GTA New Home Guide - Sept 28, 2013

Sept 28 - Oct 12, 2013 Volume 21 Issue 18

Mattamy Offers Great Community Living In All The Right Places

INSIDE THIS ISSUE

HOW LOCATION AFFECTS DEVELOPMENT CHARGES

COMPUTE YOUR COMMUTE BEFORE YOU BUY

LOWRISE NEW HOME SALES SHOW STEADY GROWTH

Diva

aspenridgehomes.com

Grand Opening of Model Homes October 12th Richmond Hill Kettle Lakes Club NEW RELEASE Bayview Ave. & Bethesda Side Rd. Executive Towns from the mid $500’s

905.558.0255

ASPIRE. aspenridgehomes.com

Markham Upper Cornell MODEL HOME NOW OPEN Northeast corner of 9th Line & Bur Oak Semis & Singles from the mid $490’s

King City King Oaks NEW RELEASE MIKE NIVEN MODEL East side of Keele St., south of King Rd. 60’, 70’ & 80’ Singles from $1.1 million

Kleinburg Kleinburg Hills NEW RELEASE Hwy. 27 & Major Mackenzie Dr. 40’, 50’ & 60’ Lots Singles from the $800’s

Nobleton King Country Estates NEW RELEASE TWO MODELS East side of Hwy. 27 just north of King Rd. Semis from the $580’s Singles from the $780’s

Brampton Credit Manor Heights NOW OPEN Mississauga Rd. & Steeles Ave. Towns from the $400’s Singles from the $600’s

905.554.3446

905.539.0181

647.921.0381

905.558.0255

905.216.5155

© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. October 2013. 21124.

contents SEPT 28 - OCT 12, 2013

||

VOLUME 21 ISSUE 18

cover story

p. 32 MATTAMY HOMES Find your new Mattamy Home – right where you want it

community focus features 24

SOUTH BRAMPTON

Fieldgate Homes

Fantastic location in Brampton – Valleylands by Fieldgate Homes

38

MARKHAM & BRAMPTON

Primont Homes

Move in now to a great selection of inventory homes

110 WHITBY Lakeview Homes

New-home buyers flock to Whitby as prices destined to increase

116 AJAX Stafford Homes

All the Elements you need for a great lifestyle in Ajax

38

78

110

regular and special features

116

IN EVERY ISSUE

4 10 54 126

EDITOR’S NOTE CONTRIBUTORS HOT DATES AD INDEX

COLUMNISTS

14

BILD REPORT

How location affects development charges

by Bryan Tuckey

18

TARION REPORT

Prepping your new home for fall and winter

by Howard Bogach

34

MORTGAGE FINESSE

How to be mortgage-free sooner than you think

by Calum Ross

36

TAXING ISSUES

Building equity

by Henry Choo Chong

48

INDUSTRY OUTLOOK

Compute your commute before you buy your new home

by Hugh Heron

52

Considerations for buying foreign property MARKET RESEARCH

FINANCES

50

112

FINANCES

76

TARION WARRANTY CORP.

114

DIY

78

MOVING

Stress-test your mortgage to ensure future affordability Assess your readiness for homeownership Lighten up

by Sara Duck

RBC ECONOMICS

Ontario economy set for growth despite challenges: RBC Tarion examining ways to give homebuyers more transparency How consumers can take steps to protect their goods in transit

Lowrise new home sales show steady growth

119

RESOURCE SECTION

84

HOMEBUYING

FUNDAMENTALLY SPEAKING

123

GTA HOT SHEET

108

MINTO

by Lloyd Martin & Mark Jin

120

IN THE NEWS

80

LEGALLY SPEAKING

by Jayson Schwarz

72

HOMEBUYERS’ HELP

Proximity to infrastructure more important than ever

by Wayne Karl

Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

Don’t let your new home love affair blind you to the basics launches Kingmeadow in Oshawa to overwhelming response

editor’snote

Get it in writing

and have your lawyer review your agreement

B

uying a brand-new home offers you an opportunity to customize it to your liking. It can be a dream come true and an investment for the future – but don’t forget, it’s also legal transaction.

The term “get it in writing” has never been more important in the case of the new-home purchase, since such a document outlines everything your home will have in it, on it and around it. Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms and conditions between you and your builder. Without it, if there is a misunderstanding or disagreement, it’s impossible to prove what was agreed upon.

Since building a home is much more complicated than a resale transaction where the unit and/or property likely already exists, there is no set Agreement of Purchase and Sale or standard contract for buying a new home. In some provinces, builders may have standard contracts prepared by the local home builders’ association or their new-home warranty program. Builders often prepare their own agreements, so contracts can vary from one builder/developer to another and from province to province.

Before you sign a contract, review it carefully with the builder and ask questions to make sure you fully understand what it contains. Your next step is to then take it to a real estate lawyer and have it reviewed. Once it is signed, it becomes a legal document and an agreed-upon contract, so seeking the services of an experienced real estate lawyer is an important step toward ensuring that your dream home becomes a reality.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

What’s in a development charge?

Future homebuying ability could be at risk if fees continue to rise unchecked

I

f you’re a regular – or even new – reader of New Home Guide, you’re likely becoming more familiar with this term – development charges. Indeed, the Building Industry and Land Development Association (BILD) is writing a series of columns on the matter, the latest installment from President and CEO Bryan Tuckey on page 14 of this issue. Other industry voices are speaking out on the matter, in increasingly vocal fashion.

But just what are development charges, and why, as a prospective new-home buyer, should you care? In short, the fees are those applied by various levels of government when new homes are built, to pay for new infrastructure such as roads, transit and other necessities.

The answer to the second question is more important: you should care because they’re rising exponentially, have been for years, and they’re occupying an increasingly high portion of new-home costs. You may not know, for example, that these fees – which are passed on to homebuyers – are higher outside the downtown core, where you think you would be able to find savings.

So, what can you do about it all? Aside from joining the industry’s lobbying for government to wrestle control of the increases, buying sooner than later will help you avoid higher development charges. At press time, for example, Toronto City Council was voting on another sizeable increase, to be implemented next year. That, and educating yourself on the issue as you go through the homebuying process.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

4 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Like us on Facebook. Search: New Home Guide

dreams We build

We know. At Ballantry Homes, we build dreams.

With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.

3 SENSATIONAL COMMUNITIES to select your NEW HOME from

BRAMPTON : NEW RELEASE

MARKHAM : GRAND OPENING

OAKVILLE : GRAND OPENING

Semi-Detached & Detached Homes

TTownhomes, Semi-Detached & Singles

CCondominiums or Urban Townhomes

Starting from the high

$

300’s

Starting from the low

$

400’s

Starting from the mid

$

200’s

ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 5

My Enclaves – Georgetown A community within nature’s glory Semi Links & 30' Detached Homes Guelph St. & MacFarlane Dr., Georgetown

UNDER CONSTRUCTION Starting from the low $300’s 416.730.1600

My Somerset – Ajax Durham’s Community & Model Home of the Year 37' & 42' Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax UNDER CONSTRUCTION Starting from $479,990 905.428.0500

My Millstone – Oakville Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville UNDER CONSTRUCTION Starting from the low $300’s 905.825.3619

My Dwell – Etobicoke Design forward Townhomes North of Burnhamthorpe Rd. off the West Mall, Etobicoke COMING THIS FALL Register now at menkes.com

My Humber Mews – Etobicoke A Townhome enclave in South Etobicoke Browns Line & Evans Ave., Etobicoke COMING SOON Register now at menkes.com

menkes.com

Prices and specifications are subject to change. E.&O.E. September 2013.

A masterplanned, all Townhome community Bathurst St. & Finch Ave., North York

@MenkesLife

My Bloom – North York

Facebook.com/MenkesLife

Starting from the low $400’s 289.891.9103

MY STOREYS. MY MENKES.

NOW PREVIEWING

mattamyhomes.com

Get Connected To New Home Affordability And Style In Brampton.

PARTIAL BASEMENT PLAN FOR OPT. GROUND FLO

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In Mattamy’s Mount Pleasant Communities you will find extremely affordable low-rise condo living and very inviting Townhomes and Detached Living. Both communities connect you to Village life, recreation, GO and public transit, shopping and entertainment.

Whichever neighbourhood you choose, you’ll have great neighbourhood features such as parks, playgrounds, nature trails and protected wetlands right outside your front door.

Come and find exactly what you’re looking for and all of the things that make these two neighbourhoods such a special place to live in Brampton.

Townhomes From $315,990 · /<+-2/. 75/; From $363,990

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Connected to Life in the City. Connected to Nature Connected to Life in the City. Connected to Na LIKE US ON FACEBOOK

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Mount Pleasant Village Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

LOOR PLAN

HEN

8'6"

Why Rent When You Can Own For Just $717* Per Month!

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HVP PHASE 5B PLANS

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WHAT YOU ARE PAYING IN RENT!

ULT

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PATIO DOOR

BEDROOM

Bright Master Bedroom With Double Windows

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LIVING/DINING 10'1"x18'6"

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FLUSH BREAKFAST BAR

MIRRORED SLIDERS

Laundry Room In Your Condo

low-rise condos

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Bovaird Dr./Hwy.7

F

THE1BOLERO BEDROOMSUITE, 1 BEDROOM 612 SQ.FT., $199,990

ature Connected to Life in the City. Connected to Life in the City. Connected to Nature Connected

% $ # $ &$ " $ ( ""' $ $ "

% $ %"# ' $ %"# ' ! ! " ' ! ! $%" ' % ' '# !

All illustrations are artistâ&#x20AC;&#x2122;s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. *Monthly mortgage amount is based on 20% down payment, the Mattamy RBC 3 year fixed rate of 3.5% with a 30 year amortization.

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

NEW HOME GUIDE

contributors

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge EDITOR

Wayne Karl ART DIRECTOR

Bianca DiPietro CONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit Lydia McNutt BILD REPORT

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

LEGALLY SPEAKING

Henry Choo Chong,

Jayson Schwarz, Schwarz Law -

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Barristers and Solicitors

CGA

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

TARION REPORT

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic Mike Terentiev NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

PUBLISHED BY

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 MORTGAGE FINESSE

Calum Ross Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre.

He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional.

He can be reached at 416.410.9905

MARKET RESEARCH

Lloyd Martin Lloyd Martin is principal with Trimart Research Corp., with 30 years in the business. His industry knowledge and professional experience leads the Trimart team to provide exceptional service and sales results. He can be reached at 905.660.7788

INDUSTRY OUTLOOK

Hugh Heron Hugh Heron is principal and partner in the Heron Group of Companies and president of Heathwood Homes, as well as a former member of the board of directors of Canada Mortgage and Housing Corp., and a past president of the Toronto Home Builders’ Association and the Ontario

MARKET RESEARCH

Mark Jin Mark Jin is market research manager at Trimart Research Corp. He can be reached at 905.660.7788 or mark@trimart.ca

ADVERTISING

Call 416.626.4200 for advertising rates

newhomeguide.ca and information.

Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

CIRCULATION

COPYRIGHT 2013 All rights reserved by New Home Guide,

Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers,

Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

dreams

Where and families come together in 3 Superb Communities MARKHAM

MARKHAM

THORNHILL W SE NE EA L RE

W SE NE EA L RE

Semis and Detached homes on 30’, 36’ and 40’ lots.

Detached homes on 35' and 41' lots.

Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.

ODELS T ED M DECOR A

T ED DECOR A

MODELS

New Release Coming Soon from

$

525,990

Register Now! from

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1,089,990

905-417-1203

905-472-7667

madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

bildreport

HOW LOCATION

affects development charges

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

by BRYAN TUCKEY NOT ALL THINGS ARE EQUAL WHEN IT comes to building a home or a place of employment across the GTA. Location matters. Land values vary and are heavily based on location, in addition to proximity to amenities and services. Construction costs also need to be considered because materials and labour costs differ depending on the type of development.

Another contributor to the cost of building communities in the GTA is the myriad of government fees and charges applied by federal, provincial and municipal governments.

To put some facts around these fees and charges, BILD commissioned a report earlier this year called, Government Charges and Fees on New Homes in the GTA. It was completed by Altus Group Economic Consulting and you can read it in its entirety on the BILD blog.

The study looked at more than just development charges, but it concluded that they are the most significant government charge on new homes. Since 2004, development charges have increased between 143 and 357 per cent across the GTA. Right now, the development charge on a newly-built home in the city of Toronto range from $8,356 on a onebedroom or bachelor apartment to $19,412 on a singleor semi-detached home. If these rates increase as proposed when City Council’s executive committee votes (scheduled for Sept. 24), the rates will range from $12,192 to $28,435 as of February 2014.

Outside the city of Toronto in the GTA municipalities, development charges are set by and paid to both the municipality and the region. Let’s take Markham as an example. The city charges between $9,985 and $19,950,

14 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

depending on the type of home, and the combined city and regional development charges range from $60,057 for a detached home to $31,251 for a condominium.

One of the reasons for higher rates in the GTA is because most of the infrastructure needed is brand new, whereas in the city of Toronto there is existing infrastructure in place. Toronto rates should also be considered in the context with other fees and charges that GTA residents don’t pay such as land transfer tax to both the province of Ontario and the city, as well as community benefit fees that come from the application of Section 37 of the Planning Act. What this all boils down to is affordability and the ability of the next generation, your children and anyone who chooses to live in the GTA to purchase a new home.

Development charges are a tax. The rates have increased exponentially and they have shifted the burden of paying for critical infrastructure onto the newest residents and businesses moving into a neighbourhood.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 15

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SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 17

tarionreport

PREP YOUR HOME FOR

FALL & WINTER

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

by HOWARD BOGACH

AUTUMN IS UPON US AND THAT means winter isn’t far behind. As the weather begins to cool and the leaves start to fall, you should start to prepare your home for the cold winter ahead. Raking your lawn isn’t the only fall maintenance task that needs attention. In order to keep your home in good shape for the long run, and to maintain your new home warranty rights, maintenance should be performed year-round.

In the autumn months, just as we t a k e out wa r mer clothes and put away the bathing suits and sandals, our home also needs to get ready for the change in weather.

If you live in a home that’s less than seven years old, regular maintenance is also an essential part of protecting your new home warranty.

All new homes in Ontario come with a warranty that lasts seven years from the date of the first possession, guaranteed by Tarion Warranty Corp. The warranty protects homeowners from issues such as water penetration through the basement or foundation walls and defects in the electrical, plumbing and heating systems.

Your home needs year-round care and our harsh winter climate means you’ll need to take a few extra steps this time of year.

To ensure your home warranty is protected, a fall maintenance plan should include:

18 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

r $IFDLJOH XJOEPXT BOE EPPST GPS DSBDLT around the framing, and re-caulking if you notice any cracks or separations r $MFBSJOH MFBWFT GSPN FBWFTUSPVHIT BOE examining downspouts for damage r )BWJOH ZPVS SPPG JOTQFDUFE UP FOTVSF shingles, flashing and chimney caps are in place and sealed properly r 4IVUUJOH PGG ZPVS FYUFSJPS XBUFS TVQQMZ and draining exterior water lines r 5FTUJOH TNPLF alarms and carbon monoxide detectors r $MFBOJOH BOE UFTUJOH all exhaust fans r $IFDLJOH ZPVS sump-pump float and discharge line and testing overall operation r *OTUBMMJOH B QSPUFDUJWF winter cover on your air conditioning unit r $MFBOJOH PS SFQMBDJOH your furnace filter r )BWJOH ZPVS GVSOBDF TFSWJDFE JO preparation for winter r *OTQFDUJOH ZPVS àSFQMBDF BOE DIJNOFZ dampers and servicing or cleaning if necessary r 8JOUFSJ[JOH ZPVS MBOETDBQF CZ TUPSJOH outdoor furniture and covering plants Making sure your home is properly maintained will protect your statutory warranty and ensure that you can enjoy your home for many years to come. Find more home maintenance tips on tarion.com and at pinterest.com/tarionwarranty

Your home needs yearround care and our harsh winter climate means you’ll need to take a few extra steps this time of year.

FALL AND WINTER TIP If the air that circulates inside your home in the fall and winter is too dry, it can lead to problems like gaps in the flooring and cracked drywall.

The next time you’re at the hardware store, pick up a hygrometer. This inexpensive tool measures the humidity level of your home, helping you keep your interior climate at optimal humidity levels, which should be in the 30- to 40-per-cent range.

someone like

YOU You want the fresh air of the country, with all the amenities of the city just around the corner. You want a beautiful home on a large lot with all the features that suit the way that you live.

What you want is The Forest by National in Bradford. Because we designed these homes precisely for someone like you.

