GTA New Condo Guide, Sept 21, 2013

Sept 21 - Oct 5, 2013 Volume 17 Issue 17

INSIDE THIS ISSUE

COMMON PACKING MISTAKES TO AVOID

5 QUESTIONS FOR FIRSTTIME CONDO INVESTORS

MODERN MIXING WITH THE REAL HOUSEWIVES

THE OPULENT LUXURY OF

YORKVILLE AT A PRICE YOU CAN LIVE WITH Yorkville’s most coveted address at an unbelievable price! Live steps from the subway and the best shopping, dining, culture and more.

from the $350’s

YORKVILLE AVE.

BLOOR ST. W.

visit our sales office today

416-966-3003 YORKVILLEPLAZA.COM 162 Cumberland St. Unit 49 Mon. - Thur: 12:00 - 6:00pm Sat. - Sun.: 12:00 - 5:00pm Friday: Closed Prices and specifications are subject to change without notice.

E. & O.E. Brokers protected.

Follow us on

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BAY ST.

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four seasons hotel

PEDESTRIAN PATHWAY

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editor’s note

Buying made easy

Three simple steps to success

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook search: Condo Guide

Shopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers: First be clear about what you want and expect in a new home and in your builder.

Remember, the range of prices in the new home and condo market generally reflects differences in location, features and home styles.

There’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that

the price you are paying will deliver the quality you want.

Second understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

Financing, location & features Get organized for the home hunt

Lydia McNutt

Editor

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

002 new Condo Guide sep 21 - oct 5, 2013

Autumn has an air of efficiency about it. Whether we want to admit it, the summer has come to a close and gone are those lazy, hazy days. ‘Tis the season to get things done, and if buying a new home is on your list, there’s lots to do! But, where do you start?

Before touring sales centres and their stunning model suites, see your lender to determine how much home you can afford. You don’t want to fall in love with a condo, only to later learn that it is out of your price range.

Next on your list is location.

Where you settle down will impact your lifestyle while you live there, and it will also affect the resale value if you ever choose to sell. From an investment standpoint, buying in an established neighbourhood is a smart move but don’t discount those up-and-

coming communities. They may take a few years to come into their own, but when they do, it’s money in the bank.

Do you rely on public transit to get around the city? Is it easily accessible from your prospective home? Do you wish for green space nearby, shopping, schools, places of worship? Choose wisely. You can change the look and features of your home relatively easily, but you can’t change its location.

When you’re looking at price, location and features in your new home, think five years down the road to ensure the home you choose has some staying power. Are you planning a family? Or will your kids be moving away soon? Live for today, but plan for tomorrow.

Good luck in the home hunt!

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sep 21 - oct 5, 2013 new Condo Guide 003

new condo guide

contributors

Vice-President, Wall2Wall Media

Jacqueline Hill Sales Manager

Conni Robinson Associate Publisher, SWO New Homes & Lifestyle Communities

Susan Maxwell Editor-in-Chief, National Real Estate

Susan Legge Art Director

Sarah Jang Editor

Lydia McNutt

Contributing Editors

BILD Report

Legally Speaking

style file

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit Design Editor

Yanic Simard Senior Account Executive

Dionne Fraser

dionne.fraser@wall2wallmedia.com

Senior Account Executive

Nina Downs

nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic Graphic Designers

Caroline Wassef, Mike Terentiev, Sandra Hanak-Vujnovic National Account Manager, Mediative

Industry Insider

Condo pro

David Hirsh

Barbara Lawlor

David Hirsh is president and CEO of Brandy Lane Corp.

Hirsh prides himself on his hands-on approach to all stages of the development and building process. brandylanehomes.com

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Investor Advice

Paul Slizys

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Check out his blog at truecondos.com

Published By

Andrew la Fleur

Wall2Wall Media is a Trademark of Yellow Pages Group Co. In Canada.

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Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2013 All rights reserved by Wall2Wall Media.

Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

The views and data expressed by columnists do not necessarily represent those of the publication.

Advertising

Mortgage Minute

Peter Kinch

Peter is founder of the Peter Kinch Mortgage Team and the PK-Approved group of Dominion Lending Centres mortgage brokers across Canada, and he is co-owner of Pacific Bridge Mortgage Investment Corp. Send your questions directly to Peter at pkinch@peterkinch.com

Taxing Issues

quick tips

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at choochonghcga@yahoo.ca

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or email info@WeOrganizeU.com

Henry Choo Chong

004 new Condo Guide sep 21 - oct 5, 2013

Hellen Buttigieg

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

COMIN G THIS FA LL P HA SE 2

Condominium Residences at Yonge and Eglinton Direct subway access

Starting from the $200’s

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Prices and specifications are subject to change without notice. E. & O.E.

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REGISTER AT EMPIREWATERTOWER.COM *PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RENDERING IS ARTIST CONCEPT. E.&O.E. EXCLUSIVE BROKERAGE: TFN REALTY INC. BROKERS PROTECTED.

sep 21 - oct 5, 2013 new Condo Guide 007

NOW UNDER

CONSTRUCTION PHASE 1 NOW UNDER CONSTRUCTION AT YONGE & HIGHWAY 7 IN RICHMOND HILL

Excitement is building up at Richmond Hill’s finest master planned urban condo community, graced with elegant suites and gorgeous amenities including a spectacular outdoor terrace.

GREAT SELECTION OF SUITES AVAILABLE. DON’T DELAY, THIS OPPORTUNITY WON’T LAST!

SUITES FROM THE LOW $300’S

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MONDAY – THURSDAY 12 – 7PM, SATURDAY & SUNDAY 12 – 6PM, FRIDAY CLOSED Exclusive Listing Brokerage Circle M Realty Corporation. Prices and specifications are subject to change without notice. Illustration is artist’s concept E.&O.E.

008 new Condo Guide sep 21 - oct 5, 2013

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it’s all about you® sep 21 - oct 5, 2013 new Condo Guide 009

EVENT

FeverGraph Theatre Company presents a variation on

Look Back in Anger

A physical and auditory deconstruction of John Osborne’s classic text at the site of Ten93 Queen West, a Pemberton condominium coming soon Young Centre for Performing Arts ) and co-conceived by an exciting team of performers including Eli Ham as Jimmy Porter (Covert Affairs: Universal, Copper: ABC/BBCA, The Hours that Remain: New Harlem/ SNTC, Macbeth: Humber River Shakespeare Company), Adriano Sobretodo Jr. (Matchbox Macbeth: Litmus Theatre), Tosha Doiron (Help Yourself; Theatre Brouhaha) and Zoë Sweet (Enough Rope: Enough Rope Performance Collective), with lighting design by Melissa Joakim (Delicacy, Help Yourself), sound design by Kevin Munro (Broompole Productions), set design and art work by Jeff Blackburn (framesonthefridge.com) and Liam McCarthy.

the details theatre lovers, get your tickets and pull up a seat. FeverGraph’s new

variation of Look Back in Anger is a contemporary cross-study of four people, crippled by their ideas of societal and interpersonal oppression. It is an examination of the longing to feel something deeper, something greater; a longing which is ultimately only satisfied through self-annihilation.

Look Back in Anger has not been professionally produced in Toronto in over 25 years. Staging of this evocative work will take place within a re-purposing of the former Thrush Holmes Empire Gallery, on the site of Pemberton Group’s Ten93 Queen West condominium community, coming soon to the heart of Queen West.

Anger is like a broken record; its relentless playback haunts us and can destroy us. Driven to take this challenging male-centric text and awaken its contemporary potential, FeverGraph, a female-centred company, is using Look Back in Anger to expose a common sense of futility and the anger that results.

Look Back in Anger is directed by Anita La Selva (A Soldier’s Story; Outstanding Direction/Production NOW Magazine, The Burning Bush: 010 new Condo Guide sep 21 - oct 5, 2013

LOOK BACK IN ANGER

by John Osborne

date ›› On until Sat., Sept. 28 with a possible Sunday extension time ›› Wednesday to Saturday at 8 p.m., Sunday at 2 p.m. place ›› 1093 Queen St. W. (formerly Thrush Holmes Empire) ticket info ›› Tickets are $20 regular admission, or $15 for arts workers/ students/seniors, plus applicable service charges. Purchase tickets by calling 416.277.5075 or by visiting fevergraph.com

Uncommon Privileges Relive an era of prestige and privilege, delivered with style and panache.

Welcome to The Britt Condominiums, where British elegance meets exclusive 5-star service. As a resident you are entitled to a host of uncommon privileges, from exquisite spa and wellness programs to executive butler services. Located at the corner of Bay and Wellesley, steps to the energy and convenience of downtown living.

5-STAR EXCLUSIVE AMENITIES & SERVICES WITH THE BRITT VIP ACCESS CARD. UÊ 24-hour executive concierge UÊÊ«À viÃà > ÊLÕÌ iÀÊ-iÀÛ ViÊ UÊÊÊë>ÊEÊÜi iÃÃÊÃiÀÛ ViÃ

UÊÊÊi ÝiVÕÌ ÛiÊ iÊ > Ìi > ViÊÃiÀÛ Vi UÊÊÊÎÊi i}> ÌÊ LLÞÊ Õ }iÃ

CONDOMINIUMS FROM THE $270’S REGISTER AT THEBRITTCONDOS.COM 416.926.1669

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected.

Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Illustrations are artist’s concept. E.&O.E.

table of contents

September 21 – October 5, 2013 volume 17 issue 17

20

101 Erskine

Bringing style and design to Yonge and Eglinton: Tridel introduces stunning new two-bedroom corner suites

columns, news & features

98 002 Editor’s note Columnists

050 Condo pro Crows don’t live in condos by barbara lawlor

016 bild report Development charges: A new neighbour tax

060 Mortgage Finesse Credit and debt management

030 legally speaking The law of good faith, or the lack thereof

066 Investor advice Five questions for first-time condo investors

032 the mortgage minute Not all lines of credit are create equal

072 Make Your Move Five common packing mistakes to avoid

by bryan tuckey

by jayson schwarz

by peter kinch

040 taxing issues Calculating capital gains tax by henry choo chong

by Calum Ross

by Andrew la fleur

by Dan Hopkins

074 Designer Advice Modern mixing with the Real Housewives

by Yanic Simard

078 Industry Insider Technology in the sales office enhances your experience

by David Hirsh

In The News

010 Event FeverGraph Theatre Company presents Look Back in Anger at the site of Pemberton’s Ten93 Queen West 018 CMHC Report August 2013 housing starts 106 Wycliffe Homes Choose happiness at Hendon Park Towns

42

Homebuyers’ Help

024 Style File Habitat for Humanity Toronto Ultimate Upcycle Challenge: Unhinged 038 DIY Design How to get the “chippy” look using Chalk Paint

condo profiles 42

58

the Daniels Corp.

One Park Place Tour new model suite for a glimpse of life at Daniels’ phenomenally successful One Park Place

by Annie Sloan

052 Style File Discover your Design ID at the Toronto Fall Home Show 062 Homebuyers’ Help Buying a condo: who you need on your team

48

080 condo watch 416 Previews, new releases and grand openings in the 416 area

Concord Adex

Newton Live life as an exclamation at Newton

081 Hot Dates What’s happening in and around the GTA 094 Quick Tips The fall season means de-cluttering and re-organizing

58

The Rockport Group

The Nest Take flight and land at The Nest, the newest residence at Hillcrest Village

48

by Hellen Buttigieg

098 Sweetest Suites Cloud9 model suite inspires buyers with affordable lifestyle

64

Concert Real Estate Corp.

104 Homebuyers’ Help Buying a new home?

Protect your investment

88 Scott BILD Award inspires a new release of homes at Concert’s 88 Scott condominium

108 condo watch 905 Previews, new releases and grand openings in the 905 area 114 Entertaining Forget Facebook, Twitter or Instagram…

Cheese is the ultimate social network

by Kevin Durkee

116 Homebuyers’ Help Condo hunter’s checklist 121 Condo Buyers’ Resource Section You love the home, see what you can afford 126 Index of advertisers

90

EMSATEC Canada

102 90

64

Brownstones 5 Discover the ultimate in urban living at Brownstones 5 in Davenport Village

102

Queenscorp

Watermark Making its Watermark on historic Long Branch

NEW RELEASE. THE BOARDWALK SUITES AT MONDE. $303,990.

FROM $292,900.

Experience a vibrant, urban lifestyle at Toronto’s beautiful waterfront.

U Visually striking and architecturally spirited design by internationally acclaimed Moshe Safdie.

U Dazzling custom interiors.

U Spacious outdoor living and unprecedented lake and city views.

U Bask in a spectacular array of amenities including, the fabulous cabana sundeck with lakeview infinity pool.

U Breeze downtown. Cycle, jog or stroll the Lakeshore Boardwalk.

U Savour the sights, sounds and tastes of neighbourhood restaurants, cafes and clubs.

U Connect with Toronto’s new blue edge. Sunbathe at Sugar Beach.

U

LIVE A RIVIERA LIFESTYLE. MONDECONDOMINIUMS.COM

King E St. E King St.

Parliament St.

Gardiner Expy Gardiner Expy

N N Sherbourne St.

Jarvis St.

Front E. Street E. Front Street St. Lawrence St. Lawrence Market Market nade Esplanade The The Espla

Lake E Blvd E Shore Blvd Lake Shore E Quay E ns Quay Quee Queens

Presentation Presentation Centre Centre Monde Monde Sherbourne Sherbourne Common Common

n Brown rge Brow George us Geo Corus ar Cor Sug Sugar ege Coll College ch Bea Beach

Lake Ontario Lake Ontario

Presentation Centre and Model Suite 291 Lakeshore Blvd. East 416.466.8885 Mon to Thurs noon to 6pm. Friday closed. Sat & Sun noon to 5pm.

Prices, Prices, sizes sizes and and specifications specifications are are subject subject to to change change without without notice. notice. Exclusive Exclusive Broker: Broker: MarketVision MarketVision Real Real Estate Estate Corporation.

Corporation. Brokers Brokers protected. protected. E. E. & & O. O. E. E. Illustrations Illustrations are are artist’s artist’s impressions. impressions.

014

COMING SOON Nestled on the edge of High Park - Toronto’s largest urban park and just steps from the quaint shops and fine dining of Bloor West Village, The Daniels Corporation is excited to introduce

WHERE MODERN URBAN MEETS MOTHER NATURE Yes, this is the actual view from the 14th floor!

A Daniels / WJ Community

The only new condominium within Toronto to offer innovative suites ranging from studio to two bedroom + den designs featuring superior finishes and unobstructed views of over 399 acres of vibrant parkland and beyond. Add to this 18,000 sq. ft. of indoor and outdoor private amenities, unlike any other in the city today, and you’ll quickly see that HighPark Condominiums is Where Modern Urban Meets Mother Nature.

SUITES FROM THE

$300,000s ALREADY UNDER CONSTRUCTION

Register Today 416.351.1844 danielshighpark.com

Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices, specifications and programs are subject to change without notice.

E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. sep 21 - oct 5, 2013 new Condo Guide 015

bild report

Development charges:

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

F

or most of my career, I worked for municipalities such as North York, Toronto and York Region. I understand that in Ontario, this level of government has only three primary sources of revenue: property taxes, user fees and development charges.

The problem is that the proportion of revenue from each of these sources has become

016 new Condo Guide sep 21 - oct 5, 2013

// By bryan tuckey

a new neighbour tax increasingly unbalanced. Development charges are a tax on new-home buyers, and the money collected is subsidizing what could be coming from other revenue sources.

My last column explained that development charges are funds used by municipalities to pay for new infrastructure like roads, transit, sewer and water pipes, parks and community centres.

When a building permit is issued by a municipality for new homes and employment spaces, the charges are collected from the development industry.

Ultimately, development charges are paid by the new-home buyers and businesses, and as the charges increase, affordability across the GTA decreases.

We recently studied the effect of government fees and charges on the cost of new homes in six GTA municipalities. In the municipalities we looked at, development charges are the most significant government charge on new homes and since 2004, development charges had increased between 143 and 357 per cent.

Property taxes, however, have increased nominally over the years and in some municipalities, not at all.

According to the City of Toronto’s release about its 2013 property tax increase, “the two-per-cent residential property tax increase translates to an increase of $62.08 for the average residential household assessed at $474,368 in 2013, with the final 2013 municipal taxes on a typical home being $2,532.”

In 2013, the development charge on a newly built home in the city of Toronto ranges from $8,356 on a one-bedroom or bachelor suite, to $19,412 on a single- or semi-detached home. If these rates increase as proposed when city council’s executive committee votes on Sept. 24, the rates will range from $12,192 to $28,435 as of February 2014.

In my last column, I asked: is it fair that new-home buyers in the GTA are the only ones disproportionately paying for new and upgraded infrastructure?

I don’t think it’s fair.

New-home buyers are taking out mortgages and the ever-increasing development charges are adding thousands of dollars in interest. This is especially unfair when you consider that all residents will enjoy the new or upgraded roads, transit lines, sewer and water systems, and parks that come with the development of new communities for years well beyond the life of those mortgages.

In Toronto, specifically, there is existing infrastructure. When new development comes to a neighbourhood, that infrastructure is upgraded because for the most part, it is old and needs replacing.

Crumbling infrastructure needs to be replaced and new-home buyers will continue to pay their fair share. But this next generation of homeowners should not have the heaviest burden of carrying the costs of the infrastructure deficit left by generations past.

MAKE THE WATERFRONT YOUR PLAYGROUND.

THE SKY YOUR

RECEIVE 2 YEARS FREE MAINTENANCE FEES* ON ALL 1 BED + DEN SUITES PRICES STARTING FROM THE LOW

Always home.

$300,000s*

MONARCHGROUP.NET

*Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. E.&O.E. August 2013. 22052

HOME.

Actual view

Limited Time Offers on Podium, Tower and Penthouse Suites!

Looking for a waterfront condo with truly unobstructed, million dollar views from sunrise to sunset? Immerse yourself in the beauty and serenity of LAGO by the lake.

Dip your toe into extensive on-site amenities for the ultimate in carefree living, including the Lago Club with its cutting-edge fitness facilities and indoor pool. A great selection of exceptional suites are still available in one of

SALES CENTRE Legion Rd.

Grand Ave.

Etobicoke’s final urban waterfront settings. Dive in today.

BUILDING LOCATION EXPERIENCE CENTRE

2167 Lake Shore Blvd. West, Etobicoke Mon. – Thurs. 12pm – 6pm Weekends & Holidays 12pm – 5pm Closed Fridays 416.495.3544

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

MONARCH COMMUNITIES. MONARCH, CANADA’S OLDEST AND MOST EXPERIENCED BUILDER. UNDER CONSTRUCTION

NOW OPEN EXPERIENCE CENTRE:

EXPERIENCE CENTRE: ETOBICOKE WATERFRONT

ETOBICOKE WATERFRONT

2167 Lake Shore Blvd. West, Etobicoke 416.495.3544

KINGSWAY

4195 Dundas St. West, Etobicoke Entrance on Prince Edward Dr. 416.495.3530

UNDER CONSTRUCTION

UNDER CONSTRUCTION

EXPERIENCE CENTRE:

EXPERIENCE CENTRE:

2167 Lake Shore Blvd. West, Etobicoke 416.495.3544

MARKHAM

Open on weekends only 10350 Woodbine Ave, Markham 416.495.3595

UNDER CONSTRUCTION

UNDER CONSTRUCTION

EXPERIENCE CENTRE: NORTH YORK

By appointment only 416.495.3548

DOWNTOWN TORONTO

2013 TARION AWARD OF EXCELLENCE FINALIST HIGH-RISE BUILDER OF THE YEAR LARGE VOLUME BUILDER OF THE YEAR

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EXPERIENCE CENTRE HOURS: Mon. – Thurs. 12pm – 6pm, Weekends & Holidays 12pm – 5pm, Closed Fridays

017

CMHC Report

August 2013 housing starts Housing starts in Canada were trending at 187,197 units in August compared to 187,324 in July, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR)1 of housing starts.

“The trend in total housing starts continued to be relatively stable for a sixth consecutive month, remaining within a narrow range of roughly 182,000 to 188,000 units since March 2013. This is in line with our forecasts,” says Mathieu Laberge, deputy chief economist at CMHC. CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market.

In some situations analyzing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite volatile from one month to the next.

The standalone monthly SAAR was 180,291 units in August, down from 193,021 in July. The SAAR of urban starts decreased by 5.8 per cent in August to 163,102 units, mostly reflecting a decline in the multiple starts segments in August. Specifically, multiple urban starts decreased by 8.4 per cent to 104,704 units in August while the single urban starts segment registered a slight decline of 0.9 per cent to 58,398 units.

