Smart Buyer

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POSTAL PATRON ECRWSS

Reaching 58,200 Readers Weekly!!!

Published by Today’s News-Herald — (928) 453-4237

Special Invitation You and a guest are cordially invited to a special Complimentary Gourmet Meal immediately following our Understanding Different Retirement Strategies Workshop. Presented by Todd Cederstrom of Cederstrom Financial Group who has been conducting private and public workshops and seminars in Mohave County for over 23 years. Expect to have a little fun and obtain some meaningful information with none of the usual financial double-talk. There are no costs of any kind, and no obligation.

Please Join Us For A Gourmet Dinner! Wednesday March 20th at 4:00 PM Please arrive by 3:45 PM

Tuesday March 26th at 4:00 PM Please arrive by 3:45 PM

1425 N. McCulloch Blvd., Lake Havasu City

Page 1 - 03.05.19 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237

To help you know information beneficial to your retirement, we will present “UNDERSTANDING DIFFERENT RETIREMENT PLANS” followed by a delicious meal.

You will learn about:

• Our Safer Money Solutions Are Based Upon Going Up With The Stock Market, Locking In Your Gains, And Being Completely Protected Against Market Downturns. • Previously Lost Money In Market Downturns? Concerned About History Repeating Itself? Learn Strategies Designed to Limit Against Market Downturns. • How Some Products Will Pay Out An Upfront Bonus Up To 25%. This May Assist You With More Income During Retirement And/Or A More Significant Death Benefit For Your Beneficiaries. • Tired Of Low CD Rates? We Have Guaranteed Fixed Rates Available From 2.00% Up To 4.10% APY! (Determined Upon Age, Company & Length of Term) • Our Process Is Simple… Your Money Is Protected… & You Earn A Reasonable Rate of Return.

Space Is Limited, So Please Call To Confirm Your Reservation Today!

1-800-854-5932

This is an educational workshop; no products will be sold. Absolutely No Agents/Brokers/Advisors Permitted. This Seminar is for retirees ages 55+. Repeat attendees may be disinvited due to limited seating. Existing Clients Welcome


Page 2 - 03.05.19 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237


All Mark & Hall Totes & Handbags

35% OFF

$

GOLD CROWN IS BACK WITH

(928) 854-SHIP 1850 McCulloch Blvd. Suite C1 Lake Havasu in KMART Plaza

75

928 680-7633

GOT REALTORS? Melanie Martin & Brad Lewis Selling Lake Havasu City For Over 20 Years!

Home values are up ... CALL NOW “INSIST ON MELANIE”, the Team that takes on challenges in a postive way to help you achieve your goals in real estate.

928-230-3293

WIN a $100

BASHAS GIFT CARD! Bring or mail this entry blank to Today’s News-Herald 2225 W. Acoma Blvd., Lake Havasu City, AZ, 86403 No purchase necessary, one entry per household per week. Drawing at noon March 31, 2019. New contest each month.

No photocopies. RCN employees and families ineligible.

Enter to Win Now!

Page 3 -03.05.19 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237

RealtorMel@suddenlink.net


You are cordially invited to attend our

ESTATE | PLANNING | SEMINAR to be held:

Quality Inn

Casa Serrano

271 Lake Havasu Ave., Lake Havasu City, AZ 86403

150 Swanson Ave, Lake Havasu City, AZ 86406

March 13th 10:00AM

March 14th 11:00AM

The Seminars will begin at 10:00am with Lunch to Follow

The Seminars will begin at 11:00am with Lunch to Follow

SEMINAR TOPICS INCLUDE:

Page 4 - 03.05.19 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237

• Learn how to avoid PROBATE and its excessive costs and delays. • Has the H.I.P.A.A. law made your Powers of Attorney & LivingTrust ineffective? • Guardianship & Conservatorship: What you should know. • Why some Estates with Revocable Living Trusts STILL end up in PROBATE. • The dangers of Joint Tenancy. • Create a Living Trust that protects your IRA Beneficiaries. • Understanding Asset Protection & Long Term Care (Including ALTCS). • Learn how to get guaranteed growth with NO MARKET RISK. • How to restore, protect and preserve your assets from market risk and downturns. • Create an income guaranteed for life! • Learn the difference between fixed and variable annuities.

Tracy Bowman, Esq. Estate Planning Attorney

Bowman Law Firm, PLLC PO Box 1268 Higley, AZ 85236

Call today to reserve your place...

hosted by:

844.299.1243 [Reservations are required]

Henry Bowman Financial Planner

Prudent Financial Services, LLC PO Box 253 Gilbert, AZ 85299

There is no cost or obligation to you, no brokers or agents to contend with and no products will be sold at this event. ...so feel free to bring a guest!

with additional support from Prudent Financial Services, LLC

844.299.1243


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