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Published by Today’s News-Herald — (928) 453-4237
Limited Time Only
Low Interest Rates Have You Down?
3.85% Interest Rate 1
FG Guarantee-Platinum® 7
For a limited time, Fidelity & Guaranty Life is increasing the initial interest rate for the FG Guarantee-Platinum7, a single premium fixed deferred annuity, to 3.85 percent for new annuity contracts issued on or after April 1, 2018. This initial rate is subject to change at our sole discretion at any time. This initial rate is guaranteed for the first seven contract years only and is thereafter subject to change.
Along with this competitive initial interest rate, FG Guarantee-Platinum 7 Offers:
Page 1 - 04.24.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
Free withdrawals of all accumulated interest 30-day surrender charge free window after each seven-year rate guarantee period We Can Help with 401k/IRA/Roth Transfers!
Contact Us Today For More Information!
(877) 358-0641
Cederstrom Financial Group is an insurance services company offering guaranteed fixed annuities. Other products are also available. 1
This intial interest rate is effective for new annuities with a minimum premium deposit of $20,000 issued on or after April 1, 2018 for the first seven contract years only. Thereafter, the company may declare at its sole descretion a new rate which could be lower. This initial rate is also subject to change for new contracts at our sole discretion at ANY TIME. Surrender charges and market value adjustments apply to withdrawals in excess of the accrued interest during the “guarantee periods” which are seven years. There is a 30-day window at the end of each seven year guarantee period where you may withdraw all or part of your annuity value without application of surrender charges or market value adjustment. A new guarantee period and surrender charge period will begin after the end of the previous ones. The surrender charge is nine percent in the first year and declilnes by one percent each year for the next six years and repeats for each successive period. Annuities are long-term savings vehicles that are subject to limitations and conditions, state availability and certain suitability requirements. Please see the applicable product brochure that is available from your licensed insurance professional for details. May lose value is surrendered early. Subject to state availabiltiy. Product form numbers: FGL SPDA-MY-F (7-04) ICC14-1095 (06-14); et al. Annuity contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. www.fglife.com. No bank guarantee. Not FDIC/NCUA/NCUSIF insured.
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Page 2 - 04.24.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
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HAVASU SPRIN G 2018
ARIZ ONA’S COA STA L LIFE
PA MP ER ED PE TS How our four-legged friends are living the lush life in Havasu
SPRING DRESSES WHAT’S YOUR VICE? From wine to chocolate, aficionados spill the beans on their favorite guilty pleasures
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Page 3 - 04.24.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237
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Page 4 - 04.24.18 (TNH Mag) — Published by Today’s News-Herald - (928) 453-4237