In August, the SAAR of urban starts increased in Ontario, held steady in Atlantic Canada while decreasing in all other regions, including the Prairies, British Columbia and Quebec.

Rural starts2 were estimated at a SAAR of 17,189 units.

1 All starts figures in this release, other than actual starts and the trend estimate, are seasonally adjusted annual rates (SAAR) — that is, monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels. By removing seasonal ups and downs, seasonal adjustment allows for a comparison from one season to the next and from one month to the next. Reporting monthly figures at annual rates indicates the annual level of starts that would be obtained if the monthly pace was maintained for 12 months. This facilitates comparison of the current pace of activity to annual forecasts as well as to historical annual levels.

2 CMHC estimates the level of starts in centres with a population of less than 10,000 for each of the three months of the quarter, at the beginning of each quarter. During the last month of the quarter, CMHC conducts the survey in these centres and revises the estimate.

018 new Condo Guide sep 21 - oct 5, 2013

Housing Starts in Canada – All Areas * Thousands

275

250 225 200

187,197

175

180,291

150 AUGUST 2011

AUGUST 2012

AUGUST 2013

Housing starts, SAAR Housing starts trend line (six-month moving average)

Preliminary Housing Start Data

July 2013

Trend1, all areas

187,324

August 2013

187,197

SAAR, all areas

193,021

180,291

SAAR, rural areas

19,811

17,189

SAAR, urban centres2 Single-detached

58,941

58,398

Multiples

114,269

104,704

Total

173,210

163,102

Atlantic, urban centres2

6,649

6,601

Quebec, urban centres2

29,579

28,240

Ontario, urban centres2

59,372

67,767

Prairies, urban centres2

46,624

35,504

British Columbia, urban centres2

30,986

Canada August 2012

24,990 August 2013

Actual, all areas

20,328

16,289

Actual, rural areas

2,135

1,971 5,506

Actual, urban centres2

August — Single-detached

6,424

August — Multiples

11,769

8,812

August — Total

18,193

14,318

January to August — Single-detached 44,308

40,344

January to August — Multiples

84,564

67,206

January to August — Total

128,872

107,550

Source: CMHC The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR).

2 Urban centres with a population of 10,000 and over.

Detailed data available upon request.

1

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high-quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.

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sep 21 - oct 5, 2013 new Condo Guide 019

cover story

Tridel’s 101 Erskine, developed in

101 Erskine

Bringing style and design to Yonge and Eglinton Tridel introduces stunning new two-bedroom corner suites 020 new Condo Guide sep 21 - oct 5, 2013

partnership with Beaux Properties, is one of Yonge and Eglinton’s most anticipated new condominium developments. It combines architectural excellence with a central location, surrounded by the neighbourhood’s most popular gourmet restaurants, bars, retail and cafés.

With 101 Erskine’s introduction of the 2F corner suite floor plan, residents can live in the midst of this vibrant neighbourhood while still enjoying the comfort of being tucked away on a quiet, residential street. These smartly tailored two-bedroom suites boast expansive windows and oversized balconies that offer stunning city views.

These exquisite suites will also feature a bright open concept with a split two-bedroom layout, spacious nine-ft. ceiling heights, a linear designer kitchen complete with granite or Quartz countertops, built-in kitchen appliances, and a distinctively contemporary design.

Starting from $480,000, the 2F corner suite design is the perfect complement to an urban lifestyle.

“The neighbourhood is one of the biggest assets to 101 Erskine,” says Jim Ritchie, Tridel’s senior vicepresident of sales and marketing.

“Along with the exceptional building design, residents will also be in close proximity to the subway and have access to the Crosstown LRT Line currently under construction.”

101 Erskine’s 32-storey tower mirrors the neighbourhood’s dynamic atmosphere, boasting a linear, architecturally sophisticated silhouette complemented by a contrasting tonal profile.

101 Erskine’s 32-storey tower mirrors the neighbourhood’s dynamic atmosphere, boasting a linear, architecturally sophisticated silhouette complemented by a contrasting tonal profile

In addition to the beautifully designed two-bedroom corner suites, 101 Erskine is home to a wide array of stunning residences, offering studio, one-bedroom, one-bedroom-plus-den, twobedroom and two-bedroom-plusden layouts. The Residences of 101 Erskine will feature superb finishes including nine-ft. ceilings, plank laminate flooring and sleek integrated appliances.

101 Erskine will offer outstanding entertaining options with its beautiful sixth-floor rooftop terrace boasting a stunning outdoor infinity pool with fireplace lounge and the ground-floor private courtyard with barbecue areas. Other amenities include an indoor party room with catering kitchen, a state-of-the-art fitness centre with yoga studio, a theatre and a billiards lounge.

A combination of style, location and outstanding amenities, 101 Erskine is the perfect cosmopolitan city address.

For more information on 101 Erskine, please call 416.480.0700, visit tridel.com or drop by the presentation centre located at 2611 Yonge St., open Monday to Thursday, 11 a.m. to 7 p.m.; Saturday and Sunday, noon to 6 p.m.; closed Friday. sep 21 - oct 5, 2013 new Condo Guide 021

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Prices, sizes and specifications subject to change without notice. E. & O.E. Illustration is artist’s impression.

Presentation Centre is open Monday to Wednesday from 12pm to 7pm, Saturday and Sunday from 11am to 6 pm and closed Thursday and Friday.

022 new Condo Guide sep 21 - oct 5, 2013

Presentation Lounge Closing Nov 30, 2013 PURCHASE YOUR HOME TODAY WITH ONLY

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sep 21 - oct 5, 2013 new Condo Guide 023

Style File

Habitat for Humanity Toronto

Ultimate Upcycle Challenge: Unhinged

In celebration of the Toronto Fall Home Show’s 25th anniversary and the 25th anniversary of Habitat for Humanity Toronto, local celebrity experts and emerging style, décor and DIY bloggers are taking part in the second annual Ultimate Upcycle Challenge: Unhinged.

“The creativity shown in this year’s Habitat for Humanity Ultimate Upcycle Challenge: Unhinged is truly astounding,” states Tina Holmes, Toronto Fall Home Show manager. “Our creative team of upcyclers are repurposing doors to create oneof-a-kind masterpieces that range from wine racks and organization centres to celebrity inspired works of art.”

Armed with a $100 budget and a killer competitive streak, each challenger sourced the door of their choice from Habitat for Humanity Toronto Restore. Their mission is to repurpose a door and transform it into an entirely new piece of artwork, furniture or home décor.

“We are incredibly grateful for this collection of creative genius coming together to support Habitat for Humanity Back by popular demand!

Switch Studio’s Staci Edwards has created an upholstered entry room bench that is very inviting and comfortable.

Toronto and for being a part of this sustainable design movement,” says Rob Lee, vice-president of ReStore Operations and Salvage for Habitat for Humanity Toronto. “By supporting our ReStores, this talented team of upcyclers is helping Habitat ensure we can build more homes for families living in need.” continued on page 26…

024 new Condo Guide sep 21 - oct 5, 2013

025

Style File

continued…

The doors will be showcased on Facebook and voted on by the general public from Sept. 23 until Oct. 6, with the winner receiving $500.

The doors will also be on display at the Toronto Fall Home Show from Oct. 3 to 6 and are up for silent auction with proceeds supporting Habitat for Humanity Toronto.

Participant

Door

Emmanuel Belliveau Desk Andree Boiselle Coffee Table Staci Edwards Bench Lindsey Gerrish Upholstered Room Screen Sarah Gunn Hunky Dory Habitat for Humanity Mirrored Door with Skulls Janet Hamilton Portable Art Studio Tina Holmes and Sarah Han 2 doors: Jewelry & Accessory Organizer and Photo Display Door Celeste Keller Breakfast at Tiffany’s Chris Palmer Wine Rack Glen Peloso and Jamie Alexander 2 doors: an industrial reclaimed chandelier and a leaning shelf Leigh-Ann Allaire Perrault Wine Rack Re-Store Etobicoke Volunteers Pennies Darla Roach Mentors and Marilyn Mag Ruffman Asymmetric Hall Tree Vicky Sanderson with Jim Connelly Space Divider and Art Douglas Taylor Unfinished Dreams Greg Watson Let Me In Raccoon

Tool Girl and TV host Mag Ruffman morphed her door into a turquoise Asymmetric Hall Tree with numerous doorknobs for hooks that are perfect for hanging coats, hats and scarves.

Jeanette Wisby Organization Centre for Child Andrei Zaretski Painted Skyline and Photos from Habitat events

Designers Glen Peloso and Jamie Alexander have joined forces to create two unique pieces from two separate doors.

Their leaning shelves are sure to create a conversation piece for any room while adding much needed storage. Their innovative lighting design would be ideal over a pool table, a dining table or a kitchen island.

026 new Condo Guide sep 21 - oct 5, 2013

continued on page 28…

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sep 21 - oct 5, 2013 new Condo Guide 027

Style File

continued…

As two devoted upcyclers with different styles and tastes, Vicky Sanderson and Jim Connelly show how one door can present different visions to different people. “Our door will stand as a space divider and a piece of art that reflects separate, but complementary, sensibilities,” states Vicky Sanderson. “Jim’s side features a graceful, windswept dreamscape in shimmering gold, copper and soft blue tones, while mine shows a favourite landscape photo enhanced with silvery foils and sparkling lights, to remind me of a cherished spot!”

BILD’s Andrei Zaretski and his team have incorporated photos from Habitat for Humanity events on one side and a painted skyline of Toronto on the other.

Paint It Like New’s Janet Hamilton has created a space-saving oneof-a-kind home art studio that can be easily closed up when not in use.

The Toronto Fall Home Show Discover innovative products, new ideas and great deals at the 25th anniversary of Toronto’s largest Fall Home Show presented by Scotiabank from Thursday, Oct. 3 to Sunday, Oct. 6 at the Better Living Centre, Exhibition Place (151 Princes’ Blvd., Toronto), featuring more than 300 renovation and home décor specialists offering advice, solutions and inspiration for a wide array of home renovation and décor projects for your home. For more information or tickets call 1.877.715.7469 or visit fallhomeshow.com.

028 new Condo Guide sep 21 - oct 5, 2013

Toronto-based artist Celeste Keller, a figurative painter who focuses on the connections between the figure and the space that surrounds it, created an alluring door entitled Breakfast at Tiffany’s that embodies the beauty of Audrey Hepburn.

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legally speaking

// by jayson Schwarz

The law of good faith

or the lack thereof

T

he Supreme Court of Canada has said that good faith is not a requirement by either side in the negotiation of a contract.

They went on to say that once the contract is signed there is an obligation to perform in good faith. What does this mean to you, the homebuyer?

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

01 The most important thing to

remember is that if it is not in writing, in the Agreement of Purchase and Sale, it is not binding on either side.

02 It does not matter what the agent says or promises (see 1 above).

03 It does not matter what is written in the brochure or advertised at the sales office (see 1 above).

04 Every Agreement should be reviewed by a lawyer who knows real estate before you sign.

05 Only your lawyer has a legal,

moral and ethical requirement to protect and put you first.

06 Every Agreement should be conditional on the lawyer’s review and the condition must be in writing, and keep it that simple. Some Agreements have condition clauses that are all mumbo-jumbo and do not let you really change anything.

Also, make sure some time for review is allotted and sufficient.

Okay, the Agreement is signed, reviewed, amended and ready. Now what? The parties must thereafter act in good faith to complete the contract in accordance with the terms of the Agreement.

Remember, most builders and their sales people are honest, caring individuals who want to deliver a quality product. Just be careful not to bite into the bad apple in the bunch.

Happy home hunting!

The most important thing to remember is that if it is not in writing, in the Agreement of Purchase and Sale, it is not binding on either side 030 new Condo Guide sep 21 - oct 5, 2013

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the mortgage minute

Not all

// by peter kinch

lines of credit are created equal

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan. Visit peterkinch.com or email him at peter@peterkinch.com

T

he Minister of Finance and the Bank of Canada have both expressed concerns over the amount of debt Canadians have been carrying. Indeed, a predictable result of an economy wherein the government is forced to keep interest rates low for an extended period is that consumers will find it hard to resist the temptation of borrowing beyond their means. Although there is an increased trend among Canadians accessing equity in their homes, it is important to note there are two differences between those who borrow to support lifestyle and those who leverage to increase wealth.

Over the past few years, the number of Canadians who have taken out a line of credit on their home for anything from home improvements to vacations has increased to the point that the government has raised a red flag. But real estate investors need to be aware of who the government is really targeting – and that is the homeowner who is using his home equity to 032 new Condo Guide sep 21 - oct 5, 2013

subsidize his current lifestyle. This is a valid issue, and the government should be concerned about this behaviour. However, this should not be confused with the prudent investor who uses home equity to increase his net worth.

While the government worries over the “lifestyle subsidizer,” the savvy real estate investor recognizes that this extended period of historically low rates creates a unique opportunity to leverage home equity into wealth, creating real estate investments. Investors understand that in order to purchase cash-flowing rental properties, they will need to either come up with the down payment themselves or attempt to put together a joint venture partner. The simplest and least expensive source of capital (outside of cash on hand) is home equity. As such, it is common for almost every investor to set up a line of credit on their home in addition to their mortgage as a way of converting home equity into increased net worth. But what a lot of investors don’t understand is that not all lines of credit are created equal.

There are two different types of lines of credit (LOC) in the Canadian mortgage market and it is critical for a savvy real estate investor to understand the difference. One is a traditional “static LOC” and the other is a “re-advanceable mortgage LOC combination.” On the surface they may appear similar, but what makes them different is critical to the savvy real estate investor.

A static LOC is the LOC that most homeowners are familiar with and one that the majority of banks and lenders have been offering up for years. It is, quite simply, a line of credit that is placed behind the first mortgage. If a homeowner has more than 80 per cent of equity in their home they can apply to access that home equity (up to 80 per cent) in the form of a line of credit. The challenge with a static LOC – also known as a Home Equity LOC or HELOC – is that it is static, meaning that if the amount of equity you have in your home were to increase over the course of the mortgage, the maximum amount of money that you would be able to draw out would remain the same, regardless of how much you may have reduced the original mortgage amount by. For example: Home Value

= $400,000

Mortgage Amount

= $250,000

80% of Home Value

= $320,000

Amount of accessible Home Equity

= $70,000

In the above example, a HELOC can be arranged for $70,000. This in itself is a fairly straight-forward transaction and one that the majority of Canadians undertake when arranging for a LOC. However, let’s assume that the homeowner in the above example took advantage of every pre-payment privilege available and also had excess cash available through employment bonuses or commissions. Let’s further assume that this homeowner was able to pre-pay as much as $50,000 of their mortgage over the next two years and was now at a point where he wanted to access some of the additional $50,000

There are two different types of lines of credit in the Canadian mortgage market and it is critical for a savvy real estate investor to understand the difference in built-up equity to purchase an investment property. Unfortunately for our investor, since the product chosen was a static HELOC, the majority of lenders would need him to re-apply to have the limit on the HELOC increased. Aside from the inconvenience of a new application process, which could be declined if there were any changes in employment (such as shifting from an employee to being self-employed, or simply having a spouse go on maternity leave) our investor would also be subject to additional legal and appraisal costs. All this because he didn’t get the right advice in the first place.

What he should have arranged is a re-advanceable mortgage/LOC combination. The difference is simple and obvious, but unfortunately many Canadians are still not familiar with the fact that this exists. As the name would suggest, a re-advanceable mortgage is created in such a way that every dollar of equity that is created by paying down the mortgage portion of the loan, is re-advanced to the line of credit.

Mortgage

LOC

$250,000

$130,000 $50,000

$200,000

$70,000

In the above example, the $50,000 that was used to reduce the mortgage would be automatically re-advanced to the client and made available to them in their line credit. The original mortgage would be structured exactly the same with $250,000 set up as a mortgage amount and $70,000 made

accessible in the LOC. The difference with the re-advanceable mortgage is that as the $50,000 of equity is paid off the mortgage, the accessible equity in the line of credit is increased by that same $50,000. In other words, every dollar of equity that is paid off your mortgage is automatically re-advanced to your line of credit. There is no need to re-apply to have it re-advanced, it is done so automatically. And the best part is that any time you use money from your line of credit for an investment that has the intention of making money, the interest on the line of credit is tax deductible – a process that is commonly referred to as the Smith Manoeuvre.

The proper use of this product is critical for the savvy real estate investor as it addresses two critical areas. The first and most obvious is the fact that access to money for down payments is one of the biggest obstacles to the real estate investor. Using a re-advanceable mortgage/LOC allows an investor to build up funds toward the next down payment simply by making a mortgage payment every month and allowing it to accumulate in the LOC over time. The second, less-obvious advantage of this product is that it should forever eliminate the argument among couples over whether they should use a particular lump sum of money to pay down their mortgage or invest. Proper utilization of this product will allow them to do both. Simply apply the excess cash onto your principal residence mortgage, thereby reducing your immediate mortgage costs, and then have those same funds re-advanced to your line of credit where it can remain indefinitely available to you until such time that you are ready to invest.

At this point, it should be noted that there is absolutely no additional cost to having the limit on your line of credit increased. You only pay interest on the amount of money you access and only when you access it. It is for this reason that investors looking to access potential equity for the purposes of investing should always use this tool instead of refinancing with a brand new mortgage. If the entire amount of equity were to be accessed in the form of a mortgage, then you would be paying principal and interest payments on the entire amount from the very start of the mortgage.

When used for the purpose of making an investment that has the intention of making money, not only is this a prudent tool for tax purposes but it is also a tool that will help add to your net worth. So as we move into the fall market, remember, you’ll continue to read headlines about how Canadians are using their homes as ATMs and we should all be cautious about accessing too much equity in our homes to subsidize our lifestyles. You, on the other hand, will be utilizing the right tool to access equity to purchase properties that have enough cash flow to service the debt on the subject property and pay the interest on the line of credit. So don’t worry too much about what you read in the headlines, they’re talking about the other guys…. sep 21 - oct 5, 2013 new Condo Guide 033

NT E C

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All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

034 new Condo Guide sep 21 - oct 5, 2013

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THE GRAND FINALE AT THORNHILL CITY CENTRE

Every great story deserves a grand finale. Introducing Legacy Park, the final chapter of Thornhill City Centre. Iconic architecture, modern urban suite designs and fabulous park views — Legacy Park is your final opportunity to live in this landmark community in the heart of Thornhill.

All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

BATHURST & CENTRE STREET

CENTRE ST.

N

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BEVERLY GLEN BLVD.

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sep 21 - oct 5, 2013 new Condo Guide 035

MOVE-IN THIS YEAR!

Liberty Development is proud to offer a wide range of suites in communities that are “MOVE IN� ready this year! Visit us at one of our Sales Centres and learn about exciting new communities being completed at great locations throughout the GTA. Each within steps to shopping, dining, highways and with access to modern public transportation, find the Liberty home that is right for you and MOVE IN THIS YEAR! 036 new Condo Guide sep 21 - oct 5, 2013

MOVE IN 2013!

YONGE ST.

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www.MyLibertyCondo.ca *As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artist’s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected.

See Sales Representative for details. sep 21 - oct 5, 2013 new Condo Guide 037

DIY Design

How to get the

// by Annie Sloan

‘ Chippy Look’ using Chalk Paint

M

y latest book, “Colour Recipes for Painted Furniture and More” is full of simple instructions and tips to transform your house or condo. It was written in my farmhouse in northern France, which we redecorated throughout using painting techniques such as distressing, colour washing, gilding, découpage, stencilling, and even dyeing fabric with my Chalk Paint!

Annie Sloan has been instrumental in the painted furniture revolution and has a strong desire to communicate and empower people creatively, which she does through her blog, social media and workshops and numerous media appearances including HGTV, Martha Stewart Radio, PBS, and most recently, the ‘Home and Family’ show on Hallmark. With 40 years of painting experience, Annie is also the author of 23 books on painting techniques including Colour Recipes For Painted Furniture and More, Creating the French Look, and Quick and Easy Paint Transformations. For more information visit anniesloan.com.

038 new Condo Guide sep 21 - oct 5, 2013

In my book, I leave no surface unpainted – from furniture, walls, ceilings, staircases and floors – to chandeliers and upholstery! I also explore some wonderful styles and explain how to create some of my favourite looks, such as French, country, bohochic, modern and Swedish styles. The book explains how to work with my Chalk Paint colours, including mixing colours to find the perfect look for your home.

At a time when so much of what we have is a carbon copy of what everyone else has, the attraction of a uniquely aged object is undeniable, which is the beauty of what Chalk Paint has to offer. The rustic ‘chippy’ technique, is a popular and easy technique, (and one of my favourites) that can be used to create an aged finish and an uneven patina.

