In memoriam July 2019
2 | JULY 2019
In Memoriam
Abram - Berger
In Memoriam Royal C. Abram
PICTURE TRIBUTES Abram - Berger
Patricia Arends
WATERLOO, IA March 27, 2001 - May 18, 2019
Oct. 13, 1951 - June 15, 2019
Robert L. Alexander
Lorena “Short” Arns
Samuel L. Aurand
GREENE, IA Oct. 3, 1954 - April 29, 2019
Leo Beierschmitt
FAIRBANK, IA July 23, 1931 - May 4, 2019
Page 2
Betts - Chamness
Page 3
Christopherson - Earhart
Page 4
Eiffler - Gunther
Page 5
Haberer - Klemke
Page 6
Knebel - McCarty
Page 7
McGrane - Raney
Page 8
Rathbone - Shekleton
Page 9
Shepek - Van-Nevele
Page 10
Wagner - Zmolek
Page 11
WATERLOO, IA March 8, 1928 - May 15, 2019
WAVERLY, IA Feb. 2, 1920 - May 27, 2019
Mary Frances (Gavigan) Anderson
Darlene Asmus
Solveig Bailey
WATERLOO, IA Oct. 29, 1918 - May 16, 2019
Judy (Corwin) Bennett
PARKERSBURG, IA March 10, 1946 - May 8, 2019
NOT PICTURED Page 12
WELLMAN, IA May 30, 1940 - May 4, 2019
Gladys Bakker
CEDAR FALLS, IA Nov. 21, 1947 - May 22, 2019
GRUNDY CENTER, IA March 4, 1924 - June 2, 2019
Jeff Assink
Jean Beck
Virgil J. Berg
WATERLOO, IA March 21, 1925 - June 13, 2019
ABOUT THIS SECTION In Memoriam started in July 2019 and publishes six times a year. The section honors the memories of the community members we’ve lost during the prior twomonth period. This edition includes those whose obituary appeared between May 6 and June 30.
Kathleen Andorf
MARION, IA April 11, 1959 - May 17, 2019
CEDAR FALLS, IA July 15, 1961 - May 5, 2019
CEDAR FALLS, IA Jan. 19, 1925 - April 26, 2019
Dallas “Bugs” Berger
DENVER, IA June 25, 1932 - May 23, 2019
In Memoriam JULY 2019 | 3
Betts - Chamness
Rex J. Betts
TRAER, IA Nov. 22, 1951 - May 14, 2019
Elizabeth L. “Betty” Binard
WATERLOO, IA July 27, 1956 - May 27, 2019
Ruth E. Bockes
CEDAR FALLS, IA July 18, 1928 - June 5, 2019
Arlene Boeding
NEW HAMPTON, IA June 28, 1933 - May 10, 2019
William L. Bolster
Ruby L. Borlaug
Irene C. Brincks
Died June 13, 2019
WATERLOO, IA June 4, 1920 - June 19, 2019
WAUCOMA, IA Nov. 18, 1924 - May 21, 2019
David Bolte
Barbara Joan Bowman
Wallace D. Brouwer
TRIPOLI, IA March 16, 1941 - June 18, 2019
CEDAR FALLS, IA Feb. 29, 1936 - June 4, 2019
APLINGTON, IA Oct. 17, 1923 - June 27, 2019
Gene Bond
Betty “Cookie” Y. Brace
Teresa Bultsma
CEDAR FALLS, IA Aug. 4, 1935 - June 1, 2019
WATERLOO, IA May 9, 1959 - June 6, 2019
Eric K. Borgwardt
Henry L. Branhagen
Pauline Buss
CEDAR FALLS, IA June 3, 1933 - June 2, 2019
DENVER, IA May 23, 1943 - June 27, 2019
WATERLOO, IA Feb. 10, 1923 - May 21, 2019
DENVER, IA Nov. 17, 1926 - May 24, 2019
Richard “Dick” Caley
