BC New Home Guide - 08 Feb., 2013 by NextHome

February 8 - 22, 2013 Volume 21 Issue 03

inside this issue

SHOWHOME REVIEW: NATURE’S WALK IN LANGLEY

NH VAN Cover_02-08-13.indd 1

WHY INVESTING IN REAL ESTATE STILL MAKES SENSE

12 STEPS TO GETTING FINANCIALLY ORGANIZED

2/5/13 3:50:45 PM

BUILDING BETTER HOMES From deliberating every detail and making the most of every inch to creating beautiful street appeal, our obsession with design is evident in each home we build.

WEST COQUITLAM 604.936.9300

BURKE MOUNTAIN, COQUITLAM 604.468.7688

PORT COQUITLAM 604.469.8988

EMERSON OWN FROM $565/MO*

WESTSIDE, VANCOUVER 604.877.1722

BURKE MOUNTAIN, COQUITLAM 604.552.1402

See the design-driven difference. Visit a MOSAIC Home Store or

mosaichomes.com 002-003-Mosaic 02-08-13.indd 2

RILEY FROM THE MID $300s

2/5/13 9:07:20 PM

ROXTON NO STRATA FEES

DOMINION

ELIZABETH

HST ON US - LIMITED TIME*

1.48% MORTGAGE HELPER*

*Please ask us for details. Prices are subject to change. Artist rendering. E.&O.E.

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2/5/13 9:07:20 PM

single fa mily homes VISIT OUR WEBSITE AT: foxridgeliving.ca

SALES TAX REDUCTION IS HERE NOW! NO NEED TO WAIT UNTIL APRIL 1, 2013 CO UR GO SE LF VI EW S

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anada

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EX LO CL CA US TIO IVE N

SHOW HOME OPEN FROM $830’S OPEN DAILY Noon to 5pm 16092-28A Avenue, Surrey 604-560-1053 morgan@qualico.com

04 metro vancouver new home guide | february 8 - 22, 2013

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february 8 - 22, 2013 | metro vancouver new home guide 05

Get MORe fROM yOuR new hOMe. What does “MoRe” Mean to you? More means improved livable spaces with personalized options. More means flexible floor plans, modern features, and high quality finishes.

More means vibrant, desirable locations with green spaces to enjoy the outdoors. More means innovative architecture, and more choices for today’s homeowner.

When you want to experience more in a new home, you’ll find it with Woodbridge.

COUNTRY CHARM

2 Bedroom + Den, 3 & 3 + Flex Townhomes in Clayton Heights A close-knit community in a charming, convenient location.

PRICED FROM

299,900

ON NOW: Our New Year

Buyer’s Program visit us for further details!

19180 65th Ave, Surrey CALL 604.575.2263

LiveAtLaRue.com

wbhomes.ca Sales Centres open: 12 - 5pm (except Fridays)

Courtes All pric

ys)

CENTRAL LOCATION FREEDOM OF CHOICE ULTIMATE PRIVACY

Limited number of “Master on Main” townhomes also available! QUALITY HOMES BUILT BY

2469 164th St, Surrey CALL 604.542.0660

PRICED FROM

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1, 2 & 3 Bedroom Condos Choose your plan, size and location. Make it your own with choice of kitchen finishes and more! 6477 196th St, Surrey CALL 604.530.0054

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SalixLiving.com

3 & 4 Bedroom Parkside Townhomes in Morgan Heights Unmatched privacy in a park setting, with most homes fronting onto dedicated green space. 3039 156th St, Surrey CALL 604.535.5511

PRICED FROM

342,900

LiveAtniche.ca

4 Bedroom New England Rowhomes in South Surrey 16228 16th Ave, Surrey | CALL 604.542.1616

CLASSIC STYLE

2, 3 & 4 Bedroom Georgian Townhomes in the heart of Grandview Heights

FInaL ReLease huRRy In! PRICED FROM

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Courtesy to Agents. This is not an offering for sale. Any such offering must be made with a disclosure statement. Renderings are an artist’s rendition only. All prices exclude taxes. Incentives and prices subject to change without notice. Please speak to the Woodbridge sales team for offer details. E.& O. E.

visit

PIER16.CA

on your phone

zenterra.ca 08 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

P OP

10 S Y L TIE N O NI TU R O

T! F LE

Downsize Without Compromise. COURSE-SIDE, MASTER ON MAIN 2-bed + loft townhomes from just $499,900* MOVE IN TODAY!

Walk to your morning tee time. Meet friends for lunch at the clubhouse. Enjoy low maintenance living close to Fleetwoodâ&#x20AC;&#x2122;s best amenities allowing you to do the things you want to do rather than the things you have to. With the well-appointed townhomes at Vantage, you can experience the convenience of a main floor master bedroom, the comfor t of hardwood floors, luxurious granite counter tops, and the course-side location youâ&#x20AC;&#x2122;ve always wanted. Own one of our limited collection 2-bedroom, master on main townhomes from $499,900 * with 2 nd floor loft, covered balcony, and southern rear yards backing onto the golf course. Life never looked so good. Visit VantageLiving.ca or follow us on Facebook / VestaProperties Vantage Sales Centre and Showhomes Open Sat-Wed 1-5 PM Unit 8, 7848-170th Street, Surrey | Tel 604 579 0247 VantageLiving.ca This is not an offering for sale. Any such offering can only be made by way of disclosure statement. E. & O.E. *Price includes HST.

contents feBruary 8 - 22, 2013

voLume 21 issue 03

cover story

p.22 THE GROVE Parkhomes in Clayton

special features 12

ediTor’s noTe

feaTure

WCI Media Studios – dynamic, creative, passionate by Susan M Boyce

on The horiZon

Checking out what’s hot and new in the Lower Mainland and beyond by Susan M Boyce

proJecT profiLe

SUN at 72 – live with radiance by Susan M Boyce

shoWhome revieW

Nature’s Walk in Langley earns nomination for best display home by Janine Mackie

proJecT profiLe

Tsawwassen Shores – come home to oceanside living by Susan M Boyce

010-011 Contents_AY-WK.indd 10

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vice-president, wall2wall media

Jacqueline Hill

director of sales, western canada

Josh Heppner

ACCOUNT EXECUTIVEs

David Bird 604.319.7102 Brenda Everitt 604.319.7103

editor-in-chief, National real estate

Susan Legge Editor

Wayne Karl art director

Julie Yoo

production manager

Bala Gnanapandithan graphic designer

Alexander Yakubovich production co-ordinator

Laura Northmore editorial WRITER

Susan M Boyce CONTRIBUTING editorial WRITER

Janine Mackie

sales coordinators

Ranee Pal (on leave), Justin Salvador national account manager Western Canada

Frank Franco 778.847.9311

homebuyers’ help

district maps

national account manager Eastern Canada

Maureen O’Byrne 416.784.5200, ext.3349 national account manager, mediative

24 Tax matters

Canadians struggle to balance various needs with retirement planning

48 mortgage options Supersizing your mortgage payments

52 The mortgage minute

Why investing in real estate still makes sense by Peter Kinch

64 moving

How to make moving easier on your kids

74 finances

Building your financial future at every age

76 money matters

12 steps to getting financially organized by Gail Vaz-Oxlade

010-011 Contents_AY-WK.indd 11

86 quick tips

The impact of stuff by Hellen Buttigieg

92 Listing directory

Complete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

in the news 57 IN THE NEWs

Georgie Awards celebrate BC’s finest townhomes and single-family homes by Susan M Boyce

70 IN THE NEWs

UDI’s 2013 Forecast Panel: what’s ahead in Metro Vancouver by Susan M Boyce

18 Surrey

Paul Slizys

46 South Surrey

Published by

Langley White Rock

54 Vancouver 60 Burnaby 66 Tri-Cities 72 Pitt Meadows Maple Ridge

80 Richmond

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite W020 4664 Lougheed Highway Burnaby, BC V5C 5T5 Phone 604.519.6080 Fax 604.519.6088

covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

2/5/13 4:37:55 PM

editor’snote

Think you can’t afford a home? It’s more aﬀordable than you ﬁrst thought

uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market. While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home. Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools. Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. This winter, many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity. Have a look through this issue and see what you think. The home of your dreams is waiting.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media,Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

High performance in lowrise Challenges notwithstanding, there’s no denying the strength of lowrise homes

o doubt you’ve heard the adage, “Buy land, they’re not making it anymore,” originally a quote from Mark Twain. Nowhere is such a sentiment more prophetic than in Metro Vancouver. In this market, more so than any other in Canada, land availability – or rather a lack of – causes home building activity to grow up more than out. There is no shortage of proof of how popular highrise homes have become. Builders – again, more here than elsewhere in the country – have perfected the art of maximizing land use, introducing a variety of creative multi-family home options. Statistics from home building associations across Canada illustrate to what degree condos are an increasingly favoured new home choice, due to price point, proximity to amenities and other reasons. Indeed, many cities are seeing a shift towards higher-density housing, while lowrise starts are seeing more concentration in surrounding communities. The challenge with lowrise homes is not weakening demand, but rather low levels of supply because of a lack of available land and other regulatory issues. The net result for lowrise homes is lower levels of supply and higher prices. Since such issues are not going to be resolved overnight, lowrise opportunities that do come available are usually snapped up by the market. For qualified buyers, this means continuing strong performance of this home type.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

12 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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february 8 - 22, 2013 | metro vancouver new home guide 13

feature

WCI Media Studios Dynamic. Creative. Passionate. by Susan M Boyce

ow, be honest. When was the last time you savoured a fresh latté while kicking back on a sofa located half way up a 120-ft. grain elevator? You know, an elevator decked out with 15-ft. windows and then filled with the latest computer wizardry, a crisp white and tequila lime décor, plus a team of creative wizards with smiles that brighten even the rainiest West Coast afternoon? Okay, I’ve never done it either – until last week when I visited Abbotsford. This unlikely setting is precisely where WCI Media Studios works its magic imagining and creating cuttingedge architectural and commercial illustrations or designing marketing materials and branding campaigns used, not only across the Lower Mainland but as far away as Saudi Arabia and Europe. And I suspect I’m far from being the first visitor who can’t help smiling when I arrive at the front reception. The ambiance is irresistibly engaging – the perfect balance of contemporary edginess and a downright fun and funky attitude. Just around the corner, someone bursts into laughter – a sound that’s apparently part of daily life here. Cutting edge concepts Before we head to the boardroom, Jayson and Jeremy Noftle, WCI’s two principals,

WCI’s two principals, Jayson and Jeremy Noftle.

make sure to introduce the entire eightperson team. Heads pop up from behind computers, people on the far side of the room wave, and without exception, there’s an irrepressible sense of joie de vivre, passion for the creative process, and respect for their fellow creatives. “We have experts with experience in every discipline from architecture and construction to illustration, graphic and web design and photography,” Jayson explains. “It’s a totally collaborative process that allows us all to stick primarily with the areas we excel in. The result has an integral cohesion and flow you don’t typically find when a marketing campaign is done piecemeal. It also streamlines the process for our clients, saving them time and money.”

Global reach Surprisingly, with more than a decade and a half of history, the WCI name has often flown under mainstream radar of awareness – even though most people who live in the Lower Mainland have seen plenty of examples of their work. Renderings for Wave and G3 in Surrey, Aquilini Developments’ Tsawwassen Shores, branding and marketing for Radius in Chilliwack, various projects for Diverse Properties plus dozens of real estate developments and consumer projects are just a few. Mind you, WCI’s reach extends much farther. Its many diverse projects include a Saudi Arabian private school complete with Olympic swimming pool and airconditioned soccer stadium, a private

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Iconic, water-inspired architecture at The Wave in Surrey.

