GTA New Condo Guide, Sept 7, 2013

September 7 - 21, 2013 Volume 17 Issue 16

WHAT’S ORANGE, FASHIONABLE AND ALWAYS IN STYLE

INSIDE THIS ISSUE

TOP 10 TIPS FOR MOVING DAY

CONDO CONSTRUCTION HITS A RECORD HIGH

WHO SHOULD PAY FOR INFRASTRUCTURE?

A grand opening along the water’s edge.

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editor’s note

No boom. No bust.

Canadian condo market remains stable

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook search: Condo Guide

Although record growth is not predicted in the foreseeable future of the Canadian condo market, the latest Conference Board of Canada condo report released by Genworth Canada says the market is stabilizing.

“As condo starts near past averages and inventories edge closer to demand, we are seeing the condo market stabilize both in terms of the price of existing units and the volume of new construction,” says Robin Wiebe, senior economist at the Centre for Municipal Studies at The Conference Board of Canada.

“Softer prices and positive economic factors continue to make condos an affordable way for Canadians to achieve home ownership.”

In Toronto, Vancouver and Montreal, which have been of particular concern, the Summer 2013

Metropolitan Condo Outlook says growth in population and employment along with a gradual rise in interest rates are all factors that support a demand for the current supply of inventory. “Whether it’s first-time homebuyers entering home ownership, empty-nesters looking to downsize or professionals seeking a shorter commute, condos appear to remain a popular option for urban Canadians,” says Brian Hurley, chairman and CEO of Genworth Canada.

Toronto’s inventory of completed and unsold new condominiums was up in 2012, so builders are expected to pull back from the market in 2013 and 2014, but a stable economy and population growth are expected to bring builders and buyers back to the market by 2015.

Go ahead...

Make your move

Lydia McNutt

Editor

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

002 new Condo Guide september 7 - 21, 2013

The decision to change homes is much like a game of chess. It requires careful planning, and thinking three or four steps ahead to ensure it all goes smoothly and nothing gets lost in the shuffle. It’s baffling how much “stuff” you can accumulate in just a few years, never mind in a whole lifetime.

Whether this is your first move or your tenth, it’s a big step which is often coupled with some other major milestone in your life – going off to university, getting married, the birth of a child, getting divorced, retirement, and surely there are some others in between. As if packing up your whole home wasn’t stressful enough, throw life into the mix and it’s enough to send some people running for the hills.

Here are some tips, courtesy of the Canadian Association of

Movers, to get your move started on the right foot: ›› Find reputable movers through the Canadian Association of Movers, the Better Business Bureau (BBB), and/or your provincial government’s consumer protection agency. ›› Ask three movers for estimates in writing. ›› Get the terms and conditions of your move in writing. ›› Ensure your goods will be protected in case of loss or damage.

Moving is an exciting time, whether you’re heading across Canada or across the street. Don’t forget to enjoy the excitement of your new home, the prospects of a fresh start, and the endless possibilities awaiting you at your new place.

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september 7 - 21, 2013 new Condo Guide 003

new condo guide

contributors

Vice-President, Wall2Wall Media

Jacqueline Hill Sales Manager

Conni Robinson Associate Publisher, SWO New Homes & Lifestyle Communities

Susan Maxwell Editor-in-Chief, National Real Estate

Susan Legge Art Director

Sarah Jang Editor

Lydia McNutt

Contributing Editors

BILD Report

Legally Speaking

style file

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit Design Editor

Yanic Simard Senior Account Executive

Dionne Fraser

dionne.fraser@wall2wallmedia.com

Senior Account Executive

Nina Downs

nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic Graphic Designers

Caroline Wassef, Mike Terentiev, Sandra Hanak-Vujnovic National Account Manager, Mediative

Tarion Report

Condo pro

Howard Bogach

Barbara Lawlor

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Investor Advice

Paul Slizys

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Check out his blog at truecondos.com

Published By

Andrew la Fleur

Wall2Wall Media is a Trademark of Yellow Pages Group Co. In Canada.

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Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

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Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

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Mortgage Minute

Peter Kinch

Peter is founder of the Peter Kinch Mortgage Team and the PK-Approved group of Dominion Lending Centres mortgage brokers across Canada, and he is co-owner of Pacific Bridge Mortgage Investment Corp. Send your questions directly to Peter at pkinch@peterkinch.com

money matters

Taxing Issues

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at choochonghcga@yahoo.ca

Gail Vaz-Oxlade

004 new Condo Guide september 7 - 21, 2013

Henry Choo Chong

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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008 new Condo Guide september 7 - 21, 2013

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september 7 - 21, 2013 new Condo Guide 009

bild report

Who should pay for

// By bryan tuckey

much-needed infrastructure? is a top priority. It is installed in partnership with the local government and it creates jobs and wages that trickle down into the local economy.

You may have read about Toronto city council’s development charges discussion and the potential for rates to double. The City of Toronto is not the only one reviewing its development charge rates; other municipalities in the GTA are also looking for ways to pay for this critical infrastructure.

That said, I am dedicating my next few columns to break down the complex issue of development charges, what they are, and who is really paying the price when rates increase.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

S

ewer and water pipes, roads, transit, parks and community centres – these are all critical to the health and safety of our neighbourhoods.

It’s the building and land development industry that plans, designs and builds new communities across the GTA. The infrastructure that goes under and above ground

›› What they are: The province’s Development Charge Act is the over-arching legislation and municipalities pass their own Development Charges Bylaws to govern how they collect funds on new development. These bylaws are accompanied by a background study, which outlines the estimated amount, type and location of development within a municipality, and the related calculations of how the new development will affect municipal services. There are mandatory public meetings that must take place and when approved, a municipality can impose charges against land that is ready to be newly developed or re-developed. ›› What they pay for: Provincial legislation also regulates how revenue from these charges can be used. The revenue pays for increased capital costs related to hard and soft services that come as a result of more people and businesses moving to the municipality. For example, the revenue could go toward the construction of new sewer and road systems that might not have been required before, but now with potential development in the area, there is an increased need for these municipal services. The revenue could also be put toward soft services like building municipal recreation centres and libraries. ›› Who is affected by rate increases: Development charges are just one of the many government taxes on new development. In most cases, it is the largest when compared to HST, land transfer tax and fees associated with building permits, utilities and parkland dedication. While it is part of the cost of building new communities, when the rates increase between when a home was sold and the date of occupancy, the new homebuyer could be responsible for paying part of it.

Is it fair that new homeowners in the GTA are the only ones paying for new and upgraded infrastructure? No, it is not. Won’t all of the residents – new and old – be using it? The answer is yes.

In my next column, I’ll explore this last point in more detail and examine other mechanisms municipalities can use to offset the cost of critical infrastructure that all of our neighbourhoods need.

010 new Condo Guide september 7 - 21, 2013

Uncommon Privileges Relive an era of prestige and privilege, delivered with style and panache.

Welcome to The Britt Condominiums, where British elegance meets exclusive 5-star service. As a resident you are entitled to a host of uncommon privileges, from exquisite spa and wellness programs to executive butler services. Located at the corner of Bay and Wellesley, steps to the energy and convenience of downtown living.

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table of contents

September 7 – 21, 2013 volume 17 issue 16

20

A FASHIONABLE YORKVILLE CONDO coming THIS FALL

CASA III Condominiums with lobby to be furnished with Hermès 62

columns, news & features 002 Editor’s note Columnists

010 bild report Who should pay for much-needed infrastructure? by bryan tuckey

024 tarion Report Get it in writing

by Howard Bogach

026 Investor advice Five things every condo investor should know about occupancy fees

by Andrew la fleur

030 Condo pro Eliminate clutter before moving into a condo by barbara lawlor

032 the mortgage minute The equity solution by peter kinch

044 legally speaking Rental applications by jayson schwarz

050 taxing issues Smart investing

by henry choo chong

052 Make Your Move The word-of-mouth factor

by Dan Hopkins

062 Designer Advice The magic carpet guide

by Yanic Simard

068 Quick Tips Back-to-school season

by Hellen Buttigieg

074 Money Matters We, Inc.

by Gail Vaz-Oxlade

In The News

018 BILD Reports Condo construction hits a record high in the GTA 048 OHBA OHBA announces finalists for 2013 Awards of Distinction 058 Empire Communities Empire Communities takes a “sponsored” step with social media 060 Condo Insurance Condo owners’ lack of insurance knowledge puts them at financial risk

070 Condo Outlook Condo market remains stable across the country 092 Lindvest B.streets tops off summer 102 Broccolini Park Towns at Bayview and Sheppard sells out within hours

16

Homebuyers’ Help

condo profiles

022 Hot Topic 10 tips for a safe and smooth move 040 Event Celebrating 25 years at The Toronto Fall Home Show

16

Monarch Corp.

054 Style File The scoop

by Sara Duck

056 Hot Dates What’s happening in and around the GTA

38

The Epicurean Design inspired by The Kingsway

38

Liberty Development

066 Homebuyers’ Help Packing tips to make your move a little easier 072 Entertaining Fuss-free fall entertaining

Centro Square 2 Liberty Development kicks off the “Lucky 7” event on September 21!

078 Hot topic Resale CPR

42

by Vicky Sanderson

The Daniels Corp.

by Leigh-Ann Allaire Perrault

080 condo watch 416 Previews, new releases and grand openings in the 416 area

42

094 Homebuyers’ Help Condo hunter’s checklist

81

098 Around The House Favourite fall finds to look for at the Fall Home Show

Dundee Kilmer Developments

Canary District Flying past the halfway mark

by Tina Holmes

104 Finances Stress-test your mortgage 105 DIY Lighten up

96

by Sara Duck

106 Sweetest Suites Streetcar’s model suite brings 8 Gladstone to vivid life 108 condo watch 905 Previews, new releases and grand openings in the 905 area 114 Trendspotting Making the rounds

by Sara Duck

121 Condo Buyers’ Resource Section You love the home, see what you can afford 126 Index of advertisers

HighPark Condominiums Going beyond all expectations with a once-in-a-lifetime residential opportunity

insoho

81 96

Imagine Condos Imagine the possibilities at Kennedy and St. Clair East

NEW RELEASE. THE BOARDWALK SUITES AT MONDE. FROM $292,900.

Experience a vibrant, urban lifestyle at Toronto’s beautiful waterfront.

U Visually striking and architecturally spirited design by internationally acclaimed Moshe Safdie.

U Dazzling custom interiors.

U Spacious outdoor living and unprecedented lake and city views.

U Bask in a spectacular array of amenities including, the fabulous cabana sundeck with lakeview infinity pool.

U Breeze downtown. Cycle, jog or stroll the Lakeshore Boardwalk.

U Savour the sights, sounds and tastes of neighbourhood restaurants, cafes and clubs.

U Connect with Toronto’s new blue edge. Sunbathe at Sugar Beach.

U

LIVE A RIVIERA LIFESTYLE. MONDECONDOMINIUMS.COM

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Presentation Centre and Model Suite 291 Lakeshore Blvd. East 416.466.8885 Mon to Thurs noon to 6pm. Friday closed. Sat & Sun noon to 5pm.

Prices, sizes and specifications are subject to change without notice. Exclusive Broker: MarketVision Real Estate Corporation. Brokers protected. E. & O. E. Illustrations are artist’s impressions.

014

BOOK YOUR

PRIVATE MODEL SUITE

TOUR TODAY!

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We have made special arrangements to get you in early to view a spectacular Model Suite at One Park Place. CALL TODAY to book a private tour and see why this is the ONE new home for you. One Park Place is the newest addition to the internationally acclaimed Regent Park revitalization in the heart of Toronto’s Downtown East.

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E. & O. E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Limited time offer conditions apply. Parking is only available on suites 630 sq. ft. and larger. See Sales Representatives for full details. Actual model suite photography.

condo profile

Epicurean design inspired by Kingsway

Monarch

m

onarch’s new boutiquestyle condominium, Epicurean, is located in one of the most exclusive communities in Etobicoke. The building will rise eight storeys offering exceptional designs, plus well thought out amenity spaces for convenience and entertainment.

Located at the corner of Prince Edward Dr. and Dundas in the heart of the Kingsway, the design of the building’s interior spaces was inspired by the spectacular surroundings of the Kingsway community. The designer and principal of EsQape Designs, Carmen Dragomir, wanted to create a timeless design that brilliantly marries old with new, for surroundings that will truly take your breath away. The end result brings together outdoor living and a connection with the 016 new Condo Guide september 7 - 21, 2013

community that is relaxing and relatable for a range of buyers, as well as being perfect for entertaining.

“There is good reason why Epicurean by Monarch in the Kingsway is the most sought after community in Etobicoke,” says Mirella Sarrapochiello, director of sales and marketing for Monarch highrise. “It offers the near-perfect lifestyle.”

The reason? It is the near-perfect lifestyle, in an upscale, exquisitely designed community centered on the Kingsway and Bloor West Village.

“Imagine being able to be shopping, dining and enjoying a host of entertaining options within minutes of leaving your new home,” she says. Imagine spending your leisure time surrounded by lush greenery and spectacularly designed amenity spaces that connect nature with the community.

The winning combination has been Epicurean’s goal when EsQape Design first began to design the amenity spaces around the beautifully landscaped homes, inspired by the sophistication of the Kingsway.

The refreshing outdoor amenity space is landscaped with an herb garden, bringing residents together with bench-style seating that complements the architecture and helps introduce nature into its setting, inspired by

The building will rise eight storeys offering exceptional designs, plus well thought out amenity spaces for convenience and entertainment

MAKE THE WATERFRONT YOUR PLAYGROUND.

THE SKY YOUR

RECEIVE 2 YEARS FREE MAINTENANCE FEES* ON ALL 1 BED + DEN SUITES PRICES STARTING FROM THE LOW

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$300,000s*

MONARCHGROUP.NET

*Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. E.&O.E. August 2013. 22052

HOME.

Actual view

Limited Time Offers on Podium, Tower and Penthouse Suites!

Looking for a waterfront condo with truly unobstructed, million dollar views from sunrise to sunset? Immerse yourself in the beauty and serenity of LAGO by the lake.

Dip your toe into extensive on-site amenities for the ultimate in carefree living, including the Lago Club with its cutting-edge fitness facilities and indoor pool. A great selection of exceptional suites are still available in one of

SALES CENTRE Legion Rd.

Grand Ave.

Etobicoke’s final urban waterfront settings. Dive in today.

BUILDING LOCATION EXPERIENCE CENTRE

2167 Lake Shore Blvd. West, Etobicoke Mon. – Thurs. 12pm – 6pm Weekends & Holidays 12pm – 5pm Closed Fridays 416.495.3544

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

MONARCH COMMUNITIES. MONARCH, CANADA’S OLDEST AND MOST EXPERIENCED BUILDER. UNDER CONSTRUCTION

NOW OPEN EXPERIENCE CENTRE:

EXPERIENCE CENTRE: ETOBICOKE WATERFRONT

ETOBICOKE WATERFRONT

2167 Lake Shore Blvd. West, Etobicoke 416.495.3544

KINGSWAY

4195 Dundas St. West, Etobicoke Entrance on Prince Edward Dr. 416.495.3530

UNDER CONSTRUCTION

UNDER CONSTRUCTION

EXPERIENCE CENTRE:

EXPERIENCE CENTRE:

2167 Lake Shore Blvd. West, Etobicoke 416.495.3544

MARKHAM

Open on weekends only 10350 Woodbine Ave, Markham 416.495.3595

UNDER CONSTRUCTION

UNDER CONSTRUCTION

EXPERIENCE CENTRE: NORTH YORK

By appointment only 416.495.3548

DOWNTOWN TORONTO

2013 TARION AWARD OF EXCELLENCE FINALIST HIGH-RISE BUILDER OF THE YEAR LARGE VOLUME BUILDER OF THE YEAR

MONARCHGROUP.NET Like us on:

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*Limited time only. Some conditions apply. Please ask a sales representative for full details. Prices, specifi cations and promotions are subject to change without notice. E.&O.E. August 2013. 22052

256 Queen St. West, Toronto 416.495.3549

EXPERIENCE CENTRE HOURS: Mon. – Thurs. 12pm – 6pm, Weekends & Holidays 12pm – 5pm, Closed Fridays

the surrounding neighbourhoods.

In addition to anchoring this community with greenery, natural stone flooring, and extensive windows to allow the natural light to flood in, residents will be able to enjoy the large European-style, well-appointed catering kitchen and The Vintage Wine Room for tasting. The layout, in effect, divides the amenity spaces into three distinct areas for more relaxed, personal entertaining. Doors off the kitchen/party room lead to the outdoor patio, perfect for alfresco dining. When planning large gatherings, the space can be combined for convenience and entertaining.

Dragomir chose interesting artwork that reflects the education level of the target market, and incorporated furniture that captures the modern/classic mix that makes Epicurean so appealing and warm. Everything was chosen to create casual elegance and a calming atmosphere. And you can enjoy all of this without worrying about maintaining the building exterior or the amenity spaces.

The overall project is striking as a whole. The suites at Epicurean are dramatic and intimate, designed to use every available inch of space.

The open-concept living area features large windows, which is a signature of Monarch to let the natural light in and enhance the feel of the space.

Suite interiors are just as appealing, with impressive appointments including contemporary-style kitchens, laundry rooms and master ensuite retreats. Adding to the appeal, the layouts will be impeccably appointed with a downtown flavour.

The custom kitchens will feature a choice of granite or quartz countertops with a brand-name

stainless steel appliance package, designer cabinetry in a range of colours, and some incredible bells and whistles such as a pantry or island that doubles as a prep area or for enjoying a glass of wine with friends. With a large selection of sophisticated features and finishes to choose from, buyers can personalize their home to suit their tastes.

And now, with Epicurean’s special incentive package that combines quality, value, location and an exceptional lifestyle, there has never been a better time to buy a Monarch home. For a limited time, Epicurean is offering buyers up to $40,000 off the purchase price.

Conveniently located at the corner of Prince Edward Dr. and Dundas St., the eight-storey boutique condo is surrounded by the Humber Valley nature, walking trails and meandering pathways for biking, jogging or leisurely strolls. Epicurean is a haven for homebuyers with discerning tastes looking for the ultimate in luxury living, at a price they can afford, in the exclusive Kingsway neighbourhood. Buyers will find all that and more at Epicurean.

Monarch draws from 95 years of innovation and experience to build quality homes that command a higher resale value and have lasting appeal.

About the builder

Headquartered in Toronto, Canada, Monarch is one of Canada’s oldest and largest home builders. Monarch has consistently been recognized in the home-building industry and by its customers for superior quality and outstanding customer satisfaction. Monarch builds and develops singlefamily detached and attached homes in Toronto and Ottawa, and builds highrise condominiums in the Greater Toronto Area. Monarch focuses on style, design, quality and livability in all of its homes and is the Canadian brand of Taylor Morrison Home Corp. For more information on Monarch, please visit monarchgroup.net.

For more information, visit the Epicurean sales centre at 4195 Dundas St. W. (entrance off Prince Edward Dr.) or call 416.495.3530.

september 7 - 21, 2013 new Condo Guide 017

In The News

Condo construction

hits a record high in the GTA July ‘13

LowRise

HighRise

Total

Region

2011

2012

2013

2011

2012

2013

2011

2012

2013

Durham

176

124

211

4

20

4

180

144

215

Halton

213

112

63

66

38

78

279

150

141

Peel

263

354

223

61

271

68

324

625

291

Toronto York GTA Jan-July

73

42

21

1,070

889

731

1,143

931

752

477

209

265

421

186

114

898

395

379

1,202

841

783

1,622

1,404

995

2,824

2,245

1,778

10,823

9,976

6,851

16,077

12,713

8,451

26,900

22,689

15,302

Source: RealNet Canada Inc.

Sales of new homes and condominiums in the GTA

remained low as prices continued to climb at a record pace in the ground-related sector, the Building Industry and Land Development Association (BILD) announced recently.

According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, new home sales in July totalled the lowest in 10 years while year-to-date sales added to the second-lowest in a decade.

While highrise sales fell 34 per cent below the 10-year average in July, condominium construction across the GTA is at a record high. As of July 31, there were 256 highrise developments – representing 66,126 new homes – currently under construction. More than 17,000 are expected to be completed by year’s end.

Part of the sales decline is reduced new inventory as a result of self-discipline by the industry. GTA developers introduced just two new projects into the market in July.

“It’s important to understand that while we are experiencing record-high construction, these homes have been sold two to three years ago and are not an accurate representation of today’s new homes market,” explains BILD president and CEO Bryan Tuckey. “Sales activity in 2013 has been low and we will start to see the effect of

that in two to three years.”

Tuckey also stressed the importance of differentiating between the new homes market, which consists of new developments sold in pre-construction, and the resale market, which represents existing properties sold by homeowners.

Sales of ground-related housing continued to slide as a result of limited supply and reduced affordability. At 783 sales in July, the lowrise market has fallen 45 per cent below the 10-year average.

Meanwhile, the RealNet New Home Price Index reached a new record in the lowrise sector, bringing the average price of a lowrise home in the GTA to $645,854. The highrise price index decreased slightly to $430,930 with the price gap hitting a record high of $214,924.

With more than 1,400 members, BILD, formed through the merger of the Greater Toronto Home Builders’ Association and Urban Development Institute/Ontario, is the voice of the land development, home building and professional renovation industry in the Greater Toronto Area. BILD is proudly affiliated with the Ontario and Canadian Home Builders’ Associations.

018 new Condo Guide september 7 - 21, 2013

ARRIV NG THIS FALL

YORKVILLE’S MOST ANTICIPATED NEW LUXURY CONDOMINIUM, the third phase of Cresford’s highly successful CASA brand, with lobby to be furnished with Hermès. The international signature of style comes to the best location in Toronto.

Luxury Condominiums from $269,900. casacondominium.com or 416-486-CASA (2272) EXCLUSIVE LISTING BROKERAGE. BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E.

019

cover story

YORKVILLE’S MOST FASHIONABLE CONDO ARRIVING THIS FALL

CASA III Condominiums with lobby to be furnished with Hermès Following the spectacular success of CASA and CASA II,

Cresford Developments proudly announces the grand opening of CASA III Condominiums this fall, with the lobby to be furnished with Hermès, the internationally renowned icon of fashion and high-end luxury. Come home to an alluring, Euro-chic address and a lifestyle that truly celebrates joie de vivre – the joy of living.