David L. Carroll
CEDAR FALLS, IA April 8, 1930 - June 6, 2019
EVANSDALE, IA April 3, 1947 - June 6, 2019
David W. Calton
Karen L. Carroll
WATERLOO, IA Nov. 24, 1949 - May 28, 2019
WATERLOO, IA Jan. 8, 1953 - June 7, 2019
Dean “Deano” Caltvedt
Gary L. Casady
SHELLSBURG, IA Sept. 25, 1962 - May 25, 2019
HIAWATHA, IA Aug. 25, 1955 - May 24, 2019
Mary Ellen Campbell
Charles G. Chamness
WATERLOO, IA Born March 5, 1934
CEDAR FALLS, IA Jan. 2, 1934 - May 4, 2019
4 | JULY 2019
In Memoriam
Christopherson - Earhart
Mae C. Christopherson
JESUP, IA Aug. 21, 1924 - May 27, 2019
Robert “Bob C” Coonradt
Rebecca “Becky” Church
Arnold H. “Arnie” Cornelius
WATERLOO, IA May 13, 1936 - May 21, 2019
Mitzi Collins
WAVERLY, IA June 6, 1928 - June 27, 2019
JANESVILLE, IA Aug. 17, 1944 - June 24, 2019
Virginia M. Creedon
INDEPENDENCE, IA July 17, 1956 - May 27, 2019
DENVER, IA June 11, 1924 - May 14, 2019
Rev. Gerald A. Condon
David S. Crupper
EVANSDALE, IA May 4, 1930 - June 15, 2019
IOWA FALLS, IA Oct. 23, 1928 - May 5, 2019
Travis J. Cushion
FAIRBANK, IA Oct. 27, 1975 - June 3, 2019
Gregory J. Delamore
WATERLOO, IA Feb. 15, 1955 - June 11, 2019
Richard “Dick” D. Dolash WATERLOO, IA Died June 7, 2019
Cathleen S. Duke
EAST MOLINE, IL April 14, 1945 - June 14, 2019
Keith E. Darst
Edwin E. Dickens
Jean E. Dostal
Douglas J. Duke
CEDAR FALLS, IA May 16, 1936 - May 20, 2019
CEDAR FALLS, IA June 6, 1933 - May 10, 2019
TOLEDO, IA Sept. 14, 1929 - June 16, 2019
CEDAR RAPIDS, IA March 24, 1961 - May 30, 2019
Karen Deen Davis
Mary Jean Dickson
Maria “Mary Lou” Dralle
Gary L. Duncan
WATERLOO, IA April 24, 1942 - May 6, 2019
WATERLOO, IA Died May 27, 2019
Edward V. Droste
Colleen Marie Earhart
WATERLOO, IA June 6, 1957 - April 26, 2019
Mary G. DeBerg
GRUNDY CENTER, IA Oct. 23, 1926 - May 14, 2019
CEDAR FALLS, IA Oct. 23, 1935 - June 24, 2019
Iona M. Diederich
WATERLOO, IA Oct. 26, 1928 - June 7, 2019
WAVERLY, IA Feb. 21, 1925 - May 22, 2019
LA CROSSE, WI Jan. 11, 1937 - May 15, 2019
In Memoriam JULY 2019 | 5
Eiffler - Gunther
Lillian Eiffler
REINBECK, IA Aug. 24, 1919 - May 24, 2019
Ardith A. “Ardy” Einertson
CEDAR FALLS, IA Dec. 20, 1933 - May 6, 2019
Betty Essmann
WATERLOO, IA Dec. 14, 1925 - June 1, 2019
Doña Rosa Maria Escudé de Findlay
CEDAR FALLS, IA March 13, 1936 - June 11, 2019
Micheal Fishel
ALLISON, IA Jan. 28, 1938 - June 1, 2019
Quentin L. Fisher Sr.
WATERLOO, IA Dec. 31, 1968 - Jan. 15, 2019
Mary Ann Franczyk
CEDAR FALLS, IA Sept. 2, 1930 - June 21, 2019
Nadean Fredrichs
Robert E. “Bob” Froelich
Johanna “Jo” Garrett
John “Jack” Joseph Gorman Jr.