Radius’ signature Fiat features a yellow flower and a sassy attitude.

residence in Taiwan, and prototype renderings for the Marriott and Hyatt hotel franchises. As part of its branding and packaging, the company has even created a collector’s presentation bottle with 3-D hologram-style “sculpture” inside the glass cap for Tavi Tequila. Today, though, the company’s extensive real estate illustration and branding portfolio is in the starring role. “Beginning a new project is always about finding its USP – unique selling proposition,” explains marketing director Terence Doucet. “You can’t just come up with a beautiful name – it has to have relevance. So the earlier we get involved, the more seamless the process will be.” Case in point is Radius, Spruceland Homes’ newest addition to Chilliwack’s much-honoured Garrison Crossing community. The team felt this condominium’s curved façade immediately suggested a circular logo with a cheeky pop-out section that echoes the architectural detailing. Then they got really playful. Jeremy hits a remote and as the latest version of the project’s website appears on a large-screen TV monitor, music fills the room. “Oh, and our other brother, Joel, just happens to be a composer, so we even

create original scores – this is one of them,” he says, grinning at my look of disbelief. He points out how the lively beat becomes slower and more tranquil as the presentation moves from showcasing the neighbourhood to the serenity of the suites themselves. The 3-D animation’s sense of reality is astonishing. It feels as if I could reach out and pick a leaf off one of the trees that line the streets. Windows “reflect” the surrounding neighbourhood, and when the flowered Fiat that is this development’s real world signature vehicle appears towing the “… Come Around” tagline, I’m practically ready to hop aboard. Yet another example of how WCI uses technology to create practical solutions, occurred only a few months ago. “A major builder had two unit plans that weren’t selling as well as the rest of the suites,” Jeremy says. “They were very affordable homes, so there was no apparent reason why people weren’t buying them. It turned out that potential buyers were simply having trouble visualizing how they could live in them because of the compact floorplans, so we created a fully furnished dollhouse rendering. Suddenly, people were saying yes, I can do more than just sleep here – I can cook here, I can relax, I can even entertain my friends here. Sales picked up dramatically.”

Looking ahead Pushing the boundaries of emerging technologies has always been an integral part of the WCI tradition, and Jayson says the next 12 months are going to be exciting. Over the next year, the company will be rolling out some dynamic new ideas that will change the way real estate imagery is presented to the public – ideas that will make it even more interactive, lively and engaging. To meet the steadily increasing demand, WCI’s core team is expanding, and this summer, clients will also be able to look forward to visiting WCI in a new, satellite office in downtown Vancouver. As always, though, originality will remain a fundamental WCI cornerstone. “When you’re a leader in a creative field, you have to watch the competition, and when they start to copy your ideas – which happens – you need to be ready to do something new,” Jayson says. Instantly, broad smiles light up their faces, leaving no doubt that all three men love the challenge and can’t wait to see how this new chapter in WCI’s evolution will unfold. WCI is located at 34077 Gladys Ave. in Abbotsford. For more information, call 604.850.0515 or visit wcimediastudios.com february 8 - 22, 2013 | metro vancouver new home guide 15

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onthehorizon

Uptown Clayton: Surrey Townhomes

New phase of these stylish townhomes is now selling. Prices start in the low $300,000s for three-bedroom homes (many with den). Six distinctive floorplans, all with larger than average, open concept design. Limited opportunities still exist to purchase a home facing onto the greenway. And remember, what you see is what you get – no costly upgrades. Presentation centre and display home now open at 19525 – 73rd Ave. in Surrey. For more information, call 778.574.0146 or visit sunmarkdevelopments.com

on the horizon Checking out what’s hot and new in the Lower Mainland’s residential marketplace and beyond by Susan M Boyce

Tell us your news

Got a new development you’d like us to feature in On the Horizon? Drop me a note at susan@ suntrackercafe.com, and we’ll do our best to get you in the next edition.

Silverwood:

Sun at 72:

Surrey Townhomes

Clayton Townhomes

Named after an extraordinary silver maple Boasting a distinctly über-urban ambiance, tree located in the centre of this property, the third phase of this outside-the-box colSilverwood is a community of 72 two-bed- lection of townhomes is now selling. Prices room with den and three-bedroom townhomes start at $279,900 for a two-bedroom and priced from the low $300,000s. Convenient- flex or from $359,900 for a three-bedroom ly located at 84th Ave. and 164th St. in Fleet- and flex. Be sure to ask about SUN at 72’s wood, Silverwood is close to great schools, new year’s promotion – an opportunity for transportation, recreational facilities and is every buyer to save up to $10,000 on your just steps from both the Two EE’s Farm and new home. Surrey Sport and Leisure Centre. Presentation centre and two designer Priority registration now underway. For display homes are open noon to 5 p.m. daily more information, visit silverwoodliving.com except Fridays on 72nd Ave. at 194th St. in or call 604.953.0288. Surrey. For information, call 604.575.8806 or visit sun72.ca

Enclave at Boundary Park: Surrey Townhomes

Located at 12775 – 63rd Ave. in Surrey’s Boundary Park neighbourhood, these 42 family-friendly townhomes offer easy access to recreation, retail complexes, top-notch schools and a diverse selection of high quality amenities. Spacious floorplans, ranging from 1,400 to almost 2,300 sq. ft., include plenty of upscale features including custom fireplace wall, oversized baseboards, gourmet kitchens with premium stainless steel appliances and maple shaker cabinets, plus elegant master suites walk-in shower as well as his ’n’ hers sinks. Growing families are sure to appreciate the convenience of main floor powder rooms plus private fenced yards. Priced from the low $300,000s. For more information, visit sunmarkdevelopments.com or call Brad Vollans at 604.657.3709.

Kudos to

ParkLane’s River District On Jan. 23, 2013, ParkLane took home gold in the Best Presentation Centre category at The Nationals. Presented by the National Association of Home Builders (NAHB), these awards are the largest of their kind in North America and attract entrants from across North America, South America, as well as Asia. In the past five years, only two developers from Western Canada have won a gold in these prestigious awards. The River District Centre is open daily from 11 a.m. to 6 p.m. at 8683 Kerr St. in Vancouver. For more information, visit riverdistrict.ca or call 604.431.5594.

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YOU MAY NOT KNOW US BY NAME, BUT WE KNOW YOU’VE SEEN US AROUND.

Our team of talented and experienced professionals offers an exceptional range of services. Whether you require traditional or digital illustration, 3D computer renderings/animation, web/graphic design, advertising, brochures, a corporate identity, or custom photography, we will create an inspired, inventive and influential package that will open minds and impact the eye. Our worldwide clientele expects the best – and that’s what we deliver… ...the most complete multi-disciplined illustration and design firm in Western Canada.

T: 604.850.0515 F: 604.850.0615

We invite you to experience the difference...

BECOME A FAN

CONNECT WITH US

The Mill Tower Building 300 – 34077 Gladys Avenue Abbotsford, BC V2S 2E8

g +

JOIN OUR CIRCLE

inbox@wcimediastudios.com www.wcimediastudios.com

february 8 - 22, 2013 | metro vancouver new home guide 17

NHG_Ad Final.indd 1

2013-02-01 10:05 AM

Surrey / Langley 116th Ave

d rR no ve os r G

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99 A8. The Links

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7121 192nd St. 604-574-5415

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A3. Cadence 5920 184th St.

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A2. Panorama Station 5957 152nd 604-372-2275

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A17. Highcrest

9989 Barnston Dr. East highcrestliving.com

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Panorama at 142 & 64th Ave liveatcanvas.com

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A23. Boardwalk Townhomes

7090 - 180th Street 604-506-1852

A24. The Grove 68th Ave. & 194 St. 604-533-6968

A25. Rockwood

16241 - 84th Ave 604-503-1188

A26. Zen

Langley B1. Virtue 20187 68th Ave. 604-534-6800

B2. Nature's Walk 20966 77A Avenue 604-888-8370

B3. Outlook 8250 209B St.

604-888-8778

B4. Red Maple Park 7 938 - 209th St. 604-888-8699

B5. Winchester Estates 2 1867 50th Ave 604-533-1886

196th & 66th Ave. 604-247-2639 ext 262

A20. Panorama Woods 6123 138th Street 778-593-9954

18 metro vancouver new home guide | february 8 - 22, 2013

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Surrey/langley

february 8 - 22, 2013 | metro vancouver new home guide 19

surrey/langley

20 metro vancouver new home guide | february 8 - 22, 2013

Public Opening Saturday, Feb 23rd, noon - 6 pm

Find your place in the heart of it all. The Grove is in the heart of the safe, vibrant, and growing community of Clayton Heights. Conveniently located steps from restaurants, shopping and a brand new elementary school, and surrounded by parks, trails and greenways, the Grove is the kind of place that you and your family will be proud to call home.

2, 3 & 4 bedroom parkhomes starting from $275,900 FIRST 10 SALES save up to $7,200 or buy with payments from $691/month*.

The Grove Sales Centre + two display homes 1 â&#x20AC;&#x201C; 19433 68th Avenue, Surrey

604.533.6968

www.thegroveatclayton.com

*Prices, incentives and realtor programs are subject to change without notice. The developer reserves the right to make changes and modifications. Pictures, drawings and digital renderings are for illustrative purposes only and should not be relied upon. E. & O.E.

coverstory

The Grove

PARKHOMES IN CLAYTON by SUSAN M BOYCE

ews flash. A dynamic new lifestyle option is coming soon to Clayton Heights. Introducing The Grove – 141 homes parkside homes with an innovative, double-ringed site plan plus urban-chic features sure to bring a sigh of satisfaction. Located adjacent to Townline Homes’ popular Clayton Rise community, The Grove is poised to bring a new level of refined living to this popular and rapidly evolving Surrey neighbourhood. Translation: this is one you’ll want to check out early. EXCEPTIONAL LOCATION Part of The Grove’s appeal, explains sales manager Elise Sangster, is the way the entire site is focused around a grove of lush trees – the private, forested oasis that inspired this community’s name. “Plus homes on the west, north and east all overlook municipal greenbelts, while south-facing homes have amazing views of Mount Baker,” she says. The Grove’s central location within the city is another component of success for growing families and downsizers alike. The brand new Katzie Elementary will be across the street, Clayton Heights Secondary is barely a 10-minute walk, and Kwantlen University is just a short drive via the Langley Bypass. “You’ve also got 22 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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easy access to transit, there’s exceptional outdoor recreation of all sorts nearby, and you can walk to Willowbrook Mall in 10 minutes – I’ve timed it.” UPSCALE LIVING With The Grove’s official sales launch anticipated for late February, Elise is clearly getting as excited as the many folks who’ve already priority registered so they’re sure to be first in line to take advantage a private tour of the display homes. “The finishing details are absolutely beautiful,” she says. “And everything you see – from the white quartz counters, soft-close drawers, stainless steel appliances, full-sized linen closets and six-inch baseboards – is included.” In the kitchen, Elise points out the integrated work station, yet another feature she says is as popular with downsizers as it is with first-time buyers looking for a home where they can start a family. “Having a dedicated space that’s already set up with Internet and phone connections dramatically increases a home’s functionality for all generations. Young families can keep the second bedroom for the baby’s room while mature buyers might choose to use it as a TV room or library. In today’s world, it’s all about flexibility – and The Grove has it.” GET ACTIVE Already providing easy access to a diverse array of outdoor activities and recreational facilities, The Grove will also offer homeowners some above-and-beyond extras. Right onsite will be a 4,300-sq.-ft. clubhouse with billiards table, fireside lounge, fitness room, movie theatre and a floor hockey rink that Elise expects will be sure to attract kids and the young at heart! “Plus, all owners will also have access to the adjoining clubhouse at Clayton Rise – you should have seen how popular the outdoor pool’s been there all summer,” Elise says. “On a sunny day, there was always someone enjoying the water or just lounging. Being able

to share these amenities is going to make this a very special place to live.” The Grove offers two-, three- and fourbedroom homes with comfortable, open-concept floor plans. Prices start at $275,900 – be sure to ask how you can own for as little as $691 per month. Presentation centre is open by appointment only in mid-February at 194th St. and 68 Ave. in Surrey. To book your private preview, tour before the public opening in late February, visit thegroveatclayton.com or call 604.533.6968. FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 23

