How to Choose 2018

choose how to

twenty eighteen

Sunday, June 24, 2018

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HOW TO CHOOSE

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Table of Contents How to Choose a Chiropractor ............................................................................. 3 How to Choose a Urologist ................................................................................... 4 How to Choose the Right Mind Body Practice for You .......................................... 5 How to Choose a Place for Life ......................................................................... 6-7 How to Choose a Real Estate Agent ...................................................................8-9 How to Choose a Podiatrist or Foot & Ankle Specialist ................................. 10-11 How to Choose a Motorcycle ........................................................................ 12-13 How to choose a LASIK Eye Clinic................................................................. 14-15 How to Choose a Quality Hearing Aid ................................................................ 16 How to Choose the Best Health and Income Protection Plan ............................. 17 How to Choose In-Home Care ...................................................................... 18-19 How to Choose Your Hospice Care ............................................................... 20-21 How to Choose an Event Center ........................................................................ 22 How to Choose Local Produce ........................................................................... 23 How to Choose a Credit Union ..................................................................... 24-25 Whats the Key to a Successful Job Interview .................................................... 27 How to Choose a Roofer .............................................................................. 28-29 How to Choose Skilled Nursing for Short-Term Stay ................................... 30-31 How to Choose a Caterer ................................................................................... 32

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How to Choose a Chiropractor Caring for your spine, and the vitally important nerve system that moves through the spine, is a very critical part of any health program. Without having a Chiropractor on your team for the care and maintenance of your spine, you may be taking a reactive instead of a proactive approach to the health of your spine and nervous system. What most often drives people to see a Chiropractor? The answer is pain.

Pain can be an indicator that something is amiss in the body, and is a warning sign to you to heed and be aware of. There are many ways to manage pain, though often people will think conservative method of treatment first. Chiropractic is a very conservative way to manage pain, and is often effective in it’s approach. The Chiropractor will refer on if they feel they cannot help in your particular situation.

When choosing a Chiropractor, it is

appropriate to watch for three things: do they have a way to monitor if there are spinal misalignments causing nerve interference, do they take x-rays when necessary to determine how the vertebrae are misaligned, and do they encourage you in your own spinal health habits?

In our Clinic, where we focus on the two vertebrae that sit at the top of the neck, we have a sensitive thermography test that we use to determine if there is nerve pressure. The evidence of heat asymmetry registered at the level of the surface of the skin is an indicator of possible nerve intereference, and warrants a further look at the level of the spine that the heat is recorded at (in our Clinic, we will look at the neck in particular the top two bones).

If nerve pressure is detected, x-rays are the next step to determine the level(s) of misalignment and how they need to be

adjusted. This is especially true at the level of the atlas and axis, in our style of practice. The x-rays taken are often at least two views, perpendicular to each other. In our Clinic, we’ll take a x-ray from the front of the neck, and from the side, but also one underneath the chin.

That will help us determine if the spine CAN be adjusted, and also how to make the adjustment to best assist the body in self-healing by clearing the nerve interference.

Your Chiropractor should also encourage you on good spinal habits, to help you hold the adjustment which is very important. We will have our patients rest in the Clinic after the adjustment, up to one hour after their first adjustment, to help the adjustment set. This will help the vertebrae find the right position, and let your body begin the healing process.

The Chiropractor could also help you in talking about how to best accomplish

daily activities, including sleep, and any other recommendations the Doctor may have regarding maintaining spinal health.

Remember, the Chiropractor is there to assist your body in its natural healing process. The beauty of the Chiropractic adjustment is by removing the interference to the nerve system, the body’s innate healing potential is enhanced. It is a different model of practice compared with medicine, as in it is not necessarily designed to treat a symptom, but to help the body restore its own level of health to the maximum it can.

There are no drugs and surgeries required, just a commitment to helping to restore your spine to a higher level of function than it was before and maintaining as part of general health plan.

Article contributed by Cedar Valley Upper Cervical

6912 University Ave, Suite 4 Cedar Falls, IA 50613

(319) 266-5934 Call today to schedule an appointment

Dr.Troyer@UCHCenters.com www.UpperCervicalCedarFalls.com Dr. Kyle Troyer Upper Cervical Chiropractor

&

Dr. Marcie McKenna Upper Cervical Chiropractor

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SUNDAY, JUNE 24, 2018

How to Choose a Urologist Urinary conditions and diseases affect both men and women. Problems in the urinary system may include conditions such as kidney failure, urinary tract infections, kidney stones, prostate enlargement, and bladder control problems.

Covenant Clinic Urology deals with diseases of the male and female urinary tract and the male reproductive organs. Using state-of-the-art techniques and equipment, our urologists offer hope to individuals of all ages suffering from any urologic condition, from the simplest problem to

the most complex.

Each of our Covenant Clinic urologists have more than 20 years' experience and are board certified. They offer advanced procedures with shorter recovery times, and see patients at multiple, convenient locations throughout the Cedar Valley including Waterloo and Waverly.

Do not ignore symptoms!

Talk about any issues at your annual checkup with your primary care provider. Your primary care provider will put you on the path to get issues

addressed. Covenant Clinic is able to accept most insurances.

How to Choose a Urologist • Check your insurance coverage • Do your research • Consider urologist's professional experience • Credentials: look for boardcertified urologists • Talk about your issues with your primary care provider and ask for a referral • Ask your family and friends What Should a Urologist Offer?

• Medical management • Office Procedures

•Office cystoscopy • Prostate biopsy • Uroflow measurement • Bladder volume ultrasound • Outpatient procedures • Traditional surgical techniques • Laser surgical techniques • Minimally-invasive procedures • Minimally invasive surgery offers a number of advantages, including smaller incisions, quicker recovery time, fewer days in the hospital, and successful outcomes.

Article Constributed by Wheaton Franciscan Healthcare

The weather, grandchildren, weekend plans…

There are many things to discuss.

Frequent restroom visits is not one of them!

From incontinence to frequent urination, our urology experts are ready to address the hard-to-talk-about issues and get you on your way to comfort.

Get answers today! Call 319.272.3835 to schedule your appointment.

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How to Choose the Right Mind Body Practice for You Feeling stressed?

Overwhelmed?

Disconnected?

Holistic “mind-body” practices provide a large variety of wellness benefits that can help.

Along with traditional fitness benefits (strength, mobility, flexibility), holistic practices also help you to focus your awareness, calm your nervous system, and allow one to be more present, moment to moment. Both ancient and timeless, these art forms encourage you to dive inward

to figure out who you are and what is meaningful to you.

They help you to connect and feel whole again.

There are many practices out there. How do you find the one for you?

The secret is to first ask yourself: How do I want to feel?

Do you want to feel more peaceful, focused, and serene?

Choose Meditation. You’ll find calm in the chaos.

Do you want to feel more

grounded, open, and confident? Choose Yoga. You’ll take charge of your life.

Do you want to feel more joyful, wild, and free? Choose Aya dance - a free-spirited, dance meditation. You’ll find your bliss and your courage to follow your bliss.

Do you want to feel more togetherness? Choose a Singing or Drumming Circle. You’ll find your primal connectedness.

and take the leap. You’ll move and connect with friendly, supportive people. And the whole you will feel better: body, mind, and spirit.