WATERLOO, IA Dec. 3, 1926 - June 15, 2019
GRUNDY CENTER, IA March 11, 1930 - May 19, 2019
March 5, 1928 - April 25, 2019
Charlotte R. Gaden
Rhonda L. Gearhart
Bernard “Bernie” Graham
WATERLOO, IA Died May 27, 2019
OELWEIN, IA April 24, 1949 - May 20, 2019
Stanley H. Gano
Evelyn F. Klein Gibson
WATERLOO, IA Sept. 13, 1958 - May 18, 2019
Iola M. Greathouse
Donna Fischer
WAVERLY, IA May 25, 1928 - June 6, 2019
WATERLOO, IA Feb. 12, 1951 - Nov. 20, 2018
CEDAR FALLS, IA June 27, 1924 - June 27, 2019
EVANSDALE, IA Nov. 18, 1925 - May 12, 2019
Kenneth G. Fischer
Bruce G. Freeman
Jeanette Garbes
Roxanne M. Gilles
Rogene “Ro” Gunther
WAVERLY, IA Feb. 7, 1948 - June 9, 2019
Marion I. Euchner
CEDAR FALLS, IA Dec. 9, 1927 - May 22, 2019
Died Feb. 27, 2019
MANCHESTER, IA Died June 13, 2019
NASHUA, IA Dec. 2, 1925 - June 3, 2019
WATERLOO, IA July 5, 1951 - May 22, 2019
WASHBURN, IA Feb. 9, 1956 - June 13, 2019
6 | JULY 2019
In Memoriam
Haberer - Klemke
Paul Anthony Haberer 1942 - May 6, 2019
Jack Hanson
Henry D. Heine
JANESVILLE, IA 1967 - May 7, 2019
Phyllis B. Henderson
Gayle A. Hodgson
WATERLOO, IA Oct. 11, 1923 - May 8, 2019
Velma Horn
CEDAR FALLS, IA Oct. 1, 1932 - June 10, 2019
WATERLOO, IA March 24, 1924 - June 5, 2019
WASHBURN, IA April 9, 1939 - June 3, 2019
Marian Hastings
Mary Jane Henze
Russell A. Howe Jr.
Rolland “Rolly” Hummel REINBECK, IA Oct. 10, 1935 - June 5, 2019
Leonard “Butch” Hunter Jr.
Marlin Ray “Swede” Johannsen
WATERLOO, IA May 12, 1943 - June 1, 2019
Shirley I. Juhl
APLINGTON, IA June 18, 1934 - June 2, 2019
Steven A. Jensen
Joyce I. Karr
Eric A. Kleinendorst
LAWLER, IA March 15, 1943 - June 12, 2019
CAMERON, WI March 10, 1948 - May 1, 2019
DENVER, IA Sept. 14, 1945 - June 4, 2019
John “Jack” Hayden
Roger W. Higgins
Terry J. Hudson
Lorraine Joens
Robert Joseph Kerr
CEDAR FALLS, IA Sept. 7, 1961 - May 18, 2019
Francine Klahsen
LA PORTE CITY, IA March 8, 1935 - June 21, 2019
GRUNDY CENTER, IA Sept. 6, 1928 - May 30, 2019
MOUNT AUBURN, IA Sept. 19, 1941 - May 8, 2019
WATERLOO, IA March 23, 1943 - June 2, 2019
INDEPENDENCE, IA Dec. 26, 1946 - May 13, 2019
WATERLOO, IA July 2, 1924 - May 7, 2019
ELMA, IA Dec. 16, 1928 - May 5, 2019
Robert I. “Bob” Kincaid
CEDAR FALLS, IA Died May 11, 2019
TRIPOLI, IA Feb. 19, 1920 - May 10, 2019
AURORA, CO Died May 11, 2019
John F. Klemke
PARKERSBURG, IA Nov. 16, 1937 - May 16, 2019
In Memoriam JULY 2019 | 7
Knebel - McCarty
Kenneth C. Knebel
Kenneth J. Koupal
Clarence I. Laube
Ardys Lorenz
Freda Lovejoy
Dorothy L. Marsh
INDEPENDENCE, IA June 22, 1946 - May 27, 2019
CEDAR FALLS, IA Nov. 1, 1936 - May 14, 2019
APLINGTON, IA June 11, 1932 - May 20, 2019
GRUNDY CENTER, IA Feb. 7, 1931 - June 23, 2019
CEDAR FALLS, IA Oct. 17, 1922 - June 28, 2019
CLARKSVILLE, IA July 14, 1924 - June 2, 2019
Courtney W. M. Koch
Timothy J. Kramer
Patricia M. “Pat” Lavin
Earl J. “E.J.” Martin
WAVERLY, IA June 20, 1987 - May 5, 2019
WATERLOO, IA Dec. 7, 1949 - May 14, 2019
LA PORTE CITY, IA April 29, 1933 - June 6, 2019
Crystal J. Lorenzen
PLAINFIELD, IA March 7, 1979 - May 1, 2019
Eugene “Gene” Lybbert CEDAR FALLS, IA Jan. 9, 1930 - June 1, 2019
