GTA New Condo Guide - March 23, 2013

Mar 23 - Apr 06, 2013 Volume 17 Issue 06

inside this issue

WHAT TO EXPECT WHEN BUYING A CONDO

BEAUTIFY YOUR BATHROOM THIS SPRING

TAX-TIME TIPS YOU CAN BANK ON

GRAND OPENING

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See sales representative for details. E. & O.E. Brokers protected. Illustrations are Artist’s Concept only.

Follow us on

@Camrost

editor’s note

“ Get it in writing” still applies

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on facebook search: Condo Guide

In a hot real estate market like Toronto’s the term “get it in writing” has never been more important.

In the case of a new home or condo purchase, your contract outlines everything your new place will have in it, on it and around it.

Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms between you and your developer and/or builder. Without it, if there is a misunderstanding or disagreement, it’s impossible to prove what was agreed upon.

Since building a new home or condo is much more complicated than a resale transaction where a home and/ or property likely already exists, there is no set Agreement of Purchase and Sale or standard contract for buying a

new home. In some provinces, builders may have standard contracts prepared by the local home builders’ association or their new-home warranty program.

Builders often prepare their own agreements, so new-home contracts can vary from one builder to another and from province to province.

Before you sign a contract, review it carefully with the builder and ask questions to make sure you fully understand what’s it in. Your next step is to take it to a real estate lawyer and have it reviewed. Once it is signed it becomes a legal document, so seeking the services of an experienced lawyer is an important step toward ensuring that your dream home becomes a reality.

It pays to be curious

janine druery

Editor

Wall2Wall Media Janine.Druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

002 new Condo Guide march 23 - april 6, 2013

One of the very first things we learned in Journalism school was the age-old adage: “There is no such thing as a stupid question.”

But to a class of young, wide-eyed students with dreams of Pulitzer Prizes, the thought of seeming ignorant or ill-informed didn’t sit well.

So many of us censored ourselves from asking pertinent questions.

During my first job in the field, any concerns I had about looking silly quickly diminished. I rapidly realized the importance of asking questions when I simply don’t know the answers.

So, I can’t stress enough the importance of asking questions when buying a home. Since a home is the largest purchase most of us will ever make, it really pays to be curious – particularly when choosing a builder.

A good rule of thumb is to buy a notebook or grab your iPad and make a list of the questions you want to ask the builder, and then keep a carefully detailed account of the answers.

For instance, how long have they been in business? How many projects have they been involved with? Have their projects been completed in a reasonable time frame? Can they give you a list of references? Is everything you see in the model homes standard?

Will you have access to the site during the building process?

There is so much you will want to ask, and a good builder will have no trouble answering your questions.

Remember, this will be your home and you are the one who has to be happy there. So make your list and enquire away.

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Prices and specifi cations subject to change without notice. E. & O.E. Brokers protected. All images are artist concept.

FOLLOW US ON

@CAMROST

march 23 - april 6, 2013 new Condo Guide 003

new condo guide

contributors

Vice-President, Wall2Wall Media

Jacqueline Hill Sales Manager

Conni Robinson Associate Publisher, SWO New Homes & Lifestyle Communities

Susan Maxwell Editor-in-Chief, National Real Estate

Susan Legge Art Director

Sarah Jang Editor

Janine Druery Lydia McNutt (on leave) BILD Report

Legally Speaking

style file

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Contributing Editors

Sara Duck, Wayne Karl, Elisa Krovblit, Design Editor

Yanic Simard Senior Account Executive

Dionne Fraser

dionne.fraser@wall2wallmedia.com

Senior Account Executive

Nina Downs

nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic Graphic Designers

Caroline Wassef Sandra Hanak-Vujnovic National Account Manager, Mediative

Howard Bogach

Condo pro

Barbara Lawlor

Paul Slizys

Howard Bogach is President and CEO of Tarion Warranty Corp.

For more information about how Tarion helps new-home and condo buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.com/ TarionWarrantyCorp.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Published By

on the move

tarion report

Dan Hopkins is chief operating officer at Two Men and a Truck Canada.

For more information visit twomenandatruck.ca

Dan Hopkins

Wall2Wall Media is a Trademark of Yellow Pages Group Co. In Canada.

#500-401 The West Mall Etobicoke, On M9c 5j5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for ­advertising rates and information.

Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2013 All rights reserved by Wall2Wall Media.

Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

The views and data expressed by columnists do not necessarily represent those of the publication.

Advertising

money matters

Taxing Issues

quick tips

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at choochonghcga@yahoo.ca

Hellen Buttigieg, CPO, is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

Gail Vaz-Oxlade

Henry Choo Chong

004 new Condo Guide march 23 - april 6, 2013

Hellen Buttigieg

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Direct subway access ECONDOS.CA

Condominium Residences at the northeast corner of Yonge & Eglinton Starting from the low $300’s Presentation Office located at 2300 Yonge Street, Lobby

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Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.

Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

416.243.8688

march 23 - april 6, 2013 new Condo Guide 005

Prices, sizes & speciďŹ cations are subject to change without notice. Rendering is artist’s concept. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.

Live Life on Tomorrow’s Fast Lane.

Make the Switch.

Get Connected to The HUB.

With its uptown edge, this new residential development by award-winning Empire Communities will play a key role in this Eg-West area’s entire renewal. With condo suites, new neighbourhood-friendly shops, services, and the Eglinton Crosstown LRT right at your front door, where else would you rather be? First in can take advantage of the good-value combination of a yet-to-be-discovered neighbourhood. Get connected to The HUB.

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Suites From the Low $200’s Register Now EmpireTheHub.com

COMING SOON CONDO LIVING WITH A DOWNTOWN VIBE INTRODUCING MISSISSAUGA’S EXCITING NEW MASTER PLANNED URBAN COMMUNITY, JUST STEPS TO THE VIBRANT ERIN MILLS TOWN CENTRE WITH OVER 180 SHOPS, DINING AND SERVICES. LIVE NEAR EXISTING PARKS, TRAILS, PUBLIC TRANSIT AND SCHOOLS. DOWNTOWN ERIN MILLS OFFERS A FINE COLLECTION OF URBAN CONDOMINIUM DESIGNS AND INSPIRED AMENITIES. SUITES FROM THE MID $200’s

REGISTER NOW DOWNTOWNERINMILLS.COM Exclusive Listing Brokerage Circle M Realty Corporation. Prices and specifications are subject to change without notice. Illustration is artist’s concept E.&O.E.

008 new Condo Guide march 23 - april 6, 2013

COMING SOON NON TRANSPARENTHILL TO RICHMOND

TRANSPARENT

TRANSPARENT AN EXCITING NEWNON PHASE OF URBAN LIVING AT YONGE & HIGHWAY 7 SkyCity 2 continues the excitement of living in Richmond Hill’s finest master-planned community, with elegant suite designs and gorgeous amenities.

Inspired Condominium Living from the low $300’s

REGISTER AT SKYCITYCONDOS.COM OR CALL 905.709.5700 Exclusive Listing Brokerage Circle M Realty Corporation, Brokerage. Prices and specifications are subject to change without notice. Illustration is artist’s concept E.&O.E. march 23 - april 6, 2013 new Condo Guide 009

bild report

Excitement surrounds

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

T

he National Home Show is upon us, and with Canada Blooms once again co-locating to create North America’s largest home and garden event, you can be sure to expect another spectacular display of innovative products and new ideas!

More than 200,000 attend the National Home Show each year, and there’s good reason why. The show boasts more than 700 exhibitors, as well as a number of celebrity speakers and designers on hand to help you with your latest renovation or home improvement project, whether it’s indoor, outdoor, custom home or condo renovation.

This year’s celebrity guests include HGTV’s Bryan Baeumler and Paul Lafrance, as well as designers like Glen Peloso, Jim Caruk, Jackie Glass, Evelyn Eshun, Erica Gelman and Vicky Sanderson.

Every year, the National Home 010 new Condo Guide march 23 - april 6, 2013

// By bryan tuckey

the National Home Show Show features a Dream Home that visitors can walk through and explore, right inside the Direct Energy Centre. This year’s presentation invites you to check out the unique world of modular building with a 2,000-sq.-ft., threebedroom, three-bathroom Dream Home, complete with Dream Garage – all built in a climate-controlled, state-of-the-art indoor facility.

Those of you looking to renovate your home or condo this year will be pleased to know that our Destination Renovation booth is back for another successful year. As always, we set up more than 70 display boards of beforeand after photos of recent renovations and custom homes of all types and budgets so you can get inspired about your upcoming project.

Destination Renovation is BILD’s feature presentation at the National Home Show and invites homeowners to drop by our booth and learn about the national RenoMark program, as well as get free renovation advice from one of our professional RenoMark contractors. Every year we have some really keen people that come down to the booth with drawings or photos and they always walk away with great information from our professional renovators.

Just head over to Booth 1916 and look for the rotating BILD and RenoMark sign – you can’t miss it!

We’ll also have a contact list of the GTA’s RenoMark renovators available at the booth, as well as the RenoGuide – a handy booklet that outlines the five steps to a successful home renovation. The RenoGuide is a great tool for anyone considering a renovation and includes a copy BILD’s renovationspecific Code of Conduct so you know what to expect when hiring a professional contractor. You can learn even more by visiting the official home of the national RenoMark program at renomark.ca Two incredible shows and a free renovator consultation, all included in the price of your ticket. It may just be the best deal in town!

Where British Elegance Meets 5-Star Service ★

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Along with its rich legacy and contemporary elegance, The Britt will offer its residents an unparalleled array of Executive Services delivered with superlative efficiency and style.

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Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected.

Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Illustrations are artist’s concept. E.&O.E.

011

table of contents

March 23 to April 6, 2013 volume 17 issue 06

20 imperial

plaza

Celebrated past meets brilliant future

columns, news & features 002 Editor’s note Columnists

010 bild report Excitement surrounds the National Home Show by bryan tuckey

026 legally speaking What you should know about family trusts by jayson schwarz

032 Money matters The abundance of the previous years has turned to forced scarcity by gail vaz-oxlade

042 taxing issues Deductions: a bit of tax time advice

by henry choo chong

84 046 mortgage finesse Do you know how your mortgage broker gets paid?

108 Make Your Move How to avoid common packing mistakes

056 buyer profile First-time buyer drawn to Mod’s artistry and architecture

054 Condo pro Be sure to make a list when shopping for a new condo

140 scrumpdillyicious Enjoy comforting Red Lentil Soup with Bacon, Cumin and Harissa

112 industry news Cityzen and Fernbrook raise $20,000 for hospital

by calum ross

by barbara lawlor

064 quick tips Tips to help you conquer clutter in your bedroom by hellen buttigieg

084 style file The colours you choose can dictate the feel of your home – and your mood by yanic simard

088 first-time advice Swing into spring and get your condo warmweather ready by nikita gylander

by dan hopkins

by Leslie styles

In The News

016 the economy Canadian economic growth to improve in 2013 says CIBC 024 people Mitchell Cohen of the Daniels Corp. receives a Diamond Jubilee Medal 030 the industry BMO is lowering the rate on its five-year, fixed low-rate mortgage

Features

048 homebuying Expert advice on what to expect when buying a new home 060 feature Some clever ways to up the organizing ante this spring by clare kumar

076 your home Kate Spade adds graphic prints and a whimsical spirit into the home by sara duck

092 small spaces Clever ways to organize a small living space 116 finances Make sure you are aware of all of the costs involved in buying a home

52

124 your décor Unwind and relax in a personalized bathroom oasis

condo profiles

by sara duck

142 the scoop Catch up on décor news, inspiration, style and more

52

the burnac group

South Hill on Madison A modern, art deco condominium at the foot of Casa Loma

by sara duck

Homebuyers’ Help

034 first-time buyers Saving tips for first-time homebuyers 070 your money Are you saving enough for your retirement?

68

concert

68

74

078 quick tips With the click of a mouse, you can create customized home accents

74

minto

30Roe Construction has begun on the 34-storey tower in the Yonge-Eglinton area

082 home tips How to make the most of your home office 120 finances How to blend families together financially 122 trendspotting Strong colours and rich hues are alluring and on trend

80 80 90

by elisa krovblit

145 Condo Buyers’ Resource Section You love the home, see what you can afford 150 Index of advertisers

Grand Palace Built for comfort, bursting with urbanity, and sleek in contemporary design Easton’s Group of Hotels

King Blue Condos Resort-style living close to Toronto’s best restaurants, cultural centres, spas and clubs

114 condo snapshot Live the high life in style at the Carnaby penthouses

138 home style Pastel colours are brightening up the home this spring

Guizzetti corp.

90

094 condo watch 416 Previews, new releases and grand openings in the 416 area

134 condo watch 905 Previews, new releases and grand openings in the 905 area

88 Scott The embodiment of downtown living at the corner of Scott and Wellington Streets

104

Davies Smith Developments

104

Eleven Superior Construction has begun on the much-anticipated condo project in Mimico-by-the-Lake

Yes, this is the actual view from the 14th oor!

014 new Condo Guide march 23 - april 6, 2013

COMING THIS SPRING Nestled on the edge of High Park - Toronto’s largest urban park and just steps from the quaint shops and fine dining of Bloor West Village, The Daniels Corporation is excited to introduce

The only new condominium within Toronto to offer innovative suites ranging from studio to two bedroom + den designs featuring superior finishes and unobstructed views of over 399 acres of vibrant parkland and beyond. Add to this 18,000 sq. ft. of indoor and outdoor private amenities, unlike any other in the city today, and you’ll quickly see that HighPark Condominiums is Where Modern Urban Meets Mother Nature.

SUITES FROM THE

$300,000s Register Today 416.351.1844 danielshighpark.com

A Daniels / WJ Community Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply. See Sales Representatives for full details.

the economy

Canadian economic

growth to improve in 2013: CIBC While Canada’s economy limped to a close last year,

it is not a sign of worse things to come in 2013, although growth will continue to be lacklustre for some time, according to a new report from CIBC World Markets Inc. “Any time growth slows to a crawl, one has to worry that it wouldn’t take much to push the economy over the edge,” says Avery Shenfeld, chief economist at CIBC. “Based on admittedly slim evidence, there are reasons to believe that Q1 growth will be better.”

He points out that while employment dropped in January, hours worked are up. He also notes that auto sales look like they’ve rebounded – generally a signal of consumer confidence – and that the resolution of energy sector disruptions has resulted in an increase in oil exports to the United States through mid-February.

“So it looks like, in terms of quarterly GDP, Q4 could end up being the storm before the calm, with an improved pace ahead,” says Shenfeld.

However, he warns that challenges domestically and 016 new Condo Guide march 23 - april 6, 2013

globally will result in only tepid improvement. CIBC’s forecast sees the economy tracking only a 1.7 per cent growth rate in 2013, a pace that will see the unemployment rate drift higher.

Shenfeld believes that the weak close to 2012 and the modest rebound ahead will keep the Bank of Canada from raising rates until third quarter of 2014, two quarters later than previously forecast. The delay in raising rates will also result in the Canadian dollar remaining below parity with the U.S. dollar until the second quarter of 2014.

“Instead of smoothly passing the growth baton from governments and households to business spending and exports, there’s been a fumble,” he says. “Housing has slowed, as has consumer borrowing, and governments face pressures to tighten belts. But businesses aren’t opening their wallets.”

While many had forecast business investment to pick up the slack in the Canadian economy, weak global growth has been holding back capital spending. The report examined the issue of whether Corporate Canada was sitting on an excess pile of cash that it should be spending on new projects.

“There is no real evidence from a macroeconomic perspective that corporations are indeed sitting on excess cash,” say CIBC economists Benjamin Tal and Peter Buchanan. In fact, “corporations are holding cash levels that are consistent with a trend we have seen for more than two decades.”

They note that, in nominal terms, in real terms or as a share of assets, the near $600 billion of cash holdings by non-financial corporations in Canada is at record or near-record highs. However they point out that all the increase in cash since the beginning of the recession can be fully explained by growth in GDP. In real terms, and as a share of GDP and corporate assets, cash holdings by corporations are now only back to their pre-recession levels. While businesses have increased the share of assets they hold in cash, their relative cash position has been offset by a decline in other current assets – namely inventories and accounts receivables.

Tal and Buchanan found that the higher level of cash holdings has not come at the expense of capital spending, which at 20 per cent of GDP, is not only more than three points above its long-term average share, it is also near a record high.

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

MONARCH COMMUNITIES.

MONARCH, CANADA’S OLDEST AND MOST EXPERIENCED BUILDER.

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MARKHAM

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EXPERIENCE CENTRE HOURS: Mon. – Thurs. 12pm – 6pm, Weekends & Holidays 12pm – 5pm, Closed Fridays

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MONARCHGROUP.NET Always home.

MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20822

256 Queen St. West, Toronto 416.495.3549

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AN URBAN ICON. AN UNBELIEVABLE PRICE. Rising high above the urban fabric of chic Queen West, Picasso on Richmond is a thought provoking dedication to modern design. The iconic development places you steps from Toronto’s theatre and financial districts, and in the heart of the city’s most coveted shopping district. With Picasso on Richmond breaking ground, take full advantage of our under construction pricing before it’s too late.

EXPERIENCE CENTRE: 256 Queen St. West Mon. – Thurs.

12pm – 6pm Weekends & Holidays 12pm – 5pm, Closed Fridays 416.495.3549 Queen St.

BUILDING LOCATION Valleyridge Dr.

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Hwy. 5 (Dundas)

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Richview Blvd.

Upper Middle Rd.

Like us on:

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MONARCHGROUP.NET Always home.

MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20822

John St.

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DOWNTOWN TORONTO FROM THE $280,000’s NOW UNDER CONSTRUCTION

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

DISCOVER ONE OF ETOBICOKE’S FINAL URBAN WATERFRONT SETTINGS. LAST CHANCE FOR PRE-CONSTRUCTION PRICING.

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EXPERIENCE CENTRE: 2167 LAKE SHORE BLVD. W. ETOBICOKE 416.495.3544

Like us on:

Follow us on:

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twitter @monarch_group

MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. E.&O.E. 2013. 20822

YONGE AT HEART RICH IN POSSIBILITIES LIVE AT YONGE + RICHMOND WITH ENDLESS VIEWS OF THE LAKE. REGISTER FOR PREVIEW VISIT YONGEANDRICH.COM

FROM $289,990 CONDOMINIUMS COMING SPRING 2013.

Live at the centre of it all with everything you can imagine. Enjoy easy access to the subway, the PATH, the Eaton Centre, U of T and the Financial and Entertainment districts. Live with luxury amenities, expansive terraces and breathtaking views of the lake. Redefine world class living at Yonge + Rich.

REGISTER FOR PREVIEW AT YONGEANDRICH.COM | 416 492 7420

Illustrations are artist’s impression. Prices, sizes and specifications subject to change without notice. E.&O.E. Exclusive Listing: Baker Real Estate Incorporated, Brokerage, Brokers protected.

march 23 - april 6, 2013 new Condo Guide 017

018

EXCLUSIVE LISTING BROKERAGE BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. *PRINCIPLE, CMHC PREMIUM, INTEREST AND TAXES INCLUDED. BASED ON A 1 YEAR TERM AMORTIZED OVER 25 YEARS AT 3.1%. PRICES,SIZES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. SEE SALES REPRESENTATIVE FOR DETAILS. E. + O. E. ILLUSTRATION IS ARTIST’S IMPRESSION.

�a �o�ce vita

LA PIAZZA

LIFE IS SWEETER AT TREVISO

ITALIAN INSPIRED LIVING FROM THE LOW $200’� TO OVER $500,000 Welcome to Italian inspired living complete with stunning landscaping, gorgeous amenities and luxurious suites.

EXCITING PROMOTIONS AND GREAT SELECTION OF SUITES STILL AVAILABLE SO HURRY IN!

TREVISOCONDOS.COM 416 787 8882 Exclusive Broker Milborne Real Estate Inc. Brokers Protected.

Promotions may be changed and/or cancelled at any time without notice. Prices and specifications are subject to change without notice. Illustration is artist concept. E. & O.E.

PRESENTATION CENTRE IS LOCATED AT THE NORTHEAST CORNER OF DUFFERIN ST. & LAWRENCE AVE. MONDAY TO THURSDAY 12PM -6PM SATURDAY, SUNDAY 12PM - 5PM FRIDAY & HOLIDAYS CLOSED

march 23 - april 6, 2013 new Condo Guide 019

cover story

A CELEBRATED PAST…

A BRILLIANT FUTURE

A historic residence is taking shape in one of Toronto’s most

sought-after neighbourhoods in upper Forest Hill. Imperial Plaza, located at 111 St. Clair Avenue West, will be a dramatic transformation of the former headquarters of one of Canada’s largest corporations. This landmark property is the vision of the award-winning development team Camrost-Felcorp, well respected for residential landmarks across the Greater Toronto Area including California Condos, The Residences of Yorkville Plaza, iLofts at Mystic Pointe and The Avenue — just steps from Imperial Plaza.

The Imperial Plaza building is clad in a limestone façade, with a two-storey high granite and marble lobby, extraordinary 10- to 16-ft. ceilings, and steel welded-frame construction. From every floor, the views will be among the most picturesque in the city with the beautiful tree canopy of the Deer Park neighbourhood laid out below and the dramatic skyline of Toronto splashed across the horizon.

A Timeless Historic Legacy

Originally built in the mid 1950’s, no expense was spared in ensuring it 020 new Condo Guide march 23 - april 6, 2013

was a modern-day corporate palace.

Only the best materials and the most advanced building technologies were employed in its construction. In its grand lobby, one of Canada’s most important artists – York Wilson – was commissioned to create the largest and most ambitious mural ever envisioned in this country at the time.

Features of the building include a limestone exterior, 24-hour concierge service, retail shops, an extensive recreation and entertainment area called the Imperial Club.

The lobby reception lounge leads into a striking outdoor landscaped area. Other lifestyle amenities at Imperial Plaza include an indoor pool

Available suites at Imperial Plaza come in a variety of sizes and square footages, so no matter what you’re looking for, there’s a suite just right for you.

and whirlpool spa, two squash courts with viewing area, a 10,000sq.ft. fitness auditorium, a yoga/ Pilates studio, a golf simulator room, two screening rooms, an outdoor furnished fireside patio with gas barbecues and a multipurpose games room.

Grand Suites: Bigger is Better

Imperial Plaza boasts a fine selection of suite designs offering the very best in elegant modern living. Kitchens feature integrated panels that neatly conceal appliances, enabling a smooth flow into the living room. Polished stone countertops provide a clean,

streamlined surface, while fine-crafted kitchen cabinetry continues the modernist feeling and is a nod to the latest European trend. For the wide-planked flooring throughout, buyers can choose from a variety of flooring options. Expansive interior spaces come with large windows and unprecedented views of the city.

Available suites at Imperial Plaza come in a variety of sizes and square footages, so no matter what you’re looking for, there’s a suite just right for you. The Imperial Suites start from the $400s and boast contemporary urban finishes. Two-storey lofts start from the $460s and come with soaring 16-ft ceilings and two levels of upscale living. The Private Residences Collection includes the Rockefeller Suites starting from the $850s and, finally, the top three floors consist of the luxurious Sky Penthouses starting from $3.85 million and come with access to the private residences express elevator.

