GTA New Home Guide - Oct 12, 2013 by NextHome

GTA Edition

October 12 - 26, 2013 Volume 21 Issue 19

Jan 6 - Feb 3, 2012 Volume 20

Issue 01

GRAND OPENING LET'S MAKE NEW MEMORIES IN NORTH OSHAWA

Your Best S ource for New Homes

A Tradition of Excellence

For Over

INSIDE INSIDE THIS ISSUE THIS ISSUE

Years

OHBA CONFERS DEVELOPMENT CHARGES:A BEGINNER’S TIPS FORTHE CHOOSING MAKING SENSE OF GUIDE TO2013 WELCOME NE W YEAR AWARDS OF DISTINCTION HOW THEY’RE DETERMINED A NEW HOME BUILDER MORTGAGE TERMS ARRANGING A MORTGAGE WITH A NE W ATTITUDE

Diva

aspenridgehomes.com

Grand Opening of Model Homes October 12th Richmond Hill Kettle Lakes Club NEW RELEASE Bayview Ave. & Bethesda Side Rd. Executive Towns from the mid $500’s

905.558.0255

ASPIRE. aspenridgehomes.com

Markham Upper Cornell MODEL HOME NOW OPEN Northeast corner of 9th Line & Bur Oak Semis & Singles from the mid $490’s

King City King Oaks NEW RELEASE MIKE NIVEN MODEL East side of Keele St., south of King Rd. 60’, 70’ & 80’ Singles from $1.1 million

Kleinburg Kleinburg Hills NEW RELEASE Hwy. 27 & Major Mackenzie Dr. 40’, 50’ & 60’ Lots Singles from the $800’s

Nobleton King Country Estates NEW RELEASE TWO MODELS East side of Hwy. 27 just north of King Rd. Semis from the $580’s Singles from the $780’s

Brampton Credit Manor Heights NOW OPEN Mississauga Rd. & Steeles Ave. Towns from the $400’s Singles from the $600’s

905.554.3446

905.539.0181

647.921.0381

905.558.0255

905.216.5155

contents October 12 - 26, 2013

volume 21 issue 19

cover story

p. 32 tribute communities announces... Grand Opening of U.C. in Oshawa

community focus features 24 woodbridge Fieldgate Homes

Vaughan Valley Estates the toast of Woodbridge with fabulous designs

sutton

Delpark Homes

Simply irresistible â&#x20AC;&#x201C; Cedar Ridge in Sutton by Delpark Homes

100 brampton Mattamy Homes

In Mount Pleasant North, Mattamy connects you to new home variety

106 markham Wycliffe Homes

Wycliffe on the Ravine Heritage Estates in Markham

100

106

regular and special features in every issue

4 10 58 1 26

editor’s note contributors hot dates ad index

columnists

BILD Report

Explaining development charges decisions

by Bryan Tuckey

mortgage finesse

Is paying off your mortgage bad for your net? by Calum Ross

42 44

advice from a pro

homebuyers’ help

in the news

by Barbara Lawlor

18 national homes

Choose your builder wisely taxing issues

Capital expenditures and deductible expenses by Henry Choo Chong

Legally Speaking

Not every lawyer is a real estate lawyer by Jayson Schwarz

120 fundamentally speaking

It’s never too early to begin your tax-planning by Wayne Karl

10 minutes with...

Louie Morizio, Vice-President, Housing, Geranium Homes

114 editor’s choice Golden age

opens The Forest model homes decorated by Pottery Barn

Geranium Homes

upper unionville

mikey network

ohba

by Sara Duck

119 resource section

Mortgage Calculator and Rate Table

123 GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

contributes $10,000 to Whitchurch-Stouffville food bank celebrates fall with quick moveins and Pumpkin Fest event Police officer returns to running five months after cardiac arrest announces 2013 Awards of Distinction winners

editor’snote

How best to select a builder?

A little extra research pays off with peace of mind

ou’ve agreed that a new home is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder. It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by finding out how long the company has been in business by asking the sales representative or visiting the company’s website. Find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into anyone during your tour. Naturally, you should spend some time visiting several different sales offices and model homes. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.” Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are certainly many other builders and salespeople out there who pride themselves on putting the customer first. When you do find the right home and the right company, making that big decision will be a whole lot easier and enjoyable.

Susan Legge Editor-in-chief Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

Now is a good time to buy Restricted supply, rising prices and other issues mean waiting is only going to cost you more

f you’re in the market for a new home, you may be wondering whether now is a good time to buy. Interest rates have inched up for some mortgage products, new-home sales are down, and prices continue to rise in some housing categories and are relaxing in others. All of this leads some consumers to wonder if they should buy now or wait. Wait for what, we’re not sure. Indeed, land supply and other challenges specific to the home building industry are what’s causing lowrise new-home prices to rise – certainly not a lack of appetite among consumers. Do the math: reduced supply plus continued or growing demand equals higher prices. However, it isn’t just market performance causing lowrise prices to climb; a key contributor – development charges – could be about to become even more significant. At press time, Toronto City Council was to vote on a proposed increase to development charges – in the neighbourhood of 75 per cent, to almost $30,000 for a semi or single-detached home. If passed, these new fees would be phased in, beginning as soon as Feb. 1, 2014 and fully implemented by Feb. 1, 2016. And they would almost certainly be passed right on to you, the new-home buyer. Still think it’s better to wait?

Wayne Karl Editor Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

4 New home guide GTA | october 12 - 26, 2013

Like us on Facebook. Search: New Home Guide

dreams We build

We know. At Ballantry Homes, we build dreams. With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.

3 SENSATIONAL COMMUNITIES to select your NEW HOME from

BRAMPTON : NEW RELEASE

MARKHAM : GRAND OPENING

OAKVILLE : GRAND OPENING

Semi-Detached & Detached Homes

TTownhomes, Semi-Detached & Singles

CCondominiums or Urban Townhomes

Starting from the high

300’s

Starting from the low

400’s

Starting from the mid

200’s

ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.

october 12 - 26, 2013 | New home guide GTA 5

My Enclaves – Georgetown A community within nature’s glory Semi Links & 30' Detached Homes Guelph St. & MacFarlane Dr., Georgetown

UNDER CONSTRUCTION Starting from the low $300’s 416.730.1600

My Somerset – Ajax Durham’s Community & Model Home of the Year 37' & 42' Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax UNDER CONSTRUCTION Starting from $479,990 905.428.0500

My Millstone – Oakville Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville UNDER CONSTRUCTION Starting from the low $300’s 905.825.3619

My Dwell – Etobicoke Design forward Townhomes North of Burnhamthorpe Rd. off the West Mall, Etobicoke COMING THIS FALL Register now at menkes.com

My Humber Mews – Etobicoke A Townhome enclave in South Etobicoke Browns Line & Evans Ave., Etobicoke COMING SOON Register now at menkes.com

menkes.com

Prices and specifications are subject to change. E.&O.E. September 2013.

A masterplanned, all Townhome community Bathurst St. & Finch Ave., North York

@MenkesLife

My Bloom – North York

Facebook.com/MenkesLife

Starting from the low $400’s 289.891.9103

MY STOREYS. MY MENKES.

NOW PREVIEWING

mattamyhomes.com

For Design Variety And Outstanding Community Features, Here’s Your Connection.

Entertain In Your Chef’s Kitchen.

Connect To A Variety Of Townhome & Detached Home Designs Today! Today we are offering a brand new selection of our most popular Townhomes and Detached Homes in the well connected neighbourhood of Mount Pleasant North. This community offers a village square, library, recreation centre, GO Station, shopping and lots of wonderful nature paths and scenic wetlands. Visit us today to see first hand the fine selection of stylish Townhomes and fully Detached Homes in Mount Pleasant North.

Townhomes From $315,990 • Detached Homes From $363,990

Bovaird Dr./Hwy.7

Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

Connected to Life in the City. Connected to Nature.

Elev. ‘B’

3-Storey Townhome, Plan 2, Elev. ‘B’, 1,473 Sq.Ft., $323,990

LIKE US ON FACEBOOK

30' WideLot™ Home, The Renfrew, Elev. ‘B’, 1,874 Sq.Ft., $399,990

www.facebook.com/mattamyhomesGTA

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

vice-president, wall2wall Media

Jacqueline Hill

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

New home guide

contributors

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell

editor-in-chief, National real estate

Susan Legge Editor

Wayne Karl art director

Bianca DiPietro contributing Editors

Sara Duck, Elisa Krovblit Lydia McNutt BILD Report

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Legally Speaking

Henry Choo Chong,

Jayson Schwarz, Schwarz Law -

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Barristers and Solicitors

CGA

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Sandra Hanak-Vujnovic Mike Terentiev National Account Manager, Mediative

Paul Slizys

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 mortgage finesse

Calum Ross Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905

advice from a pro

Barbara Lawlor Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Advertising

Call 416.626.4200 for advertising rates

newhomeguide.ca and information.

Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Circulation

Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Terms Advertisers,

Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 New home guide GTA | october 12 - 26, 2013

Markham

Library with Over Cornell Community Centre & Your Doorstep. 70,000 sq. ft. Now Open at

Tour our 8 professionally decorated models

Freehold Townhomes featuring

2 master bedrooms - each with a Semi-Ensuite

470's

from the

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Semis and Singles on 30’, 36’ & 40’ lots with attached garages

$500's

from the low

From 2,004 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Cornell Centre Blvd. temporarily closed, access to sales office off of 16th Ave.

Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

bildreport

Explaining development charges decisions

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

by Bryan Tuckey

Over the last few weeks, in a series of columns, I have tried to dispel some myths around the topic of development charges and bring some clarity to the fact that decisions around them affect new-home buyers the most. It was my intention to inject a dose of fact-based reality in the discussions happening right now across the GTA as municipalities review their development charges by-laws. At press time, City of Toronto councillors were to decide whether the proposed increase to the city’s development charges is fair and reasonable for our newest neighbours. We’ve also just learned that in the fall, the Ontario Minister of Municipal Affairs and Housing, Linda Jeffrey, will be evaluating the Development Charges Act and BILD will be at the table advocating on behalf of the future homebuyers of the GTA. As we begin a busy fall, this information and these decisions are important for residents to know and understand, so I’ll recap three of the main points from this series of columns: First, provincial legislation allows municipalities to pass their own development charges by-laws and there is a public process that allows citizens to speak to their elected officials about what they think is fair and reasonable. It’s provincial legislation that regulates how the revenue from the charges can be used, but municipalities set the rates and ultimately, it’s the homeowner who pays because it is just one of the numerous government charges levied on new homes across the GTA and the province. Second, development charges are a tax. As the rates increase exponentially, it has shifted the burden of paying

14 New home guide GTA | october 12 - 26, 2013

for critical infrastructure onto the newest residents and businesses moving into a neighbourhood. As the costs associated with building new communities increase, affordability is challenged. This affects consumer confidence and we’ve watched as new home sales have decreased over the course of the year. Lastly, I think it is important to note that thousands of homes were sold in 2011, last year and earlier this year and building those communities will keep the 202,000 employees of the residential construction industry employed in the GTA for the next few years. However, if new home sales continue to decline, so will the work. This industry is an integral part of the local, provincial and national economies and it has to stay strong. We know that the GTA will continue to grow and that up to 100,000 people and 50,000 jobs will choose this vibrant region as their home every year over the next 20 years. Knowing that, we all need to work together to ensure that our new neighbours have affordable options in both housing and employment spaces when they get here.

october 12 - 26, 2013 | New home guide GTA 15

WHITBY’S

BEST 40’ LOT VALUE IS

50% SOLD

Homes sold by appointment only. Register at 416-746-1234 or visit www.newhomepriority.ca

All with double car garages set in an inﬁll location at Baldwin north of Taunton. Preview priced from the upper $400’s

ort

89 Airp

Main

2nd Li

ORANGEVILLE nt

Hu io ar St

16 New home guide GTA | october 12 - 26, 2013

10 SHELBURNE

Rd124

90 day closings available 30 minutes north of Brampton

County

40’ Full Depth Singles in a Master Planned Community from $279,990 up to $367,990 for 3240 sq.ft.

www.lakeviewhomesinc.com * Ask sales rep for details. Prices correct at press time E&OE.

519-306-0665 551 Wainsborough Way, Shelburne ON (West side of HWY 124) approximately 1.5 km north HWY 89 Sales Ofﬁce Hours: Mon-Wed 1pm-7pm Weekends/Holidays 11am-6pm

PHASE PHASE 2 2 NOW NOW OPEN OPEN

CAMBRIDGE STYLE B CAMBRIDGE STYLE B

Our highly anticipated release of Phase 2 is here! Our highly anticipated release of Phase 2 is here! Come and experience an exceptional collection of estate-style residences Come and experience an exceptional collection of estate-style residences on 60’, 70’ and 80’ homesites in this highly desired community surrounded on 60’, 70’ and 80’ homesites in this highly desired community surrounded by an abundance of natural beauty and outdoor activities. by an abundance of natural beauty and outdoor activities.

ESTATE LIVING ESTATE LIVING Bungalow & 2-Storey Designs Bungalow & 2-Storey Designs

MONO Presentation MONO Centre

10 10

9 9

50 50 . Rd ld CALEDON ayfie d Rd. M iel yf Ma

Presentation Centre CALEDON

ORANGEVILLE ORANGEVILLE

t. t. oS oS ari ari nt nt ro ro Hu Hu

410 410

BRAMPTON BRAMPTON

MyFieldstone.ca MyFieldstone.ca

Zenway Blvd. Zenway Blvd.

. . Rd Rd rt rt po po Air Air

Island Lake

d. d. yR yR ed ed nn nn Ke Ke e e Lin Lin 1st 1st

Island Lake

FROM HIGH FROM HIGH

400 400

407 407 Pearson

427 427

409 409

Int. Airp. Pearson Int. Airp.401

401

Presentation Centre Presentation Centre 20719 Hwy. 9, Mono, ON 20719 Hwy. 9, Mono, ON 1-855-379-1495 1-855-379-1495 Mon. - Thurs. 1-7pm Mon. - 11am-6pm Thurs. 1-7pm Sat., Sun & Holidays / Closed Fridays Sat., Sun & Holidays 11am-6pm / Closed Fridays

facebook.com/BrookfieldHomesON facebook.com/BrookfieldHomesON

Prices and specifications are subject to change without notice. Prices and specifications Illustration are subject istoartist’s changeconcept. without E.&O.E. notice. Illustration is artist’s concept. E.&O.E.