NASHUA, IA Dec. 12, 1946 - May 14, 2019
Shawn Kolthoff
Dorothea M. Kruger
LaRae J. Liger
Judy M. Lott
Steve A. Mager
Kevin J. Matthias
DUNKERTON, IA Dec. 28, 1948 - May 30, 2019
FERN, IA Nov. 5, 1928 - June 16, 2019
WATERLOO, IA Feb. 20, 1952 - May 26, 2019
WATERLOO, IA June 5, 1963 - June 27, 2019
WATERLOO, IA Nov. 1, 1945 - June 19, 2019
WATERLOO, IA July 6, 1961 - June 6, 2019
Mary Kostian
Dale Larsen
Kenneth M. “Ken” Limberg
Evan E. Lottich
Robert D. Maricle
Todd McCarty
TRAER, IA Feb. 17, 1930 - June 21, 2019
REINBECK, IA March 19, 1933 - June 1, 2019
CEDAR FALLS, IA May 18, 1936 - June 9, 2019
WATERLOO, IA Sept. 24, 1933 - June 5, 2019
FAIRBANK, IA Nov. 3, 1923 - May 5, 2019
WATERLOO, IA 1958 - June 3, 2019
8 | JULY 2019
In Memoriam
McGrane - Raney
Barbara McGrane
FAIRBANK, IA May 1, 1963 - June 8, 2019
Shirley Merry
WATERLOO, IA Feb. 27, 1927 - June 5, 2019
Joseph E. Miller
WELLSBURG, IA Jan. 28, 1940 - May 19, 2019
CEDAR FALLS, IA July 7, 1933 - May 26, 2019
Matilda Perry
Harold Powell
APLINGTON, IA April 25, 1925 - June 12, 2019
WAVERLY, IA Died June 5, 2019
CEDAR FALLS, IA Sept. 27, 1934 - May 25, 2019
Walter M. Moore
Donald D. “Don” Noble
Dr. Dale W. Olson
Marilynn R. Peters
Ivadell V. Primrose
May 7, 1935 - May 22, 2019
CEDAR FALLS, IA May 25, 1931 - May 11, 2019
Jaceil “Jackie” Mostek
Barbara Miller
William Oldenburger
JESUP, IA May 27, 1960 - May 5, 2019
Virginia A. Moothart
Karen J. Meyer
Danny L. Nagel
WATERLOO, IA July 16, 1951 - May 18, 2019
WATERLOO, IA Nov. 24, 1932 - May 24, 2019
APLINGTON, IA Oct. 6, 1940 - May 13, 2019
Wendell Nolting
CEDAR FALLS, IA Died May 7, 2019
CEDAR FALLS, IA Oct. 1, 1934 - June 9, 2019
JESUP, IA Oct. 28, 1925 - June 9, 2019
Sylvia K. Parmer
Henrik J. Peterson
Evie L. Pugh
CEDAR FALLS, IA Oct. 25, 1935 - June 3, 2019
WAVERLY, IA Jan. 1, 1925 - May 10, 2019
Marigene Oberheu
Lucille M. Paulsen
WAVERLY, IA May 5, 1952 - June 5, 2019
WATERLOO, IA Feb. 24, 1925 - June 25, 2019
CEDAR FALLS, IA Oct. 16, 1922 - May 14, 2019
WATERLOO, IA May 21, 1927 - June 8, 2019
Howard H. Pippert
Kathleen I. Raney
REINBECK, IA Feb. 14, 1930 - June 10, 2019
CEDAR FALLS, IA Oct. 6, 1929 - May 28, 2019
In Memoriam JULY 2019 | 9
Rathbone - Shekleton
Beverly Jean Rathbone
CEDAR FALLS, IA Sept. 12, 1925 - June 3, 2019
Glennavon M. Reab
Roland W. “Rollie” Reinard
WASHBURN, IA July 29, 1932 - May 26, 2019
James Reiners
WATERLOO, IA July 30, 1934 - May 9, 2019
EVANSDALE, IA Dec. 23, 1944 - June 28, 2019
Shawn M. Reagan
Jeanne H. Reuter
CEDAR FALLS, IA July 31, 1967 - June 27, 2019
Lorraine Lincoln Reeves WATERLOO, IA April 1, 1925 - Feb. 9, 2019
Charles L. Rice
WATERLOO, IA Dec. 13, 1949 - June 8, 2019
Beryl Richard
David S. “Duff” Roberts
Delores M. Schauls
Terry Schutte
REINBECK, IA June 27, 1936 - June 7, 2019
WATERLOO, IA April 3, 1937 - May 16, 2019
WATERLOO, IA July 8, 1940 - June 2, 2019
Perry Robinson
Louise A. Schneberger
Daniel “Danny” Leroy Schwarz
HAMPTON, IA Oct. 10, 1929 - June 22, 2019
DUNKERTON, IA Oct. 19, 1939 - June 3, 2019
WATERLOO, IA May 2, 1931 - June 18, 2019
Jan. 12, 1960 - June 14, 2019
Lonnie J. Richardson
Virgil A. Rogers
LaVera L. Schneider
Carol Gibson Selby
