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How to Look 10 Years Younger How would you like to look 10 years younger? What would looking younger do for you? Would it build your confidence? Help with that job promotion? Help in your love life? Most people wouldn’t mind making a few changes to their appearance, especially if it meant looking younger. After all, looking youthful and energetic can make a difference in how much people perceive you. It can also alter the way you see yourself; and how we look plays a big role in how confident we feel. You can create confidence by establishing healthier habits and using anti-aging technology. Start by making a few simple changes to your lifestyle. 1) Take care of your skin. Your skin is the largest organ of your body. It is important to give it the proper nourishment it needs throughout the day and night to protect and heal. I know when the evening roles around and you are tired, it can be hard to wash your face at night because you just want to go to bed. Removing your makeup at night and replenishing your skin with important
nutrients and moisture to help hydrate and nourish your skin. 2) Wear sunscreen. Wearing sunscreen year round is a very important way to prevent wrinkles, unwanted dark spots, leathery looking skin, and skin cancer. People have a tendency not to wear sunscreen in the winter or on rainy days. It is just as important to wear the sunscreen on those days as it is in the summer. There are UV rays out there that can still cause your skin to age faster. Most importantly, wear a hat when you are in the sun, reapply sunscreen every 2 hours if you are in direct sunlight or in the water. 3) Hydrate . Making sure you drink at least 8 glasses of water or more a day will help keep your skin hydrated. Your skin will appear more aged if you are chronically dehydrated. 4) Eat Healthy. The saying, you are what you eat is true when it comes to your skin. Unfortunately, now days, many people have developed food sensitivities and do not realize it. Their stomach feels fine, but for some reason, the rash or acne just will not go away. If you are someone that does not eat enough fruits, vegetables and lives on fast food and complex carbs, your skin may show it. When
we have chronic inflammation from our gut and we don’t address it, our skin is the last place it will show, but a good indicator that the inflammation has gone too far. If you are someone that has tried everything and can’t figure out why your atopic dermatitis or acne won’t go away. Start paying attention to what you are putting into your system. Most of the time, dairy is the culprit. I recommend cutting out the food that you suspect is causing the issue for 6 weeks. If your skin clears up, you may have your answer. 5) Exercise. Exercise is a good way to keep healthy skin. Brisk walking can help decrease stress levels. When we are stressed, it can cause our bodies to release cortisol. Cortisol is a steroid hormone in the body that responds to stress in the body. It helps, but when we have too much, our hormones become unbalanced which can cause skin issues such as acne. 6) Good skin care products. It is important to have a good skin care line, preferably medical grade. A product that you can only purchase at a Dermatology office or Medical Spa type setting. These products have active ingredients in them that can help slow or reverse the aging process.
7) Decrease the stress in your life. Stress can promote imbalance of hormones, unhealthy eating habits, and lack of sleep. Over time, your skin will age quicker than you would like. It is important to keep things balanced. Take time to do yoga or activities that you enjoy to keep the stress level in check. There are cosmetic procedures that you can do also to help you age gracefully. There are procedures such as Botox, Dysport, Restylane, Juvederm, microneedling, chemical peels, facials, lasers for phototherapy, and more. There are many non-invasive modalities out there today to help to slow the aging process. It is important for you to choose a provider that is experienced in the procedure. I highly recommend a consultation of the procedure to understand what the procedure is, what to expect, downtime, costs, and most importantly, is it the appropriate treatment to achieve your goals. Article contributed by Revive Asthetics
REVIVE day spa • Microneedling • Platelet-rich plasma (PRP) • dermaplane • dermal fillers • Botox and Dysport
• laser hair removal • dermalinfusion • microblading • massage
922 Rainbow Dr. #101, Cedar Falls, Iowa 50613 | 319- 266-6955
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How to Choose an Event Center home of the Cedar Falls Bible Conference and Riverview Gospel Sing. RV campgrounds and cabins, as well as meeting facilities for 10 to 1200 people for conventions, retreats, reunions, and family gettogethers. Consider Riverview Conference Center when picking the perfect location for your special event. Riverview Ministries is a Christian organization providing uplifting conferences, concerts, and events. Located on 27 acres in Cedar Falls, Iowa, it is the
We invite you to experience a special kind of peace upon entering the grounds. Huge, century-old oak and maple trees create a canopy of green. The tapestry of colors blend to present a peaceful setting only the hand of God could create. Whether you need facilities for your family or a large
crowd, make Riverview your destination for refreshment and renewal as “this is indeed a place set apart.”
is dormitory-style housing for 54 with access to a full kitchen, dining and two lounge areas for year-round use.
Riverview Ministries grounds are truly perfect for your next retreat, family outing, camping experience, conference, or reunion. Our facilities include an Event Center which seats up to 1200 with video, sound, and lighting available. Our Banquet Hall seats up to 200 banquet style and 400 seminar style. Onsite, there are 12 fullservice RV sites, plus 14 with electric, water. A bath house is nearby. The Retreat Center
Our amenities also include conference rooms throughout the grounds, all complete with air conditioning and wifi. Call (319) 268-0787 today, to schedule your tour of the grounds or make your reservation. Article contributed by Riverview Conference Center
Facilities include: Lodging -- available daily, weekly or monthly.
