IT’S A FACT BELL INSURANCE BROKERS LTD IS AN INSURANCE BROKER WITH A REPUTATION FOR SAVINGS AND SERVICE

FIVE STAR & 3% FOUR STAR TRUSTPILOT REVIEWS

“It is surprising how often a review will highlight both high premiums and a shortfall in cover and potential exposure for a client. For example, in respect of Business Interruption many companies will only have a one year cover. In the event of a serious incident such as a fire the temporary relocation of a company whilst the existing business site can be re established for occupation may well take longer than one year.

Tony explained. “There are several different aspects essentially based on premium savings, the correct portfolio cover for a client and a first class personal service.” Although locally based his company insures a range of large national specialised companies to sole traders in varying businesses, he added. “Appreciable premium savings are one of the main reasons why a company would consider changing from an existing insurance provider. To ensure a client has competitive premiums the initial priority is an executive professional review of ‘ the risk’. This would include all trading aspects, commercial vehicle fleets and company cars would also be included in the appraisal.

“Market experiences can also necessitate change as with the impact of Covid and the policy wordings and inclusions of insurance companies. First class claims handling is also so essential for the reassurance of clients. As Insurers continually change their premiums, we make it a priority to annually review all policies of every client prior to renewal to ensure the most competitive premiums are being charged and alternative options and review findings are always presented to our clients. Also for the protection of clients, quality F C A approved insurers are always used. ”

The review of his own company operation and training is constant as nothing stands still, having to keep ahead of all aspects of a particular market place and included in this is the continual up grades and change to compliance by the Financial Conduct Authority. His company has an in house Compliance Manager and it also ‘out sources’ its compliance as a secondary point of reference. In respect of personal service He is extremely proud of the service provided to clients by his considerable staff, also evident by the 97% five star reviews on Trustpilot and the mention of his staff by name for their particular efficient service.

He continued. “Client care is paramount and the growth of the company has been essentially based on recommendation and service reputation supported by prompt efficient administration.”

The considerably sized broking team is headed by General Manager David Unsworth who joined the company in 1997 and Commercial Manager Andrew Smith who joined in the same year. Tony is traditional in his thinking and with many company telephone lines ensuring a reliable connection, he insists the telephone will be answered by a real person avoiding the frustration of press a selected button systems etc. used by many companies.

To Company Owners and Financial Directors considering an alternative business quotation Tony extends an invitation to contact Bell Insurance Brokers for a quotation. Tel: 01472 359052