MARCH 2021
BUILDING SITE
SOLD
SOLD
Willmar - TBD 29th St. NE
Atwater - 114 Main St S
Willmar - 3333 8th St. NE
.52 acre cleared & leveled building lot on private cul-de-sac. MLS# 5154126 | $35,000
2 BR, 2 BA, 1064 sq ft, Well maintained on large lot! MLS# 5674795 | $110,000
3 BR, 4 BA, 3120 sq ft, beautiful 2 story, on Swan Lake MLS# 5612624 | $349,900
SOLD
SOLD
FIND Your New Home!
SOLD
MOVING Willmar - 2401 24th St SW
Spicer - 8295 Decathelon Dr
Atwater - 108 East Road S
5 BR, 3 BA, 3072 sq ft, Spacious 5 BR with privacy & views! MLS# 5667935 | $274,500
4 BR, 2 BA, 2800 sq ft. Spacious home on corner lot with extra garage! MLS# 5634988 | $305,900
4 BR, 3 BA, 2097 sq ft. Spacious home with large backyard in Atwater! MLS# 5643392 | $149,900
SOLD
CONTINGENT
Willmar - 1801 Becker Ave. SE #107
Atwater - 206 Pleasant Ave E
8493 187th Ave NE New London, MN
1 BR, 1 BA, 816 sq ft, carefree living in updated condo! MLS# 562189 | $102,500
2 BD, 1 BA, 1159 sq ft....Great starter home on nearly 1/2 acre corner lot! MLS# 5702716
4 Bed 3 Baht 4,175 sq’ 5.75 acres with beautiful Crow River views MLS# 5679810 | $650,000
PENDING
SOLD
centralmnrealty.com jodiseverson.com
702 Westland Lane New London, MN
303B Quince ST New London, MN
XXXX CO RD 9 NE New London, MN
3 Bed 2 Bath 1,463’ located in Westland Park Addition MLS# 5673575 | $227,900
3 Bed 1 bath 1,368’ Twin home MLS# 5559999 | $145,000
40 Acres with access to mud lake MLS# 5270322 | $21,000
PENDING
FOR LEASE
Jodi Severson 320-221-1963
CONTINGENT
545 9th ST NW Willmar, MN
25 Access Way Spicer, MN
2209 5th Ave SE Willmar, MN
2 Bed 1 Bath 2 Unit 1,530’ duplex on large corner lot. | MLS# 5696517
Business, office opportunity to be built with 2 spaces up to 8 units total 3,183 total | MLS# 5685275 | $2,800/month
4Bed 3 Bath 2,544’ Victorian style home with updates throughout...including new carpet & paint. | MLS# 5692872 | $259,999
Melisa Kelley 320-894-0596
centralmnrealty.com
HOME PLUS • FEBRUARY 2021• PAGE 3
For Sale Village on the Green Condominium
1114 Par Lane, Willmar, MN 56201 Charming Condo with many updates and overlooks Valley View Golf Course.
Call Faye at, 320-295-1004 for your private showing.
The homeowner shared a sentiment, “As I sit in the backyard reading a book and feeding the birds, I look around at the mowed grass and pretty flowers and the meticulous grounds of the golf course...and smile. I also think, thank goodness I didn’t have to do any of this! No, I didn’t hire anyone, per se. I gifted myself this privilege by living in a Condo/Townhouse community by paying the association fees so I can enjoy my life simply and with peace.”
This is a charming 2 Bedroom, 2 Bathroom + Den condo completely move-in ready with beautiful finishes that you will love! Wonderful first impression with laminate floors and lots of natural light from the skylight! Amazing passthrough in kitchen to give an open feeling and allow conversation between rooms! The spectacular kitchen with updated counters, an undermount sink Kinetico/Reverse Osmosis system. The sunlit living room is spacious with access through the French door to the sunroom and private deck looking out upon Valley View Golf Course. Attached garage with extra storage. Close to Shopping, Parks, Schools, Recreation, and lots of Walkability...What a lifestyle, you are going to love it.
FEATURES: Bed Rooms (2), Bath Rooms (2), Den, Sunroom, Deck, Garage (pull down ladder storage), Kinetico/Reverse Osmoses System, Kitchen Counters (newer), Dishwasher (new in 2020), Washing Machine (2020), Laminate Flooring, Furnace & A/C (2013), New Windows (four-4), Rebuilt Deck (2017)
ADVERTISER INDEX AFFILIATE DIRECTORY
REALTOR DIRECTORY
34 ..........LAKES AREA REALTY
6 ............BREMER MORTGAGE
11-13.......ALL-STAR REALTY, INC.
10 ...........NEW LONDON REAL ESTATE
15 ...........ENERGY CONCEPTS
2 ............CENTRAL MN REALTY
36 ..........PAUL RYAN
8 ............HERITAGE BANK
4-5.........CENTURY 21 KANDI REALTY, LTD
31 ...........PRO 1 REALTY
16-17 ......EDINA REALTY
7.............REALTY CENTRAL 101
22 ..........HOME STATE BANK 35 ..........LAKE REGION BANK 30 ..........MIKE QUINN INSURANCE AGENCY 14 ...........MIDWEST MORTGAGE 23 ..........OMNIPRESENT 30 ..........QUALITY TITLE 9 ............SPORTEL HOME INSPECTIONS
20 ..........JUSTIN & ANGELA PAFFRATH 21 ...........JUSTIN & ANGELA PAFFRATH & DOUG FENSTRA 15 ...........BRENDA ROUSE 18 ...........GORDY LINDBLAD
32 ..........TOTAL INSPECTIONS MN
19 ...........KRISTI BLOCK
6 ............UNITED MINNESOTA BANK
3 ............FAYE K REAL ESTATE
32 ..........UNITED PRAIRIE BANK SPICER
23 ..........FIRST STATE REAL ESTATE
9 ............WALLIN RESIDENTIAL
24-28 ....JANE VIKSE REAL ESTATE
7.............WERDER HOME INSPECTIONS
West Central Association of REALTORS® Willmar, MN | 320-235-6881 | www.wcarmn.com
618 Hwy 71 NE • Willmar, MN • 320-235-7072
www.c21kandi.com
Like & Follow Us on Facebook at www.facebook.com/c21kandi ® and
™ trademarks of Century 21 Real Estate Corporation. Equal Housing Opportunity. EACH OFFICE IS INDEPENDENTLY OWNED & OPERATED.
SOLD
314 5th Ave, Spicer, MN
304 Squire Ave, Raymond, MN
Price $279,000 3 Bed 2 Bath MLS# 5679428
Price $43,000 2 Bed 1 Bath MLS# 5681790
One level living with an inviting open floor plan. Remodeled kitchen w/ granite countertops and moveable center island. Attached heated and insulated garage.
2 Bed, 1 bath perfect starter or retirement home. Everything you need on one level! Newer shingles, newer water heater. Home includes two parcels, the 23x13 garage located across the street.
SOLD
6601 Hwy 71 S, Willmar, MN
280 23rd St SE, Willmar, MN Price $253,000 4 Bed 2 Bath MLS# 5669334
SOLD
SOLD
SOLD
Price $240,000 3 Bed 3 Bath MLS# 5625133
Well-kept 4 bedroom, 2 bath home featuring remodeled kitchen. 4 season porch overlooks Valley Golf Course. Heated & insulated garage w/ extra parking pad next to it.
SOLD
909 Willmar Ave SW, Willmar, MN
905 Irene Ave SE, Willmar, MN
Price $350,000 6 Bed 4 Bath MLS# 5334246
Price $185,000 3 Bed 2 Bath MLS# 5671356
Executive rambler style home with 2 master suites, spacious eat-in kitchen, and built-ins. Backyard features in-ground pool, outdoor fireplace, and fenced yard. Updates include tiled floors, MF laundry, wet bar and much more!
Beautiful 3 bed 2 bath rambler with 4 stall heated garage. Private, fenced in backyard with patio and playset. Few minute walk to the YMCA and park.
