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■ Top cop calls for West Side collaboration PAGE 2

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PRIMARY ELECTIONS

What to know about the March primary on the West Side Which progressive’s record will persuade voters? By ERIKA HOBBS Editor

The spotlight is on two West Side races in the March 19 primary. In the heated race for incumbent Danny K. Davis’ seat – a district that includes much of the West Side and west suburban Oak Park and Forest Park – all eyes will be on ethics and age. He and challenger Melissa Conyears-Ervin both have come under fire in the past year for alleged ethics violations. Davis, one of the oldest members in Congress, has been criticized for holding on too long. Mayor Brandon Johnson’s former Cook County commissioner seat, too, is up for grabs. Will it go with partybacked Tara Stamps, who was appointed as an interim, or activist Zerlina A. Smith-Members? Here’s what to know about the elections, the candidates and where and how to vote. See PRIMARY ELECTIONS on page 8

COURTESY OF GRACE URRUTIA

A Diaspora Dinner cooking class stretches from a black eyed pea salad recipe to discussions of food justice.

Garfield Park Conservatory celebrates Black History Month Whether it’s tours or a cooking class, the Conservatory offers celebratory free events this month

By JESSICA MORDACQ Staff Reporter

Garfield Park Conservatory is celebrating Black History Month with free programs for all ages. Most don’t require reservations, although the conservatory recommends booking online in advance in order to visit the conservatory. See CONSERVATORY on page 4

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FRANCIA GARCIA HERNANDEZ/BLOCK CLUB CHICAGO

Police Supt. Larry Snelling and Ald. Chris Taliaferro (29th) speak at a public forum in Austin on Feb. 6.

Police Supt. Larry Snelling vows to improve community policing

At a public forum in Austin, Chicago’s top cop asks West Siders to work together By FRANCIA GARCIA HERNANDEZ Block Club Chicago

Police Supt. Larry Snelling called for accountability and collaboration between police and the community during a public forum Tuesday night, saying progress can’t happen when both sides “demonize” each other. The city’s top cop spoke before about 100 people during the meeting at Hope Community Church, 5900 W. Iowa St., which was organized by pastor Steve Epting and Ald. Chris Taliaferro’s 29th Ward Office following requests from Austin neighbors.

Snelling has been at the center of a separate series of town halls hosted by the civilian-led Community Commission for Public Safety and Accountability for neighbors to ask questions and share their concerns. “I go back to the concept of policing by Robert Peel: ‘The police are the public, and the public is the police,’” Snelling told attendees Tuesday. “It starts with the people in this room.” As neighbors questioned Snelling about his plans to improve policing in Austin and across the city, Snelling acknowledged that siloes within the Police Department have prevented community engagement. “So you have a group of officers that you call community police officers. So what are we telling the other officers, that they don’t have to engage with the people?” Snelling said. See POLICING on page 6

Austin Weekly News, February 14, 2024

Austin writers feature blues musician Eddie Taylor in new film

Taylor played an important role in the Chicago blues scene By JESSICA MORDACQ Staff Reporter

Nearly a decade ago, Bonni McKeown, an Austin-based writer, decided to draft her first screenplay. Her script followed the life of Eddie Taylor Sr., a Chicago blues guitar legend in the 1950s, ‘60s and ‘70s, covering his family drama and relationship with the music industry as a Black guitarist. Taylor moved to Chicago’s West Side from Mississippi and, though he never achieved stardom like other blues musicians of the time, he played COURTESY OF BONNI MCKEOWN an important role Guy Davis and Leon on stage at Uptown Underground. in the Chicago BONNI MCKEOWN blues scene. and filming began in 2015. Parts of the feels this racist dynamic in today’s blues “The music is movie were shot on the Cinespace lot, a scene: “It’s systemic,” she said. “It victimthe most important part of the story,” said studio on the West side of Chicago. izes all the other Black musicians as well.” Darryl Pitts, a Chicago-based producer “It became more of an exposé of the corAlthough Pitts will attend the Pan Afriwho directed “The Rhythm and the Blues,” rupt and racist music business,” McKe- can Film and Arts Festival, neither she nor a film about Taylor that is premiering at own said of how her script evolved. “There Taylor will attend. the Pan African Film and Arts Festival in were so many talented Black musicians, “We can’t afford to go,” McKeown said. Los Angeles Feb. 14 and Feb. 17. “Blues is and I would say they’ve been “The Taylor family has been really ripped the foundation of every Ameridiscarded in that [the music inoff by the music industry.” can music art form.” dustry doesn’t] promote them,” But, McKeown added, the production Before McKeown wrote the McKeown said, a sentiment that team hopes to distribute “The Rhythm and script, she and Larry Taylor, Edcontinues today. the Blues” internationally within the next die Taylor Sr.’s stepson who lives “The national so-called blues year, including bringing it to the West side in Austin, authored his autobifestival scene is dominated by of Chicago. ography together. The two met white artists,” McKeown said. “When we look at music as a whole, Chiin the early 2000s, as McKeown “I’m a white artist myself, but cago has had some of the most iconic musihelped Taylor book blues shows, what I really can’t stand is the cians and talents, and there’s no monument occasionally accompanying DARRYL PITTS idea that white artists can replace to them anywhere,” Pitts said. So, he tried to him on the piano. They self-pubBlack stars and accomplished art- create one with “The Rhythm and the Blues.” lished “Stepson of the Blues: A In the movie, the actor Leon plays Eddie ists. Because this really is Black music. It is Chicago Song of Survival” in 2010. “It was probably one of the few books derived directly from Black experience in Taylor Sr. and Guy Davis plays blues musician Jimmy Reed. The score contains music dealing with the West side at the time,” this country,” she said of the blues. “The music business has been corrupt from Eddie Taylor Sr., Larry Taylor and his McKeown said. The book inspired her to write a script, so she signed up for a screen- for a very long time,” Pitts said. Taylor’s brother, the late Eddie Taylor Jr. Watch the trailer for “The Rhythm and writing class with Ytasha Womack, a Chi- “story was a microcosm of the industry as a whole. Either you went along with what the Blues” and buy tickets to the Pan Africago author and filmmaker. can Film and Arts Festival at https://www. McKeown then hired Pitts to turn her they were doing or you got shut out.” script into “The Rhythm and the Blues,” McKeown said that Larry Taylor still paff.org/

AUSTIN WEEKLY

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Editor Erika Hobbs Staff Reporters Jessica Mordacq Amaris Rodriguez Special projects reporter Delaney Nelson Digital Manager Stacy Coleman Digital Media Coordinator Brooke Duncan Reporting Partners Block Club, Austin Talks Columnists Arlene Jones, Aisha Oliver Design/Production Manager Andrew Mead Editorial Design Manager Javier Govea Designer Susan McKelvey Sales & Marketing Representatives Lourdes Nicholls, Ben Stumpe Business & Development Manager Mary Ellen Nelligan Circulation Manager Jill Wagner Publisher Dan Haley Special Projects Manager Susan Walker

BOARD OF DIRECTORS Chair Judy Greffin Treasurer Nile Wendorf Deb Abrahamson, Gary Collins, Steve Edwards, Darnell Shields, Sheila Solomon, Eric Weinheimer HOW TO REACH US 141 S. Oak Park Ave., Oak Park, IL 60302 PHONE 773-626-6332 • FAX 708-467-9066 CIRCULATION Jill@oakpark.com ONLINE www.AustinWeeklyNews.com Austin Weekly News is published digitally and in print by Growing Community Media NFP. It is distributed free of charge at locations across Austin and Garfield Park. Our hours are Monday through Friday 9 a.m. to 5 p.m. Advertising rates are available by calling our office. Printed entirely on recycled paper. © 2024 Growing Community Media NFP.

