BC New Home Guide - Jan 24, 2014

Jan 24 - Feb 07, 2014 Volume 22 Issue 2

EXECUTIVE VIEW HOMES

NOW AVAILABLE INSIDE THIS ISSUE

WHY SHOULD YOU USE A MORTGAGE BROKER?

GAIL VAZ-OXLADE EXPLORES WAYS TO USE YOUR RRSPS

ORGANIZE: A PLACE AND A SPACE FOR EVERYTHING

PHASE 3 NOW AVAILABLE

FREMONT

OTTAWA

DOMINION

2, 3 + 4 Bed Rowhomes from the mid $300s Seaborne + Fremont, Port Coquitlam 604.552.0319

LO U

EE

SHERLING

RI V

ER

D

M

AR Y

HI

LL

TR

mosaichomes.com/fremont

TT

PIT

IVE

PI

GH

RB

RID

GE

*Prices are subject to change. E.&O.E.

LAST CHANCE

TO LOUGHEED

113B AIRPORT WAY

FRASER RIVER

Y RS WA

FRA SER

EN EA

OSPREY

GOLD

*Prices are subject to change. E.&O.E.

BONSON

mosaichomes.com/osprey

HARRIS

2 Bed + Den Rowhomes from $304,900* Osprey Village, Pitt Meadows 604.465.8712

Fresh new look.

Same commitment to excellence.

BUILDING SINGLE FAMILY HOMES FOR OVER 60 YEARS

MOVE IN READY HOMES AVAILABLE

NEW SHOW HOME

OPEN!

FROM THE $700’S (incl. net GST)

FROM THE $890’S (incl. net GST) OPEN DAILY Noon to 5pm 16145-28A Avenue, Surrey 604-560-1053 morgan@qualico.com

GPS: Fraser Hwy & 170th St.

OPEN DAILY (except Friday) Noon to 5pm 7797-170 Street, Surrey 778-574-2550 links@qualico.com

PLATINUM COLLECTION NOW SELLING!

FROM THE $890'S (incl. net GST)

foxridgehomesbc.com

4 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

112 Ave

COMING SOON Maple Ridge

240 St

OPEN DAILY Noon to 5pm 3479 Galloway Avenue, Coquitlam 778-285-6299 burke@qualico.com

ay

aW

ak

n Ka

Register at 110 Ave

www.cliffstone.ca

Single family homes & townhomes From $289,900 (Incl. GST)

3 bedroom townhomes From as low as $964/Month**

NOW SELLING PHASE 3 MyLunaHome.com 778.895.5862

JUST RELEASED PHASE 3 YorkLiving.ca 604.568.3385

30748 Cardinal Ave, Abbotsford

7298 199A St, Langley

(Incl. GST)

(Incl. GST)

This is not an offering for sale. Any such offering must be made with a disclosure statement.

Prices are subject to change. E.&O.E. **OAC. Conditions apply.

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 5

2 DISPLAYS

NOW OPEN

AMAZING INCENTIVE PACKAGES AVAILABLE 2 and 3 Bedroom Condos PRICES STARTING FROM

$

222,500

*

MOVE IN TODAY! Choose from a variety of spacious floor plans, sizes and locations.

68 AVE

*NET OF INCENTIVES

Un of fo

Visit us today!

6477 196th St, Surrey Call 604.530.0054

64 AVE

Sales Centre Open: 12-5pm (Except Friday)

SalixLiving.com

This is not an offering for sale. Prices and incentives are subject to change or can be withdrawn without notice. Prices exclude tax. Please speak to the Woodbridge sales team for offer details. E.& O. E.

2,

o

S

Thi wit

NeW HoMe DeSIGNS AvAILABLe!

2, 3 & 4 Bedroom Townhomes in Morgan Heights 32 AVE

PreSeNTATIoN CeNTre & DISPLAy HoMeS

ON DR

156 ST

D OY CR

Unmatched privacy in a park-like setting. Take advantage of amazing homebuyer incentive packages, available for a limited time only!

.

3039 156th Street, Surrey Open Daily: 12 - 5pm (Closed Friday)

28 AVE

KI

160 ST

This is not an offering for sale. Prices and incentives are subject to change or can be withdrawn without notice. Prices exclude tax. Please speak to the Woodbridge sales team for offer details. E.& O. E.

D LV

369,900

$

B G.

SoLD!

PrICeD FroM

NG

over 70%

24 AVE

604.535.5511

LiveatNiche.ca

Georgie Finalist for Best Interior Design!

WHAT SETS US APART?

3 BEDROOM TOWNHOMES DESIGNED WITH YOU IN MIND. Open Noon - 5pm (except Fridays) (#26 - 6350 142nd Street, Surrey 604.598.8873

•

A lush greenway runs through Canvas offering an abundance of green space while creating a feeling of openness.

•

Exclusive access to The Canvas Clubhouse, that overlooks the beautifully landscaped courtyard.

•

Powder rooms on the main floor.

•

Double car garages including the option for side-by-side parking with our D and E plans.

•

Colour schemes that offer bright interiors.

•

Quality finishings included in the purchase price!

liveatcanvas.com *Prices subject to change or be withdrawn without notice. E.&O.E. Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd.

8 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

$5,000 OFF SELECT HOMES

3 BEDROOM TOWNHOMES er

Hw

y

50 Ave

48 Ave

Sales Centre open daily 12 – 5 (Closed Friday) 4967 – 220th St., Langley 604-533-1886

Prices are subject to change without notice. GST not included. E.&O.E.

Winchester Ad for New Home Guide

224 St

49 Ave

221 St

220 St

From $319,900

Fra s

216 St

✓ Move-in ready ✓ Prime hilltop location with views ✓ Walk to top-ranked schools and amenities ✓ Powder rooms on the main floor ✓ 2-car garages and large backyards

56 Ave

Insertion: Jan. 24, 2014

contents

JANUARY 24 - FEBRUARY 7, 2014 || VOLUME 22 ISSUE 2

36

ON THE COVER

p. 16

special features 12 Editors Note

Jan 24 - Feb 07, 2014 Volume 22 Issue 2

16 Bluetree Homes at Citadel Heights

Exclusive and inviting

BLUETREE HOMES AT CITADEL HEIGHTS

Exclusive and inviting

18 Buyer Profile

alsion and ian at secret ridge Celebrating a new community lifestyle

EXECUTIVE VIEW HOMES

NOW AVAILABLE INSIDE THIS ISSUE

WHY SHOULD YOU USE A MORTGAGE BROKER?

GAIL VAZ-OXLADE EXPLORES WAYS TO USE YOUR RRSPS

ORGANIZE: A PLACE AND A SPACE FOR EVERYTHING

columnists 26 Money Matters

A favourite way to save: RRSPs aren’t just for retirement any more

by Gail Vaz-Oxlade

36

Designer

Tips

district maps 28 14 Tri-Cities 20 Burnaby 44 22 Maple Ridge/ Pitt Meadows 56

Finishing touches

vice-president, wall2wall media

Jacqueline Hill

editor-in-chief / Director of content

urrey/ S Langley

Susan Legge

Director of Sales, National

outh Surrey/ S White Rock

Editor

18

Industry Insider Townhomes: A choice worth considering

Yanic Simard Media consultants

Dave Bird 604.319.7102 Brenda Everitt 604.319.7103 Sales Coordinators

Justin Salvador Ranee Pal

Inside Mortgages Why should you use a mortgage broker?

production manager

Bala Gnanapandithan

by Kris Grasty

graphic designers

Mihail Terentiev

58 Legal Angle

production co-ordinator

Laura Northmore

Is your new townhouse a section or type?

by Neil Mangan

contributing EDITORIAL WRITERs

Susan M Boyce Janine Mackie Michelle Hopkins

hot communities 60 On the Horizon

by Susan M Boyce

61

Resource Section

64

Listing Directory

Mortgage calculator and rate table Complete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

Lydia McNutt Sara Duck Wayne Karl Design Editor

Quick Tips A place and a space for everything

Checking out what’s hot and new in the Lower Mainland’s residential marketplace and beyond

art director

Contributing Editors

by Hellen Buttigieg

54

Edwin Rizarri

Diane Duf lot

by Neil Moody

48

Senior Sales Manager, Western Canada

Bianca DiPietro

Richmond

by Erica Gelman

41

Josh Heppner

Published By

36 The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite 102 - 4180 Lougheed Highway, Burnaby BC V5C 6A7 Phone 604.519.6080 Fax 604.519.6088

newhomeguide.ca

Copyright 2013 covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted.

We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

//EDITOR’S NOTE

Taking advantage while you can Low interest rates are still in your favour

T

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

he Bank of Canada’s latest announcement to hold its interest rate target at one per cent does not come as a surprise. The rate has been holding at that level since September 2010, which is good news if you’re in the market for a mortgage.

There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get financing

approval on a home when you put in an offer. This is an especially good tool to have when markets are hot. Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place.

So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement until mid 2014.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage.

It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier.

Start the New Year off right by taking advantage while you still can.

All signs point to A great year to buy

I

DIANE DUFLOT

EDITOR Wall2Wall Media Daine.Duflot@wall2wallmedia.com Follow me on Twitter at Twitter.com/DianeDuflotW2W

12 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

t seems you’ve decided to take the plunge and buy a new home in 2014.

Well, all signs point to this being a great year to do so: interest rates remain low, real estate in Vancouver is still a solid investment and there are many new and exciting projects are in various stages of development across the lower mainland.

New Home Guide is happy to be here to help you in your search, whether you’ve just started looking or are in the final stages of locking down a deal. We’ll help you save for your down payment with useful financial advice from experts in the field, such as Gail Vaz-Oxlade, who examines the variety of ways you can make your RRSPs work for you in “A favourite way to save: RRSPs aren’t just for

retirement anymore.” Regular contributor Kris Grasty will keep you on the inside track with his column, Inside Mortgages, which this issue lays out the advantages of using a mortgage broker to obtain your mortgage. Neil Mangan offers up his expertise in his regular column, Legal Angle, which will regularly debunk the mysteries of legalese, this month explaining the impact the Strata Property Act and Strata Property Regulation could have on you.

Although buying a new home can seem confusing, we will continue to fill our guide with advice to make you more comfortable with the process. New Home Guide has your back, every step of the way.

Happy new home shopping!

SUNSHINE COAST

The perfect combination of spacious living and incredible ocean views is waiting to be discovered at SilverStone Heights – an unprecedented collection of 30 beautiful three and four bedroom single family homes nestled in the heart of Sechelt.

PriCeD From COWRIE ST

LE BARNAC

TEREDO ST

ST

SHOMCLIFFE AVE

COWRIE ST

$

479,900 PriCeS inCLuDe gST

O ST TERED

Pre-ConSTruCTion PriCing evenT on now!

SALeS CenTre & SHowHome Coming JAn. 2014

SeCure Your Home ToDAY | Oceanview Realty

PATriCK HoBBS & CArrie CALDweLL

silverstoneheights.com

604.741.1877

Developer reserves the right to modify or change plans, specifications, incentives, or prices without notice. images and renderings are representative only. Prices include gST. e.& o.e.