GILBERTVILLE, IA Died May 18, 2019
RAYMOND, IA Feb. 1, 1957 - May 31, 2019
BRANODN, IA March 28, 1954 - May 22, 2019
WAVERLY, IA May 30, 1920 - Feb. 14, 2019
WATERLOO, IA April 3, 1935 - June 2, 2019
Belva L. Nederhoff Rhoads
Gerry Rindels
Mamie V. Rottink
Linda M. Schneider
Jim F. Shekleton
CEDAR FALLS, IA Oct. 14, 1938 - June 15, 2019
FINCHFORD, IA Jan. 10, 1941 - June 4, 2019
ALLISON, IA April 10, 1927 - June 26, 2019
READLYN, IA Aug. 7, 1925 - May 31, 2019
DUNKERTON, IA March 1, 1948 - June 13, 2019
10 | JULY 2019
In Memoriam
Shepek - Van-Nevele
John Shepek
Vernon Slessor
Vern L. Stoppelmoor
Harold V. Swartzrock
FORT COLLINS, CO Died June 2, 2019
PLAINFIELD, IA Sept. 4, 1948 - May 31, 2019
March 31, 1929 - Oct. 13, 2018
CHARLES CITY, IA Sept. 5, 1927 - May 21, 2019
Darryl Edward Sherwood
Virginia M. Smart
Samuel “Sammy” Strottman
Gilmore N. Taiber
DIKE, IA Aug. 14, 1942 - June 22, 2019
CEDAR FALLS, IA Nov. 15, 1928 - May 29, 2019
Dianne Shoultz
Timothy Staley
WATERLOO, IA July 16, 1940 - June 27, 2019
WATERLOO, IA Feb. 27, 1947 - June 8, 2019
Glenn H. Siefken
Max E. Steege
CLARKSVILLE, IA Feb. 27, 1930 - May 9, 2019
NEW HAMPTON, IA Aug. 16, 1936 - June 12, 2019
SUMNER, IA March 4, 1980 - June 12, 2019
Mark Styve Sr.
May 18, 1949 - June 15, 2019
Jerry H. Suhr
WATERLOO, IA March 2, 1940 - May 22, 2019
JANESVILLE, IA Sept. 5, 2001 - May 30, 2019
Ralph B. Tempel
Bonnie G. Tibbetts WATERLOO, IA April 5, 1925 - May 19, 2019
Darlene Tiedt
READLYN, IA Feb. 13, 1928 - June 7, 2019
Leah Topliff
WATERLOO, IA Aug. 25, 1951 - May 11, 2019
Died May 28, 2019
John Robert “Bob” Thomas
Marlene R. Torgerson
CEDAR FALLS, IA April 21, 1947 - May 4, 2019
Clara Anna Trapp
CEDAR FALLS, IA Feb. 13, 1927 - June 20, 2019
Randahl W. “Randy” Trefz VINTON, IA May 14, 1953 - June 2, 2019
Frank W. “Bud” Van Kerckhove
WATERLOO, IA July 15, 1921 - May 12, 2019
WATERLOO, IA Oct. 4, 1933 - May 12, 2019
Robert “Bob” L. Van Nevele
WATERLOO, IA Oct. 13, 1942 - May 28, 2019
In Memoriam JULY 2019 | 11
Wagner - Zmolek
James L. Wagner
Verla L. Waugh
WATERLOO, IA Feb. 21, 1950 - June 21, 2019
CEDAR FALLS, IA July 11, 1933 - May 16, 2019
Carol J. Walke
Leo Elmer Walter Wedeking
SUMNER, IA Dec. 26, 1943 - May 10, 2019
CLARKSVILLE, IA May 14, 1926 - June 21, 2019
Audrey F. Warneka
Gwendolyn Lucille Weisert
WATERLOO, IA Nov. 7, 1920 - May 7, 2019
JESUP, IA Aug. 21, 1922 - May 4, 2019
Alice M. Winburn
WATERLOO, IA July 10, 1929 - May 9, 2019
Ardelia Winder
WATERLOO, IA Aug. 6, 1938 - May 4, 2019
John Witt
SPILLVILLE, IA Sept. 1, 1940 - June 5, 2019
Viola H. Wittenburg
SHELL ROCK, IA Oct. 15, 1923 - May 11, 2019
Richard “Dick” F. Woodley
DIKE, IA Nov. 27, 1936 - June 8, 2019
Robert C. Way
CEDAR FALLS, IA Oct. 26, 1930 - June 13, 2019
Robert F. Ziegenhorn
RAYMOND, IA Oct. 6, 1926 - Jan. 21, 2019
Catherine E. Zmolek
REINBECK, IA Sept. 6, 1930 - May 10, 2019
Updating your will
T
here are many occurrences that require an update to estateplanning documents. A will is your ironclad way to disperse your assets to loved ones as you wish. Here are a few of the top reasons you may need to update this important document.
