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Sunday, October 26, 2014
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Economy on the rebound Prepare for new opportunities
If you haven’t heard by now, the job market is back in full force. Unemployment was at a six-year low as of June 2014 and looking to continue its roll. That means opportunities are out there for you, the jobseeker. It also means competition is heating up.
You & the economy
Perhaps more important than wondering why the economy is improving is asking how you can take advantage of it. This is the time to ready your resume and strengthen your online presence to make sure you can easily be found for new, exciting opportunities. No matter if you’re a graduate fresh out of college looking to land your first high-level internship or a grizzled veteran seeking a career change, the job market is in an accommodating state.
You & your job
How you present yourself at work is a great indicator of how your career will progress.
If you show up to work on time and work hard in your present role, you are setting yourself up for positive recommendations should the chance for a better, higher-paying job come along. Furthermore, your current employer will be more likely to reward you with more pay or perks if they are worried about you leaving. Maintaining a positive reputation is absolutely critical to both your present and future career aspirations.
transition plan. Start by identifying any required educational or certification requirements, then pursue them through whatever means necessary. If a strong educational background isn’t necessary for your target position, try to find a part-time internship or even a business that needs some extra help on the weekends. Any foot in the door can help you meet influential people and make those solid connections that so often lead to full-time employAreas on upswing The employment sectors ment. seeing the most significant improvement during the past year have been professional services, wholesale and retail trade, leisure, hospitality, healthcare, financial services, transportation and manufacturing, according to the National Conference of State Legislatures. Lets’ say one of these sectors interests you, but you’re working in an unrelated field. It’s time to m a ke yo u r
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Minimize your job search costs Being let go from a job is difficult on your emotions, confidence and, especially, your wallet. The average job search lasts 18 weeks, according to data from the U.S. Bureau of Labor Statistics. And given that the typical American worker takes home $34,020 in salary, those 18 weeks between jobs add up to a stunning $11,776 in lost paychecks, according to the same data. There are many ways to minimize your job search costs if you’re serious about doing so. Some methods will actually require you to pay money up front but can pay off in the long run. Here are a few to consider: Buy a suit: You’ll want to look your best when your chance for an interview comes along. Wearing an outfit that is sloppy, too loose or too tight can send negative messages to your prospective employer. Hire some help: Recruiters, head-hunters and career coaches are plentiful. It is important to have experts help you make the right decisions when it comes to your next steps. Figure out how much help you need and then
start the search process for credible, certified professionals. Get a degree: If the one thing lacking from your resume is an educational degree, it may be time to consider pursuing one. The competition for new jobs has turned global in many cases, meaning more qualified candidates than ever are applying for open positions. Having a degree can keep you.
Go online
Many employers are posting and promoting new job openings online only. That’s good news for job-seekers looking to save money on dropping off resumes or buying postage for sending them through the mail. The best place to start your online search in the Cedar Valley area is www.cedarvalleyjobs. com. You’ll find employment opportunities ranging from manufacturing and skilled positions to health and professional careers. Check online job boards, LinkedIn, Twitter and Facebook for new job postings. These social hubs are also great for making professional connections.
EXPERIENCED COLLECTOR Dupaco Community Credit Union is looking for a full-time Member Solutions Specialist at our Cedar Falls branch with a minimum of 5+ years of collections experience. Candidates must have thorough knowledge of all collection and bankruptcy laws. Attention to detail is a necessity. Above average communication and computer skills are required.
*Competitive salary and exCellent benefits* Send resume and salary requirements by email to: recruiting@dupaco.com Equal Opportunity Employer M/F/V/D
Sunday, October 26, 2014
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How to successfully change careers in 5 simple steps
There are countless individuals every day that carefully weigh the pros and cons of making a major career change. Driven by passion and the desire to have more satisfying work, eager individuals are taking the leap of faith and switching to an entirely new career this year. If you’re contemplating a career change, there are some important things to consider so you can plan and position yourself for success. These five tips will help you gain confidence in your decision to transform your work. 1. Define your passion What do you truly love to do? It could be cooking, working with children, gardening, number-crunching, etc. Start by defining what you’re passionate about and realistically look at how that passion can be tapped so you can make money doing what you love. It’s also wise to
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analyze the reasons why you want to make a career change. Long-term dissatisfaction with your work might be a good reason to consider a new career, but isolated issues that have taken place recently might not necessarily be the best reason to make such a big life change.
Know what hiring managers look for in first six seconds Here’s an eye-popping statistic for you: Many hiring managers spend six seconds on their initial review of your resume. Six seconds. “That’s hardly enough time for them to read my name!” you may be thinking. The truth is, recruiters and managers are trained to spot and digest key information swiftly — and they are almost forced to. Many will field more than 100 applications for a single job opening. Jobs in bigger cities will attract many more. Once hiring managers get a quick sense of who you are and what you’ve done, your resume is then scuttled into either the “yay” or “nay” pile for a more thorough review down the line.
The study
The six-second conclusion was made by the TheLadders career service after it conducted a comprehensive eye-tracking study
of recruiters while they reviewed resumes.
Beat the test
Here’s what recruiters are looking for during their rapid review of you resume: An uninterrupted work history. Numbers-based achievements. Steady progression in your career, with increased leadership responsibilities. Specific academic qualifications. Specific certification or software skills. Even if you’re not sure that you meet the qualifications for a job you recently applied to, a followup email or phone call can’t hurt. In your follow-up, clearly explain that you recently applied for the position. Describe one more time how your qualifications and key skills match what the employer is looking for and end the message.