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 13

Park w

Blvd

ay

vd

Bl

eau Plat

COQUITLAM / PORT COQUITLAM / PORT MOODY

Victoria Dr

Lincoln Ave

e r David Ave. Coast Meridian R i vand ser Fr a 604-880-1880

A2. Burke Mountain Heights

3479 Galloway Ave. 778-285-6299

sy St

1320 Riley St. 604-468-7688

A3. Secret Ridge

#107 - 3458 Burke Village www.secretridge.ca

14 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

B1

B3

LO UG HE ED

Colony Farm Regional Park

Victoria Drive & Burke Mtn St. 604-288-8909

A5. Riley

Dominion Ave

SS PA BY L HIL

PORT COQUITLAM

B1. Dominion

2423 Avon Place 604-469-8988

B2. Citadel Heights

2195 Nova Scotia Ave. 604-468-2169

Ford Rd

Dewdney Trunk Rd

HW Y

Harris Rd

A4. The Reef

Kin gs wa yA ve

Dewdney Trunk Rd

RY MA

COQUITLAM A1. Cedar Creek

Shau g h ne s

Y

Mariner Way

Daw es H ill Rd

B2

HW Y

Meadow Gardens Golf Course

Hammond Rd

Pitt Meadows Airport

Harris Rd

LOU GHE ED H WY

Mundy St

A ve ette Brun

LOUG HEED HW

Linton St

Gatensbury St

Blue Mountain St

Cla rk eR d North Rd

mal Dr

Austin Ave

LO UG HE ED

S Bonson Rd

Prairie Ave

Mundy Park

Dr

Cedar Dr

Y

Como Lake Park

A3

A5

Coast Meridian Rd

HW

Como Lake Ave

Austin Ave

A2

ia or ct Vi

A4

The r

Smith Ave

A1

Ottawa St

ET

Dav id A ve

Johnson St

BA R N

David Ave He rita g eM Ioc oR ou Town d nta Centre in Lan Shoreline Park Bl sdo v Park d wn eD Pioneer r Memorial Rocky Point Inlet Park Park Park Coquitlam BARNET HWY Centre ST JOHNS ST Dewdney Trunk Rd

Coast Meridian Rd

Pin etr ee Wa y

Ridge Park

B3. Fremont Blue

2332 Ranger Lane 604-552-0319

Golden Ears Bridge

JU

S

O TS

LD

OVER 50% SOLD Home #5: 3,465 sf

Home #15: 3,115 sf

EXECUTIVE HOMES DR

CI

TA D

RD

EL

R

Prices are subject to change without notice. GST not included. E.&O.E.

RIVE

From $839,900. Move in Today!

TT BY

PA S

S

Citadel Heights

IL H Y AR M

✓ 4 & 5 bedrooms ✓ Spacious 2,800 to 3,500 sf floorplans ✓ Finished basements with rec room ✓ Mature and established neighbourhood ✓ Walk to schools and parks ✓ 2 minutes to Lougheed and Hwy 1

PI

L

Home #6: 2,957 sf

Sales Centre open daily 12 – 5 (Closed Friday) 2195 Nova Scotia Ave, Port Coquitlam 604-468-2169

See more at bluetreehomes.ca

Citadel Heights ad for New Home Guide

Insertion: Jan. 24, 2014

//COVER STORY

BLUETREE HOMES at CITADEL HEIGHTS Exclusive and Inviting » by SUSAN M BOYCE

T

here’s nothing quite like the delight of discovering a neighbourhood where you experience an immediate sensation of arriving home. You come round a corner, see trees and houses with colourful gardens framed by views of the mountains and river, and you let out a spontaneous sigh of sheer appreciation.

Well say hello to Bluetree Homes at Citadel Heights, a rare opportunity to purchase a brand new, executive home in one of Port Coquitlam’s most established, family-friendly communities. Oh, and as a bonus, these homes offer easy access to the Mary Hill Bypass as well as some delightfully unanticipated views of the Fraser River and all the way to Mount Baker.

“A lot of people simply aren’t aware this option exists because there’s been no significant new, single-family development here in almost 20 years,” says general sales manager Robin Johnson-Yee. “Having that history means there’s such a nice feel here already.

These 29 homes will really complete the whole neighbourhood. In newer areas, you usually have to wait for amenities like schools, shopping and transit, whereas at Citadel Heights, they’re already all here.”

So perhaps it’s not surprising when she adds that many buyers are people who already know, and love, Citadel Heights. “We’re seeing a lot of locals, people who’ve lived here all their lives and are now ready to start raising their own families in the same neighbourhood they grew up in,” Robin says. Downsizers, she adds, like the allure of owning a brand new home while still being close to their family.

BIG HOMES: GREAT OPTIONS “Buyers get particularly enthusiastic when they discover the variety of floorplans we offer,” Robin says. “Yes, we have contemporary, great room homes with big, open kitchens and dining or entertaining areas.

16

But we’re also able to offer homes with large, formal dining rooms because many people still prefer this style of entertaining. It’s really all about providing choices that fit people’s lifestyle.”

And make no mistake, these are homes with style and pizzazz to spare. Kitchens are designed to bring out the spirit of culinary adventure — massive amounts of counter space, storage and natural

BLUETREE HOMES | Citadel Heights

“A lot of people simply aren’t aware this option exists because there’s been no significant new, single-family development here in almost 20 years.”

— Robin Johnson-Yee

As an added bonus, Robin notes every home includes a fully fi nished basement. Mind you, if you’d prefer, you could choose an optional upgrade that transforms this space into a fully self-contained suite — think guests, boomerang kids or mortgage helper.

LIVE CONNECTED People who’ve already found Citadel Heights know this hidden gem is big on convenience too. You’re only a few minutes drive from Hwy. 1, as well as several major shopping districts. Plus, for parents, there are schools at all levels nearby, including Citadel Middle School — barely a minute’s walk away.

Love the great outdoors? Bluetree Homes at Citadel Heights has plenty of options to keep you fit and entertained. Citadel Park and Castle Park are just around the corner for picnics, sports and casual evening strolls. Or hop on your bike and take a spin along the famous Traboulay Trail — a 25-kilometre trail that meanders through parks and along the Fraser, Coquitlam and Pitt Rivers eventually completely encircling Port Coquitlam. Be sure to plan time for lunch at the waterfront Gillnetter Pub — fantastic burgers, amazing river views.

lighting, as well as top-end appliances to make cooking a snap. Gas fi replaces — yes, they’re a standard — are eye-catching in an asymmetric combination of matte and gloss tiling that complements the fresh, contemporary design. Vaulted master suites feature lavishly appointed ensuites with soaker tub, a separate WC and often spectacular sunset views as well.

The newest phase of Bluetree Homes at Citadel Heights is now over 50 per cent sold. Some homes are ready for immediate possession and others due for move-in later this spring. Sales centre and display home are open noon to 5 p.m. daily except Fridays at 2195 Nova Scotia Ave. in Port Coquitlam. Four- and five-bedroom homes priced from $839,900, including fully finished basements. For more information visit bluetreehomes.ca or call 604.468.2169.

17

//project profile

Alison and Ian at Secret Ridge

Celebrating a New Community Lifestyle » by susan m boyce

When Alison and Ian first discovered Secret Ridge, they fell in love immediately. “We loved the high ceilings, the wide floorplan and the fact it was two levels rather than three,” Ian says. It was the perfect transition from the one-bedroom Vancouver loft they’d been living in.

There was just one problem. The couple wanted a single-family, detached home and the showhome was a duplex. But fate, it seemed, was on their side, because one of the two single-family homes in this phase of the community was still for sale. By noon of the following day, it was sporting a bright red SOLD sign, and Ian and Alison were homeowners.

“When we go out on the deck we can hear Smiling Creek — such a nice change from the bustle of the city.” — Alison

Welcoming Neighbourhood “We’d looked everywhere — Kits, Burnaby, even Port Moody — but there was nothing we really liked that we could afford and still enjoy our lifestyle,” Alison says. “Then I heard about Burke Mountain, and I was intrigued, so we came out for a look.” Her eyes sparkle with enthusiasm, leaving no question she’s delighted by what they discovered.

“Having a sense of community was a must — especially for Alison,” Ian says. “A lot of our friends and family have already migrated

18 metro vancouver new home guide | jan 24 - feb 7, 2014

out to this area from Kits, so it’s wonderful being close to them again.

Plus there’s a huge variety in the overall demographic — which is great.

Since we moved in last September, we’ve met people who are retired and want to travel, couples like us in their 20s and 30s who are looking to start a family and everything in between.”

“And it’s so quiet here,” Alison says. “When we go out on the deck we can hear Smiling Creek — such a nice change from the bustle of the city that we were used to.” Like Ian, she’s also a fan of Secret Ridge’s easy access to the many nearby trails and outdoor recreation.

Solid Investment The couple is already enjoying having the extra square footage.

“We brought what we could from the apartment and from Ian’s house in Kelowna, so we’d be surrounded by some familiar things.” Alison laughs. “But we’re definitely still decorating.”

They’re also thrilled by Burke Mountain’s overall growth potential. “Everywhere you look, you see signs of new amenities coming,” Alison says. “There’s already parks and Leigh Elementary right down the road and more are on the way. And when the light rail comes, this area is going to explode. We just feel so lucky to be here now, at the beginning.”

Secret Ridge is located at 3458 Burke Village Promenade in Coquitlam. For more information visit missiongroup.ca or call 604.916.8805.

BURNABY / NEW WESTMINSTER NEWWESTMINSTER

Barnet Marine Park

Un ivers ity Dr E ag lar di Wa y

Grey sto ne D r

G ag

Royal Oak Ave

Willingdon Ave

ay W

BOUNDARY RD

Burnaby Lake Regional Park

Can ada

Deer Lake Deer Lake Park

h 8t

St

Royal Oak Ave

Gilley Ave

Nelson Ave

Patterson Ave

eD rin

E ST

WA RD SON W AY

r

Duncan St

Boundary Rd

BURNABY A2. Bloom

Sales Centre #101 - 618 Langside Ave. 604-939-8808

y Wa nt rwe De

A1

A3. Aviara

1710 Gilmore Ave 604-291-9130

20 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

Aug.17 2012

7.625”x1.625”

Ledingham McAllister

CMYK

NHBG Banner Ad Redesign

Legacy Sans

Queen’s Park

St

Southridge Dr Ma

h 8t

Braid St e Av

DE RI CB M

e Av

e Av

h 6t

th 10

e Av

St

ay W

Mari ne D r

e Av h 6t

St yd Ewen Bo e Av

809 S Dyke Road (at Wood Street) Queensbourough 604-533-3575

e Av

h 8t

MARIN E WAY

A1. Rivers Walk

th 16

A4

r sD th iffi Gr

MARINE W AY

Imperial St

da na Ca

t lS ria pe Im

th 10

nd rla be m Cu

KIN GS WA Y

Imperial St

A2

Lougheed Mall Austin Ave

Metrotown

SE Marine Dr

y Wa di lar

Sprott St

Oakland t S

Av e

Cla rke Rd

Squint Lake Park

North Rd

Brentwood Mall

Cliff Ave

Holdom Ave

Sperling Ave

SFU

BCIT

Central Park

68 Sixth Street 604-525-8980

iver sit y Dr W Un

Burnaby Mountain Golf Course Broadway

49 t h

B1. Dominion

BARNET HWY

G

Willingdon Ave

HASTINGS ST

A3

Burnaby Mountain Park

INL ET DR

Confederation Park

B1e v lA ya Ro

BURNABY/NEW WESTMINSTER

8

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 21

Victoria Dr

HW Y

Ottawa St

Coast Meridian Rd

e

Cedar Dr

Ave

PITT MEADOWS / MAPLE RIDGE

Dominion Ave

ve

5

r Rd Rive

116th

Derby Reach Regional Park

240th St

207th St

Ave 1

Way aka Kan

6

110th Ave

4

108th Ave r Maclure D 240th St

ED GHE LOU

Golden Ears Bridge

Y HW

104th Ave 102th Ave

Jac kso n

Harris Rd

Pitt Meadows Airport

Dewdney Trunk Rd 248th St

Dewdney Trunk Rd

232rd St

Abern ethy W ay

124th Ave 224th St

216th St

123rd Ave

132 Ave

Hammond Rd S Bonson Rd

Ford Rd

Meadow Gardens Golf Course

203rd St

HW Y

2

227th St 228th St

Dewdney Trunk Rd

Harris Rd

LO UG HE ED

210th St

Dewdney Trunk Rd

224th St

136 Ave

3

MAPLE RIDGE 1. Bluetree Homes

at Kanaka Creek 11176 Gilker Hill Road 604-476-1188

2. Hampstead at

Silver Ridge

3. Albion Station

5. Village Green

4. Wynnridge

6. Montgomery Acres

10151 240th Street 604-630-9030 11005 Buckerfield Drive 604-466-6388

12161 237th Street 604-476-2292 24405 112 Ave 604-477-2959

13555 230A Street 604-466-9278

LAST CHANCE mosaichomes.com

FOR MORE INFO CALL 60 4 47 7 2959

VISIT WWW.MONTGOMERYACRES.COM

BUY ONE OF THE 4 HOMES SHOWN BELOW AND

RECEIVE A $10,0 0 0 CREDIT TOWARDS HOME FURNISHINGS & APPLIANCES * HURRY - ONCE THESE HOMES SELL, THE PROMOTION IS OVER!