As an innovative home builder, Cresford always looks for unique ways to make their communities rise above the ordinary. Whether it is NXT Condominiums with interiors furnished with Fendi Casa, or CASA with furnishings by Armani Casa, Cresford always pushes the envelope when it comes to high-fashion living. CASA II, the sequel to CASA, has furnishings by legendary Italian designer Missoni Home, with a unique tapestry of colours, textures and styles.

Continuing this tradition, CASA III Condominiums will have its lobby exclusively furnished with Hermès. This magnificent, worldclass welcome will give residents and visitors a distinguished statement of arrival and a luxurious ambience where every pattern and every design is a tribute to the famed artistry of Hermès. The iconic new glass tower will soar above the Yorkville neighbourhood joining the other two phases and integrating the CASA community into a chic address of modern sophistication.

Residents will enjoy a wealth of recreational and entertainment amenities, including a magnificent outdoor pool, luxuriously appointed

The iconic new glass tower will soar above the Yorkville neighbourhood joining the other two phases and integrating the CASA community into a chic address of modern sophistication 020 new Condo Guide september 7 - 21, 2013

CASA III will also offer an array of dedicated spaces that residents can use for personal spa services and treatments guest suites, a fully equipped fitness facility with his and her change rooms, a large outdoor terrace with barbecue and cabana-style seating, a cosy and comfortable residents lounge and an elegantly designed party room with catering kitchen for stylish entertaining. CASA III will also offer an array of dedicated spaces that residents can use for personal spa services and treatments.

Casa III is located in the heart of Yorkville, one of Canada’s most exclusive luxury shopping and culture districts. Known for its sensuous glamour and world-class elegance, Yorkville is home to designer-label shopping, gourmet eateries and fine hotels, with such iconic names as Prada and Pusateri’s, Gucci and Cartier, Holt Renfrew and Williams-Sonoma. With renowned museums and galleries, you’ll find art and culture at virtually every corner. Chic salons and spas let you pamper yourself in style, while award-winning restaurants invite you to indulge your taste buds. The subway is right at your doorstep, offering easy connections to downtown Toronto. The prestigious University of Toronto campus is just a five-minute walk from CASA III. Designed for an upscale lifestyle with a premium selection of features and finishes, CASA III Condominiums will offer spectacular views of the neighbourhood. Soaring nine-ft. ceilings, spacious balconies in every suite, and open-concept interiors offer lots of room for chic urban living and entertaining.

Contemporary gourmet kitchens come with natural stone or quartz countertops, ceramic-tile backsplash, a state-of-the-art stainless steel appliance package, and sleek European-designed cabinetry in a variety of styles and colours. Luxurious bathrooms sparkle with marble countertops, porcelain tiles and chrome-finished hardware. All suites come with electronic communication systems as well as smoke and carbon monoxide detectors.

CASA III is a signature development by Cresford, an established residential developer with a reputation for consistently meeting and exceeding the condominium needs of its purchasers. Cresford’s fine condominiums in Toronto include MYC, Thornwood, NXT, Windermere and the iconic CASA. CASA III offers a great selection of suites from $269,900.

Grand opening this fall: a spectacular new sales office and model suite in the heart of Yorkville. For more information go to casacondominium.com or call 416.486.CASA (2272). september 7 - 21, 2013 new Condo Guide 021

Hot Topic

10 tips for a

safe and smooth move One of the best ways to ensure your move goes

smoothly is to plan it well in advance. The Canadian Association of Movers (CAM) advises consumers to get an early start, so that they have time to find the best mover – and to prevent their having to hire a rogue mover at the last minute.

Pitfalls to planning poorly or leaving booking until very late are that you risk getting limited choices for movers, unreliable estimates, empty promises and poor service.

Here are 10 tips to help you get a good move: DOs 1D O hire a reputable mover. Check with your

provincial government, the Better Business Bureau and/ or the Canadian Association of Movers before you contract a mover.

2 DO get three on-site estimates in writing. An in-home estimate is a more accurate estimate – and that means fewer disputes later on, during or after the move.

3 DO validate any estimate that is significantly different from the others. Check the mover’s reputation and validate their affiliations.

4 DO read Industry Canada’s Consumer Checklist for Choosing a Moving Company on CAM’s website, mover.net. CAM has important information on moving for consumers.

5 DO ask how your goods are protected against loss or damage and insured while in transit. You may wish to request additional cargo protection that is based on your valuation of your shipment. And always get it in writing.

DON’Ts 1D ON’T make your decision based on the mover’s

advertisement or salesman’s promises. Glossy ads, slick websites and verbal promises won’t ensure a good move.

Always get promises in writing.

022 new Condo Guide september 7 - 21, 2013

2 DON’T make your decision

based on the lowest price or the company waiving the tax. Low prices are often altered on moving day with additional fees and only a disreputable mover will avoid collecting tax.

3 DON’T allow any company to do an over-the-phone estimate.

A phone estimate is not binding unless it is followed up in writing and is often unreliable because the mover does not have all of the necessary information.

4 DON’T accept the references a company provides at face value.

References can be a marketing strategy so they should not be your deciding factor.

5 DON’T accept any verbal agreement. A verbal commitment cannot be proven in a dispute.

Always get promises in writing.

You have a responsibility to protect yourself. Find out about your rights and responsibilities. There are consumer protection laws to protect you, but it’s far easier to get a reputable mover than to try and get a remedy after the move.

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If a night on the town is more your style, chic restos & cafés, theatre, opera, symphony– are right outside your front door. Enjoy the utmost in privacy, refinement and location at Yonge and Richmond.

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september 7 - 21, 2013 new Condo Guide 023

tarion report

// by howard bogach

it’s not included in your Get it in IfAgreement of Purchase and writing! Sale, it’s not covered by Tarion offered at a discount, or simply as an “extra.” While most homebuyers would see this as a bonus, it can also be extremely frustrating if the builder does not honour the side agreement. And unfortunately, side agreements fall outside Ontario’s new-home warranty program. To protect yourself, remember that if it’s not included in the APS, it’s not covered by Tarion.

New-home warranty versus a supplementary warranty or agreement

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

W

hen purchasing a new home or condominium, it isn’t unusual for homebuyers to negotiate a “side agreement” with their builder. By this, I mean, the builder offers something beyond what is in the Agreement of Purchase and Sale (APS), such as an upgrade or something in lieu of another item.

A builder can also offer a supplementary warranty that is over and above the statutory warranties.

These agreements can be attractive to homebuyers as they may be

To protect yourself, remember that if it’s not included in the APS, it’s not covered by Tarion 024 new Condo Guide september 7 - 21, 2013

Tarion warranty protection ensures your new home meets the structural requirements and health and safety standards of the Ontario Building Code.

The warranty includes deposit protection or financial loss, delayed closing compensation, and a one-year, two-year and seven-year warranty that provide coverage for specific items and conditions.

While your builder provides the warranty, Tarion backstops it by getting involved at the homeowner’s request if your builder does not honour his/her statutory warranty obligations.

Your builder may offer services that are above and beyond the new-home warranty, which Tarion does not have authority to get involved with. Over the years, Tarion has seen examples of frustrated homeowners who have approached us for help when either their builder has failed to come through on a side agreement or there is a misunderstanding between parties. It is always disappointing to tell them that Tarion cannot force a builder to honour an arrangement that falls outside of their APS. Examples of side agreements not covered by Tarion:

One of the most common scenarios we see is upgraded electrical components such as wiring for pot lights or pre-wiring for home theatres. Many homeowners negotiate with the builder to wire the home before the drywall has been completed. However, in cases where the upgrades weren’t included in the APS, Tarion wasn’t able to intervene when an issue arose.

Over the years, we’ve also received complaints from homeowners who haven’t received items their builders promised, such as finished basements, backyard decks and extended warranties on heating and ventilation systems or foundation waterproofing.

My best advice to homeowners is to never accept an upgrade or modification to your new home without having it included in your APS. If you want to add something to your home after your APS is signed, you may be able to have it included in the APS in the form of an amendment. I recommend making these changes with the help of a lawyer to ensure it is done properly. This way, the builder’s agreement will be backed by Tarion and you have somewhere to turn should you need assistance.

As always, if you have questions about your warranty, visit tarion.com or find us on Facebook at facebook.com/tarionwarrantycorp.

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september 7 - 21, 2013 new Condo Guide 025

investor advice

5 things every

// by andrew la fleur

Investor Should Know About Occupancy Fees 1. Occupancy fees are unavoidable (with one exception...)

Occupancy fees will have to be paid to the developer every time you purchase a new condo. There is no way around it, except if you pay the full balance owing to the developer on your occupancy date. Since you can’t get a mortgage on an unregistered building, the only way to do this is with cash or other non-registered loan. If you want to do this, make sure you get a clause in your agreement to allow for full payment of balance owning on occupancy.

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Check out Andrew’s blog at truecondos.com, or he can be reached at andrew@truecondos.com

2. Occupancy fees are lower if you are higher

What I mean by this is, the higher up your unit is in the building, the shorter the occupancy period will be because buildings are constructed and finished from the ground up. So, if you buy a unit on the second floor, you can expect a long occupancy period compared to someone who bought the penthouse. Consider that when choosing a floor to buy into pre-construction. Occupancy periods are typically three to six months.

3. Better developers = shorter occupancy periods

Often but not always, there is a relationship between the length of the occupancy period and the experience level of the developer. The more experienced the developer, the shorter the occupancy period. Buying from a developer with a bad reputation or little experience can sometimes result in an extended occupancy period.

4. Short occupancy period is best for you and the developer

A

re you afraid of the dreaded “Phantom Mortgage?”

Phantom mortgage is another name for occupancy fees which are payable from the date that you take occupancy of your condo unit until final registration of the building when your mortgage kicks in. You pay for the right to occupy your unit but you don’t have a mortgage yet.

There is a lot of misinformation out there about occupancy fees.

Before you decide that occupancy fees are something to fear as a condo investor, here are five things to know: 026 new Condo Guide september 7 - 21, 2013

This is the most important thing to remember. Developers want to register the building as quickly as possible and to have the occupancy period as short as possible because they don’t get their money from the banks until the building is registered and all the unit owners have their mortgages commence.

5. Occupancy fees are prescribed

Rest assured that developers can’t simply pull an amount out of the air to charge you for occupancy fees. In fact, they are simply this: interest payable on the remaining balance owing on your unit (interest rate is prescribed and based on Bank of Canada rates – currently at approximately 3.3 per cent), plus property taxes, plus maintenance fees.

Ultimately, if you are an investor and you intend to rent out your property, your occupancy fees will be paid for by your tenant – just be sure you have the developer’s permission to lease your unit during the occupancy period.

Until next time, happy investing!

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condo pro

// by barbara lawlor

Eliminate clutter before moving

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

W

hen you make the decision to buy a condo suite, the last thing you want to do is clutter it with unnecessary “stuff.” You know, the boxes of items you never use but have avoided getting rid of because you might need them someday, or because they hold sentimental value, or you only purchased because they were on sale. At Baker Real Estate Inc., we often hear from condominium purchasers who are moving from large family homes that they don’t know what to do with all of their belongings. And the larger the home, the more things they have amassed.

The good news is that buying into a new condominium usually means you have quite a bit of time to organize and sort possessions before you move in. First, you need to measure up and figure out which furniture items you own and wish to

030 new Condo Guide september 7 - 21, 2013

into a condo

keep that will actually fit into your new space. You receive dimensions from your builder, and when you go for your Pre-Delivery Inspection, you can measure again to be sure. Then begin the purging process.

Even for condo buyers who are keen to de-clutter and simplify their belongings, however, the task may seem overwhelming. One approach is the garage/yard sale – one of the oldest forms of recycling. Put the money you make toward closing costs or buying new items that fit with your convenient condo lifestyle. You may sell a large dining room set, for example, and purchase one of the modern coffee tables with a swing-up top that can serve as a dining table.

There are several other ways to de-clutter, of course. People often give away possessions to their family and friends, which is another way to recycle. Heirlooms and cherished items can be welcome additions in the homes of those who mean a lot to you. Whether they are antiques, appliances, toys or household accessories, wouldn’t it be lovely to know that someone you love will be using and appreciating these items? Your cast-offs can also be donated to charity shops, which is also a great way to pass things along. And of course, there is the trash can for items that are beyond salvage – and who doesn’t have a few of those hanging around?

I also know of many people who have hired a home organizer. Contrary to what you may think, an organizer will not try to force you to throw out items you really want to keep. In reality, these professionals have an eye for

The good news is that buying into a new condominium usually means you have quite a bit of time to organize and sort possessions before you move in organization – for sorting piles and closets of things into categories, then guiding you through a process that helps you gradually weed out items. This is a wonderful time to designate heirlooms to go to family members without feeling rushed. The beds and dressers that you will not need in your new condo could solve a problem for an acquaintance with growing children.

Remember the Internet? You can give items away on Freecycle.com – the deal is that the first person who responds who is willing to come and pick up the item gets it free. And there are other sites where you can sell things online. Ask your home organizer for suggestions.

And remember that a neat, tidy, uncluttered house will sell more quickly than one that is packed full. One of the first things home stagers do is suggest de-cluttering. Move into your gorgeous new condo with enough stuff to keep you happy yet allow the design, features and finishes to shine.

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Presentation Centre is open Monday to Wednesday from 12pm to 7pm, Saturday and Sunday from 11am to 6 pm and closed Thursday and Friday. september 7 - 21, 2013 new Condo Guide 031

the mortgage minute

// by peter kinch

The equity solution

How Canadians can cash in – without cashing out

Canadian homeowners are sitting on an unprecedented amount of home equity. Given today’s economic environment, the mere mention of spending home equity is considered taboo – especially in light of the recent subprime mortgage crisis in the United States. None of that, however, changes a few fundamental facts: 1. In spite of all the talk about debt, many Canadians are sitting on an

unprecedented amount of home equity.

2. A large number of those Canadians sitting on their latent equity have Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan. Visit peterkinch.com or email him at peter@peterkinch.com

Y

ou hear a lot of talk these days – from media and government – about debt and how the average Canadian has too much of it. Although it may well be true that many Canadians need to rein in their spending habits, there is a flip side that doesn’t get talked about enough. A record number of

“ Good debt” is any debt that is used to increase your net worth (a house, a rental property or other investment intended to make money) 032 new Condo Guide september 7 - 21, 2013

two pressing concerns: a. Will I have enough money when I retire? b. How will my children ever be able to afford to buy their own house?

This scenario presents an interesting dilemma. The proverbial elephant in the room is home equity. Could it be a solution to the most pressing concerns of Canadians as they near their retirement years, or is it part of the problem?

The pendulum has swung quite a bit on this topic over the past five years. We’ve gone from the free-wheeling days leading up to 2008, where those investing in real estate thought they could do no wrong, to an aboutface, where spending home equity was akin to an evil deed. And, like most things in life, the truth lies somewhere in the middle.

First and foremost, we need to address some of the issues that face most Canadians today: › It is true that many Canadians are carrying too much debt and need

to find a way to spend less than they make.

› It is also true that many Canadians are sitting on an unprecedented

amount of home equity.

› Yet a record number of Canadians are also concerned about their ability

to have enough money to retire.

› Few working Canadians have faith in their pensions. › A record number of Canadians are now self-employed and have no

pension plan. › Few working Canadians are confident in the ability for CPP and OAP to take care of them when they retire. › Canadians are living longer than ever.

Add this up and it begs the question: Can home equity be part of the solution?

The concept of using your home equity to invest has fallen out of vogue in the past few years, but in many respects, we have thrown the baby out

with the bath water. Sure, the idea of spending your home equity to buy investments equates to getting further in debt – but perhaps we need to define debt.

Is it possible to have good debt and bad debt?

Bad debt is easy to define – any debt that is used to purchase an item that adds no value to your bottom line (lifestyle expenses such as a car, boat or vacation).

Good debt is any debt that is used to increase your net worth (a house, a rental property or other investment intended to make money).

When you use credit to subsidize lifestyle, you are simply spending beyond your means and arguably buying items that may not fit into your family budget.

The only return on this type of expenditure is immediate personal gratification. However, the potential long-term consequences of this type of expenditure could be increased debt without the ability to pay it off. This is exactly the type of debt the government is concerned about. They don’t want Canadians to look at their houses as personal ATMs – especially at a time when interest rates are at record lows.

The real concern is what would happen if a great number of Canadians were to access home equity, go further in debt at a time of low interest rates, only to see those rates increase. If the only thing those individuals had to show for their debt were depreciating consumer goods and a YouTube video of their last vacation, then the government’s concerns would be completely justified. In fact, you should be very cautious of increasing home or consumer debt in today’s economic environment. Interest rates have nowhere to go but up, and any use of home equity should only be undertaken after an analysis of both the long-term benefits and consequences.

However, this example should not be confused with the ability to utilize home equity to increase personal wealth, address pension concerns or assist adult children

with getting started on their road to home ownership.

The key is to analyze the long-term benefits versus potential consequences. It is entirely feasible to utilize home equity in such a way as to improve your personal financial situation over the long-term, even if interest rates were to rise. This process would involve increasing personal debt initially but only through the acquisition of an asset that would create a long-term financial benefit. An example of this would be to access a portion of your home equity for the down payment on the purchase of a rental property that, over time, would shift from a deficit to an asset that could provide a supplement to your pension plan.

Many people reading this might still say, “There is no way I’m touching my home equity.” I completely understand that emotion, but to that I would ask: Are you 100 per cent comfortable that your current pension plan is sufficient and that you will not have any need to supplement it at the point of retirement in order to live the lifestyle you desire?

If the answer is yes, then by all means, you should not, nor do you have to, touch your home equity. Your focus would be to stay the current course.

However, if the answer is no, then it begs another question: What is your plan to resolve this?

A significant number of Canadians fall into the second category and fit the following description: “I know that our current pension plan is insufficient to accomplish our retirement goals and I know that we are sitting on a lot of untapped equity that could be used to purchase some investments. But I’m simply not comfortable with risking any of that equity in an investment venture. What if we ended up losing it all?

Then where would we be?”

You would be shocked at how common this scenario is and how often that conversation is played out at dinner tables across this country.

There are three major considerations: 1. The need to address retirement goals 2. The realization that equity could be the solution 3. The fear attached to taking on more debt

As you explore your own personal situation, consider these factors, and how equity might be part of the solution.

september 7 - 21, 2013 new Condo Guide 033

CE

QUA RE CONDOMIN S O IU M NTR

GREAT SELECTION

S

ONE LUCKY PRICE

SEPTEMBER 21ST NOON SHARP! WHILE SUITES LAST • STEPS TO NEW SUBWAY LINE • RESIDENTIAL, RETAIL & OFFICE • 2013 PLACES TO GROW COMMUNITY OF THE YEAR

CENTROSQUARE.CA 905-851-8877

*Restrictions apply.

See Sales Representative for details.

All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

SALES OFFICE HOURS: Monday – Thursday 12 p.m. to 7 p.m.

Weekends & Holidays 12 p.m. to 6 p.m.

Friday Closed

HIGHWAY 7

HIGHWAY 400

WESTON RD.

SALES OFFICE 7777 WESTON RD. at HWY 7 WOODBRIDGE

HIGHWAY 407

STEELES AVE.

september 7 - 21, 2013 new Condo Guide 034

COMING SOON REGISTER TODAY LEGACYPARKCONDOS.COM

905-731-8302

THE GRAND FINALE AT THORNHILL CITY CENTRE

Every great story deserves a grand finale. Introducing Legacy Park, the final chapter of Thornhill City Centre. Iconic architecture, modern urban suite designs and fabulous park views — Legacy Park is your final opportunity to live in this landmark community in the heart of Thornhill.

All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

BATHURST & CENTRE STREET

CENTRE ST.

N

YONGE ST.

BEVERLY GLEN BLVD.

BATHURST ST.

407

at 7890 Bathurst St.

TTC/VIVA

STEELES AVE W

september 7 - 21, 2013 new Condo Guide 035

MOVE-IN THIS YEAR!

Liberty Development is proud to offer a wide range of suites in communities that are “MOVE IN� ready this year! Visit us at one of our Sales Centres and learn about exciting new communities being completed at great locations throughout the GTA. Each within steps to shopping, dining, highways and with access to modern public transportation, find the Liberty home that is right for you and MOVE IN THIS YEAR! 036 new Condo Guide september 7 - 21, 2013

MOVE IN 2013!

YONGE ST.

Live at World On Yonge from

$284,000*

MON. - THURS. 12 P.M. TO 7 P.M. SAT., SUN. + HOLIDAYS 12 P.M. TO 6 P.M. CLOSED FRIDAYS

WorldOnYonge.ca 905-771-7010 RICHMOND HILL

Live at Royal Gardens from

$278,700*

SALES CENTRE NOW ON-SITE! 370 HWY 7 EAST UNIT # 113 MON. - WED. 12 P.M. TO 7 P.M. SAT., SUN. + HOLIDAYS 12 P.M. TO 6 P.M. THURS. + FRIDAY BY APPOINTMENT

RoyalGardensCondos.ca 905-889-9997

DANFORTH AVE.

Live at Terrace On Danforth from

$227,000*

BY APPOINTMENT ONLY

TerraceOnDanforth.ca 416-987-7575 | info@TerraceOnTheDanforth.ca

www.MyLibertyCondo.ca *As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artist’s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected.

See Sales Representative for details. september 7 - 21, 2013 new Condo Guide 037

condo profile

Getting lucky at

CENTRO SQUARE 2

Liberty Development kicks off the “Lucky 7” event on September 21!

g

TA condo buyers won’t have to go to Las Vegas this fall to win big, thanks to an innovative limited-time sales event from Liberty Development.

“While we believe that finding the perfect condominium takes a bit of hard work, lots of research, keen insights and great timing, sometimes, it also takes a bit of luck,” says Liberty Development’s sales and marketing manager, Shawn Richardson. “With the launch of the second phase of Centro Square Condos, we thought we’d help our buyers win big on Saturday, Sept. 21, with a one-day-only sales event.”

A full roster of amenities, located in the first tower and shared with the second, include a media room, multifunction room and party room.

Called Lucky 7, this limitedtime opportunity makes a selection of suites at Centro Square 2 (with a variety of floor plans), offered on a strict first-come-first-served basis, available at a single price point – an affordable $277,777.

Following the incredibly successful launch earlier this year of Centro Square Condos, which was among the GTA’s fastest-selling projects of 2013, Liberty has recently introduced the second phase of this distinctive mixed-use development, in the heart of the Vaughan City Centre.