SOLD
1208 Elizabeth Ave SE, Willmar, MN
1013 Olena Ave SE, Willmar, MN
Price $100,000 4 Bed 1 Bath MLS# 5672085
Price $147,000 4 Bed 2 Bath MLS# 5670372
Cozy 4 bedroom 1 bath home w/ a fantastic 3 season sunroom. Fenced in backyard for extra privacy and 1 car garage w/ extra storage in back.
4 bedroom, 2 bath home built in 1991. 17x20 attached garage, storage shed, large yard and spacious deck.
SOLD
116 Blomquist St SW, Blomkest, MN
131 NW Armagh St, Clontarf, MN Price $61,000 4 Bed 2 Bath MLS# 5630966
SOLD
Price $105,000 4 Bed 3 Bath MLS# 5678861
Quaint 4 bedroom 2 bath Cape Cod Style home located on a large lot w/ 25x105 pole shed. New flooring in back entryway 2019. Small town living with a country feel.
SOLD
Updated 1.5 story home w/ large yard. Updates include remodeled kithen, refinished hardwood floors, newer carpets, and many more! 2700 9th St SW, Willmar, MN
8801 105th Street SW, Raymond, MN Price $168,450 3 Bed 1 Bath MLS# 5287710
SOLD
Sought after country acreage a few miles from Willmar. 3 bed 3 bath home with beautiful sun room addition. Great spacious yard, shop attached behind the garage, and detached shed.
Price $157,000 2 BED 2 Bath MLS # 5654322
Country living awaits! 3 bedroom home has newer windows, vinyl siding, and newer septic system. Double detached garage and 40x60 Quonset building
SOLD
Cute & cozy 2 bed 2 bath patio home with patio area. Attached garage has extra room for storage. The home has an open floor plan and is spacious. Everything is on one floor-no steps, no snow shoveling or lawn mowing!
Matt Crow
Teresa Emmen
Samantha Crow
Mike Hjelle
320-894-5847
320-905-3820
320-905-3656
320-491-0643
618 Hwy 71 NE • Willmar, MN • 320-235-7072
www.c21kandi.com
Like & Follow Us on Facebook at www.facebook.com/c21kandi ® and
™ trademarks of Century 21 Real Estate Corporation. Equal Housing Opportunity. EACH OFFICE IS INDEPENDENTLY OWNED & OPERATED.
NEW LISTING + EAGLE LAKE
SALE PENDING
3688 N Eagle Rd, Willmar
22010 125th St NW, Sunburg
Price $649,888 4 Bed 4 Bath MLS # 5704949
Price $99,900 1 Bed 1 Bath MLS # 5696495
Gorgeous 4 bed 4 bath w/ panoramic views and 224’ on Eagle Lake. The great room features vaulted ceiling, gas fireplace, table and counter eating. Finished lower level is a walk out. Plenty of garage space.
2.5 acre parcel with so much potential. Oversized bedroom, large living room, and wildlife views all around. Being sold as is.
9745 State Hwy 113, Park Rapids
1628 18th Ave NW, Willmar
Price $149,900 2 Bed 2 Bath MLS # 5642479
Price $216,888 3 Bed 2 Bath MLS # 5274715
Great renovated & updated property located near Itasca State Park! Rustic, “Up North” furnishings come with this home. Outdoor recreation abounds w/ hunting, fishing, and snowmobiling in the area.
Newer construction w/ one level living. Kitchen has abundant cabinetry, center island w/ counter eating, and newer appliances. Master bedroom w/ walk-in closet and private master bath.
SALE PENDING
3221 Eagle Ridge Dr W, Willmar
741 Co Rd 4 NE, Atwater
Price $299,888 4 Bed 3 Bath MLS # 5650987
Price $349,888 5 Bed 2 Bath MLS # 5679608
Spacious rambler in Eagles Landing. 4BR, 3BA, main floor master suite and laundry. Kitchen includes a center island w/seating, walk in pantry and opens to a large dining area. Dining room has backyard access to a patio.
Spacious, updated rambler located on a hard to find acreage. Newer roof, windows, sunroom, and kitchen cabinets. Detached 3+ stall garage. A must see!
SALE PENDING
Xxxx 57th Ave NE, Willmar
1016 Ella Ave NW, Willmar
Price $45,000 MLS # 5276986
Price $112,000 2 Bed 2 Bath MLS # 5699482
Excellent building lots in established neighborhood. Lots range from 1.84 acres to 2.06 acres. Restrictive covenants available. Builder of your choice.
Cute 2+ bedroom 2 bath home on a large lot. Upper level features a sitting room and great built-ins. Insulated garage.
SALE PENDING
BUILD YOUR DREAM HOME Xxxx 57th Ave NE, Willmar
1903 21st St SW, Willmar
Price $45,000 MLS # 5277534
Price $222,900 3 Bed2 Bath MLS # 5682536
Excellent building lots in established neighborhood. Lots range from 1.84 acres to 2.06 acres. Restrictive covenants available. Builder of your choice.
SALE PENDING
BUILD YOUR DREAM HOME
Well kept twin home w/ beautiful kitchen cabinetry, vaulted living room ceiling, and gas fireplace. High efficiency furnace and air to air exchanger.
Xxxx 57th Ave NE, Willmar
218 Augusta Ave SE, Willmar
Price $45,000 MLS # 5277476
Price $139,900 4 Bed 2 Bath MLS # 5694269
Excellent building lots in established neighborhood. Lots range from 1.84 acres to 2.06 acres. Restrictive covenants available. Builder of your choice.
SOLD
BUILD YOUR DREAM HOME
4 bedroom, totally remodeled home. Move right in! Plus double garage with new siding and shingles. Owner is listing agent and a licensed Realtor in the State of Minnesota.
Shelley Crow
Linda Harris
Emily Bowers
Dee Schurman
320-894-7253
320-212-5035
320-894-2629
320-979-3722
PAGE 6 • FEBRUARY 2021 • HOME PLUS
If you have a Vision, WE CAN FINANCE IT! Stop in and visit with Anthony or Nick
Anthony NMLS# 420249
Nick NMLS# 420250
105 Central Ave. • PO Box 289 • New London, MN 56273 • (320) 354-2277 Start an application online at
www.umbnl.com
Financing that goes beyond traditional Buying a home is a uniquely personal experience. For you, it may be the first place that’s all your own. Maybe it means getting your dream house or making a smart investment. Once we understand the big picture, our experienced mortgage bankers will take the time to guide you through the options. Apply online at bremer.com or contact me for a consultation.
Shawn Bohlsen NMLS #757126 320-231-8131 bremer.com/shawnbohlsen
Member FDIC
HOME PLUS • FEBRUARY 2021• PAGE 7
I’m L cky to be Y ur Realt r 3531 15th Ave SE • Willmar One level living on 2+ acres just on the edge of Willmar. 3 Bedrooms with a possibility of a 4th in the basement. Basement also has a large finished family room. Located on a tar road.
$184,000
Lori Schroeder - Owner, Broker, GRI 320-974-3500 REALTYCENTRAL101@GMAIL.COM 30 years of Real Estate Knowledge working for YOU!