Article contributed by Danielle Eastman of Ananda Holistic Movement Studio in Waterloo

When you know how you want to feel, it’s time to make it happen. Find a local studio

FEEL WILDL WILDLY Y ALIVE AG AGAIN AIN Find your joy, peace, freedom, and bliss.

ANANDA

holistic movement studio

mind-body practices to move you

anandawaterloo.com

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SUNDAY, JUNE 24, 2018

How to Choose a Retirement Community Choosing a Place for Life Seniors today don’t simply want a place to live; they want a place for life! Living a full life is the focus of Retirement Communities across the country. Lisa Gates, CEO of Friendship Village in Waterloo says, “The best way to age is really not to age at all.

Staying active – socially, mentally, spiritually, and physically – makes every life better, longer.”

There are communities that cater to a wide range of preferences, budget levels, and health needs.

For instance, compare dining services and on-site healthcare.

Some communities are tightly regulated like nursing homes, while others are less so like independent living. Many great choices today offer campus-style access to a variety of amenities and activities.

Selecting a retirement community can be an emotional decision, especially if declining health factors in. Figuring out the finances of this move adds to the complexity. But by understanding the expenses and planning early, retirees and their families can make the best possible choices.

Two Financial Options With increasing life expectancy, paying for all those extra retirement years becomes more challenging for today’s seniors and their families, because there may be 20, 30 or even 40 years spent in retirement. These fears compound when considering higher level care needs and escalating costs.

Reviewing prices won’t tell you everything you need to know about a residence because other factors can be just as important.

Two common retirement community fee structures include: Through the Continuum-of-

Care option, a resident pays daily charges for any assisted living or nursing care services received, no matter what is needed. Some communities offer an ala carte option that allows the senior to only pay for services they use.

LifeCare is a program specifically designed to limit a resident’s cost for any long-term health care required. For assisted living or long-term skilled nursing care, no matter the duration, charges remain at a lower, predictable rate. “Friendship Village is the only Cedar Valley retirement community offering Lifecare. People love it because it helps them ‘sleep well’ knowing their assets are protected,” said Gates.

Two Helpful Time Tips Visit communities before a move is needed. Aside from the research you need to do, many residences have waiting lists that

are months and even years long.

Being on a waitlist gives you the advantage of having a placeholder to decide when the move is right for you.

Expect the move to take time.

Moving or experiencing a change can be overwhelming or stressful.

Having sufficient time to select your new residence, downsize, and sell your home requires the knowledge and support of family, friends, and industry professionals. Look for retirement communities that partner with local realtors and senior transition specialists to help make this new chapter in life manageable with grace and ease.

Article contributed by Friendship Village

SUNDAY, JUNE 24, 2018

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Your ‘best story’ is yet to happen.

Have More Fun From Your Life Everyday Choose your activities and activity level at Friendship Village Retirement Communities.

Curl up with a book, walk a marathon, join in a game of billiards, or take an overnight vacation excursion. You’ll have more new stories to share with friends and family. You’ll love it – and they will too!

Landmark Commons

Friendship Village Campus

Distinctive retirement living awaits. Enjoy some of the best that the Cedar Valley can offer with spacious apartments, pool and spa, workout center, woodshop, underground parking, 4-star cuisine and amenities you expect. Many of our family members are fully retired, but others (over 55) simply enjoy the lifestyle Landmark Commons gives.

Waterloo’s leader in retirement living has plans to get even better. New redevelopment plans are in the works.

Sign up for the “First Friends Club” waiting list – and be among the first to learn about the new Independent living apartments. Friendship Village is the ONLY LifeCare community in the Cedar Valley offering a full continuum of care at an affordable, predictable rate.

319.296.7100

319.486.1680

www.FriendshipVillageIowa.com

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SUNDAY, JUNE 24, 2018

How to Choose a Real Estate Agent Where to Start Looking Recommendations are one of the best ways to find a qualified real estate agent or realtor. Ask people in your social network for referrals. Sometimes agents are good at helping clients purchase homes, but not as skilled at selling them. Keep that in mind when searching for the right professional. You might also contact local brokers or search the NAR directory online. Always work with credible, responsible agents. Otherwise you are wasting your time.

The decision to buy or sell a home is a huge task and one you want to make sure you accomplish knowing all the rules, regulations and information. When you are buying or selling a home, it is essential to choose the right real estate team/agent for your needs.

The best agents are energetic, positive and proactive. On the other hand, selecting the wrong team/agent can cost you lots of time and money. So how do you find the best agent for your situation? Here are some ideas to keep in mind.

Real Estate Agent vs. Realtor A real estate agent may or may not be a realtor, but every realtor is required to be a licensed real estate agent. To become a realtor, a real estate agent has to join the National Association of Realtors (NAR). This allows him or her to attend industry meetings, get NAR newsletters, and access software and educational tools.

Realtors adhere to a strict code of ethics and have solid knowledge of the real estate business. These professionals have been trained well, which means they will provide you with the best service.

Comfort Level At the initial consultation with a prospective real estate professional, focus on your comfort level while interacting with them. Do you get the feeling they are genuinely concerned about your needs? Or are they focused on their commission? Do they know the current housing market? Can they negotiate a contract? It is important that you feel comfortable with the agent.

You must trust that this person can behave ethically and help you secure a good deal.

Communication and Planning Your agent should be an effective communicator. If you are selling your home, your agent should develop an effective marketing plan, explain it to you, and respond to any questions or concerns you have. The marketing plan will probably involve placing advertisements and conducting open houses to invite the public

for home viewings. If you are purchasing a home, the agent should listen to your guidelines and price ranges. Above all, your real estate agent needs to provide updates on progress.

More Resources There are also a lot of good resources on the Internet, such as www.Realtor.com, which is associated with NAR and which contains free, useful information.

To get a better idea about the process of buying and selling a home, conduct some research on your own. The Internet and The Courier contain good information and can be a great way to start your research. You may find housing statistics, market forecasts and tips, but nothing beats the power of networking.

You need to find people with similar interests who will help you in your endeavor. Upon successfully buying or selling your home, keep your real estate agent's contact information on hand. You may want to refer other people to him or her. You may also need their services again someday.

(Service area Waterloo, Cedar Falls, Evansdale/ Elk Run, Denver, Hudson, Waverly, New Hampton, Grundy Center, Independence, Traer and surrounding towns) All Real Estate Agents are not the same, Call the Rick Bauer Team today!

Article contributed by Rick Bauer Re/Max Home Group

SUNDAY, JUNE 24, 2018

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12 42

YEARS OF EXPERIENCE Customer Service + Sales Representative

RICK RICKBAUER, BAUER493-3500 Broker/Owner Real Estate Professional Team Member

BOBBY KASTLI 239-9877 BOBBY KASTLI,

TeamEstate Member Real Professional

COLE COLE STRICKER STRICKER, 269-7267

TeamEstate Member Real Professional

GET TO KNOW OUR TEAM AGENTS

The Rick Bauer Team

For your Estatehome?