With more than 250,000 sq. ft. of office and retail spaces, expansive green rooftops, and notable amenities, Centro Square offers a high-quality condo lifestyle, in a great location served by VIVA and an expanded new subway line on Hwy. 7.

Offering residents the freedom to choose how often they use their vehicle, or not to use one at all,

038 new Condo Guide september 7 - 21, 2013

ongoing roadway improvements to Hwy. 7 and the addition of both subway and bus rapid transit service along Hwy. 7, linking the Vaughan Metropolitan Centre with Richmond Hill and Markham town centres, is causing many urban thinkers to refer to Hwy. 7 as “the GTA’s new Yonge Street.”

Prices at Centro Square Condos Phase 2 will start in the $270,000s, and the tower will boast 333 suites, including one-bedroom, onebedroom-with-den, two-bedroom, two-bedroom-with-den and penthouse plans, from 518 to 1,140 sq. ft.

Designed by Kirkor Architects and featuring interiors by the award-winning Hefele Makowka Design Associates team, suites at Centro Square Condos will feature nine-ft. ceilings, laminate flooring in the living/dining room, den, foyer and kitchen.

A full roster of amenities, located in the first tower and shared with the second, include a media room, multi-function room and party room. Fitness facilities include a yoga room, exercise room, swimming pool with whirlpool, sauna and a golf simulator.

To be a part of the “Lucky 7” action, visit the Centro Square Condos 2 sales centre on Sept. 21 at noon, located at 7777 Weston Rd., Woodbridge.

For more information on Centro Square Condos 2, visit the Centro Square sales office Monday to Thursday noon to 7 p.m., closed Friday and open on Saturday and Sunday from noon to 6 p.m.

For more information, please call 905.851.8877, or go to centrosquarecondos.ca. september 7 - 21, 2013 new Condo Guide 039

Event

Celebrating 25 years at

The Toronto Fall Home Show You will find innovative products, new ideas and great deals are coming

too the Fall Home Show presented by Scotiabank from Thursday, October 3 to Sunday, October 6 at the Better Living Centre, Exhibition Place.

Get Inspired at the Main Stage Local experts and celebrities will offer insight on all your reno and décor projects. Celebrity guest experts include Jonathan Scott and Drew Scott from W Network’s Property Brothers, as well as an exclusive Toronto appearance by paint legend Annie Sloan, creator of ChalkPaint and the author of 23 books on painting techniques.

Other celebrity guests include Leigh-Ann Allaire Perrault (Cityline expert and colour aficionado), Vicky Sanderson (home product specialist), Janice Fedak (Benjamin Moore colour expert) and Melissa Davis and Tim Stellers (designer and construction manager of HGTV’s Income Property) to name a few.

Foodies and Cheese Lovers Rejoice! The official cheese sponsor of the Fall Home Show, Cheesewerks whisks together Food Culture + Pop Culture on the Main Stage where MC Kevin Durkee, founder and the “Big Cheese” at Cheesewerks, presents his favourite food finds and daily cheese presentations.

Casalife is teaming up with Catherine + Davis Interior Design to create six rooms, each with its own distinct personality: First Timer, Modern Family, The Joneses, Bachelor, Modern Hippy, Baby Boomer.

Discover your Design ID

Habitat for Humanity Toronto Upcycle Challenge: Unhinged

Find Great Buys at the Home +

The Fall Home Show and Habitat for Humanity Toronto are celebrating 25 years with the second annual Upcycle Challenge: Unhinged, where 25 celebrity experts and emerging style, décor and DIY bloggers will source and repurpose 25 doors from Habitat for Humanity Toronto ReStore into functional upcycled items or hand painted pieces of art. Each door will be up for auction and on display at the Fall Home Show. All proceeds from the bids will be used to support the ongoing work of Habitat for Humanity Toronto.

Style Studio Tour and Sale

Destination Renovation by BILD One of the most popular events at the Fall Home Show, Destination Renovation’s expert renovators offer unbiased advice and renovating tips in a free one-on-one no-nonsense construction consultation for homeowners.

040 new Condo Guide september 7 - 21, 2013

Stretch your decorating dollars with special once-a-year pricing on fabulous furniture from Worldwide Homefurnishings in support of the Toronto People With AIDS Foundation (PWA)! Walk away with great buys on a huge selection of quality furniture.

For more information or tickets call 1.877.715.7469 or visit fallhomeshow.com.

COMING SOON Nestled on the edge of High Park - Toronto’s largest urban park and just steps from the quaint shops and fine dining of Bloor West Village, The Daniels Corporation is excited to introduce

WHERE MODERN URBAN MEETS MOTHER NATURE Yes, this is the actual view from the 14th floor!

A Daniels / WJ Community

The only new condominium within Toronto to offer innovative suites ranging from studio to two bedroom + den designs featuring superior finishes and unobstructed views of over 399 acres of vibrant parkland and beyond. Add to this 18,000 sq. ft. of indoor and outdoor private amenities, unlike any other in the city today, and you’ll quickly see that HighPark Condominiums is Where Modern Urban Meets Mother Nature.

SUITES FROM THE

$300,000s ALREADY UNDER CONSTRUCTION

Register Today 416.351.1844 danielshighpark.com

Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices, specifications and programs are subject to change without notice.

E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. september 7 - 21, 2013 new Condo Guide 041

condo profile

DANIELS’ HIGHPARK CONDOMINIUMS

goes beyond all expectations with a once-in-a-lifetime residential opportunity

t

his fall, The Daniels Corporation will be going on sale with a much-anticipated residential community that will elevate a prime Toronto address with stylish elegance. Already under construction, HighPark Condominiums will offer distinctive architecture, outstanding amenities and superbly appointed suites in a legendary location “Where Modern Urban Meets Mother Nature.” The highly anticipated Daniels residence is situated on the north side of Bloor Street, between Pacific Avenue and Oakmount Road, steps to the High Park and Keele subway stations, schools, and a multitude of boutiques, shops, bakeries and restaurants in nearby Bloor West Village. The condominium will overlook scenic High Park with unobstructed natural vistas, unlike any other offered in the city today.

042 new Condo Guide september 7 - 21, 2013

At nearly 400 acres, High Park is the city’s largest public park, with wild forests, Japanese cherry trees, hiking trails along Grenadier Pond, an off-leash dog park, playgrounds, greenhouses, a café and even a zoo.

Every day can become a lively adventure for residents of HighPark Condominiums. Simply cross the street and enjoy a mid-day picnic in the park with family, then dress to the nines for an evening of dining right in your own neighbourhood or browse the markets for fresh produce in the morning and create a culinary masterpiece in your chic kitchen to entertain friends for lunch.

Rising 14 storeys above Toronto’s crown jewel park and overlooking the mature streetscape of the surrounding community, this elegant residence will make you feel right at home. HighPark Condominiums will feature a stunning glass-clad and warm brick design, inviting entry courtyard and lush landscaping. With unrivalled views, HighPark Condominiums will offer residents true sophisticated living.

Framed by a backdrop of unexpected pleasures, HighPark Condominiums will embrace family, friends and fun! Daniels made sure of that by providing an unprecedented array of innovative condominium amenities, as well as special programming that will give residents the tools they

need to make the most of their surroundings. Residents will have the exclusive use of 18,000 sq. ft. of unique indoor and outdoor amenities on three levels. From the main entry off Bloor, the doubleheight lobby offers a warm “welcome home,” and a dog spa provides a place where owners can clean muddy paws after a long walk in the park.

On the second floor, residents can work out in the weight room, test their mettle at the cutting-edge climbing wall and treat friends to special screenings in the theatre.

The third floor is home to a cardio studio and an indoor/ outdoor yoga and Pilates area.

An elegantly designed party room with an adjacent billiards room and outdoor terrace offer a place for entertaining, and a tenth-floor amenity space includes an indoor/outdoor party room with catering kitchen, a landscaped outdoor barbecue area and both an indoor and outdoor fireside lounge.

To ensure residents are able to take full advantage of the amenities in their home, a recreational coordinator will be on hand to help set up a personal training session or book the party room.

A trailblazer in incorporating urban gardening opportunities into their new-home communities across the GTA, HighPark Condominiums showcases Daniels’ commitment to an environmentally sustainable and healthy lifestyle with an array of community gardening plots. Providing urban agriculture amenities is a wonderful way for residents to come together, establish a deep sense of community and connect to the earth in an interactive way. At HighPark, Daniels has partnered with The Cutting Veg (an organic farm based in Sutton, Ont.) to

teach, develop and implement plans to assist homeowners in using their gardening plots efficiently. Urban living at HighPark Condominiums is fresh, healthy and delicious!

To further promote a small carbon footprint, HighPark Condominiums will include a car-sharing program, rough-in electrified parking spaces and other innovative technologies for energy savings. Plus, a first in condominium living, Daniels has created a one-of-a-kind Bike Engagement Program where residents will enjoy participating in active bike clinics, tune-ups and planned excursions with friends and neighbours. Don’t own a bike? No problem! Daniels has also created a bike-share program for exclusive use of residents. This program offers an easy and convenient way to pick up and get around town on two wheels rather than four!

HighPark Condominiums will encompass 389 suites priced from the $300,000s and 12 ground-level two-storey urban townhomes. Elegant finishing appointments include stainless steel appliances, quartz kitchen countertops, as well as marble countertops and porcelain flooring in the bathrooms. A selection of suites feature majestic terraces offering sweeping panoramic views of the city skyline, park, lake and beyond.

The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builders/developers, building more than 24,000 new home communities across the Greater Toronto Area for over 31 years. Daniels was named Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and was the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve home ownership, champions neighbourhood initiatives that enhance quality of life, and supports numerous charities and non-profit organizations.

Registrations are pouring in for HighPark Condominiums, which is already well under construction. Don’t miss out. Register today for the upcoming preview sale. Stop by the presentation centre at 2150 Bloor St. W., call 416.351.1844 or visit DanielsHighPark.com. september 7 - 21, 2013 new Condo Guide 043

legally speaking

// by jayson Schwarz

Rental Applications

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

I

f you are reading this article you may currently own or may be considering acquiring a residential investment property. Ownership of such properties typically involves the vetting of prospective tenancy candidates via a rental application process followed by the negotiation of a formal lease. This article discusses a recent decision of the Ontario Court of Appeal which explored the meaning of the term “rent deposit.” The court’s decision may surprise you.

Musilla v. Avcan Management Inc. In this case Sarah Musilla filled out a rental application form for a oneyear tenancy and provided it to the landlord along with the required deposit cheque equivalent to one month’s rent. Six weeks before the tenancy was to have commenced, she backed out of the agreement and refused to sign the lease as contemplated in the rental application.

She never took possession of the 044 new Condo Guide september 7 - 21, 2013

When can landlords retain deposits?

property. Ms. Musilla then sued to get her deposit back. This would seem like an easy one for the landlord, but not so.

At the Landlord and Tenant Board (the “Board”) and the Ontario Divisional Court Ms. Musilla relied on subsection 107(1) of the Residential Tenancies Act (“RTA”) which states that a landlord “…shall repay the amount received as a rent deposit in respect of a rental unit if vacant possession of the unit is not given to the prospective tenant.” Ms. Musilla argued that she was entitled to a refund because she had not taken possession of the unit – regardless of the reason why. The Board and Divisional Court disagreed and held that tenants cannot unilaterally terminate tenancies prior to taking possession and then claim the deposit back. It makes sense for the landlord to keep the deposit. Well, not for Ms. Musilla, who appealed to the Ontario Court of Appeal.

The Court considered whether the deposit provided by Ms. Musilla actually represented as a “security deposit.” The Court reasoned that the rental application signed by Ms. Musilla was not a lease; this was confirmed by the wording on the very application form which contemplated that an accepted prospective tenant would execute a formal lease prior to moving in. Moreover, the RTA states that payment of last month’s rent is the only circumstance where a landlord can retain a “security deposit.” As such, the deposit provided by Ms. Musilla with her rental application did not constitute a “security deposit” as there was no tenancy established at that point, given no lease was signed. The result in this case was that Avcan Management Inc. was not authorized under the RTA to keep Ms. Musilla’s money for her failure to enter into the lease.

Deposits are required to establish that prospective tenants are serious in applying to rent a unit, as well as to incentivize landlords into holding the desired units Conclusion Rental application forms such as the one considered in this case are commonly used by landlords as a way of vetting potential tenants; deposit cheques are typically provided with such applications. As you can appreciate, the Court’s recent decision in this matter has potential to create problems vis-à-vis this established practice. Deposits are required to establish that prospective tenants are serious in applying to rent a unit as well as to incentivize landlords into holding the desired units.

It will be interesting to see how this decision affects matters going forward. If you are a prospective residential landlord, it may not be a bad idea to have your rental application form reviewed by a lawyer experienced in this field, as it seems that the Court’s decision applies only to situations where it is unclear whether a deposit may be returned if a lease is not entered into.

Intriguing. Innovative.

An ultra-smart collaboration of location, space and good design.

Very clever living at Queen & University.

Coming this September.

Smart condos from

$249,900 Register Now SmartHouseToronto.com

Forward Thinking Development

urbancapital.ca

Life + St yle

malibutoronto.com

Exclusive Broker.

Prices and specifications subject to change without notice.

Illustrations are artist’s impressions. E.&O.E.

september 7 - 21, 2013 new Condo Guide 045

046 new Condo Guide september 7 - 21, 2013

september 7 - 21, 2013 new Condo Guide 047

IN THE NEWS

OHBA announces finalists for 2013 Awards of Distinction The Ontario Home Builders’ Association (OHBA)

has announced the finalists for its 2013 Awards of Distinction. Finalists were judged from entries from across the province encompassing 34 categories of building, design, sales and marketing. A complete list of finalists is available at ohba.ca/awards_of_distinction.

Winners of the OHBA Awards of Distinction will be announced on Sept. 24 at the Niagara Fallsview Casino Resort in Niagara Falls, where the gala awards ceremony will be a highlight of the 2013 OHBA Conference.

In addition to the individual category awards, OHBA will also announce the winner of the coveted 2013 Ontario Home Builder of the Year. Finalists are: ›› The Minto Group minto.com ›› Reid’s Heritage Homes reidsheritagehomes.com ›› Tridel Corp. tridel.com

“The Awards of Distinction program is an opportunity to pay tribute and honour the creativity, innovation and talent of builders, renovators, designers and marketers within the new-home building and renovation industry,” says OHBA president Leith Moore. “The building industry is a major driving force in our province and the Awards of Distinction celebrates this dynamic sector.”

048 new Condo Guide september 7 - 21, 2013

The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 30 local associations across the province. The industry contributes over $43 billion to Ontario’s economy, employing more than 325,000 people across the province.

“The Awards of Distinction program is an opportunity to pay tribute and honour the creativity, innovation and talent of builders, renovators, designers and marketers within the new-home building and renovation industry”

OWN YORKVILLE FOR ONLY 5% DOWN THE CHAZ CLUB. THE OUTDOOR COURTYARD. THE LOBBY LOUNGE. THE PET SPA. THE FITNESS CENTRE. THE GAMING ZONE. THE BILLIARDS ROOM. THE THEATRE ROOM. THE BUSINESS CENTRE.

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Dupont St. Yorkville Ave. Sales Centre

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STOP BY OUR SALES CENTER FOR DETAILS CONSTRUCTION ABOVE GROUND - WATCH YOUR HOME GROW - OCCUPANCY 2014 INSPIRED LIFESTYLE IN YORKVILLE FROM THE $300’S Avenue Rd.

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Bloor St. 45 Charles St. E.

Wellesley St.

SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS.: 12PM – 6PM, FRI.: 2PM – 6PM, SAT.: 12PM – 8PM, SUN.: 12PM – 6PM, STATUTORY HOLIDAYS: OPEN Exclusive Broker Baker Real Estate Inc. Brokers Protected. Prices and specifications are subject to change without notice. Illustrations are artist concept. E&O.E.

taxing issues

// By henry choo chong

Smart investing

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Q

I plan to use my personal line of credit and borrow $8,000 to buy some stocks while they are cheap. How much of the interest would I be limited to deduct for taxes? Is this a good idea? Danny, Toronto

A

The idea of using other people’s money to get rich is not unique.

The rich did not get rich without putting this concept into practice.

However, the same is true on the flip-side – the poor can get poorer.

Interest borrowed for investment purposes such as the purchase of stocks, real estate, 050 new Condo Guide september 7 - 21, 2013

business etc. can be deducted for tax purposes. Typically, investors hope that after tax, the return on investment exceeds the cost of borrowing. Not surprisingly, this strategy works best when investments perform up to investor expectations.

The strategy of using “leverage” is used by many investors to increase their returns. It is not for the feint of heart.

Lets look at a typical scenario.

“Investor A” buys $30,000 of stocks with cash savings. Stocks increase in the year by 10 per cent, or $3,000.

“Investor B” leverages $30,000 plus cash. Stocks increase 10 per cent or $6,000 ($60,000 multiplied by 10 per cent). Investor B has a yield of 20 per cent less leverage cost ($6,000 divided by cash investment $30,000).

Fantastic returns come, provided markets co-operate. If the market declines, the leveraged investor would suffer double the losses. As I said, this ride is not for the feint of heart.

Consider both the up side, down side and gyrations of the market.

Q

Two months ago, I sold a condo for a substantial gain.

The condo has been rented for the past two years. With the decline in stock prices, this is a good opportunity to sell some losers to reduce my condo gains. These are solid stocks, so I will have my wife re-purchase them the next day to keep in my portfolio. I’m in the market for the long term. What percentage of my gains are taxed and losses deductible? Peter, Toronto

A

Everyone has felt the decline of stock prices, including Grandpa Harold, Cousin Jenny and Baby Johnny. Here’s some more bad news for you – stocks won’t increase in value the longer you look at it.

Investors in the market for the long term should not panic, but hold firm.

Generally, the profits from the sale of real estate are taxed as capital gains. Fifty per cent of the gains are taxed at your marginal tax rate.

Capital gains can be reduced with capital losses from other investments such as stocks. Investors can use the sale of shares as a year-end tax planning strategy to either reduce gains or utilize carry-forward losses.

The sale of shares that result in a loss when the individual or spouse (or affiliated person) purchases the same shares within 30 days prior to or subsequent to the sale would be considered a “superficial loss.” CRA could disallow the deduction. Investors should always be active, proceed with caution and consult your tax adviser.

COMING SOON: URBAN TOWNHOMES BY THE WEST TORONTO WATERFRONT FROM $199,900* What do you long for? Waterfront trails, cool shopping, GO and TTC at your doorstep?

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REGISTER NOW FOR PREVIEW OPPORTUNITY

MINTOLONGBRANCH.COM *Prices and speciďŹ cations are subject to change without notice. E.&O.E.

make your move

// by dan hopkins

The word-ofmouth factor

Dan Hopkins is chief operating officer of Two Men and a Truck Canada. twomenandatruck.ca

W

hen it comes to shopping for anything, word-ofmouth advice is always a good idea – especially if it’s a service you’re seeking.

In the moving industry, we rely on customer referrals for much of our business, so providing excellent service is the smart and responsible thing to do.

When you are looking for a mover, you can get two kinds of word-of-mouth advice. ›› The first is to ask people you

know and trust who they have used in the past and whether they were happy with their moves. This is especially helpful if you ask people who have completed similar moves to the one you are planning in terms of distance and general items. ›› The second way is to ask potential movers whether they conduct surveys and have real customer feedback that they will share with you.

052 new Condo Guide september 7 - 21, 2013

At Two Men And A Truck, we conduct surveys to shed light on what we’re doing well and areas where we can improve. We have a commitment to our core value, The Grandma Rule: “Treat everyone the way you would want your Grandma to be treated,” and we want to be certain that value guides everything we do.

Our survey asks customers to rate several key factors as to whether we met or exceeded expectations, or need improvement. Examples are “Office staff’s explanation of our services,” and “Mover’s care of my belongings.”

Key questions are “Would you use Two Men And A Truck again?” and “Would you refer others to Two Men And A Truck?” In recent surveys, for example, 94 per cent of our customers said they would use us again and would refer us to family and friends.

On our website (twomenandatruck.ca), we are proud to share our surveys and some of the customer comments we receive.

Movers should understand that changing homes can be one of the most exciting, yet stressful times in a person’s life. Possessions are important, and consumers want to believe the mover they choose will look at all items with concern and respect, and treat them accordingly.

Every mover should solicit feedback to keep on top of things and take steps to improve weak service areas. You want a moving company with people who care.

As with any substantial purchase, doing some homework can save you stress, time and money in the end.

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september 7 - 21, 2013 new Condo Guide 053

Style File

the scoop

Catch up on dĂŠcor news, inspiration, style and more

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ue l b o in dig

Colour Trend Report

Runway photography courtesy of The Fashion Group Foundation, Inc. 2013

Celine

All items by Winners. Visit winners.ca

Winners

Runway photography courtesy of The Fashion Group Foundation, Inc. 2013

Hussein Chalayan

// by sara duck

crea m

Hot off the fall runways, these latest colour trends will dress your home to the nines!

Scoop these colours!

Facade Bed in Grey. $1,099 for Queen.

Visit CB2.com

Arietta Chair in Indigo. $999. Visit crateandbarrel.com

Hallaryd Picture, White Blossom. $149. Visit ikea.ca

Hair-on-Hide Storage Boxes. $25-$30. Visit homesense.ca

Gates Lacquer Side Table in Thai Blue. $179. Visit westelm.com

Kerr Vase. $30. Visit crateandbarrel.com

054 new Condo Guide september 7 - 21, 2013

a few of our favourite items from the

new 2014 ikea catalogue

For more information and to read the catalogue online visit ikea.ca

Stockholm Table Lamp in Clear Glass. $129.

Stockholm Two-Piece Salad Server Set. $15.

fyi… before you fly

Stockholm Glass-Door Cabinet in Yellow. $499.

Pearson International Airport's new pay-in Plaza Premium lounge is open to travellers of all class. Relax in style before your flight with 6,000 sq. ft. of space, hot food service, comfortable ambience and more.

Located on L8 of Terminal 3 in the Departure Hall at Toronto Pearson International Airport.

pssst!

Elte, the well-curated décor store beloved by designers, magazine editors and décoristas alike, recently underwent a two-year renovation and now boasts 150,000 sq. ft. of inspiration under one roof. Celebrating its 94th year in business, this store has everything you need to make your home fabulous – from furniture and rugs to lighting, mattresses, bedding, baby, accessories and more. It really is a one-stop-shop – it even has an in-house restaurant on site.

editor's pick!