Annie Sloan

at the Fall Home Show

Annie Sloan will be at the 25th annual Toronto Fall Home Show running Oct. 3 to 6 at the Better Living Centre, Exhibition Place. Annie presents Chalk Paint, Endless Possibilities In A Can on the Main Stage presented by HGTV on Sunday, Oct. 6 at 1 p.m. Meet Annie at an exclusive book signing in Booth #1570.

Visit fallhomeshow.com for more details.

For a great antique look, use Dark Soft Wax. Work it into your (still wet) Clear Soft Wax and spread.

Work in small sections at a time. If you applied too much dark wax, simply dip a clean rag in clear wax and use it to remove the excess as you go.

How to get the “Chippy” Look

›› Leave a can of Chalk Paint open overnight or in the fridge for a few hours to thicken up. ›› P aint two coats (or even three in some parts), moving the brush in different directions. Leave to dry or use a hairdryer to get some really good cracks. ›› Apply Annie Sloan Clear Wax with a lint-free cloth or brush, working the wax into the paint like a hand cream and removing any excess as you go. ›› When it is dry ‘knock’ the paint off using a piece of folded sandpaper. ›› For a great antique look, use Dark Soft Wax. Work it into your (still wet) Clear Soft Wax and spread.

Work in small sections at a time. If you applied too much dark wax, simply dip a clean rag in clear wax and use it to remove the excess as you go.

›› A nother great way to bring out the crackles in paintwork or create an aged finish is by applying a subtle wash in a darker colour. The paint will gather wherever there are cracks. In Colour Recipes, I use uses a Country Grey wash over Old White. This is a gentler way of bringing out the crackles than using my Dark Soft Wax. Visit anniesloan.com and ChalkPaint.com for more information. sep 21 - oct 5, 2013 new Condo Guide 039

taxing issues

// By henry choo chong

Calculating capital gains tax

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Q

Two years ago, I purchased a new condo from a builder in north Toronto, and have recently sold it. Occupancy is this November and I expect to complete the transaction in March of next year.

My sale price was $40,000 more than the initial purchase price. I have never lived in the property.

Thus far, it has all been handled by my lawyer. Will I have to pay capital gains tax on this? How much and can I claim the lifetime exemption?

Brian, Scarborough

A

Capital gains tax is charged on the profit realized from the sale of non-inventory assets. Most common assets are stocks, bonds and real estate.

Currently, the income inclusion rate is 50 per cent. The taxable inclusion rate has bounced from inception 50 to 75

040 new Condo Guide sep 21 - oct 5, 2013

per cent, to 66 per cent, to its current rate. Therefore, an individual with capital gains must include in his/her personal tax return, 50 per cent of the capital gain.

Yes, this can add up to be a large chunk of change and reduces your actual after tax rate of return on your investment.

Where did this tax come from? You say, many countries do not have this!

Canadians were first introduced to capital gains tax in 1972. The Canadian government claims this was necessary to finance our social security programs and create a more equitable taxation system. Almost 40 years later and it is still around.

Don’t you feel more secure about your social security and equality in our tax system?

Some countries such as Belize, Barbados, Cayman Islands, Egypt and Hong Kong have no capital gains tax. On the other hand, there are many countries with similar taxation systems to Canada’s such as Bulgaria, Denmark, France, Finland and Iceland.

Regardless if you actually move in or not, you will be subject to capital gains tax on your sale in the year the transaction is completed.

Regardless if you actually move in or not, you will be subject to capital gains tax on your sale in the year the transaction is completed. Individuals who purchase new or resale homes are treated no differently. Mr. Harper wants his share of the profit.

Using a marginal tax rate of 40 per cent in the example:

» Capital

gains $40,000 » Taxable

capital gains (50%) $20,000 » Tax

rate: 40% » Taxes

payable: $20,000 x 40% = $8,000 Under certain circumstances, the lifetime capital gains exemption can be claimed to reduce or eliminate capital gains. An individual who disposes of qualified farm or fishing property and small business corporation shares may claim an exemption up to $750,000. Your particular transaction does not qualify for this exemption.

Some other issues you should ponder and discuss with a lawyer and/or tax professional:

» GST/HST

– how will investment be treated on closing? » GST/HST

– are rebates available? » Land

Transfer Tax – how will this be managed at closing? » Is the builder okay with this assignment? » Are

there any issues with occupancy? » Have

you considered the cost of occupancy period?

COMING SOON! TO DOWNTOWN EAST

One Park Place Condominiums was such an incredible success that we’ve decided to introduce another ONE.

There are so many reasons to choose ONE Already under construction, One Park Place South Tower is the newest addition to the internationally recognized and award-winning Regent Park revitalization. Offering incredible views of the city skyline and situated just steps from some of the city’s hottest new amenities including Daniels Spectrum, the Aquatic Centre and a soon to open 6-acre park, as well as shopping, restaurants and the convenience of the TTC, One Park Place South Tower is the ONE place to be in downtown Toronto.

REGISTER NOW

416.955.0559 danielsoneparkplace.com

SUITES FROM

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply. See Sales Representatives for full details.

Join the

INNER CIRCLE

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condo profile

Tour new model suite for a glimpse of life

at Daniels’ phenomenally successful

One Park Place

W

ith construction well underway, and move-ins scheduled for early next year, The Daniels Corporation is excited to introduce their newest model suite at One Park Place Condominiums. Warm and contemporary, the fully furnished model suite offers a stunning introduction to life at this incredibly successful condominium located in the heart of the internationally recognized and award-winning Regent Park Revitalization. Daniels’ director of décor, Stephanie Dimopoulos, appointed the 691-sq.-ft. one-bedroom Lavender suite to appeal to a wide variety of purchasers, from urban singles and professional couples to empty nesters.

042 new Condo Guide sep 21 - oct 5, 2013

For a first-hand look at what life will be like in these amazing surroundings, book your model suite tour now. “A walk through gives people the opportunity to see, touch and feel Daniels’ superior construction quality, and cool and sophisticated décor,” Dimopoulos says. “We used a neutral colour palette throughout the suite, so people can envision adding their own furnishings and accessories to personalize the surroundings. The kitchen cabinetry is a mid-tone grey-brown with pops of white in the upper accent cabinets, and the laminate flooring and backsplash carry the same undertones.”

Natural light filters in through two window walls in the openconcept main living area of this corner suite, and incredible views of Toronto’s breathtaking city skyline will be part of the owner’s everyday life. “The furnishings are contemporary rather than ultra modern,” Dimopoulos adds, “and we mixed textures for a comfortable feel. Some of the outstanding features include the Cecconi Simone-designed multifunctional island, that can double as a dining table, and offers fantastic storage and the open shelf detail in the bathroom cabinetry, where owners can display special pieces.”

One Park Place is situated in the heart of Regent Park, across from the new six-acre community park and adjacent to the Urban Mews.

Residents can walk to the Regional Aquatic Centre, retailers including

Daniels’ Rent-To-Own Program has been designed to make purchasing refreshingly easier by allowing buyers the opportunity to accumulate a portion of their down payment while living in their new home

room, billiards room, lounges and resident gardening plots on the fifth-floor outdoor terrace.

Offering among the best condominium value in Toronto, Daniels is making home ownership more attainable by offering their exclusive Rent-To-Own Program. Often times the hardest part about purchasing a new home is saving up for the down payment. Daniels’ Rent-To-Own Program has been designed to make purchasing refreshingly easier by allowing buyers the opportunity to accumulate a portion of their down payment while living in their new home. Plus, Daniels is still offering their five-per-cent Gradual Deposit Payment Plan. Purchasers pay $3,500 with the Agreement of Purchase and Sale, and then $1,000 each month until five per cent of the purchase price is reached or until their occupancy date arrives. But that’s not all – for a limited time Daniels is also offering purchasers one free parking space, a free locker, plus one year of free maintenance.

With all of these perks, One Park Place Condominiums offers some of the very best new home ownership value in the city today.

The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builders/developers, building more than 24,000 new home communities across the Greater Toronto Area for over 31 years. Named the Tarion Warranty Corporation’s 2012 High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation, Daniels has built more than 23,000 homes throughout the GTA. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels continually offers innovative programs that help people achieve home ownership, champions neighbourhood initiatives that enhance residents’ quality of life, and supports numerous charities and non-profit organizations.

At One Park Place, there are still terrific suites available in a variety of layouts with amazing views, priced from the low $300,000s. Construction is nearly complete, so you can move in very soon. And with Daniels’ Rent-To-Own Program and limited-time special bonus offers, these suites are sure to go quickly.

Sobeys FreshCo., the Paintbox Bistro, as well as the 60,000-sq.-ft. cultural hub, Daniels Spectrum. Residents of the condominium will lead a lifestyle of leisure and convenience with over 45,000 sq. ft. of indoor and outdoor amenities right in their building. Among these are a half-court gymnasium, squash courts, fitness studio, indoor/outdoor yoga and Pilates studio, party

Don’t take our word for it – book your personal tour of the gorgeous model suite and discover the Daniels difference in this extraordinary condominium. Simply call 416.955.0559 or visit the presentation centre at 500 Dundas St. E. Act now, while you still can! For more information, you can also visit danielsoneparkplace.com. sep 21 - oct 5, 2013 new Condo Guide 043

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sep 21 - oct 5, 2013 new Condo Guide 045

046

047

condo profile

Live life as an exclamation at

Newton

by Concord Adex

s

ir Isaac Newton wrote the law of gravity. In downtown Toronto, Newton, Concord’s exciting new community, will rewrite the laws of condo living. Designed by Page + Steele and IBI Group Architects, Newton will be part of the vibrant master-planned Concord CityPlace community.

“Newton the man famously said: ‘Live your life as an exclamation, rather than an explanation’,” says Brian Fong, senior manager of project marketing at Concord Adex. “That’s embodied in the tower that bears his name: living life as an exclamation!”

Rising 18 storeys, Newton boasts fresh amenities to inspire creative thinkers, and a range of suite sizes from compact one-bedrooms of 507 sq. ft. to expansive three-bedroom designs of 928 sq. ft.

With interiors by figure3, residents will enjoy sleek kitchens with composite quartz countertops, thermofoil cabinetry with open display shelves,

048 new Condo Guide sep 21 - oct 5, 2013

under-mount stainless steel sinks, Carrara marble backsplashes and premium appliance packages. Undercabinet lighting adds a striking finish, while premium soft-close hardware lends kitchens a sense of style coupled with practicality.

Bathrooms in Newton feature similar stylish finishes, including polished Carrara marble wall tiles

As if all that weren’t enough to stimulate your senses and inspire your mind, residents at Newton will also have access to the Prisma Club, located in sister buildings Spectra and Quartz. The Prisma Club boasts additional world class amenities, including a billiards and cards room, party lounge and kitchen, a screening room for movie night, a multi-purpose meeting room and guest suites.

Residents who strive to stay fit will love the combination badminton and basketball court, while those looking to unwind in nature can visit the outside Tai Chi deck to reconnect and re-centre, or relax in the soothing hot tub. The Prisma Club even includes an indoor pool with lounge, and his and her change rooms.

If you’re ready to live life as an exclamation at Newton, visit the Concord CityPlace presentation centre at 23 Spadina Ave. Hours are Monday to Friday, 10 a.m. to 6 p.m.; Saturday and Sunday, 11 a.m. to 6 p.m. Call 416.813.0999 or visit online at cityplace.ca.

complemented by honed Carrara marble floor tiles, composite quartz countertops and a custom-designed medicine cabinet with extra-wide mirror doors, high-capacity storage shelves and built-in lighting.

Live your life as an exclamation, rather than an explanation The amenities at Newton are all about expressing your creativity. With a photography studio, music and recording studio, and an arts and crafts studio, Newton can provide a perfect home for the urban creative thinker.

You will also be able to keep fit in the combination yoga and dance studio.

Or, if you desire an outdoor space to sit and contemplate, visit the rooftop garden designed by Scott Torrance Landscape Architects. sep 21 - oct 5, 2013 new Condo Guide 049

condo pro

When choosing a location, remember:

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

D

uring your search for a new condo, there is so much to think about. You want the perfect building for your lifestyle needs, and in the Toronto area, there is something for just about everyone.

Location always tops the list in

It’s important to take your work commute into consideration in a realistic way. Too often, people look at a map, draw lines on it and measure distances as the crow flies.

050 new Condo Guide sep 21 - oct 5, 2013

// by barbara lawlor

crows don’t live in condos importance, and I encourage buyers to consider this factor from many ways.

For example, it’s important to take your work commute into consideration in a realistic way. Too often, people look at a map, draw lines on it and measure distances as the crow flies. This is not a good idea, because crows fly over the road twists and turns, traffic lights and other things you have to contend with.

When you are considering specific buildings, be logical and do a little homework before you sign on the dotted line.

The best way to find out whether your commute is reasonable from a particular building is to start out from that location during rush hour and actually do the drive. Then drive back to that condo after work. You may be surprised at how long – or how short – the trip is. A condominium that is farther from your workplace may, in fact, be a quicker drive, depending on its proximity to major highways, GO stations, etc. You may, for instance, find condominiums in areas such as Richmond Hill, Mississauga or Pickering that are an easier commute to Toronto than some located right in the city. Those who commute from the 905 areas may also find car-pooling an attractive solution, as they can then use the high-occupancy lanes on major highways.

Shift workers who commute outside of rush hour may have a completely different outlook on location. Again, do the commute during the times when you usually drive and see just how it is. There is always the viable alternative of taking public transit. For trips in and around Toronto, whether for work or pleasure, it may make a lot more sense for you to hop onto a bus or the subway.

It’s a great idea to look at the location of the condominium you’re considering in other ways as well. Start from the building and walk around. What can you do without driving or even taking public transportation? Can you shop? Go to the bank? Drop off dry cleaning? Think about the places you visit often, including the homes of family members and friends. Will those trips be a breeze? Are you taking night courses? How convenient will it be to travel to your school?

There are so many things in life affected by a home’s location. For emptynesters who are approaching retirement years and downsizing, a condo that enables them to stay in the residential area they know and love can be a wonderful solution. For first-time buyers who do not own a car, a suite in a condominium on a subway line in the hub of the city is great. And living downtown is becoming increasingly popular for families who feel that the shorter commute to and from work and school means more time to spend with their kids.

Then again, with entrepreneurship such a popular lifestyle today, there are many condo owners who work out of their homes – and let’s face it, no commute is the best commute of all! Today’s advanced technology has even sparked some employers to have employees work from home part of the week.

This means that from a work/commute perspective, they have phenomenal choice when it comes to location.

Whatever your circumstances and preferences, a great condominium location is rightly at the top of your must-have list. Be optimistic and realistic, and you will make the right choices!

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STOP BY OUR SALES CENTER FOR DETAILS CONSTRUCTION ABOVE GROUND - WATCH YOUR HOME GROW - OCCUPANCY 2014 INSPIRED LIFESTYLE IN YORKVILLE FROM THE $300’S Avenue Rd.

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SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS.: 12PM – 6PM, FRI.: 2PM – 6PM, SAT.: 12PM – 8PM, SUN.: 12PM – 6PM, STATUTORY HOLIDAYS: OPEN Exclusive Broker Baker Real Estate Inc. Brokers Protected. Prices and specifications are subject to change without notice. Illustrations are artist concept. E&O.E.

Style File

Discover your Design ID at

the Toronto Fall Home Show // PHOTOS by Arnal Photography

Interior spaces reflect personality and lifestyle. When faced with

making design decisions for the home, options can be overwhelming because numerous factors influence the choices made.

With the goal of minimizing the guesswork, casalife and Catherine + Davis Interior Design invite you to discover your “Design ID,” in an original collaboration that examines the aspirations of six unique design personalities.

The exhibit will be on display at Toronto’s Fall Home Show, Oct. 3 to 6 at the Better Living Centre, educating consumers on what motivates design choices through life’s different stages, including First Timer, Bachelor, Modern Family, The Joneses, Modern Hilly and Baby Boomer.

052 new Condo Guide sep 21 - oct 5, 2013

PICTURED clockwise from top

The Bachelor’s Catalina Desk in solid walnut; ‘Civic’, a reclaimed-lumber coffee table offers an eco-solution for the Modern Hippy; Inova’s Symphony Series Sofa Wall Bed easily transforms for First Timers short on space

continued on page 54…

COMING SOON: URBAN TOWNHOMES BY THE WEST TORONTO WATERFRONT FROM $199,900* What do you long for? Waterfront trails, cool shopping, GO and TTC at your doorstep?

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Style File

continued…

PICTURED left

‘Myles’, a slipcovered Gilder Chair is a perfect choice for any Modern Family PICTURED below

Downsizing, never downgrading, in Baby Boomer

To showcase this concept, celebrity design duo Halina Catherine and Melisa Davis have teamed up with the experts at casalife to create a series of highly personalized spaces, each representing a unique clientele.

Personalizing space is key for the First Timer, as décor choices mark an evolution from dorm room to first apartment. To achieve individualized small-space living, furniture must be sophisticated yet multifunctional.

The Symphony Series Sofa Wall Bed in walnut veneer can transform from a twin to double-, queen- or king-size bed into a sofa at moment’s notice, providing value and flexibility. The durable, highly functional product from Inova Space Saving Solutions is a casalife exclusive, making its Canadian debut at the show.

Enter Modern Family, for the design-savvy homeowner who wants a current look without breaking the bank. A save-versus-splurge philosophy combines investment pieces such as the sleek, anthracite Linea Collection media unit with budget-friendly accessories.

Keeping up with the neighbours is the number one goal for The Joneses, who want the latest and greatest without exception. Choice statement pieces include oversized ‘Davlin’ wing back dining chairs, while two Penelope Pendants, featuring a black parchment shades lined in silver mylar crown the room, in excess as expected.

Well travelled and refined, The Bachelor’s space showcases the curated and collectable – from ‘Catalina’, the Scandinavian-designed solid walnut desk with hidden storage to Canadian-made ‘Envy’ welded leather chairs.

Reclaimed from vintage sawed lumber with the luster of deep Patina, the ‘Civic’ coffee table finds a perfect home in Modern Hippy, where up-cycled and renewable is the clear message for décor.

Faced with downsizing, never downgrading, the Baby Boomer infuses current trends with the best from past dwellings. Downsizing solutions include recycling smaller pieces that are more easily adaptable, and replacing larger furniture with current designs. Vintage-inspired, the Marlow Collection’s chrome nesting table is a stunning update to any space. casalife’s Robert Whitfield says, “We are very proud of this collaboration. Working with the talented team at Catherine + Davis Interior Design inspired us to use our trademark products in new ways, while learning more about what motivates our clients’ decisions. Ultimately, we want to connect with consumers by bringing them the absolute best, 054 new Condo Guide sep 21 - oct 5, 2013

from exclusive products like Symphony to the latest advice that results from collaborations like Design ID. Discover your Design ID at the Toronto Fall Home Show with casalife and Catherine + Davis Interior Design, Oct. 3 to 6 at the Better Living Centre, Exhibition Place.

EGLINTON

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ĆŤ

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sep 21 - oct 5, 2013 new Condo Guide 055

Come see the city’s most sophisticated new residence. With oversized terraces, modern design and an unbeatable midtown St Clair West address, The Nest, Residences of Hillcrest Village is the perfect place to land. Define your way to live surrounded by all the conveniences at your door step including transit.

FROM THE MID $200’S. REGISTER TODAY.

TheNestCondos.com 416.223.0003 facebook.com/thenestcondos twitter.com/thenestcondos

BROKERS PROTECTED. Rendering is an artist’s impression. Sizes and specifications are subject to change without notice. E.&O.E.

056 new Condo Guide sep 21 - oct 5, 2013

COMING THIS FALL

Where luxury takes wing.

sep 21 - oct 5, 2013 new Condo Guide 057

condo profile

Take flight and land at

The Nest,

the newest residence at Hillcrest Village

t

here’s a new migration in Toronto – to The Nest in Hillcrest Village, a ninestorey midrise that offers unobstructed bird’s-eye views all around especially to the city skyline from its perch surrounded by quiet, residential neighbourhoods.

The Nest sits proudly on the southwest corner of St. Clair Ave. West at Hendrick Ave., the newest component of the ever-changing, ever-evolving Hillcrest Village. Lush tree-lined streets, older homes and a close-knit community make this established neighbourhood feel like a small and vibrant village. It’s where residents can escape the bustle and

058 new Condo Guide sep 21 - oct 5, 2013

the stress of the city – without having to leave town.

Friendly people, wonderful restaurants, excellent shopping, big green spaces and a hopping (but not intrusive) nightlife make this the neighbourhood Torontonians are re-discovering in flocks.