Needs Looking to Real list your

ASK OUR EXPERTS TO HELP! PUT THE RICK BAUER TEAM TO WORK FOR YOU! 3731 Pheasant Ln. | Waterloo, IA | (319) 232-7100 | rickbauer.net Each office is independently owned and operated

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you.

Whether you are new to the market or an experienced investor, we have the expertise, proven track record, and resources to help you achieve your real estate goals.

As is often said, real estate is about location, location, location.

We have extensive knowledge of the Waterloo, IA area and can help you find the right home for you or the right buyer for your home.

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SUNDAY, JUNE 24, 2018

How to Choose a Podiatrist or Foot & Ankle Specialist Your feet are important for balance and strength, much less to help you get around.

When something goes wrong with them, you want to make sure you get them the best possible care.

It is hard to ignore a foot problem. While over-thecounter remedies might help with some issues, more serious or persistent problems should be treated by a podiatrist.

These medical professionals specialize in foot and ankle problems, including pain and swelling, fractures, deformities, arthritis, general nail care and heel pain.

Don't wait until you can't walk or the pain keeps you up at night. Here are some ways you can find a good podiatrist.

GET REFERENCES Your first step toward finding the right podiatrist is getting references from other medical professionals.

If someone in your social network has had a foot problem, ask them about their experience.

High-quality doctors typically have a large roster of patients who are happy to recommend them.

Check with your family doctor or other medical

professional for advice on podiatrists with strong reputations.

KNOW THEIR SPECIALTY There are many specialties within the field of podiatry.

It has become more common in recent years for some podiatrists to focus on sportsrelated injuries to the foot.

When you have strained or sprained muscles from playing sports, find a podiatrist who concentrates on diagnosing and treating sports injuries.

Other doctors may have a special interest in pediatrics while the next is more experienced with total ankle replacement. Whatever your problem, it can be helpful to know whether your podiatrist specializes in general or specific problems with the foot and ankle.

PAYMENT Check with your insurance provider to see if the podiatrist is covered by your plan. If you are unsure, call the office and ask which insurance is accepted.

Some insurances may also require a referral from your principal doctor. If you do not have coverage through your insurance plan, inquire about payment plans. Many doctors are willing to work with

patients.

PERSONALITY Every patient is different, and so is every doctor. Not all of them relate to patients in the same way.

Ideally, you should try to find one who communicates well with you, answers questions patiently, solves immediate problems as quickly as possible and helps you with ongoing care.

It shouldn't be hard to find someone who is a good fit for your personality. Feeling comfortable with your doctor is key to regaining your health.

CONVENIENCE Finally, look for a podiatrist with convenient office hours and location.

The office should be close to where you live or work.

You may need to continue treatment for weeks or months.

It is difficult enough to travel if you have a foot problem.

Don't make it even harder by selecting a podiatrist who is not in a convenient location.

Also, the doctor's hours should work well with your schedule. Some podiatrists have practices in multiple locations and are only at those locations certain days a week.

Article contributed by Family Foot Health Care

SUNDAY, JUNE 24, 2018

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PUT YOUR BEST FOOT FORWARD At Family Foot Health Care PLC. we are here to help you get off on the right foot with specialization in foot and ankle care.

GIVE US A CALL TODAY. 927 West 4th Street Waterloo

5100 Prairie Pkwy.

Cedar Falls

325 21st Street NW Waverly

502 North 9th Ave. Vinton

(319) 233-6107 (319) 352-6860

(319) 242-8195 (319) 472-6200

familyfoothealthcare.com

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SUNDAY, JUNE 24, 2018

How to Choose a Motorcycle

EXPERIENCE THE DIFFERENCE AT SILVER EAGLE HARLEYDAVIDSON We make it easy to choose from our six model families.

ALL FOR FREEDOM. FREEDOM FOR ALL. If you’re looking for freedom on two or three wheels, look no further than Silver Eagle Harley-Davidson! We’ve got the style, selection and the inspiration to get you in the saddle!

2018 Harley-Davidson Street THE ULTIMATE URBAN WARRIORS Built specifically to shred the city streets, the HarleyDavidson Street motorcycles are sleek and nimble with an authentic urban attitude.

2018 Sportster THE GREAT AMERICAN FREEDOM MACHINE Land speed records. Epic road trips. Racing. The machine that’s done it all, now does it all better. Powerful. Quick handling. Authentic custom style.

2018 Softail THE STEEL FOUNDATION FOR OUR NEXT GENERATION OF CUSTOM MOTORCYCLES HAS BEEN FORGED. No one has rolled more iconic custom motorcycles into the world than Harley-Davidson.

We could have left it at that. But that’s not what you do when you have custom motorcycles in your blood. Nine All-NEW Softail models.

2018 Touring DARE TO FIND WHAT’S BEYOND THE HORIZON They’re our most miledevouring bikes. Equipped with more power and control so you can go further in comfort.

Times have never been better for those with an appetite for adventure.

2018 CVO LIMITED ONLY BY ITS EDITION “Go big or go home” could be the motto for Harley-Davidson Custom Vehicle Operations.

This is where we pull out all the stops and build machines in limited numbers for those riders who accept nothing less than having it all.

2018 TRIKE CONFIDENCE, COMFORT, CARGO AND HEADTURNING STYLE Bikes built the HarleyDavidson way – only on three wheels. Mile-eating comfort, custom styling, and easy handling. With all the torque and sound of the MilwaukeeEight V-Twin engine under your throttle handle.

Still confused? Come out and see us! We’ll get you on the right bike in no time. It’s what we do!

We do test rides daily!

Open 9am Monday-Saturday 4022 Sergeant Road Waterloo 319-235-6505 www.SilverEagleHarley.com

Article contributed by Silver Eagle Harley-Davidson

SUNDAY, JUNE 24, 2018

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SUNDAY, JUNE 24, 2018

How to Choose a LASIK Eye Clinic Should I get LASIK eye surgery?

This may be the question you have been asking yourself for years.

Especially after what feels like a lifetime of dealing with glasses or contacts. Or maybe, you just stumbled upon the term during a coffee date with a friend who’s loving their results. Regardless, you are curious about LASIK eye surgery and are probably wondering where should you start. Most importantly, do your research and focus on finding an experienced eye clinic and LASIK surgeon to perform the procedure.

Here are 5 things to consider: 1. Referrals—Ask your regular eye doctor for a referral to an ophthalmologist they recommend who can perform LASIK eye surgery. If you have family members or friends who have had the procedure, talk to them.

In addition, you can find credible LASIK resources by reviewing the listings on professional directories such as the American Academy of Opthalmology and the American Society of Cataract and Refractive

Surgery.

2. Reputation, experience and education—Find an eye clinic and surgeon who is known for performing successful refractive eye surgeries with a 5% or lower enhancement rate and has experienced, highly trained surgeons on staff.

Reputation matters— A clinic with an outstanding reputation is the one you want. Online reviews for clinics may not be as personal of a referral source, but they certainly are another helpful source in your search.

Look for fellowship-trained and board-certified surgeons. This means surgeons perform training in addition to the standard required years of schooling needed to practice as a doctor of ophthalmology.

