Western Property April 18

Smart Super

MARK BOURIS’ TOP 10 TIPS

Bits&Pieces

REAL ESTATE NEWS & GOSSIP

Investing

HOW TO GET IT RIGHT

brought to you by

the western weekender

Friday 18 April 2014

magazine

The Grandworth Newbury 35MkII Luxury two storey home

$234,950

#

Base price Now on display at Mulgoa Rise

Allcastle Homes are the family company building familyy homes for or o over stle Homes 20 years. Build an affordable luxury lifestyle with Allcastle Grandworth Newbury 35MkIII. Open planning is the key with a spacious upper living area, four large bedrooms including sensational master suite with ensuite and walk-in robe. A 7 square metre pantry is an extra special feature of the well appointed kitchen.

Affordability is a standard feature in all Allcastle Homes and right now the Grandworth Newbury 35 MkIII comes with a very attractive price.

Visit the Grandworth Newbury 35MkII on display at Mulgoa Rise and talk to an Allcastle Homes’ consultant today.

Allcastle Homes, a family company building family homes.

Two storey Affordable 4 bedroom, double garage homes start at ^# Base price

$159,950

MULGOA RISE – 84 Bradley St, Mulgoa Rise

allcastlehomes.com.au 4733 2600

NEW DISPLAY HOME NOW OPEN AT MULGOA RISE

HOMEWORLD SOUTH – 15 Halifax Way, Gledswood Hills 9606 2600 or 9606 2599 THORNTON – 2 Portabello Crescent, Thornton (off Government Rd) 4964 1800 HOMEWORLD KELLYVILLE - 18 Hartigan Ave 9629 4799 or 9629 4772 or 9629 4788 or 8824 7620

FLETCHER – 1 Arbour Avenue, (off Minmi Rd)

4955 5953 NEW DISPLAY HOME NOW OPEN AT FLETCHER BUNYA – 11 Sir Hercules Parade Bunya, Doonside –––– 9629 4713 THE PONDS – 152 Ridgeline Drive, The Ponds –––––– 9836 3033

#On your land plus site costs and authority requirements. Sydney metro price. Photographs in this advertisement may depict items such as furniture, floor coverings, light fittings, landscaping, retaining walls, feature walls, fencing, window furnishings, decorator items, upgrades, water features, pergolas not supplied by Allcastle Homes. ^Base price based on the Grandworth Affordable King MkIII. Allcastle Homes Pty. Ltd. BLN39371C YPA6904

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Getting your investment

right

SHANNON COCHRANE @shanc_91

M Western Property Issue Number 007 PRINTED BY Spotpress Pty Ltd PRODUCED BY The Western Weekender EDITORIAL CONTACT Troy Dodds 4722 2998 troy.dodds@westernweekender.com.au SALES CONTACT James Miller 0427 788 732 james.miller@westernweekender.com.au

ost people already know what home they would like to live in, but when it comes to buying an investment property it can be difficult to know which kind is best suited.

Any budding investors who are interested in expanding their property portfolio should research into the benefits and downsides of the two major types of property – houses and units.

In Australia, the proportion of investment properties is skewed towards homes, with the Australian Landlords Panel 2012 finding that 58 per cent of investors own a detached house and only 37 per cent own individual units.

That doesn’t necessarily mean that houses are any better for investment and instead, an investor needs to consider their own preferences.

Carolyn Majda, the Executive Manager of Terri Scheer Insurance, said that the first step potential investors should take is thinking about the type of tenant they would like to attract.

“Tenants can make or break a landlord’s experience of owning a rental property so it’s important to think about your target tenant demographic and choose a home that is likely to appeal to them,” she said.

The Australian Landlords Panel 2012 also found that 57 per cent of standalone house rentals are occupied by families with kids, while 47 per cent of apartment or units are rented by young couples and 37 per cent by young singles.

Investors who would like older tenants with a family should look at homes while those who want to attract students might be best investing in units in the suburbs

surrounding the University of Western Sydney campuses.

“For example, if you would prefer a student to rent your property, you may consider looking for an apartment or unit close to a university and public transport,” Ms Majda said.

Insurance options can also differ between property types and investors should research the level of coverage they can get before purchasing a house or unit.

Units or apartments can be covered by strata insurance, although this does not cover the interior of individual units and does not protect landlords from legal liability if a tenant or visitor injures themselves inside the actual apartment.

Ms Majda suggests that all investors should purchase landlord insurance, which will protect from many risks.

HITCHENS SELF STORAGE & REMOVALS BOX SHOP - TRUCK HIRE - REMOVAL - SELF STORAGE

Conveyancing Fixed Fees Professional & Reliable

Amanda Little Principal Solicitor 3/36 Woodriff Street Penrith NSW 2750 PO Box 662 Penrith NSW 2751 T: (02) 47 616 935 F: (02) 47 616 939

Visit our website for ALL our costs WW7421

Buying or Selling?

142 Old Bathurst Rd

EMU PLAINS

BOXES from $2

WW7329

4735 7000 www.hitchens.com.au

Controlling your super S

uperannuation is a fact of modern life, says Mark Bouris, Executive Chairman of Yellow Brick Road. The government wants you to save some of your earnings for retirement, and it makes available very generous tax benefits to allow you to build a nest egg.

