GTA New Home Guide - February 2, 2013 by NextHome

February 2 - 16, 2013 Volume 21 Issue 03

INSIDE THIS ISSUE

SUPPLY ISSUES AFFECTING LOWRISE HOME SALES

‘SOFT LANDING’ TO DISSIPATE BY MID-YEAR

WHY NOW IS A GOOD TIME TO BUY A HOME

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contents FEBRUARY 2 - 16, 2013

VOLUME 21 ISSUE 03

PAGE 36

The Mortgage Minute Why investing in real estate still makes sense

cover story

p. 32 PRIMONT HOMES New communities now under construction in Brampton and Markham

community focus features 24

WOODBRIDGE

Fieldgate Homes

Vaughan Valley Estates the toast of Woodbridge with estate homes in exceptional location

BRAMPTON & MARKHAM

Primont Homes

New communities now under construction in Brampton and Markham

GEORGETOWN

Menkes Developments

The Enclaves of Upper Canada â&#x20AC;&#x201C; an Energy Star community bordering conservation lands

002-003 TOC_AY.indd 2

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40 70

regular and special features IN EVERY ISSUE

4 10 48 102

EDITOR’S NOTE CONTRIBUTORS HOT DATES AD INDEX

LEGALLY SPEAKING

Financing and what happens if it goes wrong by Jayson Schwarz

by Bryan Tuckey

Two pages of new openings, new releases and preview registrations

IN THE NEWS

by Wayne Karl

BILD/REALNET

Lowrise sector suffers limited supply at year’s end

TAX MATTERS

BMO

SMART SHOPPER

SKYLINE DESTINATION COMMUNITIES

DESIGN TRENDS

ECONOMY

MATTAMY HOMES

Canadians struggle with various issues when tax planning Exclusive discounts and deals for our readers

THE MORTGAGE MINUTE

by Erica Gelman

002-003 TOC_AY.indd 3

GTA HOT SHEET

Mortgage Calculator and Rate Table

Planning to buy new? Now is a good time to buy

Trend forecast for 2013

by Peter Kinch

FUNDAMENTALLY SPEAKING

by Henry Choo Chong

Why investing in real estate still makes sense

RESOURCE SECTION

TAXING ISSUES

Selling a real estate investment property

HOMEBUYERS’ HELP

BILD REPORT

Tallying new home sales in 2012

12 steps to getting financially organized by Gail Vaz-Oxlade

COLUMNISTS

MONEY MATTERS

TRENDSPOTTING

Tasteful displays by Elisa Krovblit

Housing market ‘soft landing’ to dissipate by mid-year Top 10 reasons for purchasing at Deerhurst Sanctuary

Oshawa Centre to enter into new era of shopping with investment CEO Peter Gilgan lead donor to Halton Peel cancer facility

1/29/13 4:55:15 PM

editor’snote

Think you can’t afford a home? It’s more aﬀordable than you ﬁrst thought

uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market. While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home. Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools. Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. This winter, many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity. Have a look through this issue and see what you think. The home of your dreams is waiting.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

High performance in lowrise Challenges notwithstanding, there’s no denying lowrise strength in the GTA

o one can debate the increasing popularity of highrise home options in Toronto and elsewhere in the GTA over the last 10 years or so. The 2012 market review from RealNet Canada Inc. and the Building Industry and Land Development Association (BILD) illustrates just to what degree condos are favoured, due to price point, proximity to the city and other reasons. As of Dec. 31, 2012, 26 per cent of the new-home choices was lowrise and 74 per cent highrise. “This is a near total inverse of the consumer choices just a decade ago, when 63 per cent of available inventory was lowrise and 37 per cent was highrise,” says RealNet President George Carras. Indeed, myriad – and challenging – factors are at play here (see pages 16, 18 and 104 for more), but the net result for lowrise homes is record low levels of supply and record high prices. RealNet says the index price for a new lowrise home hit an all-time high of $632,868 in 2012, up 16 per cent year-over-year, while the corresponding figure for a new highrise home was $436,024, up just 0.4 per cent. Since the challenges facing the industry aren’t going to be resolved overnight, lowrise opportunities that come available in the GTA are usually snapped up right quick. For qualified buyers, this likely means continued strong performance.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

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vice-president, wall2wall Media

Jacqueline Hill

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

New home guide

contributors

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell

editor-in-chief, National real estate

Susan Legge Editor

Wayne Karl art director

Julie Yoo

contributing Editors

Janine Druery, Elisa Krovblit, Silvana Longo, Lydia McNutt (on leave), Sara Duck (on leave) senior account executive Nina Downs nina.downs@wall2wallmedia.com

BILD Report

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Henry Choo Chong, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Legally Speaking

Jayson Schwarz, Schwarz Law Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Alexander Yakubovich, Sandra Hanak-Vujnovic National Account Manager, Mediative

Paul Slizys

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 the mortgage minute

Peter Kinch Peter is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch. com

money matters

Gail Vaz-Oxlade Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter. com/GailVazOxlade

design trends

Erica Gelman Erica Gelman is Principal of Erica Gelman House Of Design, specializing in both large and small scale residential design projects. Known for enhancing and creating new possibilities in every space of your home. ericagelman.com

Advertising Call 416.626.4200 for advertising rates and information.

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Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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12 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

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legallyspeaking

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

brought the rate down to make his package more attractive or forced his bank as part of his deal with them to offer special rates. Remember, if your bank’s offered rate and terms are close, you may be able to negotiate a better deal with the builder. If you do not take the builder mortgage you may be able to get some leverage in your overall negotiations as the builder may save money by not having to pay his bank for the better rate. Question this and make sure you understand all of the financing details. Regardless of where you go to get financing, get your commitment in writing! When we walk into that sales centre, all ready to buy our beautiful new home, perhaps the most important piece of the puzzle we need to have is security in our financial arrangements. A tragedy waiting to happen occurs when you sign an unconditional offer, give your hardearned, harder-saved deposit to the builder and later find out you do not qualify for the mortgage. In other words, don’t buy the home unless you have a mortgage commitment or a conditional deal. This leads us into the next part of the discussion – what happens if it goes wrong? An Agreement of Purchase and Sale for the purchase of land is a contract, and once it is signed it binds both parties to certain obligations. If either party does not hold by Jayson Schwarz up to their end of the arrangement, they can be held liable to the other party for either specific performance or damages. Firstly, if the purchasers default, they will likely Before you go new-home shopping, lose their deposit. The builder will then have the option of suing to force visit your bank, trust company or other fi- them to close the deal and pay all legal fees related thereto, or sue them nancial institution to see for any damages the builder might suffer before he resells what amount of mortgage the condo (for items such as interest, changes and price Don’t be afraid you qualify for. Take your differential) and legal fees. Sometimes, in a booming to shop around significant other, if you have market, kindhearted builders will release purchasers who one, because everyone’s have made a mistake or encountered personal tragedies. for rates and income and assets help. But don’t count on it! lock-in periods Once you know how much The moral of the story is to make sure you have financing or that the offer is conditional for a few days on both you can borrow, secure the best rate you can and lock it in for as long financing and review by a lawyer. It is critical you get the right advice, and a period as possible. Don’t be afraid to ne- only a lawyer can provide legal advice – that is the law. When you select gotiate – the banks want and need your a lawyer, find one who cares about you and a long-term relationship. business. Don’t be afraid to shop around for Happy home hunting! rates and lock-in periods. You should also visit the sales centre Perhaps the most difficult part of writing these articles relates not to the armed with your knowledge and check what actual writing, but thinking of a topic to address. Visit the website at mortgage rate and term the builder is offer- schwarzlaw.ca, or email me at info@schwarzlaw.ca. I will try to deal with ing. Take note that the builder may have them in print or electronic form.

Financing and what happens

if it goes wrong?

14 New home guide GTA | february 2 - 16, 2013

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*Certain Terms and Conditions shall apply. Full disbursement disclosure. february 2 - 16, 2013 | New home guide GTA 15

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inthenews

Lowrise sector

suffers limited supply at year’s end Sales of new ground-related housing

in 2012 added up to the second-lowest total since 2000 as constrained land continues to affect affordability for new-home buyers in the GTA, according to a report from the Building Industry and Land Development Association (BILD). According to RealNet Canada Inc., BILD’s official source of new home market intelligence, the 14,069 new detached, semi-detached and townhomes sold in the GTA last year declined by 20 per cent from 2011, while representing 43 per cent of the GTA’s new-home market. The Index Price for a new lowrise home reached a new record high of $632,868 at the end of 2012, representing a 16-per-cent increase over 2011, and bringing the price gap between high- and lowrise to a new record of $196,844. “Governments must acknowledge that the constraints being placed on the market, particularly in the lowrise sector, are having dire results,” says

BILD first vice-chair Steve Deveaux. “Land constraints, regulatory requirements and a complex approval process fraught with delays are seriously challenging the vitality of the low rise sector, as well as housing choice for the new home buyer. “In simple terms, today’s lowrise purchasers are coming out on the losing end of a supply and demand equation.” Total new home sales in 2012 declined by 29 per cent from 2011 to 32,824 homes – finishing 18 per cent below the long-term average after a strong first half. “In the first half of 2012, our industry experienced an average year and was on pace to bring 40,000 new homes into the market – the number needed to accommodate the 100,000 new residents that call the GTA home every year,” says BILD President and CEO Bryan Tuckey. “In July, the federal government introduced new, stricter lending restrictions that further reduced affordability and housing choice for newhome buyers, decreasing consumer confidence and significantly reducing sales in the GTA.” Sales of highrise condominiums in 2012 were the fourth-highest since 2000. With 237 projects containing 60,713 units currently under construction, 88 per cent are pre-sold, as a large group of homebuyers continues to show strong demand for the GTA’s condominium market.

Dec ‘12

LowRise

Region

2010

2011

2012

2010

2011

2012

2010

2011

2012

Durham

123

111

129

116

Halton

223

131

247

166

130

Peel

280

200

139

125

405

231

180

Toronto

663

795

355

699

830

368

YORK

283

335

211

364

546

140

GTA

945

812

403

899

1,077

501

1,844

1,889

904

16,394

17,543

14,069

20,915

28,734

18,755

37,309

46,277

32,824

Jan-Dec

HighRise

Total

Source: RealNet Canada Inc.

16 New home guide GTA | february 2 - 16, 2013

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bildreport

Tallying new home sales in 2012 by Bryan Tuckey

They say hindsight is 20/20. For the new home

market in the GTA, a look back at 2012 does provide some clarity – but only if you look at what happened in the highrise and lowrise sectors together across the GTA. Together, in the 12 months of 2012, close to 33,000 new homes were purchased, according to the year-end report released on Jan. 23 by RealNet Canada, BILD’s official source of new home market intelligence. When compared to the previous year’s banner year of 46,000 new homes, it’s a 29-per-cent drop, but let’s look back a few more years. The decline in lowrise In 2010, 37,000 new homes sales is a direct result of were sold and in 2009, the provincial public policy year-end tally was slightly that has encouraged more than 33,000. The GTA is expected intensification in existing to grow by approximately communities and 100,000 annually, as people constrained land supply in choose to make this vibrant, the regions surrounding economically-viable and the City of Toronto. diverse region their home.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

To provide homes for this growing population, our industry meets the challenge of selling and building an average of 35,000 to 40,000 new homes every year. If we use hindsight again, we can take a closer look at why our 2012 year-end tally turned out to be lower than the average, and what it means for future homebuyers in the GTA. In the first six months of 2012, we were on track to have a more normal year of new home sales. Not quite the 2011 numbers we had reached, but closer to our 10-year average. Then, in the summer, the federal government made changes to financing regulations. As expected, it was mainly first-time homebuyers who were shut out by the new mortgage rules. Unexpected was the drop in consumer confidence that seeped into the fall months and a decline in new home sales for the remainder of the year. The analysis also shows that 57 per cent of the new homes purchased were in highrise communities and 43 per cent were in lowrise developments across the GTA. Last year was the fourth highest year for highrise sales since 2000, but in the lowrise sector it was the second lowest. The decline in lowrise sales is a direct result of provincial public policy that has encouraged intensification in existing communities and constrained land supply in the regions surrounding the city of Toronto. So, what does it all mean for future homebuyers? Choice and affordability in the lowrise market is diminishing. There is an imbalance and it needs to be corrected, so that those who want a detached, semi-detached or townhouse in the next few years will be able to find one to call home.

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Stouffville’s Master Planned Ravine Community

GREAT DESIGNS make GREAT NEW HOMES!

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER Sizes, prices and specifications are correct at press time and subject to change without notice. All illustrations are artistʼs concept. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.&O.E.

You Can Have It All In Cardinal Point! Come home to the highest level of quality and value from Geranium Homes — BILD’s 2012 Home Builder of the Year. Our two fabulous Bryon Patton inspired model homes showcase all the features and finishes you’re looking for. See for yourself why more than 575 families home come home to this wonderfully established neighbourhood setting. Welcome to Cardinal Point, Stouffville’s most successful master planned ravine community!

OVAL TUB

BREAKFAST 12'6" X 12'6"

GLASS SHOWER

OPT. DOUBLE SINKS

MASTER ENSUITE

W.I.C. HIS

KITCHEN 14'8" X 11'4"

T UP

LINEN

ENSUITE 2/3

OPEN TO BELOW

(STEPS IF REQ’D)

HALF WALL

BEDROOM 3 16'2" X 10'2"(13'10")

MEDIA LOFT 11'6"(9'8") X 12'4"

FOYER (SUNKEN IF REQ’D)

COVERED PORCH

404

Millar

#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ ,

SALES CENTRE & MODELS

Sto

Rd uffville

Main

e Ninth Lin

905-640-9999 geraniumhomes.com Mon – Thurs 1:00pm - 7:00pm; Sat, Sun & Holidays 11:00am – 5:00pm

d St

l Blvd

569,900

BALCONY

Bakerhil

FRENCH DOOR

Model 3805 — 2,652 sq. ft. 3 bedrooms with media loft

wy #48 Hw

Luxury Singles on 38’ & 42’ Lots Up to 3,377 sq. ft. from

GARAGE 18'0" X 20'0"

OPT. UPPERS

BEDROOM 2 12'3" X 12'0" LAUNDRY

RAILING

PANTRY BARREL ARCH

ISLAND

OPEN TO ABOVE

DOOR WHERE GRADE PERMITS LOCATION MAY VARY (MAX. 2 RISERS)

The 3805 model home fea tures a specta cular optional finished basement!

EXT. BRK. BAR

BARREL ARCH

W.I.C. HERS

DINING ROOM 13'0" X 14'6"

SEAT

MASTER BEDROOM 15'0"(16'4") X 14'0"

GREAT ROOM 15'0" X 18'0"

NICHE

D.V. GAS F/P

FRENCH DOOR

OPT. 2 SIDED D.V. GAS F/P

9' TRAY CEILING

taxingissues

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5220. Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

Selling a

real estate investment property

by Henry Choo Chong

I purchased a rental investment property several years ago. Every year I have filed the rental income on my tax return. This year I sold the property. In addition to my rental income, what tax implications will I have to report? Jared, Toronto

but also other costs incurred that had to be capitalized. As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment. In addition to the capital gains/losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any of the years that it was owned by you. The balance in this account is called the â&#x20AC;&#x153;undepreciated portion.â&#x20AC;? A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC). The recapture of income is taxed in its entirety at your personal tax rate. Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward. Good record keeping is essential to calculate the correct gains or losses.

Hopefully, you made a profit! The real estate market has been healthy for the past several years and continues to be strong, over the long term. Selling a real estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss. You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefiThe opinions and views expressed herein are those of the author nitely to reduce capital gains. and not those of New Home Guide. New Home Guide does In calculating the capital gain/loss, determining the not necessarily endorse or encourage any specific tax strategies. adjusted cost of the property is an essential factor. The Please consult a tax professional for advice specific to your adjusted cost must include not just the purchase price particular situation.

22 New home guide GTA | february 2 - 16, 2013

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WELCOME TO A P L AC E C A L L E D

HOME S TA R H O M E B U I L D E R

MISSISSAUGA - Beautiful homes in an established neighbourhood FREEHOLD TOWNS • SEMIS

Ninth Line

Thomas St.

529,900

from

Brittannia Rd. West

Eglinton Ave. West

UP TO $6,000 IN FREE UPGRADES*

Highway 410

Hwy. 403

BRAMPTON - Country living with all the amenities you need at your doorstep 38’ & 47’ SINGLES

Dewside Dr.