3. Technology—Advances are always being made in technology, and LASIK is no exception. Make sure your surgeon is experienced

in using the latest techniques and equipment, such as blade-free, laser created flap technology which offers greater control in flap creation for a more precise procedure. For example, the Wavelight EX500 Excimer Laser offers the widest treatment approval range ever granted to a laser as well as quicker treatment time reducing the risk of dry eye.

Not all providers have or use this technology.

4. Multi-level care—Schedule an initial consultation to meet your surgeon and his or her team and determine if you are a good candidate for LASIK eye surgery.

It’s important to feel comfortable and confident in your choice.

Your surgeon should be willing to educate you about the LASIK procedure and answer any questions you have, including possible complications and post-operative care. The staff at the eye clinic should be friendly, accessible and helpful.

Many opthalmologists will work with your regular eye doctor for follow-up appointments if you prefer and these are most times covered in the cost of the procedure. Be sure to ask those questions if you’d prefer to have follow-ups with your doctor.

5. Cost—Investigate how much the procedure will cost and if there are any additional charges for enhancements, revisions, or post-operative care. LASIK is not covered by insurance so make sure to inquire about health savings account, financing and billing options.

Never feel pressured to have a procedure performed because it is a “good deal.” The surgery should be about helping you achieve your best vision.

Article contributed by Wolfe Eye Clinic

SUNDAY, JUNE 24, 2018

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SUNDAY, JUNE 24, 2018

How to Choose a Quality Hearing Aid If you’re suffering from a hearing loss or impairment, hearing aids may be just the thing for you.

needs most. Many of the latest hearing aids are so small they are practically invisible.

Hearing loss affects more than 40 million Americans. People of all ages and backgrounds experience hearing impairment or loss. Many people seek out hearing aids to help relieve the serious consequences of this condition. As a result, they lead richer, fuller lives.

Service is a major factor in deciding where to go for hearing aids. If you currently wear hearing aids and are getting charged a fee for an office call or to get your hearing aids cleaned, you may want to switch companies.

These devices are highly technical, customized to meet each individual’s needs. Types of hearing loss vary widely and are sometimes quite different from person to person.

Innovations in hearing aids include using digital processors to isolate and amplify the frequencies a patient

Black Hawk Custom Hearing offers cleaning and in office repairs (not including parts) of hearing instruments at no charge. Also, a John Deere Insurance Provider. Jeff Smith is here to help.

Being in a family owned hearing aid business for over 40 years, the most important aspect of hearing aids is the maintenance. Hearing aids need

to be cleaned every 3 to 4 months to work properly.

That’s why after one year of completing my “no compete” legalities, I’m back open to continue our family legacy of helping the hearing impaired.

shooter for 27 offices in Iowa for over 40 years, fixing problems is what he does. No one in the Cedar Valley can compare to his repair lab, many repairs can be done at no charge when others have to send to the manufacturer for a costly repair.

Give us a call today at (319) 2344603 for your no obligation, no charge hearing screening to see if you could benefit from amplification.

If you currently wear hearing aids and would like a second opinion or a hearing aid cleaning at no charge, give us a call. Located at the Kimball Ridge Medical Arts Building, 2055 Kimball Ave., Suite 300 in Waterloo.

Jeff is back to improve the lives of the hearing impaired. If your hearing aids are not working like you think they should, give us a call we’d love to help you!

Article contributed by Black Hawk Custom Hearing

If you’re not hearing as well with your present hearing aids, we can help. Jeff was an acoustic trouble

Repairs Beyond Compare!

Because We Care!

Call 234-4603 Jeff Smith, NBC-HIS Medical Arts Center 2055 Kimball Ave, Suite 300 Waterloo, IA 50702

John Deere Provider Monday - Thursday 9AM - 4PM

SUNDAY, JUNE 24, 2018

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How to Choose the Best Health & Income Protection Plan What is the best Health Insurance Plan for me?

How much Life Insurance is enough and what kinds do I need?

How much money do I need monthly from a Disability Income policy to pay my bills and keep the family going?

What is the right monthly amount to put into a Retirement Plan and how should I invest it to plan for a comfortable retirement?

If it seems like finding the best use of your money is like a maze these days, it’s likely because of all of the options available to each consumer. Every advertisement promises the biggest and the best and tells you how easy it is to make the right decisions. It’s when you sit down and try to figure out which route to take that you start to get dizzy! The first tip: find an advisor to help you work through each – buying

the cheapest coverage can be your biggest mistake and you won’t know until you need it.

HEALTH INSURANCE Which services do I really need?

High deductible health plan (HDHP)?

Which company has the best network or doctors and hospitals? Can I see specialists or go out of town and still have coverage? An advisor can show you a number of plans with various carriers to get the most out of your health insurance dollar.

LIFE INSURANCE “Buy term life and invest the difference” but invest it where? Whole life is a solid, tax-deferred product that also protects your family and, if used properly with term insurance, can be a good tool for life protection AND retirement funds.

Dustin Fadiga

Guaranteed term life insurance is an excellent way to protect for your family, mortgage, other loans and college educations with a premium you can plan on for ten, fifteen, twenty or even thirty years. Getting the proper mix is where your advisor can really help.

DISABILITY INCOME How much money do I need every month to pay the mortgage, car loan, get groceries – what is the minimum we can get by on if I can’t work? Do I have any of this from my employer?

Is the benefit taxable? Does it pay to age 65 or just two years? It’s true that Disability Income is the least sold and most-needed insurance and more homes are lost to disability each year than by fire. Your advisor can work you through that calculation.

RETIREMENT IRA? 401(k)? How much of my wages should I defer? How much does my employer match each month? What tools should I use to decide how much money I will need when I retire? Where do I find the information on how to diversify my retirement money? The best advice is probably that you just need to start saving EVERY MONTH and vow to never touch that money unless it’s an emergency. A solid investment routine into the right retirement funds will go a long way to ensure you have a comfortable retirement. If you are committed, your advisor can help you get there.

Article contributed by The Sinnott Agency

Julie Heidt

When you hear The Sinnott Agency your first thought may be Home Insurance or Auto or Business Insurance. But did you know that we also have experts in Health and Financial Services? Call Julie and Dustin and let them help you get organized! They will work with you to find the best coverage at competitive prices with the leading insurance companies.

Group & Individual Health Medicare Supplement Prescription Drug Coverage Short Term Major Medical

Group & Individual Life Insurance Disability Income – Group and Individual Estate Planning Long Term Care

401(k), SEP, Simple IRA Buy-Sell Funding Executive Bonus IRA’s – Traditional and Roth

622 West 4th St Waterloo • 319-233-6103 • www.sinnottagency.com Insurance & Financial Services since 1923

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SUNDAY, JUNE 24, 2018

How to Choose In-Home Care Have you heard a loved one complain recently about not being able to manage the steps, the laundry, the cooking or errands? Or even being lonely?

Are you a family caregiver with many other obligations?

Are you getting older and determined to stay in your home?

The answer to all the above could be a trusted in-home caregiver. Bringing someone into your home for a few hours at a time is typically less expensive than moving to assisted living.

What to look for To ensure personal safety, look for a trusted agency that is insured instead of individuals placing their own ads offering services.

Ask how long the agency has been in business locally. Some companies on the market today are for-profit franchises; others are non-profit with a strong history and mission to care for older adults.