For more information on Imperial Plaza, visit the presentation gallery at 111 St. Clair Avenue West, call 416.925.2501 or go to imperialplazatoronto.com. march 23 - april 6, 2013 new Condo Guide 021

5

% DOWN

PAYMENT.

MOVE IN

SPRING 2013

*

Up to $8,000 cash back!*

One Sherway. Many Reasons.

Don’t miss out on this rare opportunity to live in an award-winning community.

One Sherway is lifestyle living without the high-end price tag. Offering you a chance to loosen the purse strings and indulge in the amenities that surround you. With access to the TTC steps from your home and one of Canada’s most luxurious malls in your backyard, relish in the opportunity to experience life on a grander scale.

Come discover a Mike Niven designed living experience, priced starting from $272,990. Parking included.

The Queensway

QEW

y.

Expw

Evans Ave.

The East Mall

iner

Gard

Browns Line

Hwy 427

all est M The W

Sherway Gardens

Presentation Centre and Model Suite 225 Sherway Gardens Road, Suite 103, Etobicoke Across from Sherway Gardens onesherway.com | 416-695-3535

*Limited time offer. Cash back amount to be credited on closing. An additional deposit of 5% to be paid at occupancy.

Offer subject to change or withdrawal without notice. Please see sales representative for details. E.&.O.E. Illustrations and renderings are artist concept only. March 2013.

people

MITCHELL COHEN

receives Diamond Jubilee Medal

Mitchell Cohen, President of

The Daniels Corporation, has been awarded a Diamond Jubilee Medal.

Cohen received the honour at a recent ceremony hosted by the Honourable Bob Rae at the new Daniels Spectrum in Toronto’s Regent Park.

“It’s an honour to be among the Diamond Jubilee Medal recipients,” says Cohen. “Particularly now, in the midst of the revitalization of Regent Park, community-building and being part of the greater fabric of Canada are so important to me.

I consider myself very fortunate to be so rewarded for work that I love to do.”

MPP Glen Murray, Minister of Transportation and Minister of Infrastructure, presented Cohen with his medal.

024 new Condo Guide march 23 - april 6, 2013

Pictured above

Mitchell Cohen, President of The Daniels Corporation, proudly receives the Diamond Jubilee Medal from The Honourable Bob Rae, Interim Leader of the Federal Liberal Party of Canada (L) and Ontario Minister of Transportation, Glen Murray, MPP, Toronto Centre

“Mitchell Cohen is an important contributor to Toronto, and a true community leader,” says Minister Murray. “He is a visionary who has changed the face of affordable housing in the GTA. Under his leadership, The Daniels Corporation offers generous support for causes like Second Harvest, Habitat for Humanity and various initiatives including the revitalization of Regent Park.

He cares deeply about the people of Toronto, and it is an honour to celebrate his contributions with this medal.”

The Diamond Jubilee Medal is a commemorative medal created in 2011 to mark the 60th anniversary of the accession to the throne of Queen Elizabeth II. The medal will be awarded to 60,000 Canadians who have made significant contributions to their communities and country, or whose achievements abroad have brought credit to Canada.

The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builder/ developers, and has built more than 23,000 homes throughout the GTA.

COMING THIS SPRING SUITES FROM THE LOW $200,000s or $1,489/MONTH

2GOOD 2MISS FINAL OPPORTUNITY TO OWN AT DANIELS’ LANDMARK NY TOWERS COMMUNITY Introducing NY2 CONDOMINIUMS - the exciting sequel to the highly successful NY Place Boutique Condominiums by Daniels. Edgy. Hip. Cool.

And filled with fresh amenities! Already under construction, NY2 is just steps to the subway and minutes to shopping, dining and theatre.

Best of all, Daniels is once again offering their bold new direction in homeownership with Toronto’s ONLY Rent-To-Own Program - part of your rent goes towards your down payment. Now that’s smart. NY2. 2 Good 2 Miss!

FINCH AVE E.

REGISTER NOW

N

416.221.3939

HWY 401

HWY 404

LESLIE ST

PREVIEW SALES CENTRE

REAN DR

N Y2CO ND OS .COM

YONGE ST

RENT-TO-OWN SEMINARS

BAYVIEW AVE

SHEPPARD AVE E.

FOR OUR UPCOMING

VISIT OUR PREVIEW SALES CENTRE 27 Rean Drive, Unit 10 Mon. - Thurs. 12pm - 6pm Sat., Sun. & Holidays 12pm - 5pm Fri. Closed

YORK MILLS RD

Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

march 23 - april 6, 2013 new Condo Guide 025

legally speaking

The truth about

// by jayson Schwarz

family trusts

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw. ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

holding assets and/or operating a business. Instead of shareholders, it has beneficiaries for whom the assets must benefit, and trustees who follow a set of rules that are crafted by the lawyer to satisfy your needs that describe how the trust shall be operated and for whose benefit. Unlike a will, which merely says who gets what after death, a trust allows you to strategically plan your succession with a view to minimizing or delaying tax and government administration fees. In addition, putting your assets into a carefully structured trust will allow you to control your estate after death. Trusts may be used while you are alive to split income amongst family members and others to minimize your own income tax burden. Trusts have a wide variety of uses, and for this reason several different types of trusts have been developed.

hen people hear the words “Family Trust” or “Florida Trust,” they immediately think of wealthy, old-money families such as the Kennedys. The truth is that trusts are simply a second layer of estate planning, over and above a will, for people who have assets that they want distributed on an ongoing basis after death, or even during life. In addition, trusts are an effective way of reducing the tax liability of your estate while still allowing you, or whoever you designate, to be in complete control of your assets.

What are some of the different types of trusts?

Trusts can range from the very simple to the very complex. Trusts can vary from document to document as to their effect, complexity and use. The following are but a brief sampling of different kinds of trusts: › Testamentary Trust It is possible to create a trust within your will by specifying how certain assets will be handled and then distributed after your death. As an example you can stipulate how minors will receive certain bequests and how assets may be invested. › Spousal Trust It can be included in a will or as a separate document in order to place some or all of your assets into the trust prior to death purely for the benefit of your spouse in order to avoid the estate tax. You could provide your spouse a life interest in order to enjoy the assets yet preserve them for the children. › Family Trust This trust is used during your life for any number of purposes. It can be used as a personal and corporate succession planning tool, as a discretionary, flexible tax-planning tool and for creditor protection. › Henson Trust This trust is designed to allow disabled persons receiving disability benefits to protect their assets and those benefits. › International or Florida Trust this can be an extremely important planning tool for Canadians who are looking to purchase property in Florida or elsewhere outside of Canada. When prepared properly it can insulate you from US estate taxes on death.

What is a trust?

A trust is a thing, brought to life by a trust document, that creates an entity able to operate on the surface as a separate individual, capable of

How do I know if a trust is right for me?

It is important to consult with a lawyer and accountant experienced in the use of trusts to determine which kind of trust is right for you and your family. Trusts are dynamic and useful tools that allow flexibility, peace of mind, succession planning and tax planning, now and in the future.

W

026 new Condo Guide march 23 - april 6, 2013

A MODERN DAY MASTERPIECE

BRK

12’-0” O.

19’-1”

11’-11” 11’-0”

BEDROOM 3

DINING

BALCONY

9’-0” 11’-0”

W D

KITCHEN

12’-0”

LIMITED SUITES AVAILABLE! - PRESTIGIOUS LIVING AT THE OLD MILL

- STUNNING VIEWS - METICULOUS SUITE DESIGNS - FROM THE LOW $500’S - OUTSTANDING AMENITIES TO OVER $1.7 MILLION

17’-3”

P.

- HEIRLOOM FINISHES

LAUNDRY

FROM ONLY 5% DEPOSIT LIVING

FOYER

CONSTRUCTION WELL UNDERWAY!

BATHROOM

POWDER

W.I.C.

SITE

JANE STREET

21’-4”

OLD MILL DRIVE

OCCUPANCY FALL 2013 NEW SALESD.CENTRE & MODEL SUITE OPENING MAY 2013 R ILL REGISTER D M NOW FOR YOUR INVITATION TO THE OPENING. OL OLD MILL INN BLOOR STREET WEST RIVERHOUSECONDOS.CA 416.766.7343

SITE

RD. ILL DM OL OLD MILL INN

W.I.C.

21’-0” SITTING AREA

BEDROOM 2

BLOOR STREET WEST

MASTER BEDROOM

10’-0”

JANE STREET

W.I.C.

OLD MILL DRIVE

ENSUITE

30 OLD MILL ROAD, TORONTO MONDAY - WEDNESDAY: 12PM - 6PM SAT & SUN: 12PM - 5PM CLOSED: THURS., FRI. AND HOLIDAYS RIVERHOUSE AT THE OLD MILL PRESENTATION CENTRE TEMPORARILY RELOCATED AT THE TREVISO PRESENTATION CENTRE LOCATED AT DUFFERIN ST & LAWRENCE AVE W.

12’-2”

12’-8”

Exclusive Broker Milborne Real Estate Inc. Brokers Protected. Prices and specifications subject to change without notice. Promotions may be changed and/or cancelled at any time without notice. Only 5% deposit is required for one bedroom suites. Only 10% deposit is required for 2 bedroom suites or larger.

Balance to 20% not required until occupancy. 2-7TH Limited FLOOR time offer.

Illustration is artist concept. E.+O.E. - 3B

2152 SF

04

05

06

07

03

03

04

05

06

08 02

01 TYPICAL FLOOR 2-6

09

07 02

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FLOOR 7

THE KINGSGROVE 3 BEDROOM | 2152 SQ.FT. march 23 - april 6, 2013 new Condo Guide 027

029

the industry

Go fixed, go five and become

mortgage-free faster: BMO

BMO is lowering the rate on its five-year,

fixed low-rate mortgage to 2.99 per cent from 3.09 per cent, effective immediately.

“In 2010, BMO introduced Canadians to a five-year fixed rate mortgage with a maximum amortization of 25 years and a very attractive interest rate,” says Ernie Johannson, senior vice-president, personal banking, Canada, BMO Financial Group. “Since the launch of

Current five-year interest rates remain exceptionally low. A five-year term gives borrowers ample protection against the possibility of rates returning to more typical levels in the next few years.

030 new Condo Guide march 23 - april 6, 2013

BMO’s fixed low-rate mortgage, Canadians will have saved more than $200 million collectively by the time their mortgages are paid off.

“Today, we are once again making this mortgage, which is perfect for Canadians who want certainty of payment and protection against the risk of rising rates, available at 2.99 per cent. Our message to Canadians is simple: go fixed, go five, lock-in now at a terrific rate and become mortgage-free faster with a shorter 25-year amortization.”

“Given that the most likely trend in interest rates is upward and that longer-term interest rates are likely to move first, we believe that locking in for five years is the superior choice,” adds Doug Porter, chief economist, BMO Capital Markets. “Longer-term rates, such as five-year mortgages, can start moving higher well in advance of any action by the Bank of Canada. Current five-year interest rates remain exceptionally low. A five-year term gives borrowers ample protection against the possibility of rates returning to more typical levels in the next few years.”

Johannson adds, “BMO’s efforts to encourage Canadians to pay down debt and build equity in their homes have been aligned with Minister Flaherty’s timely and prudent actions to encourage moderation in the housing market.”

“Canadians have 90 days to get preapproved while they search for the right house that fits within their budget,” she says.

march 23 - april 6, 2013 new Condo Guide 031

finances

// by gail vaz-oxlade

creating the illusion of scarcity

O Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

If you’re the kind of creature who routinely spends every penny you make, maybe you need to implement the illusion of scarcity to keep yourself in check.

032 new Condo Guide march 23 - april 6, 2013

ne of the reasons so many people are up to their eyeballs in debt is that they’ve had access to gobs of credit. Whether lenders threw a dozen credit cards at us, offered us big, fat lines of credit, or let us buy now and pay later, we’ve been living a life where we could have whatever we want whenever we want. It’s been a life of abundance.

Then came the economic change. Creditors stopped throwing credit at every Tom, Dick and Mary regardless of their ability to actually pay back that credit. The government got into the swim creating legislation that said lenders couldn’t just raise a person’ credit limit without telling them – further exposing them to credit risk. And people started losing their jobs.

The abundance of the previous years has turned to forced scarcity.

Some people took steps to prepare for the worst and are holding on through the tough times. Others have found their debt loads too high and are headed to bankruptcy trustees to see what they can off-load. Still others are just drowning with no idea what to do next.

I’m sad for all the people who can’t keep it together – people who are missing their rent or mortgage payments, falling behind on their car payments, pulling their kids out of their sports or other extra-curricular activities. While things were good and they were constantly being offered more and more credit, they never imagined there would ever be an end to

Where will your life storey take you?

Location, location, location! It’s the mantra for smart buyers in the city.

One exceptional new condominium transcends all others as the smartest destination around. Introducing 365 Church. In the heart of the action, steps from almost every amenity on earth. Shop for groceries where hockey legends were born.

Live where perfection is the norm.

Prices and specifications are subject to change without notice.

Illustrations are artist’s concept. E.&O.E. Brokers Protected. January 2013.

Coming soon to Church & Carlton. Register at menkes.com

Your life storey starts here.

Coming soon

Coming soon

Coming soon

Now open

Move in now

Move in this year

Under construction

Under construction

York & Harbour Toronto Register now at menkes.com

Church & Carlton Toronto Register now at menkes.com

Peter & King Toronto Register now at menkes.com

Richmond & Spadina Toronto from the mid $200’s 416.591.7700

Bay & Yorkville Toronto from $1.9 million yorkvilleresidences.com

Evans & QEW Etobicoke Starting from $272,990 onesherway.com

Yonge & Park Home North York from $384,990 416.730.9722

Avenue & Davenport Toronto Starting from $381,990 416.323.0100

Prices and specifications are subject to change. E.&O.E. January 2013. 20134.

menkes.com

their ability to have what they wanted. I’ve worked with more than a few people who are totally astounded at the place they are currently in. How could this happen? You probably know a body or two who are scratching their heads.

I’m hoping the forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case.

It doesn’t take a world economic crisis to throw a body’s budget into a tailspin if you have no money saved. It only takes a few weeks off work with a sick child, a call to jury duty, or a cut-back in your hours at work to make a house of cards fall down.

I wonder how many people will actually learn the lesson. I wonder how many people will go back to spending every cent they make as soon as the economy gets back on its feet. And I wonder if anyone has figured out that you can create your own sense of scarcity to keep you constantly on your toes when it comes to managing your money.

Abundance has a way of permeating our very being and making us feel invulnerable. But we are all vulnerable, whether we want to accept that fact or not. And creating the illusion of scarcity may be what it takes to stay true to a sound financial plan.

I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have. And I’m not suggesting you use the illusion of scarcity to cheap out on life. But if you’re the kind of creature who routinely spends every penny

I’m hoping the forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case.

you make, maybe you need to implement the illusion of scarcity to keep yourself in check. And maybe if you move your money where you can’t touch it, leaving yourself with less to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive.

How do you create the illusion of scarcity. Well…

First, you make a budget that balances. You transfer all the money that must be used to pay your fixed and variable expenses to a “house” account, so you know those bills are covered and you can’t spend that money on stuff.

Second, you set some goals you want to achieve. It may be paying down your mortgage annually, taking a fabulous family vacation, or going back to school.

Third, you set up savings accounts for each of the goals you want to achieve, and have the money you want to saved moved automatically to those accounts so that money is out of sight.

Now you only have money left in your first account that you can actually spend on all that stuff you so love to buy: coffee, lunches out, another tool, magazines, DVDs, more clothes… name your weakness here. For me it’s houseplants and books. When I look at the money in my account, because I’ve made most of it disappear to places I don’t look regularly, I’m more cautious about just how I blow what’s left. I prioritize. I consciously decide to spend (or not to spend) the money. I don’t feel like I have so much money I’ll never run out so I can just have this one little thing.

And that’s the point of creating the illusion of scarcity: to recognize that money is an exhaustible resource so you better be sure your spending isn’t just a knee-jerk reaction to your sense of abundance.

march 23 - april 6, 2013 new Condo Guide 033

first-time buyers

Saving tips for

FIRST-TIME homebuyers a big dream for many young Canadians, and is likely the single biggest investment most of us will make in our lives. While saving for a down payment can be challenging, Farhaneh Haque, director of mortgage advice at TD Canada Trust, says that young Canadians can save for a down payment a little quicker by following a few simple rules.

“First, examine your budget and set a savings goal,” says Haque. “Take advantage of online budgeting tools to gain insights into where you spend your money. Also remember that in addition to your down payment you will need to save for the additional costs involved with a home purchase, which include land transfer tax, moving costs and legal fees.”

Next, curb your spending and increase your savings. “Even a small adjustment in your spending habits can go a long way toward helping you save a bigger down payment,” says Haque. “For example, consider using transit to get to work instead of driving and paying for parking – it can really add up over time.”

Home ownership is

One of the most effective – yet overlooked – strategies is to put money aside before you can spend it. Haque suggests setting up a regular, pre-authorized transfer service that moves a specific amount from each pay cheque into a high interest savings account. Making savings automatic is a simple and effective way to stay disciplined while saving for a down payment.

Finally, Haque reminds first-time homebuyers that they may be able to take advantage of the federal government’s Home Buyers’ Plan. “Those who have been actively saving for their retirement can access up to $25,000 from their RSPs to bump up their down payment when they purchase their first home.

The RSP funds must be paid back within 15 years, so it is important to factor this repayment into your monthly budget.”

For more advice on saving for a down payment, visit tdcanadatrust.com/ homeownership. NC

034 new Condo Guide march 23 - april 6, 2013

REGISTER NOW – TOWER B –

COMING tO WEStON & HWY 7 IN VAUGHAN!

AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE AN ENCORE PERFORMANCE

Announcing the second phase of Centro Square Condos, Vaughan’s BIGGESt success story! Don’t miss this fantastic opportunity to live in Vaughan’s hottest new master planned community at Weston & Highway 7, just steps to great shopping, dining, schools, parks, transit and more!

RESIDENTIAL | RETAIL | OFFICE REGISTER NOW | CENTROSQUARE.CA | 905-851-8877

HIGHWAY 407

STEELES AVE.

HIGHWAY 400

WESTON RD. HIGHWAY 7

SALES OFFICE NOW OPEN: 7777 Weston Rd.

All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

SaleS OFFICe HOurS: Monday – Thursday 12 p.m. to 6 p.m.

Weekends & Holidays 12 p.m. to 6 p.m.

Friday Closed

march 23 - april 6, 2013 new Condo Guide 035

1 NAME. 1 CHOICE.

%

MORTGAGE* Live in a Liberty home from as low as /month!*

$650

036 new Condo Guide march 23 - april 6, 2013

Live at World On Yonge from

$750 /month!*

MON. - THURS. 12 P.M. TO 7 P.M. SAT., SUN. + HOLIDAYS 12 P.M. TO 6 P.M. CLOSED FRIDAYS

WorldOnYonge.ca 905-771-7010 RICHMOND HILL

Live at Royal Gardens from

$750 /month!*

MON. - WED. 12 P.M. TO 7 P.M. SAT., SUN. + HOLIDAYS 12 P.M. TO 6 P.M. THURS. + FRIDAY BY APPOINTMENT

RoyalGardensCondos.ca 905-889-9997

DANFORTH AVE.

Live at Terrace On Danforth from

$650 /month!*

BY APPOINTMENT ONLY

TerraceOnDanforth.ca 416-987-7575 | info@TerraceOnTheDanforth.ca

MOVE IN 2013!

YONGE ST.

www.MyLibertyCondo.ca/1Mortgage *As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artist’s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected.

See Sales Representative for details. march 23 - april 6, 2013 new Condo Guide 037

038

039

THIS SPECIAL PROGRAM ENDS SOON. DON’T MISS OUT.

E-A-S-Y

THE OWNERSHIP PROGRAM:

CAN YOU AFFORD TO BUY AT THE STATION? YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

• • • • • •

A sweet corner unit An enormous 175 s.f. balcony Quartz countertops Built-in Euro appliances A window in the master ensuite A place you won’t grow out of

YOU PUT DOWN

$10,000

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10% 10% DOWN = $45,000

10%

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

$450,000

WE’LL MATCH THAT

$10,000 = $20,000

WITH A $10,000 DISCOUNT OFF THE PRICE OF YOUR CONDO.

Just like that, in 25 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lucas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

ONLY $25,000 TO GO.

FOR THE NEXT 25 MONTHS, YOU PAY JUST $500/MONTH TOWARD THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $500 DISCOUNT OFF THE PRICE OF YOUR CONDO.

SAFE – The Station is already under construction.

SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand.

GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

RUN. WALK. SUBWAY. HURRY. NOW UNDER CONSTRUCTION.

WILSON SUBWAY

YORKDALE MALL

TIPPETT RD

ALLEN

RD

WILSON AVE

HWY.401

YORKDALE SUBWAY

416.398.9777 THESTATIONCONDOS.COM

On Tippett Road, south of Wilson Avenue / Mon to Thurs 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

S’ DANIEL

*

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Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. Specifications and programs are subject to change without notice. Illustrations are artist concept.

E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

march 23 - april 6, 2013 new Condo Guide 041

taxing issues

// By henry choo chong

deductions, deductions

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Q

Last year, my wife and I welcomed her elderly parents into our home. They lived in north Simcoe and we are in Richmond Hill. They loved their home; unfortunately they can no longer maintain it on their own. We can financially and physically help them in their senior years. Can we deduct the money we give them for living expenses? Where and how on our tax return? Ron and Beth, Richmond Hill

A

The baby boom generation may have to put condo living on hold for several years. Many

042 new Condo Guide march 23 - april 6, 2013

boomers have the financial responsibility of not just university kids but aging parents, too. Our generation (myself included) are blessed with having the people closest to us at home – children and parents.

Unfortunately, neither Mr. Harper nor Mr. McGuinty provide a deduction for your financial assistance. However, they do provide a “caregiver” tax credit. You may qualify to claim a $4,223 federal tax credit and a similar provincial amount. This will reduce your federal and provincial income taxes by $633 and $210, respectively.

You should note: parents must be at least 65 years old and mentally or physically dependant on adult children.

Q

My kids attend pre-school and elementary private institutions.

The cost is astronomical but my wife and I believe it is best for our kids. How much of the tuition may I deduct and how? Wong, Markham

A

Generally, private school tuition is not tax deductible. An attempt was made several years past to deduct private school tuition; however it was politically unpopular and was reversed the following year.

Fees to education institutions may be deductible as childcare and claimed by the lower income spouse. A receipt must be provided by the school for the portion of the fees that are considered “childcare.”

Additionally, depending if there is some religious affiliation, part of the fees may be allocated as a charitable donation. Again, the institution must provide a receipt and qualify for charitable status.

Q

I recently sold a real estate investment property. How much income tax will I pay? I calculated I made approximately $80,000.

Karim, Mississauga

A

Generally, real estate that is sold for more than its cost may result in a capital gain for the individual. Fifty per cent of the gain must be included in your income tax return in the year of sale.