There’s an opportunity to do very well out of super.

Today, Mark shares his top 10 tips with Western Property.

1. Have a goal: get on the internet, find a superannuation calculator and see how much you’ll need to the save so you can live the way you want to in retirement. Start with a goal.

2. Be informed: understand your options with industry, retail and self-managed funds.

Investigate how the options within your fund invest in different asset classes to give you varied risk/returns.

3. Know about compound: the compound effect means the interest on your capital creates more of the capital, which means you earn more interest. A regular contribution from your employer further increases this effect.

4. Always Top-Up: When you add top-ups to the employer’s super contribution, the compound effect increase and you have a powerful wealthgrowing tool.

5. Be advised: even one hour

spent with a qualified adviser is money well-spent. If you’re starting a self-managed fund, you must have expert tax advice from an accountant or solicitor (SMSFs are regulated by the ATO!) 6. Spread risk: most Australians are not well-served by being 100 per cent invested in cash or equities. Think about diversifying across more than one asset class. This leaves you less-exposed to a single economic force or event.

7. Invest according to life stage: if you’re in your twenties, having all your balance in cash will not give you much growth over the years. And if you’re about to retire, being heavy in equities may expose you to too much volatility. Construct a portfolio that is life-stage appropriate, giving yourself a mix of assets that suits your plans and tax status.

8. Cut costs: in superannuation small amounts can make a big difference, so reducing costs boosts your super. The ‘MER’ quoted on each fund is the percentage of your balance paid annually to the fund manager. MERs vary from about 0.7% to 1.7%.

9. Lift returns: cash deposits are safe and the first $250,000 is government guaranteed.

However, cash has low returns which inhibit the potential compound effect of your savings. Look at alternatives such as fixed interest and bond-hybrid funds. Find where you can get better returns for low risk.

10. Plan your estate: an important part of superannuation is providing for your family.

Access cheap life insurance through your super fund, and remember to complete your binding nomination.

Have you thought about Life Insurance but don’t know where to start or think it’s too hard?

Great news is it doesn’t have to be hard or effect your current lifestyle.

We specialise in wealth protection and creation. Whether you need to protect the family home, your loved ones , income and lifestyle, speak to us today for a free consultation!

Life Insurance / Total Permanent Disability / Income Protection / Critical Illness Insurance www.tribelife.com.au | e: enquiries@tribelife.com.au | p: 1300 307 227 | m: 0433 018 398 WW7831

As Many As 7 bedrooms!

RED ALERT

BLAXLAND 7 Allen Street

View

Enough room for the largest family to enjoy inside and out. Situated on an elevated 741sqm corner lot this renovated home has something to offer everyone. Enjoy the angled rooflines in the dormer style upstairs bedrooms with a hidden room off the enormous master bedroom suite the biggest surprise of all. For those that enjoy cooking the oversize gourmet kitchen has lovely stone benchtops with large pantry storage and open plan design. The lock up garage features mezzanine storage. Enjoy modern comforts in a classic mountain style home in a great location close to local shops, Blaxland railway station and schooling! Make it yours this weekend!

PRDnationwide Penrith 1800 BUYING www.prd.net.au Darren Latty buying@prd.net.au

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Saturday 1.00-1.30pm

Modern And Spacious

RED ALERT

CRANEBROOK 103 Lakeview Drive

View

PRDnationwide Penrith are proud to bring to the market this very modern three bedroom townhouse, located in the popular Waterside Estate in Cranebrook. The property boasts spacious open plan living/dining areas with a very large kitchen with gas cooking. The three upstairs bedrooms are all double sized with built in robes and the master has its own ensuite bathroom. Also of note are the split system air conditioning to all bedrooms and the living area, the third toilet on the ground level and internal access to the remote controlled garage. Of particular interest is the side courtyard, unique to this complex. The market is moving quickly and so will you to secure this lovely home.

PRDnationwide Penrith 1800 BUYING www.prd.net.au Raymond Logan buying@prd.net.au

Saturday 11.00-11.30am

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Don’t let ONE Negative be a DEAL BREAKER WERRINGTON COUNTY 41 John Batman Avenue This three bedroom house in a popular street in Werrington County is beautifully presented and has been well looked after by the current owner-occupier. For 18 enjoyable years this issue has not raised its head however we need to disclose it.

An easement to drain water is common on many properties - at this address the home was marginally built (as in by 30cm approx) over the outside line of this easement and potentially not over the actual pipe). This may be a deal breaker to some but to others, an excellent opportunity to buy affordably is now the reality. The buyer will benefit from an incredibly large flat yard with side access that may suit a granny flat addition in the future. We invite investors or any property speculators to consider this property as the owner wants it sold! Information available and outlined in contract.