Find out how they screen, train and oversee caregivers.

See if they will provide references from current clients or client family members. Be leery if asked to sign a longterm contract.

Services provided When you’re paying privately for in-home care, providers typically offer companion caregivers who can help with: · Bathing, grooming, dressing, mobility support · Meal prep, laundry, correspondence · Shopping, errands, appointments · Light housekeeping, household tasks · Conversations, games, music, reading Quality in-home care providers understand their clients need mental stimulation and human contact in order to stay well. Your agency should work to make a good match for you, with someone you would find enjoyable to have around your home.

Your chronic condition might occasionally need a nurse. Ask if the agency can help you with: · Medication management · Wound care · Feeding tubes · Catheters · Physician order changes Simple-to-use technologies can also help keep you safe at home, even when a caregiver can’t be there. New versions of personal emergency response pendants offer additional support, such as fall detectors, that can automatically call for help when a problem is

sensed. Automated medication dispensers help people take their medications as scheduled to keep them healthy. atHome with Western Home is the only provider in the Cedar Valley to offer all three – companion care, in-home nursing and personal technologies. That combination, along with a long history of care and compassion for older adults, makes their services the most comprehensive and flexible.

Krista, a licensed practical nurse and home solutions navigator, can meet with you, assess your needs and budget, and determine what would be the most effective caregiving options for you or your loved one.

Part of the family You and any family caregivers should be comfortable with the people who work for the company. In-home caregivers will quickly become part of your life, especially as they enter and exit the house. Get referrals from people who have been in a similar situation.

Make a call today to find the in-home care that will provide companionship and comfort to help you live at home.

Article contributed by Western Home Communities

SUNDAY, JUNE 24, 2018

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Your loved one can still live at home, with our help.

Trust the local, not-for-profit provider that has served older adults for more than a century.

Maybe it’s help getting dressed, making meals, running errands, keeping you company. It could be managing medications, monitoring blood pressures or tracking a chronic condition.

Or it could simply be peace of mind, knowing you can push a pendant to reach emergency help if something happens.

Only one local in-home health provider offers all these options companion care, nursing and simple technologies - to best meet your individual needs.

Make one phone call today and learn how atHome with Western Home can meet your needs and budget...helping you live at home.

Call Krista at (319) 277-7779 for a free consultation. www.WesternHomeCommunities.org/athome

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www.wcfcourier.com

SUNDAY, JUNE 24, 2018

How to Choose Your Hospice Care Imagine empathy in motion. Those “extra special somethings” that make your day. Breakfast in bed.

Hearing your favorite song.

Getting caught in the rain with someone you love. Surprising your mom with a birthday brunch. In life, there are so many beautiful moments that can lift our spirits. At Cedar Valley Hospice, our experts understand the importance of those “extra special somethings,” and make it our goal to care for your loved ones so you don’t miss out on the little things that make all the difference.

Although most people have heard about hospice care or know someone who has benefited from it, it’s not a hot topic of discussion, nor do people really understand the true benefit hospice services can provide. Yes, most hospices offer the same basic services to those nearing the end of life, but there are several reasons why thousands of families choose Cedar Valley Hospice as its trusted source of care.

“The staff was so genuine and caring,” said Gil Irey, whose father, Donald was on our program. “We literally saw my mother’s spirits be lifted because it gave her the welcomed relief that she needed. She no longer had to stress about going to

the nursing home every day knowing Dad was being taken care of by people who cared about him as much as she did.”

As a mission-driven, notfor-profit organization; Cedar Valley Hospice puts our patients and families at the forefront of every decision made. Our experienced and professional staff provide the highest quality, compassionate care while focusing on Making Each Moment Matter for the patient and family served.

Many people hesitate to seek out hospice services because they don’t want to feel like they are “giving up.” This was the case for Janis Hansen of Cedar Falls when her husband’s prostate cancer had spread throughout his body.

“Hospice meant death to me and I didn’t want to hear about it,” she said. Convinced by her husband to try it out, she did.

It didn’t take long after hospice care started for Janis’ mind to begin changing.

“He seemed comforted, more peaceful and accepting of his situation,” she added. “Cedar Valley Hospice would also ask how the girls and I were doing, answered my questions and would even offer to help me do this or that – laundry, dishes, changing sheets.”

Janis Hansen of Cedar Falls, middle, gathers with her daughters and grandchildren at the 15th annual golf outing in 2012 to honor her husband, Jerry, who was cared for by Cedar Valley Hospice. For 16 years, she held the tournament to give back to the organization that changed her life.

Ultimately, Hansen said, Cedar Valley Hospice enabled her to focus on just being a “wife” and not a caregiver, spend quality time with her family and make lasting memories. Since her husband’s passing, she has made it her mission to become a Cedar Valley Hospice volunteer, serve on committees and our board of directors. But her main tool, she says, is word of mouth.

She advocates for Cedar Valley Hospice as “the only choice for hospice care.”

With over 39 years of experience, Cedar Valley Hospice also has the strongest relationships with area medical professionals. This allows for easier communication between

our team and other physicians, ultimately ensuring the best possible care by providing excellent pain and symptom management, comfort and support for its patients and caregivers.

“They have a local board and staff that are our friends and neighbors,” Irey added. “Cedar Valley Hospice has been part of the fabric of the community for a long time. They aren’t the newest version of hospice... it’s what they do. This is their home, their community, their family.”

Article contributed by Cedar Valley Hospice

SUNDAY, JUNE 24, 2018

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SUNDAY, JUNE 24, 2018

How to Choose Your Event Center uplifting conferences, concerts, and events. Located on 27 acres in Cedar Falls, Iowa, it is the home of the Cedar Falls Bible Conference and Riverview Gospel Sing. RV campgrounds and cabins, as well as meeting facilities for 10 to 1200 people for conventions, retreats, reunions, and family gettogethers.

Consider Riverview Conference Center when picking the perfect location for your special event. Riverview Ministries is a Christian organization providing

We invite you to experience a special kind of peace upon entering the grounds. Huge, century-old oak and maple trees create a canopy of green.

The tapestry of colors blend to present a peaceful setting only the hand of God could create.

Whether you need facilities for your family or a large crowd, make Riverview your destination for refreshment and renewal as “this is indeed a place set apart.”

Riverview Ministries grounds are truly perfect for your next retreat, family outing, camping experience, conference, or reunion. Our facilities include an Event Center which seats up to 1200 with video, sound, and lighting available. Our Banquet Hall seats up to 200 banquet style and 400 seminar style. Onsite, there are 12 full service sites, plus 14 with electric, water, and a bath

house. The Retreat Center is dormitory-style housing for 40 with access to a full kitchen and dining/lounge area for year round use.

Our amenities also include conference rooms throughout the grounds, all complete with air conditioning and wifi.

Call (319) 268-0787 today, to schedule your tour of the grounds or make your reservation.

Article contributed by Riverview Conference Center

a plaCE sEt apart

FEllowship hall

The Fellowship Hall is available to rent and perfect for smaller events such as large meetings, small conferences, retreats, receptions, open houses, recitals, and reunions with space for up to 200.