2. Think outside the box You may already know what you love to do, but finding a way to make it a career might be a more complex task. Think creatively and don’t be afraid to go outside the typical 9-to-5 job options. If you have an entrepreneurial spirit, starting a franchise
can be a rewarding opportunity. For example, if you enjoy helping children learn and want to play a role in shaping the future of growing minds, consider being an owner/operator of a Kumon Math and Reading Franchise. By building a career with the world’s largest after-school math and reading academic enrichment program, you’ll be a business owner who is also a driving force for social good by having a profound impact on the lives of children in your community. 3. Make time to plan Changing careers is a huge step that can be challenging. It is not something that should be done impulsively, and you must give yourself time to plan. You’ll want to be sure you are mentally and financially prepared for what’s next. Setbacks are bound to occur along with the successes, and with thorough planning you’ll position yourself for
even more positive outcomes. 4. Be practical and research Changing careers is a journey, not a race. Being practical about decisions and making changes in stages can be helpful. Explore opportunities that are attractive to you and talk with others who work in that industry. They can provide the best insight into what the day-to-day responsibilities would be, including the pluses and drawbacks of the job. Remember to research the outlook for different industries and career paths as well. The Bureau of Labor Statistics’ Occupational Outlook Handbook is a great resource. 5. Build a support network Having supportive friends and family can be a key factor in successfully making a major career change. Make sure you have a network of supportive individuals who will be there for you through it all. Source: Brandpoint
Healthcare Careers Fit for YOU! A company that cares for YOU! Scholarships, loans, updated equipment and more!
• Nurse Practitioner – ABCM Rehabilitation Centers of Independence • Administrator – Rolling Green Village, Nevada, IA
If you want to make a difference in the lives of others, like working with a quality team and want an employer that offers pay incentives, scholarships, loans, shoe and uniform allowances, along with updated equipment to do your job, apply to homes owned and operated by ABCM Corporation. Allison – Rehabilitation Center of Allison: LPN/RN/CNA, Dietary Cook, Dietary Aide Aplington – Maple Manor Village: LPN/RN/CNA – inquire about various shifts Independence – ABCM Rehabilitation Centers of Independence: Nurse Practitioner, Charge Nurse, CNA, Dietary Aide Oelwein – Oelwein Care Center and Grandview: LPN/RN/CNA, Paid Nutritional Assistant, Office positions available Waterloo – Harmony House: Developmental Assistants – all shifts, CNA’s - all shifts
Apply thru our website or make a personal visit to the above communities.
ABCM Corporation is an Equal Opportunity Employer
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Do’s and don’ts Before beginning the resume and interviewing process, there are certain do’s and don’ts that candidates should be aware of so they will be competitive in today’s limited job market. “Beyond the usual resume and interview, it is also important to note that having a social media presence is mandatory,” says Stephanie Hausladen, director of career services for Heald CollegeFresno. “Recruiters will do their homework before they invite you in for an interview — 98 percent of recruiters are using social recruiting according to a recent survey from Bullhorn.”
Social networking do’s
Recruiters using social media to check out potential employees breaks down to the following: LinkedIn (97 percent), Facebook (51 percent), Twitter (49 percent), Google+ (19.1 percent), and Pinterest (3.6 percent), so make sure your bio, your skill sets and your interests are current and accurate and be sure to have a professional photograph taken and used for these sites.
Google your name before being interviewed so you know what is out there. Your interviewer will check all social media outlets before talking to you. Set those privacy settings. If you don’t, the world will know what you did over the weekend and it could jeopardize your chances of getting the interview or even the job.
Social networking don’ts
Don’t tweet anything inappropriate, someone is always looking. Don’t post compromising pictures, jokes or personal stories on the Internet. Recruiters and potential employers are checking. Beyond social media, an integral process of job hunting involves having a proper resume, below are some resume do’s and don’ts to remember.
Resume do’s or FAKTA
Focus: Make your resume reader friendly and use bullet points for specifics. Appearance: Do not use the title resume. Put name, address, one phone number, an email address, education, and experience. In
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Important guidelines for landing that perfect job
describing you former employment list your title/position, the name of the employer, the city and state (no street address) and dates of employment. In describing your education spell out the name of the degree (Associate of Arts, Bachelor of Arts), the name of the college, the city and state where it is located and your major and minor. Do not justify margins or use smaller than 10.5 font. Keywords: In order to get noticed, your resume needs to contain keywords that directly target the jobs you are interested in. Your resume keywords should include specific job requirements, including your skills, software and technology competencies, relevant credentials and previous employers. There are various websites that list keywords. Transferable skills: Transferable skills are the skills you’ve gathered through various jobs, volunteer work, sports or other life experiences that can be used in your next job or new career. Accomplishments: A solid list of accomplishments on a resume
can demonstrate your work ethic and ability to achieve results but avoid exaggeration, irrelevancies and ancient history. Accomplishments are more important to describe than duties.
Resume don’ts
Don’t have misspellings or typos; proofread carefully. Don’t put a career objective statement at the beginning. Don’t use personal pronouns or include personal interests or BPT PHOTO hobbies. Don’t lie. Interview don’ts Don’t have an inappropriate Don’t make excuses for past email address. decisions or make negative comInterview do’s ments about former employers. Wear appropriate, conservative Don’t bring up salary or appear clothing. desperate for employment. Arrive at least 10 minutes Don’t treat the interview casubefore the interview to give yourally like you are shopping around self time to freshen up. for a job. Treat others in the office with respect. They may be asked how Don’t chew gum or suck on candy (including breath mints). you treated them. Don’t play with your cellphone Have a firm handshake. Make eye contact with the while waiting for your interview to start. interviewer at all times. Write the interviewer a thank Don’t interrupt the interviewer. Source: Brandpoint you note.