Changes in financial situation There may come a time where you decide to increase or decrease the inheritance you are leaving behind for loved ones. For instance, if you receive a large sum of money, it’s possible to alter your will to add a new beneficiary or make an increase towards those currently on your list. On the other hand, if you experience financial misfortune, it’s necessary to adjust the document to pay out less and ensure your estate’s obligations can still be met.
Changes in tax laws
John M. Warren
WATERLOO, IA Jan. 15, 1943 - June 3, 2019
Carol L. Wickham
WATERLOO, IA Feb. 4, 1953 - May 27, 2019
Terry Witt
GILBERTVILLE, IA Sept. 10, 1956 - May 5, 2019
Betty Zeman
CEDAR FALLS, IA Nov. 27, 1957 - June 5, 2019
It can be hard to stay up to date on constantly changing tax laws, but it’s necessary to keep your final document in good legal standing. Especially if your will takes actions to address estate tax issues, it’s a good idea to receive periodic reviews by a professional attorney.
12 | JULY 2019
In Memoriam
Not Pictured Nancy Josephine Anderson WAVERLY, IA Died March 3, 2019
Eva Arends
DUMONT, IA Died June 7, 2019
Vanessa L. Back DUNKERTON, IA Died June 8, 2019
Rosemary Bogge INDEPENDENCE, IA Died June 5, 2019
Ervin Bohnstengel Died May 3, 2019
Marge Brandt
Pat “Irish” Fogarty NEW HAMPTON, IA Died May 28, 2019
Sheldon Scott Fox WATERLOO, IA Died May 7, 2019
Judith M. “Judy” Graham CEDAR FALLS, IA Nov. 18, 1936 - May 13, 2019
Angela Grimelli
JANESVILLE, IA Died June 15, 2019
Kyle L. Hansen
CEDAR FALLS, IA Died Feb. 18, 2019
Alberta Hanson
ACKLEY, IA Died March 15, 2019
INDEPENDENCE, IA Died June 8, 2019
Christopher L. Bruns
Arlene H. Heying
KASSON, MN Died May 19, 2019
NEW HAMPTON, IA Died May 26, 2019
Janet “Jan” L. Buchan
Maryls “Marlie” Ann Kasemeier
WATERLOO, IA Died May 18, 2019
Scott A. Buchheit INDEPENDENCE, IA Died May 21, 2019
Larry Dean Bunz DYSART, IA
Sydney Sue Shimp McBride WATERLOO, IA Died Feb. 24, 2019
John R. Miller
CEDAR FALLS, IA Died Jan. 21, 2019
Viola Nissen
CEDAR FALLS, IA July 21, 1921 - June 2, 2019
NEW HAMPTON, IA Died May 5, 2019
Jean M. “Jeano” Post WATERLOO, IA Died June 13, 2019
Loren Pothast
SHELL ROCK, IA Died May 14, 2019
Kim A. Rainey
Steven D. Kazda
Gerald O. “Jerry” Ramsey
Letty M. Kemp
Nancy Reinard
WATERLOO, IA Oct. 13, 1964 - May 11, 2019
Dale A. Burrows Carl J. Camenzind
Geraldine “Geri” Koch
Charles L. Roberts
Patricia Kupka
Erma Vesta Etringer Roethler
WARRENTON, MO Died June 17, 2019
Carol Ann Cooper
CEDAR FALLS, IA Sept. 10, 1940 - April 28, 2019
Carl Robert DeBoer ALLISON, IA Died May 31, 2019
VIola Mae Dennler VOLGA, IA Died June 6, 2019
Leo D. “Dewey” Donnelly INDEPENDENCE, IA Died May 27, 2019
James E. “Jim” Dooley III WATERLOO, IA Died June 12, 2019
WATERLOO, IA May 18, 1947 - May 9, 2019
Romaine Lee
WATERLOO, IA Died June 19, 2019
March 18, 1927 - May 21, 2019
Marion Samo
TRIPOLI, IA Died June 3, 2019
GRUNDY CENTER, IA Died June 3, 2019
Florence A. Lemke
Robert L. Savereide
SUMNER, IA Died June 26, 2019
Marlene Marie Luloff SUMNER, IA Died June 22, 2019
Peggy C. Mackamul WAVERLY, IA Died Feb. 28, 2019
John Magner