BRADFORD - The Forest by National - Now open on Professor Day Dr. at Breeze Dr. with three unique Model Homes decorated by Pottery Barn®. Up to 3,455 sq. ft. on 36’- 40’ lots with 2-car garages, in a forest community near schools and shopping.

Detached Homes from the upper $400’s* TORONTO - The Churchill Collection in Forest Hill - Now open at Spadina & St. Clair with views of Winston Churchill Park and the city skyline.

Executive Towns from $1.39M to the $1.7M’s* Visit ChurchillCollection.ca or call 416-922-1414 COMING SOON TO NEWMARKET AND ETOBICOKE

For more information

416.746.1234 s nationalhomes.com *Prices and specifications subject to change without notice. E.&O.E. SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 19

Elevated Design I N

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E.O.& E. Conditions may apply. Ask a sales rep. for details. ** Exclusive retail value of features already included in from price. Newly released model N7 does not include a total of $88,000 in upgraded features.

21

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Steps to fabulous Main Street shopping, dining, recreation and more, Uptownes brings an exciting downtown vibe to Stouffville’s most successful master planned ravine community!

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER All lot levies and HST included. Prices and specications are subject to change without notice. See sales rep for details.

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9th Line

STARTS SATURDAY, SEPTEMBER 28TH

SITE LOCATION

Stouffville

communityfocus

FIELDGATE HOMES

FANTASTIC LOCATION

Valleylands

IN SOUTH BRAMPTON

Valleylands by Fieldgate Homes

The Dufferin’s breathtaking front elevation of brick and stone contributes to the luxurious atmosphere of this exceptional family home.

LOCATION South Brampton HOUSING TYPE Townhomes from $385,990; 28-ft. linked singles from $399,990 and singles on 38-, 41-, 50-, 60- and 70-ft. lots from $529,990; bonus packages available for each housing type CONTACT 905.457.0445 fieldgatehomes.com 24 NEW HOME GUIDE GTA | JANUARY SEP 28 - OCT 5 - 19, 12, 2013 2013

W

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community.

It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Grand Opening for the new location of its popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site of the all-new location for this latest release at Valleylands. This new release features new designs in 28-ft. linked singles that range from 1,657 to 1,915 sq. ft., 38-ft. singles that range from 2,010 to 2,662 sq. ft. and 45-ft. luxury singles that range from 2,640 to 3,310 sq. ft. These latest offerings are in addition to the exceptional collection of townhomes and 41-, 50- 60- and 70-ft. singles still available at the original Valleylands location nearby. With towns starting from $385,990, linked singles from $399,990 and singles starting from $529,990, and with 70-ft. designs up to 4,331 sq. ft., there’s a home for everyone at Valleylands.

C O N T I N U E D O N PA G E 2 6 . . .

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 25

communityfocus |

CONTINUED

One of the many popular designs currently available at Valleylands is the breathtaking 3,008-sq.-ft. Dufferin Elevation B. This classic-yet-contemporary two-storey, four-bedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers.

Homebuyers love the Dufferin’s conveniently located sunken main-floor laundry room and lavish master suite.

One of the many popular designs currently available at Valleylands is the breathtaking 3,008-sq.-ft. Dufferin Elevation B. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers. One enters the home to discover a spacious front foyer, followed immediately by a cozy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced from $645,990.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Wellregarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floor plan designs.

For more information on Valleylands, please call 905.457.0445 or visit fieldgatehomes.com

26 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

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Pre-register at starlanehomes.com *Limited quantities available to qualified purchasers. Information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O. & E. Ask a sales representative for details.

27

It’s the feeling Rosehaven designs into some of the most desirable homes in Ontario.

Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

CURRENT COMMUNITIES

HWY 58 SALES CENTRE & MODELS

Fort Erie

28 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

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RED HILL VAL PKWY

CHIPPAWA/NIAGARA

COMING EARLY 2014

FIRST RD. W.

8 MODELS OPEN

40’ & 35’ Singles and Semis

AFFORDABILITY PROGRAM AVAILABLE

UPPER CENTENNIAL PRKWY

6 MODELS NOW OPEN

41’, 38’ & 30’ Singles, 25’ Attached Singles & 20’ Towns from the $380’s

FIRST RD. W.

45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Move in this Summer on Select Towns & Attached Singles.

Marineland Pkwy

50’ Bungalows & 2 Storey Singles, 35’ WIDE Bungalow Loft Townes from the low $300’s

COMING SOON

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

36 Majestic Suites from 1,800 sq.ft to over 3,000 sq.ft. move in from $1.8 million MODEL SALES SUITE OPEN

REYNOLDS ST.

TRAFALGAR RD.

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HWY 427

Luxurious 50’ Single Detached Homes

COMING 2014

COMING FALL 2013

TiffanyHill.ca

RosehavenInMountAlbert.com

ANCASTER - PHASE II

MT. ALBERT

SITE

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DAVIS DR.

NINTH LINE

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YORK/DURHAM LINE

HWY 48

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SITE

GARNER RD. E. RYMAL RD. W.

GARTH ST.

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Call our hotline or visit us online for complete directions, hours, community information for all our projects:

RAVENSHOE RD.

LINCOLN M. ALEXANDER PRKWY

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MAJOR MACK

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rosehavenhomes.com (1-888 / 416) 410-0175

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 29

30 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Stop sea rching. . a g u sa is s is M in g in v li rt a t S

MODEL HOMES

GRAND OPENING OF MODEL HOMES IN MISSISSAUGAâ&#x20AC;&#x2122;S NEWEST COMMUNITY

Freehold Towns and Semis from $498,900* up to 2,300 sq.ft.

www.churchillwoods.ca *Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. All illustrations reflect artist impression E.O. & E. Conditions may apply. Ask a sales rep. for details.

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attamy has a long and solid history of building well-planned communities and thoughtfully planned homes all around the GTA. So no matter where you might want to live, you’ll find Mattamy worthy of your short-list.

As we head toward perfect autumn days, you’ll find a stroll through any Mattamy neighbourhood will be time well spent.

AURORA St. John’s Forest brings a heightened sense of style to a town that is wellknown for its upscale sensibility. You’ll find homes comfortably priced for an Aurora address.

Today, find well-appointed townhomes from $449,990 and exquisite detached homes from $539,990.

The St. John’s Forest sales centre is located at 1280 St. John’s Sideroad, Aurora, 905.726.1313.

BRAMPTON Mount Pleasant Village has truly affordable new homes. Lowrise condos are perfect for first-time buyers, small families and anyone looking to live affordably in a fully connected neighbourhood. Lowrise condo suites are available from just $199,990.

In Mount Pleasant North, Mattamy will connect you to a wide variety of urban townhomes, three-storey townhomes, 30-, 36- and 38-ft. de-

32 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Entertain with ease in a Mattamy chef’s kitchen

tached homes and live/work units, where you can own a business downstairs and live upstairs.

Townhomes from $315,990, detached homes from $363,990.

The Mount Pleasant sales centre is located at 6 Worthington Ave., Brampton, 905.846.3172.

And in Mattamy’s Salisbury Square, in the heart of a fine downtown neighbourhood, there are a few superb three-storey townhomes remaining. Don’t miss your opportunity to live in one of Brampton’s most established neighbourhoods.

Enjoy time around the Mount Pleasant reflecting pool.

MATTAMY HOMES

Multi-site

Final remaining townhomes from $329,990. The Salisbury Square sales centre is located at 709 Queen St., Brampton, 905.456.0228.

KITCHENER In Wildflowers, you’ll find well-designed detached homes in variety of sizes and floorplan options to accommodate any size family.

Detached homes start from a very affordable $294,990. Purchase today and Mattamy will include granite countertops in the kitchen and hardwood on the main floor on all detached homes.

The Wildflowers sales centre is located at 1571 Fischer Hallman Rd., Kitchener, 519.744.9296.

MILTON Two new neighbourhoods are opening soon in Hawthorne Village. Mattamy’s award-winning community is now home to more than 10,000 families all enjoying life at the Escarpment.

As we head toward perfect autumn days, you’ll find a stroll through any Mattamy neighbourhood will be time well spent.

In these new communities Mattamy will offer its most popular and affordable village homes, unique and stylish rear-lane townhomes, gracious two-storey townhomes and a wide variety of thoughtfully planned 30- and 36-ft. detached homes.

To register for information on these new neighbourhoods, visit mattamyhomes.com OAKVILLE The Preserve is a place where nature, people and uncommonly fine living combine to offer the best of Oakville.

Watch for Mattamy’s new release of beautiful, well-appointed detached homes and four new professionally decorated model homes opening soon!

The sales centre is located at 1388 Dundas St. W., Oakville, 905.469.6238.

Mattamy Homes sales centre hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. For more information, visit mattamyhomes.com

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 33

mortgagefinesse

HOW TO BE

mortgage-free sooner than you think

CALUM ROSS is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

by CALUM ROSS

I AM INCREASINGLY FACED WITH CLIENTS WHO ARE INTENT

on retiring their mortgage as quickly as possible. While most mortgages today are amortized over 25 years, below are the tips that I give my clients who want to be mortgage-free as quickly as possible. If you follow all the suggestions below, your mortgage will be gone quicker than you think.

01 Never get an open mortgage at a fixed rate unless you plan on paying it off within its term. Today’s closed mortgages generally offer 10 to 20 per cent prepayment privileges, and can usually be obtained at one per cent or more off the posted rate. Open mortgages at fixed rates carry higher interest. Why pay higher interest unless you are going to exceed this 10- to 20-per-cent prepayment? You can always make bigger lump sum payments at renewal time with no penalty.

02 Use accelerated weekly or bi-weekly payments. Accelerated weekly payments are equivalent to one-quarter of your monthly payment. Accelerated bi-weekly payments are equivalent to half your monthly payment.

Both of these methods enable you to make one extra monthly payment a year. The impact of this alone reduces your amortization from 25 to less than 21 years.

03 Give your mortgage the same raise that you get each year. If your income goes up 10 per cent, so should your mortgage payment. This extra increase in payment will go directly towards principal repayment.

04 Give your mortgage a portion of any bonus or extra income. If you spend 30 per cent of your income on your mortgage, then 30 per cent of any extra income should also go to your mortgage in the form of a prepayment. This bonus portion will go straight towards principal repayment.

05 Keep your payments the same, even if you renew at a lower rate.

Since you know you can afford to pay at this level, don’t decrease your payment when you negotiate a lower rate. The difference in payments between your new rate and the old rate will go directly to the principal.

06 Use your income tax return to put a lump sum payment towards your mortgage. This is extra money that is not used in your monthly budget. Don’t indulge – make it really benefit you.

07 Use extra money from your budget. Most financially sound people have a budget that they live by. If you have a little bit extra then apply it 34 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

to your mortgage. Minimum prepayments can be as little as $100.

08 Round up your mortgage payments.

Why not round off that $656 bi-weekly to $660, or $675? You will be amazed at the difference.

09 Consider a variable rate mortgage.

While the fluctuation will keep some people awake at night, those who can endure the rate adjustments can save money. Some variable rate, or adjustable rate mortgages are up to 0.5 per cent below prime.

10 Seek independent financial advice.

While some bankers do look out for your best interest, they work for the bank, not you. Their branch, organization and shareholders all have a financial interest in lending at higher rates, and it is in their best interest for you to keep your mortgage for a long time. Talk to your financial planner, mortgage consultant, or talk to a financially savvy friend.

I know that these steps take discipline and dedication, but the old adage still holds true – a penny saved is a penny earned!

The one thing that most financially successful people have in common is discipline. It might not feel fulfilling now, but believe me when I say that this short-term sacrifice will result in long-term gain. Just think of what you can buy when your mortgage is all gone.

Until next time, best of luck finding your mortgage and home.

Markham

Library with Over Cornell Community Centre & Your Doorstep.

70,000 sq. ft. Now Open at

Tour our 8 professionally decorated models

Freehold Townhomes featuring

2 master bedrooms - each with a Semi-Ensuite

470's

$

from the

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Semis and Singles on 30’, 36’ & 40’ lots with attached garages

$500's

from the low

From 2,004 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Cornell Centre Blvd. temporarily closed, access to sales office off of 16th Ave.

Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

35

taxingissues

HENRY CHOO CHONG, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be e-mailed to choochonghcga@yahoo.ca

Building equity

by HENRY CHOO CHONG

Q.

Currently, my wife and I are renting. However, we would like to buy a home and build some equity. Can you offer some advice for a young, upwardly mobile couple?

Geoffrey and Diane, Toronto

A.

There are many investment vehicles that can give you healthy returns. You do not necessarily have to buy a home to increase your wealth. However, a home is one of the only tax-free investments still available to the middle class. Buying a home is a long-term commitment and investment. Today’s historically low interest rates make purchasing a home extremely appealing – particularly if your rent paid is greater than $1,000 per month. Why should you pay someone else’s mortgage?

CONSIDER THE FOLLOWING: ›› Determine what you can afford and stick to that price. All too often, buyers tour several homes and the only one they desire happens to be thousands of dollars over their budget. Remember, keep your head out of the clouds. Commit to a mortgage, not a stress asylum. ›› Shop and negotiate with several financial institutions for the best interest rate, terms and conditions. You may be surprised at how competitive the banks are for your mortgage business. Shopping for a mortgage can be as easy as a few clicks of your mouse.

36 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

›› Set a formal plan to help save for a first home.

Sit down, plan the steps necessary to achieve your goals, and follow through! ›› Improve/maintain your credit rating by paying all your bills on time. One-day-late payments are still considered late. This could influence your negotiating power for the best mortgage. ›› Make sure current monthly mortgage payments are manageable and will continue to be so even when interest rates rise in the next several years and payments increase. ›› Put down as much as possible to avoid taking out a high-ratio mortgage that incurs additional cost and interest. A five-per-cent down payment on a home leaves little equity. ›› Set aside an additional three per cent of the purchase price of the house for closing costs such as Land Transfer Tax, legal fees and disbursements, moving costs and other incidentals. Speak to your lawyer who will be able to give you the heads up on what to expect. ›› Take advantage of the first-time Home Buyers Plan (HBP) to use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and spouse, provided they qualify, may withdraw up to $25,000 each from their RRSP, taxfree, for a total of up to $50,000 toward your home and other purchase-related costs.

If you have never used the HBP, contribute your savings for the home into your RRSPs and take advantage of the tax deduction.

Then, use these savings for a down payment.

You will have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal.

Continue to follow the real estate market trends and buy when you are ready, not when the market is ready for you.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 37

communityfocus

Move in now

TO A GREAT SELECTION OF INVENTORY HOMES

in Brampton and Markham

LOCATION Markham and Brampton HOUSING TYPE Markham, freehold towns and semis; Brampton, towns, semis and 50-ft. singles SALES CENTRE Markham, Fimco Crescent, located off of Donald Cousens Parkway, just south of Major Mackenzie Drive; Brampton, County Road 50, just north of Hwy. 7 CONTACT Markham, 905.201.2804 Brampton, 905.856.5777 primonthomes.com 38 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

C

onstruction is well underway at Primont’s popular Castlemore and Heirloom communities, so there’s never been a better time to find the perfect family home with Primont. Like all Primont communities, Castlemore and Heirloom offer breathtaking collections of exquisite family homes at some of the finest locations in the GTA. And with both communities offering 2013 closings, you won’t have to wait long to move in to your stunning new Primont home.

Heirloom is an inviting family community of stylish freehold towns and semis at an exceptional Markham location, just minutes from Hwys. 404 and 407. Homes feature beautiful brick and stucco exteriors and a fine selection of interior features and finishes. And with schools, shopping, restaurants, a community centre, neighbourhood parks and GO Transit nearby, you’re not just moving-in to a home – you’re moving in to a vibrant, established community setting. A new release of executive townhomes – priced from just $399,900 – is currently available at Heirloom. The Heirloom sales team is also proud to announce that they’ll now be operating out of an all-new designer decorated model home on Fimco Crescent, located off of Donald

In addition to communities that are currently under construction, Primont also has several other communities that offer beautiful homes and exceptional value at great GTA locations.

Cousens Parkway, just south of Major Mackenzie Drive. Call 905.201.2804 to learn more.

On the other side of the GTA, Primont has been receiving a lot of attention for its stunning family community in Brampton’s iconic Castlemore Village. At Castlemore, potential homebuyers are sure to be impressed by the fine selection of stunning towns, semis and 50-ft. singles. This incredible northeast Brampton community offers inspiring vistas overlooking the West Humber ravine and the Claireville Conservation Area. This natural setting is ideal for nature lovers, who can step out their front doors and enter into a world of hiking, cycling and more. Residents of Castlemore can also delight in the incredible combination of natural beauty and urban convenience, with Bramalea City Centre and a fine array of shops, schools, plazas and parks all just minutes away. With homes starting from just $409,900, and inventory closings available, it’s never been a better time to make the move to this highly prestigious community. Visit Castlemore’s sales centre to check out the new model home this weekend at County Road 50, just north of Hwy. 7, or call 905.856.5777 to learn more.

