Living with Charlotte’s African-American Magazine
Jasmine and James Carrothers Father and daughter earn doctoral degrees
Artificial Intelligence
How it’s enhancing and disrupting academia
It’s Electric!
Exploring the electric vehicle lifestyle
Getting to Know Colin Mayfield WCNC Charlotte’s new evening anchor
AMERICA’S NO. 1 HBCU: NORTH CAROLINA A&T For the past decade, North Carolina Agricultural and Technical State University has been America’s largest historically Black college or university. We graduate more African American students in Engineering, Agriculture, Liberal Arts and Communications/Journalism than any university in America. Period. How did we get there? For starters, we enroll more Black first-year students than the top 14 national universities ranked in U.S. News & World Report’s “Best Colleges.” Combined. As a premiere doctoral, research university, North Carolina A&T prepares our students for lives of meaning and impact. Our graduates earn the second-highest average starting salaries of all campuses in the UNC System and are well represented in workplaces from Charlotte to Silicon Valley and Wall Street to Washington, DC. There are literally thousands of universities across the United States. As a prospective student, you could choose any of them over A&T. But why would you? Check out North Carolina A&T. You’ll understand why we are Always Doing, Never Done.
The right home— with room to grow. Finding your new home is the start of an exciting new journey. Shop confidently with the right mortgage. We get it—and we want to learn all about you and your homebuying goals.
There’s no obligation—just honest answers to your questions and help moving forward when you’re ready.
Truist.com/mortgage Truist Bank is an Equal Housing Lender. © 2023 Truist Financial Corporation. Truist, Truist Purple, and the Truist logo are service marks of Truist Financial Corporation.
Table of contents For these stories and more, visit us on the web! www.pridemagazineonline.com
From the Publisher . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Notable Names. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 The Mindful Parent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
10
Book Review. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Bank of America Special Section With Financial Education, the Future Looks Brighter . . . . . . . . . . . . . . . . . 31 Three Tips for Buying a Home in Fast-Growing Charlotte . . . . . . . . . . . . . 32 Bank of America’s Community Homeownership Commitment. . . . . . . . . . 33 The Key to Homeownership . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34
26
Features Living the Electric Vehicle Lifestyle. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Father and Daughter Earn Doctoral Degrees . . . . . . . . . . . . . . . . . . . . . . . 20 Integrating AI into Higher Education. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Neighboring Concepts: Revitalizing Charlotte Communities . . . . . . . . . . . 37 Inlivian Program Helps Pave the Way to Home Ownership . . . . . . . . . . . . 40 Colin Mayfield: WCNC Charlotte’s New Evening Anchor . . . . . . . . . . . . . . 43 Community Grocery Store Provides Residents with Healthy Options . . . . 46 Real African Art Gallery Provides Authentic Experiences. . . . . . . . . . . . . . 48
40
Northeastern University Charlotte Offers Accelerated Nursing Degree . . . 53 Real Estate Investor Educates Current and Future Homeowners. . . . . . . . 57
On the Cover Jasmine Carrothers and her father James Carrothers Photo by John Carrothers
46 November-December 2023 | Pride Magazine
5
We put our whole heart into caring for yours.
Our team of heart and vascular specialists offers the most advanced care to keep you strong and healthy, so you can be there for a lifetime of grandpa hugs.
Discover more at NovantHealth.org/Heart © Novant Health, Inc. 2023 9/23 • NH1399165a
M
A
G
A
Z
I
N
E
Charlotte’s African-American Magazine
CEO/Publisher Dee Dixon
Editor
Alicia Benjamin
Copy Editor
Sonja Whitemon
Lead Writer Angela Lindsay
Creative Director Larry Preslar
Design & Production SPARK Publications www.SPARKpublications.com
Distribution Watch Dog Entertainment® LLC Digital Content Distribution
©
Account Executive Nikelle Fesperman
Public Relations
Nepherterra Estrada Best
Subscribe to Pride
$13.25. Please subscribe online at www.pridemagazineonline.com, mail to P.O. Box 30113, Charlotte, NC 28230 or call 704-375-9553
Letters to the Editor
Please send an e-mail to info@pridemagazine.net fax to 704-375-9550 or mail to Pride Magazine 8401 University Executive Park Drive, Ste. 122, Charlotte, NC 28262 www.pridemagazineonline.com
Copyright© 2023 Pride Magazine All rights reserved. Copying or reproduction, in part or in whole, is strictly prohibited. Pride Magazine reserves the right to deny any advertisement, listing or feature that does not meet Pride Magazine standards or that is outside the scope or mission of our magazine. Pride Magazine assumes no responsibility for information, products, services, or statements made by advertisers or editorial contributors.
Pride Magazine prints with soy ink. Vol. 31 No. 6 November-December 2023 All rights reserved for PRIDE Communications Inc. Find us on Facebook: Facebook.com/PrideMagazineNC Find us on Instagram: @pridemagazinenc Find us on LinkedIn: Pride Communications, Inc. November-December 2023 | Pride Magazine
7
FROM THE PUBLISHER
It Takes a Community
By Dee Dixon
H
ello and welcome to the 2024 November edition of Pride Magazine.
After a 30-year celebration last year, we are shifting gears. Pride Awards 2024 is set to focus on the Charlotte community as a whole and its efforts to create a better quality of life for all its citizens. This year’s program will be a highly nuanced luncheon experience, recognizing achievement in underserved neighborhoods, uplifting nonprofits making a difference in the lives of those in need and acknowledging Corporate Social Responsibility (CSR) endeavors of our sponsors.
AWARDS
We are planning to present three prestigious awards at our 2024 luncheon: 1. The Pride Outstanding Nonprofit Award (including a substantial monetary donation) 2. The Pride Neighborhood Excellence Award 3. The Pride Corporate CSR Award
GOALS
• To take time out to learn and grow • To develop new relationships • To have fun • To leave with a heightened sense of appreciation for our city
WHAT TO WEAR
Relaxed, casual attire is recommended. Culturally specific attire welcomed.
DATE AND TIME Photo courtesy of Rodgers Builders
Thursday, February 8 11 a.m.: MIX AND MINGLE 12 p.m.: LUNCH, PROGRAM AND AWARDS
WHERE
The Revelry at Camp North End
WHY
As one of the top 20 fastest growing cities in America, Charlotte is experiencing a population boom. According to research by the Charlotte Regional Business Alliance, approximately 113 people moved here DAILY between 2021 and 2022. This kind of growth comes with consequences, good and bad. In addition, this kind of growth emphasizes the need for us to continue to invest in our neighborhoods and people who need it the most. “It Takes a Community” will highlight some of our successes and encourage us to do more so that no one is left behind.
MISSION
The mission of our annual Pride Awards event has always been to honor achievement in the AfricanAmerican community, raise funds for worthy causes and to promote diversity and inclusion throughout the city. This year’s luncheon will be no exception, as we will use our theme to create a unique “gathering” of Charlotte citizens from across the county to share commonalities of interest, attitudes, culture and history.
8
Pride Magazine | www.pridemagazineonline.com
We have a NEW VENUE for Pride Awards 2024! THE REVELRY AT CAMP NORTH END 701 KESWICK AVENUE 28206 There is a great parking garage at this venue with the first three hours free. Thereafter, the cost is $5. Note: If you are unfamiliar with Camp North End, please plan to leave early as finding the Revelry can be a bit confusing. We will have volunteers there to help direct you.
HOW TO ATTEND
Purchase tickets and tables online at prideawards.net or call 704-375-9553 to make reservations or inquire about sponsorships.
FINAL THOUGHTS
We are excited about our new location at the Revelry! Did you know the word revelry means noisy and festive? It signifies a fun time and that’s what we are planning for Pride Awards 2024. It will be an unprecedented “COMMUNITY GATHERING” with Pride flava and lots of perks. You should really be there. See you soon,
Embrace the Cozy Season
Create or shop décor from local vendors like candles, cozy blankets, and seasonal wreaths.
Celebrate Holidays with Friends, Community, Loved ones and Family.
Go apple picking, hiking or watching the colors change.
Visit one of the many local farmers markets and pick up seasonal produce and products.
Gather and enjoy or make delicious treats like apple pie, and hearty soups.
Kick off the season with a friendly game.
NOTABLE NAMES By Alicia Benjamin
CHRIS V. REY
Barber-Scotia College has named Chris V. Rey, J.D. as the new president of the school. “I am beyond honored to have been selected by the board to serve at the helm of one of the nation’s oldest historically Black colleges,” said Rey. Born in St. Thomas U.S. Virgin Islands, Rey grew up in Spring Lake, North Carolina. He earned his bachelor’s degree from Walden University and a Juris Doctorate degree from William & Mary School of Law. He is also a graduate of the University of Virginia’s Sorenson Institute for Political Leadership and the University of North Carolina at Chapel Hill’s School of Government Advance Leadership Corps. “I look forward to rolling up my sleeves and working with the board of trustees, students, faculty, staff, alumni, and other stakeholders to bring this historic college back to prominence,” he said. “We will continue working to obtain accreditation, ensure financial stability, build a strong and transparent relationship with alumni and the city of Concord, and grow our enrollment, as we begin our R.I.S.E.”
JOHN JOSIAH
Johnson C. Smith University biology major John Josiah, class of 2024, and 101 undergraduate, graduate and professional students from across the U.S. were named 2023 White House HBCU Scholars. “Our 2023 HBCU Scholars are talented students who embody the culture of excellence and inclusion championed by our nation’s Historically Black Colleges and Universities,” said U.S. Secretary of Education Miguel Cardona. “On behalf of the U.S. Department of Education and everyone across the Biden-Harris Administration, I congratulate each of our 2023 HBCU scholars on this prestigious recognition and thank them for their commitment to serving their communities.” Throughout the next year, Josiah will serve as an ambassador of the White House Initiative on HBCUs, the Department of Education and JCSU. Last year, Josiah and his classmates Purity Gumede and Tanaka Mbavarira were named University Innovation Fellows by Stanford University’s Hasso Plattner Institute of Design. The JCSU fellows are tasked with creating student innovation spaces, starting entrepreneurship organizations, facilitating experiential workshops and working with faculty and administration at JCSU to develop new courses.
JUSTUS L. JENKINS
Justus L. Jenkins is an honors and summa cum laude Claflin University graduate. Jenkins, part of the Class of 2023, is continuing his academic journey at Cornell University in Ithaca, N.Y., and pursuing a master’s degree in public administration. The Charlotte native attended Phillip O. Berry Academy of Technology, majored in English at Claflin and plans to practice law. He wants to influence public policy after graduate school, he said. As a freshman, Jenkins was accepted into the prestigious Alice Carson Tisdale Honors College. He received research internships at Brown University, Duke University and Johns Hopkins University. At Johns Hopkins, Jenkins worked with the Leadership Alliance. Claflin University is ranked as one of the Top 10 Best HBCUs by U.S. News & World Report for the 13th consecutive year.
10
Pride Magazine | www.pridemagazineonline.com
PHILIP E. OTIENOBURU
Charlotte Center City Partners (CCCP) hired Philip E. Otienoburu (Dr. O) to serve as Senior Vice President of Community Development earlier this year. With over 20 years of experience in leadership, community building, and economic sustainability, Dr. O brings a wealth of knowledge and expertise to his role. In his position as CCCP’s SVP of Community Development, Dr. O works closely with his team to build community and leverage CCCP’s resources and relationships, advocate for and support residential and business stakeholders — striving to create a vibrant and inclusive community. Dr. O holds an MBA from the University of North Carolina Kenan-Flagler Business School and a Ph.D. from Ohio State University.
pre-broadway premiere
A BRAND NEW DAY, AT LAST! Starring
NICHELLE LEWIS Dorothy
MELODY A. BETTS Aunt Em / Evillene
ALAN MINGO JR. The Wiz
DEBORAH COX Glinda
KYLE RAMAR FREEMAN Lion
PHILLIP JOHNSON RICHARDSON Tinman
AVERY WILSON Scarecrow
AT BLUMENTHAL PERFORMING ARTS CENTER
BlumenthalArts.org • 704.372.1000 Group Sales: 704.348.5752
Giving Through the Seasons of Life Giving back is important to you – especially during the season of giving. You can make an
Giving Through the Seasons of Life
even greater charitable impact by partnering with your local community foundation.