DECORAH, IA Died June 6, 2019
Bessie E. Smith
OELWEIN, IA Died June 24, 2019
Erbie Steffens
FORMERLY OF CEDAR FALLS, IA May 2, 1929 - May 29, 2019
WATERLOO, IA Died June 22, 2019
Charles L. Colburn
CEDAR FALLS, IA June 1, 1923 - March 11, 2019
Myron William Palmer
WATERLOO, IA Died May 7, 2019
WATERLOO, IA Died Feb. 8, 2019
Elizabeth Sibert
DECORAH, IA Died May 28, 2019
WATERLOO, IA Died May 1, 2019
WATERLOO, IA Died June 21, 2019
VALLEY, NE
NEW HAMPTON, IA Died June 23, 2019
Donald E. Ovel
WAVERLY, IA Died April 10, 2019
WAVERLY, IA July 11, 1955 - May 14, 2019
Mary Anne Shekleton
CEDAR FALLS, IA Died May 13, 2019
Pearl Maxine Scarff WATERLOO, IA Died May 25, 2019
David G. Schildroth REINBECK, IA Died June 6, 2019
Mary A. Scribner INDEPENDENCE, IA Died May 7, 2019
Merrill Francis Taylor
John Warren
WATERLOO, IA Died June 3, 2019
Paul John Wessels ALLISON, IA Died May 29, 2019
Rhonda K. Williams
MOUNT PLEASANT, WI May 29, 1965 - May 19, 2019
Dennis Wilson
WASHBURN, IA Died June 9, 2019
Helen M. Wolf
WATERLOO, IA Died May 22, 2019
Alvin Wubbena
Buying funeral insurance E
nsuring the cost of a funeral is covered before the time of death will guarantee your family is not left with the financial burden. If your life insurance policy doesn’t cover the service expenses, it’s refreshing to find a third party who does. Check with your insurance agent. According to the National Funeral Directors Association, the average cost of a funeral with viewing and burial services was $7,360 in 2017. Consider the burden loved ones face if there is no policy in place to cover the cost. This expense can cripple the financial security of family members, especially if there are responsible for other unresolved debts.
Burial insurance This important type of insurance can sometimes be offered by licensed funeral homes in your area. However, the Insurance Information Institute says that under most state laws, a policy must be acquired through a broker or agent at an insurance agency. Be sure to shop around for the best policy available based on your age, health conditions and coverages. Burial life insurance immediately pays your beneficiary at the time of
death. They are free to disperse the money as they wish. Most find peace of mind by covering funeral expenses, medical bills or outstanding debts which may be owed.
Pre-need funeral insurance Much like burial insurance, this policy is in place to prepay for foreseen costs like burial or cremation services, funeral arrangements and church donations. The main difference in preneed insurance is that the available funds are given to the funeral service provider you choose. Understanding the finances are directly going toward the right outlets is an important aid for family members who are grieving. When shopping for policies, look for services who offer a locked in price. This protects you against the rising costs of expenses by guaranteeing your service will be priced at today’s standards.
Discussing with family Talking about death with loved ones is never easy. However, being honest about your final service expectations helps everyone be prepared when the time comes.