4 Austin Weekly News, February 14, 2024

CONSERVATORY

Budding botanists and Art After Dark

Growing history from page 1

Freedom foragers scavenger hunt At the conservatory’s front desk, guests can pick up a piece of paper that lists the names of a handful of plants with a clue about which rooms to find them in. These plants are all edible or have healing properties, although guests shouldn’t pick or eat them. The self-guided tour is also available digitally on your phone or the conservatory’s website. The self-guided tour provides information about abolitionist Harriet Tubman, who used her knowledge of plants for medicine as she freed hundreds of enslaved people in the mid-1800s. “The scavenger hunt doesn’t necessarily include the herbs that Harriet Tubman used,” said Onyx Engobor, the conservatory’s exhibit specialist. Tubman often used sassafras, black cherry and pawpaw, Engobor said, along with plants that have sedative properties, so she could keep babies from crying.

Historic Black figures in botany Around the conservatory, there are four interpretive signs that give information about black figures in botany. The sign on Wangari Maathai, the first African woman to win the Nobel Peace Prize, discusses her Green Belt Movement, which Engobor said helped plant more than 10 million trees. “Her story is about how one’s connection to nature is sacred,” Engobor said. The other signs give details about Edmond Albius, a boy who was enslaved and

CREDIT: ERIC ALLIX ROGERS

The Garfield Park Conservatory developed a technique to cultivate vanilla, plus Marie Clark Taylor, the first woman to earn a doctoral degree in science and the first African American woman to earn a doctorate in botany. A sign about Ron Finley, a current Black figure in botany, details his work on turning abandoned lots into food sanctuaries in Los Angeles. “The goal was to share some history on folks who have made contributions then and now and provide diverse narratives,” Engobor said.

‘Plantzilla’ read aloud On Feb. 10, from 11 a.m. to noon, author Jerdine Nolen will read her book “Plantzilla.” The picture book tells the tale of a

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third grader who brings home his carnivorous class plant for the summer. Nolen will also answer questions about her book. “It’s one of the kids’ favorite plants,” said Grace Urrutia, the conservatory’s special events and education outreach coordinator, about carnivorous plants. “They always ask about them when they come in.”

Meeting history A new photography exhibit at the conservatory opens Feb. 16 to highlight Garfield Park’s Citizen Archive. Built with help from local residents, the archive explores the Garfield Park neighborhood through the stories of those who live here. There will be a community opening celebration for the exhibit March 10.

Urban Roots Black History Tours On Feb. 24 from 11 a.m. to noon, Garfield Park Conservatory will offer a tour, put on by Urban Roots, the conservatory’s environmental justice program composed of local high-school students. These teens will be stationed at a plant and share with guests their relationship and cultural connection to that plant. “They’re focusing on plants that they connect with on a deeper level,” Urrutia said. One student, Urrutia said, chose bamboo because of its resilience and fast growth. The tour is free with registration.

The conservatory’s Budding Botanists and Art After Dark programs offer similar activities, though the first is from 10 a.m. to 2 p.m. and the latter takes place from 4 to 7:30 p.m. For Budding Botanists on Feb. 10 and 11, and Art After Dark on Valentine’s Day, the conservatory offers a craft to make plant puppets. During the activity, participants will learn about carnivorous plants, specifically those in South Africa. For Budding Botanists on Feb. 17 and 18, plus Art After Dark Feb. 21, the conservatory is exploring Abiyoyo, a South African folktale about a giant named Abiyoyo and a magic wand that makes the giant disappear. Participants will make their own wands, using objects they might find on a nature walk, like sticks and yarn. And for Feb. 24’s Budding Botanists event and Art After Dark Feb. 28, guests will make 3D models of how to make their communities more sustainable and healthier, while learning about the basics of environmental justice. “We always have a difficult time figuring out how to talk about environmental justice with a five-year-old,” Urrutia said of the Budding Botanists version of the craft. “One way we’re approaching this is by asking them, ‘What are the things that you see in your neighborhood and what are some things that you think would help your neighborhood? Can we build that?’”

Diaspora dinner In the conservatory’s community room on Feb. 14 from 5:30 to 7:30 p.m., registered participants can take a free cooking class. Urban Roots members will teach guests how to make cilantro cola, black eyed pea salad and stew, all while discussing food justice. Register for the Diaspora Dinner on Eventbrite.

Momentum Coffee Though not an event or program, the conservatory’s new cafe, Momentum Coffee, is a West Side, Black-owned business. Nikki Bravo and Tracy Powell founded the coffee shop in 2020 in the South Loop and, as of the conservatory’s coffee cart opening in January, now have six locations around town. In the Horticulture Hall from 10 a.m. to 3 p.m., try Momentum’s espresso drinks, cold brew and pastries.

Austin Weekly News, February 14, 2024

Ribs mean LOVE!

Club Shay Shay is making folks pay attention

ecently, Club Shay Shay on YouTube, hosted comedian Katt Williams. Club Shay Shay is the brainchild of Shannon Sharpe, a former tight end with the NFL Denver Broncos. Admittedly I had never heard of his show or him. I am not a football fan, but curiosity about the Katt Williams interview had me watch it. Fiftyeight million views later, a lot of others watched it too. And the insight we gleaned from Katt Williams’ observations were astounding. Katt spoke on a lot of subjects, with a lot of sincerity, insight, bluntness, critiques and a bunch of other adjectives. It was the kind of interview many have not seen in a long time and, even better, many had never seen. It caused people to actually pay attention. One of the advantages of a YouTube interview is that it doesn’t put any kind of time limitations on the show. So the hourand-a-half discussion, which was more of a sit-down conversation between friends, puts no pressure on either the interviewee or the interviewer. When Katt brought up certain things, Shay Shay was able to go down the pathway with him. As a person who enjoys a good interview, I was so glad that Shay Shay could explore all of the narratives without a time constraint. Admittedly, we are in an environment where we often have individuals speak their truth. Sometimes those truths turn out to be outright lies. And the good

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thing about social media is that if someone does tell lies, the person being lied on will call out the other person as a liar. Hence we have a world nowadays of social media “beefs.” It was very interesting to note that though many of the people Katt Williams spoke about responded, not one called him a liar. As we weave through the web of back-and-forth commentaries from individuals, the best part is that it gives us the kind of interaction and debate that has long been

missing. Club Shay Shay’s latest interview is with comedian Mo’Nique. It was good to hear her giving background to everything that happened with her allegedly being blackballed by some other Black folks in the entertainment industry. One of the points Mo’Nique brought up, that I truly stand in agreement with, is if you accept the contract to do something, and you perform the work, nobody should ask you to do anything additional without compensation. Even if working free has traditionally been the rule, Mo’nique’s interview is over two hours long. So it is a lot to take in and digest. But this I can say: Club Shay Shay has made an inroad in getting people to pay attention for over 60 minutes at a time to intelligent conversation. That in itself makes it a winner!