PENRITH 244 Stafford Street Positioned on the corner of 2 of the region’s most popular streets this extremely well maintained brick home makes the ideal purchase for a huge range of buyers. Currently Zoned Residential 2C the property is subject to a proposed rezoning to R3. Permissible uses mean this property has undeniable potential which include: Medical/Business use; Duplex/Granny flat development, the lot size is 663sqm; Investment; family home (council approval for any of the above uses would add extra value). Properties in this prime location are in very high demand as housing needs close to the CBD are driven by buyer’s desire for low maintenance, convenient housing choices.

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Auction Saturday 3rd May 2014 at 11.30am on site View

Saturday 11.00-11.30am

PRDnationwide Penrith 1800 BUYING www.prd.net.au Daniel Latty buying@prd.net.au

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Prime CBD corner house!

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Auction Saturday 3rd May 2014 at 12.30pm on site View

Saturday 12.00-12.30pm

PRDnationwide Penrith 1800 BUYING www.prd.net.au Darren Latty buying@prd.net.au

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Reinvented In True Block Style!

CRANEBROOK 3 Fulmar Way Many said it couldn’t be done. The original sales office in Waterside, a purpose built commercial structure, reinvented as a modern family home? Impossible... Not for our creative vendor! This stunning Waterfront Reserve location has become the backdrop for one of the region’s most inspiring houses. The character of the commercial design remains with soaring ceilings in the living area capped with highlight louvre windows. External glass doors have a distinct commercial feel which blends perfectly with the landscaped gardens offering peace and tranquility within walking distance of the Olympic Whitewater Stadium. Everything has been renovated with brand new kitchen and bathroom, bamboo flooring and an en suite that would score a perfect “10”from the harshest judge. This one of a kind property simply defies comparison. Be the first to reside in this amazing residential home!

GLENMORE PARK 37 The Carriageway This perfect family home is in one of Glenmore Park’s premier locations. The immaculate presentation on entry continues throughout the formal lounge and dining; 3 bedrooms all with built-ins and ensuite to main, large main bathroom with corner bath, renovated kitchen with stainless steel appliances and plentiful cupboard space. In addition to the formal lounge and dining there is a family room, rumpus room plus a fully enclosed sunroom - providing a vast range of living options. The versatile floor plan could easily accommodate a 4th bedroom with only minor changes. The 753m block is complete with a double garage and side access, providing loads of off street parking. You simply don´t want to miss this!

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Auction Saturday 3rd May 3pm On Site View

Saturday 2.00-3.00pm

PRDnationwide Penrith 1800 BUYING www.prd.net.au Darren Latty buying@prd.net.au

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Versatile Family Home

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Selling Price View

Offers Over $549,000 Saturday 12.00-12.30pm

PRDnationwide Penrith 1800 BUYING www.prd.net.au Joel Flowers buying@prd.net.au

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NEW Realty

Glenmore Park 22/39 Regentville Road Open House Sat 12.00-12.30pm

OPEN HOUSE

Great Opportunity Opportunity...To To Get Into The Market!

STYLE: Town home RESIDENCE: This town home has 3 bedrooms, walk-in robe and ensuite to the master and built-in robes to the other two. Lounge room with nice big window letting in natural light plus dining room off the kitchen.

FEATURES: The home has split system air conditioning, single garage, stainless steel appliances, separate toilet off the laundry, good size yard and in a complex with a swimming pool. Well positioned towards the back of the complex. GET IN QUICK BEFORE IT’S GONE!

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PRICE: Offers Over $399,000

NEW Realty

Glenmore Park

27/380 Glenmore Parkway, Wentworth Gardens Open House Sat 1.00-1.30pm

OPEN HOUSE

Walk k To Shops & Schools STYLE: Townhouse RESIDENCE: 3 large bedrooms with walk-in robe and ensuite to the main, built-ins to other bedrooms, lounge, dining and single garage.

FEATURES: Great size bedrooms, timber flooring downstairs, split system air conditioner, dishwasher and covered entertaining area. All this and more in a security complex close to shops and schools. Currently tenanted and wanting to stay.

PRICE: $389,000

Shop 7B Glenmore Park Town Centre Glenmore Parkway Glenmore Park

4733 1222 www.glenmoreparkrealty.com.au

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NEW Realty

Glenmore Park 1 Boake Close Open O p House Sat 11 11.00-11.30am

OPEN HOUSE

PRICE: Offers Over $599,000

Tropical Paradise! Great Position!

STYLE: Jeffrey Michael RESIDENCE: 3 good size bedrooms with built-in robes and ensuite to the main, great size lounge room, family room and double garage.

FEATURES: Stunning home in a great location. Timber kitchen with dishwasher, open plan living areas, brand new carpet, ducted air conditioning, covered entertaining area overlooking inground saltwater pool with stunning balinese hut and landscaping. BE QUICK!!

Shop 7B Glenmore Park Town Centre Glenmore Parkway Glenmore Park

4733 1222 www.glenmoreparkrealty.com.au

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Glenmore G Park 66 Glengarry 6 Drive Open O p House Sat 1.00-1.30pm

OPEN HOUSE

PRICE: Offers Over $659,000

Spacious Family Home STYLE : Beechwood Homes RESIDENCE: 5 bedrooms, 2 bathrooms, formal lounge, separate dining, large family room, rumpus and double garage.