519,900

from

Winston Churchill Blvd.

Tenth Line

YO U R

UP TO $10,000 IN FREE UPGRADES*

BRAMPTON - New Release of lots in a highly desirable neighbourhood 38’, 47’ & 50’ SINGLES UP TO $12,500 IN FREE UPGRADES*

10th Line

Hwy. 407

STOUFFVILLE - A great location, offering the best value in the GTA 30’ • 36’ • 40’ SINGLES

Bloomington Rd. Stouffville Rd.

Main St. 10th Line

900* from 451 , $

Reesor Rd.

NEWMARKET - The perfect small town community with big city amenities

UP TO $7,500 IN FREE UPGRADES*

Mantle Ave.

19th Ave.

UP TO $7,500 IN FREE UPGRADES* INCLUDES 4 FREE APPLIANCES FOR THE CAPRI SERIES

Vivian Dr.

SALES CENTRE

Leslie St.

Veterans Way

Highway 404

Mulock Dr. Stonehaven Ave.

Bayview Ave.

41’ SINGLES • FINAL RELEASE $ 900* from 584,

Highway 50

SALES CENTRE

Hwy. 7

Gore Rd.

MacVean Dr.

Goreway Dr.

Castlemore Rd.

569,900

from

Countryside Dr.

St. John’s Sideroad Wellington St. E.

Aurora Rd.

SALES CENTRE HOURS: Monday - Thursday: 1 pm - 8 pm • Friday: Closed • Saturday, Sunday & Holidays: 11am - 6pm

starlanehomes.com /starlanehomes

/starlanehomes

*Limited quantities available to qualified purchasers. Prices & information correct at press time. Maps not to scale. Lots may have premiums. All illustrations reflect artist impression E.O. & E. Ask a sales rep. for details.

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communityfocus

The toast of Woodbridge with breathtaking estate homes and an exceptional location, vaughan valley estates is woodbridge’s finest community

Potential homebuyers are always dazzled by the Umbria Elev. B’s sprawling second floor balcony above the garage, and they love the stunning precast elements leading up to the front entryway.

location Woodbridge housing type Executive singles on 41- and 50-ft.-wide, extra deep lots contact 905.303.4728 vaughanvalleyestates.com

oodbridge has long boasted some of the biggest and most beautiful homes in the GTA. Take a drive in the area on a sunny fall day and you’ll discover many a fine and spacious home set upon stately lots. Yet when it comes to which community of new homes has bragging rights as to being among the very best, Vaughan Valley Estates by Fieldgate Homes has clearly emerged as one of the finest. Set behind an elegant stone entry gate on the west side of Weston Road, between Teston Road and Major Mackenzie Drive, Vaughan Valley Estates is currently offering its third and final phase of exceptional new homes. With hundreds of families already happily living in the community, there’s never been a better time to experience life at Vaughan Valley Estates. When designing the community, Fieldgate committed to strict architectural standards that have brought a pleasing harmony to the streetscapes of the neighbourhood, with homes that offer both visual interest and variety, but which are also pleasingly complementary in their aesthetics. Phase III of Vaughan Valley Estates is comprised of a magnificent collection of 41-and 50-ft. wide lots — all extra deep and sculpted into the terrain of the C O N T I N U E D on p a g e 2 6 . . .

24 New home guide GTA | february 2 - 16, 2013

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communityfocus |

CONTINUED

FIELDGATE HOMES

Vaughan Valley Estates

It’s easy to make a grand entrance in the Umbria’s stately front foyer, open to the second floor. And the added convenience of two basement staircases make it a breeze to navigate your way through this elegantly laid out home.

site. There are also 60- and 80-ft. wide grown into the role, with a range of sophisticated urban amenities. lots by another builder in this comWith its location within Woodbridge, Vaughan Valley Estates’ owners enjoy munity. The homes being built on access to superb shopping, from convenient local stores to Vaughan Mills located these lots are spaciously conceived, just five minutes away. Excellent schools, restaurants and services abound in the meticulously executed and lavishly area. Nature is your next-door neighbour, with attractions such as the Boyd Conappointed — from the main floors’ servation Area and the Kortright Centre both nearby, along with local parks and strip hardwood flooring to their granite community centres. Golfers love the choice of courses in the area, including the kitchen countertops and the 10-ft. highly acclaimed Copper Creek Golf Club. Plus, residents enjoy easy access to ceilings in the 50-ft. homes. Kitchens major 400-series highways including the 400 and 407, as well as Hwys. 7 and 27. Fieldgate Homes is one of the most respected builders in the Greater Toronto are designed for the most demanding connoisseur, bathrooms pamper you Area. The company has been family owned and operated for more than 55 years, like a five star hotel and the homes’ building a long-standing reputation for its quality, integrity and customer service. living and entertaining areas embrace Fieldgate offers 41-ft. designs starting at 2,550 sq. ft. with prices from $829,900, any social gathering. Visit the three and homes on 50-ft. lots from 2,772 sq. ft. priced from $974,990. The Vaughan designer-decorated model homes to Valley Estates presentation centre is open from 1 to 8 p.m. Monday to Thursday, see what we mean. and from 11 a.m. to 6 p.m. on weekends and holidays. The three designerWoodbridge’s location in Vaughan decorated model homes are open from 4 to 8 p.m. Monday to Thursday, and has always been one of the area’s most from 11 a.m. to 6 p.m. weekends. impressive and appealing attributes. For years, Vaughan was promoted as For more information, call Fieldgate Homes at 905.303.4728 the “City Above Toronto” and it has or visit vaughanvalleyestates.com 26 New home guide GTA | february 2 - 16, 2013

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It’s the feeling Rosehaven designs into some of the most desirable homes in Southern Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

Chippawa / Niagara - Lyon’s Creek

Brampton - Mount Pleasant

New 35’ bungalow loft towns & 50’ singles from the low $300’s. Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

New 20’ towns plus 25’ attached singles. Detached homes on 30’, 38’, and 41’ lots On Mississauga Rd., north of Bovaird Rd.

Thorold - Gibson Heights

Kleinburg - Platinum Home Collection

Model home inventory release!Towns, semis & attached singles from the $240’s. Plus 45’, 40’ & 36’ lots from $300’s. Richmond St. & Winterberry Blvd., south of Hwy. 58

Homes of Distinction from $1.3M to over $1.8M KleinburgHeritageEstates.com Hwy 27, north of Nashville Rd.

Ancaster - Tiffany Hill

Nobleton - King Country Estates

Luxury stone, stucco & brick detached homes on 45’ lots from the $460’s and 4 models to tour! Garner Rd. E. & Raymond Rd., east of Hwy. 6

Elegantly appointed detached homes on 63’, 56’ & 50’ lots from the $810’s. Hwy 27 & Park Heights Tr., north of King Rd.

For directions, hours, community information, visit:

rosehavenhomes.com • (1-888 / 416) 410-0175

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg pricing.

027-Rosehaven-Corp 02-02-13.indd 27

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ONCE-IN-A-LIFETIME SALES

EVENT

* $ RECEIVE UP TO 40,000 IN

DECOR LUXURY UPGRADES!

EVENT STARTS

Saturday, February 16th., for a limited time! VaughanValley.ca

Over 55 years of Excellence

905-303-1929

905-303-4728

28 New home guide GTA | february 2 - 16, 2013

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13-01-24 2:58 PM 1/28/13 11:55:45 AM

ARIS-VAU

4 2:58 PM

TOUR OUR FABULOUS 6 MODEL HOMES

41', 50', 60' & 80'

And think of how much you could do with $40,000 in FREE upgrades. A games room for the kids. A home office. The kitchen you've always dreamed of

SINGLES starting from

This is your last chance to buy at Vaughan Valley Estates and join the over 500 families who have already made this prestigious community their home.

769,990

VaughanValley.ca

North of Major MacKenzie Dr. on Weston Rd. SALES CENTRE HOURS: MON. - THURS. 1pm - 8pm. SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS

MODEL HOMES TOUR HOURS: MON. - THURS. 4pm - 8pm. SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS

Prices and specifications subject to change without notice. *Available on specific lots only, finishes and dĂŠcor dollar amount vary by model type. See Sales Representative for more details. E. & O. E. 01-13.

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FEBRUARY 2 - 16, 2013 | NEW HOME GUIDE GTA 30

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dreams

Where and families come together in 3 Superb Communities MaRkHaM

MaRkHaM LE

W SE NE EA L RE

N VE

UPO T

Semis and Detached homes on 30’, 36’ and 40’ lots.

0 5,

Detached homes on 35' and 41' lots.

ModeLs

W SE NE EA L RE

Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.

odeLs t ed M decor a

Cornell Ce ntr

e Blvd.

t ed decor a

Y OR

THORnHill

from

525,990

905-472-7667

from

593,990

905-201-7700

from

1,089,990

905-417-1203

madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

MAD-MULT-A-AD-NHC-JAN10-2.indd 1 031-Madison-Corp 01-19-13.indd 31

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coverstory

Primont Communities NOW UNDER CONSTRUCTION IN BRAMPTON & MARKHAM

onstruction is well under- location, just minutes from Hwys. 404 and 407. Homes feature beautiful way at Primont’s popular brick and stucco exteriors and a fine selection of interior features and finishes. Castlemore and Heirloom And with schools, shopping, restaurants, a community centre, neighbourhood communities, so there’s parks and GO Transit nearby, you’re not just moving-in to a home – you’re never been a better time to find the moving in to a vibrant, established community setting. Townhomes start from perfect family home with Primont. just $432,900, and inventory closings are now available with 2013 move-in Like all Primont communities, Cas- dates. Prospective homebuyers can also look forward to a new release of tlemore and Heirloom offer breath- executive townhomes – priced from just $369,000 – coming this February taking collections of exquisite family to Heirloom. Visit the sales centre on homes at some of the finest locations Major Mackenzie Dr. E., just east of Like all Primont in the GTA. And with both communicommunities, Castlemore Markham Rd., or call 905.201.2804 ties offering 2013 closings, you won’t to learn more! and Heirloom offer have to wait long to move in to your On the other side of the GTA, Pribreathtaking collections mont stunning new Primont home. has been receiving a lot of attenof exquisite family homes tion for its stunning family community Heirloom is an inviting family at some of the finest community of stylish freehold towns in Brampton’s iconic Castlemore Village. locations in the GTA. and semis at an exceptional Markham At Castlemore, potential homebuyers

32 New home guide GTA | february 2 - 16, 2013

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PRIMONT HOMES

Castlemore and Heirloom

are sure to be impressed by the fine selection of stunning towns, semis, location and 40-, 50- and 65-ft. singles. This Markham, Brampton incredible northeast Brampton community offers inspiring vistas overhousing type looking the West Humber ravine Markham, freehold towns and and the Claireville Conservation semis; Brampton, townhomes, Area. This natural setting is ideal for semis and 40-, 50- and 65-ft. singles nature lovers, who can step out their sales centre front doors and enter into a world of hiking, cycling and more. Residents Markham, Major Mackenzie Dr. E.; Brampton, County Road 50 of Castlemore can also delight in the incredible combination of natural contact beauty and urban convenience, with Markham, 905.201.2804 Bramalea City Centre and a fine Brampton, 905.856.5777 array of shops, schools, plazas and primonthomes.com parks all just minutes away. With homes starting from just $409,900, and inventory closings available, it’s never been a better time to make the move to this highly prestigious community. Visit Castlemore’s sales centre, located on County Road 50, just north of Hwy. 7, or call 905.856.5777 to learn more. In addition to communities that are currently under construction, Primont also has several other communities that offer beautiful homes and exceptional value at great GTA locations. Brampton’s Centretown community features an impressive array of breathtaking townhomes and picture perfect two-car garage singles in a positively stunning master-planned community atmosphere. Located in the northwest part of Brampton, Mount Pleasant is a charming storybook community of unparalleled beauty. Bordering picturesque farmland, yet

offering all the major conveniences of Brampton – such as shopping, schools, restaurants and more – Mount Pleasant is a neighbourhood that truly offers the best of all worlds. And with easy access to Brampton Transit, GO Transit and Hwy. 410, it’s easy to get anywhere you want to go when you live at Centretown in Mount Pleasant. Centretown’s townhomes and singles are priced from just $355,900. Homebuyers are also falling in love with an exciting new release of only 38 stunning townhomes at Markham’s Harmony community. Located right across from South Unionville Square, Harmony is an exclusive family community of stylish executive townhomes. The breathtaking homes in this established neighbourhood offer homebuyers the rare opportunity to live in one of South Unionville’s most desirable areas. These luxury executive townhomes are priced starting from $539,800. For more information on any of these wonderful Primont communities, visit primonthomes.com february 2 - 16, 2013 | New home guide GTA 33

032-033 Cover Story Primont_AY-WK.indd 33

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taxmatters

Canadians struggle to address children’s education, aging parents and own retirement needs: RBC poll Canadians (aged 18 to 54) are concerned that their

ability to save for retirement will be impaired both by saving for their children’s education (48 per cent) and by taking care of their aging parents (36 per cent), according to the 23rd Annual RBC RRSP Poll. Despite the potential strain of these family priorities on their retirement savings, more than half (57 per cent) of Canadians aged 18 to 54 say their parents’ retirement experience has shaped their expectations of retirement. “While Canadians may see their parents’ retirement experience as a model for what to expect, the reality is that their retirement may not be the same, particularly if they are part of the sandwich generation with both aging parents and school age children,” says Amalia Costa, head, retirement strategies, RBC. “Canadians know that juggling competing financial priorities creates enormous strain on both time and money. A financial advisor can make it easier to develop a retirement plan to balance your financial commitments and family life.” Retirement will likely look different for the next generation of retirees, as employer-sponsored pension plans become more rare. The RBC poll found that one-quarter (26 per cent) of Canadians (aged 18 to 54) expect a pension income from an employer to be their primary source of income in retirement and, similarly, fewer than one-in-five (18 per cent) of them have a defined benefit pension plan. “The growing demands on time and money can make meeting retirement goals a challenge, but Canadians don’t have to do this on their own,” adds Costa. “Taking the time to meet with a financial advisor is one of the best investments you can make in your financial future. An advisor can help review your financial priorities; understand your income sources and your savings and investment options – all to help make your retirement goals a reality.”

Costa provides the following practical advice to help you live for today and save for tomorrow: » Show me the money: Look for hidden sources of contribution funds. If you have debt, take advantage of lower interest rates to reduce your overall borrowing costs and free up some of your monthly cash flow. For example, you can do this by consolidating higher interest credit card balances into a loan or home equity line with a lower interest rate. » Automate your savings habit: Get into the good savings habit of paying yourself first by setting up an automatic contribution plan to coincide with your payroll deposit. The funds will come off the top and are often not missed. » Start thinking about your retirement income plan: If you are within a few years of retirement, switch your focus to establishing your retirement income plan. Translate your vision for the lifestyle you want in your retirement into financial requirements and work with an advisor to learn about your new sources of retirement income and how these will fund your new lifestyle.

34 New home guide GTA | february 2 - 16, 2013

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The Best Value

north of t he

GTA!

PREVIEW OPENING SPECTACULAR DETACHED HOMES IN AN INCREDIBLE CONSERVATION AND RAVINE SETTING

Where else can you get so big a home with two and three car garages for so small a price? At Victoria Highlands, choose from an amazing selection of Bungalows and Two Storey Homes on 33’, 40’, 50’ and 65’ Lots. All set amidst the beautiful countryside of Mount Albert, just 10 minutes from Stouffville… and all priced to sell!

victoriahighlands.com victoria 416-924-0110

035-Beaverbrook-Victoria 01-05-13.indd 35

400’s

700,000

to over $

up to 4,200 sq.ft.