$509,980

– LOT –

#23

$529,980

#24

#29

$529,980

$10,000 FURNITURE & APPLIANCE OFFER

HOMESTEAD A1

– LOT –

– LOT –

– LOT –

#02

HOMESTEAD F1

$579,980

HOMESTEAD B2

240 st.

dewdney trunk rd.

a wy. nak ka

112 Ave.

HOMESTEAD E1

VISIT US AT: 24405 112TH AVE. MAPLE RID GE SHOW HOME OPEN 12 NOON TO 6PM

@EPICHOMES ⁄ EPICHOMES

*Call for details. Prices subject to change without notice. GST not included. E.&O.E. Epic Homes (2014) is a join venture with Masa Properties Ltd., Branley M.R. Holdings Ltd., Bristar M.R. Holdings Ltd. & Dale M.R. Holdings Ltd.

– M O N T G O M E RY A C R E S –

PITT MEADOWS/MAPLE RIDGE

We focus on attention to detail. You focus on saving money.

Three bedroom plus den single family homes start at $498,900.

With the features and craft detail built into the homes at Hampstead, you’ll think you’re buying custom. You’ll find a balance of value with quality home-building, privacy with community, proximity to nature with access to amenities. Make the dream a reality by visiting our Presentation Centre today.

5 homes sold last month. New showhome now open!

13555-230A St, Maple Ridge | Open Daily: 12–5 pm

N 136

DEWDNEY TRUNK RD

Road closed until Jan 2014

232 ST

224 ST

ABERNETHY WAY

(except Fridays)

Please follow detour signs. Alouette Bridge closed until end of January.

132 AVE

Call 604.466.9278 | HampsteadLiving.ca Sales & Marketing by Coldwell Banker Tri-Tel Realty. This is not an offering for sale.

Prices subject to change and exclude taxes. E&O.E.

CREATION DATE: 01/03/14 MODIFICATION DATE: January 15, 2014 11:16 AM OUTPUT DATE: 01/15/14 CLIENT: Hamstead Silver Ridge DESCRIPTION: Magazine Print Ad FILE NAME: HSR370_MAG_PrintAd_7.25x4.375.indd TRIM: 7.25˝ x 4.375˝ SAFTY: Watershed Communications Group Suit 203-1226 Hamilton Street Vancouver, BC V6B 2 S8

IMAGE INFO: 300 dpi

BLEED: None

NOTES:

Software: InDesign C M Y K Version: CS6.0

24 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

P151C

Cool Gray 11U

DIELINE

DIELINE

PM:

DATE:

AS:

DATE:

CD:

DATE:

CW:

DATE:

PITT MEADOWS/MAPLE RIDGE

VIP TOURS ARE HAPPENING!

2-Level Townhomes from $279,900* A new Maple Ridge community has been planted. Surrounded by trees and nestled in a natural setting yet close to local amenities, Village Green offers the best of both worlds. A rare community of two level 3 bedroom townhomes coming soon. Have you had your VIP tour yet? Book today by e-mailing info@villagegreenlife.ca

BECOME A VIP REGISTER TODAY

VillageGreenLife.ca

*This is currently not an offering for sale Prices quoted include net GST for owner/ occupier are anticipated only and subject to change without notice. Prices are anticipated to range from $279,900 to the high $330’s. E.&O.E.

Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. 604-583-2212

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 25

//Money MATTERs

A Favourite Way to Save RRSPs aren’t just for retirement anymore » by Gail Vaz-Oxlade

There was a time when the only thing a Registered Retirement Savings Plan (RRSP) was used for was saving for retirement. The advisor-mantras,

Gail Vaz-Oxlade

is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at www.gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/GailVazOxlade

“Never touch this money” and “An RRSP is a long-term investment” echoed through the pages of the popular press. And, for as long as RRSPs were just for retirement, investing the assets accumulated were a simple exercise in balancing your willingness to take some risk against the kind of return you expected to earn.

But RRSPs aren’t just for retirement anymore. The government allows you to use your RRSP as a savings plan for a down payment on a home. It allows you to use your RRSP to finance your on-going education. And those who wish to raise a family or go on sabbatical have long employed the RRSP as an income-averaging tool. It’s even used as an emergency fund by those who have suddenly found themselves unemployed. It would be fair to say that the RRSP has become Canadians’ favourite savings account.

The problem with an RRSP being all things to all people is that its wider scope, its greater flexibility, its move from a hands-off-don’t-ever-touch-the-money retirement plan to a you-can-use-itwhenever-you-can-justify-it savings account is that the process of identifying your investment strategy has become more complex.

Most people say they don’t have enough money to maximize their RRSP

26 metro vancouver new home guide | jan 24 - feb 7, 2014

and set aside a non-registered emergency fund, which at least in part, explains the overlap between retirement savings and other types of savings that often takes place within an RRSP. One of the first questions you have to ask yourself when you’re trying to choose investments for your RRSP is, “When am I going to use this money?” If you’re using a portion of your RRSP savings as your emergency fund, then you’ll need to keep that portion of the RRSP assets fairly liquid so you can get at the money if an emergency arises. And if you’re going to tap your RRSP within the next year or three to buy a home, that money isn’t destined for long-term investment. You’ve got a short- to medium-term

The government allows you to use your RRSP as a savings plan for a down payment on a home.

It allows you to use your RRSP to finance your on-going education.

investment horizon and must choose investments that suit. So you’ll have to forgo equities in favour of a more conservative investment portfolio. Since you don’t have the time to wait out the bumps in the road that are part of the equity-investment experience, you’ll have to settle for less return.

Being clear on how you plan to use your RRSP dollars is especially important when those dollars are being contributed to a spousal plan or the contributing spouse could find money withdrawn from that plan taxed in his or her hands. That’s because the rules for withdrawals from a spousal RRSP state that if money is taken from a spousal plan within three calendar years of a contribution to ANY spousal RRSP, that money could be taxable in the hands of the original contributor. And that of course would completely defeat the income-averaging strategy the couple had set out to use.

Make spousal contributions by the end of the calendar year, as opposed to the first 60 days of the new year since spousal contributions are measured on a calendar year basis. If you delay your contribution until January, you’ll end up extending the withdrawal period by another calendar year.

If you’ve recently lost your job, you may be thinking of using your RRSP as a source of income while you search for another.

That can be a good plan, particularly where you received a severance that is eligible for rollover to an RRSP. Keep a portion of any severance you’ve rolled to your RRSP fairly liquid until your probation period [at a new job] is over. Did you get laid off late in the year? Try to hold off taking withdrawals from your RRSP until the new year if you think you may be in a lower tax bracket.

Most advisors agree you should rollover as much of your severance as you’re eligible to. For those people who have more severance than rollover room, this would be the time to catch up all that carry-forward room.

Perhaps the toughest part about using your RRSP for myriad purposes is keeping track of which of your RRSP dollars are for what. Here, consolidation may work against you. Instead, consider opening up a separate RRSP for each of your purposes

and file your statements based on what you’re trying to accomplish. So all those Bank of Montreal statements would go in your “Home Ownership RRSP”, while your TD Canada Trust statements would go to your “Retirement RRSP.” Separate accounts will not only help you stay focused on the purpose for which you are saving, it will allow you to keep your time horizon in perspective.

As you get closer to your objective for that plan your investment horizon changes and so, too, should your asset mix. If you’re planning to return to school seven years down the road, you might remix your portfolio at the five-year, three-year, and one-year marks.

Finally, while the money in your RRSP is your money and you get to decide how to spend it, it’s important not to sacrifice your long-term goals for short-term ones. It’s easy to get focused on a single objective to the exclusion of all others. But to be balanced, you need to be taking a look at what you want your savings to do for you long-term, as well as short- and mediumterm. So, if you’re saving for a home, instead of putting this year’s total RRSP contribution into your “Home Ownership RRSP,” consider dividing it equally between home ownership and retirement.

Yes, it will take a little longer to get into your dream home. But when you do, you won’t be behind the eight ball in terms of retirement planning.

jan 24 - feb 7, 2014 | metro vancouver new home guide 27

116th Ave

SURREY / LANGLEY

d rR no ve os Gr

112nd Ave

104th Ave

SF ras er

104th Ave

Green Timbers Urban Forest Park

Tynehead Regional Park

Golden Ears Bridge

96th Ave

A4

FR AS ER HW Y

96 th Av B2 e

216th St

96th Ave

B8

88th Ave

88th Ave Bear Creek Park

A25

Gl ov er Rd

Wa y

12 0th

St

108th Ave

A21

1a

176TH ST

99a

A24

64th Ave

58TH AVE

64th Ave

A14 A3 A6 A18 A11 A23 61A A7 A20 A2 A15

Clayton Heights 604-372-0400

A2. Panorama Station 5957 152nd 604-372-2275

A3. Ashbury Hill

14833 - 61st Ave. 604-953-1211

A4. Bishop Creek 15788 104 Ave. 604-588-0005

A5. Clayton Heights 7310 - 191B Street 604-723-4497

A6. Madison

14356 63A Ave. 604-543-6262

A7. Brixton

144th & 60 Ave brixtontownhomes.com

A12

56TH AVE

B1

B6

A8. The Links

7797 170 St. 778-574-2550

A9. Uptown Clayton Village 99

19525 73rd Ave. 778-574-0146

A10. La Rue

19180 65th Ave. 604-575-2263

A11. Fusion

13886 62Ave 778-578-9779

A12. Zen

196th & 66th Ave. 604-247-2639 ext 262

A13. Sun 72

195th & 72nd Ave. 604-575-8806

A14. Eton

14888 - 62nd Ave. 604-953-0833

28 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

240th St

232rd St

216th St

208th St

10

B5

LANGLEY BYPAS S

56TH AVE

GEORGE B LVD

A1. Dawson + Sawyer Creekside

Serpentine Fen Nature Reserve

B3

A26

G

10

A10

A22

60th Ave

KI N

SURREY

A19

A9 A13

RD

72nd Ave

A17

A16

A5

G LO VE R

A1

200th St

A8

72nd Ave

Watershed Park

192nd St

188th St

168th St

160th St

144th St

152nd St

80th Ave

128th St

112th St

120th St

80th Ave

Gra de Rd

A15. Highlands at Sullivan Ridge 6085 - 146 St. 778-565-7768

A16. Enclave at Boundry Park 12775 63 Ave. 604-657-3709

A17. Redwood

redwoodtownhomes.com 604-503-6929

A18. Canvas

6350 142 St. 604-598-8873

A19. One 92

6685 192nd St. 604-576-1772

A20. Panorama Woods 6123 138th Street 778-593-9954

A21. Silverwood

84th Ave. & 164th St. 604-953-0288

A22. Salix

6477 196th Street 604-530-0054

A23. The Grove at Cambridge

14905 60th Ave 604-597-7177

A24. The Grove 68th Ave. & 194 St. 604-533-6968

A25. The Rockwoods 16241 - 84th Ave 604-503-1188

A26. Cadence

5909 184A Street 604-727-5478

B4

FRA SER HW Y

48th Ave

LANGLEY B1.