Toronto-based Mehrak Mehrvar is the founder of Lotus Wonders, a company that strongly believes in creating sustainable livelihood for women in the developing world. With training provided by Lotus Wonder, these women learn to create beautifully designed iPad and business card cases while being paid a fair wage for their work. "If you invest in these women, they will take care of their families, their children and their communities," says Ms. Mehrvar.

For more information visit lotuswonders.com

80 RONALD AVE., TORONTO. 416.785.7885.

Visit elte.com

september 7 - 21, 2013 new Condo Guide 055

hot dates

sept 2013

Calendar of events taking place from September 7 – 21

highlights

sept 5 – 15

Toronto International Film Festival sept 6 – 8

Taste of the Kingsway

Sept. 5 – 15

Sept. 6 – 8

Toronto International Film Festival

Taste of the Kingsway

Various venues in Toronto Rolling out the red carpet for the 38th time, this highly anticipated annual event will bring 366 films from 70 countries and oodles of events taking place across the city. For more information, a list of films and venues, and for tickets, visit the website, drop by TIFF Bell Lightbox located at Reitman Square, 350 King St. W. or call 416.599.TIFF. tiff.net

sept 6 – 8

Canada’s Bridal Show

the kingsway A celebration of food and music, the Taste of the Kingsway festival is a family-friendly way to honour the community. Taking place along Bloor Street West, from Prince Edward Drive to Montgomery Road, the 15th annual Taste of the Kingsway features local businesses and special guests. Some of the features include a beer garden, two stages with musical entertainment, a culinary market featuring demonstrations by celebrity chefs, midway rides, artisan and crafter pavilions, and more. kingswaybia.ca

sept 7 & 8

Haute Dog

056

Sept. 6 – 8

Sept. 7 & 8

Canada’s Bridal Show

Haute Dog

Metro Toronto Convention Centre 255 Front St. W.

Queen’s Quay Terminal 207 Queens Quay W.

Say “I do” to the biggest bridal show! Meet bridal expert and star of TLC’s Say Yes To The Dress Randy Fenoli, appearing live Sept. 7 from 11 a.m. to 2 p.m.

This is your one-stop shop for all things wedding, from attire and transportation, to venue, décor, entertainment, and everything in between. Visit the website for details. canadasbridalshow.com

Enjoy daily dog fashion shows and have your dog strike a pose on the red carpet for two days of free outdoor fun and activities for dogs, owners and animal lovers of all ages at the second annual Haute Dog presented by Queen’s Quay Terminal on Sept. 7 & 8, from 10 a.m. to 4 p.m., rain or shine. Call 416.203.3269 for more information or visit online. qqterminal.com

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ASK ABOUT OUR FANTASTIC RENT2OWN PROGRAM Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Limited time offer. See Sales Representative for full details. Daniels’ Rent-To-Own Program is only available on a select number of suites. Prices, specifications and programs are subject to change without notice.

Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

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ern. “We accessorized od m e ar es bl ta ed pp to steel-based marble- e a well-travelled couple who have as though the owners arasures.” In the kitchen, Dimopoulos says, accumulated eclectic trened with the backsplash and countertops “Darker cabinets combi rtones form a neutral backdrop to frame in white with cream unde. Nothing stands out as dictating the the owners’ possessions ds perfectly into the rest of the suite décor and the space blenform for entertaining.” Both bedrooms are offering the perfect plat the stunning theme, and the master has similarly appointed withcess to a second balcony. a private ensuite and ac

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september 7 - 21, 2013 new Condo Guide 057

In The News

Empire Communities takes a “Sponsored” Step with Social Media

2

Zach Bussey, a Toronto-based blogger and podcaster, has been living solely off of sponsorships since Jan. 1, 2013 and intends to continue until the end of the year. He has done this by cutting out all the comforts and necessities of daily life including furniture, lighting and food while relying on marketers and brands for everything from meals to services to entertainment.

Zach chronicles his experiences on his blog, “A Sponsored Life,” giving readers a true sense of his daily challenges from eating potatoes for dinner to sleeping on a foam mattress on the floor.

Seeing an interesting opportunity to explore a new social media environment, Nikki Bettinelli, social media coordinator of Empire Communities, pondered how to get Zach off the floor. She invited him to a five-day, four-night stay from Aug. 23 to 27, in a penthouse at Empire’s highrise condominium, Beyond the Sea on Lakeshore Boulevard West to experience first-hand the condominium lifestyle.

Zach stayed in Penthouse 2 on the 37th floor, a fully furnished luxury suite complete with a stunning view of Toronto’s skyline.

1

058 new Condo Guide september 7 - 21, 2013

3

1 Guests enjoy food and drinks at a welcome reception for Zach Bussey at Beyond the Sea Photo credit: @Stilez

3 Zach Bussey Enjoying the balcony of his temporary home in the sky at Empire Communities Beyond the Sea Photo credit: Jack Landau

2 A view from the 37th floor Photo credit: @Stilez

On his first night in the suite, Zach hosted a party for his closest friends, many of whom were bloggers and social media influencers, as well as members of Empire Communities’ marketing team. They all had a chance to see the spectacular view of the city from the balcony of the suite and had a taste of the penthouse condo life. This was the beginning of the blogging which went viral in Toronto over the next few days.

During his stay at Beyond the Sea, Zach had access to 40,000 sq. ft. of indoor and outdoor amenities including a screening room, a fully equipped gym, outdoor patio and a state-of-the-art pool. He also explored his beautiful waterfront surroundings by going on a neighbourhood scavenger hunt, wandering through the Humber Park across the street and sharing a movie, “Saving Private Ryan” with his father in the condo’s screening room.

This social media initiative reached out to an entirely new network of people and, in addition, received a considerable amount of notice from the traditional print and electronic media in Toronto.

“This is an example of the strength and importance of social media in today’s marketplace,” says Paul Golini, executive vice-president of Empire.

september 7 - 21, 2013 new Condo Guide 059

IN THE NEWS

Condo owners’ lack of insurance knowledge puts them at financial risk

Allstate Canada launches contest to find GTA Condo Hero New research conducted by Allstate Insurance

Company of Canada and Abacus Data has found that 61 per cent of Canadian condo owners don’t know or incorrectly assume their building’s insurance will cover damage to another unit from water or fire that originated in their unit, potentially rendering them personally liable and at financial risk.

And perhaps because many condo owners are either young, first-time homebuyers, or people who like the low-maintenance lifestyle that condo living offers, many condo owners aren’t asking the right questions about their insurance liability when purchasing their condo.

Allstate Canada’s research also found that at time of purchase only 34 per cent of condo owners asked the condominium corporation if they had recently increased their requirement for what should be covered by a condo owner’s personal insurance. In addition only 32 per cent of condo owners asked whether the condo corporation had ever raised the deductible on their insurance, and just 22 per cent of condo owners asked if the cost of the condo corporation’s insurance premiums had ever gone down.

“Getting answers to important insurance questions can help condo owners and condo residents ensure they will have the proper personal insurance coverage to protect them from a loss or damage in their unit, other affected units, or from unforeseen costs in the event that a condo corporation’s insurance policies change,” says Saskia Matheson, spokesperson for Allstate Canada. “For example, more and more condo corporations are expecting their unit owners to cover a portion of a large deductible when there is a building-wide claim.”

Condo owners and residents can better protect themselves by ensuring they have personalized insurance to suit their specific needs and condo buyers should ask the right questions when they purchase a condo. Sample questions and other helpful tips for purchasing condo insurance can be found at http://bit.ly/122sJWN. But because insurance isn’t the only thing you rely on for security and protection, Allstate Canada wants to give thanks to the condo staff members that often come to the immediate assistance of condo residents when something goes wrong. Allstate Canada is launching the GTA Condo Hero Contest to recognize the role a condo concierge, caretaker, security guard or property manager plays in giving condo owners a helping hand in times of trouble.

060 new Condo Guide september 7 - 21, 2013

“Allstate Canada has teamed with some of the GTA’s leading condo experts to identify our Condo Hero,” says Matheson. “Basically, that’s someone who has gone above and beyond by providing condo residents in the city a place to turn to get help in an emergency or for day-to-day dilemmas.”

GTA residents can nominate a Condo Hero until September 27 by visiting allstate.ca/CondoHero to explain why their condo concierge, caretaker, property manager or security guard deserves to be named the Condo Hero. The winning nominator and Condo Hero will each win $2,500 and have a chance to tell their story. ›7 4 per cent of Canadians looking to purchase a condo in

the next few years don’t know what their personal insurance should cover versus what the condo corporation’s insurance would cover. ›O nly 39 per cent of condo owners and 26 per cent of condo buyers know that the belongings of a roommate or boarder are not covered under their personal condo insurance policies. ›2 1 per cent of condo owners are not aware that the condo corporation’s insurance is responsible for incidents like falling concrete and shattering glass from condominiums.

Allstate Insurance Company of Canada is one of the country’s leading producers and distributors of home and auto insurance products, serving Canadians since 1953.

The company strives to keep its customers in “Good Hands” as well as its employees, and has recently been listed on the Best Employers in Canada, Best Employers in the GTA, and Best Employers in Quebec lists. Allstate Canada is committed to making a positive difference in the communities in which it operates, partnering with organizations like Mothers Against Drunk Driving (MADD Canada), United Way and Junior Achievement.

For more on Allstate Canada, condo insurance and free online quote, visit allstate.ca.

Allstate commissioned Abacus Data (abacusdata.ca) to conduct an online survey of 518 condo owners and buyers.

The total sample was weighted by age, gender and region to be proportionately representative of the Canadian population of condo owners and buyers. Responses were collected between May 21 - 25, 2013.

COMING THIS FALL

Where luxury takes wing.

Come see the city’s most sophisticated new residence. With oversized terraces, modern design and an unbeatable midtown St Clair West address, The Nest, Residences in Hillcrest Village is the perfect place to land. Define your way to live surrounded by all the conveniences at your door step including transit.

FROM THE MID $200’S. REGISTER TODAY.

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BROKERS PROTECTED. Rendering is an artist’s impression.

Sizes and specifications are subject to change without notice. E.&O.E. september 7 - 21, 2013 new Condo Guide 061

Designer Advice

Man versus Machine

› Hand-knotting is the traditional method of creating most Persian or Oriental rugs. These rugs are hand crafted with various complex knotting techniques to leave a dense, soft surface of exposed fibres. The higher the “knot-count,” the denser the weave, and the finer the rug. › Machine-made rugs can be created in a number of ways. Tufted rugs usually glue synthetic fibres to a backing, a bond which can degrade over time. Machine knotted rugs better simulate hand-made versions and tend to last longer than tufting. Lastly, woven rugs use looms to interlock the yarns to the backing. The quality will depend completely on the quality of the materials used.

Material Matters Wool Typically gives the richest

The Magic Carpet Guide // by Yanic Simard // Photo by Brandon Barre Area rugs have been adding bold colour and exotic pattern to floors of all

forms since at least the 5th Century BC, and the high-tech carpet industry has been booming for centuries (since 1791, to be precise, when the first woven carpet mill opened in Philadelphia). Lately, hardwood floors (and their look-alikes) have been the staple in condo design, but now I see rugs in all forms coming back in style to bring the warmth, cosiness and colour that only carpet can provide. They make the perfect complement to wood, so you don’t even have to choose between the two! To achieve this timeless look in your highrise home, here’s my “Magic Carpet” guide:

062 new Condo Guide september 7 - 21, 2013

look but also comes with the highest price tag. The dense, natural fibres resist soil and dirt, but often absorb stains.

Silk Often blended with wool in fine rugs (especially true antiques), silk gives a luxurious feel and look, but must be treated delicately.

Sisal Gives an inviting natural look like wool, but is rougher to the touch. Often used for stairs, welcome mats and other highly abused areas. I’m particularly a fan of using this for a dining room.

Nylon A very practical and costeffective option. The synthetic fibre is resilient, and easy to clean and maintain (making it ideal for high traffic areas).

Polyester A synthetic similar to nylon, but less crush resistant, and harder to dye (which limits options).

Resists water-based stains but is prone to oil-based stains.

Olefin Another synthetic option which is highly

resistant to chemical stains (although not oil). It is often used outdoors (especially around pools) as it resists sun and moisture.

Leather Leather and hide rugs can come as single sheets, or woven (typically in a basket-weave form). An organically shaped hide (real or faux) works well for awkwardly shaped rooms, or even as an accent layered over a larger rug.

Tip Ask your rug supplier about treatment options for your favourite rug type. Scotch guarding and similar treatments can increase the durability of your rug, but may also reduce the luxuriousness of the hand feel. Experts can best advise on the right solution for the material in question.

Your Brand New Pad

› Carpet pads are key to extending the life of your rug or carpet, so don’t skip this step. For larger areas, padding should be laid so the seams do not run parallel to any seams in the carpeting. This will prevent buckling and undue wear and tear. ›A pad also helps a carpet to lie flatter (especially for larger rugs), and stay in place, so if your rug has a mind of its own, it’s probably only because it doesn’t have the proper support!

063

Selecting Your Area Rug

The look of an area rug is both classic and contemporary, mixing the crisp sleekness of a wood or stone floor below, with a warm and inviting stretch of carpet on top. Of course, this can often require a double investment. I believe getting the best of both worlds is worth it, so here are a few tips for choosing your area rug the right way: › As a general guide, you should budget the same for your rug and your sofa. Both will take a lot of wear, and be a feature you enjoy every day, so the investment should be about the same. › Area rugs are a great way to bring a splash of colour, pattern and/or texture, which can be moved or replaced seasonally as a way to keep the décor fresh. Don’t be scared to go bold, as you can always move or temporarily store it later for a change. › If a room has one major seating group, a rug can anchor the seating area, or fill almost the whole room. ›Y our area rug should reach the 064 new Condo Guide september 7 - 21, 2013

furniture it’s grouping together, rather than float in the middle. Get a size big enough to at least tuck under the front legs of sofas and chairs. › A dining room rug should anchor the dining chairs even when they have people sitting in them (usually about two ft. from the edge of the table). › Rugs tend to come in standard sizes, so you can measure your space in advance and have a pretty good idea of what to look for. Very common: 4’x6’, 5’x7’,6’x9’, 8’x10’, 9’x12’, 12’x14’.

Carpet Tiles

› If you want to avoid investing in some temporary accommodations, or you’re simply worried about a sudden spill or animal attack taking the value out of a good investment, carpet tiles from companies like FLOR will create either a wall-to-wall or area solution of virtually any shape and size space, which you can then or replace any time you like. I have the Hide and Batik tiles in my own design studio (in grey). › I recommend buying a few extra tiles beyond what you need. You’ll have spares for replacements, and if you want to move the rug to a new room (or new home) you can size it up easily.

Yanic Simard is the principal designer of the Toronto Interior Design Group, a regular design guest expert on Cityline and columnist for The Toronto Star newspaper. Follow him on Twitter @yanicsimard or on facebook.com/yanic.simard. Read his blogs on tidg.ca and every Thursday on the Thermador Facebook page’s blog (facebook.com/ThermadorCanada).

Yanic is design editor of New Condo Guide and writes for many other Canadian and international publications. Send questions or comments to info@tidg.ca

FROM STOCK MARKET TO ST. LAWRENCE MARKET 88 Scott’s ideal location within the St. Lawrence neighbourhood VU [OL LKNL VM [OL ÄUHUJPHS KPZ[YPJ[ THRL P[ HU VW[PTHS JOVPJL UV TH[[LY ^OH[ [OL [PTL VM KH` ;OPZ JV]L[LK HKKYLZZ MYVT *VUJLY[ JVU[PU\LZ [V JHW[\YL [OL H[[LU[PVU VM KPZJLYUPUN I\`LYZ 6]LY OVTLZ OH]L ZVSK PU HSVUL In addition to its central location, 88 Scott features intelligent suite KLZPNUZ Z[\UUPUN ]PL^Z HI\UKHU[ HTLUP[PLZ HUK Z\WLYI X\HSP[` ÄUPZOLZ [OYV\NOV\[ )\PS[ I` H^HYK ^PUUPUN *VUJLY[ [OL THU` ^OV OH]L JOVZLU :JV[[ KLÄUL P[ HZ H [PTLSLZZ IS\L JOPW PU]LZ[TLU[ *VTL HUK ZLL MVY `V\YZLSM

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Most homes priced from $400,000 to $1.5 million

photo: St. Lawrence Market - Seafront Fish Market

homebuyers’ help

packing tips

to make your move a little easier Packing tips ❏G ather boxes in all sizes from friends, neighbours and stores.

❏ Label

boxes containing fragile items with large red lettering.

❏C ollect cushioning material such as bubble wrap, foam pellets, furniture pads, old blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.

❏P lace china in plastic bags and stack plates upright on their sides, not flat.

❏ Create

a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items in your home.

❏P ack your TV, stereo and computer in their original boxes whenever possible. ❏K eep boxes to 50 pounds or less.

❏ Reinforce the bottom of boxes with extra tape for added strength.

❏ Pack

heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

❏ Label each box with the name of the room in your new home where it should be placed.

❏ Don’t

move flammable, combustible, corrosive or explosive items such as paint, gasoline and ammunition.

❏ List the contents of the box on the side of it.

❏ Pack

a bag of personal items you’ll need during the move and keep it in an easy-to-find place when you pack.

General moving tips ❏D isconnect and bundle cords on television and stereo components. Label each cord with masking tape and a description of where to re-connect it. ❏P lan and measure where your furniture will be placed in your new home. It’s helpful to draw a layout of your new home and sketch in the major furniture pieces.

❏T o save time on moving day, move your boxes from the basement, upstairs or attic to the main floor prior to the move date. Consider carrying items from the backyard to the front yard or garage ahead of time. ❏K eep your phone connected through moving day to stay in touch with friends, family and the moving company.

moving-day essentials to keep on hand ❏P hone

❏S cissors/X-Acto knife

❏C hange of clothes

❏M aps

❏B oxes

❏P acking bubbles

❏T oiletries

❏F ood

❏P acking Tape

❏M arkers & labels

❏M edicine

❏D rinks

066 new Condo Guide september 7 - 21, 2013

ADELAIDE ST W KING ST W UNIVERSITY ST

BLUE JAY WAY

JOHN ST

SPADINA AVE

MERCER WELLINGTON ST W

FRONT ST W

ADELAIDE ST W KING ST W UNIVERSITY ST

BLUE JAY WAY

FRONT ST W

JOHN ST

SPADINA AVE

MERCER WELLINGTON ST W

quick tips

Disciplined delegator

// by hellen buttigieg

or drill sergeant?

W Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-book on how to find more time, energy and inner peace. Email Hellen at info@weorganizeu.com

hether you live alone or have a full house, there’s no reason you can’t have organization. The difference is, when it’s just you on your own, it takes discipline, while when living with others everyone has to do their part. You should be able to teach organizational systems and delegate responsibilities so that everyone in the family has a part in keeping the house in order, whether it’s your spouse putting the mail and paid bills in the right folders or the kids putting their toys back in the right place. You shouldn’t have to be the drill sergeant – repeating the same requests week in and week out. Everyone needs to learn to do their part and work together to keep the house in top shape.

Provide a personalized “go-to” bin for each member of the family for things that don’t belong in the room. It keeps items together but out of sight until they’re returned to their proper place. Reserve a few minutes every day, perhaps before dinner, to do the “dash.” Each person empties his or her bin by returning the contents to the right place.

The “go-to” bin

Complementing the “go-to” bin, create a family mail centre to manage paper flow. Create in-boxes for each member of the family.

These can be anything from wall-mounted pockets to magazine holders on a shelf. Keep them easily accessible. When paperwork comes into your home, sort it into each family member’s box. Items that need to be signed for school go into a parent’s box.

The “in-box”

You should be able to teach organizational systems and delegate responsibilities so that everyone in the family has a part in keeping the house in order, whether it’s your spouse putting the mail and paid bills in the right folders or the kids putting their toys back in the right place

068 new Condo Guide september 7 - 21, 2013

We’ve all heard that opposites attract, but if your partner’s organizing style is drastically different from yours, it can be frustrating for both of you. Before you are tempted to try and change your behaviour (or his/hers), keep in mind that the change will be short-lived if you are getting organized for someone else’s approval, but will last if you do it because you value the relationship.

Someone else’s clutter got you down?

Has your dining room table become a dumping ground? In many homes, seldom-used flat surfaces often become drop zones for mail, books and any other items that don’t have a home. To save your table from becoming a breeding ground for clutter, bring out the china and silverware and set it for a formal dinner. It will be nicer to look at than a mountain of clutter and will actually prevent people from piling their possessions on it.

Leave the house with everything you need

Clear a shelf in a bookcase near the back entrance and designate the area as a special place to corral items each family member must have to leave the house. For kids, it will serve as home to permission slips, lunch boxes, homework, library books and projects. For adults, it will hold handbags, briefcases, car keys and dry cleaning.

Add a different-coloured plastic dishpan for each family member or use attractive square baskets clearly labeled with each person’s name. When family members come home, they can toss their belongings into their basket until they need them again the next morning.

His and hers filing systems minimize

If you share a filing system with your spouse, how’s that working for you? Often, couples have different organizing styles. To keep the peace, consider having separate filing systems. If you pay the household bills, keep those documents in your filing system and if your partner takes care of household repairs and receipts, they can keep track of that in their own filing system. Another option is to acknowledge your differences and assign the task of filing and retrieving documents solely to the person who is most comfortable with it. conflict

On schedule Have a family calendar to keep track of everyone’s activities. Designate a central location where everyone can see it. Let each family member choose a colour and have each person enter their activities (if they are old enough) on the schedule using their colour.

Preparation Reduce stress and frustration in the mornings by preparing the night before, when you’re not feeling as rushed. Decide what you are going to wear, make sure it’s clean and pressed, and lay it out with any accessories you plan to wear with it. It only takes a few minutes but will save you so much time and aggravation in the morning. Encourage your spouse and children to start this habit too, and enjoy more peaceful morning time.

september 7 - 21, 2013 new Condo Guide 069

in the news

Condo Market Remains Stable Across the Country

Genworth Canada releases Summer 2013 Metropolitan Condo Outlook Record growth is not in the foreseeable future

of the condo market, but it is also likely the sector will be able to avoid a major downturn, according to the latest Conference Board of Canada condo report released by Genworth Canada. While markets in major centres such as Vancouver, Montreal and Toronto have been of particular concern, The Summer 2013 Metropolitan Condo Outlook suggests population growth and employment gains will help maintain demand levels to absorb supply inventory.