Paying for resume is option; or find free resources Many people dread the project of writing and updating their own resume. “I am an above-average writer, but I am not good at writing about myself,” you might say. “I have no idea what keywords to highlight.” “This is my first time on the job market in 15 years. I don’t even know what a resume is supposed to look like!” Do any of these quotes sound like they would come from your mouth? You’re not alone. Professional resume writers hear these same concerns on a daily basis.
Why pay?
Many surveys have shown that after being presented with selfbuilt and professional resumes of candidates with identical backgrounds, employers said they would likely offer a higher salary
to the prospect with the professionally written document. And don’t worry about recruiters being able to tell if you paid a professional service to write your resume. The fact you made an investment into your job search will convey your dedication and commitment to landing a new opportunity.
About certifications
A quick online search for professional resume writing services will uncover a seemingly endless list of potential partners for your project. The competitive job market has created a boom for such services, many of which are legitimately aiming to advance your career opportunities with a concise, powerful resume. One credential you should look for when choosing your ser-
vice is the Certified Professional Resume Writer (CPRW) designation. The Professional Association of Resume Writers and Career Coaches has been around for 25 years and puts writers through an intensive testing phase to earn the certification.
Free resources
If you choose to build your resume yourself, many free resources are available to help you in your mission. You can find many free online critiques that will digitally parse your uploaded resume and give you tips on what’s working and what’s not. You can also find experts in local employment centers who provide free resume-writing tips and services. If you’re a college student, check in with your school’s career services department.
Come find out why we’re an employer of ChoiCe! MED SURG NURSE DEPARTMENT MANAGER Grundy County Memorial Hospital, a partner of UnityPoint Health Allen Hospital, has an exciting leadership opportunity for an enthusiastic nurse professional to join a dynamic management team as the Med Surg Nurse Department Manager. The Med Surg Nurse Department Manager is responsible to work part of their schedule as a floor nurse, working alongside a dynamic and positive nursing team, while also serving as the manager. Additionally, the Med Surg Nurse Department Manager is responsible for staff development and maintenance of professional standards. Qualified applicants should have an Iowa RN license and a minimum of 3 years of nursing experience. We offer an excellent benefits package that includes: health, dental, vision, disability, life, 401k, paid time off, and more! For additional information on this opportunity, or to apply online, visit http://www.unitypoint.org/grundycounty. You may also apply by sending a cover letter and resume to aaron.wedo@unitypoint.org or send to the hospital. We are located at 201 East J Ave, Grundy Center, IA 50638. For assistance, please contact Human Resources at 319-824-5421. EOE
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Employers look for 3 ‘Cs’ when hiring
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Want your resume to be read? Avoid these 5 pitfalls Finding that perfect job opportunity doesn’t come around very often for many, and when it does, excitement can take over and cloud the ability to stay focused on the best version of your resume. “The main purpose of a resume is to get contacted,” says Mary Kate Robinson, career services director at The Art Institute of Houston. “Be sure to have your key ‘do’s’ first including rank/ order, your experience, appropriate duties and accomplishments, correct spelling and grammar, and evidence of your knowledge, skills and abilities.” Before you hit send on that application for your dream job, here are five not-so-obvious don’ts from career service directors from The Art Institutes International Minnesota and The Art Institute of Houston. 1. Don’t have conflicting information on your resume and your LinkedIn profile. Take the time to be certain that what is stated on your LinkedIn profile matches the resume you are sending. “Employers are doing their
homework, and you don’t want to waste valuable interview time correcting facts or explaining discrepancies,” says Robinson. 2. Don’t use the same action verb. The thesaurus is not a dinosaur and it is not extinct. Avoid using responsible for over and over again. Switch it up. Use other action verbs such as created, delivered, designed, in addition to responsible for. 3. Don’t get grandiose with your accomplishments. In other words, stick to the facts. “I often correct recent graduates on the terms highly experienced or extensive knowledge,” says Becky Bates, career services director at The Art Institutes International Minnesota. “Unless you have a proven track record and have high credibility in a specific industry among colleagues, you shouldn’t be using those terms; and even then, your examples should speak to your knowledge, skills and abilities.” 4. Don’t overly promote your soft skills on your resume. “Employers ask for your resume and a cover letter for a reason,”
says Bates. Keep your soft skills on the cover letter and leave the hard skills for the resume. Your cover letter should be the place where you express interest in the job, then tell them how your hard skills on your resume correspond to the specific position you are applying for, and lastly, you ask for the interview. 5. Don’t turn your resume into a laundry list. Resumes are supposed to tell stories, Bates says. “Resume reviewers only spend about five-to-seven seconds on a resume before they decide whether or not they want to continue reading.” Start your resume with a summary or objective, an introduction of sorts. The next information on your resume should tell the reviewer why you are qualified for the job. But Bates cautions that you should begin with your strongest point depending on where you are in your career. If you just graduated from college, your education is your strongest point, and so your education should be listed first, said Bates. Source: Brandpoint
Whether you are an employer looking to hire someone or the person looking to get hired, it’s all about competency. Only 11 percent of employers believe recent graduates have the skills needed to succeed within their work forces, according to a recent Lumina Foundation report. Two-thirds of employers say recent college graduates may have the skills and knowledge for entry-level positions but less than half believe recent graduates have what it takes for advancement to higher level jobs, according to a 2013 survey conducted for the Association of American Colleges and Universities. So what are these essential competencies that candidates are missing? At the top of the list are the three “Cs”: critical thinking, collaboration and communication. Hiring officers look for candidates with good problemsolving abilities, the ability to work in teams, and those who
have good verbal and written communications skills. How can job candidates, young or older, demonstrate both subject-matter mastery and competence? To start, first evaluate and identify your unique combination of skills, values and personal traits. Research the job that you are seeking and the company that is doing the hiring. Think broadly and don’t confine yourself to the same industry in which you may have experiences, either as an employee or a student who had an internship. List the knowledge you have gained and skills you have developed. “After you know who you are and what you have to offer, explore and choose the educational and career options that suit you best,” says Maribeth Gunner, director of career services at Excelsior College. “The key to selling yourself is to show your ability to apply knowledge (competence), rather than simply possessing it (mastery).”