EvEnt CEntEr The Event Center is the largest venue on Riverview campus, seating up to 1200. It’s a great venue for concerts, conference, and large weddings.

Riverview Conference Center

439 N. Division Street, Cedar Falls, IA 50613

(319) 268-0787 • riverviewministries.com

rEtrEat CEntEr

The Retreat Center is a venue designed for group activities and accommodates for 55.

This building has a kitchen, showers and beds onsite.

Contact Riverview office for availability or schedule appointment for tour

319-268-0787

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SUNDAY, JUNE 24, 2018

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How to Choose Local Produce VISIT YOUR LOCAL FARMERS MARKET THIS SUMMER. You won’t be disappointed with the seasonal local produce (fruits & vegetables), homemade jams, fresh baked goods, local honey, farm fresh eggs, plants, flowers, and locally raised meat. Not to mention a variety of handmade artisan products and ready made food and beverages for purchase.

There is a farmers market Monday through Saturday at various times and locations. You can find information about local farmers markets on their individual social media pages, UNI Local Food Program social media, and the

local food directory at https:// ceee.uni.edu/find-local-food.

The annual Buy Fresh Buy Local Directory distributed throughout the region is also a great resource to find farmers markets.

Farmers Markets are one of the best places to buy fresh, locally harvested produce from local producers and a pleasant way to spend a morning or afternoon with friends and family. Pets are also welcome at most of the markets. The money you spend stays in your community and the produce may be less expensive than you would expect.

Vendors accept a wide variety

FARMERS MARKETS

of payments including EBT and FMNP WIC & Senior vouchers.

Farmers Markets will have several varieties of tomatoes, peppers, and other produce not available at retail stores. You may find a product you have never eaten before! Recipes may be available at the market or producers will be happy to share their own cooking tips. You can also talk to the

producers to find out about their growing practices to purchase products that best fit your needs.

If you have questions about a market in this region please contact Jodie at jodie.huegerich@uni.edu.

Article contributed by Jodi Huegerich, UNI Local Food Program Manager

Enjoy the freshest fruits and vegetables available - just harvested at a local family farm!

BLACK HAWK COUNTY:

BENTON COUNTY:

BUCHANAN COUNTY:

GRUNDY COUNTY:

SATURDAYS

TUESDAYS

FRIDAYS

Belle Plaine Farmers Market Fri 4:30-6:30 p.m.

Independence Farmers Market

Grundy Center Farmers Market

Cedar Falls Farmers Market

Cedar Valley Farmers Market at Kimball Ridge

LaPorte City Park Farmers Market

12th St & 9th Ave in front of the museum Rebecca Poduska: 641-489-2107

Sat 8:00 a.m.-12:00 noon (May-Oct)

Thu 4:30-6:30 p.m.

Tue 3:30-6:00 p.m.

(May 8 - Oct 30)

Fri 4:00-6:00 p.m.

Sat 8:30 a.m.-12:00 noon (May 5 - Oct 27)

Overman Park: Corner of 3rd St & Clay St Joe Tyler: 319-243-8981 Waterloo Urban Farmers Market Sat 8:00 a.m.-12:00 noon (May 5 - Oct 27)

460 Jefferson St DaQuan Campbell: 319-504-8519 urbanmarket@mainstreetwaterloo.org Kimball Ridge Family Market Sat 8:00 a.m.-12:00 noon (May 5-Oct 27)

Waterloo: NE Corner of Kimball Ave & Ridgeway Ave Carolyn Adolphs: 319-478-8624

Support the vitality of rural Iowa’s food and farm economy!

Waterloo: 150 Rapids Square (by KFC) Mark Litteaur: 319-296-1840

WEDNESDAYS Evansdale Farmers Market Wed 3:00-6:00 p.m.

(May 2 - Oct 31)

La Porte City Park: Shelter by Tootsie’s Drive Inn - next to Stop n’Go Light

Urbana Farmers Market Sat 9:00-11:00 a.m.

May-Sep: American Legion Pavilion on Wood St Oct: Urbana Community Center Eileen Schmidt: 319-443-5620

3562 Lafayette Rd (by Ted’s Home & Hardware) Kelly Moore: 319-830-1391 kmherbgirl1@gmail.com

Vinton Farmers Market

THURSDAYS

BREMER COUNTY:

College Hill Farmers Market

Waverly Farmers Market

Thu 4:00-6:00 p.m.

(June 7-Oct 25)

Cedar Falls: 2205 College St Jodie Huegerich: jodie.huegerich@uni.edu

Wapsipinican Mill: 1st St W Buchanan County ISU Extension & Outreach (Sarah Kielly): 319-334-7161 www.extension.iastate.edu/buchanan/ farmersmarket

7th St: East of courthouse Grundy County Extension & Outreach: 319-824-6979

TAMA COUNTY: Toledo Farmers Market

Jesup Farmers Market Thu 11:00 a.m.-2:00 p.m.

Land o Corn Park Paul Gudenkauf: 319-240-9060

Fri 5:00-7:00 p.m.

East side of Courthouse Square Dawn Troutner: 641-691-9710

Thu 5:00-7:00 p.m.

BCHS Railroad Depot (612 2nd Ave) Brad Barker: 319-472-4164

Sat 8:30-11:30 a.m.

Tue 3:00-6:00 p.m.

Downtown Waverly 200 block of 1st Ave SE Amanda Mitchell: ajmrides@yahoo.com

FAYETTE COUNTY: Oelwein Farmers Market Mon 3:00-5:30 p.m.

Fri 8:00-11:00 a.m.

City parking lot NE of Subway corner at intersection of Hwys 150 & 3 Delphine Deaner: 319-283-8012

Taste the diversity of locally grown foods!

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SUNDAY, JUNE 24, 2018

How to Choose a Credit Union Credit unions have existed in the United States for more than 100 years and offer an alternative to for-profit banks.

Credit unions offer many of the same accounts and loans as banks, but their ownership structure is different.

Credit unions are cooperatively owned by members, who also elect the board of directors of the credit union. Each credit union member gets one vote, regardless of the amount of money they have at the credit union.

Banks, however, are run by a group of stockholders.

Credit unions follow seven basic cooperative principles. This sets credit unions apart from other financial institutions, strengthens the community and benefits you too!

1. Voluntary and open membership – Credit unions open their doors to people without gender, social, racial, political or religious discrimination. As not-for-profit institutions, they are focused on improving members’ financial situations instead of making profits.

2. Democratic member control – Cooperatives operate on a democratic platform, meaning each member gets to elect a board of directors with one vote.

3. Member economic participation – Because members also are owners, the more that members participate in their credit union, the more they benefit from fewer fees, lower loan rates, higher savings yields and more products and services.

4. Autonomy and independence – As a financial cooperative, a credit union is controlled by its member-owners instead of outside shareholders.

5. Education, training and information – Credit unions are dedicated to giving their members access to financial literacy tools and resources to help better each member’s financial situation and personal growth.

6. Cooperation among cooperatives – Credit unions strengthen the cooperative movement by partnering with organizations that share the same important values, such as ATM and shared-branch networks that provide members access to their money at many locations across the United States.

7. Concern for community – Credit unions value making an impact on their community. They volunteer and sponsor local events and causes to make a difference.