FEATURES: Located in the beautiful ‘Blue Hills’, this home will be sure to impress.

Featuring formal and informal living, extensive tiling, ducted air conditioning and gorgeous gas fire place. All the bedrooms have builtin robes plus a walk-in robe & ensuite to the main. There is also a good size entertaining area overlooking the inground pool. If you are looking for a good size home in a great location, this is the one for you and your family.

Shop 7B Glenmore Park Town Centre Glenmore Parkway Glenmore Park

4733 1222 www.glenmoreparkrealty.com.au

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Glenmore Park

Moving Up? Up?... Here’s Your Next Step STYLE: Beechwood Home RESIDENCE: This home has four bedrooms, the main with ensuite and walk-in robe, formal lounge, formal dining, family & rumpus room, galley style kitchen and spacious bathroom.

FEATURES: Open plan perfect for the growing family, large outdoor entertaining area with pitched roof pergola, floating timber flooring and tiling throughout, split system air conditioning and double garage with auto door. GREAT LOCATION!!

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PRICE: Offers Over $539,000

50% SOLD Realty

Glenmore Park

Cnr Glenmore Ridge Dr & Blueview Tce Open House Sat 12.00-12.30pm

OPEN HOUSE

Torrens Title - The Terraces On The Park STYLE: Architecturally Designed.

RESIDENCE: Six terrace homes all together in total, 4 x 4 bedrooms and 2 x 3 bedrooms, all with ensuites, separate lounge, dining and double garages.

FEATURES: Just completed these brand new terrace homes qualify for the first home buyers grant. Features include porcelain tiles, quality kitchens with stone tops, stainless steel appliances including dishwashers, three step cornices, higher than standard ceilings and ducted air conditioning. Perfectly positioned opposite ‘Jacaranda Park’. These homes are quality built and in a prime location.

PRICE: Offers Over $490,000

Shop 7B Glenmore Park Town Centre Glenmore Parkway Glenmore Park

4733 1222 www.glenmoreparkrealty.com.au

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4773 9511

ph: Shop 1/1 Park Road Wallacia 2745 www.forgerealestate.com.au

REAL ESTATE EW G N TIN S LI

GREENDALE

$1,500,000 WALLACIA 3

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$220,000 2

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Magnificent River Front Acres

Endless Potential

With flat fertile land, Nepean river frontage this property has the lot. Either farm it or enjoy it the choice is yours. With the opportunity to secure the pumping rights attached to this property you will have no shortage of water for irrigation.

The spacious 3 bedroom home offers view from just about every room.

With separate lounge, dining & Rumpus there is enough room for the growing family. Also included is large machinery shed with mezzanine for added storage. Enquiry today as properties this good simply don’t last long.

Regal Oaks units have proven to be a winner over the years not only going up in value but also offering a fine place for anyone over 55 to live. They have also shown to be great investment properties offering a fine calibre of tenant that look after the homes they live in.

Features include: • 2 large bedroom with built in wardrobe • Air conditioning • Balcony overlooking the court yard • Balcony looking to the Wallacia golf course • Large laundry • Linen press • Timber kitchen • Internal laundry Book your inspection now as this is the only one available it won’t last long.

EW G N TIN S LI

$1,350,000 WALLACIA

WALLACIA 4

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Price Guide above $450,000 3

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When Only The Best Will Do

Unbeatable Package

A prime opportunity awaits the lucky new owner of this master built home.

Offering size, Space & Quality rarely seen on the real estate market this home will suit the most astute of buyers.

With double sized bedrooms, master complete with ensuite & walk in robe Separate Sunken lounge room, formal & informal dining and huge games room complete with built in bar.

Creature comforts include ducted air-conditioning and a slow combustion fireplace. To top it off you have an outdoor entertaining area fit for a king with custom built outdoor kitchen with pizza oven.

To find all of this on approximately 50 acres of land is an absolute rarity. Don’t delay book your inspection.

Available for sale is this prime piece of real estate. Old world charm with creature comforts of ducted air conditioning and tastefully renovated bathroom.

Offering 3 good sized bedrooms, separate lounge & dining rooms, high ceilings it’s simply a beautiful home.

Whether you are a first home buyer or investor this home will fit your needs. With a great rental income of $440 per week to fantastic tenants you could take position with an immediate income.

You have not one but two double garages in the back yard to accommodate all the toys/ tools available.

Properties like this aren’t available often so you know it’s not going to be around for long.

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Bits&Pieces

‘Block’ style renovation

@wwpenrith

Penrith Council has received an application for a new bicycle shop and showroom. Located at unit 5 in the Harvey Norman Centre at 301 Mulgoa Road, Penrith, the bike shop would be run by Bike Passion.

out a variable rate mortgage.

According to the latest home loan approval figures from Mortgage Choice, variable rates accounted for 76.06% of all home loans written in March – up from 73.92% the month before.

Development in St Marys continues with another multiunit residential development application for Canberra Street, St Marys. It is proposed that the current house at 169 Canberra Street be demolished and replaced with five attic style villas, including car parking, landscaping and drainage works.