MOUNT ALBERT

Sales Office Hours:

Mon. - Thurs. 1 -8 pm, Fri. by appointment, Weekends and Holidays 11 am - 6 pm

Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

BEAV-VIC-A-AD-NHC-DEC11-1.indd 1

Homes from the Mid

12-12-12 1:41 PM 1/28/13 11:55:49 AM

themortgageminute

Why real estate investing STILL MAKES SENSE by PETER KINCH A NEW YEAR HAS BEGUN AND YOU’RE ANALYZING YOUR FINANCES,

planning for the future and wondering where you can get the best return on your money. As we approach another tax season, you’ll be inundated with multiple mutual fund companies promoting the tax advantages of parking your RSP money with them. You’ll wonder about the stock market and the ongoing global issues. You’ll start to look at hard assets such as gold or precious medals. And, of course, you’ll look at real estate. The hard question is, which vehicle will produce the best results? My answer to this question will always be the same: the action is dictated by the goal. First and foremost, it is important to understand that all of the above options are simply vehicles designed to accomplish an end result. The first step is to determine what that desired end result is, and then ask yourself, which vehicle will move me closer to that goal? You may have a variety of arguments or reasons to choose one vehicle over another, but here are four reasons why you may want to consider real estate as your investment vehicle of choice, along with one caution:

On the surface, the first investor had an investment that outperformed our real estate investor by four times, but actually made less money due to the fact that it wasn’t leveraged. That’s the power of leverage. The key is to understand that it can also go the other way – and that is the importance of having a long-term strategy and investing in areas with strong fundamentals and good cash flow.

1 The power of leverage 2 Interest rates Leverage is a tool that can work for you or against you, but there is no denying Two keys to being able to develop a the fact that it is a very powerful tool. Let’s take the example of two inves- successful real estate portfolio are tors sitting on $100,000 cash. affordability and cash flow, and an ›› One investor chooses to put their capital into either the stock market or underlying fundamental to both of precious metals. If they spend $100,000 – they receive in return $100,000 those is the rate you pay for borrowin either stock or a precious metal asset. If their investment were to in- ing money. crease (perform) at a rate of 20 per cent over the course of a year (although The good news for Canadian invesI don’t presently know of any funds offering that return) their investment tors in 2013 is that we still have low of $100,000 would produce a $20,000 return. interest rates. ›› The other investor chooses to use her $100,000 cash as a 20-per-cent down Due to the ongoing global credit payment and purchase a $500,000 issues, the Bank of Canada (BoC) property in an area that has good has indicated its intent to keep rates Two keys to being able low through to 2013. But it is imporeconomic fundamentals and produces a positive cash flow every to develop a successful tant to note that the BoC can only month. Let’s assume that this influence the prime lending rate – real estate portfolio property increases by only five per which is used to determine your variare aﬀordability and cent over the course of the year. able rate mortgage. cash ﬂow, and an That would make the value of the It is important for consumers to property $525,000 – effectively a underlying fundamental remember that the fi xed rates are $25,000 increase in your asset governed by the bond market and that to both of those is the although value – not including the amount the BoC has indicated it rate you pay for of debt reduction or positive cash does not intend to increase the prime borrowing money. flow over the course of the year. lending rate, that does not guarantee 36 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

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that long-term rates will not rise in the meantime. A return of money to the markets will cause a drop in bond pricing followed by an increase in the bond yield, which will result in an increase in long-term rates even if the BoC leaves prime unchanged. A further threat to low interest rates is that even though we will not likely Peter Kinch is an award-winning mortgage broker and best-selling author see a rise in prime, we have already seen the disappearance of the discount of The Canadian Real Estate Action Plan on variable-rate mortgages. Due to a lack of liquidity in the global markets, Visit peterkinch.com or contact him at peter@peterkinch.com the cost of borrowing has increased for lenders. As such, variable-rate mortgages are less profitable and they have cut back on the discounts they offer. The net result for borrowers is that the amount you pay on a variable mortgage is not as attractive as it was a year ago. Although we are still largely an Having said that, we need to be very clear that even without a discount, export-dependent country, there are a prime lending rate at or about three per cent is ridiculously cheap and allows a lot of regional pockets that have a for great investment opportunities. There are multiple opportunities within strong domestic economy and are exthe Canadian marketplace that can create positive cash flow as long as the pected to grow in spite of global issues. interest rates are below four per cent and you can easily get a five-year term Look for strong GDP growth, followed today well below four per cent, so the ability to get a cash-flowing property by strong employment numbers which and lock that in for five years will be as good in 2012 as it’s ever been. in turn brings a strong tenant base. A strong tenant base combined with low 3 Seeking safe harbours interest rates creates the opportunity As the global financial markets conThere is no such thing for positive cash-flowing properties. tinue going through more drama And if the property flows cash in good as a Canadian real than a daytime television show, the times and in bad, you need not worry estate market – it is fallout is consumer angst resulting about potential for values to fall or in low consumer confidence. regional. You can have bubbles to burst. When consumers lack confiThe value of your property the solid fundamentals in dence, they tend not to make bigday after you buy it is irrelevant until ticket purchases. Real estate is obvi- one town, while another the day you go to sell it. If you are within 100 kilometres purchasing investment real estate ously one of those items and this alone could result in a slight drop could have an economy with a long-term buy-and-hold phiin market values. However, it is the solely based on exports losophy, and you have purchased in exact same angst and fear that drive an area that gives you positive cash to the U.S. consumers to seek out safe harbours flow, then you don’t need to worry in a storm, placing their money in about the hype in the headlines reareas perceived as protected from the roller-coaster that the stock market has garding property values. Just focus become. This is the reason we have seen records in the price of gold. Investors on letting your tenants pay off the are speaking with their pocketbooks and saying loud and clear that they are mortgage over time and enjoy the losing confidence in the market and want a tangible asset that they can own cash flow when you have a free and and hold. What could be more tangible than real estate and if you were looking clear asset. for a safe harbour in real estate, which country would you invest in? So, as you look at your financial Canada has been seen globally as one of the few countries to have survived options for the year, ask yourself first the last global recession relatively unscathed. In fact, our banking system and and foremost: What results do I need domestic economy have become the envy of the world. from my investments, Then analyze your options in the context of your 4 Sound economic fundamentals goals. If you choose real estate, simply Regardless of where you buy real estate, you should make your purchase based stick to the fundamentals, take action on sound economic fundamentals. There is no such thing as a Canadian real while others worry over headlines, estate market – it is regional. You can have solid fundamentals in one town, take advantage of low rates and use while another within 100 kilometres could have an economy based solely on leverage wisely. Invest and don’t specexports to the U.S. ulate, and both you and your children I expect the U.S. to be hit harder by the fallout in Europe, but that will will be glad you did in the years to impact only regional Canadian economies that depend on trade with the U.S. come. Happy investing! FEBRUARY 2 - 16, 2013 | NEW HOME GUIDE GTA 37

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inthenews

Housing market ‘soft landing’ to dissipate by mid-year: BMO Canadian Housing Outlook 2013 Experts on the Canadian housing market

from BMO Financial Group and the industry participated in the inaugural BMO Housing Panel for 2013 to discuss the past year and provide their outlook over the next 12 months. According to Sal Guatieri, senior economist, BMO Capital Markets, after a decade-long boom, the so-called soft landing appears to be underway in most regions; the expectation is that this trend will continue into 2013. “Home sales and housing starts will continue to moderate and prices will generally stabilize in most regions in 2013,” says Guatieri. “In the year ahead, the housing market will be supported by moderate job growth, steady immigration, growing demand from echo boomers entering their prime first-time home buying years, and a gradual shift toward more single-person households.” The real estate market will benefit from continued low interest rates, with the Bank of Canada likely on hold for another year, he adds. Guatieri also notes that Alberta and Saskatchewan could buck the national trend and see higher prices due to continued healthy economic growth and wage increases. Meanwhile, pricier Toronto and Vancouver are likely to have a bumpier landing than most other regions, with some prices declining moderately. Affordability and consumer preference Conrad Zurini, Broker of Record, ReMax Escarpment Realty, says affordability is in question in major cities including Calgary, Toronto and Montreal, with first-time buyers likely staying out of the market for the first half of the year. Zurini adds that those looking to upgrade will still dominate, given lower interest rates. “People who are into walking, lifestyle and entertainment, the farm-to-table trend and buying local are going to fuel that market for the first half of the year. “These consumers are all about amenities and lifestyle – they’re very established economically,” says Zurini. Consumers buying for the first time will likely look to other cities in search of greater value. “These buyers move with opportunity, following employment and searching out homes with their desired space, ultimately single-family residential homes,” he says. “In 2013, consumers will be paying close attention to the investment side of their buying decision.”

Mortgage and financing advice John Turner, national director, specialized lending, BMO Bank of Montreal, outlined a number of factors buyers should keep in mind for financing the purchase of a home. “The pre-approved process remains a very important keystone in the home buying process, whether you’re a first time homebuyer or a move-up buyer,” says Turner. “Generally speaking, most folks will need to borrow most of the purchase price of the home, so getting a pre-approved mortgage is a smart thing to do even before the home search starts.” Turner adds that the down payment buyers are able to afford is another important aspect, and that there are strategies buyers should put in place to ensure they can maximize that amount – ultimately lowering their overall housing costs. “There are a number of different strategies to save for a down payment. With RRSPs, for instance, customers can withdraw up to $25,000 for the purchase of a home,” he says. Turner also reminds that consumers who pay off their debt quicker pay less interest, and that most mortgages have options embedded in them that help to save money in this way. “At BMO, we’ve been encouraging customers to take a shorter amortization for some time,” he says. “In addition, rates are as low as they’ve ever been, so it’s certainly a good time to take advantage of this to pay off your debt sooner so you can retire comfortably and with as little debt as possible.”

38 New home guide GTA | february 2 - 16, 2013

038 News BMO Canadian Housing Outlook 2013-DN-WK.indd 38

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heathwood.com

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039-Heathwood-Corp 02-02-13.indd 39

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inthenews

TOP 10 REASONS FOR PURCHASING AT

Deerhurst Sanctuary

and the excellent Muskoka Algonquin Healthcare community hospital. Muskoka, Skyline Destination Communi- Deerhurst Sanctuary offers the perfect combination of rustic charm and ties has released 32 Legacy Homesites for urban convenience. Topping off this ideal location, Algonquin Park is sale, and the response is very brisk. Reg- only 20 km away. istrations are pouring in for this new 02 Superb surroundings: Deerhurst Sanctuary is a 133-acre Nature Sancresidential opportunity in one of Canada’s tuary that is owned by Skyline. Year-round hiking trails (short, intermedimost beloved resort destinations. Indi- ate and advanced), open year-round, meander through the mixed hardwood viduals, couples and families recognize forest property, inviting visitors to consult interpretive signs and wildlife the many benefits of owning a home here checklists to make the most of their adventure. The Sanctuary was designed for their full – or part-time use during the by internationally respected senior naturalist Robin Tapley, who grew up year. The reasons for purchasing a home- in Muskoka. The Sanctuary provides a unique opportunity for families to site in this residential compound are many bond and re-connect with the surrounding wetlands, streams and mixed and varied. forest habitats. Some of the Legacy Homesites in this secure neighbour01 Resort cottaging: Rather than living in hood even back onto the Sanctuary, and in most cases are completely a remote, difficult-to-access area, owners private from neighbours! at Sanctuary will have amenity-rich Hunts- 03 Amenities: In addition to the spectacular natural areas, Sanctuary ville only minutes away. Shopping, enter- owners will have access to all of the amenities at Deerhurst Resort, intainment, restaurants, galleries, services cluding a private owners’ beach. A world of adventure awaits with two

AT THE BEAUTIFUL SANCTUARY IN

40 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

040-041 News Deerhurst Sanctuary_AY-WK.indd 40

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The Sanctuary provides a unique opportunity for families to bond and reconnect with the surrounding wetlands, streams and mixed forest habitats

golf courses, boating, Hummer tours, erties in the area, and still enjoy access to the lake and the fabulous tennis courts, hiking, four pools, a spa, amenities at Deerhurst Resort. horseback riding, casual and fine dining, 07 Value: Homesites in Sanctuary are starting at $200,000, which is world-class shows, and in the winter, cross- remarkable for this coveted area. country skiing, downhill skiing, dog-sled- 08 You can own it today: Sanctuary is located within an established ding, snowmobiling and much more! residential community of estate homes. All Homesites are serviced with 04 Residential compound: Discover the hydro and telephone. Once your building plans are approved, you can potential to create a residential compound start building. for you and your family right in Deerhurst. 09 Skylife Club: There’s more! Purchasers will receive membership into Each Sanctuary Homesite can accommo- the SkyLife Club Program (valued at $25,000) as an exclusive bonus. This date a principle residence and an addition- innovative program offers unprecedented access to Skyline’s northern and al private cabin. With sizes ranging from urban properties such as unlimited skiing, golfing, adventure and perks 1.5 to 6 acres, the idea is exciting. Think of at Horseshoe Resort, Deerhurst Resort and other Skyline Hotels and the possibilities for entertaining family and Resorts properties. SkyLife Club members receive special deals and incenfriends in this incredible setting. tives on opportunities such as treatments at Shizen Spas, skiing equipment 05 Fully managed rental program: Purchas- rentals, golf club and cart rentals, greens fees and much more. ers will have the ultimate in flexibility 09 Skyline reputation: Buy with confidence from Skyline International through the option of placing their homes Development Inc., a Canadian company with a world-class portfolio. into Deerhurst’s fully and professional Skyline was established in 1998 by 2004 Ernst and Young Entrepreneur managed rental program. Receive rental of the Year, Gil Blutrich. When it comes to outstanding opportunities revenue when you are not in residence, or combined with the peace-of-mind that comes from experience, Skyline arrange to have your home managed and and Deerhurst are an unbeatable match. taken care of when you are away! 06 Lower taxes: Save money with taxes Act now for this once-in a lifetime opportunity. Register for the Sanctuary that are much lower than waterfront prop- at Skyline’s Deerhurst Resort in Muskoka at deerhursthomes.com FEBRUARY 2 - 16, 2013 | NEW HOME GUIDE GTA 41

040-041 News Deerhurst Sanctuary_AY-WK.indd 41

1/29/13 4:56:27 PM

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Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area. Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area. Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

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42 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

042-GTA Chinese New Home.indd 42

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Foxw ood Rd.

mwo od

Existin g Residen tia

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Balsamwood

8.7

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Apple Blosso

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Keele St.

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Discover Living • Pre-Register at treasurehill.com *Limited quantities available to qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression E.O.& E. Ask a sales rep. for details.

14407 TREA New Homes Feb 2 Issue.indd 1 043-Multi-TreasureHill 02-02-13.indd 43

13-01-24 8:57 AM 1/28/13 11:55:55 AM

moneymatters

12 steps to getting

financially organized by gail vaz-oxlade

SET-UP 1 | Gather all your paperwork. Create a file folder for each of the following: ›› Chequing accounts ›› Savings accounts ›› Retirement accounts ›› Investment accounts ›› Credit card accounts ›› Loans ›› Personal lines of credit ›› Mortgage ›› Insurance: life, disability, health, critical illness, home, car ›› Tax returns ›› Estate: wills and powers of attorney 2 | Welcome to 21st century banking If you don’t already have it, set up telephone or Internet banking for your accounts.

3 | Reduce fees by setting up a buffer If you can afford it, transfer $1,000 float to your chequing account (pretend it isn’t there) and use that to minimize your banking costs. 4 | Save automatically Create an auto-debit from your chequing account to a savings account that will not be touched. Most people won’t put money into a savings account on a regular basis, opting to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think. 5 | Create a monthly bill summary List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” c o n t i n u e d o n pa g e 4 6 . . .

44 New home guide GTA | february 2 - 16, 2013

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1/29/13 11:26 AM 1/29/13 12:44:24 PM

moneymatters |

CONTINUED

beside these bills and remember to deduct them from your spending journal at bill payment time each month. 6 | Set up your in baskets create an in basket with two bill folders labelled “1-15” and “16-31.” When a bill comes in, look at the due date and put the bill it in the appropriate folder. Recycle all the marketing crap in the envelope. create a second in-basket with three folders labelled “bank statements”, “bills paid” and “tax receipts.” WEEKLY 7 | make a date with your money on the 12th and 28th of each month, set aside the time in your schedule – you’ll need about 30 minutes – to pay your bills. always pay your bills in one place – a place that you’ve equipped with the following: your bill paying system, a spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler, return address labels and a recycling bin. When you pay a bill, write the cheque or transaction number, amount paid and the date you paid it on the bill. put the paid bill in your “Bills paid” ﬁle. deduct the amount you’ve spent from your spending journal. if a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your folder so you don’t forget it. moNThLY 8 | Reconcile your bank statements When your bank statements come in, put them in your inbox folder. Make a date when all your statements are in (it will depend on when you receive them) to: ›› Review your statements to make sure there are no mistakes

Gail Vaz-oxlade is the host of Til Debt Do us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. follow Gail on Twitter at twitter.com/GailVazOxlade

›› Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. a cheque that takes a long time to clear in the bank can lull you into thinking you have more money than you do. go back at least a month to make sure all previous cheques have cleared. ›› talk about anything unusual QuARTeRLY 9 | File once a quarter, ﬁle all of your paperwork to keep your system current. 10 | Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing. ANNuALLY 11 | Revamp your budget Review your budget using last year’s credit card and bank statements to see what you actually spent. if you spent more on a particular category, make sure you know why or look for ways to trim. 12 | Clean up go through your ﬁles at the end of each year and throw out bills and receipts no longer needed for auditing/ budgeting purposes.

most people won’t put money into a savings account on a regular basis, opting to wait for a tax refund or bonus before setting aside some money for the future. establish an automatic savings deposit every month and your nest egg will accumulate faster than you think.