The Nest is big on style thanks to the collaborative efforts of the award-winning design and development team of The Rockport Group, RAW Design architects, interior design firm II BY IV Design, and landscape architects Janet Rosenberg & Studio. The Rockport Group is in its 57th year as a developer with a long list of successful residential communities as it leads the way in the development of innovative infill urban communities.

Hillcrest Park and Wychwood Barns Park provide green space within a stroll of The Nest “We pride ourselves on achieving a human scale in our projects,” explains Jack Winberg, Rockport’s president and CEO. “We’ve got third- and fourth-time purchasers buying from us. That’s because we contribute to the community when we build. We’re part of it all – shopping, parks, residences. With The Nest, we’re kick starting a resurgence to bring in new people who want to move here, to be a part of it all.”

Hillcrest Village is definitely part of it all as home to trendy shops, boutiques, popular restaurants and cafés like The Rushton, The Stockyards and Chocoalatte.

Wychwood Barns is the heart of this regenerated neighbourhood – a unique and treasured complex offering artist live/work space, conference and event space, public growing areas as well as a covered street for markets and shows.

Hillcrest Village is nestled among Toronto’s most noteworthy

neighbourhoods – the Annex and Forest Hill with its venerable institutions, Upper Canada College and Bishop Strachan School, and growing areas like Oakwood, Humewood, with Corso Italia running along St. Clair Avenue West. Hillcrest Park and Wychwood Barns Park provide green space within a stroll of The Nest. The St. Clair streetcar is at your doorstep offering ease and convenience to reach the downtown core.

The Nest invites residents to spread their wings and live large in an open-concept space that’s sleek, stylish and intimate. Many suites offer oversized terraces and balconies with enviable city views. You can also enjoy the expansive rooftop terrace with friends and family.

In addition to suites that vary in size from 444 to 1,250 sq. ft., there are fabulous, one- and two-storey penthouses with a handful having private rooftop terraces. All suites feature European-inspired kitchens with granite or quartz counters and integrated appliances, along with hardwood throughout. Penthouses will have ceiling heights of 10 ft. with nine-ft. ceilings in the balance of the suites.

Building amenities include a stunning lobby, main-level lounge/flex space that includes a library and fireplace, and a spectacular rooftop terrace showcasing unobstructed panoramic city views, destined to be a gathering spot for residents living within this intimate building of only 122 suites. There will also be the convenience of retail shops at street level, a pet mud room and gym.

On its exterior, the contemporary, tiered styling of The Nest features a façade of clay brick, Fibre C and floor-to-ceiling windows. The south elevation of The Nest reveals expansive outdoor spaces by virtue of its stepped design. It will include a green roof with water conservation features along with geothermal heating and cooling on site providing long-term benefits to residents and the environment. Construction is expected to begin in early 2014 with occupancy in early 2016. Suites are priced from the mid-$200’s.

The site will open in the fall at 784 St. Clair Ave. West. Sign up for The Nest’s early-bird registration at thenestcondos.com or call 416.223.0003. sep 21 - oct 5, 2013 new Condo Guide 059

mortgage finesse

// By Calum Ross

Credit & debt management To further complicate matters, institutions are granting c­ redit to consumers at a pace never seen before.

The combination of increasingly sophisticated marketing techniques to consumers coupled with more and more available credit truly becomes too much temptation for many people to bear. Consumer debt is a major issue in North America. The concept of keeping up with the Jones has destroyed both people’s financial health and their personal lives. What I am here to tell you is that you don’t need to fall into this trap!

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an accredited mortgage professional. He can be reached at 416.410.9905.

A

s the credit system continues to evolve in Canada, consumers are getting increasingly confused with a greater variety of credit products from a greater variety of financial institutions. In fact, the average Canadian gets more correspondence from financial institutions than they do from family and friends combined (what have we come to?).

Consumer debt is a major issue in North America. The concept of keeping up with the Jones has destroyed both people’s financial health and their personal lives.

060 new Condo Guide sep 21 - oct 5, 2013

Here are some simple guidelines that will prevent you from becoming yet another consumer credit victim: 01 Control spending by knowing exactly where every dollar goes.

Tracking your spending habits in detail periodically will enlighten you in ways that you never considered. While doing this on a monthly basis is not realistic, try to do this in detail for at least one month a year.

Helpful tip: If you and your spouse spend $3 per day on coffee, this totals $1,095 per year. Depending on your tax bracket, this amount could represent over $2,000 in pre-tax income. Is the free coffee at your office that bad?

02 Watch your liquidity closely. Liquidity refers to your or your

family’s ability to pay its short-term debt ­obligations. Watching what a­ vailable funds you have to pay upcoming debt o ­ bligations is fundamental to avoiding credit problems.

Helpful tip: Think carefully before using purchase ­programs that require no payments for a set period. If you can’t afford to pay for it now, should you buy it?

03 Develop a realistic budget and live by it always. A good budget must have specific financial goals with a clearly defined time horizon. Be sure to take into account all of your ­payments, including loans, utilities and dry cleaning. If you pay for it monthly, it should be allocated in your budget. You can’t be too detailed. Most financially successful people are excellent financial planners. They have investment plans, loan repayment plans and a clear idea of how much time they need before they can purchase big-ticket consumer items.

Helpful tip: Also be sure to budget for some kind of treat on a periodic basis. All work and no play often results in failure.

While these rules seem fairly simple, they are a little like a diet – easy to start but tough to follow through. Despite popular opinion, material items will not bring you ­happiness.

While it may not seem like it today, forgoing that purchase to save for your child’s education (or your retirement) may make you feel a lot better in the long run (despite what the ­commercials may lead you to believe).

Until next time – happy home and mortgage h ­ unting.

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homebuyers’ help

This can leave you vulnerable to substantial additional repair and renovation costs that a pre-purchase inspection might have detected.

Your bank manager or financial adviser can help customize your mortgage to suit your financial goals and ensure you can afford your monthly mortgage payments.

CMHC’s online interactive guide, Homebuying Step-by-Step available at cmhc.ca, can help you determine what price range you should be looking at and how much you can really afford.

You should also investigate the financial well-being of the condominium corporation you’ll be buying into. For resale condominiums, check documents such as the estoppel or status certificate as well as annual operating budgets and end-of-year financial statements. Technical audits and reserve fund studies can also offer insight on the condition of the building and the adequacy of the reserve fund to meet future major repairs and building renewal work. For new buildings, also review the full disclosure statement.

Financial Institution

Buying a condo: Who you need on your team

When you buy a condo, you’re not just buying a place to live. You’re becoming part of a community. Before you make an offer on your dream condo, Canada Mortgage and Housing Corp. (CMHC) recommends that you get some expert advice to help you navigate through the process.

CMHC has identified these industry professionals who are ready and willing to provide you with the advice necessary for a smart, informed purchase.

A lawyer who is knowledgeable about condominiums can protect your legal interests, explain all the documentation and review the purchase and sale agreements. Your lawyer will determine whether or not there are any legal actions pending against the condominium. If your offer is accepted, he or she will also be responsible for many of the closing arrangements.

Real estate lawyer

Home inspector While most buyers of resale homes wouldn’t even think

of signing on the dotted line without having a home inspection, there are benefits to having your newly built condominium unit inspected as well. A qualified home inspector will go through the suite and common elements and perform a comprehensive visual inspection. The inspector will determine the components that are not performing properly as well as items that are beyond their useful life or are unsafe. He or she will also identify areas where repairs may be needed or where there may have been problems in the past. Inspections are intended to provide you with a better understanding of a property’s condition before you buy. All too often, people make purchase decisions too quickly in anticipation of competing offers.

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As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high-quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.

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condo profile

BILD Award inspires a new release of homes at

Concert’s 88 Scott condominium

a

t Concert Real Estate Corp., a recent Building Industry and Land Development Association (BILD) Award win for “Best Suite Design under 750 Square Feet” has resulted in much more than an addition to their already-full trophy case. At 88 Scott, their award-winning downtown Toronto condominium residence, the win has inspired an entirely new release of Award Series homes. The majority of homes within this limited-collection of newly created suites feature one-bedroom or one-bedroom-plus-den designs and range from 595 to 735 sq. ft.

With an already-established reputation for offering attainable luxury in an unsurpassed downtown location, the team at 88 Scott is excited about this soon-to-be-released Award Series of homes.

“The Award Series of homes is a direct response to market and buyer feedback,” says Catherine Diraison, director of project sales. “Over 70 per cent of the homes within this remarkable downtown

064 new Condo Guide sep 21 - oct 5, 2013

development have already sold. The Award Series features some of our most popular floor plans extended to the higher floors of the building.”

The embodiment of downtown living, 88 Scott will rise 58 storeys at the intersection of the bustling Financial District and the charming, historic St. Lawrence neighbourhood. Just across from the soon-to-be-refurbished urban oasis of Berczy Park, 88 Scott is mere minutes to the Theatre District, fine dining and worldclass shopping, and within walking distance to Toronto’s Harbourfront, the Air Canada Centre and Rogers Centre.

But it’s not just 88 Scott’s prime location that makes the building unique. The superior quality of the suite finishes – all of which come standard throughout the building – were selected to appeal to the savvy urban buyer. Designed by Alex Chapman and Kelly Cray of interior design firm Union31, the finishes are on display within the impressive 88 Scott sales centre which includes a fully furnished model suite plus two kitchen vignettes. “We invite prospective purchasers to visit our sales centre at 100 Yonge St. to experience the quality of 88 Scott for themselves,” says Diraison.

“They’ll see that our interior finishes are second to none.”

As Diraison reiterates, high end finishes and attention to detail come standard with every suite at 88 Scott. All feature over-height, smooth ceilings and open kitchens with designer cabinetry and integrated European appliances. With such exquisitely designed interiors and captivating architecture, 88 Scott rejects the same old suite designs in favour of well-appointed and smartly designed living spaces. Suites range in size from studios to three-bedroom homes of more than 1,900 sq. ft.

On the outside, architectural design by Page + Steele/IBI Group Architects means 88 Scott is set to make a distinctive mark on downtown Toronto’s skyline. Reflecting Concert’s commitment to sustainable development and construction practices, and paying homage to the heritage and character of the neighbourhood, the stylish five-storey podium will incorporate the façade of the original limestone building constructed in 1951.

Recognized in Toronto as an award-winning developer of purposebuilt rental highrises, Concert has developed almost 10,000 rental and condominium homes for the people of British Columbia and Ontario throughout its 24-year history. With a well-earned reputation for quality and a commitment to delivering beyond expectations, Concert is an established developer with a solid foundation that includes the strength and backing of the union and management pension plans who own the company. Homeowners at The Berczy – Concert’s remarkably successful first condominium development in downtown Toronto – are set to take possession of their new homes this fall.

“Our dedicated team of professionals is committed to integrity in all dealings and we’re excited to once again offer homes of distinction to Toronto condominium buyers,” says Brian McCauley, company president and COO. 88 Scott will also offer the latest in environmentally conscious design, including green roofs, highly efficient mechanical and electrical systems and superior indoor air quality. The building will target Leadership in Energy and Environmental Design (LEED) gold standards with a design to meet the highest tier of the Toronto Green Building Standards.

For a sneak peek at the soon to be released Award Series of suites at 88 Scott, visit the sales centre at 100 Yonge St., call 416.216.8588 or visit 88Scott.com. sep 21 - oct 5, 2013 new Condo Guide 065

investor advice

Five questions for

// by andrew la fleur

First-Time Condo Investors

S

o, you’ve decided to buy an investment condo.

Congratulations! As a first-time investor, there are five questions you need to ask yourself before buying a new condo:

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Check out his blog at truecondos.com.

Most new condos will require a 15- to 20-per-cent deposit up front, as well as a mortgage approval letter showing you can afford the unit you are purchasing.

1 | What are your goals?

Before you buy any investment condo, you should figure out what your goals are. Are you looking to make a short- or long-term investment? What kind of return do you wish to achieve? Are you more interested in income or capital gain – or both? Deciding what your goals are up front will better help you achieve them in the long run.

2 | What can you afford?

Talk to your mortgage broker or lender and get a mortgage pre-approval before you start your search. This will help you figure out what you can afford, and will help you start to narrow your search.

Also, make sure you are prepared for the developer’s requirements with respect to financing. Most new condos will require a 15- to 20-per-cent deposit up front, as well as a mortgage approval letter showing you can afford the unit you are purchasing.

3 | What is your exit strategy?

This is a very important question many first-time investors fail to answer before buying a new condo. Will you buy, hold and rent for the long term before selling? Will you buy pre-construction and then flip (assign) your unit prior to the final closing? Will you buy pre-

066 new Condo Guide sep 21 - oct 5, 2013

construction, close on the unit, rent it out for one or two years, and then sell it? Will you buy, wait for completion, and then refinance and re-invest the proceeds?

Take time to assess the risks and rewards associated with the different exit strategies and start with the end in mind.

4 | What should you buy?

Buying a new condo for investment purposes is different than buying for yourself. Some units make better investments than others.

Questions to consider include: Which locations are likely to experience the most growth in the next few years? What type of unit is the most attractive to renters? Which type of unit tends to appreciate faster than others?

5 | When should you buy?

Understanding the typical marketing cycle that a new condo goes through from pre-construction to completion will help you identify the right time to buy.

When buying for investment, it is generally best to buy at the earliest possible stage when a new building launches. This is when prices are the lowest, and availability of investorgrade suites is highest. But there are other great opportunities to buy, including right before the developer meets the sales target to secure construction financing, or during the occupancy stage. In both of these instances developers tend to be highly motivated to sell and this is when they often introduce great buyer-incentives or cash discounts.

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         

                            

                   Located on Bonis Ave, just North of Kennedy Rd. and Sheppard Ave. East.      To register visit www.lovecondominiums.com sep 21 - oct 5, 2013 new Condo Guide 069

CHINESE HOME & CONDO GUIDE 網上 參閱

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

各式電子工具都可瀏覧

ChineseHomeGuide.com

- Oct 12, 2013 九月七日至十月十二日 / Sept 7

時尚鎮屋 示範單位 經已開放

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

餅層出不窮 r 萬錦市中秋慶祝活動 r 精緻月 城市觸覺 – 萬錦市的強勢發展 8/28/13 10:51:38 AM 3-2.indd 1

GTA Chinse Front Cover_09071

070 new Condo Guide sep 21 - oct 5, 2013

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

COMING SOON to SHEPPA RD & WA RDEN

A new community offering comfort, convenience and culture.

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Starting at $238,000.

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HarmonyVillage.ca (SS WYPJLZ ZPaLZ HUK ZWLJPÄJH[PVUZ HYL Z\IQLJ[ [V JOHUNL ^P[OV\[ UV[PJL Rendering is artist’s impression. E. & O. E. Images are for mood and impression only.

071

make your move

5 common packing mistakes

// by dan hopkins

to avoid box. Be choosy about your boxes; free boxes from a grocery store that have been used to ship produce could contain insect larvae that may transfer to your belongings.

2. Be realistic about the number of boxes you need. Depending on

Dan Hopkins is COO at Two Men and a Truck – Canada. Visit twomen.ca

M

ore than four million people moved residences in Canada last year, many of whom did the packing themselves. For some, it works out fine; others have problems resulting from a lack of foresight, poorly packed boxes and inexperience in loading moving trucks.

Here are some tips to help you avoid finding damaged items at your destination:

1. Consider purchasing boxes from your mover. The most

common packing mistake we see are people getting free boxes at the grocery or liquor store, and then putting too much weight in them.

For example, using a large box to pack books and magazines could make it too heavy to lift, and the box might break during the move due to the weight. ›› Use this rule of thumb: the heavier the item, the smaller the 072 new Condo Guide sep 21 - oct 5, 2013

how long you have lived in your current location, you will most likely underestimate the number of boxes required. Often, we hear of people who think 40 or 50 boxes will be enough, and then they realize they need upwards of 80, two days before moving day.

3. Start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not packed.

There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes, and we just get in each others’ way.

This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lamp shades and cushions; we place these items in the “attic” (the area over the cab) of the truck. We can get lots of light items up there and they stay secure. Next, we create a “box wall” stacked to the ceiling to hold the items in the attic in place. We then stand plastic-wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from getting jostled during the move.

If you’re not completely packed and ready on moving day, we can’t create that box wall early on and this decreases the capacity of the items that can be moved at one time. It also eats up precious time, and therefore, money!

4. Think ahead. Start packing items you don’t use daily as early as possible.

As you pack your boxes, move them to the front of your home and stack them along a wall near the front door. Having them by the door, organized and ready to go, instead of having the movers go back and forth to each room can shave 10 to 20 seconds off the time to move each box, which can save lots of time and money.

5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes designed to fit into our trucks for optimum efficiency and safety.

When it comes to moving, forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

073

Designer Advice

Modern mixing with

the Real Housewives // by Yanic Simard

While in Vancouver earlier this year as part of my Western Canada media tour, I took a lot of inspiration in what this beautiful and busy city has to offer. Bringing the Cityline cameras with me, I visited the homes of Real Housewives of Vancouver Amanda Hansen (pictured above, left) and Jody Claman (pictured above, right), and found many great examples of my rules for mixing and matching your décor. Here are some ways you can bring real personality into your space, inspired by two ladies with character to spare.

Sleek and Subdued

Amanda Hansen’s house, home to an artistic family, creates the perfect harmonious backdrop to creative projects (and the occasional messy experiment).

Amanda’s interiors start with a simple palette: her white wall colour lets the 100-year-old architecture speak for itself without fighting the furnishings for attention. ›› Try This At Home Benjamin Moore’s OC-65 Chantilly

Lace – it’s my favourite clean and neutral white, free of green, beige or yellow undertones.

074 new Condo Guide sep 21 - oct 5, 2013

Here are four more ways to create a clean, contemporary mix:

1. Feel it out Whether creating a traditional or modern

mix, it’s important to use a range of textures to keep a stark palette from feeling sterile. Consider this list, and make sure to include at least five of these: paint, paper, velvet, silk, cotton, linen, wool, leather, metal, glass, wood, stone, plastic and plant life. It’s easier than it sounds. Amanda’s space mixes a wood table, metal and plastic chairs, leaded glass windows, painted walls and multiple fabrics used in sleek draperies and plush upholstery, and that’s before even getting to the accessories!

Consider this list, and make sure to include at least five of these: paint, paper, velvet, silk, cotton, linen, wool, leather, metal, glass, wood, stone, plastic and plant life.

à

à

enjamin Moore’s B Apple Blossom CC-158

enjamin Moore’s B Chantilly Lace OC-65

2. Add modern classics The “modern” period in furniture design is actually decades old, but timeless. Any home can benefit from the inclusion of a BRNO cantilevered steel-frame chair or, like at Amanda’s house, a moulded plastic Eamesstyle seat – both infuse some sleek textures into your palette without appearing cold. Dabbling in a little modernism actually adds personality that will make a space feel even more like “home.” ›› Get the Look Invest in the Eames classic chair from

DWR.com, or find a look-a-like in many furniture boutiques.

3. Create rhythm While contrasting periods and materials, remember to keep a thread of consistency between pieces where possible. By repeating elements, you create a look that is purposeful rather than haphazard. For example, the combination of metal and clear glass/plastic is found in Amanda’s leaded windows, glass-doored cabinet and cantilevered side chair. Reusing touches of a material throughout creates a rhythm that guests will sense, even if they can’t put their finger on it.

The two walls around Jody’s dining nook are mirrored from floor to ceiling to more than double the visual space.

Using the solid pieces of glass maximizes the visual effect, but you can also apply large mirror tiles to cover walls inexpensively.

4. Light the way A consistent feature throughout Amanda’s

à

I KEA’s 24-by-24-in.

KOLJA square mirror

à

space is the use of “Edison” bulbs. Combining these glowingfilament bulbs with architectural clear glass shades creates a mix of old and new that fits the home’s old-world character and lends a warm, glowing ambience. You can find these bulbs at many décor shops as an inexpensive upgrade to an existing sconce or pendant.

dison bulbs come in many E shapes at Restoration Hardware

›› Get the Look Edison bulbs come in many shapes at

Restoration Hardware. Combine a few styles in the same fixture for eclectic charm.

Big and Bold

Jody Claman’s home, designed for a chef with a spicy personality, makes big style statements. Although her space uses lots of white (like Amanda’s), it’s kept to her eclectic furniture, and her walls are far from a blank slate – soft pink makes for a near-neutral with plenty of personality.

›› Try This At Home Benjamin Moore’s CC-158 Apple Blossom

sep 21 - oct 5, 2013 new Condo Guide 075

Any home can benefit from the inclusion of a BRNO cantilevered steel-frame chair or, like at Amanda’s house, a moulded plastic Eames-style seat – both infuse some sleek textures into your palette without appearing cold.