A donor advised fund at Foundation For The Carolinas makes giving easy and effective.
And if you affiliate your fundthe with Foundation ForYou Black you join Giving back is important to you – especially during season of giving. canPhilanthropy, make an others with a common visionlocal for empowering Black communities. even greater charitable impact by partnering with your community foundation. Contact us at philanthropy@fftc.org geteffective. started, A donor advised fund at Foundation For The Carolinas makes giving easy to and And if you affiliate your fund with Foundation For Black Philanthropy, you join others with a common vision for empowering Black communities. Contact us at philanthropy@fftc.org to get started,
www.fftc.org | 704.998.6412 | BlackPhilanthropy@fftc.org
THE MINDFUL PARENT
It’s Important to Advocate By Shavonda Bean
for Your Child’s Educational Needs
T
he covid-19 health pandemic halted our society and disrupted the school system three years ago. In 2020, many of our kindergarten students started their academic careers in the virtual environment. Teachers creatively educated their students and parents stepped in as learning support for their children from home. Students missed out on critical learning and social development. These challenges lingered as students gradually returned to the classroom. Now those same students are entering third grade where schools remain understaffed, classrooms are strained and academic gains were lost. This is even more true for communities where resources and advantages were already limited. Differentiating between academic delays related to the pandemic versus those that are organic can be difficult. Either way, intervention is necessary as many children are facing deficits in reading, writing and math. We must do all we can to assist our students in bridging the gap by getting them the help and support they need. Our cultural history of discrimination and systemic racism can make it exceedingly difficult to seek help. We want to avoid labels, parents do not want any additional reason for our children to be mistreated or misguided, and we do not want our children to doubt themselves. These fears end up leaving our children’s needs unaddressed and without the support and resources they are due. The disadvantages are exacerbated, and their futures are at stake. Ignoring the problems will not make them go away. If you notice your child is behind grade level in any academic area and consistently experiences trouble keeping up in the classroom, there are several steps you can take to better understand their needs and advocate for their futures.
Consider a psychological educational evaluation The earlier you intervene the better. A full psychological educational evaluation is usually the first step in identifying your child’s strengths and weakness and helps to better understand the most appropriate interventions. Work with your child’s teacher, special education coordinator, psychologist or college disability services office to address your concerns. You can also seek this service via a private psychologist and then follow up with the school support staff to determine how to implement resources.
Get rid of learning disabilities myths
The National Center for Learning Disabilities reports that 1 in 5 children in the U.S. have a learning disorder. This is not laziness. Learning disabilities are a result of neurological and biological differences in brain structure and function that affect a person’s ability to process, receive, store, retrieve or communicate information. In fact, a person can have strong cognitive abilities, an average or above IQ and still have a learning disability. There are several types of learning disabilities, but dyslexia is one of the most common and is associated with reading difficulty including trouble with phonetic
awareness, understanding speech sounds, difficulty with reading fluency and comprehension, rhyming, spelling, written expression and vocabulary. It is not simply the tendency to reverse letters and numbers. Other differences involve math and writing difficulties. The psychological/educational evaluation can help you determine your child’s specific diagnosis.
Know your rights
Understand your child’s educational rights if learning disabilities are present. The school system must provide equal opportunities and access to education. They can help provide accommodations to support your child’s needs if deficits significantly impact learning. Organizations like Special Education Advocacy of the Carolinas can help support parents through this process. Find the agency in your community to help you walk this road. It is not easy, but you are not alone. Remember accommodations do not limit children — they support children and offer opportunities for success. Every child deserves a chance to enjoy learning! P Shavonda Bean is a licensed psychological associate and owner of Essential Assessments & Behavioral Health. Visit Essentialhealthnc.com for more information.
November-December 2023 | Pride Magazine
13
BOOK REVIEW
Fiction, History, Basketball Facts for Young Readers and More By Angela Haigler
“bell hooks’ Spiritual Vision: Buddhist, Christian and Feminist” by Nadra Nittle bell hooks’ contributions are genre-spanning, her written works can be found as memoir, poetry, theory and criticism. Her book, “Ain’t I a Woman,” examined the impact of sexism on Black women and catapulted her into the feminist canon. An area of her life that she reportedly kept private on purpose was her faith. hooks practiced Buddhism and Christianity. In the world of religion, these two paths were not supposed to cross. Nadra Nittle details how in the latter years of her life, hooks spoke more freely about how Buddhism and Christianity served as her source of strength.
14
“The Reformatory”
“Far from the Tree”
by Tananarive Due
by Virginia DeBerry and Donna Grant
A prolific writer of horror noire, Tananarive Due serves up a slice of what we have come to expect from her: frightening yet riveting books featuring complex Black characters and fascinating backstory. In her latest, the setting is Jim Crow Florida where Robert Stephen Jones is sent to a segregated reform school. The souls of the dead have a message for the living and that’s what makes this story so gripping.
These two best friends and bestselling writing duo are at it again with another novel about feminine relationships. This one delves into the special bond between sisters, mothers, and daughters. When their father dies, two sisters inherit a house in Prosper, North Carolina. With their own secrets holding them back, they don’t understand why their mother discourages them from visiting their new home. When all the secrets come to light, everything becomes clear.
Pride Magazine | www.pridemagazineonline.com
“If You Call My Name: The Collected Memoirs of Black Enslaved People” by Frederick Douglass, Solomon Northup, Harriet Jacobs, and others In this era of the attempted erasure of Black history, it becomes even more important to keep the past in our present consciousness. How our enslaved ancestors lived is just as important as the histories of other cultures. The resilience, ingenuity and creativity of Black people when juxtaposed between the cruelty and deprivation that the enslaved endured is truly a remarkable story that should never be forgotten. These narratives told by those who survived slavery are a worthy and informative read.
Middle-grade Reader “Who Got Game Basketball: Amazing but True Stories” by Derrick Barnes In what will likely become another bestseller, rising star and Charlotte’s own Derrick Barnes has penned the second in this sports series for middle graders. This time the topic is basketball, featuring little-known facts and amazing stories about the people and circumstances that helped shape the game of basketball. A must-read for young sports enthusiasts. P
SPONSORED CONTENT
How you can shape the future of Public Health in the Queen City By Leslie S. Sykes, Director of Strategic Partnerships Northeastern Charlotte
C
harlotte, North Carolina, is home to a fast-growing life and health sciences sector and is poised to be at the forefront of healthcare innovation. The novel Master of Public Health (MPH) program within Northeastern University’s Charlotte campus recognizes the region’s focus on public health innovation, commitment to health equity, and rich healthcare landscape. The Charlotte-based MPH program is explicitly designed to train the next generation of skilled public health leaders who reflect the community where they live and work. With a core focus on social determinants of health and the integration of foundational public health coursework, graduates are
uniquely prepared to address the root causes of some of our most complex and enduring public health problems. The hybrid program is tailored to meet the needs of the Charlotte region through a specially designed education and experiential curriculum focusing on treating vulnerable populations. A primarily online curriculum with an in-person residency at the Center for Health Sciences in Charlotte makes this program accessible to full-time students and working professionals. The residency is led by Gibbie Harris, Master of Public Health visiting professor and former Public Health Director for Mecklenburg, Buncombe, and Wake Counties in North Carolina. It will provide students with the opportunity to advance the goals and priorities of Charlotte-based organizations as a part of their educational
journey. This real-world experience will give the students a rich and diverse educational experience and help our community partners improve the health and well-being of the greater Charlotte region. The program harnesses the power of experiential education to provide students with the skills to become leaders in a rapidly evolving public health landscape and apply innovative approaches to tackle our most pressing public health challenges at the local, regional, national, and global levels.
Here to help you finance your future.
We’re your local lending experts in the Queen City. Your unique lifestyle calls for unique financial assistance. At Regions, we have a wide variety of lending solutions to give you confidence in taking that first step. For any lending need you may have, we’re here to help you find what works for you.
regions.com/lending
© 2023 Regions Bank. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.
November-December 2023 | Pride Magazine
15
SPONSORED CONTENT
A continuous pathway to financial inclusion By Darlene Goins, Head of Diverse Segments & Banking Inclusion Initiative for Consumer, Small & Business Banking at Wells Fargo
access to low-cost banking. This effort has moved forward by working with a network of organizations that have strong connections to historically excluded communities that are disproportionally unbanked. n the last year, it seems many communities traded It is evident that financial education and guidance, and pandemic worries for a fresh new set of concerns – an individual’s sense of inclusion and trust, are important rising inflation, more expensive groceries, and higher factors in bringing more people who are unbanked into gas prices, to name a few. To those who are outside the formal banking system. of the financial mainstream, the headlines have been even The good news is that many in our industry and more worrisome. communities have already started working together in The nation’s more than 5.9 million unbanked finding solutions households, who don’t have access to a mainstream that make it easier for people to lead positive and checking account, have incurred a higher cost of living on healthy financial lives. top of the additional expenses they bear using high-cost We’ve learned that there is no single solution and alternatives to banking such as payday loans and check that breaking through barriers will require a broad cashing services. For a sizeable number of unbanked set of stakeholders, testing, and pursuing numerous individuals, the struggle to save for an emergency, solutions — like the ones explored through the Banking weather a financial downturn, reach financial goals, and Inclusion Initiative: move toward financial stability is only getting harder. • Teaming with Operation HOPE to offer free financial education workshops and provide one-on-one coaching to financially empower members of communities that have higher percentages of unbanked individuals and households. • Expanding our support for Black-owned Minority Depository Institutions to increase access to mainstream financial services. • Supporting financial wellness programs at historically Black colleges and universities (HBCUs) and minorityserving institutions (MSIs) — whose students disproportionally face greater financial challenges and college debt. • Collaborating with fintechs, such as MoCaFi and Greenwood, that help increase access to digitally enabled transactional accounts. • Joining the Aspen Institute Financial Security Program in calling for the establishment of a national financial inclusion strategy. We know our work doesn’t stop here. Through the Banking Inclusion Initiative, we’re also raising We know that Black and African American, Hispanic, awareness about the real cost of being unbanked and There are a lotLatino, of moving parts to a successful smallunderbanked. business — cash flow, in this Native American andrunning Alaska Native families, It isoptimizing expensive to be marginalized account forand more than half of the 5.9 million country; and we that know there a racial disparity increasing efficiency, growing revenue. Findunbanked strategies and solutions mayishelp run your in who and financially underserved households in the United has open pathways to economic advancement. There business at smallbusinessresources.wf.com. States, which appears that the effects of racial and are so many opportunities for us to reimagine what our systemic inequities are still at the root of our society’s society looks like as it pertains to financial inclusion. We structure today. have passed the time to do more for communities who I am personally passionate about being a vessel for have gone underserved for far too long. creating pathways to economic mobility and increasing It is imperative that we make financial inclusion financial inclusion. I bring that passion with me to work as a national priority and continue to have the difficult the leader of Wells Fargo’s Banking Inclusion Initiative, conversations that will lead to positive and impactful a 10-year commitment launched in 2021, to accelerate change right now and in the future. unbanked individuals’ access to affordable, mainstream accounts and help unbanked communities have easier © 2023 Wells Fargo Bank, N.A. Member FDIC. All rights reserved.
I
Running a small business takes big insights
16
Pride Magazine | www.pridemagazineonline.com
© 2023 Wells Fargo Bank, N.A. 7480038-2 MOD: 1017
It’s Electric! The Ins and Outs of the EV Lifestyle By John Burton Jr.
M
Consumer Reports surveyed over 8,000 Americans across all racial demographics and interest in purchasing electric vehicles overall was high. Of the Black people surveyed, 38 percent responded saying they would “definitely” or “seriously consider” purchasing or leasing an EV as their next vehicle. As awareness about EVs grows, more people are learning about the benefits and features of EVs. “I love mine,” said Donna Dunlap, a nonprofit executive and Tesla owner. “It looks and drives so well, but I also wanted to do my part to protect the environment,” she added.
Many other African Americans, like Dunlap, have growing concerns about climate change and air pollution which has led them to consider EVs as a more sustainable Donna Dunlap and eco-friendlier alternative to traditional gasoline-powered cars. Aside from being eco-friendly, there are multiple benefits to EV ownership. There are various government incentives, and rebates are available to encourage EV adoption. For example,
Photo courtesy of Donna Dunlap
ore people are choosing to charge it. Not their credit cards but their cars — their electric cars. Recent studies suggest more Americans are ready to shift gears to transition to Electric Vehicles (EVs) and contribute their part on the way to a clean energy economy. Whether it’s their sleek appearance, exhilarating drive or their eco-friendly effects on the environment, EVs are the rage, even in the African American community.