Get an Upscale Townhome From the Low $400’s. Get an Upscale Townhome From the Low $400’s.

inthenews

The Forest – country living with an urban style The Forest, an exciting new home community from award-

winning National Homes, combines casual country living with a touch of urban style, showcased in three new model homes decorated by Pottery Barn and west elm. This sought-after neighbourhood near Professor Day Dr. and Eighth Line offers 54 detached stone, stucco and classic brick homes on 36- and 40-ft. lots. Many lots back onto forest or provide forest views and the community is within walking distance of schools, a new library and community centre. With its picturesque rural setting, historic downtown and old-time farmer’s markets, Bradford combines small-town charm with modern conveniences including big box and major grocery stores and restaurants. With a location just minutes from Hwy. 400 and the coming 404 extension, residents of The Forest can be in the GTA in just In 20 minutes. The Forest is also within convenient proximity of a GO station, Upper Canada Mall, Vaughan Mills and Lake Simcoe Beach. The Forest’s homes are ideal for buyers looking for well-designed, wellcrafted homes to accommodate their growing families and offer great value, starting from the mid-$400,000s. “Through extensive research and focus groups, we asked our buyers what they wanted in a custom home,” says National Marketing Director Deena Pantalone. “National believes the needs of the customer should be the driving force behind every home we build. It’s all part of National’s ‘You are the Blueprint positioning.’ When a builder designs homes from the inside out rather than the outside in, they look a lot less like bricks and mortar and a lot more like the people who live in them.” The model homes, entirely furnished by Pottery Barn and west elm, showcase elegant contemporary and casual interiors in the 2,440-sq.-ft. Primrose, the 3,442-sq.-ft. Yorkshire and the 3,040-sq.-ft. sales office model, The Rothwell. Buyers at The Forest can take advantage of a complimentary consultation with a Design Concierge Specialist at a local Pottery Barn or west elm store, as well as décor seminars at the model homes. They will also receive a one-time discount of 10 per cent off any Pottery Barn or west elm purchase for their new home. The Forest offers a selection of 15 different superbly styled home designs by award-winning Cassidy & Co. Architectural Technologists. The homes, up to 3,400 sq. ft. in size, offer four and five bedroom options and 18 New home guide GTA | october 12 - 26, 2013

include features that facilitate easy family living such as mudrooms large enough to handle sporting equipment and kids’ gear, and twocar garages with ample space for recycling and garbage bins as well as vehicles. Other standard features include hardwood floors, oak staircases, open-concept kitchen and great rooms, large windows to take advantage to allow for abundant natural light, dressing rooms, extra large glass-door showers and double sinks in master ensuites. National Homes, founded in 1991, is one of the GTA’s most successful and most respected home builders and has constructed more than 5,000 new homes. For information on The Forest, contact nationalhomes.com or call 416.746.1234.

someone like

YOU You want the fresh air of the country, with all the amenities of the city just around the corner. You want a beautiful home on a large lot with all the features that suit the way that you live. What you want is The Forest by National in Bradford. Because we designed these homes precisely for someone like you.

BRADFORD - The Forest by National - Now open on Professor Day Dr. at Breeze Dr. with three unique Model Homes decorated by Pottery Barn®. Up to 3,455 sq. ft. on 36’- 40’ lots with 2-car garages, in a forest community near schools and shopping. Detached Homes from the upper $400’s* TORONTO - The Churchill Collection in Forest Hill - Now open at Spadina & St. Clair with views of Winston Churchill Park and the city skyline. Executive Towns from $1.39M to the $1.7M’s* Visit ChurchillCollection.ca or call 416-922-1414 COMING SOON TO NEWMARKET AND ETOBICOKE

For more information

416.746.1234 s nationalhomes.com *Prices and specifications subject to change without notice. E.&O.E. october 12 - 26, 2013 | New home guide GTA 19

inthenews

FOOD BANK RECEIVES $10,630

FROM GERANIUM HOMES

For the fifth year in a row,

the Whitchurch-Stouffville Food Bank has been the recipient of a major September food drive led by Geranium Homes. Homeowners, staff, suppliers, consultants and trades people of the company’s The Neighbourhoods of Cardinal Point in Stouffville all contributed much needed food items. Company President Boaz Feiner presented a cheque in the amount of $10,630. The amount represents the combined total of funds from Geranium’s donation of $50 per home sold at Cardinal Point in the past year as well as contributions including $2,000 from James Hardie Building Products. Every year, SCS Consulting Group organizes the collection of food from the trades and suppliers. “From the bottom of our hearts, we thank everyone who contributes along with Geranium to give us such a huge boost each year,” says Marion Wells, executive director of the Food Bank. At its annual Barbecue-in-thePark event on Sept. 7, Geranium

Boaz Feiner with Whitchurch-Stouffville Food Bank executives, Marion Wells (right) and Jean Natua. 20 New home guide GTA | october 12 - 26, 2013

kicked-off its Food Drive. Throughout the month, homeowners dropped off food donations to the Cardinal Point sales centre and tradespeople brought items to the construction site office. On Sept. 27 Marion Wells and Mayor Wayne Emmerson arrived at Cardinal Point for the final tally and cheque presentation. Emmerson says that every $1 donated is actually the equivalent of $3 in the hands of the organizers of the food bank who are able to use the money to purchase fresh meat, eggs, bread, cheese and other items to supplement the non-perishable goods. “Geranium’s leadership means so much to this volunteer organization. I am very appreciative of their contribution.” Geranium Homes recently unveiled Uptownes at Cardinal Point, a new release of urban-style condominium townhomes in Stouffville’s most successful master-planned ravine community. In an enclave neighbourhood of 134 condo towns configured as the Chicago Series of back-to-back and The Gooderham Series of stacked units, Uptownes designs have all the living areas that buyers most value in a home. Homes start at 1,401 to 1,639 sq. ft. and include a ground floor bonus recreation room. Every home has a large rooftop terrace which range in size from approximately 279 to 380 sq. ft. Prices start from $394,900. Cardinal Point is a thriving community that offers great value in an unbeatable location just steps from Main Street’s shops, dining, recreation, cultural venues, services and the Stouffville GO station. The neighbourhood is just minutes to golf courses, Hwys. 404 and 407, and Markham Stouffville Hospital. The Neighbourhoods of Cardinal Point sales centre is located on Millard Street, just east of Hwy. 48 and north of Stouffville Road (Main Street). Open Monday to Thursday from 1 to 7 p.m.; Friday closed; Saturday and Sunday from 11 a.m. to 6 p.m. 905.640.9999 or geraniumhomes.com

AT L A K E S H O R E W O O D S

OAKVILLE OAKVILLE

URBAN TOWNS

AT L A K E S H O R E W O O D S

INSPIRED BY AWARD WINNING WINNING BUILDER TREASURE HILL & ARCHITECT RICHARD WENGLE BUILDER TREASURE HILL & ARCHITECT RICHARD WENGLE

UP TO

$88,000** EXCLUSIVE FEATURES INCLUDED AWARD WINNING WINNING INSPIRED BY AWARD

900* 549900

OAKVILLE UP TO 2,064 SQ.FT. OAKVILLE

URBAN TOWNS FROM STARTING FROM

AT L A K E S H O R E W O O D S

BUILDER TREASURE TREASURE HILL HILL && ARCHITECT ARCHITECTRICHARD RICHARDWENGLE WENGLE N

HWY 403

Presentation Centre located in the Great Lakes Plaza

Great Lakes Blvd.

AT L A K E S H O R E W O O D S

Burloak Dr.

New St.

MODEL SUITE HOURS Mon. to Thurs.: 1pm-8pm Friday: Closed Sat., Sun., Holidays: 11am-6pm

NOW OPEN

Bronte Rd.

Lakeshore Rd.

VISIT OUR MODEL SUITE

Rebecca St.

AT L A K E S H O R E W O O D S

Appleby Line

COMING SOON

NOW OPEN

ACCOLADES

THORNHILL WOODS

40’ 45’ SINGLES $ 758,900*

SINGLES, SEMIS & TOWNS

40’ SINGLES $ 985,900*

Bayview Avenue & Vandorf Side Road

Markham Road & Major Mackenzie Drive

Dufferin Street & Rutherford Road

AURORA

MARKHAM

THORNHILL

IN MARKHAM

FROM

up to 4,500 sq.ft.

FROM

up to 3,500 sq.ft.

For more information visit treasurehill.com *Limited quantities available. To qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O.& E. Ask a sales rep. for details. **Exclusive retail value of features already included in from price.

STOUFFVILLE’S MASTER PLANNED RAVINE

An exciting new Neighbourhood has just arrived at Cardinal Point.

E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D

An intimate enclave of condo towns, Uptownes is just a stroll away from Stouffville’s lively downtown with theatre, arts centre, restaurants, shopping and GO Station. Steps from your door trails wind through the acres of unspoiled ravine lands that border this master- planned community, now home to over 600 families.

LOFT INSPIRED CONDO-TOWNS

390’S

$ from

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER See sales representative for details. Prices and specications are subject to change without notice.

COMMUNITY IS GROWING AGAIN

Downtown lof oftt-in insspi pirred dd design, rooftop terraces, outdoor living spaces and luxury filled interiors Spacious designs 1,401 to 1,6 39 sq. ft. Air Conditioning

A SEAMLESS FLOW BETWEEN INDOORS AND OUT.

Soaring 10’ ceiling in Main Floo r Great Room Roof-top terraces up to 380 sq.f t. Gas BBQ Hook up Euro-style kitchens with island or bar-top and pantry, Granite countertop with undermount sink and upgrade fau cet Extra tall 40” upper kitchen cab inets 5 Appliances

BRIGHT SUN SUN-FILLED FILLED INTERIORS

Direct access to garage Torly wood laminate flooring Upgrade pickets Cozy ground level Flex-Space with in-floor heating for your home gym , office or TV retreat.

geraniumhomes.com 905-640-9999 Monday to Wednesday 1 – 7pm Weekends & Holidays 11am – 6pm

HWY404

John Davis Gate Millard St CARDINAL POINT Main St

9th Line

A COMFY COUCH. A FLAT SCREEN TV. AN INSTANT MEDIA ROOM! Hwy 48

Uptownes brings a new twist to Condo-Lifestyle and it’s all included!

SITE LOCATION

Stouffville

#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ ,

The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. All illustrations are Artist s concept. E. & O. E.

communityfocus

The toast of

Woodbridge with fabulous 41- and 50-ft. designs from fieldgate homes

Potential homebuyers are always dazzled by the Umbria Elev. Bâ&#x20AC;&#x2122;s sprawling second floor balcony above the garage, and they love the stunning precast elements leading up to the front entryway, which is available to view as a designer-decorated model home.

location Woodbridge housing type Executive singles on 41- from $789,990 and 50-ft.-wide, extra deep lots, from $1.11 million contact 905.303.4728 vaughanvalleyestates.com

oodbridge has long boasted some of the biggest and most beautiful homes in the GTA. Take a drive in the area on a sunny summer day and youâ&#x20AC;&#x2122;ll discover many a fine and spacious home set upon stately lots. Yet when it comes to which community of new homes has bragging rights as to being among the very best, Vaughan Valley Estates by Fieldgate Homes has clearly emerged as one of the finest. Set behind an elegant stone entry gate on the west side of Weston Road, between Teston Road and Major Mackenzie Drive, Vaughan Valley Estates is currently offering its third and final phase of exceptional new homes. With hundreds of families already happily living in the community, thereâ&#x20AC;&#x2122;s never been a better time to experience life at Vaughan Valley Estates. C O N T I N U E D on p a g e 2 6 . . .

24 New home guide GTA | october 12 - 26, 2013

october 12 - 26, 2013 | New home guide GTA 25

communityfocus |

CONTINUED

FIELDGATE HOMES

Vaughan Valley Estates

It’s easy to make a grand entrance in the Umbria’s stately front foyer, open to the second floor. And the added convenience of two basement staircases make it a breeze to navigate your way through this elegantly laid out home.

When designing the community, Visit the three designer-decorated model homes to see what we mean. Fieldgate committed to strict architecWoodbridge’s location in Vaughan has always been one of the area’s most tural standards that have brought a impressive and appealing attributes. For years, Vaughan was promoted as the pleasing harmony to the streetscapes “City Above Toronto” and it has grown into the role, with a range of sophistiof the neighbourhood, with homes that cated urban amenities. offer both visual interest and variety, With its location within Woodbridge, Vaughan Valley Estates’ owners but which are also pleasingly comple- enjoy access to superb shopping, from convenient local stores to Vaughan Mills located just five minutes away. Excellent schools, restaurants and sermentary in their aesthetics. Phase III of Vaughan Valley vices abound in the area. Nature is your next-door neighbour, with attractions Estates is comprised of a magnificent such as the Boyd Conservation Area and the Kortright Centre both nearby, collection of 41-and 50-ft. wide lots along with local parks and community centres. Golfers love the choice of – all extra deep and sculpted into the courses in the area, including the highly acclaimed Copper Creek Golf Club. terrain of the site. There are also 60- Plus, residents enjoy easy access to major 400-series highways including the and 80-ft. wide lots by another builder 400 and 407, as well as Hwys. 7 and 27. in this community. The homes being Fieldgate Homes is one of the most respected builders in the Greater Toronto built on these lots are spaciously con- Area. The company has been family owned and operated for more than 55 years, ceived, meticulously executed and building a long-standing reputation for its quality, integrity and customer service. lavishly appointed – from the main Fieldgate offers 41-ft. designs starting at 2,218 sq. ft. with prices from $789,990, floors’ strip hardwood flooring to their and homes on 50-ft. lots from 3,727 sq. ft. priced from $1.11 million. The granite kitchen countertops and the Vaughan Valley Estates presentation centre is open from 1 to 8 p.m. Monday 10-ft. ceilings in the 50-ft. homes. to Thursday, and from 11 a.m. to 6 p.m. on weekends and holidays. The three Kitchens are designed for the most designer-decorated model homes are open from 4 to 8 p.m. Monday to Thursdemanding connoisseur, bathrooms day, and from 11 a.m. to 6 p.m. weekends. pamper you like a five star hotel and the homes’ living and entertaining For more information, call Fieldgate Homes at 905.303.4728 or visit areas embrace any social gathering. vaughanvalleyestates.com 26 New home guide GTA | october 12 - 26, 2013

NOTHING BUT

BLUE SKIES

Ê-""

Ê U Ê , - / , Ê "

, "

SINGLES /starlanehomes

PHASE 2

Bethesda Rd.

SITE Main St.

Ninth Line

30' U 36' U 40'

S T A R

Bloomington Rd.

TOWNHOMES Y O U R

STOUFFVILLE

H O M E

B U I L D E R

/starlanehomes

Pre-register at starlanehomes.com *Limited quantities available to qualified purchasers. Information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O. & E. Ask a sales representative for details.

It’s the feeling Rosehaven designs into some of the most desirable homes in Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

CURRENT COMMUNITIES

SALES CENTRE & MODELS

Fort Erie

RICHMOND ST.

. VD

HWY 406

WINTERBERRY

rta

DECEW RD.

MS RD. AVERDA

QEW

TO NIAGARA

SANDALWOOD PKWY.

KING ST. E.

CONFE DERATION AVE.

RED HILL VALLEY PRKWY

HWY 58

SALES CENTRE

LINCOLN M. ALEXANDER PRKWY

CHINGUACOUSY RD.

Sodom Rd.

RICHMOND ST.

MISSISSAUGA RD.

St. Po

NIAGARA RIVER

SALES CENTRE & MODELS

STONEY CREEK

WINSTON CHURCHILL BLVD.

Mann St.

Main

BRAMPTON MAYFIELD RD. TO TORONTO

QEW

COLLIER RD.

s Lyonk Rd. Cree

To Falls

BOVAIRD SALESDR.

CENTRE

MUD ST. E. 410

407 RYMAL RD. E.

TO TORONTO

N KING ST. E.

LINC

QEW

TO NIAGARA

MUD ST. E.

SITE

RYMAL RD. E.

UPPER CENTENNIAL PRKWY

THOROLD

McLeod Rd.

LiveOnTheRidge.ca

RED HILL VAL PKWY

CHIPPAWA/NIAGARA

COMING EARLY 2014

FIRST RD. W.

8 MODELS OPEN

40’ & 35’ Singles and Semis

AFFORDABILITY PROGRAM AVAILABLE

UPPER CENTENNIAL PRKWY

6 MODELS NOW OPEN

41’, 38’ & 30’ Singles, 25’ Attached Singles & 20’ Towns from the $380’s

FIRST RD. W.

45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Move in this Summer on Select Towns & Attached Singles.