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AUSTIN WEEKLY NEWS Email your letter to the editor to: erika@growingcommunitymedia.org Or mail to: Austin Weekly News, 141 S. Oak Park Ave., Oak Park, IL 60302

6 Austin Weekly News, February 14, 2024

February is

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FRANCIA GARCIA HERNANDEZ/Block Club Chicago

Pastor Steve Epting of Hope Community Church in Austin helped to organize a public forum with Supt. Larry Snelling, Ald. Chris Taliaferro (29th) and Austin (15th) Police District Cmdr. Carlin Morse on Feb. 6.

POLICING

Collaboration needed from page 2 All officers should be “involved in some way” with community members, Snelling said. Neighbors also asked about plans to keep children and young people safe in and around schools after three shootings targeting Chicago Public Schools students in the past few weeks. Snelling said police are “doing their best” and the city has deployed community violence intervention specialists to certain areas, but community members need to step in. “A lot of these young people who are being murdered are engaged in acts that lead to retaliatory behavior,” Snelling said. Parents must be aware of the activities young people are engaging in, especially on social media, he said. “If we don’t hold them accountable first, the streets will,” Snelling said.

Preventing violent crime on the West Side Plans for reducing crime are focused on preventing vehicle theft, Snelling told Block Club. All police districts and bureaus are working together, with dedicated teams using technology and “communicating with each other” to prevent robberies and theft.

“If we reduce motor vehicle thefts, we reduce the opportunities for those who would use those stolen vehicles in secondary crimes,” Snelling said. “We still got a lot of work to do.” Snelling praised the police and Austin community’s collaborative efforts to reduce violent crime in the district. “We have to have a big vision where everybody sees their place in the vision,” said Epting, who leads the Austin (15th) Police District’s faith-based sub-committee. Known as the Austin Response Team, the sub-committee brings together faith leaders, neighbors and nonprofits to support victims and neighbors impacted by violent crime in Austin. The group coordinates peaceful gatherings on the streets to prevent violence and share information about available resources for jobs, legal aid, food pantries, safe spaces and other programs. Along with groups like Build Chicago and Institute for Nonviolence Chicago, the Austin Response Team deploys street outreach workers for gang intervention and conflict mediation. In the aftermath of last summer’s recordsetting flooding that affected thousands of Austin residents, the group coordinated informational meetings with the Federal Emergency Management Agency to help neighbors file federal aid claims. To stay informed about community events and promote collaboration, Austin residents can subscribe to the Austin Response Team text group by texting ARTNOW to 844-325-4410.

Austin Weekly News, February 14, 2024

Fifth City Commons begins leasing to West Siders in the spring

The East Garfield Park development will include up to 80 affordable housing units and will be the new home of Semicolon Bookstore By TREY ARLINE Block Club Chicago

The first phase of construction, which began in July, includes a three-story building with 43 apartments plus community rooms, a terrace, fitness room, laundry rooms and on-site management offices, developers said. The next phase will be built across the street on the north side of Fifth Avenue and will include affordable home ownership opportunities, developers previously said.

A $38 million affordable housing development coming to East Garfield Park will begin leasing in the spring, officials said. The Fifth City Commons development at 3155 W. Fifth Ave. will begin leasing its affordable apartments in April, representatives for developer Preservation of Afof Chicago | Brandon Johnson, Mayor fordable HousingCity Midwest Chicago Park Districttold Board ofneighbors Commissioners | Rosa Escareño, General Superintendent & CEO at a recent Garfield Park Community See FIFTH CITY COMMONS on page 9 Council meeting.

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• Explore Big Marsh Park during winter • • See Husky teams sled around the park • Big Marsh Parkguided is located at 11555 Stony Island Ave. • Enjoy bird hikes with S. Mama Edie • Make aisnature-inspired winter craft • Days. Limited• parking available during Polar Adventure • Have fun listening to stories around a bonfireor• call 312.742.7529 For more information visit www.ChicagoParkDistrict.com • Drink a hot cocoa •

Big Marsh Park is located at 11555 S. Stony Island Ave. Limited parking is available during Polar Adventure Days.

For more information visit www.ChicagoParkDistrict.com or call 312.742.7529 For more information about your Chicago For more information about your Chicago Park District,Park District, visit visit www.ChicagoParkDistrict.com or call 312.742.7529. www.ChicagoParkDistrict.com or call 312.742.7529.

City of Chicago | Brandon Johnson, Mayor City of Chicago | Brandon Johnson, Mayor Chicago Park District Board of Commissioners | Rosa Escareño, General Superintendent & CEO

Chicago Park District Board of Commissioners | Rosa Escareño, General Superintendent & CEO

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8 Austin Weekly News, February 14, 2024

PRIMARY ELECTION from page 1

Who is running? FEDERAL U.S. House of Representatives, 7th District Two-year term

Urban Caucus, the Community Health Center’s Caucus, the Congressional Sugar Caucus, the Congressional Caucus on Black Men and Boys, and Co-Chair of the Congressional Caucus on Re-entry. He is a former educator, community organizer and civil rights advocate. He is known for his work on healthcare and criminal justice reform. During the Obama administration, he signed the Second Chance Act that provides transitional assistance to exoffenders coping with the challenges of re-entering public life. According to The Intercept, he is facing scrutiny in connection with using Congressional funds to buy campaign advertising. He has denied the allegations. Despite his record, Davis, at 83, is being accused by his opponents of being out of touch with his constituency.

Melissa Conyears-Ervin

Kouri Marshall

The Chicago City Treasurer and former state representative officially announced that she was running earlier this year amid allegations of unethical conduct. In Springfield, according to her biography, she passed bills to provide more funding for affordable childcare and new, more equitable funding for Chicago Public Schools. She co-founded the Democratic Women’s Caucus. In a 2020 letter, Tiffany Harper, Conyears-Ervin’s former chief of staff, and Ashley Evans, another city treasurer employee, said that they were fired in retaliation after they questioned what they described as the abuse of power. The city settled with the ex-employees. Conyears-Ervin has denied the allegations. However, an Office of Inspector General investigation found this was a case of retaliation and the Chicago Board of Ethics ratified the findings Nov. 13. She can contest the results. Conyears-Ervin has served as a state representative for the West Side-based 10th District before she resigned in 2019 to run for city treasurer. She won a three-way race, then ran unopposed in 2022.