Seating up to 1200 with video, sound and lighting.
Event Center
Fully-equipped housekeeping cabins, air-conditioned and heated. Cabins vary with 1-, 2- and 3-bedroom options with kitchens and bathrooms. 439 N. Division Street, Cedar Falls, IA 50613 319-268-0787 | riverviewministries.com
Fellowship Hall
Seats up to 200 banquet style or 400 seminar style. Fellowship Hall has video and sound, as well as a full kitchen.
Wi-Fi Available
RV sites -- 14 full-service sites; 10 sites with electric and water. A bath house is nearby. Retreat Center A heated and airconditioned dorm-style housing for 54 with full kitchen, dining, and two lounge areas for year-round use.
Come Hang Out With Us! - retreats - reunions - family get-together - mens’ / womens’ events
Multiple Conference Rooms
This project is sponsored in part by the Cedar Falls Tourism and Visitors Bureau. cedarfallstourism.org
- camping - youth events
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How to Choose a Chiropractor Caring for your spine, and the vitally important nerve system that moves through the spine, is a very critical part of any health program. Without having a Chiropractor on your team for the care and maintenance of your spine, you may be taking a reactive instead of a proactive approach to the health of your spine and nervous system. What most often drives people to see a Chiropractor? The answer is pain. Pain can be an indicator that something is amiss in the body, and is a warning sign to you to heed and be aware of. There are many ways to manage pain, though often people will think conservative method of treatment first. Chiropractic is a very conservative way to manage pain, and is often effective in it’s approach. The Chiropractor will refer on if they feel they cannot help in your particular situation. When choosing a Chiropractor, it is
appropriate to watch for three things: do they have a way to monitor if there are spinal misalignments causing nerve interference, do they take x-rays when necessary to determine how the vertebrae are misaligned, and do they encourage you in your own spinal health habits? In our Clinic, where we focus on the two vertebrae that sit at the top of the neck, we have a sensitive thermography test that we use to determine if there is nerve pressure. The evidence of heat asymmetry registered at the level of the surface of the skin is an indicator of possible nerve intereference, and warrants a further look at the level of the spine that the heat is recorded at (in our Clinic, we will look at the neck in particular the top two bones). If nerve pressure is detected, x-rays are the next step to determine the level(s) of misalignment and how they need to be
adjusted. This is especially true at the level of the atlas and axis, in our style of practice. The x-rays taken are often at least two views, perpendicular to each other. In our Clinic, we’ll take a x-ray from the front of the neck, and from the side, but also one underneath the chin. That will help us determine if the spine CAN be adjusted, and also how to make the adjustment to best assist the body in self-healing by clearing the nerve interference. Your Chiropractor should also encourage you on good spinal habits, to help you hold the adjustment which is very important. We will have our patients rest in the Clinic after the adjustment, up to one hour after their first adjustment, to help the adjustment set. This will help the vertebrae find the right position, and let your body begin the healing process. The Chiropractor could also help you in talking about how to best accomplish
daily activities, including sleep, and any other recommendations the Doctor may have regarding maintaining spinal health. Remember, the Chiropractor is there to assist your body in its natural healing process. The beauty of the Chiropractic adjustment is by removing the interference to the nerve system, the body’s innate healing potential is enhanced. It is a different model of practice compared with medicine, as in it is not necessarily designed to treat a symptom, but to help the body restore its own level of health to the maximum it can. There are no drugs and surgeries required, just a commitment to helping to restore your spine to a higher level of function than it was before and maintaining as part of general health plan.
Article contributed by Cedar Valley Upper Cervical
6912 University Ave, Suite 4 Cedar Falls, IA 50613
(319) 266-5934 Call today to schedule an appointment
Dr.Troyer@UCHCenters.com www.UpperCervicalCedarFalls.com Dr. Kyle Troyer Upper Cervical Chiropractor
&
Dr. Marcie McKenna Upper Cervical Chiropractor
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How to Choose a Worker's Compensation and Personal Injury Attorney The right attorney can make a big difference between winning and losing your case. Don't settle for a second rate lawyer. The outcome of your legal issue is just too important. Attorneys know the law. Moreover, the areas of personal injury law and worker’s compensation law require specialized knowledge and experience. Here are some factors to keep in mind when choosing a lawyer.
determine the attorney you need. For example, people who have been injured on the job requires a lawyer who specializes in worker’s compensation law. Likewise, claims involving injuries received as the result of a motor vehicle accident are best handled by a personal injury lawyer. Many lawyers specialize in a variety of legal issues. It is vital that you hire a lawyer that practices in the type of law you need.
Attorney Fees Typically your attorney fees in a personal injury matter and worker’s compensation matter is handled based upon a contingency fee basis. In other words, the attorney is paid only if you are paid. If there is not a recovery or award in your claim, you don’t pay a dime in attorney fees.
References Sometimes, finding a great attorney can be as simple as asking your family or friends for referrals. If you were hurt on the job or injured in a motor vehicle accident, look for people in your social network who have been through a similar type claim and were pleased with their attorney. You can also ask attorneys for references. A quality professional should be able to provide you with recommendations from previous clients.