In addition to communities that are currently under construction, Primont also has several other communities that offer beautiful homes and exceptional value at great GTA locations. Brampton’s Centretown community features an impressive array of breathtaking townhomes and picture perfect two-car garage singles in a positively stunning

PRIMONT HOMES

Multi-site

master-planned community atmosphere.

Located in the northwest part of Brampton, Mount Pleasant is a charming storybook community of unparalleled beauty. Bordering picturesque farmland, yet offering all the major conveniences of Brampton – such as shopping, schools, restaurants and more – Mount Pleasant is a neighbourhood that truly offers the best of all worlds. And with easy access to Brampton Transit, GO Transit and Hwy. 410, it’s easy to get anywhere you want to go when you live at Centretown in Mount Pleasant. Centretown’s townhomes and singles are priced from just $355,900.

Homebuyers are also falling in love with an exciting new release of only 38 stunning townhomes at Markham’s Harmony community. Located right across from South Unionville Square, Harmony is an exclusive family community of stylish executive townhomes. The breathtaking homes in this established neighbourhood offer homebuyers the rare opportunity to live in one of South Unionville’s most desirable areas. These luxury executive townhomes are priced starting from $539,800.

And in Woodbridge, Primont is proud to announce that Renaissance Townes – an all-new luxury townhome community – is coming this fall. Offering a fine selection of luxury features and finishes at Woodbridge’s most desirable central location, homebuyers are going sure to be impressed by this latest Primont community.

For more information on any of these wonderful Primont communities, visit primonthomes.com SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 39

THE LUXURY LIFESTYLE PROGRAM Receive up to $40,000 in Luxurious Upgrades* Don't miss your opportunity to surround yourself with luxury in Woodbridge's most coveted community.

905-303-1929 40 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

905-303-4728

Tour the models Pick your Dream Home Receive up to $40,000* in Bonus Features and Finishes

VaughanValley.ca 41', 50', 60' and 80' Singles starting from

769,990

$

North of Major MacKenzie Dr. on Weston Rd. Sales Centre HOURS: MON. - THURS. 1pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS MODEL HOMES TOUR HOURS MON. - THURS. 4pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS

Scan here to view our model homes

Prices and specifications subject to change without notice. *Available on specific lots only, finishes and dĂŠcor dollar amount vary by model type.

See Sales Representative for more details. E. & O. E. 09-13.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 41

a celebration of everything Home + Style!

Better Living Centre, Toronto october 3 â&#x20AC;&#x201C; 6, 2013

Great buys on a huge selection of furniture!

BENJAMIN MOORE COLOUR TRENDS

Start your holiday shopping early to benefit Toronto People With AIDS Foundation!

Join colour and design expert Janice Fedak for an exciting presentation and youâ&#x20AC;&#x2122;ll be inspired to update your space with the latest colour schemes! Get one-on-one answers to your design questions.

Janice Fedak

Enter online and you could WIN an in-home consultation with Sharon Grech and more!

Sharon Grech

visit us online for details

s t u d i o t o u r on l i n e . c o m

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42 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

thank you to our sponsors. design: thrivedesign.net

don’t miss out! construction has started!

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Now is your chance to live in this prestigious new residential enclave located in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

SEMIS AND A SELECT NUMBER OF DETACHED HOMES Starting from the mid

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$

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Mon. - Thurs. 1 - 8pm Friday by appointment Sat., Sun. & Hol. 11am - 6pm

416-630-5039 ARISTAHOMES.COM

*Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. E. & O.E. Renderings are artist’s concept.

43

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 44

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45

Single entry lounge pass starting from $33.25 tax inclusive ($24.50 children ages 2 â&#x20AC;&#x201C; 11) for 2 hours lounge use. 3 hour and 6 hour lounge use also available** ** Online bookings only; higher rates apply for walk-in lounge use

All amenities are included in the price of entry including bar service after 11:00 a.m. (Toronto, Vancouver) and 10:00 a.m.

(Edmonton)

For online bookings go to www.plaza-network.com/booking/FlightInfo.aspx?ECONREF=W2W2013

Luxury Living in Prestigious Unionville.

Visit Upper Unionville now and see all that this Master Planned Community has to offer you and your family. Just minutes from schools, parks, golfing, shopping and of course charming Main Street Unionville.

This is your chance to live in the truly great location in prestigious Unionville.

20â&#x20AC;&#x2122; LANE TOWNS 25â&#x20AC;&#x2122;& 28â&#x20AC;&#x2122; SEMIS priced from the low

$

600s

priced from the low

$

500s

34â&#x20AC;&#x2122; SINGLES priced from the low

$

700s

25â&#x20AC;&#x2122; TOWNS 38â&#x20AC;&#x2122; SINGLES priced from the mid

$

800s

priced from the mid

500s

$

42â&#x20AC;&#x2122; SINGLES priced from the upper

$

800s

Visit our Sales Offices Today! LiveAtUpperUnionville.ca

905-534-1564

905-477-6464

905-477-0317

905-534-0493

47

industryoutlook

Compute your commute BEFORE YOU BUY

by HUGH HERON AS THE CROW FLIES IS A GREAT WAY TO LOOK AT GETTING

from point A to point B – but crows don’t buy homes and commute via roads and bridges. For most new home shoppers, location tops their list of must-haves. If you are looking at homes outside of your current vicinity and you don’t work from home, pay special attention to your commute from the neighbourhoods you are considering. This is an important aspect of your purchase decision, and it deserves careful attention.

You may think you can estimate from a map, but remember that every route has its own idiosyncrasies, and time of day can make a huge difference. For example, early every morning, I do the 45-minute drive to my club. A few months ago, I had to drive to an address near it, and it took me two hours because it was later in the day. So let’s say you have narrowed your search to two new home communities, A and B, and you work at C. Drive from A and B to C and compare the times, but do this experiment in both off times and rush hour.

The point is, be realistic when you look at locations, especially if you have done your preliminary research using maps. Plotting routes using straight lines on a map is unproductive. Roads twist and turn, wind around lakes and ravines, and depending on the route to your workplace, A could in fact be farther away than B or vice versa. Even if one of them is closer in kilometres, once you experience the drive, you may find it takes longer for a variety of reasons such as areas that bottleneck or have slower speed limits.

If you are considering taking public transportation to work, do some in-person commuting research. Test out your commute by car and by bus and/or subway. You may find that using public transit is preferable

48 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Hugh Heron is Principal and Partner in the Heron Group of Companies and President of Heathwood Homes, as well as a former Member of the Board of Directors of Canada Mortgage and Housing Corp., and a Past President of the Toronto Home Builders’ Association and the Ontario Home Builders’ Association.

– there’s something to be said for not having to worry about dealing with traffic and finding a parking spot.

In the event that a community is perfect in every way except for the commute, do some creative thinking and explore your options. Maybe you can drive to a GO station and take the train. Ask your employer about the possibility of flex hours that would allow you to travel before or after rush hour. With today’s advanced technology, perhaps you can work from home at least part of the week. Why not ask? If you decide that driving is your preferred commuting method, consider a fuel-efficient vehicle or car-pooling, which qualifies you for the high-occupancy vehicle lanes on the highway. The trend today is toward lessening the use of vehicles. Sharing the driving responsibility with others allows time for chatting on the way to and from work, and of course, saves on fuel costs and wear and tear on each person’s vehicle.

I’ve known new-home buyers to forget all about commuting time when they choose a new area to live in. They glance at the map, estimate distance quickly, and often end up with a far longer commute than they expected.

Of course, there are those fortunate people who work from home full time.

Their daily commute involves a walk from the bedroom to the home office, with a stop at the kitchen on the way, so they can go to work as the crow flies. With phone, fax, email, Internet, cell phones, personal digital assistants, hand-held wireless devices, teleconferencing capabilities and so on, an increasing number of people look at regular commuting as a thing of the past.

Luxury Living in Prestigious Unionville.

Visit Upper Unionville now and see all that this Master Planned Community has to offer you and your family. Just minutes from schools, parks, golfing, shopping and of course charming Main Street Unionville.

This is your chance to live in the truly great location in prestigious Unionville.

20â&#x20AC;&#x2122; LANE TOWNS 25â&#x20AC;&#x2122;& 28â&#x20AC;&#x2122; SEMIS priced from the low

$

600s

priced from the low

$

500s

34â&#x20AC;&#x2122; SINGLES priced from the low

$

700s

25â&#x20AC;&#x2122; TOWNS 38â&#x20AC;&#x2122; SINGLES priced from the mid

$

800s

priced from the mid

500s

$

42â&#x20AC;&#x2122; SINGLES priced from the upper

$

800s

Visit our Sales Offices Today! LiveAtUpperUnionville.ca

905-534-1564

905-477-6464

905-477-0317

905-534-0493

47

inthenews

Ontario economy set for growth DESPITE CHALLENGES IN EXPORTS AND MANUFACTURING: RBC AFTER SEEING ENCOURAGING SIGNS EARLIER

this year, Ontario’s economic momentum failed to pick up as expected in recent months, according to the latest RBC Economics Provincial Outlook. With little evidence strengthening activity so far this year, RBC has revised its forecast for provincial real GDP growth to 1.3 per cent in 2013, down from a previously expected 1.7 per cent. Still, RBC projects the pace of growth to accelerate in 2014.

“We continue to anticipate exports to be the prime source of economic growth in Ontario, even though we saw merchandise trade virtually stall in recent months,” says Craig Wright, senior vice-president and chief economist, RBC. “As the U.S. economy recovers further, demand for Ontario’s exports will rise and contribute real GDP growth of 2.8 per cent in 2014.”

The RBC report notes that among the more positive economic developments in Ontario during the first half of 2013 were a resilient housing sector and strong

50 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

We continue to anticipate exports to be the prime source of economic growth in Ontario, even though we saw merchandise trade virtually stall in recent months consumer spending on big-ticket items. However, the lacklustre demand for provincial merchandise exports and manufacturing production has contributed to a notable drag on growth so far in 2013.

In the June Provincial Outlook, RBC expected auto plants and parts manufacturers in Ontario to ramp up production as demand and sales for light vehicles were up dramatically earlier in the year. RBC notes that motor vehicle production was down 7.9 per cent in the first eight months of 2013 relative to the same period a year ago, indicating that Ontario is losing ground to other jurisdictions, including the U.S. southern states and Mexico.

Furthermore, exports of machinery, primary metals, industrial chemicals and paper fell year-over-year during the first half of 2013. Nonetheless, RBC remains confident that stronger U.S. economic activity will boost demand for Ontario goods and services during the remainder of this year and into next; this will set the stage for the external trade sector to contribute positively to growth.

On the bright side, home building continued to be a steady source of economic activity in Ontario, with residential investment up 3.8 per cent year-over-year in the first half of 2013. RBC says that continued job growth was a key factor sustaining housing demand, however, slowing population growth and rising mortgage rates will weigh on housing starts this year and next. RBC forecasts housing starts to moderate from 76,700 units in 2012 to 61,000 units in 2013 and 57,500 units in 2014.

legallyspeaking

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@ schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

CONSIDERATIONS

for buying foreign property

by JAYSON SCHWARZ

4. What are the common fees and how are they set and controlled?

5. What are resales like for the development?

6. What is the legal structure and laws that apply in the country you are looking at purchasing?

7. Would you rent the property, and if yes, what are your expectations and needs on rental income?

8. What security is there for deposits and payments?

HERE IS THE LITMUS TEST TO GO FORWARD:

CANADIANS HAVE NEVER BEEN MORE INTERESTED IN OWNING

A. How did the resort or sales centre answer those eight questions?

B. Did they satisfy you with their knowledge and professionalism?

C. Did they try to push you into signing something without the opportunity to consult with a lawyer?

foreign property than now. Whether it’s to plan for retirement, generate additional income or have a vacation place of your own, we are often drawn to homeownership at our favourite destination.

Thanks to low interest rates and a stable economy, Canadians have the upper hand and the world knows it.

However, homeownership in another jurisdiction means a slew of considerations that are complex and at times overwhelming. In the U.S., for example, there are estate tax issues that come up, and you may require If those questions are answered to your a specially designed Trust to avoid Uncle Sam as a partner with you or satisfaction, then you know you are in the your kids after death. right place.

There are issues of law if the country does not have a British system If you have an intention to buy, make and if it’s run on civil or Napoleonic law; Martinique and St. Martin are inquiries and find a lawyer, possibly a referexamples. There may be other issues of property ownership such that ral from your lawyer or friends at home. You foreign nationals may only be able to lease, not own. need to understand the tax implications of The next issues relate to the vendor. Are you purchasing from a repu- a purchase, and more importantly, the tax table organization? If it is a condo, how are you sure the developer will be impact if you sell for a profit or earn income. around if things go wrong? What guarantees are there on your deposits if As an example, Barbados is a Canadian tax treaty partner and you may get favourable they go broke and does not finish the project?

It sounds like a lot to think about… but it was so easy to sign up during consideration on a capital gain or on rental the tour. So, really, what are you buying? Are you buying a timeshare, income. Each country is unique and you outright ownership or a long-term lease? More and more questions. need a lawyer or accountant to help you figure it all out.

HERE IS A LIST OF A FEW QUESTIONS THAT NEED TO BE ANSWERED ON A Buying a second home in a warm locale PRELIMINARY BASIS ON A RESORT OR NEW CONDO PURCHASE BEFORE is a dream many Canadians share. If the YOU MAKE ANY OFFER: deal is properly structured, the home you 1. Location – why are you choosing this location for a second home? purchase can bring years and years of happy memories and quite possibly a great return 2. How much time will you spend in a typical year in your second home? down the road. Good luck.

3. Will you typically bring friends and family?

52 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

KONSTANTINE CHATZIDIMOS

JAYSON SCHWARZ

Helping YOU make your home buying dream a reality

Call

849

$ plus HST

For Free Offer Review

BRAMPTON

TORONTO

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto, Ontario M4S 1Z7

OFFICE

OFFICE

905.455.5777 416.486.2040 Toll Free: 1.888.609.8888

Fax 905.452.8135

Toll Free: 1.888.609.8888

Fax 416.486.3325

www.schwarzlaw.ca

*Certain Terms and Conditions shall apply. Full disbursement disclosure.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 53

hotdates

SEPT 28-29

Tough Mudder

MOUNT ST. LOUIS MOONSTONE

Sept 28 toCalendar Octof events 12

beginning from Sept. 28 to Oct. 12, 2013

SEPT 28-29

The Great Canadian Maturity and Travel Show INTERNATIONAL CENTRE

Public participants get to test how For anyone entering their golden years much physical stamina they have who still has the thirst to see all the while having fun in Tough Mudder, world has to offer, the Great Canadian the hardcore 10- to 12-mile obstacle Maturity and Travel Show at the course designed by the British International Centre highlights some Special Forces. This two-day event, of the most impressive travel wh ich ha s t ravel led to f ive destinations around the world. After continents, comes to Ontario twice working hard for your whole life, what this year, raising money for the better reward is there than to visit Wounded Warrior Project. a warm tropical resort or to see toughmudder.com some of the most impressive accompl ish ment s of hu ma n SEPT 28-29 civilization.

Ontario Universities' Fair

METRO TORONTO CONVENTION CENTRE

It’s time for many secondary-school students to start thinking more seriously about what they’re going to do with the next few years. For those who want more information on what universities are right for them, the Ontario Universities’ Fair is here to provide answers about educational institutions across the province. ouf.ca

maturityandtravelshow.com

SEPT 28-29

Toronto's Bridal Show DIRECT ENERGY CENTRE

There’s no better way to get psyched up for your June wedding than to visit the fall edition of this year’s Toronto’s Bridal Show, the city’s top convention for soon-to-be newlyweds. Happening over a full weekend at the Direct Energy Centre, the show contains everything a bride or groom could possibly want. torontosbridalshow.com

54 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Sept 28 - Oct 12, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

e Av

n sto ng

r

RD

lva Sy

s ng Ki e v nA

to

n

RD

17

78

32

Sheppard Ave E

2A

401 53 26

58

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

90

nD orto

Galloway Rd

K

t Rd

DVP

Main St

Gerard St

83

Ki

in

Manse Rd

J

rlet

8

50

5

41

ev

18

Passmore Ave

17

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

St Clair Ave E

25

cL

M

16

East Ave

I

Spadina

Dundas St. W.