Pre-Purchase/Pre-Listing
Home Inspections www.werderinspections.com
Central Minnesota’s First & Most Experienced Home Inspection Company Since 1987
Certified Member #204743 American Society of Home Inspectors
One-of-a-Kind, Detailed, Computer Generated Report; Delivered “On-Site” Serving Central, Southwest, & West Central Minnesota
g
ainin and tr
s” t n u o C rience
e p x E n e “Wh
320-231-1614 Ron Werder
National Environmental Health Association National Radon Proficiency Program Residential Measurement Provider #102662 RT MN Dept. of Health #RMEA-00016 Radon Measurement Professional
Werder Home Inspections, Inc. 601 4th Street SW, Willmar, MN 56201 whi@charter.net
Home Inspections - MN Licensed Radon Testing
PAGE 8 • FEBRUARY 2021 • HOME PLUS
Let us help you buy a home! Put our team of experienced mortgage professionals to work for you today! Local People • Local Decisions • Local Servicing Amy Tillemans | NMLS# 1214487
(320) 214-3971 | atillemans@heritagebankna.com
Jeff Asche | NMLS# 479517
(320) 214-5524 | jasche@heritagebankna.com
Chris Vraa | NMLS# 580203
(320) 214-5507 | cvraa@heritagebankna.com
Member FDIC Institution ID#446440
www.heritagebankna.com
Scan this QR code to access the online mortgage application
HOME PLUS • FEBRUARY 2021• PAGE 9
Rebecca Trongaard
Willmar Location #320-905-4992
“I have 21 years of full-time experience in Willmar and surrounding areas. I am a full service agent who is creative, knowledgeable, energetic, available & honest. Hire me!”
Looking for listings to sell. LET ME SELL YOUR HOME IN 2021! 8066 15th Ave SW, Pennock MN (just 4 minutes west of Willmar on cty Rd #40) 5 Acre Hobby Farm,
Call Us Today (320) 979-3846 to book your home inspection
horse barn with stalls, machine shed, 30x52 Htd/Ins/Concrete floor pole shed, MORE. SALE PENDING! MLS#5640287 27440 215th ST, Starbuck MN
132’ Shore on Lake Minnewaska. 3 bd, 2 bth, walkout basement. Bonus rm, sauna, several patios. MORE! SALE PENDING! MLS#5622396 SOLD and CLOSED in 38 days! 1500 11th Street SE, Willmar 4 Bed, 2 Bath 2 Att Garage. MLS#5687836
Licensed Radon Flexible Measurement Professional Scheduling Providing Pre-Sale and Detailed Pre-Listing Inspection Reports within Services Since 2008 24 hours Chad Sportel, Home Inspector chad@sportelhomeinspections.com www.sportelhomeinspections.com (320) 979-3846
DO YOU WANT THE MOST ACCURATE INFORMATION?
AND FIND YOUR DREAM HOME TODAY!
KELLY BAETH
320.979.7653 BROKER
MATT OLSON
320.979.7419 REALTOR
EARL RICH
320.894.5399 REALTOR
RON BAETH
320.894.3975 BROKER
BRADY LINDQUIST ASHLEY SCHAEFER
320.212.6139 REALTOR
320-354-5494 newlondonre@gmail.com www.newlondonrealestateinc.com
320.354.5494 OFFICEADMIN follow us on:
HOME PLUS • FEBRUARY 2021• PAGE 11
...It’s Good To Be Home! 716 1st St S, Willmar 320-235-3633 www.AllStarMN.com
Denise Knight, broker 320-894-3094 deniselknight@gmail.com Licensed in 2004
Roberto Trevino, Realtor 320-295-8887 roberto.trevino.realtor@gmail.com Licensed in 2004
Lisa Mord, Broker 320-212-3810 SOLD@tds.net Licensed in 1998
All-Star agents are professionals! We have a total of 57 years of real estate experience. We have walked through the changes—the ups, the downs and the technology that has totally revolutionized the real estate industry. What remains the same is our commitment to giving excellent service to YOU, our clients. Call, text, message or email us today We would love the opportunity to help you sell, purchase or both.
These books where once our only access to MLS listings and sold information. It was very basic!
My, how things have changed!
PAGE 12 • FEBRUARY 2021 • HOME PLUS
NEW LISTING - 1655 125th Ave.SE, Svea
Large lot with heated 28x26 shop plus 2 car garage. Basement remodeling in progress with added bedroom, family room, den area and bathroom (currently 1/2 bath, but walk-in shower is plumbed). The main level bath was remodeled in 2014. Shingles were replaced in 2012. New furnace and radon mitigation added in 2016. This house is in good condition, but there is still room for you to make it your own with further improvements. MLS# 5707306 $130,000
GAMES LAKE
GREEN LAKE
GAMES LAKE LOT 4 Games Lake Avenue West, New London Amazing lot that must be viewed to truly appreciate. Lot is 1.74 acres. MLS #5660133 $95,000
2 Green Lake Lots, Indian Beach Road, Spicer MLS# 5651275, Lot 36 = 77’ of lake shore MLS# 5652386, Lot 37 = 75’ of lake shore 2 adjacent lots on beautiful Green Lake $400,000 each
716 1st St S, Willmar 320-235-3633 www.AllStarMN.com
G IN ST LI W NE
130 School Street Belgrade, MN 56312
$115,000
Charming two bedroom rambler with attached garage, both bedrooms and bathroom are on the same level! New roof and gutters 2020. Call today for your private showing! MLS 5712290
Denise Knight BROKER
320-894-3094
deniselknight@gmail.com
SOLD!
SOLD!
$64,900
402 2nd Street SW - Renville
Great starter home with updated bathroom, newer roof, furnace, water heater, windows and refinished hardwood floors, 3 Bedrooms, 1 Bath, 1 car garage
$125,000
620 SE Johanna Ave - Willmar
Great starter home close to shopping, schools and parks. This home has a lot to offer with its 4 bedrooms, 2 bathrooms, eat in kitchen and separate dining room. Also, new carpet and paint, 2 car garage, deck and extra deep lot.
PAGE 14
An expert whose business is finding a home for yours. We’ll be your first customer too. • FEBRUARY 2021 • HOME PLUS
Real·tor noun
An expert whose business is finding a home for yours. We’ll be your first customer too.
REALTORS® are members of the National Association of REALTORS®
It’s a great time to purchase a home. Your house payment may be lower than your rent! Give us a call to see how much you can afford. Free consultation! REALTORS® are members of the National Association of REALTORS®
320-231-3777 629 1st Street South Willmar, MN 56201 www.homeloansmn.net
Apply Online
Jared Willamson NMLS# 1721364 jared@homeloansmn.net
Maribeth Willamson NMLS# 370041 maribeth@homeloansmn.net
HOME PLUS • FEBRUARY 2021• PAGE 15
CONTINGENT MLS# 5670948 70 3rd Avenue W, Echo, MN 56237 3 beds 3 baths 1,568 sq ft
NEW LISTING MLS# 5705295 520 3rd Street, Echo, MN 56237
$90,000
$65,000
I Make It Easy to Sell Your Home Fast! MLS# 5644185
337 N Main Street, Renville, MN 55314
CONTINGENT MLS# 5619294 908 16th Street S, Benson, MN 56215
$90,000
PENDING MLS# 5701155
606 S 7th Street, Olivia, MN 56277
$62,000
$250,000
Ready, Set , Let me List Your Home Today! Brenda L. Rouse Edina Realty brendarouse.edinarealty.com 2320 1st St. S., Willmar 56201
Cell: 320-522-0949 Office: 320-235-7887 Fax: 320-235-1375
All lots discounted 40% or more
13 lots available in our New London Westland Park Addition.
Average real estate taxes on vacant lots is $306.00 in Trentwood Estates and %528.00 in Westland Park; sale price includes all improvements with NO SPECIAL ASSESSMENTS call or email to request a price sheet, plat drawing & additional infomration.