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taxmatters

Canadians struggle to address children’s education, aging parents and own retirement needs: RBC poll Canadians (aged 18 to 54) are concerned that their

ability to save for retirement will be impaired both by saving for their children’s education (48 per cent) and by taking care of their aging parents (36 per cent), according to the 23rd Annual RBC RRSP Poll. Despite the potential strain of these family priorities on their retirement savings, more than half (57 per cent) of Canadians aged 18 to 54 say their parents’ retirement experience has shaped their expectations of retirement. “While Canadians may see their parents’ retirement experience as a model for what to expect, the reality is that their retirement may not be the same, particularly if they are part of the sandwich generation with both aging parents and school age children,” says Amalia Costa, head, retirement strategies, RBC. “Canadians know that juggling competing financial priorities creates enormous strain on both time and money. A financial advisor can make it easier to develop a retirement plan to balance your financial commitments and family life.” Retirement will likely look different for the next generation of retirees, as employer-sponsored pension plans become more rare. The RBC poll found that one-quarter (26 per cent) of Canadians (aged 18 to 54) expect a pension income from an employer to be their primary source of income in retirement and, similarly, fewer than one-in-five (18 per cent) of them have a defined benefit pension plan. “The growing demands on time and money can make meeting retirement goals a challenge, but Canadians don’t have to do this on their own,” adds Costa. “Taking the time to meet with a financial advisor is one of the best investments you can make in your financial future. An advisor can help review your financial priorities; understand your income sources and your savings and investment options – all to help make your retirement goals a reality.”

Costa provides the following practical advice to help you live for today and save for tomorrow: » Show me the money: Look for hidden sources of contribution funds. If you have debt, take advantage of lower interest rates to reduce your overall borrowing costs and free up some of your monthly cash flow. For example, you can do this by consolidating higher interest credit card balances into a loan or home equity line with a lower interest rate. » Automate your savings habit: Get into the good savings habit of paying yourself first by setting up an automatic contribution plan to coincide with your payroll deposit. The funds will come off the top and are often not missed. » Start thinking about your retirement income plan: If you are within a few years of retirement, switch your focus to establishing your retirement income plan. Translate your vision for the lifestyle you want in your retirement into financial requirements and work with an advisor to learn about your new sources of retirement income and how these will fund your new lifestyle.

24 metro vancouver new home guide | february 8 - 22, 2013

024 Tax Matters RBC_JY-WK.indd 24

2/5/13 4:19:39 PM

Surrey/langley

N S E I ME V O MO Y H AD RE

At SEQUOIA it’s...

Boxing Day In January! The best homes @ the best prices! 8

Only / 10 homes remain - hurry in, this is the final opportunity! Home no. + style

Previous Pricing

Boxing Day Pricing

total available savings

#54–3 BED, 2 BATH

$354,900

$345,900

$19,000

PENDING! SOLD!

$23,000

#61–3 BED, 2 BATH #62–3 BED, 2 BATH #67–3 BED, 2 BATH

$352,900

$342,900

$20,000

#70–3 BED, 2 BATH

$346,900

$336,900

$20,000

SOLD!

$20,000

#72–3 BED, 2 BATH #76–3 BED, 2 BATH

$346,900

$336,900

$20,000

#78–3 BED, 2 BATH

Newly Released

$359,900

$10,000

SOLD! SOLD!

#79–3 BED, 2 BATH #80–3 BED, 2 BATH #81–3 BED, 2.5 BATH

Newly Released

$348,900

$10,000

#82–3 BED, 2 BATH

Newly Released

$342,900

$10,000

#83–3 BED, 2 BATH

Newly Released

$365,900

$10,000

64 AVE

Move in before April 1st 2013 and get a $10,000 cheque in the mail. Ask us how!

62 AVE 152 ST

148 ST

144 ST

61 AVE 60 AVE

61st Ave + 148th St, Panorama, Surrey 12 – 5 pm daily except Fridays

56 AVE

Fairborne Sequoia Homes Ltd.

604.575.7366 sequoialiving.ca Limited time offer. Total available savings includes the B.C. First Time Home Buyers’ Bonus. Please talk to the Sequoia sales team for details. Incentives and pricing are subject to change without notice. E.&O.E.

february 8 - 22, 2013 | metro vancouver new home guide 25

SURREY/LANGLEY

MOVE IN

TODAY

FROM THE LOW

300’S

PREMIER LOCATION NESTLED IN CLAYTON HEIGHTS

Uptown Clayton

50 %

Townhomes

SOLD

HWY #

200th St.

176th St.

Frase

72nd St.

r Hwy .

19525 73rd Street Surrey

NEW SHOWHOMES NOW OPEN Open daily (except Friday) 12 to 5

778.574.0146

Terry Vinet Northstar

604.657.2864

PHASE 4 NOW SELLING

 3 and 4 bedroom townhomes  spacious floorplans up to 2000 sq. ft.  gourmet kitchens with granite counters  double garages some plans  washer/dryer and blinds incl. and much more.

For more pictures and to see the amazing locations 26 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

026-027-Sunmark-Uptown Clayton and Enclave 01-25-13.indd 26

2/5/13 9:14:19 PM

vis

SURREY/LANGLEY

MOVE IN

TODAY

FROM THE MID

300’S

12775 63 AVE.

 Kids can walk to school  Spacious open concept homes  Main floor powder bathroom  Spacious private rear yards and patios to entertain

72 Ave.

128 St.

2300 Sq. Ft. TOWNHOMES IN SURREY

120 St.

EXCLUSIVE BOUNDARY PARK LOCATION!

64 Ave. 63 Ave. HWY 10

2 MODEL HOMES NOW OPEN Open daily (except Friday) 12 to 5pm

604.657.3709

Thoughtful detail. A better home.

Sutton Premier

visit www.sunmarkdevelopments.com FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 27

026-027-Sunmark-Uptown Clayton and Enclave 01-25-13.indd 27

2/5/13 9:14:31 PM

■ ■ ■ ■ BLACK ■ ■ ■ ■ MAGENTA

■ ■ ■ ■ CYAN ■ ■ ■ ■ YELLOW

SURREY/LANGLEY

new phase 3 homes Being released saturday, Feb.16th

Panorama Woods Clubhouse

SFU Surrey Campus

The Award-Winning Tradition Returns...

64 AVENUE

Panorama Woods offers a collection of modern 3 bedroom 62 AVENUE

townhomes in one of Surrey’s most convenient locations. 138 STREET

KI N G

Portrait Homes, recognized as the Best Single Family Home

Builder in British Columbia for 6 of the last 7 years, invites

you to experience distinctive townhome living created with

D LV

quality craftsmanship and exceptional finishings.

SALeS CenTRe & diSPLAYS

Panorama Woods is everything you want in a new home.

Address: 6123 138 St., Surrey Open daily: 12:00 - 5:00pm

GRAnd OPeninG PROmOTiOn on now!

nOW SeLLinG!

experience the Portrait Homes difference – Winner of the Avid diamond Award™ for the Best Customer experience

778.593.9954

in Canada. Contact us today and see why!

panoramawoods.ca portraithomes.ca/blog/

3 Bedroom Townhomes starting from $319,900

Sales & Marketing by Coldwell Banker Tri-Tel Realty. This is not an offering for sale. Price excludes taxes. E. & O. E.

BUILDING AWARD-WINNING COMMUNITIES FOR TODAY... AND FOR YEARS TO COME.

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 29

CLIENT: Portrait Homes Ad FILE NAME: Portrait_PANORAMA_NHG_NewPhase.indd

DATE: Feb.4, 2013 AD SIZE: 7.25” w x 9” h PUB: New Home Guide

SURREY/LANGLEY

LOVE THE WAY YOU LIVE LIVE THE WAY YOU LOVE NOW 30% SOLD!

24 ECO-FrIEnDLY SIGNATURE APArTmEnTS

nOW SELLInG 152 St

148 St

64 Ave

60 Ave 144 St

SALES CEnTrE Open 1 - 5pm daily (except Fridays) 14877-60 Ave, Surrey 604 760 7672

932 sq.ft. Two Bed Two Bath

STArTIng FrOm

259900

InCLUDIng

nET HST

LUMINALIVING.COM

O EP RY W NUA M O O A HN INEJN ME P W D HO LO O SOHW S SWO SH NEO OM

stArtING FroM thE hIGh

600’s

FEAturING GEothErMAL hEAtING AND CooLING

Coronation Park

30 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

PrICEs ArE subjECt to ChANGE. E.&o.E.

Sales Centre: 5920–184th Street Open 1-5 pm daily (except Fridays)

604.760.7672

FR A 184 ST

Imagine a home where your kids can see their grandparents more often. Entertain guests in a stylish outdoor living room featuring a cosy gas fireplace. Cadence single-family homes feature all of this with four bedrooms and den, plus a two bedroom legal suite in 3,400 – 3,700 sq. ft. of wide open space.

176 ST

WIDE oPEN INtErIors. LuXurIous outDoor LIVING.

SE R

60 AVE

HWY 10

CADENCELIVING.CA

You Can Really LIVE Here

now selling

er v o 1 old e s s a % h P 90

Bishop Creek 105

TRA

AVE

3 BED & DEN TOWNHOMES

104

A H WY

Bishop Creek

101

160

158

156

152

154

150

New Greenbelt Homes Released

- CAN

AVE

Schools, GUILDFORD daycares, natural parkland. TOWN CENTRE Main floor powder room, bonus room, private garage, outdoor space.

From $329,900

Sales Centre open daily 12 - 5 15788 104 Ave., Surrey 604-588-0005

AVE

Prices are subject to change without notice. HST/GST not included. E.&O.E.

100

AVE

See more at bluetreehomes.ca 99

AVE

at bishop creek 151 AT

AVE

Bluetree Bishop ad for New Home Guide

TYNE

projectprofile

The distinctly überurban ambience would be right at home in any of the Lower Mainland’s trendiest neighbourhoods.

SUN at 72 Live with radiance by Susan M Boyce

kay, time to think outside the box. That would be way outside the box. Because there’s no question SUN at 72 is something fresh in Surrey’s Clayton neighbourhood – unabashedly designed to make visitors stop, admire and say “Wow!” Which is exactly what these upscale, contemporary townhomes have been doing since they opened. Unique by design From the street, SUN at 72 immediately presents a bold statement of individuality. Sophisticated and angular, SUN at 72 boasts a dramatic colour palette accented with pop-up ceilings, mullioned windows and generously sized balconies with architectural overhangs. Inside, the distinctly über-urban ambiance would be right at home in any of the Lower Mainland’s trendiest neighbourhoods. The first of SUN at 72’s two display homes highlights the contemporary colour palette with charcoal-grey laminate flooring in main living areas and a kitchen boasting flat panel cabinetry, white quartz counters, stainless steel appliances and a mosaic marble backsplash.

