ΜΠΣ στη Λογιστική και Χρηματοοικονομική (ΟΠΑ)

Entipo Xrimatooikonomika telika 13/2/2008 14:09 ™ÂÏ›‰·1

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√π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·2

¿ıÔ˜/ËÁÂÛ›·/ ÂÍÂÚ‡ÓËÛË/ ¢ηÈÚ›·/ Â¤Ó‰˘ÛË/ÔÌ¿‰·/ ‰ËÌÈÔ˘ÚÁ›·/ ¤ÌÓ¢ÛË/ ÚfiÎÏËÛË/ ·Ó¿Ù˘ÍË/ ÏÔ‡ÙÔ˜/·ÏÏ·Á‹/ ÊÈÏÔ‰ÔÍ›·/

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·3

ÂÚȯfiÌÂÓ· ÷ÈÚÂÙÈÛÌfi˜ ·fi ÙÔÓ ¶Ú‡Ù·ÓË/04 ÷ÈÚÂÙÈÛÌfi˜ ·fi ÙÔ ¢È¢ı˘ÓÙ‹ ÙÔ˘ ¶ª™/05 ΔÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜/06 ΔÔ ¶ÚfiÁÚ·ÌÌ· ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ (¶ª™) ÛÙË §ÔÁÈÛÙÈ΋ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋/09 ¶ÚfiÁÚ·ÌÌ· ª·ıËÌ¿ÙˆÓ ΔÌ‹Ì·ÙÔ˜ ¶Ï‹ÚÔ˘˜ ºÔ›ÙËÛ˘/10 ¶ÚfiÁÚ·ÌÌ· ª·ıËÌ¿ÙˆÓ ΔÌ‹Ì·ÙÔ˜ ªÂÚÈ΋˜ ºÔ›ÙËÛ˘/10 ¶ÂÚȯfiÌÂÓÔ ª·ıËÌ¿ÙˆÓ/12 ™¯fiÏÈ· ∞ÔÊÔ›ÙˆÓ ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜/14 KÚÈÙ‹ÚÈ· ∂ÈÏÔÁ‹˜-¶ÂÚÈ‚¿ÏÏÔÓ & ÀÔ‰ÔÌ‹/15 ΔÔ ¶ÚÔÊ›Ï ÙˆÓ ºÔÈÙËÙÒÓ ÙÔ˘ ª¢∂/18 ¢È‰¿ÛÎÔÓÙ˜ ÛÙÔ ¶ÚfiÁÚ·ÌÌ·/19

¶Ú‡Ù·Ó˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ ∫·ıËÁËÙ‹˜ °ÚËÁfiÚÈÔ˜ ¶Ú·ÛÙ¿ÎÔ˜ ∞ÓÙÈÚ‡Ù·Ó˘ ∞η‰ËÌ·˚ÎÒÓ ÀÔı¤ÛÂˆÓ ∫·ıËÁËÙ‹˜, πˆ¿ÓÓ˘ ∫·ÙÛÔ˘Ï¿ÎÔ˜ ∞ÓÙÈÚ‡Ù·Ó˘ √ÈÎÔÓÔÌÈÎÒÓ ÀÔı¤ÛÂˆÓ ∞Ó·ÏËÚˆÙ‹˜ ∫·ıËÁËÙ‹˜, πˆ¿ÓÓ˘ ÷ÏÈÎÈ¿˜