320.212.5970 werickso3@gmail.com | Licensed
DEVELOPER • CONTRACTOR • BUILDER
License # BC003319
PAGE 16 • FEBRUARY 2021 • HOME PLUS
Tyler Hanson Manager 320.979.3004
Naomi Koenen Office Administrator 320.235.7887
Barb Christensen REALTOR® GRI 320.212.7775
Michele Mead Office Assistant 320.235.7887
Our smiles are as contagious as our success
Jolene Ervin REALTOR® 320.522.0756
Rose Pitzen REALTOR® 320.220.1520
Ann Anderson REALTOR® 320.905.1048
Aaron Christensen Lauri Tinklenberg REALTOR® REALTOR® 320.220.2425 320.979.5709
Brenda Rouse REALTOR® 320.522.0949
Joel Jacobson REALTOR® 320.905.1703
Kevin Hanson REALTOR® 320.894.7949
Gordy Lindblad REALTOR® 320.220.1339
Doug Fenstra REALTOR® 320.212.1448
Nicole Dahl REALTOR® 320.262.2380
Kristi Jo Block REALTOR® 320.894.4477
Dawn Witt REALTOR®, GRI 320.295.9061
Kyle Parker REALTOR® 320.220.2115
Jess Kubesh REALTOR® 320.212.9634
Paul Shimek REALTOR® 320.444.2403
Jen Amdahl REALTOR® 320.295.6524
Drew Maher REALTOR® 320.522.3227
Justin Paffrath REALTOR® 320.491.9035
Angela Paffrath REALTOR® 320.444.0989
Russ Johnson REALTOR® 320.295.8494
Julena Lewison REALTOR® 320.905.0495
2320 South First Street | Willmar, MN 320-235-7887
1508 2nd Street NE - Willmar
Beautiful home "that has it all!" Quality, fine craftsmanship and detail in every aspect of this 4-5 bedroom home. Great location, with easy access to Eagle Creek Golf Club. Enjoy the nearby park and Robbin's Island that are within a short walking distance. Main floor master bedroom, with double vanity, spacious walk-in closet and gorgeous bathroom. Kitchen area offers custom cabinets, granite counter tops and A-1 appliances along with roomy counter sitting and table area. Formal dining room and comfy family room with high ceilings and fi replace. Arched entryways are stunning and check out the double glass doors leading to the office - with built-in cabinets. Two large bedrooms on the upper level with bathrooms. Lower level has non-conforming bedroom, pine car sided work-out room, rec room with wet bar and large storage/electrical room. Immaculate 3 stall heated garage, security systemand auto in-ground sprinkling system. MLS# 5683110 | $525,000 Joel Jacobson 320-905-1703
532 19th Street SE - Willmar
One look at this beautiful twin home just off Valley Golf Course and you'll be calling the movers! This place has it all - trees, backyard wildlife area, patio, porch, main fl oor laundry, lots of space, great fl oor plan 4 bedrroms, 3 bathrooms, double 23x19 garage and so much more. Don't miss out on this opportunity - make this location your next home. MLS# 5649698 | $285,000 Joel Jacobson 320-905-1703
2800 South First St., Willmar, MN
320-235-1022 www.edinarealty.com
Gordy Lindblad
Real Estate Marketing Consultant
320-220-1339
gordylindblad@edinarealty.com 2320 South First Street Willmar, MN
320.235.7887
Growing and vibrant downtown New London. Turn key mall/business opportunity. Currently has 4 established businesses. Lake Region, Home Health Care, Ali J’s Boutique, Mandy’s Massage Therapy, Thumbs Up Electronics, and Aury’s photography. Three additional spaces are available for add’l rental income. MLS# 5682778
BUSINESS
22 Central Avenue E - New London
NEW LISTING
BUSINESS OPPORTUNITY - MIDTOWN PLAZA
$1,200,000
CROW RIVER 1.36 Acres 200’ Crow River Hwy 9 NE New London MLS# 5235372
PRICE REDUCED $90,000
LD O S SOLD $269,000
$500,000
411 19th Street SE- Willmar 12839 134th Ave. NE Spicer
SOLD $165,000
524 SW 10th Street - Willmar
HOME PLUS • FEBRUARY 2021• PAGE 19
THE
REAL ESTATE TEAM
Your Ultimate Real Estate Resource For All Your Real Estate Needs! You have many choices when it comes to selecting the right real estate professional for your next move. Kristi Jo Block is one of the most respected and successful agents in the area, and her track record of success, combined with her 5 Star service, is your assurance you are in the best of hands. Simply call Kristi and relax. Call her today! (320) 894-4477
Buyers:
Kristi Jo is in the know when it comes to the newest and finest homes for sale. She’ll help you find the best values in the area. She’ll make the process fun, efficient and get you in your dream home fast!
Sellers:
Kristi’s status in the local real estate market has enabled her to build an extensive network of buyers looking for a home just like yours. Her marketing plans get homes showcased in the best light, attracting the best offers!
See for yourself why Kristi consistently earns a 5 Star rating with her clients on Zillow:
Zillow.com/profile/Kristi-Jo-Block Or simply point your Smart Phone’s camera at this QR Code to read testimonials!
(320) 894-4477 • KristiJoBlock.com KristiJo@KristiJoBlock.com 141 Lake Ave. North Spicer, MN 56288
CEMENT THE DEAL WITH BLOCK!
JUSTIN PAFFRATH 320.491.9035 justinpaffrath@edinarealty.com ANGELA PAFFRATH 320.444.0989 angelapaffrath@edinarealty.com
www.pafre.com – RESIDENTIAL – RESIDENTIAL – RESIDENTIAL – RESIDENTIAL –
SOLD
GREEN LAKE
PENDING
PENDING
13920 Indian Beach Road, Spicer MN Beds: 6 • Baths: 6 • Sqft: 7,012 MLS# 5691358 — $1,175,000
13312 Skyline Drive, Spicer MN Beds: 1 • Baths: 1 • F Sqft: 604 MLS# 5693309 — $297,000
630 W River Drive, New London MN Beds: 5 • Baths: 3 • Sqft: 2,872 MLS# 5662831 — $318,400
8811 Long Lake Road, Spicer MN Beds: 3 • Baths: 3 • Ttl F Sqft: 6,429 MLS# 5327800 — $289,000
GREEN LAKE
NEW LISTING
SOLD
SOLD
13386 Indian Beach Road, Spicer MN Beds: 5 • Baths: 6 • Grg: 4 •Sqft: 3,246 MLS# 5549833 — $2,400,000
1805 2nd Street NE, Willmar, MN Beds: 5 Baths: Sqft: 4,166 MLS# 5708727 $478,000
358 Kevin Drive, Spicer, MN Beds: 5 • Baths: 2 • Sqft: 2,619 MLS# 5678755 $295,000
802 Pacific Avenue, Kerkhoven, MN Beds: 4 • Baths: 1 • Sqft: 1,683 MLS# 5684374 $125,000
LOTS & LAND
LOTS & LAND - PENDING
LOTS & LAND
LOTS & LAND
L5B2 NE 29th St - Hidden Oaks, Willmar, MN 0.91 Acres MLS# 5695995 $39,750
Lot 2 Hwy 9 NW, Sunburg, MN 2.33 Acres MLS# 5654728 $149,000
4783 Hwy 71 NE, Willmar, MN 12 Acres MLS# 5645854 $150,000
Lot 2 Blk 1 85th Street NE, Spicer, MN 0.17 Acres MLS# 5273582 $55,000
– COMMERCIAL – COMMERCIAL – COMMERCIAL – COMMERCIAL –
MEDICAL CENTER 1380 E Bridge Street, Redwood Falls, MN For Rent 2,200 sq ft MLS# 5199320 $2,044/month
416 6th St SW, Willmar, MN Sqft: 6,204 MLS# 5641292 — $375,000
16 SE Ash St, New London, MN Sqft: 5,696 MLS# 5626353 — $349,000
7900 Chapin Dr NE, New London, MN Sqft: 4,400 MLS# 5269619 — $789,900
PROFESSIONAL MALL SPACES FOR LEASE
1604 1st St S, Willmar, MN SkyLark Mall
1604 S 1st St 130 MLS# 5675923 $8,540 Base