Winchester Estates 40th Ave 21867 50th Ave 604-533-1886

B2. McBride Station Mavis Ave & McBbride St. 604-533-0881

B3. Yorkson South

211 St. & 78B Ave. 604-533-3491

B4. Radius

4921 223B St. 604-427-4050

B5. Virtue

200 & 68th Ave. 604-534-6800

B6. Marquee

19752 55A Ave. 604-427-3550

SURREY/LANGLEY

PARK

196 ST

192 ST

194A ST

72 AVE

PARK

68 AVE

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 29

SURREY/LANGLEY

L

ready to move in!

0 00 S 0, DE NLY O $2 T RA IME ES PG ED T U IMIT

156 Townhomes | 3 to 4 Bedrooms Starting From $325,900

| From 1,401sq.ft to 2,000 sq.ft

19525 73rd avenue

Presentation Center Open Daily 12-5PM (Except Fridays)

778.574.0146

Avtar Mann 604.644.5641

www.uptownclayton.com

This is not an offering for sale. Any such offering must be made with a disclosure statement. Prices are subject to change. E.&O.E. 30 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

SURREY/LANGLEY

ENCLAVE AT BOUNDARY PARK

288 ENCLAVE HOME GUIDE 2-OL.indd 1

2013-12-19 8:28 PM 31 JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE

SURREY/LANGLEY SURREY’S FASTEST SELLING TOWNHOME COMMUNITY

TO MOVE IN HERE, YOU’LL HAVE TO MOVE FAST. Fleetwood Neighbourhood 3 & 4 Bedroom Townhomes 1325 – 1780 sq.ft.

Priced from only $339,900

604.953.0288 · SILVERWOODLIVING.COM 32 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

88 AVE A

MOVE-IN TODAY! SILVERWOOD SALES CENTRE #15—8355 164th Street Open 12-5pm daily (except Fridays)

84 AVE

164 ST

• • • •

84 AVE

FR

AS

ER

HW

Y

80 AVE

FAIRBORNE.COM Silverwood is developed by Fairborne Fleetwood Homes Ltd. Pricing is subject to change without notice. E.&O.E.

SURREY/LANGLEY

Panorama Townhomes from only $999/month.* Spacious 2 bedroom and den homes with only 5% down. Priced from $299,900.

Move in today!

SALES CENTRE

62 AVE

60 AVE

152 ST

148 ST

604.953.1211 ashburyhill.com

64 AVE

146 ST

#100–14833 61ST Ave (at 148TH St.) Panorama, Surrey Open 12–5pm daily (except Friday)

FAIRBORNE.COM Ashbury Hill is developed by Fairborne Panorama Homes Ltd. Pricing is subject to change without notice. E.&O.E.

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 33

SURREY/LANGLEY

atypical townhome.

Nestled within a lush 3.3 acre greenspace 2 & 3 Bedroom townhomes from $334,900

64 AVE

Eton Sales Centre #3 – 14888 62nd Ave, Panorama, Surrey

62 AVE

60 AVE 152 ST

148 ST

146 ST

144 ST

Panorama neighbourhood

HW Y 10

Move-in today!

604.953.0833 { info@etonliving.com } etonliving.com

FAIRBORNE.COM Eton is developed by Fairborne Panorama Homes Ltd. Pricing is subject to change without notice. E.&O.E.

34 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

NEW RELEASE COMING SOON 2 BEDROOM PLUS DEN TOWNHOMES OUR MOST POPULAR PLAN

THERE IS NOTHING ELSE LIKE IT IN FLEETWOOD Rockwoods offers premium-quality contemporary townhomes in a master-planned, family-friendly community with all of the amenities including a clubhouse with over 4,500 sf of indoor and outdoor space for both kids and adults to play. Rockwoods truly is Fleetwood’s best value.

2 BEDROOM PLUS DEN, 3 BEDROOM AND 4 BEDROOM HOMES FROM UNDER $300,000*

PHASE 2 COMING SOON · REGISTER NOW OR CALL TODAY

*Prices, promotions, availability & specifications are subject to change without notice. E.&.O.E.

AS E

R

84 AVE

HW Y

164 ST

SALES CENTRE REOPENING FEBRUARY 1ST 2014

FR

156 ST

MOVE IN SPRING 2014

rockwoodsliving.com 604 503 1188

//designer tips

Finishing touches » by erica gelman

Accessories are to a room as jewelry is to an outfit — they complete the look and pull it all together. To me, design is all in the details.

Erica Gelman

Known for enhancing and creating new possibilities in every space of your home House Of Design Interior stylist and designer Erica Gelman, Principal of Erica Gelman House of Design, specializes in both large and small scale residential design projects. www.ericagelman.com

Accessories can be anything that complement a design and add to the aesthetic value. When you think of accessories, imagine the impact of wall art, throw pillows, antiques, sculptures, vases, collectibles or even memorabilia. An accessory can be something timeless or, on the contrary, a piece which varies seasonally. I like to pull the accessories together last or at least once all major pieces have been selected. This gives you the freedom to contrive a more organic design, almost allowing the accessories to find you. Once the major pieces have been chosen, you have a better sense of how the room feels and ultimately what is missing from the mix. I like to plan the mood of a space right from the get-go so when I get down to the details, it’s simple to reinforce the initial design.

Accessories can be very personal things so there is no right or wrong answer; however, there are a few “rules” I like to follow. I like to group items together: odd numbers work best and combining multiple items creates volume and adds visual weight to your space. I also choose objects with a common design element to create repetition, which is key to consistency, allowing

When you think of accessories, imagine the impact of wall art, throw pillows, antiques, sculptures, vases, collectibles or even memorabilia.

36 metro vancouver new home guide | jan 24 - feb 7, 2014

the eye to see a balanced flow from one side of the room to the other.

Tension is one of my favourite elements of design when it comes to accessorizing. If you have a minimalistic space and your taste is modern, try to suggest tension between one standout accessory and the rest of your decor. Using an ornate mirror, vase or even a lamp in your space to produce tension within the overall minimalist aesthetic will provide high contrast and generate a memorable design. The key to apt execution is placement and proportion.

Like everything else in design, plan ahead — pull all your fabric swatches and floorplans together and bring them shopping with you. Having your floorplans or drawing will ensure you’re purchasing pieces that will actually fit into your space. However, it is the smallest details that will make the biggest impact. Show off your individuality by purchasing pieces that represent you and your lifestyle. I love unique pieces, whether they come in the form of a vintage tray table or an abstract vase: anything to evoke conversation. Typically, it is these pieces, the smallest items in your space which will make your room truly unique. Vancouver has some fantastic vintage and consignment shops where you’re bound to find distinctive objects no one else carries. Purchase pieces you love and the best ones you can afford, this way they will always work for you and your home. jan 24 - feb 7, 2014 | metro vancouver new home guide 37

SURREY/LANGLEY

S p Co ri n m i g ng 20 14 .

there’s a new ‘kid’ on the block BRIXTON IS A COLLECTION OF 2 & 3 BEDROOM TOWNHOMES. EXTERIORS WITH CHARM, INTERIORS THAT ARE MODERN & PRACTICAL. Homes range in size from 1202 – 1512 sq. ft.

Located in Panorama on the corner of 144th St & 60th Ave

Meet the new kid at

BrixtonTownhomes.com This is currently not an offering for sale. Sizes are approximate. E.&O.E. Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. 604-583-2212

38 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

679,900

//INDUSTRY INSIDER

TOWNHOMES A choice worth considering » by NEIL MOODY

NEIL MOODY,

CEO of the Canadian Home Builders’ Association of BC (CHBA BC), is well versed in the business of building. The CHBA BC is a provincial-level office that promotes professionalism in the residential construction industry through its continuing education and certification courses for builders and renovators.

Neil is a also member of the Canadian Society of Association Executives.

Townhomes are increasingly offering the right mix of amenities and lifestyle for younger families who are starting out or for baby boomers who may no longer want to maintain a single family home, yet want to have a private yard or balcony and easy community access.

Defined as several similar single-family homes, side-by-side, sharing at least one common wall, a townhouse offers less privacy than a single-family detached home but well-designed complexes can offer such amenities as a common games room, tennis courts, clubhouse, exercise facilities and swimming pools with easy outdoor access.

With the attributes of a condominium and single-family home, the configuration and footprint of townhouses can result in a lower construction cost and selling price when compared to a single-family home. That lower cost may allow a family to live in an area that they would otherwise not be able to afford with a single-family home. Gordon Bliss, President of the Canadian Home Builders’ Association of Northern BC, a builder of townhomes in Prince George says, “Young families can grow in townhomes and

Defined as several similar singlefamily homes, side-by-side, sharing at least one common wall, a townhouse offers less privacy than a single-family detached home but well-designed complexes can offer.

they provide a safe environment for children to play often with other children within the same complex. Having a neighbor’s home attached to yours may bring a higher level of security.”

The cost of purchasing and maintaining a townhouse while lower than that of a single detached home, has components that should be carefully considered.

The strata corporation is responsible for managing and maintaining the common property and assets of the strata development for the benefit of all of its owners.

The specific obligations of the strata corporation are usually performed by the strata council, or agents or employees which it hires.

In addition, the strata council will also perform its own obligations, which are imposed by the Strata Property Act and Regulations on the strata council, and will benefit the strata corporation. The Condominium Home Owners’ Association of B.C. has extensive information on the regulations and requirements of strata living. Just as you would perform research on the type of townhouse you are looking for, or mortgage financing, a look into the laws and regulations of strata living is paramount to ensure you know what to expect before you make the decision to purchase. This will help you plan for the strata fees that you will be expected to pay and how maintenance of your new home will be managed.

If you like the idea of spending time in your own small backyard or patio space instead of performing exterior maintenance, and having neighbors close but not above or below you, then the innovative designs of townhouse developments that are being built and marketed throughout British Columbia could be the choice for you.

41

SURREY/LANGLEY 2013 AVID® GOLD AWARD WINNER for Best Customer Experience in BC

778 593 9954 panoramawoods.ca

SPACIOUS 3 BEDROOM

TOWNHOMES

FROM $

313,900 64 AVE.

NOW SELLING!

E

42 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

138 ST.

Sales & Marketing by Coldwell Banker Tri-Tel Realty.

This is not an offering for sale. Price subject to change and excludes taxes. E. & O.E.