Bathurst St.

86

Evans Ave

Keele St.

QEW 4

Don Valley Pkwy

QEW

28

Yonge St

Queensway

Yonge St.

57

Cosburn Ave

O'Connor Dr. Woodbine Ave

H

Avenue Rd Bloor St.

Laird Dr

20

Dufferin St Dupont St.

2

43

Pharmacy Rd Victoria Park

Davenport Rd.

Rd

Warden Ave

Dundas St W

Sca

an

McCowan Rd

G

Allen Expressway

gh

Birchmount Rd Eglinton Ave E

Brim

Progress Ave

Lawrence Ave E

88

15

Sheppard Ave E Milner Ave

Bellamy Rd

St Clair Ave.

Dufferin St

Va u

Ave E

401

Brimley Rd

80 Rogers Rd

Leslie St Eglinton

38

Ellesmere Rd

Huntingwood Dr

Finch Ave E

5

14

Markham Rd

Bloor St W

ay

w

ng s

Bathurst St

Eglinton Ave W

11

Rd

Rd

Caledonia Rd

Briar Hill Ave

y Pkwy

Eglinton Ave W

d y

13 Steeles Ave.

McNicoll Ave

12

Scarborough Golf Rd

Rathburn Rd

Ki

Weston Rd

kR

ew e

Keele St

to n

ee

427

Kipling Ave

Cr

Th e

B

k lac

Tre th

11

Don Valle

W es

Ave Lawrence Ave E

York Mills

401

Sheppard Ave E

10

Orton Park Rd

F

Martin Grove Rd

Kennedy Rd

Westway

1

40

9

Midland Ave

E

Islington Ave

Dixon Rd

pressway

401

89

1

33

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Bayview

31

Jane St

Wilson Ave

7

Mills

401

400

6

Don

409

Bv

Signet Dr

27

ale

5

McCowan Rd

D

Humberline Dr

xd

4

Allen Ex

Re

Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

A

1

central region:

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

56 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

19

Page No.

1

ARISTA HOMES

Goddard on the valley

416-630-5039

•

•

from $650,000

43

7B

1

BATAVIA HOMES

Goddard on the valley

416-630-5039

•

•

from $650,000

43

7B

2

NATIONAL HOMES

The Churchill Collection in Forest Hill

416-922-1414

•

from $1390,000

19

7G

3

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

•

•

from $490,000

51

5F

3

FIELDGATE HOMES

IMPRESSIONS

impressionskleinburg.com •

•

•

from $490,000

Insert, 25 & 51

5F

3

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

•

•

from $490,000

51

5F

4

GEORGIAN CORPORATION

Lex Towns

416-428-3419

•

•

from $495,000

85 12G

86

MENKES

Humber Mews

416-642-8955

•

6-7

3I

86

MENKES

Dwell city town

416-642-8955

•

6-7

3I

87

MENKES

Bloom Park Towns

416-730-1600

•

from $320,000

6-7

8B

89

DECADE HOMES

Yorkdale Village

416-638-5656

•

from $250,000

81

6D

5

STAFFORD HOMES

The Bell Heritage

416-461-6100

•

from $580,000

12F

11

TRIBUTE COMMUNITIES

Canterbury

647-352-2130

•

from $767,000

9E

20

BEAVERBROOK HOMES

Evolution

416-747-9691

from $270,000

3H

26

CONSERVATORY GROUP

Port Union

416-287-3128

from $520,000

18E

28

PEMBERTON GROUP

Park Lake Residences

416-769-4343

•

from $180,000

5H

34

H&R DEVELOPMENTS

Westown

hr-newhomes.com

•

from $190,000

5C

41

MONARCH CORPORATION

Evergreen

416-495-3526

•

from $470,000

14F

43

ASPEN RIDGE HOMES

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

49

TRIBUTE COMMUNITIES

RCMI

416-363-4800

from $324,000

8I

50

FIELDGATE HOMES

Corktown Mews

corktownmews.ca

•

from $550,000

9H

70

MATTAMY HOMES

Cornell

mattamyhomes.com

•

from $390,000

7G

77

ASPEN RIDGE HOMES

Seventy Seven Charles

416-203-7034

•

from $2100,000

9H

78

YOUR HOME DEVELOPMENTS

Nature’s Path

647-340-6972

•

from $280,000

17E

83

ARISTA HOMES

Lilly Factory Towns

416-792-4872

•

from $395,000

12G

88

MONARCH CORPORATION

Birkdale

monarchgroup.net

•

from $473,000

13D

90

SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

•

• •

•

•

•

•

•

•

•

•

Toronto, Etobicoke, York, North York, East York, Scarborough

Price Range

central region:

Tel

Fi M ap nd er

Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

57

K

Steeles Ave W

ence

J

7

Clar

e

Kipling Av

St

42

Isl on 48

t ing

I

Huntington

Langstaff Rd

46

2

21

6

40

18

Major Mackenzie

Cr

H

Teston Rd

3

7

King-Vaughan Rd

6

24

54

400

8

27

Weston Rd

G

1

Kirby Rd

5

Pine Valley

City of Vaughan

2

4

400

9 King Rd

10

Rutherford Rd

26

Maple

Jane St

F

Nashville Rd

3

7

55

52

51

49

25

3

5

20

12

10

22

Centre St

Thornhill

34

15

19

14

Clark Ave W

14

8

4

40

47

12

33 28

13

41

7

23 16

31 44 7

45

53

Langstaff Rd

32

11

Dufferin St

E

2

Keele St

D

Cold Creek

C

B

A

1

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

58

Bathurst St

e Av

Rd

50

12 Line R

d

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

1

ASPEN RIDGE HOMES

Kleinburg Hills

647-921-0381

2

TRIBUTE COMMUNITIES

Gates of Nobleton

905-893-3331

24

FIELDGATE HOMES

Vaughan Valley Estates

905-303-4728

24

ARISTA HOMES

Vaughan Valley Estates

44

MADISON HOMES

51

Price Range

•

Page No.

from $800,000

1

4E

from $820,000

15

4A

•

from $770,000

Insert, 25 & 40-41

9F

905-303-1929

•

from $770,000

40-41

9F

Thornhill

905-417-1203

•

from $1090,000

11 14G

ASPEN RIDGE HOMES

King Oaks

905-539-0181

•

from $1100,000

1 12A

51

GREAT GULF HOMES

King Oaks

905-833-6413

•

from $1250,000

75 12A

54

FIELDGATE HOMES

Rivers Edge

905-303-4728

•

1

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com •

42

DUNPAR HOMES

Riverside Village

416-253-5888

44

MADISON HOMES

Thornhill Ravines

905-417-1203

•

from $1090,000

46

COUNTRY WIDE HOMES

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

COUNTRY WIDE HOMES

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

BEAVERHALL HOMES

Regency Estates

905-265-2634

•

from $1301,000

6H

48

GRAYWOOD DEVELOPMENTS LTD Regency Estates

905-265-2634

•

from $1250,000

6H

52

ZANCOR HOMES

Royal Collection

905-833-0883

•

from $550,000

12A

53

TREASURE HILL HOMES

Thornhill Woods

treasurehill.com

•

from $986,000

13G

55

OSKAR GROUP

Le Sedici

lesedici.com

from $600,000

10E

•

•

•

•

•

from $740,000

Insert & 25

8E

from $750,000

4E

from $519,000

5I

14G

central region: Vaughan, Maple, Woodbridge, Thornhill

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

59

1

2

3

4

5

6

7

8

5

27

6

G

20 3

9

oad

ider

S rson Jeffe

15 16 14

H

19th

22

3

St

St

St

11

nzie

ath Str

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ea

N

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dW

ick R

25 2

Q R

.

Ave

404

Dr

st St

P

16th

am Denh

O

dr Wel Bathur

central region: Richmond Hill

7

r

Mill

Leslie

Neal D

ent

d

ills R

nM Elgi

26

Reg

404

23

St

K

13

d Yorklan

21

8

60

d

Gam 1

J

M

Ave.

ble R

I

L

404

St Yonge

22 Rd King 24

F

12

4

D E

11

t

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

10

Leslie S

A

9

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

416-637-3520

4

ASPEN RIDGE HOMES

Kettle Lakes Club

289-231-2849

6

FIELDGATE HOMES

The Humberlands

905-773-7738

•

14

ARISTA HOMES

Jefferson Forest

jeffersonforestliving.com

•

15

MADISON HOMES

Jefferson Forest

jeffersonforestliving.com

15

FOREST HILL HOMES

Jefferson Forest

16

FIELDGATE HOMES

25

Price Range

Page No.

from $420,000

49

5I

from $550,000

1

6D

from $850,000

25

2C

•

from $560,000

45

4H

•

•

from $560,000

45

4H

jeffersonforestliving.com

•

•

from $560,000

45

4H

Jefferson Forest

jeffersonforestliving.com

•

•

from $560,000

45

4H

TREASURE HILL HOMES

Urbantowns on Bayview

treasurehill.com

•

from $590,000

21

7Q

27

ACORN HOMES

Oak Knoll

acornhomes.ca

from $615,000

69

4C

2

PEMBERTON GROUP

The Royal at Bayview Glen

905-709-5700

3

CENTRA HOMES

The Mills Collections

416-238-2404

20

NORTH STAR HOMES

King’s Crossing

416-291-9666

22

YORKWOOD HOMES

Hillside Manors

905-770-4662

26

ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand

roseviewgrand.com

•

•

•

from $190,000

6Q

from $940,000

5J

from $440,000

2E

•

from $472,000

5I

•

from $650,000

4L

•

•

•

Richmond Hill

Hampshire Mews

Tel

central region:

HEATHWOOD HOMES

Site

Fi M ap nd er

De ta Se che m d To i w n Co ho n d me o

# Si te 1

IFC-Inside front cover

Builder

61

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les A

56

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Stee

62

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404

45

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66

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John St

in Woodb

404

St

8 Hwy. 4

Denison

nald

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McDo

59

11 Con

Van

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Edwar

10

Hwy 7

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Hwy 7

75

Dr lock 61 Bul y7 Hw

23

Rd.

3

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9

Bayvie

K

Ave

24

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47

47 13

64

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9

14

Town of Aurora

t

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64 4

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54

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Elgin

13

7

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Rd

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oad

17 20

Milla

34

19

85

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

3

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18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

17

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Rd lbert 54 Mt A

16

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of Town rchhu c e t i e Wh ffvill Stou

15

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McCow

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Kenne

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Ra

18

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a McCow

30

ock

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Town of Newmarket

ard Orch

4

51

Ea

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Spruce

G

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404 y 31 Pkw 81 het Cac

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Main S le Dr ymervil

52 8 42 12

9 Line

65

cessio

6 35 57 41 11 70

G

12

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10 Con

Town of 50 Markham

46

11

.

ane

L reen

10

44 1 55 7

9

in Woodb

d

8

y Rd

Kenned

25

ills R

nM

7

Bayview Av e

Elgi

6

McCow

ve 18 A

e

v 19 A

5

an Rd

F

4

Ave Warden

E

Thornhill

Town of Markham

Town of WhitechurchStouffville

3

t Yonge S

D

Town of Aurora

Town of Newmarket

2

St N

C

B

A

1

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

48

Rd

Main

n Rd

en

62 cessio

Al d

9 Con

cessio nR

Dr

erson

Ave

S Yonge

t

MATTAMY HOMES

St. John Forest

mattamyhomes.com

Price Range

from $450,000

Page No.

BC 13E

4

FIELDGATE HOMES

The New U

905-477-6464

•

•

•

from $561,000

Insert, 25 & 47

5G

4

ARISTA HOMES

The New U

905-477-6464

•

•

•

from $561,000

47

5G

4

PARADISE HOMES

The New U

905-477-6464

•

•

•

from $561,000

47

5G

4

STARLANE HOME CORPORATION The New U

905-477-6464

•

•

•

from $561,000

47

5G

5

TREASURE HILL HOMES

Accolades

treasurehill.com

20

6F

6

PRIMONT HOMES

Heirloom in Markham

905-201-2804

•

•

from $400,000

13

7F

7

LEBOVIC HOMES

Bovaird Trail

905-841-8649/905-640-7361 •

•

•

from $2597,000

79 14H

9

BROOKFIELD HOMES

The Arbors

BrookfieldHomes.ca •

from $500,000

17 14F

10

BRIARWOOD HOMES

Havelock Town Manors

289-301-0077

•

from $560,000

77

6I

11

MADISON HOMES

Greensborough

905-201-7700

•

11

7F

20

FIELDGATE HOMES

BlueSky Stouffville

905-640-0002

•

20

STARLANE HOME CORPORATION BlueSky Stouffville

starlanehomes.com •

24

BALLANTRY HOMES

Cornell

905-294-0221

•

•

from $420,000

5

8G

30

MADISON HOMES

Cornell Rouge

905-472-9556

•

•

from $470,000

11 & 35

8F

30

FOREST HILL HOMES

Cornell Rouge

905-472-0229

41

ASPEN RIDGE HOMES

Upper Cornell

905-554-3446

•

•

50

GERANIUM HOMES

Uptowns at Cardinal Point

905-640-9999

•

52

FIELDGATE HOMES

Potter’s Bend

fieldgatehomes.com •

59

PRIMONT HOMES

Harmony

905-305-8871

•

64

STARLANE HOME CORPORATION Upper Unionville

905-534-0493

•

•

64

FIELDGATE HOMES

Upper Unionville

905-477-6464

•

•

64

ARISTA HOMES

Upper Unionville

905-534-1564

•

64

PARADISE HOMES

Upper Unionville

905-477-6464

•

65

FIELDGATE HOMES

Victoria Manor

66

TREASURE HILL HOMES

1

MARYDEL HOMES

2

•

•

from $601,000

Insert & 25 18F from $518,000

•

27 18F

from $470,000

35 & 73

8F

from $495,000

1

7F

from $390,000

22-23

7F

from $580,000

Insert & 25

6G

from $540,000

13

5I

from $520,000

47

5G

from $525,000

47

5G

•

from $520,000

47

5G

•

from $520,000

47

5G

fieldgatehomes.com •

from $819,000

Insert & 25

3G

Aurora Woods on Bayview

treasurehill.com

•

from $759,000

20 13H

Woodland Hills

905-898-7380

•

from $400,000

10B

BEAVERBROOK HOMES

The Terrace On Rouge Creek

905-640-7360

•

from $390,000

17F

8

COUNTRY WIDE HOMES

Wismer Commons

905-907-1500

•

•

from $450,000

6F

12

LAURIER HOMES

windsong

905-201-5979

•

from $495,000

6G

12

LAURIER HOMES

Windsong North

905-201-5979

•

from $598,000

6G

17

CONSERVATORY GROUP

Heritage Estates

905-640-2274

•

from $283,000

18E

18

KYLEMORE COMMUNITIES

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

28

PRESTON HOMES

Copper Hills

905-954-4050

•

from $500,000

14D

• •

•

30

MADISON HOMES

Forest Hill

cornellrouge.com

42

NATIONAL HOMES

Wismer Woods

416-746-1234

•

50

GERANIUM HOMES

The Neighbourhoods of Cardinal Point

905-640-9999

50

GERANIUM HOMES

Cardinal Point Downtown Stouffville 905-640-9999

•

•

•

•

from $400,000

8F

•

from $680,000

6G

•

•

from $575,000

7F

•

•

from $595,000

7F

51

OXFORD HOMES

Coventry Valley

905-836-8902

53

H&R DEVELOPMENTS

Castle Square

hr-newhomes.com

54

BEAVERBROOK HOMES

Victoria Highlands

416-924-0110

•

55

COUNTRY WIDE HOMES

Woodland Hills

905-907-1500

•

62

NORTH STAR HOMES

Mill Fair Village

NorttStarHomesInc.com

85

ORCHARD RIDGE HOMES

Prairiewood

orchardridgehomes.com •

•

from $600,000 •

9C 6G

from $450,000

16B 10C

•

from $500,000

6G

from $800,000

16F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te 3

Builder

63

K

9

59

Mono Adjala 14

51

15

King

Schomberg

9

11

Keswick East Gwillimbury

45 34 70 400 16 5 Bradford

32

Tecumseth and Tottenham65 71

Beeton

12

0

10

Hwy 5

Shelburne

89

44

Alliston61

47

Essa

400

2

48

Georgina

k La

e

co

im eS

48

29

Lindsay

Uxbridge

Cannington

7 3

Oshawa

15

27

E

16

400

ark

Dr

Map

8

r

30 wD levie

18

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

on P

Bay

Mols

Big

17

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

St

400

lop

Newcastle

Manvers

d

r

n Du

Barrie

D view le

42

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Map

401

og

9

Dr

14

Rd agh Ard 4

r lle Mi

Scugog

Scug

13

Lake

eon

Georgina Island 33 obcayg B

12

s Dr

J

72

58

40

Tosorontio Everett

37 55

Barrie

Oro

11

Mara

11

n Vetera

I

H

G

90 48 Lisle 44 Angus

Sunnidale

Vespra

400

6

Orillia

11

10

St

1

43 34 39

Wasaga Beach

93

69

9

Bracebridge

8

irv

24

60 41

27

27

Tay

69

400

7

Huron Rd

iew

F

24

6

ne

Fa

E

Midland

5

t

Thornbury

Georgian Bay

4

tS

D

3

An

C

2 St.

B

A

1

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

64 Duckwor

north region:

en

nc Vi ia Rd

Price Range

•

•

•

Page No.