Relevant Issues The legal issue you are facing will
Serving Waterloo, Jesup and Northeast Iowa
319-234-3542 Waterloo 319-827-6920 Jesup
Case History Case histories might help you gauge an attorney's competency. Ask attorneys directly about their case histories. Any lawyer with a good track record will readily provide the information. Online Ratings Websites rate attorneys. They are also a great resource for client reviews. Don't give positive or negative reviews much credence, however. Not all are always honest nor is every one a lie. Focus on comments about a lawyer's availability, personality and results. You should not have to struggle to get into contact with your attorney. Always keep in mind that gruff lawyers are sometimes the best ones. While no attorney should treat you rudely, you are paying for their services. Tough, even-handed attorneys can be an asset. A personable attorney is great, but if that
person has a terrible success rate, choose another. Consultation Take advantage of any free consultations. Most attorneys offer them. The meeting will allow you to discover if the lawyer is a good match for you. If you feel discomfort during the meeting, do not hire the attorney. Simply thank them for their time. Ask questions during your free consultation. Expect forthright answers. If you don't feel satisfied, find another person to represent you. There are plenty of qualified local attorneys who will be willing to help.
Pieters and Pieters provide legal services in the following areas: workers’ compensation, personal injury and bankruptcy
We have over 60 years in combined experience and initial consultations are free
https://www.attorneywaterlooiowa.com
Article contributed by Pieters and Pieters Attorneys
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How to Choose a Retirement Community Choosing a Place for Life Seniors today don’t simply want a place to live; they want a place for life! Living a full life is the focus of Retirement Communities across the country. Lisa Gates, CEO of Friendship Village in Waterloo says, “The best way to age is really not to age at all. Staying active – socially, mentally, spiritually, and physically – makes every life better, longer.”
There are communities that cater to a wide range of preferences, budget levels, and health needs. For instance, compare dining services and on-site healthcare. Some communities are tightly regulated like nursing homes, while others are less so like independent living. Many great choices today offer campus-style access to a variety of amenities and activities.
Selecting a retirement community can be an emotional decision, especially if declining health factors in. Figuring out the finances of this move adds to the complexity. But by understanding the expenses and planning early, retirees and their families can make the best possible choices.
Two Financial Options With increasing life expectancy, paying for all those extra retirement years becomes more challenging for today’s seniors and their families, because there may be 20, 30 or even 40 years spent in retirement. These fears compound when considering higher level care needs and escalating costs.
Reviewing prices won’t tell you everything you need to know about a residence because other factors can be just as important.
Two common retirement community fee structures include: Through the Continuum-of-
Care option, a resident pays daily charges for any assisted living or nursing care services received, no matter what is needed. Some communities offer an ala carte option that allows the senior to only pay for services they use. LifeCare is a program specifically designed to limit a resident’s cost for any long-term health care required. For assisted living or long-term skilled nursing care, no matter the duration, charges remain at a lower, predictable rate. “Friendship Village is the only Cedar Valley retirement community offering Lifecare. People love it because it helps them ‘sleep well’ knowing their assets are protected,” said Gates. Two Helpful Time Tips Visit communities before a move is needed. Aside from the research you need to do, many residences have waiting lists that
are months and even years long. Being on a waitlist gives you the advantage of having a placeholder to decide when the move is right for you. Expect the move to take time. Moving or experiencing a change can be overwhelming or stressful. Having sufficient time to select your new residence, downsize, and sell your home requires the knowledge and support of family, friends, and industry professionals. Look for retirement communities that partner with local realtors and senior transition specialists to help make this new chapter in life manageable with grace and ease. Article contributed by Friendship Village
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Your ‘best story’ is yet to happen. Have More Fun From Your Life Everyday Choose your activities at Friendship Village Retirement Communities. Curl up with a book, walk a marathon, join in a game of billiards, or take an overnight vacation excursion. You’ll have more new stories to share with friends and family. You’ll love it – and they will too!
Newly Available Spacious Apartments: Summer 2019 Distinctive retirement living awaits. Enjoy some of the best that the Cedar Valley can offer with pool and spa, 1-, 2-, and 3-bedroom apartments, workout center, underground parking, 4-star cuisine, woodshop, and amenities you expect. Many of our family members are fully retired, but others (over 55) simply enjoy the lifestyle Landmark Commons gives.
319.296.7100
Pre-Construction Incentives End: Summer 2019 Waterloo’s leader in retirement living is getting even better. Village Terrace, our newest retirement living option, will open in late 2020 or early 2021. Hurry to take advantage of the best pricing and apartment selection. Friendship Village is the ONLY community in the Cedar Valley offering LifeCare, a way to protect your assets and keep your costs affordable and predictable – no matter what life throws your way.