Marineland Pkwy

50’ Bungalows & 2 Storey Singles, 35’ WIDE Bungalow Loft Townes from the low $300’s

COMING SOON

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

36 Majestic Suites from 1,800 sq.ft. to over 3,000 sq.ft. move in from $1.8 million MODEL SALES SUITE OPEN

Awarded ONTARIO’S Most Outstanding Mid-Rise Building & Most Outstanding Condo Suite by the Ontario Home Builders Association

REYNOLDS ST.

TRAFALGAR RD.

OAKVILLE N

MODEL SALES SUITE

SITE

RANDALL ST.

Oakville

CHURCH ST.

LAKESHORE RD. E.

Lake Ontario

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq.ft. move in from $1.4 million Located in the Heart of the Village KLEINBURG KIRBY RD.

TiffanyHill.ca

RosehavenInMountAlbert.com

ANCASTER - PHASE II

MT. ALBERT

SITE

HERALD RD.

DAVIS DR.

NINTH LINE

GREEN LANE

YORK/DURHAM LINE

WOODBINE AVE.

TOWN OF MOUNT ALBERT

HWY 48

SALES CENTRE AND MODELS

GARNER RD. E. RYMAL RD. W.

TO NEWMARKET MOUNT ALBERT RD.

HWY 404

HWY 6/ GARNER RD. EXIT

RAYMOND RD.

HWY 6

HW Y4 03

TO HAMILTON

GARTH ST.

HWY 27

Call our hotline or visit us online for complete directions, hours, community information for all our projects:

RAVENSHOE RD.

LINCOLN M. ALEXANDER PRKWY

MAJOR MACK

. AVE

Luxurious 50’ Bungalow & Two Storey designs up to 3,600 sq. ft. Register at

TON

COMING EARLY 2014

NOVEMBER GRAND OPENING

N RD.

TESTO

ING

45’ Singles and Freehold Towns

N ISL

SALES CENTRE & SITE NASHVILLE

rosehavenhomes.com

TO STOUFFVILLE

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

(1-888 / 416) 410-0175 29

30 New home guide GTA | october 12 - 26, 2013

dreams

Where and families come together in 3 Superb Communities MARKHAM

MARKHAM

THORNHILL W SE NE EA L RE

W SE NE EA L RE

Semis and Detached homes on 30’, 36’ and 40’ lots.

Detached homes on 35' and 41' lots.

Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.

ODELS T ED M DECOR A

T ED DECOR A

MODELS

New Release Coming Soon from

525,990

1,089,990

905-417-1203

905-472-7667

madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

coverstory

Tribute announces…

Grand Opening of U.C. in Oshawa

ribute Communities announces an exciting family community of brand new designs at Simcoe Street, just south of Winchester Road East. At U.C., homebuyers can discover a community of more than 800 homes that offers an impressive selection of semis and 30-, 36- and 40-ft. singles, perfect for families of all sizes. With homes starting from just $299,990, an expansive network of trails and ravines and future major retail stores all within easy walking distance, and the Hw y. 407 ex pansion just 32 New home guide GTA | october 12 - 26, 2013

moments away, you can discover the true meaning of home at U.C. At U.C., vibrant streetscapes create a refreshing community atmosphere, with Oshawa’s best selection of semis and singles dotting the beautifully landscaped streets and crescents. Every home design has been carefully considered, creating a rich tapestry of stylish living throughout the community. While many GTA communities tend to feature homogeneous streetscapes, U.C. features a stylish blend of home designs on each street, creating a more inclusive community atmosphere. Further adding to the richness of U.C.’s streetscapes is the fact that homebuyers have the opportunity to select from three distinctive elevations for each and every home. The unique beauty of U.C. is further contributed to by the vast natural spaces – including parks, ponds and an expansive network of trails and ravines – that can be found throughout the community. And it’s not just the exteriors of the homes that are spectacular – the interiors of the homes at U.C. are sleek and contemporary, boasting an exceptional

TRIBUTE COMMUNITIES

U.C.

location Oshawa housing type Semis and 30-, 36- and 40-ft. singles contact mytribute.ca

amenities. And for the college-bound, the University of Ontario Institute of Technology is just minutes away. With the future Hwy. 407 expansion just moments away, the rest of the GTA will be virtually at your doorstep. Tribute Communities is a builder/developer with more than 30 years experience and has built more than 30,000 homes across Southern Ontario. The companyâ&#x20AC;&#x2122;s reputation has been earned through its architecturally distinct and exquisitely designed homes that incorporate unique features, classic finishes and the very finest materials. For more information on U.C., or to discover Tributeâ&#x20AC;&#x2122;s many other fine communities, please visit mytribute.ca

selection of features and finishes. Created with the busy lifestyles of modern families in mind, open concept main floors, chef-inspired kitchens and lavish master suites combine to create the ideal spaces for comfortable, convenient family living. U.C. is ideally located to take advantage of the best that Oshawa has to offer. When completed, a new regional shopping centre will offer some of the biggest name brand retailers, all within easy walking distance of the community, adding to the already extensive selection of neighbourhood october 12 - 26, 2013 | New home guide GTA 33

THE LUXURY LIFESTYLE PROGRAM Receive up to $40,000 in Luxurious Upgrades* Don't miss your opportunity to surround yourself with luxury in Woodbridge's most coveted community.

905-303-1929 34 New home guide GTA | october 12 - 26, 2013

905-303-4728

Tour the models Pick your Dream Home Receive up to $40,000* in Bonus Features and Finishes

VaughanValley.ca 41', 50', 60' and 80' Singles starting from

769,990

North of Major MacKenzie Dr. on Weston Rd. Sales Centre HOURS: MON. - THURS. 1pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS MODEL HOMES TOUR HOURS MON. - THURS. 4pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS

Scan here to view our model homes

Prices and specifications subject to change without notice. *Available on specific lots only, finishes and dĂŠcor dollar amount vary by model type. See Sales Representative for more details. E. & O. E. 09-13.

october 12 - 26, 2013 | New home guide GTA 35

36 New home guide GTA | october 12 - 26, 2013

october 12 - 26, 2013 | New home guide GTA 37

mortgagefinesse

Is paying off your mortgage

bad for your net? by Calum Ross

In a society where financial-planning education

and free financial resources are readily available, it is difficult to believe that most people do not understand how to use their cash flow and capital effectively. When determining many people’s top financial objectives, a large number of people put building their net worth and paying off their mortgage at the top of their list. While at face level these seem to be rational choices, I will show you why these goals may contradict one another, and how being mortgage-free is a detriment to building net worth. With rates of returns in the equity markets once again showing positive returns, RRSP contributions and investments are once again a hot topic. The challenge that this presents for most individuals is clear – with a finite income, how does one allocate capital to acquire that net worth figure that brings you to the point where work is something you choose to do rather than need to? The RRSP-versus-mortgage debate has long been the source of controversy. While there is no definitive answer, here are some rules that will enable you to make an informed decision. The major factors influencing the choice of options are the mortgage interest rate versus the expected return in the RRSP, the investment time horizon versus the mortgage time horizon, the availability of RRSP contribution room, and the ability to capitalize on mortgage prepayment privileges. Given an expected RRSP return equal to or greater than the mortgage interest rate, and an investment time horizon equal or greater than the likely mortgage life, maximizing RRSP contributions generally maximizes net worth because the tax-sheltered growth of an RRSP means you get compounded growth for a long period. Conversely, as the mortgage interest rate is greater, or the investment time horizon decreases, it becomes more attractive to prepay the mortgage. Those who are fortunate enough to have used up all of your RRSP contribution room should look at whether borrowing to invest outside of your RRSP is wise. While all the same principles stated above apply, there are a couple of distinct elements to review. When considering building an investment portfolio outside of your RRSP, compare your after-tax rate of return relative to your after-tax cost of borrowing. Generally, if you borrow to invest (with the expectation of gain) then the interest borrowed on that money becomes tax deductible. This means the real rate of interest to the borrower becomes one less your marginal tax rate percentage times interest rate on the money borrowed. For those in the top tax bracket, this can reduce the cost of borrowing by nearly 50 per cent. Next, determine your after-tax rate of return. When investing outside of RRSPs, keep in mind that not all investment income is treated equally for tax purposes, and the difference depends on your personal tax bracket. To optimize your after-tax rate of return, seek capital gains first, dividend income second, and interest income third. A common misconception is that wealthy people do not have mortgages. The odds are that if you know a wealthy person without a mortgage then they likely inherited their money, do not have a good financial adviser, 38 New home guide GTA | october 12 - 26, 2013

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

or are highly risk averse. With interest rates where they are today, paying off your mortgage is, in all likelihood, not a wise financial decision if your hope is to have the highest and best use of your capital. Take solace in this – the next time you are at a party or family function and someone smugly tells you that they have paid off their mortgage, odds are they know little about personal finance and will likely limit their personal net worth as a result. After all, who really worries about a mortgage of a couple of hundred thousand dollars when your investment portfolio is a couple of million dollars and could be used to retire your mortgage any day you choose? By deploying this strategy, what you are doing is using other people’s money to build your net worth. At the end of the day, the correct formula for using debt for investing comes back to your investment objectives, personal goals and risk tolerance. Clearly if your after-tax rate of return is greater than your after-tax cost of borrowing, then you are getting ahead financially. Furthermore, if your cash flow allows you to take advantage of the above strategies, then it can greatly assist you in your retirement planning.

don’t miss out! construction has started!

access to acres of UP TO

$40,00SE0S*

n at u r a l w o odl a n d in the centre of the city

IN BONU

Now is your chance to live in this prestigious new residential enclave located in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst. SEMIS AND A SELECT NUMBER OF DETACHED HOMES Starting from the mid

600’s

SALES OFFICE 824 Sheppard Ave. West

Sales Office Hours:

Mon. - Thurs. 1 - 8pm Friday by appointment Sat., Sun. & Hol. 11am - 6pm

416-630-5039 ARISTAHOMES.COM

*Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. E. & O.E. Renderings are artist’s concept.

10minuteswith...

Louie Morizio Vice-President

Housing, for Geranium Homes, Geranium Corp.’s Housing Division Louie Morizio is vicepresident of housing for

Geranium Corp.’s Housing Div., Geranium Homes. A graduate of the University of Toronto’s Civil Engineering program, Louie has spent nearly 30 years in the building industry. His responsibilities include overseeing the many aspects of product design, development, contracting, and site management. Implementing new building initiatives such as the company’s participation as an Energy Star for New Homes (ESNH) builder also falls within his scope. Being a problem-solver, his day is filled with trouble-shooting and offering guidance. “It’s hectic, but I enjoy it all,” says Morizio. How did he find himself in the housing business? He explains that in the mid-1980s, graduates in civil engineering found that there were few job openings in civil engineering due to market conditions and the economy of the time, so he turned to t he housi ng i ndust r y for employment. His first position was as a site administrator, prior to joining Geranium in 1985 as a project/contracts manager. Morizio left the company in the 1990s to hone his skills and experience with other builders. In 2010, he was approached by Geranium, as the company was once again on the threshold of expansion. “It’s an 40 New home guide GTA | october 12 - 26, 2013

exciting time to be here, and I’m glad to be back. Although the company has grown significantly, it still retains its characteristics of a family business and I like the fact that everyone helps each other.” Morizio’s children are experienced Geranium team members as well. His daughter Stephanie is a graduate in urban studies and now works in planning and development. His son Michael has worked onsite in construction during the summers while he is at university. “We all love the building business,” Morizio says. “Even my wife, Teresa, is involved. She is a freelance décor consultant working for several builders.” Geranium’s corporate philosophy includes hosting homeowner events, which often require the support from those on-site, office staff and on occasion trades and suppliers. “What sets Geranium apart is that we share a mindset, to meet purchasers’ expectations. This company believes in doing little things that make a big difference. Our homeowner events are incredible, we go all out, and our residents are really inspired by the community spirit they experience.” He says, adding that Geranium’s concept of “home” extends to the broader community. “Whether it’s organizing a food drive in Stouffville or collecting donations for the children’s book we published to benefit charities, it is important for companies like ours to support an overall quality of life.” Reflecting on his years in the industry, he recalls that he was once called

SNAPSHOT NAME OF BUILDER

Geranium Homes BUILDER TRACK RECORD

“the young guy.” Now, newer members of the team look to him for advice. “I am surrounded by a group of young, energetic professionals. We share ideas and we learn from each other. That’s the kind of corporate culture we have. Smart, assertive people have a good chance of succeeding at Geranium. It’s dynamic and exciting.” How does he unwind? Through participating in sports, Morizio keeps active. “I really enjoy bicycling, motorcycle riding, hockey, soccer, tennis and skiing. Not golf, though. I’m a perfectionist, and it would take more than a lifetime to master that sport.” Geranium employs technology in many ways to help everyone work efficiently. In construction, that might include tendering contracts, performing PDIs or tending to after-sales service. “We work at such a rapid pace, and technology allows us to streamline by reducing duplication. The portable tablets on our construction sites give us the ability to download deficiency items immediately after a pre-delivery inspection, so we can issue them to our trades right away. Quick turnaround times are important.” Geranium’s approach is to keep ahead of the technology curve in many ways, including its significant commitment and investment to build every new home to Energy Star standards. Geranium was first to register homes in 2012 when the latest ESNH standards were implemented. “Our participation in this superb program is possible because we can trust our subtrades and site staff to do the job right,” Morizio says. “We train each trade and worker before we put a shovel into the ground.” The home building industry is constantly evolving. “Even after 30 years in the business, I’m always learning. As techniques improve over time and new materials become available, it is our job to understand how these can fit into our homes and benefit our homeowners.” This attitude also extends to helping newcomers to the industry. Morizio participates on a committee at the Residential Construction Council of Ontario (RESCON), which is dedicated to removing barriers to employment in new construction. “We’re working with George Brown College to give students a leg up on entering the industry,” he says. “I’ve seen firsthand what the enthusiasm of youth can accomplish – and I’m pleased to say we’ve placed every student who has entered the program. We’re helping to groom the next generation for success.”

Geranium Homes is the award-winning home building division of Geranium Corp. The company’s fresh approach to each new development results in neighbourhoods with individuality and with appropriate natural and built amenities to add value. Emphasis is on appealing streetscapes that result in welcoming neighbourhoods. Geranium Homes was the 2012 BILD Home Builder of the Year, and the Canadian Home Builders’ Association’s 2011 Grand Sam winner and the recipient of numerous design and marketing nominations and awards. CURRENT PROJECTS

Recently opened for sale Copperstone in Ballantrae and Uptownes in Cardinal Point. The Neighbourhoods of Cardinal Point in Stouffville (Phase 6); Forest Trail Estates in Ballantrae; The Verandas in Port Hope; The Village at Sally Creek in Woodstock; Friday Harbour in Innisfil and coming soon PACE on Main Street, Stouffville. PAST PROJECTS

The Courts of South Rouge in Pickering; Heritage Port Hope; The Neighbourhoods of Cardinal Point, Phases 1 through 5; and completed communities in Aurora, Mississauga, Richmond Hill, Victoria Harbour, Brampton, Bolton, Newmarket, Lindsay, Courtice, Cobourg, Whitby and Cambridge.

advicefromapro

Choose your new home builder wisely

Barbara Lawlor is president of Baker Real Estate Incorporated and an in-demand columnist and speaker. A member of the Baker team since 1993, she oversees the marketing and sales of developments in the GTA and overseas. Keep current with The Baker Blog at blog. bakerrealestate.com

by barbara lawlor In the Greater Toronto Area, we are fortunate to

have some of the world’s best builders and developers right here in our own backyard. As a new home shopper, it is your responsibility to do your homework and make sure you purchase from a reputable one. A happy purchaser is an educated one, and a home is likely the biggest financial investment you will make in your lifetime. Consider every angle when making your decision. You probably start your search with location, which makes sense. Once you zero in on your desired locale, figure out which builders and developers are offering communities in the area. Then research their track records. Find out how long the company has been in business. On one hand, if the firm is decades old, you know the professionals there have weathered a lot of economic cycles. This bodes well for confidence as a new home community is marketed. Be fair, however. We have many newer builders whose principals have years of experience and are producing superb choices. You also want to make sure that your builder will provide you with excellent customer service – before, during and after you move in. This is a critical factor in making a choice that will make you happy for years to come. I suggest you pay a visit to Tarion Warranty Corp.’s website (tarion.com) to begin your research. Tarion is Ontario’s new home warranty provider. The site’s Licensed Builder Directory allows you to search for the builder by name and check out the company’s reputation. Keep in mind, too, that you can always contact BILD (The Building Industry and Land Development Association) at bildgta.ca to find out about its member companies. There is also the website newhomes.org, which has a Find a Builder section. Remember, too, that this industry relies a lot on word of mouth. If you know people who have bought from the builder in the past, ask about their buying experience. Part of that experience is your interaction with the sales representatives, who in essence speak for the builder. How willing they are to answer questions or find out the answers they cannot provide themselves?