Using your figures and assuming you have other income, such as from employment, we can use a 40-per-cent tax rate. Therefore, the $80,000 capital gain is reported. Forty thousand (50 per cent of the gain) must be included in income. This is taxed at 40 per cent. Your tax obligation on the gain is $16,000 (40,000 x 40 per cent) to Canada Revenue Agency.

Consult your accountant/tax advisor before committing to pay any income taxes.

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation.

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march 23 - april 6, 2013 new Condo Guide 045

mortgage finesse

Do you know how

// by Calum Ross

your mortgage provider gets paid? ›› Bank branch manager This friendly and trusted advisor has a sales

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an accredited mortgage professional. He can be reached at 416.410.9905.

I

n all the mortgages that I arrange, I find it surprising how few people actually ask me how I get paid. A recent study in the U.S. indicated that less than 10 per cent of people could properly identify how different types of mortgage providers get paid during the transaction. Don’t you want to know whether that person who is so eager to sign you up has a financial advantage to selling a particular product?

You definitely should care – and here is why. Almost every single provider in the mortgage marketplace has a potential financial gain by selling a particular mortgage product and rate. To make matters worse, that financial gain or pat-onthe-back is often gained at the expense of the consumer.

Let’s take a look at your main mortgage providers to see what to watch for:

046 new Condo Guide march 23 - april 6, 2013

quota to hit just like everyone else (you did notice that Canadian banks do fairly well financially, right?). Their salary increase, bonus and promotion depends on results. Typically, bank managers have sales quotas for particular products as well as growth targets on the loan/investment portfolios. Their targets are often based on the size of their mortgage portfolio as well as the average term of the portfolio. The longer the term, and larger the size of the mortgage, the better the Christmas bonus.

Furthermore, these managers are increasingly being graded on the profitability of these portfolios. When you go to your old bank branch and it has moved to a new location, where do you think one of the bank managers went? Which one do you think they kept with the bank? The one with the great discounted loans and mortgage rates, or the one that is making the bank the most money? ›› Bank mortgage representatives These are typically contract employees of

the bank who are usually paid on a straight commission basis. Most only sell one bank’s mortgages, while some sell several. The ones that sell other bank’s products are often only permitted to do so once they have met a quota of their own bank’s products. These individuals are usually paid based on three criteria: the size of the mortgage, the term of the mortgage and the discount given. That means that these representatives can make more money by putting you in a longer term at a higher rate.

›› Mortgage consultants/mortgage brokers These people are independent

mortgage providers that theoretically work for you and not for one particular bank.

They are paid a finder’s fee (or commission) from the institution that the mortgage is funded with. The problem is that not all banks are paying the same amount for each of the mortgage products. The lenders pay brokers based on the size of the loan and the term selected. The longer the term selected, the bigger the commission to the broker. On top of the different payoffs for the terms, some lenders also pay more for the same product. A broker could make more money funding a five-year term through one lender over another.

Typically, there is no advantage to the broker if the consumer gets a higher rate, but there are exceptions to that rule.

So now that you know how it works, who do you trust? When you go mortgage shopping, don’t believe that everyone is out to get you. While the incentive systems are there, many mortgage providers will look out for your best interest. A satisfied past client that refers family, friends and colleagues is worth a lot more than one big commission payout. Do your research, ask for testimonials, or ask your friends. A mortgage is a huge financial decision.

Make sure it is a decision being based on your financial situation, and not your mortgage provider’s bank account.

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Prices and specifications are subject to change without notice. Illustration is artist’s concept. E.&O.E.

march 23 - april 6, 2013 new Condo Guide 047

homebuying

What to expect

when buying a new home Purchasing a new home is a big decision and can sometimes seem overwhelming. Finding the right location, size and finishes are all exciting parts of choosing the home that’s right for you, but there are many other important steps to consider.

Deposits made on condominiums are protected up to a maximum of $20,000.

Let Tarion walk you through some of the stages of purchasing your new purchase: Signing the purchase agreement: Once you’ve decided on the right home, your builder will ask you to sign an agreement of purchase and sale. Before you do, make sure you understand the terms of the deal you are signing; what is and isn’t included in the price; and when your closing date will be. It is also important to check that anything promised by your sales representative is reflected in writing. This includes any upgrades you’ve agreed on.

Purchase agreements are typically very lengthy documents and the language can be technical and hard to understand. Invest in a lawyer to thoroughly review the document. He or she will act in your best interest and work with you and the builder to ensure you understand the agreement before signing. continued on page 50…

048 new Condo Guide march 23 - april 6, 2013

COMING SOON THE DAWN OF A NEW LANDMARK COMMUNITY

COMING SOON

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concept. Specifications are subject to change without notice.

E.&.O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

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march 23 - april 6, 2013 new Condo Guide 049

homebuying

continued…

Be aware that many purchase agreements stipulate that payments for upgrades and extras will not be refunded under any circumstance, so it is a good idea to understand the terms of payment for these items before you agree to them.

Making a deposit: After an agreement is signed, your

builder will ask for a deposit or series of payments over time. Deposit protection is a part of your new home’s warranty. It ensures that deposits are protected up to a maximum of $40,000 for freehold homes in the event that your builder goes bankrupt, breaches the purchase agreement or in situations where you are legally entitled to back out of the purchase agreement before closing.

Deposits made on condominiums are protected for similar circumstances, up to a maximum of $20,000.

Deposit amounts exceeding that are protected under the Condominium Act. If upgrades and extras have been included in your purchase agreement, your builder may ask you to pay for some or all of these items prior to closing. Be aware that many purchase agreements stipulate that payments for upgrades and extras will not be refunded under any circumstance, so it is a good idea to understand the terms of payment for these items before you agree to them.

Closing on your new home: Before you move in to your new home, your builder is required to take you through a pre-delivery inspection, also known as a PDI. At this time you and your builder are looking for

050 new Condo Guide march 23 - april 6, 2013

any items that are incomplete, damaged, missing, or not operating properly. These should be noted on the PDI form provided by your builder. The PDI should be thorough and not rushed – it’s your opportunity to verify the home’s condition prior to moving in.

Noting any problems now may help eliminate disagreements at a later date if there is a dispute about who is responsible for any damage Tarion’s PDI guide and checklist, available at tarion.com, will help you prepare.

Warranty Coverage: Every new home built in Ontario comes with warranty coverage that is provided by the builder and backed by Tarion. In addition to deposit coverage, homebuyers may be entitled to compensation for a delay in closing if proper notice has not been given. Coverage is also provided for unauthorized substitutions of items agreed to in the purchase agreement, defects in the electrical, plumbing and heating systems, issues with water penetration, violations of the Ontario building code and more.

More information is available online at tarion.com. NC

condo profile

ceilings and a selection of exceptional finishes throughout.

The sleek, contemporary kitchens feature custom-designed, European-style flat panel cabinetry, with a fully-integrated appliance package, composite quartz countertops and porcelain mosaic tile backsplashes. Master ensuite bathrooms boast floor-to-ceiling ceramic tiles, custom-designed vanities and mirrors with an integrated shelf, composite quartz vanity tops, under mount square sinks, deck-mounted single lever faucets, wall-mounted rain style shower heads and tempered glass shower partitions. outh Hill on Madison, a modern, art deco condominium, is Building amenities include a being eagerly received as a very desirable and elegant place to 24-hour, full-service concierge, a live. Located at the foot of Casa Loma, this is a neighborhood rich fully equipped gym and a yoga studio, with history, yet vibrant with energy – one of Toronto’s next hot spots. Its his-and-hers change rooms including midtown location is a stone’s throw away from the Dupont subway station, steam showers, an outdoor patio and the University of Toronto and George Brown College. With the city’s best party room, and a state-of-the-art schools, restaurants, fashion boutiques and transit right at your fingertips, media screening room. “While we South Hill on Madison boasts the convenience of being in downtown, have designed an amenity program while providing the luxury of living in a neighborhood perfect for families that makes coming home a pleasure, or young professionals. the lifestyle options of the The presentation centre is located at 380 MacPherson, adjacent to the neighbourhood make going out site of the future development. Visitors have been wowed by the luxurious something special too,” says Burnett.

725-sq.-ft. model suite, designed by Boychuk + Fuller, and impressed by “The luxury shops of Bloor Street, the standard suite finishes and upgrades on display throughout the centre: known as Toronto’s mink mile, are a distinct advantage for buyers making pre-construction purchasing just a short walk away, as are decisions. “A visit to the presentation centre will also give purchasers a theatres, restaurants, lounges, spas, chance to walk around the neighbourhood and get a feel for an area we hotels, art galleries, cultural centres, believe is the best in the city,” says Burnac’s president Ted Burnett. walking trails, parks and more.”

Since the Burnac Group entered the Toronto condominium market in the early 1990s, it has established a reputation for cutting-edge condo Visit the sales centre at 380 MacPherson Ave. Unit 110, Tuesday developments, with innovative architecture, superb locations and valueto Thursday from noon to 6 p.m. driven pricing. Its latest inspired project, South Hill on Madison, or Saturday and Sunday from noon continues this distinctive tradition. Ranging in size from 400 to over to 5 p.m.; closed Mondays and 1,300 sq. ft, with prices starting in the mid $200s, this boutique, midrise Fridays, except by appointment. condominium, designed by the celebrated firm of Northgrave Architects, For more information about South will boast 159 contemporary suites and 10 townhomes, offering buyers a Hill on Madison, call 416.966.3737 lifestyle of comfort, convenience and luxury. or visit southhillonmadison.com.

The modern, open-concept suites feature nine foot, smooth-finished

south hill on madison

Where elegance meets energy

s

052 new Condo Guide march 23 - april 6, 2013

condo pro

Have you made your

// by barbara lawlor

shopping list?

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas

T

he shopping list isn’t just for grocery stores anymore. In fact, making a list when you set out to shop for a new condo is an important step in your journey.

I call it the “must-have, nice-to-have” list, and it can really help you zero in on just the right condominium to satisfy your needs. Buying a new home is one of the biggest financial investments you will ever make, so choosing wisely is important. Some things you simply consider necessary, and your goal should be to find a condo that has all those elements.

The “nice-to-haves” are a bonus and, if all things are equal, these may tip the scales toward one condominium over another.

So make a list – or in the case of savvy computer-users, a spreadsheet.

Include all the items that your new condominium and suite have to have in order to be in the running. Then list the things that would be nice to 054 new Condo Guide march 23 - april 6, 2013

have, but are negotiable. Consider your lifestyle and preferences to narrow down your decisions.

So, where to start? How about the big picture – where do you want to live?

You should have a “location” column where you note how far buildings are from your work, your family and the places you frequent such as sports venues, club meeting halls, places of worship, etc. If you do not own a vehicle, finding a condo close to public transportation is a must. Even if you do have a car, using public transportation can save you a lot of money on gas and wear and tear on the vehicle. Buying in an established area is great, for example, but it can also be wise to choose an up-and-coming area where real estate values are likely to rise as the neighbourhood becomes more established.

Then, work your way from the outside-in. The condominium neighbourhood is important, because this is, after all, your home. Having parks, landscaping, courtyards or retail venues in the vicinity may appeal to you for the nature and convenience components. And do you like the exterior architecture of the building? Do you admire classic design, or are you more attracted to sleek, modern lines? You want your home to feel comfortable.

So, where to start? How about the big picture – where do you want to live? You should have a “location” column where you note how far buildings are from your work, your family and the places you frequent such as sports venues, club meeting halls, places of worship, etc.

Then move on to amenities. Think of these areas of the condominium as extensions of your living space. Your list could include a pool, fitness room, party room, games room, guest suite, theatre room, rooftop garden, virtual golf and any other amenity you come across. And remember that even if you plan to live in the suite you buy, your purchase is still an investment. Even if you think you may not use certain amenities, they can up the future resale value of your suite.

Features and finishes are critical components of your list. Check the brochure packages for the Schedule A of appointments, and study them carefully. And be fair. If one suite is a fair bit lower in price, but you need to upgrade to add granite countertops and hardwood flooring from your “must-have” list, that can make a big difference. The same goes for incentives. Receiving free upgrades with your purchase price may be just the thing that helps you choose one condo over another.

There are many more items to consider – the lobby, concierge service, maintenance fees, etc. Most people take time to make a list. Spend some time on your condo shopping list and make it your goal to get the most for your new-home dollar!

// PRE S

EN T ED

BY

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march 23 - april 6, 2013 new Condo Guide 055

buyer profile

First-time buyer

DRAWN TO MOD’S ARTISTRY AND ARCHITECTURE When the opportunity arose for Ryan Kerr to purchase his first home, he was understandably choosy. He likes his current apartment in Cabbagetown, which he considers a great neighbourhood. “My goal was to find a place that was an improvement over where I live now, and that’s hard to do. I love it here.” He says what led him to Five Condos at 5 St. Joseph, which is currently under construction on Yonge Street south of Bloor, was its location in the hub of Toronto. “With two subway lines and the bus so close by, I’ll have greater flexibility and options to explore the city.”

Ryan purchased a one-of-a-kind two-storey, one-bedroom suite facing Yonge Street in this highly successful condominium

by Graywood Developments Ltd. and Mod Developments Inc. A key component of this area’s revitalization, Five Condos’ 48-storey modern tower exterior was designed by Hariri Pontarini Architects to preserve aspects of the existing heritage architecture. ERA Architects is restoring elements of the historic 1880s buildings on Yonge to house new retail venues, one of which will be RBC. A freelance writer and videographer, Ryan says the architecture was a real selling point for him. “I live in a heritage building now, and I like this connection to the past. ERA has a reputation for preserving heritage buildings as accurately as possible. I know that Five Condos is going to be the real deal, and the artistic side of me likes the combination of modern and heritage. I happened to walk into the sales office the day the developers released The Yonge Collection. As soon as I saw the floorplan for my 527-sq.-ft. loft design, I signed on the dotted line. I was so happy, I cried.”

056 new Condo Guide march 23 - april 6, 2013

Ryan explains that although the size is equivalent to his current apartment, the layout is more livable. “Everything you see above the retail level is mine. The kitchen, living and dining room, and bathroom are on the main floor. The second-floor loft area is the bedroom, which overlooks the main living area. The 18-ft. ceiling and natural light coming in from large windows will make the living spaces feel huge.”

As an owner in The Yonge Street Collection, Ryan will have a private entry, or he will be able to enter through the main condominium doors that are part of the four-storey 1905-‘07 Gothic Revival warehouse façade being preserved on St. Joseph Street. The St. Nicholas Street frontage is being reconstructed to capture the warehouse ambience of the original buildings and will house retail tenants as well.

Ryan says that he and his partner, Otis, look forward to moving in along with their dog, Rachel. Ryan has started planning furnishings and décor, which will be a combination of modern and vintage – appropriate for his new digs. He says that the sales representatives have been informative and helpful regarding his questions about his features and finishes.

Five Condos is one of the biggest retention projects in Toronto. Interiors by Cecconi Simone include the appointments for Five on Five, the 10,000-sq.-ft. amenity space featuring a piano bar/dining room, billiards, cocktail lounge with bar and kitchen, TV lounge and party room, men’s and women’s change/club rooms with dry steams and private lounges, cardio and weight-training studios, and 6,000- sq.-ft. roof garden with a water feature, dining and barbecue area. Residents will also enjoy the services of a concierge and recreational director.

Luxurious suite appointments include pre-finished engineered wood flooring (as per plan), kitchens with Cecconi Simone-designed cabinetry, choice of granite or Corian countertops and a Miele appliance package.

Sizes range from 399 to 1,483 sq. ft. Prices begin at $374,900.

The sales centre for Five Condos is located at the corner of Yonge and St. Joseph Street.

Call 416.928.0555 or visit fivecondos.com.

For retail inquiries, call Jane Baldwin at 416.366.3183 x 262.

// LIVE AT THE INTERSECTION OF

CITY AND STYLE. //

// ...WHEN YOU LIVE AT FIVE, YOU LIVE THE REAL CITY LIFE. SHOP. EAT. DRINK. PARTY. WORK. ALL IN YOUR NEW PLAYGROUND, SOUTH OF CHIC, NORTH OF TRENDY, AND NOT FOR THE FAINT OF HEART. DISCOVER AN ELECTRIC NEIGHBOURHOOD FOR THE CITY-LOVER, 10,000 SQUARE FEET OF AMENITIES FOR THE LEISURE-LOVER, AND A DARING SKYSCRAPER ATOP A HERITAGE BASE FOR THE DESIGN-LOVER. IS FIVE THE BEST OF BOTH WORLDS? NO, IT’S THE BEST OF ALL WORLDS. VISIT US TODAY AND DISCOVER THEM ALL. //

NOW UNDER CONSTRUCTION. STARTING FROM THE MID $200’S

FIVECONDOS.COM 416.928.0555 PRESENTATION CENTRE LOCATED AT THE CORNER OF YONGE & ST. JOSEPH. MON–THURS 12–6PM SAT–SUN 12–5PM CLOSED FRIDAYS

A PROJECT DEVELOPED BY GRAYWOOD DEVELOPMENTS LTD. & MOD DEVELOPMENTS INC. EXCLUSIVE LISTING BROKERAGE BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O. E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

march 23 - april 6, 2013 new Condo Guide 057

leave the city. in the city.

The city’s biggest green space is yours to explore every day. Walk, run or ride through the lush greenery. Picnic on the grass. Spread out a blanket and sleep in the sun. Get away from it all without actually going anywhere.

THE HIGH PARK : 1990 BLOOR STREET WEST AT PARKVIEW GARDENS RESIDENCES FROM THE $300’S. REGISTER FOR YOUR OPPORTUNITY.

TheHighPark.com FOR MORE INFORMATION, CALL 416.670.3699

RENDERING IS AN ARTIST’S IMPRESSION. SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E.

ACTUAL VIEW FACING SOUTHEAST

NORTH DRIVE . QUADRANGLE ARCHITECTS . CECCONI SIMONE . JANET ROSENBERG+STUDIO

BROKERS PROTECTED.

feature

Do more than clean this spring…

// Clare Kumar

Get Organized!

E

ach spring, whether it be tradition or instinct, we are compelled to clean and refresh our homes. With everything pulled out of closet and drawers, it’s also the perfect time to take a closer look at how well our homes are functioning for us. Are things in the right place?

Are they easy to get to? Do we even know where they are? Life is always changing and sometimes our storage and organizing systems simply don’t keep up. Here are a few ways to up your organizing game: Lessen your laundry load Since founding Streamlife (streamlife.ca), an organizing company in 2005, Clare Kumar has coached residential, small business and corporate clients to improve productivity and achieve greater peace of mind, while creating inspiring spaces in which to live and work. Clare is also co-creator of Pliio, a line of home organizing products.

Provide a sorter in the laundry room to divide clothes into categories that makes sense for you. You can sort by lights, darks, delicates, heavy duty, towels, or by person.

060 new Condo Guide march 23 - april 6, 2013

Unlike other processes, laundry is one system that runs through your entire home and since it doesn’t stop, it’s really worth thinking about how to make it less onerous. Consider designing your laundry system to meet your family’s needs using these simple steps: 01 Make it easy to collect laundry by providing a hamper in every room.

02 Provide a sorter in the laundry room to divide clothes into categories that makes sense for you. You can sort by lights, darks, delicates, heavy duty, towels, or by person.

03 Pre-treat and wash clothes.

04 Dry clothes either in a dryer or on an efficient drying rack to save money and preserve your clothes. Hanging clothes helps can mean they dry with fewer wrinkles. Remove clothes from the dryer before clothes get cold and wrinkles set.

05 Sort by person and have each person fold and put their own clothes away.

It’s important that any cupboard you can reach easily is used to store your most commonly used items.

Capitalize on kitchen storage

If you’re frustrated by inefficient storage in an older kitchen, consider these two simple tools to maximize what I call your prime kitchen real estate. It’s important that any cupboard you can reach easily is used to store your most commonly used items.

If you’re vertically challenged, you may only be able to reach the first or second shelf in your upper cabinets. Adding shelf risers instantly doubles your storage capacity. You’ll need to choose shorter mugs, glasses or bowls to have them fit, but it’s an easy way to put more within arm’s reach.

What about lower cabinets? Deep and dark, they are often home to long-forgotten gadgets.

Fix this by installing pull-out drawers. Go for custom drawers to make sure no space is ever wasted. The best company for this is Gliding Shelf Solutions. They convert your existing cabinets with pull-out shelves will make what you own both easier to see and accessible, while getting you organized in the process. There will no longer be an excuse to keep things you are no longer using which in turn frees up more space and no costly renovation required!

www.glidingshelf.ca

glidingshelf.ca

Use the simple Streamlife P.L.A.N. to get organized and its four steps to any successful

Control closet chaos

organizing system: prioritize, liberate, arrange

It’s easy to keep adding to a closet and forget to take things away. If you’re struggling to find things in your closet, consider these rules for an easy to use wardrobe.

01 M ake sure the closet is well lit. If you can’t see it, you’re less likely to use it.

02 R espect the limits of your space. If you can’t pull an item out without pulling three others with it, it may be time to edit your collection.

03 Group like-with-like by clothing type to free up vertical space.

04 Add closet organizers to customize storage to suit what you own.

and nurture

» Prioritize – Define what you want to do in a space

and how it should feel. » Liberate – Let go of things that don’t fit your vision for the space. » Arrange – Place things in the space so that they take the appropriate amount of energy to access. » Nurture – Cultivate habits to maintain order such as employing the one-in-one-out rule.

For more information, visit: streamlife.ca and glidingshelf.ca march 23 - april 6, 2013 new Condo Guide 061

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

062 new Condo Guide march 23 - april 6, 2013

march 23 - april 6, 2013 new Condo Guide 063

quick tips

// by hellen buttigieg

Is your bedroom

a dream or a nightmare?

C

lothes on the floor, piles on the night table and a messy bed just don’t set the stage for sweet dreams. Your bedroom should be a tranquil spot. But if you’re dragging yourself across a minefield every night to flop down into a disarray of sheets, pillows and blankets, you’re not setting yourself up for a restful night. In fact, if you’ve got too much stimulation and not enough relaxation, you may be feeding your over-stressed mind with a subconscious “to-do” list, so you have to work on clearing out your mind as well as your room.

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

Sleep in a sanctuary Clutter in the bedroom can prevent you from getting a good night’s sleep and being happy and productive during the day. Clear any clutter from under the bed and use an under-the-bed storage container. Clear the tops of dressers by using trays to hold perfumes and colognes, and use a dish for loose change.

Slide a basket under the night tables to stash sleepwear and books.

Losing sleep over your clutter?

Clutter in a bedroom can make it difficult to unwind. Keep on your dressers and night tables only the items you need and use daily. Items used less often can be stashed inside drawers or in a basket tucked under your furniture.

Clutter in the bedroom can prevent you from getting a good night’s sleep and being happy and productive during the day.

continued on page 66…

064 new Condo Guide march 23 - april 6, 2013

Good design makes life better.