Manatt’s, Inc., is seeking an aggressive, energetic, resultsoriented Ready Mix Salesperson. Responsibilities include developing growth opportunities and pricing strategies for 8 ready mix plants in/around the Cedar Falls/Waterloo Area. May occasionally be required to drive ready mix truck. Experience in concrete, cement or construction industry, preferred. Valid driver’s license required and must be willing to obtain CDL. Competitive compensation and benefits package. This is a year-round position based in Elk Run Heights. To apply or learn more, visit www.manatts.com. We are an equal opportunity employer. Women, minorities, veterans and individuals with disabilities encouraged to apply.
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Going back to school? Tips to choose the right degree For many, earning a college degree opened the door to the working world; it may have even been instrumental in landing your current job. But are you applying what you learned in college to your current career field? A recent survey suggests this might not be the case. Only 35 percent of collegeeducated workers consider all or most of what they learned in college to be applicable to their current jobs, according to a survey conducted by Harris Poll on behalf of University of Phoenix. Today, many working adults are returning to college to either complete a degree that better aligns with the skills required for their current job or earn a second degree to gain additional experience for a potential career change. The National Center for Education Statistics reports an estimated 8.7 million adults over the age of 25 were planning to enroll in college in 2013, up nearly 37 percent from 2000. “There is significant progress being made in higher education
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to adapt to the needs of the employment market and tie curriculum to careers earlier in a student’s education,” says University of Phoenix School of Business Executive Dean Ruth Veloria. “It is critical to choose the right degree program so you know the knowledge you glean from coursework can be applied to the career you desire.” Veloria offers these tips to
help you get the most out of your educational experience: Research degree programs with a career in mind. Don’t wait until you are enrolled in college to determine your career path. Research specific positions, develop learning plans with an academic advisor and take career and skills assessments. Go straight to the source.
Technology among career hot spots for college graduates If you’re a college graduate with a degree in a technologyrelated specialization, then you’re in luck. The University of California San Diego extension recently released its list of “Hot Careers for College Graduates,” and technology-driven positions such as software developers and systems administrators topped its compilation. So take a look at this list to find out the top 20 career hot spots for new grads, according to the UC San Diego extension. And if your target job is not on this list, don’t fret. Earning a college degree or certification in any field will help put you on a level playing field with your competition.
Software developers, applications. Software developers, systems software. Market research analysts. Accountants and auditors. Network and computer systems administrator, Elementary school teachers. Computer systems analysts. Managements analysts. Public relations specialists. Insurance sales agents. Financial analysts. Computer programmers. Sales representatives, wholesale and retail. Manufacturing, technical and scientific. Securities, commodities and financial Services sales agents. Paralegals and legal assistants. Middle school teachers.
If you know someone currently working in the career field in which you are interested, schedule an informational interview to learn more about the skills and experience required for that line of work. Don’t know anyone? Veloria recommends joining industry associations and attending networking events as a way to make new contacts and learn
more about a new career field or job. Communicate with your boss. Your return to school will most likely benefit your company, so share your education plans with your boss, including how your classroom learning can benefit colleagues and special projects in the workplace. If your manager feels invested in your goals, it could be a source of support and motivation for you. Additionally, contact your human resources department to see if the company offers education reimbursement benefits to help pay for school. Consider certificate programs that lead to a degree. Many working adults balance school with workplace and family priorities, so it can take additional time to earn a college degree. “Researching and planning the education path you need to achieve your career goals is very important,” says Veloria. “You want to know that the skills you learn in college are the skills you need to advance your career to the next level.” Source: Brandpoint
Cedar Valley Medical Specialists has the following openings: Compliance Analyst Duties include chart review to ensure compliance with coding and documentation based on guidelines as required by the government. Registered Nurse preferred. Health Information Technology Clinical Software Analyst\Trainer Qualified candidates will possess clinical qualifications such as LPN or RN, 2 years’ experience in Electronic Health Record Software. This position will work with physician offices to streamline use of EHR. Health Information Technology Quality Data Analyst Qualified candidates will possess 2 years’ education\experience in Data Analysis. Must have analytical skills using SQL server, electronic health records and excel and analyze data regarding patient care. For more information on career opportunities please visit our website at www.cedarvalleymedical.com. Cedar Valley offers excellent wages and benefits package. Please send resume to Cedar Valley Medical Specialists P.O. Box 2758, Waterloo IA 50704.
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Tips for making the militaryto-civilian transition work
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Battlefield to boardroom
Reports suggest better job picture for vets.