Reputable builders understand in today’s competitive marketplace, a critical component of selling is providing customers with as much information as possible. 42 New home guide GTA | october 12 - 26, 2013

Reputable builders understand in today’s competitive marketplace, a critical component of selling is providing customers with as much information as possible. They welcome informed decisions, as these lead to happy purchasers. Builders are competing for your business on a number of other playing fields besides location and reputation. Consider architecture, amenities, suite or lowrise home layouts, finishes and, of course, price. This kind of healthy competition is good for our industry and raises the bar for future development. Best of all, at the end of the day, the buyer benefits from increased value, which creates a win-win situation. Consumers have a lot going for them, with home choices so exciting that it can be overwhelmingly tempting to buy right away. Be rational in your approach and avoid getting swept away in the sales office until you have done your homework. Take your time, shop around, consider all the variables, and be sure to add a trusted builder reputation on your list of musthaves. Then compare fairly. I can tell you that buyers are doing just that. Shoppers are returning for a few visits before they buy, and they are interested in the builders’ previous experience and products. There is a huge element of trust involved in signing on the dotted line and handing over hardearned money to have someone build your residence. A builder’s past can play a critical part in your residential future. A little research into builder reputations goes a long way to helping you make the perfect choice for you.

october 12 - 26, 2013 | New home guide GTA 43

taxingissues

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5220. Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

Capital expenditures & deductible expenses by Henry Choo Chong

I recently purchased a rental investment property. Fortunately, the home was rented quickly. However, last summer because of several days of heavy rainfall, the roof leaked terribly and our ceilings were partially water damaged. I had to reshingle and replace almost half of the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove. I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. I find that ridiculous to be out of pocket that amount of money and I cannot deduct it. Sam, Toronto

Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately. As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses.

Capital expenditures – Generally, these are expenditures that will provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset. Deductible Expenses – Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, 44 New home guide GTA | october 12 - 26, 2013

insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance. It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense. However, the fridge and stove must be capitalized. Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.

I recently started my own small business, which is registered as a non-incorporated business. It earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife. What is my final date and can I choose my own year-end for my company? Yves, Oakville

Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons. The primary obstacle is finances, followed by lack of knowledge about where to start. Individuals who are strictly T4d – that is, employed full- or part-time – were to file their year’s personal tax return on or before April 30 of the following year. Selfemployed (including non-incorporated businesses) taxpayers and their spouse had to June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year. Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.

RICHMOND HILL A select number of Freehold Townhomes in a spectacular forest setting at Yonge, just north of Gamble

BOND LAKE JEFFERSON REGIONAL FOREST

BAYVIE

W AVEN

SUMMIT GOLF AND COUNTRY CLUB

ST RE

PRESENTATION CENTRES

GREENSPACE

E FF

YO N

MONTICELLO PARK

STR

EET

1,600 sq.ft. Townhomes starting from the $560s 2,000 sq.ft. Townhomes starting from the $600s

JeffersonForestLiving.com

SALES OFFICE: Mon. - Thurs. – 1pm to 8pm, Sat., Sun., & Hol. – 11am to 6pm

*$10,000 in upgrades applies to new firm deals dated between Oct. 16th and Dec 15th, 2013. Cannot be used or combined with any other promotion. Specifications are subject to change without notice. Available on specific lots only. No cash value. See sales representatives for details. Renderings are artist's concept. E & O.E.

inthenews

Upper Unionville celebrates fall with quick move-ins and Pumpkin Fest event

The allure of Unionville has long made this historic

village the preferred destination for new-home buyers, and all the more so with the phenomenal success of the Upper Unionville community. Measuring more than 200 acres, it’s the last great parcel of land remaining in Unionville, which has contributed to the tremendous popularity of the project amongst the new home buying public. The community’s record-breaking launch benefited from a huge pent-up demand for homes in the prestigious area – a demand that resulted in more than 1,000 sales since opening, while interest and sales have continued at a high level ever since. Now after a particularly productive summer, the community’s four builders have a number of inventory homes available, with occupancies as little as 90 days for those who want to move in quickly. House hunters are also invited to the Upper Unionville Pumpkin Fest Fall Celebration. The event takes place on Sunday, Oct. 27 at the Upper Unionville Sales Centre, between the hours of noon and 5 p.m. Those attending can pick up a free pumpkin and carve it there, along with enjoying refreshments and snacks, compliments of the four builders. Together, Arista Homes, Fieldgate Homes, Paradise Homes and Starlane Homes are offering a huge selection of luxury homes from which to choose, ranging in price from the mid $500’s to the $800’s. Included in the vast range of floorplans being offered are 34-, 38- and 42-ft. singles, 25- and 28- semi’s and 20-ft. freehold lane townhomes and 25-ft. townhomes – all of which can be viewed online at myupperunionville.com Located at Kennedy Road and 16th Avenue, Upper Unionville is a thoughtfully conceived master-planned community just minutes from Unionville’s best shopping, restaurants and entertainment, including schools, parks and golf courses. The neighbourhood is conveniently close to GO Transit and major highways for easy access to all points within the GTA. The portfolio of new homes at Upper Unionville have all been designed to meet and exceed homebuyers’ expectations, in a family-oriented and pedestrian-friendly community that is a great place to move up to. 46 New home guide GTA | october 12 - 26, 2013

Prospective purchasers should register at myupperunionville.com now for more information on what inventory homes are available, as well as to ensure they have a chance at the next release of lots that are coming soon.

Quick Move-ins NOW AVAILABLE

Visit Upper Unionville now and see all that this Master Planned Community has to offer you and your family. Just minutes from schools, parks, golfing, shopping and of course charming Main Street Unionville. This is your chance to live in the last truly great location in prestigious Unionville.

25’ Freehold Townhomes

25’ & 28’ Designs

34’ Design

42’ Design

38’ Design

VISIT OUR SALES OFFICES THIS WEEKEND AND MOVE IN 90 DAYS!

FREEHOLD TOWNS 25’& 28’ SEMIS priced from the low

600s

34’ SINGLES priced from the low

700s

priced from the mid

38’ SINGLES priced from the mid

800s

500s

42’ SINGLES priced from the upper

800s

HURRY, THEY WON’T LAST LONG! LivingAtUpperUnionville.com FOUR GREAT BUILDERS, ONE INCREDIBLE MASTER-PLANNED COMMUNITY

905-534-1564

905-477-6464

905-477-0317

905-534-0493

Sales Centre Hours: Saturday, Sunday & Holidays, 11am - 6pm. Monday to Thursday, 1pm - 8pm. Closed Fridays Prices and speciﬁcations are subject to change without notice. E. & O.E. All renderings are Artist’s concept.

october 12 - 26, 2013 | New home guide GTA 47

MAJOR MACKENZIE DR.

RUTHERFORD RD.

48 New home guide GTA | october 12 - 26, 2013

ISLINGTON AVE.

MAJOR MACKENZIE DR. W

HIGHWAY 27

HUNTINGTON RD.

HIGHWAY 50

NASHVILLE RD.

inthenews

POLICE OFFICER RUNS A THREE-DAY RELAY FIVE MONTHS AFTER REBOUNDING FROM SUDDEN CARDIAC ARREST

Mikey Defibrillator helps save 16th life arrest during Toronto’s Half Marathon, Toronto Police Const. Andrew Rosbrook was on a team of more than 250 law enforcement professionals participating in the recent National Peace Officers’ Memorial Run To Remember. His commitment to run his fourth relay is, in part, because of a Mikey defibrillator. The 460-km Run to Remember started at 9 a.m. from the Ontario Police Memorial site at Queen’s Park in Toronto, and ended in Ottawa where the annual Police and Peace Officers’ Memorial Service happens on Parliament Hill. In May, 2013, as Rosbrook was about to finish his race, he collapsed with no sign of breathing or heartbeat. In seconds, Det. Const. Laurie McCann with an off-duty doctor and a paramedic trainee performed CPR until paramedics arrived with a portable Mikey. After being shocked once, Rosbrook’s heart began beating. He was then taken by ambulance to Toronto’s St. Michael’s Hospital where a stent was placed in his left descending artery, which had become completely blocked. Three days later, he was released, and a month later he was running again. Says Mikey Network Chairman Hugh Heron, “Const. Rosbrook is our 16th

save. His miraculous recovery has allowed him to participate in a sport that he loves, and is true testimony to his second chance at life.” In a recent Facebook post Rosbrook said, “I am doing this run not only to give thanks to fallen officers and support their families, but to illustrate and highlight the awesome benefit of AED’s, the crucial role Mikey played in my survival and recovery and my hope that one day they’ll be as commonplace in our society as fire extinguishers.” Rosbrook participated in the relay with Const. McCann, now a good friend, who helped save his life five months ago.

Const. Andrew Rosbrook (second from right) suffered sudden cardiac arrest while running the Toronto Half Marathon in May 2013. He was saved by fellow runner/Toronto Police Det. Const. Laurie McCann, a doctor and two paramedics using a Mikey defibrillator. Prior to the 2013 National Police Officers ‘Run To Remember,’ on Sept. 26, from Toronto to Ottawa, Andrew and Laurie connected with Mikey Network Chairman and President of Heathwood Homes Hugh Heron (at right) and Executive Director Morty Henkle.

Toronto Police Const. Andrew Rosbrook, left, and Mikey Network Chairman and President of Heathwood Homes Hugh Heron believe defibrillators should be as accessible as fire extinguishers. While running the Toronto Half Marathon in May 2013, Const. Rosbrook was saved following sudden cardiac arrest by a team using a Mikey defibrillator.

Nearly five months after suffering sudden cardiac

50 New home guide GTA | october 12 - 26, 2013

52 New home guide GTA | october 12 - 26, 2013

Langdon Dr.

Findlay Ave.

Hoga n

Station Rd. Collard Dr. To Hwy.407

s Bl Burn vd .

KEELE STREET

KING ROAD Ct.

JANE STREET

To Hwy.400

KING VAUGHAN ROAD

legallyspeaking

Not every lawyer is a real estate lawyer

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make Not all lawyers are created equal. If you needed a sure you get comfortable with this issue heart surgeon, you certainly would not go to see a podiatrist. By the same before you hire someone. token, lawyers generally have expertise in one area greater than another. Now to bring this back to the original Do not believe that the granting of a law degree instantly bestows knowl- idea, what you need to understand is that edge of all laws on the head of a lawyer. there are general law practitioners just The first thing you need to do to find a lawyer is the same thing you like there are family doctors. What this ought to be doing to find a home – research! Where do you look? Start means is that a lawyer may have a widewith media and look in magazines (editor’s note – you already have your ranging practice composed of many areas. issue of New Home Guide, so you’re off to a good start!), newspapers, The smart lawyer who falls into this catlisten to radio, watch real estate television. Generally speaking, the egory knows that if there is a serious issue lawyers who appear in public, speaking or writing that arises outside about real estate, are thought to be experts in the of their expertise area. Go to seminars and listen to the speakers. they should bring ...so make sure you get Generally, if a lawyer is taking the time to parin a specialist, just comfortable with this issue like your family ticipate in a seminar, he/she knows what he/she before you hire someone. is talking about and is happy to take on new clients doctor would. The that come out of those seminars. bad lawyers try to Next, go online and check out the websites of do it all. The different real estate lawyers. Look to see whether they give good, infor- general practitioner can probably handle mative advice; whether they give you pricing; and whether they make your real estate deal just fine, but make you feel comfortable. sure he/she understands any complicated Call the Law Society of Upper Canada, Lawyer Referral Service, offers and that he/she reviews them carewhich can be found in the telephone book. This service keeps lists of fully, pointing out any problems. Ensure lawyers and refers requesting members of the public to lawyers who that he/she knows what can be negotipractice in the area requested. This just gets you someone in the area. ated and what cannot, or you may lose You really need to check them out when referred. your deal. Speak to friends who have used a lawyer for the type of service you Remember, your lawyer is a very imrequire and ensure they did the job professionally, courteously and for portant part of the process, so take your the price quoted. time and find the right one. by Jayson Schwarz

54 New home guide GTA | october 12 - 26, 2013

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

Konstantine Chatzidimos

Jayson Schwarz

Helping YOU make your home buying dream a reality

Call

849

$ plus HST

For Free Offer Review

BRAMPTON

toronto

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto, Ontario M4S 1Z7

office

905.455.5777 416.486.2040 Toll Free: 1.888.609.8888

Fax 905.452.8135

Toll Free: 1.888.609.8888

Fax 416.486.3325

www.schwarzlaw.ca

*Certain Terms and Conditions shall apply. Full disbursement disclosure. october 12 - 26, 2013 | New home guide GTA 55

56 New home guide GTA | october 12 - 26, 2013

october 12 - 26, 2013 | New home guide GTA 57

hotdates

oct 12-30

Thanksgiving at Harbourfront Centre

Giacomo Puccini’s classic opera tells the coming-of-age story of a group of bohemian friends and lovers in Paris, struggling with poverty, jealousy, flirtation, love and tragedy. Poet Rodolfo falls into a complicated affair with his ailing neighbour Mimì, while painter Marcello is entangled in jealousy for his former lover, Musetta.

As it happens in early or midOctober, Thanksgiving tends to be a transitional time of year for Canadians, putting an end to summer’s stick y weather and ringing in the fall. Harbourfront Centre gives its last outdoor festival of the year over Thanksgiving weekend, with three straight days of family fun.

four seasons centre for the performing arts

Oct 12 to 26 Calendar of events

beginning from Oct. 12 to 26, 2013

coc.ca

harbourfront centre

harbourfrontcentre.com

oct 12-27

oct 15-16

Les Miserables

Cirque de la Symphonie

princess of wales theatre

Cameron Mackintosh’s production of Les Misérables is having its Canadian premiere, with new staging and Canadian Ramin Karimloo in the lead role of Jean Valjean. Les Mis is the longest-running musical in the world, having played over 10,000 performances, and won multiple Tony awards in its original Broadway run in 1987. Based on Victor Hugo’s classic novel. mirvish.com

58 New home guide GTA | october 12 - 26, 2013

oct 12-14

La Boheme

Roy thomson hall

Everybody loves the circus! The Toronto Sy mphony Orchestra welcomes a world-class group of performers, including acrobats, contortionists, dancers, jugglers and more to perform at Cirque de la Symphonie. This unusual series of concerts at Roy Thomson Hall provides both visual and aural wonders as circus feats accompany many beloved classical favourites. my.tso.ca

October 12 - 26, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

e Av

n sto ng

lva Sy

s ng Ki e v nA

Sheppard Ave E

Passmore Ave

401 53 26

t Rd

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

n Dr orto

Brim

Galloway Rd

rlet

DVP

Main St

Gerard St

Manse Rd

Keele St.

