Thank You Thank you for taking the time to preview my information package. I recognize buying a home is one of the most important decisions you will ever make. Therefore, I’ll always treat our relationship with the utmost care and respect. I look forward to partnering with you and am certain you will be happy with my services.
James Owen “I Promise To Do More”
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USING A WINDERMERE AGENT TO HELP YOU FIND A HOME BEGINNING THE PROCESS
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IT’S MORE COMPLICATED THAN JUST FINDING A HOME HOW MUCH HOME CAN YOU AFFORD?
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PURCHASE AND SALE AGREEMENT
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FREQUENTLY ASKED QUESTIONS
10 HOME INSPECTIONS 11 SETTLEMENT—WHO PAYS WHAT 12 MOVING TIPS
13 PACKING TIPS 14 GLOSSARY
W I N D E R M ER E R E AL E STAT E
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G U I D E T O B UY I N G A HOME
W I N D E R M ER E R E AL E STAT E
G U I D E T O B UY I N G A HOME
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W I N D E R M ER E R E AL E STAT E
WHAT I S THE D I FFER E N C E B ETWEE N P R E Q UA L IFIE D AND P R E AP P ROV E D?
WHAT IS EARNEST MONEY?
WHAT ARE CLOSING COSTS?
WHAT IS A POINT?
WHAT IS TITLE INSURANCE?
G U I D E T O B UY I N G A HOME
W I N D E R M ER E R E AL E STAT E
THE BUYER WILL RECEIVE: ■■
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E SSENT IAL PACK IN G M AT E R IAL S: ■
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G U I D E T O B UY I N G A HOME
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ADJUSTABLE-RATE MORTGAGE (ARM) AMORTIZATION
ANNUAL PERCENTAGE RATE APPRAISAL ASSESSED VALUE BALLOON PAYMENT CAP CERTIFICATE OF TITLE CLOSING CLOSING COSTS COMMISSION COMPARATIVE MARKET ANALYSIS (CMA) CONTINGENCY CONTRACT
DEED DOWN PAYMENT EQUITY
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W I N D E R M ER E R E AL E STAT E
FIXED-RATE MORTGAGE FIXTURE HAZARD INSURANCE INTEREST LIEN
LISTING CONTRACT
MARKET PRICE MARKET VALUE MORTGAGE MULTIPLE LISTING SERVICE (MLS)
ORIGINATION FEE PITI POINT PREPAYMENT PENALTY PRINCIPAL PRORATE PURCHASE & SALE AGREEMENT SETTLEMENT TITLE TITLE SEARCH
G U I D E T O B UY I N G A HOME
Focus: James Owen
Windermere Real Estate 206.240.1325 TeamOwen@windermere.com
“I Promise To Do More”
Helping clients wanting to buy and sell residential real estate in the greater Seattle area, specializing in Eastside properties. I concentrate on helping people and maximize their ROE (return on experience). Accordingly. I have experience in starter homes to luxury properties. My “Promise To Do More” means that’s exactly what you’ll get when we partner together to make your dreams come true.
Windermere Real Estate Broker / Realtor® SRES – Senior Real Estate Specialist
I’m proud to be able to help, not only in Real Estate, but in all the particular concerns and best options available for my wonderful, maturing clients when faced with life changing decisions. SKCR - Seattle King County Realtors WR – Washington Association of Realtors NAR – National Association of Realtors 25 year resident of King County
Community Service: Senior Services Volunteer Driver Bellevue Volunteer Softball Coach
Education: California State University, Chico TeamOwen.withwre.com
Closed! I’ll Get Us To The Finish Line
Seattle $2,200,0 00
West Seattle $667,700
West Seattle $568,00 0
Issaqu ah $644,0 00
Bellevue $1.6 million Bellevue $1,298,0 00
Newcastle -$680,000
00,000
Kirkland - $905,000 Snoqualmie $437,500
TeamOwen.withwre.com