Employment opportunities seem to be on the upswing for military veterans, which is encouraging for the hundreds of thousands of service members returning from duty and veterans who are looking for new civilian career opportunities. The unemployment rate for veterans dropped in 2013, according to the Bureau of Labor Statistics. While the news is positive, a 2013 University of Phoenix survey conducted by Harris Poll, revealed only one-third (33 percent) of active duty service members reported having made a transition plan for returning to civilian life after separation from the military. “Service members acquire skills during their military careers that bring value and diverse experience to civilian workplaces,” said University of Phoenix Military Relations vice president, retired Army Col. Garland Williams. “But some men and women leaving the service may not know how to market their skills as they tran-
sition to civilian jobs, and may therefore take jobs that do not leverage their experience. As thousands of men and women return from Iraq and Afghanistan to a highly competitive job market, it is imperative that they have a plan to translate their skills into fulfilling and enriching jobs.” If service members don’t know where to start, there are resources such as the U.S. Department of Labor’s Transitional Assistance Program (TAP) to help veterans translate their skills and find quality jobs. Service members who have recently returned home might be interested in pursuing careers at firms recognized for hiring veterans. The military has a Best Veteran Employers list as well as current job postings for those companies. This list is updated frequently, so job seekers should check it often. In additional to applying for current positions, service members may consider requesting informational interviews in advance of their job searches to make sure they have the necessary training to be considered for the roles. Some universities also offer resources for members of the military community who want
to understand the available career options, making it easier to get started or continue a career path. Here are some additional tips offered by Williams to help active duty service members and veterans prepare for a civilian job search: Start early. Begin the transition process from military to civilian life as early as two years before being discharged. Speak the language. Communicate military experience and training with words, not acronyms, which may not translate on a resume. Promote universal skills such as leadership, management, cooperation, teamwork and strategic thinking. Don’t be afraid to promote yourself. As every proud service member knows, there is a “we” vs. “me” mentality in the military. The ability to work in a team is important to communicate, but you also have to be willing to discuss your own contributions and results. Consider flexible education and training programs. Education can help you address knowledge gaps and better understand and prepare for future careers. Source: Brandpoint
While federal unemployment numbers continue to improve, one sector of workers is still struggling to find work. One in nine veterans who served during the Iraq and Afghanistan wars were jobless in 2013, according to a report released by the U.S. Bureau of Labor Statistics. Furthermore, an estimated 200,000 of the about 2.8 million Americans who have served in uniform since 9/11 are unemployed. Veterans need help in conveying how their military record can translate into success in the civilian sector. Their skills may be highly specialized for the military, or they may find that when they get back home, their intended industry has become more technologically advanced than it was five years ago, and they are behind on the latest software and tools.
De-militarize resume
One way to make your transition into the civilian sector as seamless is possible is to de-militarize your resume. This process entails converting complicated military terms and jargon into
easy-to-understand language. If you’re applying for a job in manufacturing – the most popular sector for veterans – you don’t need to list the technical names and specifications of weapons you operated while in combat. The same goes for military software systems and policies. Turn their attention away from what systems you worked on and place it on how you worked with them. Buzzwords such as logistics, supply chain management, inventory control and quality assurance are what employers are looking for when hiring their next manufacturing manager.
Transferable skills
During your military career, you surely accrued key skills through the execution of a variety of critical tasks. Knowing how to translate them into civilian speak is a challenge in itself. Did you lead a battalion of soldiers through a mission in austere conditions? Your skills in leadership, decision-making and project management should be highlighted within your resume and cover letter.
Manufacturing
Production - 2nd shift Snap-on Tools, a leading manufacturer and worldwide distributor of automotive and industrial tools, storage units and related equipment has immediate openings for Production Workers on 2nd shift at the Algona, Iowa plant. Starting wage is $13.50 per hour. Candidates with manufacturing experience preferred. Snap on offers an excellent comprehensive benefits package. A post - offer drug screen required. Interested candidates may apply online at www.snapon.com. Please go to “Corporate/ Careers/Current Openings” and search by state. Snap-on is an equal opportunity employer. m/f/d/v
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Follow these tips to simplify application for small business loan The outlook for small business is up with many business owners feeling good about the future of the economy, their financial positions and their plans for growth, according to Capital One’s Spark Business Barometer. But for many business owners looking to secure capital to either start or expand their enterprise, the process can be challenging, particularly for those with a limited or negative track record, or poor personal credit. Fortunately, there are a variety of products and programs designed to help address those challenges and enable business growth, one of which is offered through the U.S. Small Business Administration. SBA loans offer a number of key advantages, including longer payback terms and higher borrowing limits, which can be useful when financing necessities like real estate and equipment. For example, Freshbikes, a bicycle shop based in the Washington, D.C., area, worked with Capital One to refinance debt it incurred by expanding its business and opening new stores. This resulted in an improved payment schedule and additional working capital for the now-thriving business. Unfortunately, despite the many benefits SBA loans offer, few small businesses take advantage of them, and those who do say they find the process for applying for SBA loans “complex and confusing.” In fact, Capital One’s latest Spark Business Barometer found that a majority (79 percent) of smallbusiness owners are aware of SBA loans, but only 9 percent have actually applied for one (and most business owners who did apply found the process complicated.) There are a number of ways to simplify the SBA loan application process, and given the SBA recently announced that they
will extend fee waivers for loans meeting certain requirements, now is a great time to understand how these loans can work for your business and consider applying for one. Capital One has a few tips to keep in mind when applying for an SBA loan: Know your business. The first thing any lender wants to know is how well you know your business. Do you know your cost of sales, gross margin, payroll expenses off the top of your head? Look for a Preferred Lender (PLP status). Preferred lenders have more experience and authority in processing SBA loans, which is critical when it comes to navigating the SBA’s requirements and procedures. Working with a lender who fully understands the process and can explain it to you will make life a lot easier. Since they are experts in this area, typically your loan will close more quickly, as well. Preferred lenders are usually