CONDOMINIUMS AT YONGE + EGLINTON

REGISTER NOW REDPATHCONDOS.COM

155REDPATH

COMING SOON FROM THE MID $200S

CONSTRUCTED BY

PSR BROKERAGE. EXCLUSIVE LISTING BROKER WWW.PSRBROKERAGE.COM / PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. ILLUSTRATION IS ARTIST’S IMPRESSION.

065

quick tips

continued…

Choose fewer, larger decorative items to reduce visual clutter and create a peaceful environment conducive to a good night’s sleep.

Drop the top sheet If beds go unmade every morning because it takes too much time, eliminate the top sheet and trade several blankets for a duvet instead. Take one or two seconds to straighten out the duvet every morning and you’re done!

Need extra space in your bedroom?

Under-bed storage containers (one of my all-time favourite organizing products) will help create storage in a space that is otherwise wasted. If you have been unable to use this product because your bed is too low, you can now purchase bed risers or “bed elevators” for a clever and easy way to lift the bed higher so that the storage containers fit.

Where to start?

One of the most common questions I get asked when it comes to getting organized is “where do I start?” My suggestion is to think about what you are making room for. If your goal is to have more romance or more rest in your life, it would make sense to start the organizing process in the bedroom.

Linens – the biggest thieves of closet space Most linen closets I’ve seen are overstuffed. Let go of all the sheets and towels that are torn, stained, or kept “just in case.” You really only need one extra set of sheets for each bed. Store your bulky off-season bedding in spacesaving bags, which allow you to suck the air out with a vacuum; linens are protected and only take up one-third of the space. Organize your closet so that like items stay together. Roll hand and face towels and place them in pretty baskets on the shelf. Keep tall stacks of bath sheets from toppling over by using wire shelf dividers that slip onto the shelf and work like bookends. Fold pillowcases and fitted sheets into their matching flat sheets so that the set stays together neatly. Finally, arrange sheets according to their destination (master bedroom, spare bedroom, Jane’s room, etc.) and place the corresponding labels on the front of the shelves.

066 new Condo Guide march 23 - april 6, 2013

Under-bed storage containers (one of my all-time favourite organizing products) will help create storage in a space that is otherwise wasted. If you have been unable to use this product because your bed is too low, you can now purchase bed risers or “bed elevators” for a clever and easy way to lift the bed higher so that the storage containers fit.

Want to get a better night’s sleep? Planning your day the night before will silence that little voice inside your head that may be keeping you up at night. Use your calendar or day-timer system to list priority tasks and note any items you need to take with you. The bonus is that adequate sleep will result in less stress and increased productivity.

FROM OPENING BELL TO LAST CALL 88 Scott’s ideal location within the St. Lawrence neighbourhood - on the edge of the financial district - make it an optimal choice no matter what the time of day. This new offering from Concert has already captured the attention of discerning buyers despite market conditions.

In addition to its central location, 88 Scott features intelligent suite designs, stunning views, abundant amenities and superb quality finishes throughout. Built by award-winning Concert, the many who have chosen 88 Scott define it as a timeless blue chip investment.

Come and see for yourself.

TORONTO TO THE CORE

TM

Most homes priced from $400,000 to $800,000 T

ST E T

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88Scott.com

S RCH CHU

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88 SCOTT BAY

Sales Centre & Display Suite 100 Yonge Street Open Weekdays (except Fridays) noon to 7pm Weekends 11am to 5pm

G YON

SALES CENTRE

416.216.8588 photo: Starfish Oyster Bed & Grill

067

condo profile

Concert’s 88 Scott celebrates construction milestone

c

oncert Real Estate Corporation recently announced that they will be beginning the first stage of construction at their 88 Scott condominium project in downtown Toronto. Demolition of the existing building is set to begin in preparation for the next stage – construction.

“We are so proud that discerning purchasers of 88 Scott have brought us to this important milestone,” says Catherine Diraison, Director of Project Sales. “88 Scott is now over 65 per cent sold and we are excited to see the building begin to take shape.”

“Supporting Concert’s well-earned reputation for quality, purchasers at 88 Scott have bought throughout the building,” indicated Diraison, which means there is still an excellent selection of suite types available.

068 new Condo Guide march 23 - april 6, 2013

The embodiment of downtown living, 88 Scott will rise 58-storeys at the corner of Scott and Wellington Streets, uniquely situated between the buzz of Bay Street and the charming, historic St. Lawrence Market neighbourhood. Just across from the urban oasis of Berczy Park, 88 Scott is mere minutes to the theatre district and within walking distance to Toronto’s Harbourfront, the Air Canada Centre, Rogers Centre and to fine dining and world-class shopping.

It is not only 88 Scott’s prime location that makes the building a standout, but the superior quality of its 479 suites, all designed to appeal to a sophisticated urban buyer.

“We invite prospective purchasers to visit the conveniently located sales centre at 100 Yonge Street to experience the high quality of our finishes for themselves,” says Diraison. The sales centre includes a fully-furnished model suite with three kitchen options designed by Alex Chapman and Kelly Cray of Union31 interior design. “From our most efficient studio suites to our spacious three bedroom homes, high-end finishes and attention to detail come standard with every suite.”

All suites at 88 Scott boast over-height, smooth ceilings and bright, open kitchens with designer cabinetry and integrated European appliances. With such exquisitely designed interiors and captivating architecture, 88 Scott rejects hum-drum, cookie-cutter suite designs in favour of elegant, well-appointed living spaces. Suites range in size from studios to three-bedroom designs of more than 1,900 sq. ft.

88 Scott’s distinctive design by Page + Steele/IBI Group Architects ensures it will make a distinctive mark on downtown Toronto’s skyline. In a nod to the building’s heritage, the stylish

five-storey podium will be constructed to incorporate the façade of the original limestone building constructed in 1951.

88 Scott will also offer the latest in environmentally-conscious design, including green roofs, highly efficient mechanical and electrical systems and superior indoor air quality. The building will target LEED gold with a design to meet the highest tier of the Toronto Green Building Standards.

To learn more about how to make your home with 88 Scott at the centre of it all, visit the Sales Centre at 100 Yonge Street, call 416.216.8588 or visit 88Scott.com.

About Concert

Founded in 1989, Concert is an award-winning diversified real estate enterprise with expertise in developing condominium homes, rental apartments and retirement communities; acquiring and developing commercial, industrial and infrastructure properties; and in property management in Ontario, British Columbia and Alberta.

Since 1989, Concert has developed more than 9,500 rental and condominium homes, and built or acquired more than 10.7 million sq. ft. of income-producing properties.

march 23 - april 6, 2013 new Condo Guide 069

your money

Are you saving

enough for retirement?

Over the several years that Desjardins Financial Security (DFS) has conducted its retirement survey, two themes have always come up: most Canadians avoid retirement planning and they’re sure they haven’t saved enough. So, how prepared are you?

A | You’re totally confident about your financial security and retirement plans, or; B | You know you haven’t saved enough, but now you’re ready to make a plan.

If you answered B, these experts from Desjardins are here to help you get started. ›› Djamal Saleh, Regional vice-president of sales, Individual Savings Products

What does retirement look like? Will you be spending your retirement travelling the world or will you just keep on working? Actually, in the most recent DFS retirement survey, 56 per cent of respondents expected to do just that. Many said it was because working kept them active. But the most popular reason was financial.

It might be nice to think that you could continue your current working lifestyle well into your 80s. But life has a way of throwing you curveballs. The reality is that less than one retiree in five continues to work. In fact, events like job loss, a disability, becoming caregiver to a loved one, or simply fatigue can change your plans in an instant. This is why it’s important to visualize what your life might look as part of creating a solid plan. ›› Daniel Villeneuve, Tax Specialist

How much will I need to retire? This is a very common question so it’s important to remember that you’ll likely spend 25 to 30 years in retirement. For example, the average 55 year old woman who is a non-smoker will live to 86 while her male counterpart will live to 83. That being said, you will likely need a retirement income of about 70 per cent of your gross working

070 new Condo Guide march 23 - april 6, 2013

income. Here’s a snapshot of the type of income sources you may have if you were retiring today: 1. An employer pension, if it was available to you 2. The Canadian Pension Plan, on average about $6,300 per year 3. The Old Age Security Pension, on average about $6,500 per year 4. Savings in an RRSP and/or non-RRSP Since future retirees have no control over the amounts of the first three sources of income, creating a substantial nest-egg within your RRSP and regular savings accounts will be an essential part of your written retirement plan. ›› Angela Lermieri, Financial Planner

Review your plan The golden rule to ensuring you have saved enough is to regularly review your objectives and adjust your plan as required, as circumstances can change quite often.

For example, there may be changes in the tax rules, new laws, interest rates and public pension plans that may affect your goals. But if you stay flexible, all this is manageable, giving you much better odds of attaining your retirement goals.

For other retirement planning tips, tools and calculators, visit the Thinking About Retirement section of Desjardins Financial Security’s website at desjardinslifeinsurance.com. NC

Celebrate 2015

WHEN THE WORLD COMES TO TORONTO!

BUY A DOWNTOWN CONDO WITH JUST

2015

$

down

With an easy payment plan

Canary District will catch the eyes of the world as it transitions from a home for the athletes of the 2015 Pan/Parapan American Games into a celebration of life and nature, family and community. Put down just $2015 now and become a proud owner of your dream condo at Canary District! Take advantage of MyHome, a unique and limited time offer, for qualified buyers, to help you buy and live in an award winning new downtown community!

FOR MORE INFORMATION PLEASE CALL 416-603-7576 OR VISIT OUR PRESENTATION CENTRE

UNDER CONSTRUCTION. CONDOS FROM THE MID $200’S

CONDOMINIUMS

RETAIL

CULTURE

PARK

WELLNESS

9 Mill Street • Monday-Thursday: 12pm–6pm Friday-Sunday: 12pm–5pm *SPECIFIC QUALIFICATIONS DO APPLY. THIS IS A LIMITED TIME OFFER AND THERE ARE A LIMITED NUMBER OF SUITES AVAILABLE. SPECIAL CONDITIONS APPLY. PLEASE VISIT THE SALES CENTRE FOR DETAILS.

Canarydistrict.com/blog

Twitter.com/canarydistrict

Facebook.com/thecanarydistrict

march 23 - april 6, 2013 new Condo Guide 071

CHINESE HOME & CONDO GUIDE 二月二日至三月十六日 Feb 2 - Mar 16, 2013

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

動 • 416 與 905 區之比試 蛇年運程 • 大多市各商場賀年活

FA.indd 1 KEN2 27715 Condo Guide Cover 3 2.indd 1 GTA Chinse Front Cover_02021

072 new Condo Guide march 23 - april 6, 2013

2013-01-15 3:40 PM 1/28/13 4:48:27 PM

NOW UNDER cONSTRUcTION!

Fabulous condominium living at Yonge & Eglinton GRouNd BREakiNG iNCENTivES! *SEE a SalES REp. foR dETailS

Celebrate the start of construction, with our NEW Ground Breaking incentives! Now’s the perfect opportunity to make your friends insanely jealous with your new place at Minto30Roe. Craighurst PODIUM - FLOORS 4 & 6

1 bedroom + den

SUITE 401, 421 & 601, 621 - SOUTH

1 BEDROOM + DEN 1 and 2 bedroom suites from the low $300s Outdoor Living - 68.sq.ft.

INDOOR LIVING - 687 SQ. FT.

Indoor Living - 687 sq. ft.

Total Living - 755 sq. ft.

PRIVACY SCREEN

OUTDOOR LIVING - 68 SQ. FT. TOTAL LIVING - 755 SQ. FT.

The Craighurst 1 bedroom + den – 687 sq. ft.

BALCONY

BEDROOM

LIVE

WALK IN

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CLOSET

D

OPTIONAL

DW

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BATH

KITCHEN

DEN

WELCOME HOME

WD

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3rd Floor Outdoor

12

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11

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3rd Floor Outdoor

Garden

Visit us today.

18 01

20

19

Sales Centre: Enter at 2345 Yonge St.

beside Shoppers Drug Mart (S) Mon-Thurs 12-7pm Sat-Sun 12-5pm Roehampton Ave.

Floor 3

05

04

Yonge St

02

09

17 18

Yonge St.

Yonge St.

07

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Sales Centre

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Minto30Roe.com 416.915.3812 03

12 11

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Garden

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Roehampton Ave 06

03

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02

19 01

21

20

Eglinton Ave E Roehampton Ave.

Floors 4 & 6

Alternate balcony condition on 3rd and 5th floor.

See Sales Representative.

*See sales representative for details on limited-time offer. Prices & specifications subject to change without notice. Furnishings not included. Illustration is artist’s impression. E. & O.E.

march 23 - april 6, 2013 new Condo Guide 073

ACTUAL USABLE FLOOR SPACE MAY VARY FROM THE STATED FLOOR AREA. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SOME FEATURES MAY VARY BY SUITE DESIGN. E. & O.E. - 010112

condo profile

Minto 30Roe

begins construction in the exciting Yonge and Eglinton area

t

he bustling neighbourhood that surrounds Yonge and Eglinton is about to get even busier.

Minto has broken ground on 30Roe and construction has begun on the 34-storey tower, expertly designed by Wallman Architects.

Minto marked the start of construction in February with a celebration that saw the developer invite purchasers, friends and neighbourhood residents to the presentation centre for a fun afternoon of entertainment and outdoor activities.

The crowd indulged in a variety of winter treats, including beaver tails, pretzels and hot chocolate, and took part in skating and face painting. The Turbo Street Funk Band entertained attendees as they warmed up inside the presentation centre. It was an energetic affair that captured the always exciting spirit of the Yonge and Eglinton community.

The Minto team has tirelessly strived to match the unique atmosphere that embodies the neighbourhood. The developer is hosting free yoga classes on the first Saturday of each month in the presentation centre and has packed 30Roe with amenities that will appeal to an exuberant demographic that wishes to call Yonge and Eglinton home.

One of the undeniable amenity highlights will be the incredible 6,000-sq.-ft. Movement Haus fitness centre. Movement Haus offers

074 new Condo Guide march 23 - april 6, 2013

unparalleled services right in your own building and is known one of the finest working within the health and wellness industry.

II by IV Design Associates have been tapped to create the interiors for 30Roe. The acclaimed firm has developed a reputation for spirited, youthful and sophisticated designs and is undoubtedly the perfect fit for the development.

And of course, the unbelievably convenient location is enough to convince any skeptic that Yonge and Eglinton is the real deal. 30Roe will be ultra close to the Yonge subway line and only minutes from major highways. Rushing downtown? It will be a breeze at 30Roe because reaching Toronto’s core is as easy as short drive or a hop on the subway.

Suites at 30Roe are available from the low $300s and range in size from 503 to 745 sq. ft. Swing by the presentation centre at 30 Roehampton Avenue to learn more about how 30Roe will blend seamlessly into the burgeoning community.

The presentation centre is open from Monday to Thursday between noon and 7 p.m., and Saturday and Sunday between noon and 5 p.m.

It is closed on Friday. Call the presentation centre at 416.915.3812 or visit minto.com for more details.

march 23 - april 6, 2013 new Condo Guide 075

your home

Kate the great

“I’m inspired by Lifestyle Brand Kate Spade New York’s motto to “Live colourfully.” I want to incorporate the graphic prints, whimisical spirit and feminine touch into my home.” // by sara duck

2

1

3

5

4

6

7

1 Morningside Heights Bath Towels by Kate Spade New York. $11-$25. Visit bedbathandbeyond.ca 2 Spring Street Live Colorfully” Toss Pillow by Kate Spade New York. $50. Visit bedbathandbeyond.ca 3 Make Headlines Make Mischief Mug and Make Headlines Bejeweled Mug by Kate Spade New York. $20 each. Visit thebay.com 4 Kate Spade New York: Things We Love: Twenty Years Of Inspiration, Intriguing Bits And Other Curiosities by Kate Spade New York. $45. Visit chapters.indigo.ca 5 Madeira Court 9-in Accent Plate. $24 each. Visit bedbathandbeyond.ca 6 Grace Avenue Large Crystal Bowl

by Kate Spade new York. $135. Visit thebay.com 7 Framed Kate Spade Quote. $30. Visit homesense.ca

076 new Condo Guide march 23 - april 6, 2013

CON

U N DSTRUC E R W TION AY !

2 YEARS FREE

MAINTENANCE!

*

FOR A LIMITED TIME. VISIT SALES OFFICE TODAY!

BUY NOW! 10% DOWN! **

Last chance at Pre-Construction Pricing Save with pre-construction prices on a variety of newly released suites in this boutique condominium in the historic St. Lawrence Market neighbourhood.

From the mid

$300’s

ST. LAWRENCE MARKET NEIGHBOURHOOD RICHMOND ST. E.

SITE ADELAIDE ST. E.

KING ST. E.

FRONT ST. E.

SHERBOURNE ST.

GEORGE ST.

FREDERICK ST.

JARVIS ST.

SALES CENTRE

GARDINER EXPY.

posthousecondos.com 416-964-2777

Monday - Thursday 12 pm - 6 pm Closed Fridays Saturday, Sunday & Holidays 12 pm - 5 pm

Sales Centre located at 317 Adelaide St. East Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E. * See sales representative for more details. ** 10% depost for a limited time only.

077

quick tips

Digital design for the home

From sleek high-definition televisions to the newest smartphoneenhanced kitchen appliances, technology is rapidly transforming the way Canadians live.

Even home decoration is going high-tech: an exciting range of digital design tools has hit the market, allowing computer-savvy creative types to take a hands-on approach to adorning their living spaces. With the click of a mouse, consumers can create customized home accents that bring their personal design vision to life.

According to Shelli Gardner, CEO and co-founder of crafting and design company Stampin’ Up!, digital home décor is an exciting new way to decorate. “Thanks to advances in technology, home décor is entering a new era,” she said. “The pleasure designers enjoy with their hands can now be enjoyed when creating on a computer. Web-based resources such as step-by-step tutorials, designer templates and easily accessible advice from design experts make it easy for everyone – even those who aren’t tech-savvy – to create beautiful customized home décor.”

Noteworthy software-based design programs include My Digital Studio, which features exclusive artwork, colours, and designer templates. Originally conceived as an online scrapbooking tool, the program is growing in popularity for its home décor possibilities, with options for the bedroom, living room, kitchen, and playroom.

In addition to the design software, the My Digital Studio Web site (MyDigitalStudio.net) also includes a number of resources that facilitate the user experience, including images of sample projects, videos featuring beginner and intermediate techniques, blogs from design experts and more. Beginners can take advantage of a nocommitment free trial by visiting stampinup.com/store.

Getting started

When using a tech-based design program for the first time, Gardner suggests starting with a beginner-level project, which can still pack a stylish punch.

078 new Condo Guide march 23 - april 6, 2013

Popular project ideas for first-timers include personalized family photos.

Start by scanning a favourite family photo onto your computer. Then, using design software, try layering the scanned photo onto a colourful or patterned background, creating the look of a triple-matted picture without going to the trouble of finding and cutting the mats. Photos in black and white can look especially elegant. For a finishing touch, add a caption accent to the top or bottom corner of the photo, such as the last name of a family. For a baby photo, choose a patterned pink or blue background, and add a corner caption with the child’s name.

Another easy project idea involves creating and framing a phrase using a design program’s library of fonts and symbols. Plan the colours and patterns according to the colour scheme of the room being decorated. For example, try creating a unique statement piece by printing and framing a brightlycoloured ampersand. Display the framed ampersand surrounded family photos for a unique, modern look.

Whatever the project, when it comes to digital design, the possibilities are endless. ARA

NO

WU

Escape to our

ND

ER

CO

NS

TR U

CTI

indoor garden ...

and love winter again

STARTING FROM

Winter Garden Lobby

$295,000*

Indoor Pool & Spa

LIVE FREE

FOR A YEAR PROGRAM*

$10,000 on closing to put towards your mortgage or use as you wish We pay your maintenance fee for one year from occupancy date 15% Easy Deposit structure

RICHMOND HILL’S MOST ANTICIPATED LUXURY CONDOMINIUMS

*Ask for details.

WINTER GARDEN LOBBY | 24-HOUR CONCIERGE | SPA / FITNESS STUDIO | YOGA STUDIO | SAUNA | POOL PARTY ROOM / CONFERENCE ROOM | GUEST SUITE | SUNBATHING TERRACE | RETAIL SHOPS

Visit our presentation centre today.

YONGE ST.

WELDRICK RD.

BAYVIEW AVE.

MAJOR MACKENZIE DR.

16TH AVE.

PRESENTATION CENTRE

9612 Yonge St. Richmond Hill 905.907.4370 www.grandpalace.ca

Exclusive listing: Royal LePage —Your Community Realty Brokerage Broker Protected E&EO. Prices and Specifications are subject to change without notice. Illustration is artist concept. march 23 - april 6, 2013 new Condo Guide 079

ON

condo profile

Grand Palace

A reigning residence illuminates Richmond Hill skyline

a

s the town of Richmond Hill gears up for the debut of its most prominent condo residence yet, suburbanites with big city dreams will soon have a place to call home.

Built for comfort, bursting with urbanity and sleek in contemporary design, Grand Palace will crown the sky of the Yonge Street Corridor with impressive architectural presence and admittance to an exclusive modern lifestyle.

Developed by innovative builder Guizzetti Corporation, Grand Palace brims with all the luxurious pleasures one would only find in a downtown dwelling — until now.

“You’ve worked hard your whole life,” says Guizzetti Corporation president Stefano Guizzetti. “We’ve worked hard to bring you everything you deserve.” With building underway, the landmark endeavour is the second residential project by the leading build firm, which has been praised for its rare punctuality in an industry often set back by construction delays.

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Nestled amongst million-dollar homes, the development’s three 15-storey glass condo buildings — designed by the acclaimed architectural firm Hariri Pontarini — embrace stylish and spacious designer suites and town lofts with airy nine-ft. ceilings. Sleek features and energy-efficient appliances, including Fisher & Paykel refrigerators, Whirlpool stainlesssteel dishwashers and ovens, full-sized washers and dryers, granite countertops and premium porcelain tiles, are awash in natural light which spills through the contemporary glass walls that encase each of the 524 suites.

Its quality features give way to the beauty of modern living, but the added perk of in-suite climate control distinguishes Grand Palace’s attention to detail and emphasis on comfort and ease. This addition gives residents the freedom to set the temperature of their living space according to their needs, an

uncommon luxury in conventional condos where heating and air conditioning is often left in the hands of the building. “We strive to be the best at what we do.

Not mediocrity: the best,” says Stefano Guizzetti, with partners Jack Scivoletto and Albert Gasparro.

The discernible Grand Palace also boasts lifestyle amenities that are second to none. Convenient on-site party rooms, conference centres, guest suites, outdoor terraces perfect for summer soirees and a 24-hour concierge fulfill all social and entertainment essentials.

A blossoming winter garden brings the heart of nature to the residents of Grand Palace all year long, while an unprecedented luxury spa brings tranquility to an

otherwise hectic day. Encouraging wellness of mind and body health, the Grand Spa is fitted with a fitness space, yoga studio, sauna, pool, whirlpool and lounge. The Grand Palace is also surrounded by various commercial and retail spaces, and close to amenities such as entertainment and transit for carefree work commutes and a hassle-free way of life.