This is Marshall’s first run for office. He worked on former President Barack Obama’s 2012 reelection campaign, for former First District Cook County Commissioner Richard Boykin and for Gov. J.B. Pritzker. He has served as the executive director of Democratic GAIN, a membership association for politically progressive professionals, and he co-founded ChiGivesBack, a nonprofit that organizes fundraisers for other charitable programs. He now serves as a director of state and local public policy for the Chamber of Progress, a trade organization for technology companies. Marshall told Austin Weekly News last year that he respected Davis’ decades of service but added that his campaign was about the future. “I think it’s time for the congressman to pass the torch,” he said. “There’s a strong appetite for change, and if there had not been, I wouldn’t have put a hat in the ring.”

Danny K. Davis Davis, a powerful, revered politician, has held the House of Representatives seat since 1997. He announced last June that he would run for reelection in what is expected to be a hotly contested primary. In the 118th Congress, Davis was reappointed to the powerful Committee on Ways and Means and is the Subcommittee Ranking Member of the Worker and Family Support Subcommittee. He serves on several Congressional Caucuses, including the Congressional Black Caucus, the Progressive Caucus, the Congressional Equity Caucus, the

Nikhil Bhatia Bhatia, an Indian American, is a math teacher in Grand Crossing and an elected Local School Council member at Galileo Scholastic Academy. “I have spent my entire career in urban education, but the obstacles all of our kids face -underfunded schools, gun violence, climate change, and rolling back rights for women and LGBTQ students -- are overwhelming,” he said in a statement on his LinkedIn page. “We need a solution that goes well beyond the classroom. And to do that, we need to change who we are sending to Washington. Change can’t wait.”

Kina Collins This is her third consecutive challenge to Davis. In the 2020 primary, Collins, who is from Austin, picked up only about 14% of the vote. But in the 2022 rematch, she garnered nearly 46% of the vote in a direct threat to Davis. In 2017, Collins formed the Chicago Neighborhood Alliance to empower activists to end gun violence in Chicago. According to her campaign, she co-authored the Illinois Council on Women and Girls Act and served as the inaugural chairwoman of a council that stemmed from that effort. During the 2019 Chicago aldermanic election, Collins helped form a coalition of organizations called Brand New Council, which aimed to elect progressive candidates of color to the city’s council.

STATE State Representatives Two-year terms State Representative, 8th District La Shawn K. Ford is running unopposed. State Representative, 78th District Camille Lilly, assistant majority leader, is running unopposed. County Commissioner, 1st District Unexpired 2-Year Term

Tara Stamps Stamps, a community activist and Chicago Teachers Union member, was selected to take Brandon Johnson’s seat after he was elected mayor in 2023. The district spans the city and the suburbs, including Austin, Oak Park, Forest Park, Maywood and Bellwood. Stamps is a former teacher and now serves as an administrator of new teacher development for the CTU. She is the daughter of activist Marion Stamps. Stamps challenged Ald. Emma Mitts in 2015 and 2019.

Austin Weekly News, February 14, 2024

Zerlina A. Smith-Members Smith-Members, of Austin, is a community activist and victim services coordinator for Together Chicago, a non-profit agency that helps victims of crime and people in need who live in the Garfield Park and Austin communities. She is a founding member of the Good Neighbors Campaign (part of Westside Health Authority), a member of The Leaders Network, former secretary of Columbus Park Advisory Council, former chairperson of Saucedo Scholastic Academy Local School Council and a violence prevention specialist to create neighborhood safety strategies. SmithMembers also served as the Illinois regional director for Jill Stein in the 2016 presidential campaign.

‘Dr. Bill,’ Austin, Oak Park service provider, guilty of $1.2M Medicaid fraud

William McMiller was found guilty of multiple felonies By LUZANE DRAUGHON

WHY DOES IT MATTER? What the West Side Congressional race comes down to, said political consultant Delmarie Cobb, is age. “Ageism is at the top of the ticket,” she said – ironic, considering that’s also the issue with this year’s presidential election. What most people in the largely progressive district aren’t looking at is that Davis is one of the most progressive leaders and has been pushing for related issues for a long time, she said. “So, you have someone who is a longtime progressive but who is older. So voters will have to decide whether they want someone who is older -- if that what the major issue is – or a progressive who is younger.” But the difference is the candidate’s record. Choosing someone younger is fine, she said. “But voters have to decide whether they want someone who has a record of progressive actions and record of fighting for everyday

working people.” In terms of the state legislature, many, like Ford and Lilly, are running unopposed. “I think that does everybody a disservice,” she said. “Everyone should be challenged. When you’re challenged, you put your record on the line. You have to hold something up to voters and say this is what I’ve done. Why I’m the best and you need to re-elect me.” Holding office, she added, is not an “entitlement.” “You have to earn every vote,” she said. As for the county commissioner race, a candidate’s record will speak loudly, too. “Again, this comes down to do you want a progressive who may still be new to office, but has a record of standing up and organizing for everyday working families, or do you want a firsttime elected official who you’re hoping will do the right thing?”

Where to vote Early voting in Downtown Chicago begins Thursday, Feb. 15 at 9 a.m. at 191 N. Clark St. and at 69 W. Washington St. Early voting in Chicago’s wards begins Monday, March 4 at 9 a.m. Nearby locations include: ■ West Side Learning Center ■ 4624 W. Madison St. ■ Amundsen Park ■ 6200 W. Bloomingdale Ave.

You can also vote by mail. Learn more at https://chicagoelections.gov/voting/vote-mail

Staff Reporter

Dr. William McMiller, an Oak Park physician, was found guilty of defrauding Illinois out of more than $1.2 million in Medicaid funds. McMiller was charged along with his niece, Jonise Williams, in 2020. Cook County Circuit Court Judge Angela Petrone found McMiller guilty of theft of government property by deception and theft of government property by unauthorized control, each of which are Class X felonies punishable by six to 30 years in prison, according to a news release. “Millions of Illinoisans – seniors, children and families – rely on Medicaid to obtain their health care,” Illinois Attorney General Kwame Raoul said in the release. “It is unconscionable a physician who is charged with providing

FIFTH CITY COMMONS from page 7 All told, the project could contain up to 80 housing units, including the for-sale housing. A Fifth City representative confirmed that Semicolon Bookstore will have a dedicated space in the development. The popular bookstore closed its River West location ahead of its planned move into the new development. The project adds affordable housing near the Kedzie Green and Blue Line stations and will boost the West Side’s stock of electric vehicle charging stations, retail space and energyefficient buildings. Fifth City Commons is slated to be completed next year. Previously called Garfield Green, the project was touted by Ald. Jason Ervin (28th) and other developers to counteract displacement and gentrification by providing residents with better transit-oriented housing options. The project caters to individuals and fami-

care would take advantage of patients and the people of Illinois.” Petrone also found McMiller guilty of vendor fraud, a Class 1 felony punishable by four to 20 years in prison, according to a news release. McMiller’s court date is scheduled for Feb. 29. According to authorities, the physician owns Dr. Bill’s Learning Center, with locations in Oak Park and in Chicago. The center provides clinical therapy, psychiatric services and tutoring to children, according to the release. McMiller, along with his niece, submitted claims to Illinois’ Medicaid program for psychotherapy and medical services that were not provided, according to the release. “Physicians who defraud federal health care programs not only waste valuable taxpayer dollars, but they also divert resources meant to pay for medically necessary care for eligible enrollees,” Mario M. Pinto, Special Agent in Charge with the Department of Health and Human Services in the Office of Inspector General, said in the release. lies making up to 80 percent of the area median income, or $88,250 per year for a family of four, city officials said. Development firm Preservation of Affordable Housing was awarded the site in 2019 after winning a global design competition focused on sustainability. Rooftop solar panels will supply two-thirds of the building’s energy, according to developers. Other environmentally friendly features include triple-pane windows, extensive insulation and air sealing to lower the building’s energy needs. In addition to the electric vehicle charging stations, there will be extensive bicycle parking, and on-site composting, developers have said. City Council approved a battery of financial assistance for the project last year, including tax increment financing and HOME investment Partnership Program assistance, sales tax bonds, Low Income Housing Tax Credits and tax-exempt bonds, according to the ordinance and a spokesperson for the developer.