listed on the SBA website for your state. You can always contact the SBA directly as well. Come prepared. SBA loans require comprehensive document packages. Be prepared with full copies of your personal and business tax returns for the last three years, current financial statements and projections and personal financial statements. Check the SBA’s website at www.sba.gov for required documentation for the product that interests you. Having a complete package up front can save a lot of time. Consider applying for a smaller loan. In an effort to streamline the application process, the SBA recently announced plans to maintain current fee waivers to make it easier to secure smaller loans for small business, including a 2 percent fee waiver for loans $150,000 or less. If you want to reinvest in your business, now is a great time to act. Source: Brandpoint
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Tips to help launch your own business Approximately 15 million people in the United States are self-employed, according to the Bureau of Labor Statistics. These small business owners are the lifeblood of the economy, accounting for 63 percent of net new jobs created between 1993 and 2013. Many small business owners find running their business extremely rewarding, according to the Bank of America spring 2014 Small Business Owner Report, a semi-annual study exploring the concerns, aspirations and perspectives of small business owners across the country. The report found that when asked what their greatest accomplishment is, the top three answers among small business owners are: having enough money to support their family, being their own boss and doing what they love. However, entrepreneurship takes extreme dedication; the report found that nearly three quarters (72 percent) of small business owners have made significant sacrifices in their personal lives to run their business. While running a business can be exciting and liberating, it can also be challenging. So how do you know if it’s the right time to take
the leap and start your own business? Here are four tips to consider before you launch your own business: 1. Do your research before writing a business plan. As a first step, analyze the market to make sure your idea is something that will resonate with people in your area. Are you filling a void? Are other businesses already offering the same product or service? Figure out what sets your business apart, and then write a detailed plan taking everything you’ve learned into consideration. This document will serve as your roadmap for the first three to five years. 2. Set up a support system. Find an accountant who specializes in your type and size of business. Retain an attorney to review your paperwork and help you identify the best legal structure for your business. Connect with other small business owners through online platforms like the Bank of America Small Business Community or through networking events and ask them to share their best practices. Having a reliable support system that you can depend
See launch, page 12
Technician
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Energy Service Technician, At our Energy Division in Waterloo. Job duties: deliver, install, remove and maintain liquid propane & Refined Fuel tanks. Full Time position with Excellent Benefits. Military veterans encouraged to apply. Must have Class B CDL with tanker and hazmat endorsements. ECI Cooperative, Call Scott Halverson at 920-286-3800 or shalverson@ecicoop.com
Sunday, October 26, 2014
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Know your Five interview questions you must be prepared to answer value, play it close to chest Negotiating your next salary can be tough, but remember that you are ultimately in control. And if you feel uncomfortable at the thought of negotiating your pay, remember that it is a more common occurrence than you realize. About 84 percent of managers expect their candidates to try to negotiate their salary, according to a report by www.salary.com.
Know your value
You are coming in blind if you’re entering a salary negotiation with no idea of what comparable professionals earn. Check online for sites that calculate pay rates for various industries in different locations across the country. Local trade associations also can provide you the average going rates to help give you an idea of a starting point.
Stay classy
There is no reason to become upset during salary negotiations. Doing so will probably doom your candidacy. Instead, stay calm and listen fully to any offer that is given. Once you have fielded the offer, take your time and weigh your cost of living, career trajectory and workload changes. It is important to have your ideal salary range in your head before any interview, just in case you are offered a position on the spot.
Play it close
Many candidates will list their specific salary requirements within their cover letter. This is a big no-no — unless you’re prompted to do so by the target job description. Once your employer knows how much you’ll be willing to take, they have taken control of any future negotiations. The goal is to always remain noncommittal about this information. The time to begin detailed negotiations is when the employer lets you know the job is yours, if you can reach a mutually beneficial salary number.
It’s a competitive market for all types of jobs, from entry level on up. If you have an interview scheduled, make certain you’re prepared for the questions you’ll be asked. The first step is to do your homework, which includes researching the company, the industry and the job position you’re applying for, says Jodi Berkshire, assistant director of Career Services at The Art Institute of Fort Lauderdale. Here are Berkshire’s top five job interview questions to anticipate: 1. “Tell me about yourself.” Don’t mistake this one for an easy question. If you don’t carefully prepare your answer prior to the interview, it will show. Craft a short response that gives a thumbnail sketch of you professionally. This is a great place to insert some of your sterling qualities and accomplishments, and you should make sure that they dovetail with the requirements of the position for which you are interviewing. Be positive and enthusiastic, and whatever you do, don’t ramble. 2. “What are your strengths?” “Why should we hire you?” Here’s a simple way to prepare. Take a sheet of paper and fold it in half vertically. On one side list all the specific technical qualities that you possess. Look at the job description and consider each skill that is mentioned. For example, if the job description mentions software skills that are required and you have those skills, go ahead and list them. In the other column,
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list the personal qualities that you bring to the job. These could be things like punctuality, reliability, enthusiasm, work ethic, professionalism, etc. Again, take another look at the job description and anticipate what qualities that hiring manager would be looking for. Here is your chance to sell yourself. Don’t be afraid to let them know what a great addition you’ll be to their company. 3. “What is your greatest weakness?” “How have you overcome it?” You have two good choices here. You can either choose
Fun • Compassion Positivity • Love
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a weakness that is really a strength to an employer (you become so engrossed in your work that you find it hard to take a break until the project is completed), or choose something that you had to master at the beginning of your career that would be an expected learning curve. If you choose the second example make sure that you stress how your performance increased once you mastered the missing skill. 4. “What do you know about our company?” “How did you hear about us?” Or, “Why do you want to work for us?” These are all variations on the same theme. The real question is: Did you do your homework? Any interviewer will expect that you have researched the company. That means that you should know their website inside and out. Have you Googled the company? Have you read any recent articles about them? If the only information you have to offer is what any person off the street who isn’t applying for the position knows, it shows that you don’t care enough and you’re not very thorough. 5.”What would your past employer tell me about you?” Again, tread carefully. Do not under any circumstances say anything negative about any past employer. Settle on a few of your strongest qualities and concentrate on those that reflect your strong work ethic and professionalism. Source: Brandpoint