46 NeW home Guide GTA | february 2 - 16, 2013

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FEBRUARY 2 - 16, 2013 | NEW HOME GUIDE GTA 47

Prices and specifications are subject to change without notice. Dream dollars to be used towards purchase of upgrade items only. Photos are for illustrative purposes. E.&O.E.

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11 1 1

2013-01-23 2013-01-23 5:05 5:05PM PM 2013-01-23 5:05 PM 2013-01-23 5:05 PM 1/28/13 11:56:02 AM

hotdates

feb. 15 - 17 feb. 7 - 10

Toronto Sportsmen's Show direct energy centre

Feb. 2 to 16

Calendar of events beginning from Feb. 2 to 16, 2013

The Toronto's Sportsmen's Show features more than 500 exhibitors displaying the newest selections in products for camping, fishing, boating, hunting and hiking at the Direct Energy Centre. The four-day event includes a dog show, a birds of prey exhibit, a spring boat show, a Canadian forces display and an outdoor adventure zone. torontosportshow.ca

feb. 8 - 9

Lady Gaga air canada centre

Pop star Lady Gaga brings her stage spectacle The Born This Way Ball to Toronto. The tour, based off her album Born This Way, is split into five acts that cover political and social themes such as discrimination, self-love and government control. The tour has been selling out venues worldwide before finally landing in North America. ladygaga.com

Winterfolk XI Blues & Roots Festival Delta chelsea hotel

For the 11th straight year, the annual Winterfolk Blues & Roots Festival comes to multiple locations at the Delta Chelsea Hotel, including Monarchs Pub and Market Garden. This free, all-ages festival showcases numerous folk, rock and blues musicians through three days of performances, workshops and a few ticketed performance events. winterfolk.com

feb. 15 - 17

TIFF Next Wave Film Festival tiff bell lightbox

TIFF's Next Wave Film Festival is this February, with films and programs aimed at teens. There is a set design workshop, a 24 hour film challenge, "Battle of the Scores" where high school bands create scores to short films, a talent lab workshop and screenings of films for, by and about young teens and tweens, including a John Hughes movie marathon. tiff.net/nextwave

48 New home guide GTA | february 2 - 16, 2013

048 Hot Dates_JY-WK.indd 48

1/29/13 4:56:42 PM

February 2 - 16, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

049 NH East Sec 02-02-13_JY.indd 39

1/29/13 4:56:46 PM

Wentworth St

401 47

49 Bayly St E

42 11

45 Finley Ave

Westney Rd S

Church St S

Glenanna Rd

Granite Court

Liverpool Rd

Appleview Rd

57 n 65 ou

em ug Ro

g Kin

sto

Rd n46

Whites Rd

Sheppard Ave

Stroud's

Spruce Hill

Altona Rd

401

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd sR Oak jor Ma Valley Farm

riv

Lak

55 44 48 401

Kingston Rd

Shoal Point Rd Pickering Beach Rd

Riverside

3 Concession

Ajax-Whitby

Harwood Ave

Magill 92Dr

Delaney Dr

41 Rossland Rd

Phillip Murr

Gibb St

56 Dundas St E

Rosebank Rd Altona Rd

Wentworth St

Bloor St.

Bloor St

King St W Bond St W

52 91 14

Manning Rd

McQuay

32 Sideline

Gordon St

Cochrane St

Finch Ave

32 Sideline

Brock St S

43 90

North Rd

Blair St

Henry St

To wn of Ajax

24 4 66

4 Concession

5 Concession

North Rd

Hopkins St

Liverpool Rd

Whites Rd

30 Sideline

Brock Rd

4 Concession

28 Sideline

City of Pickering

7 Conncession

9 Concession

24 Sideline

16 Sideline

Whitevale Rd

5 4

20 Sideline

Thornton Rd

Kendalwood R

38 1 Rossland Rd

23 Taunton Rd W

Taunton Rd E

Ravenscroft Church St N

Brock Rd

Adelaide Ave

Rossland Rd

Dryden Bv

13 37

Westney Rd N

Greenwood Rd

16 Sideline

Olive Ave

Beatrice St

55 8 36

To wn of W hitb y

Salem Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

King S

Adelaide Ave

60 3

68 67

33 Conlin Rd

35 7

7 Concession

9 Concession

8 Concession

12 Sideline

Stevenson Rd

Audley Rd

Salem Rd

Park Rd S

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

Fifth Conces

Baldwin St S

Country Lane

6 Concession

4 Sideline

4 Sideline R

Ritson Rd S tS eS co Sim

Garden St Blair St

Garden St

Coronation R

Halls Rd N

Anderson St

Wilson Rd S

Centre St.

Garrard Rd

53 Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

Thickson Rd

Village of Bro oklin

11 10

Cedarbrook T

Ashburn Rd

Taunton Rd W

Church St E

Thornton Rd

Baldwin St N

Duffs Rd

Garrard Rd

Lake Ridge R

Pickering, Ajax, Whitby, Oshawa

Mary St N

Sim

Harmony Rd S

Central Park

Stevenson Rd

east region:

Conlin Rd

City of Oshawa

8 Concession

13 12

Stevenson Rd

Ritson Rd N

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

050-East_Ajax.Map.indd 90

1/29/13 5:47:12 PM

Page No.

Brookfield Homes

Hills of Harrowsmith

Brook-Hill.ca

•

• •

from $300,000

17 15G

Great Gulf Homes

Stonecrest

greatgulf.com

•

from $305,000

85 15F

Menkes

Somerset

905-428-0500

•

from $470,000

7 7G

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $333,000

19 15G

58 Mattamy Homes

Seaton

mattamyhomes.com

•

from $225,000

9 5I

Beaverhall Homes

Parkside Walk

905-430-1227

•

from $285,000 11H

Monarch Corporation

Lexington County

416-495--3542

•

from $490,000

11 Conservatory Group

Carruther’s Creek Village

905-426-8081

•

from $247,000 7J

13 Liza Communities

Folkstone

1-877-365-9555

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $287,000 14F

24 Tribute Communities

Imagination

905-683-1228

•

from $286,000 8G

25 Melody Homes

Brooklin Winchester

1-888-679-5744

•

from $260,000 11E

31 Preston Homes

Prestonvale Heights

905-432-2800

•

from $350,000 15J

33 Tribute Communities

The Neighbourhoods of Windfields Farm 905-436-7444

•

from $356,000 13F

35 Tribute Communities

The Village of Brooklin West

905-655-9979

•

from $380,000 11E

35 Tribute Communities

The Village of Brooklin Townhomes 905-655-9979

•

from $340,000 11E

36 Liza Communities

Heritage Village

1-888-655-6188

•

from $325,000 11G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $190,000 6J

49 Senator Homes

Harbourside

905-430-5957

•

• •

from $270,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

from $250,000 9G

55 Jeffery Homes

Kedron Park Ravines

905-433-2173

from $580,000 14G

56 Delpark Homes

The Woods of Nichol Trail

905-665-9555

•

from $426,000 11I

57 Geranium Homes

The Courts of South Rouge

geraniumhomes.com •

from $700,000 2K

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

65 Brookfield Homes

Rosebank By The Lake

PickeringRosebank.ca •

from $550,000 2K

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $520,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

from $257,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

sundancehomes.ca •

• • 5H from $260,000 11J

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

# Si te

051-East_Ajax.index_tel.indd 91

1/29/13 5:47:14 PM

Parkhill Rd.

115

24 16

te Wa

Peterborough

9 31 38 Lansdowne Ave.

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Durham 23

Bloor St.

33 Oke

Angelina St North 34

Major St.

Lorne St.

Harmony Rd

Hw Mya2rsh

401 14

Bloor St.

LAKE

ONTARIO

t. H wy 2

St. Ridout W al to

To Belleville Jocalyn St

401

Lake Ontario

Po rt Hope

Rd.

Kin

Concession St

Baseline Rd. E

Concession Rd 3

Bowmanville/ Newcastle

Hwy

401

7 12 7A

Lake Scugog

D cG ill M

Lake Scugog

LAKE ON TA

Port Hope

MacDonald Cartier Freeway

106

RIO

115

Cobourg

Hwy 2

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To Toronto

Hwy

Nash Rd

32 Baseline Rd. W

48 King St. Hw

Mearns

Hwy

Nash Rd

Lindsay St. North

Lindsay

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Colborne St

Mill St

7 y4 30 Hw 10 Goodwood Rd

Centre

Rd.

Quaker Village Dr

Uxbridge

Brock Rd To

Che Monaghan Rd.

Brock St

Elgin Park

Durham Reg Main St

Reg Rd 8

Hwy 134

ro n

le Rd

West Townline Rd. N.

St. Joseph's Rd onva

Liberty St. N Liberty St. S

Lambs Rd Hains St

Varcoe Rd Darlington Blvd

n io Un

Regional Rd 57

Hwy 28

Av e Trulls Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

Prest

Reg. Rd 34 Courtice Rd

Waverly Rd

ron To

Hancock Rd

Mill St.

St. rio

Hwy #12 (From Whitby)

On ta

Simcoe St. (From Oshawa)

y. 4 H

052-FurtherEast_Uxb_Map.indd 92 Hw

1/29/13 5:47:37 PM

Page No.

Mason Homes

Port Hope Golf & Country Club

905--885-6565

•

from $210,000 12K

Parkview Homes

Woodland Acres

705-748--2828

•

from $220,000 3G

Mason Homes

Cobourg

905-885-6565

• •

from $200,000 19I

Mason Homes

Cloverlea Lindsay

705-324-1653

•

• •

from $200,000 7a

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $351,000 14E

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

Parkview Homes

Harmony

705-748-4663

Parkview Homes

Lyon’s Gate II

705-748-4663

•

from $303,000

Parkview Homes

Mapleridge Townhomes

705-741-1004

•

from $228,000

Parkview Homes

Timberwoods

705-748-4665

•

from $228,000

Parkview Homes

Valleymore

705-748-4663

•

from $199,000

10 Deer Park

Deer Park Estates

416-223-3777

•

from $600,000 2e

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 Parkview Homes

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. Schickedanz

Lake Scugog Meadows

1-877-878-9899

•

from $298,000 17B

20 Geranium Homes

Verandas

905-885-0555

•

from $260,000 10I

24 Parkview Homes

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre

905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

28 B.G. Schickedanz 30 Empire Communities

• • from $260,000 14E

• from $150,000

•

from $300,000 10c

Chateau Villas at Baxter Creek Estates 905-695-1953

•

from $185,000 3K

Estates of Wyndance

905-649-8197

•

from $900,000 3e

31 Parkview Homes

The Meadows

705-741-1004

34 Carrington Homes

Woodlands of Upper Courtice

905-434-7797

•

from $260,000

35 Mason Homes

Avonlea

1-866-443-7900

•

from $190,000 3H

36 Senator Homes

Courtice Village

905-723-5989

•

from $239,000 7K

38 Melody Homes

Fairview Heights

1-800-932-5332

•

from $172,000

39 H&R Developments

Gracefields

hr-newhomes.com •

from $285,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com •

from $285,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

45 Delpark Homes

Northglen

905-419-7222

•

45 Esquire Homes

Northglen

48 Brookfield Homes

• • from $288,000

3I 9I

•

from $221,000 11B

• •

from $221,000 11B

northglen.ca

from $219,000 11B

BrookHill

Brook-Hill.ca

•

• •

from $200,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $200,000 10B

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $588,000

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

053-FurtherEast_index.indd 93

1/29/13 5:47:39 PM

inthenews

Oshawa Centre to enter into new era of shopping $230M INVESTMENT INTO AN EXPANSION AND REDEVELOPMENT PROJECT TO BEGIN IN SUMMER 2013 IVANHOÉ CAMBRIDGE HAS ANNOUNCED A $230-MILLION

redevelopment and expansion project at Oshawa Centre, a well-established shopping centre located in Oshawa. The project will result in 260,000 sq. ft. of new construction, including about 185,000 sq. ft. of redeveloped retail space and 75,000 sq. ft. of new retail. Once complete, the total gross leasable area of the shopping centre will exceed 1.25 million sq. ft. The additional space will allow the centre to introduce more than 60 retailers into the Durham regional market. Construction will begin in summer 2013 and is slated for completion in spring 2016. “Ivanhoé Cambridge’s substantial investment in Oshawa Centre will enhance the centre’s fashion offering, solidify its competitive positioning and enable it to meet retailer demand,” says David Baffa, vice-president, retail development, central region, Ivanhoé Cambridge. “This expansion and renovation reaffirms our confidence in the Oshawa community and the Durham region, today and in the future. Today’s announcement is not only great regional economic news but also reinforces our dominant position in the fastest growing community in the

GTA,” adds Bill Thompson, general manager, Oshawa Centre. “Oshawa Centre has been a part of the Oshawa community for close to six decades,” says Oshawa Mayor John Henry. “A renovation and expansion project of this size will create numerous construction and retail jobs right here in our city.” Built in 1956 as an open air shopping centre, Oshawa Centre has been an integral part of the Durham Region for nearly 60 years. Currently at 1.1 million sq. ft., the super regional shopping centre offers more than 230 stores and services that create a unique shopping experience. The mall features sought after fashion forward brands such as Victoria’s Secret, PINK, Sephora, Lululemon Athletica, Town Shoes, GUESS, H&M and the largest Boathouse location in Canada. Oshawa Centre was one of the fi rst to be recognized for excellence in the environmental management and performance, achieving the BOMA Best level 4. The centre will continue its exceptional leadership in sustainability and environmental practices. Located just east of Toronto and minutes from Hwy. 401, it is the largest super regional shopping centres within the Durham Region, one of the fastest growing regions in Canada.

54 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

054 News Oshawa_AY-WK.indd 54

1/29/13 4:56:55 PM

OSHAWA

30 ft. DetacheD homes up to $300,000 Less than the gta UP

OSHAWA’S BEST SINGLE FAMILY VALUE! 1 2

PATIO DOOR

OPTIONAL GAS FIREPLACE

Kitchen with walk-out and breakfast area

GREAT ROOM 12’1” X 13’5”

Great Room with optional gas fireplace

BREAKFAST 10’0” X 10’4”

3 Garage with interior access

PARAPET WALL

4 Traditional covered porch

5 Four family size bedrooms

STEPS AS GRADING REQUIRED

1,510 - 1,970 sq. ft. from Harmony Rd.

Clearbrook

Wilson Rd.

Thickson Rd.

Hwy. 401

W.I.C.

ENSUITE

LIVING ROOM 12’1” X 12’0”

304

990

SALES CENTRE 1359 Clearbrook Dr. (905)-579-7235 or 1-888-579-7235 Sat. & Sun. 11am - 6pm Mon. - Thurs. 1 - 8pm • Closed Fri.

COVERED PORCH

GARAGE 9’9” X 22’3”

LIN CL

LIN

BEDROOM 3 12’8” X 10’2”

BEDROOM 2 9’2” X 14’0”

FOYER

The Neuland, 1,800 sq. ft. on a 30 ft. lot

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

055-GreatGulf-Stonecrest 02-02-13.indd 55

OVAL TUB

BATH 2

7 Private master ensuite

Taunton Rd.

ENSUITE

PWD

KITCHEN 9’7” X 9’11”

6 Master suite with walk-in closet

Hwy. 7/Winchester Rd.

MASTER BEDROOM 12’10” X 13’5”

BEDROOM 4 9’0” X 11’1”

1/28/13 11:56:06 AM

smartshopper

Smart shopper Exclusive discounts and deals for our readers

A Special Place

Bayden Cabinetry

Add a little metal to your dĂŠcor with this fun and funky accent table. Small and functional, it is available in both gold and silver finishes and is only $299 until Feb. 28.

Luxurious top-of-the-line vanity designed by Bayden. High-quality finish with self-closing full extension drawer slides and crystal hardware. As shown with Bianco Carrara counter, sink and faucet. Regular price: $4,499, promotional price is $3,999. Offer valid to Feb. 28.