Upstairs, the bedrooms present a new take on big volume. Rather than a tradition vaulted ceiling, each has a square pop-up that creates a soaring 12-ft. space across the front half of the room. Plus there’s plenty of room for a full-sized dresser. The second showhome, even larger than the first, is a dazzling example of true Great Room design. The entire main floor is a single, open space drenched in sunshine pouring through the windows that appear to be everywhere. This home also boasts a lower-level media room easily large enough it could be converted to a fourth bedroom. Great opportunity, fantastic pricing And here’s a great benefit. SUN at 72’s third phase is now selling homes that are move-in ready. Translation: no waiting, just call the moving company and get set to enjoy. For first-time buyers, that means yet another incentive. Purchase before April 1, and you can still take advantage of the BC tax credit that could put up to $10,000 back in your pocket. SUN at 72’s third phase is now selling with prices starting at $279,900 for a two-bedroom and flex or from $359,900 for a three-bedroom and flex. Be sure to ask about SUN at 72’s new year’s promotion – an opportunity for every buyer to save up to $10,000 on your new home. The presentation centre and two designer display homes are open noon to 5 p.m. daily except Fridays on 72nd Ave. at 194th St. in Surrey. For information, call 604.575.8806 or visit sun72.ca

32 metro vancouver new home guide | february 8 - 22, 2013

032 PP Sun 72_AY-WK.indd 32

2/5/13 4:19:44 PM

200 ST

192 ST

72 AVE

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 33

surrey/langley

Ya, we’re pretty excited too. Go ahead and get excited about the choices you’ll make in your new space. Introducing a collection of central and spacious three bedroom townhomes with over 1440 sq. ft. of modern living to fill with the memories you create. Get ready to create a home you’ll love. 3 bedroom townhomes priced from the

300’s

MID $

COMING SOON to Panorama at 142 St & 64 Ave

liveatcanvas.com

Canvas is currently not an offering for sale. E.&O.E.

34 metro vancouver new home guide | february 8 - 22, 2013

034-Fifth Ave-Canvas 01-25-13.indd 34

2/5/13 6:32:02 PM

SURREY/LANGLEY

MOVE-IN READY HOMES AVAILABLE FOR ALL FLOOR PLANS

www.lakewood.ca

CONDOS JUST RELEASED! ASK ABOUT OUR LIMITED TIME CONDO PROMOTION.

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 35

035-Lakewood-Madison 01-11-13.indd 35

2/5/13 6:32:05 PM

�pring 2013

3 & 4 BEDROOM TOWNHOMES from low $300,000’s

Nestled on a prime hillside location, these heritage-inspired townhomes are as inviting as the natural and beautiful setting. Featuring Craftsman-style exterior architecture and plenty of space for living – both indoor and outdoor, there’s no better place to escape hectic schedules and enjoy a true sense of belonging.

Grand Opening March 9

220 St. & 50th Ave., Langley This is not an offering for sale. Any offering can only be made by way of disclosure statement. E.&O.E.

Winchester Coming Soon Ad for New Home Guide

Due: Feb. 04 – 5pm

SURREY/LANGLEY

FINAL OPPORTUNITY

ONLY 4 REMAIN TOWNHOMES IN LANGLEY

Don’t rob yourself! Put your money in your own pocket. 2 Bedroom + Den

$282,900 GET YOURSELF INTO THE MARKET. With move-in ready homes first time homeowners have the opportunity to save an additional $10,000*. Call for details! Don’t miss out, only 4 homes remain!

COME AND SEE: • A friendly neighbourhood with a new school next door. • Shopping nearby. • Finished homes you can walk through. • Well considered layouts.

DO THE MATH! Let us show you how to put money in your own pocket. Sales Centre 1-8250 209B Street, Langley Open Noon - 5pm Everyday Except Fridays Call 604.888.8778

OUTLOOKLIVING.COM *Prices and incentives are subject to change or be withdrawn without notice. Prices are exclusive of taxes. Conditions apply to the government bonus. See a sales representative for details. Sales and Marketing by Fifth Avenue Real Estate Marketing

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 39

SURREY/LANGLEY

PHASE 3 - GST ONLY! MOVE-IN DECEMBER 2013

Trilogy Club Lounge

PHASE 2 OVER 60% SOLD! MOVE-IN THIS SUMMER!

With larger home layouts and new options for upgraded finishings the Elements lifestyle just gets better. Complimented by beautiful landscaping, backing on to natural green space, and nestled in the heart of Langley’s vibrant shopping community you are only steps away from every urban amenity. Come see why Elements is improving the standards of perfection. Only 2 available to move-in today!

Junior ones up to spacious two + den suites NET priced from the $160’s up to the low $400’s INCLUDING SALES TAXES VISIT OUR PRESENTATION CENTRE OPEN DAILY NOON - 5PM (CLOSED FRIDAYS) 20211 66th Avenue, Langley BC | 604-533-7718 elementsinlangley.com SALES & MARKETING BY: FIFTH AVENUE REAL ESTATE MARKETING LTD. 604-583-2212 Prices and incentives are subject to change and may be withdrawn without prior notice. Prices quoted include net HST or GST, whichever is applicable for owner occupier only. E.&O.E.

40 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

SURREY/LANGLEY

Phase 5 Now Selling. Don’t Miss Out! FIRST TIME HOME BUYER? This is your last chance to take advantage of the $10,000 government bonus* here at Nature’s Walk. Call for details. Only 5 homes remain eligible. Great Central Location!

Spacious Private Rear Yards

Double Car Garage

Main Floor Powder Room

Kids Can Walk To School

Spacious Open Concept Homes

208 St

w w w.natureswalklangley.com 604.888.8370 • 20966 77a Avenue Open Noon – 5pm Everyday (Except Fridays)

209 St

STARTING FROM THE LOW $300’s 80 Ave 77a Ave Prices and incentives are subject to change or be withdrawn without notice. Conditions apply to the government bonus. See sales representative for details. E&.O.E. Sales and Marketing by Fifth Avenue Real Estate Ltd.

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 41

showhomeoftheweek

NATURE’S WALK Thinking ‘outside the box’ earns Langley townhome nomination for best display home by Janine Mackie

Great style can’t simply be bought. Style comes

from within and is very personal, says interior designer Samantha Muller of Kleen Design as she admires the alphabet collage she recently installed in a Langley showhome. “Breaking the rules is big for 2013... to think outside of the box,” says Samantha. “This collage is a fresh take on the typical photo gallery wall. I used reclaimed and new letters sourced out from all over the continent. There’s vintage gas station letters, handmade moss, antique wood and even letters silk-screened on jute!” Samantha’s finesse for bringing showhomes to life is spurred from everyday moments – a trip to the market, an intimate dinner

party or a family walk through the forest. Her free spirit and strategies for maximizing small spaces has garnered her industry recognition for enthusing new-home buyers with attainable style. When the Canadian Home Builders’ Association of British Columbia (CHBA BC) recently announced this year’s Georgie Awards’ finalists, Samantha could hardly contain her excitement. Nature’s Walk, a new community of 83 townhomes in Langley’s fast-growing Willoughby neighbourhood, was nominated in five categories, including “Best Interior Design Display.” For Samantha, who worked alongside the developer Royale Properties from the onset with selecting finishes, specifications and styling the show-

42 metro vancouver new home guide | february 8 - 22, 2013

042-043-044-045 Showhome Nature's Walk_AY-WK.indd 42

2/5/13 4:38:12 PM

“A home will have a better flow and the space will feel more cohesive and inviting if it grew from an initial concept.” Samantha Muller, interior designer

home, this was an enormous compliment. “I would love to win this year,” enthuses Samantha. “I always try to create functionally inviting living environments that portray a bit of whimsy and help free up the home owners’ imaginations to showcase what they could possibly do to personalize and outfit their own homes.” Nature’s Walk is the only townhome nominated in this category. Other finalists awaiting the announcement of who will take home the Gold at the gala event at the Vancouver Convention Centre on Feb. 23, include: The Private Residences at the Hotel Georgia, Meccanica in Vancouver, The Austin in Coquitlam and 15 West in North Vancouver. february 8 - 22, 2013 | metro vancouver new home guide 43

042-043-044-045 Showhome Nature's Walk_AY-WK.indd 43

2/5/13 4:38:36 PM

* Showhome playfully blends classically inspired furniture with a modern twist

While Samantha has not yet received any direct feedback from the judges, she expects they found the “Light Colour Scheme” of the 1,340-sq.-ft. townhome to be fresh and inviting, and were engaged by the numerous memory points in the display home – the bistrostyle setting in the kitchen nook, the bold black and white striped wallpaper in the powder room and the reclaimed-look of dining table that gives the showhome a West Coast feel with its mock dinner party setting of Malbec and mussels.

44 metro vancouver new home guide | february 8 - 22, 2013

042-043-044-045 Showhome Nature's Walk_AY-WK.indd 44

2/5/13 4:39:08 PM

“First-time buyers have especially loved the showhome,” says sales co-ordinator Tianne Matchett. “Both the style and the price point from the mid-$300,000s make this home one they can relate to.” So once homebuyers become homeowners, how do they make a home their own? Truth be told, it’s easy when moving into a new home to purchase items on a whim – pieces you may fall in love with spontaneously, but when brought home look fragmented and out of place. Before taking a crack at DIY (do-it-yourself) decorating, Samantha encourages new-home owners to fuel their imaginations and define their style – flip through magazines, create an idea book at houz.com and conceptualize a plan. “A home will have a better flow and the space will feel more cohesive and inviting if it grew from an initial concept,” says Samantha. For this award-winning showhome, Samantha envisioned a couple in their 30s who enjoy good food, good company and the finer things in life like fine wine and overseas travel. Her theme developed from juxtaposing a Liberty furniture style – forever playful and glamorous, edgy and classic, beautiful and liveable (but always with a wink), with a more casual Granville Island marketplace feel, for a result that fuses sophisticated moments with those that are very West Coast. Throughout the home, personality is subtly divulged with personal collections, handcrafted accessories, beautiful art and flowers. The three-bedroom home has an easy-going charm and flow that’s as ideal for entertaining as for everyday living. From the lightfilled garage, with its charming potting table and leafy wall decals, to the nine-ft. ceilings on the main floor, laminate hardwood floors and the convenience of a two-piece powder room, the home has both purpose and panache. To its sizzling grey quartz countertops, stainless steel appliances and contrasting white cabinetry, Samantha adds pops of personality with mustard-yellow pasta pots, an inspiring chalkboard message, industrial chandelier and chic black bistro stools astride the island. When choosing furnishings for the showhome, Samantha was motivated to create a “customer-attainable experience,” with pieces that were purchased from familiar stores like Ikea, Pottery Barn and HomeSense, and accentuated with custom drapery and bedding, as well as made-to-order pieces from Knock on Wood and etsy.com Being “sent to one’s room” is hardly a punishment when it’s as whimsical as the bedrooms at Nature’s Walk. One bedroom was transformed into a cabin in the woods, while the other feels as dreamy as a cloud with its white coverlet, wrought iron bed and adorable owl motif. Changing the hardware and pulls on furniture is one of Sam’s little secrets for imparting personality into a space. In the master bedroom, the classic bureau is given a modern twist by simply switching the pulls to ones with a black and white motif to complement the colour blocking on the duvet. “It’s those small finishing touches that make all the difference!” Experience Nature’s Walk in living colour this week with both the light and dark schemed showhomes open for viewing daily (except Fridays) from noon to 5 p.m. at 20966 – 77A Ave. in Langley.