G OR GE D. NG BLV

panoramawoods.ca

KI

778.593.9954

62 AVE.

SALES CENTRE & DISPLAYS 6123 138th Street, Surrey BC Open Daily 12–5pm

REDWOOD AD - New Home Guide OL.pdf

1

2013-08-27

4:12 PM

SURREY/LANGLEY

C

M

Y

CM

MY

CY

CMY

K

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 43

184th St

176TH ST

168th St

152nd St

WY

Serpentine Fen Nature Reserve

SOUTH SURREY / WHITE ROCK 40th Ave

5

12

Sunnyside Acres Urban Forest Park

24th Ave

140th St

9

24th Ave 2

24th Ave

13

160th St

148th St

128th St

26th Ave

15

Y

16th Ave

10

W

16th Ave

11

6

H GE OR GE

20th Ave

3

32nd Ave

G KIN

South Surrey Athletic Park

7

8

152nd St

Crescent Park

14

Ma rine Dr

16th Ave

184th St

Crescent Beach / Blackie Spit

176TH ST

99

168th St

99a

164th St

d tR cen s e Cr

15 4

10th Ave 8th Ave

8th Ave 1

SOUTH SURREY / WHITE ROCK 1.

CANADA Dawson + Sawyer 5. Morgan Living STATES OF AMERICA OnUNITED The Course 2830 160 St. 273 171 St. 604-385-0111

2.

Dawson + Sawyer Semiahmoo Trail 15128 24th Ave. 604-535-9633

3.

6.

Southbrooke

Jacobsen

7.

8.

Abbey Road 24th & 164th 604-542-0660

10. Morgan Heights

2687 158 St. 604-538-5591

Toccata 2929 - 156 St. 604-535-5088

4.

604-385-0551

9.

Blu

15988 32 Ave. 604-782-5258

Belcroft 15977 26 Ave. 604-568-8830

16092 - 28A Ave. 604-560-1053

11. The Heights 2845 156th St. 778-545-8737

13. Breeze #5 16223 - 23rd Ave. 604-582-1113

14. The Woods 32nd Ave. & 156A St. 604-538-8876

15. The Hamptons 16437 23 Ave. 604-723-4497

12. Niche 3039 156th St. 604-535-5511

10th Ave. & 165th St. 604-805-2941

Awesome Townhomes Coming Early 2014 dawsonsawyer.ca

SOUTH SURREY/WHITE ROCK

NEW YEARS SALE

OWNING HERE IS SO EASY, IT WILL BLOW YOU AWAY IMMEDIATE OCCUPANCY up to $15,000* off select homes Discover Breeze, a vibrant South Surrey community so affordably priced, you can now own the home you’ve always dreamed of.

These two, three, and four bedroom homes, located just steps away from world class shopping and amenities, are winning awards for affordability, energy efficiency, and community sustainability. Register or contact us now for info on promo pricing and for your exclusive invitation to private VIP events.

Presentation Centre #15-16223 23A Avenue, Surrey 604.582.1113 | adera.com

*Offer available until february 24, 2014. liMitatiOnS aPPly. SaleS by DiSClOSure StateMent Only. e&Oe. breeZe aDera PrOJeCtS ltD. aDera realty COrP. 2200 – 1055 DunSMuir St., vanCOuver v7X 1K8 | 604.684.8277

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 45

Finally... a townhome with more cowbell

ON THE COURSE

SEMIAHMOO TRAIL COMING SOON

COMING SOON

2, 3 + 4 Bedroom Townhomes Priced from the $300’s to $600’s

2, 3 + 4 Bedroom Townhomes Priced from the $300’s to $500’s

2 + 3 Bedroom Townhomes Priced from the low $300’s

253-171st Street, South Surrey, BC 604.385.0111

15128 24th Avenue, South Surrey, BC 604.535.9633

Clayton Village, Surrey, BC 604.372.0400

COMING SOON

dawsonsawyer.ca

CREEKSIDE

ON THE COURSE

Opening Saturday February 8, 2014 Golf Course Townhomes 1,300 to 2,000 sf Priced from the $300’s to $600’s 253-171st Street, South Surrey I 604.385.0111

dawsonsawyer.ca

//Quick TipS

a place and a space

for everything » by Hellen Buttigieg

Hellen Buttigieg

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU. com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at info@WeOrganizeU.com

Whether you have a sprawling home with plenty of room or a cosier place with less extra space, you can create a system so that your home functions to accommodate your needs. Chances are there’s a favourite spot in your home that sees more than its fair share of action. It could be the corner of the sofa you curl up in or the spot at the breakfast counter that has a pile of things you’ll get to ‘one day,’ and it might need a little bit of organizing. Without designated spaces you’re forever tucking things away that don’t have a real home – and wasting time trying to remember where and when you go to retrieve them. Develop a place for each activity you do and space to keep those items that go with it to add some organization to your home – and your life!

Everyone needs a home office. Using your kitchen or

dining room table as an office? It can be frustrating and time consuming to constantly have to pack up your papers and bring them out again. You need a space in your home specifically designated for processing paperwork. If you don’t have a room devoted entirely to this purpose, you can also use an armoire in the family room that closes up when not in use or a closet that has been refitted with a countertop and drawers. You’ll also need good lighting, a comfortable chair and a functional filing system.

Where did I put the... Have you ever stored a special item in a safe place and then forgotten where you put it when you need it?

A simple solution is to create a document in a word-processing program on your computer to record the location of seldom-used articles. Be sure to name the document something obvious so you can find it on your computer.

Name that room. Rooms that don’t have a specific purpose become dumping grounds for clutter. Before you begin de-cluttering, go through your home, room by room, and determine how you want to use each space. Identify which items support the purpose of the room and which should be moved. Keep a few boxes handy to transport smaller items to their appropriate rooms.

A shoe-in for office supply storage. Use the pockets of a clear vinyl shoe bag to hold just about everything you need for the office, from spare scissors to extra batteries. These usually 48 metro vancouver new home guide | jan 24 - feb 7, 2014

come with hooks you can use to hang them over the door, allowing you to tap into previously unused space.

Everything needs a home.

Whenever you bring a new item into your home, immediately find a permanent place for it to live. To help you determine the best spot for it, ask yourself what else is like it, and where you will use it. Items used daily should be placed in the most accessible areas, whereas seldom-used items can be stored in out-of-the way spaces.

Keep a label maker handy to label drawers, shelves and containers so you don’t have to rely on your memory when you need to find something quickly.

What did I do with that

manual? Did you add new appliances

and electronics to your collection recently?

Staple the receipt and warranty to the instruction manual and tape it to the bottom of the item so it’s easy to find if you need to refer to it. For portable items like cell phones and MP3 players, store the manuals in an accordion file by category.

Where did I leave my keys? The

most common excuse for lateness? “I couldn’t find my keys.” Save yourself the frustration and embarrassment by simply making an extra set of keys and keeping them in a special place. Give another set to a relative or neighbour in case of emergency. Create a home for your keys and always keep them there. You can use a bowl, a small basket or a hook. If all else fails, attach a beeper to your keys that you can activate when they go missing.

SOUTH SURREY/WHITE ROCK

Call to book your private preview today!

West Coast Contemporary Living in South Surrey Designed to maximize living space, Jacobsen offers side by side garages and plenty of room to entertain. Enjoy the convenience of Morgan Crossing, Grandview Corners and the prestigious Southridge Academy just footsteps away. Live the single family lifestyle, without compromise.

1,733 - 2,218 sq.ft. Townhomes Starting from the high

400’s

jacobsenliving.com 604.538.5591 Prices quoted are anticipated only and are subject to change without notice. E.&O.E.

Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 49 INVISION DESIGN&MEDIA | PROOF 04 | CLIENT IKONIK HOMES | PROJECT JACOBSEN | DOC 193312_JACOBSEN_AD_NHG_(JAN2013)_CMp01 | SIZE 7.25"X9" | DATE DEC 19, 2013

SOUTH SURREY/WHITE ROCK

IS COMING TO TOWN 2 & 3 BEDROOM TOWNHOMES To say GEORGE is the total package wouldn’t be an understatement!

Situated in the heart of a family-friendly South Surrey neighbourhood, his striking cape-cod, shingle-style exteriors welcome you home.

His bright and spacious interiors instantly lift your mood. Completely captivating, unmistakably original, GEORGE is everything you want and need for your life right now.

32 Ave 160 St

24 Ave ng Ki

128 St

Stayte Rd

REGISTER NOW! hellogeorge.ca 604.571.6400 This is currently not an offering for sale E.& O.E.

MARKETED BY:

MANORLANE HOMES (KING GEORGE) INC.

White Rock Pier

52 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

99

140 St

16th Ave

16 Ave

B U I LT B Y :

99

vd Bl

20 Ave

20 Ave

y Hw

ge or Ge

124 St

South Surrey Athletic Park

SOUTH SURREY/WHITE ROCK

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 53

//inside mortgages

Why should you use a mortgage broker? » by kris grasty

Kris Grasty

is a mortgage broker with Dominion Lending Centre’s Canadian Mortgage Experts and an active member of the MBABC. Kris maintains a strong focus on educating clients on all options.

For more information visit his website at www.krisgrasty.ca or reach him at kris@cmexp.com.

The two most common methods consumers use to obtain their mortgages in Canada are directly with a bank or through a licensed mortgage broker.

The main reasons many people deal directly with the big banks are brand familiarity and existing relationships. The lending environment has changed considerably over the last few years, shifting the consumer focus towards mortgages.

Although we are still enjoying historically low interest rates, clients looking to buy now are finding it harder than ever to obtain financing and are overwhelmed with the amount of documentation required.

Income qualification is tighter, stated income and net worth programs are more stringent, fewer lenders are working with multiple property investors and the list goes on. Clients that were approved easily three years ago are now finding themselves declined by the major banks.

Most people don’t realize that bank mortgage specialists are typically unlicensed bank employees with the bank’s interest in mind and their knowledge extends only to their employers’ product offerings. There is a misconception that mortgage brokers cost the client money. This is not the case: mortgage brokers offer a free service to clients and get paid by the lender only when a deal is closed. A fee may be charged for handling challenging files that necessitate unique funding solutions.

Mortgage brokers are licensed professionals regulated by The Financial Institutions Commission (FICOM) and must follow strict rules and guidelines. We are required to continually educate ourselves and are held to high ethical standards.

54 metro vancouver new home guide | jan 24 - feb 7, 2014

Key benefits to using a mortgage broker

• Independent financial advice on your options with multiple lenders.

• Your credit bureau record is pulled only once, saving you time, hits on your credit score and enabling them to work on the best overall package for your situation.

• Things move quickly! A broker can work all angles and spearhead communication.

• Brokers negotiate on your behalf, making a case with the lenders working on rate and prepayments, as well as working out deals with lower penalty structures and even applying for exceptions or leniency and fighting for your deal.

• Service goes beyond one transaction: good broker follow up mid-term and ensure all is going well and remain your trusted advisors.

• Brokers don’t work 9 – 5. Brokers are often available in the off hours when major lenders are closed.

It should be about you!

The major lenders don’t often offer their lowest rate, even for great clients on renewal. Call a broker when you get your renewal notice and get a second opinion, you might be surprised. Bank specialists will often offer you a higher rate that you may accept and suggest you shop around, indicating that they will match a lower rate. Why should you do the leg work?

Rate sites quote low rates that you may or may not qualify for.

Beware that the lowest rates may be tied to less portability, low or no prepayments and higher penalty calculations, costing you thousands more overall! Despite my caution about major lenders and rate sites, I nevertheless suggest that you look at what those offerings are, so that you’re informed about the current range of rates.

Times are tough, but we’ve seen tougher! The advantage of the mortgage broker shines now more than ever. Perhaps this is why the mortgage broker market share has risen from 26% in 2003 to 40% in 2013.

If your health were the issue, you would likely seek a second opinion. Don’t you think your finances deserve the same attention?

Call your broker!