1280 castlefield ave., toronto | 416.481.2077 1755 pickering pkwy., #18, pickering | 905.428.6317 visit aspecialplace.ca for a location near you

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Choice Leather Now you can design your own sofa, loveseat, chair and sectional at no extra cost. With customizing comes choices so start with selecting the arms, seat and back cushions. Choose any configuration and size for a sectional. And you can choose your own leather from more than 70 different colour options. Above all, we have the best price for Canadian-made quality leather furniture. 490 norfinch dr., toronto | 416.781.0107 visit choiceleather.com

Selective Ceramics Hurry in for your last chance to save big! Everything in store must go. Brand name items as low as $15.99. Faucets, tiles, bath furniture, accessories, only while quantities last. All sales final. This offer is not applicable to previously placed orders and cannot be combined with any other promotion or offer. 3550 langstaff rd., woodbridge | 905.850.0222 Visit selectiveceramics.com

56 New home guide GTA | february 2 - 16, 2013

056-057 February_SmartShopper_AY-WK.indd 56

1/29/13 4:57:07 PM

down under Bedding sweet dreams aren’t far away. today, many people prefer a memory foam mattress for its pressure-relieving comfort, ability to conform and adapt to each person’s body choose from either a sealy castlebridge Medium firm tight top Mattress or the Eloquence memory foam mattress. for a double or queen size mattress, regularly up to $799, now only $299, an outstanding deal for both. offer expires feb. 28. toronto | 416.598.2184 miSSiSSauga | 905.624.5854 markham | 905.201.9496 ViSit downunderBedding.Com for a loCation near you

X-tile Canada changing up your floors is a breeze with x-tile’s Easy, Habitat, serena and touch series that now come in 17 beautiful colours. this contemporary and versatile look will give the impression you spent a lot more than you did on your flooring. at $1.99 per sq. ft., this is x-tiles’ best deal to date! valid to feb. 28. 78 Signet dr., unit 6, toronto | 416.749.7111 or 563 QueenSway e., miSSiSSauga | 905.949.8453 VISIT X-TILE.NET FOR SHOWROOM HOURS

alta moda this chair is available in thousands of fabrics and is now on sale for $795, regularly priced at $995. offer valid to feb. 28. 680 riVermede rd., ConCord | 416.636.5495 ViSit altamodafurniture.Com

february 2 - 16, 2013 | new home guide gta 57

056-057 February_SmartShopper_AY-WK.indd 57

1/29/13 4:57:12 PM

homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

58 New home guide GTA | february 2 - 16, 2013

058-HomeTrader Destination.indd 58

1/29/13 12:21:41 PM

February 2 - 16, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

059 NH Cent Sec 02-02-13_JY.indd 59

1/29/13 4:57:18 PM

060-CentralRegion_Etob_Map.indd 52 Ossington Ave. Dovercourt Rd.

t Rd

DVP

Main St

Gerard St

n Ki

e Av

o Brim

n sto

ve nA lva Sy

ng Ki

sto

Sheppard Ave E

Passmore Ave

401 53 26

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

D rton

Galloway Rd

rlet

Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Manse Rd

Keele St.

25 St Clair Ave E

Centennial

Lakeshore Blvd W

Christie St.

Spadina

Horner Ave

Bathurst St.

Dundas St. W.

Logan Ave.

Danforth Ave.

Cosburn Ave

Sheppard Ave E Milner Ave

Progress Ave

Lawrence Ave E

East Ave

Evans Ave

Yonge St.

Yonge St

QEW 4

Avenue Rd Bloor St. Don Valley Pkwy

QEW

Dupont St.

Laird Dr

Queensway

Jane St

Dufferin St

Davenport Rd.

O'Connor Dr.

Woodbine Ave

Sca

Pharmacy Rd Victoria Park

Allen Expressway

Warden Ave

Dundas St W

d Eglinton Ave E

Birchmount Rd

Ave E

401

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Leslie St Eglinton

Ellesmere Rd

Huntingwood Dr

Finch Ave E

Brimley Rd

80 Rogers Rd

Bathurst St

Eglinton Ave W

y Pkwy

Caledonia Rd

Briar Hill Ave

13 Steeles Ave.

McNicoll Ave

Bellamy Rd

Bloor St W

ng s

kR y

Keele St

to n

ee ew e

Markham Rd

Rathburn Rd

427

Kipling Ave

Th e

Bla Tre th

Ave Lawrence Ave E

York Mills

401

Sheppard Ave E

Don Valle

W es

Scarborough Golf Rd

Martin Grove Rd

Kennedy Rd

Westway

Finch Ave W

Drewry Rd

Pleasant Ave

Orton Park Rd

Islington Ave

401

pressway

Dixon Rd

Allen Ex

Jane St

Wilson Ave

Bayview

400

Mills

401

Weston Rd

Don

409

Signet Dr

ale

Midland Ave

Humberline Dr

Dufferin St

Finch Ave W

ion

Alb

McCowan Rd

Alness St

Toronto, Etobicoke, York, North York, East York, Scarborough

Tapscott Rd

Morningside Ave

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

central region:

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

1/29/13 5:47:41 PM

Price Range

from $393,000

Page No.

Mattamy Homes

Cornell

mattamyhomes.com •

•

Menkes

Humber Mews

416-642-8955

•

6-7 3I

Menkes

Dwell city town

416-642-8955

•

6-7 3I

Menkes

Bloom Park Towns

416-730-1600

•

from $320,000

6-7 8B

Monarch Corporation

Birkdale

monarchgroup.net

•

from $420,000

IBC 13D

Camrost Felcorp

iLoft at Mystic Pointe

416-251-8888

Oz Properties

Garden Towns

416-898-5100

•

Tribute Communities

Canterbury

647-352-2130

•

from $700,000

Pemberton Group

The Uptown Residences

416-987-3500

• from $400,000

Regal Crest Homes

Centennial Gardens

416-686-0556

• • from $323,000

13G

Beaverbrook Homes

Evolution

416-747-9691

Conservatory Group

Oakdale Village

416-243-0511

•

from $323,000

Conservatory Group

Upper Beach

416-698-7796

•

• •

from $400,000

12H

Forest Green Homes

Lexington On The Green

416-235-0220

•

from $208,000

Conservatory Group

Port Union

416-287-3128

•

from $520,000

18E

Cresford Development Corp.

Windermere by the Lake

416-977-5300

• • from $200,000

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

H&R Developments

Westown

hr-newhomes.com

• from $190,000

Beaverbrook Homes

Yorktowns

647-259-0733

•

from $460,000

Monarch Corporation

Evergreen

416-495-3526

•

from $395,000

14F

Stafford Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

Brookfield Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

Tribute Communities

RCMI

416-363-4800

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

Tribute Communities

1717 Avenue Road

416-430-1717

Stafford Homes

Keystone Mews

416-757-6684

• •

from $475,000

11F

H&R Developments

Berczy Square

hr-newhomes.com •

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

Brandy Lane Homes

Village Mews

416-651-6555

•

from $470,000

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

Decade Homes

Yorkdale Village

416-638-5656

•

from $320,000

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $273,000

• from $270,000

• from $550,000

•

8 7G

9H 8C

Toronto, Etobicoke, York, North York, East York, Scarborough

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se ch m ed To i w n Co hom nd e o

# Si te

061-CentralRegion_Etob_index.indd 53

1/29/13 5:47:42 PM

062-Cent North1_Vaughn_Map.indd 62

Steeles Ave W

ence

Clar e

Kipling Av

Isl on 48

t ing

Huntington

Langstaff Rd

Major Mackenzie

Teston Rd

400

Weston Rd

King-Vaughan Rd

400

9 King Rd

Rutherford Rd

Maple

Centre St

Clark Ave W

Thornhill

12 43

33 28

23 16

31 44 7

Langstaff Rd

Dufferin St

Kirby Rd

Pine Valley

City of Vaughan

Jane St

Nashville Rd

Keele St

Hwy. 27

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

e Av

12 Line R

1/29/13 5:47:44 PM

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Tel

Price Range

Page No.

Aspen Ridge Homes

Kleinburg Hills

647-921-0381

•

from $800,000

1 4F

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $770,000

Insert, 28-29 9F

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $770,000

28-29 9F

Madison Homes

thornhill

905-417-1203

•

from $1090,000

31 14g

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

1 12A

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $880,000

43 13g

Fieldgate Homes

Rivers Edge

905-303-4728

• •

from $730,000

Insert 8E

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

from $750,000

Summit View Homes

The Summit of Valleybrooke

905-417-7980

•

from $300,000

Hallstone Homes

Clairtrell Mews

905-886-5757

•

from $670,000

15K

Flato Developments Inc.

Montebello

905-731-2000

•

from $390,000

11D

Liberty Development

Centre Park Townes

905-731-8302

from $399,000

13I

Tiffany Park Homes

Valleybrook Estates

905-303-1620

from $320,000

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

Primont Homes

Rothbury Ravine Estates

905-305-8871

•

from $675,000

13f

Forest Hill Homes

Thornhill Ravines

madisonhomes.ca •

from $690,000

14g

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1250,000

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

Great Gulf Homes

King Oaks

greatgulfhomes.com •

from $1100,000

12A

Zancor Homes

Royal Collection

905-833-0883

•

from $550,000

12A

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

063-Cent North1_Vaugh_index.indd 55

1/29/13 5:47:45 PM

404

Ave

4 17 22 Rd King 24

20 3

eroa

n Sid

rso Jeffe

15 16 14

19th

Gam

13 23 n Elgi

s Rd

Mill

Neal D

8 19 18

404

Leslie

d Yorklan

t nt S

Reg

Mill

zie

cKen

Ma ajor

Str

ath

e Av 404

st St

. Ave

am Denh

16th

ick R

dr Wel Bathur

central region: Richmond Hill

Ave.

ble R

25 2

Q R

St Yonge

road

Side

Bloo

C D

on ingt

Bayview

Leslie S

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

064-Cent. Richmond_RH_Map.indd 56

1/29/13 5:47:46 PM

Price Range

Page No.

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

1 6D

Fieldgate Homes

The Humberlands

905-773-7738

•

from $612,000

Insert 2C

25 Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

•

43 7Q

27 Acorn Homes

Oak Knoll

acornhomes.ca

•

75 4C

The Royal at Bayview Glen

905-709-5700

• from $190,000

14 Arista Homes

Jefferson Forest

•

from $650,000

15 Madison Homes

Jefferson Forest

905-770-8661

•

from $500,000

15 Forest Hill Homes

Jefferson Forest

iloveforest.ca

•

from $790,000

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

from $600,000

17 Heathwood Homes

The Reserve at the Woodlands

416-637-3520

•

from $748,000

18 Heathwood Homes

Silverwood Lane

heathwoodrichmondhill.com •

•

19 Heathwood Homes

Forestbrook

heathwoodrichmondhill.com •

from $583,000

20 North Star Homes

King’s Crossing

416-291-9666

•

from $440,000

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $480,000

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

Pemberton Group

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

065-Cent. Richmond_RH_index.indd 57

1/29/13 5:47:47 PM

066-Cent. North2_Nmrkt_Map.indd 58

grove

e Ave

Hend

les A Stee

Alder

Thornhill ve E

Hwy. 4

404

Tl road rry Side rbe e d gton El n i m Bloo 63

John St

in Woodb

404

11 Con

nald

Denison

McDo

ve 14 A

d St

roa Side dorf Van 66

Edwar

Hwy 7

Rd.

404

n St 21 ngto 22 Welli

Side

w Ave.

Dr lock 61 Bul 7 y Hw

hn's

St Jo

Bayvie

Hwy 7

Main S Dr erville

ve 16 A n Rd Carlto

hts

Heig

Gor

St ham

Town of Aurora

404

Ave

k uloc

Town of Newmarket

rd rcha

Eag

le St

Dr avis

Elgin

Leslie S

dy Rd

le ffvil Stou

r Side

oad

17 20

Milla

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

r Side

Rd ton ming Bloo

oad

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

404

oad

esda Beth

r Side

hn's St Jo

n Rd Vivia

Rd lbert 54 Mt A

orf d Van

a Rd or Aur

of Town chur h c e Whit f ville Stouf

an Rd

McCow

Kenne

404 y 31 Pkw 81 het Cac

Raym

Town of 50 Markham

ne.

La reen

44 1 55 7 14

Spruce

n Warde

o Maj

9 Line

67 6 35 57 41 11 70

cessio

2 zie n 53 52 8 42 60 12

10 Con

cke r Ma

e Ave

s Rd

in Woodb

Mill

y Rd

Kenned

n Elgi

an McCow

ve 18 A

ve 19 A

Bayview Av e

McCow

Thornhill

Town of Markham

Town of WhitechurchStouffville

Ave Warden

Town of Aurora

Town of Newmarket

t Yonge S

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

St N

an Rd

Main

n Rd

cessio

9 Con

cessio nR

erson

Ave

S Yonge

1/29/13 5:48:16 PM

Heirloom in Markham

Tel

Price Range

905-201-2804

• •

from $433,000

Page No.

13 7f

11 Madison Homes

Greensborough

905-201-7700

•

from $594,000

31 7F

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

•

from $473,000

Insert 18f

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $452,000

23 18F

24 Ballantry Homes

905-294-0221

•

28 Starlane Home Corporation Copper Hills South

CopperHIllsSouth.ca •

•

from $585,000

23 14d

30 Madison Homes

Cornell Rouge

905-472-9556

•

from $500,000

11 & 31 8F

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $450,000

11 8f

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

from $495,000

1 7F

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $570,000

20-21 7F

52 Fieldgate Homes

Potter’s Bend

fieldgatehomes.com •

•

from $500,000

Insert 6G

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

35 16B

59 Primont Homes

Harmony

905-305-8871

•

from $540,000

13 5I

65 Fieldgate Homes

Victoria Manor

fieldgatehomes.com •

from $920,000

Insert 3G

66 Treasure Hill Homes

Aurora Woods

treasurehill.com •

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

Country Wide Homes

Pavo Point

905-554-5975

•

from $400,000

Country Wide Homes

Wismer Commons

905-907-1500

•

from $450,000

10 Monarch Corporation

Nichols Manor at Heritage

416-495-3542

•

from $550,000

12 Laurier Homes

windsong

905-201-5979

•

from $495,000

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

14 Ballygarven Homes

Upper Canada Meadows

905-395-1294

•

from $330,000

11C

17 Conservatory Group

Heritage Estates

905-640-2274

•

from $283,000

18E

Cornell

•

5 8g

43 13H

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

26 Arista Homes

Boxgrove

905-201-1102

•

• •

from $432,000

28 Preston Homes

Copper Hills

905-954-4050

•

28 Greenpark Homes

Copper Hills South

30 Madison Homes

Forest Hill

35 Fieldgate Homes 42 National Homes

from $500,000

14d

CopperHillsSouth.ca •

•

from $585,000

14d

cornellrouge.com

•

from $400,000

Greensborough

905-201-6106

•

from $586,000

Wismer Woods

416-746-1234

•

• •

from $680,000

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

53 H&R Developments

Castle Square

hr-newhomes.com

•

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

60 Best Homes

Wismer Gardens

905-479-9600

•

from $410,000

62 North Star Homes

Pacific Villas

416-332-8115

•

from $337,000

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

63 Fieldgate Homes

Bond Lake Village

905-313-1021

•

from $399,000

12J

64 Fieldgate Homes

Upper Unionville

905-477-6464

•

from $630,000

64 Arista Homes

Upper Unionville

905-534-1564

•

from $500,000

64 Paradise Homes

Upper Unionville

905-477-6464

•

from $500,000

67 Portside Developments

Greensborough

416-746-1234

•

from $329,000

80 New Era Homes

Landmark Estates

905-953-9046

•

from $380,000

10D

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Primont Homes

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te 6

067-Cent. North2_Nmrkt_index.indd 59

1/29/13 5:48:17 PM

068-FurtherNorth Barrie_Map.indd 60

Mono Adjala

Hwy 5 47

Essa

400

37 13 55 25

Barrie 33

Oro

Sim

11 20

Keswick

King

Schomberg

Bradford Tecumseth and Tottenham65 71

Georgina

e ak

Orillia

East Gwillimbury 44 50 45 Alliston61 34 12 70 400 16 17 Beeton

Vespra4

90 48 Lisle 44 2 Angus

Sunnidale

Tosorontio Everett

Wasaga Beach

Bracebridge

Lindsay

Uxbridge

Cannington

Oshawa

Scugog

Huron Rd iew 400

iew plev

30 Dr

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ark on P Mols

e Av 35 tle Lit Yo ng eS t t Rd 8 in o P y a ig B

Steel St

Lakesh ore Burton Av Dr e

400

lop

Newcastle

Manvers

n Du

Barrie

wD levie d mR Sale Map

401

Rd agh Ard 4

r lle Mi

Scug

Lake

on yge

Georgina Island 33 obca B

Mara

s Dr

Shelburne

27 36

Tay

400

n Vetera

60 41

10 5 19 43 34 39

Midland

irv

Thornbury

Georgian Bay

V en

th St

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

north region:

St. inc ia Rd

1/29/13 5:48:24 PM

Tel

Price Range

• • • • • • • • •

• • • • • • • • • • • • • • • • • • • • • • • • •

• •

from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from

$267,000 $780,000 $300,000 $280,000 $280,000 $500,000 $200,000 $280,000 $280,000 $210,000 $210,000 $200,000 $170,000 $330,000 $275,000 $155,000 $347,000 $250,000 $253,000 $260,000 $250,000 $316,000 $300,000 $280,000 $200,000 $700,000 $750,000 $580,000 $270,000 $233,000 $233,000 $440,000 $330,000 $250,000 $284,000 $260,000 $298,000 $550,000 $290,000 $300,000 $200,000 $285,000 $500,000 $280,000 $240,000 $300,000 $200,000 $200,000 $298,000 $220,000 $234,000 $300,000 $311,000 $210,000 $275,000 $225,000 $300,000 $285,000 $340,000 $350,000 $250,000 $310,000 $285,000

Page No.