from $290,000

66

9G

5

NATIONAL HOMES

The Forest

nationalhomes.com •

from $450,000

19

7I

14

ASPEN RIDGE HOMES

King Country Estates

905-558-0255

•

from $580,000

1

7K

17

BROOKFIELD HOMES

Grand Central

905-778-0873

•

from $440,000

17 & 68

8I

17

BROOKFIELD HOMES

Grand Central

905-778-0873

•

from $340,000

17

8I

55

BRIARWOOD HOMES

Briarwood Estates

705-294-2288

•

from $420,000

74

7G

58

LAKEVIEW HOMES

Greenbrook Village

519-306-0665

•

from $280,000

16

3I

59

BROOKFIELD HOMES

Fieldstone

MyFieldstone.ca

•

from $570,000

17

5J

71

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

from $290,000

71

7J

1

PACIFIC HOMES LIMITED

MarlLake Village

1-877-428-5115

•

from $210,000

4F

1

RED BERRY HOMES

MarlLake Village

1-877-428-5115

•

from $210,000

4F

4

MANCINI HOMES

Princeton Woods

705-730-1978

•

from $330,000

14E

6

MARIPOSA HOMES

Trailside

705-329-3330

•

from $249,000

8C

6

MANCINI HOMES

West Ridge Place Orillia

905-773-9997

•

8

FANDOR HOMES

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18D

9

GRANDVIEW HOMES

Big Bay Point

705-735-0732

•

from $355,000

13E

•

•

from $290,000

9G

•

from $293,000

9G

•

from $280,000

6I

•

•

•

8C

11

BALLYMORE HOMES

Lakeside Meadows

1-877-455-0201

11

BALLYMORE HOMES

Lakeside Meadows

1-877-455-0201

12

PREVIN COURT HOMES

Victorian Village

1-855-7PREVIN

•

14

ROSEHAVEN HOMES

King Country Estates

905-558-0098

•

from $700,000

7K

14

COUNTRY WIDE HOMES

King Country Estates

905-907-1500

•

from $750,000

7K

16

GREAT GULF HOMES

Summerlyn Village

905-775-3461

•

from $580,000

7I

24

KAITLIN CORPORATION

Blue Shores

1-866-625-2583

•

from $380,000

2E

32

COUNTRY HOMES

Alcona by the Lake

1-866-531-3424

•

from $300,000

7G

33

SANDIEGO HOMES

Lakeside Living in Innisfil

705-436-5445

•

from $285,000

7F

37

PRISTINE HOMES

Pebbleshores

705-436-5547

•

from $240,000

7G

39

STONEBRIDGE BUILDING GROUP Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40

ROYALPARK HOMES

Emerald Forest

royalpark.com

•

from $200,000

6I

41

DELPARK HOMES

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

3E

43

BREMONT HOMES

Centretown

1-877-855-1122

from $234,000

5E

• •

•

•

44

RAYMAC HOMES

Brennan Enclave

705-516-0681

•

from $252,000

6G

44

BROOKFIELD HOMES

Treetops

705-435-3577

•

from $280,000

6I

44

ORCHARD RIDGE HOMES

Treetops

705-435-3577

•

from $280,000

6I

45

ROSEHAVEN HOMES

Dreamfields in Bradford

416-410-0175

•

•

from $300,000

8I

45

REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

8I

45

COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

46

DEVONLEIGH HOMES INC.

Creekside

705-444-0555

•

from $210,000

3E

47

DEVONLEIGH HOMES INC.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6H

48

DEVONLEIGH HOMES INC.

Brownley Meadows

705-423-9662

•

•

from $225,000

6G

59

DELPARK HOMES

Fieldstone

MyFieldstone.ca

•

from $570,000

5J

60

BRIARWOOD HOMES

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

65

BROOKFIELD HOMES

Willow Glen Tottenham

1-888-720-9508

from $290,000

7J

70

FAR SIGHT HOMES

Greenfields

1-855-299-7929

from $285,000

6I

71

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

from $291,000

7J

•

•

• • •

•

8I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel 905-722-7210

north region:

Site Cedar Ridge

Fi M ap nd er

Builder DELPARK HOMES

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

2

65

66

COMING SOON

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$

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 67

68 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

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newhomeguide.ca

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marketresearch

Lowrise new home sales show steady growth

by LLOYD MARTIN & MARK JIN

TOTAL MARKET LOWRISE SALES YEAR TO DATE AS OF

August 2013 reached 11,716, which is 65 per cent of the annual Trimart forecast. The Total Market Area (TMA) witnessed steady sales gains in August achieving 1,187 sales for the month, marking the fourth highest sales recorded in last six years and a 36.1-per-cent increase on year-over-year sales. Additionally, TMA monthly sales for the last three months have been beating the previous year results.

The new home market will carry on its healthy sales trend with more offerings for first-time buyers, retirees. Sales of higher density urban townhomes and four-storey residences continue to capture a larger market share.

Despite a slight increase in borrowing costs during the summer, new home sales in the GTA have remained resilient, especially with more builders offering affordable urban townhome product.

Lloyd Martin is principal with Trimart Corp., with 30 years in the business.

His industry knowledge and professional experience leads the Trimart team to provide exceptional service and sales results. He can be reached at 905.820.6711

Mark Jin is market research manager at Trimart Research Corp.

He can be reached at 905.820.6711 or mark@trimart.ca

stimulate continued sales growth through the remainder of 2013.

Sales gains in the TMA area and inventory remain strong during this seasonally slower time of the year, staying close to the 12,000 level.

Overall, the lowrise new home market witnessed more stable results. The TMA shows an average of 2.4 sales per active site with all regions, realizing sales gains over the same month last year: the Central (80 per cent), the East (15.3 per cent), the North (28.1 per cent), the West (30.4 per cent) and the GTR (83.8 per cent).

In summary, the market stability, positive housing star ts combined w ith stronger employment, plus the increased supply of new lowrise housing, will offer greater opportunity for consumers.

MONTHLY SALES 2012 VS 2013

Provincially, the housing starts in the Ontario region were 2000 trending at 59,187 residences in August, compared to 58,292 in July. Canada Mortgage and Housing Corp. stated that the trend in total housing starts continued to be relatively stable 1500 for a sixth consecutive month.

Nationally, Statistic Canada data showed Canadian employ- 1000 ment increasing by 59,200 in August 2013, beating market expectations for a 20,000 increase. Furthermore, the unemploy- 500 ment rate edged downward to 7.1 per cent from 7.2 per cent with the labour force rising 40,900.

0 JUNE JULY AUGUST Despite a slight increase in borrowing costs during the summer, new home sales in the GTA have remained resilient, especially with more builders offering affordable urban Lowrise new home sales for the last three months townhome product. Market conditions are expected to have been higher than the previous year.

72 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

74 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

KING OAKS IN KING CITY

LARGER LOTS MEAN MORE SPACE, MORE LIGHT, MORE HOME. 83

OVERSIZED ESTATE LOTS FROM $1.25 MILLION

Master bedroom with tray ceiling, double walk-in closets, and ultra-luxurious ensuite.

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inthenews

TARION EXAMINING WAYS TO GIVE ONTARIO CONSUMERS MORE TRANSPARENCY

WHEN BUYING A NEW HOME TARION WARRANTY CORP. IS WORKING TO FIND

new ways to help homebuyers research their home purchase, including streamlining the online information search process and revamping the Ontario New Home Builder Directory to include information on builders who are no longer registered.

“While consumers need to research new home builders using a number of sources, we want to ensure we provide as much helpful information as possible,” says Howard Bogach, president and CEO of Tarion.

Tarion is committed to continually improving transparency, providing consumers with information that will be of value when they are considering a new home purchase. Earlier initiatives have allowed consumers to search the Tarion website (tarion.com) to find out if a builder has had its licence refused or revoked, whether it has one or more chargeable conciliations against its name and the total dollars paid out in claims by Tarion. If a builder is part of an umbrella group of companies, consumers can learn

While consumers need to research new home builders using a number of sources, we want to ensure we provide as much helpful information as possible 76 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

other names under which the builder may be operating and the communities in which it builds.

“Tarion strives to set the gold standard for transparency against other jurisdictions, including BC, Alberta and the United Kingdom,” says Bogach. “However, we believe more can always be done to inform consumers while meeting legal, privacy and homeowner interests.”

Tarion Warranty Corp. is a private corporation established in 1976 to serve as the regulator of the new home building industry in Ontario. In this role, Tarion licenses all new home and condominium builders. New home builders provide purchasers with warranty coverage that is guaranteed by Tarion. Tarion also establishes minimum time standards for aftersales service, and conciliates issues between homeowners and builders.

As of the end of 2012, more than 381,000 homes in Ontario are protected under the warranty.

inthenews

HOW CONSUMERS CAN TAKE STEPS TO

protect their goods in transit THE CANADIAN ASSOCIATION OF MOVERS

(CAM) recommends that consumers learn about the respective liability of movers and consumers during a move and take the necessary steps to protect their property.

Moving a home filled with furniture and fragile property to a destination without any scratches, breakage or loss is the sign of a reputable mover. But damage to a customer’s goods can occur even with the best-trained movers. Now, imagine what happens to goods if they are moved carelessly by untrained, scam operators using poor equipment, without insurance.

Who is responsible for loss or damage is the most hotly-contested issue in moving complaints. Consumers need to recognize the risks, understand who’s liable and take steps to protect themselves.

Homeowner’s insurance probably does not cover your household goods in transit. It’s important that consumers understand what the mover will do in the event of a problem. The consumer must ask important questions and get the answers in writing. Ask what happens if a chair is broken, the contents of a box that you packed are damaged, the contents of a box that the mover packed are damaged or your fine artwork is lost.

The liability for loss or damage is shared between the consumer and the mover. In law, a mover’s liability is only $0.60 per pound per article moved and the consumer assumes the remainder of the risk. This means that for a 50-pound TV, the mover’s liability is $30. This coverage is generally not sufficient to protect the customer. Household goods, on average, are worth $10 per pound or more.

78 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

A reputable mover will offer to accept the customer’s risk for a fee or include this coverage in the price of the move. The fee may be based on either the value that the customer declares for the goods or the $10 per pound average.

The mover is not liable for loss of or damage to contents of customer-packed boxes unless there is negligence by the mover. If the consumer has to file a claim for lost or damaged articles, it’s the mover’s option whether to arrange for repair or replacement within limits of the mover’s liability.

A mover is only required to replace or repair the lost or damaged piece or pieces of a set – not the complete set. The mover is not liable for damage to mechanical, electronic or other operations of articles such as radios, clocks, appliances and musical instruments, irrespective of who packed or unpacked them, unless the mover performed or arranged for servicing and preparation of these articles prior to the move. Neither is the mover liable for deterioration of or damage to perishables like food or plants. Remember that your computer is replaceable but the data it contains is not. So back it up and, at minimum, carry the backup with you if not the entire computer.

Movers are liable only for goods that are disclosed to the mover on the face of the contract – the Bill of Lading. If items are carried by the mover without knowledge and the customer claims loss or damage, the mover cannot be held liable.

Consumers should not put jewelry, money, stocks/ bonds and important documents in with the household shipment, but should carry these themselves. Items of extraordinary value should be appraised before shipping to ensure that their valuation is understood by both the mover and consumer.

Remember that you must ask for an explanation of your risks and the steps the mover will take to reduce the risk of loss or damage. It’s easier to fix a problem before it happens than to try to get compensation after the fact.

Get all your agreements with the mover in writing.

And finally, your best protection in reducing your risk is to hire a reputable mover. Contact CAM for assistance in finding an ethical mover who will provide professional moving services – a mover that subscribes to CAM’s code of ethics, meets CAM’s business standards and commits to mediation in the unlikely event of a dispute.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 79

finances

Stress-test your mortgage to ensure your housing costs remain affordable down the road STRESS-TESTING YOUR MORTGAGE IS IMPORTANT TO

ensure your housing costs will remain affordable down the road, according to BMO Financial Group.

Choosing the right mortgage to fit your specific needs and particular situation is a critical part of the homebuying process. However, it’s important to stresstest your mortgage regularly to ensure that your housing costs remain affordable both in the near and long-term future.

“Regardless of the current low interest rate environment, it’s a good idea to be prudent and regularly stress-test your mortgage against a higher rate to ensure you can manage a rise in costs as a result of any potential interest rate increases down the road,” says Frances Hinojosa, mortgage expert, BMO Bank of Montreal.

“This is one way to help Canadian homeowners prepare for any potential rise in interest rates.”

Hinojosa adds that choosing a shorter amortization allows Canadians to save thousands on interest costs

80 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Stress-testing your mortgage is important to ensure your housing costs will remain affordable down the road, according to BMO Financial Group. over the life of their mortgage and begin building equity sooner.

BMO offers a number of products and services that can help Canadians get more out of every dollar they spend. For more details, drop by a BMO branch or visit bmo.com

CHINESE HOME & CONDO GUIDE 網上 參閱

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

各式電子工具都可瀏覧

ChineseHomeGuide.com

- Oct 12, 2013 九月七日至十月十二日 / Sept 7

時尚鎮屋 示範單位 經已開放

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

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GTA Chinse Front Cover_09071

newhomeguide.ca 82 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

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Prices & specifications subject to change without notice. E. O. & E. SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 85

inthenews

DON’T LET NEW HOME LOVE AFFAIR

blind you to the basics

WHEN IT COMES TO THAT NEW DREAM HOME, love can be blind. Buyers are often willing to spend tens of thousands of dollars on luxury upgrades such as tile floors and marble countertops, while ignoring the heating, ventilation and air conditioning (HVAC) systems that make the house comfortable.

And this limited view can, in a worst case, turn your dream into a nightmare.

“A home is usually the largest investment in a person’s life. Yet most buyers don’t even think about the HVAC system.

They just assume that things will work properly. Sadly, some find out that’s not always so,” says Warren Heeley, president of the Heating, Refrigeration and Air Conditioning Institute of Canada (HRAI).

“If you’re concerned only about what the house looks like, you’ve probably lost sight of the fundamentals. You need to check out the mechanical systems as well, or you could end up owning a gorgeous home that is unpleasant to live in,” warns Karen Somerville, president of Canadians for Properly Built Homes (CPBH).

Industry and consumer groups join forces HRAI and a small group of allied heating industry associations have joined forces with the consumer protection group CPBH to raise public awareness about the problems – and solutions – related to poorly performing HVAC systems in newly built homes.

According to CPBH, heating and cooling troubles are among the most commonly cited problems in newly built homes, and can include: extreme temperatures (house is too hot or too cold), significant temperature variances (in different parts of the house), stale/stuffy air, poor ventilation, extreme humidity or dryness, and health issues related to indoor air quality.

The building code does not ensure home comfort Newly built homes are supposed to meet the building code, and purchasers therefore assume that their HVAC will deliver the proper level of home comfort. Wrong on two counts.

First, the building code sets minimum standards to ensure safety, but there is nothing requiring a minimum level of comfort. HRAI, CPBH and other organizations 84 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

are lobbying government for improvements in the building code that would raise HVAC standards, but this is a long process.

Secondly, measures to ensure comfort in the home will only be achieved if home buyers protect themselves and place specific demands on builders.

So what can new home buyers do to ensure that these systems have been properly designed, installed and commissioned?