1604 S 1st St 140 MLS# 5675896 $2,130 Base
1604 1st St 150 MLS# 5199265 $639 Base
1604 S 1st St 280 MLS# 5199262 $1,060 Base
1604 S 1st St 270 MLS# 5199269 $2,219 Base
1604 S 1st St 190 MLS# 5199266 $8/PSF
DOUGLAS A. FENSTRA Broker, ALC 320.214.1448 dougfenstra@edinarealty.com
– RESIDENTIAL – RESIDENTIAL – RESIDENTIAL –
PENDING
PENDING
PENDING
232 Valley View Drive SE #232, Willmar MN Beds: 2 • Baths: 2 • Sqft: 1,896 MLS: 5664289 — $217,000
329 15th Avenue NW, Willmar MN Beds: 2 • Baths: 2 • F Sqft: 1,400 MLS: 5690516 — $339,000
810 8th Street SW, Willmar, MN MLS# 5698234 $187,429
COMMERCIAL
24 Main Street N, New London MN MLS# 5633109 $485,000
– COMMERCIAL – COMMERCIAL – COMMERCIAL – COMMERCIAL –
PRICE REDUCED 1120 Co Rd 9, Willmar MN MLS#: 5502059 $322,700
905/909 N Business 71, Willmar MN MLS #: 5541492 $294,800
430 Litchfield Avenue SW, Willmar MN MLS#: 5348318 $189,375
Justin Paffrath
320.491.9035 justinpaffrath@ edinarealty.com www.pafre.com
501 1st Street S, Willmar MN F Sqft: 10,610 MLS: 5694914 — $850,000
Angela Paffrath
Douglas A. Fenstra
angelapaffrath@ edinarealty.com www.pafre.com
dougfenstra@ edinarealty.com
320.444.0989
320.214.1448
– COMMERCIAL – COMMERCIAL – COMMERCIAL – COMMERCIAL –
903 Highway 71 NE, Willmar, MN Sqft: 4,900 MLS#: 5630959 — $299,000
350 45th St NW, Willmar, MN Sqft: 17,405 MLS#: 5630933 — $589,900
3923 Abbott Dr, Willmar, MN Sqft: 15,315 MLS#: 5630911 — $335,000
103 15th Ave NW 200, Willmar, MN Sqft: 13,248 MLS#: 5662814 — FOR LEASE
2015 1st St S, Willmar, MN Sqft: 12,800 MLS#: 5575662 — FOR LEASE
2211 S 1st Street 190, Willmar, MN Sqft: 1,150 MLS#: 5546722 — FOR LEASE
107 Pleasant Ave W, Atwater, MN Sqft: 3,600 MLS#: 5433136 — $139,000
2208 Trott Ave SW, Willmar, MN Sqft: 28,274 MLS#: 5662781 — FOR LEASE
2211 S 1st Street 100, Willmar, MN Sqft: 2,000 MLS#: 5546721 — FOR LEASE
2211 S 1st Street 150, Willmar, MN Sqft: 986 MLS#: 5546719 — FOR LEASE
LEASED
PAGE 22 • FEBRUARY 2021 • HOME PLUS
Home State Bank Is Committed To Helping Families Achieve Their Dreams. Whether you are looking to purchase a new home, refinance or even spruce up your existing home, we are here for you. We understand that your financial needs are unique. So, we offer a wide range of financing options that perfectly fit your needs. Let our experienced team work for you. Matt Behm www.hsbofmn.com Member FDIC
Sr. Vice President (320) 222-0060 NMLS#456472
Become a Member of the West Central Association of REALTORS® As a member, you will have the opportunity to advertise in the Homes Plus magazine and connect with the REALTORS® community and other WCAR members.
wcarmn.com 320-235-6881 REALTORS® are members of the National Association of REALTORS®
HOME PLUS • FEBRUARY 2021• PAGE 23
ADVERTISE HERE! Become a Member of the West Central Association of REALTORS As a member, you will have the opportunity to advertise in the Homes Plus magazine and will connect with the REALTORS community and the WCAR members.
First State Real Estate 311 2nd St W LAKE LILLIAN
Fully updated 2 BR/2 BA home on shaded corner lot. Metal roof, siding, windows, paint, flooring. Move-in-Ready. MLS #5662763
SOLD
15463 15th St SE BLOMKEST
Beautiful 9.95 Acre Site on tar. Updated home 5 BR, 2.5 BA, walk out basement with 3 levels of living. Heated and insulated tuck under garage. Many outbuildings including an additional 2 car insulated garage, 4 storage sheds, updated septic. Must see to appreciate. MLS #5684610
SOLD $110,000 Pric Reduceed d
$345,000
15 acres of prime buildable bare land located on east side of Big Kandiyohi Lake on east side of Big Kandi Drive. MLS #5330756
$119,000
Rick Nordin
Call TODAY for more information at 320-235-6881
Broker/Owner — Lake Lillian
320-979-0667 • 320-664-4444 34 Years Real Estate & Insurance Experience Working for You!
For buyers and sellers alike... it’s not just a tour, it’s a virtual visit.
• 3D Virtual Tours • 2D High-Definition Photos • Schematic Floor Plans
Reese P. Prokosch (320) 894-3481 reesepro56@gmail.com www.omnipresentpvt.com
WATERFRONT PROPERTIES
GREEN LAKE 9797 N Shore Drive – Spicer / MLS# 5677728 / $1,687,000 Beautiful 175’ of waterfront property on over 1 acre on Green Lake! Professionally manicured yard w/lakeside firepit, 50 yards of sand, pond waterfall. Home features stunning lakeside kitchen, living & family rooms, wonderful spaces for entertaining! Main floor office, laundry & 3/4 bath, upper level features fabulous lakeside master suite. Another lakeside suite for guests and 2 additional bedrooms, full bathroom and a bonus room. Home theater & guest bedroom w/full bath in the lower level.
GREEN LAKE 347 Lake Avenue S – Spicer / $777,000 / MLS# 5674062 50’ on Green Lake. Beautiful kitchen, maple hardwood floors, dining room, formal living room, 1/2 bath, laundry and 3 season porch on main. 5 bedrooms, including 2 master suites upstairs. Lower level walkout features a guest suite with full kitchen.
DIAMOND LAKE 13893 Diamond Shores Rd, Atwater, MN / $597,700 / MLS# 5700539 150 Feet on Diamond Lake! 4 bedroom/2 bath split level home was built by a quality builder and has great views of the lake. Master Bedroom on main floor & another guest room. 2 additional bedrooms in the basement with Large Family Room with Walk Out Basement. 3 Car Garage has 1 heated Stall. New Shingles on Roof. Vinyl Deck.
LAKE FLORIDA 13672 2nd Street NE – Spicer / $437,000 / MLS# 5673960 Welcome to Lake Florida! This year-round home features updates throughout with an open concept kitchen & living room and two bedrooms and one bathroom. 90ft on the water and 22x28 garage. Call Today!
Real Estate Agents
ARE LIKE FOUR-LEAF CLOVERS HARD TO FIND, BUT Lucky TO HAVE
JANE VIKSE BROKER/OWNER 320.979.0632 jvikse@tds.net
JENNA VIKSE OFFICE ADMIN
145 Lake Ave N • Downtown Spicer • 320.796.1000 JALANNY RUPP BROKER/AGENT 1425 1st St S • Willmar • 320.262.5474 941.400.6343 320.894.4512 www.janevikserealestate.com jennavikse21@gmail.com jarupp.re@gmail.com
JASMINE VIKSE REALTOR®
320.894.3862 jvikse@hotmail.com
NEW LONDON-SPICER/WILLMAR AREA HOMES BOWLING ALLEY | UPSTAIRS APARTMENT 9886 N Shore Drive – Spicer / MLS# 5678279 / $1,287,000 This Morton building has it all!! It hosts a one bedroom upper level apartment with room to expand if you’d wish. There’s plenty of space on the main level for just about anything you can dream of, whether it be hosting large gatherings, recreation, or storage! Call today for more information!
Pending
3 BR, 1 BA 308 Trott Avenue SE - Willmar MLS# 5672037 $127,700
New Listing
THIS COULD BE YOURS!
