POSTAL PATRON ECRWSS
Reaching 58,200 Readers Weekly!!!
Published by Today’s News-Herald — (928) 453-4237
OFF TRACK RACING Begins Oct. 25th
15 more 50” TV’s to watch the Races! Races Daily 11AM-7PM
Gallagher’s Dining & Pub
Welcome
Page 1 - 10.16.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
Chef Jonathan Tibbs Stop in to Checkout the New Menu!
Special Invitation
You and a guest are cordially invited to a special Complimentary Gourmet Meal immediately following our Understanding Different Retirement Strategies Workshop. Presented by Todd Cederstrom of Cederstrom Financial Group who has been conducting private and public workshops and seminars in Mohave County for over 22 years. Expect to have a little fun and obtain some meaningful information with none of the usual financial double-talk. There are no costs of any kind, and no obligation.
Please Join Us For A Prime Rib Dinner!
271 Lake Havasu Ave. S., Lake Havasu City
WED, Oct. 24th at 5:00 PM Please arrive by 4:45 PM To help you know information beneficial to your retirement, we will present “UNDERSTANDING DIFFERENT RETIREMENT PLANS” followed by a delicious meal. You will learn about:
• How Some Products Will Pay Out An Upfront Bonus Up To 25%. This May Assist You With More Income During Retirement And/Or A More Significant Death Benefit For Your Beneficiaries. • Low Interest Rates Have You Down? Earn Up To 3.85% APY! • Our Safer Money Solutions Are Based Upon Going Up With The Stock Market, Locking In Your Gains, And Being Completely Protected Against Losses. • How Our Clients Have Kept Their Money Safer During Recent Market Downturns. • Our Process Is Simple…Your Money Is Protected…& You Earn A Reasonable Rate Of Return.
Space Is Limited, So Please Call To Confirm Your Reservation Today!
1-800-854-5932
check us out online: www.gallaghersllc.com
3524 McCulloch Blvd N
This is an educational workshop; no products will be sold. Absolutely No Agents/Brokers/Advisors Permitted. This Seminar is for retirees ages 55+. Repeat attendees may be disinvited due to limited seating. Existing Clients Welcome.
U S A V HA FA LL 20 18
$4 .9 9
C O A S TA L A R IZ O N A’S
L IF E
HAVASU ARIZONA COASTAL LIFE
FALL EDITION
Get out!
st time Fall is the be d explore an t to get ou ck yard. Havasu’s ba
On Sale Now! At the following locations:
Lake Havasu City: CVS • Bashas • Safeway •Albertson’s • Smith’s • Food City •Kmart • London Bridge Resort Gift Shop • Book Exchange •Hampton Inn Gift Shop • Max Texaco • Campbell Cove 1 Stop • Motor Boat & Fuel • Today’s News-Herald
Page 2 - 10.16.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
Kingman: CVS • Bashas • Safeway • Smith’s
Bullhead City: CVS • Safeway • Smith’s
Parker: CVS • Safeway • Parker Pioneer
To Subscribe Call (928) 453-4237
Make Phone number bigger and remove come see our clearance
IS BACK
A MAIL STORE
COME CHECK OUT OUR BUY ONE GET ONE SPECIALS (928) 854-SHIP
Melanie Martin & Brad Lewis Selling Lake Havasu City For Over 20 Years!
in K-Mart Shopping Center
Home values are up ... CALL NOW “INSIST ON MELANIE”, the Team that takes on challenges in a postive way to help you achieve your goals in real estate. RealtorMel@suddenlink.net
928-230-3293
$
70
928 680-7633
WIN a $100 SAFEWAY GIFT CARD! Bring or mail this entry blank to Today’s News-Herald 2225 W. Acoma Blvd., Lake Havasu City, AZ, 86403 No purchase necessary, one entry per household per week. Drawing at noon Oct. 31, 2018. New contest each month.
No photocopies. RCN employees and families ineligible.
Enter to Win Now!
Page 3 - 10.16.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
with
GOT REALTORS?
You are cordially invited to attend our
ESTATE | PLANNING | SEMINAR to be held:
Casa Serrano 150 Swanson Ave, Lake Havasu City, AZ 86406
October 23rd - 10:00AM The Seminars will begin at 10:00am “Lunch will be served at 12:00 noon”
SEMINAR TOPICS INCLUDE:
Page 4 - 10.16.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
• Learn how to avoid PROBATE and its excessive costs and delays. • Has the H.I.P.A.A. law made your Powers of Attorney & LivingTrust ineffective? • Guardianship & Conservatorship: What you should know. • Why some Estates with Revocable Living Trusts STILL end up in PROBATE. • The dangers of Joint Tenancy. • Create a Living Trust that protects your IRA Beneficiaries. • Understanding Asset Protection & Long Term Care (Including ALTCS). • Learn how to get guaranteed growth with NO MARKET RISK. • How to restore, protect and preserve your assets from market risk and downturns. • Create an income guaranteed for life! • Learn the difference between fixed and variable annuities.
Tracy Bowman, Esq. Estate Planning Attorney
Bowman Law Firm, PLLC PO Box 1268 Higley, AZ 85236
Call today to reserve your place...
hosted by:
844.299.1243 [Reservations are required]
Henry Bowman Financial Planner
Prudent Financial Services, LLC PO Box 253 Gilbert, AZ 85299
There is no cost or obligation to you, no brokers or agents to contend with and no products will be sold at this event. ...so feel free to bring a guest!
with additional support from Prudent Financial Services, LLC
844.299.1243