November-December 2023 | Pride Magazine
17
Photo by Michael Mmarais_Unsplash
the U.S. government offers a tax credit of up to $7,500 on the purchase of a new EV. These incentives can make EVs more affordable and appealing. An additional plus in owning an EV is the decreased need for regular maintenance. Since there is no traditional engine, oil changes, and many of the other mechanical components associated with an engine such as an exhaust system are no longer an issue, making maintenance extremely low.
“Having to charge your car based on the amount you drive it is an issue when traveling long distances. You have to add time to your trip to supercharge on the road, which could add anywhere from 2040 minutes to your trip — each charge.” —Tesla owner Frank Newson
“I really only have to worry about the tires, brakes and windshield wipers,” said Rodney Robinson, another Tesla owner. EVs also offer a substantial performance benefit over their gas-powered counterparts. Many EVs have an immediate torque and acceleration which enthusiasts say make for not only a quicker but more exhilarating ride. “With the instant torque from the engine, you can just go,” Robinson said.
18
Pride Magazine | www.pridemagazineonline.com
While the adoption of EVs is increasing among African Americans, there are still some barriers that need to be considered — economic factors, charge length and access to charging infrastructure are the three greatest. While Tesla remains the leader in the EV space, other automakers have been expanding their electric vehicle offerings, with a wider range of models available in different price ranges. This will make it easier for people from diverse backgrounds to find an EV that suits their needs and budget. Electric vehicles rely completely on batteries and electric motors for thrust, and the average charge lasts about 280 miles. When the charge runs short, connecting to a charging station or a home charger is required for about 30 minutes to get back on the road. Most homeowners in the U.S. will spend around $1,150 to $2,750 to purchase and install a home charging station, according to a March 2023 “Motortrend” article. “Having to charge your car based on the amount you drive it is an issue when traveling long distances,” said Tesla owner Frank Newson. “You have to add time to your trip to supercharge on the road, which could add anywhere from 20-40 minutes to your trip — each charge.” In September 2023, Charlotte had 585 public charging station ports, according to ChargeHub.com, and 318 or 54 percent of those ports offer free charges. Not all charge stations are free, and pricing varies. With more people buying EVs charging stations are becoming more plentiful. “There were only two in my building, but they have increased it to 10 now,” Newsom said. Still, many of those stations are not located near African American communities, so equity is not the same. Without access to charging stations, communities of color may be left behind in this EV explosion. “I’m fortunate — there is a [high-voltage direct current] supercharger that is less than 5 miles from my home. I primarily charge my car at home since I have a home charger in my garage,” Robinson said. Nonetheless, experts say efforts to address these barriers and promote greater EV equity will be resolved over time as more people adopt the technology. Before hopping on the EV bandwagon, experts and EV drivers agree — it’s best to do your research before buying an EV because that lifestyle is not for everyone. “Explore it. Go drive one, and do your math by assessing your driving habits,” Dunlap said. “I love mine. I will probably never go back to driving a gas vehicle again.” P
SPONSORED CONTENT
Living, Loving and Connecting in the Heart of Charlotte
I
n the blink of an eye, Charlotte has transformed. Over the last decade, the city’s skyline has stretched beyond Center City, drawing individuals near and far to the embrace of the Queen City. They come seeking the blend of rich history and the vibrant buzz of our ever-evolving communities.
Despite the swift transformations, Charlotte’s heart and soul stand unwavering. At its core, this city thrives not because of its skyscrapers or booming businesses but because of its people. People like you and me, who are bound by love, unity and a shared sense of purpose. It’s our community spirit, our resilience, our passion and our togetherness that make Charlotte remarkable. At the Charlotte Area Transit System (CATS), we’ve always understood the essence of connection. We recognize that it’s not just about getting from point A to B. It’s about bridging dreams with opportunities, homes with essential necessities and most importantly, hearts with one another. And who better to foster these connections than those who call Charlotte home? When you’re aboard a CATS vehicle, you’re not just being moved by a machine; you’re being cared for by fellow
Charlotteans—neighbors, friends, maybe even family—who are committed to seeing you reach your destinations, and in doing so, help you craft your memories. There’s a unique joy and pride in giving back to the place we call home, in being
a part of its daily pulse and weaving the fabric of its future. By joining the CATS family, you aren’t just taking up a job; you’re embarking on a journey of love, care and service to the community that has given us all so much.
Want to be a part of this beautiful journey? Visit JoinCATS.org and explore how you can truly live more, love more and connect more in the heart of Charlotte.
November-December 2023 | Pride Magazine
19
Family Affair:
Father and Daughter Receive Doctoral Degrees By Sasha Manley
F
rom the early days of primary school, high school and beyond — parents dream of seeing their children succeed. Devoted parents stress the importance of education and how it can open new doors for their children’s careers and personal development.
The road to college
20
Photo by John Carrothers
Education has always been a top priority in the Carrothers household. In 1955, James’ mother graduated from Johnson C. Smith University. She was also the salutatorian of her high school class and became a teacher. Her determination set the stage for James’ future endeavors. “From her example, I knew that I had to do something positive in my life; an One of the most significant education was the way,” he said. ways to highlight this importance James completed his first James Carrothers and his daughter Jasmine Carrothers is by setting a positive example. A degree from North Carolina A&T parent with a college degree has State University in May 1982. He a substantial influence on their children completed their doctoral degrees just two received a Bachelor of Science in Business advancing their education. According to the years apart. James completed his Doctor of Administration and majored in management National Center for Education Statistics, Business Administration from the University and marketing. Nearly 40 years later, he said “Students are more likely to attend any of North Carolina at Charlotte in 2021, and going back to school was about a continuous college within three years of high school if Jasmine completed her Ph.D. in chemistry journey to advance. “I never looked at it in at least one of their parents earned a college from New York University in May 2023. the term of years but as a goal that I had degree or certificate.” This family is all about following their always had of earning or gaining the highest Meet James Carrothers, 63, and his educational dreams together. They share an level of education possible,” said James. daughter Jasmine Carrothers, 27, a dynamic impressive total of six academic degrees and Jasmine’s earliest memory of college life father and daughter duo in Charlotte who one graduate certificate. was when she was about 6 or 7 years old. Pride Magazine | www.pridemagazineonline.com
Left: James Carrothers studying with his twin daughters, Jasmine and JaNey Below: Jasmine Carrothers Right: Jasmine Carrothers and her grandmother Ellen Elizabeth Carrothers, a graduate of the Johnson C. Smith University Class of 1955
“My parents are very involved in their alma mater and attended Homecoming almost every year. It was then that college piqued my interest, and I knew I wanted to have an experience like that,” he said. With a natural interest in chemistry, Jasmine worked in a research lab during her sophomore year and realized she was where she needed to be. “When I entered college, I wanted to be a physician or surgeon,” she said. “But after I got into research, I knew that that was a better fit.” While at NYU, Jasmine received a Global Fellowship from NYU Abu Dhabi and studied abroad. “I transitioned to the NYUAD campus, where I conducted most of my doctoral research. While living in Abu Dhabi, I pursued my love for traveling; my first research conference was in Bangkok, Thailand. I enjoyed my time in Abu Dhabi,” she said. James’ spouse and Jasmine’s mom, Valerie Richard Carrothers, is a contracts specialist and graduate of North Carolina A&T State University. She’s also the former owner of Jaz-Jan bakery shop. Jasmine’s twin sister, JaNey, is an environmental safety specialist with FEMA who graduated from North Carolina State University in 2017. She now lives in Iwakuni, Japan. Setting examples for our children is something James said he and his wife always kept in mind. “A parent cannot have been partially engaged with their children’s education and all of a sudden expect great things once they go off to school. … You have to be engaged at the start,” he said.
Support and understanding
Although they attended schools in different states, James and Jasmine maintained a robust support system. James said he had a considerable understanding once he started his program shortly after Jasmine’s. “Once I got into my doctorate
program and saw how demanding it was, we had that common thread that this will be hard work from now until the end,” he said. James had an opportunity to visit Jasmine while she was studying in Abu Dhabi. “I knew I had to continue so that I could be an example to her that I could do it,” he said. “Although the NYU campus in Abu Dhabi is very nice, it was still far from home. So when I got a chance to visit, it was great to see what she was experiencing. It helped knowing someone else knew what you were going through.”
Beyond the degree
Since graduation, Jasmine has been working as a graduate research assistant and has big plans for her future. “I’m currently looking for a post-doctoral research position. I want to continue research and perhaps have a lab of my own someday,” she said. Besides her career, Jasmine enjoys reading, gaming and watching anime. Over the summer, she even found the time to build an entire computer. James plans to continue working as an IT consultant and educator, focusing on strengthening his community. “Although I had never planned on being a college professor, that is one way to reach young people and give back,” he explained. “I want to do more in that regard.”
In addition to his love for education, James is a bass player in a Charlotte area band called Mama’s Shirt. He spends time creating music in his home studio. He said, “I’ve always enjoyed music and the arts.” The demands of advancing your education can be intimidating. Still, Jasmine said there are a few critical elements for success. “My biggest advice is to ensure you are having fun along the way,” she said. “Having a goal and always striving towards it is great, but if you don’t make room for joy and living life, it can turn what could’ve been a fulfilling experience into a miserable one.” Taking the time to focus on your education is extremely important, according to James. “As someone who has a lot of years in college and now as a college professor, it is attainable by anyone who wants to invest the time,” he said. “It’s always possible and it’s never too late to learn. College provides a way to achieve knowledge for both economic and personal reward.” He gives the following advice to parents: “The seed has to be planted early. College doesn’t have to be the outcome, but stressing education all along the path starting from before school is important,” he said. “Once students have a foundation of learning and confidence, going to college should feel like a natural progression. Students who have already achieved at an early age will have that success to bank on when things get difficult.” Both James and Jasmine plan to share their experiences and speak to audiences about the power of education. P November-December 2023 | Pride Magazine
21
If you’ve got big dreams, we’ve got scholarships that can help make them a reality. Get the education you deserve at a cost you can afford. Find out how a scholarship from Central Piedmont can help you conquer possibility.
cpcc.edu/afford
“
Being able to go to school without worrying about costs — I’m just grateful. 60 years of serving our community
24697
Tyler
Central Piedmont Scholarship Recipient
”
on
8 e1
79
Don’t be a jack of all trades Be the
MASTER of one
EARN YOUR MBA @ LC Inaugural graduate program at Livingstone College begins spring 2023. Visit www.livingstone.edu for more information. Dr. Anthony J. Davis President 13 livingstone.edu
@livingstone1879
HBCU MATTERS WINTER/SPRING 2023 | 9
SCAN TO LEARN MORE
Ranked a Top 10 Best HBCU by U.S. News and World Report for 13 Consecutive Years! Orangeburg, S.C. / Claflin Online
Claflin President Dr. Dwaun J. Warmack with seven of the “Divine Nine” - Claflin scholars in the Spring Class of 2023 who graduated with cumulative 4.0 grade point averages. Our nationally-accredited programs will prepare you for leadership in the global workforce of the 21st Century.
Claflin’s “Super Seven” – the inaugural graduates of Claflin’s Master of Science in Nursing program at their Pinning Ceremony. Students can earn their degrees 100 percent on-line in the Family Nurse Practitioner (FNP) Track or the Nurse Leader (NL)Track. In-person clinicals are required for FNP students once per semester.
Scholarships and Financial Aid available!
APPLY NOW! www.claflin.edu/admissions-aid/how-to-apply
400 Magnolia Street, Orangeburg, S.C. 29115 • 1-800-922-1276 • www.claflin.edu
22 degree programs
No. 1 private HBCU in N.C.