319.486.1680
www.FriendshipVillageIowa.com
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How to Choose Hospice Care When someone you care about is battling with their health, it can be a stressful time for all involved. If their medical condition is becoming increasingly worse, it may be time to get hospice and palliative care professionals involved. It’s important to understand the type of care available to you or your loved ones before there is a health crisis, so your decision will be easier when the time comes. In Northeast Iowa, there is only one leader of hospice care: Cedar Valley Hospice. In its 40th year, Cedar Valley Hospice offers the most experienced staff and compassionate care in the business. Combined, its staff has an average of almost 8 years each working for the organization. This is nearly double the median number of years a worker is employed at a business, according to the Bureau of Labor Statistics. This means its employees believe in and are committed to their mission. Cedar Valley Hospice isn’t stopping there. Recently, they unveiled its new Simulation Training Lab designed to train each clinician uniformly using Cedar Valley Hospice standards
as well as several different visit scenarios. The goal of the lab is to provide a place where clinicians can learn in a setting like a patient’s home – which is where Cedar Valley Hospice cares for most of its patients. The simulation lab is equipped with furniture, a medical bed, a mannequin and a Go PRO video monitoring system with audio equipment that can simulate and record teaching sessions. Thanks to some generous donors, the lab ensures all employees will undergo the same intensive training, further ensuring “visit” standards along with consistency and topquality care. They call it the Cedar Valley Hospice Experience. Not all hospices are the same. There are other important factors to consider… many of which are unique to Cedar Valley Hospice’s plan of care. When choosing Cedar Valley Hospice, you receive: A Medicare certified hospice: Hospice services are covered by Medicare/Medicaid and many private insurance companies.
Cedar Valley Hospice Education Manager Deb Card shows clinical staff their recorded training session in its new Simulation Training Lab. Designed to mimic a patient’s room in their home, the lab helps to train each clinician uniformly using standards as well as several different visit scenarios.
A mission-driven organization: In 1979, a group of our community members came together to form Cedar Valley Hospice. Four decades later, its mission to enrich lives with knowledge, respect and compassionate care still exists today. 24/7 pain and symptom management: Hospice services are available 24 hours a day, every day of the year to address concerns or adjust medications. Access to the only Hospice Home in the area: Some patients being cared for in their homes may need to be admitted to the Home to control pain and symptoms or to allow a loved one a break from caregiving.
These results show CAHPS (Consumer Assessment of Healthcare Providers and Systems) survey results from families receiving hospice services in the United States from October – December 2018. In many categories, Cedar Valley Hospice has ranked even higher than the national average.
When Gary Uhland of Waterloo was thinking about getting help from a hospice, he did his research. His main goal was to have someone help care for him, since his wife, Chris, worked during the day. A self-
proclaimed “people person,” Gary said he couldn’t be sure until he met them in person. What he found with Cedar Valley Hospice was a group of individuals who clicked with him from day one. “It’s the people that make this organization,” said Uhland. “They were such a pleasant surprise… they really care about me as a person. It’s also multi-dimensional – they’ve helped me and provided support for my wife – which by helping her, it helps me. I’d be hard-pressed to find something that they could do better.” Call Cedar Valley Hospice at 800.626.2360 to see how their team of experts can help you and your loved ones continue to Make Each Moment Matter. Article contributed by Cedar Valley Hospice
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How to Choose Senior Apartment Living You are stuck between a rock and a hard place. Where do you live now that the home you cared for no longer takes care of you? Maintenance, shoveling, upkeep, mowing, stairs, and neighbors you don’t know means this house may be packed with memories, but it is time to pack up for your next life stage. But you aren’t ready for a nursing home quite yet. You just need a little assistance now and again, but home healthcare or your family and friends can help – so far. Deciding to move into something more manageable may not be easy. Just like a college dorm, apartment communities can range from humble to high-end. Selecting an ideal independent living arrangement in your elder years is less stressful if you ask the right questions. What about healthcare? Think of a range from “completely independent” to “needing round the clock care.” Chances are you’ll find your health and the senior apartment residence options
somewhere between those extremes. Choosing the wrong one will be a mismatch or require you to pay for services you don’t use. Look for a location that allows you to stay in your apartment as your level of care changes. “Aging in place,” means that any health changes can be accommodated without changing apartments. Some allow home healthcare while others have on-staff nurses and therapists who bring your care to you. Some communities even allow friends and family to help. Make certain you clarify their rules BEFORE you move in. What is included? Compare apples to apples when pricing competing living arrangements. They vary a great deal. Make an honest assessment of what it would cost to provide those services. These amenities and services can make your life better. Does your senior living apartment complex offer them? • Beauty salon & barber shop • Planned community activities
• Transportation • Staffed front desk • Game/TV room • Pets allowed • Private space to host parties • Emergency call service • Laundry service • Restaurant-style dining • Secured outdoor area • Housekeeping • Cable TV • Utilities • Private phone • Handyman help • Internet access • Parking What does it cost? There are two major categories of costs to consider when contemplating this move to senior apartment living.
month’s rent? Is there a buy-in fee? Monthly Fees: What is the cost difference to add your partner/spouse? What are the extra charges that could be assessed? Can costs be reduced with fewer meals provided? Determine if the apartment is Section 8 (HUD) or Medicaid/Title 19 approved. Find out if this community has ever worked with your nursing home insurance carrier; it will smooth the process should they become involved. Finally, there are no universal criteria when comparing senior apartments. Armed with the right questions, you will certainly find one that fits your needs. Article contributed by Rosewood Estate
Upfront or One-time Costs: Is there an assessment/intake fee? Some communities charge a placement or application fee. Is a security deposit required plus the first and last
Your Care. Your Way.