Every credit union is different, but they all provide similar products and services found at other types of financial institutions. Here are some things to keep in mind as you compare credit unions to each other as well as to other types of financial institutions.

Membership eligibility Each credit union has its own membership eligibility rules. Some are chartered to serve specific counties of a state, family or friend relationships to those who are already credit union members or even employees of a specific company.

In addition to meeting the eligibility guidelines, credit unions often require a new member to contribute a monetary fee when joining. This is the member’s share of ownership in the cooperative. That means you can act like you own the place, because you do!

Rates and fees Credit unions focus on the quality of

service they provide to their members, rather than profits. Therefore, they generally offer better interest rates on savings accounts, competitive loan rates and fewer service fees than other types of financial institutions. When choosing between credit unions, compare rates and fees to determine which one is the best fit for your financial needs and situation.

Accessing your money While the number of credit union locations is smaller than other types of financial institutions, many credit unions offer ways to access your money locally and on the go. As you research which credit union you want to join, consider if they offer services like mobile deposit, online banking and compatible debit and/or credit cards that work with mobile payment platforms such as Apple, Google and Samsung Pay. In addition, many credit unions participate in national networks for shared services. These include ATM networks that allow you to access your money at ATMs that don’t charge fees for withdrawals or shared-branch locations that allow you to conduct transactions at more than 5,000 credit union branches across the United States as if you were at your branch.

Financial education Credit unions not only want to help members achieve a better financial status, they also want to help them understand their finances at a deeper level by providing financial education.

Many credit unions offer educational tools to help members get ahead, including professional one-on-one guidance, webinars and seminars, videos, worksheets and more. Credit unions are not focused on selling you unnecessary products and services.

Keeping your money safe The federal government stands behind credit unions. Deposits are insured up to $250,000 by the National Credit Union Association.

In the end, credit unions are dedicated to putting—and keeping— their members on the right financial track by helping them save money through financial education and generally higher savings rates, while offering lower loan rates and fewer service fees. Credit unions are all about people helping people!

Article contributed by Dupaco Community Credit Union

www.wcfcourier.com

SUNDAY, JUNE 24, 2018

HOW TO CHOOSE

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Ready to join something better? Join Dupaco.

Everyone who works or lives in the tri-states is eligible for membership.

Federally Insured

by NCUA

Dupaco.com/join 800-373-7600

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SUNDAY, JUNE 24, 2018

AMPLIfY YOuR BRAND The right mix of digital marketing products can help turn your business into a brand.

TARGETED DISPLAY SEARCH MARKETING SOCIAL MEDIA WEB DESIGN & DEVELOPMENT EMAIL MARKETING CREATIVE & STRATEGY

adiowa.com

SUNDAY, JUNE 24, 2018

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PAGE 27

What's the Key to a Successful Job Interview?

The job interview begins the moment a candidate walks in the door, long before the first question is asked according to the recruiters at Express Employment Professionals in Cedar Falls.

One thing we always look at during an interview is how the person interacts with every person on our team—body language, demeanor, speech, and especially how they treat others. This is applicable to all skillsets we interview for.

Deborah Beighley, the Express franchise owner in Cedar Falls says recruiters in her office always observe eye contact and body language—and are most impressed by traits like humility, flexibility and an openness to learn. Citing quantifiable metrics

and details, she says, can also make a big difference.

Some of the things a candidate can do to dramatically improve an otherwise average application include asking good questions, listening well, taking notes when needed and demonstrating a willingness to learn and grow within the position.

In a recent survey, Express asked business leaders and decision makers, “What most improves a candidate’s chances during the job interview?”

Twenty-one (21) percent said actively listening and asking relevant questions, while 18 percent said skills, experience and work history.

Fifteen (15) percent said an

“engaging personality” and “enthusiasm” makes the most difference, and 10 percent similarly said “cultural fit.” Excellent verbal communication skills were key for 9 percent, and another 9 percent said they look for eye contact and “positive body language.”

Full results are below.

When it comes to nailing the interview, it’s not just what you say, it’s how you say it. Attitude and interpersonal skills go a long way. Being mindful of that can dramatically improve your chances.

After all, your interviewer isn’t looking for someone who can ace an exam; he or she wants to know whether you’re coworker material and someone who will make the company a better place.

The survey of 2,169 business leaders and decision makers was conducted through the Express Refresh Leadership blog.

Article contributed by Express Employment

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HOW TO CHOOSE

www.wcfcourier.com

SUNDAY, JUNE 24, 2018

How to Choose a Roofer Is your roof looking shabby and missing shingles? Are you finding little leaks here and there? Perhaps it’s time to start looking at replacing the old roof with a durable and good looking new cover.

Putting a new roof on your home can increase its value. It is also a necessity in the event of a leakage or if a severe storm has torn shingles off your house.

Professional roofing contractors are the most qualified people to perform this work. They will install a new roof safely and effectively.

Roofers will provide a warranty for their work. If there are any problems with your new roof in the future, they will fix the problem.

Your first step in finding a reliable roofer is to ask your family, friends and neighbors if they have recommendations.

You can also look on the Internet for roofing contractors in your

area. Some websites offer lists of professionals, along with reviews of their work.

Personal recommendations will give you the best information. Be sure to focus on the quality of work as well as the cleanup process. You don't want scraps of shingles and nails left over after the contractors have gone home.

Don't hire professionals who leave debris after they are gone.

Pick someone with a long track record in your community. Some contractors travel the country looking for work. They appear after a community experiences a natural disaster or heavy storm. These contractors are making money from the insurance claims. If you hire one of them, they cannot provide realistic guarantees for their work. After all, they may be on the other side of the country if your roof starts to leak again.

Becoming acquainted with local contractors is especially important if you live in an area prone to high winds or hurricanes. It is good to know

who to call if your house needs repair work.

Once you have contact information for several roofing contractors, call them. Inquire about the company's background and how long they have been in business. Generally, a good roofer should offer a guarantee of anywhere from five to 12 years. If the company has been in business for less than five years, it will be difficult to determine the quality of their work.

Continue to ask questions about time frames and estimates. You should always get a written estimate before proceeding with any work.

Communicating with the contractor will let him know that you will be taking a hands-on approach to this project.

Find out if the roofers recommend standard or architectural shingles, what they will do if they find damaged decking, and when they might be available to start. You should also ask about the warranty and whether you can have it confirmed in writing.

Every professional who works on your property should be licensed and bonded. Insurance is particularly important for roofing contractors.

They should be able to cover any damages they might cause to your property. It is also essential that workers are covered under their insurance as well, in the event someone is injured during the job.

Before work commences, you must receive a written contract from the roofer. Read it over carefully. It will state the type of materials to be used, what the work will entail and the final cost.

Following these tips will help you find the best roofing contractor in your community. You can rest comfortably knowing that you made the right decision.

SUNDAY, JUNE 24, 2018

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PAGE 29

Homeowners Alert

If your home’s roof sustained hail damage from the June, 2017 hail storms you need to read the information in this ad.

If you are insured there is likely a 1 year deadline to claim your “Recoverable Depreciation” on storm related damage.