Small class sizes
W W W. J C S U . E D U / A P P LY 704.378.1000 | admissions@jcsu.edu
Ad_PrideMagazine_2023.indd 3
9/22/2023 8:35:13 AM 25 November-December 2023 | Pride Magazine
SomYuZu / Shutterstock.com
How AI Is Enriching and Disrupting Higher Education By Angela Lindsay
I
f you’ve ever used GPS to rattle off directions while driving or asked Alexa to find a great recipe for your next holiday party, then you’ve used artificial intelligence and advanced technology. AI has infiltrated every aspect of our daily lives, and its impact on college campuses is already being greatly felt. A March 2023 BestColleges.com survey of 1,000 current undergraduate and graduate students found that 43 percent of college students overall said they have had experience using AI tools like ChatGPT, and half of those students acknowledged turning to those tools to work on assignments or exams. This figure translates into 1 in 5 college students admitting they employ AI to complete their schoolwork.
26
Pride Magazine | www.pridemagazineonline.com
“Much like the transition institutions had to make during the pandemic, these technologies are forcing changes in the way we must think about assessing student learning,” said Dr. John Bannister, director of Johnson C. Smith University’s Center for Innovative Teaching and Learning. “AI has the capacity to change approaches to Dr. John Bannister much of the learning
“We are still in the infancy of integrating AI into the college experience, so I think students are still deciding how they are going to use the tool.”
experience. We are still in the infancy of integrating AI into the college experience, so I think students are still deciding how they are going to use the tool.” Eryn Glover, a class of 2025 marketing major at JCSU, said she has used AI to assist her with spelling corrections and writing suggestions to make sure that she is “meeting APA (American Psychological Association) formats and criteria.” She added, “AI has greatly enhanced my school experience. “The benefits are that it does what I would do but faster.” Eryn Glover
The primary challenge of using AI is understanding the best ways to use it. While the tool is mainly regarded as a crutch for students, Bannister said he looks forward to the time when AI will be used to aid the studying and remediation processes. That said, Bannister acknowledges that “AI is making its way through the higher education landscape” and is “forcing everyone to revisit how they do everything.” He continued, “That reimagining will lead to even more advancements in our space. These technologies also allow students to better influence the learning process. Because they are new tools, students can help faculty develop, test and analyze learning using these tools.”
—Dr. John Bannister
Dr. Anthony Davis, President of Livingstone College agrees. “Artificial Intelligence is an emerging technology that is here to stay. Much like the calculator in the 70s, AI should be viewed as a tool,” he said. As with any innovation, AI presents its own unique set of complexities that could lead to a host Dr. Anthony Davis of legal and ethical complications for faculty and students alike — academic impropriety, such as plagiarism, perhaps being chief among them. The BestColleges.com survey further found that over 51 percent of students surveyed believe that using AI tools like ChatGPT to complete assignments and exams is cheating. Two in 10 disagreed, and the remainder were neutral.
“I think right now, most of the press around these tools focuses on how they can be used to cheat,” Bannister said. “I think as institutions get more of an understanding of these tools, they will learn how to effectively add them to their toolkits. Hopefully, the concern of cheating will lead to new ways to access learning.” Greg Pillar, Ph.D., associate provost for academic affairs at Queens University of Charlotte said his institution is currently updating its honor code to establish boundaries around the use of AI. “As always, there is an expectation that students are to submit their own original work. Greg Pillar, Ph.D. November-December 2023 | Pride Magazine
27
We will continue to follow our established policies when potential violations of our Honor Code occur, including those that involve the improper use of AI technology,” he said. This year, Queen’s class of 2027 is the largest and most academically prepared class in the university’s history, shattering a 166-year-old record, according to Adrienne Amador Oddi, vice president for strategic enrollment and Adrienne Oddi
communications at Queens. This class of incoming freshmen are part of Generation Z (born between 1995 to 2009), and it is the most likely generation to integrate advanced technologies like virtual reality and augmented reality seamlessly into their everyday lives, according to a March 2020 Forbes article. As such, colleges and universities may be prompted to be more intentional about monitoring and incorporating AI and advanced technology use regarding coursework. Given the ever-evolving educational landscape,” said Pillar, “we are continuously evaluating our policies and procedures as we cultivate a better understanding of the impact and opportunities of using AI in higher education.”
28
Pride Magazine | www.pridemagazineonline.com
“Current AI tools seem disruptive to the higher education experience in that they are forcing educators to re-think how we teach and assess the concepts grasped by students. ” —Dr. Dale-Marie Wilson
There are many different ways students can use AI without being unethical, said Glover. “For example, when you use PowerPoint and it gives you suggestions on slide layouts that are more appealing,” she said. “Or take Grammarly, for example — it helps students’ essays and emails sound more professional and grammatically correct. AI has also helped me better understand topics rather than waiting on a professor to reply to emails or questions.” Students’ use of AI for courses is left to the discretion of the faculty Dr. Dale-Marie Wilson
member teaching the class, said Dr. Dale-Marie Wilson, assistant professor in the Computer Science Department at the University of North Carolina at Charlotte. For one of her computer classes, Wilson said she recognizes “the value and potential of artificial intelligence as a tool for learning and problemsolving.” However, she said, “For any other activities submitted for a grade, if a student incorporates AI-generated or AI-assisted work, they must clearly indicate the involvement of AI and provide proper attribution to the AI tools or models used.” She added, “Current AI tools seem disruptive to the higher education experience in that they are forcing educators to re-think how we teach and assess the concepts grasped by students. Also, as both students and faculty are using AI to generate personal statements and recommendations, they are becoming more dependent on tools rather than their critical thinking skills.” Aside from the actual learning element associated with the college experience, AI may also be used increasingly to perform administrative functions and time-intensive tasks and to make problem-solving more efficient, according to a June 2023 Wiley University Services article. The article suggests that colleges can use advanced technology and AI to make the college admissions process faster and more personalized. One example of this is the use of AI to help identify and target applicants and students who are the best fit for the school and using AI to personalize experiences across the student lifecycle. That way “schools will be able to operate more efficiently, enroll students more likely to graduate, and offer higher quality experiences,” according to the article. Glover said AI helps college students prepare for the changing workforce. “It’s important for students to adapt to and learn AI so that they are more valuable in the future,” she added. “I definitely believe that AI advances college students rather than holding them back. “Over time, I believe these technologies will usher in new ways of teaching and learning,” Bannister said. “I am excited to see how educators will use these tools in the future.” P
We Are All Super Heroes When We Recycle Right! Only Recycle These SIX items pictured below!
1. PLASTIC BOTTLES & JUGS with Necks
2.CARDBOARD & SMALL BOXES (Clean Pizza Boxes - Okay)
3. EMPTY METAL CANS
4. MILK & JUICE CARTONS
5. PAPER & MAGAZINES
6. GLASS BOTTLES & JARS (Lids On - Okay)
BLUMENTHAL REVIEW SPONSORED CONTENT
Give the gift you know they’ll love The Blumenthal is here to make your holiday shopping easier than ever By Page Leggett
M
any people in Charlotte and beyond count on Blumenthal Performing Arts for great entertainment, arts festivals, big Broadway shows, intimate concerts and family-friendly performances. You can add to that list: One-stop holiday shopping. The Blumenthal has something – the perfect something – for everyone on your list. Visit blumenthalarts.org/events to see the full array of plays, concerts and musicals coming up in 2024. A few suggestions:
For the Broadway lover
Moulin Rouge! The Musical, March 19-31, 2024 at Belk Theater. The winner of 10 Tony Awards – including Best Musical – Moulin Rouge! brings the romance, eye-popping excess, glitz and glamour of the famed French cabaret to glorious life. Baz Luhrmann’s dazzling film makes for an incredible sensory experience in the theater. Directed by Tony Award winner Alex Timbers, it’s an all-out celebration of freedom, romance and the bohemian life. Tickets start at $35. Message in a Bottle, April 2-7, 2024 at Knight Theater. Sting’s iconic songbook is the soundtrack to a spectacular new dance/theater production from five-time Olivier Award nominee Kate Prince. When the peaceful village of Bebko is attacked, three siblings embark on perilous journeys of survival. You’ll hear songs you know and love from 17-time Grammy Award-winning artist Sting, including Every Breath You Take, Roxanne, Walking On The Moon and more. The dance numbers are as exhilarating as the music. Tickets start at $25.
For the live music lover
Black Notes Project, Jan. 26-27, 2024 at Knight Theater. This indoor music festival is a celebration of Black artistry and achievement in classical and contemporary
30
Pride Magazine | www.pridemagazineonline.com
Moulin Rouge! The Musical
For your hip-hop friend
Message in a Bottle
music. Two evening concerts will be accompanied by daytime family-friendly programming featuring Brandee Younger, Tunde, and Igmar Thomas and Revive Big Band. Produced by The Sol Kitchen in partnership with Blumenthal Performing Arts. Tickets start at $99 for a twoday package.
For the comedy lover
Paula Poundstone, March 30, 2024, Knight Theater. Known for her smart, observational humor and quick wit, Poundstone has starred in Cats, Cops and Stuff and Paula Poundstone Goes to Harvard – both on HBO. She’s a regular panelist on NPR’s comedy news quiz, Wait Wait … Don’t Tell Me! and hosts the podcast, Nobody Listens to Paula Poundstone. The first female comic in its then-73rd year to perform at the White House Correspondents Dinner also wrote The Totally Unscientific Study Of The Search For Human Happiness, a semifinalist for The Thurber Prize, the highest honor for humor writing in the United States. Tickets start at $32.50.
For your avant-garde friend
MOMIX Alice, March 14-15, 2024 at Knight Theater. MOMIX’s internationally acclaimed dancer-illusionists conjure the fantastical world of the White Rabbit, Mad Hatter and the Queen of Hearts in an eyepopping, gravity-defying reimagining of Lewis Carroll’s classic tale. Artistic Director Moses Pendleton’s inventive choreography is mesmerizing. Tickets start at $25.
Syncopated Ladies: Live, March 27, 2024 at Knight Theater. This groundbreaking all-female tap production combines the inspiring, true stories of women with intricate footwork and a high-energy vibe. It’s a celebration of sisterhood and Black girl magic with the slick production values of a music video. Emmy-nominated choreographer Chloe Arnold – discovered by the legendary dancer/choreographer Debbie Allen – created the show. Her choreography has been featured on So You Think You Can Dance, Good Morning America, The Ellen Show and more. Tickets start at $29.50. Lastly, if you’re looking for a familyfriendly gift you can give (or enjoy yourself) this holiday season, consider Beetlejuice,
Beetlejuice
playing at the Belk Theater from Dec. 26-31. Based on Tim Burton’s beloved film, the musical tells the story of Lydia, an unusual teenager whose life changes when she meets a recently deceased couple and a comically menacing demon. Under its manic surface, it’s a touching story about family, love and making the most of every Day-O! Tickets start at $35. Can’t decide? The Blumenthal gift certificates always fit. They’re available in any amount and can be applied to the purchase of any event ticket through CarolinaTix. Visit carolinatix.org, or call 704.372.1000.
With With financial financial education, education, the the future future looks looks brighter brighter
SPECIAL SECTION
With nearly 15 million visits in the past two years, With 15Habits million® online visits intips theand past twohave years, Betternearly Money tools ® Better Money tips and lives. tools have helped people Habits improveonline their financial helped people improve their financial lives.
We’re committed to helping people in Charlotte improve their lives We’refinancial committed to helping people in Charlotte improve theirmillions lives in through education. In the past 10 years, we’ve donated through and financial In the past learn 10 years, we’ve in national local education. grants to help people the ins anddonated outs of millions budgeting, national and local grants saving to helpand people learn the ins and outs of budgeting, reducing debt. saving and reducing debt.
Go to BetterMoneyHabits.com to learn more Go to BetterMoneyHabits.com to learn more
What would you like the power to do?® What would you like the power to do?®
Bank of America, N.A. Member FDIC. Equal Credit Opportunity Lender © 2023 Bank of America Corporation. All rights reserved. Bank of America, N.A. Member FDIC. Equal Credit Opportunity Lender © 2023 Bank of America Corporation. All rights reserved.