Here are some steps you can take to protect yourself r )BWF ZPVS MBXZFS JODMVEF B DMBVTF JO UIF QVSDIBTF BHSFFment indicating that you want the right to have the HVAC inspected (and tested if necessary) by your own independent HVAC expert, before the drywall is put up, and if you are not satisfied with the HVAC system, you can get out of the deal. If the builder will not include such a clause in the agreement, think twice about proceeding. r 8IFO UIJOLJOH BCPVU VQHSBEFT SFNFNCFS UP JOWFTU JO home comfort and efficiency. These might include: » a higher efficiency furnace fan motor (know as an “ECM” or electronically commutated motor) » sealing the air ducts (leaky ducts are a major factor in home comfort issues) » having an air balancing test conducted (this will tell you if the air flow in the home is adequate) » an air cleaner » a humidifier The above should cost no more than $3,000 and will pay back the investment in a few short years. r #FGPSF UBLJOH MFHBM QPTTFTTJPO PG UIF IPNF BTL UIF homebuilder for copies of the following: the report of the municipal building inspector, confirmation that the air ducts have been sealed, the air balancing report, and a report called the “heat loss/gain calculation” which is used in determining the proper size of the furnace for the home. Have your independent expert review these reports with you.

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Visit the new real estate section on canpages.ca and start looking for that special place.

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86 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Sept 28 - Oct 12, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

88

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3

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17

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

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STARLANE HOME CORPORATION Churchill Woods

churchillwoods.ca

•

•

1

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

2

AMACON

The Towns at Parkside Village

705-435-9991

3

GREENPARK HOMES

Churchill Woods

churchillwoods.ca

•

•

4

CONSERVATORY GROUP

Central Park North

905-890-0195

•

•

19

DEZEN HOMES

McLaughlin

905-696-7938

•

20

FOREST HILL HOMES

Derry Village Mississauga

905-795-8307

23

DUNPAR HOMES

Park View Trail

416-253-5888

•

from $499,000

•

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from $300,000

5H

from $550,000

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$499,000

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from $544,000

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Page No.

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com •

•

•

from $332,000

8

6P

9

MATTAMY HOMES

Mount Pleasant Village

mattamyhomes.com •

•

•

from $200,000

9

6P

21

PRIMONT HOMES

Centretown

905-495-5067

•

from $356,000

37

9M

45

BROOKFIELD HOMES

Pathways

905-584-2225

•

from $435,000

17

8K

48

ASPEN RIDGE HOMES

Credit Manor Heights

905-216-5155

•

•

from $400,000

1

7Q

55

ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant

lovemountpleasant.com •

•

from $380,000

28

6P

60

PRIMONT HOMES

Castlemore

905-856-5777

•

•

from $410,000

13

9K

62

FIELDGATE HOMES

Valley Lands

905-457-0445

•

•

•

from $386,000

Insert & 25

9O

65

GREAT GULF HOMES

Mount Pleasant

905-459-5772

•

from $498,000

97

6P

66

BALLANTRY HOMES

Spring Valley Village

905-457-3698

•

from $390,000

5

9M

1

TRIBUTE COMMUNITIES

Landscapes

905-893-3331

•

•

from $399,000

2

COSCORP INC.

The Village of Southfields

thevillageofsouthfields.ca •

•

•

2

MONARCH CORPORATION

The Village of Southfields

905-843-0707

•

•

•

3

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

•

4

VANMAR HOMES

Credit Ridge Estates

416-746-1234

6

TOWNWOOD HOMES

Gates of Countryside

gatesofcountryside.ca •

6

COUNTRY WIDE HOMES

Gates of Countryside

905-907-1500

6

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

6

ROYAL CLIFF HOMES

Gates of Countryside

gatesofcountryside.ca

•

6

STARLANE HOME CORPORATION Gates of Countryside

starlanehomes.com

•

17

PEMBERTON GROUP

Rosedale Village Golf & Country Club

905-799-5000

•

18

SABERWOOD HOMES

Heart Lake Village

905-773-6549

19

MATTAMY HOMES

Salisbury Square

mattamyhomes.com •

25

HEATHWOOD HOMES

Terracotta Village at The Credit Valley

905-874-4741

32

FOREST HILL HOMES

Ravines of Castlemore

905-794-8875

37

OXFORD HOMES

Adena Ridge

905-584-6444

38

ANDRIN HOMES

Turnberry Townhomes

AndrinTowns.com

48

REGAL CREST HOMES

Credit Manor Heights

yourkingdom.ca

48

COUNTRY WIDE HOMES

Credit Manor Heights

yourkingdom.ca

51

ACORN HOMES

Castlegate

acornhomes.ca

55

TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

55

TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

58

DEVONLEIGH HOMES INC.

Meadowlands

519-942-3312

•

64

MERIDIAN HOMES

Credit Valley Manors

905-216-5186

•

65

GREAT GULF HOMES

Mount Pleasant

905-459-5772

•

•

6L from $390,000

6L

from $350,000

7N

from $550,000

8P

•

from $400,000

9M

•

from $400,000

9M

•

from $346,000

9M

•

from $400,000

9M

from $520,000

9M

•

from $190,000

8L

•

from $300,000

8N

•

from $314,000

10N

•

from $430,000

9Q

from $650,000

8K

from $600,000

5H

•

from $350,000

9M

•

from $390,000

7Q

•

from $390,000

7Q

from $575,000

11K

•

from $270,000

6P

•

from $270,000

6P

•

from $339,000

3C

•

from $400,000

8P

from $498,000

6P

•

•

8M

•

•

•

•

•

Brampton, Caledon, Bolton

•

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover; IBC-Inside back cover

Builder

9

91

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Hillsburg

7

8

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11

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403

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No

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Niagara on the Lake

Hamilton

Hannon

irv ng

10

Rd

3

Q

QEW

t

Ki

N

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22

St

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St

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Rd

Hwy 2

G

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e d er

Sid as

E

ai

403

6

P

R

h

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Waterdown Burlington

©s

nor

r ove

ak

12

an

Du

M

n

oa

d

Br

e Rd

O

403

rlo

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nd

sio es nc Co

h

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D

407

Bu

6

E

E undas St

Flamborough

12

Snak

y8 Hw

M N

Br lin se Ba er w

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Sid

Rd n

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7t

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Rd

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8

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th

10

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Co

nc

6t

Rd

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Rd

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Rd

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6

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Li

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Burlington

Rd

Rd

by

Rd

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Lo

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11

De

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Rd

en

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Acton, Halton Hills, Milton, Burlington, Waterdown

e

M

Li

nt

west region:

ug

Waterdown

K

25 Tr 5 em ai n

A

th

12

d

ro

h

es

nc

Co

14

Rd Rd ne e Li Lin 4 3

J

17 Rd

bu

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Rd

7

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iss

Ce

92

I

24

on

Li

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401

M

ill

Rd

ne

Br

Li

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H

ay

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401

el

ph

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ga

Rd

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Gu

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

rk

Rd

ne

Rd

ne

Li

Pa

Milton

Li

ne

ow

w To

G

1

Li

al af Tr

2

Sn

5

F

8

es

d

30

Rd

Rd

2

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y.

7

Halton Hills Georgetown Ja m

te

ne

Rd

Li

on Br

ne Li

Hw

Rd

10

ne

33

16

Sid er

Li

5

4

oa d Sid er

6

17

D E

oa d 22

25

15

y

Sid er

Hw

Cl ay

Hw

y7

C

hi ll Rd

26

d rR Rd ga e al n i af L Rd Tr 6 ne Li 4

A

rt Rd ou ll s C chi le r vd Co Bl hu C t on e S ct c la al W

B

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in ai ne W Li nt ou 10 M

Acton

Stoney Creek

2

Grimsby 37

36

35

St. Catharines

Niagara 420

20

Price Range

3

SPALLACCI HOMES

Simona Place

spallaccihomes.com •

22

COUNTRY GREEN HOMES

Park Place Village

905-690-7600

•

•

33

MENKES

The Enclaves of Upper Canada

289-891-9103

•

•

1

SCHUIT HOMES

Perth Park

905-628-9559

•

2

GREAT GULF HOMES

Edgewood

905-356-9408

•

5

ARISTA HOMES

Milton Trails

905-864-3306

6

COUNTRY GREEN HOMES

The Uptowns of waterdown

905-690-7600

12

TOBYN PARK HOMES

Park City

parkliving.ca

13

HEATHWOOD HOMES

The Village at Traditions

905-876-3140

17

MATTAMY HOMES

Hawthorne Village

mattamyhomes.com

20

PARKBRIDGE LIFESTYLE COMMUNITIES INC.

Cherry Hill at Vineland

1-800-479-9777

26

EDEN OAK

Weaver’s Mill

weaversmill.com/nh

35 PHELPS HOMES

Jordan Village

36 PHELPS HOMES

37 PHELPS HOMES

Page No.

99 2Q

•

from $250,000

98 8M

from $420,000

6-7

9C

1Q

from $305,000

12Q

•

•

from $250,000

7M

from $180,000

11L

•

from $441,000

8H

•

from $220,000

9G

from $194,000

12R

•

from $336,000

6B

phelpshomes.com

•

from $345,000

9R

Brookside

phelpshomes.com

•

from $236,000

7R

Streamside

phelpshomes.com •

from $316,000

6R

•

•

•

Acton, Halton Hills, Milton, Burlington, Waterdown

9H

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d To i w n Co ho n d me o

# Si te IBC-Inside back cover

Builder

93

1

2

3

4

5

6

7

8

9

10

11

12

A

r rD

e

so

Rd W

Co

er

ld na

yn

ol

M

ac Do

Re

ds

St

ke

La

Re

be

cc

sh a St or e Rd

rs

E

Rd

St

ee Sp

Rd

Rd

ne

r

rM

Rd

QE

pe

W

Br

id

Up

W

ge

12

id

dl

e

Rd

Rd

Li

D

Rd

Up p

St W as nd 25

ate

ne

ne

lG

Li

ai

hil

4

H

3

m

rr

ng

Du 15

Tr e

wa

le M id d

pe or th m ha rn Bu

Rd

ve

e Av

te

Ke

tti

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F

W

No

G

Rd

QE

on

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Br

ap

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1

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Devo

M

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rn

W

Rd

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Rd

Rd

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E

tw ar

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4

4

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G

Ro ya ll R l W in d d

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n Li

Rd

Rd

Bu

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8

ar

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lg

Rd

fa

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403

n Li

Oakville

6

C

9

B

ak

rlo

Bu

J

La

2

ke

sh

or

e

Rd

I

Rd

K

24

Rd

d

ush R

Pineb

401

s Dr

Frank

N

8

ro

na

tio

n

P

e Rd

u Aven

sS t dr ew

Main

Cambridge 24

n

Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

ler Rd

Co

d

O

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

rdale

St

west region:

Guelp

Beave

n Rd

M

essio

tain Foun

94

ck Rd

le Blo

Midd

Conc

L

s Rd

Myer

St

13

Page No.

2

TREASURE HILL HOMES

Nautica at Lakeshore Woods

treasurehill.com

•

from $500,000

20

6J

15

MENKES

Millstone On The Park

905-825-3619

•

from $320,000

6-7

3G

MATTAMY HOMES

The Preserve

mattamyhomes.com

•

from $360,000

4E

1

•

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te

Builder

95

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Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

31

Phillip Murr

Bloor St

Wentworth St

401

52 91 14

47

Dundas St E

Bv

Bayly St E

44 48 401

42 45

Church St S

401

Granite Court

6

Appleview Rd

D

ou

ug

em

gst

on

46 Rd

Whites Rd

K

Kin

Sheppard Ave

50

Stroud's

Spruce Hill

Ro

Glenanna Rd

Liverpool Rd

J

Altona Rd

Highview Rd

Fairport Rd

Sandy Beach

51

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd sR Oak jor Ma Valley Farm

a

ew

riv

Lak

nt

Kingston Rd

Magill 92Dr

28

9

30

Finley Ave

Westney Rd S

To wn of Ajax Delaney Dr

41 Rossland Rd

Shoal Point Rd Pickering Beach Rd

eD

Riverside

3 Concession

Ajax-Whitby

Harwood Ave

I

Altona Rd

Wentworth St

Bloor St.

Gibb St

King St W Bond St W

Manning Rd

38 Rossland Rd

McQuay

Rosebank Rd

F

E

D

C

B

A

Gordon St

Cochrane St

Finch Ave

32 Sideline

Brock St S

H

32 Sideline

Adelaide Ave

17

Rossland Rd

Dryden Bv

43 90

7

North Rd

Blair St

Henry St

54 66

4 Concession

5 Concession

Whites Rd

North Rd

Hopkins St

Liverpool Rd

4 Concession

30 Sideline

Brock Rd

G

28 Sideline

City of Pickering

7 Conncession

9 Concession

3

24 Sideline

2

16 Sideline

Whitevale Rd

5 4

20 Sideline

Kendalwood R

7

7

16

Taunton Rd W

23

4

Taunton Rd E

Ravenscroft Church St N

Brock Rd

Thornton Rd

15

55

Westney Rd N

Greenwood Rd

16 Sideline

Olive Ave

Beatrice St

50

8

13 37

Salem Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

King S

Adelaide Ave

29

10

26

60 3

18

22

68

21 Conlin Rd

Fifth Conces

7

7 Concession

9 Concession

7

8 Concession

12 Sideline

Stevenson Rd

Audley Rd

Audley Rd

Salem Rd

Park Rd S

Park Rd S

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

6 Concession

4 Sideline

4 Sideline R

Baldwin St S

Country Lane

8

Halls Rd N

Ritson Rd S tS eS co Sim

Garden St Blair St

Garden St

Coronation R

Wilson Rd S

Centre St.

Garrard Rd

Anderson St

To wn of W hitb y

Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

10

46

2

53

Village of Bro oklin

11

68

Cedarbrook T

Ashburn Rd

9

Thickson Rd

Baldwin St N

Duffs Rd

6

Taunton Rd W

Church St E

Thornton Rd

1

Pickering, Ajax, Whitby, Oshawa

tN

Garrard Rd

Garrard Rd

Lake Ridge R

east region:

Mary St N

eS

co

Sim

Harmony Rd S

Central Park

Stevenson Rd

12

104

40

34

Conlin Rd

City of Oshawa

8 Concession

13 12

Stevenson Rd

Ritson Rd N

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

M Fi a nd p er

Price Range

2

BROOKFIELD HOMES

Hills of Harrowsmith

Brook-Hill.ca

•

from $300,000

17 15G

4

MENKES

Somerset

905-428-0500

•

from $480,000

6-7

8

LAKEVIEW HOMES

The Forest of Lyndebrook

416-746-1234

•

from $420,000

16 10F

9

STAFFORD HOMES

Elements Townhomes

elementsajax.com

47

SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

66

MONARCH CORPORATION

Tran Quility

monarchgroup.net •

90

LEBOVIC HOMES

Old Taunton in Pickering

905-428-3434

•

•

3

GREAT GULF HOMES

Stonecrest

greatgulf.com

•

•

6

EMERY HOMES

Town Central

1-877-953-6379

7

HIGHMARK HOMES

13

Tel

•

Page No.

7G

from $390,000

115

7H

from $250,000

113

9J

from $550,000

IBC

7G

109

5H

•

from $298,000

15F

•

from $350,000

4J

Triumph

whitbytriumph.ca •

from $350,000

10G

LIZA COMMUNITIES

Folkstone

1-877-365-9555

•

from $335,000

10G

21

GREAT GULF HOMES

Grandview Oshawa

1-888-579-7235

•

from $334,000

14F

31

PRESTON HOMES

Prestonvale Heights

905-432-2800

•

from $350,000

15J

34

TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000

15G

45

SUNDIAL HOMES LIMITED

Mulberry Meadows

905-427-8255

•

from $273,000

6J

54

BAYCLIFFE HOMES

The Gates of Whitby

905-668-9828

•

•

from $250,000

9G

60

GREYCREST HOMES

the fields of conlin

905-725-4539

•

from $310,000

15G

67

MIDHAVEN HOMES

Breeze

1-877-773-6888

•

from $300,000

15F

68

STORYBOOK HOMES

Brookstone Estates

905-438-9516

•

from $1050,000

11B

91

SUNDANCE HOMES

The towns of nichol green phase 1

905-441-3312

•

from $260,000

11J

92

GLEN ROUGE HOMES

The Cornerstone

905-239-9777

•

from $570,000

6I

•

•

•

Pickering, Ajax, Whitby, Oshawa

Site

east region:

et a Se ch m ed To i w Co nho nd m o e

D

# Si te

Builder

105

ach

Re

Parkhill Rd.

7B

7

Peterborough

7

24 16

t.

rS

te Wa

7

134

St

7

Bloor St.

Hwy 2

Oke

Rd

33

Nash Rd

Angelina St North

9

Lindsay St. North

Major St.

Lorne St.

Lindsay

Courtice

King St.