The Recoverable Depreciation can be a substantial amount, but in most cases it is 30% of the total loss.

make THe rigHT cHoice Today!

HAHn THis deadliNe rooFInG

Take some good advice from HaHN roofiNg

is loomiNg as THe 1 year aNNiversary is Near.

• Never tolerate high pressure sales tactics.

• Never release your iNsuraNce claim paperwork before receiviNg aN estimate.

• Never sigN a coNtract without a price.

• Never accept promises that areN’t iNcluded iN your estimate.

• Never make a paymeNt uNtil the job is complete.

• Never accept a job that is Not iNstalled to the maNufacturers specificatioNs or there is No warraNty.

HAHn rooFInG wrItes Free DetAIleD estImAtes wItH A PrICe.

319-266-7833

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SUNDAY, JUNE 24, 2018

How to Choose Skilled Nursing for Short-Term Stays After you’ve been hospitalized for surgery, illness or injury, you might qualify for a Medicare-covered skilled stay to help you get back on your feet.

In the Cedar Valley, this type of care is provided at certified skilled nursing facilities (SNFs) by registered nurses, licensed practical nurses, certified nurse assistants (CNAs), physical and occupational therapists, and speech-language pathologists.

Skilled care helps you get better, function more independently, and learn to take care of your health needs.

You and your family can take part in setting your health goal.

Plan a visit If you’re scheduling a surgery for procedures like a joint replacement, take the time to plan your recovery by visiting SNFs in advance. A tour offers the opportunity to see if residents are happy and engaged in life, see the therapy space and ask questions of residents, family members and employees.

What to look for You Questions to ask · Will I have a private bedroom and my own bathroom? · Will my family be welcome to visit?

· Do I get to choose any of my meals? · What kind of innovative therapies do you have? · Will I get therapy every day? · What amenities do you offer to make my stay comfortable? · What are your outcomes ?

Look for low rehospitalization rates, high rates of more physical ability Something unique Western Home Communities recently opened The Deery Suites, unique among SNFs because it follows the household model of care, stripping away anything institutional in favor of creating home. Each of the 20 residents per floor has a spacious private bedroom with large private bathroom and walk-in shower, to ensure privacy and encourage rest time.

The open floor plan design is like a family home, with living room, den, dining room and kitchen; food is freshly prepared on site so you can see and smell everything being cooked, which encourages people to eat and be nourished.

Meal times can be flexible to accommodate schedules, and residents can request food from an “always available” menu 24/7.

An outdoor patio lets people enjoy fresh air and sunshine, or even a summer rain from under the roof’s protection.

Additionally, The Deery Suites are attached to Jorgensen Plaza for WellBeing for resident and visitor enjoyment. Amenities include Salon Iris, an Aveda concept salon offering hair care, massage therapy, facials, manicures and pedicures; The Market, stocked with unique gifts and delicious grab-andgo deli items; Caraway Café, an open-to-the-public restaurant with homemade breakfast, lunch and dinner; Gilmore’s Pub, offering beer, wine, cocktails and pub fare; and Table 1912, a farm-to-table fine dining experience for lunch and dinner.

Therapists are all certified to offer aqua therapy in the pool that is part of the Grosse Aquatic and Wellness Center, and they can use the walking

track and strength equipment to help residents, too. That’s in addition to innovative therapies offered in the clinic, from an Alter G anti-gravity treadmill that reduces weight bearing pressure so people can walk farther, faster; to VirtuBalance, which helps therapists pinpoint trouble spots and effectively treat them more quickly.

To inquire about a short-term stay at The Deery Suites, call Karla or Wendy at (319) 2772141.

Article contributed by Western Home Communities

SUNDAY, JUNE 24, 2018

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PAGE 31

The

best place get better

The to Deery Suites at Western Home Communities. after surgery, illness or injury: All private bathrooms and showers

Private spacious suites for rest - no shared rooms

Home-cooked meals with an open kitchen design

Advanced therapies in new therapy clinic

Scheduling a surgery? Call Karla or Wendy in admissions to pre-book your stay in The Deery Suites. (319) 277-2141

The best therapists, the best caregivers and now the best environment choose The Deery Suites for your post-hospital skilled care.

No place else in the Cedar Valley offers all this.

www.WesternHomeCommunities.org/suites

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SUNDAY, JUNE 24, 2018

How to Choose a Caterer An experienced caterer can be of tremendous assistance whether you are planning a large event or an intimidate celebration.

Hosting a successful event takes plenty of forethought as well as a supportive team of professionals. When it comes to creating a memorable occasion, a good caterer is essential.

First, a caterer will create impressive, delectable dishes with a high sense of professionalism. And not only will a caterer bring great food, he or she will also give you information and advice about making your event a success: your caterer will tell you what types of food work best at a given event and the quantities required for your guests. The caterer can also tell you about other resources, including professionals, who can turn your event into a magical occasion.

Choosing the right caterer means you will have time to enjoy your party. Here are some tips to consider when looking for a high-quality caterer: Event Information Before speaking to a prospective caterer, note everything you know about your event. Details might include date, time, location, number of guests and budget. If you have a theme, be sure to let the caterer know what you’re looking for. Also,

tell the caterer if this is a formal affair such as a business party or something more relaxed.

You can also suggest certain types of foods.

It might help to tell the caterer about the venue decor, so he or she can focus on what will match the surroundings.

Interview Begin asking your social network for recommendations. Friends, family, and even colleagues may have used a caterer in the past.

Also, be sure to check the internet and phone book for local caterers. Your local newspaper will likely have advertisements from area caterers, and this is also a good resource to find coupons and special deals.

After you have compiled a list of possibilities, schedule a meeting with your prospective caterer and prepare your questions. In particular, ask him or her about delivery, time frames and budget.

As mentioned above, the caterer might also have ideas about your event. Listen with an open mind. Since this professional is in the event business, he or she will likely draw from past experiences and this insight can really benefit your gathering.

References It is always a good idea to ask for client references from your prospective caterer, including a list of names and contact information. Don't be shy! Call these references to inquire about the company's work.

Sometimes, a caterer also has a book of food and dessert pictures. Look at this work to be sure it pleases you.

Record The local health department will have a health rating for the caterer, which is another important element to evaluate when considering a caterer.

A positive record demonstrates a commitment to safe food handling practices and is also an excellent indicator of the caterer's overall quality.

Scheduling Be sure to communicate clearly with your caterer about timelines and scheduling. Many quality caterers have packed schedules, so you want to use a company that can spend time and effort on your event.

food. In fact, it is common for caterers to have group tasting sessions, which allows you to try many different samples. If your caterer doesn't offer samples, request them prior to paying deposits or advancing funds. It is only fair that you know what you are purchasing.

Making the Right Choice Some caterers specialize in elaborately themed parties. These companies will offer suggestions on food that will complement your celebration.

Other caterers have expertise in crafting menus that are customized to your guest list.

A caterer who can help you with the entire process of planning your meal from hors d'oeuvres to desserts is well worth the money. He or she can guide you through the whole process with professionalism, confidence and even a sense of humor. Because you have thoughtfully chosen your caterer, your special occasion will be a rousing success.

Sample The caterer should allow you to sample the

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