SPECIAL SECTION
Three Tips for Buying a
Home in Fast-Growing Charlotte By AJ Barkley, head of Neighborhood and Community Lending, Bank of America
C
harlotte is among the fastest-growing cities in the U.S. because of its access to job opportunity, proximity to outdoor activities and much more – and that means a dynamic housing market. Because of this the homebuying process can move quickly once you have secured mortgage preapproval and begun your home search. Want to make sure your home purchase goes off without a hitch? A little knowledge and preparation can set you up for success. Here are some tips that can help you better navigate the homebuying journey:
However, having preapproval for a mortgage means the lender has conducted a more in-depth review of your creditworthiness and examined your income, credit and other expenses to
For example, Bank of America offers up to $17,500 in combined down payment and closing costs grants as part of the Bank of America Community Homeownership Commitment® - that is one of the most generous grant programs available (bankofamerica.com/homeowner). In Charlotte, our Down Payment Grant program provides eligible buyers up to $10,000 or 3% of the home’s purchase price, whichever is less, to be used toward their down payment. You can also combine our America’s Home Grant®, which provides eligible buyers up to $7,500 to pay for eligible closing costs. Remember, these grants are not a loan, so you don’t have to repay them.
Tip 3: Do not try to time the market
Tip 1: Do not confuse
prequalification and preapproval Mortgage prequalification and preapproval can make a monumental difference on your homebuying journey. Though people may think they can be used interchangeably, prequalified and preapproved are two distinctly different mortgage terms with different definitions. Prequalification is a step that many prospective homebuyers take before preapproval. Prequalification, based on the income and asset information you provide, can help you set realistic expectations when it comes to buying a house because it provides you with an estimate of how much a lender may lend you. It’s important to note that being prequalified doesn’t guarantee you’ll get a loan, but it can help the process.
32
Pride Magazine | www.pridemagazineonline.com
determine the mortgage amount you may qualify for. If you’re preapproved, you’ll receive a preapproval letter, which is an offer (but not a commitment) to lend you a specific amount, good for 90 days. This is a more serious step in the homebuying process than a prequalification and can help you be a more appealing buyer to home sellers.
Tip 2: Look into first-time homebuyer assistance programs
Many people overlook first-time homebuyer loan and grant programs when shopping for their first home because they don’t know these programs exist or don’t think they qualify. Loan and grant programs can make buying a home more affordable and achievable for many people.
In August of this year, Charlotte home prices were up 2.3% compared to last year,* selling for a median price of $403K. Inventory is low because homeowners with favorable interest rates haven’t been selling. As a result, buyers may think it’s better to wait out the market. But there is a lot of opportunity in this market if buyers approach real estate as a long-term investment. The best time to buy is when you feel ready both financially and personally. Rather than trying to time the market, evaluate the personal factors that would encourage you to purchase a home – whether it’s a certain amount in savings or the right time in your life for owning a home. If rates drop in the future, you can always refinance. On the other hand, waiting too long for interest rates to fall can cause increased home values to overshadow any savings you might see with the lower rate. Between the terminology and logistics, it can be intimidating when you first set out to buy a house, but Bank of America is here to help. It’s never too early (or too late) to start discussing your current financial picture and homebuying goals with a lending officer to see if you are on track leading up to your purchase. *Redfin Bank of America, N.A., Member FDIC Equal Housing Lender ©2023 Bank of America Corporation
SPECIAL SECTION
bank of america
SPECIAL SECTION
The Key to Homeownership: Your Financial Journey from Savings to Sold The key to your journey toward homeownership – whatever your timeline – is making early, consistent and informed decisions starting with your first banking experience and continuing as you learn to budget, save and build a solid credit history, all of which will set you up for success. v
1
2 establish & build credit
start your banking journey
Learn to manage your everyday finances with a bank account and debit card. Some important factors to consider are options that: • Keep you informed and help you manage the funds you have available
Budgeting and changing spending patterns may strengthen your credit score. Remember: It’s important to practice responsible credit behavior, like making payments on time. Consider if you have the money to cover the cost before using your credit card or taking out a loan with monthly payments.
• Provide digital visibility of your banking activity Open a savings account and make regular or automated deposits to see your funds grow over time. Savings accounts typically earn interest and can help you grow your balance.
3
improve your financial health
While homeownership may feel far away, it’s never too early to start thinking about your next savings goal. Consistent good financial best practices will help improve your finances over time prior to starting the homebuying process.
Plan, Budget, Save • Define, prioritize and make progress toward your financial goals with the Bank of America Life Plan®. This is a digital experience that helps you set and track near- and long-term goals based on your life priorities, and better understand and act on steps toward achieving them.
Prioritize Paying Down Debt • Reducing your debt-to-income ratio (how much you owe compared to your income) improves your ability to finance your home purchase. • Bank of America’s Better Money Habits (BetterMoneyHabits.com) free financial education can help you build financial knowledge so you can manage more complex financial needs over time. 34
Pride Magazine | www.pridemagazineonline.com
Bank of America’s secured card solution provide simple and convenient credit cards that are offered with a security deposit as low as $200.
4
SPECIAL SECTION
research home loa plan your 4 5 down research research home home loans loans and anddown down research home loans and plan planyour your plan your payment assistance homebuying timeline 44 55 5 payment payment assistance assistance options options payment assistance options homebuying homebuying timeline timeline homebuying timeline
gs to Sold
Know that you may have options to help ove Understand how homeownership Know Know that that you you may mayhave have options totohelp help overcome overcome the theupfront upfront costs costs Know that you may have options to options help overcome the costs Understand Understand how howhomeownership homeownership fits into Understand how homeownership ofupfront homeownership. Bank of America offers: your larger financial plan. ofofhomeownership. homeownership. Bank Bankofoffers: ofAmerica Americaoffers: offers: of homeownership. Bank of America fits fitsinto intoyour your larger largerfinancial financialplan. plan. ts into your larger financial plan.
• Competitive, fixed-rate mortgage with dow • Would• you need• to adjust your mortgage monthly •Competitive, Competitive, fixed-rate fixed-rate mortgage mortgage withdown down payments payments low lowasas mortgage insura Competitive, fixed-rate with down with payments as low as asas 3%, requiring lower-cost • •Would Would you need need totoadjust adjustyour yourmonthly monthly budget 3%, Would you need toyou adjust your monthly to buy a home? 3%, 3%, requiring requiringlower-cost lower-cost mortgage mortgageinsurance. insurance. requiring lower-cost mortgage insurance. • Grant programs: With one of the most gen budget budget totobuy buya ahome? home? budget to buy a home? • Would• owning a• home allow you maintain •Grant Grant programs: programs: Withone oneofof the themost most generous generous grant grant programs programs in to $17,500 in c Grant programs: With oneto ofWith the most generous grant programs in the industry, we offer in up • •Would Would owning owning a ahome home allow allow you youtotomaintain maintain Would owning a home allow you to maintain your other goals? the the industry, industry, offerupuptoto $17,500inin combined combined down down payment payment the savings industry, we offer upwewe tooffer $17,500 in$17,500 combined down andpayment closing costs grants (the grants are n yourother other savings savingsgoals? goals? your other your savings goals? and closing closing costs costs grants grants (the (thegrants grants are arenot a repay aloan, loan, so so you youdon’t don’thave andbe closing grants (thehome grants are not a loan, sonot you don’t have to them). Bank ofhave America grants m • Would you able and tocosts cover potential repairs, toto repay repay them). them). Bank Bankofgrants ofAmerica America grants may may also also bebe combined combinedwith with buying assistan totaxes, repay and them). Bank of America maygrants also be combined with third party provided home • •be Would Would bebeable able totocover cover potential potential home homerepairs, repairs, Would you ableyou toyou cover potential home repairs, property homeowner’s insurance? thirdparty party provided provided home home buying buyingassistance. assistance. third party third provided home buying assistance. property property taxes,and andhomeowner’s homeowner’s insurance? property taxes, and taxes, homeowner’s insurance?insurance? • Bank of America provides educational tools such • •Bank Bankofprovides ofAmerica America provides provideseducational educational tools such such Bank of America educational tools such tools as our First-Time Homebuyer Online Edu-Series® Did You Know? ®® ® Edu-Series asasour ourFirst-Time First-TimeHomebuyer Homebuyer Online OnlineEdu-Series as our First-Time Homebuyer Online Edu-Series (bankofamerica.com/homebuyer) which can help Did Did You You Know? Know? Did You Know? You may not need a 20% down payment (bankofamerica.com/homebuyer) (bankofamerica.com/homebuyer) whichcan can help help (bankofamerica.com/homebuyer) which can which help demystify homebuying finances and the online Youmay may not not need needa payment 20% a 20%down down paymenttoto purchase a home. In fact, the median dow may notYou need a can 20% down topayment demystify demystifyhomebuying homebuying finances finances and andthe theonline online demystify homebuying finances and the online affordabilityYou calculator which assist purchase purchase a home. a home. Infact, fact,the themedian mediandown down payment for first-time homebuyers is 6% purchasea apotential home. In monthly fact, the In median down affordability affordability calculator calculator whichcan canassist assist you in estimating affordability calculator which can which assist & build credit (National Association of Realtors 2022 paymentforfor first-time first-timehomebuyers homebuyers is is6%. 6%. payment forpayment first-time homebuyers is 6%. you youininestimating apotential potentialmonthly monthly mortgage payment. you in estimating aestimating potentialamonthly Profile of Home Buyers and Sellers) (National (NationalAssociation ofRealtors Realtors2022 2022 (National Association ofAssociation Realtors of 2022 mortgagepayment. payment. mortgage mortgage payment. Profile Profile ofofHome Home Buyersand andSellers) Sellers) Profile of Home Buyers and Buyers Sellers) pending patterns may strengthen
v
SOLD SOLD SOLD
practice responsible credit behavior, Consider if you have the money to ur credit card or taking out a loan
6
6 apply for prequalification and preapproval apply apply for for prequalification prequalification and andpreapproval preapproval apply for prequalification and preapproval 66
Determine how much you can afford before starting to shop for a home. Depending on your home purcha Determine how much much you youcan canafford afford before before starting starting shop for forato ahome. home. Depending Depending on onyour your home home purchase purchase timeline, timeline, etermineDetermine how much how you can afford before starting toyou shop forto atoshop home. Depending on your home purchase timeline, have two options consider before making an offer on a home. rica’s card you you have have two two options optionstobefore toconsider consider before before making offer offeronona ahome. home. ou havesecured two options tosolution consider making an making offer onan aan home. and convenient credit cards that Prequalification Preapproval h a securityPrequalification deposit as low as $200. Prequalification Prequalification Preapproval Preapproval Preapproval • You’ll provide basic financial information, and your lender will help • In this step, a lender will exami • •You’ll You’ll provide provide basic basic financial financialinformation, information, and and your your lender lenderwill will help You’ll provide basic financial information, and your lender will help you understand yourstep, program and borrowing amount •loan •InaInthis thisstep, step, a alender lender will will examine examine yourcredit credit and andother other •what Inhelp this lender will examine your credityour and other expenses to determine what yo you youunderstand understand what what your yourloan loan program program and and borrowing borrowing amount amount you understand what your loan program and borrowing amount might be. Depending on the to results, you might decide toborrow. move expenses expenses toto determine determine what what you youcan canborrow. borrow. Securing Securingcan set you apart f expenses determine what you can Securing preapproval might mightbe.be.Depending Depending ononthe theresults, results,you youmight might decide decide toto move move might be. Depending on the results, you might decide to move forward with preapproval or decide to you take more time to save. preapproval preapproval can can set set you youapart apart from fromother other buyers. buyers. preapproval can set apart from other buyers. Note: Final loan approval is subje forward forward with withpreapproval preapproval oror decide decide tototake take more more time time to to save. save. forward with preapproval or decide to take more time to save. Note: Keep in mindNote: that Final prequalification isloan neither preapproval nor Note: Note: Final Finalloan approval is issubject subject totosatisfactory satisfactory appraisal loan approval isapproval subject to satisfactory appraisal and titleappraisal review and no change in
Keep Keep inin mind mindthat thatprequalification prequalification is isneither preapproval preapproval nor nor ote: KeepNote: inNote: mind that prequalification is neither preapproval nor a neither commitment to lend; you review must submit additional information for and andtitle titlereview review and andno change changeininborrower borrower and title and no change inno borrower credit and financial condition. a acommitment commitment tolend; lend; you youmust must submit submit additional additional information information forforand credit commitment to lend; youtomust submit additional information for review and approval. creditand and financial financialcondition. condition. credit financial condition. reviewand andapproval. approval. eview andreview approval.