10 Austin Weekly News, February 14, 2024 Let the sun shine in...

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PUBLIC NOTICES PUBLIC NOTICE Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: Y24011407 on January 31, 2024 Under the Assumed Business Name of D.W. DIGITAL with the business located at: 111 S. PARKSIDE AVE, CHICAGO, IL 60644. The true and real full name(s) and residence address of the owner(s)/partner(s) is: DEARRA BRIANNA WILLIAMS, 111 S. PARKSIDE AVE, CHICAGO, IL 60644, USA. Published in Austin Weekly News February 7, 14, 21, 2024

BIRTH ANNOUNCEMENT Bouncing Boy A.R. arrived on the 8th day of September 2006 to the parents Rashad and Angelea Rhodes. Weighing 8pounds and 18inches long at 10:15pm Advocate Hospital. Published in Austin Weekly News January 31, February 7, 14, 21, 2024

BIRTH ANNOUNCEMENT Beautiful baby Girl E.R. arrived on the 20th day of November 2009 to the parents Rashad and Angelea Rhodes. Weighing 7 pounds and 61 inches long at 8:37pm. Trinity Hospital. Published in Austin Weekly News January 31, February 7, 14, 21, 2024

BIRTH ANNOUNCEMENT Baby Girl L.R. arrived on the 27th day of February 2008 to the parents Rashad and Angelea Rhodes. Weighing 6 pounds and 15 inches long at 6:30pm Trinity Hospital. Published in Austin Weekly News January 31, February 7, 14, 21, 2024

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this newspaper is subject to the Fair Housing Act, which makes it illegal to advertise any preference, limitation or discrimination based on age, race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preferences, limitations or discrimination. The Illinois Human Rights Act prohibits discrimination in the sale, rental or advertising of real estate based on factors in addition to those protected under federal law. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Restrictions or prohibitions of pets do not apply to service animals. To complain of discrimination, call HUD toll free at: 1-800-669-9777. GROWING COMMUNITY MEDIA

REAL ESTATE FOR SALE

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR BANC OF AMERICA FUNDING CORPORATION 2007-3 Plaintiff, -v.DONALD MCNEAL A/K/A DONALD TAMEL MCNEAL A/K/A DONALD MC NEAL Defendants 2022 CH 11381 1433 SOUTH MILLARD AVENUE CHICAGO, IL 60623 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 31, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 7, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1433 SOUTH MILLARD AVENUE, CHICAGO, IL 60623 Property Index No. 16-23-121-0230000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driv-

er’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 22-12416IL_835453 Attorney Code. 61256 Case Number: 2022 CH 11381 TJSC#: 43-2518 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2022 CH 11381 I3233648

to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 20-03635IL_608465 Attorney Code. 61256 Case Number: 18 CH 04927 TJSC#: 43-4423 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 04927 I3236733

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF GREAT LAKE FUNDING I TRUST Plaintiff, -v.L & M REMODELING CORP, ROY LEON MOORE, CITY OF CHICAGO Defendants 2023 CH 01255 1640 S PULASKI ROAD CHICAGO, IL 60623 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 5, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 26, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1640 S PULASKI ROAD, CHICAGO, IL 60623 Property Index No. 16-22-407-0380000 The real estate is improved with a commercial property. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR BAYVIEW FINANCIAL MORTGAGE PASS-THROUGH TRUST 2006B, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-B Plaintiff, -v.WILLIE IKUOMOLA, LAURENA LACEY Defendants 18 CH 04927 2735 WASHINGTON BOULEVARD CHICAGO, IL 60612 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 27, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 28, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 2735 WASHINGTON BOULEVARD, CHICAGO, IL 60612 Property Index No. 16-12-421-0090000 The real estate is improved with a brown brick, three story multi unit home, no garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject

REAL ESTATE FOR SALE

FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-07415 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2023 CH 01255 TJSC#: 44-83 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 01255 I3237202

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO WILMINGTON TRUST COMPANY, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK OF AMERICA NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR BY MERGER TO LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR LEHMAN XS TRUST MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-1 Plaintiff, -v.OMAR D STOVER A/K/A OMAR STOVER, UNKNOWN HEIRS AND LEGATEES OF OMAR D. STOVER, IF ANY, CITY OF CHICAGO Defendants 09 CH 44139 1534 NORTH LAVERGNE AVE CHICAGO, IL 60651 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 21, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 15, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1534 NORTH LAVERGNE AVE, CHICAGO, IL 60651 Property Index No. 16-04-203-0240000

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BY PHONE: (708) 613-3333 BY FAX: (708) 467-9066 BY E-MAIL: EMAIL@GROWINGCOMMUNITYMEDIA.ORG REAL ESTATE FOR SALE

REAL ESTATE FOR SALE

The real estate is improved with a two-story single family house with white siding and a detached garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building

and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 20-05240IL_615260 Attorney Code. 61256 Case Number: 09 CH 44139 TJSC#: 43-3139 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 09 CH 44139 I3237510

NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 17, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 6, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 5430 WEST GLADYS AVE., CHICAGO, IL 60644 Property Index No. 16-16-113-0320000 The real estate is improved with a single family residence. The judgment amount was $202,393.12. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common

interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Luke P Wiley, Wiley Law Group, LLC Plaintiff’s Attorneys, 53 W. Jackson Blvd. Suite 1510, Chicago, IL, 60604 (815) 685-4203. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. Luke P Wiley Wiley Law Group, LLC 53 W. Jackson Blvd. Suite 1510 Chicago IL, 60604 815-685-4203 Fax #: 815-390-1643 E-Mail: lukewiley@wileylaw.net Attorney Code. 64541 Case Number: 2023 CH 9054 TJSC#: 44-183 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 9054 I3237695

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION F STREET INVESTMENTS, LLC, A WISCONSIN LIMITED LIABILITY COMPANY Plaintiff, -v.BURNETT INVESTMENT GROUP, LLC, AN ILLINOIS LIMITED LIABILITY COMPANY, LASHAWN BURNETT, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 2023 CH 9054 5430 WEST GLADYS AVE. CHICAGO, IL 60644

It’s always been easier for me to help others than to help myself

REAL ESTATE FOR SALE

For military veteran caregivers, caregiving often starts earlier in life and lasts longer. To better care for your loved one, you must also care for yourself.