Spacious 4+ bedroom home situated on over 1 acre with close proximity to Green Lake & Spicer. The main floor hosts a roomy kitchen, vaulted ceilings in the living room, and 3+ bedrooms. There are also 2 main floor bathrooms and laundry and a sunroom/ office. The unfinished basement has the potential for a family room and is great for storage. You’ll love the attached 2-stall garage and room for your family to grow! 11002 Indian Beach Road - Spicer MLS# 5681761 $274,700
6786 S Elkhorn Drive, Spicer MN Custom Built 5 Bedroom home with Open Floor Plan, Heated Salt Water Pool, Main Floor Master and Captivating Views of the Backyard! Kitchen has Cambria Counter tops, Double Ovens with a Microwave & Convection Oven. Home is Inviting, Charming, Clean, has 9 Foot Ceilings, Efficient Coat Room & Walk In Closets throughout. 3 Car Garage has a heater too. Finished Basement has a Kitchen with Built in Bar Stools, Fireplace, Billiards area and 2 game area’s. Walk out basement is just steps to the Heated Salt Water Pool. Bathrooms have Cultured Marble Countertops & plenty of storage. This home has a Geothermal Heat pump, Lawn Irrigation, Concrete Driveway & a Permadeck. There is an Indoor/Outdoor Dog Kennel for your Furry Friends and this home is right by the DNR Trail for staying active and fit. Excellent location! Call Now for more details!
6802 S Elkhorn Drive, Spicer MN MLS# 5702985 $675,000 Gorgeous Home just minutes to Spicer with 6 bedrooms, a Media Room, Exercise room and office. Relaxing Sun Room off the main floor. Plenty of Closet Space & Bathrooms. Large 3 Car Garage. Beautiful Views of the Pond in the backyard and close to the DNR Trail for long walks & biking! Call Now for your Private Showing!
Real Estate Agents
ARE LIKE FOUR-LEAF CLOVERS HARD TO FIND, BUT Lucky TO HAVE
JANE VIKSE BROKER/OWNER 320.979.0632 jvikse@tds.net
JENNA VIKSE OFFICE ADMIN
145 Lake Ave N • Downtown Spicer • 320.796.1000 JALANNY RUPP BROKER/AGENT 1425 1st St S • Willmar • 320.262.5474 941.400.6343 320.894.4512 www.janevikserealestate.com jennavikse21@gmail.com jarupp.re@gmail.com
JASMINE VIKSE REALTOR®
320.894.3862 jvikse@hotmail.com
NEW LONDON-SPICER/WILLMAR AREA HOMES
9911 Highway 23 NE - Spicer / MLS# 5631030 / $850,000 Beautiful, peaceful property overlooking the water. Located just on the outskirts of Spicer between Green Lake and Elkhorn Lake, this property has it all, beautiful interior space of the home to the outbuildings and 39+ acres of serenity! Main floor hosts beautiful foyer, living room, kitchen, formal dining room, family room, master suite, exercise room, bonus room and 1/2 bath. Upstairs, you’ll find an additional master suite with a walk in closet, 3 more BRs and a full hall bath.
Privacy & Expansive Outbuilding.
6975 140th Ave NE, Spicer / MLS # 5685828 / $797,700 This beautiful home is Nestled Back in the woods just south of Nest Lake on almost 4 acres with a circle drive, 3 stall attached garage, and wildlife galore. Featuring 6 bedrooms, 4 bathrooms, and room to expand. This will be the gathering place for years to come. This property has been the weekend home to many family gatherings and executive board meetings/parties!
Enjoy Wildlife & Privacy.
Revised Brochure 2 20B.qxp_Layout 1 12/15/20
SOUTH DAKOTA
It Takes More Than LUCK to Find Your Perfect Home
10:10 AM Page 1
Your Opportunity — Opportunity awaits in these two properties: • 1160 Acre Farm and Feedlot (16 parcels sold together or separately) • 100 Acre Missouri Riverfront (100 acres sold separately) near Wagner, South Dakota. These are great investments located within a federally-recognized OPPORTUNITY ZONE for PRIME tax advantages! Listed for sale by HEGG, REALTORS w w w. h e g g . c o m Properties located within Federally Recognized Opportunity Zones
MLS# 21907811 For More Information Contact: Alison (605-521-7137) or Jane (320-979-0632)
presented by:
WWW.JANEVIKSEREALESTATE.COM 145 LAKE AVE N • DOWNTOWN SPICER • 320.796.1000 1425 1ST ST S • WILLMAR • 320.262.5474
JANE VIKSE
BROKER/OWNER 320.979.0632 JVIKSE@TDS.NET
LOTS & LAND
HISTORIC CASTLE LOTS
Cameron Ridge
Building lots on paved roads. 1.26 - 2.58 acres. NE Co Rd 9 New London MLS# 5154305, 5153683, 5154277 & 5154151 $28,000 - $33,000 each lot
Lake Lillian
43.02 Acres XXX 123rd Avenue SE - Lake Lillian MLS# 5288002 $87,700
43.12 Acres Hunting or Development Opportunity XXX North Shore Drive - Spicer MLS# 5643232 $925,000
Hidden Oaks
Nice wooded building lot located on a cul-de-sac with paved roads between Willmar & Spicer. Lot 6 29th Street NE - Willmar MLS# 5573052 $23,000
125x100 Lot 300 Lake Avenue N - Spicer MLS# 5153880 $75,000
Point Lake
1.36 acre residential lot close to town Lot 1 Blk 1 NE 51 Street - Spicer MLS# 5154335 $30,000
SOLD
SOLD
5 Acres TBD 150th Avenue NW New London MLS# 5625609 $37,700
XXX 78th Avenue NE - Willmar MLS# 5255065 $100,000
It Takes More Than LUCK to Find Your Perfect Home Give me a call!
20799 89th Street NE, New London
Lake Monongalia
CO ROAD 27 NE - SPICER
Long Lake
Welcome home! This 4+ bedroom home on the water offers plenty of space for family & friends! The spacious kitchen opens up to the dining room and from there, you can enjoy the views of the water from the living room or porch! The main floor also hosts the master suite, office and laundry. Upstairs offers another great space for entertaining with lakeside family room & wet bar, bonus room and 3 more bedrooms & bath (upstairs could also be used for college kids, rented space or possible daycare). Some great features are the large deck, oversized attached heated garage, sprinkler system and geothermal system. Septic is in compliance! Call today for your private showing! MLS# 5703185 $397,000
LAKE LOTS AVAILABLE This 9.7 acres of land offers many possibilities! Build your dream home on Long Lake with approx 960ft of level shoreline on the water - or this makes for a great development opportunity! Willing to split into smaller Lake Lots. Call today for more info. MLS# 5656436 $395,000
Interest rates are still LOW, now is the time to buy! Give me a call!
JaLanny Rupp, Broker/Agent
320.894.4512 jarupp.re@gmail.com facebook.com/jalannyrupp
LOTS & LAND Lagoon Lot
Center Lot
Former Spicer Castle, 180’ Frontage, 2 acres xxx Indian Beach Rd – Spicer MLS# 5645145 $1,200,000
Former Spicer Castle, 1.6 acres, 240 ft xxx Indian Beach Rd – Spicer MLS# 5645279 $1,400,000
Historic Castle Lots
Cabin Lot
Former Spicer Castle, 1.5 acres, 120 ft xxx Indian Beach Rd – Spicer MLS# 5645264 $687,000
COMMERCIAL
61 Main – New London MLS# 5640621 / $280,000
BUILD YOUR BUSINESS HERE
FOR SALE 30x53 Commercial Building 1017 Hwy 12 E – Willmar MLS# 5579165 $248,000
Green Lake
Do you have a passion for elegant gowns? If so, this well-established business is looking for you! Finley Florence Bridal is located in downtown New London. Bring your passion to life!! “If you do what you love, you’ll never work a day in your life”. SAY I DO!! Call Jane Today For More Info!