Rosewood Estate is the perfect solution when you can’t live in your home anymore and a nursing home isn’t an option. Never move again • No entrance fee or buy-in required • Private apartments • Three meals daily Activity programming • Weekly housekeeping Home healthcare available onsite 24/7 OR bring your previous provider
1117 Maxhelen Blvd, Waterloo 319-233-5555 RosewoodEstate.org
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Celebrate your
BIRTHDAY In The Courier
Celebrations 319-291-1536
celebrations@wcfcourier.com
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How to Choose a Credit Union Credit unions have existed in the United States for more than 100 years and offer an alternative to for-profit banks. Credit unions offer many of the same accounts and loans as banks, but their ownership structure is different. Credit unions are cooperatively owned by members, who also elect the board of directors of the credit union. Each credit union member gets one vote, regardless of the amount of money they have at the credit union. Banks, however, are run by a group of stockholders. Credit unions follow seven basic cooperative principles. This sets credit unions apart from other financial institutions, strengthens the community and benefits you too! 1. Voluntary and open membership – Credit unions open their doors to people without gender, social, racial, political or religious discrimination. As not-for-profit institutions, they are focused on improving members’ financial situations instead of making profits. 2. Democratic member control – Cooperatives operate on a democratic platform, meaning each member gets to elect a board of directors with one vote. 3. Member economic participation – Because members also are owners, the more that members participate in their credit union, the more they benefit from fewer fees, lower loan rates, higher savings yields and more products and services. 4. Autonomy and independence – As a financial cooperative, a credit union is controlled by its member-owners instead of outside shareholders.
5. Education, training and information – Credit unions are dedicated to giving their members access to financial literacy tools and resources to help better each member’s financial situation and personal growth. 6. Cooperation among cooperatives – Credit unions strengthen the cooperative movement by partnering with organizations that share the same important values, such as ATM and shared-branch networks that provide members access to their money at many locations across the United States. 7. Concern for community – Credit unions value making an impact on their community. They volunteer and sponsor local events and causes to make a difference. Every credit union is different, but they all provide similar products and services found at other types of financial institutions. Here are some things to keep in mind as you compare credit unions to each other as well as to other types of financial institutions. Membership eligibility Each credit union has its own membership eligibility rules. Some are chartered to serve specific counties of a state, family or friend relationships to those who are already credit union members or even employees of a specific company. In addition to meeting the eligibility guidelines, credit unions often require a new member to contribute a monetary fee when joining. This is the member’s share of ownership in the cooperative. That means you can act like you own the place, because you do! Rates and fees Credit unions focus on the quality of
service they provide to their members, rather than profits. Therefore, they generally offer better interest rates on savings accounts, competitive loan rates and fewer service fees than other types of financial institutions. When choosing between credit unions, compare rates and fees to determine which one is the best fit for your financial needs and situation. Accessing your money While the number of credit union locations is smaller than other types of financial institutions, many credit unions offer ways to access your money locally and on the go. As you research which credit union you want to join, consider if they offer services like mobile deposit, online banking and compatible debit and/or credit cards that work with mobile payment platforms such as Apple, Google and Samsung Pay. In addition, many credit unions participate in national networks for shared services. These include ATM networks that allow you to access your money at ATMs that don’t charge fees for withdrawals or shared-branch locations that allow you to conduct transactions at more than 5,000 credit union branches across the United States as if you were at your branch.
Financial education Credit unions not only want to help members achieve a better financial status, they also want to help them understand their finances at a deeper level by providing financial education. Many credit unions offer educational tools to help members get ahead, including professional one-on-one guidance, webinars and seminars, videos, worksheets and more. Credit unions are not focused on selling you unnecessary products and services. Keeping your money safe The federal government stands behind credit unions. Deposits are insured up to $250,000 by the National Credit Union Association. In the end, credit unions are dedicated to putting—and keeping— their members on the right financial track by helping them save money through financial education and generally higher savings rates, while offering lower loan rates and fewer service fees. Credit unions are all about people helping people!
Article contributed by Dupaco Community Credit Union
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Borrow. Earn. At a cooperative like Dupaco, you’re not just a member, you’re an owner. Active participation powers the credit union—you share in the success. The more you use Dupaco, the more you’re thanked with extra cash dividends.
Earn up to $60 in Thank Use for interest paid on your loans. Learn how at dupaco.com/ThankUse.
To earn Thank Use in the Borrow category, member must meet campaign eligibility requirements and have paid a minimum of $100 in total interest on qualifying loans (auto, recreational vehicle, personal, home equity, and/or mortgage) from 01/01/19–09/30/19.
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How to Choose In Home Health Care Have you heard a loved one complain recently about not being able to manage the steps, the laundry, the cooking or errands? Or simply being lonely?
operations. Some companies on the market today are forprofit franchises; others are non-profit with a strong history and mission to care for older adults.
Maybe you’re a family caregiver with other obligations and you need a trusted back-up.
Find out how they screen, train and oversee caregivers. See if they will provide references from current clients or client family members. Be leery if asked to sign a longterm contract.