Logan Ave.

Danforth Ave.

St Clair Ave E

Sheppard Ave E Milner Ave

Progress Ave

Lawrence Ave E

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St.

Evans Ave

Spadina

Dundas St. W.

Bathurst St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Yonge St

QEW 4

Yonge St.

Don Valley Pkwy

QEW

Avenue Rd Bloor St.

Cosburn Ave

O'Connor Dr. Woodbine Ave

Queensway

Dupont St.

Laird Dr

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

Dundas St W

Sca

Warden Ave

St Clair Ave.

Allen Expressway

401

Eglinton Ave E

Birchmount Rd

Ave E

Ellesmere Rd

Huntingwood Dr

Finch Ave E

McCowan Rd

Bloor St W

Dufferin St

Va u

Leslie St Eglinton

13 Steeles Ave.

McNicoll Ave

Brimley Rd

80 Rogers Rd

Bathurst St

Eglinton Ave W

Briar Hill Ave

y Pkwy

Eglinton Ave W

d kR y

Caledonia Rd

to n

ew e

Bellamy Rd

Rathburn Rd

ng s

Weston Rd

Th e

k lac

Tre th

Keele St

W es

Ave Lawrence Ave E

York Mills

401

Sheppard Ave E

Don Valle

Westway

East Ave

Martin Grove Rd

Markham Rd

Kipling Ave

Dixon Rd

Finch Ave W

Drewry Rd

Pleasant Ave

Scarborough Golf Rd

Islington Ave

401

pressway

Jane St

Wilson Ave

Bayview

401

400

Mills

409

Don

Kennedy Rd

427

Signet Dr

Orton Park Rd

Humberline Dr

Re x

Allen Ex Midland Ave

Dufferin St

Finch Ave W

ion

Alb

McCowan Rd

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

central region:

Tapscott Rd

Morningside Ave

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

60 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

Fi Map nd er

De ta Se ch m ed To i w n Co hom nd e o

Arista Homes

Goddard on the valley

416-630-5039

•

from $650,000

39 7B

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1390,000

19 7G

Arista Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000

49 5F

Fieldgate Homes

IMPRESSIONS

905-893-9500

•

• •

from $490,000

INSERT & 25, 49 5F

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000

49 5F

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

80 12G

Menkes

Humber Mews

menkes.com

•

Menkes

Dwell city town

menkes.com

•

Menkes

Bloom Park Towns

416-730-1600

•

Batavia Homes

Goddard on the valley

416-630-5039

•

Georgian Corporation

Lex Towns

416-428-3419

Tribute Communities

Canterbury

Beaverbrook Homes

Site

Tel

Price Range

Page No.

6 3I

from $320,000

6 8B

from $650,000

•

• •

from $495,000

12G

647-352-2130

•

from $767,000

Evolution

416-747-9691

• from $270,000

Conservatory Group

Port Union

416-287-3128

•

Pemberton Group

Park Lake Residences

416-769-4343

H&R Developments

Westown

Monarch Corporation

from $520,000

18E

• from $180,000

hr-newhomes.com •

•

• from $190,000

Evergreen

416-495-3526

•

from $470,000

14F

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

Tribute Communities

RCMI

416-363-4800

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

from $550,000

Mattamy Homes

Cornell

mattamyhomes.com •

•

from $390,000

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

Monarch Corporation

Birkdale

monarchgroup.net

•

from $473,000

13D

Decade Homes

Yorkdale Village

416-638-5656

•

from $250,000

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $324,000

Toronto, Etobicoke, York, North York, East York, Scarborough

Builder

central region:

# Si te

Steeles Ave W

Kipling Av

ence

Clar St

Isl on 48

t ing

Huntington

Langstaff Rd

Major Mackenzie

Teston Rd

Pine Valley

King-Vaughan Rd

400

Weston Rd

Kirby Rd

400

9 King Rd

Rutherford Rd

Maple

Jane St

City of Vaughan

Centre St

Thornhill

Clark Ave W

33 28

23 16

31 44 7

Langstaff Rd

Dufferin St

Nashville Rd

Keele St

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

e Av

12 Line R

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Tel

Price Range

Page No.

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

48 4E

Aspen Ridge Homes

Kleinburg Hills

647-921-0381

•

48 4E

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $790,000

INSERT & 25, 34-35 9F

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $770,000

34-35 9F

Madison Homes

Thornhill

905-417-1203

•

from $1090,000

31 14g

Madison Homes

Thornhill Ravines

905-417-1203

•

from $1090,000

11 & 31 14g

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

1 12A

Great Gulf Homes

King Oaks

905-833-6413

•

from $1250,000

71 12A

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $986,000

21 13g

Fieldgate Homes

Rivers Edge

905-303-4728

•

• •

from $740,000

INSERT & 25 8E

Tribute Communities

Gates of Nobleton

905-893-3331

•

from $820,000

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

Zancor Homes

Royal Collection

905-833-0883

•

from $550,000

12A

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

20 3

oad

ider

S rson Jeffe

15 16 14

19th

nzie

ath Str

acKe

rM Majo

e Av rn

ick R

25 2

Q R

. Ave

404

st St

16th

am Denh

dr Wel Bathur

central region: Richmond Hill

Mill

Leslie

Neal D

ent

ills R

nM Elgi

Reg

404

d Yorklan

Gam 1

Ave.

ble R

404

St Yonge

22 Rd King 24

D E

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

Page No.

Heathwood Homes

Hampshire Mews

416-637-3520

from $420,000

51 5I

Aspen Ridge Homes

Kettle Lakes Club

905-558-0255

14 Arista Homes

Jefferson Forest

15 Madison Homes

•

from $550,000

1 6D

jeffersonforestliving.com •

•

from $560,000

45 4H

Jefferson Forest

jeffersonforestliving.com •

•

from $560,000

45 4H

15 Forest Hill Homes

Jefferson Forest

jeffersonforestliving.com •

•

from $560,000

45 4H

16 Fieldgate Homes

Jefferson Forest

jeffersonforestliving.com •

•

from $560,000

25 & 45 4H

25 Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

•

from $550,000

21 7Q

Pemberton Group

The Royal at Bayview Glen

905-709-5700

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

20 North Star Homes

King’s Crossing

416-291-9666

•

from $440,000

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

27 Acorn Homes

Oak Knoll

acornhomes.ca

from $615,000

•

• from $190,000

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

e Ave

les A

grove

Hend

Stee

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Alder

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Denison

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McDo

11 Con

Sid dorf

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Hwy 7

Edwar

Hwy 7

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404

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Rd.

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Ave

Bayvie

404

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47 13

Gor

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Town of Aurora

404

n Warde

Leslie S

Kenne

64 4

hts

Heig

D avis

Elgin

le ffvil Stou

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17 20

Milla

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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

Rd ton ming Bloo

oa d

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

n Rd Vivia

Rd lbert 54 Mt A

orf d Van

a Rd or Aur

of Town chhur c e it Wh f ville Stouf

an Rd

McCow

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ock

Mul

Town of Newmarket

ard Orch

t gle S

Spruce

404 y 31 Pkw 81 het Cac

Main S le Dr ymervil

52 8 42 12

9 Line

cessio

6 35 57 41 11 70

e Ave

10 Con

Town of 50 Markham

ane

L reen

44 1 55 7

in Woodb

nzie 5 acke or M j 53 a M

y Rd

Kenned

ills R

Bayview Av e

Elgi

McCow

ve 18 A

v 19 A

an Rd

Ave Warden

Thornhill

Town of Markham

Town of WhitechurchStouffville

t Yonge S

Town of Aurora

Town of Newmarket

St N

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Main

n Rd

66 cessio

Al d

9 Con

cessio nR

erson

Ave

S Yonge

Tel

Price Range

Page No.

Fieldgate Homes

The New U

905-477-6464

•

• •

from $561,000

INSERT & 25, 47 5G

Arista Homes

The New U

905-534-1564

•

• •

from $520,000

47 5G

Paradise Homes

The New U

905-477-0317

•

• •

from $520,000

47 5G

Starlane Home Corporation The New U

905-534-0493

•

• •

from $520,000

47 5G

Treasure Hill Homes

Accolades

treasurehill.com

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $400,000

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

81 14H

Brookfield Homes

The Arbors

BrookfieldHomes.ca •

from $500,000

17 14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

from $569,000

83 6I

11 Madison Homes

Greensborough

madisonhome.ca •

•

31 7F

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

•

INSERT, 25 & 43 18f

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

27 & 43 18F

24 Ballantry Homes

Cornell

ballantryhomes.com

• •

from $420,000

5 8g

30 Madison Homes

Cornell Rouge

905-472-7667

•

from $526,000

11 & 31 8F

30 Forest Hill Homes

Cornell Rouge

905-472-0229

•

from $470,000

77 8f

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

from $495,000

1 7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

50 Geranium Homes

Uptowns at Cardinal Point

905-640-9999

•

from $390,000

22 7F

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

from $580,000

INSERT & 25 6G

59 Primont Homes

Harmony

905-305-8871

•

from $540,000

12-13 5I

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $819,000

INSERT & 25 3G

66 Treasure Hill Homes

Aurora Woods on Bayview

treasurehill.com •

from $759,000

21 13H

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

17F

Mattamy Homes

St. John Forest

mattamyhomes.com

from $450,000

13E

Country Wide Homes

Wismer Commons

905-907-1500

•

from $450,000

12 Laurier Homes

windsong

905-201-5979

•

from $495,000

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

17 Conservatory Group

Heritage Estates

905-640-2274

•

from $283,000

18E

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

28 Preston Homes

Copper Hills

905-954-4050

•

from $500,000

14d

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

53 H&R Developments

Castle Square

hr-newhomes.com

•

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

16B

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

64 Paradise Homes

Upper Unionville

905-477-6464

•

from $520,000

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

•

21 6F 12-13 7f

22-23 7F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

Mono Adjala 14

King

Schomberg

Keswick

Georgina

k La

im eS

East Gwillimbury

45 34 70 400 16 5 Bradford

Tecumseth and Tottenham65 71

Beeton

Hwy 5

Shelburne

Alliston61

Oro

Orillia

Lindsay

Uxbridge

Cannington

7 3

Scugog

Oshawa

401

400

ark

Map

30 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

400

lop

Newcastle

Manvers

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Barrie

D view le

mR Sale

Map

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og Scug

Lake

eon

Georgina Island 33 obcayg B

Mara

s Dr

Essa

37 55

Barrie

Bracebridge

n Vetera

400

Vespra

90 48 Lisle 44 Angus

Sunnidale

Tosorontio Everett

43 34 39

Wasaga Beach

Tay

400

60 41

irv

Midland

Huron Rd

iew

Thornbury

Georgian Bay

t tS

1 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

68 Duckwor

north region:

nc Vi ia Rd

Price Range

Page No.

Cedar Ridge

905-722-7210

•

• •

from $290,000

74 9G

National Homes

The Forest

416-746-1234

•

from $490,000

19 7I

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $580,000

1 7k

17 Brookfield Homes

Grand Central

905-778-0873

•

from $440,000

70 8I

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

78 7G

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

16 3I

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $590,000

17 5J

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $291,000

75 7J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $293,000

75 7J

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

Mariposa Homes

Trailside

705-329-3330

•

from $249,000

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18D

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $290,000

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

12 Previn Court Homes

Victorian Village

1-855-7PREVIN

•

from $280,000

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

16 Great Gulf Homes

Summerlyn Village

905-775-3461

•

from $580,000

17 Brookfield Homes

Grand Central

905-778-0873

•

from $340,000

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

from $285,000

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

40 Royalpark Homes

Emerald Forest

royalpark.com

•

from $200,000

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

44 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

44 Brookfield Homes

Treetops

705-435-3577

•

from $280,000

44 Orchard Ridge Homes

Treetops

705-435-3577

•

from $280,000

45 Rosehaven Homes

Dreamfields in Bradford

416-410-0175

•

from $300,000

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

from $210,000

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

from $225,000

59 Delpark Homes

Fieldstone

MyFieldstone.ca

•

from $570,000

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

65 Brookfield Homes

Willow Glen Tottenham

1-888-720-9508

•

from $290,000

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $285,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

Delpark Homes

north region:

Site

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

70 New home guide GTA | october 12 - 26, 2013

KING OAKS IN KING CITY

WINNER COMMUNITY OF THE YEAR

LARGER LOTS MEAN MORE SPACE, MORE LIGHT, MORE HOME. 83

OVERSIZED ESTATE LOTS FROM $1.25 MILLION

A spacious 3-car garage opens directly into laundry area. Wrap-around covered porch Master bedroom with tray ceiling, double walk-in closets, and ultra-luxurious ensuite. Every bedroom features a private 3-piece ensuite and plenty of closet space.

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THE DELAWARE 4,910 SQ. FT. ESTATE HOME

55 Richard Serra Ct. King City (905) 833-6413

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artistâ&#x20AC;&#x2122;s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales oďŹ&#x192;ce hours: Sat. & Sun. 11am - 6pm â&#x20AC;˘ Mon. - Thurs. 1 - 8pm â&#x20AC;˘ Closed Fri.

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Experience the estate difference

communityfocus

Simply irresistible

in Sutton!

edar Ridge by Delpark Homes opens to a very enthusiastic crowd of new-home buyers. Delpark Homes’ slogan for Cedar Ridge in Sutton is “Simply Irresistible” – and it is! This successful Grand Opening continues for this community of 30- and 40-ft. singles and freehold towns offers something for every buyer in an unparalleled location. Live in a gorgeous neighbourhood embraced by nature and close to a wealth of modern conveniences. This truly is Sutton’s best location! Set yourself apart from the rest! Live in an exceptional home in a community backing onto conservation lands alive with the sounds of birds and the fragrance of wild flowers. Best of all, Delpark’s brick, stone and stucco designs are available in both bungalow and two-storey designs. Layouts are graced with both open-concept and private spaces that invite everything from relaxation to gala entertaining. Each single and town encompasses luxurious features and finishes. Prices for these extraordinary homes will begin from the

Live in an exceptional home in a community backing onto conservation lands alive with the sounds of birds and the fragrance of wild flowers. 72 New home guide GTA | october 12 - 26, 2013

upper $200,000s – remarkable value for this scenic, in-demand locale. Cedar Ridge is situated at Hwy. 48 and High Street amid a beautiful Conservation Area, and only minutes from Lake Simcoe, which is home to some of Ontario’s finest fishing and water sports opportunities. Plans for the Cedar Ridge community include a proposed neighbourhood school and proposed community shopping centre. Imagine having all of that at your doorstep – as well as lush treed areas, hiking trails and picnic spots. Hop onto the local ferry for a quick ride to Georgian Island for family fun throughout the seasons. The Sutton area is truly a feast for the senses, especially in the fall. Take a drive to Cedar Ridge and experience the vibrantly coloured leaves along the way. Feel stress slip away as you immerse yourself in pastoral settings And if you are into birding, welcome to one of Ontario’s finest showcases of winged friends. In the midst of it all, Sutton offers a charming residential choice in central Ontario’s “Getaway Country.” Part of the Town of Georgina, the Village of Sutton is a popular residential destination for homebuyers who are seeking the perfect marriage of town and country living. Keswick is just 10 minutes away with its big-box stores and other amenities. With highway access convenient as well, getting around the Greater Toronto Area is easy.