If you like a playful, modern mix like Jody’s, here’s my recipe:

1. Open wide Jody’s open-concept space is not large, but is visually

expanded to keep from feeling overstuffed. The floor-to-ceiling windows (overlooking Vancouver’s natural vistas) line an entire wall, with lowbacked furniture keeping the sight line unbroken. Even if you don’t have this multi-million dollar view, you can choose low pieces to keep the view as open as possible.

2. See double The two walls around the dining nook are mirrored from floor to ceiling to more than double the visual space. Using the solid pieces of glass maximizes the visual effect, but you can also apply large mirror tiles to cover walls inexpensively. ›› Get the Look IKEA’s 24-by-24-in. KOLJA square mirror

(with bevelled edges for an elegant finish).

3. Quality over quantity Suiting her larger-than-life personality, Jody’s

interior décor is not shy to embrace statement pieces. Her space includes oversized art (such as a wall-filling painting and life-sized pink statue) and a baby grand piano. Dressing even a small room with pieces that make you say “wow” will bring more satisfaction than compromising on compact clutter.

4. Invite everyone over To fit in the maximum amount of seating,

combine generously sized sofas (or a sectional) with petite chairs – you’ll have room for a relaxed tea for two, or a lively soirée. Jody kept her seating predominantly white for a harmonious look. You can easily mix plush contemporary lounges with vintage or modern chairs, as long as you keep some consistency in the colour palette.

076 new Condo Guide sep 21 - oct 5, 2013

Yanic Simard is the principal designer of the Toronto Interior Design Group, a regular design guest expert on Cityline and columnist for The Toronto Star newspaper. Follow him on Twitter @yanicsimard or on Facebook at facebook.com/yanic.simard. Read his blogs on tidg.ca and every Thursday on the Thermador Facebook page’s blog (facebook.com/ThermadorCanada). Yanic is design editor of New Condo Guide and writes for many other Canadian and international publications. Send questions or comments to info@tidg.ca

sep 21 - oct 5, 2013 new Condo Guide 077

Industry Insider

// By David Hirsh

TECHNOLOGY IN THE SALES OFFICE

W

David Hirsh is president and CEO of Brandy Lane Corp. Known for his creative and innovative approach to residential design, David prides himself on his hands-on approach to all stages of the development and building process, and he believes that everyone is his client. The company’s newest community is Wyldewood Cove in Collingwood. Visit brandylanehomes.com.

The main benefit of the correct use of technology in the sales office is to ensure that you don’t have to work too hard to imagine what your home will look like and what will make it the best choice for you 078 new Condo Guide sep 21 - oct 5, 2013

enhances your experience

hile the majority of purchases can easily be made online today, when it comes to buying a home, nothing beats a trip to the sales centre! As builders, we recognize that choosing and buying the perfect home is a huge decision, and one that certainly won’t be taken lightly by you – or us. It’s our goal to provide you with all the information you require to make an informed buying decision. One of the best ways to communicate that level of detail is to create interactive displays that utilize the newest technology, which enhances the tools we use and the content we provide.

Your visit to a new home sales office should be engaging from the second you step through the front door. Upon entering and being greeted by reception, you’ll likely be asked to provide your contact information.

This is an important part of the process as it allows us to add you to our database so we can reach out to you as additional pertinent information becomes available. We’re not looking to clog your email or contact you with unnecessary details. Our main goal is to ensure that we can continue to provide you with the information you need.

Your experience then continues as you make your way through the display area. It’s often difficult for new-home shoppers to imagine what their future home and community will look like, especially when buying from plans. The impetus is on us to create an effective presentation in the sales office that will paint an authentic picture of what you can expect from your new home.

Most builders recognize the power of virtual reality (VR). The VR experience begins with reasonably accurate renderings of your home, inside and out. These visuals can show you what the interior and exterior design of your home will look like in a way that can’t be described by words alone. The next level is to add an interactive component to all these visuals, which not only animates the material, but allows us to further engage you through an interactive kiosk.

That being said, the VR experience is not limited to displays, iPads and kiosks. There is also a lot to be said for the simplicity of a 3D site plan and/or building model that is used to give you a better idea of what we intend to build. Built to scale, this method of display is also highly effective, and in fact, will likely never be replaced by fancy screens and the newest techie tool.

The main benefit of the correct use of technology in the sales office is to ensure that you don’t have to work too hard to imagine what your home will look like and what will make it the best choice for you. We want to anticipate what you need clarity on and provide that to you without you having to ask. If we achieve that, then we’ve done our job well.

a celebration of everything Home + Style!

Better Living Centre, Toronto october 3 – 6, 2013

Great buys on a huge selection of furniture!

Start your holiday shopping early to benefit Toronto People With AIDS Foundation!

BENJAMIN MOORE COLOUR TRENDS Join colour and design expert Janice Fedak for an exciting presentation and you’ll be inspired to update your space with the latest colour schemes! Get one-on-one answers to your design questions.

Janice Fedak

Enter online and you could WIN an in-home consultation with Sharon Grech and more!

Sharon Grech

visit us online for details event presenter

s t u d i o t o u r on l i n e . c o m f e at ur e p r esen t er

event partner

media partners

thank you to our sponsors. design: thrivedesign.net

condo watch

new releases & grand openings 36 Hazelton

by Alterra

Construction has started at this luxury boutique condo in the Yorkville neighbourhood.

Web: 36Hazelton.com

101 Erskine

by Tridel

A quiet sensibility in the midst of Yonge and Eglinton. Grand opening.

Web: Tridel.com/101erskine

E Condos

by RioCan/Bazis/Metropia

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Condominium residences at the northeast corner of Yonge and Eglinton. Grand opening.

Web: ECondos.ca

Yorkville Plaza

by Camrost Felcorp

Grand opening at this iconic address.

Offering the best things in life right outside your door.

Web: YorkvillePlaza.com

Fuse 2

by Neudorfer Corp.

Now releasing Phase 2 of this master-planned community in Davenport Village.

Web: FuseCondos.com

Lago

by Monarch

Now under construction, at one of Etobicoke’s final urban waterfront settings.

Web: MonarchGroup.net

Fabrik

by Menkes

Now open, a fashionable new condo, steps from Toronto’s trendy Fashion District.

Web: Menkes.com

Life Condominiums

by Chestnut Hill Homes

A stylish, 13-storey midrise at Yonge and Merton with 149 spacious suites. Now open.

Web: LifeCondos.ca

The Madison

by Madison Homes

Grand opening of top floors at Yonge and Eglinton.

Web: MadisonCondos.ca

One Bloor

by Great Gulf

New suite release at this coveted Yonge and Bloor condo, now under construction.

Web: OneBloor.com

Picasso

by Monarch Corp./The Goldman Group

Now open, an iconic building in the heart of the evolving Entertainment District.

Web: MonarchGroup.net

Post House

by Alterra

Construction underway at this boutique condo in the St. Lawrence Market neighbourhood.

Web: PostHouseCondos.com

X2 Condos

by Lifetime/Great Gulf

Sophisticated condominium now under construction at Jarvis and Charles.

Web: X2Condos.com

Rise

by Reserve Properties

Construction starting soon. Downtown living at a mid-town price. Grand opening and new release.

Web: RiseCondos.com

River City 2

by Urban Capital

New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft.

Web: RiverCityToronto.com

Vivid

by Pemberton Group

The grand finale of a master-planned community at Islington and Bloor.

Web: VividCondos.com

Monde

by Great Gulf

New release of boardwalk suites along Toronto’s waterfront.

Web: MondeCondominiums.com

Exhibit

by Bazis/Metropia/Plaza

Limited-edition penthouse collection at Bloor and Avenue Rd. Web: Bazis.ca

continued on page 88…

080 new Condo Guide sep 21 - oct 5, 2013

GTA Edition September 21 - October 5, 2013

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

STAY IN THE LOOP AT CHAZ.YORKVILLE PUT

CONDO LIVING IS ABOUT MUCH MORE THAN AN ACTUAL SUITE. CHAZ.YORKVILLE OFFERS THE BEST COMPREHENSIVE, DYNAMIC, FUN AND OPPORTUNITY-FILLED URBAN LIFESTYLE OPTION OF ANY CONDOMINIUM IN THE CITY THANKS TO ITS …

5%

DOWN ON THE LIFE YOU’VE ALWAYS WANTED

… ULTIMATE LOCATION It’s right there in the name: Chaz.Yorkville.

Yorkville has long been Toronto’s preeminent destination neighbourhood, synonymous with the good life in the spirit of Beverly Hills’ Rodeo Drive and Manhattan’s 5th Avenue.

Yorkville’s streets are always alluring, drawing residents outside to stroll, shop the most exclusive brands in the world, visit a gallery, or just grab a window seat at one of the world-class cafés or restaurants, sip a latte and watch the beautiful people go by.

… DEFINING THE “STYLE” IN LIFESTYLE Amenities here are as striking as they are functional, and all geared towards the kind of 21st-century sociability that is bringing people into the downtown core in record numbers — not to mention adding nearly endless square footage to your living space.

Even the lobby is designed to offer opportunities to engage with neighbours or entertain family and friends, with a chic living room complete with romantic fireplace and adjacent bar with servery. Billiards lounge, tranquil Zen garden, stunning dining room, even a fully equipped pet spa — and that’s just the first floor.

On the second floor, the emphasis is on fitness and fun, with a gym, yoga/Pilates studio, spinning room, his and hers change rooms with steam, and a unique relaxation room with dry hydro-massage bed.

Thre ever thea with Thes com built MB/ offic

Then cant floor room and city —

…

Not the G com affair there can out n or w conv

One conn work a ba

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Three state-of-the-art, feature-filled media spaces cater to every taste. The first is a movie-oriented viewing room with theatre-style seats. The second is a sports-oriented lounge with cushy sofas and a place to prepare your game-day snacks.

These spaces feature best-in-class 84-inch 4K TVs. The third is a competition-level Gamers’ Arena with mind-blowing purposebuilt gaming chairs and integrated audio with fibre optic 100 MB/second internet speeds wired directly from Rogers’ head office down the street.

Then there’s the Chaz Club, a sky-high entertaining hot spot cantilevered out from the sleek exterior on the 36th and 37th floors. Invite your guests to this exquisite two-storey grand room with lounge bar, five-star dining room with demo kitchen, and a double-height open terrace with the best views in the city — all for you.

…INCREDIBLE VALUE The wide variety of suites at Chaz.Yorkville by Developer 45 Charles Ltd. and Project Manager Edenshaw Homes start in the low $300s — the ultimate Yorkville value. For a limited time, that value is multiplied with a fantastic 5% down payment offer on simply the finest upscale residence in all of downtown Toronto.

This isn’t just an ownership opportunity — it’s the chance to build a dream life, in the perfect neighbourhood, surrounded by everything you love!

FIND OUT MORE ABOUT CHAZ.YORKVILLE AND 5% DOWN

… PLACE AT THE CUTTING-EDGE

BY CALLING (416) 922-0045 OR

Not only does Chaz.Yorkville offer the fastest Internet speeds in the GTA, but it’s among the first to use Bazinga! This innovative community-building platform lets residents manage all their affairs online, where everything is stored in the Cloud, so there’s no paper trail - you’ll never lose another warranty. You can use Bazinga! to book a guest suite or party room, check out notices from the condo board about upcoming meetings or when the window washers are expected, and all from the convenience of your mobile or laptop.

VISITING THE SALES CENTRE AT

One of the best things about it is the Loop, a feature that connects you to your community, whether you’re looking for a workout buddy or a dog-walking group — or if you’re throwing a bash at Chaz Club.

101 YORKVILLE AVE. BETWEEN AVENUE ROAD AND BELLAIR STREET, MONDAY TO THURSDAY FROM NOON TO 6 P.M.; FRIDAY 2 TO 6 P.M.; SATURDAY NOON TO 8 P.M. OR SUNDAY, NOON TO 6 P.M. EXPERIENCE CHAZ.YORKVILLE ONLINE AT WWW.CHAZYORKVILLE.COM.

OWN YORKVILLE FOR ONLY 5% DOWN THE CHAZ CLUB. THE OUTDOOR COURTYARD. THE LOBBY LOUNGE. THE PET SPA. THE FITNESS CENTRE. THE GAMING ZONE. THE BILLIARDS ROOM. THE THEATRE ROOM. THE BUSINESS CENTRE.

Avenue Rd.

Dupont St. Yorkville Ave. Sales Centre

Bloor St. Yonge St.

Bay St.

45 Charles St. E.

Wellesley St.

STOP BY OUR SALES CENTER FOR DETAILS CONSTRUCTION ABOVE GROUND - WATCH YOUR HOME GROW - OCCUPANCY 2014 INSPIRED LIFESTYLE IN YORKVILLE FROM THE $300’S Avenue Rd.

Dupont St. Yorkville Ave. Sales Centre

Yonge St.

Bay St.

WWW.CHAZYORKVILLE.COM 416.922.0045

Bloor St. 45 Charles St. E.

Wellesley St.

SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS.: 12PM – 6PM, FRI.: 2PM – 6PM, SAT.: 12PM – 8PM, SUN.: 12PM – 6PM, STATUTORY HOLIDAYS: OPEN Exclusive Broker Baker Real Estate Inc. Brokers Protected. Prices and specifications are subject to change without notice. Illustrations are artist concept. E&O.E.

hot dates

sept/Oct 2013 Calendar of events taking place from September 21 – October 5

highlights

Until Sept. 28

Sept. 21 –22

Look Back in Anger

Queen West Art Crawl

1093 Queen St. W. FeverGraph Theatre Company presents Look Back in Anger, directed by Anita La Selva and co-conceived by an exciting team of performers. Tickets can be purchased by calling 416.277.5075 or by visiting online. fevergraph.com

Trinity-Bellwoods Park For the 11th year, this weekend-long celebration of local arts and culture comes to Trinity Bellwoods Park. Purchase a great piece of art from one of more than 250 jury-selected artists at the Outdoor Art Show and Sale, join a walking tour, and catch a talk by one of the featured guest speakers. There’s something for everyone, from the family-friendly KidsZone, to the edgy and innovative Parkdale Nightcrawl. Visit the website for more information. queenwestartcrawl.com

Until sept 28

Look Back In Anger sept 21 –22

Queen West Art Crawl sept 28

Toronto Vintage Clothing Show Oct 3 – 6

Sept. 28

Oct. 3 – 6

Toronto Vintage Clothing Show

Toronto Fall Home Show

Metro Toronto Convention Centre

Better Living Centre

255 Front St. W. Attention all fashion lovers: lace up your comfortable yet stylish walking shoes and discover an amazing array of hand-picked vintage and retro fashions, accessories and jewelry from Canada’s top independent retailers. You won’t find anything like this at the mall! Hours are 10 a.m. to 5 p.m. at the North Building. Visit the website for tickets and addition info. torontovintageclothingshow.ca

195 Princes Blvd., Exhibition Place Innovative products, new ideas and expert advice are coming to the Fall Home Show presented by Scotiabank. Celebrity guests appearing on the main stage include Property Brothers hosts Jonathan and Drew Scott, paint legend Annie Sloan, Cityline expert and colour aficionado Leigh-Ann Allaire Perrault, Melissa Davis and Tim Stellers of HGTV’s hit show Income Property, and many more! For information and tickets, call 1.877.715.7469 or visit online. fallhomeshow.com

Toronto Fall Home Show

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 6 Cresford Development Corp.

7 The Daniels Corporation 10 Empire Communities 15 Tridel Corporation 17 Rockport Group 19 KIngstone Road Development 21 Easton’s Group 21 Remington Group 23 Tribute Communities 28 Empire Communities 52 Cresford Development Corp.

58 Great Gulf Homes 59 Lindvest 66 Emsatec Canada Inc 117 Bazis Inc. 117 Metropia 117 Plaza 120 The Daniels Corporation 124 Pinnacle International 128 Lifetime Developments 129 Concert Properties 133 Tribute Communities 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 155 Lifetime Developments 162 Pianosi Developments 171 Camrost - Felcorp 189 The Daniels Corporation 192 MintoUrban Communities Inc. 202 Bazis Inc. 202 Rio Can 202 Metropia 217 Pemberton Group 218 Malibu Investments Inc. 218 Urban Capital 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

2 Great Gulf Homes 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Tridel Corporation 5 Onni Group of Companies 5 Onni Group of Companies 8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Merton Yonge Condominiums 416-484-1900 • from $450,000 128 14e High Park Condominiums 416-351-1844 • from $300,000 15 8L The HUB 416-408-1200 • from $250,000 6 9F 101 Erskine 416-736-9500 • from $285,000 IFC & BC 14D The Nest 416-223-0003 • from $250,000 56-57 11H The Glen 416-694-3333 • from $255,000 92 23H Westinghouse Lofts 416-599-1355 • from $262,000 67 12N Westinghouse Lofts 416-599-1355 • from $262,000 67 12N The College 416-363-4800 • from $320,000 61 M14 Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 7 25B CASA III 416-486-2272 • from $270,000 127 15L Monde 416-466-8885 • from $304,000 14 17M B Streets 416-532-6636 from $320,000 95 13J The Brownstones 5 416-531-7760 • from $350,000 89 9I Exhibit 416-967-7778 • from $320,000 23 14i Exhibit 416-967-7778 • from $320,000 23 14i Exhibit 416-967-7778 • from $320,000 23 14i One Park Place Condominiums 416-955-0559 • from $200,000 41 18J The Pinnacle on Adelaide 416-596-1600 • from $334,000 93 15M Bisha Hotel & Residences 416-637-2211 • from $274,000 22 16m 88 Scott 416-216-8588 • from $400,000 63 17M RCM I on University 647-351-9247 • from $393,000 61 14M Chaz Yorkville Condos 416-922-0045 • from $320,000 51 & Insert 16J Chaz Yorkville Condos 416-922-0045 • from $320,000 51 16J Imperial Plaza 416-925-2501 • from $350,000 3 15I The Bond Condominiums 416-546-7525 • • from $300,000 29 15G Perspective Condos 416-242-3500 from $280,000 101 4H Yorkville Plaza 416-966-3003 • • from $350,000 1 14H Cinema Tower Condominiums 416-203-2020 • from $450,000 25 14M 30 Roe 416-915-3812 • from $324,000 55 14D E Condos 416-243-8688 • from $200,000 5 14E E Condos 416-243-8688 • from $200,000 5 14E E Condos 416-243-8688 • from $200,000 5 14E TEN93 Queen West 905-326-4100 • 9 12F Smart House smarthousetoronto.com • from $250,000 45 15L Smart House smarthousetoronto.com • from $250,000 45 15L 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Yonge+Richmond 416-499-8883 • from $273,000 16K Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N 383 Sorauren 416-588-0383 from $300,000 9L Aqualina at Bayside Toronto 416-514-2710 • 16E Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N NXT 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I The High Park 416-670-3699 • from $300,000 8L

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Streetcar Development Canalfa Group Freed Urban Capital Urban Capital Menkes Developments Inc. Tower Hill Development Corporation Easton’s Group Remington Group Monarch Corporation Tridel Corporation Greenpark Homes Pinnacle International Pinnacle International Tower Hill Development Corporation Madison Homes Cresford Development Corp.

Concord Adex Conservatory Group Cresford Development Corp.

Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Canalfa Group Pemberton Group Lamb Development Corp.

E-Park Development Neudorfer Corporation Madison Homes State Building Group Empire Communities Lamb Development Corp.

Tridel Corporation Harhay Developments Carttera Fernbrook Homes/Cityzen Dev. DHD Developments Great Gulf Homes Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Homes Plaza Pemberton Group The Daniels Corporation The Daniels Corporation Great Gulf Homes Lifetime Developments Triangle West Development Lanterra Developments Tridel Corporation Tridel Corporation Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Alterra Homes/Finer Space BSaR Ltd Andrin Homes Graywood/Beaverhall Development Aspen Ridge Homes Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Sorbara Group Streetcar Development Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes Cresford Development Corp.

Tri-Win Developments Inc Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Freed Carttera Mod Developments Inc. Reserve Properties Castlepoint/Numa Dundee Kilmer Developments Torbel Group TAS DesignBuild Mansouri Living Menkes Developments Inc.