Or perhaps you’re just getting older and determined to stay in your home – whether that’s the place you raised a family, a downsized condominium or even a retirement community apartment. No matter why you need help, the answer could a be a trusted in-home caregiver. Bringing someone into your home for a few hours at a time is typically less expensive than a move to assisted living. What to look for To ensure personal safety, look for a trusted agency that is licensed and insured, instead of individuals placing their own ads offering services. This saves you the time and effort of paying household employee taxes, and ensures that you’re hiring someone who has been vetted and trained. Ask how long the home care organization has been in business locally, and if the owner participates in daily
In-home caregiver When you’re paying privately for in-home care, providers typically offer companion caregivers who can help with: *Bathing, grooming, dressing, mobility support *Meal preparation, laundry, correspondence *Shopping, errands, appointments *Light housekeeping, household tasks *Conversations, games, music, reading Quality in-home care providers understand their clients need mental stimulation and human contact in order to stay well. Your agency should work to make a good match for you, with someone you would find enjoyable to have around your home. Visiting nurse Managing your chronic condition successfully
could require the occasional assistance of a nurse. Ask if the agency can help you with: *Medication management *Wound care *Feeding tubes *Catheters *Physician order changes Simple safety devices Simple-to-use technologies can also help keep you safe at home, even when a caregiver can’t be there. New versions of personal emergency response pendants offer additional support, such as fall detectors, that can automatically call for help when a problem is sensed. Automated medication dispensers help people take their medications as scheduled to stay healthy. Sometimes the combination of a personal safety device with occasional in-home caregiving can provide great peace of mind for everyone. One-call solution atHome with Western Home is the only provider in the Cedar Valley to offer all three – companion care, inhome nursing and personal safety technologies. That combination, along with a long history of care and compassion for older adults, makes their services the most comprehensive and flexible. Melissa Pruess, the home
solutions navigator, can provide a free assessment. She’ll visit you at home, listen to you and learn about your needs and budget. Then she’ll work with you to develop the plan that provides the most effective caregiving options for you and/or your loved one. Part of the family You and any family caregivers should be comfortable with the people who work for the company. In-home caregivers will quickly become part of your life, especially as they enter and exit the house. Get referrals from people who have been in a similar situation. Make a call today to find the in-home care that will provide companionship and comfort to help you live at home. Contact atHome with Western Home at 319277-7779 or visit the website westernhomecommunities. org/at-home.
Article contributed by Western Home Communities
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Your loved one can still live at home, with our help. Trust the local, not-for-profit provider that has served older adults for more than a century. Maybe it’s help getting dressed, making meals, running errands, keeping you company. It could be managing medications, monitoring blood pressures or tracking a chronic condition. Or it could simply be peace of mind, knowing you can push a pendant to reach emergency help if something happens. Only one local in-home health provider offers all these options companion care, nursing and simple technologies - to best meet your individual needs. Make one phone call today and learn how atHome with Western Home can meet your needs and budget...helping you live at home.
Call Melissa at (319) 277-7779 for a free consultation. www.WesternHomeCommunities.org/athome
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How to Choose an IT Specialist With the everyday dependence of technology both in the business world and our personal lives, it is important to make sure you have an IT specialist who knows what they are doing. Technology is the mainstay of our businesses and a source of entertainment at home. Above all that they store so much personal data you don’t want to end up in the wrong hands.
your IT needs. Offering only top-brands and something that is hard to find‌ Premium Service and Support. We call it the iTech Advantage. iTech is more than a locally owned Apple retail store. We offer sales and our premium support to consumers, businesses, healthcare providers as well as government and educational institutions.
It is almost impossible to do anything without computers and at some point, your computer or device may need to be repaired. Using an IT specialist who is certified is a must.
IT specialists come with a variety of concentrations and experience. Find a specialist who matches your needs. iTech has been the Premier Apple provider in the Cedar Valley for over 16 years. With many years combined experience, iTech has a very verse staff that can handle your non Apple needs as well.
Whether you are looking to purchase new or your current computer, network or personal device needs repair, hiring a qualified, experienced information technology (IT) professional is essential. Consider iTech in Cedar Falls for all of
It is important to hire someone with excellent communication skills. Computer networking, setup and repair are flushed with jargon and acronyms.