71 9g 1 7k 17 8I 17 & 47 6I 47 6I 91 5J 17 7J 73 7J 73 7J 4F 4F 6F 13H 14E 5E 8C 1D 18D 13E 13e 4D 9g 9g 6I 8G 7k 7k 7I 8I 19E 19E 4E 9H 17F 2E 8H 13I 6H 9G 7G 7F 7F 17C 6D 7G 3F 5E 6I 3E 15E 5E 6G 8I 8I 8I 3e 6h 6G 16B 8I 3F 7G 3I 3E 6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Site

north region:

Builder

Ballymore Homes Lakeside Meadows 1-877-455-0201 • King Country Estates 905-558-0255 • Aspen Ridge Homes Grand Central 905-778-0873 • Brookfield Homes Treetops 1-855-590-3577 • Brookfield Homes Treetops 1-855-590-3577 • Orchard Ridge Homes Fieldstone MyFieldstone.ca • Brookfield Homes Willow Glen Tottenham 1-888-720-9508 Brookfield Homes Mill Street Village millstreethomes.com Briarwood Homes Mill Street Village millstreethomes.com Ballymore Homes MarlLake Village 1-877-428-5115 • Pacific Homes Limited MarlLake Village 1-877-428-5115 • Red Berry Homes Nottawasaga Village 1-877-534-4445 • Starcrest Homes Cloverlea Lindsay 705-324-1653 Mason Homes Princeton Woods 705-730-1978 • Mancini Homes Wasaga Sands 1-866-409-2724 • Democrat Homes West Ridge 705-329-3330 • Mariposa Homes Heron Homes & Heathwood Homes Raven Golf Club at Lora Bay 519-599-1900 • Hamptons on Big Bay Point 705-792-6807 • Fandor Homes Big Bay Point 705-735-0732 • Grandview Homes Bear Creek Hollow 1-866-386-1629 • Grandview Homes Wasaga Beach 1-877-422-1185 • Berkley Homes The Simcoe 1-877-455-0201 Ballymore Homes The Neptune 1-877-455-0201 Ballymore Homes Victorian Village 1-855-7PREVIN • Previn Court Homes Southpointe 1-888-431-1732 • Southpointe Homes King Country Estates 905-558-0098 • Rosehaven Homes King Country Estates 905-907-1500 • Country Wide Homes Summerlyn Village 905-775-3461 • Great Gulf Homes Grand Central 905-778-0873 • Fernbrook Homes Sunflowers 705-721-7200 • Melody Homes Sunflowers 705-721-7200 • Zancor Homes Timberwolf Lodge 905-851-1224 Pristine Homes Mount Albert Village 905-251-3203 Oxford Homes Renaissance Collection 705-734-9518 • Kingsview Homes Blue Shores 1-866-625-2583 • Kaitlin Group Ltd. Forest Beach Estates 1-866-386-1629 • Grandview Homes Lake Scugog Meadows North 905-695-1953 • B.G. Schickedanz RidgeHill 705-434-4433 • Alliance Homes Jackson’s Landing 1-866-722-7771 • Alliance Homes Alcona by the Lake 1-866-531-3424 • Country Homes Wallace Mills 705-436-7215 Maple Lane Homes Lakeside Living in Innisfil 705-436-5445 • Sandiego Homes Lakeside Cove 705-797-1967 • Senator Homes Centre Point 705-734-1887 • Sunfield Homes Pebbleshores 705-436-5547 • Pristine Homes Mountain Trails 1-888-445-9608 Brandy Lane Homes 1-877-420-0880 • Stonebridge Building Group Stonebridge by The Bay Emerald Forest royalpark.com • Royalpark Homes Pretty River on Georgian Bay 1-888-257-1999 Delpark Homes Just 4U masonhomes.ca/4U • Mason Homes Centretown 1-877-855-1122 Bremont Homes Brennan Enclave 705-516-0681 • RAYMAC Homes Dreamfields in Bradford 416-410-0175 • Rosehaven Homes Dreamfields in Bradford dreamfieldsbradford.com • Regal Crest Homes Dreamfields in Bradford dreamfieldsbradford.com • Country Wide Homes Creekside 705-444-0555 • Devonleigh Homes Inc. Parkside by Devonleigh 705-435-9991 Devonleigh Homes Inc. Brownley Meadows 705-423-9662 • Devonleigh Homes Inc. Maplewood democrathomes.com • Democrat Homes Park Central 905-778-0873 Brookfield Homes The Shipyards 705-446-2626 Fram Building Group Briarwood Estates 705-294-2288 • Briarwood Homes Greenbrook Village 519-217-5944 • Lakeview Homes Pretty River Collingwood 1-888-257-1999 • Briarwood Homes Greenfields 1-855-299-7929 • Far Sight Homes

Fi Map nd er

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

11 14 17 44 44 59 65 71 71 1 1 2 3 4 5 6 7 8 9 9 10 11 11 12 13 14 14 16 17 18 18 19 20 22 24 25 26 27 31 32 33 33 35 36 37 38 39 40 41 42 43 44 45 45 45 46 47 48 49 50 52 55 58 60 70

069-FurtherNorth Barrie_index.indd 61

1/29/13 5:48:25 PM

designtrends

A new year is upon us and as the saying

Trend forecast for 2013 by erica gelman

goes, the only constant in life is change. Nowhere is this statement truer than in the world of design. Every year we are exposed to new and exciting design trends and movements in the industry. Often, the word “trend” can be associated with a negative connotation, suggesting a style that will inevitably pass just as fast as the current season. However, I believe that if properly executed, a trend can become a classic staple rather than a temporary essential. Colour Colour is usually the first trend everyone is curious about. What’s the big colour to hit the design world? In my opinion, there have been a few. First is yellow – a creamy bright hue that will dominate with its vibrancy. Yellow can be combined easily with neutrals to create the perfect colour palette. Pair it with white and grey for a modern look, or accent it with navy for a fresh design approach. Yes, you read that correctly, navy as a neutral. This is a design trend which deserves some serious note taking. Forget brown and beige, blue is the new chief in town. It’s much more subtle than black although the intensity of navy has C O N T I N U E D o n pa g e 7 2 . . . .

70 New home guide GTA | february 2 - 16, 2013

070-072 Erica Gelman_2013 trends_AY-WK.indd 70

1/29/13 4:57:21 PM

in ys! e ov 0 da M 6 o t 30

Inventory Home Event! THE LAKESIDE on a 50’ lot

455

,900

SECOND FLOOR ELEVATION B

GROUND FLO ELEVATION B

SUTTON Jackson’s Point

The Lakeside - B. 2,976 sq. ft.

Come Tour our Fully Decorated Models! Townhomes starting from $266,900 42 ft. Singles starting from $335,900 • 50 ft. Singles starting from $378,900 SALES OFFICE: 4950 Baseline Road, Sutton, ON, L0E 1R0 Mon. - Wed. 1pm - 8pm. | Thurs. & Fri. by appt. only. | Sat., Sun. & Hol. 11am - 6pm

1-877-455-0201 • LakesideMeadows.ca

Prices and specifications are subject to change without notice. Renderings are artist’s concept. E. & O. E.

february 2 - 16, 2013 | New home guide GTA 71

BALL-LAK-A-AD-NHC-DEC11-3.indd 1 071-Ballymore-Lakeside 01-05-13.indd 71

12-12-12 1:00 PM 1/28/13 11:56:09 AM

designtrends |

CONTINUED

Erica Gelman is Principal of Erica Gelman House Of Design, specializing in both large and small scale residential design projects. Known for enhancing and creating new possibilities in every space of your home. ericagelman.com

the same dramatic effect. There is such a large spectrum of blue hues, from royal to electric and midnight to cobalt, you’re guaranteed to be drawn to at least one.

stainless steel still excite you? Well, you don’t have to choose one. While this may be music to a designer’s ears, it can also be a pretty scary statement for the amateur decorator. It’s how you incorporate the metals and the harmony between your choices that will result in the perfect metal combination. For instance, if you are working on a kitchen design, you can use a faucet that stands out while keeping your cabinet hardware consistent throughout the kitchen.

Feeling Lately, a huge movement we’ve been seeing in interior design has nothing to do with colour, pattern or even style but rather a mood trend. Our clients have been requesting a comfortable environment where they feel at ease in lieu of the typical designer showhome. We’ve been hearing more Man Cave and more that our clients are looking First and foremost, the man cave is for fabrics they can use, instead of not a new concept, however it is just to look at. It’s an attempt to have evolving and becoming much more their homes decorated to look as if mainstream. We are seeing more men they’ve decorated it themselves. This who like to get involved in everything is actually one of my favourite trends from the fabric selections, furniture because it allows the homeowner to pieces, artwork – even down to the create a personal reflection of them- rugs. This puts into perspective that selves in their most sacred environ- the man cave is no longer a dark and ments. This trend is all about using gloomy space either in the garage or understated pieces to form a collec- the basement. These “caves” were tion of new and old, reclaimed and typically poorly lit, dressed with store-bought. rundown furniture and kept bare floored yet featured the large TV Finishes screen as their focal point. Rather, Another area we are seeing this trend these trendy spaces are just as tailored of mixing and non matching is with and customized as the main floor metals. Do you love brushed nickel? living room, although the large TV Are you intrigued by bronze? Does screen is still the dominant feature.

Trends don’t have to all be used, especially not together. You should incorporate what works for you and your lifestyle. They are a gateway to start getting excited about change and making better style decisions. These current styles emerge from the notion of people enjoying their homes and creating living spaces that suit them personally. Let’s make 2013 the best design year yet!

72 New home guide GTA | february 2 - 16, 2013

070-072 Erica Gelman_2013 trends_AY-WK.indd 72

1/29/13 4:57:26 PM

Grand Opening $ ,990 454 THIS WEEKEND

IN TOTTENHAM

THE LEXINGTON 40’ Lot starts from

GARDEN DOOR

GARDEN DOOR IAL BASEMENT PLAN

PART MENT STAIRS TO BASE WITH OPTIONAL

DECK

OPTIONAL UPPER

TRAY CEILING

T PLAN PARTIAL BASEMEN MENT STAIRS TO BASE WITH OPTIONAL 6’0” PATIO DOOR

DECK

LAUNDRY

WALK-IN CLOSET

TRAY CEILING

ENSUITE

MASTER BEDROOM

15’0” x 14’8”

GREAT ROOM 13’4” x 15’0”

BREAKFAST

LAUNDRY

11’0” x 12’4”

OPTIONAL UPPER

GAS FIREPLACE

D 6’0” PATIO DOOR

WALK-IN CLOSET

ENSUITE

MASTER BEDROOM 15’0” x 14’8”

LINEN

13’4” x 15’0”

11’0” x 12’4”

30’7” x 14’10”

GAS FIREPLACE

GREAT ROOM BREAKFAST

ROOM RECREATION (13’7”)

PDR

BEDROOM 4 11’4” x 9’0”

LINEN ALL 42" HIGH HALFW

BAR

30’7” x 14’10” (13’7”)

FURN

KITCHEN

13’0” x 13’0”

KITCHEN

BEDROOM 3 10’4” x 9’0”

OPEN TO LIVING ROOM BELOW

13’0” x 13’0”

LIVING ROOM 14’6”)

18’6” x 15’0” (17’0”

DINING ROOM)

LIVING ROOM 14’6”)

13’0” x 15’0” (13’10”

UNFINISHED BASEMENT

18’6” x 15’0” (17’0”

10’4” x 9’0”

OPTIONAL GAS FIREPLACE

ION LANDING LOCAT TO GRADE MAY VARY DUE x

ALL 42" HIGH HALFW

HWT

BEDROOM 3

BATH

GARDEN DOORS

GARAGE

18’0” x 22’0”

UNFINISHED BASEMENT

BATH

DINING ROOM)

13’0” x 15’0” (13’10”

GARDEN DOORS

GARAGE

ALL 42" HIGH HALFW

18’0” x 22’0”

BEDROOM 2

BALCONY

SECOND FLOOR ELEVATION B

13’0” x 9’0”

FOYER

ALL 42" HIGH HALFW

13’0” x 9’0”

OR GROUND FLO ELEVATION B

FOYER

ELEVATION B – 2,628 SQ.FT.

BEDROOM 2

BALCONY

LOW HEADROOM

OPEN TO LIVING ROOM BELOW

ALL 42" HIGH HALFW

F S

DN UP

OPTIONAL GAS FIREPLACE

HWT

FURN

ION LANDING LOCAT TO GRADE MAY VARY DUE

DN ALL 42" HIGH HALFW

OPTIONAL PANTRY

UP 3 PIECE ROUGH-IN BATH

11’4” x 9’0”

OPTIONAL PANTRY

FLUSH BREAKFAST

BAR

DW 3 PIECE ROUGH-IN BATH

BEDROOM 4

FLUSH BREAKFAST

RECREATION ROOM

PDR

SECOND FLOOR ELEVATION 'B'

PORCH

SECOND FLOOR ELEVATION 'B'

PLAN

UNEXCAVATED PORCH

Towns from

PLAN

33’ Lots from

BASEMENT PLAN

ALL 42" HIGH HALFW

SALES PAVILION

ALL 42" HIGH HALFW

FOYER

SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm UP

FOYER

PORCH

$279,990

$354,990 BALCONY

BALCONY

Semis from

40’ Lots from

$314,990

$394,990 SLOPED CEILING

GROUND FLOOR ELEVATION 'B'

PLAN

BEDROOM 2 13’10” x 9’5”

SLOPED CEILING

BASEMENT PLAN

GROUND FLOOR ELEVATION 'B'

SLOPED CEILING

TOT T E N HA M

SLOPED CEILING

UNEXCAVATED

BEDROOM 2

millstreethomes.com 13’10” x 9’5”

PARTIAL SECOND ELEVATION 'A'

PLAN

Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E. PARTIAL SECOND ELEVATION 'A'

PLAN

PORCH

BALL-MIL-A-AD-NHC-NOV28-1.indd 1 073-Ballymore-Mill 02-02-13.indd 73

PARTIAL GROUND ELEVATION 'A'

FLOOR PLAN

12-11-28 12:50 PM 1/29/13 11:44:21 AM

2013 SHOPPING GUIDE LOVE TO SHOP? Our 2013 shopping guide profiles some of the GTA’s top home and décor shops and services.

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78 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

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1/29/13 12:21:54 PM

February 2 - 16, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

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>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

079 NH West Sec 02-02-13_JY.indd 79

1/29/13 4:57:46 PM

080-West Mississauga_Map.indd 72

1/29/13 5:48:27 PM

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Site

Tel

Price Range

Page No.