It’s always been easier for me to help others than to help myself As a Veteran, when someone raises their hand for help, you’re often one of the first ones to respond. But it’s also okay to get help for yourself. Maybe you want or need assistance with employment, stress, finances, mental health or finding the right resources. No matter what it is, you earned it. And there’s no better time than right now to ask for it. Don’t wait. Reach out.

Find resources at VA.GOV/REACH As a Veteran, when someone raises their hand for help, you’re often one of the first ones to respond. But it’s also okay to get help for yourself. Maybe you want or need assistance with employment, stress, finances, mental health or finding the right resources. No matter what it

Get a FREE military veterans caregiving guide at

aarp.org/caregiving

The Landmark, February 14, 2024

Deadline to be included in the 2024-2025 lottery: March 18, 2024 The lottery is scheduled at 9:00 am on March 20, 2024 at Catalyst Circle Rock

Happy Valentine’s Day From: Austin Weekly News To You!

February 14, 2024

GROWING COMMUNITY MEDIA

AT HOME ON THE GREATER WEST SIDE A GCM GUIDE TO HOMEOWNERSHIP

Garfield Park resident Mercedes Pickett shares her homebuying experience ‘I feel like an investor in my neighborhood’ By DELANEY NELSON Special projects reporter

ercedes Pickett is a West Side girl through and through — so much so that her dog is named Westside. She grew up in Garfield Park, with seven siblings in a home her mom bought. When it came time for Mercedes to decide where to buy her own home, there was no question that she would stay in her community. “I didn’t want to walk away from such a beautiful place,” she said. “I see the Garfield Park area and the West Side as a gold mine. I just feel more like a stakeholder and an investor in my neighborhood. So, I can work here, I can play here, and I can pray here, because I actually live here.” Pickett’s homeownership journey began long before it came time to find a realtor and visit properties. When she was growing up, she remembers how exciting it was to see her art hung up on the wall of her bedroom. “With space comes opportunity,” she said. “To see the freedom a person has when they own the building is something that excited me.”

TODD BANNOR Mercedes Pickett holding a copy of a home buying guide in the living room in the Garfield Park two-flat she owns on Feb. 2.

She saw her mom care for the property and handle the financials associated with homeownership — a road that can easily become rocky, given the unforgiving nature of many loans. In 2008, Pickett’s mom fell two months behind on her mortgage payment and quickly began to fear foreclosure on her home. With the help of a grant from Neighborhood Housing Services of Chicago, her mom got back on track. She paid off the mortgage in 2017. Pickett credits NHS with saving her childhood home — and inspiring her own home buying process. “When NHS wants me to advocate for them, I do it in a heartbeat because they saved my family home and that impacted the trajectory of my life,” she said. “[NHS] understood that my mother can make ends meet, she just got a little bit behind. NHS gave her a lifeline. So many individuals and banks turned her down because they saw

profit behind her missed payment.” When Pickett decided to pursue homeownership for herself, she took NHS’s eight-hour homebuyer education course. Then, she worked with a financial counselor to build up her credit and completed a property management course, through which she learned some of the ins and outs of becoming a landlady and offering affordable housing. When she started looking at homes, she knew she wanted a multi-unit property with a basement and an adjacent vacant lot. She said she experienced a smooth closing process. Pickett moved into her home in 2020. She now lives on the second floor of her property. A mother-daughter tenant duo live downstairs.

See MERCEDES PICKETT on page B3

February 14, 2024

AT HOME ON THE GREATER WEST SIDE

GROWING COMMUNITY MEDIA

A brief course on lending What to know when you’re buying a home

By DELANEY NELSON Special projects reporter

he world of lending can be confusing and daunting. For many folks, so is buying a home. There are a lot of myths about the homebuying process — 83% of homeowners say they were surprised by at least some aspect of buying a home. A major piece of homeownership is getting a mortgage, which is a loan for buying a house or other property. With some input from Gordon Rice, who has spent 30 years in the banking industry as a lender and is now director of lending services at Neighborhood Housing Services of Chicago, we’ve put together this guide to how lending fits into becoming a homeowner. “We want to make sure that our homeowners in Chicago and Cook County are taken care of, whether it’s through us or somebody else,” Rice said. “We want to make sure that we are addressing the needs of our community, and we get people into homes that are looking for that in this chapter of their life.” For many Americans, a home is the biggest purchase they’ll ever make. The payment, however, is not all upfront. Prospective homeowners take out a mortgage to make that purchase,

which breaks the payment into increments over many years. One of the first steps in the process a homebuyer should take is determining a budget: how much they can put toward a down payment and how much they can realistically pay every month. The connection between home ownership and lending doesn’t stop at a mortgage. Owning a home also gives borrowers increased leverage when asking the bank for a personal loan. This is just one way homeownership can facilitate long-term stability.

What is a mortgage? A mortgage is a loan from a bank or other lending institution used to purchase property. Once the borrower pays off the mortgage, plus interest, they own the home outright. There are several types of mortgages for people in different financial situations and stages of life. In general, mortgages are made up of four parts: principal, interest, taxes and insurance. The principal is the amount of money borrowed to buy a house. Keep in mind, more money paid upfront on the down payment means a smaller principal. Interest is the cost of borrowing that money

Types of mortgages and loans

“A” Loan: A term to describe loans with the best possible terms, conditions and interest rate. Borrowers must demonstrate strong credit to be considered for an A loan. Adjustable-Rate Mortgage (ARM): The interest rate on an ARM will fluctuate based on market conditions. ARM rates usually start low, but once the rate increases, monthly payments will increase, too. When the rate decreases, so will monthly payments. These mortgages are also known as variable-rate loans. “B” or “C” Loan: used to describe loans or mortgages with less-than-ideal terms and conditions, such as high interest rates and fees. Borrowers with little to no credit history or a history of bad credit are unlikely to get an A loan, but may qualify for a B/C loan. These can generally be classified as subprime loans. FHA Loan: a mortgage insured by the government and issued by a bank or other lender. This loan type is intended for low-

or middle-income earners who may not get approved for a commercial mortgage. FHA loans require a minimum 580 credit score and a 3.5% down payment, but they tend to come with higher interest rates than conventional mortgages and require borrowers to purchase mortgage insurance. Fixed-Rate Mortgage: A mortgage with a stable interest rate that does not change. Monthly principal and interest rate payments will stay the same for the life of the loan. VA loan: a home loan backed by the Department of Veteran Affairs for U.S. veterans. These loans have a low down payment or none at all — nearly 90% of all VA-backed home loans are made without a down payment. USDA Loans: United States Department of Agriculture (USDA) Rural Housing Service Loans are available in designated rural areas for low- and moderate-income buyers and are insured by the federal government.