“Whether it’s first-time homebuyers entering home ownership, empty-nesters looking to downsize or professionals seeking a shorter commute, condos appear to remain a popular option for urban Canadians,” says Brian Hurley, chairman and CEO of Genworth Canada.

The report notes economic factors affecting the housing market, such as employment, interest rates and population growth, will only undergo moderate changes.

Employment is expected to rise modestly in the mediumterm and interest rates are expected to increase gradually, while population expansion and demographics will continue to support demand in regional markets.

“As condo starts near past averages and inventories edge closer to demand, we are seeing the condo market stabilize both in terms of the price of existing units and the volume of new construction,” says Robin Wiebe, senior economist at the Centre for Municipal Studies at The Conference Board of Canada. “Softer prices and positive economic factors continue to make condos an affordable way for Canadians to achieve home ownership.”

Toronto’s inventory of completed and unsold new condominiums was up in 2012, so builders are expected to pull back from the market in 2013 and 2014, but a stable economy and population growth are expected to bring builders and buyers back to the market by 2015.

Resale prices for condos are expected to rise next year in all eight cities studied, with Calgary showing the largest growth of 3.3 per cent and Vancouver, following two years of price decline, growing only 1.4 per cent.

070 new Condo Guide september 7 - 21, 2013

Average Resale Condo Price by City: Forecast city

2012

forcast

2013

forcast

2014

Québec city

$220,860 7.4

$223,363 1.1

$227,575 1.9

Montréal

$267,175 4.0

$265,344 -0.7

$271,899 2.5

Ottawa

$271,331 3.8

$272,282 0.4

$280,626 3.1

Toronto

$305,350 1.5

$305,239 0.0

$310,242 1.6

Calgary

$244,362 3.0

$251,237 2.8

$259,640 3.3

Edmonton

$210,577 -1.2

$214,680 1.9

$220,743 2.8

Vancouver

$366,263 -1.7

$364,593 -0.5

$369,527 1.4

Victoria

$268,633 -6.5

$264,180 -1.7

$273,783 3.6

Numbers in orange indicate percentage change from previous year.

Sources: The Conference Board of Canada; CMHC Housing Time Series Database; Canadian Real Estate Association; Québec Federation of Real Estate Boards. Average resale prices are used for Québec City and Montréal; median resale prices are used for the rest of the metropolitan areas. Resale and average prices in Montréal and Québec City include all condo styles, not just apartments.

Produced twice a year, the Metropolitan Condo Outlook is commissioned by Genworth Canada from the Conference Board of Canada. The report reviews a wide range of condominium statistics and offers an in-depth analysis of the trends in the condominium market for eight large Canadian metropolitan areas: Québec City, Montréal, Ottawa, Toronto, Calgary, Edmonton, Vancouver and Victoria.

september 7 - 21, 2013 new Condo Guide 071

entertaining

// By vicky sanderson

fuss-free entertaining for fall

I Having tried and tested just about every new home product to hit the market in the last 10 years, Vicky Sanderson is an expert on all things home related. She shares her expertise in her Hot Home Products column appearing Saturdays in The Toronto Star. Vicky’s work has appeared in national publications, she blogs on the Huffington Post, and is a regular guest on Canada AM, Breakfast Television, CHCH Morning Live and CBC Radio. Follow her on Twitter @vickysanderson.

Colourful table linens are back with a roar. The well-heeled set can treat themselves to linens crafted from Ikat fabrics, made using a centuries old dyeing technique.

072 new Condo Guide september 7 - 21, 2013

t’s a sad fact that cooler, crisper weather and shorter days mean less time for fun in the sun.

The change in season does have its compensations, including more time inside to enjoy the cosy comfort of your home. That’s often a pleasure best shared, which is why early fall is a perfect time for impromptu invitations for drinks and nibbles, and gatherings around the dinner table.

This season, the focus of entertaining is firmly on fuss-free décor and casual food, rather than formal rules and complicated recipes. At the same time, global influences are bringing gorgeous new looks, textures and tastes to the table.

All that will be the focus of seminars I’ll be hosting at the Fall Home Show (fallhomeshow.com), which runs from Thursday, Oct. 3 to Sunday, Oct. 6 in the Better Living Centre at Exhibition Place in Toronto. Here’s a sneak peak at some of the trends, tips and tricks I’ll be sharing.

Colourful table linens are back with a roar. The well-heeled set can treat themselves to linens crafted from Ikat fabrics, made using a centuries-old dyeing technique. Budget-minded homeowners can get the look with Ikat-inspired linens from HomeSense (pictured below), starting at $13 (homesense.ca). Dress them up with Casablanca tableware in golds and greens, which start at $4, to create an eclectically elegant table-scape.

When it comes to food, the same themes of easy elegance and ethnic influence are at play. Fortunately, there are lots of ways to experiment with far-flung flavours without spending the entire day in the kitchen.

If rustic looks and organic materials are more your style, trying pairing a simple yet chic set of white dishes with wood-grained accents.

Trudeau (trudeaucorp.com) has a lovely line of dishware made out of new material that combines the beauty of porcelain with a shock-, scratchand chip-resistant finish. Especially pretty is the Volare collection (pictured above, left), which features softy curving lines and original shapes. Prices start at about $6.

Adorn your simple dishware with a signature piece, such as something from Royal Selangor’s new Acacia line (royalselangor.com), which is made from rich, finely-grained Kulim wood accented and rimmed with inlaid pewter (pictured above, right). Available from William Ashley and specialty stores, a 20-inch platter sells for about $350.

When it comes to food, the same themes of easy elegance and ethnic influence are at play. Fortunately, there are lots of ways to experiment with far-flung flavours without spending the entire day in the kitchen.

Try an antipasto platter with a big red wine and crisp Italian bread as a hearty prelude to a meal of homemade soup and salad, followed by artisanal cheeses.

Or, look farther east and incorporate hummus into the menu.

This ancient chickpea-based spread is one of the most versatile foods on the planet. Use it straight up as a classic dip for vegetables or pita chips, or amp up the favour with a new line from Sabra (sabra.com)

that feature specialty toppings.

These stand well on their own, can be added to wraps and nachos, and are delicious served and an accompaniment to meat or fish recipes.

Best of all, there’s no reason to feel guilty about these tasty treats – this hummus has no trans-fat or cholesterol, is gluten-free, Kosher, and filled with fiber and protein.

All in all, there are lots of reasons to enjoy the fall, especially when they’re shared with family and friends.

Vicky Sanderson at the Fall Home Show Vicky Sanderson will be at the 25th annual Toronto Fall Home Show, running Oct. 3 to 6 at the Better Living Centre, Exhibition Place. Vicky is speaking on the Main Stage presented by HGTV on Friday, Oct. 4 at noon; Saturday, Oct. 5 at 6 p.m.; and Sunday, Oct. 6 at 3 p.m.

Visit fallhomeshow.com for more details.

september 7 - 21, 2013 new Condo Guide 073

money matters

// By Gail Vaz-Oxlade

We, Inc.

Treat your money like a company would, and turn a profit

of the month before she got to the end of the money.

It’s not a unique story. You probably know someone who is responsible for an enormous departmental budget, but bounces cheques at home.

Perhaps you have awoke in the wee hours wondering when your line of credit would be revoked. Tired of those sleepless nights? Then it’s time to incorporate some new ideas: Welcome to We Inc. I can’t take the credit for the concept of We Inc. It’s my husband’s phrase.

While he gets most of his bright ideas from me, this winner is all his.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever, and she blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/GailVazOxlade

Y

ears ago I had a girlfriend, Suzi, who worked as an office manager. Boy, she was good at her job. She kept the receivables and payables balanced, she negotiated contracts like a master, and she kept the bank manager at bay – all for her bosses, the owners of the business. But at night, this master of the corporate coffers would sit at her kitchen table weeping because she couldn’t decide which credit cards to make minimum payments on, or how she was going to get to the end

Boss, Employee and Shareholder

What does We Inc. mean? It means treating your family’s finances at least as well as you would some stranger’s money. It means making a shift in the way you think about your money. Your focus changes and you begin to acknowledge that whomever else you work for, your number-one financial priority should be you and your family.

We Inc. means creating a mission statement, following the rules of money management so the auditors – anyone who has an interest in your record keeping such as your banker, the tax man or your spouse – won’t have a hissy fit, and making sure you stay afloat, so you can continue to pay your primary employee: you. And it means paying attention to the details so the corporation (your family) continues to function and meet the expectations of the major shareholder (you). If Suzi had spent onetenth the time managing her own finances with the vigour she poured into her role as office manager, she’d have been in control of her money.

Set Some Goals

Corporations have finance departments, controllers and internal auditors.

Yet only 25 per cent of us regular folk have a written financial plan. So three-quarters of us are walking around without a map.

As the chief financial officer for We Inc., you need a strategy for managing your money. That means setting some goals and establishing the priorities for how money will flow in and out.

First, what’s your personal mission statement? Do you want to retire by the time you’re 55? By which year do you want to be debt-free? Make sure your mission has a time line and outlines the specific step you’ll take to achieve it.

Second, what are the spending and earning goals that will help you accomplish your mission? Without a budget it’s hard to determine if you’re working to meet your priorities or just keeping your head above water.

continued on page 76…

074 new Condo Guide september 7 - 21, 2013

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075

money matters

continued…

Manage the Details

Corporations are disciplined. They do cash flow statements monthly, reconcile their bank statements at least that often, and keep meticulous records. So should you. Handling these details isn’t hard, but it does take time. Unfortunately, we are more willing to watch television than actively manage our money. That wouldn’t fly at the office (“Sorry boss, but Idol is on right now – make your own copies.”), and it won’t at We Inc. either, once you begin to take your own money seriously.

Doing the details at home means setting up files, meeting deadlines, and administering your portfolio. Monthly contributions to a retirement savings plan, regular repayment of debt and serious attention to cash flow (read: don’t bounce any cheques) are all examples of this discipline. The shoe box full of financial records and the last-minute scramble to find those tax receipts are good examples of what not to do.

Hire Experts

Corporations hire consultants, financial advisers and independent external resources to help them get the job done. You, too, should recognize that different tasks require expertise in different areas. Seeking independent financial information or advice is a good thing to do, especially when you are out of your particular area of expertise. Use a stockbroker for your investing and an estates lawyer for your will and powers of attorney. Don’t go the route of the generalist and expect your accountant or banker to be your only adviser: the world of money changes so quickly that no single generalist could possibly keep up.

Result? Happy Employees

As the president of We Inc., it is also up to you to ensure your employee – that would be you, again – has a good pension plan, is covered for health and disability and has sufficient life insurance. You want to keep your best employee happy, right? Remember, low employee turnover and high levels of motivation will keep the company on course toward its mission. And the right attitude – We First – will help to keep everything else in your life in perspective.

076 new Condo Guide september 7 - 21, 2013

Make sure your mission has a time line and outlines the specific step you’ll take to achieve it

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Starting at $238,000.

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HarmonyVillage.ca (SS WYPJLZ ZPaLZ HUK ZWLJPÄJH[PVUZ HYL Z\IQLJ[ [V JOHUNL ^P[OV\[ UV[PJL Rendering is artist’s impression. E. & O. E. Images are for mood and impression only.

077

Hot Topic

// by Leigh-Ann Allaire Perrault

Resale CPR

Breathe new life into your old home before making your move

I

As a DIY and design aficionado, lifestyle expert and colour connoisseur, Leigh-Ann Allaire Perrault has spent years crafting a unique philosophy for design that fuses ingenuity, whimsy, and quality workmanship on a “frugalista” budget. This honours graduate from the Interior Decorating program at Sheridan College is now a faculty member at her alma mater, and has been sharing her knowledge of colour and design on Cityline since 2007, and is a regular contributing writer for Cityline.ca. After spending nearly a decade as the corporate Colour & Design Specialist for Benjamin Moore Paints, Leigh-Ann opened her own media and design company early in 2013, Hue La La, and recently joined Black & Decker as the Canadian female spokesperson.

Preparing a home to sell is so much more than just making a space look good at first glance. It’s equally important for a home to feel good… and smell good, and even sound good!

078 new Condo Guide september 7 - 21, 2013

f you’re shopping for a new condo, you’re also likely thinking about selling your current home. The process can be an emotional roller coaster. Here are some tips to make the experience move smoother, and faster.

Preparing a home for sale is so much more than just making a space look good at first glance. It’s equally important for a home to feel good… and smell good, and even sound good! Successful staging really is all about creating a positive sensory experience for potential buyers, and ultimately making upgrades and changes that will have a significant return on your investment of time and money. But where should you begin?

The easiest way to kick start the staging process is to first perform a little domestic CPR – Clean, Purge, and Repair!

Clean A huge staging misconception is that it takes the investment of a brand spankin’ new kitchen or newly renovated bathrooms for a home to increase potential resale profits. The good news is that those pricey upgrades will likely shorten the length of time that your home is on the market, but the actual return on investment is often dollar for dollar. If you really want to get the most bang for your buck, simply rolling up your sleeves and thoroughly cleaning your home from top to bottom can offer upwards of a 500 per cent or more return on your investment of time and money. That’s like saying that for every dollar you give me, I’ll give you back five. And the great news is that most cleaning tasks only require a little bit of time and elbow grease to completely transform the look, feel, and smell of a home.

Purge If resale is on your horizon, it’s a great time to weed through all of your “stuff” and determine what you want to take with you when you move, and what you can get rid of immediately. I often say, if you haven’t used it in the past six months, it’s time to lose it! It’s easiest to create three categories of unwanted and unused items and separate them into the following categories: sell, donate, and toss!

It’s also incredibly important to depersonalize and de-clutter as much as possible by removing family photos, reorganizing closets, and tackling the “junk drawer.” Ensuring that all areas of your home are free from clutter will help potential buyers focus on your space and not your stuff, and removing personal items will help them to envision themselves living in the home more easily.

Repair Nothing sounds worse to a potential homebuyer than the sound of work!

Squeaking doors, creaking floors, and screeching appliances are most certainly red flags that a home has not been lovingly maintained.

The best way to tackle your list of repairs is to divide them into two categories. In the first, make note of tangible DIY tasks that you can efficiently complete on your own.

Ensure that you have the right tools for the job, and that you feel confident in using them.

If there’s one tool that I think every homeowner should have, it’s the Matrix quick connect system

by Black & Decker. You can swap out the various interchangeable heads in seconds to transform the drill into a sander, or a circular saw, or an impact driver. It’s like having a whole workshop inside of just one small toolbox.

In the second repair category, create a list of tasks that require hiring a professional. Be realistic with your budget and time line, and remember that repairs done by a professional should be seen as an investment, not a cost.

Now, take a deep breath and breathe a little CPR into your home to speed up the real estate roller coaster ride and maximize your potential for added profit.

Leigh-Ann Allaire Perrault at the Fall Home Show Leigh-Ann Allaire Perrault will be at the 25th annual Toronto Fall Home Show running Oct. 3 to 6 at the Better Living Centre, Exhibition Place. Leigh-Ann is taking part in the Habitat for Humanity Ultimate Upcycle Challenge: Unhinged and will be on the Main Stage presented by HGTV on Friday, Oct. 4 at 1 p.m., and Saturday, Oct. 5 at 5 p.m. Visit fallhomeshow.com for more details.

september 7 - 21, 2013 new Condo Guide 079

condo watch

new releases & grand openings 36 Hazelton

by Alterra

Construction has started at this luxury boutique condo in the Yorkville neighbourhood.

Web: 36Hazelton.com

101 Erskine

by Tridel

A quiet sensibility in the midst of Yonge and Eglinton. Grand opening.

Web: Tridel.com/101erskine

E Condos

by RioCan/Bazis/Metropia

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Condominium residences at the northeast corner of Yonge and Eglinton. Grand opening.

Web: ECondos.ca

Yorkville Plaza

by Camrost Felcorp

Grand opening at this iconic address.

Offering the best things in life right outside your door.

Web: YorkvillePlaza.com

Fuse 2

by Neudorfer Corp.

Now releasing Phase 2 of this master-planned community in Davenport Village.

Web: FuseCondos.com

Lago

by Monarch

Now under construction, at one of Etobicoke’s final urban waterfront settings.

Web: MonarchGroup.net

Fabrik

by Menkes

Now open, a fashionable new condo, steps from Toronto’s trendy Fashion District.

Web: Menkes.com

Life Condominiums

by Chestnut Hill Homes

A stylish, 13-storey midrise at Yonge and Merton with 149 spacious suites. Now open.

Web: LifeCondos.ca

The Madison

by Madison Homes

Grand opening of top floors at Yonge and Eglinton.

Web: MadisonCondos.ca

One Bloor

by Great Gulf

New suite release at this coveted Yonge and Bloor condo, now under construction.

Web: OneBloor.com

Picasso

by Monarch Corp./The Goldman Group

Now open, an iconic building in the heart of the evolving Entertainment District.

Web: MonarchGroup.net

Post House

by Alterra

Construction underway at this boutique condo in the St. Lawrence Market neighbourhood.

Web: PostHouseCondos.com

X2 Condos

by Lifetime/Great Gulf

Sophisticated condominium now under construction at Jarvis and Charles.

Web: X2Condos.com

Rise

by Reserve Properties

Construction starting soon. Downtown living at a mid-town price. Grand opening and new release.

Web: RiseCondos.com

River City 2

by Urban Capital

New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft.

Web: RiverCityToronto.com

Vivid

by Pemberton Group

The grand finale of a master-planned community at Islington and Bloor.

Web: VividCondos.com

Monde

by Great Gulf

New release of boardwalk suites along Toronto’s waterfront.

Web: MondeCondominiums.com

Exhibit

by Bazis/Metropia/Plaza

Limited-edition penthouse collection at Bloor and Avenue Rd. Web: Bazis.ca

continued on page 90…

080 new Condo Guide september 7 - 21, 2013

GTA Edition September 7 - 21, 2013

Your complete source for condos, lofts and townhomes in Toronto

THE RISE OF A NEW CITY CANARYDISTRICT.COM

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

A MEETING OF THE MINDS...

Canary District is being developed by the renowned developer team of Dundee Kilmer and is being built by EllisDon and Ledcor, well-known for their commitment to quality construction. Dundee Kilmer has assembled a star-studded line-up of architects and interior designers who bring diverse styles, world-class vision, ideas and technologies to create a community to rival the finest master planned communities across the world.

THE CANARY DISTRICT DESIGN TEAM:

7TH MOST INTELLIGE COMMUNI THE WORL Ranked 7th most intelligent community in the world, Canary District will be home to Canada’s first open-access, ultra-high-speed broadband community with smart buildings, smart healthcare, smart education and smart living.

architectsAlliance (aA) Kuwabara Payne McKenna Blumberg Architects (KPMB)

NEWS FL

Daoust Lestage Inc. (DLi) MacLennan Jaunkalns Miller Architects Page & Steele/IBI Group

All roads lead to Can or cycle because the tracks that will take r laid and will be opera

Munge-Leung Interior Design

NOW SELLING! The first phase of the award-winning Canary District features a stunning condominium with a wide selection of home choices, from studio up to 2 bedroom designs and a beautiful collection of live/work units and fantastic 2-level townhomes with street frontage.

DID YOU KNOW

From the beginning, Canary District has worked tireless Toronto. We have brought together a team that has exc community. “Our design for Canary District begins with to meet face to face in real time.” - Bruce Kuwabara RN

E ST EA

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Prices and specifications are subject to change without notice.

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Internet speeds will be up to 500 times faster than typical residential networks.

Wired with the latest next-generation fibre-optic technology, the cutting-edge network will support new applications that promote enhanced public safety and traffic management.

LASH ON TRANSIT!

NOT ALL PARKS ARE CREATED EQUAL Imagine living steps from New York’s Central Park or London’s Hyde Park! At Canary District, your dream of fabulous park-side living comes true with great perks like walking your dog, morning jogs, picnics, concerts under the stars and more! Canary District is located adjacent to the City’s newest park, Corktown Common, an 18-acre active riverside park with spectacular views of downtown Toronto.

nary District, but now you won’t need to walk, drive e TTC Streetcar can drop you off!! The new streetcar residents and visitors to Canary District have been ational after the 2015 Games.

DID YOU KNOW?

W?

sly to create a new urban community in the heart of ceeded expectations in building this award winning h the idea of building a community that inspires people

Corktown Common park will be the scenic gateway to over 80 square kilometers of parks and 200 km of trails leading into Brickworks and the Martin Goodman Trail. The park itself has wonderful features including an outdoor pavilion, dog runs, trails and more.

FRONT STREET PROMENADE IS COMING SOON:

The heart of Canary District will be the transformation of Front Street into an extra wide Promenade lined with exciting shops, services, patios and restaurants. We think it will be Toronto’s newest hot spot for residents and visitors alike.

EXCITEMENT IS BUILDING IN THE DOWNTOWN EAST…

Images property of Waterfront Toronto.

MOVE IN 2016!

A visionary new city is rising in the downtown east. The award winning Canary District is under construction with several construction cranes working around the clock to have it ready for the 2015 Pan Am/Parapan Am Games, where it will serve as the Athletes Village during the Games. Once the games are completed, Canary District will be transformed into an amazing community complete with shopping, dining, public art, sports and cultural facilities. You can already see this community begin to take shape as a sustainable, healthy, live-work-play urban landmark. Purchaser occupancy dates are set for Spring 2016 – less than a year following the 2015 Games. With a definite move-in date you can start planning for your new home – a rarity in today’s condo market!

condo profile

CANARY DISTRICT flies past the halfway mark!

w

ith over 50 per cent of construction complete, Canary District reached a major milestone in May 2013. Construction is progressing well on diverse sections of this awardwinning community, which will eventually offer thousands of new homes and condominiums in a brilliantly planned neighbourhood rich in amenities: the new 18-acre Corktown Common park, a new YMCA, new George Brown College residence, transit routes, shopping, dining, culture and more. Canary District is a LEED Gold community, being built on the principles of Green living with courtyards and public spaces, parks, promenades and next-generation communication technologies. Part of a multi-million dollar project funded by all three levels of government,

Canary District is a LEED Gold community, being built on the principles of Green living with courtyards and public spaces, parks, promenades and nextgeneration communication technologies Canary District will start out as the Athletes Village for the upcoming Pan/Parapan Am Games and then transition into a spectacular residential community.

september 7 - 21, 2013 new Condo Guide 081

Already well-connected to all parts of the City, Canary District is going to get even better with tracks being laid for a new streetcar line on the east side of Cherry/Sumach Street, south from King Street through the West Don Lands to the CN rail corridor just north of Lakeshore Boulevard Construction progressing well Right now, different crews are working on a variety of infrastructure projects including roads and transit in the Canary District neighbourhood. The work on Old Eastern Avenue is nearing completion and this section as well as the rebuilt Cherry Street will open to traffic this fall. Already well-connected to all parts of the city, Canary District is going to get even better with tracks being laid for a new streetcar line on the east side of Cherry/Sumach Street, south from King Street through the West Don Lands to the CN rail corridor just north of Lakeshore Boulevard. This streetcar line will provide convenient transit options to and from Canary District after the games in 2016.