Fi M ap nd er

Builder

De ta Se ch m ed To i w Co nho nd m o e

# Si te

Conservatory Group

Central Park North

905-890-0195

•

from $465,000

Regal Craft Homes

The Neighbourhoods of m

905-828-7888

•

• •

from $305,000

14 Eden Oak

Estates of Credit Ridge

www.edenoak.com •

from $450,000

19 Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

20 Forest Hill Homes

Derry Village Mississauga

905-795-8307

•

from $500,000

23 Dunpar Homes

Park View Trail

416-253-5888

•

from $449,000

11F

27 Dezen Homes

Ravines on Fletcher’s Creek

905-814-7846

•

from $695,000

45 ELM Developments

Baker’s Lane

905-771-8880

• •

from $480,000

13H

west region:

IBC-Inside back cover

Mississauga

081-West Mississauga_index.indd 73

1/29/13 5:48:29 PM

2 H an se n

St ch ur

Av e

nn ia l

Av e

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St re e Al de r

rin

ffe

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iso

Ce nt e

ne Dia

58 way

d Broa

nS ingto Well

St beth Eliza St a Zin La w re nc e

ve nd A e Seco First Av

vie w

Orangeville

St Third t nd S Seco First St

Blind Li

Ave

Fifth

Sid er

Sid

oa d

d ke

Bolton

W al

H Rd it

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410

Av e

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ill

10 S y ve w A H hy c ur

49 16 44 13 50 47 41 64 35

ee Qu

n Hw

Dr . St

Pk w

alw

Dr n tio se rv a /C on ive

Brampton

n ai M

on et

bl Em

ird

va Bo

Dr e sid try Co

Rd ol ho Sc

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Rd 38

37 9 55 65

o st

W an

or am 66 t R d Rd

17 1

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

29 6

e ag

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To r

Rd Rd sy w ou ie ac Rd itv

ga au

it er

ea cV M

gu ed Cr

iss iss

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Cr he ft so

lin

30 46 51

ill

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irp

Brampton, Caledon, Bolton

Rd La

ea rt

rio

west region:

Caledon

082-West Bolton-Cal-Brp Map.indd 74

1/29/13 5:48:31 PM

Starlane Home Corporation Gates of Countryside

Mattamy Homes

Price Range

Page No.

• •

from $390,000

19 8M

starlanehomes.com •

from $520,000

23 9M

Mount Pleasant North

mattamyhomes.com •

•

from $267,000

8 6P

Mount Pleasant Village

mattamyhomes.com •

•

from $267,000

8 6P

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $287,000

8 10N

21 Primont Homes

Centretown

905-495-5067

•

• •

from $356,000

12 9M

25 Heathwood Homes

Terracotta Village at The Credit Valley

905-874-4741

•

from $415,000

39 9Q

45 Brookfield Homes

Pathways

905-584-2225

•

from $378,000

17 8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

from $400,000

1 7Q

60 Primont Homes

Castlemore

905-856-5777

• •

from $410,000

13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $410,000

Insert 9O

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $395,000

89 6P

66 Ballantry Homes

Spring Valley Village

905-457-3698

•

from $370,000

5 9M

67 Starlane Home Corporation Rivers Edge

starlanehomes.com •

from $570,000

23 10k

National Homes

Gates of Countryside

416-746-1234

•

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

Country Wide Homes

Gates of Countryside

905-907-1500

•

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

Greenpark Homes

Gates of Countryside

Royal Cliff Homes

Gates of Countryside

Great Gulf Homes

•

from $290,000

from $400,000

•

from $346,000

gatesofcountryside.ca •

•

from $400,000

gatesofcountryside.ca •

•

from $400,000

•

Castlemore Crossing

905-793-5607

•

from $616,000

10J

10 Stanford Homes

Fletcher’s Meadow

905-456-9398

•

from $292,000

11 Berkshire Homes

Credit Springs

519-938-8449

•

from $434,000

13 Conservatory Group

Walnut Grove in Spring Valley

905-455-2725

•

from $250,000

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• • • from $190,000

18 Saberwood Homes

Heart Lake Village

905-773-6549

• from $300,000

30 Gold Park Homes

Castlemore Crossing

905-794-0366

•

from $285,000

10K

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $520,000

33 Monarch Corporation

Strawberry Fields

905-843-0707

•

from $390,000

33 Coscorp Inc.

Strawberry Fields

905-843-8989

•

from $310,000

36 Greenpark Homes

Castlemore

greenparkhomes.com •

from $355,000

11L

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $320,000

44 Falconcrest Homes

Timberbank Manors

905-230-4663

•

from $310,000

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

from $450,000

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $450,000

50 Mosaik Homes

The Estates of Spring Valley

905-216-4806

•

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $498,000

11K

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

55 Townwood Homes

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

57 Rosehaven Homes

Riverstone’s Rivers Edge

416-410-0175

•

from $710,000

10K

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

from $250,000

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

from $400,000

Brampton, Caledon, Bolton

Tel 905-893-3331

west region:

Site Landscapes

Fi Map nd er

Builder

Tribute Communities

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover; IBC-Inside back cover

083-West Bolton_Cal_Brpt_index.indd 75

1/29/13 5:48:32 PM

Co un t

Erin5

ne Li

h 9t

n ai

th 10

yR d

Hillsburg

h 8t ne Li

Sid e

er Sid h 5t rry

5t h

Jer

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Burlington Bay

403

Hannon

W Rd

St Ne w

irv

Dr .

QEW

15 r D e 29 id 8 ks r tE S Pa s da un D

Rd 21 E vd Bl

rth

e or

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Niagara on the Lake

Hamilton

403

nn er w Lo

er Sid as

nc es sio

d oa

sio es nc Co

lli Co

er Sid

Rd n

es nc Co

e Rd

Waterdown Burlington

QEW

Mohawk

lle

vi sey

rlo

Snak

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sio

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Burlington

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Acton, Halton Hills, Milton, Burlington, Waterdown

das St E

403

west region:

407

W al

Flamborough

R ar

Rd Rd ne e Li Lin 4 3

13 25 Tr 5 em ai n

Waterdown

17 Rd

1 te

n Co

24 4 on

iss

401 ill

401

g al af Tr

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

oa d

y. 7

Sid er

Halton Hills Georgetown Ja m

on Br

ne Li

oa d Sid er

oa d 22

Sid er

Cl ay

hi ll Rd

d rR Rd ga e al n af Li Rd Tr 6 ne Li 4

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Acton

Stoney Creek

2 34

Grimsby 37

St. Catharines

Niagara 420

084-West Acton-Halton_Map.indd 76

1/29/13 5:48:34 PM

Price Range

Page No.

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

from $418,000

39 8h

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

•

from $220,000

9 9G

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

from $420,000

6-7 9C

Great Gulf Homes

Edgewood

905-356-9408

•

from $289,000 12Q

Double Oak Homes

Silver Creek Hollow

905-702-8388

•

from $600,000 9d

Conservatory Group

Milton Heritage Homes

905-875-1953

•

from $275,000 9g

Fieldgate Homes

Milton Trails

416-623-1327

•

from $380,000 9H

Arista Homes

Milton Trails

905-864-3306

Branthaven Homes

Origins

branthaven.com

•

from $300,000 10M

11 Tobyn Park Homes

Village of Walkers Green

905-319-8455

•

from $270,000 11l

12 Tobyn Park Homes

Park City

parkliving.ca

13 Lakeview Homes

Morrison Village

1-800-565-5150

•

15 Rosehaven Homes

Waterdown Meadows

waterdownmeadows.com •

• from $180,000 11l

• • 11R

• 8m

18 Parkbridge Lifestyle Communities Inc. Antrim Glen

1-800-856-4318

•

from $250,000 1O

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $250,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $290,000 6B

27 North Star Homes

Valleygreen

northstarhomesinc.com •

from $310,000 9H

28 Intracorp

Foothills

905-864-8997

•

from $490,000 8H

34 Phelps Homes

Lakeside Estates

phelpshomes.com •

from $696,000 5Q

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Phelps Homes

Magnolia

phelpshomes.com •

from $400,000 7R

• • 8m

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Site

Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IBC-Inside back cover

085-West Acton_Halton_index.indd 77

1/29/13 5:48:36 PM

M id d

pe or

ld na

La bec ke ca sh or St e Rd

ate

ee r

tW sS da Du n

hil

Tr e

Up p

m ha rn Bu

e Av

tti

n so at W

o ris or M

n Rd

Devo

E Rd pe or th m ha rn

Ro ya ll R l W in d d

tw ar

n Li

Ford Dr

n Li

Tr a

403

n Li

Oakville

rlo

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

sS t dr ew

Main

Cambridge

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

ler Rd

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

tain

west region:

Guelp

rdale

n essio

Foun

Beave

ck Rd

le Blo

Midd

Conc

s Rd

Myer

086-West Oakville Map.indd 78

1/29/13 5:48:38 PM

Page No.

Monarch Corporation

Bronte Creek

monarchgroup.net

•

from $590,000

IBC 3G

Menkes

Millstone On The Park

905-825-3619

•

from $320,000

7 3G

Dawn Victoria Homes

North Morrison House

905-822-5000

Fernbrook Homes

Bronte Creek

905-847-6377

•

from $550,000

Legend Creek Homes

Bronte Creek

905-827-6441

•

from $410,000

Branthaven Homes

Bronte Creek

905-847-5376

• • from $470,000

National Homes

Glen Abbey at Westmount

416-746-1234

•

Century Grove Homes

Upper Glen Abbey Estates

905-465-1379

•

from $470,000

Tribute Communities

The Courtyard Condominium Residences

905-257-6200

• from $260,000

Rosehaven Homes

Woodland Trails

liveinoakville.ca

• from $540,000

• •

from $420,000

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w n Co ho n d me o

# Si te

Builder

087-West Oakville_index.indd 79

1/29/13 5:48:39 PM

inthenews

John Philp (expansion campaign co-chair) and family.

Peter Gilgan in front of the new living wall.

WELLSPRING CANCER SUPPORT FOUNDATION OPENS NEWLY EXPANDED CENTRE

Bruce and Betty Birmingham and Peter Gilgan are lead donors IN RESPONSE TO OVERWHELMING DEMAND FOR PROGRAMS,

Wellspring Cancer Support Foundation recently completed a multimillion-dollar expansion of its Halton Peel facility in Oakville, with the grand opening taking place on Dec. 18. The expansion was made possible by a generous lead gift from Betty Birmingham and her late husband Bruce, as well as the support of Mattamy Homes, notably founder and CEO Peter Gilgan. Mattamy built the original Wellspring Halton Peel centre more than 10 years ago, and has now donated the entire cost of the expansion construction. The centre has been renamed Wellspring Birmingham Gilgan Centre in their honour. “We are so proud to be involved with Wellspring and help them in their mission of meeting the needs of individuals and families living with cancer,” says Gilgan. “Providing a home for their tremendously valuable work was a natural fit for us, and we truly believe that it was important for us to support it. The new facility is going to enable Wellspring to bring its programs to so many more people who need them.” The newly expanded centre allows Wellspring to increase its offerings of more than 45 programs for cancer patients and their families, many of which were not previously available in the area. The addition of a stateof-the-art teaching kitchen will host Wellspring’s Nourish program, which provides hands-on cooking classes teaching cancer patients and their caregivers strategies for healthy eating during and after treatment. Dr. Alexandra Ginty, family physician Wellspring Birmingham Gilgan House will also offer the innovative and breast cancer survivor explains: Money Matters program which helps people cope with the financial “Birmingham Gilgan House is a place burdens of living with cancer. Money Matters provides professional fi- of positive energy and authenticity – it will nancial management and helps with applications to assistance programs, allow even more patients and their families including access to treatment options not covered by OHIP. to access Wellspring programs. It is a preWellspring clients are thrilled with the new centre, recognizing the scription that is often overlooked but one importance of making Wellspring programs more accessible. I consider fundamental.” 88 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

088 News Mattamy Wellspring Gilgan_AY-WK.indd 88

1/29/13 4:57:53 PM

BRAMPTON

GRAND OPENING

AT BOVAIRD AND CREDITVIEW! Semi-detached 1,650 - 2,515 sq. ft. from

394990

34 & 40 ft. Detached 1,775 - 3,600 sq. ft. from

489990

SALES CENTRE Sat. & Sun. 11am - 6pm Mon. - Thurs. 1 - 8pm Closed Fri. 905-459-5772

Before you buy, see the Great Gulf difference: Secondary bedrooms with ensuites His/Hers master walk-in closets Rough-in 3 piece basement plumbing All brick exteriors Full depth lots Neighbourhood park Walk to GO Station

James Potter Rd.

Williams Pkwy.

Chinguacousy Rd.

• • • • • • •

Mississauga Rd.

Gas fireplace Side door entrance Additional staircase to basement Nine foot ceilings Hardwood flooring Oak stairs Second floor lofts

Ashley Field Rd.

Bovaird Dr.

• • • • • • •

Queen St.

Hwy. 407

089-GreatGulf-MtPleasant 02-02-13.indd 89

1/29/13 11:44:32 AM

2012 EDITION FREE

YOUR FIRST

HOME&CONDO THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

WHAT YOU NEED TO KNOW ABOUT

SPECIALION: CONDO SECT

MORTGAGES

N URBA LIVING

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communityfocus

The Enclaves of Upper Canada, Georgetown An Energy Star community by Menkes Developments bordering conservation lands

he Enclaves of Upper Canada is Menkes’ newest family commu- to choose from. There is also a selection nity in Georgetown, backing onto a ravine of mature trees with of leisure and recreation options, including breathtaking views of the Credit River Conservation lands. A private, skating, skiing, golfing, horseback riding inviting community in the Norval hamlet of East Georgetown, virtually and fitness in the area. everything you need is only minutes away. From all the amenities of a The Enclaves of Upper Canada offers major town to the beautifully landscaped suburban streets and wooded a wide selection of semi-links and 30-ft. walking trails of the Niagara escarpment, the Enclaves has it all. detached homes. Each of these elegantly Minutes away from miles of well-groomed hiking trails, this pristine crafted gems blends into the natural landlandscape provides a multitude of picturesque settings ideal for family scape, delivering a charming, timeless look picnics, hikes or bike rides. When you’re surrounded on all sides by natural and feel. With a modern grasp of design, beauty, you’ll quickly forget how close you are to the centre of Georgetown, fused with classic architectural styles, with all of its many fine community facilities. For those who crave the these homes have been designed from the excitement of the big city, Brampton is a mere five minutes east. inside out to suit the needs of today’s lifeDowntown Georgetown’s historic Main Street offers a charming style. Inspired by Georgian architecture selection of boutique shops and fine restaurants, while Market Place through the symmetry of windows and Mall has all of your favourite mainstream big-box stores. A thriving arts French architectural bell curve roof flares, community, Georgetown has an array of cultural events and local theatre these characteristics create the unique

92 New home guide GTA | february 2 - 16, 2013

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MENKES DEVELOPMENTS

The Enclaves of Upper Canada

location Georgetown housing type Semi-links and 30-ft. detached homes sales centre 363 Guelph St., Georgetown, open Monday to Thursday 1 to 8 p.m., closed Fridays and open Saturdays and holidays from 11 a.m. to 6 p.m. and Sundays from noon to 6 p.m. contact

individualism of each elevation. Authentic architectural influences on style combined with the use of materials such as stucco, stone and brick with a careful selection of colour palettes, creates character and identity for this community. The same exquisite, traditional charm can be found in the stunning interiors of each and every home. All the homes at The Enclaves come with an upscale array of standard features, including nine-ft. ceilings on the main floor, natural gas fireplace with white painted mantle and marble surround for 30-ft. designs, oak staircases from the first to second floor with upgraded pickets, low-E argon white vinyl casement windows on the main and second floors, decora switches, upgraded attic and wall insulation to reduce heating and cooling costs, a paved driveway and much, much more. In addition, each home at The Enclaves is an Energy Star qualified home, including inspection and certification by a government sponsored third party evaluator. Menkes is offering a spectacular preview opening bonuses to its purchasers: semi-link homes receive three stainless steel kitchen appliances, white washer and dryer and $5,000 in upgrades. Purchasers of the 30-ft. detached homes will receive three stainless steel kitchen appliances, white washer and dryer and $10,000 in upgrades. As an extra special bonus, for a limited time only, purchasers will receive an additional $15,000 off the purchase price of the semi-link homes and $20,000 of the 30-ft. detached homes. In addition, all purchasers will receive a free consultation with a professional colour consultant at the Menkes Home Design Studio. Semi-link designs range from 1,590 to 2,023 sq. ft. and are priced from the low $400â&#x20AC;&#x2122;s. The 30-ft. detached designs range from 1,774 to 2,334 sq. ft., with starting prices in the low $500â&#x20AC;&#x2122;s. Visit the sales office located at 363 Guelph St., Georgetown right in front of the Best Western Hotel and just east of Canadian Tire. The presentation centre is open from Monday through Thursday from 1 to 8 p.m., closed Fridays and open Saturdays and holidays from 11 a.m. to 6 p.m. and Sundays from noon to 6 p.m.