Telemarketing Sales Representatives Start A New Career • We are looking for motivated team players with great attitudes to join our sales and service team • Our telephone sales reps call on prospective customers to offer a product or service • Full and Part-time positions available • Openings all shifts
We offer a professional ”can do” environment, excellent benefit packages including: Medical, life, and Dental Insurances, paid training and paid time off. 2214 Main ST., Cedar FallS, ia 50613
319-266-5881 Equal OPPOrtuniy EmPlOyEr
apply on line at www.ross-llc.com
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Sunday, October 26, 2014
Tips for gaining skills, independence as self-employed professional One in two American workers are projected to be self-employed by 2020, according to MBO Partners. While the shifting economy has surely pushed some people into independent work, many have chosen it. Career goals for contemporary professionals are changing and given how quickly this trend is taking hold in the United States, today’s employees who aspire to be tomorrow’s contract workers need to prepare now to navigate this changing landscape. To help professionals effectively transition to contract work, the Career Advisory Board, established by DeVry University, worked with MBO Partners, Inc., a provider of back office services for self-employed professionals, to conduct a new study,” The Future of Work: Preparing for Independence,” which examined the attributes and skills of those who are gainfully self-employed to help aspiring contractors get and stay ahead in this everchanging work environment. According to the study, professionals are choosing selfemployment in order to control the type of work assignments
they pursue (67 percent), to have a greater sense of flexibility and work-life balance (64 percent), and to follow a passion (59 percent). Based on the research findings, the Career Advisory Board recommends the following strategies to help professionals excel in independent employment: Take off the blinders: Being your own boss may sound enticing, but it also comes with its own set of challenges. Survey respondents said that in addition to having solid expertise in a particular field, successful contract workers must be self-starters who have the ability to cope with uncertainty, including an unpredictable income stream. Many contactors work remotely, have multiple clients to report to, and have to juggle multiple projects at once. Assess your strengths and weakness before jumping into contract work, make sure you have an organized action plan to help you start off on the right foot, and always keep an open mind and be able to adapt quickly. In-person networking still trumps social media: The
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survey pool reported that while social media is important for contractors’ branding and reputation, it often does not generate income. In fact, just 6 percent said social media outreach led to paid project work. Therefore, create strong profiles on sites like LinkedIn and Google+, but refrain from
spending too much time on these networks and make sure you still build in face time. Seek in-person meetings, attend events and workshops, and be visible to your future clients beyond your social media accounts. Start small and look local: Although technological advances allow many self-employed pro-
fessionals to offer their services globally, the majority of the respondents still obtain most of their work assignments from within their immediate metropolitan area. “As independence is becoming more desired in today’s economy, professionals need to stand out by building strong networks in their communities and being visible to local employers that use contract work,” says Gene Zaino, president and CEO, MBO Partners. “Use your time wisely — stay focused on your core, billable expertise and find ways to outsource other non-essential functions.” Source: Brandpoint LinkedIn and Google+ trademarks are the property of their respective owners – these owners do not endorse, sponsor, or support DeVry University in any manner.
Opportunities for Nurses, CNAs, Dietary Cooks & Aides, and Housekeepers HyPro Inc. is a leading contract machining and engineering company committed to providing value to our customers in a world wide industrial commercial marketplace.
Experienced CMM/Metrology Lab Technician • Experienced CNC Maintenance Technician •
HyPro is an equal opportunity employer and offers a competitive wage and benefits package. Join team HyPro and enjoy a rewarding environment where our people matter. HS Diploma/ GED required. HyPro...A great place to work! Apply in person or send your resume to: Attn: Careers, 711 Enterprise Dr., Cedar Falls Or email your resume to: Careers@hypro.com
Benefits Include: • Competitive Pay • Up to $1,000 Anniversary Bonus • Vacation Awarded at 6 Months • Advancement Opportunities • RN Tuition Assistance & Loan Reimbursement Programs LaPorte City NRC 1100 Highway 218 N LaPorte City, IA 319-342-2125
NorthCrest Specialty Care Ravenwood NRC 2001 Heath Street 2651 St. Francis Drive Waterloo, IA Waterloo, IA 319-234-4423 319-232-6808 Apply online or in person at a facility near you!
Windsor NRC 2305 Crescent Drive Cedar Falls, IA 319-268-0489
www.careinitiatives.org EOE/AAP Veterans & Disabled
Not for Profit
Sunday, October 26, 2014
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Location, location
Office space key to success for homebased workers.
Whoever first said, “You can’t go home again,” probably wasn’t considering the 38 million home-based businesses in the United States, or the approximately 37 million households that have active home offices. More workers are plying their trade from home, as employers recognize the value of flexibility for their work force and more employees decide to enter the ranks of American entrepreneurship. It’s not just small business owners or lucky full-time employees who are working from home, either; the Bureau of Labor Statistics says 24 percent of people employed outside the home work at home at least some of the time. If you’re poised to become home-based, here are some things to consider as you’re putting your home office in order:
Location is key
Without the need to fight rush-hour traffic during a twice-daily commute, you may think the location of your home office isn’t that important. Actually, it is. Where your office is located in your home can affect your productivity and even your personal life. Choose a room that’s in your home’s heavy traffic lanes, and you could face frequent interruptions. Park your desk in the game room over the garage and you may feel isolated from the rest of the house. Try to stuff a desk in a corner of your bedroom and you’ll spend most of your life stuck in the same room — you may even feel less inclined to sleep there if you’re always working in your bedroom. You’ll need to balance personal and professional priorities in order to decide which room in the house makes the most sense for your home office. If the space you’ve chosen for your home office is short on windows and adding them
Cliff Viessman Inc. is accepting applications for regional tanker drivers to haul food grade products from Cedar Rapids IA. • $500 sign on bonus • $50 K + per year • Health, Dental, 401K • Profit Sharing • Quarterly Safe driving bonus • CDL with tanker experience endorsement required • Two years experience required or driving school graduate with six months experience • Some weekend work required • Part time positions available.