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Trinity Lofts 416-690-2988 • from $330,000 Liberty Place 416-537-0047 • • from $170,000 155 REDPATH 647-291-0041 • from $250,000 River City 416-862-0505 • • from $250,000 River City 2 416-862-0505 • • from $250,000 Fabrik 416-591-7700 • from $250,000 2221 Yonge 647-350-2221 • from $200,000 King Blue Condominiums 416-599-1355 • from $250,000 King Blue Condominiums 416-599-1355 • from $250,000 Picasso on Richmond 416-495-3549 • from $300,000 Ten York 416-596-9888 • from $1020,000 Axiom Condominiums 647-352-4077 • from $225,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $420,000 Lofts 399 416-867-3999 • from $390,000 Infinity The Final Phase 416-214-1988 • from $300,000 Milan 416-928-7409 • from $520,000 CASA 2 416-977-1100 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 Liberty Central by the Lake 416-537-0047 • • from $300,000 The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-703-7271 • from $250,000 Foundry Lofts 416-531-7760 from $399,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 The King East 416-368-5262 • from $300,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 647-341-1731 • from $279,000 U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 X2 416-927-0080 • from $303,000 Art Condos 416-535-7775 • from $530,000 Riverhouse at the Old Mill 416-766-7343 • from $520,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Studio on Richmond 647-352-7736 • from $300,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 L Tower 416-777-2533 • from $410,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 1000 Bay 416-485-3000 • FAD Condos 416-815-1818 • from $250,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Canary District Condominiums 416-603-7576 • from $250,000 Wallace Walk 416-531-1818 • from $210,000 Duke Condos junctionlife.ca The Perry 416-926-7555 • from $390,000 Harbour Plaza menkes.com •

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 19l 12N 14D 18L 18L 14M 14E 12N 12N 14M 12F 17L 17m 17m 13H 14E 14L 16m 15I 15L 17I 14M 14M 14B 12N 16J 14M 9I 9I 14G 14G 13i 20J 15M 13M 13M 17N 18L 15I 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 15K 18J M14 16J 16J 12N 5L 5L 5L 15I 16J 16J 12N 16L 15L 14D 15M 15M 17M 17M 17M 15L 15L 15L 23J 15G 17L 14L M12 14I 15M 15J 15J 12H 12H 14D 19K 14F 15J 14M 13I 16M 16M 12M 15M 16L 16L 16L 12M 9L 18L 9L 8K

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

#

13 14 16 18 18 20 20 21 21 22 22 24 29 29 30 32 37 41 46 52 54 55 55 57 60 62 64 66 66 70 70 78 81 83 85 85 88 94 99 101 101 102 103 103 104 106 106 109 109 110 114 118 120 122 126 126 130 131 131 131 134 135 135 136 137 141 142 148 150 151 151 151 153 153 153 154 155 157 165 170 173 175 179 179 184 184 185 186 188 190 191 193 195 195 197 198 200 200 206 207 210 215 217 219

083

1

2

3

4

5

6

7

8

A

9

10

11

12

13

14

15

16

17

18

101

Steeles Ave

19

20

23

24

124

96

25

26

121

99

33

b

21 22

North York c

14

400

2

135

124

40 8 50

128

4

37

5

1

401

d

6

28

123

e

21

401 3 122

f

130

125

98

132 25

g

95

h * Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

torontoregionalmaps: North York

#

084

Builder

Site

Telephone

TH* C*

121 Liberty Development Corp.

World on Yonge

905-771-7010

128 The Daniels Corporation

NY2

130 Tribute Communities 1

Concord Adex

2

•

Price Range

Page

Finder

from $285,000

37

A18

416-221-3939

from $220,000

25

19C

Canterbury

647-352-2130

•

•

from $700,000

59

19F

Opus

416-813-2999

•

•

22C

Torbel Group

The Avanti Condominiums

416-636-0400

from $390,000

3

YYZed Project management

VISTO

vistocondos.ca

from $220,000

8E

4

Tridel Corporation

Hullmark Centre

416-733-2883

•

from $524,000

18D

4

Tridel Corporation

Aristo at Avonshire

416-730-0300

•

from $383,000

18D

6

Concord Adex

Tango at Concord Park Place

416-813-2999

•

•

from $236,000

22C

6

Concord Adex

Discovery at Concord Park Place

416-813-2999

•

22C

6

Concord Adex

Discovery II at Concord Park Place

416-813-2999

•

6

Concord Adex

Tango2 at Concord Park Place

8

Conservatory Group

Pearl 2 Condominiums

17C

•

from $210,000

22C

416-813-2999

•

from $265,000

22C

416-512-1818

•

17C

14 Torbel Group

Diva

from $250,000

15 Emery Condominiums

The Essential

905-887-4888

11C

•

from $250,000

21 Tridel Corporation

Argento

20E

416-663-1818

•

from $292,000

28 Tridel Corporation

Alto at Atria

22e

416-645-8866

•

from $288,000

25D

33 Castle Royale Development 37 Norstar Group of Companies

The Palm Condominium Residences

416-306-1000

•

from $400,000

17B

Portrait Condominiums

416-282-9600

•

from $300,000

13C

40 Menkes Developments Inc.

Gibson Square

416-730-9722

•

from $385,000

17C

50 MintoUrban Communities Inc.

88

416-915-3805

•

from $325,000

18c

50 Devron Developments

Flo Condominiums

647-799-0356

•

from $250,000

18c

86 Canderel/Stoneridge

Aura At College Park

416-962-8688

•

from $995,000

16K

94 DHD Developments

Gooderham

416-361-1322

•

from $410,000

18l

95 Aspen Ridge Homes

Scenic on Eglinton

416-805-1781

•

23G

96 ELAD Canada

Emerald City Condominiums

416-492-0001

•

from $248,000

24C

96 ELAD Canada

Dreamtower At Emerald City

416-492-0001

•

from $248,000

24C

99 The Brown Group of Companies

Willow Park at Bayview

416-221-6767

•

from $400,000

21

101 Kantium Development

Posh Condominiums

905-771-0134

•

from $544,000

16A

122 Lanterra Developments

Treviso Condominiums

416-787-8882

•

from $200,000

12F

122 Lanterra Developments

Treviso II

416-787-8882

•

from $220,000

12F

123 Brandy Lane Homes

The Station

416-398-9777

•

from $420,000

12D

124 Tridel Corporation

Trio at Atria

416-645-8866

from $288,000

24C

125 Fram Building Group

LIV Lofts

416-445-5638

from $250,000

22F

128 The Daniels Corporation

NY Place

416-221-3939

from $250,000

19C

132 Fram Building Group/Cadillac Fairview

Flaire Condos

416-445-8868

from $320,000

22F

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

DivaCondo.com

• •

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

1

2

3

4

5

6

8

bio

10

26

e

Islington Ave

al

Kipling Ave

xd

Bl

vd

1

401 2A

Etobicoke Rathburn Rd

ll R Mi

44

d

Bloor St W

Queensway

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Site One Sherway Condominiums One Sherway Condominiums Lago Eleven Superior Watermark Terrace on Danforth Harmony Village Sheppard Centro Nautilus at Waterview The Epicurean Altitude Palais at Port Royal Place Cloud 9 Condominiums Cloud 9 Condominiums ilofts at Mystic Pointe California Condos Ocean Club Encore Beyond The Sea Star Tower Condominiums Evolution Parc Nuvo at Essex South Beach Waterscapes Ventus at Metro Gate West Village One Valhalla Park Towers at IQ Vivid Condos Westwood Condominiums Avani At Metrogate Jade Condominiums Nature’s Path 2150 Condos Haven On The Bluffs Lexington South Shore Qube Condos Me Condos

Telephone TH* C* 416-695-3535 • 416-695-3535 • 416-495-3544 • 416-259-8882 • 416-253-6909 • 416-987-7575 • 416-493-0123 416-296-1898 • 416-203-6636 • 416-495-3530 • 416-321-1659 • 416-239-8200 • 416-800-0812 • 416-800-0812 • 416-251-8888 • 416-251-8888 • 416-255-4663 • 416-495-3543 • 416-979-1333 • • 416-747-9691 • 416-231-0999 • 416-252-3000 416-495-3544 • 416-293-5535 • 416-620-1887 • 416-233-5554 • 416-253-5838 • 416-239-8200 • 416-239-9888 • 416-293-5535 • 416-762-8818 • 416-745-6686 • • 416-750-2150 • 416-2611-9555 • 416-638-8444 • 416-913-2136 • 647-351-7823 • 647-693-7563 •

5

70

Park Lawn

35

50 14 51 34

Royal York Rd

Dundas St W

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

19

8

Scarborough

d

409

ett R Scarl

ve nA

40

Dixon Rd

Westway

h

*TH: Townhomes, C: Condo

25

d

62

QEW

Builder Great Gulf Homes Menkes Developments Inc. Monarch Corporation Davies Smith Queenscorp Residences Liberty Development Corp.

City Core Henderson Development Limited Monarch Corporation Monarch Corporation Conservatory Group Pemberton Group Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Graywood/Beaverhall Development Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Tridel Corporation Edilcan Development Corp.

Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

24

nR

Martin Grove Rd

60

23

Finch Ave W

Re

7

# 7 7 18 20 25 28 38 2 4 5 6 8 10 10 11 11 15 29 33 34 35 37 39 42 44 45 46 50 51 55 56 60 61 61 62 65 70 71

Al

27

Av e

21 22

Ranforth Dr

Da nf or th

20

Humberline Dr

Ki

19

23

lva

Sy

18

Passmore Ave

Centennial

Manse Rd

72

n

sto

RD

ng

Ki

Galloway Rd

St. Clair Ave 1

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

orto

17

East Ave Port Union Rd

71

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

29

16

427 Morrish Rd

2

15

Sheppard Ave E Conlins Rd

401

Brimley Rd

Warden Ave

Pharmacy Rd

e

61

Birchmount Rd

d

Kennedy Rd

Ellesmere Rd

Milner Ave

Midland Ave

55 401 31

3

14

Beare Rd

1

13

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

c

11 Sewells Rd

Finch Ave E

b

10

Neilson Rd

McNicoll Ave

9

Tapscott Rd

McCowan Rd

A

7

65

Lakeshore Blvd W

Price Range Page Finder from $262,000 28 16G from $262,000 28 16G from $320,000 Insert 24c from $200,000 99 23C from $320,000 103 19D from $227,000 37 2F from $238,000 77 2C from $185,000 6D from $400,000 25H from $250,000 23F from $230,000 25H from $260,000 23F from $240,000 22B from $240,000 22B from $310,000 25G from $242,000 25g from $250,000 24C from $200,000 5D from $400,000 24H from $250,000 22G from $456,000 22g from $209,000 25H from $400,000 26H from $314,000 4c from $287,000 21F from $239,000 21F from $220,000 22G from $250,000 23F from $250,000 23F from $240,000 4C from $293,000 24G from $270,000 11E from $189,000 3E from $160,000 3E from $240,000 21C from $350,000 22H from $200,000 24G from $150,000 8D

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

085

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21 22

Va lle yP ar kw n Do

26

Park

Ave

2

o esh Lak W Blvd

y Valle D on ay Parkw

QEW

16 17 shore Lake W Blvd

25

rd S

tE

20

11

St

y Ave

14

Jarvis

ersit

St Keele

1

re

Univ

ve ina A Spad

e

24

bine

Ave well

G era

Rd

ne

erin

s dow

Duff

Land

d

f

Cox

Rog

e r Av nne O'Co ve rn A osbu

C

ue Aven

Rd

d

d ers R

han

ina R

Rd

Vau g

St

on

Spad

nt

Egli

We st

erin Duff

ve W on A

St Jane

c

eE

d Woo

ay

A

b

23 ir Av

St Cla

oria Vict

1

d Dr Lair

21 4 12 18 9 29 way 8 22 ress Exp r e n di Gar

g

Toronto Waterfront

h

waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

086

#

Builder

1

Pemberton Group

Park Lake Residences

Site

416-769-4343

Telephone

2

Monarch Corporation

Nautilus at Waterview -

3

Cresford Development Corp.

NXT2/Phase Two

3

Cresford Development Corp.

NXT at Windermere By The Lake

4

tridel corporation

Aqualina at Bayside Toronto

6

Plazacorp/Berkley Community

West Harbour City

7

Lifetime Homes

TH* C*

Price Range

Page

Finder

• • from $250,000

3F

416-495-3544

• from $400,000

5f

416-977-5300

• • from $210,000

4E

416-977-5300

• • from $300,000

11f

416-514-2710

•

IFC

16E

westharbourcity.com

• from $327,000

13E

Waterparkcity – Neptune

416-203-3700

•

13f

8 Concord Adex

Grand Parade 2 at Concord CityPlace

416-813-0999

•

14f

8

Concord Adex

Quartz

416-813-0999

• •

14F

8

Concord Adex

ParadeTWO Tower Residences

416-813-0999

14f

8

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

8

Concord Adex

Panorama at Concord CityPlace

416-813-0999

• from $389,000

14F

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

8

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

14F

• from $2,213,000

14F

• from $287,000

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

8

CONCORD ADEX

Spectra

416-813-0999

• •

9

Conservatory Group

14F

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

16E

14 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

• from $200,000

10F

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

sunsetcondos.ca

• from $280,000

24C

16 CAMROST FELDCORP California Condominiums 18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000

11F

21 GREAT GULF Monde

mondegreatgulf.com

• • from $300,000

15E

29 PINNACLE INTERNATIONAL

416-925-3325

• •

17M

*TH: Townhomes, C: Condo

33 Bay Residence at Pinnacle Centre

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

Phillip Mur

Price Range

Page

Finder

Scugog

416-259-8882 48

• from $200,000

monarchgroup.net

• from $280,000

empirewatertower.com

• from $320,000

Whitby

Manvers

Oshawa

105

23C

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25B

401

W

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905-822-8858

• from $270,000

9E

8

chestnut hill development

San Francisco By The Bay

905-831-3631

•

• from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

5J

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $229,000

24C

25 queenscorp residences

Watermark

416-354-2221

• from $320,000

103

19D

empirecommunities.com/eaudusoleil

• from $210,000

25B

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

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condo watch

continued…

previews & registrations The Brownstones5

by Emsatec Canada Inc.

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Final phase of stacked towns in Davenport Village now open for preview. Call 416.531.7760.

Web: brownstones5.com

Coming soon to the heart of Toronto, at Peter and King. Register now.

Web: Menkes.com

Imagine Condos by insoho developments

One Park Place

by Daniels Corp.

Vibrant boutique condo living by acres of green space, TTC and GO Transit. Register now.

Web: imaginecondos.com

Now on sale, the “one” place to be in downtown east. Register now to stay informed.

Web: DanielsOneParkPlace.com

The HUB

by Empire Communities

Sixty Colborne

by Freed Developments

Live life on tomorrow’s fast lane, at this condo in a key Eg-West location. Register now.

Web: EmpireTheHub.com

A block from everything at King St. E. and Church St. Register now.

Web: SixtyColborne.com

Harbour Plaza

by Menkes

South Hill on Madison

by Burnac

Coming soon to York and Harbour. Register now to stay up to date.

Web: Menkes.com

Coming soon to the coveted Casa Loma neighbourhood. Register now.

Web: SouthHillOnMadison.com

The Britt

by Lanterra Developments

Tao

by SigNature Communities

Condos with European flair coming soon to Bay and Wellesley. Register now.

Web: LanterraDevelopments.com

Boutique condos on Bayview in Richmond Hill.

Coming soon.

Web: TaoCondos.ca

Aqualina at Bayside Toronto

by Tridel

Ten York

by Tridel

Coming soon: a master-planned community on the city’s waterfront.

Web: Tridel.com

Rising above it all at York and Harbour.

Register now for your private oasis.

Web: TenYork-condos.com

Cinema Tower

by Daniels Corp.

The Upper Canada Condominium

by State Building Group

World-class condo in the heart of the Entertainment District. Register now.

Web: CinemaTowerCondos.com

Coming soon, affordable luxury at Avenue Rd. and Lonsdale. Register now.

Web: UpperCanadaCondo.com

Eau Du Soleil

by Empire Communities

Yonge & Rich

by Great Gulf

Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online.

Web: EauDuSoleilCondos.com

Live at the centre of it all at Yonge and Richmond. Register for a preview.

Web: YongeandRich.com

The Epicurean

by Monarch Corp.

Smart House

by Urban Capital/Malibu

A stylish new condo for local foodies near Bloor West Village. Register now.

Web: MonarchGroup.net

Imperial Plaza

by Camrost Felcorp

Sixteen-foot loft living at Yonge and St. Clair.

Register today.

Web: 16FootLofts.ca/cg

088 new Condo Guide sep 21 - oct 5, 2013

Noir Condos

by Menkes

Intriguing, innovative, smart condos at Queen and University. Register now.

Web: SmartHouseToronto.com

PREVIEW

COME HOME TO THE NEIGHBOURHOOD YOU LOVE IN DAVENPORT VILLAGE

LIMITED TIME OFFER

Preferred mortgage rate guaranteed for 18 months†

'SPN UIF NJE

300’s

$

ST. CLAIR AVE. W. DAVENPORT RD.

DUPONT ST.

BLOOR ST. W.

DUFFERIN ST.

LANSDOWNE AVE.

DUNDAS ST. W.

SALES OFFICE POWERHOUSE ST.

INCLUDING UNDERGROUND PARKING & LOCKER

Sales Office: 940 Lansdowne Ave., (Building 15) Toronto, Ontario M6H 3Z4 Hours: Mon. - Wed. 1pm to 6pm Thurs. By Appointment Only Sat. - Sun. 12pm to 5:30pm Closed Friday

t 4QFDUBDVMBS VSCBO OFJHICPVSIPPE t CFE BOE CFE XJUI MPGU EFTJHOT t 1SJWBUF SPPGUPQ TVOEFDLT BOE HBSEFO QBUJPT t 4UBJOMFTT TUFFM LJUDIFO BQQMJBODFT t (SBOJUF DPVOUFSUPQT t 3FJOGPSDFE DPODSFUF DPOTUSVDUJPO t $POWFOJFOU UP USBOTJU TDIPPMT QBSLT TIPQQJOH t 'VUVSF MJOL UP 1FBSTPO "JSQPSU

BROWNSTONES5.COM 416.531.7760

*Where applicable. **From Dundas West Subway Station. †Ask Sales Representative for details.

Prices and specifications subject to change without notice. See Sales Representative for details. Rendering is artist concept only. E.&O.E. Sept. 2013

condo profile

Discover the ultimate in urban living at

Brownstones 5 in Davenport Village

t

he beauty of the city of Toronto is that there is always room for regeneration, resurgence and renaissance within many of the city’s older neighbourhoods. That’s the secret to the success of Davenport Village, a microcosm of Toronto city life in an intimate neighbourhood on the move.

The Brownstones 5 at The Powerhouse was recently released to great fanfare. It is the final phase of townhomes taking shape within the masterplanned community of Davenport Village. Riding on the success of the first four phases of townhomes, the 88 townhomes of Phase 5 offer the final opportunity to be part of this trend-setting neighbourhood that is transforming the area. The preview release resulted in brisk sales as testament to the popularity of this concept and this community.

090 new Condo Guide sep 21 - oct 5, 2013

Brownstones 5 is the ultimate in urban living in Toronto. These townhomes offer innovative use of space with three-level rooftop towns partnered with two-level garden towns – with the city at your doorstep. Built of reinforced concrete with sandstone-coloured brick exteriors, the outdoor living spaces add dimension to an already-dynamic concept of village living in the city. Outside is as important as inside, so the design incorporates sun decks, patios and balconies to offer outdoor living areas.

Choose from six two-bedroom designs ranging from 873 to 1,138 sq. ft. The Symington of 1,075 sq. ft. embraces the top three levels and offers two outdoor spaces – a balcony off the master suite on the second level, and a rooftop terrace of almost 180 sq. ft. The third level has a bonus area that inspires many uses – an office, media room, fitness area, recreation and games room – the sky’s the limit from this upper space.

The smallest Brownstone of 873 sq. ft. is the Davenport, brimming with far more features than its size would seem to indicate – a main level with kitchen and powder room, and living/dining area that looks onto a garden patio of 130 sq. ft. Up the stairs to the second level is a master suite with walk-in closet and ensuite bath, and a second bedroom and a media area.

The third level has a bonus area that inspires many uses – an office, media room, fitness area, recreation and games room – the sky’s the limit from this upper space

At Brownstones 5, buyers have discovered something special, something to talk about, with finishes that also demand attention like granite counters in the kitchen and bath, and vessel sink in the bathroom, climate control all year, oak and metal railings on staircases, hardwood flooring, ceramic backsplash in kitchen, choice of cabinets, plumbing and lighting fixtures, 40-oz.

Berber carpet, and four stainless steel kitchen appliances, plus a stacking washer and dryer.

Always changing, always growing, the dynamics of Davenport Village inspire trendy west-end living in an intimate community setting that embraces its own parkland and playground. One of Toronto’s hottest new neighbourhoods, it’s nestled alongside The Junction, Corso Italia, Bloordale Village, and the

College Street and Ossington Avenue strips with their trend-setting boutiques, galleries, restaurants and bars.