Offering an affordable yet luxurious lifestyle in a town where a burgeoning population is seeking a modern yet comfortable way to live, Grand Palace is the place where families and young professionals alike can begin the next chapter of their lives. “Grand Palace is just one more in a series of incredible contributions made to the town of Richmond Hill over the years,” says Richmond Hill Mayor Dave Barrow. “I have to congratulate [Guizzetti Corporation]. [It] has come forward with this project [Grand Palace Condominiums] and other projects in a community that fulfills the vision that we have. We are changing from a suburban community to an urban community, and these projects, beautiful as they are, certainly fit where we want to go as a community.”

Visit the new sales office at 9612 Yonge Street, Richmond Hill, to pre-register for Grand Palace’s executive town lofts! Call (905) 907.4370 or visit grandpalace.ca. for more information. march 23 - april 6, 2013 new Condo Guide 081

home TIPS

Make the most of your

home office senior manager of trend and design, The Home Depot Canada, recommends these tips to make your home office work for you.

Two rooms in one If your home doesn’t have a dedicated office, incorporating a work station into the kitchen can be easily done. Plus, the easy access to the workstation ensures you can keep your eyes on the “staff” while they play close by.

Creatively categorize Take the pegboard out of the garage and use it in your office to hang essentials – from scissors to staplers. Try painting the pegboard a bright colour to add a touch of décor to the space.

For most of us, the home office is a must, but it doesn’t have to be the cluttered storage room for all your household’s odds and ends. Today’s home offices can be versatile in look, function, form – even location. Frank Turco,

082 new Condo Guide march 23 - april 6, 2013

Out of space Look to better organize your workstation. If the base of your computer is only accessed for trouble shooting, place it under your desk. Need to print on a daily basis? Keep your printer within reach. How about more space and storage? Consider storage solutions that are both functional and stylish.

Or out of mind Would you prefer your home office is out of sight and out of mind when not in use? Then an unused closet may make the perfect space. Simply add shelving to create storage and a desk and wallpaper to finish the look. NC

Larger suites | Luxury amenities Master planned community Fairview Mall | Just seconds to highways Easy access to Subway and TTC Under construction | Move in 2014

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Prices and specifications are subject to change without notice. Limited time offer that may be withdrawn at any time without notice. Please see sales representatives for details. Rendering is artist concept. E.&O.E. march 23 - april 6, 2013 new Condo Guide 083

Style file

The Power of Colour

The colours you choose can dictate the feel of your home – and your mood // by yanic simard // Photos by Brandon Barre

084 new Condo Guide march 23 - april 6, 2013

Colour is a multi-billion-dollar industry. It is also the most powerful aspect in the design world. It can change the way you’re feeling, stimulate thought, increase your appetite – it’s really quite phenomenal.

You’re drawn to colours that you like when you’re shopping for clothing because you know you’ll feel good when you’re wearing them, and the same thing goes for interiors. Statistics show that most people spend about 90 per cent of their time inside, a large portion of which is in their own home. If you live with colours that make you feel good, it will make for a better quality of life.

Deciding which direction to take in terms of colour is where many people tend to panic. My advice is to look through several magazines, tear out the pages that have elements you like, put them all in a folder and, once you have at least 20 different style images, analyze the colours that appear most often. This is a great way to get inspired and decide on colours for your own space.

People always forget that you can get sample cans from the paint store.

Pick up a maximum of three different testers that you like, paint sections of each on different walls (or paint large sheets of white Bristol board and stick them up), and live with them for a few days. (If you give yourself more than three options, trust me, you’ll never decide). Then narrow it down to your favourite two, and then finally pick the one.

Get Used to It

Choosing a colour pallete should never be an impulsive decision; you should take time deciding so you know you’ll be comfortable with it. Once you finally do paint the walls, you might still wonder if you selected the right colour. However, keep in mind that you have to give yourself the chance to live with it.

Big changes take time to adapt to. For instance, if you’re going from burgundy to off-white you can’t expect to get used to it within the first few hours.

Paint Particulars

No-commitment Pieces

I am very particular about colour selection and when I design a space, I like to keep the walls through any open areas in a consistent hue. My entire place is painted in Benjamin Moore’s OC-23, Classic Grey. It’s a very soothing colour that really adapts to the other colours around it – like a chameleon. It’s a nice hue to wake up to in the morning and to fall asleep to at night. The tone of it varies throughout the day with the amount of light; it’s brighter in the day and much richer in the evening.

When you’re choosing your paint colour, remember: it’s just paint. It’s not permanent and can be easily changed if you’re not happy with it.

Pillows, accessories and other accent pieces give you the chance to have fun with colour, since they’re ‘non-committal.’ I’ve used hints of blue and green throughout my interior. It’s nice to have your entire residence consistent in terms of colour because then you can move pieces from one room to the next and you’ll never have to worry about making sure it coordinates.

Just remember that choosing colours for your home won’t happen overnight. It’s a process that starts with getting inspired; the rest will fall into place. It should be fun, not painful. And if you find that you really can’t do it on your own, it’s probably time to hire a good designer to do it for you.

Yanic Simard Yanic is the design editor of New Condo Guide and principal designer of Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine and the Toronto Star.

Visit tidg.ca march 23 - april 6, 2013 new Condo Guide 085

GTA’s exciting free monthly home design magazine Featuring the newest products and hottest design trends for your home, inside and out.

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086 new Condo Guide march 23 - april 6, 2013

march 23 - april 6, 2013 new Condo Guide 087

First-Time Advice

// by Nikita Gylander

SWING INTO Get your condo SPRING warm-weather ready S

pring is that wonderful time of year when everything turns green, the flowers bloom and the space under your couch is full of dust bunnies. That means it’s time to spring-clean your condo.

To Toss or Not To Toss

Nikita Gylander is a Realtor with Re/Max River City and has many years of experience buying and selling condominiums. Contact her at 780.719.1638 or visit her online at nikitasells.ca

The easiest way to stay organized and on task is to make a list of all the rooms in your home and then list all the chores that need to be done in each one

The first step in spring cleaning your condo is to go through all of your belongings, as if you were planning on moving. Decide what to keep, what to sell or donate, and what to throw away. Clothes are the easiest to go through. A good rule of thumb is that if you haven’t worn it in the past two seasons, then it is probably time to get rid of it. As far as everything else, if it isn’t irreplaceable (at least in your mind) and you haven’t used it for the last couple of years, you might want to toss it. With limited living space, it is best to hang onto only your most loved belongings. Next, you have to find a proper home for each of your things. This will save you time that is often wasted searching for things in a cluttered space.

Start Cleaning

Now that you have gone through your condo and relocated everything to its new home, it is time to throw on your favourite tunes and get cleaning. The easiest way to stay organized and on task is to make a list of all the rooms in your home and then list all the chores that need to be done in each one. You might find that you don’t actually have as much to do as you thought. And there is no better feeling than checking things off of a to-do list.

Do a Condo Check

Spring cleaning also means checking on the condition of various items found around your home. For instance, when was the last time you checked the batteries in your smoke detectors? How about the caulking around your tub or shower? Do you wonder why bugs keep getting in?

Maybe your screens are in poor condition. Take a good look at all of these often neglected things in your condo. If you find anything that needs repairing or replacing, make a plan to do it right away. Staying on top of minor maintenance items prevents them from becoming major repairs down the road.

Enjoy the Spring

Now that all of the cleaning is done and your life feels much more organized, reap the rewards of a clean home by stepping outside and enjoying the nice weather. Who knows, you might even meet a new neighbour or two.

088 new Condo Guide march 23 - april 6, 2013

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march 23 - april 6, 2013 new Condo Guide 089

condo profile

KING BLUE CONDOS: King of the entertainment district

o

ne Toronto condo development is helping to lead sales in the Entertainment District – and that’s King Blue. As one of the bestselling condo towers in the area, it is surpassing expectations in every amenity conceivable. From its Triple-A location in the heart of King West to its expansive 5,800-sq.-ft. rooftop patio on the 9th floor, King Blue Condos offers the epitome of resort-style living just steps away from the best restaurants and cafes, sports venues, cultural centres, spas and clubs that Toronto has to offer.

Not surprisingly, King Blue Condos, designed by award-winning architects Page+Steele / IBI Group, will be the crown jewel of downtown Toronto – the new “It” spot where people will want to see and be seen. Spearheaded by Easton’s Group of Hotels, this is much more than a luxury residence – it’s a new social destination for the King West public at large.

090 new Condo Guide march 23 - april 6, 2013

What’s great at King Blue is you get incredible value for a reasonable price. Prices start in the mid-$200s and what you actually receive is much more than a fantastic property in a contemporary building – you gain access to world class amenities at your fingertips!

Every suite maximizes space and showcases top-of-the-line finishes.

In addition, each residence wows with expansive windows which allow for great views of the city.

Venture out on a shopping spree without ever leaving your own backyard. A fashionable portecochère courtyard grounds the main floor – an epicentre of retail with over 13,000-35,000 sq. ft. of boutiques. Crave a little culture?

Check out the latest exhibition at the Theatre Museum Canada, set to be exclusively housed at King Blue. A unique glass exterior wall offers street-level pedestrians a glimpse into the museum’s crowds visiting the latest collection.

Looking for a stay-cation?

Nestle into a romantic retreat on the stunning rooftop terrace featuring panoramic city views and a sculptural 20-foot tall metal trellis (interwoven with ivy, of course). Take some quiet time on the couture couches sporadically placed inside the landscaped walkway or huddle in with a partner to bask in the light in front of one of the many custom-built fire pits glowing inside.

Wish to nurture body and soul?

Experience the peaceful, meditative atmosphere at the 6th floor pool area framed with architectural pillars and ensconced in whiterippled marble and granite. Catch the city skyline while swimming laps – there are floor-to-ceiling windows at pool level. Enjoy a beverage after your swim while you scan the cityscape. The bar is nestled in the garden outside just a few steps away. Other amenities include a top-of-the-line fitness

centre, a multimedia room and fashionable guest suites.

With interiors conceived by principal director Alessandro Munge of award-winning designers Munge Leung, residents receive high-end layouts coupled with luxuriously appointed kitchens and bathrooms that marry function and design perfectly.

Every suite maximizes space and showcases top-of-the-line finishes.

In addition, each residence wows with expansive windows which allow for great views of the city. Residences on the upper levels get the benefit of incredible views of Lake Ontario. Each space artfully intertwines energyefficient, European appliances with lounge-like, concept rooms that anyone can imagine as home.

First impressions amaze when you enter into the double lobbies emanating sexy blue light. When friends and family sweep in and out of the porte-cochère, they’ll truly appreciate the ultra-convenience of this unique pick-up and drop-off area.

Whether this is your first purchase or you are looking to downsize and retire in the heart of the city, this incredible urban hub satisfies anyone who wants to be steps away from the action.

For a taste of the total lifestyle experience taking shape at King Blue, visit kingbluecondos.com or call 416.599.1355. Follow us on Twitter @ kingbluecondos.

march 23 - april 6, 2013 new Condo Guide 091

small spaces

Clever ways to organize

a small living space Organizing a small living space can be a challenge.

Apartments and lofts typically have limited closet space, if any closets at all. Townhomes can also be a challenge to organize with their small kitchens and bedrooms. Such is true for many singletons and families just starting out, or couples looking to downsize their living arrangements. Whatever your habitat, here are some tips for organizing a small space so you can enjoy it to its full capacity.

› Furniture with storage

The furniture you choose for your home can make or break it. Oversized furniture is out, but furniture with storage is in. Look for pieces that will maximize storage capacity without taking up too much room.

Armoires are great for storing clothes if you don’t have a closet, and these days they come in all sizes. Antique trunks add instant style to any room and they can double as a coffee or bedside table with a hideaway

for keeping extra blankets, seasonal items or books.

Media cabinets are a worthwhile investment for anyone with a television and other multi-media. Sanus offers media cabinets with open shelves or enclosed doors and ample room for holding DVD players, video games, cable boxes, music and other gear. If you like the mounted TV look, but don’t have the wall space for it, consider a flat-panel mount kit that attaches to furniture. It will give you the same aesthetic appeal as a TV mount, but doesn’t require drilling in the wall.

› Define the space

Just because a room is small doesn’t mean it can’t look pulled together. It’s important, especially in homes with open floor plans, to define living areas for how you intend to use them. It sounds counter intuitive, but wide-open rooms with poorly placed furniture can actually seem smaller than they are. Defining the space will allow you to create distinct areas for entertaining, eating and relaxing. Accordion-style room dividers do the trick. So do area rugs. A dining room or sitting area can easily be established with a pretty rug and chairs placed around it. A couch positioned in the middle of a room is a good way to separate living and dining areas.

› Odds and ends

No matter how organized you are, you most definitely have at least one overflowing junk drawer. So what do you do with all these extra odds and ends? Get creative.

Look around. You’d be surprised at how many things you already own that, when repurposed, make the perfect organizers. Toolboxes are ideal for storing crafting and office supplies like ribbons, buttons, paper clips, push pins, stamps and envelopes. Rather than tucking away flower vases in a cupboard, use them for neatly displaying kitchen utensils or makeup brushes.

Matching baskets and photo boxes will hold just about anything from scarves to painting supplies. Looking for a fun way to display photographs? String a piece of twine across an archway and use clothespins to hang the photos from the twine.

With a little effort and creativity, any living area can be transformed into a well-organized space you enjoy spending time in. NC

092 new Condo Guide march 23 - april 6, 2013

king & bathurst the oneeleven condominium residences at king and bathurst are 60% sold! presentation gallery + model suite located at 111 bathurst (bathurst + adelaide). don’t miss out on this amazing opportunity to live in king west. register today at oneeleven.ca or call 647 347 4111.

CONDOMINIUMS + LOFTS presentation gallery hours of operation monday to wednesday noon - 6pm thursday three - 8pm saturday & sunday noon - 5pm

the amenity floor at oneeleven the open-concept indoor/outdoor social space encompasses a variety of entertainment, dining + lounging areas featuring an expansive, multi-use patio, library, lounge with mini-theatre, barbeque + fire pit.

Exclusive Listing Brokerage: Brad J Lamb Realty Inc. Brokers Protected.

Rendering is an artist’s impression. Prices and specifications are subject to change without notice. E.&O.E. January 2012 march 23 - april 6, 2013 new Condo Guide 093

condo watch

new releases & grand openings 36 Hazelton

by Alterra

Construction has started at this luxury boutique condo in the Yorkville neighbourhood.

Web: 36Hazelton.com

101 Erskine

by Tridel

A quiet sensibility in the midst of Yonge and Eglinton. Grand opening.

Web: Tridel.com/101erskine

Avani at Metrogate

by Tridel

New suite release at Metrogate’s newest address at Kennedy and Hwy. 401.

Web: Tridel.com

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to susan.legge@wall2wallmedia.com

The Bond

by Lifetime Developments

New release – top five floors. Introducing The City Collection at Adelaide and John. Now open.

Web: TheBond.ca

E Condos

by RioCan, Bazis, Metropia

Condominium residences on the northeast corner of Yonge and Eglinton. Grand opening.

Web: ECondos.com

Exhibit

by Bazis, Metropia, Plaza

Limited edition penthouse collection at Bloor and Avenue Road.

Web: Bazis.ca

Fuse 2

by Neudorfer Corporation

Now releasing phase two of this master- planned community in Davenport Village.

Web: FuseCondos.com

Gramercy Park

by Malibu

An urban oasis built around a private park in North York. Move in soon.

Web: GramercyPark.ca

Imperial Plaza

by Camrost Felcorp

New suite release at Yonge and St. Clair.

Book your private appointment today.

Web: ImperialPlazaToronto.ca

Ivory

by Plaza

Newly released Pure Platinum Penthouse Collection on Adelaide, in the heart of old-town Toronto.

Web: PurePlaza.com

Life Condominiums

by Chestnut Hill Homes

A stylish, 13-storey midrise at Yonge and Merton with 149 spacious suites. Now open.

Web: LifeCondos.ca

The Madison

by Madison Homes

Grand opening of Top Floors at Yonge and Eglinton.

Web: MadisonCondos.ca

One Bloor

by Great Gulf

New suite release at this coveted Yonge and Bloor condo, now under construction.

Web: OneBloor.com

Picasso

by Monarch Corp. & The Goldman Group

Now open, an iconic building in the heart of the evolving Entertainment District.

Web: MonarchGroup.net

Post House

by Alterra

Construction underway at this boutique condo in the St. Lawrence Market neighbourhood.

Web: PostHouseCondos.com

Rise

by Reserve Properties

Downtown living at a mid-town price.

Grand opening and new release.

Web: RiseCondos.com

River City 2

by Urban Capital

New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft.

Web: RiverCityToronto.com

Vivid

by Pemberton Group

Grand opening continues at Pemberton’s Vivid at Islington and Bloor.

Web: VividCondos.com

X2 Condos

by Lifetime & Great Gulf

Sophisticated condominium now under construction at Jarvis and Charles.

Web: X2Condos.com

continued on page 102…

094 new Condo Guide march 23 - april 6, 2013

GTA Edition Mar 23 - Apr 6, 2013

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf Homes 4 Gairloch Investments 6 Cresford Development Corp.

7 The Daniels Corporation 10 Empire Communities 11 Menkes Developments Inc. 12 North Drive Investment 16 Freed 21 Easton’s Group 22 Monarch Corporation 37 Cresford Development Corp.

52 Cresford Development Corp.

59 Lindvest 85 Harhay Developments 85 Carttera 117 Bazis Inc. 117 Metropia 117 Plaza 120 The Daniels Corporation 126 Great Gulf Homes 126 Lifetime Developments 129 Concert Properties 131 Lanterra Developments 133 Tribute Communities 137 Alterra Homes/Finer Space 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 162 Pianosi Developments 171 Camrost - Felcorp 179 Graywood Developments 179 Mod Developments Inc. 189 The Daniels Corporation 193 Burnac Corporation 200 Freed 200 Carttera 206 Mod Developments Inc. 215 Dundee Kilmer Developments 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 5 Onni Group of Companies 5 Onni Group of Companies 8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 13 Streetcar Development 14 Canalfa Group 14 Canalfa Group 15 Urbancorp Development Corporation 17 Malibu Investments Inc. 18 Urban Capital 18 Urban Capital 19 Delpark Homes 20 Menkes Developments Inc. 22 Tridel Corporation 23 Tribute Communities 29 Pinnacle International 29 Pinnacle International *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-492-7420 • from $290,000 17 16K 383 Sorauren 383sorauren.com 113 9L Merton Yonge Condominiums 416-484-1900 • from $500,000 IBC 14e High Park Condominiums 416-351-1844 • from $300,000 14-15 8L The HUB 416-408-1200 • from $220,000 6-7 9F 365 Church menkes.com • Insert 14I The High Park 416-670-3699 • from $300,000 60-61 8L 155 REDPATH 416-601-0060 • from $250,000 44 14D King Blue Condominiums 416-599-1355 • from $250,000 89 12N Picasso on Richmond 416-495-3549 • from $280,000 Insert 14M Lofts 399 416-867-3999 • from $390,000 152 14L CASA III 416-977-1100 • from $240,000 151 15L B Streets 416-532-6636 from $300,000 121 13J One Eleven Condominiums & Lofts 647-347-4111 • 93 13M One Eleven Condominiums & Lofts oneeleven.ca • 93 13M Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14i Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14i Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14i One Park Place Condominiums 416-955-0559 • from $250,000 43 18J X2 416-927-0080 • from $303,000 18 16J X2 416-927-0080 • from $303,000 18 16J 88 Scott 416-216-8588 • from $400,000 67 17M Riverhouse at the Old Mill 416-766-7343 • from $520,000 27 5L RCM I on University 416-363-4800 • from $393,000 63 14M Post House Condominium 416-964-2777 • from $350,000 77 16L Chaz 416-922-0045 • from $320,000 47 16J Chaz 416-922-0045 • from $320,000 47 16J Imperial Plaza 416-925-2501 • from $400,000 3 15I Perspective Condos 416-242-3500 from $280,000 106-107 4H Yorkville Plaza 416-966-3003 • • from $350,000 1 14H Five Condos 416-928-0555 • • from $250,000 59 15J Five Condos 416-928-0555 • • from $250,000 59 15J Cinema Tower Condominiums 416-203-2020 • 41 14M South Hill on Madison Condominiums southhillonmadison.com • from $200,000 53 13I SIXTY Colborne 416-601-0060 • from $300,000 44 16L SIXTY Colborne 416-598-7775 • from $300,000 44 16L The Massey Tower 416-966-0197 • • from $320,000 55 16L Canary District Condominiums 416-603-7576 • from $250,000 71 18L 530 St. Clair Ave. West 530condos.com • from $344,000 12H 500 St. Clair Ave. West 416-868-0500 • from $260,000 12H the rushton rushtonliving.com • from $344,000 12H ParadeTWO Tower Residences 416-813-0999 • from $287,000 15M Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M Quartz 416-813-0999 • • 15M Spectra 2 416-813-0999 • • 15N Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N Corporate 416-977-5300 • • from $300,000 8N NXT 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $381,000 14I Trinity Lofts 416-690-2988 • from $330,000 19l Liberty on the Park Condominiums 416-537-0047 • from $363,000 12N Liberty Place 416-537-0047 • • from $170,000 12N Westside Lofts 416-516-5848 • from $180,000 12m LTD 416-601-2223 • from $310,000 14M River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L Broadview Villas 416-429-7888 • from $490,000 19g Fabrik 416-591-7700 • from $250,000 14M Ten York 416-596-9888 • 12F The College 416-363-4800 • from $300,000 M14 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17m 33 Bay Residences at Pinnacle Centre 416-925-3325 • 17m

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Site

Tower Hill Development Corporation Madison Homes Conservatory Group Conservatory Group Cresford Development Corp.

Cresford Development Corp.

Cresford Development Corp.

Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Great Gulf Homes Pemberton Group Lamb Development Corp.

Context Development Inc. E-Park Development Emsatec Canada Inc Neudorfer Corporation Madison Homes State Building Group Freed Freed Carlyle Communities Empire Communities Lamb Development Corp.

Lamb Development Corp.

Tridel Corporation Tridel Corporation Fernbrook Homes/Cityzen Dev. DHD Developments Great Gulf Homes Treasure Hill Homes Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Homes Plaza Empire Communities Empire Communities Pemberton Group The Daniels Corporation The Daniels Corporation The Daniels Corporation Pinnacle International Lifetime Developments Triangle West Development Tridel Corporation Tribute Urban Living Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Parallax Investment Corporation BSaR Ltd Andrin Homes Matthew Kinsella Custom Homes Inc. Hyde Park Homes Lamb Development Corp.

Longo Corporation Lamb Development Corp.

Graywood/Beaverhall Development Aspen Ridge Homes Cityzen Fernbrook Homes Fernbrook Homes Lamb Development Corp.

Niche Development Urban Capital Malibu Investments Inc. Lamb Development Corp.