Contact Bruce at 800-353-0344, option 5 brucew@viessmantrucking.com www.viessmantrucking.com
isn’t practical, skylights can be a good alternative, not only for lighting but also to save valuable wall space for other uses. Adding Energy Star-qualified skylights, like those manufactured by VELUX America, can be as cost-effective as installing quality vertical windows, without creating the hassle of opening a wall. If you opt for a remote-controlled fresh air skylight, you can also use it to enhance the indoor air quality of your home office.
Furnishings create foundation
Considering how much time you’ll spend in your home office, it’s important to invest in furnishings that will be functional, comfortable, inspiring and in step with your lifestyle. If you prefer to sit while you work on a computer, the com-
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fort of your office chair will be key. Prefer to get in a bit of healthful exercise while you work? Consider an ergonomic desk that allows you to stand while you type. Desks should incorporate storage and easy access to electronic components. Office
chairs should be comfortable and ergonomically correct. Be sure your furniture choices not only fit your needs, but the room’s, too. It’s important to keep office furniture appropriate to the scale of the room you’ll be working in. Source: Brandpoint
Manufacturing
Twin City Fan Companies is a leading designer and manufacturer of Industrial and commercial air moving equipment. We are currently hiring at all South Dakota locations for Welders, Assemblers, Production Workers, and Painters. South Dakota locations include: Brookings, Aberdeen, Mitchell, and Sioux Falls. Twin City Fan Offers: Comprehensive Medical Insurance- Relocation Assistance- Dental Insurance, Paid Vacation and Holidays - 401K - Life Insurance - Short term disability - Student Loan Forgiveness for Welders - Tuition Reimbursement Please visit www.twincityfan.com for more information and to submit a resume. AA/EOE/M/W/Vet/Disability
Page 12 get the job
launch
Small business owners may qualify for financing From page 8
on for guidance and advice will ensure you get started on the right foot. 3. Determine your source of financing. A dedicated small business banker who knows your community and industry can provide advice on what traditional financial products, such as term loans and lines of credit, your business may qualify for. Crowdfunding, venture capital, lending clubs and angel investors are also potential options, depending on the size and structure of your business. 4. Leverage your digital assets. With the rise of the mobile revolution, the size of your business doesn’t matter nearly as much as how connected it is. Learn how to manage your business accounts on your phone or tablet. Develop a social media or mobile marketing campaign to reach new customers. Download apps that help with everyday tasks like note taking, scheduling and website building.
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Expand and enhance your job search with social media If social media isn’t at the top of your list when starting your job-searching endeavors, you might find the process slow and tedious. “Make sure you have a social media strategy to augment traditional methods such as face-to-face networking and informational interviews,” says Lyndsay Cooper, career services director for The Art Institute of Tennessee-Nashville, which is a branch of The Art Institute of Atlanta. Check out the following tips to give yourself an edge in your job search. Brand consistency. Make sure your profile is professional and reflects the job you’re looking for across all social media platforms. Ensure your privacy settings are secure (especially on Facebook). On LinkedIn, make sure your profile is complete with skills and recommendations. On Twitter, link to your website, blog or online resume. And don’t forget Pinterest, YouTube, Google+ and Foursquare. Know your audience. Your audience on Facebook is dif-
Chef - Oversee all aspects of dining services with a strong hospitality focus, including catering for events and oversight of our Bistro opening early 2016. Culinary Arts degree strongly preferred. Marketing Coordinator - Responsible for marketing, branding and event planning. Bachelor’s degree plus experience preferred. Competitive salary and benefit package and flexible schedule for both positions We also have openings for CNA/LPN/RN & Dining Services!
Send resume to: Grand JiVanté 523 Washington Ave. Iowa Falls, Iowa 641-316-1020 www.grandjivante.com
ferent from your audience on Twitter or LinkedIn, so make sure your updates reflect that. On LinkedIn, share articles and blogs on industry-related topics. On Facebook, post more personal (but not too detailed) updates to remind your friends
groups. Become an industry expert or thought leader. Research. Use social media to create your target list of companies, then research those companies and their employees. Network online. Expand your network and engage others with similar interests by posting, sharing/forwarding, tweeting and retweeting relevant articles and blogs. Know your online profile. Google yourself and make sure what you see is what you want it to be. Go to Klout.com so you can see your “klout” score, which reports how influential BPT PHOTO and engaged you are across platforms. that you’re in the job market. Source: Brandpoint Be proactive. Use social media to connect with recruiters, employers and employees of companies you’d like to work Start your job search at for. Join — and participate in www.cedarvalleyjobs.com — organizations, groups and blogs in your industry or alumni
CDL-A Drivers McFarland Truck Lines, Inc.
We’ve expanded and need more company drivers and owner operators. We’re now giving a $1000 SIGN-ON BONUS! Great pay and benefit package that includes: Medical, Dental, Vision and Prescription coverage, Life Insurance, Vacation, Holiday pay and matching 401K. You’ll serve the Midwest and be home often! 2 years T/T experience needed.
Go to www.mcfgtl.com to apply Or contact Scott 507-437-9905 • scott.wermager@mcfgtl.com