GREAT STYLE STARTS WITH A PLAN & KNOWING WHERE TO SHOP

Potting Table Ikea Round White Kitchen Table Ikea Black Island Stools Ikea Dining Room Table & Bench Seating Custom-made Knock on Wood Sofa Custom-made by Stylus Drapery: Custom-made by Window Works and Maxwell Fabrics Art Custom made Hambleton’s Fine Art Services Girl’s Bedroom Furniture Ikea Leirvik bed frame in white Owl Accessories Etsy.com and Pier One Master Bedroom Furniture Custom-made Knock on Wood Side lamps and drum shades Urban Barn

february 8 - 22, 2013 | metro vancouver new home guide 45

042-043-044-045 Showhome Nature's Walk_AY-WK.indd 45

2/5/13 4:39:15 PM

184th St

176TH ST

168th St

152nd St

Serpentine Fen Nature Reserve

South Surrey / White Rock d tR cen s e Cr

40th Ave

99a

32nd Ave

Crescent Beach / Blackie Spit

5 10 9

184th St

16th Ave

176TH ST

152nd St

140th St

148th St

128th St

16th Ave

H GE OR GE

16th Ave

24th Ave

G KIN

20th Ave

24th Ave

South Surrey Athletic Park

26th Ave

168th St

24th Ave

164th St

Sunnyside Acres Urban Forest Park

Ma rine Dr

160th St

Crescent Park

15 12

10th Ave 8th Ave

8th Ave 1

South Surrey / White Rock

CANADA 1. Summerfield 5. Blu UNITED OF AMERICA 172nd St & 2ndSTATES Ave 15988 32 Ave 604-536-1155

2. Toccata 2929 - 156 Street 604-535-5088

3. Wills Creek

16228 16th Ave 604-542-1616

2845 156th St. 778-545-8737

6. Belcroft 15977 26 Ave

10. Niche

7. Abbey Road

11. Breeze

604-568-8830 24th & 164th 604-542-0660

160th & 32nd Ave 604-542-8971

4. Pier 16

604-782-5258

9. The Heights

8. Morgan Heights 16092 - 28 Ave.

604-560-1053

3039 156th St. 604-535-5511 #5 16223 - 23rd Ave. 604-582-1113

12. Southbrooke 10th Ave. & 165th St. 604-805-2941

46 metro vancouver new home guide | february 8 - 22, 2013

046-South Surrey White Rock - NEW MAP.indd 46

2/5/13 8:59:33 PM

south surrey/white rock

Prices subject to change without notice E.&O.E.

february 8 - 22, 2013 | metro vancouver new home guide 47

mortgageoptions

SUPERSIZE YOUR

mortgage payments

ACCORDING TO A RECENT RBC HOME OWNERSHIP

survey, 65 per cent of Canadian homeowners are worried about mortgage rate increases, and 56 per cent admit that their mortgage is higher than they expected. “Flexible payment options can help take some of the guesswork out of interest rates increases,” says Marcia Moffat, RBC head of home equity fi nancing. “Speaking with a mortgage specialist and making a few simple changes can help you save thousands on interest costs as well as take years off your mortgage.”

Priced from $337,000.

39 Premium South Surrey Townhomes Located in the heart of Grandview Heights | Open Daily 1-5pm 778.545.8737 | www.lakewood.ca/the heights BY LAKEWOOD

48 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

048-049 Mortgages 101-Supersize and Preapproval_AY-WK.indd 48

2/5/13 4:19:49 PM

HERE ARE A FEW TIPS TO HELP YOU PAY OFF YOUR MORTGAGE EVEN FASTER. » Make annual mortgage payments on the principle. Many

mortgages allow you to make a lump sum payment once every 12 months or at renewal time, which is applied directly to the principal. If you come into a large sum of money through an inheritance or bonus, consider making a prepayment, which can shave years off your mortgage. » If you double up your payments once per year for 25 years, on a $250,000, 25-year mortgage at five per cent interest, you can save more than $30,000 and shave 3.5 years off your amortization term. » Switch to a bi-weekly mortgage payment schedule. Changing to an accelerated bi-weekly payment can be an easy adjustment that will help you save on mortgage interest. The bi-weekly accelerated payment works to help you pay down your mortgage faster as you actually end up making 26 bi-weekly payments a year versus 12 monthly payments. This adds up to one extra monthly payment every year. For more information, visit rbcroyalbank.com

UNLOCK THE POWER OF MORTGAGE PRE-APPROVAL SO, YOU’VE DECIDED TO TAKE THE PLUNGE INTO HOME ownership and start searching for your first home? Make sure you have your financing in order before you start your search. “Having a mortgage pre-approval is a critical component of buying a home, particularly for younger homebuyers,” says Marcia Moffat, RBC head of home equity financing. “It presents you as a serious purchaser to both realtors and sellers.” Pre-approvals have no obligation and help lock in your interest rate. It also clarifies your budget and sets your expectations accordingly so you’re not wasting your time viewing houses that are beyond your budget. With a pre-approved mortgage you will know what you can afford right away. On top of the pre-approval amount, consider your lifestyle preferences and how future cost increases may impact your payment comfort zone.

MOVE IN TODAY!* Discover a new benchmark in West Coast urban living. A vibrant townhome community of two, three, and four bedroom homes, located just steps away from world class shopping and amenities in South Surrey. Priced from $319,900*. Receive up to $10,000* in free options for a limited time! VISIT US AT OUR NEW PRESENTATION CENTRE: #15-16223 23A AVENUE, SURREY | 604.582.1113 VISIT ADERA.COM CHECK US OUT ON TWITTER AND FACEBOOK *LIMITATIONS APPLY. THIS IS NOT AN OFFERING FOR SALE. SALES BY DISCLOSURE STATEMENT ONLY. E&OE. BREEZE ADERA PROJECTS LTD. ADERA REALTY CORP. 2200 – 1055 DUNSMUIR ST., VANCOUVER V7X 1K8 | 604.684.8277

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 49

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february 8 - 22, 2013 | metro vancouver new home guide 51

themortgageminute

Why real estate investing STILL MAKES SENSE by PETER KINCH A NEW YEAR HAS BEGUN AND YOU’RE ANALYZING YOUR FINANCES,

planning for the future and wondering where you can get the best return on your money. As we approach another tax season, you’ll be inundated with multiple mutual fund companies promoting the tax advantages of parking your RSP money with them. You’ll wonder about the stock market and the ongoing That would make the value of the property global issues. You’ll start to look at hard assets such as gold or precious medals. $525,000 – effectively a $25,000 increase in And, of course, you’ll look at real estate. The hard question is, which vehicle your asset value – not including the amount will produce the best results? My answer to this question will always be the of debt reduction or positive cash flow over same: the action is dictated by the goal. the course of the year. First and foremost, it is important to understand that all of the above On the surface, the first investor had an options are simply vehicles designed to accomplish an end result. The first investment that outperformed our real estate step is to determine what that desired end result is, and then ask yourself, investor by four times, but actually made less which vehicle will move me closer to that goal? You may have a variety of money due to the fact that it wasn’t leveraged. arguments or reasons to choose one vehicle over another, but here are four That’s the power of leverage. The key is to reasons why you may want to consider real estate as your investment vehicle understand that it can also go the other way of choice, along with one caution: – and that is the importance of having a longterm strategy and investing in areas with strong 1 The power of leverage fundamentals and good cash flow. Leverage is a tool that can work for you or against you, but there is no denying the fact that it is a very powerful tool. Let’s take the example of two investors 2 Interest rates sitting on $100,000 cash. Two keys to being able to develop a successful ›› One investor chooses to put their capital into either the stock market or pre- real estate portfolio are affordability and cash cious metals. If they spend $100,000 – they receive in return $100,000 in flow, and an underlying fundamental to both of either stock or a precious metal asset. If their investment were to increase those is the rate you pay for borrowing money. (perform) at a rate of 20 per cent over the course of a year (although I The good news for Canadian investors in don’t presently know of any funds 2013 is that we still have low interest rates. offering that return) their investDue to the ongoing global credit issues, the Two keys to being able Bank of Canada (BoC) has indicated its intent ment of $100,000 would produce a $20,000 return. to develop a successful to keep rates low through to 2013. But it is ›› The other investor chooses to use important to note that the BoC can only influreal estate portfolio her $100,000 cash as a 20-per-cent ence the prime lending rate – which is used to are aﬀordability and down payment and purchase a determine your variable rate mortgage. cash ﬂow, and an $500,000 property in an area that It is important for consumers to remember has good economic fundamentals underlying fundamental that the fi xed rates are governed by the bond and produces a positive cash flow market and that although the BoC has indito both of those is the cated every month. Let’s assume that it does not intend to increase the prime rate you pay for this property increases by only five lending rate, that does not guarantee that longborrowing money. per cent over the course of the year. term rates will not rise in the meantime. A 52 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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2/5/13 4:19:57 PM

return of money to the markets will cause a drop in bond pricing followed by an increase in the bond yield, which will result in an increase in long-term rates even if the BoC leaves prime unchanged. A further threat to low interest rates is that even though we will not likely see a rise in prime, we have already seen the disappearance of the discount on variable-rate mortgages. Due to a lack of liquidity in the global markets, the cost of borrowing has increased for lenders. As such, variable-rate mortgages are less profitable and they have cut back on the discounts they offer. The net result for borrowers is that the amount you pay on a variable mortgage is not as attractive as it was a year ago. Having said that, we need to be very clear that even without a discount, a prime lending rate at or about three per cent is ridiculously cheap and allows for great investment opportunities. There are multiple opportunities within the Canadian marketplace that can create positive cash flow as long as the interest rates are below four per cent and you can easily get a five-year term today well below four per cent, so the ability to get a cash-flowing property and lock that in for five years will be as good in 2012 as it’s ever been.

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

I expect the U.S. to be hit harder by the fallout in Europe, but that will impact only regional Canadian economies that depend on trade with the U.S. Although we are still largely an export-dependent country, there are a lot of regional 3 Seeking safe harbours pockets that have a strong domestic economy As the global financial markets conand are expected to grow in spite of global issues. tinue going through more drama There is no such thing Look for strong GDP growth, followed by strong than a daytime television show, the employment numbers which in turn brings a as a Canadian real fallout is consumer angst resulting strong tenant base. A strong tenant base comestate market – it is in low consumer confidence. bined with low interest rates creates the opregional. You can have portunity for positive cash-flowing properties. When consumers lack confidence, they tend not to make bigsolid fundamentals in And if the property flows cash in good times ticket purchases. Real estate is obvi- one town, while another and in bad, you need not worry about potential ously one of those items and this to fall or bubbles to burst. within 100 kilometres for values alone could result in a slight drop The value of your property the day after could have an economy you buy it is irrelevant until the day you go to in market values. However, it is the exact same angst and fear that drive solely based on exports sell it. If you are purchasing investment real consumers to seek out safe harbours estate with a long-term buy-and-hold philosoto the U.S. in a storm, placing their money in phy, and you have purchased in an area that areas perceived as protected from gives you positive cash flow, then you don’t the roller-coaster that the stock market has become. This is the reason we need to worry about the hype in the headlines have seen records in the price of gold. Investors are speaking with their pock- regarding property values. Just focus on letting etbooks and saying loud and clear that they are losing confidence in the market your tenants pay off the mortgage over time and want a tangible asset that they can own and hold. What could be more and enjoy the cash flow when you have a free tangible than real estate and if you were looking for a safe harbour in real and clear asset. estate, which country would you invest in? So, as you look at your fi nancial options Canada has been seen globally as one of the few countries to have survived for the year, ask yourself fi rst and foremost: the last global recession relatively unscathed. In fact, our banking system and What results do I need from my investments, domestic economy have become the envy of the world. Then analyze your options in the context of your goals. If you choose real estate, simply 4 Sound economic fundamentals stick to the fundamentals, take action while Regardless of where you buy real estate, you should make your purchase based others worry over headlines, take advantage on sound economic fundamentals. There is no such thing as a Canadian real of low rates and use leverage wisely. Invest estate market – it is regional. You can have solid fundamentals in one town, and don’t speculate, and both you and your while another within 100 kilometres could have an economy based solely on children will be glad you did in the years to exports to the U.S. come. Happy investing! FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 53

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Vancouver / Downtown Vancouver