— it generally appears as a percentage of the total amount borrowed. Sometimes, a higher credit score can lead to a lower interest rate. In Chicago, all homeowners must pay a property tax, with some exemptions available. The statewide average is 2.07% of the total value of a property. Property taxes in Cook County are paid over two installments each year. Homeowners insurance protects the homeowner from all sorts of things, like damage to their house or theft. Home insurance isn’t required by law, but lenders typically require it as a condition of a mortgage. Mortgage insurance, on the other hand, is usually only necessary for borrowers who put a down payment of less than 20% on their home. Generally, homeowners insurance and mortgage insurance are paid annually. But, many mortgage agreements allow borrowers to pay insurance and taxes a bit at a time, as if it were a monthly bill. Those payments are saved in an escrow account until the actual bill is due. This system helps borrowers to not fall behind on payments.

Why do I need to get preapproved? “A lot of people start looking, they don’t get the preapproval letter ahead of time,” Rice said.

And unbeknownst to them, they fall in love with the property that weekend. A lot of times if there’s multiple people that want to buy the same property, [so] having a preapproval will expedite that process. [Preapproval] shows that they’re a legit buying customer, they’ve already been given their amount of what they can afford.” When you apply for an actual mortgage, Rice added, you will do so with the same lending institution that gave you a preapproval letter or contract.

How do I decide which lender to work with? When shopping around for a mortgage, it’s important to determine which lender offers the best terms. Rice recommends working with a reputable company, maybe someone a friend or family member had a good experience with. Borrowers should avoid loan officers who work on a commission basis, Rice said, because they may not have your best interests at heart. “All my loan originators are not on a commission basis. They’re salaried. So, their job is to go ahead and not show any favors to anybody, there’s no extra commission to be made outside of just trying to help the homeowner get into the best possible situation for them,” he said.

GROWING COMMUNITY MEDIA

AT HOME ON THE GREATER WEST SIDE

Some other terms to know when it comes to getting a mortgage

Automated Underwriting System (AUS): When a potential borrower applies for a loan or loan preapproval, the loan officer will run their application through an AUS. The computer program looks at information like income, debt-toincome ratio, employment history, credit history, public records, cash reserves and liquid assets to determine whether to approve the borrower for the loan. While automated underwriting is quicker than manual underwriting, the latter can be a good option for individuals with bad credit histories or complicated financials, whom an automated system may be quick to deny.

Commitment Letter: a formal document that serves as proof a borrower is preapproved for a loan. The letter states what amount the borrower is preapproved for, but the letter is not binding. It is often dependent on listed factors, like a second credit check closer to closing and a home inspection. Usually, real estate agents and home sellers won’t consider an offer from a prospective buyer without a commitment letter.

is a major factor used by lenders to determine how much to loan a borrower. Derogatory Information: negative information on a borrower’s credit report that can be used to turn down a mortgage application. Examples include serious loan delinquency or frequent late payments. Four C’s of Lending: The four major factors lenders consider when determining whether to approve someone for a loan. Capacity: whether the borrower will be able to pay back the loan. This includes income, savings, debt-to-income ratio, existing debt and other financial commitments. Capital: any readily available money, savings and investments for a downpayment and other fees associated with the homebuying process. Credit: credit score history and other records of paying bills on time. Collateral: Lenders will consider the value of the property the borrower is getting a mortgage for, as that property will act as security against the loan. (If the borrower doesn’t pay back the mortgage, the lender could take possession of the property.)

February 14, 2024

Wait, how do I get a mortgage?

Once you decide you’re ready to seriously begin your home buying search, a major step is to get preapproved for a loan. (Earlier steps include building credit and saving for a downpayment. For our glossary on that, check out last month’s guide: https://ow.ly/szni50QziwS). Below are the six steps of the mortgage process.

Research

How much do you have saved for a downpayment? How much can you realistically spend per month?

Preapproval

Loan application

Once you find a home and put in an offer, then you can go through the loan application process. This will be similar to preapproval, but now you know exactly how much to ask the lender for.

Loan processing

A loan processor will verify your credit and other financial and work history. They will also order an appraisal of the property you’re looking to buy, which will determine the value of the home.

Underwriting

Preapproval is an offer from a lender to loan a certain amount — a.k.a. the mortgage amount they will approve you for. This is based on information including a credit check, pay stubs, bank statements, tax returns, ID and social security card. You should get preapproved before finding a house you want to buy. You should also visit different banks and credit unions to see what your loan options are and get the best deal. “I usually ask [new clients] to either go through the homebuyer education seminar process or preferably, in our lending group, we want to get you preapproved,” Rice said. “So then, when a property is attractive to the homeowner and a future homebuyer, with a realtor, they can go ahead and make that offer if they feel that’s the property they want to purchase.”

You are now a homeowner! You have taken a big step in securing a stable future and creating generational wealth for yourself and your family.

An underwriter will look at the four Cs of lending, determine your risk level and decide whether to approve you for the mortgage. They may also ask for additional documentation.

Approval and Closing

Once you’ve been approved, it’s almost time to celebrate! You will still have to sign final documents and pay closing costs. “Don’t run out and buy a car or take on any debt until you close on your loan because it will be found out and it will be added to your debt ratios,” Rice said.

Compensating Factors: elements of a borrower’s financial profile that allow lenders to be more forgiving in other areas where the borrower’s qualifications aren’t as stellar. An example of a compensating factor could be significant additional income, like yearly bonuses or seasonal work, to compensate for lower regular income. Another example is mortgage insurance, which can act as a compensating factor for borrowers with low credit scores.

Loan Officer: the person who takes applications for loans offered by a bank or lending service. The loan officer can answer questions, provide written information explaining loan details, and help borrowers fill out a loan application.

Debt-to-income (DTI) ratio: a calculation comparing debt to income. The amount of a borrower’s monthly debts divided by their gross monthly income (including their housing payment) equals the debt-to income ratio. It

Subprime Loan: credit and loan products — including mortgages — which have less strict approval terms and conditions compared to a typical loan. However, as a compensating factor for the higher risk, subprime products

charge consumers higher interest rates and fees. Many subprime loans are considered to be predatory because they do not appropriately take into account whether the borrower will be able to pay back the loan.

Truth-in-Lending Act: A law that protects consumers against inaccurate and unfair credit billing and credit card practices. This act means lenders must always inform borrowers of all the terms and conditions of their loan.

MERCEDES PICKETT

go to a thrift store, and then have a new relic or new artifact that can fit perfectly into my room, whether it’s a telescope or some Buddha hands or statues. I can have a Chinese [style] privacy divider in a window. In my bedroom, I put up a big whiteboard, and I write my ideas down. I love writing on pencil and paper but sometimes when you’re in bed, you don’t have that. So, I can just go to my wall and write, and I put “Make the most of your potential” in really big, beautiful colors. It’s really about me having ideas in my own head and my own heart, and bringing them to life. I was able to get a beautiful, all-black Ger-

man Shepherd named Westside, and I got the gate for him. I’m walking into each room just reflecting on the space that I have and how grateful I am. I step into a room and it’s not like the thought that I had when I was a kid of, “Oh, this room will be filled with plants and this room will be filled with meditation,” but each room does serve its own purpose. I really walk around and even now I’m very appreciative that I have the space.

asset for any first time homeowner. That one time, it could be perfect, but if you have a month before closing, there could be some additional things that were changed — you need someone to go in and inspect those things. Everyone has their own specialty. You want someone for your furnace, for your boiler and for your roof. Those three things are top priority. Make sure you have someone look specifically at your furnace, inspect the furnace, the life expectancy of it, and when it was purchased. [I want to] make sure that others understand the importance of inspections and the importance of saving or allocating funds for at least two inspections.