iTech will break down all the technical terms into a language you will understand. Whether you are a business owner or consumer, iTech will explain what your options are. You will be able to understand whether you need to upgrade your current system or what it will take to replace it. Not only will iTech find the issue and resolve the problem, we will also inform and educate you along the way. Hopefully after it is all said and done you will have saved money and together we can prevent future downtime and pitfalls. IT specialists develop reputations quickly. You can easily gauge the qualifications of a professional by his or her track record. Ask your friends and family for names of good IT specialists. They will get your computers working again quickly and easily. If you are considering iTech please reach out to us
for a list of our references. iTech is located at 6027 University in Cedar Falls. You can call us at 319-2688324 or visit our website www.iTechCF. com. The following is a list of the services offered at iTech, Apple & Mac New & Used Sales, Apple & Mac Authorized Warranty Provider, Business Leasing, Business Class Support, Cloud Backup, Data Recovery, iPhone Screen & Battery Replacements, Group Training, Mac & PC Tune-Ups, Mac & PC Repairs & Upgrades, Network Management, OneOnOne Training, PC Desktop & Laptop Sales, Preventative Maintenace & Monitoring, Remote Support,Trade-in & Electronic Recycling
Article contributed by iTech
SUNDAY, JUNE 30, 2019
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How to Choose a Restaurant Dining out not only satisfies our need to consume food but it also is a social way we can connect with our friends and family. Choosing the right restaurant is a very important thing to consider when trying to create these lasting memories. There are several items that come into play when choosing a restaurant, here are some to consider at the top of your list. Location, Location, Location Dining out doesn’t always have to result in a road trip. There are several locally owned restaurants in your neighborhood to consider that are supporting your community. If you are celebrating a special occasion, then consider a destination restaurant that may be located along a river or possess a spectacular view. Cleanliness If you have the opportunity to check out an establishment ahead of time, take particular note on how clean it is. If the restaurant is dingy or run down that may also continue all the way to the kitchen. It is difficult to enjoy a meal when you are worried about how clean the kitchen is. A good indicator is to visit the
restrooms. If they are spotless, then it is an indicator that the kitchen could share the same condition. Ambiance If you are looking to hang out with friends and family and have a conversation, try to pick a restaurant that isn’t too loud or busy. Also see if the restaurant takes reservations so you can choose a specific table at a specific time of day. Service A restaurant’s food may be out of this world but you won’t know it if it never gets to your table. Read the reviews on the restaurant’s service ahead of time. Once you are at the restaurant, try getting to know your waiter at the first introduction. You can usually see how the service will be in the first 5 minutes of your visit. Menu Most restaurants have their menu on their website or on social media. If you are going with a group of people make sure they offer a variety of options that everyone in your party
may enjoy. Above all choose a restaurant that can offer you great taste by serving fresh food. Price Choose a restaurant that will give you the most value for your money. That doesn’t mean being cheap, it means getting a meal that you feel happy about paying for. A good restaurant that provides a quality fresh meal with great service will certainly leave you satisfied. Reviews There are many different ways to find out what other people think about the restaurants in your area. Social Media, websites, local restaurant reviews, newspapers, etc. We recommend trying to find someone you know and trust who has visited the restaurant before. Special Requests You may want to consider calling ahead to see if the restaurant is responsive to your special requests. Find out if you are able to order items that are vegetarian, gluten-free or low sodium. Most restaurants are able to accommodate these special requests if anyone in your party
has allergies or special dietary needs. Specials and Events You may want to look up the restaurant’s website or social media feed. Many of these establishments will have specialty items or discounts on certain nights that could influence your decision. Several places will also offer live entertainment from time to time. If you are looking for quiet conversation, then a live band might not be fore you. However, dinner and a show can be the entire reason to visit an establishment. With the wealth of resources about restaurants on the internet, it is becoming much easier for you to check out the eateries in your area without having to step out of the house. All of these things considered, remember to simply go out and enjoy yourself. There are thousands of absolutely exceptional restaurants in your area. Try them all!
Authentic Mexican Cuisine Served Fresh Daily! 250 Westfeld Ave – Ste 101 Waterloo, IA 50701 319.888.7245
Catering for weddings, parties, and more. www.blueiguanawaterloo.com
Article contributed by The Blue Iguana
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How to Choose Skilled Nursing for Short-term Stays After you’ve been hospitalized for surgery, illness or injury, you might qualify for a Medicarecovered skilled stay to help you get back on your feet. searching for In the Cedar Valley, this type of care is provided at skilled nursing facilities (SNFs) by registered nurses, licensed practical nurses, certified nurse assistants (CNAs), physical and occupational therapists, and speech-language pathologists. Skilled care helps you get better, function more independently, and learn to take care of your health needs. You and your family can take part in setting your health goal. Plan a visit If you’re scheduling a surgery for procedures like a joint replacement, take the time to plan your recovery by visiting SNFs in advance. A tour offers the opportunity to see if residents are happy and engaged in life, and ask questions of residents, family members and employees. Questions to ask ➢ Will I have a private bedroom and my own bathroom? ➢ Will my family be welcome to visit? ➢ Do I get to choose any of my meals? ➢ What kind of innovative
therapies do you have? ➢ Will I get therapy every day? ➢ What amenities do you offer to make my stay comfortable? ➢ What are your outcomes? Look for low rehospitalization rates, signifying that patients stayed healthy after returning home; and higher rates of physical ability upon discharge, an indicator that therapy helped the patient improve. More like a hotel than a hospital Western Home Communities recently opened The Deery Suites, unique among SNFs because it follows the household model of care, stripping away anything institutional in favor of creating home. Each of the 20 residents per floor has a spacious private bedroom with large private bathroom and walk-in shower, to ensure privacy and encourage rest time. The open floor plan design is like a family home, with living room, den, dining room and kitchen; food is freshly prepared on site so you can see and smell everything being cooked, which encourages people to eat and be nourished. Meal times can be flexible to accommodate schedules, and residents can request food from an “always available” menu 24/7. An outdoor patio lets people enjoy fresh air and sunshine, or
even a summer rain from under the roof’s protection. Additionally, The Deery Suites offers hotel-like amenities in the attached Jorgensen Plaza for Well-Being, designed for resident and visitor enjoyment. Amenities include Salon Iris, an Aveda concept salon offering hair care, massage therapy, facials, manicures and pedicures; The Market, stocked with unique gifts and delicious grab-and-go deli items; Caraway Café, an opento-the-public restaurant with homemade breakfast, lunch and dinner; Gilmore’s Pub, offering beer, wine, cocktails and pub fare; and Table 1912, a farm-totable dining experience for lunch and dinner. Therapists are certified to offer aqua therapy in the pool that is part of the Grosse Aquatic
and Wellness Center, and they can use the walking track and strength equipment to help residents, too. That’s in addition to innovative therapies offered in the clinic, from an Alter G antigravity treadmill that reduces weight bearing pressure so people can walk farther, faster; to VirtuBalance, which helps therapists pinpoint trouble spots and effectively treat them more quickly. To inquire about a short-term skilled care stay at The Deery Suites, call 319-277-2141 and ask for Karla, Wendy or Bryan, who can assist you with tour and admissions information.