At Canary District Condominiums, the crews are working on the penthouse level on the north tower and are at the eighth-floor level on the south tower. Both towers are on schedule for a topping off milestone later this fall.

Canary District Condominiums is currently on sale and scheduled for completion in time for a 2016 move-in.

A new exciting promenade takes shape A profound transformation is in progress on Front Street just east of Cherry Street, right at the foot of Canary District Condominiums. The installation of the road base, interlocking walkways, granite curbs and brick pavers for what is going to become one of the city’s newest and most exciting pedestrian boulevards are underway. Approximately 1,000 ft. of Front Street, 082 new Condo Guide september 7 - 21, 2013

looking west from the entrance of the new Corktown Common park, will be transformed into a vibrant, colourful promenade lined by cafĂŠs, bakeries, boutiques and retail stores. Made for walking, this extra-wide promenade will be beautifully landscaped with trees, parkettes, benches and gathering spaces.

Designed along the lines of a European boulevard, the Front Street Promenade will evolve into a major tourist attraction for the city.

Canary District is fast becoming the showpiece of a vibrant new Downtown East. The first phase of this award-winning community features a stunning condominium with a wide selection of home choices, from studios up to two-bedroom designs and a beautiful collection of live/work units and fantastic two-level townhomes with street frontage. Now is the time to become a part of this great new Toronto neighbourhood.

For more information on suite designs and availability, please visit canarydistrict.com or call 416.603.7576.

A>@7<5 !

THE WORLD IS NTO to TO3ABRO COMING B63 /22@3AA3A :/B G=C <332 B= 9<=E

Spring Issue Now Available Fall Issue Available September 2013 >7<</1:3 7<B3@</B7=</:

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Get your copy now!

416.626.4889

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torontoregionalmaps: Toronto, East York, York

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084

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf Homes 4 Tridel Corporation 5 Onni Group of Companies 6 Cresford Development Corp.

7 The Daniels Corporation 10 Empire Communities 21 Easton’s Group 21 Remington Group 22 Monarch Corporation 23 Tribute Communities 28 Empire Communities 32 Madison Homes 52 Cresford Development Corp.

58 Great Gulf Homes 59 Lindvest 66 Emsatec Canada Inc 117 Bazis Inc. 117 Metropia 117 Plaza 120 The Daniels Corporation 124 Pinnacle International 129 Concert Properties 131 Tridel Corporation 133 Tribute Communities 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 171 Camrost - Felcorp 189 The Daniels Corporation 192 MintoUrban Communities Inc. 202 Bazis Inc. 202 Rio Can 202 Metropia 215 Dundee Kilmer Developments 217 Pemberton Group 218 Malibu Investments Inc. 218 Urban Capital

Menkes Developments Inc. 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 5 Onni Group of Companies 8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $273,000 23 16K Aqualina at Bayside Toronto 416-514-2710 • IFC 16E Garrison at the Yards 416-260-2600 • from $190,000 71 14n Merton Yonge Condominiums 416-484-1900 • from $450,000 128 14e High Park Condominiums 416-351-1844 • from $300,000 41 8L The HUB 416-408-1200 • from $250,000 6 9F Westinghouse Lofts 416-599-1355 • from $262,000 67 12N Westinghouse Lofts 416-599-1355 • from $262,000 67 12N Picasso on Richmond 416-495-3549 • from $300,000 Insert 14M The College 416-363-4800 • from $320,000 59 M14 Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 7 25B The Madison 416-482-8090 • from $420,000 75 14E CASA III 416-486-2272 • from $270,000 19 15L Monde 416-466-8885 • from $293,000 14 17M B Streets 416-532-6636 from $320,000 93 13J The Brownstones 5 416-531-7760 • from $350,000 101 9I Exhibit 416-967-7778 • from $320,000 27 14i Exhibit 416-967-7778 • from $320,000 27 14i Exhibit 416-967-7778 • from $320,000 27 14i One Park Place Condominiums 416-955-0559 • from $320,000 15 18J The Pinnacle on Adelaide 416-596-1600 • from $334,000 91 15M 88 Scott 416-216-8588 • from $400,000 65 17M Old Mill 416-645-7022 • from $450,000 BC 5L RCM I on University 647-351-9247 • from $393,000 59 14M Chaz Yorkville Condos 416-922-0045 • from $320,000 49 16J Chaz Yorkville Condos 416-922-0045 • from $320,000 49 16J Imperial Plaza 416-925-2501 • from $350,000 3 15I Yorkville Plaza 416-966-3003 • • from $350,000 1 14H Cinema Tower Condominiums 416-203-2020 • from $450,000 Insert & 57 14M 30 Roe 416-915-3812 • from $324,000 53 14D E Condos 416-243-8688 • from $200,000 5 14E E Condos 416-243-8688 • from $200,000 5 14E E Condos 416-243-8688 • from $200,000 5 14E Canary District Condominiums 416-603-7576 • from $250,000 Insert 18L TEN93 Queen West 905-326-4100 • 8 12F Smart House smarthousetoronto.com • from $250,000 45 15L Smart House smarthousetoronto.com • from $250,000 45 15L Harbour Plaza menkes.com • Insert 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N 383 Sorauren 416-588-0383 from $300,000 9L West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N NXT 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Canalfa Group Freed Urban Capital Urban Capital Menkes Developments Inc. Tower Hill Development Corporation Easton’s Group Remington Group Tridel Corporation Greenpark Homes Pinnacle International Pinnacle International Tower Hill Development Corporation Cresford Development Corp.

Concord Adex Conservatory Group Cresford Development Corp.

Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Canalfa Group Pemberton Group Lamb Development Corp.

E-Park Development Neudorfer Corporation Madison Homes State Building Group Empire Communities Lamb Development Corp.

Tridel Corporation Harhay Developments Carttera Fernbrook Homes/Cityzen Dev. DHD Developments Great Gulf Homes Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Homes Plaza Pemberton Group The Daniels Corporation The Daniels Corporation Great Gulf Homes Lifetime Developments Lifetime Developments Triangle West Development Lanterra Developments Tridel Corporation Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Alterra Homes/Finer Space BSaR Ltd Andrin Homes Graywood/Beaverhall Development Aspen Ridge Homes Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Pianosi Developments Sorbara Group Streetcar Development Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes Cresford Development Corp.

Tri-Win Developments Inc Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Freed Carttera Mod Developments Inc. Reserve Properties Castlepoint/Numa Torbel Group TAS DesignBuild Mansouri Living

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Liberty Place 416-537-0047 • • from $170,000 155 REDPATH 647-291-0041 • from $250,000 River City 416-862-0505 • • from $250,000 River City 2 416-862-0505 • • from $250,000 Fabrik 416-591-7700 • from $250,000 2221 Yonge 647-350-2221 • from $200,000 King Blue Condominiums 416-599-1355 • from $250,000 King Blue Condominiums 416-599-1355 • from $250,000 Ten York 416-596-9888 • from $1020,000 Axiom Condominiums 647-352-4077 • from $225,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Churchill Park Condominiums 416-966-9080 • from $900,000 Lofts 399 416-867-3999 • from $390,000 Infinity The Final Phase 416-214-1988 • from $300,000 Milan 416-928-7409 • from $520,000 CASA 2 416-977-1100 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 Liberty Central by the Lake 416-537-0047 • • from $300,000 The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-703-7271 • from $250,000 Foundry Lofts 416-531-7760 from $399,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 The King East 416-368-5262 • from $300,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 647-341-1731 • from $279,000 U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $300,000 Art Condos 416-535-7775 • from $530,000 Riverhouse at the Old Mill 416-766-7343 • from $520,000 Two Old Mill 416-645-7022 • from $356,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Studio on Richmond 647-352-7736 • from $300,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 The Bond Condominiums 416-546-7525 • • from $300,000 L Tower 416-777-2533 • from $410,000 Perspective Condos 416-242-3500 from $280,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 1000 Bay 416-485-3000 • FAD Condos 416-815-1818 • from $250,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Wallace Walk 416-531-1818 • from $210,000 Duke Condos junctionlife.ca The Perry 416-926-7555 • from $390,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 12N 14D 18L 18L 14M 14E 12N 12N 12F 17L 17m 17m 13H 14L 16m 15I 15L 17I 14M 14M 14B 12N 16J 14M 9I 9I 14G 14G 13i 20J 15M 13M 13M 17N 18L 15I 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 15K 18J M14 16J 16J 16m 12N 5L 5L 15I 16J 16J 12N 16L 15L 14D 15M 15M 17M 17M 17M 15L 15L 15L 23J 15G 15G 17L 4H 14L M12 14I 15M 15J 15J 12H 12H 14D 19K 14F 15J 14M 13I 16M 16M 12M 15M 16L 16L 16L 12M 9L 9L 8K

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

#

14 16 18 18 20 20 21 21 22 24 29 29 30 37 41 46 52 54 55 55 57 60 62 64 66 66 70 70 78 81 83 85 85 88 94 99 101 101 102 103 103 104 106 106 109 109 110 114 118 120 122 126 126 128 130 131 131 134 135 135 136 137 141 142 148 150 151 151 151 153 153 153 154 155 155 157 162 165 170 173 175 179 179 184 184 185 186 188 190 191 193 195 195 197 198 200 200 206 207 210 217 219

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Steeles Ave

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400

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torontoregionalmaps: North York

#

086

Builder

Site

Telephone

TH* C*

121 Liberty Development Corp.

World on Yonge

905-771-7010

128 The Daniels Corporation

NY2

130 Tribute Communities 1

Concord Adex

2

•

Price Range

Page

Finder

from $285,000

37

A18

416-221-3939

from $220,000

25

19C

Canterbury

647-352-2130

•

•

from $700,000

59

19F

Opus

416-813-2999

•

•

22C

Torbel Group

The Avanti Condominiums

416-636-0400

from $390,000

3

YYZed Project management

VISTO

vistocondos.ca

from $220,000

8E

4

Tridel Corporation

Hullmark Centre

416-733-2883

•

from $524,000

18D

4

Tridel Corporation

Aristo at Avonshire

416-730-0300

•

from $383,000

18D

6

Concord Adex

Tango at Concord Park Place

416-813-2999

•

•

from $236,000

22C

6

Concord Adex

Discovery at Concord Park Place

416-813-2999

•

22C

6

Concord Adex

Discovery II at Concord Park Place

416-813-2999

•

6

Concord Adex

Tango2 at Concord Park Place

8

Conservatory Group

Pearl 2 Condominiums

17C

•

from $210,000

22C

416-813-2999

•

from $265,000

22C

416-512-1818

•

17C

14 Torbel Group

Diva

from $250,000

15 Emery Condominiums

The Essential

905-887-4888

11C

•

from $250,000

21 Tridel Corporation

Argento

20E

416-663-1818

•

from $292,000

28 Tridel Corporation

Alto at Atria

22e

416-645-8866

•

from $288,000

25D

33 Castle Royale Development 37 Norstar Group of Companies

The Palm Condominium Residences

416-306-1000

•

from $400,000

17B

Portrait Condominiums

416-282-9600

•

from $300,000

13C

40 Menkes Developments Inc.

Gibson Square

416-730-9722

•

from $385,000

17C

50 MintoUrban Communities Inc.

88

416-915-3805

•

from $325,000

18c

50 Devron Developments

Flo Condominiums

647-799-0356

•

from $250,000

18c

86 Canderel/Stoneridge

Aura At College Park

416-962-8688

•

from $995,000

16K

94 DHD Developments

Gooderham

416-361-1322

•

from $410,000

18l

95 Aspen Ridge Homes

Scenic on Eglinton

416-805-1781

•

23G

96 ELAD Canada

Emerald City Condominiums

416-492-0001

•

from $248,000

24C

96 ELAD Canada

Dreamtower At Emerald City

416-492-0001

•

from $248,000

24C

99 The Brown Group of Companies

Willow Park at Bayview

416-221-6767

•

from $400,000

21

101 Kantium Development

Posh Condominiums

905-771-0134

•

from $544,000

16A

122 Lanterra Developments

Treviso Condominiums

416-787-8882

•

from $200,000

12F

122 Lanterra Developments

Treviso II

416-787-8882

•

from $220,000

12F

123 Brandy Lane Homes

The Station

416-398-9777

•

from $420,000

12D

124 Tridel Corporation

Trio at Atria

416-645-8866

from $288,000

24C

125 Fram Building Group

LIV Lofts

416-445-5638

from $250,000

22F

128 The Daniels Corporation

NY Place

416-221-3939

from $250,000

19C

132 Fram Building Group/Cadillac Fairview

Flaire Condos

416-445-8868

from $320,000

22F

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

DivaCondo.com

• •

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

1

2

3

4

5

6

8

bio

10

26

e

Islington Ave

al

Kipling Ave

xd

Bl

vd

1

401 2A

Etobicoke Rathburn Rd

ll R Mi

44

d

Bloor St W

Queensway

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Site One Sherway Condominiums One Sherway Condominiums Lago Eleven Superior Watermark Terrace on Danforth Harmony Village Sheppard Centro Nautilus at Waterview The Epicurean Altitude Palais at Port Royal Place Cloud 9 Condominiums Cloud 9 Condominiums ilofts at Mystic Pointe California Condos Ocean Club Encore Beyond The Sea Star Tower Condominiums Evolution Parc Nuvo at Essex South Beach Waterscapes Ventus at Metro Gate West Village One Valhalla Park Towers at IQ Vivid Condos Westwood Condominiums Avani At Metrogate Jade Condominiums Nature’s Path 2150 Condos Haven On The Bluffs Lexington South Shore Qube Condos Me Condos

Telephone TH* C* 416-695-3535 • 416-695-3535 • 416-495-3544 • 416-259-8882 • 416-253-6909 • 416-987-7575 • 416-493-0123 416-296-1898 • 416-203-6636 • 416-495-3530 • 416-321-1659 • 416-239-8200 • 416-800-0812 • 416-800-0812 • 416-251-8888 • 416-251-8888 • 416-255-4663 • 416-495-3543 • 416-979-1333 • • 416-747-9691 • 416-231-0999 • 416-252-3000 416-495-3544 • 416-293-5535 • 416-620-1887 • 416-233-5554 • 416-253-5838 • 416-239-8200 • 416-239-9888 • 416-293-5535 • 416-762-8818 • 416-745-6686 • • 416-750-2150 • 416-2611-9555 • 416-638-8444 • 416-913-2136 • 647-351-7823 • 647-693-7563 •

5

70

Park Lawn

35

50 14 51 34

Royal York Rd

Dundas St W

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

19

8

Scarborough

d

409

ett R Scarl

ve nA

40

Dixon Rd

Westway

h

*TH: Townhomes, C: Condo

25

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62

QEW

Builder Great Gulf Homes Menkes Developments Inc. Monarch Corporation Davies Smith Queenscorp Residences Liberty Development Corp.

City Core Henderson Development Limited Monarch Corporation Monarch Corporation Conservatory Group Pemberton Group Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Graywood/Beaverhall Development Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Tridel Corporation Edilcan Development Corp.

Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

24

nR

Martin Grove Rd

60

23

Finch Ave W

Re

7

# 7 7 18 20 25 28 38 2 4 5 6 8 10 10 11 11 15 29 33 34 35 37 39 42 44 45 46 50 51 55 56 60 61 61 62 65 70 71

Al

27

Av e

21 22

Ranforth Dr

Da nf or th

20

Humberline Dr

Ki

19

23

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18

Passmore Ave

Centennial

Manse Rd

72

n

sto

RD

ng

Ki

Galloway Rd

St. Clair Ave 1

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

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17

East Ave Port Union Rd

71

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

29

16

427 Morrish Rd

2

15

Sheppard Ave E Conlins Rd

401

Brimley Rd

Warden Ave

Pharmacy Rd

e

61

Birchmount Rd

d

Kennedy Rd

Ellesmere Rd

Milner Ave

Midland Ave

55 401 31

3

14

Beare Rd

1

13

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

c

11 Sewells Rd

Finch Ave E

b

10

Neilson Rd

McNicoll Ave

9

Tapscott Rd

McCowan Rd

A

7

65

Lakeshore Blvd W

Price Range Page Finder from $262,000 28 16G from $262,000 28 16G from $320,000 Insert 24c from $200,000 99 23C from $320,000 103 19D from $227,000 37 2F from $238,000 77 2C from $185,000 6D from $400,000 25H from $250,000 23F from $230,000 25H from $260,000 23F from $240,000 22B from $240,000 22B from $310,000 25G from $242,000 25g from $250,000 24C from $200,000 5D from $400,000 24H from $250,000 22G from $456,000 22g from $209,000 25H from $400,000 26H from $314,000 4c from $287,000 21F from $239,000 21F from $220,000 22G from $250,000 23F from $250,000 23F from $240,000 4C from $293,000 24G from $270,000 11E from $189,000 3E from $160,000 3E from $240,000 21C from $350,000 22H from $200,000 24G from $150,000 8D

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

087

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

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20

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

088

#

Builder

4

tridel corporation

Aqualina at Bayside Toronto

Site

416-514-2710

Telephone

TH* C*

1

Pemberton Group

Park Lake Residences

416-769-4343

2

Monarch Corporation

Nautilus at Waterview -

416-495-3544

3

Cresford Development Corp.

NXT2/Phase Two

3

Cresford Development Corp.

NXT at Windermere By The Lake

6

Plazacorp/Berkley Community

West Harbour City

7

Lifetime Homes

Price Range

•

Page

Finder

IFC

16E

• • from $250,000

3F

• from $400,000

5f

416-977-5300

• • from $210,000

4E

416-977-5300

• • from $300,000

11f

westharbourcity.com

• from $327,000

13E

Waterparkcity – Neptune

416-203-3700

•

13f

8 Concord Adex

Grand Parade 2 at Concord CityPlace

416-813-0999

•

14f

8

Concord Adex

Quartz

416-813-0999

• •

14F

8

Concord Adex

ParadeTWO Tower Residences

416-813-0999

14f

8

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

8

Concord Adex

Panorama at Concord CityPlace

416-813-0999

• from $389,000

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

8

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

14F

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

8

CONCORD ADEX

Spectra

416-813-0999

• •

14F

9

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

16E

14 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

• from $200,000

10F

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

sunsetcondos.ca

• from $280,000

24C

16 CAMROST FELDCORP California Condominiums 18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $287,000

14F

• from $1,135,000

14F

• from $300,000

11F

21 GREAT GULF Monde

mondegreatgulf.com

• • from $300,000

15E

29 PINNACLE INTERNATIONAL

416-925-3325

• •

17M

*TH: Townhomes, C: Condo

33 Bay Residence at Pinnacle Centre

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

Phillip Mur

Price Range

Page

Finder

Scugog

416-259-8882 48

• from $200,000

monarchgroup.net

• from $280,000

416-354-2221

• from $320,000

Whitby

Manvers

Oshawa

99

23C

insert Newcastle 24C 103

19D

401

W Rd

W

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• from $320,000

7

25B

5

United lands

Stonebrook Condominiums

905-822-8858

• from $270,000

9E

8

chestnut hill development

San Francisco By The Bay

905-831-3631

•

• from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

5J

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $229,000

24C

empirecommunities.com/eaudusoleil

• from $210,000

25B

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

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Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Bloor St

Si

Lake

Uxbridge

Water Tower at Eau Du Soleil

28 EMPIRE COMMUNITIES Eau Du Soleil

Stevenson Rd

Whitby 7 Waterfront

Thornton Rd

Wentworth St

Park Rd S

401

Gibb St

Centre St.

pe

King St W Bond St W

Kendalwood R

Up

Adelaide Ave

Lindsay

Schomberg Watermark

8

Garrard Rd

King

Telephone

Blair St

Bradford ElevenTecumseth Superior and Tottenham

Hopkins St

a

48

Manning Rd

Garden St Blair St

Cannington

East Gwillimbury Further North Waterfront 400

n

Bayly St E Georgina Island 33 caygeo Bob

Ajax-Whitby

Shoal Point Rd

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Brock St S Henry St Gordon St

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Georgina

Cochrane St

Sim

Westney Rd S

Dundas St E

co

Pickering Beach Rd

Harwood Ave

Finley Ave

ke

La

Rossland Rd

Town of Whitby

Bv

Oro

Rossland Rd McQuay

Townline Rd

Mara

Audley Rd

Du

Anderson St

or

Dryden Bv

28 empire communities

*TH: Townhomes, C: Condo

eS co Sim

Stevenson Rd

Garden St

Baldwin St S

Taunton Rd W

Brock St N

th

Conlin Rd

To Os

Thornton Rd

Thickson Rd

25

Church St E

15 20 18

R

Country Lane

m

Garrard Rd

Baldwin St N

Coronation R

ha

26

8 Con

1

Lakeshore Blvd W

Lakeridge Rd

Audley Rd

rn

Duffs Rd

Park Lawn Cedarbrook T

Royal York Rd

Cochrane

Halls Rd N

Horner Ave Rossland/Winchester

Salem Rd

Bu

Stevenson Rd

Ashburn Rd

25

Taunton Rd WWaterfront Etobicoke

Kingston Rd

9

Country Lane

Lake Ridge R

9

24

16 28 Village of Evans Ave Gardiner Expressway lin Brook12 1411 Queensway

Town of Ajax 11

400

d

orth Dr d ll R Mi

4 Sideline R

QEW

Alliston,

Lago Adjala 9

Fifth Conces 12 11 9

Magill Dr

Lak

Mono

Salem Rd

Ravenscroft

25 queenscorp residences

93

Church St S

0

10

Squires Beach Rd

Hwy 5

20 DAVIES SMITH

18 MONARCH CORP.

Essa

Beeton, Site

89

Shelburne

69

7

23

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Delaney Dr

Barrie

21 22

Dundas St W

Mississauga Taunton Rd E Waterfront Orillia

400

20

Brawley Rd Bloor St W

Westney Rd N

Church St N Riverside Dr Notion Rd

Tosorontio Everett

7

Bracebridge

Montgomery F

k Builder

Brock Rd

D

Sandy Beach

nt

Angus

19

Columbus Rd

Rd

16 Sideline

Brock Rd

Brock Rd sR Oak jor Ma Valley Farm

Rd

J

Whites Rd

u1g0 em ou

ak

rlo

Bu

Ro

Liverpool Rd

24 ings K

I

Vespra 401

Sunnidale Oakville Granite Court 90 Waterfront Lisle

7 Concession

Myrtle Rd W Rathburn Rd

18

6 Concession

Rossland Rd

Liverpool Rd

d

ra

69

Glenanna Rd

Appleview Rd

Sprduce Hill R

ne

Stroud's

th

27

Wasaga Beach

R ton

w

Greenwood Rd

Rd

Li

Rd

11

400

27

17

4 Sideline

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16

QEW

Tay

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15

Rd

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In

Midlandd

Dixie Rd

St

7 Rd

14

8 Concession

Paddock Rd

e

n dia

4 Concession Dr Ford

Fairport Rd

rr

16 Sideline

Brock Rd

Rd is av

Rd

Q 3 Concession

Sheppard Ave

#

W QECa

St

4

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EW

Ke

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M

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Altona Rd

25

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Rd

No

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13

Dr

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3

40

Rd ne Whites Rd Li

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Rd

Rd

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5 Concession

9

8

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Oakville

Georgian Bay

Br

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Altona Rd

6

4

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089

condo watch

continued…

previews & registrations The Brownstones5

by Emsatec Canada Inc.