Continued from page B1

About the home:

I have my own office, and that is one of my beautiful spaces where I can create, I can take meetings. It’s all designated to my needs … If your space is not conducive to your needs, it’s going to be distracting. I also have a beautiful walk-in closet. I worked so hard for this walk-in closet. I have a nice little jewelry chest. I love making clothes, so I have a station for clothes that need repair, clothes I have ideas for. I love thrift store shopping too, so I can

Advice for prospective homebuyers:

Take your time and have thorough inspections. Budget for inspections. I think that’s an

Celebrate!

February 14, 2024

AT HOME ON THE GREATER WEST SIDE

GROWING COMMUNITY MEDIA

These community leaders hope to tackle lending inequity By DELANEY NELSON and FRANCIA GARCIA HERNANDEZ Special projects reporters

ev. Ira Acree, pastor of Austin’s Greater St. John Bible Church, is all too familiar with the experience of being failed by large financial institutions. Now, he’s part of a multi-faith effort to get a credit union to the community. Acree often tells young people the story of a parishioner who spent 27 years in the same building — only to be priced out when new property owners jacked up the rent. Can you imagine if she spent those years paying into her own property, rather than someone else’s, he asks? This, he tells them, is why you should pursue homeownership. But more than a century of discriminatory lending practices in areas such as Chicago’s West and South Sides, where Black and brown people were pushed or chose to live, hasn’t made it easy.

Continuing practices Discrimination in lending is not just a practice of the past. In 2021, the Woodstock Institute found that at the middle-income level, Black applicants in Chicago were denied four times as often as their white counterparts. A year earlier, reporting out of WBEZ and City Bureau revealed that 68% of dollars loaned for housing purchases went to majority-white neighborhoods; just 8.1% and 8.2% went to majority-Black and majority-Latino neighborhoods, respectively. They found lenders invested more money in Lincoln Park than all of Chicago’s majority-Black neighborhoods combined. Acree, who is also a co-chair of the Leaders Network, a West Side social justice and faithbased group, experienced a struggle with lending firsthand. He bought multiple properties in 1990, then decided 10 years ago to sell one of the homes, and purchase another. But big banks wouldn’t help. “It was like pulling eyeteeth to secure a loan,” Acree said. “I personally know the pain and humiliation of being redlined against. I was able to navigate around and find a community bank that would work with me.” Michelle Collins, strategic advisor for The Leaders Network and a former community de-

FILE

Rev. Ira Acree

Pastor of Austin’s Greater St. John Bible Church

velopment banker, said discriminatory lending exacerbates distrust. “As a community development banker, what I learned is that some people right here in the community, they don’t feel comfortable,” Collins said. “They don’t even try to have a relationship [with a bank], because they feel like, ‘people are going to look at me a certain way’ or ‘I’m ashamed of my credit,’ or whatever it is.” The disproportionate awarding of loans intensifies the racial homeownership gap by keeping the capital needed to invest out of reach. In 2021, the Chicago City Council passed the Lending Equity Ordinance, which increases transparency and public input in selecting the city’s banking partners. “If you want to do business with the city of Chicago, you need to be making efforts to serve Black and brown communities,” said Sarah Brune, director of public policy for Neighborhood Housing Services. “Banks should be analyzing who is being denied, look at the demographics of those applicants and say, ‘Are we seeing trends here?’ And identify what they can do about those trends.”

Lack of financial institutions Communities of color don’t just face discrimination in banking – it’s often also hard to even find a bank in their neighborhood. A 2021 Brookings Institution study found that since 2010, the number of banks in majority-

Black neighborhoods throughout the country decreased by 14.6%. JP Morgan alone shrunk its branches in these neighborhoods by 22.8% between 2010 and 2018. Without banks, it’s hard to access capital and accumulate savings in the first place. “So many times, you have banks that are not willing to reinvest to develop the communities where they do business,” said Collins. “It’s important that people [can] be in the community where they live [and] be able to walk over, get to know people, and it’s right there, a resource. You don’t have to go outside. It’s right here for you.” Instead of going to a bank where they may not feel welcome, Collins said some people may decide to visit a currency exchange or other non-bank institutions, which may be regulated differently or not safe.

Predatory lending The Illinois Attorney General’s office describes predatory lending as a practice that “involves deception or fraud, manipulation of a borrower through aggressive sales tactics, and taking unfair advantage of a borrower’s lack of understanding about loan terms and conditions.” This includes making loans the borrower cannot afford. If someone needs quick access to capital to pay their bills, for example, they may seek out a payday loan from somewhere like a currency exchange or a title lending company rather than a bank. In exchange, the loan often comes with high interest rates and exorbitant fees, which can make paying back the loan difficult. “It’s like walking in an economic minefield. You’re just walking, you’re just moving and mobilizing, but you’re damaging yourself because you can never get ahead,” Acree said. In 2021, the Illinois legislature passed the Predatory Loan Prevention Act, which capped the annual percentage rate on consumer loans at 36%. According to the Woodstock Institute, consumers saved more than $600 million in interest and fees on these loans by 2022.

Reclaiming the power: community organizing and credit unions In an effort to financially empower community members, some leaders are working to bring more, and better, banking options to Austin.

COURTESY OF MICHELLE COLLINS

They hope to fill financial knowledge gaps, as well

Michelle Collins

Strategic advisor for The Leaders Network

The Leaders Network Financial, which is part of the Leaders Network, is partnering with Great Lakes Credit Union to open a full-service branch in Austin, which Collins said will likely open in March. Services will include home loans, car loans, business loans and certificates of deposit, among others. A temporary branch is already open three days a week. Collins pointed out that the branch will offer financial counseling and literacy, and an opportunity for relationship banking, which will be crucial to building the community’s trust as a financial institution. The goal? To provide community members with a “financial partner” — someone with your best interest at heart to help improve your credit, show you loan options, or find grants to help with closing costs, for example. “You need a financial partner, you need a relationship, and I don’t think it’s wise to wait until you have a need to establish a relationship with a financial institution,” Collins said. Self-Help Federal Credit Union, which opened last year, is also looking to fill in gaps in banking and create financial opportunity for the historically underbanked West Side. Collins and Acree hope new banking opportunities will facilitate more homeownership in the area and build wealth for families who were previously denied opportunities to do so. “Buying a house is not for the faint of heart. I mean, it’s a major decision, a big step. It takes discipline,” Acree said. “But if you’re willing to make the sacrifice, I’m telling you, I promise you, you’ll be smiling in the end. Follow us each month in print and at https://www.austinweeklynews.com/ at-home/, where you’ll find additional resources and useful information.