7
7 begin your home search with confidence 77 begin 88 sold 8 sold beginhome your yourhome homesearch search with withconfidence confidence sold begin your search with confidence
8
s
Now comes the fun part – searching for your dream home! The Bank of America Now comes the the fun funpart part– for –searching searching forforyour your dream dream home! The The Bank BankofofAmerica America ow comesNow the comes fun part – searching your dream home! Thehome! Bank of America Real Estate Center® (realestatecenter.bankofamerica.com) identifies properties that RealEstate Estate Center® Center®(realestatecenter.bankofamerica.com) (realestatecenter.bankofamerica.com) identifies properties properties that that eal EstateReal Center® (realestatecenter.bankofamerica.com) identifies that may be eligibleproperties foridentifies down payment and closing cost grants, making it easy to browse may maybe beeligible eligible forfordown down payment payment andclosing closing grants, grants, making making it iteasy easytomeans. tobrowse browse may be eligible for down payment and closingand cost grants, making it easy to browse for cost a cost home that fits within your fora ahome home that thatfits fitswithin withinyour yourmeans. means. or a homefor that fits within your means.
This material is provided for your convenience and information only. Bank of America assumes no liability for loss or damage as a re inBank this of publication. Our goal is for the content of to beofaccurate asof ofof the date thison issue was printed. However, due material material is provided provided forfor your your convenience convenience and and information information only. only. Bank Bank of of America America assumes assumes no liability liability forpublication for loss loss damage damage as as a result areliance result your your reliance reliance on information information his material This is This provided foris your convenience and information only. America assumes no liability forno loss or this damage asoraor result your on information programs, and services offered within theHowever, home financing industry, we do notchanges guarantee the accuracy in in this this publication. publication. Our goal goal is is forfor the content content of of this this publication toas to beof be accurate accurate asthis as of of the the date date this this issue issue was was printed. printed. due due to to rapid rapid changes occurring occurring in in thetheor completeness of this publication. Our goal is forOur the content ofthe this publication topublication be accurateproducts, the date issue was printed. dueHowever, toHowever, rapid changes occurring in the Bank of America, N.A.guarantee Member FDIC. Equal Housing Lender programs, programs, products, and and services services offered within within thethe home home financing financing industry, industry, wewe dodo not not guarantee guarantee the accuracy accuracy or or completeness of of thethe information information presented. presented. ograms, products, andproducts, services offered withinoffered the home financing industry, we do not the accuracy or the completeness ofcompleteness the information presented. Bank Bank of of America, America, N.A. N.A. Member Member FDIC. FDIC. Equal Equal Housing Housing Lender Lender ank of America, N.A. Member FDIC. Equal Housing Lender © 2023 Bank of America Corporation. All rights reserved. 2023 2023 Bank Bank of of America America Corporation. Corporation. AllAll rights rights reserved. reserved. 2023 Bank©of© America Corporation. All rights reserved.
November-December 2023 | Pride Magazine
35
live purposefully
This is what life is supposed to feel like. When you aren’t held back. When you have a health partner that doesn’t just treat part of you – they care for all of you. That’s why more people prefer Atrium Health, with the most complete care that lets you get back to the moments that matter. That’s what it’s like to live fully.
live fully
How Neighboring Concepts Is
Revitalizing Charlotte Neighborhoods and Communities
Five Points Plaza
By Derik Hicks
G
entrification is a contentious topic in cities across the U.S., including Charlotte. The reasons for this are debatable, as is attempting to define the term. According to the Urban Displacement Project, a research and policy group, gentrification is “a process of neighborhood change that includes economic change in a historically disinvested neighborhood — by means of real estate investment and new higher-income residents moving in — as well as demographic change — not only in terms of income level, but also in terms of changes in the education level or racial make-up of residents.”
Should historically underserved neighborhoods be allowed to deteriorate? How can neighborhoods be revitalized without undergoing gentrification? These are the challenges Neighboring Concepts, an architecture and urban design firm based in Charlotte, consistently faces. The firm is committed to developing projects that not only redefine spaces but also have a profound impact on the communities they serve. With a mission firmly rooted in community engagement, Neighboring Concepts thrives by involving local residents, instead of excluding them,when creating their design projects, fostering a sense of ownership and cohesion that sets them apart.
Driving impactful change
Neighboring Concepts was founded in 1996 in Charlotte with a mission to elevate
Cathy Morrison, a partner at Neighboring Concepts
November-December 2023 | Pride Magazine
37
Gilfield Park (Park Seniors), a housing community for seniors
community planning efforts for revitalizing disinvested urban neighborhoods. The firm’s founders, architects Michael O’Brien, Chris Ogunrinde and Darrel Williams aimed to transform communities through architecture and responsible real estate development. “Our firm started with revitalizing the Wesley Heights neighborhood and has expanded to more complex projects,” said Cathy Morrison, a partner at Neighboring Concepts. At the core of Neighboring Concepts’ ethos lies a mission that transcends architectural aesthetics. Their focus extends beyond creating visually appealing structures; it encompasses enhancing the very fabric of neighborhoods and connecting people to their environment in ways that foster well-being and growth. “Our mission, ‘Transforming Communities Through Architecture,’ still remains central to our firm’s work today,” said Morrison. Neighboring Concepts recognizes that successful projects aren’t solely born from blueprints and plans; they emerge from a collaborative dance between designers, architects and the people who will inhabit the spaces. This belief manifests in their approach, which actively engages local residents in shaping the very spaces they call home. “Our team understands the importance of designing spaces that promote a healthy, inclusive, and supportive
38
Pride Magazine | www.pridemagazineonline.com
root. This approach becomes a “Our team understands the takes platform for community voices to be importance of designing heard and respected, effectively turning spaces into reflections of the people who spaces that promote a inhabit them. healthy, inclusive, and Success stories supportive environment According to the company’s website, Neighboring Concepts’ portfolio is a for all members of tapestry of success stories that attest to the community.” their transformative approach — from
—Cathy Morrison, Neighboring Concepts environment for all members of the community,” said Morrison. “This is why we take great care in understanding the needs and desires of the client, as well as the needs and desires of the community that the project will serve,” she said.“Before we start designing, we engage with all stakeholders involved to understand what their needs are. Then we work together with them to create collaborative designs,” she added. By involving the community in design choices, Neighboring Concepts nurtures a sense of ownership and pride among residents. When people have a say in how their surroundings are shaped, a deeper connection forms, and a sense of belonging
revitalizing forgotten urban pockets, such as the Five Points district, into vibrant cultural hubs to breathing life into educational institutions like the Pearl Innovation District. Neighboring Concepts also focuses on community, healthcare, transit and housing. To assist working-class families, Neighboring Concepts helps developers obtain grants for affordable housing in highend neighborhoods. An example of their impact on housing is the Residences at Renaissance on Nobles Avenue in Charlotte. The firm led site master planning and urban design for this community developed in collaboration with the Charlotte Housing Authority, CharlotteMecklenburg Schools and Mecklenburg County Park and Recreation Department. The project achieved Leadership in Energy and Environmental Design certification for Neighborhood Development and created a “cradle-to-career” educational village.
The Residences at Renaissance
Another noteworthy housing project Neighboring Concepts designed is Gilfield Park (Park Seniors) on Beatties Ford Road. This recently opened housing community for seniors is a new residential complex that features 85,000-square feet of affordable senior housing. The
four-story building includes 80 units, providing residents with a fitness center, multipurpose room, outdoor patio space, tenant storage and several outdoor gardening plots. As Neighboring Concepts expands across the southeastern region, the
firm’s roots in community-driven design are firmly planted. With each project the firm undertakes, it reinforces the notion that architecture can be more than bricks and mortar; it can be a vehicle for community growth, cohesion and lasting change. P
Culture, Diversity, & Inclusion
A home where you belong. Expand your career possibilities with a team that supports your growth and empowers you to live authentically. Scan Here
33
Build your future at Lowe’s. Text lowesjobs to 37000 or apply at lowescareers.com
Lowe’s is an equal opportunity employer committed to diversity and inclusion.
November-December 2023 | Pride Magazine
39
Destination Homeownership
Program Helps Pave the Way to Home Ownership By Sonja Whitemon
N
Inlivian, which was formerly known as the Charlotte Housing Authority, has created the Destination Homeownership Program to give its clients support through the steps required to qualify for mortgage loans. The program provides financial counseling and education with the goal of helping individuals break the cycle of poverty through homeownership. Erica McNair is one of Destination Homeownership’s success stories.
40
Pride Magazine | www.pridemagazineonline.com
McNair had been a part of the Section 8 program for many years and wanted to enroll in self-sufficiency programs that were offered to help her purchase her first home. She initially tried to purchase a home with her Section 8 housing voucher in Georgia. Although she was approved for a mortgage, the tight, highly competitive real estate market in the area made it almost impossible to finalize a purchase. She ultimately switched her voucher to
Photo courtesy of Erica McNair
othing represents the American Dream more than homeownership. Nearly 60 percent of Americans own their homes, but the dream of homeownership is becoming harder to achieve. Down payments, credit scores and monthly payments can be a challenge for anyone but especially for those with low incomes. Charlotte is one of the fastest growing cities in the country with a steady increase in housing prices.
Erica McNair in front of her new home.
Photo courtesy of Erica McNair
because, although the program supports them through the home buying process, they still have to go through the same process that anyone else would have to go through to obtain the mortgage loan. McNair said Destination Homeownership has turned into a phenomenal program and has changed her life. Not only does she have the pride of homeownership, she also said it has opened financial doors for her. She added, “I have something to leave my family.” P
Erica McNair’s home
Charlotte and entered Inlivian’s Destination Home Ownership Program. McNair said, “It was a six-week course that you needed to take, and they taught all of the processes involved with buying a house. Realtors came and talked to us, they also taught us about credit and things like that.” After completing the Destination Homeownership Program, credit worthiness became one of her biggest challenges. “It took me two years to clean up my credit. The program gave me $1,000 towards cleaning up my credit,” McNair said. “I cleaned everything off of my credit. There was nothing in collections, and now I have companies offering me credit. In the end, with financial support from the program to assist with the down payment and closing costs, she was approved for a $250,000 mortgage and closed on her three-bedroom home in October 2022. “Our goal is to empower, educate and equip our residents with the knowledge that they need to be able to obtain and maintain safe, decent and affordable housing,” said Shannon Burns, Destination Homeownership program manager. “Our goal is to also not just help them with those tangible benefits, but also the social construct of it. There are studies that show that the educational benefits for children are increased for individuals who are in stable housing or stable housing communities,” Burns added.
“There’s also the fact that it can be an effective way for them to build wealth through the appreciation of home values. Our program is geared toward helping individuals break the cycle of poverty through home ownership,” she said, “That is our main goal, and we do that through the education and one-on-one counseling. We offer financial fitness workshops as well.” Inlivian clients who qualify for the program are either working full time or have been working for at least two years. They have some type of income that would put them in a position to be able to potentially qualify for a mortgage from the lender
“Our goal is to empower, educate and equip our residents with the knowledge that they need to be able to obtain and maintain um safe, decent and affordable housing.” —Shannon K. Burns, Destination Homeownership Program Manager
November-December 2023 | Pride Magazine
41
Five years strong. It’s a milestone marking how far we’ve come. It’s the starting line for an exciting journey ahead. And most of all, it’s a moment where we pause to say:
THANK YOU. The opportunity to serve the community we love, on our mission to bring the personal touch back to healthcare, fills us with gratitude today and fuels our excitement for tomorrow. With you, we’re proving that better health comes from stronger relationships. Thank you for your trust and partnership. For five years. And counting.
tryonmed.com
Meet Colin Mayfield:
WCNC Charlotte’s New Evening Anchor By Anders J. Hare
T
he evening news plays a vital role in the lives of many Charlotteans — from relying on traffic and weather reports to watching the latest breaking news that impacts them. WCNC Charlotte’s Colin Mayfield took on that challenging task when he became evening news co-anchor, alongside Vanessa Ruffes, back in May.
many different places, including Boston, New Orleans and East Texas. Despite moving constantly as an adult and as a child, Mayfield knew he wanted to make an impact on his community from an early age. “My dad was the city manager in Lufkin, Texas, so he was on radio shows and local TV stations in East Texas,” Mayfield said. “I watched him doing interviews and speaking, and I realized how important it was for a person to be well spoken.” Family is the centerpiece in Mayfield’s life. He and his wife, Taylor, have three
children including Lindley, the oldest, Kingston, the middle child, and Hendrix, the youngest of the group. The family also adopted cats during the pandemic. “I don’t get to see my older two as much because they’re in school, just south of Louisville,” Mayfield said. “But, when I get to see them, it’s everything. You do these jobs, you do what you can for them. And I couldn’t do without Taylor. She’s a mental health therapist here in the area. [Family] is one of the things that’s a cornerstone for me, because foundationally, everything else comes from that. Although they aren’t perfect, they are beautiful and healthy. And we are just blessed.”