Penrith real estate agency PRDnationwide has had some amazing success over the past week. PRDnationwide Penrith was named the 10th best office in the PRD network at the annual PRDnationwide gala awards dinner held at Sanctuary Cove last weekend.

In addition to this great honour for the agency, Principal Darren Latty received a Diamond award in recognition of having achieved platinum sales status for the second year running. He was also awarded for being the fourth highest selling principal.

Meanwhile, Residential Sales Manager Daniel Latty was named the number 5 salesperson in the network, a jump from 10th place in 2013 and a significant achievement overall.

Local business Summit Fencing have outgrown their current premises in Abel Street, Jamisontown and are looking to relocate to Emu Plains. They have submitted plans to build a new industrial building at 92 Old Bathurst Road, which would include 2,743 sqm of ground floor space, office space and a mezzanine. The building would represent an investment of 1.98

million dollars.

An historical estate built in 1878 by a prominent South Australian family is on the market for the first time (pictured). The property named ‘Weetunga’, an aboriginal word for ‘Place of Water’, was built by the iconic South Australian White family, who were renowned ornithologists and conservationists in the state.

The recent popularity of fixed rates is beginning to wane as more and more borrowers become comfortable taking

Built by the Stockland Group for use as their sales office this unique commercial property has

been reinvented as a spectacular residential home and is now on the market in the local area.

Purchased by a well-known local business identity the process of converting the property involved a six month construction process and a large cash injection.

Set on a large 558.6sqm waterfront reserve lot the property enjoys private, leafy outlooks from most rooms.

Interested? Contact PRDnationwide Penrith for more.

Dreaming of a new home?... a la bo Ask te u st t o of ur fe r

We found it for you … The Paradise

HIA Member Licence: 36057C

The Paradise is an exciting new display home now open at the new Mulgoa Rise estate. The Paradise is the flagship for Roselea’s new Vogue Range of homes which includes exciting new designs for both single and two storey homes ranging in sizes, designs and features. Quality inclusions and finishes are also part of this new range.

House and Land Packages available at the new Mulgoa Rise estate or House Packages on your land.

Opening Times: Saturday & Sunday: 9.30am to 5pm • Monday: 10am to 5pm Tuesday and Wednesday: CLOSED • Thursday: 2pm to 5pm • Friday: 10am to 5pm

OPEN EASTER SATURDAY & EASTER MONDAY

Enquiries: 1300 146 637

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The Paradise display home: 86 Bradley Street, Mulgoa Rise

Cranebrook

@wwpenrith

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Haven for families An often misunderstood suburb, Cranebrook offers a fantastic lifestyle for families and is just minutes from the heart of Penrith

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Western Property Magazine

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ranebrook is a largely residential area in the City of Penrith.

The suburb is mostly made up of families who enjoy the good-sized blocks and nature in the area. There is also some semirural housing towards the north of Cranebrook.

Located only a short 10 minute drive from Penrith Station and with many bus stops in the area, there is great accessibility to public transport services. Cranebrook is located centrally to both the M4 and M7 motorways making it a great place to reside if travel on these motorways is a part of your daily commute.

The Northern Road and Castlereagh Road both allow quick access to Penrith CBD. Along with some parkland the main part of Cranebrook is home to a local shopping village that

includes health facilities and an IGA supermarket.

There is also Andromeda Community Centre that is available for functions in the area.

There are public and private schools in the area including Corpus Christi, Samuel Terry, Cranebrook High School and St Paul’s Grammar.

Highly oriented around a family lifestyle, in the area there is Cranebrook Little Athletics Centre and Cranebrook United Soccer club with sporting facilities in the suburb.

From the western side of Cranebrook residents can enjoy views of the Blue Mountains.

It is also in close proximity to Penrith Lakes, including the Sydney International Regatta Centre and Penrith Whitewater Stadium, which helps the area attract international visitors.

Friday 18 April 2014

A great place to live

H David Turner david.turner@raywhite.com

the agent says Next week: We look at the beautiful suburb of Wallacia

aving lived in Cranebrook for over 15 years, I feel I have a great understanding of its diversity and the variety of choices it offers to its residents.

Perhaps one of Cranebrook’s great advantages is the number of different residential lifestyle choices available to its residents and any prospective purchasers.

You can choose to live in a variety of pre-loved homes ageing from 35 years to a few years old that range in size from 12 squares to 50 squares.

Alternatively you could live in a villa, townhouse or a duplex.

These medium density/strata properties are a great way to get into the market.

There is also the awesome opportunity of purchasing a property on acreage. The block sizes usually vary between half an acre to five acres, all within the Cranebrook post code.

These properties typically range in price from $750,000 to

Hi Tech Homes have been manufacturing quality affordable relocatable homes for over 20 years in Bringelly.

www.hitechhomes.com.au

These facilities are opposite the Cranebrook Waterside residential estate. This incredible facility provides unrivalled recreational opportunities not only for the Cranebrook residents but also for all of the Penrith district and greater Sydney. Why would you want to live anywhere else.