BURRARD INLET

E HASTINGS ST

NW Ma rine Dr

Jericho Beach Park

Termin

W 10th Ave

E Broadway

W 12th Ave

KIN

E 12th Ave

GS WA Y

KNIGHT ST

Oak St

SW Ma rine Dr

GRANVILLE ST

Arbutus St

W King Edward

Pacific Spirit Park

MAIN ST

all W

Ave 16th

Renfrew St

al Ave

CAMBIE ST

Blv d

kM roo stb We

UBC

Venables St

Burrard St

Chancello r

Queen Elizabeth Park

E 29th Ave

Oak St

Victoria Dr

E 41st Ave

RIN

BOUNDARY RD

W 57th Ave

SE MARINE DR

Vancouver 1. River Walk

3179 E Kent Ave. N 604-438-2858

2. Blanc

1891 - W 2nd Ave. 604-600-8790

3. The Jeffs Residence 1298 Salsbury Dr. (Salsbury & Charles) 604-558-1907

54 metro vancouver new home guide | february 8 - 22, 2013

054-Vancouver Downtown - NEW MAP.indd 54

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EE MO K DE EN L D HO S FR ME O O M P 1 - EN 4P M

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BLANCMODERN.COM february 8 - 22, 2013 | metro vancouver new home guide 55

NEW HOME BUYERS GUIDE Client: KLM Marketing / The Airey Group Project: Blanc Modern 055-Blanc 01-11-13.indd 55

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56 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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inthenews

Celebrating BC’s finest townhomes and single-family homes The 21st Annual Georgie Awards by Susan M Boyce

The Envelope Please Just some of the finalists in the townhome and single-family categories of this year’s Georgie Awards. To get a closer look at all finalists and view pictures of their entries, visit georgieawards.ca Best Single-Family Detached Home (Up to 2,000 sq. ft. and Under $500,000) Arbutus Qualicum Landing: Palladian Developments Hampstead: Portrait Homes South Slope Courtyard House: KAO Construction Design Studio Hollyburn Home Qualicum Landing: Palladian Developments Winter Residence: Ario Construction

Breeze by Adera is a contender for this year’s Best Townhouse Development.

It’s almost time: time to

honour the crème de la crème among the experts who build, develop and market British Columbia’s finest houses and townhomes. That’s right, the 21st Annual Georgie Awards are almost here. This year saw more than 500 entries in a total of 45 categories – each one a tribute to the imagination, innovation and sheer passion for quality that characterizes this province’s residential building industry. Finalists in most categories were announced last November, but at press time, contenders for the Grand Georgie Awards and Customer Choice Georgie Awards powered by Avid were still waiting to discover who will be in the running for top honours.

“I have great respect for our members who choose to enter the Customer Choice categories,” noted MJ Whitemarsh, CEO of CHBA-BC, when discussing last year’s battle to be the best. “It requires bold confidence in one’s abilities and a real desire for self improvement to allow your company to be judged by your customers and then take the information and act upon it.” Winners of the 21st Annual Georgie Awards will be announced at a gala celebration on Feb. 23, 2013 at the Vancouver Convention Centre West. For more information and to view images of all projects in this year’s final competition, visit georgieawards.ca

Best Townhouse Development Brownstones on the Boulevard: Algra Bros. Developments Nature’s Walk: Royale Properties Breeze: Adera Development Corp. Vantage Townhomes: Vesta Properties The Pointe, Phase 3: Citta Group Best Interior Design Display Suite The Private Residences at the Hotel Georgia: Hotel Georgia Development Meccanica: MAC Marketing Solutions Nature’s Walk: Royale Properties The Austin: MAC Marketing Solutions 15 West: MAC Marketing Solutions Best Sales Centre Meccanica: MAC Marketing Solutions Altitude: Hungerford Group Capital City Centre: League Assets 15 West: MAC Marketing Solutions Collection 45: Fifth Avenue Real Estate Marketing february 8 - 22, 2013 | metro vancouver new home guide 57

057 Georgie Finalists for New Home_JY-WK.indd 57

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Vancouver ad

Buying or building your own home? Find out about your rights, obligations and information that can help you make a more informed purchasing decision. Visit the B.C. government’s Homeowner Protection Office (HPO) website for free consumer information.

Consumer Protection for Homebuyers Services • New Homes Registry – find out if any home registered with the HPO: • can be legally offered for sale • has a policy of home warranty insurance • is built by a Licensed Residential Builder or an owner builder • Registry of Licensed Residential Builders

Resources • Residential Construction Performance Guide – know when to file a home warranty insurance claim • Buying a Home in British Columbia Guide • Guide to Home Warranty Insurance in British Columbia

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58 metro vancouver new home guide | february 8 - 22, 2013

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New Homes Registry Keeps Homebuyers informed The New Homes Registry provides free access to find out if a home has a policy of home warranty insurance and is built by a Licensed Residential Builder, or whether it’s built without home warranty insurance. Homebuyers can obtain valuable information such as the name and contact number of the warranty provider, the builder’s warranty number and whether an owner-built home can be legally offered for sale. Every new home built for sale by a Licensed Residential Builder in British Columbia is protected by mandatory third-party home warranty insurance. Better known as 2-5-10 home warranty insurance, this coverage includes: two years on labour and materials, five years on the building envelope (including water penetration), and 10 years on the structure. It’s the strongest system of construction defect insurance in Canada.

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For free access to the New Homes Registry visit the Homebuyers section of the HPO website.

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february 8 - 22, 2013 | metro vancouver new home guide 59

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BURNABY / NEW WESTMINSTER Barnet Marine Park

BARNET HWY

iver sit y Dr W Un

G ag

Royal Oak Ave

Willingdon Ave

Burnaby Lake Regional Park

Can ada

Deer Lake Deer Lake Park

Royal Oak Ave

Gilley Ave

Nelson Ave

Patterson Ave

h 6t th 10

e Av

h 8t

Southridge Dr Ma eD rin

MARIN E WAY

E ST

WA RD SON W AY

A4. Casa de Oro

Boundary Rd

A2. Bloom

1710 Gilmore Ave 604-291-9130

ve lA ya Ro

y Wa nt rwe De

A3. Aviara

Queen’s Park

Duncan St

BURNABY 9350 University High Sreet 604-320-3386

e Av

St yd Ewen Bo e Av

A1. Lift

e Av

Mari ne D r

h 8t

Braid St e Av

DE RI CB M

h 8t

h 6t

MARINE W AY

e Av

r sD th iffi Gr

SE Marine Dr

Imperial St

th 16

e Av

Imperial St

ay W

t lS ria pe Im

th 10

nd rla be m Cu

KIN GS WA Y

Metrotown

da na Ca

Av e

Lougheed Mall Austin Ave

Sprott St

Oakland t S

Central Park

y Wa di lar

ay W

BOUNDARY RD

BCIT

Cla rke Rd

Squint Lake Park

North Rd

Sperling Ave

Grey sto ne D r

Cliff Ave

Holdom Ave

Brentwood Mall

Burnaby Mountain Golf Course Broadway

49 t h

SFU Un ivers ity Dr E ag lar di Wa y

Willingdon Ave

HASTINGS ST

Burnaby Mountain Park

INL ET DR

Confederation Park

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60 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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62 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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Advice on buying a new home or condo Mortgage and financing tips and much more

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february 8 - 22, 2013 | metro vancouver new home guide 63

moving

Communicate It can be hard to tell your kids that they’ll be

How to make

moving easier on your kids

moving, but making sure that they know they can talk about how they’re feeling about the move is important. Try to keep the conversation positive by telling them about all the fun things they’ll be able to do in their new home, but acknowledge that they’ll feel some sadness about leaving their old one. Help them say goodbye Organize a going-away party for your

children and their friends, and work with the parents of their friends to gather contact information so they can keep in touch after you move. Take inventory Take a minute with each child to go through

toys and clothes to see what can be donated. By letting them help with these decisions, you can eliminate any angst that might come if they realize something they wanted was left behind when you get to your new home. Pack a first-day box Have children pack a box of things that they

will want the first day you move into your new home, like favourite toys, books or stuffed animals. Have the movers pack these boxes last so they are the first things unloaded when you arrive. If you are moving a long distance, have each child pack another bag with items to keep them entertained during the trip. Form a moving team Creating roles for your older children so

they can help you move can make your move go quickly and smoothly. If possible, arrange for somebody to watch your younger children so you can focus on moving tasks. Hiring movers can also help take some of the pressure off you so you can tend to your children. Your younger children may also be thrilled by the chance to see the moving truck up close, so take the time to show them. Help them feel at home Showing your children new parks and

WHEN ADULTS DECIDE TO MOVE, it’s often to

pursue an exciting opportunity or discover a new place. But for children, moving can be much harder to understand, as often they’ve only known one place as home. As you travel through adulthood, the unknown becomes more alluring, but it’s because you’ve been through major life changes before. That’s why it’s important to take some steps to make this major transition easier on your kids. Here are some tips from the moving experts at Penske Truck Rental for helping your children adapt to a new place, along with some practical moving advice for families:

other attractions in your new community will help them feel excited about their new home. Plan ahead to get them enrolled in activities with other children so they can quickly make new friends. However, be sure to explain to them that making new friends takes time, so they aren’t discouraged if it doesn’t happen for them right away. Communicate with their teachers to see if there’s anything special you can do to help your children feel more comfortable at school. By doing the little things to help your children cope with the tough parts of moving, you’ll put them in a position to acclimate themselves to their new home quickly and easily. For more helpful moving tips, visit pensketruckrental.com

64 metro vancouver new home guide | february 8 - 22, 2013

064 moving-moving with kids_JY-WK.indd 64

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burnaby/new westminster

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february 8 - 22, 2013 | metro vancouver new home guide 65

065-Casa dOro 01-11-13.indd 65

2/5/13 6:14:53 PM

eau Plat

Coquitlam / Port Coquitlam / port moody Park w

Blvd

Lincoln Ave

sy St

Shau g h ne s

Mariner Way

Daw es H ill Rd

e r David Ave. Coast Meridian R i vand ser Fr a 604-880-1880

A2. Burke Mountain Heights

3479 Galloway Ave. 778-285-6299

A3. Northbrook

3431 Galloway Ave. 604-468-2212

A4. Bloom

Sales Centre 618 Langside Ave. 604-939-8808

Kin gs wa yA ve

Dominion Ave B1

Dewdney Trunk Rd

LO UG HE ED

Colony Farm Regional Park

RY MA

Coquitlam A1. Cedar Creek

HW Y

SS PA BY L HIL

A5. Hazel

Unit B - 901 Lougheed Hwy 778-829-1500

A6. Farrington Park

Coquitlam Burke Mt 604-464-7985

port coquitlam B1. Dominion

Ford Rd

2423 Avon Place Pitt Meadows 604-469-8988

Meadow Gardens Golf Course

Hammond Rd

Airport

B2. Citadel Heights

Dewdney Trunk Rd

HW Y

Harris Rd

LOU GHE ED H WY

LO UG HE ED

Harris Rd

A ve ette Brun

Mundy St

Austin Ave

LOUG HEED HW

Linton St

Gatensbury St

Blue Mountain St

Cla rk eR d North Rd

Mundy Park

Citadel Drive & Pitt River Road 604-468-2169

S Bonson Rd

Prairie Ave

mal Dr

Austin Ave

Como Lake Park

ia or ct Vi

Cedar Dr

Smith Ave

Coast Meridian Rd

Victoria Dr

The r

Como Lake Ave

Ottawa St

Dav id A ve

Johnson St

BA R N

David Ave He rita g eM Ioc oR ou Town d nta Centre in Lan Shoreline Park Bl sdo v Park d wn eD Pioneer r Memorial Rocky Point Inlet Park Park Park Coquitlam BARNET HWY Centre ST JOHNS ST Dewdney Trunk Rd

Coast Meridian Rd

Pin etr ee Wa y

Ridge Park

A7. Riley

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Golden Ears Bridge

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66 metro vancouver new home guide | february 8 - 22, 2013

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Westwood St

COQUITLAM/PORT COQUITLAM/PORT MOODY

igh Av Burle

Bedford St

Como Lake Ave

ay Ave

Kingsw

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FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 67

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68 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

You Can Really LIVE Here

Citadel Heights DR

EL CI

TA D

Prices are subject to change without notice. HST/GST not included. This is not an offering for sale. Such an offering can only be made by way of a disclosure statement. E.&O.E.