DELPARK HOMES

Cedar Ridge

Enjoy the neighbourhood restaurants, pubs, shops and local services. This recreational paradise is the perfect place for you and your family.

location Sutton housing type 30- and 40-ft. singles and freehold towns Sales centre 115 High St., open Monday to Thursday from 1 to 7 p.m., Saturday and Sunday from 11 a.m. to 5 p.m., Friday by appointment contact 905.722.7210 cedarridge@delparkhomes.ca delparkhomes.ca

Toronto is less than an hourâ&#x20AC;&#x2122;s drive, and daily commuters who prefer to use public transportation will find GO Train stations in nearby East Gwillimbury and Newmarket. The easy access to the soon to be completed 404 extension makes Cedar Ridge well connected to it all. Life is just a little quainter in Sutton, where a picturesque river flows right through the centre of town. Enjoy the neighbourhood restaurants, pubs, shops and local services. This recreational paradise is the perfect place for you and your family. Delpark Homes is dedicated to creating communities that offer that perfect lifestyle for families to live and prosper. Visit the sales office at 115 High St. in Sutton, Monday to Thursday from 1 to 7 p.m.; Saturday and Sunday from 11 a.m. to 5 p.m.; Friday by appointment. To find out more, send an email to cedarridge@delparkhomes.ca or call 905.722.7210. To register for Cedar Ridge, visit delparkhomes.ca

october 12 - 26, 2013 | New home guide GTA 73

Fall Bonus Event Continues in Tottenham Featured Home The Springvalley El. B. 2,155 sq.ft.

Artist’s concept.

Semi detached from

$329,990 OR PLAN GROUND FLO TION ‘B’ ELEVA

BONUS PA CKAGE UÊÎÊÃÌ> i ÃÃÊÃÌii Ê>« « >

PLAN SECOND FLOOR ELEVATION ‘B’

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Don’t miss your chance to become a part of this successful community. Over 150 homes sold since our launch, come celebrate in our success! Towns from

$292,990 &

Singles from

$367,990

1-855-232-8100

SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm

millstreethomes.com

Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.

TOT T E N HA M

CHINESE HOME & CONDO GUIDE 網上參閱

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

各式電子工具都可瀏覧

ChineseHomeGuide.com

/ Oct 12 - Nov 23, 2013 十月十二日至十一月二十三日

豪華府邸位於 Bloor 夾 Avenue Road

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

ExhibitResidences.com

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

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newhomeguide.ca 76 New home guide GTA | october 12 - 26, 2013

78 New home guide GTA | october 12 - 26, 2013

COMING SOON TO SUTTON

By the shores of Lake Simcoe

Rendering is artist’s concept.

SINGLES ON ��’, ��’, & ��’ LOTS Starting from the

$ 3OO’s

MyJubilee.ca

Prices and specifications are subject to change without notice. E. & O.E.

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october 12 - 26, 2013 | New home guide GTA 81

inthenews

OHBA announces

Awards of Distinction winners for 2013 Reid’s Heritage Homes captured top honours when it was

named 2013 Ontario Home Builder of the Year by the Ontario Home Builders’ Association (OHBA). The Southwestern Ontario-based builder excels in its commitment to energy efficient, high-quality craftsmanship and creative approaches to sales and marketing. With more than 30 years of experience in the home building industry, the firm has built its reputation on its promise to create homes, neighbourhoods and communities that are safe, inviting and committed to a Greener future. Based on this philosophy, Reid’s was the first company in Canada to build the Leadership in Energy and Environmental Design (LEED) “platinumlevel” home and has continued to strive towards more efficient homes by participating in the ecoEnergy Innovation Initiative to build net-zero homes that are affordable and sustainable. It is because of projects like these that the firm has been the proud recipient of several awards recognizing its commitment to the environment and the community, including the 2013 Water Conservation and Efficiency Award and the 2013 Cambridge Workforce Training and Development Award. The much sought-after award is presented to the company that demonstrates the highest levels of performance, creativity and ingenuity based on judging criteria in the areas of sales and marketing excellence, floorplan design, community service, support of the industry and its ability to adapt to changing needs. Ontario Home Builder of the Year is among 34 categories in the OHBA Awards of Distinction program that honours innovation and excellence in the areas of design and sales and marketing. The following companies took home first place awards in 2013:

PRESTIGE AWARDS

Project of the Year - Lowrise

Project of the Year - High or Midrise

Ontario Home Builder of the Year

Great Gulf Homes for

MOD Developments Inc. for

Reid’s Heritage Homes

credit to Builder Insight Group Inc.; Cecconi Simone

credit to L.A. Inc.; Cecconi Simone; Hariri Pontarini; MarketVision Realty; Vicbar Marketing

“King Oaks” – York Region

82 New home guide GTA | october 12 - 26, 2013

“The Massey Tower” - Toronto

Cambridge

C O N T I N U E D on p a g e 8 4 . . .

october 12 - 26, 2013 | New home guide GTA 83

inthenews |

CONTINUED

ARCHITECTURAL DESIGN

Most Outstanding Production Built Home One storey up to 1,900 sq. ft.

Rinaldi Homes (Niagara) Inc. for

“Winterbury III” – Welland credit to Aristocrat Floors of the World

Most Outstanding Production Built Home

Geranium Corp. for

Eastforest Homes Ltd. for

One storey 1,901 sq. ft. and over

Forest Trail Estates - “The Alderley” – Whitchurch-Stouffville

Two storeys up to 2,500 sq. ft.

Baden Country Estates “Wentworth II” – Baden

credit to Builder Insight Group Inc.; Hunt Design Associates Inc.

Most Outstanding Production Built Home

Most Outstanding Custom Home

Great Gulf Homes for

DeSousa Homes Inc. for

David Small Designs for

Two storeys 2,501 sq. ft. and over

King Oaks - “The Ascot” – York Region

under 2,500 sq. ft.

“Garrard” – Whitby

credit to Builder Insight Group Inc.

2,501-5,000 sq. ft.

David’s House- “Custom” – Mississauga credit to Tony Ferkul Construction Management Group; Pella Windows & Doors

Most Outstanding Custom Home

Most Oustanding Attached Multi-Unit Home Most Outstanding Midrise Building semi/town/stacked

4 - 10 Storeys

Timberland General Contractors (Windsor) Inc. for

The Minto Group for

Rosehaven Homes Limited for

5,001 sq. ft. and over

Windemere Manor- “Custom Built Castle Inspired Home” Amherstburg

Orchard Park - “Juniper” – Stouffville

“The Randall Residences” – Oakville

C O N T I N U E D on p a g e 8 6 . . . 84 New home guide GTA | october 12 - 26, 2013

L U XX U U R R I O U U S S L U I O F R E E H OO L D F R E H L D T O WW NN HH OO MM E S T O E S

WITH ALL & WHISTLES OF A OF TORONTO HOME... WITHTHE ALLBELLS THE BELLS & WHISTLES A TORONTO HOME. FOR

UNDER LESS THAN CONSTRUCTION SPRING OCCUPANCY

$495,000 $495,000 FOR LESS THAN

PREMIUM FEATURES PREMIUM FEATURES WITHOUT WITHOUT PREMIUM PRICING PREMIUM PRICING • • • •

GRANITE COUNTERTOPS • GRANITE COUNTERTOPS HARDWOOD FLOORS • HARDWOOD FLOORS APPLIANCE PACKAGE • APPLIANCE PACKAGE 2.5 BATHS • 2.5 BATHS

ONLYONLY 12 12 AVAILABLE AVAILABL

No Maintenance Fees Fees No Maintenance for 2014*for 2014* Contact: Melissa Bell Melissa Bell Contact:

Located at: Located St. Clair St. & Cla Victoria Park P Victoria

LEX LE TOWNSTOW

lexingtons@georgiangroup.com lexingtons@georgiangroup.com

416-428-3419 www.thelexingtons.ca 416-428-3419www.thelexingtons.ca 416-901-9655 416-901-9655 Prices, sizes & specifications subject to changesubject withouttonotice. Prices, sizes & specifications change without notice. *See sales representative for representative details. E. & O.for E. details. E. & O. E. *See sales

Good To Good Be Home To Be

inthenews |

CONTINUED

Most Outstanding Highrise Building 11+ Storeys

MOD Developments Inc. for

Most Outstanding High or Midrise Condo Suite up to 800 sq. ft.

Most Outstanding High or Midrise Condo Suite 801 sq. ft. and Over

Reserve Properties Ltd.

Rosehaven Homes Limited for

“The Massey Tower” – Toronto

109OZ - “Loft 402” – Toronto

credit to Hariri Pontarini Architects; Cecconi Simone

credit to Drive Agency

The Randall Residences “The Tetherington” – Oakville

Most Outstanding High or Midrise Condo Suite Kitchen

Most Outstanding New Home Bathroom

ROOM DESIGN

Most Outstanding New Home Kitchen

Monarch Corporation/The Goldman Group for

David Small Designs for

credit to Union31 Inc.

credit to Tony Ferkul Construction Management Group; Cameo Kitchens and Fine Cabinetry; Watermarks Kitchen & Bath Boutique

Builder or Renovator

Best High or Midrise Ad Campaign

Best Lowrise Ad Campaign

Great Gulf Homes for

Georgian International Build Corp. for

David Small Designs for

David’s House - “Custom” – Mississauga credit to Tony Ferkul Construction Management Group; Cameo Kitchens and Fine Cabinetry; York Fabrica; Watermarks Kitchen & Bath Boutique

“Picasso on Richmond” – Toronto

David’s House - “Custom” – Mississauga

PROJECT IMAGE & ADVERTISING

Best Internet Website

“Yonge + Rich” – Toronto

“Pace” – Toronto credit to L.A. Inc.

“Windfall at Blue Mountain” – Blue Mountains credit to McOuat Partnership

86 New home guide GTA | october 12 - 26, 2013

C O N T I N U E D on p a g e 8 8 . . .

Coming Soon to the Town of Beaverton

Enjoy small town living near the shores of Lake Simcoe with this exclusive collection of detached bungalows and two storey homes on 40â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots.

Starting from the mid $ s

200

Prices & specifications subject to change without notice. E. O. & E. october 12 - 26, 2013 | New home guide GTA 87

inthenews |

CONTINUED

» Best Project Logo Branding

for individual community logo

ON-SITE SALES PRESENTATION

Best New Home Sales Office

under 1500 sq. ft.

1,501 sq. ft. and over

Tridel Corp. for

MOD Developments Inc. for

“Crafthouse” – Toronto

“101 Erskine” – Toronto

“The Massey Tower” – Toronto

credit to 52 Pick-Up Inc.; Unique Urban Homes

credit to Drive Agency; Union31 Inc.; Geron Associates Ltd.

credit to L.A. Inc.; Cecconi Simone

Orchard Ridge Homes for

Best Design/Decor Centre

Starward Homes Ltd. for

“Starwood Homes” – Hamilton

Best Interior Decorating - Model Home/Suite Best Interior Decorating - Model Home/Suite under 2,000 sq. ft.

2,001 sq. ft. and over

Pratt Homes for

FarSight Homes for

Manhattan Phase II and III “Hudson” – Barrie

Best Lowrise Project Sales Brochure

Best High or Midrise Project Sales Brochure

Georgian International Build Corp. for

MOD Developments Inc. for

“Windfall at Blue Mountain” – Blue Mountains credit to McOuat Partnership

88 New home guide GTA | october 12 - 26, 2013

“The Massey Tower” – Toronto credit to L.A. Inc.

“Greenfields” – New Tecumseth credit to Builder Insight Group Inc.; Jardin Design Group Inc.

October 12 - 26, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Site

Tel

Derry Village Mississauga

905-795-8307

Vandyk Communities

Windows on the Green

Amacon

The Towns at Parkside Village

Starlane Home Corporation Churchill Woods

Greenpark Homes

Conservatory Group

•

vandykcommunities.com

• from $300,000

705-435-9991

•

from $550,000

churchillwoods.ca •

• •

from $499,000

Churchill Woods

churchillwoods.ca •

• •

from $499,000

Central Park North

905-890-0195

•

from $465,000

19 Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

23 Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11F

from $520,000

Page No.

103 8B

west region:

IBC-Inside back cover

Mississauga

20 Forest Hill Homes

Price Range

Fi M ap nd er

Builder

De ta Se ch m ed To i w Co nho nd m o e

# Si te

2 H an se n

St ch ur

iso

St re e Al de r

M ad

n Li

fe uf

Ce nt e

rin

Av e

nn ia l

Av e

ne Dia

58 dwa

Broa

nS ingto Well

St beth Eliza St a in Z La w re nc

ve nd A e Seco First Av

vie w

Orangeville

St Third t nd S Seco First St

Blind Li

Ave

Fifth

Sid

d rR ke

Bolton

W al

H Rd it

ro de Si

d sR

ill M

Dr . ird

va St

10 S y ve w A H hy c ur

ill

Av e

St e

r D Ea st

oo d

Pk wy

Dr n tio

Sa nd

se rv a /C on ive Dr

Dr e Co

d lR oo Sc h d

y ed

o et

4 64

ea al

o st

21 31 55 65 49 16

Brampton

nn Ke

n ai M

am 66 t R d Rd

ie ix

w ie Rd

g ita er

iss

itv

iss

ea cV

Cr M

W an

try

sid

ill

17 1

To r

n sto Bo

alw

Cr he ft so

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

46 51

60 5

lin

Brampton, Caledon, Bolton

irp

west region:

ea ea

rio

Caledon

410

Tel

Price Range

21 Primont Homes

Centretown

905-495-5067

•

• •

from $356,000

37 9M

45 Brookfield Homes

Pathways

1-855-497-3286

•

from $435,000

17 8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

from $400,000

1 7Q

60 Primont Homes

Castlemore

905-856-5777

• •

from $410,000

12-13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $386,000

INSERT & 25 9O

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $510,000

99 6P

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

•

from $390,000

5 9M

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

VanMar Homes

Credit Ridge Estates

416-746-1234

from $550,000

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $200,000

17 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

• • • from $190,000

18 Saberwood Homes

Heart Lake Village

905-773-6549

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

25 Heathwood Homes

Terracotta Village at The Credit Valley

905-874-4741

•

from $430,000

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

from $390,000

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $390,000

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $380,000

LoveMountPleasant.com •

•

from $270,000

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000

55 Rosehaven Homes 55 Townwood Homes 55 Townwood Homes

The Neigbourhoods of Mount Pleasant

•

• • from $316,000

Page No.

mattamyhomes.com •

• from $300,000

8-9 6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

from $339,000

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

from $400,000

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $498,000

Brampton, Caledon, Bolton

Site Mount Pleasant North

west region:

Builder

Fi Map nd er

Mattamy Homes

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover; IBC-Inside back cover

Co un t

Erin5

ne Li

h 9t

n ai

th 10

yR d

Hillsburg

h 8t ne Li

Sid e

er Sid h 5t

rry

n ai

6 Dr e 29 d 8 E si rk St Pa s da un D

Hwy 2

Burlington Bay

Q 403

W Rd ia

St w Ne

Rd 21 E lvd

rth

r ho

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Niagara on the Lake

4 Hannon

irv ng

Hamilton 3

QEW

403

Jer

Dr .