Cranebrook has always been one of the most affordable destinations for first home buyers and also investors. It provides a stark contrast to the new estates in Glenmore Park, Ropes Crossing and Mulgoa Rise with their small block sizes and much higher first home prices.

The road system from Cranebrook to the Penrith CBD and M4 is currently being upgraded.

There is reliable bus services from Cranebrook to the Penrith CBD and beyond.

Cranebrook is only a hop, step and a jump to all the district services. It’s a great place to live and a great place to buy and invest.

Give me a call today!

1st FLOOR ADDITION completed IN 2 WEEKS

Save time, Save money, Save the stress www.extechconstructions.com.au

1355 The Northern Road, Bringelly ph: 4774 8861

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Rooms, Granny Flats, Homes Select from our range of 1, 2 ,3, 4 & 5 bedroom designs or modify these plans to suit your needs and site.

$1.5 million. Naturally there are a number much higher priced properties. With the opening of the new housing estates in the Cranebrook area, Waterside and Jordan Springs both now allow people to build a new home and stay in the Cranebrook district.

Given that Cranebrook has it all, the full range of schools are contained within the Cranebrook post code, both private and state high schools and primary schools. There are also a number of pre-schools located near these schools.

Cranebrook is an ideal family friendly suburb with lots of open space, parks and playgrounds, sporting ovals and a purpose built skate park adjacent to the Cranebrook shopping centre.

Perhaps one of the major attractions in the area is the Penrith Lakes Scheme and the Penrith Whitewater Stadium.

These are both world class facilities and were an integral part of the Sydney 2000 Olympics.

What will buyer’s find behind your Front Door

Have a Happy Easter Break

Give us a call to discuss preparing your home For Sale

Thinking of Selling!

Call for our obligation FREE MARKET REVIEW of your home

raywhitepenrith.com

PENRITH 4732 3333 WW7321

R O F G N I H T Y R E V E L A C I R T C E L E COME AND ENJOY OUR MONTHLY COOKING DEMONSTRATION

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COMING SO WW8570

ON

Your kitchen is the heart and soul of your home.

FOR YOUR NEW KITCHEN PHONE FOR A QUOTE TODAY

VISIT OUR SHOWROOM

Cassola Quality Kitchens is a local Penrith based family business trading for over 12 Years.

Our Consultation team will design using 3d live, a presentation of your New Kitchen.

We can assist clients with trades such as Electrical, Plumbing, Tiling, Bulkhead & cornice work.

Also Appliance Packages, tap ware, flooring, windows, blinds and splashbacks.

We have a large showroom at our factory at 8 Cassola Place Penrith, with lots of designs and styles on display.

We offer Quality and reliable service using top quality materials and guarantee our work as per the manufacturers terms.

WW8577

Shop around before you put your eggs in one lender’s basket Mortgage Choice offers tips for comparing home loans and lenders Are you considering buying property in the near future? If so, while it may seem easy and advantageous to apply for a home loan through the lending institution you currently deal with, this isn’t necessarily the best route to take.

With interest rates hovering around record lows, and Australia’s lenders offering innovative and sharply priced home loans, there are many good reasons to shop around and consider a range of loan and lender options. Borrowers should not necessarily put all their eggs in one lender’s basket and settle for a lending institution that they already have an existing relationship with.

Despite the fact that there are hundreds of loan products on the market and many of Australia’s lenders are offering some fantastic borrower incentives, a considerable amount of borrowers will apply for a loan through their current lending institution.

By choosing a home loan lender on banking history alone, borrowers could be selling themselves short when it comes to finding the best home loan deal for them. There are many lenders out there offering mortgage products whose features may be ideally suited to a borrower’s needs. Of course, if they don’t shop around, they will never know what is on the market.

A professional mortgage broker can help borrowers compare loans from a wide range of lenders based on the loans’ interest rate, fees, features, flexibility, and the lenders’ customer service performance. While it may be easier for a borrower to apply for a loan through the lender they already have a relationship with, it is not always the most prudent decision.

Mortgage Choice offers its top five tips for comparing lenders and their loan offers: 1. Compare lender interest rates: Understand what interest rates are being offered by Australia’s lenders at the moment and then compare and contrast them against what else is on the market. While interest rates aren’t everything, your perfect lender should be very competitive on rates.

2. Investigate the associated fees: Many lenders will charge various fees, so make sure the lender you are contemplating partnering with offers competitive fees and charges.

Get your mortgage broker to compare how the lender stacks-up in terms of the fees and charges on the loan (eg. for loan features, transactions, late penalties, early repayments, top ups etc.).

3. Consider your features: Before you can find the perfect home loan, you need to understand what loan features you want to have both today and into the future (eg offset account, redraw facility, etc). Once you have established what loan features you require, you can see which lenders offer mortgage products with reasonably priced features.

4. Consider lender support capabilities: If weekend branch access and phone support are high on your priority list, it is important to partner with a lender that offers such facilities.

5. Contemplate future commitments: Before you decide to partner with one lender, investigate whether or not they offer a wide range of loan options to suit you, should your personal or financial situation change (eg. if you need a loan top up, access to funds for renovations or you wish to refinance an existing loan).