Opening March 9

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PA S

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Bluetree Bishop ad for New Home Guide

inthenews

UDI’s 2013 Forecast Panel What’s Ahead in Metro Vancouver by Susan M Boyce It’s become an annual tradition.

And this year, the Urban Development Institute’s forecast panel discussion attracted more than 1,100 people, all eager to hear Tony Astles (executive vice-president of Bentall Kennedy), Colin Bosa (CEO of Bosa Properties), and Eric Carlson, (president and CEO of Anthem Properties) discuss, debate and make a few predictions about Metro Vancouver’s 2013 building and construction industry. Balance and stability Colin Bosa Eric Carlson Tony Astles CEO of Bosa Properties President and CEO of Balance and overall optimism were an Executive vice-president of Anthem Properties Bentall Kennedy underlying theme expressed by all three speakers. According to Astles, Metro Vancouver’s white-hot condo construction activity is becoming more balanced they’re going to have to work harder at it.” He predicted developers that want to in part because many of the stimulus- continue seeing steady traffic through their sales centres will need to sharpen their generated infrastructure projects are now pencils, pay even more attention to developing efficient floorplans and actively seek in the system and behind us. He also out locations in proximity to transit. noted that low interest rates will continue to woo people who would other- Buy now wise be renters toward the purchase of “Of course,” was Carlson’s immediate response to the inevitable question of whether small condos. now is a good time to buy. “I don’t think interest rates are going any lower. In fact, Carlson dismissed the widely publi- I predict they will creep up 50 basis points by end of year. We currently have standcized notion of a Vancouver housing ing inventory that will be gone if people wait for 12 or 18 months. And first-time bubble as “nonsense. Much of Metro Van- buyers who purchase before April still get that $10,000 gift from the BC government. couver homebuyers’ concern is driven by So yes, buy now.” the media. It’s a constant distraction to people who just want to get on with their In closing lives. I believe this is the year that fear In closing, each panelist offered a short, concise suggestion. “Cities and municifactor goes away.” He cited the recovering palities should focus on growing the businesses that already exist in their commuU.S. housing market as a major game nities,” was Astles’s advice. Carlson reiterated that now is a great time to buy and sent this message to dechanger but cautioned it might still be several months before the BC economy velopers. “Be good at what you do and stick to the fundamentals.” And finally, Bosa offered some wisdom borrowed from social networks. “The starts truly feeling the positive effects. A return to long-term averages for the value of a network goes up with every incremental user that joins. Our cities are number of housing starts is yet another the similar. With every person who moves here and every building that goes up, the indication of a balanced market, accord- city becomes more viable, the infrastructure more valuable and the social connecing to Bosa. But he too had a caution. tions more vibrant.” “The good news for sales people is that this year should see a lot of sales, but UDI is found online at udi.bc.ca 70 metro vancouver new home guide | february 8 - 22, 2013

070 UDI’s 2013 Forecast Panel_JY-WK.indd 70

2/5/13 4:20:07 PM

COQUITLAM/PORT COQUITLAM/PORT MOODY

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 71

Victoria Dr

HW Y

Ottawa St

Coast Meridian Rd

Cedar Dr

Ave

Pitt Meadows / Maple Ridge

Dominion Ave

232rd St

Dewdney Trunk Rd

r Rd Rive

116th

Derby Reach Regional Park

240th St

207th St

Ave 1

Way aka Kan

110th Ave 108th Ave r Maclure D

Y HW

104th Ave 4

102th Ave

Jac kso n

ED GHE LOU

Golden Ears Bridge

240th St

Harris Rd

Pitt Meadows Airport

248th St

Dewdney Trunk Rd

227th St 228th St

124th Ave 224th St

216th St

123rd Ave

Hammond Rd S Bonson Rd

Ford Rd

Meadow Gardens Golf Course

203rd St

HW Y

Harris Rd

LO UG HE ED

Dewdney Trunk Rd 210th St

Dewdney Trunk Rd

224th St

Maple Ridge 1. Bluetree Homes at Kanaka Creek 11176 Gilker Hill Rd. 604-476-1188

2. Hampstead at Silver Ridge

3. Trails Edge

24185 1068 Ave. 604-805-4669

4. Springside

24177 102 Avenue 604-477-2959

13555 230A St. 604-466-9278

72 metro vancouver new home guide | february 8 - 22, 2013

072-Pitt Meadows Maple Ridge NEW MAP.indd 72

2/5/13 8:59:41 PM

■ ■ ■ ■ BLACK ■ ■ ■ ■ MAGENTA

■ ■ ■ ■ CYAN ■ ■ ■ ■ YELLOW

PITT MEADOWS/MAPLE RIDGE

NEW PHASE 2 HOMES Being released Saturday, Feb.16th

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FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 73

CLIENT: Portrait Homes Ad FILE NAME: Portrait_HAMPSTEAD_NHG_NewPhase.indd

DATE: Feb 4, 2013 AD SIZE: 7.25” w x 9” h PUB: New Home Guide

finances

BUILDING YOUR BEST

ﬁnancial future at every age

YOUR TWENTIES ARE A VERY EXCITING TIME OF LIFE,

financially. For example, perhaps you’ve graduated without any debts because you decided to remain living in your parent’s home. Now you’ve got a couple of part-time jobs and you’re looking to rent a place with a friend. Or maybe you have a lot of school debt, but you lucked out on a high-paying job and you rent a very expensive palace alone. For the first time, you’re in charge of your financial decisions – and that can be overwhelming. Sometimes it’s easier to relax your discipline, but then this can lead to bad habits that can leave you feeling very financially insecure in your thirties, forties and beyond. The experts at Desjardins Group have some great ideas on how to stay fi nancially disciplined through every age. TWENTY-SOMETHING Do you know where your money goes? Getting a handle on your spending now will benefit you in the long-term. The best way to do this is to create a simple and flexible budget. Make a list of your income and expenditures, such as rent, groceries, utilities, transportation, savings, fun and clothing. Also include a line for debt and for retirement savings. You might wonder why, since retirement is decades away. But if you leave the money alone in a high-interest account, your money will grow thanks to compounding interest. THIRTY-SOMETHING You have more purchasing power now that you’re established in your career. But that means it’s easy to pack on the debt, too. Perhaps you’ve leased a car, you’ve taken a couple vacations, and maybe you’ve just had a really big wedding and a baby or two. If

you were a diligent saver in your 20s, chances are you have a pile of cash put aside for that pile of bills on your desk. If the opposite is true, then it’s time to shut down the debt before it snowballs into your 40s. Try to pay off your credit cards each month, too. Or aim to pay more than the minimum. And always apply any new found money to your debt. During this decade also, try to put as much as you can afford into an RSP. You’ll really appreciate it in your 40s. FORTY-SOMETHING Now that your debt is under control, how are your savings? Did you put away as much as you could for retirement and for emergencies? If you have kids, did you consider starting an RESP for their postsecondary education? If you were too focused on reducing your debt in the last decade, there’s still some time to catch up. Speak with a financial advisor about setting up an education fund for your child and about the best strategies for building your retirement savings.

For more information about these tips and to access ﬁnancial calculators, visit desjardins.com NC

74 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

074 Finances-building your best financial future at every age_AY-WK.indd 74

2/5/13 4:20:11 PM

Pitt Meadows/Maple Ridge STARTING FROM

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february 8 - 22, 2013 | metro vancouver new home guide 75

moneymatters

12 steps to getting financially

organized by gail vaz-oxlade

SET-UP 1. Gather all your paperwork. Create a file folder for each of the following: ›› Chequing accounts ›› Savings accounts ›› Retirement accounts ›› Investment accounts ›› Credit card accounts ›› Loans ›› Personal lines of credit ›› Mortgage ›› Insurance: life, disability, health, critical illness, home, car ›› Tax returns ›› Estate: wills and powers of attorney 2. Welcome to 21st century banking If you don’t already have it, set up telephone or Internet banking for your accounts. 3. Reduce fees by setting up a buffer If you can afford it, transfer $1,000 float to your chequing account (pretend it isn’t there) and use that to minimize your banking costs. 4. Save automatically Create an auto-debit from your chequing account to a savings account that will not be touched. Most people won’t put money into a savings account on a regular basis, opting to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think. 5. Create a monthly bill summary List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” beside these bills

and remember to deduct them from your spending journal at bill payment time each month. 6. Set up your in baskets Create an in basket with two bill folders labelled “1-15” and “16-31.” When a bill comes in, look at the due date and put the bill it in the appropriate folder. Recycle all the marketing crap in the envelope. Create a second in-basket with three folders labelled “bank statements”, “bills paid” and “tax receipts.” Weekly 7. Make a date with your money On the 12th and 28th of each month, set aside the time in your schedule – you’ll need about 30 minutes – to pay your bills. Always pay your bills in one place – a place that you’ve equipped with the following: your bill paying system, a spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler, return address labels and a recycling bin. When you pay a bill, write the cheque or transaction number, amount paid and the date you paid it on the bill. Put the paid bill in your “Bills Paid” file. Deduct the amount you’ve

76 metro vancouver new home guide | february 8 - 22, 2013

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2/5/13 4:20:12 PM

spent from your spending journal. If a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your folder so you don’t forget it. Monthly 8. Reconcile your bank statements When your bank statements come in, put them in your inbox folder. Make a date when all your statements are in (it will depend on when you receive them) to: ›› Review your statements to make sure there are no mistakes ›› Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. A cheque that takes a long time to clear in the bank can lull you into thinking you have more money than you do. Go back at least a month to make sure all previous cheques have cleared. ›› Talk about anything unusual Quarterly 9. File Once aTE_Ad_1-2Pg_NHBG.pdf quarter, file all of your to keep 3 paperwork 12-07-18 11:38 AM your system current.TE_Ad_1-2Pg_NHBG.pdf 3 12-07-18 11:38 AM

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

10. Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing. Annually 11. Revamp your budget Review your budget using last year’s credit card and bank statements to see what you actually spent. If you spent more on a particular category, make sure you know why or look for ways to trim. 12. Clean up Go through your files at the end of each year and throw out bills and receipts no longer needed for auditing/budgeting purposes.

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Call today: 604.805.4669 Call today: 604.805.4669 Display homes: 24185,106B Avenue, Maple Ridge Display homes: 24185,106B Avenue, Maple Ridge Open: Saturday – Thursday, Noon – 4:00pm Open: Saturday – Thursday, Noon – 4:00pm

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february 8 - 22, 2013 | metro vancouver new home guide 77

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78 metro vancouver new home guide | february 8 - 22, 2013

078-HOMETRADER FILLER.indd 78

2/5/13 4:35:34 PM

You Can Really LIVE Here

AVE

gilk er h ill r d

KANA

WAY

*Ask sales staff for details. Prices are subject to change without notice. HST/GST not included. E.&.O.E.

RS N EA

barnston island

YFra PA SS se r

r ve Ri

G OLDE

Bonus*

Kanaka Creek

AIRPORT WAY

LO UGH

Schools, natural setting, family-friendly neighbourhood. Spacious floorplan, main floor powder room, bonus rec room, decks with a view.