Mohawk

lle yvi

ita Rd

e d er

Sid as

sio es Co nc h

Waterdown Burlington

e Rd

©s

nor

r ove

rlo

QEW

sio es nc Co

403

E undas St

407

Snak

y8 Hw

Flamborough

Br lin se Ba er w Lo

lli Co

oa er

Sid

Rd n

es nc

ita Br E Rd

sio

sle

nc Co

rli Ca

n sio es

Co th

lb Ki

es nc

rid

sio

s es

Burlington

M E sA ve le St

g er

Rd e ill

sb nt

ou M

d oa E lv el pb

20 er Sid

15 Rd n sio

es nc Ca

ll R

oa d

oa Sid er

Sid er oa d 25

W al

Acton, Halton Hills, Milton, Burlington, Waterdown

west region:

Waterdown

25 Tr 5 em ai n

Rd Rd ne e Li Lin 4 3

17 Rd

n sio

1 te

iss

401

ill

401

ne Li

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

al af Tr

oa d Sid er

y. 7

Halton Hills Georgetown Ja m

on Br

ne Li

Sid er

oa d Sid er

D E

oa d 22

Sid er

Cl ay

hi ll Rd

d rR Rd ga e al n i af L Rd Tr 6 ne Li 4

rt Rd ou ll s C chi le r vd Co Bl hu C t on e S ct c la al W

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in ai ne W Li nt ou 10 M

Acton

Stoney Creek

Grimsby

R 37

St. Catharines

Niagara 420

Fi Map nd er

De ta Se che m d To i w n Co ho n d me o

Spallacci Homes

Simona Place

spallaccihomes.com •

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000

105 2Q

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

from $250,000

104 7M

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

Schuit Homes

Perth Park

905-628-9559

• 1Q

Great Gulf Homes

Edgewood

905-356-9408

•

Arista Homes

Milton Trails

905-864-3306

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

from $441,000 8h

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

Site

Tel

Price Range

•

from $420,000

Page No.

98 2Q

BC 9G

6 9C

from $305,000 12Q

• $180,000 11l

Acton, Halton Hills, Milton, Burlington, Waterdown

Builder

west region:

# Si te IBC-Inside back cover

A 9

r rD

e Rd

E Rd pe or th m ha rn

n Li

Ford Dr

n Li

Tr a

ld na

ac Do

sh a St or e Rd

ee Sp

Up p

St W as nd 25

ate

hil

Du 15

Tr e

le M id d

pe or th m ha rn Bu

e Av

tti

so at W

n Rd

Devo

o ris or M

n Li

tw ar

403

n Li

Oakville

Ro ya ll R l W in d d

rlo

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

ler Rd

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

rdale

west region:

Guelp

Beave

n Rd

essio

tain Foun

ck Rd

le Blo

Midd

Conc

s Rd

Myer

Treasure Hill Homes

Nautica at Lakeshore Woods

treasurehill.com

•

$,000

Menkes

Millstone On The Park

905-825-3619

•

from $320,000

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $360,000

Page No.

21 6J

6 3G

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te

Builder

BRAMPTON’S MOUNT PLEASANT

FINAL�RELEASE�AT BOVAIRD & CREDITVIEW See the Great Gulf Difference at Brampton’s Best Value Community! • Lots up to 130 feet deep

Bovaird Dr. Ashley Field Rd.

• Huge wrap around covered porches • Kitchens with islands, pantries and breakfast areas • Side door entrance with additional staircase to basement

James Potter Rd.

Williams Pkwy.

• Hardwood flooring and oak stairs

Mississauga Rd.

• Fabulous light-filled Great Rooms with gas fireplaces • Master bedrooms with walk-in closets and luxurious ensuites • Second floor family rooms with two closets �� Ft. Detached Homes ��sq. ft. from �� Ft. Detached Homes ��sq. ft. from

$509990

$612990

Queen St.

Chinguacousy Rd.

• Nine foot ceilings

Hwy. ��

SALES OFFICE 9806 James Potter Road, Brampton ��

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales oﬃce hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri.

communityfocus

In Mount Pleasant North,

Mattamy

connects you to new home variety location Brampton housing type Townhomes and detached homes Sales centre 6 Worthington Ave., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. contact 905.846.3172 mattamyhomes.com

100 New home guide GTA | october 12 - 26, 2013

ount Pleasant North has become well known for offering a complete connection to the things a family needs to enjoy community living, without having to jump in a car to get things done. People who live there and in the connecting Mount Pleasant Village are connected to nature, community events, parks, playgrounds, walking/biking trails, shopping, GO Transit and recreation all within about a five-minute walk of their front doors. Itâ&#x20AC;&#x2122;s the kind of community where there is always something to see or do. There is also a great variety of smartly styled townhomes and detached homes for every kind of family need. Mount Pleasant North is one of the fastest-growing and most popular neighbourhoods in all of Brampton. It has become well known and highly regarded for its thoughtful planning and attractive homes at affordable prices in a great location. It is a forward-thinking community that brings nature right into the neighbourhood, creating pleasant

MATTAMY HOMES

Mount Pleasant North

You will always find something to do and enjoy throughout the year.

landscapes and scenic views right where you live. Mount Pleasant North should be on the “must see” list of any family looking for a new home in a rewarding setting in Brampton. The community has a huge variety of townhomes to choose from and complete offering of detached homes in any size to suit any family. One of the most striking features of Mount Pleasant North is the integration of natural elements into the neighbourhood so residents have places to just sit and enjoy the scenery and feel the peace and calm that enriches the soul. A massive greenbelt runs through the community, forming a natural corridor connecting all neighbourhoods. More than 124,000 trees and shrubs add to the naturalization and provide sanctuary for songbirds and wildlife. There are about 30 kms of trails winding around the community. Every day you’ll find inspirational reasons to go for a walk. Brampton itself is a perfect example of how to grow dynamically and vibrantly as a city with distinctive neighbourhood pockets. In 1846, the village of Brampton had two stores, a tavern, a tannery, a cabinetmaker, two blacksmiths and two tailors serving 150 people. The heart of the village then, as it is now, was the corner of Main and Queen. Today, Brampton offers a strong industrial base, a well-rounded and admired education system, wonderful recreational and environmental

features and abundant shopping, cultural facilities, nightlife and fine dining. You will always find something to do and enjoy throughout the year. Brampton is the third largest city in the GTA and offers its residents everything that makes life enjoyable. It truly is a place where families come first, a place where historic homes live side by side with modern homes to satisfy the needs of all homebuyers. It is also the kind of place where neighbourhoods celebrate their individual style and there is always a festival or local event happening throughout the year. As we head into the glory of autumn, you’ll find that an invigorating stroll through Mount Pleasant is the absolute best way to see every single advantage that you are connected to when you live here. As the colours change you’ll find natural inspiration with a walk through the nature corridor. You’ll hear the laughter of children as they head home from school and you’ll see the many park spaces and playgrounds available throughout the community. Each street in Mount Pleasant North has its own identity because of the wide variety of home styles. Townhomes in Mount Pleasant North are available from $315,990 and detached homes from $363,990. The Mount Pleasant Presentation Centre is located at 6 Worthington Ave., 905.846.3172. Presentation Centre hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. For more information on all Mattamy communities, visit mattamyhomes.com october 12 - 26, 2013 | New home guide GTA 101

ONTARIO’S

PREMIER

GUIDE

ADULT

LIFESTYLE

COMMUNITIES

COMMUNITIES Getting inspired

TO LIVE, EAT & TRAVEL like you’ve always wanted

Design · Decor · Lifestyle · Travel

Laura Stein’s

AWARD-WINNING BEDROOM DESIGN

OVERCOMING THE FEAR of using home equity FR E E

FALL 2013

LC_Cvr_Fall 2013.indd 1

Focused on resort and golf course communities for today’s active adults. Available throughout the Greater Toronto Area and Southwestern Ontario.

9/9/13 2:58:20 PM

fall 2013 edition available now!

newhomeguide.ca For your free copy please call 416.626.4889 102 New home guide GTA | october 12 - 26, 2013

Prime

Mississauga Location Final Release

Fully Upgraded Semis

View our 5 Decorated Model Homes Today!

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Semi's starting from the low

500's 2,010

sq.ft.

THOUSANDS IN EXTRAS INCLUDED * 9' Ceilings on Main Level Premium Lots

Spacious 4 Bedroom Designs

Stained Oak Stairs

Central Air Conditioning

Hardwood Package in Living Room, Dining Room & Family Room On East side of McLaughlin Rd., just N. of Derry Road

foresthillhomes.ca 905-795-8307

Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm

Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN

*As per applicable Bonus and floorplan. applies to firm purchases only between October 20th - November 20th, 2013. May not be included in finished/inventory homes. See sales representative for details. All renderings and photographs are artistâ&#x20AC;&#x2122;s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.

NEW RELEASE + NEWDESIGNS

with Double Car GaraGe

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Discover the buzz at the Uptowns of Waterdown. New Release. New Designs. Waterdown – where you will find big city convenience with small town charm. Two & Three Storey, Urban & Executive style towns. Come see for yourself.

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CountryGreenHomes.com | 905-690-7600

wATERDowN CENTRE RD.

THREESTOREY TowNS

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PARKSIDE DR.

6 DUNDAS ST.

403

HAMILToN ST.

TwoSTOREY TowNS

407 QEw

Monday to Wednesday 2-7pm Thursday/Friday by Appointment Saturday & Sunday 11-4pm OCTOBER 12 - 26, 2013 | NEW HOME GUIDE GTA 104

Welcome to Living Beautifully ON HAMILTON WEST MOUNTAIN ON HAMILTON WEST MOUNTAIN

AN AN OF OF

EXCLUSIVE COLLECTION EXCLUSIVE COLLECTION CHATEAU INSPIRED CHATEAU INSPIRED

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Priced affordably from the low Priced affordably from the low

905.381.4280 905.381.4280

A PEEK INSIDE PARADISE A PEEK INSIDE PARADISE

communityfocus

Wycliffe on the Ravine Heritage Estates in Markham

A new generation of luxury living coming to a prestigious locale

egister now to join the Generation Wycliffe in Markham Village, where Wycliffe on the Ravine Heritage Estates will soon offer a once-in-a-lifetime opportunity. Own a luxuriously appointed single-family residence in a tranquil cul-de-sac setting, steps to historic Main Street Markham. This intimate enclave will cradle just nine unique homes with one-of-a-kind designs. Discover the Wycliffe advantage, with fine features and finishes that defy the ordinary. From first glance, Wycliffe on the Ravineâ&#x20AC;&#x2122;s streetscape will be memorable because of the strict architectural controls in place to ensure design continuity among the majestic elevations. Nestled onto 60- and 106 New home guide GTA | october 12 - 26, 2013

WYCLIFFE HOMES

Wycliffe on the Ravine

From first glance, Wycliffe on the Ravine’s streetscape will be memorable because of the strict architectural controls in place to ensure design continuity among the majestic elevations.

65-ft. lots, the homes are designed by celebrated architect John Beresford to echo the traditional heritage architecture for which Markham Village is so well known. Wycliffe’s residences are highlighted by varying combinations of peaked gables, brick-arched windows, stone detailing and gingerbread trim. Adding further charm and distinction, the grand two-and-three-car garages have doors with glass inserts. Just as striking, the interior landscape of these homes includes modern open-concept layouts that embrace the very latest in chic appointments. Main floor ceilings soar to 10 ft. Other highlights may include decorative columns, and cathedral and coffered ceilings. Deep seven-in. cornice mouldings exude elegance in the living and dining room, as does the dining room medallion. Each design incorporates a natural gas fireplace with a wood mantel and marble surround. The staircases are solid oak with wood or decorative iron pickets. There’s sumptuousness underfoot as well, with flooring choices including marble, slate, limestone, granite, porcelain, ceramic, prefinished natural or stained strip oak or maple, and 50-ounce nylon or Berber broadloom. Gourmet kitchens are exquisitely appointed with Paris custom-designed cabinetry with extended uppers, a fulldepth cabinet above the fridge, matching crown moulding and a light valance. Granite tops the counters, and a ceramic tile backsplash, double-compartment under-mount square stainless steel sink and Grohe single-lever faucet with pull-out spray and lotion dispenser complete the picture. Bathrooms pamper with stylish surroundings and top-of-the-line fixtures. In the ensuite, select from a furniture or laminate finish on the vanity cabinets, with marble or limestone countertops. Wycliffe goes above and beyond to ensure that purchasers achieve their dream homes with personalization available through the company’s four-appointment “made-to-measure” program. First, meet one-on-one to customize your layout. Next, select features and finishes in our décor centre. Third, visit the fabulous Paris Kitchens showroom for an intimate look at the spectacular items that can be yours; and fourth, meet with Wycliffe again to customize your home’s electrical layout. Situated on Houghton Boulevard, off Joseph Street, Wycliffe on the Ravine Heritage Estates will soon offer the splendour of luxury living steps from the nostalgic shopping experience along Main Street

location Markham housing type Luxury single-family homes on 60- and 65-ft. lots contact 416.989.7460 wycliffemarkham.com

Markham. The stores and services along this historic stretch are housed in heritage buildings set amid interlocking brick sidewalks and gas lit street lamps. Ranging in size up to 5,000 sq. ft., Wycliffe on the Ravine homes are priced from $1.45 million, to more than $2 million, representing remarkable value for this esteemed locale. Founded more than 60 years ago, Wycliffe has built more than 10,000 homes in more than 100 communities throughout Ontario. Timeless style, excellent craftsmanship and lasting quality are hallmarks of every Wycliffe neighbourhood. When these nine homes are gone, they are history! Register now to be among the first to explore this magnificent home collection. Visit wycliffemarkham.com or call 416.989.7460. october 12 - 26, 2013 | New home guide GTA 107

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

108 New home guide GTA | october 12 - 26, 2013

October 12 - 26, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

Bloor St.

Phillip Murr

Bloor St

Gibb St

Wentworth St

King St W Bond St W

52 91 14

401

Adelaide Ave

Manning Rd

Dundas St E

Bayly St E

44 48 401

42 45

401

Granite Court

Spruce Hill

D nt

gst

46 Rd

Whites Rd

Glenanna Rd

Appleview Rd

Altona Rd

Liverpool Rd

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

3 Concession

Westney Rd S

Kingston Rd

Magill 92Dr

Riverside

Rosebank Rd Altona Rd

Wentworth St

King S

Adelaide Ave

Rossland Rd

38 Rossland Rd

Delaney Dr

41 Rossland Rd

Church St S

riv

Lak

Kin

32 Sideline

Pickering Beach Rd

Sheppard Ave

32 Sideline

Shoal Point Rd

Finley Ave

Stroud's

North Rd

Ajax-Whitby

Harwood Ave

North Rd

Tow n of Ajax

43 90

4 Concession

5 Concession

Whites Rd

30 Sideline

McQuay

Finch Ave

28 Sideline

Gordon St

Cochrane St

Liverpool Rd

4 Concession

Cityof Pickering

7 Conncession

9 Concession

24 Sideline

Brock St S Henry St

54 66

Ravenscroft

Brock Rd

Whitevale Rd

5 4

20 Sideline

Blair St

Taunton Rd W

Taunton Rd E

Westney Rd N

16 Sideline

Brock Rd

Hopkins St

Salem Rd

Paddock Rd

16 Sideline

Olive Ave

Beatrice St

13 37

Tow n of W hitby Salem Rd

Church St N

16 Sideline Brock Rd Cen tral St

Thornton Rd

Kendalwood R

Audley Rd

Greenwood Rd

12 Sideline

Stevenson Rd

Townline Rd

Audley Rd

7 Concession

8 Concession

9 Concession

Brock St N

Lakeridge Rd

Fifth Conces

Baldwin St S

4 Sideline R

6 Sideline

Park Rd S

Garden St Blair St

Garden St

Coronation R

6 Concession

4 Sideline

4 Sideline R

Dryden Bv

Conlin Rd

Halls Rd N

Anderson St

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Country Lane

Columbus Rd

Brawley Rd

Country Lane

Rossland/Winchester R

Myrtle Rd W

Cochrane

60 3

Village of Brooklin

11 10

Cedarbrook T

Ashburn Rd

Thickson Rd

Baldwin St N

Duffs Rd

Taunton Rd W

Church St E

Thornton Rd

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

Garrard Rd

Lake Ridge R

east region:

Mary St N

Sim

Harmony Rd S

Central Park

Stevenson Rd

110

Conlin Rd

Cityof Oshaw a

8 Concession

13 12

Stevenson Rd

Ritson Rd N

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

Page No.