If you want to learn more about your home loan options, call 4721 1733 or visit www.mortgagechoice.com.au/penrith1.

This Easter, it is important borrowers don’t put all of their eggs in one lender’s basket, but rather hunt around for a mortgage product that is ideally suited to their needs both now and into the future.

Call your local Mortgage Choice broker, Rob Lees, today on 4721 1733

s t r e p x e n a lo e m o h l a your loc Blaxland on 4739 9749 or Penrith on 4721 1733 MortgageChoice.com.au/rob.lees Suite 3, 13 Hope St, Blaxland or Shop 1A, 1-3 Castlereagh St, Penrith

Australian Credit Licence 382869

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Around your place

@wwpenrith

Box it up!

No idea where to start in the garden?

An innovative new product has all the answers for you and your home

Other customers of Garden Kit might have enough space but are lacking in the time or knowledge to be able to embark on a gardening project on their own, with the kits being a good, low-commitment way to ease into planting.

The kits include an attractive pot, the right amount of soil and

Garage Sale Advice

includes chives, cos lettuce, radish, spring onion, tomato and chilli, while herb seeds available include thyme, Italian parsley, mint, oregano, coriander, basil and sage.

Indecisive customers can choose from pre-designed kits that feature two compatible seed combinations that will work well

B

looming gardens are a perfect addition to any property, but with many homeowners short on time and space, growing produce can be difficult.

Wannabe green thumbs who don’t know where to begin on their journey to beautify their gardens can get all the basic essentials in one convenient box with the Garden Kit. The Garden Kit, which can be purchased online and delivered, includes the necessities to plant beautiful flowers or grow homemade produce, with a range of choices available to purchase.

They are ideal for people living in apartments, units or other smaller spaces, where a balcony or small backyard is the only outdoor place that can be used to garden.

seeds to plant, with instructions about how to care for and grow the garden.

Homeowners can choose from a host of flowers to brighten up their property and create the perfect feature garden, with choices including beautiful varieties of daffodils, daisies, tulips, hyacinths and violas.

The vegetable kits range

together in any garden.

The company also has special Mother’s Day oriented kits available, with flowers selected that bloom in the cooler months, ensuring that the gift results in stunning gardens.

For more information about Garden Kit, or gardening tips, visit www.gardenkit.com.au and start your gardening journey!

Advertise it: There’s no sense having a garage sale if you don’t tell everyone about it. Yes, the sign on the pole down the street is great but don’t forget about the local newspaper, websites like Gumtree and even the local radio station. Spread the word so you have a good turnout at your garage sale.

Don’t just sell junk: A garage sale shouldn’t just be about getting rid of useless items. Make sure you have enough good quality items that people will actually want.

DVDs are a good one, people are still in the market for products such as this. Your old VHS tapes may be a little different, however.

Negotiate: You’re not running a bricks and mortar store here, nor can you have emotions when it comes to the items for sale. Be willing to negotiate with buyers.

Also, make sure your initial prices are not too high. If they are, you may frighten people away from even suggesting a lower price.

Offer delivery: If you have the means to do so, why not offer a free delivery service especially for bulky items? It’s highly likely the buyers will be from your local area so it won’t take too much time or effort.

You could be closer than you think to that first home or investment property!

FINANCIAL your local finance brokers Purchase | Refinance | Review Home | Car | Business | Commercial | SMSF | Boat | Caravan

We help first time homebuyers and investors just like you, who didn’t realise they were able to buy now. Call us today and know where you stand!

Contact us for your FREE copy of our Home Loan Basics ebook

web: www.nepfin.co email: mybroker@nepfin.co ph: 1300 729 692 mob: 0410 666 772 WW7389

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HUGE CHOICE AT PENRITH RV SUPER CENTRE!!  Award winning team  Great deals 365 days a year  Your choice of top manufacturers built in Australia and Europe  New & Used to suit all budgets  Trades welcome (Cars, Motorhomes, Caravans etc)  Easy finance available  Professional advice and service in a friendly environment  RV’s prepared by our team of professional technicians  Professional personalized handover – Learn how everything works  Complimentary 2 night stay at our local caravan park while you get used to your RV  State of the art Service centre including parts and accessories  Award winning, ongoing after sales & support  WE TAKE GOOD CARE OF YOU!

GREAT SHOW DEALS 7 DAYS A WEEK 365 DAYS A YEAR

PENRITH RV SUPER CENTRE!! 13-22 Lemko Place, Penrith 2750

www.sydneyrvgroup.com.au

PENRITH 4722 3444

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Open Homes

DISCOUNT HOME LOANS

Saturday 19th April

ADDRESS

SUBURB

TIME

AGENT

ADDRESS

7 Allen St

Blaxland

1-1:30pm

PRDnationwide Penrith

3 Fulmar Way

Cranebrook

2-3pm

PRDnationwide Penrith

103 Lakeview Dr

Cranebrook

11-11:30am

PRDnationwide Penrith

37 The Carriageway Glenmore Park

12-12:30pm

PRDnationwide Penrith

1 Boake Close

Glenmore Park

11-11:30am

Glenmore Park Realty

22/39 Regentville

Glenmore Park

12-12:30pm

66 Glengarry Dr

Glenmore Park

1-1:30pm

Call resi Nepean 02 4722 2255 resi.com.au TIME

AGENT

Cnr Glenmore Ridge Glenmore Park Dr & Blueview Terrace

12-12:30pm

Glenmore Park Realty

Wentworth Gardens, 27/380 Glenmore Glenmore Park Parkway

1-1:30pm

Glenmore Park Realty

Glenmore Park Realty

244 Stafford St

12-12:30pm

PRDnationwide Penrith

Glenmore Park Realty

41 John Batman Ave Werrington County

11-11:30am

PRDnationwide Penrith

Properties for Rent

SUBURB

Own your dream.