Port Perry

Hwy #7

Kent St

8

Harmony Rd

Hw Mya2rsh

20

32

401 14

Bloor St.

LAKE

ONTARIO

.

St. Ridout W al to

n

St .

To Belleville Jocalyn St

401

Lake Ontario

Port Hope

Rd.

t. H wy 2

gS

Kin

Concession St

Baseline Rd. E

37

Concession Rd 3

13

Bowmanville/ Newcastle

21

12

Hwy

39

8

401

14

16

7

7 12 7A

Lake Scugog

18

Dr

18

ill Mc G

17

Lake Scugog

15

LAKE ON TA

Port Hope

1

MacDonald Cartier Freeway

106

RIO

35

29

5

115

19

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

17

To Toronto

Hwy

Nash Rd

y2

St. Hw

Baseline Rd. W

26

King

48

45

11

Mearns

10

.

28

115

9 31 Lansdowne Ave.

7A

7

35

28

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

7 y4 30 Hw Goodwood Rd

Mill St

Durham 23

7

7

Rd

K

19

15

4

35 Colborne St

6

to

J

I

H

G

F

E

D

Quaker Village Dr

Uxbridge

Centre

Rd.

ng

mo

C

Brock St

Brock Rd To r

Reg Rd 8

St

o

on t

Che Monaghan Rd.

B

Hwy 134

Liberty St. N Liberty St. S

A

Elgin Park

Durham Reg

Main St

5

le Rd

4

West Townline Rd. N.

St. Joseph's Rd onva

3

.

Lambs Rd Hains St

2

Varcoe Rd Darlington Blvd

n io Un

Regional Rd 57

1

Hwy 28

Av e Trulls Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

y2

Prest

Reg. Rd 34 Courtice Rd

Waverly Rd

ron To

Hancock Rd

Mill St.

St. rio

Hwy #12 (From Whitby)

On ta

Simcoe St. (From Oshawa)

w

y.

4 H

106 Hw

5

BrookHill

905-697-0765

•

1

MASON HOMES

Port Hope Lakeside Village

905-885-6565

7

BROOKFIELD HOMES

Foxtrail

8

KAITLIN GROUP LTD.

8

Price Range

•

•

Page No.

from $300,000

17 10B

•

from $229,000

12K

brookfieldhomes.ca

•

from $390,000

5B

Port of Newcastle

1-800-305-6849

•

from $260,000

14E

KYLEMORE COMMUNITIES

Port of Newcastle

905-987-5146

•

from $479,000

14E

8

STORYBOOK HOMES

Bond Head Estates

905-438-9516

•

from $850,000

14E

9

PARKVIEW HOMES

Harmony

705-748-4663

from $178,000

2I

14

RICE DEVELOPMENTS

Willmot Creek On The Lake

905-697-5806

•

from $225,000

11D

16

PARKVIEW HOMES

Foxmeadow Estates

705-748-2828

•

from $208,000

3H

18

B.G. SCHICKEDANZ

Lake Scugog Estates

1-888-894-9888

•

from $330,000

17B

20

GERANIUM HOMES

Verandas

905-885-0555

•

from $266,000

10I

24

PARKVIEW HOMES

Thompson Bay Estates

705-748-2828

•

from $217,000

3H

26

KAITLIN GROUP LTD.

Aspen Heights

905-697-0513

•

from $165,000

10C

26

KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

•

from $210,000

10C

26

KAITLIN GROUP LTD.

Country Classics

1-866-514-3573

•

from $300,000

10C

30

EMPIRE COMMUNITIES

Estates of Wyndance

905-649-8197

•

from $900,000

3E

31

PARKVIEW HOMES

Foxmeadows Estates

705-741-1004

from $286,000

3I

34

CARRINGTON HOMES

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

9I

35

MASON HOMES

Parklands

1-866-443-7900

•

from $238,000

3H

39

H&R DEVELOPMENTS

Gracefields

hr-newhomes.com •

from $322,000

14B

39

THORNRIDGE HOMES

Gracefields

thornridgehomes.com

•

from $290,000

14B

45

HIGHCASTLE HOMES

Northglen

northglen.ca

•

•

from $221,000

11B

45

DELPARK HOMES

Northglen

905-419-7222

•

•

from $221,000

11B

45

ESQUIRE HOMES

Northglen

northglen.ca

from $245,000

11B

48

JEFFERY HOMES

BrookHill

905-697-0765

•

•

•

from $300,000

10B

72

VANDYK COMMUNITIES

West Park Village

vandykcommunities.com

•

•

•

from $210,000

3I

•

•

•

•

•

•

•

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

BROOKFIELD HOMES

Tel.

east region:

48

Site

Fi M ap nd er

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

107

inthenews

Minto launches Kingmeadow IN OSHAWA TO OVERWHELMING RESPONSE

AFTER UNPRECEDENTED SALES OF ITS FIRST PHASE, MINTO

recently held a VIP opening to launch the second phase of its Kingmeadow homes and townhomes in Oshawa. Since the successful event, 36 new homes have been purchased, exceeding Minto’s initial sales projections.

On Sept. 12, guests were camped outside the Minto Kingmeadow sales centre by 9 a.m. for the event that didn’t start until 6 p.m. Although scheduled to end at 9 p.m., the final guests didn’t leave the sales centre until almost midnight.

A total of 75 new addresses were introduced to the Kingmeadow neighbourhood. Interested purchasers were lined up out the door through the evening to explore a new selection of 36- and 43-ft. lot detached homes plus a collection of towns. Guests enjoyed refreshments and were able to meet with the Minto team behind this growing community, including Vince Santino, vice-president, development, and Natascha Pieper, director of marketing.

Located in North Oshawa, these homes are set on ample greenspace and pastoral landscapes, yet they are immediately nearby neighbourhood amenities like schools, recreation centres and shopping. This community is easily accessible from Hwy. 401, minutes from the future Hwy. 407 and is just east of Brooklin.

Looking for a warm new home in a family-oriented neighbourhood, purchasers are drawn to the unparalleled affordability of these homes considering how spacious they are. Bridle and traditional towns feature open concept designs, start from the low $200’s and many including 108 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Located in North Oshawa, these homes are set on ample greenspace and pastoral landscapes finished basements. The 36- and 43-ft. singles are priced in the $300’s and offer up to 3,502 sq. ft.

Like all Minto projects, sustainability has been incorporated into every phase of development, from building to final finishes.

These are Energy Star certified homes, which yield utility savings of about $485 per year for a town home, compared to a similar home built to Ontario Building Code.

The Kingmeadow sales centre is located at 2361 Simcoe St. N., Oshawa. Call 289.634.1005 or visit mintokingmeadow.com

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 109

communityfocus

New-home buyers flock

to Whitby

AS PRICES DESTINED TO INCREASE

LOCATION Whitby HOUSING TYPE Detached homes on 40-ft. lots CONTACT 416.746.1234 lakeviewhomesinc.com 110 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

W

hitby has long been known as a great place to enjoy all the amenities around the GTA but at almost half the living costs. Growth in the popular community just 30 minutes from Toronto continues at a strong pace as families can buy a detached home for around $450,000 and townhomes for less than $300,000, in addition to enjoying the third lowest property taxes around the GTA. But savvy buyers know prices are destined to increase. Thatâ&#x20AC;&#x2122;s what makes the final Phase Three of this highly successful new home community by Lakeview Homes appealing for the many

LAKEVIEW HOMES

Forest of Lyndebrook

families moving to Whitby from places such as Markham and Scarborough to raise their children.

Final Phase Three coming to Forest of Lyndebrook The third and final phase of Lakeview’s The Forest of Lyndebrook in Whitby will be released this fall and offers everything you are looking for in a new home community – stunning designs to choose from on traditional deep 40-ft. lots and a beautiful forested location ideally set in north Whitby on the border of Brooklin.

The Forest of Lyndebrook is a special enclave of large 40-ft. lots in a desirable established neighbourhood surrounded by nature, with the magnificent Heber Down Conservation Area minutes away and the Lynde Creek Ravine just across the street. You can even walk up to Lyndebrook Golf Course for a quick game after work.

The Forest of Lyndebrook is a special enclave of large 40-ft. lots in a desirable established neighbourhood surrounded by nature, with the magnificent Heber Down Conservation Area minutes away and the Lynde Creek Ravine just across the street.

selection of box store shopping two blocks down the road. Connect to the rest of the GTA easily. Transportation links to Hwys. 401 and 407, currently being extended east to Oshawa, are nearby, and the GO Train down the street can transport you into Toronto hassle free!

But it’s the great selection of charming home designs that really set this community apart – every home comes with a long list of luxury features and the kind of character-filled exteriors you would expect from this award-winning builder. Lakeview has an enviable reputation of offering inspired designs in community after community all across the GTA. At Forest of Lyndebrook, prices start in the $400’s and homes are available up to 3,000 sq. ft. But don’t wait, because Phase Three is a limited release. Phases One and Two are sold out and this is your final chance to get into this sought-after community.

Unrivalled location, great designs Register to preview This unrivaled address is close to Robert Munsch Public School, Brooklin Community centre and Library, and the new $12.5-miilion McKinney Centre arena complex. There is shopping right around the corner and an incredible

If a wonderful new home in a community brimming with small town atmosphere and all the amenities of a large urban centre is just what you’re looking for, you won’t want to miss Phase Three Forest of Lyndebrook. Call 416.746.1234 to register to preview today. For more information visit lakeviewhomesinc.com SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 111

finances

Assess your readiness for

HOMEOWNERSHIP FIRST-TIME

BUYERS

HAVE A

LOT

TO

CONSIDER

as they forge into the world of homeownership. According to the recent RBC Home Ownership Poll, four in 10 Canadians are looking to purchase their first house within the next two years, and many wonder where they should begin.

“Purchasing a home is often the biggest financial decision in a person’s life, so it’s important to take your time, set realistic goals, assess all the costs and get the right advice before you buy,” says Rachel Wihby, a strategy manager for first-time homebuyers at RBC. Take a look at her answers to the most commonly asked questions: 1. AM I READY? A home purchase is an emotional and financial journey that marks a key milestone in life. Are you ready for the responsibilities and upkeep associated with owning a home? Do you have a stable income? Have you saved up enough for a down payment? Be honest with yourself about your current lifestyle to gauge your readiness and ability to put together a good down payment.

2. CAN I AFFORD IT? While you may feel pressure in a competitive market to just buy something, fight that feeling and buy only when you find a property that meets your needs and lifestyle within your price range. Review your household income 112 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Purchasing a home is often the biggest financial decision in a person’s life, so it’s important to take your time, set realistic goals, assess all the costs and get the right advice before you buy. and current debt and remember to budget for closing costs, land transfer fees, property tax and everyday expenses. Talk to your bank about a mortgage preapproval so you know exactly how much you can borrow and afford.

3. WHO CAN HELP ME? Most often, first-time homebuyers turn to family and friends who have already been down the same road. Your realtor or banker can help you get a sense of the market and financing options. Arming yourself with more information and planning ahead can help you confidently navigate this first time journey so you can land the home of your dreams.

More information is available online at rbcroyalbank.com/mortgages/first-time-home-buyers

DIY

Closet Stripe ST364.

$185 per 10m roll.

FARROW-BALL.COM

We’ve teamed up with paint and wallpaper experts Farrow & Ball to give you an inspiring do-it-yourself lamp project for your home!

by SARA DUCK

LIGHTEN UP THE STEPS: 01 Measure the height and circumference of your shade. Cut out a piece of wallpaper to your shade dimensions, adding 2 cm to the diameter measurement.

02 Mix a small amount of wallpaper paste. Take a pasting brush and, starting from the seam on the lampshade, paste a section of around 20 cm. Don’t overload the brush or the shade – the paste can be very wet.

03 Line the edge of the wallpaper offcut up against the seam and smooth into

WHAT YOU WILL NEED

BEFORE YOU START:

+

Clear Wallpaper Adhesive

by Dynamic.

Condor Wall Coating Brush

by Simms.

$17. RONA.CA

$6. RONA.CA

+ place over the glued section of the shade – don’t press too hard or you may dent the shade. Adjust the wallpaper until it’s sitting flush with the top and lower edges of the shade as well as being aligned along the shade seam.

04 To avoid bubbles or crinkles, carefully brush from the centre of the shade to the outside edges using a clean, dry soft bristled wallpaper brush.

05 Leave to dry completely before fixing the shade to your lampbase.

Jonsbo Shade in Beige.

$10. IKEA.CA

+

Detachable Scissors

by Henckels.

$23. KITCHENSTUFFPLUS.COM 114 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

Coming Soon to

AJAX

A Townhome Community with Striking Architectural Design UP TO 2,235 SQ.FT. TAUNTON RD. W.

E. N .

SALEM RD. N.

HARWOO D

AV

AJAX

3 & 4 BEDROOMS 9 FT. CEILING ON M AIN FL

OOR

RAVINE LOTS* S* 2-CAR GARAGE

ROSSLAND RD. E.

*On some lots. Prices, terms and conditions are subject to change without notice.

REGISTER NOW

ELEMENTSAJAX.com

www.

All the ELEMENTS you need for a great

lifestyle

FROM THE HIGH

$ 300’s ANOTHER COMMUNITY BY:

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 115

communityfocus

All the Elements you need for a great lifestyle!

STAFFORDâ&#x20AC;&#x2122;S ELEMENTS TOWNHOMES IN AJAX OPENS MID-OCTOBER LOCATION Ajax HOUSING TYPE Traditional townhomes and rear-lane townhomes CONTACT info@elementsajax.com

116 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

S

teps from the woods and a pond with a trail system, Elements Townhomes is a nested enclave of lovely homes. Stafford, a developer and builder of many award-winning residential projects in the GTA is now coming to Ajax with this new townhome community at the intersection of Salem Road and Harper Hill Drive, immediately north of Rossland Road.

The site features 94 townhomes set within tree-lined streets and a parkette that links to a naturally wooded ravine trail system. This master-planned private community has no through roads to ensure safety and security and creates a wonderful sense of neighbourhood.

The collection features both traditional and rear-lane townhomes, with many of the models featuring two-car garages and stunning ravine lots. The architectural details by award-winning Hunt Designs incorporate beautiful porches, balconies, dormer windows in the roofs, and large expanses of windows to create striking

STAFFORD HOMES

Elements

In this project, the company comes through again, with an exceptional selection in standard finishes: granite countertops in the kitchen, stainless steel appliances, soaker tubs in the ensuites, and natural hardwood flooring in living/dining rooms or Great Rooms. traditional facades. This attention to design extends to the interiors.

Discerning buyers will appreciate the thoughtfully conceived spaces with superior interior design features such as nine-ft. ceilings on the main floor and modern linear gas fireplaces in the living areas. With three levels of living space, plus a basement and up to 2,235 sq. ft., the interiors are both contemporary

and functional. Many of the models offer balconies that extend the indoor space to functional outdoor living areas.

Stafford takes pride in offering its purchasers a higher standard of finishes. In this project, the company comes through again, with an exceptional selection in standard finishes: granite countertops in the kitchen, stainless steel appliances, soaker tubs in the ensuites and natural hardwood flooring in living/dining rooms or Great Rooms.

The sales centre, now under construction, will feature a “must-see” stylish kitchen and bathroom vignette. An on-site décor centre will further display all the standard and upgrade samples for your consideration.

Gary Goldman, president of Stafford Homes and vice-chairman of The Goldman Group, brings more than 30 years of home building experience. Goldman firmly believes, “Builders have an obligation to design the best house, and provide the best finishes they can in order to enhance the lives of the purchasers that have entrusted their valuable savings towards buying our homes.”

Elements Townhomes, located in north Ajax, really does support the project motto “All the Elements you need for a great lifestyle!”

The location is terrific, with shopping just walking distance down the street, recreation at the back door with the trail system and schools across the road.

Ajax itself is undergoing major redevelopment, and Salem Road has become one of the most attractive roads for new community development. In addition to this, the nearby Hwy. 401, GO Transit and the extension of Hwy. 407, now under construction, will offer residents convenient access to the GTA. Register today for your exclusive preview at elementsajax.com. The sales centre is scheduled to open in mid-October.