1.62 acres right off of Hwy 23, Spicer. 8801 NE 60th St – Spicer MLS# 5562024 $75,000
347 Lake Avenue S. - Spicer MLS# 5674062 / $787,000
50’ on Green Lake. Beautiful kitchen, maple hardwood floors, dining room, formal living room, 1/2 bath, laundry and 3-season porch on main. 5 bedrooms including 2 master suites upstairs. Lower level walkout features a guest suite with full kitchen.
Commercial Property
LOCATION! LOCATION! LOCATION! The Possibilities Are Endless With This Commercial Building Situated on 3.2 Acres Just Off Highway 23 In New London. There Are Several Shop Areas With Overhead Doors and A Front Office Space. Currently, There Are 3 Areas Rented Out, Generating Income For You Already! Owners Are Willing To Split The Two Parcels If You Wish! 16296 74th St. NE - New London MLS# 5575490 $487,700
New Listing 2213 10th Ave SE – Willmar MLS# 5712489 $157,000 Updated 2 Bedroom Condo with a Loft & a Sunroom!
661 W River Drive - New London MLS# 5708958 / $367,500
Welcome to Westland Park, On The River, Just Minutes From New London With Room to Roam on Your Spacious Lot! Inside, Your Upper Level Features an Open Concept Kitchen, Dining & Living Room, With Hardwood Floors, A Pantry, Stainless Steel Appliances, Center Island, Gas Fireplace and Entrance From Your Backyard Deck. The Upper Level Also Hosts An Over-Sized Master Suite with A Walk-In Closet and Private Bathroom w/ Separate Shower & Tub, A Guest Bedroom, Full Hall Bath & Large Hall Closets. Enjoy The Spacious Lower Level Family Room with a Bar Area, 2 Guest Bedrooms, 3/4 Bath, Laundry and Plenty of Storage Space. This Property Also Features an In-Ground Sprinkler System and An Over-Sized 3 Stall, Heated Garage with Ample Storage. Grab the Kayaks & Call Your Friends Any Day of the Week, Then Relax and Enjoy the Sounds of the River While Watching the Beautiful Sunsets At Night. Don’t Let This One Pass By, Call Today For More Information.
Sold
21559 62nd Street NW - Sunburg MLS #: 5703623/ $344,700
Beautiful Log Home Situated On Over 5 Serene Acres With A Fabulous Wrap Around Deck For Relaxing & Entertaining. Inside, Your Main Floor Hosts A Spacious Kitchen with Pine Cabinets and A Walk In Pantry, Dining Room with Patio Doors to Your Deck, Living Room Open to Loft Above, Main Floor Suite, Laundry, & a 1/2 Bath. The Upper Level Features Another Master Suite with a Full Bath & Walk In Closet Along With A Loft Area Hosting Great Views & A Gas Fireplace. The Lower Level Walk Out Has A Great Family Room Area, Two Bedrooms and A Full Bathroom. This Could Be Your New Country Home, Call Today!
I’d be LUCKY to assist you in buying or selling your home Jasmine Vikse, Realtor® 320.894.3862 jvikse@hotmail.com
HOME PLUS • FEBRUARY 2021• PAGE 29
5 tips for improving your credit score A bad credit score makes it hard to get a reasonable loan term, which can be a major obstacle when it comes to buying a house. Here are five things you can do to improve yours. 1. CHECK YOUR CREDIT REPORT False information is sometimes reported, so it’s crucial that you regularly check your credit report for mistakes. These kinds of errors can have a considerable impact on your score. 2. OPTIMIZE YOUR CREDIT If you have more than one credit card, try to spread your expenses around instead of loading up one card. Three cards carrying a 30 per cent debt have less of an impact on your credit score than one card at 90 per cent. 3. MAKE PAYMENTS ON TIME When sloughing off your debts, prioritize payments by due date if possible. Late payments count for a lot when calculating your credit score.
4. USE DORMANT CREDIT You may have a preferred card, but it’s a good idea to regularly use all the sources of credit at your disposal. This contributes to improving your score because it speaks to your ability to properly manage multiple debts. 5. STRATEGIZE DEBT REPAYMENT When tackling debt, having a strategy is paramount. One example, often re ferred to as the snowball method, consists of making the same payment every month. This will speed up the process of eliminating your debts by increasing the proportion of the principal you pay off each month. If you follow these tips, you’ll undoubtedly improve your credit score and become a more appealing candidate for mortgage lenders. Your dream of becoming a homeowner is almost within reach.
Is buying a home near a cemetery a grave mistake? If the home you want to buy is near a graveyard, you may be wondering whether to reconsider. Here are some things you should think about before making an offer. THE PROS Living by a cemetery has a number of advantages, most notably that you’re guaranteed to have quiet neighbours. In addition, cemeteries tend to be well-maintained green spaces with trees and flowers. They can offer a manicured, park-like setting right outside your door. Plus, some research suggests that properties near graveyards may be more affordable than comparable homes elsewhere. THE CONS Not everyone is comfortable with the idea of living next to a cemetery. In fact, some people find it scary or unsettling and may be worried about encountering ghosts. Even if you’re perfectly at ease with the location, others may not be, which could make it harder for you to eventually sell the property.
Another downside of living near a graveyard is the potential risk of exposure to toxic chemicals. In the average cemetery, approximately 4,500 litres of formaldehyde-based embalming fluid is used per acre. Studies indicate that as bodies decompose, this fluid can leach into the earth and pollute groundwater over time. Lastly, research indicates that homes near cemeteries tend to take longer to sell. The increased period on the market may be due to a somewhat reduced pool of buyers. TO BUY OR NOT TO BUY? In sum, there are both pros and cons to living near a cemetery. Before you make a final decision for or against purchasing the property, it’s a good idea to find out more specifics. Look into how frequently the graveyard is visited, how it’s maintained, how many funerals are typically held there and how many plots remain. This information will give you a better idea of whether or not the home is right for you.
3 things to do before listing If you’ve recently decided to sell your home, here are three things you should do before putting it on the market.
replacing cracked glass, reapplying grout and caulking, and mending damaged screens. Making these repairs will help you emphasize your home’s best features.
1. CLEAN UP Start by removing clutter from your home. Give away things you don’t need and find out if there are recycling companies nearby that can take bulky items.
3. INCREASE CURB APPEAL Freshen up your landscaping by trimming bushes, repairing cracks in concrete features and spreading new mulch or gravel. Repaint as needed, fix broken gutters and remove stains from the driveway. However, you should avoid installing elaborate new features. Prospective buyers want to see the potential of the property, and injecting too much of your own taste could make the house less inviting.
Then, clean the house from top to bottom. Areas to pay special attention to include the kitchen, bathrooms and places that tend to show dirt, such as the windows and both very light and dark surfaces. Finally, organize your closets and cabinets, as potential buyers will want to know how much storage space is available.
2. MAKE REPAIRS Taking care of small, inexpensive repairs will help you make the right impression. This includes replacing burnt out
light bulbs, fixing leaky faucets and repainting dingy or outdated rooms neutral colours. Refreshing your windows is also a good idea, particularly
Keep in mind that virtual visits are increasingly popular, so you’ll want to make sure your home looks as great on video as it does in real life.
PAGE 30 • FEBRUARY 2021 • HOME PLUS
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Good things happen when you combine your home and auto insurance with State Farm®. Like saving an average of $889.* Plus, you'll have a good neighbor like me to help life go right. CALL ME TODAY. Mick Quinn, Agent 701 South 1st Street Willmar, MN 56201 320-231-1134 www.mickquinn.net
*Average annual household savings based on 2015 national survey of new policyholders who reported savings by switching to State Farm. State Farm Mutual Automobile Insurance Company • State Farm Indemnity Company, Bloomington, IL. State Farm County Mutual Insurance Company of Texas, Dallas, TX • State Farm Lloyds, Richardson, TX. State Farm Fire and Casualty Company • State Farm General Insurance Company, Bloomington, IL. 1606203 State Farm Florida Insurance Company, Winter Haven, FL
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PAGE 32 • FEBRUARY 2021 • HOME PLUS
Buying or Selling? Secure Your Investment With A Home Inspection www.totalinspectionsmn.com
320-894-7151
Contact Mark to schedule your next inspection
Flexible Scheduling / 7 Days a Week
Home Inspections Radon Testing Water Testing Commercial Inspections
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Visit unitedprairiebank.com and get started today!