Prior to arriving at WCNC in January, Mayfield anchored the news in different parts of the country, including at WSAW in Wausau, Wisconsin, WLKY in Louisville, Kentucky, and WLWT News in Cincinnati, Ohio. Growing up, his family also lived in
Family is the centerpiece in Mayfield’s life. He and his wife, Taylor, have three children including Lindley, the oldest, Kingston, the middle child, and Hendrix, the youngest of the group.
Colin Mayfield and his wife, Taylor, and their children, Kingston, Lindley (center) and Hendrix (the baby)
Photos courtesy of Colin Mayfield
November-December 2023 | Pride Magazine
43
Colin Mayfield with his children Hendrix (baby), Kingston (center) and Lindley
Mayfield succeeds Fred Shropshire, who had been an evening anchor at WCNC since 2015. Shropshire had become a familiar face in the Queen City over the years, living and working in the city through three presidential administrations and the covid-19 pandemic. He now anchors the evening news at NBC10 in Philadelphia. That said, Mayfield has been ecstatic about impacting the community through sincere and honest journalism. “Especially through covid, I think people saw the need for local media and how crucial it is,” he said. “I think it’s our job to make sure that we buy into that and that we find a way that the public can utilize our information for good.” Mentorship is important to Mayfield. One organization that he’s championed is Charlotte-Mecklenburg Schools’ Male Empowerment Network (MEN). The program seeks to promote positive interactions and experiences between men and male students through addressing student achievement, attendance, career mentoring, college readiness, behavior, social-emotional needs and life after high school. “All of our men on air and some behind the scenes will be working with this program throughout the year, and we’re going to be visible in CMS schools helping out however they need us,” Mayfield said. "It's not just about being there — it's about mentorship. That’s a huge part of what I believe in.” Aside from his work, Mayfield enjoys football, hockey and NASCAR, which he said Charlotte is the perfect city for. “I’m very active, so I love sports,” Mayfield said. “I love football. I love basketball. It’s the perfect city obviously for sports. I’m a hockey fanatic, too. I do play golf; my handicap is
44
Pride Magazine | www.pridemagazineonline.com
Left to right: Taylor’s father, Mike Mullen; Taylor’s mother, Miss Mullen; Taylor’s grandmother, Judy Mullen; Taylor, Lindley and Kingston; Colin Mayfield (center); Colin’s mother, Eileen Mayfield; Colin’s father, Darryl Mayfield; Colin’s brother, Cameron Mayfield (far right), and his partner Anne
Colin with Hendrix and Kingston
like a 20 or 25, so I know people are going to read that and be like, we need to help this guy,” he laughed. “I love Formula 1. I’m a fanatic. I watched NASCAR too. I’ve always kind of been in love with fast cars, (Indy 500) as well.”
Venezuela, and it feels like an international city. And I think Charlotte has those (traits), which is really cool to experience and to see,” he said. “I love the fact that Charlotte feels like a big city, but it still kind of has that small town feel.” P
One of Mayfield’s favorite parts of living in Charlotte is the history it holds and how the city has become a melting pot of sorts. “In Miami, there’s an inherent Latin culture. (They have) people from Cuba,
INSPIRING SUCCESS through DIVERSITY, EQUITY & INCLUSION At Food Lion, we value inclusion in all aspects of our business and believe a diverse and inclusive workplace is essential for continued growth and prosperity.
community Nourishing a Sense of Belonging
November-December 2023 | Pride Magazine
45
This is a rendering of the exterior of Three Sisters Market.
Three Sisters Market: Addressing West Charlotte’s Food Desert Problem By Derik Hicks
M
eet D’Asia Feaster, a 26-year-old who was born and raised in Charlotte’s West Boulevard corridor, a predominantly Black neighborhood. Feaster lives in a food desert — described by the Agriculture Department as an urban area where more than 500 people or 33 percent of the population live more than one mile from the nearest large grocery store.
D’Asia Feaster, a West Charlotte Boulevard resident
46
Pride Magazine | www.pridemagazineonline.com
While convenience stores and fast-food outlets are nearby, the presence of a grocery store with healthy food options is absent. “I pretty much grew up on [takeout food] — eating meat that was questionable — and [pizza], which aren’t the healthiest options to be completely honest with you,” Feaster said.
After looking at a map of the neighborhood, I couldn’t help but ask, “Isn’t there a Walmart Supercenter nearby?” She replied: “Yes, but if you want to go to Walmart on Ashley without a car, you need to take the number 10 bus to the transit center. Transfer to the number 2 to get on the Ashley Road bus to Walmart. Get your groceries. Catch the number 2 back to the transit center and transfer to the number 30 to go home. What should be a 20–30-minute trip could take half your day. Most of the bus stops in the [West Charlotte] corridor don’t have a bus shelter. So God forbid it’s a rainy or a super-hot day. And if you’re on a fixed income, now imagine paying for bus fare on top of the groceries. You can only carry a few things at a time. So guess what? You’re going to have to go back to the grocery store again that week. I didn’t get a car until I was 21.” This two-buses-and-a-train predicament has burdened West Charlotte residents for over 30 years. The lack of convenient access to fresh, nutritious food has contributed to poor dietary habits, increased rates of obesity, diabetes, cardiovascular issues and a lower quality of life — manifested in reduced life expectancy. Within the 28208 zip code, 34 percent of housing units are within a half-mile radius of a comprehensive chain grocery store. In the West Boulevard Corridor, this figure plummets to an alarming zero percent., according to the
Here’s a rendering of the inside of Three Sisters Market.
Charlotte/Mecklenburg Quality of Life Explorer, a source created by Mecklenburg County that explores data surrounding neighborhood character, economics, education, engagement, environment, health, housing, safety and transportation. The West Boulevard Neighborhood Coalition and local developers seek to help these West Charlotte residents. Their collaboration has birthed Three Sisters Market, a transformative community-owned grocery store at the intersection of Clanton and West Boulevard, right smack in the middle of a neighborhood hungry for change. Rickey Hall, West Boulevard Neighborhood Coalition board chair, said West Charlotte needs a co-op food market “to provide fresh, healthy grocery amenities in a full-service arrangement, to provide good-paying jobs and to create community wealth.” He added, “The profits from the market will go back into the community to address other economic development needs.” Three Sisters Market will serve as a hub for community growth, Hall said. The market will not only stock fresh produce and quality meats but also function as a nexus for collaborative endeavors, meetings, and community engagement. A community kitchen will host cooking classes, giving entrepreneurs a platform to showcase their creations. “This is going to be a different experience than what you’re getting when you go to Walmart,” said Guy Cousins, West Boulevard Cooperative Food Market board chair. “We’re looking into technological advancements like delivery services to alleviate the issues faced by the West Boulevard Corridor.” Recent momentum is undeniable, driven by a $3 million commitment from Mecklenburg County as part of its FY 2024 budget. This financial infusion reignites hope that the $10 million project will indeed materialize, bolstered by an additional $750,000 from the federal government. If all goes as planned, Three Sisters Market could potentially welcome its first patrons in 2025. Three Sisters Market epitomizes the essence of a food co-op. Enrolling approximately 7,500 to 10,000 members is the goal, each contributing a one-time fee of $100 per household for a share of stock. While shares are open to all, voting rights will be exclusive to residents within the market area. “Our residents will be decision-makers of the space,” said Sharika Comfort, executive director of the West Boulevard Neighborhood Coalition. The Seeds for Change program, launched by the West Boulevard Neighborhood Coalition in 2016, underscores the necessity of the Three Sisters Market. According to Comfort,
this program “employs local youth, ages 14–17, and pays them a fair wage to learn urban farming, agricultural gardening, besides other soft transferrable skills.” The existing urban farm, next to the forthcoming market site, has yielded staples such as squash, tomatoes and sweet potatoes, and also produced 35 gallons of honey last year, she said. Three Sisters Market, with its approach to nourishment and community empowerment, emerges as an oasis of hope for West Charlotte. As the groundbreaking event looms and construction inches closer, the answer to the West Boulevard corridor’s food desert problem is almost here. No more two-buses-and-a-train for Feaster and her neighbors. P
Your Dreams Are Our Business Personal | Mortgage Commercial | Business 6310 Fairview Road Charlotte, NC 28210
htb.com 230824-1135045989
November-December 2023 | Pride Magazine
47
Charlotte African Art Gallery
Offers Authentic Experiences By Kurtavia Burton
T
he Real African Art Gallery, located off East W.T. Harris Boulevard in University City in the McCollough Commons shopping center, is the home of rare and authentic African art pieces. With a simple and direct name, this unique gallery showcases African artifacts embodying the richness and heritage of Africa. Cal Ganda, a father and Zimbabwe native, single-handedly established the Real African Art Gallery in 2021 during a global pandemic. Since its opening more than two years ago, the Real African Art Gallery continues to be a prominent influence in nurturing and conserving African culture and creativity.
Highlighting a culture — authentically One of the first of its kind, the gallery showcases an exquisite collection of paintings, sculptures, and jewelry from more than 10 countries. The passion, precision and craftsmanship is evident as you enter the gallery. From the mezzanine floor aesthetic to curated wall space, Real African Art exhibits pieces that exude a sense of heritage, resilience and family. With exposure and each piece of art purchased from the gallery, lives are being changed locally for the buyer and internationally for the artist. The real payoff is the rewarding moments of visibility for the artists and helping artists provide for their families and community back home in Zimbabwe and various countries, Ganda said. “I am very proud of this gallery, which provides rewarding moments again and again,” said Ganda. “The goal is to encourage the artists, showcase culture and heritage through art, positively impact the community, and exhilarate our visitors through authentic art and representing Africa with a genuine experience,” he added.
Truly real African Art
Like other art galleries and museums, Real African Art seeks to showcase vibrant pieces handcrafted by masters of their craft.
48
Pride Magazine | www.pridemagazineonline.com
Owner and CEO of the Real African Art Gallery, Cal Ganda
The significance of art and culture is carved and painted into each collection. Only real African art — brilliant blends of traditional and contemporary works — is for sale in this art gallery. The stone sculptures from Zimbabwe make up the gallery’s core, with soapstone being the parent stone. Paintings and other artifacts are from Tanzania, Ghana, Nigeria, Zambia, Malawi, Kenya and South Africa, and other countries. Most of the art featured in the gallery comes from artists who are Mr. Ganda’s close friends and associates who he has known for quite some time, he said. Various themes and cultures are featured among the art pieces featured in the gallery. Real African Art Gallery offers an authentic African experience and atmosphere of finely crafted, awe-inspiring
pieces. The art gallery celebrates culture and heritage and elevates African artists to encourage hope, friendship and collaboration, said Ganda.
Fruitful collaborations
Real African Art is open for business, seeking local collaborations, fostering connections, and providing awareness of African culture. Through partnerships and alliances, the gallery’s impact increases, business expands and artists grow and prosper, Ganda said. Recently, the art gallery partnered with the University of North Carolina at Charlotte to teach students the business of owning an art gallery. With this training and exposure, students got an inside look at creativity and business. Visit realafricanart.com to learn more. P
Senior Living With Pride 2023
Conceptual Rendering
Stunning New Homes for Vibrant Senior Living 2030 Windsor Run Lane, Matthews, NC 28105 | WindsorRunCommunity.com | 1-800-983-7609
W
indsor Run®, Southeast Charlotte’s premier senior living community, has quickly become the destination of choice for those seeking a secure, independent, and maintenance-free lifestyle. And there’s good news—more apartment homes in two brand-new residence buildings are opening soon. At Windsor Run, you'll find everything you need to live the carefree lifestyle you’ve worked hard for and deserve.
Always Stylish, Always Maintenance Free Fullwood Ridge and Crestdale Court feature 188 beautiful apartment homes, most with screened porches for even
more living and entertaining space. Choose from eight stunning new styles and a variety of high-end finish options. As part of your predictable Monthly Service Package, all home repairs and maintenance come included, making worries a thing of the past.