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 117

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homebuyers’help

HOMEBUYERS’ RESOURCE SECTION YOU LOVE THE HOME, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 119

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

120 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MONTHLY PAYMENT

$

MORTGAGE PAYMENT CALCULATION CHART %

AMORTIZATION PERIODS

INTEREST RATES

10 YEARS

15 YEARS

20 YEARS

25 YEARS

30 YEARS

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64 5.79

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 121

COMPARE MORTGAGE RATES FOR YOUR BEST DEAL CHARTERED BANKS

Variable

ATB Financial

2.6

Alterna Svgs/Alterna Bk

2.95

Bank of Montreal Bank of Nova Scotia

3 2.8

Canadian Western Bank CIBC

6 Months 4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

3

HSBC Bank Canada

3

ICICI Bank Canada ING Direct Manulife Bank

3.05 3 3

MonCana Bank National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Financial Royal Bank

3 3

TD Canada Trust

3

6.70op 4.45 6.20op

4.45

4.4 6.70op 4 6.30op

1 Year 2.94 6.30op 3.09 6.30op 3.14 6.30op 3.75 6.50op 3.14 6.30op 3.09 6.35op 2.7 6.35op 3.15 3.19 3 4.00op 3.69 3.14 6.70op 3.14 6.30op 3.09 6.30op

2 years

3 years

4 years

5 years

2.89 6.50op 3.14

3.09

3.49

3.84

3.39

3.49

3.69

3.14

3.95

4.74

3.89

2.79

3.99

4.39

3.99

3.14

3.95

4.54

5.34

3.14

3.19

3.59

3.89

3.95

3.13

4.99

3.69

3.65 3.24 3.25

3.64 3.59 3.4

3.69 3.69 3.5

3.89 4.09 3.79

3.75 3.14

3.79 3.95

3.79 4.74

3.89 5.34

3.15 3.14

3.49 3.95

3.69 3.59

3.99 3.89

3.14

3.65

4.54

3.79

3.25 3.6

3.95 3.9

4.74 4.5

5.34 4.95

2.89 3.14

3.09 3.95

3.39 4.69

3.74 5.34

2.79

3.99

4.39

3.99

3.1

3.33

3.65

3.99

3.25

3.29

3.24

3.45

2.79 3.14

3.09 3.44

3.39 3.49

3.79 3.69

3.14

3.95

4.69

5.34

3.05

3.05

3.25

3.75

3.95

4.35

4.89

5.14

3.14

3.65

3.29

3.49

2.69 2.7 3.09

3.2 2.9 3.19

3.45 3.05 3.39

3.55 3.25 3.59

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Company Investors Group Trust

2.65 n/a

MTCC

2.8

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 6.30op 2.89 3.14 6.30op 3.75 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

4

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.7

London Life

n/a

Luminus Financial

2.95

MCAP

2.85

Meridian Credit Union

2.75

Parama Credit Union Steinbach Credit Union Teachers Credit Union

2.85 2.5 4

6.2 6.40op 3.95 6.34op 4.2 6.50op

4

4.45 6.30op

3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 3.14 6.30op 2.96 3.95 3.6 7.00op 3.09 6.30op 2.9 2.5 3.1 6.50op

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE September 23, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

122 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

NEW OPENINGS Bremont Homes Innisfil – Forest Edge Now open – all detached 36-ft. singles on forest lots, close to the lake, with two designer models. myforestedge.com Augustine Group Lake Simcoe – Crates Landing Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Priority preview now open for these townhomes and a select number of singles. jeffersonforest.ca Arista Homes North York – Goddard on the Valley Grand opening now on for these semis and select number of detached homes. aristahomes.com Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St.and Finch Ave. menkes.com

Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey model homes in this master-planned ravine community. geraniumhomes.com Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designerfurnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Forest Hill – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com

NEW RELEASES Empire Communities Brampton – Lakeside Two new 38-ft. designs in this community of townhomes, semi-detached and detached homes. empirelakeside.com Monarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Madison Homes Markham – Cornell Rouge New release of semis and detached homes on 30-, 36- and 40-ft. lots. madisonhomes.ca Aspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes & Arista Homes Vaughan – Vaughan Valley Estates Spring lot release of 41-, 50-, 60and 80-ft. singles. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 123

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Brought to you by

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Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

PREVIEW REGISTRATION Menkes Etobicoke – Dwell City Towns Coming early this fall, three distinctive collections of urban townhomes in the heart of Etobicoke. menkes.com Arista/Fieldgate/Paradise Kleinburg – Impressions Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane Mississauga – Churchill Woods Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com CountryWide Homes Newmarket – Woodland Hills Coming early fall – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com Treasure Hill Homes Aurora – Aurora Woods Grand opening celebration – 40- and 45-ft. luxury singles at Bayview Avenue and Vandorf Side Road. treasurehills.com Decade Homes Toronto – Yorkdale Village Register now affordabile townhome living near Yorkdale Shopping Centre. yorkdalevillage.com

Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes Oakville – OakPark Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes Bradford – The Forest Coming soon – 36- and 40-ft. detached homes up to 3,400 sq. ft., with model homes decorated by Pottery Barn. nationalhomes.com Delpark Homes Sutton – Cedar Ridge Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes Uxbridge – Foxtrail Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca Lakeview Homes Whitby – Forest of Lyndebrook Coming soon – Phase 3, 40-ft. traditional detached homes in Baldwin (Brock), north of Taunton. lakeviewhomesinc.com Beaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Marydel Homes Beaverton – Seven Meadows Coming soon to Beaverton – enjoy smalltown living in this collection of detached bungalows and two-storey homes. marydelhomes.com

Mosaik Homes Brampton – Castlemore Crossing & The Estates Of Credit Ridge Coming soon – semis and detached homes in two premier communities. mosaikhomes.com

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca

Amacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s. thetowns.ca

Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com

Tribute Communities Oshawa – U.C. Register now for this new master-planned community in north Oshawa. mytribute.ca

Geranium Homes Stouffville – Uptownes at Cardinal Point Coming soon to Cardinal Point – loftinspired urban towns. geraniumhomes.com

Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs.

Discover a lifestyle infused with nature.

Register now! monarchgroup.net

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 125

ADVERTISERINDEX ACORN HOMES - Oak Knoll

69

CANPAGES - Promo

86

ARISTA HOMES - Goddard on the valley

43

CHINESE HOME & CONDO GUIDE - Promo

82

ARISTA HOMES - IMPRESSIONS

51

COUNTRY GREEN HOMES - The Uptowns of Waterdown

98

ARISTA HOMES - Jefferson Forest

45

DECADE HOMES - Yorkdale Village

81

ARISTA HOMES - The New U

47

DELPARK HOMES - Cedar Ridge

66

FAMILY OF MAGAZINES - Promo

124

ARISTA HOMES - Vaughan Valley Estates ASPEN RIDGE HOMES - Corporate

40-41 IFC

FIELDGATE HOMES - BlueSky Stouffville

Insert & 25

ASPEN RIDGE HOMES - Credit Manor Heights

1

FIELDGATE HOMES - Corporate

ASPEN RIDGE HOMES - Kettle Lakes Club

1

FIELDGATE HOMES - IMPRESSIONS

Insert, 25 & 51

ASPEN RIDGE HOMES - King Country Estates

1

FIELDGATE HOMES - Jefferson Forest

45

ASPEN RIDGE HOMES - King Oaks

1

FIELDGATE HOMES - Potter’s Bend

Insert & 25

ASPEN RIDGE HOMES - Kleinburg Hills

1

FIELDGATE HOMES - Rivers Edge

Insert & 25

ASPEN RIDGE HOMES - Upper Cornell

1

FIELDGATE HOMES - The Humberlands

BALLANTRY HOMES - Cornell

5

FIELDGATE HOMES - The New U

BALLANTRY HOMES - Spring Valley Village

5

FIELDGATE HOMES - Valley Lands

BALLANTRY HOMES - The Neighbourhoods of OAK PARK

5

FIELDGATE HOMES - Vaughan Valley Estates

Insert

25 Insert, 25 & 47 Insert & 25 Insert, 25 & 40-41

BALLYMORE HOMES - Jubilee

67

FIELDGATE HOMES - Victoria Manor

BALLYMORE HOMES - Mill Street Village

71

FOREST HILL HOMES - Cornell Rouge

BATAVIA HOMES - Hastings Estates

44

FOREST HILL HOMES - Jefferson Forest

45

BEAVERHALL HOMES - Forestwood

101

GEORGIAN CORPORATION - Lex Towns

85

BRANTHAVEN HOMES - Bohemian Towns

100

GERANIUM HOMES - Uptowns at Cardinal Point

BRIARWOOD HOMES - Briarwood Estates

74

GRAND ALARMS - Grand Alarms

30

BRIARWOOD HOMES - Havelock Town Manors

77

GREAT GULF HOMES - King Oaks

75

BROOKFIELD HOMES - BrookHill

17

GREAT GULF HOMES - Mount Pleasant

97

BROOKFIELD HOMES - Fieldstone

17

HEATHWOOD HOMES - Hampshire Mews

49

HOME + STYLE STUDIO TOUR AND SALE - October 3-6

42

Insert & 25 35 & 73

22-23

BROOKFIELD HOMES - Grand Central

17 & 68

BROOKFIELD HOMES - Grand Central

17

LAKEVIEW HOMES - Greenbrook Village

16

BROOKFIELD HOMES - Hills of Harrowsmith

17

LAKEVIEW HOMES - The Forest of Lyndebrook

16

BROOKFIELD HOMES - The Arbors

17

LEBOVIC HOMES - Bovaird Trail

79

126 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

LEBOVIC HOMES - Old Taunton in Pickering

109

LIFESTYLE COMMUNITIES - Promo

102

MADISON HOMES - Cornell Rouge

PRIMONT HOMES - Renaissance Townes

37

ROSEHAVEN HOMES - Corporate

29

ROSEHAVEN HOMES - Gibson Heights

28

ROSEHAVEN HOMES - Lyon’s Creek

28

ROSEHAVEN HOMES - Platinum Collection

29

ROSEHAVEN HOMES - The Neighbourhoods of Mount Pleasant

28

SCHWARZ LAW LLP - Barristers & Solicitors

53

11 & 35

MADISON HOMES - Greensborough

11

MADISON HOMES - Jefferson Forest

45

MADISON HOMES - Thornhill

11

MARYDEL HOMES - Seven Meadows

83

MATTAMY HOMES - Mount Pleasant North

8

MATTAMY HOMES - Mount Pleasant Village

9

MATTAMY HOMES - St. John Forest

BC

MENKES - Bloom Park Towns

6-7

MENKES - Dwell city town

6-7

MENKES - Humber Mews

6-7

MENKES - Millstone On The Park

6-7

MENKES - Model Home Of The Month

118

MENKES - Somerset

6-7

SENATOR HOMES - Whitby by the Lake

SHOPPING GUIDE - Promo

70

SPALLACCI HOMES - Eden Park

96

SPALLACCI HOMES - Simona Place

99

STAFFORD HOMES - Elements Townhomes MENKES - The Enclaves of Upper Canada

6-7

MONARCH CORPORATION - Corporate

IBC

MONARCH CORPORATION - Tran Quility

IBC

NATIONAL HOMES - The Churchill Collection in Forest Hill

19

NATIONAL HOMES - The Forest

19

PARADISE HOMES - IMPRESSIONS

51

PARADISE HOMES - The New U

47

PLAZA PREMIUM LOUNGE - Promo

46

PRIMONT HOMES - Castlemore

13

PRIMONT HOMES - Centretown

37

PRIMONT HOMES - Corporate

12

PRIMONT HOMES - Harmony

13

PRIMONT HOMES - Heirloom in Markham

13

113

115

STARLANE HOME CORPORATION - BlueSky Stouffville

27

STARLANE HOME CORPORATION - Churchill Woods

31

STARLANE HOME CORPORATION - The New U

47

STARLANE HOME CORPORATION - Upper Unionville

47

TREASURE HILL HOMES - Accolades

20

TREASURE HILL HOMES - Aurora Woods on Bayview

20

TREASURE HILL HOMES - Nautica at Lakeshore Woods

20

TREASURE HILL HOMES - Urbantowns on Bayview

21

TRIBUTE COMMUNITIES - Gates of Nobleton

15

SEP 28 - OCT 12, 2013 | NEW HOME GUIDE GTA 127

fundamentallyspeaking

Proximity to infrastructure

AND AMENITIES MORE IMPORTANT THAN EVER

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

by WAYNE KARL

EVER NOTICE HOW MANY BUILDERS BOAST THEIR NEW

community is “just minutes from shopping, schools and all the amenities!”? And that “Everything you need is “right at your doorstep!”?

Indeed, proximity and access to a variety of amenities and essentials – from transit to health care to schools to shopping to recreation – are critical determining factors for builders and buyers alike, for lifestyle and comfort while living there, as well as resale potential down the road.

It’s an important topic we’ve written about before in Fundamentally Speaking and elsewhere in New Home Guide. On page 48 of this issue, for example, Hugh Heron, president and of Heathwood Homes, discusses how important it is to “compute your commute” before you buy a new home.

It’s also a topic home building associations across the country are paying close attention to, as development charges and other fees rise to prohibitively high levels. Consider, for example, as BILD President and CEO Bryan Tuckey writes on page 14, development charges imposed by local and regional municipalities can reach more than $60,000 per home – costs that are passed directly on to new-home buyers – before a shovel even hits the ground.

The latest federal budget provides some hope in this regard, in that it contains measures to increase support for national infrastructure.

Says Canadian Home Builders’ Association (CHBA) President Deep Shergill: “It’s an opportunity to restore fiscal integrity at the municipal level and fairness for younger generations. At present, many municipalities are financing community infrastructure by transferring the costs into the 128 NEW HOME GUIDE GTA | SEP 28 - OCT 12, 2013

mortgages of new-home buyers, amounting to more than $5 billion a year.”

Municipalities across Canada are lobbying Ottawa to make sure they get their share of available funds to address road and transit needs. In Toronto, for example, the TTC is campaigning for the federal government to kick in a large chunk for the city’s transit plan, including a subway expansion.

Faced with such infrastructure and funding challenges, municipalities typically are also considering other options – including new taxes, road tolls and other fees – to help pay for what’s needed.

For homeowners and prospective new homebuyers, then, it is clear that proximity to existing infrastructure and amenities is becoming more important than ever.

With continuing immigration, general growth and construction expansion – all happening at a quicker pace than infrastructure improvements – our highways and transit systems will all be tested until everything catches up.

Consider, for example, the population of the GTA continues to increase by about 100,000 people per year. Research suggests that by 2031, there could be three million more people living in the area – bringing with them an additional 1.5 million vehicles.

As you’re out there shopping for your new home, look around to see how far you are from the nearest highway or rapid transit system that affords you a reasonable commute; and how close you are to health care, schools, shopping and recreation.

These communities will be at a premium, now and in future.

mattamyhomes.com

Enjoy The Prestige Of Aurora At A Very Inviting Price.

St. John’s Forest is a new community lush with community features such as playgrounds, walking/biking trails and homes with front porches to sit and watch the day go by.

The homes in St. John’s Forest are designed to fit into the surroundings. The Townhomes, 30' and 36' Detached Homes in the community have a diversity of exterior styles so the streets will be exciting and worthy of an evening stroll.

view all the floor plans in St. John’s Forest visit: www.mattamyhomes.com St. John’s Forest is a welcome addition to the prestige of Aurora.to

Elev. ‘F’

Townhome, The Windsor, Elev. ‘F’, 1,926 Sq.Ft., $475,990

36' Home, The Vanessa, Elev. ‘F’, 2,448 Sq.Ft., $649,990 Sales Centre

St. John’s Sideroad

404

Hwy 404

Wellington St.

Hwy 404

Leslie St.

Bayview Ave.

Townhomes From $449,990 • Detached Homes From $539,990

Aurora Rd.

St. John’s FOREST AU RO R A

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All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

WHEN YOU CHOOSE A PRIMONT HOME...

YOU’RE MAKING THE RIGHT DECISION...

That means building you a home to the same high standards that we demand for ourselves.

Today you can see the Primont signature of excellence at dozens of exquisite and vibrant family communities across the GTA. So when you choose a Primont home, you can rest assured that you're making the right decision about the most important investment of your life.

This magazine highlights some of Primont’s many fine communities.

We’re confident that within these pages you’re going to find the perfect home in the perfect location to make all of your dreams come true.

CONSIDER YOURSELF AT HOME

CASTLEMORE | BRAMPTON

At Castlemore, potential homebuyers are sure to be impressed by the fine selection of stunning towns, semis and 50â&#x20AC;&#x2122; singles. This incredible northeast Brampton community offers inspiring vistas overlooking the West Humber ravine and the Claireville Conservation Area. This natural setting is ideal for nature lovers, who can step out their front doors and enter into a world of hiking, cycling and more. Residents of Castlemore can also delight in the incredible combination of natural beauty and urban convenience, with Bramalea City Centre and a fine array of shops, schools, plazas and parks all just minutes away.

TOWNS, SEMIS AND SINGLES FROM $429,900