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Final phase of stacked towns in Davenport Village now open for preview. Call 416.531.7760.

Web: brownstones5.com

Coming soon to the heart of Toronto, at Peter and King. Register now.

Web: Menkes.com

Imagine Condos by insoho developments

One Park Place

by Daniels Corp.

Vibrant boutique condo living by acres of green space, TTC and GO Transit. Register now.

Web: imaginecondos.com

Now on sale, the “one” place to be in downtown east. Register now to stay informed.

Web: DanielsOneParkPlace.com

The HUB

by Empire Communities

Sixty Colborne

by Freed Developments

Live life on tomorrow’s fast lane, at this condo in a key Eg-West location. Register now.

Web: EmpireTheHub.com

A block from everything at King St. E. and Church St. Register now.

Web: SixtyColborne.com

Harbour Plaza

by Menkes

South Hill on Madison

by Burnac

Coming soon to York and Harbour. Register now to stay up to date.

Web: Menkes.com

Coming soon to the coveted Casa Loma neighbourhood. Register now.

Web: SouthHillOnMadison.com

The Britt

by Lanterra Developments

Tao

by SigNature Communities

Condos with European flair coming soon to Bay and Wellesley. Register now.

Web: LanterraDevelopments.com

Boutique condos on Bayview in Richmond Hill.

Coming soon.

Web: TaoCondos.ca

Aqualina at Bayside Toronto

by Tridel

Ten York

by Tridel

Coming soon: a master-planned community on the city’s waterfront.

Web: Tridel.com

Rising above it all at York and Harbour.

Register now for your private oasis.

Web: TenYork-condos.com

Cinema Tower

by Daniels Corp.

The Upper Canada Condominium

by State Building Group

World-class condo in the heart of the Entertainment District. Register now.

Web: CinemaTowerCondos.com

Coming soon, affordable luxury at Avenue Rd. and Lonsdale. Register now.

Web: UpperCanadaCondo.com

Eau Du Soleil

by Empire Communities

Yonge & Rich

by Great Gulf

Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online.

Web: EauDuSoleilCondos.com

Live at the centre of it all at Yonge and Richmond. Register for a preview.

Web: YongeandRich.com

The Epicurean

by Monarch Corp.

Smart House

by Urban Capital/Malibu

A stylish new condo for local foodies near Bloor West Village. Register now.

Web: MonarchGroup.net

Imperial Plaza

by Camrost Felcorp

Sixteen-foot loft living at Yonge and St. Clair.

Register today.

Web: 16FootLofts.ca/cg

090 new Condo Guide september 7 - 21, 2013

Noir Condos

by Menkes

Intriguing, innovative, smart condos at Queen and University. Register now.

Web: SmartHouseToronto.com

091

IN THE NEWS

B.STREETS TOPS OFF SUMMER:

Lindvest celebrates topping-off milestone at next great Annex address // Photos by Nicola Betts Photography

With the last beam in place atop the hotly anticipated

B.streets condominium, the Lindvest development team recently celebrated the building’s topping-off. Construction continues at an exciting pace, with its striking dark/light cladding going up, windows already going in to the lower units, and occupancy anticipated this spring.

“This topping-off ceremony is a grand tradition in our industry, and a testament to the amazing team working so hard to make B.streets a reality,” says Lindvest vicepresident Michoel Klugmann. “This is a big moment for us, for buyers and area residents, and for anyone who appreciates extraordinary contemporary architecture and the best that urban living has to offer.”

Led by a brilliant, neighbourhood-focused ad campaign and accolades including the 2012 BILD award for Community of the Year, B.streets is a proven success.

Designed by industry leaders Hariri Pontarini (exterior) and Cecconi Simone (interiors), B.streets also offers an unbeatable location next to the Bathurst Street subway station with streetcars at the door, surrounded by shops, restaurants, galleries, and every imaginable convenience.

Lifestyle-enhancing on-site amenities including Internet lounge, theatre, party room and terrace with barbecues, yoga and Pilates studio, plus impeccable finishes including quartz countertops and custom cabinetry bring exceptional 092 new Condo Guide september 7 - 21, 2013

Pictured top right

Tipping their top hats in celebration of the B.streets condos topping-off are (from right to left): Lindvest’s senior project manager Chris Hawkins, vice-president of construction Peter DeBiasio, president George Hofstedter, vice-president Michoel Klugmann, Milborne Real Estate’s vice-president Maryann Grace and CEO Hunter Milborne

value to one of Toronto’s most eclectic neighbourhoods.

Add to that the reputation of Lindvest, one of the GTA’s most enduring developers, and B.streets offers buyers an amazing opportunity made even more so by limited-time incentives including 10 per cent down and three years of free maintenance.

The nine-storey, 195-unit contemporary building features a range of suites from 564 to more than 980 sq. ft. starting at $368,900; 12 two-storey penthouse lofts of 1,043 to 1,233 sq. ft. starting at $634,900; and Lane Homes which start at $749,900 for 1,267 sq. ft.

Visit the presentation centre to find out how easy it is to call B.streets “home” by spring! The presentation centre at 385 Madison Ave. (at Spadina and Dupont) is open from Monday to Wednesday, noon to 6 p.m., Thursday and Friday by appointment, and weekends from noon to 5 p.m. Visit bstreetscondos.com or call 416.532.6636.

Construction on B.streets is going gangbusters and in only 8 short months, people will be walking through the front door and into their brand new home in the heart of the vibrant Annex. You could be one of them. Restaurants, transit, shops, bars, and cafés at your doorstep. The Annex is a hub of diversity and excitement. B.streets is over 85% sold, but there is still a selection of incredible suites and lane homes available. Come in today and snap one up.

BONUS! 3 YEARS FREE MAINTENANCE* ON EVERY SUITE! AVENUE RD.

PRESENTATION CENTRE

MADISON AVE.

SPADINA AVE.

BSTREETSCONDOS.COM 416.53.CONDO [ 532.6636 ]

DAVENPORT RD. BATHURST ST.

MOVE IN SOON. From the mid $300’s.

By appointment at 385 Madison Avenue.

MACPHERSON AVE.

B streets

DUPONT ST.

™

Condos at Bloor & Bathurst

BLOOR ST.

B streets

™

Condos at Bloor & Bathurst

*PROVIDED AS A FIXED CREDIT AGAINST THE PURCHASE PRICE ON THE UNIT TRANSFER DATE BASED ON ESTIMATED MAINTENANCE FEES OF $0.525 PSF SUBJECT TO THE TERMS AND CONDITIONS OUTLINED IN THE AGREEMENT OF PURCHASE AND SALE. SEE SALES REP FOR DETAILS. EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

september 7 - 21, 2013 new Condo Guide 093

homebuyersâ&#x20AC;&#x2122; help

Condo hunterâ&#x20AC;&#x2122;s checklist When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

condo #2

condo #3

condo #4

Project & address:

Project & address:

Project & address:

Project & address:

Salesperson:

Salesperson:

Salesperson:

Salesperson:

Phone:

Phone:

Phone:

Phone:

Developer/builder:

Developer/builder:

Developer/builder:

Developer/builder:

Type:

Type:

Type:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

Sq. Footage:

Sq. Footage:

Sq. Footage:

Sq. Footage:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

Interior appliances:

Interior appliances:

Interior appliances:

Interior appliances:

Options:

Options:

Options:

Options:

Parking facilities:

Parking facilities:

Parking facilities:

Parking facilities:

Special incentives:

Special incentives:

Special incentives:

Special incentives:

Price:

Price:

Price:

Price:

Down payment:

Down payment:

Down payment:

Down payment:

Condo fees:

Condo fees:

Condo fees:

Condo fees:

Financing available:

Financing available:

Financing available:

Financing available:

Other comments:

Other comments:

Other comments:

Other comments:

094 new Condo Guide september 7 - 21, 2013

.

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september 7 - 21, 2013 new Condo Guide 095 Imagine_NewCondoGuide_aug.29.13-ol-.indd 1

2013-08-29 6:39 PM

condo profile

Grand opening this September

Imagine the possibilities

at Kennedy & St. Clair East

i

magine walking to the GO. Imagine being served by nine bus routes. Imagine having easy access to major routes like the 401 or Kingston Road. Imagine being minutes from the Bluffs.

Imagine knowing youâ&#x20AC;&#x2122;re a block away from nature trails. Imagine great restaurants and shopping.

Imagine parking and locker included.

Imagine owning a stunning suite at Imagine Condos.

Itâ&#x20AC;&#x2122;s no wonder people are flocking to Imagine Condos at Kennedy and St. Clair East. One of

Suite designs are simply stunning.

Purchasers have a choice of one-, twoand three-bedroom plans, some with dens and powder rooms.

096 new Condo Guide september 7 - 21, 2013

the city’s best values, with striking architecture, amenities and suites at prices that are right for first-time buyers and downsizers alike, Imagine Condos is winning rave reviews from purchasers.

Living at Imagine means you are at a major transportation hub, by two subway stations and walking distance to Scarborough GO. Life is easy with downtown Toronto just minutes away. It’s a 10-minute bicycle ride to Rosetta McClain Gardens by Lake Ontario to see deer and rabbits and a few minutes more to the world-famous Bluffs with its outstanding beach and marina. The giant urban wilderness of Rouge Park with its marshes, meadow and forest is just a short drive away.

The Eglinton Avenue shopping scene is bustling with a variety of large merchandisers and small retail experiences. Cafés and international cuisine abound. Of course, shopping anywhere is convenient thanks to Imagine’s location near the 401, Eglinton, St. Clair, Kingston Road and other major arteries.

Imagine reflects urban developer insoho’s passion for design. Inspired by European modernism, in dark Ontario brick with architectural panels, this intimate four-storey condo of only 96 suites will make a striking architectural statement at Kennedy and St. Clair East. One of the outstanding building features are the generously sized terraces and balconies that add to the sleek building exterior while offering spacious outdoor living for each suite.

A team of design professionals working with insoho has collaborated to create a coveted condo living experience, featuring a rooftop terrace with barbecues and

One of the outstanding building features are the generously sized terraces and balconies that add to the sleek building exterior while offering spacious outdoor living for each suite tree-top views, a party lounge equipped with a fireplace and kitchenette, a fitness centre and a serenely contemporary lobby.

Suite designs are simply stunning. Purchasers have a choice of one-, two- and three-bedroom plans, some with dens and powder rooms.

Everything’s been designed, from the nine-ft. ceilings to the open-concept living, dining and kitchen areas so that space flows and natural light washes over it all. Master bedrooms come with private ensuites. Bistro kitchens come with four stainless steel appliances. Every living space except bathrooms and laundry features laminate flooring. Central air and heating are individually controlled.

Square footage ranges from 482 to 962 sq. ft. at prices from $184,900 to the low $300’s. Maintenance fees are estimated at only 37 cents per sq. ft. Most of the suites include an indoor parking space and a locker. And there’s indoor bicycle parking too. Construction is slated for early 2014.

Occupancy is slated for fall of 2015. The sales presentation centre is at Kennedy and St. Clair East. Hours are Monday to Thursday from 1 to 7 p.m.; weekends and holidays from 11 a.m. to 6 p.m.; closed Fridays.

Visit today during the grand opening, online at imaginecondos.com or call 416.367.7303. september 7 - 21, 2013 new Condo Guide 097

Around The House

FAVOURITE FALL FINDS

at the Toronto Fall Home Show // by Tina Holmes

With more than 300 renovation and décor specialists at the 25th anniversary of Toronto’s

largest Fall Home Show presented by Scotiabank, there are many innovative products and great design solutions to inspire a wide array of projects for your home. Here are a few of my Favourite Fall Finds that cannot be missed this year at the Fall Home Show, which runs from Thursday, Oct. 3 to Sunday, Oct. 6 at the Better Living Centre, Exhibition Place.

2 Imagine owning a truly unique, one-of-a-kind piece of furniture that reflects your personal style!

Patterson’s Fine Furniture and Design features stunning reclaimed “live edge” wood tables and doors that are locally sourced and have a distinctive character and design. Salvaged lumber and doors from barns and old mills around Ontario are brought back to life for you to enjoy for years to come.

1 1 ChalkPaint created by Annie Sloan sticks to almost anything without any priming or sanding. This fast-drying water-based miracle paint can be applied to wood, concrete, metal, stone, brick and much more, indoors or out, and is available in 30 colours, many with historical references. Its unique properties make it extremely popular for furniture makeovers, cabinets, floors, stairs and walls.

Meet Annie on Sunday, Oct. 6 at the Toronto Fall Home Show, plus an exclusive book signing in Booth #1570!

3 Are you looking to create a colourful and fun atmosphere in a child’s room? Roland Boulanger introduces a new range of decorative and creative mouldings that add the perfect finishing touch to a child’s room or nursery.

3

2

4 Create amazing effects and art for your home!

Make a big impression with Black’s new wall art.

Watch your photos come to life on acrylic glass, aluminum, split-panel canvas, posters and customized dramatic photo collage posters. Plus you can even choose images from their new stock image gallery. Adding a splash of colour and personality to any room, these prints bring your walls to life. continued on page 100…

098 new Condo Guide september 7 - 21, 2013

TOW N HOME S A N D CO NDO MINIUM S UITES IN T HE H EA R T O F MIMICO-B Y-THE-LAKE

ER N! D UN CTIO W RU O N ST N O C

UP TO $10,000 CASH BACK ON SELECTED SUITES

*

Steps from the waterfront and minutes from downtown Toronto, Mimico-bythe-Lake offers lake-side living with convenient transit right at your door step.

Townhomes and Condominium suites from 1 bedroom to 2 bedrooms starting from the low $200s Limited time incentives. Call today!

Please call 416.259.8882 to book your appointment today.

*Limited time offer. Cash back credit on closing. $10,000 off 2 beds. $5,000 off 1 beds. Parking not included on selected suites.

Prices and specifications subject to change without notice. Images for mood and impression only. See sales rep for details. E & O.E.

september 7 - 21, 2013 new Condo Guide 099

Around The House

continued…

5 Antique wood not only creates a truly unique, beautiful floor but deciding to use wood salvaged from historic barns and buildings also contributes to preserving our forests and environment. Whippletree Floors installs floors unfinished and then finishes them on site to create the most appealing custom look. You will love the warm depth of colour and character from the seasoned wood that cannot be mimicked in new flooring.

6 Enclose your open space and enjoy your view without the bright glare from the setting sun or stay outside well into the evening without bothersome bugs! Executive Screens by Phantom Screens conveniently roll down using either a handheld or wall-mounted remote control to enclose balconies, decks, porches, verandas, Roman archways, garage doors and more.

5

7 A whisper of decorating trends for 2014 puts colour centre stage. We are looking for comfort and warmth in our interiors. Get ready to bring on your best yellow colour scheme by using yellow accents like the beautiful “textured fabrics” pillows from Feather Thy Nest or by incorporating a colourful throw to lighten up the room and add warmth.

6 8 Decor Terminal’s exclusive Sari Silk rug collection features flat weave jacquard designs made from 100 per cent recycled Sari Silks. Each piece is truly unique, containing a symphony of vibrant colours that are sure to brighten up any space. I’m truly in love with the Orange which is available in 4’ x 6’ | 5’ x 8’ | 6’ x 9’ | 8’ x 10’.

7 These are just a few of the amazing new items you will find at the Toronto Fall Home Show.

ABOUT TINA HOLMES

9 9 This sturdy bentwood stool with a gorgeous walnut finish from Worldwide Homefurnishings Inc. is featured at the Home & Style Studio Tour and is a fresh addition to any space. The brown faux leather on the contoured, bucket style seat provides comfort without sacrificing style. Add in the hydraulic lift and the chrome finished base for a contemporary finish. I think this stool would be perfect for a casual kitchen breakfast bar.

100 new Condo Guide september 7 - 21, 2013

Tina Holmes is the show manager for the Toronto Fall Home Show, produced by Marketplace Events and running Oct. 3 to 6 at the Better Living Centre, Exhibition Place. With over 19 years in show business and of those, 13 in the home and garden industry, Tina has brought flair and passion into producing successful events. From her expertise in marketing, social media, exhibitor and partner relations, Tina’s energetic and personal style is evident in the show she produces. fallhomeshow.com

YOUR SNEAK PEEK OPPORTUNITY It’s here - your sneak peek opportunity to buy a townhome in the last phase of The Brownstones in Toronto’s up and coming community of Davenport Village. Featuring 2 bedroom layouts with garden patios and 2 bedroom + Loft designs with rooftop sundecks, these homes offer incredible lifestyle in the heart of the City.

Conveniently located close to transit, shopping, schools and Davenport Village Park across the street. This community offers it all.

Buy now and take advantage of our “preferred” mortgage rates guarenteed for 18 months*

Visit or Call To Arrange Your Priority Preview Opportunity before the Grand Public Opening later this month.

BROWNSTONES5.COM t 416.531.7760

ST. CLAIR AVE. W. DAVENPORT RD. SALES OFFICE POWERHOUSE ST. DUPONT ST.

BLOOR ST. W.

DUFFERIN ST.

Sales Office: 940 Lansdowne Ave., (Building 15) Toronto, Ontario M6H 3Z4

LANSDOWNE AVE.

INCLUDING PARKING

Hours: Mon. - Wed: 1pm to 6pm Thurs: By Appointment Only Sat. - Sun: 12pm to 5:30pm Closed Friday

DUNDAS ST. W.

300’s

$

FROM THE MID

Artist Concept

*See sales representative for details. Images for mood & impression. Prices and specifications subject to change without notice. E. & O.E. 2013. september 7 - 21, 2013 new Condo Guide 101

IN THE NEWS

Broccolini’s Park Towns

at Bayview and Sheppard sells out within hours Interested buyers recently seized the opportunity to purchase townhomes at Park Towns at Bayview and Sheppard, with registration proving a success and all 50 units in the new complex selling out within mere hours of their release. The project’s strong sales come at a time when analysts are predicting a downturn in Toronto’s housing market.

As the first residential project in Toronto by Montréalbased Broccolini – one of North America’s leading builders and developers – Park Towns’ impressive registration performance demonstrates Broccolini management’s skill at carefully analyzing market conditions and delivering the kind of residences that appeal to local homebuyers.

“We believe the sheer speed at which residences sold out demonstrates the strength of this market, particularly when consumers are presented with quality products and such remarkable value,” says Broccolini’s vice-president of Business Development and Finance, Michael Broccolini.

“Our research told us that there is a demand for newly constructed condo-townhomes in this part of Toronto, featuring designs for everyone, from families with children to single professionals.”

With constructed slated to begin in the first quarter of 2014, buyers are eager to occupy their Park Towns residences. As many buyers remarked, Park Towns boasts unprecedented quality and value for Torontonians seeking opportunities to live in the city’s uptown district.

“Park Towns offers spacious family living in a prime area of the city at great value and with easy access to great schools for our children,” Park Towns purchasers Margarita Orlova and Dimitriy Pavlyuk said of the project.

“It’s virtually impossible to find that combination of

102

livability and investment value in other Toronto neighbourhoods, especially not with amenities like the subway and shopping at malls like Bayview Village within walking distance.”

The collection of 50 urban townhomes offers a unique lifestyle advantage combining sleek, contemporary architectural design within easy proximity to a wealth of transit and lifestyle amenities, including Toronto’s 400-series highways, the Sheppard subway line (Bessarion station is located just steps away from the development) and the shops and fine dining at upscale Bayview Village Shopping Centre. That’s in addition to a pristine setting amid some of the city’s finest parklands, where local residents can often be seen cycling, jogging, walking their dogs or enjoying the lush scenery.

The project’s brownstone-inspired architecture in family-friendly one-, two- and three-bedroom designs – starting in the mid-$200’s – by SMV Architects and interior design firm Bryon Patton and Associates, offer a wealth of features from meticulous interior finishes, to private rooftop terraces and nine-ft. ceilings.

With more than 60 years of experience in residential, retail, industrial and commercial construction in Ontario and Québec, the Broccolini family (broccolini.com) is building some of the country’s finest residential developments, including 155 Redpath in Toronto, The Slater in Ottawa, and L’Avenue in Montréal. Long regarded as one of the nation’s leading builders and developers, Broccolini is transforming city footprints and skylines.

For more information, visit parktowns.com or call 416.868.0784.

Ontario Home Builders’ Association Award Winner

THE MOST OUTSTANDING MID-RISE BUILDING IN 2012 /08 6/%&3 $0/4536$5*0/ t .07& */ %&$&.#&3 Designed to be a hallmark building featuring timeless elements of traditional architecture combined with modern sensibilities of design and function, this exclusive community will be located just steps from Lake Ontario’s waterfront. With easy access to public transit and several major highways, Watermark promises to be the perfect place to call home.