Niche Development Alit Developments Tre Memovia Developments Lifetime Developments Lifetime Developments Aragon Properties Castlepoint/Cityzen/Fernbrook Enirox Group Plus Development Group Sorbara Group Streetcar Development Mizrahi | Khalili Developments Mizrahi | Khalili Developments Sorbara Group Lifetime Developments Centre Court Development Reserve Properties Reserve Properties Pemberton Group Streetcar Development Tofni Developments Greenpark Homes Greenpark Homes Cresford Development Corp.

Tri-Win Developments Inc MintoUrban Communities Inc. Lifetime Developments Centre Court Development Streetcar Development Great Gulf Homes Menkes Developments Inc. Bazis Inc. Rio Can Metropia Reserve Properties BSaR Ltd Castlepoint/Numa Tridel Corporation Torbel Group Sonterlan Mansouri Living

*TH: Townhomes, C: Condo

Telephone

TH* C*

Price Range

Page

Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $390,000 Infinity Condominiums 416-214-1988 • from $250,000 Milan 416-928-7409 • from $520,000 CASA 416-977-1100 • from $710,000 The Bloor St. Neighbourhood 416-977-1100 • from $600,000 CASA 2 416-977-1100 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 3018yonge.com • from $390,000 Monde mondegreatgulf.com • from $300,000 The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-703-7271 • from $250,000 King West - The Lanes contextkingwest.ca • from $250,000 Foundry Lofts 416-531-7760 from $399,000 Brownstones on the Park 416-531-7760 • from $320,000 Brownstones 416-531-7760 • from $300,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 455 Adelaide West - Fashion District Lofts 416-603-6166 • • from $280,000 Fashion House 416-366-0560 • from $250,000 Beach Hill Residences 416-422-0880 • • from $200,000 Schoolhouse 416-979-1333 • from $595,000 Worklofts 416-368-5262 • from $243,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 Reve 416-514-2710 • from $334,000 Pier 27 Waterlink 416-367-3456 • from $300,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 Block liveatblock.com • The King East 416-368-5262 • from $300,000 East Condos & Lofts 416-368-5262 • from $310,000 King West kingwestlife.com • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 416-862-0888 • from $279,000 Fly Condos 416-979-1333 from $310,000 Condo Living Store 416-979-1333 • U Condominiums 416-546-6605 • from $250,000 One Park West 416-955-0559 • from $406,000 Paintbox Condominiums paintboxcondos.ca • Festival Tower 416-203-2020 • from $350,000 The Pinnacle on Adelaide 416-596-1600 • Bisha Hotel & Residences 416-637-2211 • from $300,000 Art Condos 416-535-7775 • from $230,000 Two Old Mill 416-645-7022 • from $356,000 1717 Avenue Road 416-430-1717 from $1550,000 1717 Avenue Road 416-430-1717 • from $1295,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Downtown 416-598-5088 • from $210,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Grove 416-824-3390 • from $840,000 Riverside Towns 416-214-2000 • from $400,000 Riverside Towns 416-214-2000 • from $400,000 KEW Beach Living 416-690-0101 • • from $350,000 KEW Beach Living 416-690-0101 • • from $350,000 The Mercer 416-597-6940 • from $350,000 Studio on Richmond 647-352-7736 • from $300,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero verocondos.ca from $250,000 Theatre Park 416-422-0333 • from $380,000 Theatre Park 416-422-0333 • from $490,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 King Charlotte 416-422-0333 • from $466,000 King Charlotte 416-422-0333 • from $312,000 Tableau Condominiums tableaucondos.com • • from $350,000 Carmelina 416-423-8500 • from $250,000 Yorkville Condominiums 416-987-3222 • • from $550,000 The Bond Condominiums 416-546-7525 • • from $300,000 Showcase showcaseliving.ca • from $210,000 L Tower 416-777-2533 • from $410,000 707 Lofts 707Lofts.com • • from $255,000 King + Condos 416-366-5464 • from $304,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $250,000 133 Hazelton Residence 416-487-9863 • Model Suite of the Month 416-487-9863 • 210 Simcoe 210simcoe.com • Karma 416-551-2744 • from $180,000 Karma 416-551-2744 • Rise 416-546-7399 • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $210,000 The Carlaw 416-690-8588 • from $200,000 Nero 416-792-6418 • from $300,000 Allure Condominiums allurecondos.ca • from $350,000 Allure Condominiums allurecondos.ca • from $350,000 1000 Bay 416-485-3000 • FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $320,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 TUX greatgulf.com/register • from $250,000 Noir menkes.com • E Condos 416-243-8688 • from $320,000 E Condos 416-243-8688 • from $320,000 E Condos 416-243-8688 • from $320,000 109OZ 416-531-4844 • from $280,000 The Hill 416-408-1200 • from $260,000 The Sterling thesterling1919.com • • from $200,000 101 Erskine 416--480-0700 • • from $250,000 Wallace Walk wallacewalktowns.com • from $210,000 The St Clements 416--778-7070 • • The Perry 416-926-7555 • from $390,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 13H 14E 16m 15I 15L 15L 15L 17I 14M 14M 14B 17M 16J 14M 14M 9I 9I 9I 14G 14G 14L 14L 23J 13i 20J 20J 15M 15M 17N 18L 15I 12K 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 14M 14m 15K 18J 18J M14 15M 16m 12N 5L 13D 13D 15I 16J 16J 12N 15N 15L 14D 11O 19K 19K 24J 24J 15M 15M 17M 17M 17M 16M 16M 15L 15L 15L 15L 15L 23J 15G 15G 19K 17L 12K 16L 14L M12 14I 14I 15M 15K 15K 12H 12H 14D 19K 13L 14F 14F 15J 14M 14D 16M 16M 12M 15M 15M 14E 14E 14E 12M 11E 9L 14E 9L 21K

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

# 30 32 41 46 52 52 52 54 55 55 57 58 62 64 64 66 66 66 70 70 73 73 74 78 81 81 83 83 88 94 99 100 101 101 102 103 103 104 106 106 109 109 110 114 115 115 118 120 120 122 124 128 130 131 132 132 134 135 135 136 139 141 142 143 144 144 145 145 148 150 151 151 151 152 152 153 153 153 153 153 154 155 155 156 157 160 163 165 170 173 173 175 182 182 184 184 185 186 187 188 188 190 191 192 195 195 197 198 198 202 202 202 207 208 210 216 217 218

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135 37

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torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

098

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Builder

1 96 122 123 124 128 2 4 4 4 4 6 6 6 6 6 8 9 14 21 28 33 34 37 40 43 43 50 50 86 94 95 96 99 101 121 122 125 128 130 132

Concord Adex ELAD Canada Lanterra Developments Brandy Lane Homes Tridel Corporation The Daniels Corporation Torbel Group Tridel Corporation Tridel Corporation Tridel Corporation Tridel Corporation Concord Adex Concord Adex Concord Adex Concord Adex Concord Adex Conservatory Group Conservatory Group Torbel Group Tridel Corporation Tridel Corporation Castle Royale Development Malibu Investments Inc. Norstar Group of Companies Menkes Developments Inc. Monarch Corporation Monarch Corporation MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada The Brown Group of Companies Kantium Development Liberty Development Corp.

Lanterra Developments Fram Building Group The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Opus 416-813-2999 • • 38-39 Dreamtower At Emerald City 416-492-0001 • from $260,000 83 Treviso II 416-787-8882 • from $220,000 19 The Station 416-398-9777 • from $450,000 40 Trio at Atria 416-645-8866 from $258,000 IFC NY2 416-221-3939 from $220,000 25 The Avanti Condominiums 416-636-0400 from $375,000 Hullmark Centre 416-733-2883 • from $524,000 Avonshire Parkside 416-730-0300 • • from $579,000 Aristo at Avonshire 416-730-0300 • Aristo2 at Avonshire 416-730-0300 • from $299,000 Tango at Concord Park Place 416-813-2999 • • from $236,000 Discovery at Concord Park Place 416-813-2999 • Discovery II at Concord Park Place 416-813-2999 • • from $210,000 Tango2 at Concord Park Place 416-813-2999 • from $265,000 Corporate 416-813-2999 • • from $210,000 Pearl Condominiums 416-512-1818 • from $200,000 Platinum Towers 416-512-1818 • from $340,000 Diva DivaCondo.com Argento 416-663-1818 • Alto at Atria 416-645-8866 • from $288,000 The Palm Condominium Residences 416-306-1000 • from $400,000 Gramercy Park Condominium Residences 416-703-2202 • from $600,000 Portrait Condominiums 416-282-9600 • from $300,000 Gibson Square 416-730-9722 • from $363,000 Ultra at Heron’s Hill 416-495-3548 • from $200,000 Yorkland at Heron’s Hill 416-495-3548 • from $300,000 88 416-915-3805 • from $235,000 Flo Condominiums 647-799-0356 • from $250,000 Aura At College Park 416-962-8688 • from $500,000 Gooderham 416-361-1322 • from $410,000 Scenic on Eglinton 416-805-1781 • from $190,000 Emerald City Condominiums 416-492-0001 • from $250,000 Willow Park at Bayview 416-221-6767 • from $466,000 Posh Condominiums 905-771-0134 • from $544,000 World on Yonge 905-771-7010 • from $284,000 Treviso Condominiums 416-787-8882 • from $200,000 LIV Lofts 416-445-5638 • from $250,000 NY Place 416-221-3939 • from $250,000 Canterbury 647-352-2130 • • from $700,000 Flaire Condos 416-445-8868 • from $320,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 22C 24C 12F 12D 24C 19C 17C 18D 18D 18D 18D 22C 22C 22C 22C 22C 17C 18C 11C 22e 25D 17B 13E 13C 17C 25D 25D 18c 18c 16K 18l 23G 24C 21 16A A18 12F 22F 19C 19F 22F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

1

2

3

4

5

6

8

21 22

bio

26

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e

Islington Ave

62

Kipling Ave

Martin Grove Rd

10

Bl

vd

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401 2A

Rathburn Rd

19

8

44

45

d

Bloor St W

Queensway

70

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5 Park Lawn

35

50 14 51 34

Royal York Rd

Dundas St W

h

d

Etobicoke

409

Scarborough

ett R Scarl

Westway

ll R Mi

ve nA

40

Dixon Rd

46

Builder Monarch Corporation Great Gulf Homes Menkes Developments Inc. Graywood/Beaverhall Development Monarch Corporation Davies Smith Queenscorp Residences Tridel Corporation Remington Group Henderson Development Limited Monarch Corporation Conservatory Group Pemberton Group Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Green Hill Homes Mattamy Homes Georgian Liberty Development Corp.

Empire Communities Monarch Corporation Empire Communities Beaverbrook Homes Tridel Corporation Amexon Development Corporation City Core Monarch Corporation Tridel Corporation Tridel Corporation Edilcan Development Corp.

Edilcan Development Corp.

Edilcan Development Corp.

Remington Group/Brown Group Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

25

d

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QEW

*TH: Townhomes, C: Condo

24

nR

27

60

23

Finch Ave W

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7

# 5 7 7 15 18 20 25 42 46 2 4 6 8 10 10 11 11 13 24 26 28 28 29 33 34 35 37 38 39 42 44 45 45 45 46 46 50 51 55 56 60 61 61 62 65 70 71

Al

Ranforth Dr

Av e

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Humberline Dr

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Centennial

28

18

East Ave Port Union Rd

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Passmore Ave

lva

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Beare Rd

Manse Rd

72

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Galloway Rd

St. Clair Ave 1

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

orto

15

427 Morrish Rd

71

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

29

14

Sheppard Ave E Conlins Rd

2

Brimley Rd

Warden Ave

Pharmacy Rd

e

61

Birchmount Rd

d

Kennedy Rd

Ellesmere Rd

401 Midland Ave

42 55 401 31

Milner Ave

13

Meadowvale Rd

3

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

c

11 Sewells Rd

Finch Ave E

b

10

Neilson Rd

McNicoll Ave

9

Tapscott Rd

McCowan Rd

A

7

65

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder The Epicurean monarchgroup.net • from $250,000 Insert 23F One Sherway Condominiums 416-695-3535 • from $273,000 22-23 16G One Sherway Condominiums 416-695-3535 • from $273,000 22-23 16G Ocean Club 416-255-4663 • from $229,000 119 24C Lago 416-495-3544 • from $300,000 Insert 24c Eleven Superior 416-259-8882 • from $200,000 103 23C Watermark 416-354-2221 • from $320,000 117 19D Ventus at Metro Gate 416-293-5535 • from $342,000 BC 4c Park Towers at IQ 416-253-5838 • from $200,000 123 22G Centro 416-296-1898 • from $185,000 6D Nautilus at Waterview 416-495-3544 • from $400,000 25H Altitude 416-321-1659 • from $230,000 25H Palais at Port Royal Place 416-239-8200 • from $260,000 23F Cloud 9 Condominiums cloud9condos.ca • from $220,000 22B Cloud 9 Condominiums cloud9condos.ca • from $220,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Princeton Manor 905-849-1818 from $210,000 6G Summerside mattamyhomes.com • • from $159,000 3F King’s Way at Swansea Village 416-766-4683 • from $188,000 24G Terrace on Danforth 416-987-7575 • 2F Eau Du Soleil empirecommunities.com/eaudusoleil • from $250,000 25B Encore 416-495-3543 • from $200,000 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $398,000 22g South Beach 416-252-3000 from $209,000 25H Harmony Village Sheppard 416-493-0123 from $170,000 2C Waterscapes 416-495-3544 • from $390,000 26H Metrogate Townhomes 416-293-5535 • • from $427,000 4C West Village 416-620-1887 • from $260,000 21F One Valhalla 416-233-5554 • from $239,000 21F Thunderbird 416-233-5554 • from $240,000 21F Triumph At One Valhalla 416-233-5554 • from $230,000 21F IQ IQcondos.com • from $190,000 22G The Masters mastercondos.com • from $200,000 22G Vivid 416-239-8200 • from $250,000 23F Westwood Condominiums westwoodAlterra.com • from $300,000 23F Avani At Metrogate 416-293-5535 • from $248,000 4C Jade Condominiums 416-762-8818 • from $250,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • from $189,000 3E Haven On The Bluffs 416-2621-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore mintosouthshore.com • from $300,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me 647-693-7563 • from $150,000 8D

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

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Toronto Waterfront

h

waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

100

#

Builder

1

Pemberton Group

Park Lake Residences

Site

416-769-4343

• • from $250,000

3F

2

Monarch Corporation

Nautilus at Waterview -

416-495-3544

• from $400,000

5f

3

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

4E

3

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11f

6

Plazacorp/Berkley Community

West Harbour City

westharbourcity.com

• from $327,000

13E

7

Lifetime Homes

Waterparkcity – Neptune

416-203-3700

•

13f

8 Concord Adex

Grand Parade 2 at Concord CityPlace

416-813-0999

•

14f

8

Concord Adex

Quartz

416-813-0999

• •

14F

8

Concord Adex

ParadeTWO Tower Residences

416-813-0999

14f

8

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

8

Concord Adex

Panorama at Concord CityPlace

416-813-0999

• from $389,000

14F

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

8

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

14F

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

8

CONCORD ADEX

Spectra

416-813-0999

• •

14F

9

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

16E

14 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

• from $200,000

10F

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

16 CAMROST FELDCORP California Condominiums

sunsetcondos.ca

• from $280,000

24C

18 Fernbrook Homes/Cityzen Dev.

416-367-3456

• from $300,000

11F

Pier 27 Residences On The Lake

21 GREAT GULF Monde *TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Telephone

mondegreatgulf.com

TH* C*

Price Range

• from $287,000

• • from $300,000

Page

Finder

15E

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

TH* C*

Lake

Price Range

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Finder

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416-255-4663 48

• from $229,000

119

416-259-8882

• from $200,000

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Watermark

416-354-2221

5

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Stonebrook Condominiums

8

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25C

insert 401

24C

• from $320,000

117

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905-822-8858

• from $270,000

9E

San Francisco By The Bay

905-831-3631

•

• from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

5J

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

empirecommunities.com/eaudusoleil

• from $210,000

6-7

25B

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

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Please refer to page number for complete information.

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Lindsay

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condo watch

continued…

Imperial Plaza

by Camrost Felcorp

Sixteen-foot loft living at Yonge and St. Clair.

Register today.

Web: 16FootLofts.ca/cg

previews & registrations 365 Church

by Menkes

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to susan.legge@wall2wallmedia.com

Indx Condos

by Lifetime & CentreCourt Developments

Coming soon to Bay and Adelaide. Register now to stay informed.

Web: IndxCondos.com

Jade Waterfront Condos

by Phantom Developments

In the heart of the action. Coming soon to Church and Carlton. Register now.

Web: Menkes.com

Opening soon on the Etobicoke waterfront. Register now to stay informed.

Web: JadeWaterfrontCondos.com

The Britt

by Lanterra Developments

Noir Condos

by Menkes

Condos with European flair coming soon to Bay and Wellesley. Register now.

Web: SunsetCondos.ca

Coming soon to the heart of Toronto, at Peter and King. Register now.

Web: Menkes.com

California Condos

by Camrost Felcorp

One Park Place

by Daniels Corp.

Register now for the Sunset Collection at California Condos in south Etobicoke.

Web: SunsetCondos.ca

Coming this spring, the “one” place to be in downtown east. Register now to stay informed.

Web: DanielsOneParkPlace.com

The Carnaby

by Streetcar

Sixty Colborne

by Freed Developments

Inspired by London; coming soon to trendy Queen West. Register now.

Web: CarnabyLofts.com

A block from everything at King Street East and Church Street. Register now.

Web: SixtyColborne.com

Cinema Tower

by Daniels

South Hill on Madison

by Burnac

World-class condo in the heart of the Entertainment District. Register now.

Web: CinemaTowerCondos.com

Coming soon to the coveted Casa Loma neighbourhood. Register now.

Web: SouthHillOnMadison.com

Context King West

by Context

Tao

by SigNature Communities

Coming soon to King West – community and design for everyone. Register now.

Web: ContextKingWest.ca

Boutique condos on Bayview in Richmond Hill.

Coming soon.

Web: TaoCondos.ca

Dragon Condos

by Ideal Developments

Ten York

by Tridel

Register now to enjoy “legendary living” at Dundas and Spadina.

Web: DragonCondos.com

Rising above it all at York and Harbour.

Register now for your private oasis.

Web: TenYork-condos.ca

Eau Du Soleil

by Empire Communities

Tux

by Great Gulf

Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online.

Web: EauDuSoleilCondos.com

Rising 40 storeys at King and Blue Jays Way. Take the next step – register now.

Web: GreatGulf.com/register

The Epicurean

by Monarch Corp.

The Upper Canada Condominium

by State Building Group

A stylish new condo for local foodies in Bloor West Village. Register now.

Web: MonarchGroup.net

Coming soon, affordable luxury at Avenue Road and Lonsdale. Register now.

Web: UpperCanadaCondo.com

Fabrik

by Menkes

Vivid

by Pemberton Group

Register now for this fashionable new condo, steps from Toronto’s trendy Fashion District.

Web: Menkes.com

Affordable luxury living at Bloor and Islington.

Register now.

Web: VividCondos.com

FAD Condominiums

by Tri-Win

Yonge & Rich

by Great Gulf

Fashion District Condominiums, coming soon to this trend-setting hot spot.

Web: FadCondo.ca

Live at the centre of it all at Yonge and Richmond. Register for a preview.

Web: YongeandRich.com

Yorkville Plaza

by Camrost Felcorp

Grand opening at this iconic address.

Offering the best things in life right outside your door.

Web: YorkvillePlaza.com 102 new Condo Guide march 23 - april 6, 2013

ER N! D UN CTIO W RU O N ST N O C

SUITES STARTING FROM THE LOW $200s

Limited time incentives. Call today!

1 pm - 6 pm 11 am - 4 pm

march 23 - april 6, 2013 new Condo Guide 103

condo profile

A new era for Mimico-by-the-Lake continues to shape up with

ELEVEN SUPERIOR

Pictured above

Eleven Superior’s interiors offer engineered laminate flooring and a choice of colour palettes to accommodate individual styles.

w

ith spring now started, so too is construction for Eleven Superior in Mimico. Demolition of the sales centre is complete, and shoring has begun to make way for the muchanticipated condo project in the heart of Mimico-by-the-Lake.

“We are excited to bring this pioneering new addition to the community and for the opportunity to be an integral part of the revitalization of Mimico-by-the-Lake,” says Graham Chalmers co-owner of Davies Smith Developments.

Attracting first-time homebuyers and empty nesters

104 new Condo Guide march 23 - april 6, 2013

from the area, as well as young outdoor recreation enthusiasts from downtown, Eleven Superior is a nine storey midrise condo offering 132 suites steps from Toronto’s recently completed linear Waterfront Park.

Providing purchasers with easy lakefront access and a variety of outdoor activities year-round, the new 1.1 km Waterfront Park is outfitted with boardwalks, cycling and in-line skating trails, rest areas, sand dunes and cobble beaches, welcoming joggers, cyclist and urban explorers along the city’s waterfront edge during the spring and summer months.

During winter, Eleven Superior purchasers can enjoy the brisk fresh air at one of Canada’s best ice-skating parks located at the foot of Kipling Ave. and Lakeshore Blvd. West. The 250-metre, figure-eight shaped skating rink near Humber college, also known as the Colonel Sam Smith Ice Trail, has not only

become a top winter hot spot for Torontonians, but was also rated by Chatelaine magazine as one of the best winter destinations in Canada!

With four-season recreation opportunities just outside its door, Eleven Superior is a quick car ride from downtown Toronto and is accessible by streetcar with a TTC stop right in front. Eleven Superior purchasers also enjoy the convenience of living right on Mimico’s pedestrian-friendly main street, lined with retail, supermarkets, sizzling restaurants and coffee houses including Birds and Beans Café by the lake. Rich in culture and history, Lakeshore Arts also sits in the heart of the action, as a key organizer for hosting local artists and cultural events.

“We are happy to see the revitalization of such a prominent corner and are looking forward to Eleven Superior’s contribution to the vibrant street life of Mimico-by-the-Lake,” says David Pritchard, Mimicoby-the-Lake BIA board member and owner of Birds and Beans.

With a selection of one- and two-bedroom suites and townhomes remaining, ranging from 559 to 1047 sq. ft., now is the last chance for purchasers to get in at pre-construction prices starting from $234,500.

Eleven Superior’s interiors offer engineered laminate flooring and a choice of colour palettes to accommodate individual styles. The kitchens boast warm toned granite countertops and islands with modern wood cabinetry. The bathrooms, foyers and laundry areas are polished with porcelain or ceramic floors. Suites also feature floor-to-ceiling or vast windows providing magnificent views of Lake Ontario.

The contemporary interior design is capped with an indoor rooftop amenity space that includes a fitness

Pictured top

Backed by strong sales and lots of community support, Eleven Superior officially broke ground on October 17th, 2012.

Pictured left

This large rig will auger down about 50 feet into the ground to prep the site for excavation.

centre, social lounge with a private dining area and room for entertainment. All of the indoor amenity space connects to a generous wrap-around terrace equipped with a barbecue that overlooks the city and the water.