Article contributed by Western Home Communities
SUNDAY, JUNE 30, 2019
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The best place to
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The Deery Suites at Western Home Communities.
get better is The Deery Suites es
after you’ve had a surgery, injury or illness. All private bathrooms and showers
Private spacious suites for rest - no shared rooms
Home-cooked meals with an open kitchen design
Advanced therapies in new therapy clinic
Scheduling a surgery? Call Karla or Wendy in admissions to pre-book your stay in The Deery Suites. (319) 277-2141
The best therapists, the best caregivers and now the best environment choose The Deery Suites for your post-hospital skilled care. No place else in the Cedar Valley offers all this.
www.WesternHomeCommunities.org/suites
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How to Choose a Realtor Buying or selling a home is a huge task and one you want to make sure you accomplish knowing all the rules, regulations and information. When you are buying or selling a home, it is essential to choose the right real estate agent for your needs. The best agents are energetic, positive and proactive. On the other hand, selecting the wrong agent can cost you lots of time and money. So how do you find the best agent for your situation? Here are some ideas to keep in mind. Real Estate Agent vs. Realtor A real estate agent may or may not be a realtor, but every realtor is required to be a licensed real estate agent. To become a realtor, a real estate agent has to join the National Association of Realtors (NAR). This allows him or her to attend industry meetings, get NAR newsletters, and access software and educational tools. Realtors adhere to a strict code of ethics and have solid knowledge of the real estate
business. These professionals have been trained well, which means they will provide you with the best service. Where to Start Looking Recommendations are one of the best ways to find a qualified real estate agent or realtor. Ask people in your social network for referrals. Sometimes agents are good at helping clients purchase homes, but not as skilled at selling them. Keep that in mind when searching for the right professional. You might also contact local brokers or search the NAR directory online. Always work with credible, responsible agents. Otherwise you are wasting your time. Comfort Level At the initial consultation with a prospective real estate professional, focus on your comfort level while interacting with them. Do you get the feeling they are genuinely concerned about your needs? Or are they focused on their commission? Do they know the current housing market? Can they
negotiate a contract? It is important that you feel comfortable with the agent. You must trust that this person can behave ethically and help you secure a good deal. Communication and Planning Your agent should be an effective communicator. If you are selling your home, your agent should develop an effective marketing plan, explain it to you, and respond to any questions or concerns you have. The marketing plan will probably involve placing advertisements and conducting open houses to invite the public for home viewings. If you are purchasing a home, the agent should listen to your guidelines and price ranges. Above all, your real estate agent needs to provide updates on progress. Do not work with someone who does not return phone calls or emails.
buying and selling a home, conduct some research on your own. Real estate magazines contain good information and can be a great way to start your research. There are also a lot of good resources on the Internet, such as www.Realtor.com, which is associated with NAR and which contains free, useful information. You may find housing statistics, market forecasts and tips, but nothing beats the power of networking. You need to find people with similar interests who will help you in your endeavor. Upon successfully buying or selling your home, keep your real estate agent's contact information on hand. You may want to refer other people to him or her. You may also need their services again someday. Article contributed by The Wapsie Team-Keller Williams
More Resources To get a better idea about the process of
Experience is Key. CHOOSE THE WAPSIE TEAM Real Estate is my career & I love it! After 20 years in banking and moving around Iowa it is very humbling and extremely gratifying to be able to help families and individuals realize their real estate dreams and goals. I began this journey in 2012. Now that we have settled in my home town of Independence, I have focused my business on assisting families in the Cedar Valley. I have been in a buyer’s situation and a seller’s position. On a personal level I have had positive and negative experiences with buying and selling homes. I know what both the buyer and the seller expect. I am both a listing/sellers and buyers agent. My business is based on referrals and introductions vs. just traditional marketing. This allows me to stay focused on my clients and not have to wonder where the next lead will come from. My intent is to create a real estate experience that leaves my clients outrageously happy with the end result – regardless of whether they are buying their first home or selling their last home. By doing this, my clients happily introduce me to their family, friends, and neighbors because they know I will give those they care about best possible service and care. Your real estate market is ever changing – let me help guide you through the emotional and complex process.
Heather Federspiel - Broker (319) 327-4992 heatherfed@kw.com