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000

17 15G

Menkes

Somerset

905-428-0500

•

from $480,000

6 7G

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000

16 10F

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000

IBC 7G

Great Gulf Homes

Stonecrest

greatgulf.com

•

from $298,000 15F

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

13 Liza Communities

Folkstone

1-877-365-9555

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

67 Midhaven Homes

Breeze

1-877-773-6888

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $570,000

• • 5H

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

# Si te

111

Mill St

Parkhill Rd.

115

24 16

te Wa

Peterborough

9 31 Lansdowne Ave.

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Durham 23

Bloor St.

Hwy 2

Oke

Nash Rd

Angelina St North

Lindsay St. North

Major St.

Lorne St.

Lindsay

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Colborne St

Harmony Rd

Hw Mya2rsh

401 14

Bloor St.

LAKE

ONTARIO

St. Ridout W al to

St .

To Belleville Jocalyn St

401

Lake Ontario

Po rt Hope

Rd.

t. H wy 2

Kin

Concession St

Baseline Rd. E

Concession Rd 3

Bowmanville/ Newcastle

Hwy

401

7 12 7A

Lake Scugog

ill Mc G

Lake Scugog

LAKE ON TA

Port Hope

MacDonald Cartier Freeway

106

RIO

115

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To Toronto

Hwy

Nash Rd

St. Hw

Baseline Rd. W

King

Mearns

7 y4 30 Hw Goodwood Rd

Centre

Rd.

Quaker Village Dr

Uxbridge

Brock Rd To

Che Monaghan Rd.

Brock St

ro n

Reg Rd 8

Elgin Park

Durham Reg

Main St

Hwy 134

Liberty St. N Liberty St. S

West Townline Rd. N.

le Rd

Varcoe Rd Darlington Blvd

n io Un

St. Joseph's Rd onva

Waverly Rd

Lambs Rd Hains St

Hwy 28

Av e Trulls Rd

Regional Rd 57

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

Prest

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

Simcoe St. (From Oshawa)

y. 4 H

112 Hw

• •

Page No.

48 Brookfield Homes

BrookHill

905-697-1681

•

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

Brookfield Homes

Foxtrail

brookfieldhomes.ca

•

from $390,000 5B

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

Parkview Homes

Harmony

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 Parkview Homes

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 17B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

24 Parkview Homes

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

31 Parkview Homes

Foxmeadows Estates

705-741-1004

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com •

from $290,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

45 Delpark Homes

Northglen

905-419-7222

•

45 Esquire Homes

Northglen

48 Jeffery Homes 72 Vandyk Communities

from $300,000

17 10B

• • from $260,000 14E

• from $178,000

• • from $286,000

3I 9I

•

from $221,000 11B

• •

from $221,000 11B

northglen.ca

from $245,000 11B

BrookHill

905-697-0765

•

• •

from $300,000 10B

West Park Village

vandykcommunities.com •

• •

from $210,000

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

113

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2. 4.

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114 New home guide GTA | october 12 - 26, 2013

october 12 - 26, 2013 | New home guide GTA 115

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Love to shop? Our 2013 shopping guide profiles some of the GTAâ&#x20AC;&#x2122;s top home and dĂŠcor shops and services. 116 New home guide GTA | october 12 - 26, 2013

newhomeguide.ca

october 12 - 26, 2013 | New home guide GTA 117

Model Home Compliments of Starlane Homes www.starlanehomes.com

A five-star builder featuring beautiful and functional interiors that provide living spaces families love.

october2013

starlane homes has been featured as â&#x20AC;&#x153;model home of the monthâ&#x20AC;? as seen in the new home guide model home calendar

homebuyersâ&#x20AC;&#x2122;help

HomeBuyersâ&#x20AC;&#x2122; Resource Section You love the home, see what you can afford! Compare mortgage rates for your best deal alculate your mortgage payments using the C mortgage payment calculation chart

october 12 - 26, 2013 | New home guide GTA 119

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

Follow these steps to see if you’ll qualify for a mortgage on your dream home

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by 1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 120 New home guide GTA | october 12 - 26, 2013

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

monthly payment

Mortgage payment calculation chart %

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76 4.90

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19 5.34

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 october 12 - 26, 2013 | New home guide GTA 121

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

ATB Financial 2.7 2.94 2.89 3.19 3.59 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 3 4 3.14 3.14 3.54 3.59 6.30op 6.30op Bank of Montreal 3 4 3.14 3.14 3.95 4.74 6.30op 6.30op Bank of Nova Scotia 2.8 4.55 3.75 3.89 3.09 4.39 6.45op 6.50op Canadian Western Bank 4 3.14 3.14 3.95 4.54 6.45op 6.30op CIBC 3 3.09 3.14 3.19 3.59 6.70op 6.35op HSBC Bank Canada 3 4.45 2.7 3.95 3.13 4.99 6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 ING Direct 3 3.19 3.24 3.59 3.69 Manulife Bank 3 4.45 3 3.25 3.4 3.5 4.00op MonCana Bank 3.69 3.75 3.79 3.79 National Bank n/a 4.4 3.14 3.14 3.95 4.74 6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.24 3.59 3.69 Royal Bank 3 4 3.14 3.14 3.95 3.59 6.30op 6.30op TD Canada Trust 3 3.09 3.14 3.65 4.54 6.30op

5 years 3.84 3.79 3.89 3.89 5.34 3.89 3.69 3.89 4.09 3.79 3.79 5.34 4.09 3.89 3.79

TRUST COMPANIES Community Trust n/a Effort Trust n/a Home Trust Company 2.65 Investors Group Trust n/a MTCC 2.8

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 3.95 4.74 3.25 3.6 3.95 4.7 6.30op 2.89 2.89 3.09 3.39 3.14 3.14 3.95 4.69 6.30op 3.75 3.89 3.09 4.39 6.50op

5.34 4.95 3.69 5.34 3.89

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 3.24 3.45 6.40op 6.30op First National Fin. LP 3.95 2.99 2.79 3.09 3.39 3.79 FirstOntario C.U. 2.7 3.09 3.14 3.44 3.49 3.69 6.34op 6.34op London Life n/a 4.2 3.14 3.14 3.95 4.69 5.34 6.50op 6.30op Luminus Financial 2.95 3.05 3.1 3.55 3.65 4.05 3.95 MCAP 2.85 3.6 3.95 4.35 4.89 5.14 7.00op Meridian Credit Union 2.75 4 3.09 3.14 3.65 3.49 3.59 6.30op Parama Credit Union 2.85 2.9 2.69 3.2 3.45 3.55 Steinbach Credit Union 2.5 2.5 2.7 2.9 3.05 3.25 Teachers Credit Union 4 4.45 3.1 3.09 3.39 3.49 3.59 6.30op 6.50op Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE October 7, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

122 New home guide GTA | october 12 - 26, 2013

hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

new openings Bremont Homes Innisfil – Forest Edge Now open – all detached 36-ft. singles on forest lots, close to the lake, with two designer models. myforestedge.com Augustine Group Lake Simcoe – Crates Landing Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Priority preview now open for these townhomes and a select number of singles. jeffersonforest.ca Arista Homes North York – Goddard on the Valley Grand opening now on for these semis and select number of detached homes. aristahomes.com Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St.and Finch Ave. menkes.com

Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey model homes in this master-planned ravine community. geraniumhomes.com Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designerfurnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Forest Hill – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com

new RELEASES Empire Communities Brampton – Lakeside Two new 38-ft. designs in this community of townhomes, semi-detached and detached homes. empirelakeside.com Monarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Madison Homes Markham – Cornell Rouge New release of semis and detached homes on 30-, 36- and 40-ft. lots. madisonhomes.ca Aspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes & Arista Homes Vaughan – Vaughan Valley Estates Spring lot release of 41-, 50-, 60and 80-ft. singles. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com october 12 - 26, 2013 | New home guide GTA 123

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

preview registration Menkes Etobicoke – Dwell City Towns Coming early this fall, three distinctive collections of urban townhomes in the heart of Etobicoke. menkes.com Arista/Fieldgate/Paradise Kleinburg – Impressions Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane Mississauga – Churchill Woods Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca

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october 12 - 26, 2013 | New home guide GTA 125

advertiserindex Arista Homes - Goddard on the valley

Brookfield Homes - The Arbors

Arista Homes - IMPRESSIONS

Canpages - Promo

108

Arista Homes - Jefferson Forest

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104

Arista Homes - The New U

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Coventry Homes - Danforthâ&#x20AC;&#x2122;s Crossing

Arista Homes - Vaughan Valley Estates Aspen Ridge Homes - Corporate

34-35 IFC

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Delpark Homes - Cedar Ridge

Aspen Ridge Homes - Kettle Lakes Club

Family of Magazines - Promo

124

Aspen Ridge Homes - King Country Estates

Fieldgate Homes - BlueSky Stouffville

Aspen Ridge Homes - King Oaks

Fieldgate Homes - Corporate

Aspen Ridge Homes - Kleinburg Hills

Fieldgate Homes - IMPRESSIONS

INSERT & 25, 49

Aspen Ridge Homes - Upper Cornell

Fieldgate Homes - Jefferson Forest

25 & 45

Ballantry Homes - Cornell

Fieldgate Homes - Potterâ&#x20AC;&#x2122;s Bend

INSERT & 25

Ballantry Homes - Spring Valley Village

Fieldgate Homes - Rivers Edge

INSERT & 25

Ballantry Homes - The Neighbourhoods of OAK PARK

Fieldgate Homes - The New U

INSERT & 25, 47

Ballymore Homes - Jubilee

Fieldgate Homes - Valley Lands

Ballymore Homes - Mill Street Village

Fieldgate Homes - Vaughan Valley Estates

Batavia Homes - Hastings Estates

Fieldgate Homes - Victoria Manor

Briarwood Homes - Briarwood Estates

Forest Hill Homes - Cornell Rouge

Briarwood Homes - Havelock Town Manors

Forest Hill Homes - Derry Village Mississauga

Briarwood Homes - Mill Street Village

Forest Hill Homes - Jefferson Forest

Brookfield Homes - BrookHill

Georgian corporation - Lex Towns

Brookfield Homes - Fieldstone

Geranium Homes - Cardinal Point Downtown Stouffville

Brookfield Homes - Grand Central

Geranium Homes - Uptowns at Cardinal Point

Brookfield Homes - Hills of Harrowsmith

Grand Alarms - Grand Alarms

Brookfield Homes - Pathways

Great Gulf Homes - King Oaks

126 New home guide GTA | october 12 - 26, 2013

INSERT, 25 & 43 INSERT

INSERT & 25 INSERT & 25, 34-35 INSERT & 25 77 103

22-23

Great Gulf Homes - Mount Pleasant

Heathwood Homes - Hampshire Mews

lebovic Homes - Old Taunton in Pickering

Lakeview Homes - The Forest of Lyndebrook

LeBovic Homes - Bovaird Trail

Madison Homes - Cornell Rouge

Paradise Homes - The New U

Primont Homes - Castlemore

12-13

Primont Homes - Centretown

117

Lakeview Homes - Greenbrook Village

Lifestyle Communities - Promo

Paradise Homes - IMPRESSIONS

102

Primont Homes - Harmony

12-13

Primont Homes - Heirloom in Markham

12-13

11 & 31

Madison Homes - Greensborough

Madison Homes - Jefferson Forest

Madison Homes - Thornhill

Marydel Homes - Seven Meadows

Mattamy Homes - Hawthorne Village

Mattamy Homes - Mount Pleasant North

8-9

Menkes - Bloom Park Towns

6-7

Menkes - Dwell city town

6-7

Menkes - Humber Mews

6-7

Menkes - Millstone On The Park

6-7

Menkes - Somerset

6-7

Menkes - The Enclaves of Upper Canada

6-7

Monarch Corporation - Corporate

IBC

Monarch Corporation - Tran Quility

IBC

Primont Homes - Renaissance Townes

Rosehaven Homes - Corporate

Schwarz Law LLP - Barristers & Solicitors

senator Homes - Whitby by the Lake

115

Shopping Guide - Promo

116

Spallacci Homes - Eden Park

105

Spallacci Homes - Simona Place

Starlane Home Corporation - BlueSky Stouffville

Starlane Home Corporation - The New U

Mosaik Homes - Corporate

Mosaik Homes - Kleinburg Crown Estates

National Homes - The Churchill Collection in Forest Hill

National Homes - The Forest

27 & 43

Starlane Home Corporation - Model Home of the Month 118

Treasure Hill Homes - Accolades

Treasure Hill Homes - Aurora Woods on Bayview

Treasure Hill Homes - Nautica at Lakeshore Woods

Treasure Hill Homes - Thornhill Woods

Tribute Communities - UC

october 12 - 26, 2013 | New home guide GTA 127

fundamentallyspeaking

It’s never too early to begin your

tax-planning

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

by wayne karl

If “nothing is certain but death and taxes,” as several famous

authors have waxed in various forms, it seems Canadians have a curious way of preparing for the inevitable. While the deadline for contributing to one’s Registered Retirement Savings Plan (RRSP) for the previous tax year is March 1, and for filing a return April 30, many Canadians take it right down to the wire – especially on the first point. Now that we’re into October and the end of the year is in sight, and while those deadlines are still months away, it’s an appropriate time to discuss how consumers tend to begin most of their tax planning. Indeed, as many experts suggest, the best tax planning should begin during the year – not at tax deadline time. But, like death, perhaps Canadians just don’t like to think about taxes, viewing them as an equally unsavoury topic. How else would you explain that, looking at the bigger picture, we are seemingly even more short-sighted: personal finance and taxes are not subjects that are taught to any depth in our public education system. David Chilton lamented this fact in his 1989 best seller, The Wealthy Barber. More than 20 years later, the challenge still exists – for Canadians of every age. 128 New home guide GTA | october 12 - 26, 2013

Consider, for example: » A recent CIBC poll conducted by Harris/Decima shows that many Canadians across a wide range of ages say they do not feel financially prepared for their retirement. » According to a new TD Retirement Realties Poll, too many Canadians procrastinate in saving for retirement; 15 per cent plan to save for retirement for only less than five years before leaving the workforce. More than two-thirds of retirees say, in hindsight, they should have saved for retirement for 25 years or more. » A recent BMO study found that 40 per cent of Canadians are unclear on the differences between an RRSP and a tax-free savings account. » I f, like many Canadians, you believe that you pay too much tax, then tax-planning, and thinking of ways to minimize tax, should be a year-round task. Some suggestions, courtesy of a variety of sources: Meet with a financial advisor to devise your strategy, including plans to buy a home, reduce debt and save for retirement. Contribute to RRSPs regularly, even if smaller amounts throughout the year to avoid having to come up with a large lump sum at deadline time. Manage and budget your spending, to better control where and how you spend and identify opportunities to save. Remember that your finances are connected. Making progress on one aspect of your goals can lead to an opportunity to improve in others. Taxes are indeed certain, so planning to minimize what you pay, while maximizing your assets and developing the discipline to do both, is a sound strategy.

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All illustrations are artistâ&#x20AC;&#x2122;s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.