KATHY JOPP
Retail Manager 320.796.4808
kjopp@unitedprairiebank.com NMLS# 1701149
evenings and weekends available
P.O. Box 1914 Willmar, MN 56201
MEMBER
HOME PLUS • FEBRUARY 2021• PAGE 33
What should you ask during a virtual tour? If you want to learn more about a home, here are some things you should definitely ask about during a virtual tour of the property. NOISE Can street noise and other sounds be heard from inside the home? What about when you’re sitting outside? If any of the floors are carpeted, ask whether they creak, as this can indicate structural issues with the subflooring. VIEWS Request that curtains and blinds be opened in every room. If there’s something unsightly nearby or a
neighbouring house is too close, you’ll want to know about it. WEAR AND TEAR It may not be easy to tell over video if surfaces are damaged, so ask whether countertops, cabinets and floors look worn or scratched. ODOURS Ask your realtor if they notice any unusual or unpleasant odours inside and outside the home. Industrial smells from a nearby plant can affect your enjoyment of a property, and a whiff of mould or sewage can indicate a bigger issue. Neighbourhood
PRO TIP Before the tour begins, print out a floor plan of the home so you can easily follow along. For most buyers, the look and feel of the neighbourhood is important. If you can’t tour the area yourself, ask your realtor to take you on a virtual walk around the block.
More than ever, agents are relying on virtual tours to give buyers a closer look at homes. Speak with your realtor to find out more about virtually touring a property you’re interested in.
Home inspections 101 The process of buying a home can be unlike any experience prospective buyers have ever had. After finding a home they like and coming to an agreement on a sale price with the seller, buyers can expect to add many items to their to-do list. One of the first things to jot down on that list is scheduling a home inspection. Home inspections are a vital part of the home buying process. Such inspections can protect buyers as they’re on the cusp of making what will likely be the most significant investment of their lives. Understanding the home inspection process can help buyers during an exciting yet potentially nerve-wracking time in their lives. WHAT IS A HOME INSPECTION? The American Society of Home Inspectors defines a home inspection as an objective visual examination of the physical structure and systems of a house. Inspectors will conduct visual examinations from the roof to the foundation of the home. Additional structures on the property, such as sheds or detached outdoor living areas, are not typically included in the examination. WHAT DO INSPECTORS EXAMINE? The ASHI notes that inspectors will examine the condition of various parts of the home. The heating system, central air conditioning unit, interior plumbing and electrical systems, roof (though inspectors will not climb onto the roof), attic and insulation will be examined. Inspectors also will examine walls, ceilings, floors, windows, doors, the foundation of the home, basement (or crawl space), and structural components.
CAN A HOME FAIL INSPECTION? Homes cannot fail home inspections, which are just assessments of a home’s
3 tips to help you get approved for a mortgage existing condition. Municipal inspections are separate inspections conducted by government agencies to verify that a property is in compliance with local codes. Home inspectors will provide detailed reports describing the condition of a home and indicate if any repairs are in order. DO I REALLY NEED A HOME INSPECTION? A home inspection is a vital component that can help buyers make the most informed decision possible. Forgoing an inspection can leave buyers vulnerable to potentially costly repairs and issues with a home that might have been detected with a proper home inspection. In addition, some lenders insist that buyers have home inspections conducted before they will allow them to borrow money. Home inspections can protect home buyers as they prepare to make the most significant financial investment of their lives. More information about inspections can be found at www.homeinspector.org.
If you want to buy a home, you’ll probably need to take out a mortgage. Here are some tips to help you get approved. 1. IMPROVE YOUR CREDIT SCORE Before you apply for a mortgage, review your credit score. This is the number lenders use to evaluate your credit risk and determine if you’re a good loan candidate. The higher your credit score, the better your mortgage rate is likely to be. To improve your score, pay your bills on time, keep your credit balances low and reduce the amount of debt you owe. 2. PAY OFF DEBTS AND AVOID INCURRING NEW ONES Another important factor that mortgage lenders look at is your debt-toincome ratio. The lower your debt is compared to your income, the more likely you are to be approved for a
home loan. In addition to paying off existing debts, you should reduce the amount of new debt you incur. Take a careful look at how you spend your money and figure out where you can cut back on expenses. 3. SAVE FOR THE BIGGEST DOWN PAYMENT POSSIBLE The minimum down payment you need to get a mortgage is five per cent of the home’s total cost. However, if you can afford it, a 20 per cent down payment will lower the balance of your mortgage and alleviate the need for private mortgage insurance, thereby reducing your monthly payments. If you don’t currently meet the requirements for a home loan, don’t give up. Instead, take steps to improve your financial situation and, once you’re in a better position, try again.
PAGE 34 • FEBRUARY 2021 • HOME PLUS
NEW LISTING
NEW LISTING
$324,900
2206 37th Ave NW Willmar
If you want to live out of town yet not be far from town, then this 4 bedroom, 3 bath split level home is the place for you. Loacated in Horizon Hills on 2 acres. MLS# 5712522
NEW LISTING
$479,000
8169 123rd Ave SE Lake Lillian
Beautiful year round home on the north side of Big Kandi Lake. The lot has approximately 160 ft of lakeshore. This is a rare gem, 3 bedrooms, 3 baths all on the main level. MLS# 5705418
PENDING
$49,000
$170,000
Prinsburg
Here Is Your Opportunity To Own A “Little House” and Move It To The Lot Or Spot Of Your Choosing. It Is The Perfect Size For That Guest House, Lake Cabin Or Hunting Shack! 1 Bedroom, 3/4 Bath and Front Porch With Composite Decking. MLS# 5707963
306 Park Ave, Prinsburg
Come and check out this spacious 3 bedroom, 3 bath rambler on a large lot.
BRUCE VOGEL
PRICE REDUCED
PRICE REDUCED
$134,000
428 Litchfield Avenue SE WILLMAR
Great investment property. Duplex with up and down rental.
Let me put my years of experience to work for you!
PENDING
15 years in home construction
$129,000
424 Litchfield Avenue SE WILLMAR
Great investment property. Duplex with up and down rental.
Broker/Realtor®
320-212-2581
430 45th St. SW, Willmar bruce@lakesarearealty.com
25 years in real estate sales
318 S 3rd Ave SACRED HEART
I know homes inside and out!
What a beautiful home! This 4 bedroom, 3 bath home has so many extra features.
Contact me if you are thinking of buying or selling a home.
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Voted West Central Tribune’s Best Real Estate Agent Two Years In a Row!!
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Amber Barber
320-212-8646 amber@lakesarearealty.com 42 South Main Street - New London, MN www.lakesarearealty.com
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Getting a mortgage is easy with three convenient ways to apply.
IN PERSON | BY PHONE | ONLINE
Just go to www.lakeregion.com or give us a call to get started.
Personal Banker in Willmar Jeremy Schmidt 320-214-3011 jschmidt@lakeregion.com NMLS#569279
Mortgage Loan Originator Tracy Lundy 320-214-3025 tlundy@lakeregion.com NMLS#522440
Personal Banker in New London Lisa Groff 320-262-5219 lgroff@lakregion.com NMLS#580204
We have the right program for you!
First time home buyer • VA • USDA Rural Developement • FHA • Conventional • Minnesota Housing Fix Up Loan • Home Equity Loan • Construction Loan
NEW LONDON 51 Main Street P.O. Box 450 320.354.2011
SUNBURG 219 Front Street P.O. Box 62 320.366.3885
WILLMAR 1690 1st Street S P.O. Box 1740 320.235.5900