Due to construction, Eleven Superior’s sales centre has now moved to a temporary office located directly on Superior Avenue just steps from 2398 Lake Shore Blvd West. For more information and for sale centre hours call 416.259.8882, email info@elevensuperior.com or visit elevensuperior.com To stay updated with Eleven Superior construction, check out the Davies Smith Developments blog (blog.davies-smith.com) or join the conversation on Facebook (DaviesSmithDevelopments) and Twitter @daviessmith. march 23 - april 6, 2013 new Condo Guide 105

ETOBICOKE’S NEWEST LANDMARK

PREVIEW OPENING

IT’S NEW! IT’S 2!

Perspective Condominiums, Etobicoke’s Landmark community is building on the success of our first tower. Construction on building 1 is beginning, making way for the launch of our

grand finale - Tower 2. Inspired and spacious interiors, truly spectacular panoramic park and city views, fabulous club like amenities, elegantly appointed suites with open concept

SCARLETT RD.

kitchens, spa-like baths and grand terraces, it’s all here for you at Perspective 2.

401 EGLINTON AVE. W DUNDAS ST. W

BLOOR ST. W

PRINCE EDWARD DR.

ISLINGTON AVE.

427

$ FROM

279

900 uP TO A MILLION

NEW PREVIEW CENTRE

2893 BLOOR ST. W. AT PRINCE EDWARD DR. Hours Mon. - Thurs.: 12pm-6pm Sat. - Sun.: 12pm-5pm; Fri.: Closed

perspectivecondos.ca 416.242.3500

106

*Prices and specifications subject to change without notice. See sales representatives for details. Renderings and images are for mood and impression only. E.&O.E 2013.

march 23 - april 6, 2013 new Condo Guide 107

make your move

// by dan hopkins

AVOID COMMON PACKING MISTAKES

M

ore than four million people moved residences in Canada last year, many of whom did the packing themselves. For some, it works out fine; others have problems resulting from a lack of foresight, poorly packed boxes and inexperience in loading moving trucks.

Here are a few tips to help you avoid finding damaged items at your destination: 1. Consider purchasing boxes from your mover. The most common Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada. twomenandatruck.ca

Sometimes we arrive at a customer’s home and they’re not packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes.

packing mistake we see are people getting free boxes at the grocery or liquor store and then putting too much weight in them. For example, using a large box to pack books and magazines may make it too heavy to lift, and the box might break during the move due to the weight.

Use this rule of thumb: the heavier the item, the smaller the box.

Be choosy about your boxes; free boxes from a grocery store that have been used to ship produce could contain insect larvae that may transfer to your belongings.

2. Be realistic about the number of boxes you need. Depending on how long you have lived in your current location, you will most likely underestimate your boxes requirement. Often, we hear of renters who think 40 or 50 boxes will be enough, and then realize they need upwards of 80, two days before moving day.

3. Start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not

packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes and we get in each others’ way.

This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lampshades, cushions, etc; we place these items in the ‘attic’ (the area over the cab) of the truck. We can get lots of light items up there and they stay secure.

Next, we create a ‘box wall’ stacked to the ceiling to hold the items in the attic in place. We then stand plastic wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from getting jostled during the move. If you’re not completely packed and ready on moving day, we can’t create that box wall early on and, this decreases

continued on page 110…

108 new Condo Guide march 23 - april 6, 2013

CONDOMINIUMS ON MAPLE LEAF

109

make your move

continued…

the capacity of the items that can be moved at one time. It also eats up precious time, and therefore, money!

4. Think ahead. Begin packing items you don’t use daily. As you pack your

boxes move them to the front of your apartment and stack them along a wall near the front door. Having them by the door, organized and ready to go, instead of having movers go back and forth to each room can shave 10 to 20 seconds off the time for each box. Saving 20 seconds per box can save lots of time and money.

5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes that are designed to fit into our trucks to create a perfect box wall for optimum efficiency and safety.

When it comes to moving, forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

Begin packing items you don’t use daily.

As you pack your boxes move them to the front of your apartment and stack them along a wall near the front door.

110 new Condo Guide march 23 - april 6, 2013

industry news

Cityzen and Fernbrook raise $20,000 for hospital

Pictured above

Cityzen/ Fernbrook made a donation of $20,000 to Heather Hurst, CEO of the Humber River Regional Hospital Foundation. Seen from left: Heather Hurst, HRRH Foundation, Sharon Florian, CityZen/ Fernbrook and Sara Crignano of Cityzen Development

and Fernbrook Homes, developers of Ion Condominiums, raised a total of $20,000 for the Humber River Regional Hospital Foundation.

The money was the result of a fundraising initiative started in 2012 for the new hospital, which is currently under construction on Wilson Avenue, just west of Keele Street. Ion, located across from the hospital is also under construction.

Ion and the hospital launched the initiative to help members of the hospital staff and their families purchase a new condominium at Ion by giving them cash-back upon closing of their new home. At the same time, a donation was made to the hospital for each person that purchased.

“We are very grateful to Cityzen and Fernbrook for their generosity and great support of the new hospital, says Heather Hurst, CEO of the Humber River Regional Hospital Foundation. “It has been an honour to have worked with them on this program over the past year.”

Developed by Cityzen Development Group and

Cityzen Development Group

112 new Condo Guide march 23 - april 6, 2013

Fernbrook Homes, Ion will rise 10 storeys tall and house 200 beautifully appointed suites. Suite sizes offer something for everyone, including 300-sq.-ft.bachelors, one-bedroom suites starting at 550 sq. ft., one-bedroom- plus-den suites that range from 650-750 sq. ft., two-bedroom suites starting at 825 sq. ft. and two-bedroom-plusden suites at 915 sq. ft. that also feature huge terraces.

All suites will feature highquality finishes including a choice of traditional or contemporary designed cabinetry and finishes in the kitchens, with tall upper cabinets, granite countertops, and ceramic tile backsplashes.

An Energy Star kitchen appliance package also comes standard and includes a self-clean oven, frost-free fridge, built-in dishwasher and an over-the-range built-in microwave.

Every suite boasts panoramic windows and luxurious bathrooms that will feature deep soaker tubs, cultured marble countertops and vanities with decorative lighting.

Residents at Ion will also enjoy the use of a party room, a dining room with kitchenette, a guest suite, theatre, gym, yoga studio and a common outdoor terrace featuring natural gas barbecues.

For information, visit ioncondo.ca or call 416.633.2737. The presentation centre is located at 1055 Wilson Avenue.

383 Sorauren is A modern, stunning, and well-designed boutique condo coming to Roncevalles.

Live a short walk to all the best parks, retail, coffee houses, and restaurants.

Register today at 383sorauren.com

Exclusive Listing Agent: MarketVision. Prices, sizes, and speciďŹ cations subject to change without notice. E. &. O.E. Illustration is artist’s impression. march 23 - april 6, 2013 new Condo Guide 113

condo snapshot

Live the high life in style at the

CARNABY PENTHOUSES

w

est Queen West is an ultra-desirable location and The Carnaby places you right at the centre of the action. Located in Toronto’s Art and Design District, this development by Streetcar Developments alongside the award-winning TACT architecture, is proud to debut its prestigious penthouse suites, along with its newly released inventory, amongst their collection of boutique buildings.

As the third phase in Streetcar’s trilogy of condos at Gladstone and Queen, including 2 Gladstone and 8 Gladstone, The Carnaby links them all at ground level with a landscaped row, tailor-made for pedestrians and cyclists alike. The vibrant row, which stretches from Gladstone Avenue to Peel Avenue, has a European vibe and is a place where people can gather, sip an espresso or simply take an evening stroll.

By purchasing a penthouse at The Carnaby, residents truly live a downtown lifestyle with all the comforts and amenities of an upscale residence. With sizes ranging from 457 to 935 sq. ft., many suites offer expansive outdoor living spaces.

Some terraces are up to 775 sq. ft., perfect for gazing over

114 new Condo Guide march 23 - april 6, 2013

the stunning rows of Victorian redbricks that define the historical neighbourhood or admiring the light show of the CN Tower.

Inside the penthouses, Seven Haus Design delivers fresh, contemporary interiors that boast nine-ft. exposed concrete ceilings, frosted glass sliding doors, and engineered hardwood floors throughout.

The Carnaby fits neatly into the hip neighbourhood featuring art galleries, grocery stores, cafés, and restaurants, so dining out becomes ultra-convenient. Or stay home in your gourmet kitchen and create a meal with friends or family. The Carnaby’s urban-styled kitchens feature a modern design that includes laminate wood veneer cabinets with high gloss accents, quartz countertops and brand name stainless steel appliances. It’s a setting that is guaranteed to make any meal look sophisticated.

And if you run out of an ingredient, you can always run downstairs to the Metro grocery store that will be one of the retailers featured at ground level.

With construction just begun, now is the time to seize that coveted property in Toronto’s cool West Queen West location.

Prices begin in the mid-$200s and make entering the real estate market a cinch.

Don’t miss the exciting premiere event on March 23rd between 12-5 p.m. at Streetcar’s head office located at 43 Davies Avenue, launching Toronto’s best penthouses, along with a variety of newly released inventory. Call 416.690.9009 to RSVP. For more information, visit carnabylofts.com

Imagine REGISTER FOR SPRING PREVIEW!

Dream Big Kennedy + St.Clair East

Imagine life by acres of green, right at TTC & GO. The Bluffs, nature trails, Eglinton shopping. Imagine 9 & 10’ ceilings.

A stunning rooftop terrace. And that’s not all.

179,900 imaginecondos.com from $

Prices and specifications subject to change without notice. E.O.E. Illustrations are artist’s concept.

Prices and specifications subject to change without notice. E. & O.E. Rendering is artist’s concept.

115

finances

The total costs of buying a home:

There’s more than just the down payment you’ve saved over the years

for a down payment on your first home, and you’re eager to take the plunge. While this is a critical first step, it’s also important to be cautious and survey all of the costs involved. This is one of the most important financial decisions you will ever make, so it’s important you do it carefully.

A good way to start is to meet with a financial planner, your banker or a mortgage broker, just to get a good idea on your full financial landscape: everything from an assessment of your assets and liabilities, to your savings and credit rating and everything in between.

You will then have a good idea of

your net worth and just how much home you’ll be able to afford.

This is also where, if you haven’t already, you will soon learn the importance of your credit rating, also known as your credit report. This is a detailed collection of your entire borrowing and repayment history, used by lending institutions to assess your credit-worthiness.

And like it or not, many places consider your credit rating a good indicator of your character. The report contains details on any previous loans, payment history, any liens against property or other outstanding issues, where you’ve lived and worked, whether you have been sued and if you have declared bankruptcy in the last seven years.

How much can you afford?

Once you get a clearer understanding of your financial situation, you can figure out what you can afford in monthly housing payments.

Generally speaking, lenders follow two affordability rules to determine how much you can pay: The first is that your monthly housing costs shouldn’t exceed 32 per cent of your gross household monthly income – and that figure is called your Gross Debt Service ratio. These costs include monthly mortgage principal

continued on page 118…

116 new Condo Guide march 23 - april 6, 2013

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All prices & specifications are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected.

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march 23 - april 6, 2013 new Condo Guide 117

finances

continued…

Once you get a clearer understanding of your financial situation, you can figure out what you can afford in monthly housing payments.

Land Transfer Tax Credit

and interest, taxes and heating expenses. If you’re buying a condo, half of the monthly condominium fees are factored into the equation.

The second affordability rule is that your entire monthly debt load – including housing costs, car loans and credit card payments – shouldn’t exceed 40 per cent of your gross monthly income. Lenders total these debts to determine the representative percentage of your gross household monthly income, which then is known as Total Debt Service ratio.

Whether you use a traditional bank or a mortgage broker for your home financing, these are the steps your lender will go through to determine how much they can lend you.

Home Buyers’ Plan

Harmonized sales tax

Purchases of new freehold and condominium homes in Ontario – unlike resale homes – are subject to the HST. HST is a combination of the eight per cent Ontario provincial sales tax (PST) and the five per cent federal goods and services tax (GST). The percentage of HST applicable to the transaction is directly related to the purchase price of the home. However, homebuyers are able to claim a rebate of some of the PST and GST. For example, the rebate associated with the PST portion of the tax is available for new homes priced up to $500,000. The PST rebate for new properties under $400,000 is six per cent of the purchase price (or 75 per cent of the eight per cent PST portion of the HST), with the rebate amount reduced for homes priced between $400,000 and $500,000. There is a similar rebate mechanism for the five per cent GST portion of the HST. If you’re buying a new home, experts stress that as a general rule, you should still check with your builder to see exactly how it is handling the HST. Rebates and exemptions may allow buyers of brand new units to escape the HST on the purchase price, but some of the other fees you’re responsible for are not exempt.

How much will you need?

10% down payment

maximum home price

5% down payment

maximum home price

$60,000

$9,300

$186,000

$19,600

$196,000

$70,000

$11,050

$221,000

$23,400

$234,000 $272,000

household income

$80,000

$12,500

$250,000

$27,200

$90,000

$14,400

$288,000

$31,000

$310,000

$100,000

$16,275

$325,500

$34,800

$348,000

Source: Canada Mortgage and Housing Corp.

118 new Condo Guide march 23 - april 6, 2013

Ontario residents can claim up to $2,000 if you are buying a home as a principal residence for the first time. Similar credits are available in Quebec and B.C.

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your registered retirement savings plan (RRSP) to buy or build a qualifying home.

Your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP, or they may not be deductible for any year.

Generally, you have to repay all withdrawals to your RRSPs with a period of no more than 15 years, paying an amount each year until your HBP balance is zero.

Source: Canada Revenue Agency

First-time home buyers’ tax credit

$750

The federal government wants to help you buy a home.

As part of its Economic Action Plan, a couple years ago Ottawa introduced the First-Time Home Buyers’ (FTHB) Tax Credit to assist first-time homebuyers with associated costs such as legal fees, disbursements and land transfer taxes.

The FTHB Tax Credit is a $5,000 non- refundable income tax credit amount on a qualifying home, providing eligible individuals with up to $750 in federal tax relief.

To be eligible for the tax credit, you or your spouse or common-law partner cannot have lived in another home owned by either of you in the four preceding years.

Source: Canada Revenue Agency

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DON’T MISS OUT! Oceanclubcondos.ca Call 416.255.4663 or email oceanclub@bakersales.info to book your private appointment

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. *See Sales Representative for more details.

Prices and specifications are subject to change without notice. Illustration is artist concept. E. & O.E.

march 23 - april 6, 2013 new Condo Guide 119

finances

How to blend families together financially Stepfamilies now represent 12 per cent of all families with children, reports Ottawa’s Vanier Institute of the Family.

“Managing finances as a couple starting out can be complicated, but when you mix in children and exes, it can become even more challenging,” says Liz Lunney, senior vice president of Fiduciary Trust Company of Canada.

“When children are already involved, it’s important to figure out from the beginning how you will manage finances together to help avoid issues in the future.”

Discuss these items before merging your families into one unit: ›› Housing:

Most likely one or both of your families will be settled in a condo, house or apartment. Figure out if you’re going to start fresh with a new dwelling or if one family is going to move into the other family’s space.

Sometimes it’s best to start fresh to avoid potential issues with family members not being able to share their current space.

›› Budgeting:

Decide how to pay the monthly bills and mortgage or rent. Does a joint chequing account make sense or should you keep your finances separate? Does one spouse have an

120 new Condo Guide march 23 - april 6, 2013

obligation to pay child and/or spousal support? Ensure you create a budget and financially plan for future purchases. ›› Saving:

Having emergency savings will provide security in the event of unemployment, health problems or other unforeseen expenses. Help your savings grow tax-free by contributing to a Tax-Free Savings Account (TFSA) from every paycheque. Ask your advisor about where you should invest to help your savings grow over the long-term.

›› Estate Planning:

Consider having a marriage contract drawn up and hire a trust and estate lawyer to draft a new will. Make sure your will reflects the terms of your marriage contract and your wishes regarding your new family so your wealth is properly transferred to your beneficiaries.

This new family dynamic can be manageable. A financial advisor can help you create a plan that will keep you on track. NC

Having emergency savings will provide security in the event of unemployment, health problems or other unforeseen expenses.

ins w s t t the e a e r r t a s . e B eY h t s! f A o B t H c e O Proj 2012

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EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES & SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. CREATIVE: LA-ADS.COM

march 23 - april 6, 2013 new Condo Guide 121

trendspotting

colour punch

All beiged and greiged out?

Strong colours and rich hues are alluring and on trend. While few are willing to go full colour in all of the furniture, throwing punches of colour into the scheme with accent pieces – not just accessories – brings a strong modern edge to any décor!

// by elisa krovblit 2

1

3

4 5 1 Dorm Trunk $254. Visit PBteen.com.

2 IKEA PS cabinet $129. visit Ikea.ca 3 Flynn ottoman in saffron $249. Visit Urbanbarn.com 4 Chloe leather chair in Mont Blanc Cupid $1899.

Visit crateandbarrel.ca

5 Large Okura kidney table $995. visit jonathanadler.com 6 Spider Coat Rack $99.95. Visit CB2.ca

122 new Condo Guide march 23 - april 6, 2013

6

MORTGAG E TAXES M AINTENA NCE PARKING LOCK ER

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OWN FOR O NLY

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at IQ Condominiums. A brilliant master planned community centred around a beautiful park with thoughtfully designed suites and great amenities like an infinity pool, fitness centre, party lounge, terrace and more.

All from just 999/month.* Ave. gton Islin

. rk Rd

l Yo Roya

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The

ay ensw

Que

e. g Av

Exclusive Listing Brokerage: Baker Real Estate Incorporated. Brokers Protected. *Limited time only. See a Sales Representative for complete details. Prices and specifi cations are subject to change without notice. Illustration is Artist’s concept. E.&O.E.

Kiplin

BUY SMART LIVE SMART IN WEST TORONTO’S LARGEST MASTER PLANNED COMMUNITY! PARKTOWERSAT IQ.COM 416.253.5838

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ay pressw

iner Ex

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march 23 - april 6, 2013 new Condo Guide 123

your dÉcor

ahhhh...

Bathing beauty Unwind and relax in a personalized bathroom oasis.

// by sara duck

124 new Condo Guide march 23 - april 6, 2013

Parisian-inspired toilet

one

three

six

two

four

five

seven

one Black Bridget Kilim Rug. $145 for 2ft-by-3ft. Visit jonathanadler.com two Quatrefoil Octagon Framed Mirror. $80. Visit lowes.ca three Heritage 6 Light Iron and Crystal Chandelier. $190. Visit homedepot.ca four Tour Eiffel No. 14 soap. $11. Visit tokyo-milk.com. five Avanti Rosie White Bath Towels. From $14 to $25. Visit bedbathandbeyond.ca six Iron works historic freestanding bath with biscuit exterior. $6,978. Visit kohler.com seven Allison Floor Storage. $239. Visit potterybarn.com

march 23 - april 6, 2013 new Condo Guide 125

Eclectic Boho bathroom

one

two

three

four

five

six

seven

eight

one Textured Stripe Rug. $23. Visit pier1.ca two ASUNDEN Basket with Lid. $20 for set of two. Visit ikea.ca three HGlint Pendant Lamp. $369.

Visit crateandbarrel.ca four Shared History Soap in Grapefruit Lemongrass. $9. Visit drakegeneralstore.ca five SKĂ„RET Bath Towel in Multicolour. $5. Visit ikea.ca six Freestanding Bathtub. $899. Visit rona.ca seven Fretwork Wall Mirror. $299. Visit westelm.com

126 new Condo Guide march 23 - april 6, 2013

Mod industrial loo

one

two

three

four

five

six

seven

eight

one Faded Ikat Rug. $419 for 5-by-7. Visit westelm.com two Sash Mirror. $249. Visit urbanbarn.com three Antique Nickel 1-light Pendant. $140. Visit homedepot.ca four SAVERN jar with lid. $15 for set of two. Visit ikea.ca five Marimekko Bottna Slate Towels. $6-$45. Visit crateandbarrel.ca six Bathtub by Uberhaus design. $999. Visit rona.ca seven Rubber Soap Pump. $5. Visit cb2.com eight Galvanized Metal Floor Storage. $202. Visit potterybarn.com

march 23 - april 6, 2013 new Condo Guide 127

Romantic vintage restroom

one

three

six

two

four

four five

seven

one Ruffled Heart-Shaped Pink Rug by RagRugStudio. $50 for 32-by-28-inch. Visit etsy.com two Mirror. $90. Visit bouclair.com three Five light Ceiling Fixture Pink Finish by Illumine. $363. Visit homedepot.ca four Side Table. $130. Visit bouclair.com five Lenox Chirp Print Bath Towels. $11-$20. Visit bedbathandbeyond.ca six Chedworth Twin Skin Tub with Chrome Claw feet. $690. Visit homedepot.ca seven YNGAREN bottles. $15 for set of three. Visit ikea.ca

128 new Condo Guide march 23 - april 6, 2013

GTA Edition Mar 23 - Apr 6, 2013

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

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905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

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* Due to scale restrictions, locators are approximate.

Please see builder’s ads for exact locations.

Ki

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23

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The Daniels Corporation

Telephone

TH* C*

Price Range

Page

Finder

FirstHome™ Long Valley Phase Two

905-814-0123

•

from $279,000

51

15M

16 Vandyk Communities

Windows on the Green

905-822-3333

from $270,000

139

17M

17 Pemberton Group

Downtown Erin Mills Condominiums

30 Pinnacle International

PembertonGroup.com

•

from $250,000

8

6C

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

137

20L

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $250,000

135

19K

45 Empire Communities

Rain Condominiums

raincondos.com

•

from $400,000

133

17Q

47 The Daniels Corporation

Erin Mills

905-306-6996

•

49

17M

•

from $250,000

16M

from $340,000

20J

1

Pemberton Group

Miracle in Mississauga

905-603-6300

3

Castle Group

Tuscany Gates

905-501-9557

4

Conservatory Group

Mirage

905-232-2400

•

from $250,000

20K

6

Conservatory Group

Widesuites

905-897-8536

•

from $375,000

21K

8

Fernbrook Homes

Absolute Vision

905-803-0556

•

from $188,000

21k

8

Cityzen

Absolute Vision

905-803-0556

from $188,000

21K

•

21K

•

•

10 AMACON

The Residences at Parkside Village

lifeatparkside.com

12 Alterra Homes

Renaissance in Olde Brampton

905-454-7222

•

from $215,000

13d

12 Alterra Homes

Renaissance in Olde Brampton

905-454-7222

•

from $215,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $190,000

12e

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park

905-276-3981

•

from $250,000

20L

31 Pemberton Group

Bluwater Condos

416-987-8800

•

from $350,000

17T

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

from $200,000

17P

36 Mady Development

Market Town Condominiums

705-719-1222

•

from $144,000

5r

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

from $302,000

19J

39 The Daniels Corporation

Limelight Condominiums

905-306-6996

•

from $200,000

21L

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

131

1

A

2

3

4

5

6

7

8

9

10

11

12

13

14

15

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

16

17

18

19

20

East

Hwy. 27

Key Maps To wn of O sh awa

Arthouse

Telephone

TH* C*

8

Catalia Development

Summer Palace

905-597-6868

31 Pemberton Group

Sky City

arthousemarkham.com

7 407

Markham

ion R

Site

Town of Markham

11 Concess

Builder Flato Development

10 Concess ion R

e

# 2

9 Line

14 Ave

Hwy. 48 le Dr

3 407

6

Raymervil

Rd

Bullock Dr Hwy 7

7

2

Steeles Ave E

2 42

Main St S

n

de

Al

Major Mackenzie

15

Aldergrove Dr

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

26

28

McCowan Rd

35 404

Kennedy Rd

Warden Av e

St

45

34

404

John

18 Ave

16 Ave Carlton Rd

Ave

Clark Ave W

8

Cachet Pkwy Woodbin e

e

5

Steeles Ave W

132

Leslie St

Centre St

Elgin Mills Rd

Leslie St

44

40

16th Ave.