Penrith

BUY YOUR OWN HOME Call resi Nepean 02 4722 2255 resi.com.au

Own your dream.

DESCRIPTION

RENT

AGENT

SUBURB

DESCRIPTION

RENT

AGENT

2 br house

$290pw

4773 9511 Forge Real Estate

Penrith

2 br unit

$330pw

PRDnationwide Penrith

Wallacia

3 br home

$370pw

4773 9511 Forge Real Estate

Kingswood

2 br unit

$250pw

PRDnationwide Penrith

Greendale

2 br home

$310pw

4773 9511 Forge Real Estate

Cranebrook

3 br house

$420pw

PRDnationwide Penrith

Cranebrook

3 br terrace

$410pw

4732 3333 Ray White Penrith

Cranebrook

3 br terrace

$440pw

PRDnationwide Penrith

Cranebrook

2 br villa

$300pw

4732 3333 Ray White Penrith

Penrith

2 br unit

$330pw

PRDnationwide Penrith

Kingswood

3 br villa

$365pw

4732 3333 Ray White Penrith

Claremont Meadows 1 br granny at

$280pw

PRDnationwide Penrith

Penrith

1 br unit

$230pw

4732 3333 Ray White Penrith

Penrith

3 br cottage

$450pw

PRDnationwide Penrith

Penrith

1 br unit

$230pw

4732 3333 Ray White Penrith

Cranebrook

3 br home

$390pw

PRDnationwide Penrith

Glenmore Park

3 br house

$410pw

4733 1222 Glenmore Park Realty

Penrith

2 br unit

$310pw

PRDnationwide Penrith

Glenmore Park

4 br house

$475pw

4733 1222 Glenmore Park Realty

Penrith

2 br unit

$370pw

PRDnationwide Penrith

Glenmore Park

4 br house

$690pw

4733 1222 Glenmore Park Realty

Blaxland

2 br home

$340pw

PRDnationwide Penrith

Glenmore Park

3 br house

$485pw

4733 1222 Glenmore Park Realty

Emu Plains

1 br apartment

$240pw

PRDnationwide Penrith

Glenmore Park

3 br house

$380pw

4733 1222 Glenmore Park Realty

Regentville

4 br home

$445pw

PRDnationwide Penrith

Glenmore Park

4 br house

$560pw

4733 1222 Glenmore Park Realty

Kingswood

3 br villa

$400pw

PRDnationwide Penrith

Glenmore Park

4 br house

$490pw

4733 1222 Glenmore Park Realty

Penrith

2 br unit

$280pw

PRDnationwide Penrith

Glenmore Park

3 br house

$485pw

4733 1222 Glenmore Park Realty

Glenmore Park

3 br home

$415pw

PRDnationwide Penrith

Penrith

3 br house

$360pw

4733 1222 Glenmore Park Realty

Penrith

3 br home

$385pw

PRDnationwide Penrith

St Marys

3 br townhouse

$370pw

4733 1222 Glenmore Park Realty

Penrith

2 br unit

$245pw

PRDnationwide Penrith

Wentworthville

2 br apartment

$450pw

4733 1222 Glenmore Park Realty

Penrith

3 br duplex

$420pw

PRDnationwide Penrith

Penrith

2 br unit

$260pw

PRDnationwide Penrith

LENDING IAN A AL

FINALIST 2011

ES TN

Award Winning

PRODUCTS & SERVICES

R

AUS TR R

B

H OU G HT LE

E AD

B

WINNER 2011

ES TT

DS AR W

LENDING IAN A AL

DS AR W

AUS TR

SUBURB Luddenham

O N-B ANK L

D EN

E

Need to organise your finance? Contact Your Local Lending Expert, Anne Kelly at resi Nepean today!

4722 2255

2/2-6 Castlereagh Street Penrith NSW 2750

Australian Credit License Number 390669.

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Find out how much your home is worth -

you could be pleasantly surprised!

The Penrith property market is booming, why not discover how much you could make by contacting PRDnationwide for a free, no obligation market appraisal.

Already planning on selling? PRDnationwide can help you to get the best offer possible with our tried and tested three strand system: 1.

2.

3.

Smarter pricing including our unique RED ALERT system Smarter marketing to get the attention your home needs Smarter working model with more people working on your sale

e: sophie@prd.net.au w: www.prd.net.au p: (02) 4732 3711

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