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DEWDNEY TRUNK RD

D HWY

240

LO UG HE E

3 & 4 BED TOWNHOMES

232

224

AVE

216

HARRIS RD

128

203

Kanaka Creek LO

now selling

132

210

DEWDNEY TRUNK RD

om r F

0 0 ,9 4 0 3 $

AY KA W

Sales Centre open daily 12 -5 11176 Gilker Hill Rd., Maple Ridge 604 - 476 -1188 mcmillan island

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Kanaka Creek ad for New Home Guide

AVE

at kanaka creek

RICHMOND / DELTA / LADNER / TSAWWASSEN Vancouver International Airport (YVR)

Rive r Dr

ay chie W Grant McCona

Richmond Centre

No 4 Rd

No 6 Rd

Blundell Rd

No 5 Rd

No 4 Rd

No 3 Rd

Gilbert Rd

No 2 Rd

Williams Rd A2 South Arm Park

A1. Southpoint Cove

A3. Remy

A2. South Arm Gardens

A4. The Pier at London Landing

#2 Rd. & Andrews Rd. southpointecove.com Presentation Centre #100 - 12235 No 1 Rd. 604-274-7326

9388 Cambie Rd. 604-279-8866

62nd B St

NORTH DELTA

TSAWWASSEN

B1. Capella

C1. Tsawwassen Shores

28th Ave 10595 Delsom Crescent 604-581-8144

604-943-6677

6160 London Rd. (No 2 Rd. & London Rd.) 604-274-7326

80 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

080-Richmond Delta - NEW MAP.indd 80

Gr ov eR oa d

56th St

W AY L RD E

RICHMOND

Boundary Bay Regional Park

Be ac h

Cemetery

41st B St

8A Ave

Dr Arthur

113 St

South Delta Park

RN S

48th Ave

47th A Ave 47 e

Way son Jack

8A Ave

74 Ave

W r Rd Rive

56 St

75A Ave

53A St

119A St

116 St

75 Ave

55 St Beach Grove Golf Course

English Bluff Rd

RD R RI VE

Coast Tsawwassen Inn

53A St

118 St Rd English Bluff

Chalmers Park

115 St

D ore rym Bar

72 AVE

Grauer Park

12 Ave

78B Ave

112 St

Monroe Dr

52 St

82 Ave

SCOTT RD

84 Ave

80 Ave

Blv d

i ve

TSAWWASSEN

Riv er Rd

116 St North Delta Park

Mackie Park

on ica

Delta Nature Reserve

18 Ave 55 St

Tsawwassen Golf Club

80 Ave

17 90 Ave Splashdown Park

112 ST

NORDEL WAY

HW ACIS ANN

Sa nt a

56 St

NORTH DELTA

53rd St

No 3 Rd

96 Ave

Deas Island Regional Park Finn Rd

52 St

ilts hir e

99 A1

e as

Rd er Riv

Steveston Hwy

Moncton St

Westminster Hwy

Francis Rd

Railway Ave

No 1 Rd

RICHMOND HWY

Steveston Hwy

Garry Point Park

Cambie Rd

Granville Ave

Blundell Rd

Francis Rd

No 6 Rd

Cambie Rd

Alderbridge Way Lansdowne Park Mall Richmond Nature Park

Westminster Hwy

Granville Ave

Shell Rd

No 3 Rd

Ba ke rW ay

Garden City Rd

Bridgeport Rd

No 5 Rd

RICHMOND

KNIGHT ST

River Rd

12th Ave

2/5/13 8:59:44 PM

NEW HOME GUIDE

■ ■ ■ ■ BLACK ■ ■ ■ ■ MAGENTA

■ ■ ■ ■ CYAN ■ ■ ■ ■ YELLOW

RICHMOND/DELTA/LADNER/TSAWWASSEN

Grand oPeninG!

LAST CHANCE TO OWN

STEVESTON WATERFRONT

The latest addition to Steveston’s iconic waterfront, The Pier promises a rich and luxurious lifestyle on the water’s edge. Set above street-level retail, The Pier at London Landing is a collection of 76 beautiful, high-end condominiums overlooking a vibrant pedestrian-friendly plaza, a public waterfront park, lush riverside walkways, and an array of shopping options. Boasting incredible views and easy access to both Steveston Village and urban amenities, these premium view condos and penthouse units won’t be available for long.

Presentation Centre 12235 No.1 Rd, Steveston Call: 604.274.7326

SALES AND MARKETING BY

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This is not an offering for sale. E.&O.E.

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 81

CLIENT: Steveston Real Estate - The Pier FILE NAME: ThePier_NHG_FullPg_Feb8.indd

ISSUE DATE: Feb 8, 2013 AD SIZE: 7.25” w x 9” h PUB: New Home Guide

projectprofile

When complete, Tsawwassen Shores will be one of the largest masterplanned communities in Metro Vancouver. James Askew

Tsawwassen Shores Come home to oceanside living by Susan M Boyce

un’s shining and a light, ocean breeze whispers through the air. Overhead, an eagle soars, leaving four seagulls far below. It’s a typical scene here at the site of Tsawwassen Shores, a very definitely atypical master-planned community that’s just begun construction. “When complete, Tsawwassen Shores will be one of the largest master-planned communities in Metro Vancouver – 270 acres in total,” says James Askew, project marketer. “And being right beside the ocean, as well as only 30 minutes south of Vancouver or 10 from Richmond, it will also be one of the most unique.” Ultimately, he notes, there will be a broad range of homes – some 2,200 in total – including condos, townhomes and single-family houses. “Plus we’ll have an elementary school, a village-style neighbourhood centre, plus a massive destination shopping mall that’s expected to be one of the largest in the country.” Spacious homes Still, today it’s the first of Tsawwassen Shores’ two showhomes James is particularly eager to show me – and with good reason. An airy, sundrenched two-level with master on the main, this house successfully blends city sophistication with the casual welcome of a seaside retreat. Big, bright windows are everywhere including as an integrated element in the kitchen backsplash – an eye-catching innovation I’ve never seen before. The master boasts a soaring 10-ft. ceiling, cosy window-box seat and inviting ensuite with soaker tub, shower with rain-head shower and separate WC. “And isn’t this every woman’s dream?” James says throwing open the door to a massive walk-in closet. You bet it is.

Upstairs, this home has more surprises including a spacious tech-nook on the landing. “But check out our under-the-eves storage,” James suggests. As he opens the door, I burst out laughing. The five-ft.-high space is decked out like a mini-campsite complete with kid-sized deck chairs around a log “campfire,” sleeping tent and a painted forest backdrop. “We wanted to give ideas to grandparents who’d like their grandchildren to stay over more often.” He gives a wink. “Of course, it would be great for seasonal items or sports gear as well.” Big value “Tsawwassen Shores truly is a rare and exceptional opportunity,” James says. “There simply aren’t many places you’ll find a brand new, single-family home of this quality, with an oceanside location for under $500,000.” The Tsawwassen Shores presentation centre is located on Tsawwassen Dr. in Tsawwassen. Previews begin March 1, with sales commencing April 6. Aquilini Development and Falcon Homes are proud partners in the first phase of this exclusive offering. For more information and to priorityregister, visit tsawwassenshores.com or call 604.943.6677.

82 metro vancouver new home guide | february 8 - 22, 2013

082 PP Tsawwassen Shores_AY-WK.indd 82

2/5/13 4:20:23 PM

RICHMOND/DELTA/LADNER/TSAWWASSEN

YOUR NEW BACKYARD Presentation Centre and Model Homes opening soon.

» Close to Ladner Village

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come true. Tsawwassen Shores is a new

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Act now, they will sell quickly.

seafair realty an independent member broker

This is not an offering for sale. An offering for sale can only be made after filing a disclosure statement. Photos and renderings are representational only. E&OE.

NEW HOME BUYER CLIENT: Aquilini PROJECT: Tsawwassen Shores

FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 83

YOUR BEST SOURCE OF REAL ESTATE INFORMATION TO BUY, SELL, RENT OR RENOVATE. Pick us up at over 750 convenient locations including: Safeway, IGA, Skytrain Stations, Community Centres and More.

TO ADVERTISE CALL 604.519.6080 February 8 - 22, 2013 Volume 21 Issue 03

SHOWHOME REVIEW: NATURE’S WALK IN LANGLEY

WHY INVESTING IN REAL ESTATE STILL MAKES SENSE

12 STEPS TO GETTING FINANCIALLY ORGANIZED

2/5/13 3:50:45 PM

INSIDE THIS ISSUE

Dec. 07, 2012 - Jan 18, 2013 Volume 20 Issue 25

MAKING SENSE OF PROPERTY ASSESSMENT

2/5/13 3:49:02 PM

Special 6 Week Issue

Metro Vancouver Edition

THE EVOLUTION OF CONDO AMENITIES

HOW IMPORTANT IS LOCATION?

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Special 6 Week Issue

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Dec. 07, 2012 - Jan. 18, 2013 Volume 18 Issue 25

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NOVEMBER 2012 - JANUARY 2013 VOLUME 11 ISSUE 06

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• ATLANTIC CANADA • CALGARY • EDMONTON • MONTREAL • VANCOUVER • WINNIPEG 84 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 8 - 22, 2013

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FEBRUARY 8 - 22, 2013 | METRO VANCOUVER NEW HOME GUIDE 85

CLIENT: Oris - Remy NCG Ad FILE NAME: 1031F Remy_NHG_Jan2013.indd

DATE: Jan 18/2012 TRIM SIZE: 7.25”wide x 9”high

quicktips

The impact of

stuff

by Hellen Buttigieg Everything around you has an impact on you

whether you realize it or not. When you create and develop your décor, you are trying to set the tone of the room – give it a certain look and feel. You take time to include pieces you like and enjoy, whether they are part of the design or part of the function of the room. But other pieces make their way into your space, even though they may not belong there or may be there for the wrong reasons. By organizing, de-cluttering and streamlining, you can make sure your environment has the right effect! Is clutter getting you down? Surrounding ourselves with items that mean something to us brings pleasure. And then there’s all the other stuff. Often, when we feel down but can’t figure out why, it could be the clutter. Even if it’s stuffed in the back of the closet, the basement or the garage, you know it’s there. Every item holds a vibrational energy; if you’ve buried sad reminders of disappointments from your past, know that as long as you keep these emotionally toxic things in your space, they are still haunting you. Break free from the past and make space for new opportunities to come into your life. If it’s in storage

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host, author and owner of We Organize U. Visit her website, weorganizeu. com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

and bringing you sorrow, now is a great time to let it go. Out with the old, in with the new! Eliminate your clutter hot spots We all have certain spots in our homes that have become magnets for clutter, usually because they provide a convenient, empty, flat surface to pile things on. Walk around your home to determine where the clutter hot spots are, then remove the clutter (toss it in a box or laundry basket for now) and put something beautiful in its place, like a vase or a sculpture. If it’s the dining room table, set it as if you were having a dinner party. This will deter you from using it as a drop zone. Walk around your home with the box you tossed everything into and deposit these items where they belong, either in the garbage or recycle box or stored elsewhere in your house. If they don’t have a proper home, create one. Detaching from sentimental attachment Things that have a story attached to them are often difficult to let go of because of the sentimental attachment. Keep in mind that the item is not the memory; it simply triggers the memory. It may be beneficial to take a picture of the item and put it in a scrapbook or photo album with a short note telling its story. That way, the memory is preserved without taking up as much space. Another option is to pass along the items to a family member who could put them to good use. Daily de-clutter habit You brush your teeth every day. You shower every day. Why not de-clutter every day too? Make it a habit, just like the examples I gave, and it will become second-nature. Throughout the day, when you pull something out, take a moment to put it back when you are finished with it. At the end of the day, take a couple of minutes to do a “clean sweep” of your home and put away anything that is out of place. Keep a sticky note somewhere on your way to your bedroom to remind you for the first little while. After doing it for a month, you can take the note down because it will have become a habit – one that will serve you beautifully for the rest of your life. This simple practice can help you cut down on clutter without taking a lot of time and effort.

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