Within walking distance is Earlscourt Park, an expansive 31.5-acre park featuring the Joseph J. Piccininni Community Centre, one of Toronto’s largest recreational facilities, along with biking and jogging trails. With the TTC at the doorstep and access to GO Transit, navigating the city is easy.

Other long-standing nearby amenities include Galleria Mall, majestic Casa Loma, schools, public libraries and retail, ensuring that residents have all the conveniences at hand. In spring 2015, Metro and Shoppers Drug Mart will also be moving into the area.

Brownstones 5 joins The Foundry Lofts, Brownstones on the Park, and Brownstones in Davenport Village as the last phase of this vibrant, up-and-coming community with Davenport Village Park at its centre, accessible by all phases of the townhomes. Several other projects will join these collections in the future to create a community of almost 10,000 residents. At Davenport Village, you’ll enjoy the city at your doorstep.

These towns are priced starting from $369,000 and include underground parking and a locker.

Construction will begin this fall for occupancy in fall of 2014. The sales office is located at 940 Lansdowne Ave. Hours are 1 to 6 p.m. Monday to Wednesday; Thursday by appointment; closed Friday; and noon to 5:30 p.m. weekends. Visit the website at brownstones5.com or call 416.531.7760.

sep 21 - oct 5, 2013 new Condo Guide 091

THE GLEN i BEACH RAVINE RESIDENCES

093

quick tips

The fall season means

// by hellen buttigieg

de-cluttering & re-organizing

W Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

An organized freezer allows you to find and use what you have, preventing waste and saving you money. Freeze sauces, meats and berries in zippered freezer bags and use permanent marker to write the contents and date directly on the bags.

ith the lazy days of summer behind us and the kids back at school, fall is the perfect time to de-clutter and get your home organized for the upcoming holiday season.

What’s in your freezer? An organized freezer allows you to find and use what you have, preventing waste and saving you money. Freeze sauces, meats and berries in zipper freezer bags and use permanent marker to write the contents and date directly on the bags. Use sturdy, flat-bottomed freezer baskets to store the floppy freezer bags. Organize by category (frozen vegetables in one basket, sauces in another). Place new foods at the back of the freezer and use the oldest food first.

Store your seasonal clothing safely Before storing them, ensure that they have been cleaned. Even if items appear clean after wearing, body oils can cause stains that set over a few months and may attract moths. Never store clothing in plastic bags for extended periods (even those that come from the dry-cleaners); they trap moisture and encourage mildew. Use cotton garment bags instead. Avoid storing clothes in cardboard boxes as acids in the cardboard can cause fabrics to yellow and the glue between the layers can attract insects. Use lidded plastic storage containers instead. Tuck some cedar blocks or shavings inside (it’s less toxic than moth balls). Always store the clothes in a cool, dry, dark and well-ventilated area.

maximize bathroom storage space 1. Place items you use daily within easy reach, like on the countertop, in the

top drawer or in a hanging organizer in the shower area.

2. Store items used once or twice a week in the next most-accessible place,

like the middle drawer or under the sink.

3. Stash items used only once or twice a month in the back of the cupboard

or in labelled boxes.

continued on page 96‌ 094 new Condo Guide sep 21 - oct 5, 2013

Construction on B.streets is going gangbusters and in only 8 short months, people will be walking through the front door and into their brand new home in the heart of the vibrant Annex. You could be one of them. Restaurants, transit, shops, bars, and cafés at your doorstep. The Annex is a hub of diversity and excitement. B.streets is over 85% sold, but there is still a selection of incredible suites and lane homes available. Come in today and snap one up.

BONUS! 3 YEARS FREE MAINTENANCE* ON EVERY SUITE! AVENUE RD.

PRESENTATION CENTRE

MADISON AVE.

SPADINA AVE.

BSTREETSCONDOS.COM 416.53.CONDO [ 532.6636 ]

DAVENPORT RD. BATHURST ST.

MOVE IN SOON. From the mid $300’s.

By appointment at 385 Madison Avenue.

MACPHERSON AVE.

B streets

DUPONT ST.

™

Condos at Bloor & Bathurst

BLOOR ST.

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™

Condos at Bloor & Bathurst

*PROVIDED AS A FIXED CREDIT AGAINST THE PURCHASE PRICE ON THE UNIT TRANSFER DATE BASED ON ESTIMATED MAINTENANCE FEES OF $0.525 PSF SUBJECT TO THE TERMS AND CONDITIONS OUTLINED IN THE AGREEMENT OF PURCHASE AND SALE. SEE SALES REP FOR DETAILS. EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

sep 21 - oct 5, 2013 new Condo Guide 095

quick tips

continued…

Store your seasonal clothing safely. Before storing it, ensure that it has been cleaned.

For shared bathrooms, avoid turf wars by giving each person their own shower tote. These plastic

baskets with handles can transport personal-care products to the bathroom easily and can be stored in the person’s bedroom when not in use.

How do you file your paperwork?

Some experts suggest placing new paper behind previous ones (filing to the back) because it’s faster and easier to drop papers in the file that way. On the other hand, when you are looking for papers inside your files, you are more likely to need the most current ones, so you could access them faster if you filed them at the front. This just goes to show that organizing is not one size fits all; you need to find the systems that work best for you. Whether you decide to file “to the back” or “to the front,” the important thing is to choose one of the two methods and use it consistently.

Keeping track of it all If you are trying to resolve on-going issues, (like if you have a dispute about your home repairs or an item you ordered online arrived damaged), attach a sticky note to the paperwork to remind you of the current status.

Be sure to keep track of all phone correspondence with the company, including the date and person you spoke to and what they told you.

096 new Condo Guide sep 21 - oct 5, 2013

What to do with receipts Designate an easily

accessible place to quick-drop your receipts as soon as you get in the door, so they don’t accumulate in piles throughout your home. This can be in a box, basket or bowl placed in a convenient spot. Once a month, go through the container and a) discard any receipts you don’t need to keep (from the supermarket, variety store, etc.) and b) file the receipts you are required to keep for warranty or income tax purposes. You can store the “keepers” in file folders or accordion files labelled by category or by date (check with your accountant/bookkeeper for their preference). Even if you don’t get to the filing every month, at least all your receipts will be in one place and you’ll know where to find them if you need them.

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Presentation Centre: 60 Esther Lorrie Dr., Etobicoke

WESTHUMBER BLVD.

401

400

R. IE D RR KIPLING AVE.

ESTHER LO

MARTIN GROVE RD.

HWY 27

FINCH AVE. E.

Hours: Mon - Thurs: 12 - 6pm Fri.: Closed, Wknds. & Hol.: 12 - 5pm

200’s

$

FURNIS HED

MODEL TO VIEW

cloud9condos.ca 416.747.0199

*See Sales Representative for complete details. Offer is for a limited time only and may be withdrawn at any time without notice. Prices and specification subject to change without notice. Exclusive listing broker, The Condo Store Realty Inc., Brokerage. Brokers Protected. E.&O.E. 2013.

Sweetest Suites

Cloud9 model suite

INSPIRES BUYERS WITH AFFORDABLE STYLE

New model suite brings this west-end gem to life brings to life the qualities that make Cloud9 by Lash Group of Companies extraordinary: thoughtful design, contemporary style and exceptional value.

Like all the floor plans at Cloud9, this one is designed by Tanner Hill to function seamlessly throughout the busy routines of daily life. It lets residents create cosy spaces to relax and creates spots for the special touches that personalize a space. The 798-sq.-ft. suite opens on a long wall perfect for displaying favourite artwork opposite the first of the suite’s several large closets and a conveniently located guest bath and separate laundry room.

The master bedroom suite has a spacious closet and full ensuite, creating an oasis where you can gear up for your day or unwind in the evening. The second bedroom, with its own large windows and closet, is far enough from the living space to offer guests privacy.

The sleek kitchen flows into the living/dining area, off of which the balcony provides a lovely spot to sip morning coffee. Natural light and the views over the treetops below are maximized by the suite’s floor-to-ceiling windows. The den can become a work-at-home space, computer nook, or even a second lounge space depending on your needs.

The Nimbus A model suite

098 new Condo Guide sep 21 - oct 5, 2013

Overall, this is a well-designed, beautifully rendered vision of how one suite can fit various circumstances, whether it’s roommates, a couple, or a small family.

To illustrate just how well form can meet function without spending a fortune, the designers took a modest budget to Ikea to decorate the entire residence. The warm, contemporary look they created is one that residents can realistically emulate. A walk through the model suite provides great inspiration for a home of your own, starting with the on-trend colour palette of dove grey walls accented with plum and bright green, and featuring white-washed, light grey engineered flooring. When the time comes to choose a colour scheme for yourself, a choice of light, medium, or dark finishes will give you an ideal starting point.

The suite’s generous storage space is complemented by a plum-coloured living room wall unit that became the inspiration for the rest of the décor.

The modular unit provides a home for the television, places to display personal treasures, and a smart spot to put refreshments when entertaining.

At Cloud9, Lash Group has incorporated an assortment of amenities for entertaining, relaxing and staying fit. The latest exercise equipment graces the fitness centre, and a splash in the pristine indoor swimming pool is a wonderful stress reliever at the end of a busy day. Invite a few friends to join

you on the outdoor terrace, throw some steaks on the barbecue and get comfortable in the surrounding lounge seating. The alfresco kitchen and rooftop fire pit make nourishing loved ones – both with a delicious dinner and the warmth of great company – a breeze.

This chic, modern 12-storey condominium is conveniently located in Toronto’s west end, minutes from the airport and major highways, and steps from the TTC, all surrounded by lush, green parks.

The 260 suites at Cloud9, including one-bedroom, one-plusden, two-bedroom and two-plusden layouts, start in the low $200’s for 515 sq. ft. Parking and storage are included in the prices for a limited time. Construction is starting this fall so this is your last opportunity to take advantage of pre-construction prices.

Lash Group of Companies is renowned for 500 St. Clair West, 530 St. Clair West, and the Rushton, which have significantly contributed to the revitalization of the St. Clair West strip near Bathurst Street in Toronto, as well as The Fashion District Lofts at Portland and Stewart. For over five decades, Lash Group has developed and built more than 5,500 homes throughout the GTA and Florida, as well as millions of square feet in the industrial and commercial sectors.

Visit the inspiring Cloud9 model suite and presentation centre at 60 Esther Lorrie Dr. in Etobicoke from Monday to Thursday, noon to 6 p.m., or weekends and holidays from noon to 5 p.m. (closed Fridays). To find out more call 416.747.0199 or visit Cloud9Condos.ca. sep 21 - oct 5, 2013 new Condo Guide 099

LIFE WELL LIVED (PERFECTLY DETAILED)

CONSTRUCTION UNDERWAY

Construction has started on Perspective Condominiums, Etobicoke’s Landmark community at Scarlett Road & Eglinton. Overlooking the Humber Valley with spectacular panoramic park and city views, miles of hiking and biking trails, golf courses and parks Perspective is a nature lovers’ paradise. Inspired and spacious interiors feature fabulous club like amenities including podium rooftop with outdoor dining and lounging areas, elegantly appointed suites with open concept kitchens, spa-like baths and grand terraces and much more. It’s all here for you at Perspective.

:*(93,;; 9+

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SUITES FROM 600 SQ.FT. TO OVER 1,300 SQ.FT. TO OVER $1MILLION

2015

OCCUPANCY 2 YEARS

FREE MAINTENANCE

NEW PREVIEW CENTRE: 2893 BLOOR ST. W. (AT PRINCE EDWARD DR.) Hours: Monday - Thursday: 12pm - 6pm, Saturday - Sunday: 12pm - 5pm, Friday: Closed

perspectivecondos.ca |

416.242.3500

*On select suites only. Limited time only, see sales representatives for details.

Prices and specifications subject to change without notice. Renderings and images are for mood and impression only. E.&O.E 2013.

101

condo profile

Making its Watermark on historic Long Branch

a

Winner of the 2012 award for most outstanding midrise building by the Ontario Home Builders’ Association 102 new Condo Guide sep 21 - oct 5, 2013

ward-winning residences are taking shape in one of Toronto’s most up and coming neighbourhoods – Long Branch. Located at the historic corner of Lake Shore Blvd. West and Long Branch Avenue, Watermark is a striking sevenstorey boutique condominium residence boasting timeless traditional architecture including antique red brick, limestone accents, large cornice mouldings and decorative metal details, all blending beautifully with the historic structures that have characterized this area for more than a century.

Inside, an elegant hotel-styled lobby welcomes residents and guests with comfortable seating and concierge service. The Watermark Club Room with its spacious lounge, wide-screen television, caterer’s kitchenette and bar allows residents to entertain in style. Just off the Club Room is a large outdoor seating area with barbecues and dining areas – a perfect place to escape the confines of city living. The show-stopper of Watermark is the roof-top terrace featuring outstanding views of Lake Ontario and downtown Toronto. For those looking to stay active, a fitness centre complete with cardio and weight-training equipment is available on site, while nature trails and parks are only a short stroll away.

The 72 residential suites of Watermark are elegantly appointed, featuring open-concept designs, deep balconies and terraces (as per

plan), soaring nine- ft. ceiling heights and luxurious finishes. Quality laminate wood flooring in the living/ dining room, kitchen, foyer and hallways offer style and durability, while plush carpeting with under-pad in all bedrooms pampers your feet.

Aspiring chefs will love the custom kitchen cabinetry with extendedheight uppers, offering plenty of storage space. The beautiful granite or engineered quartz countertops complete with stainless steel undermount sink offers an ideal meal prep area. Upgraded stainless steel appliances including fridge, slide-in stove and dishwasher combine style and function in this much-used space, and the high-efficiency front-loading stacked washer and dryer will help to lessen laundry chores.

The spa-inspired bathrooms, complete with designer cabinetry and stone countertops, provide a luxurious retreat from the hectic world around, and the deep soaker bathtub will help soothe the stresses of the day.

Surrounding Watermark is Long Branch, a community founded as a vacation destination for Torontoâ&#x20AC;&#x2122;s 19th-century elite. With easy access to

the waterfront and convenient connectivity to all parts of the GTA via the nearby Long Branch GO station, TTC streetcar, Hwy. 427 and Gardiner Expressway, itâ&#x20AC;&#x2122;s easy to see why this area has maintained its reputation as a hidden gem along the Toronto waterfront.

For outdoor enthusiasts, Marie Curtis Park, Len Ford Park, Long Branch Park and Colonel Samuels Smith Park are all within walking distance. When the weather is warm, go sailing at the Lake Shore Yacht Club or play a few rounds of golf at nearby Toronto Golf Club or Lakeview Golf Club. For bookworms, the Long Branch Public Library is across the street while Humber College - Lake Shore Campus is five minutes away.

Residents looking to outfit their suite with the latest designer trends can visit nearby Sherway Gardens located just up the street; while the downtown core for work and entertainment is only 15 minutes away.

With its enviable location in one of the last developing waterfront areas in Toronto, and its award-winning design, now is the opportunity to purchase in this landmark community.

About the Builder

Founded in 1992, the Queenscorp Group of Companies specializes in building niche residential and commercial real estate developments across the southwest GTA. With projects ranging from midrise condo towers to lowrise waterfront enclaves, Queenscorp has built a reputation for quality and innovation as demonstrated in its vibrant award-winning communities.

Visit the Watermark presentation centre, located at 3609 Lake Shore Blvd. W., Suite 104, Toronto. For more information, please visit queenscorp.com or call 416.354.2221.

103

homebuyersâ&#x20AC;&#x2122; help

Buying a new home?

Protect your investment Buying a new home is likely

Review your purchase agreement with a lawyer

financial investment you will ever make, and itâ&#x20AC;&#x2122;s understandable that you want to get it right.

One of the biggest benefits of choosing to buy a newly built home is that it comes with a seven-year warranty from your builder that is backed by Tarion Warranty Corp.

Make sure you understand the rights and responsibilities of your warranty, says Tarion, with these five tips:

Review your Agreement of Purchase and Sale with a real estate lawyer before signing to ensure you understand exactly what is included in the price of the home. If you are buying a condo, review the disclosure statement to understand what items are part of your unit and what are considered common elements. Make sure anything that is agreed to verbally by your sales representative is reflected in writing.

the biggest

Attend the pre-delivery inspection

Your builder will schedule a pre-delivery inspection, or PDI, on or before the day you take possession. Make the most of this opportunity by learning about how to operate your homeâ&#x20AC;&#x2122;s systems and properly care for your new home. List anything on the PDI form that may be damaged, incomplete, missing, or not working properly. Make sure that the form is complete, as it will serve as an official record of the condition of your home before you moved in.

Complete your forms and submit them on time

If you need to make a warranty claim to Tarion, keep in mind that there are strict deadlines for submitting your warranty forms. The best way to stay on top of those deadlines is by registering for MyHome, an online service for homeowners operated by Tarion. It will remind you of your warranty periods and allows you to submit your forms online.

Allow your builder access for repairs

Working with your builder to complete unfinished work and repairs is critical. Be sure to give your builder and their tradespeople access to your home during normal business hours, at a time mutually agreed upon in advance. Denying access will jeopardize your warranty rights.

Maintain your home

Attentive maintenance not only ensures that your property remains in good condition and working order, it preserves your warranty coverage too. For example, controlling moisture levels throughout your home is a prerequisite for certain warranty claims. More information is available online at tarion.com 104 new Condo Guide sep 21 - oct 5, 2013

TOW N HOME S A N D CO NDO MINIUM S UITES IN T HE H EA R T O F MIMICO-B Y-THE-LAKE

ER N! D UN CTIO W RU O N ST N O C

UP TO $10,000 CASH BACK ON SELECTED SUITES

*

Steps from the waterfront and minutes from downtown Toronto, Mimico-bythe-Lake offers lake-side living with convenient transit right at your door step.

Townhomes and Condominium suites from 1 bedroom to 2 bedrooms starting from the low $200s Limited time incentives. Call today!

Please call 416.259.8882 to book your appointment today.

*Limited time offer. Cash back credit on closing. $10,000 off 2 beds. $5,000 off 1 beds. Parking not included on selected suites.

Prices and specifications subject to change without notice. Images for mood and impression only. See sales rep for details. E & O.E.

sep 21 - oct 5, 2013 new Condo Guide 105

in the news

CHOOSE HAPPINESS AT HENDON PARK TOWNS Wycliffe Homes introduces new townhome community in convenient GTA location At the edge of Hendon Park a short walk from Finch subway, with every

imaginable transit connection practically on the doorstep, Wycliffe Homes will soon introduce Hendon Park Towns, a lively collection of 705- to 978-sq.-ft. townhomes starting at just $389,900.

›› Choose Hendon Park Towns, and you choose convenience, with the TTC, York Region’s Viva, and GO Transit all just a stone’s throw away. Jump on the subway and be at Union Station in less than half an hour. Five minutes and one stop south, and you’re smack dab in uptown’s downtown! The self-sufficient hub at North York Centre has absolutely everything, with direct underground access to shopping, movie theatres and trendy eateries. Poke your head up, and there’s always lots going on at Mel Lastman Square and the Toronto Centre for the Arts. And by car? Here’s a little more number crunching for you: Hwy. 401, six minutes; Hwy. 404, 12 minutes; Hwy. 400, 16 minutes. It’s amazing how this location manages to be central to everything! ›› Choose excitement, with the Yonge Street corridor at your service, opening up a world of new possibilities for shopping and dining, arts, cultural events and sporting events, and every amenity you need to look great, feel great, and enjoy every minute of your urban experience. The personality of Canada’s longest street changes with just about every subway stop. From your Hendon Park Town, you could venture out every weekend, pick a different neighbourhood to explore, and it would be years before you had to do the same thing twice!

›› Choose happiness with a stroll through Hendon Park, one

of Toronto’s loveliest oases in the city. Two baseball diamonds, multiple tennis courts, lots of inviting benches and shade trees, plus a cool splash pad and a pretty path for walking off a meal at one of the neighbourhood’s great restaurants.

106 new Condo Guide sep 21 - oct 5, 2013

It’s a blissful patch of sunshine just seconds off the beaten track. ›› Choose peace of mind with Wycliffe Homes, one of the most

enduring home builders in the GTA with over 60 years and more than 10,000 homes in more than 100 communities. Visit hendonpark.com and register to be among the first to find out more about Hendon Park Towns, bringing the spirit of urban living to Finch and Yonge – uptown Toronto with a Wycliffe twist!

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107

condo watch

previews & registrations West Tower

by The Daniels Corp.

Coming soon: The dawn of a new landmark community in Erin Mills.