Vibrant Living Means Amenities Galore Your spacious, maintenance-free apartment home will be just steps from dozens of convenient amenities and services. Fullwood Ridge has a pub and restaurant, ideal for gathering with friends. Inside Crestdale Court, you’ll find a fitness studio with pickleball courts and multipurpose classrooms.
Strength in Numbers You can feel confident in the strength and experience of Windsor Run, which is managed by Erickson Senior Living®, a national network of continuing care retirement communities with 40 years of experience. When you put your trust in Windsor Run, you choose a life of financial stability, care and connection, and healthy peace of mind. Windsor Run’s existing apartments are 100% occupied, so these new homes will go quickly! Call 1-800-983-7609 or visit WindsorRunCommunity.com for your FREE brochure.
November-December 2023 | Pride Magazine
49
Senior Living With Pride 2023
Small Town, Big Charm Simplify your life. Enhance your lifestyle You will love the Southern charm of our 50-acre community or exploring all the great benefits of living here. High Rock Lake, the historic depot, or our quaint downtown will have you calling our community home. Welcoming surroundings, supportive services, and convenient amenities make it a “simplified life” in Salisbury and Trinity Oaks. Learn more about our Independent Living residences, with access to
Assisted Living, Health & Rehab, and Memory Care when you scan the QR code, call 704-603-9202, or visit TrinityOaks.net.
Trinity Oaks is an affiliate of Lutheran Services Carolinas in Salisbury, NC.
Senior Living With Pride 2023
OUR NEW NAME. YOUR NEW LIFE. Sharon Towers is now The Sharon at SouthPark. While our legacy of leading the way in senior living in Charlotte is unchanged, we are building toward a new future that signals an exciting transformation on our campus. To find out more, join us for a private tour and explore a community of modern, stylish senior living.
www.TheSharon.org | 704-556-3231 5100 Sharon road | CharloTTe, nC 28210
November-December 2023 | Pride Magazine
51
Senior Living With Pride 2023 Join us as we continue our Journey as Charlotte’s Premier Senior Living Experts!
And One More To Grow On! Life Plan Community
We are honored to be voted Charlotte Observer’s Best of 2023: Thanks to everyone who voted for Aldersgate for the 2023 Best of Charlotte awards. This is the sixth year in a row that Aldersgate, a non-profit Life Plan Community, located in East Charlotte, has taken home top awards in multiple categories.
Call today to see what all the buzz is about! (704) 318-2035 | 3800 Shamrock Drive • Charlotte, NC 28215 | AldersgateLiving.org
Plan your visit to experience the magic of our campus this fall! 52
Pride Magazine | www.pridemagazineonline.com
SCHEDULE A TOUR
Northeastern University Charlotte nursing student
Northeastern University in Charlotte Offers Accelerated Nursing Degree By Rosanny Crumpton
I
The Accelerated Bachelor of Science in Nursing (ABSN) program at Northeastern University Charlotte is the first and only program of its kind in North Carolina. Students who have as few as 62 college credits, an associate’s degree, or a non-nursing bachelor’s degree can bridge into the Accelerated Bachelor of Science in Nursing program and complete it in 16 uninterrupted months. Given the new degree completion track aspect of the program, Northeastern University Charlotte will be able to serve more future students than they ever have. While their nursing program was launched in 2017, the degree completion track is what’s new and what makes this program one of a kind in our state. Northeastern University Charlotte is proudly
Photo credit: Halkin Mason Photography
f you’re wondering how you can become a nurse in 16 months — Northeastern University in Charlotte has a way!
Northeastern University Charlotte
November-December 2023 | Pride Magazine
53
Photo credit: Halkin Mason Photography
Northeastern University Charlotte
preparing their 500th nurse to graduate in the Charlotte region since 2017. Angela Hosking, Northeastern University Charlotte CEO and regional dean, and Dr. Grace Buttriss, program director/clinical professor at Northeastern University Charlotte, explained that the growth in the nursing program and the need for more nurses in the Charlotte region led Northeastern University Charlotte to grow and develop this program for prospective nurses. Buttriss shared that the very first Northeastern University Charlotte nursing class had seven graduates. In December 2023, the school will have a graduating class of 69 students. The school’s success rate is evident not only by the clear growth but also by the job offers students receive within a few short months of graduating, she said. Due to this novel program, they recently received 100 new seats from the North Carolina Board of Nursing, and the school can now accommodate 296 students. Many nursing programs are currently full. With three graduations and three admittance cycles throughout the year, Northeastern University Charlotte can accommodate the need for nursing students, unlike other programs. “There’s never been a better time to consider a degree in healthcare,” said Hosking as she described the demographics of their current students.
54
Pride Magazine | www.pridemagazineonline.com
Students in the program are people who want to make a difference. This program offers a hybrid approach that includes clinical rotations at hospitals and about one day a week on campus at their state-of-the-art testing, skills lab and simulation center. Recent upgrades to the space include modern technology in their four simulation rooms that offer hands-on experience to help students gain the confidence that will lead them to work with human beings. It is the unique investment into the space, the experienced faculty, and the uniqueness of the program that makes it appealing to prospective students. Students in the ABSN program are adults at many stages of life with varying career experience. Students from various work history backgrounds and those from a wide age range (from 19 to 62 years old) now attend the school, said Buttriss. A total of 44 percent of students are Black and Brown, and a total of 50 percent are from minority groups, when including male students. While the administration doesn’t recommend that students work full time while enrolled in the program, some students who work through community partnerships and scholarship programs attend the school. This allows students to gain work exposure and experience.
Northeastern University Charlotte offers $26,000 in scholarships, with the option for additional scholarships that other partners have provided. “It’s a global University (with 14 campuses worldwide), but because we have local roots, we work with our Charlotte industry partners to find ways that we can contribute to the pipeline with our experiential education in a meaningful way that is really helping the region and helping the students to get the career that they want,” said Hosking. They partner with neighboring colleges and universities such as Johnson C. Smith University and Central Piedmont Community College, as well as community partners such as Atrium Health among others. In addition to the Accelerated Bachelor of Science in Nursing Program, Northeastern University Charlotte offers these programs: master’s in applied behavior analysis, professional doctorate in education, bachelor’s degree in healthcare administration, professional doctorate in law and policy with a healthcare concentration, and a Master of Public Health. In the fall of 2025, the school will offer a master’s degree in speech and language pathology. U.S. News & World Report ranks Northeastern University Charlotte among the Top 50 Best Colleges in the country. P
245
zine
ride
nce”
75”
The PD Difference
4c Our sense of community establishes a caring learning environment throughout the school. The pathways to each child’s future are carved by engaging faculty, student collaboration, a wide range of curricular activities, and innovative technology incorporated throughout the school.
Join us for one of our Open Houses on Oct. 19 (TK–5) & Nov. 5 (TK–12)! Learn more at www.ProvidenceDay.org/Admissions
November-December 2023 | Pride Magazine
55
Take Pride in Homeownership Veteran Affairs Home Loans VA guaranteed loans are made by private lenders like SouthState to eligible veterans, service members, and their surviving spouses for the purchase or refinance of their primary home. We are able to do this with competitive interest rates and no money down, making homeownership more attainable to those who have served our nation. Loan Benefits • 0% down payment1 • No SouthState Administration fee2 • No private mortgage insurance is required • Purchase or refinance of a primary residence Contact us today to learn more about program qualifications and whether a VA mortgage is right for you. 800.277.2175 • Mortgage@SouthStateBank.com SouthStateBank.com/PrideMagazine All loans are subject to credit approval and program guidelines. SouthState Bank N.A. NMLS ID #403455. Member FDIC. Equal Housing Lender.1. 100% financing available on purchase transactions based on the lesser of the purchase price or appraised value. 2. One-time, up-front VA funding fee paid to the Department of Veteran Affairs and other closing costs apply.
Scan To Learn More
Staying Home
The importance of educating current and future homeowners By Cheryl Clemmons and Alicia Benjamin
I
t was a conversation between his father and a neighbor that got 19-yearold Nasar El-Arabi interested in real estate. He overheard their conversation about how the neighbor pocketed a $100,000 profit by selling his New Jersey home to an investor. El-Arabi immediately knew that’s what he wanted to do in the future. El-Arabi, 40, said he’s dedicated to showing people pathways to financial freedom using real estate through his YouTube channel, “Real Estate Doru” (doru means dollar in Japanese), which has 27,000 subscribers on the platform and features topics such as “Wholesale Houses Like A Pro,” and “The Truth About Real Estate Investing.” Outside of building personal wealth, El-Arabi believes he has a responsibility to help lead others out of hopelessness and into hope and financial freedom. In the future, he plans to own apartment complexes and “Grandma’s House,” a complex for the elderly and disabled where the financial qualification will be an income of $33,000 or less. “Projects like this are why I got into the business,” he said. It wasn’t until he was abruptly fired from the last in a series of low paying job that El-Arabi took a true leap of faith and committed to real estate investing entirely, he said. He purchased his first rental property and was on his way to success. “I thought if others can do it, I could do it.” A report from the Agriculture Department revealed that “African Americans, despite making up 13 percent of the population, own less than 1 percent of rural land in the country.” Homeownership rates show that Black Americans are currently the least likely group to own homes, states the report. “Before 1968, Black Americans legally could not own land in certain places in
Helpful Housing Services Programs North Carolina Elderly or Disabled Homestead Exemption
cao.mecknc.gov/tax-relief-programs House Charlotte
Offers down payment assistance for first-time homebuyers HouseCharlotteProgram.com Housing Counseling
Financial literacy, prehomeownership counseling, and foreclosure prevention (704) 943-9490 or (704) 943-9490
Foreclosure Prevention
The following agencies can provide assistance with foreclosure issues. • The Housing Partnership: (704) 342-0933 • Community Link: (704) 943-9490 • NC Housing Finance Agency: (888) 442-8188 Housing Rehabilitation
City of Charlotte housing rehabilitation programs offer grants or low interest loans and focus on services for elderly or disabled homeowners. Application period begins in October. For more information, call (704) 336-3311.
November-December 2023 | Pride Magazine
57
America. This hit close to home because my father could not own property anywhere until after 1968,” he added. “Certainly, a lot of Black families did not teach wealth building because the law excluded them based on their skin color. But today, we have an opportunity to change that.” El-Arabi said he wants residents to know about North Carolina’s Elderly or Disabled Homestead Exemption program. It’s a program that allows senior citizens or disabled residents to reduce their property taxes. “I want to make people aware that you can go to this website to get information on how to keep grandma’s house – if grandma’s still alive – and get her tax bill reduced,” El-Arabi said. “We get leads and questions from people in the community who want to keep their house, so I send people to the website and give them information about how to fill out (the forms).” North Carolina allows property tax exclusions for senior adults and disabled individuals. If you qualify, you may receive an exclusion of either $25,000 or 50 percent of the taxable value of your residence (whichever is greater). The application period for the tax relief program is from January 1 to June 1, and your income can’t exceed $33,800. (See sidebar for more information.) P
Real estate investor Nasar El-Arabi
Relocation New Construction Luxury Homes
704.565.9748 WWW.TheSearsGroupNC.com
58
Tiffany.Sears@TheSearsGroupNC.com
Pride Magazine | www.pridemagazineonline.com
Tiffany Sears, Realtor®
We proudly invest in women Women make up 50% of our workforce at Bank of America. We proudly continue to recruit and invest in helping women succeed within our organization. Outside, we support the economic empowerment of women in our communities and all around the world. We believe that achieving strong operating results — the right way — starts with our teammates, and we know we must reflect the diversity of the clients and communities we serve. We offer a range of development programs for female leaders who show potential as future business and C-level executives, including our Women’s Executive Development Program, to engage, develop, retain and support the career advancement of high potential talent. Our ongoing work to invest in women means supporting women business owners and putting into action the belief that female entrepreneurs are fundamental to driving strong, healthy economies. Through our partnerships with Vital Voices, the Tory Burch Foundation, the Cherie Blair Foundation, Cornell University and Kiva, we’ve helped 75,000 women from more than 85 countries grow their businesses. To learn more, visit our Empowering Women page at bankofamerica.com/women.
©2023 Bank of America Corporation | MAP5482412 | ENT-220-AD