32

Thornhill Henderson Av

407

24 1

9

Yonge St

7

31 30

23

4

rn Ave

43 10

Langstaff Rd

404

1

Strathea

e Av

7

g 407

n to

22

Weldrick Rd W

Rutherford Rd

400

41 26

25

401

19 Ave

Major MacKenzie

Richmond Hill Denham Dr

ng Isli

50

t nce S Clare Kipling Av

f Rd Langstaff

Bayview Ave

20

Maple

Elgin Mills Rd Neal Dr

n

29

e

Regent St Mill St

St

25

Yorkland

Huntingto

11

Major Mackenzie

19th Ave.

Gamble Rd

Bathurst St

Dufferin St

d

401

28

y Cr

Teston Rd

Nashville Rd

400

Jefferson Sideroad

Keele St

Kirby Rd

Jane St

Rd

Pine Valle

c

24

401

Weston Rd

Cold Cree k

12 Line Rd

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

23

To wn of W hitby

Bloomington Sideroad

b

21 22

Denison St

Price Range

Page

Finder

from $200,000

87

22E

•

from $250,000

141

15F

905-709-5700

•

from $320,000

9

12F

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

79

12E

46 Empire Communities

The Mark

themarkcondos.ca

•

from $200,000

45

21E

1

Monarch Corporation

Garden Court

monarchgroup.net

•

from $250,000

16D

3

Remington Group

Downtown Markham - Rouge Bijou

905-948-9900

•

from $180,000

18f

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $720,000

12G

5

State Building Group

Promenade Park

905-709-3352

•

from $410,000

10g

6

Uppercity Village

Greensborough Village

905-489-9964

from $249,000

23e

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

•

from $254,000

11G

9

Amicorp

Terraces on the Park

905-265-8739

•

from $210,000

3f

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

from $250,000

13F

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

The Essential

905-887-4888

•

from $250,000

20E

15 Emery Condominiums

•

•

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $230,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $287,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $180,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $240,000

14f

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

35 Remington Group

Nexus North Condominium Residences

905-948-9900

•

from $200,000

17F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

42 Greenpark Homes

The Upper Village

905-554-6501

•

from $288,000

21E

44 Liberty Development Corp.

Centro Square Condos

905-851-8877

•

4G

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

from $455,000

3F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

the forecast in oakville calls for rain.

now cons under truc tion

The city’s most successful master-planned community is now under construction. own at oakville’s best-selling master-planned condominium community with ONLY 5% DEPOSIT.* A fabulous selection of suites are still available with wraparound balconies, great views and amenities that are second to none. Tour the designer model Suite today!

2 BEDroomS INCLUDING LoCKEr & PArKING From $399,990** LIMITED TIME INCENTIVE: $10,000 OFF THE PURCHASE PRICE OR 1 YEAR FREE MAINTENANCE & TAXES* HWY 403/QEW WYECROFT RD. CORNWALL RD.

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Hours: Mon-Fri 12-6, Sat, Sun & Hol 12-5 521 Kerr St., Oakville, L6K 3C9

@EmpireRain /EmpireRainCondos

LAKE ONTARIO

march 23 - april 6, 2013 new Condo Guide 133

condo watch

previews & registrations Centro Square

by Liberty Development

A master-planned community in the heart of Woodbridge. Register now.

Web: CentroSquare.ca

A master-planned urban community in Richmond Hill Web: SkyCityCondos.com

The Clairington

by Castleridge Homes

Upper Village Markham

by Greenpark

Active adult living in a parkside condominium in Brampton.

Web: TheClairingtonCondos.com

Courtyards of Maple

by Marino/Intercity/TriAxis

European-inspired condos coming soon to Maple. Register now to stay informed.

Web: CourtyardsOfMaple.com

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to susan.legge@wall2wallmedia.com

Downtown Erin Mills

by Pemberton Group

Coming soon to Erin Mills: condo living with a downtown vibe. Register now.

Web: DowntownErinMills.com

Fairground Lofts

by Wycliffe Homes

Urban lofts are coming to Woodbridge Village.

Register now for preview.

Web: FairgroundLofts.ca

Grand Palace

by Guizzetti Corp.

Register now for the timeless art of living!

Now under construction.

Web: GrandPalace.ca

Limelight

by Daniels Corp.

Coming soon: The final glorious chapter of Mississauga’s beaming success story.

Web: LimelightCondos.com

Park City Condominiums

By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington.

Register now.

Web: ParkCityLiving.ca

Pinnacle Uptown

by Pinnacle International

Construction has started on Mississauga’s live-work-play community. Register today.

Web: PinnacleUptown.com

Rain Condominiums

by Empire Communities

Coming soon to Oakville – the South Tower at Rain Condominiums. Register now.

Web: RainCondos.com

134 new Condo Guide march 23 - april 6, 2013

Skycity Condominiums

by Pemberton Group

Now registering, UV2 – the North Tower.

South Tower is already 90 per cent sold and under construction.

Web: UV2.com

Windows on the Green

by Vandyk Communities

A beautiful selection of condos coming soon to Mississauga on Erin Mills Parkway.

Web: WindowsOnTheGreen.ca

new releases & grand openings Allegra

by Nova Trimax

Affordable luxury, steps from the Village of Woodbridge. Construction started on Phase 1.

Web: AllegraCondos.com

Garden Court Condos

by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes

by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context.

Grand opening.

Web: LifeAtParkside.com

on sale now

2

residences from the mid $200’s Gaze into our crystal… The future is arriving faster than you think. With the inaugural groundbreaking for Crystal 1 and 2, it’s time to envision October 2014 when the many benefits and pleasures of living in the heart of Mississauga’s live-work-play, Pinnacle Uptown community becomes all yours.

construction has started

PinnacleUptown.Com presentation centre located at 5044 hurontario street & eglinton, mississauga (905) 568.9000 monday – friday: 1-7pm weekends & holidays: 12-6pm

PINNACLE INTERNATIONAL . VANCOUVER . SAN DIEGO . TORONTO .

Rendering is artist’s concept only. Prices and specifications are subject to change without notice.

Photos for mood and impression only. E. & O. E. 2013

FALL 2012

Condo & Hotel Residences

the CITY’S BEST at YOUR DOORSTEP

Spring Issue Available April 2013 Fall Issue Available September 2013 CHAZ.YORKVILLE

by 45 Charles Ltd and Edenshaw Homes

GRAND ENTRANCES: LUXURY LOBBIES

2 DSQUARED : DEAN & DAN LIVING LARGE

SPOTLIGHT ON THE SURREY HOTEL IN NYC 9/12/12 5:13:51 PM

Get your copy now!

416.626.4889

LuxuryCover09-22-12-FIN.indd

1

home style

“ Hits of white, pale greys and a bouquet of pastels bring a desired lightness to your wardrobe and to your home this season.

Pastels have been popular in the past, but rest assured, what’s in style today is very much of the moment and sophisticated.”

Fashion

meets the home this spring It’s no secret that interior décor takes its cues from fashion. Sharon Grech, the colour and design expert for Benjamin Moore, points out that the pastel colours popping up in fashion apparel and accessories are also brightening up the home this spring.

“There is a palpable shift as Canadians are now ready for a “cleansing” of the palate,” she says. “Hits of white, pale greys and a bouquet of pastels bring a desired lightness to your wardrobe and to your home this season. Pastels have been popular in the past, but rest assured, what’s in style today is very much of the moment and sophisticated.”

138 new Condo Guide march 23 - april 6, 2013

The new pastels work best, Grech says, when contrasted with a darker charcoal shade or the rough texture of reclaimed wood or heavy woven textiles. These heavier materials and colours give the pastel a less fragile sensation.

Designers today take some of the sweetness out of the pastel look by not always pairing it with a clean, crisp white, but instead with other neutrals like grey, sand and tan.

“Benjamin Moore’s favourite pastel for the home this year is Lemon Sorbet,” says Grech. “Fresh and bright, it is the perfect pick for any space. Its wispy nature is the ideal backdrop for any colour, especially when paired with warm grey furniture and blue-green accents, to create a living space that is energetic and calm all at once.”

There is a fine line when it comes to this airy trend. Just as in fashion, don’t outfit the whole home in pastels. You wouldn’t dress in head-to-toe pastels, and the same goes for the home. “It’s all about balance,” she says.

You can follow this trend online at BenjaminMoore.ca or visit your local retailer for more information. NC

& unwınd INSPIRE

In Mississauga, VANDYK communities has opened the window and let some fresh ideas into the world of condominium design.

Inspiring architecture and a lifestyle that lets you unwind in a natural, Mississauga setting Suites up to 1215 sq. ft. starting from the

$270’S

Windows on the Green is contemporary in its striking 4-storey design. A boutique residence intimate in its ambiance, with only 150 suites and a limited number of lofts. With interiors that artfully blend natural elements of granite, marble and hardwood.

Amazing social and recreational amenities. And all nestled adjacent to the green parklands at Erin Mills and Dundas, minutes from shopping, GO Transit and the QEW/403.

Windows on the Green. Open yourself up to all of life’s possibilities.

MISSISSAUGA

windowsonthegreen.ca • 905.822.3333 Sales Hours: Mon - Fri 12pm - 7pm Sat., Sun. & Hol 11am - 5pm Prices and specifications are subject to change without notice. E. & O.E. Renderings are artist’s concepts.

139

Scrumpdillyicious

Leslie Styles, foodie and travel aficionado, shares some delicious dishes found on her travels around the world

Red Lentil Soup with Bacon, Cumin & Harissa

Directions

red lentils or “masoor dal” in India, are one of my favourite types of

legume, full of fibre, protein, and iron, they’re a near perfect food.

Wonderfully versatile, they cook faster than other varieties and can be paired with a multitude of ingredients. This savoury Moroccan-spiced recipe for Red Lentil Soup with Bacon, Cumin and Harissa is both comforting and delicious, and gets an extra kick from the harissa, a hot chili paste typically associated with Morocco, Tunisia and Algeria.

Most lentil soups fall into one of two categories: highly spiced, or not spiced — sometimes called bland. This one sits very happily at the spicy end with the harissa adding a tolerable amount of heat and a wonderful complexity of flavour. A hearty, thick and satisfying soup, the bacon, cumin and yogurt add a robust note to this delicious low fat soup, perfect for a cool spring evening.

ingredients

In a large saucepan over mediumhigh heat, cook the bacon until crisp, about 3 minutes. Transfer the bacon to a piece of paper towel, and set aside.

Discard all but 1 tablespoon of the bacon drippings from pan. Add the garlic, onion, and carrots to saucepan.

Cook vegetables over medium heat until tender, about 5 minutes. Add the lentils, cumin, harissa (or tomato paste), chicken stock, wine and water; stir to combine. Simmer until the lentils are cooked and falling apart, about 25-30 minutes. The soup is fairly thick, so if you prefer it thinner just add more stock or water. Using an immersion or regular blender, purée the soup, leaving it somewhat chunky or smooth. Reheat if necessary, stirring in the lemon juice. To serve, divide the hot soup among four warmed soup plates and garnish with the reserved crumbled bacon, a dollop of yogurt and fresh sprig of basil.

Serves four to six

› 5 slices (4-ounces) bacon, cut into 1/4-inch dice › 2 cloves garlic, finely chopped › 1 medium onion, finely chopped › 4 medium carrots, cut into 1/4-inch dice › 1 1/2 cups red lentils › 1 tsp ground cumin 140 new Condo Guide march 23 - april 6, 2013

› 2 tbsp tomato paste › 2 tsp harissa paste › 4 cups chicken or vegetable stock › 1/2 cup white wine and 1/2 cup water › 6 tbsp low fat yogurt › 6 fresh sprigs of basil, for garnish

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

HERE IN RICHMOND HILL...

THE WORLD REVOLVES AROUND YOU! BANK OF CHINA

S H E R AT O N

TNT DESTINY

MOXIE'S

JACK ASTOR'S

THE KEG

HWY 404

SENECA

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FROM THE MID

PREVIEW OPENING Summer Palace living, is living in the centre of it all. The third phase of Richmond Hill's highly successful Four Seasons Gardens puts you front row centre in the prized Entertainment District of the North. Interiors inspired by award winning Union 31, exceptional suite designs with soaring 9' ceilings, granite kitchen counter tops. Acres of outdoor amenity space, set in a world class master planned community. Visit us today to see why we say the world revolves around you at Summer Palace.

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COMPLIMENTARY UPGRADES Free Parking Free Locker $5000 Free Upgrades

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Prices and specifications subject to change without notice.

See sales representatives for details. Renderings and images are for mood and impression only. E.&O.E 2013. march 23 - april 6, 2013 new Condo Guide 141

the scoop Capturing the spirit of Hollywood. The innovative and glamorous Daeida bedroom collection is a modern interpretation of designs from a bygone era. A unique combination of wood, handantiqued mirrors and sliver leaf finish work together to create a dramatic style. Dining collection also available. King Bed. $4,999. Visit decorium.com

Check out Decorium's newest 9,000-sq.-ft. location at 1212 Yonge St. in Toronto. The store carries a wide range of goods, from bedrooms, dining rooms, leather furniture, upholstery, home accents, lighting, area rugs, accessories and much more.

Scoop this look!

the scoop catch up on dÉcor news, inspiration, style and more

01 03

// by sara duck 1 Set of 2 Peony

Abstract. $129.

Visit bombay.ca

2 Major Chair. $1,385 Visit elte.com

3 Table Lamp. $70.

Visit bouclair.com

02 142 new Condo Guide march 23 - april 6, 2013

This Shanghai chrome stool is one of Yanic Simard's favourite pieces

condo guide LOVES...

Before | After

The designer drew inspiration from classic typewriter keys

The collection of Torre & Tagus décor accessories selected by designer Yanic Simard features his favourite versatile home fashion items – accessible pieces that fit into any style home, from contemporary to traditional, providing high impact at low cost.

We can't get enough of the Scribe Multi Hook from Umbra! Great design that will also keep your home tidy. $30. Visit umbra.com

Do you have a piece of furniture at home that is in need of some serious updating?

Instead of throwing it to the curb, why not try Paint It Like New! – a professional re-spraying service for indoor and outdoor furniture, doors, cabinets and more. Using Benjamin Moore’s full colour palette and a high-density turbine spray-painting system, the company will work with you to transform your worn pieces into modern masterpieces. Visit paintitlikenew.com

The Monterey Thin-Lift TV Bed completely hides the television from view when not in use. With a footboard measuring only 8-in. thin overall and only 4-in. at the edges, you will be the only one to know about your gorgeous flat-screen TV. Genius design eh? $3,995. Visit altamodafurniture.com

Hot off the press!

These are fabulous examples of transitional design for your bathroom The 2013 Kitchen and Bath style report by the National Kitchen & Bath Association (NKBA) reveals that transitional style – a mix between traditional and contemporary design aesthetic – is the clear favourite when it comes to bathroom design. And a grey colour scheme has seen a dramatic rise since 2010, with 56 per cent of bathrooms in this colour palette.

1

2

1. F or vanity informaton visit lumberlandnorth.com 2. Wallingford 66-in. vanity.

Visit signaturevanities.ca march 23 - april 6, 2013 new Condo Guide 143

Lanterra Developments has been featured as “model suite of the month� in the new condo guide model suite calendar

Building A Better World Model Suite Compliments of Lanterra Developments www.lanterradevelopments.com

The Britt Condominium. British Inspired Living - The Byron, 493 sq. ft, one-bedroom suite. 955 Bay St, Toronto.

March2013

homebuyers’ help

condo buyers’

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

146 new Condo Guide march 23 - april 6, 2013

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 march 23 - april 6, 2013 new Condo Guide 147

homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.6

4 6.30op

3.1 6.30op

3.14 3.55 4.39 6.50op

3.04

Alterna Svgs/Alterna Bk 3

4 6.30op

3.05 3.09 3.09 2.99 6.30op

3.19

Bank of Montreal 3.1

4 6.30op

3 3.04 3.55 4.54 6.30op

2.99

Bank of Nova Scotia 3

4.55 6.45op

3.75 2.69 3.99 2.99 6.50op

4.99

Canadian Western Bank

4 6.45op

3 3.04 3.65 4.54 6.30op

5.24

CIBC 3.2

6.70op

3 3.14 3.65 2.99 6.35op

5.24

HSBC Bank Canada 3

2.7 3.95 2.98 4.99 6.35op

3.49

3.15

3.65

3.64

3.69

3.44

3

3

2.79

3.25

3.08

3.09 3.14 3.7 3.64 6.30op

3.79

3 3.05 3.1 3.1 4.00op

3.09

MonCana Bank

2.79

2.99

National Bank n/a

3.1 3.14 3.55 4.54 6.30op

ICICI Bank Canada ING Direct

4.45 6.20op

3.05 3

Laurentian Bank n/a

4.4 6.70op

Manulife Bank 3 4.45

President’s Choice Finan

4 6.70op

3.2

Royal Bank 3

4 6.30op

TD Canada Trust 3.2

2.79

3.2

2.79

3.24

2.89

5.14

3.35

3.44

3 3.04 3.55 4.54 6.30op

5.14

3 6.30op

3.04

3.55

4.54

5.14

3.09

TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

Effort Trust n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

3.2

2.49

2.89

5.24

3.95

2.74

3.15

2.99

Investors Group Trust n/a

4 6.50op

3 3.14 3.65 4.64 6.30op

5.24

MTCC 3

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

Airline Financial C.U. 4

2.99 3.25 6.25op

3.29

3.09

3.49

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.29

First National Fin. LP

3.95

OTHER FINANCIAL INSTITUTIONS

2.99

2.99

FirstOntario C.U. 2.79

6.34op

2.99 3.14 3.19 3.24 6.34op

2.97

London Life n/a

3 3.14 3.65 4.64 6.30op

5.24

MCAP 2.9

3.6 3.95 4.35 4.89 7.00op

5.24

Meridian Credit Union 2.85 4.45

3.1 3.14 3.7 2.98 6.30op

3.19

4 6.50op

2.74

2.69

2.79

Parama Credit Union

2.9

3

3.05

3.15

3.25

3.4

Steinbach Credit Union

2.5

2.5

2.6

2.8

2.9

3.1

3.05 6.50op

3.15

2.79

3.89

3.19

Teachers Credit Union 4

4.45 6.30op

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Mar. 11, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

march 23 - april 6, 2013 new Condo Guide 149

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Insert

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150 new Condo Guide march 23 - april 6, 2013

WALK THIS WAY

Rendering is artist's impression.

ACT NOW! WELL UNDER CONSTRUCTION - MOVE IN THIS YEAR! introducing

M ERTO N YO NGE TOWNHOM E S

N

YONGE

➤

EGLINTON

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Fresh Urban Towns from the low $500,000’s Tower Suites from the low $300,000’s

DAVISVILLE PRESENTATION CENTRE MERTON

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To see up-to-date construction progress visit cresford.com Visit the New Presentation Centre 170 Merton St. Toronto, ON. M4S 1A1 416.484.1900 myccondo.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E. march 23 - april 6, 2013 new Condo Guide 151

10’ & 12’ lofts in King West. Cool Layouts, Awesome Amenities in the heart of the Black Tie District at Adelaide and Brant.

Brokers Protected. Illustrations are artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

152 new Condo Guide march 23 - april 6, 2013

PRESENTATION CENTRE 19 BRANT STREET SUITE 103 T.416.867.3999 LOFTS399.COM

RICHMOND ST. W N

CAMDEN ST. ADELAIDE ST. W KING ST. W

SPADINA AVE.

SPACIOUS LOFTS IN THE 400’s $

BRANT ST.

MOVE IN NOW

Trio Courtyard

Proposed LRT at your doorstep

Rooftop Terrace

GRAND OPENING

Lobby

PRICES STARTING

FROM $258,000* Parking Included PRESENTATION CENTRE

The

next great

phase of Atria.

The success of Atria continues with TRIO – the newest address in this North

2255 York community. TRIO at Atria is a 23-storey glass residence offering commuters SHEPPARD the ultimate in convenience with its prime location along the proposed Sheppard AVENUE EAST Avenue LRT** line connecting you to shopping, dining and entertainment.

NORTH YORK (Unit 120 at Settlers Rd.)

PRESENTATION CENTRE HOURS:

CONTACT US

PHONE 416.645.8866 WEB TRIDEL.COM

Monday to Thursday 11 am – 7 pm, Friday closed, Saturday, Sunday & Holidays 12 pm – 6 pm

A Tridel Built Green. Built for Life.® community. *Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. **Source: The City of Toronto Official Plan and the Agincourt Secondary Plan, a future bus and subway terminal or other transit related uses are proposed for this location. Building and view not to scale. Any retail uses will not be complete or available for use at the time of occupancy. Map not to scale. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2013. All rights reserved. E.&O.E. March 2013.

atria@tridel.com

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tridel.com

unveiling soon in yorkville

T H E N E X T L E V E L O F YO R K V I L L E L I V I N G .

Say oui to French-inspired elegance. Coming this spring, CASA III Condominiums, lobby to be furnished with Hermès. The international signature of style and sophistication takes up residence in Yorkville.

Condominiums from $239,900. Register now casacondominium.com or 416-486-CASA(2272).

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E.

MOVE IN NOW

Suite 607 PRICES STARTING

2E+D DESIGN FROM $341,500* Parking included

PRESENTATION CENTRE

52 VILLAGE GREEN SQUARE SCARBOROUGH Kennedy Road, north of Hwy. 401 CONTACT US

PHONE 416.293.5535 WEB TRIDEL.COM

Feel at home in the Ventus 2E+Dining suite, providing 838 sq. ft.* of gracious living. This corner suite offers an open concept kitchen overlooking the dining room, perfect for entertaining. The spacious two-bedroom design includes superior features and finishing details with a walkout balcony overlooking the eco-friendly Metrogate Park. Includes one parking spot. See the stunning lobby with attentive concierge, tour the Club Ventus recreational amenities and visit our 4 new designer decorated model suites.

PRESENTATION CENTRE HOURS: Monday to Thursday 11 am – 7 pm Friday Closed Saturday & Sunday 12 pm – 6 pm

A Tridel Built Green. Built for Life.® community. *Prices and specifications are subject to change without notice. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©

Tridel 2013. All rights reserved. E.&O.E. March 2013.

metrogate@tridel.com

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