SOUTH SURREY/WHITE ROCK

NO MORE WAITING. THE WOODS IN SOUTH SURREY IS FINALLY OPEN. COME TAKE A LOOK AT THIS ONE-OF-A KIND COMMUNITY. SURROUNDED BY NATURE, INSPIRED BY DESIGN. 3 bedrooms with studio space Rooftop patio Starting from $379,900

32ND AVE & 156TH ST GRAMERCY.CA /THE WOODS 路 604.538.8876

Sales and marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 55

RICHMOND / DELTA / LADNER / TSAWWASSEN Vancouver International Airport (YVR)

Rive r Dr

ay chie W Grant McCona

No 4 Rd

Richmond Centre

A3

A1

No 6 Rd

Blundell Rd

Fr

No 5 Rd

No 4 Rd

No 3 Rd

Gilbert Rd

No 2 Rd

Williams Rd South Arm Park

56 St Coast Tsawwassen Inn

W AY

NO

A1. Blue Heron Marine Estates

41st B St

A3. Saffron

23740 Dyke Rd. 604-649-8638

Be ac h

Cemetery

Gr ov eR oa d

Dr Arthur

RICHMOND

Boundary Bay Regional Park

TSAWWASSEN B1. Tsawwassen Shores 604-943-6677

#101 - 8600 Park Rd. 604-270-2482

28th Ave 56th St

RD E

L

8A Ave

48th Ave

47th A Ave 47 e

Way son Jack

113 St

South Delta Park

W r Rd Rive

56 St

8A Ave

A2. Remy

17

English Bluff Rd

4133 Stolberg St. 604-279-8866

56 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

62nd B St

BU

17

55 St

75A Ave 74 Ave

53A St

119A St

75 Ave 115 St

r

72 AVE

Chalmers Park

116 St

Monroe Dr

Dr

D ore rym Bar

on ica

Delta Nature Reserve

Beach Grove Golf Course

12 Ave

12 Ave

78B Ave

112 St

M

80 Ave

53A St

82 Ave

80 Ave Mackie Park

52 St

84 Ave

SCOTT RD

North Delta Park

Blv d

r

Grauer Park

53rd St

RD R

18 Ave 55 St

Tsawwassen Golf Club

118 St Rd English Bluff

Y

NORDEL WAY

HW ACIS ANN

Sa nt a

i ve

TSAWWASSEN

Riv er Rd

No 3 Rd

52 St

116 St

17 90 Ave Splashdown Park

112 ST

RI VE

Deas Island Regional Park Finn Rd

B1

NORTH DELTA

91

rR

99

96 Ave

ilts hir e

e as

Rd er Riv

Steveston Hwy

Moncton St

W

91

Westminster Hwy

Francis Rd

Railway Ave

No 1 Rd

RICHMOND HWY

Steveston Hwy

Garry Point Park

Cambie Rd

Granville Ave

Blundell Rd

Francis Rd

No 6 Rd

A2

Cambie Rd

Alderbridge Way Lansdowne Park Mall Richmond Nature Park

Westminster Hwy

Granville Ave

Shell Rd

ss

No 3 Rd

Ru

Ba ke rW ay

Garden City Rd

Bridgeport Rd

No 5 Rd

RICHMOND

KNIGHT ST

River Rd

99

12th Ave

RN S

DR

NHG - FULL PAGE AD

FINAL INVENTORY BLOWOUT ONLY 25 UNITS REMAINING GREAT VIEWS AND TOP FLOOR UNITS STILL AVAILABLE!

STUDIO

$188,800

1 BEDROOM

$208,800

2 BEDROOM

$288,800

Discovery Centre & Display

TO VANCOUVER AIRPORT (YVR)

#663 - 4099 Stolberg St. Monday to Thursday

1- 4pm

Saturday and Sunday 12- 4pm

SEA ISLAND WAY

LiveAtRemy.com 604.283.2109

CAMBIE RD

See Sales Team for full offer details. This is not an offering for sale, any offerings can only be made with a Disclosure Statement. E. & O. E.

ODLIN RD ALDERBRIDGE WAY TO HWY 91

NO.4 RD

NO.3 RD

SaleS & Marketing:

STOLBERG

ABERDEEN CANADA LINE STATION

99

GARDEN CITY RD

Open Hours:

BRIDGEPORT RD

//legal angle

Is your new townhouse a

Section or Type? » by Neil Mangan, jd

Neil Mangan, JD,

was born and raised in Vancouver, BC, where he leads the strata property practice group at Bell Alliance, Lawyers & Notaries Public (www.bellalliance.ca).

Neil publishes the free online Strata Law Guide (www.stratalaw.ca) and is editor of The Condominium Manual: A Comprehensive Guide to Strata Law in British Columbia (www.condomanual.ca).

It often comes as a surprise for new homebuyers leaving condominium life behind to learn that their new townhouse is still governed by the Strata Property Act. This is the same legislation that governs condominiums.

Fortunately, the Strata Property Act allows many townhouse owners to experience the best of both worlds. Townhouses typically offer lower monthly maintenance expenses than condominiums because they often have fewer amenities such as elevators or centralized water systems.

When purchasing a townhouse in a development featuring both townhouses and condominiums, you will want to review how expenses are allocated between the different styles of strata lots. By reviewing your strata corporation budget and bylaws, you can figure out whether your new townhouse is over or under contributing to common expenses.

The default position under the Strata Property Act is that all owners must contribute to common expenses, even if they do not receive a direct benefit. Where different styles of strata lots incur different kinds of expenses, this can become a source of tension between owners.

To help deal with this difference, the Strata Property Act and the Strata Property Regulation allow owners to create and use special tools to help them allocate common expenses. Condominium- and townhouse-style strata lots can be treated as different “types” of strata lots. They can also be separated into different “sections.”

When strata corporations allocate common expenses based on types, they are permitted to allocate expenses in the annual operating budget that relate to, and benefit, a single type of strata lot to the owners of those strata lots.

When a strata corporation creates “sections,” it creates separate governing bodies for townhouses and the condominiums. Each section is a separate legal entity with its own executive council. Sections have the same powers and duties as strata

58 metro vancouver new home guide | jan 24 - feb 7, 2014

corporations for those matters that relate solely to each section.

Sections can manage their own budgets, create contingency reserve funds and charge separate section maintenance fees. They can also create and enforce their own bylaws, enter into contracts, sue and arbitrate in the name of the section.

For many owners, the most important difference between sections and types is the ability for sections to raise funds through special levies of section owners.

In developments that don’t use sections, all owners must contribute to all special levies, regardless of whether the funds raised will only benefit a single type or style of strata lot.

If you have more questions or are considering using types or sections in your strata corporation, be sure to consult with a knowledgeable strata lawyer.

Published by

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Condo Guide magazines online using any smartphone, tablet or desktop device.

NEWCONDOGUIDE.COM

//On the horizon

Oak:

Vancouver Townhomes

on the horizon Checking Out What’s Hot and New in the Lower Mainland’s Residential Marketplace and Beyond » by susan m boyce

Tell us your news Got a new development you’d like us to feature in On the Horizon?

Drop me a note at onthehorizon@ wall2wallmedia.com, and we’ll do our best to get you in the next edition.

60 metro vancouver new home guide | jan 24 - feb 7, 2014

Don’t miss this opportunity to own in Westside Vancouver’s prestigious Oakridge neighbourhood. Offering an eye-catching, contemporary twist on West Coast design, construction is now well underway on these 33 townhomes by Listraor. Brick exteriors with natural timber details including fir doors and wood trellises, over-height ceilings and open-concept floorplans with a warm, inviting ambiance make these homes ideal for savvy families and downsizers alike. Central location provides excellent proximity to some of the city’s finest restaurants and shops, downtown Vancouver and the Vancouver International Airport.

Oak is located on Oak St. and 46th Ave. For more information, visit liveatoak.com or call 604.418.6809.

Cliffstone:

Maple Ridge Single-Family and Rowhomes

Brought to you by Foxridge Homes, this collection of single-family residences and non-strata rowhomes is coming early summer 2014. Cleverly designed interiors with 1,750 to 2,200 sq. ft. of finished living space. Bonus: all homes include double-car garages. Cliffstone will be located at 112th Ave. at 240th St. near the Kanaka Creek Regional Park.

Visit cliffstone.ca to priority register for this opportunity.

York:

Langley Rowhomes MOSAIC Homes are coming to Langley. Coming soon, YORK will be a collection of two- and threebedroom rowhomes (some with den) featuring eye-catching, shingle-style architecture and intelligently designed interiors. Prices start in the mid $200,000s. Located on 207th St. off 84th Ave., YORK puts you right in the heart of the dynamic Willoughby

neighbourhood and just minutes from downtown Langley, the freeway to Vancouver, plus a diverse array of outdoor opportunities.

Priority register at mosaichomes. com/york to be first to receive information as it becomes available.

Bridlewood:

Coquitlam Townhomes

A total of 97, three- and four-bedroom executive townhomes featuring Craftsman architecture with cedar shingles, windowbay treatments and brick façade details.

Inside you’ll find open-plan layouts, warm laminate flooring, luxurious ensuites and gourmet kitchens with stone countertops and sleek stainless steel appliances.

Bridlewood is located in Burke Mountain’s prestigious Foothills neighbourhood — a quiet, natural setting next to Smiling Creek and surrounded by tall trees. Walking distance to walking trails, Galloway Park and the newly completed Meridian Crossing shopping area.

Bridlewood is located at 3470 Highland Dr. For more information visit polyhomes. com or call 604.871.4194. Sales anticipated to begin early 2014.

The Five:

White Rock Townhomes Just five contemporary townhome residences nestled against the quiet hillside of White Rock. Contemporary design and open floorplans with nine-ft. ceilings, gourmet kitchens, engineered hardwood flooring plus spacious outdoor decks and patios for savouring this municipality’s amazing, sunny climate and seaside location. Three-bedroom homes with 1,850 to 2,150 square feet of contemporary living.

Hurry because time’s running out. The Five is located at 1466 Everall St. in White Rock. For more information visit thefive.ca or call 604.202.9202 to book your private viewing appointment.

homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

jan 24 - feb 7, 2014 | metro vancouver new home guide 61

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

monthly payment

$

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow.

Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

62 metro vancouver new home guide | jan 24 - feb 7, 2014

Mortgage payment calculation chart %

Interest Rates

10 years

Amortization Periods

15 years

20 years

25 years 4.73

4.21

4.99

4.48

3.00%

9.65

6.90

5.54

3.50%

9.88

7.14

5.79

3.25% 3.75%

9.76

9.99

7.02 7.26

5.66

4.86

5.91

5.13

4.61

5.40

4.90

4.00%

10.11

7.38

6.04

5.26

4.50%

10.34

7.63

6.30

5.53

4.25% 4.75%

10.58

5.50%

10.82

5.25%

7.26

6.55

6.11

7.55

6.85

6.42

9.07

7.84

7.16

9.34

8.14

6.75%

7.00%

11.43

11.56

7.50%

8.00%

8.25%

8.50%

11.81

12.06

12.19

12.32

8.75%

12.45

9.25%

12.71

9.00% 9.50%

9.21

9.48

9.62

9.76

7.69

7.32

6.91

8.28

7.63

8.59

7.95

8.44

9.05

10.33

11.00%

11.25%

13.50

13.64

13.77

11.50%

13.91

12.00%

14.18

11.75%

8.28

9.52

8.95

8.63

11.06

11.22

11.36

11.52

9.63

10.32

10.49

11.97

10.98

12.28

11.31

12.75%

14.59

14.46

12.13

9.12

10.16

10.65

14.32

8.78

9.29

11.66 11.82

8.45

9.84

10.00

14.04

12.25%

12.50%

10.92

7.76

8.62

9.68

13.37

8.12

7.42

7.59

9.20

10.77

10.75%

7.79

7.08

7.25

8.28

13.24

10.63

7.47

6.75

8.86

10.25%

13.10

6.26

7.99

10.19

12.84

6.70

5.95

6.59

8.74

10.05

6.40

7.00

9.90

12.58

8.93

9.36

10.50%

8.80

7.41

10.48

8.66

7.12

12.97

10.00%

8.40

9.75%

5.64

8.53

11.31

11.94

6.10

5.34

5.49

11.19

7.75%

6.85

5.96

6.25%

5.82

5.19

5.79

11.68

6.57

6.74

5.04

6.25

7.25%

8.14

5.67

6.98

11.07

7.88

8.01

6.44

4.76

8.27

6.50%

7.75

6.17

10.94

10.70

7.50

4.34

5.75%

6.00%

10.46

5.00%

10.23

30 Years

10.81 11.15

9.46

9.80

7.93

8.10

8.45

8.80 8.98 9.16

9.34

9.52

9.97

9.70

10.32

10.06

10.15

10.49 10.67

10.85

9.88

10.25

10.43

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 jan 24 - feb 7, 2014 | metro vancouver new home guide 63

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTS PROJECT

ABBOTSFORD Abacus Uptown Auguston Brooklyn Eagle Estates Eagles Gate Falcon Ridge Foxwood Harvest Hudson’s Loft Lift Luna Mahogany at Mill Lake Pepin Brook Waterleaf BURNABY Altitude Aviara Brentwood Britton Casa d’oro CentreBlock at Univercity Eden at Edmonds Highland House Kabana Lift Madison Met 1, The Met 2, The Metro One Metro Two Metro Metroplace Moda Modello OakTerra Oro Paddington Mews Panacasa Parkside Greene RedBricks Reflections Silver Solo District Station Square Trio Venice Vibe Wall Centre Central Park CHILLIWACK / SARDIS Centre Field Englewood Village Garrison Crossing Heron’s Landing Jinkerson Vistas La Cason Radius River Walk Summit Residences, The Townsend Terrace COQUITLAM 1123 Westwood Amberleigh Austin

TYPE

LR SF LR SF SF SF SF TH LR LR TH HR SF LR HR HR HR TH TH HR TH LR LR LR/TH LR HR HR LR LR TH HR HR HR LR LR TH LR/TH TH LR HR HR HR HR LR LR LR HR TH SF SF/LR/TH

C O N TA C T

PRICE

604-854-1201 604-308-8660 604-746-3496 604-859-3141 604-309-7729 604-309-0540 604-850-5040 604-607-7801 604-864-8948 604-557-1047 778-895-5862 604-746-1551 604-856-1118 604-850-3694

PROJECT

Call From $559,000 From $169,900 From $599,900 From $373,500 From $789,000 From $524,900 From $259,900 From $99,900 Call From $289,900 Call From $599,900 From $179,000

604-456-8883 From Mid $200’s 604-291-9130 Call theamazingbrentwood.com Coming Soon brittonliving.com From $489,900 604-436-1100 From $499,900 libertyhomes.ca Coming Soon 604-329-8228 Coming Soon 604-941-4663 From $209,900 604-288-7394 Coming Soon 604-320-3386 Call liveatburnabyheights.com Coming Soon 604-899-8800 From $349,800 604-899-8800 Coming Soon 604-435-9477 Call 604-435-9477 From $439,900 604-435-5565 Call 604-435-8866 Call 604-439-9580 From $377,900 604-456-0688 From $389,900 604-431-6033 Call 604-754-7338 From $274,900 604-438-9922 From the $290’s 604-437-0100 From $239,900 604-435-7088 From $299,900 604-527-7955 Call 604-525-8496 Call 604-435-8866 From $300’s 604-298-8800 From Low $300’s 604-438-1113 Call 604-218-3338 From $249,900 veniceliving.ca Coming Soon 604-970-9606 From $259,900 604-874-9232 From $299,900

SF LR LR TH SF TH

604-795-6938 604-534-5079 604-824-5062 604-858-7179 1-877-858-2408 1-800-830-7175 604-991-5151 604-991-1777 604-824-6473 1-800-830-7175

From $242,900 From $249,900 Call From $269,900 From $399,900 From $184,900 From $149,900 From $259,900 From $508,000 From $242,900

HR SF HR

604-472-1123 604-514-4359 604-931-0302

Call Coming Soon From low $200’s

Penthouse (PH)

Live Work (LW)

Real Estate Sales & Marketing From the ground up

City Home (CH)

High Rise (HR)

Bloom Breeze Residences Bridlewood Burke Mountain Heights Carte Blanche Cedar Creek Celadon Charland Como Evergreen Grand Central 2 Hazel Kingston Maya Mackin Park MTwo MThree Oasis Reef Regan’s Walk Riley Secret Ridge Somerton Sterling Wynwood DELTA LADNER Canu NORTH DELTA Delta Rise Lakeside Luxor South Pointe TSAWWASSEN Brio Tsawwassen Heights Tsawwassen Shores Tsawwassen Springs LANGLEY Ascot Athenry Gate Bearing Pointe Charleston Place Cornerstone Elements Focal Point Kensington Mason & Green McBride Station Mission Green Nature’s Walk Varsity Virtue Winchester Estates York Yorkson Creek Yorkson South

Mid Rise (MR)

Low Rise (LR)

C O N TA C T

604-939-8808 604-374-4329 604-871-4194 778-285-6299 604-461-7777 604-880-1880 604-942-8416 604-492-3388 604-939-0018 604-942-2672 604-936-1888 778-829-1500 604-514-4359 604-288-9888 604-939-8874 604-472-9555 604-472-9555 604-464-2701 604-288-8909 604-492-0222 604-468-7688 secretridge.ca 604-469-8581 604-464-2260 604-942-2239

$264,000 From $399,900 Coming Soon From Low $700’s Call From $419,900 From $369,900 Call From $208,800 From $267,900 From $309,900 From $220,500 Coming Soon Call From $199,900 From $599,900 From $281,900 Call From $349,900 From $199,900 From $349,900 Coming Soon From $699,900 From $689,900 From $349,900

LR

604-940-5533

From $324,900

HR TH LR SF

604-594-7473 604-585-7107 604-590-8003 604-584-2908

From $189.900 Call From $199,900 From $699,900

LR SF SF SF/LR

604-943-8811 604-271-7288 604-943-6677 604-948-HOME

Call Call From $499,900 Call

TH LR TH TH TH LR SF

604-571-6400 604-882-8857 604-530-7011 604-534-7974 604-534-6000 604-533-7718 604-377-7000 604-427-3311 604-871-4288 604-533-0881 604-871-4288 604-888-8370 604-539-2200 604-534-6800 604-533-1886 604-568-3385 yorksoncreek.com 778-785-1673

From Low $600’s From $137,500 From $194,900 Coming Soon From $199,900 From $199,900 Coming Soon From $199,900 Coming Soon Coming Soon Coming Soon Call From $139,900 From $294,900 From $309,900 From $299,900 From $179,900 From $440,000

LR TH LR LR LR SF

604-463-0588 604-630-9030 604-318-5254 604-466-8783 604-477-1500 604-466-9278

From $139,900 From $254,900 Call From $149,900 Call From $459,900

Loft (LO) Duplex (DP) Townhouse (TH)

Representing the best in New Home Sales across the Lower Mainland from Townhomes to Condos.

Homes starting in the $150’s

PRICE

LR/TH TH TH SF SF TH HR LR LR HR HR LR SF LR LR HR HR HR TH LR TH DP SF SF TH

SF LR LR HR LR LR LR LR TH TH

MAPLE RIDGE 223 North Albion Station Cascada Edge on Edge Falcon Centre Hampstead at Silver Ridge

FIFTHAVE.CA 64 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

TYPE

TS

The listings included on the following pages are meant to offer a comprehensive overview of those new home developments currently being marketed throughout Greater Vancouver and the Fraser Valley. Pricing is subject to change; you should contact the specific development for current details or special promotions. To report any changes or corrections to this information, please contact our office at 604.519.6080, fax 604.519.6088, or email homes@wall2wallmedia.com PROJECT

Kanaka Creek Mainstone Creek Maple Creek Montgomery Acres Parc Vue Pointe, The River’s Edge Spencer’s Green Station One Two Birds Village Green Village Walk Wellington Station Wynnridge

T Y P E C O N TA C T P R I C E

TH SF TH SF LR SF LR SF LR TH TH TH LR SF

PROJ ECT

PORT COQUITLAM Altura LR 604-552-5887 From $219,900 LR 604-464-5856 From $199,000 Burleigh Walk LR 604-435-9477 From $209,900 Carmandy Citadel Heights SF 604-468-2169 From $829,900 TH 604-469-8988 Call Dominion Fremont Blue TH 604-552-0319 From mid $300’s LR 604-475-5100 From $169,900 La Via LR 604-866-4206 From $149,900 Orchid HR 604-468-8252 Call Shaughnessy, The South Verde LR 604-468-8640 Call Valorie on the Park LR 604-464-4764 From $246,900

604-476-1188 From $299,900 604-463-5000 Call 604-942-0606 From $469,900 604-477-2959 From $509,980 604-467-8884 Coming Soon 604-999-2452 From $489,900 604-318-5254 From $159,900 778-846-3200 From $504,900 604-467-9300 Coming Soon 604-467-7000 Call 604-476-2292 From $279,900 604-465-6524 Coming Soon 604-380-0300 From $189,000 604-466-6388 Call

MISSION / HARRISON Fraser Landing TH 1-888-826-1177 Horizons TH 1-888-826-1177

PORT MOODY Residences, The HR 604-552-0552 Call Station, The TH thestationliving.ca Call

From $249,900 From $319,800

NEW WESTMINSTER 258 on Sixth HR 604-377-9630 Call Alexander Walk TH 604-779-1292 From $349,900 Brewery District HR 604-694-1188 Coming Soon Carlyle at Victoria Hill HR 604-523-0733 Call Dominion HR 604-525-8980 Call Elliot St HR 604-524-8080 From $224,900 English Mews TH 604-517-1688 From $329,900 Flow TH 604-520-9880 From $508,900 Glass House Lofts LR 604-520-9890 Call Grove, The LR 604-523-0733 From $266,900 Lookout at Victoria Hill, The LR 604-523-0733 Call Northbank HR 604-523-0081 From S261,900 Parkside HR 604-523-0733 Call Parkside at Victoria Hill HR 604-523-0733 Call Rivers Walk TH 604-533-3575 From $469,900 Thompson Landing SF 604-520-3226 From $476,900 Trapp & Holbrook HR 604-525-0223 From $299,900 Viceroy LR 604-522-2583 From $321,900 NORTH VANCOUVER 15 West HR 604-980-9949 From $340,000 221 East 3rd LR Coming Soon 700 Marine Drive LR/LW 604-984-0700 From $299,000 Anchor, The LR 604-988-8800 From Mid $200s Atrium at the Pier MR/TH 604-983-9065 Call Canyon Springs LR 604-973-0298 Coming Soon Capstone MR 604-929-8870 Call Destiny 2 at Raven Woods LR 604-929-1915 From $289,900 Drive, The LR 604-986-8138 Call Heywood on the Park LR 604-985-0003 From $288,900 Landing, The MR 604-983-9065 Call Latitudes TH 604-435-9477 From $469,900 Local on Lonsdale HR/LR/TH 604-998-0219 From $309,900 Maplewood North LR 604-727-1594 From $378,900 Orizon LR 604-638-6240 From $309,900 Northlands LR/TH 604-800-2120 Call Pinnacle Residences at the Pier MR 604-983-9065 Call HR 604-969-3333 From Mid S200’s Prescott Queen Mary LR 604-770-1645 From $349,900 Remix LR 604-924-4488 Coming Soon HR 604-980-5000 Coming Soon Seylynn Village Shore, The LR 604-980-0016 Call PITT MEADOWS Cedar Downs LR 778-846-3200 From $194,900 Liv42 LR 604-460-6601 From $134,900 Osprey TH 604-465-8712 Penthouse (PH)