289.891.9103 | visit menkes.com

For more information, please call 289.891.9103 or visit menkes.com february 2 - 16, 2013 | New home guide GTA 93

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HomeBuyersâ&#x20AC;&#x2122; Resource Section You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

february january 2 5 - 19, 16, 2013 | New home guide GTA 95

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cALcuLAte YouR mortGaGe Payments Interest rate

amortIZatIon PerIod

cHart fIGure

eXAmpLe: 5%

25 YeARs

5.82

mortGaGe amount ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

montHly Payment

follow tHese stePs to see If you’ll QualIfy for a mortGaGe on YouR dReAm home

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by 1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

96 new home guide gtA | february 2 - 16, 2013

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moRtgAge pAYment calculatIon cHart % inteRest RAtes

amortIZatIon PerIods 10 YeARs

15 YeARs

20 YeARs

25 YeARs

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95 8.12

8.75%

12.45

9.90

8.74

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 february 2 - 16, 2013 | new home guide gtA 97

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Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 3

4 6.30op

3.1 6.30op

3.14 3.7 4.39 6.50op

3.19

Alterna Svgs/Alterna Bk 3

4 6.30op

3.05 3.09 3.09 3.29 6.30op

3.24

Bank of Montreal 3.1

4 6.30op

3 3.04 3.65 4.64 6.30op

3.09

Bank of Nova Scotia 3

4.55 6.45op

3.75 3.89 2.79 4.39 6.50op

3.99

Canadian Western Bank

4 6.45op

3.1 3.14 3.7 4.64 6.30op

5.24

CIBC 3.2 6.70op

3 3.14 3.5 4.39 6.35op

5.24

HSBC Bank Canada 3

2.7 3.95 2.98 4.99 6.35op

3.49

ICICI Bank Canada

4.45 6.20op

3.05

3.15

3.65

3.64

3.69

3.44

2.79

3.25

3.08

3.09 3.14 3.7 3.64 6.30op

3.79

3 3.05 3.1 3.1 4.00op

3.09

MonCana Bank

2.94

2.99

3.04

National Bank n/a

3.1 3.14 3.7 3.19 6.30op

3.79

ING Direct

Laurentian Bank n/a

4.4 6.70op

Manulife Bank 3 4.45

Presidentâ&#x20AC;&#x2122;s Choice Finan

4 6.70op

3.2

Royal Bank 3.2

4 6.30op

2.94

3.2

2.94

3.35

3.44

3 3.04 2.99 4.64 6.30op

3.24

3.29

TD Canada Trust 3.2 3 3.04 3.65 3.49 3.29 6.30op TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

Effort Trust n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

3.2

2.69

2.89

3.14 5.24

3.95

2.74

3.15

2.99

Investors Group Trust n/a

4 6.50op

3 3.14 3.65 4.64 6.30op

5.24

MTCC 3

4.55 6.45op

3.75 3.89 2.79 4.39 6.50op

3.99

Airline Financial C.U. 4

2.99 6.25op

3.09

3.49

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.29

First National Fin. LP

3.95

2.74

OTHER FINANCIAL INSTITUTIONS 3.25

3.15

3.09

FirstOntario C.U. 2.79 6.34op

3.09 3.19 3.24 3.29 6.34op

3.24

London Life n/a

3 3.14 3.65 4.64 6.30op

5.24

MCAP 2.9

3.6 3.95 4.35 4.89 7.00op

5.24

Meridian Credit Union 2.85 4.45

3.1 3.14 3.7 3.4 6.30op

3.28

Parama Credit Union

2.9

3.1

3.15

3.25

3.5

Steinbach Credit Union

2.5

2.6

2.8

2.9

3.1

3.05 6.50op

3.15

2.79

3.89

3.29

Teachers Credit Union 4

4 6.50op

4.45 6.30op

2.79

3.29

2.89

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Jan. 28, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

98 New home guide GTA | february 2 - 16, 2013

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hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

new openings Caliber Homes, Canvas Dev., Mosaik Homes, SkyHomes, Monarch Kleinburg – Kleinburg Crown Estates Now open – a community of luxury homes in Kleinburg on 42-, 50-, 60- and 70-ft. lots. kleinburgcrown.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Aspen Ridge/CountryWide Homes Kleinburg – Kleinburg Hills Grand opening of single family homes on 40- and 50-ft. lots near Hwy. 27 and Major Mackenzie Dr. kleinburghills.com Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Wycliffe Homes Woodbridge – Fairground in Old Woodbridge Village Urban town lofts at the Fairground in Old Woodbridge Village. fairgroundlofts.ca Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey model homes in this master-planned ravine community. geraniumhomes.com Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com National Homes Markham – Wismer Woods Now open in Markham – luxury detached homes from $679,900. nationalhomes.com

Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Fieldgate/Madison/ Arista/Forest Hill Homes Richmond Hill – Jefferson Forest The wait is over – freehold townhomes and detached singles on crescents and cul-de-sacs in a ravine setting. iloveforest.ca Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Empire Communities Binbrook – Summerlea Grand opening of 30-ft.-wide semis with two-car parking in an established, mature community. empirecommunities.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Toronto – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca

new RELEASES Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41and 45-ft. lots. lovemountpleasant.com Dunsire Developments Kitchener – Mill Creek Village Grand opening on now – one-, two- and threebedroom townhome designs. millcreekvillage.ca Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com H&R Developments Toronto – Westown New release of only 25 affordable condo suites from 649 sq. ft. in a prime neighbourhood. hr-newhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Decade Homes Toronto – Yorkdale Village Grand opening of one- and two-storey townhome close to subway, Yorkdale Shopping Centre and Hwy. 401. yorkdalevillage.com Lakeview Homes Shelburne – Greenbrook Village Phase 2 now open – 40-ft. homes in Shelburne. greenbrookvillage.ca

Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca

Primont Homes Brampton – Castlemore Now open – prime towns, semis and singles in a ravine setting. primonthomes.com

Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com

Great Gulf Homes Oshawa – Stonecrest Last chance to purchase semis and 30-ft. singles. greatgulf.com

Menkes Georgetown – The Enclaves of Upper Canada Now previewing – Semi-links and detached homes in Georgetown. menkes.com

Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com

Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Primont Homes Brampton – Centretown Now open – townhome and single designs. primonthomes.com Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes Vaughan – Vaughan Valley Estates New release – selection of 41- and 50-ft. luxury singles on traditional lots. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com

february 2 - 16, 2013 | New home guide GTA 99

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2012 The Only Complete Resource Directory of GTA Home Builders

Discover Ottawa/Gatineau’s top builders and developers – one success story at a time ›› EXPERT PANEL: Why now is a great time to buy ›› MORTGAGE ADVICE: Beware of mortgage rate fixation

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

preview registration CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Mosaik Homes Brampton – Castlemore Crossing & The Estates Of Credit Ridge Coming soon – semis and detached homes in two premier communities. mosaikhomes.com Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Acorn Homes Richmond Hill – Oak Knoll Unveiling soon – distinctive 28- and 38-ft. single-detached homes backing onto nature. acornhomes.ca

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com CountryWide Homes Kleinburg – Kleinburg Hills Coming in spring – new community of luxury detached homes. kleinburghills.com Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com Treasure Hill Homes Vaughan – Thornhill Woods Grand opening – 36- and 40-ft. singles at Dufferin St. and Rutherford Rd. treasurehills.com Highcastle/Delpark/Esquire Bowmanville – Northglen Pre-construction pricing on bungalows, singles, towns and semis. northglen.ca

Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Averton Homes Mount Albert – Victoria Highlands Preview opening for this community of bungalows and two-storey homes. victoriahighlands.com

Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

North Star Homes Cookstown – Millfair Village Coming soon – luxury 50- and 60-ft. singles in the heart of Cookstown. mymillfair.com

Countrywide/Greenpark/Royalcliff/ Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Register now for this master-planned community right next door to the Nottawasaga Resort. treetopslife.ca Lebovic Homes Pickering – Lebovic Homes Grand opening of large luxurious freehold townhomes, semis and detached homes. lebovichomes.ca Yorkwood Homes Richmond Hill – Hillside Manors Now previewing – luxury town manors, with greenbelt lots available. hillsidemanors.ca Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Alliance and Cosmopolitan Homes Beeton – West Country A community of bungalows and two-storey singles in a natural setting. mywestcountry.ca Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Brookfield Homes Oshawa – Hills of Harrowsmith Coming soon – two-storey designs on 30- and 36-ft. lots. brookfieldhomes.ca

february 2 - 16, 2013 | New home guide GTA 101

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advertiserindex Acorn Homes - Oak Knoll

Arista Homes - Vaughan Valley Estates

Aspen Ridge Homes - Corporate

28-29

IFC

Brookfield Homes - Willow Glen Tottenham

Family of Magazines - Promo

100

Fieldgate Homes - BlueSky Stouffville

Insert

Aspen Ridge Homes - Credit Manor Heights

Fieldgate Homes - Corporate

Aspen Ridge Homes - Kettle Lakes Club

Fieldgate Homes - Potterâ&#x20AC;&#x2122;s Bend

Insert

Aspen Ridge Homes - King Country Estates

Fieldgate Homes - Rivers Edge

Insert

Aspen Ridge Homes - King Oaks

Fieldgate Homes - The Humberlands

Insert

Aspen Ridge Homes - Kleinburg Hills

Fieldgate Homes - Valley Lands

Insert

Aspen Ridge Homes - Upper Cornell

Fieldgate Homes - Vaughan Valley Estates

Ballantry Homes - Cornell

Fieldgate Homes - Victoria Manor

Ballantry Homes - Spring Valley Village

Forest Hill Homes - Cornell Rouge

Ballymore Homes - Lakeside Meadows

Geranium Homes - The Neighbourhoods of Cardinal Point

Ballymore Homes - Mill Street Village

Great Gulf Homes - Mount Pleasant

Beaverbrook Homes - Victoria Highlands

Great Gulf Homes - Stonecrest

Briarwood Homes - Mill Street Village

Heathwood Homes - Hampshire Mews

Brookfield Homes - Fieldstone

Heathwood Homes - Terracotta Village at The Credit Valley

Brookfield Homes - Grand Central

Heathwood Homes - The Village at Traditions

Brookfield Homes - Grand Valley Trails Brantford

Home Trader - Promo

Brookfield Homes - Hills of Harrowsmith

Lifestyle Communities - Promo

Brookfield Homes - Pathways

Madison Homes - Cornell Rouge

Brookfield Homes - Treetops

17 & 47

Madison Homes - Greensborough

Insert, 28-29

Insert

20-21

11 & 31

102 New home guide GTA | february 2 - 16, 2013

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Madison Homes - thornhill

Primont Homes - Castlemore

Mancini Homes - West Ridge Palace Orillia

Primont Homes - Centretown

Primont Homes - Harmony

Primont Homes - Heirloom in Markham

Primont Homes - Model home of the month

Rosehaven Homes - Corporate

Schwarz Law LLP - Barristers & Solicitors

Shopping Guide - Promo

Mattamy Homes - Cornell

Mattamy Homes - Hawthorne Village

Mattamy Homes - Mount Pleasant North

Mattamy Homes - Mount Pleasant Village

Mattamy Homes - Salisbury Square

Mattamy Homes - Seaton

Mattamy Homes - The Preserve

9 & BC

Menkes - Bloom Park Towns

6-7

Starlane Home Corporation - BlueSky Stouffville

Menkes - Dwell city town

6-7

Starlane Home Corporation - Churchill Woods

Menkes - Humber Mews

6-7

Starlane Home Corporation - Copper Hills South

Menkes - Millstone On The Park

6-7

Starlane Home Corporation - Gates of Countryside

Menkes - Somerset

6-7 Starlane Home Corporation - Rivers Edge

Treasure Hill Homes - Aurora Woods

Treasure Hill Homes - Nautica at Lakeshore Woods

Treasure Hill Homes - Thornhill Woods

Treasure Hill Homes - Urbantowns on Bayview

Tribute Communities - Landscapes

Vandyk Communities - The Neighbourhood of Summerhill

Menkes - The Enclaves of Upper Canada

Model Home Calendar - Promo

6-7

Monarch Corporation - Birkdale

IBC

Monarch Corporation - Bronte Creek

IBC

Monarch Corporation - Corporate

IBC

Monarch Corporation - Tran Quility

IBC

Orchard Ridge Homes - Treetops

february 2 - 16, 2013 | New home guide GTA 103

102-103 Advertiser Index.indd 103

1/29/13 5:48:41 PM

fundamentallyspeaking

PLANNING TO BUY NEW?

Now is a good time by WAYNE KARL

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

straints, regulatory requirements and a you’ve heard this adage, originally a quote from Mark Twain, but what you complex approval process fraught with may not realize is just how prophetic the sentiment has become, particu- delays are seriously challenging the vitality larly in the GTA. of the lowrise sector, as well as housing A review of 2012 from the BILD Industry and Land Development choice for the new-home buyer.” Association (BILD) and RealNet Canada Inc. provides some excellent What the industry is effectively saying insight into just how the market works. More importantly, it underlines is that if the problem were to persist unhow challenging land availability is becoming for the home building checked, affordable detached homes in the industry – and, though they may not realize it yet – for consumers. GTA might become a thing of the past. A recent conversation with a prospective new-home buyer illustrates Tuckey and Deveaux are focused on the the point from the latter’s perspective. John Brown (not his real name) GTA, of course, but their counterparts in was discussing his plans to buy a new lowrise home and, after hearing Ottawa, Hamilton and elsewhere in the and reading reports that “the housing market in Toronto is slowing,” he province are citing similar challenges. said he decided to wait a while, until, in his words, “prices come down One builder recently recounted a story some more.” about how one municipality instituted at 125Well, John, prices may indeed dip in some areas of the GTA, and in per-cent increase in development charges – some housing categories, but your generalization that new lowrise home yes, 125 per cent – as the city in question prices are going to come down is not entirely accurate. (and others across the province) tries to Perpetuating a common misconception, John fails to differentiate the improve on decades-old infrastructure. The new home market from resale. Generally, the new home market is very company saw talking the municipality down different from resale, and the factors that influence each are distinct. to only a 100-per-cent increase as a victory. Now is still a good time to buy a new home in the GTA, and here’s why. The net effect of this action is that each The issue affecting new home sales in Toronto is not the “slowing homesite in the proposed development in market,” rather land supply and other challenges specific to the home question begins at $65,000 – before a shovel building industry. even hits the ground. The results speak for themselves. Lowrise new home sales were down What effects new home prices more than 20 per cent for 2012 – the second lowest level since 2000, according to market conditions is hard costs – land, maRealNet and BILD in their annual review. Over the last four years, lowrise terials, trades and developments fees – and supply has declined by 52 per cent – meaning less choice for buyers. none of those is going down. Prices, meanwhile, climbed 44 per cent over that period – which is good If you’re lucky, you may find a builder for people who bought new homes in that time, but less so for prospec- selling off remaining lots in a community by tive buyers on the new-home hunt now. offering incentives such as upgrades to standard features, credits in décor centres or WHAT’S AFFECTING SUPPLY TO SUCH AN EXTENT? design services – or slight discounts off invenAs BILD president and CEO Bryan Tuckey explains in his column on page tory. But developers are more likely to delay 18, “The decline in lowrise sales is a direct result of provincial public policy a project launch, rather than lower prices. that has encouraged intensification in existing communities and constrained So, John and other prospective new-home land supply in the regions surrounding the city of Toronto.” buyers – there’s no need to wait. If you’re “Governments must acknowledge that the constraints being placed on financially prepared (and the Bank of Canada the market, particularly in the lowrise sector, are having dire results,” BILD just, once again, announced it was holding First Vice-Chair Steve Deveaux said in releasing the review. “Land con- interest rates), now is a good time to buy.

“BUY LAND, THEY’RE NOT MAKING IT ANYMORE.” NO DOUBT

104 NEW HOME GUIDE GTA | FEBRUARY 2 - 16, 2013

104 FS Buying new, buy now_AY-WK.indd 104

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