1 Bedroom t 1 Bedroom + Den t 2 Bedroom t 2 Bedroom + Den – from 649 sq.ft. to 1,225 sq.ft.

FROM THE LOW

$300’s

Watermark

queenscorp.com

|

416.354.2221

Long Branch

Kipling Ave.

Monday to Thursday 1:00pm to 7:00pm Saturday, Sunday and Holidays 12:00pm to 5:00pm

N

Brown’s Line

3609 Lake Shore Blvd. W., Suite 104, Toronto, ON

Thirty Fifth St.

P R E S E N TAT I O N C E N T R E

Lake Shore Blvd. W.

All prices & specifications are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected - some conditions apply.

september 7 - 21, 2013 new Condo Guide 103

FINANCES

Stress-test your mortgage

to ensure your housing costs remain affordable down the road

“Regardless of the current low interest rate environment, it’s a good idea to be prudent and regularly stress-test your mortgage against a higher rate to ensure you can manage a rise in costs as a result of any potential interest rate increases down the road”

104 new Condo Guide september 7 - 21, 2013

Stress-testing your mortgage is important to ensure your housing costs will remain affordable down the road, according to BMO Financial Group.

Choosing the right mortgage to fit your specific needs and particular situation is a critical part of the home-buying process.

However, it’s important to stress-test your mortgage regularly to ensure that your housing costs remain affordable both in the near and long-term future.

“Regardless of the current low interest rate environment, it’s a good idea to be prudent and regularly stress-test your mortgage against a higher rate to ensure you can manage a rise in costs as a result of any potential interest rate increases down the road,” says Frances Hinojosa, mortgage expert, BMO Bank of Montreal. “This is one way to help Canadian homeowners prepare for any potential rise in interest rates.”

Hinojosa adds that choosing a shorter amortization allows Canadians to save thousands on interest costs over the life of their mortgage and begin building equity sooner.

BMO offers a number of products and services that can help Canadians get more out of every dollar they spend. For more details, visit bmo.com or drop by a BMO branch.

diy

lighten up We’ve teamed up with paint and wallpaper experts Farrow & Ball to give you an inspiring do-it-yourself lamp project for your condo!

Closet Stripe ST364. $185 per 10m roll. farrow-ball.com

// by sara duck

the

steps 01 Measure the height and circumference of your shade. Cut a piece of wallpaper to your shade dimensions, adding 2 cm to the diameter measurement.

02 Mix a small amount of wallpaper paste. Take a pasting brush and, starting from the seam on the lamp shade, paste a section of around 20 cm.

Don’t overload the brush or the shade — the paste can be very wet.

What you will need before you start

Condor Wall Coating Brush

by Simms. $6. rona.ca

Detachable Scissors by Henckels. $23. kitchenstuffplus.com

03 Line the edge of the wallpaper offcut up against the seam and smooth into place over the glued section of the shade — don’t press too hard or you may dent the shade. Adjust the wallpaper until it’s sitting flush with the top and lower edges of the shade as well as being aligned along the shade seam.

04 To avoid bubbles or crinkles, carefully brush from the centre of the shade to the outside edges using a clean, dry soft bristled wallpaper brush.

05 Leave to dry completely before fixing the shade to your lamp base.

tips

Clear Wallpaper Adhesive by Dynamic. $17. rona.ca

105 new Condo Guide september 7 - 21, 2013

Jonsbo Shade in Beige.

$10. ikea.ca

›› If the circumference of your lamp shade is greater than 52 cm, it’s best to use a stripe or plain pattern as you’ll need to turn the wallpaper on its side.

Sweetest Suites

STREETCAR’S MODEL SUITE brings 8 Gladstone to vivid life With construction nearly complete, you can come home to Queen West this September!

8 Gladstone is Streetcar Developments’ newest addition to the Queen West scene – and occupancy is just around the corner! This contemporary boutique condominium includes just 89 loft suites, an intimate setting for creativity, productivity, exploration and making urban dreams come true, all in the heart of the Art and Design District.

To help fuel those dreams, Streetcar and their interior design team from Seven Haus have turned one of the few remaining units into a vibrant model suite that gives a real taste of what the 8 Gladstone lifestyle looks like.

At 969 sq. ft., plus balcony, this two-bedroom-plus-den unit is laid out with Streetcar’s trademark attention to eliminating wasted space. Right from the entrance, which opens out into a spacious, versatile den/lounge/ work space you can easily turn into whatever your life demands, it’s clear that this is no cookie-cutter condo.

Light streams through the floor-to-ceiling windows in the open living/ dining room, where designers have made support structures as unobtrusive as possible, so you can define the space as it suits you. The balcony is the perfect spot for a morning coffee or an al fresco dinner, and if you look

closely, you’ll notice that the exterior canopy continues indoors, becoming the exposed concrete ceiling inside the suite – a contemporary and clever design touch.

By opening the frosted glass doors on the adjacent bedroom, the living space becomes even more expansive; with the bedroom doors closed, the space within is bathed in diffused light. The master bedroom with gorgeous ensuite has the feel of a sanctuary, and big closets in both bedrooms plus a sizeable laundry room/ closet combination in the hall offer ample storage.

Gleaming grey, white-veined hardwood Kentwood floors and the floor-toceiling windows that completely wrap the corner help create the suite’s luminous, airy feel

106 new Condo Guide september 7 - 21, 2013

The vibe throughout is industrial chic. Gleaming grey, white-veined hardwood Kentwood floors and the floor-to-ceiling windows that completely wrap the corner help create the suite’s luminous, airy feel. A sleek, Euro-inspired aesthetic comes especially from streamlined baseboards and the integration of the cabinetry in the kitchen and both baths. The kitchen is virtually seamless, with perfectly integrated stainless appliances, high-gloss cabinets and full-height backsplash. Caesarstone countertops are the perfect upscale finishing touch. In the bathrooms, lighting from both above and below the mirror provides a fresh ambiance alongside Caesarstone counters and wall-mounted faucets that continue the polished look.

Streetcar’s developments in this neighbourhood – 8 Gladstone, Two Gladstone and The Carnaby Phase 1 and 2 – will be connected by a unique, animated lane way that guides pedestrians and cyclists through

the heart of this urban block. An on-site Metro grocery is the height of convenience, and a park connects to Toronto bike paths.

The 24-hour TTC service along Queen, re-imagined Gladstone Hotel, and all the great shops, clubs and cafés in the extended neighbourhood put the row central to a wonderfully diverse, creative lifestyle – the very definition of the artistic, free-spirited Queen West vibe.

With construction nearly complete, you can call 8 Gladstone “home” this September! Remaining suites start at 471 sq. ft. and are priced from $259,900.

Streetcar Developments is “Rethinking. Urban Living.” with a rapidly expanding collection of sophisticated midrise condominiums in some of Toronto’s most distinctive neighbourhoods. Call 416.690.2988 or email info@8gladstone.com to book your tour, or visit 8gladstone. com for more information. september 7 - 21, 2013 new Condo Guide 107

condo watch

previews & registrations West Tower

by The Daniels Corp.

Coming soon: The dawn of a new landmark community in Erin Mills.

Web: DanielsErinMills.com

Coming soon, a master-planned urban community in Richmond Hill.

Web: SkyCityCondos.com

Centro Square

by Liberty Development

Upper Village Markham

by Greenpark

A master-planned community in the heart of Woodbridge. Register now for Phase 2.

Web: CentroSquare.ca

The Clairington

by Castleridge Homes

Active adult living in a park-side condominium in Brampton.

Web: TheClairingtonCondos.com

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Courtyards of Maple

by Marino/Intercity/TriAxis

European-inspired condos coming soon to Maple. Register now to stay informed.

Web: CourtyardsOfMaple.com

Downtown Erin Mills

by Pemberton Group

Coming soon to Erin Mills: condo living with a downtown vibe. Register now.

Web: DowntownErinMills.com

Fairground Lofts

by Wycliffe Homes

Urban lofts are coming to Woodbridge Village.

Register now for preview.

Web: FairgroundLofts.ca

Grand Palace

by Guizzetti Corp.

Register now for the timeless art of living!

Now under construction.

Web: GrandPalace.ca

Park City Condominiums

By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington.

Register now.

Web: ParkCityLiving.ca

Pinnacle Uptown

by Pinnacle International

Construction has started on Mississauga’s live-work-play community. Register today.

Web: PinnacleUptown.com

Rain Condominiums

by Empire Communities

Coming soon to Oakville – the South Tower at Rain Condominiums. Register now.

Web: RainCondos.com

108 new Condo Guide september 7 - 21, 2013

Skycity Condominiums

by Pemberton Group

Now registering, UV2 – the North Tower.

South Tower is already 90 per cent sold and under construction.

Web: uv2.ca

Windows on the Green

by Vandyk Communities

A beautiful selection of condos coming soon to Mississauga on Erin Mills Pkwy.

Web: WindowsOnTheGreen.ca

Legacy Park

by Liberty Development

Register now for the grand finale at Thornhill City Centre – iconic architecture, urban suite designs and fabulous park views.

Web: LegacyParkCondos.com

new releases & grand openings Allegra

by Nova Trimax

Affordable luxury, steps from the Village of Woodbridge. Construction started on Phase 1.

Web: AllegraCondos.com

Garden Court Condos

by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes

by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context.

Grand opening.

Web: LifeAtParkside.com

GTA Edition September 7 - 21, 2013

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

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905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

kw ar Cl

tR

Rd

n Li

cL

h

Ayr

110

e

or

e

M

n

g

irp A

Rd k La

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ea al rt

rio

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W

4t

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e

ea H

on

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Caledon

d 2n

am

ur H

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d

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Br

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26

* Due to scale restrictions, locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Ki

d W al

ke

rR

Bolton

23

5t

b

21 22

St

3

Sid er

2

h

th

1

25 th

oa d

Sid

er oa d

xt

E

Si

ra

Rd

Builder

Site

7

Great Gulf Homes

Telephone

HOT

TH* C*

Price Range

Page

Finder

905-828-4257

•

from $274,000

31

16M

17 Pemberton Group

Downtown Erin Mills Condominiums PembertonGroup.com

•

from $320,000

9

6C

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $255,000

113

19K

45 Empire Communities

Rain Condominiums

raincondos.com

•

from $260,000

6

17Q

4

Conservatory Group

Mirage

905-232-2400

•

from $270,000

20K

5

AMACON

PSV2

905-273-9333

•

18M

8

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

8

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

20L

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17P

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

$344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $200,000

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

111

1

A

2

3

4

5

6

7

8

9

10

11

12

13

14

15

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

16

17

18

19

20

East

Hwy. 27

Tow n of Oshaw a

TH* C*

905-554-8722

13 Liberty Development Corp.

Legacy Park

14 Remington Group

12

7 407

Markham

ion R

Telephone

Arthouse

Town of Markham

11 Concess

Site

10 Concess ion R

2

9 Line

Rd

Hwy. 48 le Dr

n

de

Al

14 Ave

6

Raymervil

34

Main St S

404

2

Bullock Dr Hwy 7

407

28

McCowan Rd

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

26

Key Maps

Major Mackenzie

15

Aldergrove Dr

Builder Flato Development

Kennedy Rd

e

112

#

St

45

7 14

404

John

Steeles Ave E

Steeles Ave W

Warden Av e

e

Clark Ave W

18 Ave

16 Ave Carlton Rd

Ave

24 1 13

8

Cachet Pkwy Woodbin e

Centre St

40

2

Leslie St

407

16th Ave.

32

Thornhill Henderson Av

7

Elgin Mills Rd

Leslie St

Langstaff Rd

31 30 Yonge St

7

43 10

23

4

rn Ave

e Av

400

22

g 407

Weldrick Rd W

Rutherford Rd

404

1

Strathea

n to

41 26

25

401

19 Ave

Major MacKenzie

Richmond Hill Denham Dr

ng Isli

50

t nce S Clare Kipling Av

f Rd Langstaff

Bayview Ave

20

Elgin Mills Rd Neal Dr

n

29

e

St

25

Regent St Mill St

Maple

19th Ave.

Yorkland

Huntingto

11

Major Mackenzie

401

Gamble Rd

Bathurst St

d

Dufferin St

y Cr

Teston Rd

Nashville Rd

400

Jefferson Sideroad

Keele St

Kirby Rd

Jane St

Rd

Pine Valle

c

24

401

Weston Rd

Cold Cree k

12 Line Rd

King-Vaughan Rd

Tow n of Ajax

City of Pickering

Yonge St

King Rd

23

Tow n of W hitby

Bloomington Sideroad

b

21 22

Denison St

Price Range

Page

Finder

from $200,000

115

22E

905-731-8302

•

35

10g

The Signature Condominium

905-948-9900

•

117

18F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $279,000

37

14f

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

119

12E

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

from $278,000

34

4G

46 Empire Communities

The Mark

905-554-5015

•

from $250,000

6

21E

1

Monarch Corporation

Garden Court

416-495-3595

•

from $380,000

16D

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $740,000

12G

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

•

from $254,000

11G

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

from $250,000

13F

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

Vista Parc Condominiums

905-850-8883

•

from $260,000

3F

The 6th Angus Glen

905-887-9950

•

19E

41 Quadcam Development Group Inc 45 Kylemore Communities *TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

•

from $250,000

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

113

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homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

september 7 - 21, 2013 new Condo Guide 121

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

122 new Condo Guide september 7 - 21, 2013

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 september 7 - 21, 2013 new Condo Guide 123

homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.6

4 6.30op

2.94 6.30op

2.89 2.99 3.29 6.50op

3.79

Alterna Svgs/Alterna Bk 2.85

4 6.30op

3.05 3.09 3.09 3.24 6.30op

3.31

Bank of Montreal 3.1

4 6.30op

3.14 3.14 3.75 4.54 6.30op

3.79

Bank of Nova Scotia 3

4.55 6.45op

3.75 2.79 3.99 4.39 6.50op

3.79

Canadian Western Bank

4 6.45op

3.14 3.14 3.75 4.54 6.30op

5.14

CIBC 3

6.70op

3.09 3.14 3.19 3.59 6.35op

3.89

HSBC Bank Canada 3

2.7 3.95 3.13 4.99 6.35op

3.49

4.45 6.20op

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

3.89

ING Direct

2.75

3

3.09

3.09

3.29

3.79

3.14 3.19 3.95 4.74 6.30op

5.34

Manulife Bank 3 4.45

3 3.25 3.3 3.4 4.00op

3.49

MonCana Bank

3.59

3.69

3.79

National Bank n/a

3.14 3.14 3.95 4.74 6.30op

5.34

Laurentian Bank n/a

President’s Choice Financial

4.4 6.70op

4.4 6.70op

3

Royal Bank 3

4 6.30op

TD Canada Trust 3

3.65

3.15

3.69

3.69

3.99

3.14 3.14 3.95 3.59 6.30op

3.49

3.89

3.09 6.30op

3.14

3.65

3.29

3.79

3.19

3.65

4.54

TRUST COMPANIES 6.5

3.14

Effort Trust n/a

Community Trust

n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

2.7

2.89

3.95

2.89

3.24

3.54

Investors Group Trust n/a

4.2 6.50op

3.14 3.14 3.75 4.54 6.30op

5.14

MTCC 3

4.55 6.45op

3.75 6.50op

3.29

4.99

Airline Financial C.U. 4

3.01 3.1 3.33 3.65 6.25op

3.99

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.14

First National Fin. LP

3.95

2.99

2.89

3.09

5.14

3.99

OTHER FINANCIAL INSTITUTIONS

3.24

3.59

FirstOntario C.U. 2.7

6.34op

3.09 3.14 3.34 3.19 6.34op

3.39

London Life n/a

3.14 3.14 3.75 4.54 6.30op

5.14

Luminus Financial 2.95

2.96 3.95

3.05

3.35

MCAP 2.7

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.85 4.45

3.1 3.14 3.55 3.19 6.30op

3.29

4.2 6.50op

2.79

2.96

3.09

2.95

Parama Credit Union

2.85

2.9

2.69

3.1

3.25

3.25

Steinbach Credit Union

2.5

2.5

2.7

2.9

3.05

3.25

3.1 6.50op

3.09

3.09

3.19

3.29

Teachers Credit Union 4

4.45 6.30op

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Aug. 26, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

september 7 - 21, 2013 new Condo Guide 125

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93

Luxury Condos - Promo

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Madison Homes - The Madison

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45

Menkes Developments Inc. - Corporate

Insert

Menkes Developments Inc. - Harbour Plaza

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Menkes Developments Inc. - Model Suite Of The Month 77 46-47

Concert Properties - 88 Scott

65

Cresford Development Corp. - CASA III

19

Menkes Developments Inc. - One Sherway Condominiums Metropia - E Condos

120 28 5

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MintoUrban Communities Inc. - 30 Roe

53 51

Cresford Development Corp. - Corporate

IBC

MintoUrban Communities Inc. - LongBranch

Cresford Development Corp. - Merton Yonge Condominiums

128

Monarch Corporation - Corporate

Insert

Monarch Corporation - Lago

Insert

Monarch Corporation - Picasso on Richmond

Insert

Davies Smith - Eleven Superior

99

Dundee Kilmer Developments - Canary District Condominiums Insert Eastonâ&#x20AC;&#x2122;s Group - Westinghouse Lofts

67

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6

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7

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71

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9

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8

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113

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91

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Rio Can - E Condos

Great Gulf Homes - One Sherway Condominiums

28

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23

The Daniels Corporation - Cinema Tower Condominiums

67 5 61 Insert & 57

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Lanterra Developments - The Britt

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Liberty Development Corp. - Centro Square Condos 2

34

Liberty Development Corp. - CORPORATE

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Liberty Development Corp. - Terrace on Danforth

37

Tridel Corporation - Aqualina at Bayside Toronto

IFC

Liberty Development Corp. - World on Yonge

37

Tridel Corporation - Old Mill

BC

Lifetime Developments - The Inventory Boutique

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Urban Capital - Smart House

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126 new Condo Guide september 7 - 21, 2013

The Daniels Corporation - High Park Condominiums

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The Daniels Corporation - NY2

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59

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

september 7 - 21, 2013 new Condo Guide 127

WORD ON THE STREET ACT NOW! WELL UNDER CONSTRUCTION - MOVE IN THIS YEAR!

introducing

The Streetside Collection Urban 1 and 2 storey Townhomes from 1000 to 1700 sq. ft. with vibrant street access and private interior gardens. Centrally located in the heart of Davisville village, flanked by the lively neighbourhoods of Eglinton & St. Clair and located at Yonge & Merton. Steps to the subway, parks, trails and great shopping.

M ERTO N YO NGE TOWNHOM E S

N

DAVISVILLE PRESENTATION CENTRE MERTON

TTC SUBWAY

Fresh Urban Towns from the mid $500,000’s Tower Suites from the mid $400,000’s

YONGE

➤

EGLINTON

SITE ST. CLAIR

To see up-to-date construction progress visit cresford.com Visit the New Presentation Centre 170 Merton St. Toronto, ON. M4S 1A1 416.484.1900 myccondo.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E. september 7 - 21, 2013 new Condo Guide 128

CRESFORD. STYLE. INSPIRATION. FASHION. DETAIL. LOCATION. DESIGN. TRUST.

Coming Soon Yorkville From $269,900 416.486.CASA (2272)

Under Construction Yorkville From the high $200’s Penthouses Coming Soon 416.486.CASA (2272)

1THOUSAND BAY CONDOMINIUMS ON THE PARK

Under Construction Bay & Wellesley From the high $300’s 416.485.3000

FROM COVETED LOCATIONS TO FASHION-FORWARD DESIGN TO SOPHISTICATED AMENITIES, CRESFORD DEVELOPMENTS DEFINES THE ESSENCE OF LUXURY CONDOMINIUM LIVING. THE FIRST RESIDENTIAL DEVELOPER IN CANADA TO DRESS UP THEIR CONDOMINIUMS WITH INTERNATIONAL FASHION LABELS, CRESFORD IS KNOWN FOR SUPERB QUALITY AND ATTENTION TO DETAIL. A TRUSTED NAME IN THE MARKET, A CRESFORD CONDO INSPIRES CONFIDENCE AND SECURITY. VISIT OUR STUNNING PRESENTATION CENTRE AT 170 MERTON ST.

Under construction Yonge & Merton Urban Townhomes From the mid $500’s Tower Suites From the mid $400’s 416.484.1900

cresford.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E.

Move in Now Adelaide & Brant From the $400’s 416.867.3999

GRAND OPENING

Toronto’s next great neighbourhood. Toronto’s next signature address.

On Saturday, September 14th, discover Toronto’s premier waterfront address at the Grand Opening of AQUALINA at Bayside. A master planned community positioned on the city’s waterfront, AQUALINA is located directly on Lake Ontario.

Surrounded by greenspace, landmark attractions, accessible transit and cultural flavor, this sustainable neighbourhood will soon illuminate the Harbourfront.

PRESENTATION CENTRE

261 QUEENS QUAY EAST At Sherbourne Commons

CONTACT US

PHONE 416.514.2710 WEB TRIDEL.COM aqualina@tridel.com

A Tridel Built Green. Built for Life.® community.

Illustrations are artist’s concept only. Building and view not to scale. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2013.

All rights reserved. E.&O.E. September 2013.

Facebook.com/Tridel

Twitter.com/Tridel

tridel.com

PRICES STARTING

SUITES FROM $450,000*

PRESENTATION CENTRE

2487 BLOOR STREET WEST TORONTO Bloor & South Kingsway CONTACT US

PHONE 416.645.7022 WEB TRIDEL.COM oldmill@tridel.com

NOW UNDER CONSTRUCTION. OCCUPANCY SUMMER 2014.

Modern condo living in historic Old Mill. Discover stunningly large residences at One and Two Old Mill with the kind of freedom and space you’re used to in your own home. These two luxurious condominiums are located in the delightful Old Mill pocket bordering the Humber River, steps from the charm and convenience of the Kingsway and Bloor West Village.

One Old Mill

Signature Collection from $1,650,000*

Two Old Mill

Diamond Collection from $608,000* Penthouse Collection from $820,000*

Relax, it’s a Tridel.

PRESENTATION CENTRE HOURS: Monday to Thursday: 11am – 7pm Friday: Closed Saturday, Sunday & Holidays: 12noon – 6pm

A Tridel Built Green. Built for Life.® community.

Awarded Tarion and BILD 2013 Home Builder of the Year.

*Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. Tridel ®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2013. All rights reserved. E.&O.E. September 2013.

tridel.com