Live Work (LW)

City Home (CH)

T Y P E C O N TA C T P R I C E

High Rise (HR)

RICHMOND Alexandra Court LR 604-278-5809 From $314,900 Blue Heron Marine Estate SF 604-649-8630 From $1,700,000 Cadence HR 604-276-8683 Call Carrera HR 604-244-7721 Call Concord Gardens HR 604-233-7748 From $300,000’s Emerald HR/TH 604-244-8333 From $296,000 Empire Living TH 604-244-9622 Call Gardens, The LR 604-271-3331 From $294,900 Harmony HR 604-278-3939 From $315,800 Monet HR 604-233-7748 From $300,000’s HR 604-303-7575 From $464,900 Opal at Richmond Centre Ora HR 604-278-8838 Call Orchard LR 604-303-8819 From $259,900 Pier, The LR 604-274-7326 Call Remy LR 604-279-8866 From $211,900 River Inlet MR/TH 604-233-2633 Call River Park Place HR 604-282-7838 From $229,500 Saffron LR 604-270-2482 Call Southpointe Cove TH 604-273-2828 Call Tempo HR amacon.com Coming Soon Westminster Terrace TH 604-204-1077 Call SQUAMISH / WHISTLER Elaho TH 604-898-2232 Ocean Crest SF 604-896-2235 Ravens Plateau SF 1-888-852-7575 Aqua TH/LR 1-877-344-5566 University Heights LR 1-888-852-7575

Coming Soon From $1,298,000 Call From $239,000 Call

SUNSHINE COAST SECHELT SilverStone Heights SF 604-741-1877

From $479,900

SURREY 3 Civic Plaza Ashbury Hill Ascend Balance Bishop Creek Boardwalk Brixton Canvas Connect Edgewood Enclave at Boundry Park Esplanade at Waterstone Eton Fusion G3 Residences Grove at Cambridge, The

Call From High $200’s From $170’s Coming Soon From $354,900 From $341,900 Coming Soon Coming Soon From $118,800 From $344,900 From $349,900 From $219,900 From Low $300’s From $350,000 Call From Low $300’s

Mid Rise (MR)

Low Rise (LR)

HR TH LR LR TH TH TH TH LR TH TH LR TH TH HR TH

604-951-3331 ashburyhill.com 604-596-2202 tiensher.com 604-588-0005 604.506.1852 604-503-0483 liveatcanvas.com 778-395-1886 604-644-7811 604-657-3709 604-530-5399 etonliving.com 778-578-9779 604-453-6688 604-597-7177

Loft (LO) Duplex (DP) Townhouse (TH)

JAN 24 - FEB 7, 2014 | METRO VANCOUVER NEW HOME GUIDE 65

PROJECT

Guildford Greens Heights Highlands at Sullivan Ridge Joi Living Kendra Latis Latitude Lingo Links, The Lumina Madison Manarola Oliver’s Lane One 38 Panorama Station Panorama West Village Panorama Woods Park Avenue Quattro 3 Redwoods Rockwoods, The Silverwood Teo Hyland Residences Ultra at West Village Verve The Walks Wave Zen CLOVERDALE Cadence Clayton Heights Clayton Rise Creekside The Grove La Rue MacKenzie Estates One92 Sun 72 Salix Uptown Clayton Village

T Y P E C O N TA C T P R I C E

PROJECT

TH 604-307-0400 From $349,900 TH 604-538-8888 Coming Soon SF 778-565-7768 From $679,900 incl. GST TH 604-574-8888 From $339,000 TH 604-590-9122 From $329,900 LR 604-575-0669 From $194,900 LR 604-596-5075 From $264,900 LR 604-727-5478 From $159,900 SF 778-574-2550 From High $600’s LR 604-727-5478 From $274,900 TH 604-543-6262 From $323,000 LR 604-825-1038 From $179,900 Incl. GST SF 604-543-3868 From $489,900 TH liveatone38.com Coming Soon TH 604-372-2275 From $299,800 TH 778-885-6700 Call TH 778-593-9954 From $314,900 HR 604-583-9866 From $250’s LR 604-581-8000 From $159,900 TH 604-503-6929 Coming soon TH 604-503-1188 Call TH silverwoodliving.com From Low $300’s TH 604-288-8918 From $299,900 TH/HR 604-588-6999 From $186,900 LR 604-588-3783 From $160’s TH 604-440-8070 Call HR 604-951-9283 Call TH 604-355-0166 Call

SF 604-727-5478 From $699,900 TH/DU 604-723-4497 From $549,900 TH 778-278-0030 Call TH 604-572-0400 Coming Soon TH 604-533-6968 From $275,900 TH 604-575-2263 From $304,900 TH 604-538-2125 From $349,900 LR/TH 604-576-1772 From $199,900 TH 604-575-8806 From $292,900 LR 604-530-0054 From $241,900 TH 778-574-0146 From $339,900

VANCOUVER & AREA DOWNTOWN 999 Seymour HR 604-879-9996 From $327,400 Fairmont Pacific Rim Estates HR 604-781-4303 Call Keefer 188 LR 604-620-2018 From $239,900 Keefer Block LR 604-682-8813 From $269,900 Maddox HR 604-669-8200 From $389,900 Mark, The HR 604-687-4353 Call Modern HR amacon.com From $300’s One Pacific HR 604-899-8800 From $300’s Pacific Pt HR 604-685-0855 From $349,900 Private Residences at Hotel Georgia, The HR 604-682-8107 Call Ritz, The HR 604-876-9222 Call Rolston, The HR 604-688-8927 Call Sapphire, The HR 604-876-9222 Call HR 604-568-8283 From $268,000 Tate On Howe EAST SIDE 238 W Broadway LR 238westbroadway.ca Call 2nd & Commercial LR 604-800-8862 From $269,900 Avant TH 604-298-2240 From $600,900 Block 100 HR 604-682-8801 Call Bohème LR 604-569-3388 From $227,900 Central HR 604-687-4353 Call Charm LR 604-330-8838 From $266,900 Collection 45 LR 604-569-1555 Call Cordovan LR cordovan.ca Coming Soon Kensington Gardens LR 604-620-7886 Call Local LR 604-688-5527 From $349,900 Main Street LR 604-877-1116 From $339,900 Shine MR 604-261-3936 Coming Soon Penthouse (PH)

Live Work (LW)

City Home (CH)

High Rise (HR)

T Y P E C O N TA C T P R I C E

Shoreline LR 604-434-2205 Coming Soon Skyway HR 604-436-1100 Call View 388 LR 604-330-8838 From $219,900 Wall Centre 900 Hastings MR 604-683-0900 From $249,900 Wall Centre Central Park HR 604-874-9232 From $299,900 Woodshire TH 604-719-1700 From $420,900 WEST SIDE 6 & Fir HR 604-899-8858 From $449,900 5555 Dunbar LR 604-568-7551 From $349,900 Academy HR 604-228-8895 Call Alder Crossing TH/Studios 604-600-5405 From $290,000 Anchor TH Coming Soon Arbutus Ridge MR 604-738-0001 Call Binning Tower HR 604-646-1111 From $499,900 Cambie & 7th HR/TH 604-568-5060 Call Crescent on McRae, The TH 604-652-2515 Call Elizabeth LR 604-687-8800 Coming Soon Empire at QE Park LR 604-568-5060 Call Granville at 70th HR 604-687-2298 Call Kerrisdale Gardens MR 604-559-9848 Call Kits360 LR 604-737-0360 From $379,900 Lido HR 604-872-2672 From $458,900 MC2 HR 604-638-9998 From $256,900 604-876-8819 From $349,900 Meccanica MR Montgomery TH 604-369-6641 From $985,800 Oak by Listraor TH liveatoak.com Coming Soon One, The MR/HR 604-874-8368 From $349,900 Opsal HR 604-876-7332 Call MR 604-739-2080 From $399,900 Pinnacle Living Broadway Prelude MR 778-986-7860 From $347,500 Radius LR 604-731-5522 Call Riley, The LR 778-986-7860 From $347,500 LR 604-267-8882 Call Shannon Wall Centre Kerrisdale Sixth and Willow sixthandwillow.com Coming Soon MR 604-874-8368 From $414,500 Village on False Creek, The Westerly, The LR 604-568-3399 From $300,000’s WEST VANCOUVER Evelyn LR 604-922-0330 Call WHITE ROCK / SOUTH SURREY Abbey Road TH LR Adagio Augusta TH Avra HR Belcroft, The TH TH Blu Breeze TH Elevate at the Hamptons DU TH Essence at the Hamptons Gemini LR TH George Grandview Heights TH LR Headwaters Heights, The TH/LR Juniper SF LR Morgan Crossing Morgan Living SF Newport at West Beach LR Niche TH On The Course TH Promenade LR Royce LR Saltaire LR Sausalito MR Semiahmoo Trail TH Southbrooke SF Summerfield SF Toccata TH Winter Street LR TH Woods Mid Rise (MR)

Low Rise (LR)

604-542-0660 From $359,900 604-531-6659 From $288,900 604-999-9323 From $439,900 incl. GST 604-531-9030 From $319,900 604-568-8830 From $599,900 604-782-5258 From $599,900 incl. GST 604-582-1113 Call 604-723-4497 From $629,900 604-723-4497 From $400,000 604-536-1663 Call 604-571-6400 Coming Soon discovergrandviewheights.com 604-535-1451 $313,500 778-545-8737 From $337,000 liveatjuniper.ca From $769,000 604-582-1336 From $275,900 604-385-0551 From $699,000 604-536-0256 Call 604-535-5511 From $351,900 604-385-0111 From $300’s 604-531-1111 From $314,900 604-538-8028 From $332,900 604-560-1656 Call 604-531-2200 Call 604-535-9633 Coming Soon 604-805-2941 Call 604-536-1155 From $684,900 604-535-5088 $379,900 604-364-7455 From $299,900 604-538-8876 From $379,900

Loft (LO) Duplex (DP) Townhouse (TH)

www.macmarketingsolutions.com We sell the homes you want to buy. /MacMarketingSolutions 66 METRO VANCOUVER NEW HOME GUIDE | JAN 24 - FEB 7, 2014

@MAC_Marketing

/MACMSTube

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

inspired living

S o p h i S t i c at e d d e S i g n

The next 8 buyers of phase 1 homes get to pick a red envelope to receive a lucky discount of $8,888 - $14,888*

townhoMeS pRiced FRoM $323,000

* Please see sales associate for details.

39 Townhomes 2845 156 Street, Surrey 778-545-8737

97 Townhomes – onlY 26 leFT!

BY LAKEWOOD

LiMited tiMe oFFeR – net gSt incLUded!

condoS pRiced FRoM $199,900

56 Townhomes 13886 62 avenue, Surrey 778-578-9779

14356 63a avenue, Surrey 604-543-6262

4 BedRoom Rowhomes & 49 condos

BY LAKEWOOD

19201 66a avenue, Surrey 604-576-1772

lakewood.ca