Web: DanielsErinMills.com

Coming soon, a master-planned urban community in Richmond Hill.

Web: SkyCityCondos.com

Centro Square

by Liberty Development

Upper Village Markham

by Greenpark

A master-planned community in the heart of Woodbridge. Register now for Phase 2.

Web: CentroSquare.ca

The Clairington

by Castleridge Homes

Active adult living in a park-side condominium in Brampton.

Web: TheClairingtonCondos.com

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Courtyards of Maple

by Marino/Intercity/TriAxis

European-inspired condos coming soon to Maple. Register now to stay informed.

Web: CourtyardsOfMaple.com

Downtown Erin Mills

by Pemberton Group

Coming soon to Erin Mills: condo living with a downtown vibe. Register now.

Web: DowntownErinMills.com

Fairground Lofts

by Wycliffe Homes

Urban lofts are coming to Woodbridge Village.

Register now for preview.

Web: FairgroundLofts.ca

Grand Palace

by Guizzetti Corp.

Register now for the timeless art of living!

Now under construction.

Web: GrandPalace.ca

Park City Condominiums

By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington.

Register now.

Web: ParkCityLiving.ca

Pinnacle Uptown

by Pinnacle International

Construction has started on Mississauga’s live-work-play community. Register today.

Web: PinnacleUptown.com

Rain Condominiums

by Empire Communities

Coming soon to Oakville – the South Tower at Rain Condominiums. Register now.

Web: RainCondos.com

108 new Condo Guide sep 21 - oct 5, 2013

Skycity Condominiums

by Pemberton Group

Now registering, UV2 – the North Tower.

South Tower is already 90 per cent sold and under construction.

Web: uv2.ca

Windows on the Green

by Vandyk Communities

A beautiful selection of condos coming soon to Mississauga on Erin Mills Pkwy.

Web: WindowsOnTheGreen.ca

Legacy Park

by Liberty Development

Register now for the grand finale at Thornhill City Centre – iconic architecture, urban suite designs and fabulous park views.

Web: LegacyParkCondos.com

new releases & grand openings Allegra

by Nova Trimax

Affordable luxury, steps from the Village of Woodbridge. Construction started on Phase 1.

Web: AllegraCondos.com

Garden Court Condos

by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes

by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context.

Grand opening.

Web: LifeAtParkside.com

GTA Edition September 21 - October 5, 2013

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

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17 Pemberton Group

Downtown Erin Mills Condominiums

34 Pinnacle International

Pinnacle Uptown, Crystal 2

45 Empire Communities

Rain Condominiums

TH* C*

Price Range

Page

Finder

905-828-4257

•

from $274,000

31

16M

PembertonGroup.com

•

from $320,000

9

6C

905-568-9000

•

from $255,000

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19K

raincondos.com

•

from $260,000

6

17Q

4

Conservatory Group

Mirage

905-232-2400

•

from $270,000

20K

5

AMACON

PSV2

905-273-9333

•

18M

8

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

8

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

20L

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17P

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

from $344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $200,000

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

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905-554-8722

13 Liberty Development Corp.

Legacy Park

14 Remington Group

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905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

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404

1

Strathea

n to

41 26

25

401

19 Ave

Major MacKenzie

Richmond Hill Denham Dr

ng Isli

50

t nce S Clare Kipling Av

f Rd Langstaff

Bayview Ave

20

Elgin Mills Rd Neal Dr

n

29

e

St

25

Regent St Mill St

Maple

19th Ave.

Yorkland

Huntingto

11

Major Mackenzie

401

Gamble Rd

Bathurst St

d

Dufferin St

y Cr

Teston Rd

Nashville Rd

400

Jefferson Sideroad

Keele St

Kirby Rd

Jane St

Rd

Pine Valle

c

24

401

Weston Rd

Cold Cree k

12 Line Rd

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

23

To wn of W hitby

Bloomington Sideroad

b

21 22

Denison St

Price Range

Page

Finder

from $200,000

115

22E

905-731-8302

•

35

10g

The Signature Condominium

905-948-9900

•

117

18F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $279,000

37

14f

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

119

12E

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

from $278,000

34

4G

46 Empire Communities

The Mark

905-554-5015

•

from $250,000

6

21E

1

Monarch Corporation

Garden Court

416-495-3595

•

from $380,000

16D

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $740,000

12G

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

•

from $254,000

11G

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

from $250,000

13F

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

3F

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

•

from $250,000

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

113

Entertaining

Forget Facebook, Twitter or Instagram…

Cheese is the ultimate social network Whether you’re hosting a dinner party, family

celebration or a game night with friends, nothing brings people together more than cheese. It’s the most versatile option for entertaining, and in my mind, cheese is the easiest way to pull an event together and impress your guests.

The sign of any good party is how many of your guests end up in the kitchen. So, since they are already in the kitchen, let’s make the night engaging and interactive, and put them work.

Here are a few entertaining recipes, ideas and tips you can use, as the holidays and entertaining season approaches.

Cheesewerks Goat Cheese Truffles

PERFECT PAIRINGS FOR THE SEASON

Get your event started off right with these easy-to-make and, more importantly, easy-to-customize Goat Cheese Truffles.

The one entertaining question we get asked more than any other at Cheesewerks is, “What pairs best with Cheese?” For decades the go-to answer has been wine, but in recent years, craft beers, spirits and now sodas are finding their way to the table.

Ultimately it comes down to personal taste and the theme you want to enjoy with your guests – there are no wrong answers. To help we’ve crafted a Cheese + Drink Pairing Guide you can download and use with your guests. A great way to enjoy the season, taste and appreciate the best of Canadian Cheese.

To find the Cheesewerks Cheese + Drink Pairing Guide got to cheesewerks.com/pairing.

Makes 18-20 truffles

Ingredients › 325g Ontario goat cheese, cold › 25ml heavy cream (for consistency) › 15ml honey, liquid salt + pepper to taste › Custom coatings (each amount covers two to three truffles). Empty out your spice cupboard and let your imagination go wild with combinations:

• 2 tsp smoked paprika • 1 tbsp Parmesan, finely grated • 1 tbsp chives, fresh, finely chopped • 1 tbsp pistachios, toasted and finely chopped • 1 tsp sesame seeds • 2 tsp Jerk seasoning

Directions 1 Lay out your individual flavours on small plates, or mini ramekins. Make sure there are lots of choices for your guests to select.

2 Place your goat’s cheese in a mixing bowl or food processor (low speed) and season, blending the salt and pepper in well.

3 Mix the honey with a few drops of heavy cream to loosen the cheese mixture to get the right “sticky but firm” consistency.

This is important so that your coatings will stick.

4 Portion the cheese into bite-sized pieces, each about 15g (1 teaspoon), and roll them into smooth balls measuring about 2.5 cm in diameter.

5 Place each ball in one of the coatings and swirl it around until it is evenly coated. Arrange on a serving platter and repeat until all the balls are coated.

Enjoy!

Either eat at once or cover and refrigerate until almost ready to serve.

The beauty of these is that they can be made ahead of time and then taken out of the fridge half an hour or so before guests arrive. Serve with crisps, fresh baguette or dried fruits.

114 new Condo Guide sep 21 - oct 5, 2013

Kevin Durkee at the Fall Home Show Kevin Durkee will be at the 25th annual Toronto Fall Home Show running Oct. 3 to 6 at the Better Living Centre, Exhibition Place.

Kevin is the MC for the Main Stage presented by HGTV and will be making daily cheese presentations. Catch him on Thursday, Oct. 3 at 6 p.m.; Friday, Oct. 4 at 2 p.m.; Saturday, Oct. 5 at 4 p.m.; and Sunday, Oct. 5 at noon. Join him for a special Cheesewerks Food Fight Trivia Challenge Saturday, Oct. 5 at 7 p.m. Visit fallhomeshow.com for more details.

Kevin Durkee is the “Big Cheese” and culinary force behind Cheesewerks, Canada’s only restaurant 100 per cent focused on placing Canadian Cheese at the centre of every plate. Cheesewerks was conceptualized around a love for honest, authentic, ooey gooey comfort food. Seeing an under-served niche so far as cheese – particularly artisan cheese – was concerned, Kevin decided to focus on this category, bringing Cheesewerks to fruition. In addition, Kevin is a freelance business developer, culinary tour leader and inspirational speaker for entrepreneurial passion and artisan food. cheesewerks.com

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Exclusive listing: Royal LePage —Your Community Realty Brokerage Broker Protected E&EO. Prices and Specifications are subject to change without notice. Illustration is artist concept. sep 21 - oct 5, 2013 new Condo Guide 115

ON

homebuyersâ&#x20AC;&#x2122; help

Condo hunterâ&#x20AC;&#x2122;s checklist

When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

condo #2

condo #3

condo #4

Project & address:

Project & address:

Project & address:

Project & address:

Salesperson:

Salesperson:

Salesperson:

Salesperson:

Phone:

Phone:

Phone:

Phone:

Developer/builder:

Developer/builder:

Developer/builder:

Developer/builder:

Type:

Type:

Type:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

Sq. Footage:

Sq. Footage:

Sq. Footage:

Sq. Footage:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

Interior appliances:

Interior appliances:

Interior appliances:

Interior appliances:

Options:

Options:

Options:

Options:

Parking facilities:

Parking facilities:

Parking facilities:

Parking facilities:

Special incentives:

Special incentives:

Special incentives:

Special incentives:

Price:

Price:

Price:

Price:

Down payment:

Down payment:

Down payment:

Down payment:

Condo fees:

Condo fees:

Condo fees:

Condo fees:

Financing available:

Financing available:

Financing available:

Financing available:

Other comments:

Other comments:

Other comments:

Other comments:

116 new Condo Guide sep 21 - oct 5, 2013

COMING SOON

MARKHAM’S FIRST EXCLUSIVE HOTEL AND CONDOMINIUM FIRST IN DESIGN FIRST IN LUXURY FIRST IN AMENITIES It’s the first condominium of its kind in Markham: exquisite condominium residences paired with one of the world’s most respected hotels. Each residence grants access to premium hotel amenities like gourmet dining, European-inspired spa, even 24/7 room service. Also at your doorstep: two Rooftop Terraces, Party Room, Fitness Centre, and all the offerings of Downtown Markham.

FROM THE MID $200s REGISTER NOW 905.948.9900

SIGNATURECONDOMINIUMS.COM EXCLUSIVE LISTING BROKERAGE: BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATION IS ARTIST’S CONCEPT. E.&O.E.

sep 21 - oct 5, 2013 new Condo Guide 117

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

118 new Condo Guide sep 21 - oct 5, 2013

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Sales Centre Hours: Monday to Friday: 1pm to 7pm, Saturday & Sunday: 11am to 5pm *For a limited time only, the Port Dalhousie Marina is offering a special bonus for boaters with ONE YEAR’S FREE BOAT SLIP & STORAGE – valued at $5,000 – to purchasers at Port Place who wish to berth their pleasure boat just steps from their new home. Talk to a Sales Rep for complete details. Prices and specifications are subject to change without notice. E.&O.E. sep 21 - oct 5, 2013 new Condo Guide 119

Life Storeys Model Suite Compliments of Menkes www.menkes.com

Toronto’s most exquisite residences at the new Four Seasons Hotel and Private Residences in Yorkville.

september2013 menkes has been featured as “model suite of the month” in the new condo guide model suite calendar

homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

sep 21 - oct 5, 2013 new Condo Guide 121

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

122 new Condo Guide sep 21 - oct 5, 2013

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 sep 21 - oct 5, 2013 new Condo Guide 123

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6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.6

4 6.30op

2.94 6.30op

2.89 3.09 3.49 6.50op

3.84

Alterna Svgs/Alterna Bk 2.95

4 6.30op

3.09 3.14 3.29 3.39 6.30op

3.59

Bank of Montreal 3.1

4 6.30op

3.14 3.14 3.75 4.54 6.30op

3.79

Bank of Nova Scotia 3

4.55 6.45op

3.75 2.79 3.99 4.39 6.50op

3.89

Canadian Western Bank

4 6.45op

3.14 3.14 3.95 4.54 6.30op

5.34

CIBC 3

6.70op

3.09 3.14 3.19 3.59 6.35op

3.89

HSBC Bank Canada 3

2.7 3.95 3.13 4.99 6.35op

3.59 3.89

4.45 6.20op

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

ING Direct

2.75

3

3.09

3.09

3.29

3.79

Manulife Bank 3 4.45

3 3.25 3.4 3.5 4.00op

3.79

MonCana Bank

3.69

3.79

3.89

National Bank n/a

3.14 3.14 3.95 4.74 6.70op

5.34

President’s Choice Financial

4.4 6.70op

3

Royal Bank 3

4 6.30op

TD Canada Trust 3

3.75

3.15

3.79

3.69

3.99

3.14 3.14 3.95 3.59 6.30op

3.49

3.89

3.09 6.30op

3.14

3.65

3.29

3.79

3.19

3.65

4.54

TRUST COMPANIES 6.5

3.14

Effort Trust n/a

Community Trust

n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

2.7

2.89

3.95

2.89

3.24

3.59

Investors Group Trust n/a

4.2 6.50op

3.14 3.14 3.95 4.69 6.30op

5.34

MTCC 3

4.55 6.45op

3.75 6.50op

4.39

3.89

Airline Financial C.U. 4

3.01 3.1 3.33 3.65 6.25op

3.99

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.24 9.00op

3.29

First National Fin. LP

3.95

2.99

2.79

3.09

5.14

3.99

OTHER FINANCIAL INSTITUTIONS

3.24

3.59

FirstOntario C.U. 2.7

6.34op

3.09 3.14 3.44 3.39 6.34op

3.59

London Life n/a

3.14 3.14 6.30op

4.69

5.34

Luminus Financial 2.95

2.96 3.05 3.05 3.25 3.95

3.75

MCAP 2.8

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.85 4

3.09 3.14 3.65 3.29 6.30op

3.49

Parama Credit Union

2.85

2.9

2.69

3.2

3.45

3.55

Steinbach Credit Union

2.5

2.5

2.7

2.9

3.05

3.25

3.1 6.50op

3.09

3.09

3.29

3.49

Teachers Credit Union 4

4.2 6.50op

4.45 6.30op

2.79

3.09

3.95

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Sep. 9, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

sep 21 - oct 5, 2013 new Condo Guide 125

index of advertisers 45 Charles Ltd. - Chaz Yorkville Condos

51

Augustine Group - Port Place Condos

119

Bazis Inc. - E Condos

5

Bazis Inc. - Exhibit

23

Liberty Development Corp. - Centro Square Condos 2

34

Liberty Development Corp. - CORPORATE

36

Liberty Development Corp. - Legacy Park

35

Liberty Development Corp. - Royal Gardens

37

Camrost - Felcorp - Imperial Plaza

3

Liberty Development Corp. - Terrace on Danforth

37

Camrost - Felcorp - Yorkville Plaza

1

Liberty Development Corp. - World on Yonge

37

Lifetime Developments - The Bond Condominiums

29

Canpages - Promo

118

Carttera - Cloud 9 Condominiums

97

Lindvest - B Streets

95

Chinese Home & Condo Guide - Promo

70

Luxury Condos - Promo

44

City Core - Harmony Village Sheppard

71

Malibu Investments Inc. - Smart House

45

Cityplace - Newton

46-47

Concert Properties - 88 Scott

63

Cresford Development Corp. - CASA III

127

Cresford Development Corp. - Corporate

IBC

Cresford Development Corp. - Merton Yonge Condominiums

128

Davies Smith - Eleven Superior

105

Eastonâ&#x20AC;&#x2122;s Group - Westinghouse Lofts Eden Shaw - Chaz Yorkville Condos

67 51 & Insert

Empire Communities - Rain Condominiums

6

Empire Communities - The HUB

6

Empire Communities - The Mark

6

Empire Communities - Water Tower at Eau Du Soleil

7

Emsatec Canada Inc - The Brownstones 5 Family of magazines - Promo

89 124

Fernbrook Homes/Cityzen Dev. - Garrison Point

73

G & L Group Company - Toronto Redi-Mix

77

Gemterra - Love Condos

68-69

Great Gulf Homes - Hot

22

Great Gulf Homes - Monde

14

Great Gulf Homes - One Sherway Condominiums

31

Great Gulf Homes - Twenty Lombard

17

Guizzetti Developments - Grand Palace Home & Style Studio Tour & Sale Insoho Developments - Imagine Condos

115 79 107

Menkes Developments Inc. - Model Suite Of The Month Metropia - E Condos

5

Metropia - Exhibit

23

MintoUrban Communities Inc. - 30 Roe

55

MintoUrban Communities Inc. - LongBranch

53

Monarch Corporation - Corporate

Insert

Monarch Corporation - Lago

Insert

Monarch Corporation - The Epicurean

Insert

Pemberton Group - Sky City

8

Pemberton Group - TEN93 Queen West

9

Pianosi Developments - Perspective Condos

101

Pinnacle International - Pinnacle Uptown, Crystal 2

113

Pinnacle International - The Pinnacle on Adelaide

93

Plaza - Exhibit

23

Remington Group - The Signature Condominium Remington Group - Westinghouse Lofts Rio Can - E Condos Rockport Group - The Nest

117 67 5 56-57

The Daniels Corporation - Cinema Tower Condominiums

25

The Daniels Corporation - High Park Condominiums

15

The Daniels Corporation - NY2

27

The Daniels Corporation - One Park Place Condominiums

41

Tribute Communities - Canterbury

61

Tribute Communities - RCM I on University

61 61

KIngstone Road Development - The Glen

92

Tribute Communities - The College

Lanterra Developments - The Britt

11

Tridel Corporation - 101 Erskine

Lanterra Developments - Treviso II

19

Urban Capital - Smart House

Lash Group of Companies - Cloud 9 Condominiums

97

VHL Developments Ltd. - 2150 Condos

126 new Condo Guide sep 21 - oct 5, 2013

120

IFC & BC 45 100

ARRIV NG THIS FALL

YORKVILLE’S MOST ANTICIPATED NEW LUXURY CONDOMINIUM, the third phase of Cresford’s highly successful CASA brand, with lobby to be furnished with Hermès. The international signature of style comes to the best location in Toronto.

Luxury Condominiums from $269,900. casacondominium.com or 416-486-CASA (2272) EXCLUSIVE LISTING BROKERAGE. BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E.

127

WORD ON THE STREET ACT NOW! WELL UNDER CONSTRUCTION - MOVE IN THIS YEAR!

introducing

The Streetside Collection Urban 1 and 2 storey Townhomes from 1000 to 1700 sq. ft. with vibrant street access and private interior gardens. Centrally located in the heart of Davisville village, flanked by the lively neighbourhoods of Eglinton & St. Clair and located at Yonge & Merton. Steps to the subway, parks, trails and great shopping.

M ERTO N YO NGE TOWNHOM E S

N

DAVISVILLE PRESENTATION CENTRE MERTON

TTC SUBWAY

Fresh Urban Towns from the mid $500,000’s Tower Suites from the mid $400,000’s

YONGE

➤

EGLINTON

SITE ST. CLAIR

To see up-to-date construction progress visit cresford.com Visit the New Presentation Centre 170 Merton St. Toronto, ON. M4S 1A1 416.484.1900 myccondo.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E. 128 new Condo Guide sep 21 - oct 5, 2013

CRESFORD. STYLE. INSPIRATION. FASHION. DETAIL. LOCATION. DESIGN. TRUST.

Coming Soon Yorkville From $269,900 416.486.CASA (2272)

Under Construction Yorkville From the high $200’s Penthouses Coming Soon 416.486.CASA (2272)

1THOUSAND BAY CONDOMINIUMS ON THE PARK

Under Construction Bay & Bloor From the high $300’s 416.485.3000

FROM COVETED LOCATIONS TO FASHION-FORWARD DESIGN TO SOPHISTICATED AMENITIES, CRESFORD DEVELOPMENTS DEFINES THE ESSENCE OF LUXURY CONDOMINIUM LIVING. THE FIRST RESIDENTIAL DEVELOPER IN CANADA TO DRESS UP THEIR CONDOMINIUMS WITH INTERNATIONAL FASHION LABELS, CRESFORD IS KNOWN FOR SUPERB QUALITY AND ATTENTION TO DETAIL. A TRUSTED NAME IN THE MARKET FOR OVER 30 YEARS, A CRESFORD CONDO INSPIRES CONFIDENCE AND SECURITY. VISIT OUR STUNNING PRESENTATION CENTRE AT 170 MERTON ST.

Under construction Yonge & Merton Urban Townhomes From the mid $500’s Tower Suites From the mid $400’s 416.484.1900

cresford.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E.

Move in Now King West From the $400’s 416.867.3999