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·4

¿ıÔ˜/ËÁÂÛ›·/ÂÍÂÚ‡ÓËÛË/¢ηÈÚ›·/Â¤Ó‰˘ÛË/ÔÌ¿‰·/‰ËÌÈÔ˘ÚÁ›·/

÷ÈÚÂÙÈÛÌfi˜ ·fi ÙÔÓ ¶Ú‡Ù·ÓË

ΔÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ, Â‰Ò Î·È ¯ÚfiÓÈ·, ¤¯ÂÈ ·Ó·Ï¿‚ÂÈ ÚfiÏÔ Â˘ı‡Ó˘ ÛÙÔÓ ÙÔ̤· ·Ó·‚¿ıÌÈÛ˘ ÙÔ˘ ÂÈÛÙËÌÔÓÈÎÔ‡ ÚÔÛˆÈÎÔ‡ Ù˘ ¯ÒÚ·˜ Î·È ÙÔ˘ ÛÙÂϯȷÎÔ‡ ‰˘Ó·ÌÈÎÔ‡ Ù˘ √ÈÎÔÓÔÌ›·˜. ∞˘Ùfi ÙÔ ÂȉÈÒÎÂÈ Ì¤Û· ·fi ÙË ‰ËÌÈÔ˘ÚÁ›· ÔÚÁ·ÓˆÌ¤ÓˆÓ ÌÂÙ·Ù˘¯È·ÎÒÓ ÚÔÁÚ·ÌÌ¿ÙˆÓ ÛÔ˘‰ÒÓ ˘„ËÏ‹˜ ÛÙ¿ıÌ˘, Û fiÏÔ˘˜ ÙÔ˘˜ ÂÈÛÙËÌÔÓÈÎÔ‡˜ ¯ÒÚÔ˘˜ ÙÔ˘˜ ÔÔ›Ô˘˜ ηÏÏÈÂÚÁ›. ™˘ÁÎÂÎÚÈ̤ӷ, Û‹ÌÂÚ· ÛÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ ÏÂÈÙÔ˘ÚÁÔ‡Ó ÂÈÎÔÛÈ ¤ÓÙ (25) ÌÂÙ·Ù˘¯È·Î¿ ÚÔÁÚ¿ÌÌ·Ù·, ÛÙ· ÔÔ›· ÂÈÛ¿ÁÔÓÙ·È Î¿ı ¯ÚfiÓÔ ÂÚÈÛÛfiÙÂÚÔÈ ·fi 1000 ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜. ∏ §ÔÁÈÛÙÈ΋ Î·È Ë ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·ÔÙÂÏÔ‡Ó ‰‡Ô ·fi ÙÔ˘˜ Ù·¯‡ÙÂÚ· ·Ó·Ù˘ÛÛfiÌÂÓÔ˘˜ ÂÈÛÙËÌÔÓÈÎÔ‡˜ ÎÏ¿‰Ô˘˜ Û‹ÌÂÚ·, Û ÂÚ¢ÓËÙÈÎfi ·ÏÏ¿ Î·È Â·ÁÁÂÏÌ·ÙÈÎfi Â›‰Ô. ∏ ÂÈÙ˘¯Ë̤ÓË Ú·ÎÙÈ΋ ÂÊ·ÚÌÔÁ‹ ÙˆÓ ıˆÚÈÒÓ Î·È ÙˆÓ ÂÚÁ·Ï›ˆÓ ÙÔ˘˜ ¤¯ÂÈ ·Ô‰Âȯı› fiÙÈ Â›Ó·È Û ı¤ÛË Ó· ÚÔÛ‰ÒÛÂÈ ÛÙȘ ÂȯÂÈÚ‹ÛÂȘ Î·È ÙÔ˘˜ ÔÚÁ·ÓÈÛÌÔ‡˜ Ô˘ ÙȘ ˘ÈÔıÂÙÔ‡Ó Û˘ÁÎÚÈÙÈÎfi ÏÂÔÓ¤ÎÙËÌ· ÛÙÔ Û‡Á¯ÚÔÓÔ ·ÓÙ·ÁˆÓÈÛÙÈÎfi ÔÈÎÔÓÔÌÈÎfi ÂÚÈ‚¿ÏÏÔÓ ÛÙÔ ÔÔ›Ô ‰Ú·ÛÙËÚÈÔÔÈÔ‡ÓÙ·È. °È’ ·˘Ùfi ÙÔ ÏfiÁÔ ÎÚ›ÓÂÙ·È ··Ú·›ÙËÙË ÁÈ· Ù· ÛÙÂϤ¯Ë ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ Ë Î·ÙÔ¯‹ ÂÍÂȉÈÎÂ˘Ì¤Ó˘ Î·È Â›Î·ÈÚ˘ ÂÈÛÙËÌÔÓÈ΋˜ ÁÓÒÛ˘ Û ·˘ÙÔ‡˜ ÙÔ˘˜ ÙÔÌ›˜ ÚÔÎÂÈ̤ÓÔ˘ Ó· ÙÔ˘˜ ÂÍ·ÛÊ·Ï›ÛÂÈ ˘„ËϤ˜ Â·ÁÁÂÏÌ·ÙÈΤ˜ ı¤ÛÂȘ ÛÙË ‰ÈÔÈÎËÙÈ΋ ÈÂÚ·Ú¯›·.

ΔÔ ¶ÚfiÁÚ·ÌÌ· ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ (¶ª™) ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ ÏÂÈÙÔ˘ÚÁ› Ì ÂÈÙ˘¯›· ·fi ÙÔ ·Î·‰ËÌ·˚Îfi ¤ÙÔ˜ 2004-2005. Œ¯ÂÈ ‰ËÌÈÔ˘ÚÁËı› Ì ÁÓÒÌÔÓ· ÙËÓ ·ÚÔ¯‹ ˘„ËÏ‹˜ ÔÈfiÙËÙ·˜ ÂÍÂȉÈÎÂ˘Ì¤Ó˘ ÂÈÛÙËÌÔÓÈ΋˜ ÁÓÒÛ˘ Û ı¤Ì·Ù· §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜, ÚÔÛ·Ó·ÙÔÏÈṲ̂Ó˘ ÛÙȘ ϤÔÓ Û‡Á¯ÚÔÓ˜ ‰ÈÂıÓ›˜ Ù¿ÛÂȘ, ·ÍÈÔÔÈÒÓÙ·˜ ·Ú¿ÏÏËÏ· ÙȘ Ӥ˜ Ù¯ÓÔÏÔÁ›Â˜. ∂›Û˘, ÚÔۂϤÂÈ ÛÙË ‰ËÌÈÔ˘ÚÁ›· ÂÓfi˜ ÂÎ·È‰Â˘ÙÈÎÔ‡ ÂÚÈ‚¿ÏÏÔÓÙÔ˜ Ô˘ Û˘Ó‰˘¿˙ÂÈ ÙË ıˆڛ· Î·È ÙËÓ ¤Ú¢ӷ Ì ÙËÓ Ú·ÎÙÈ΋ ÂÊ·ÚÌÔÁ‹ ÙˆÓ ÂÈÛÙËÌÔÓÈÎÒÓ ÂÓÓÔÈÒÓ, ÙˆÓ ÌÂıÔ‰ÔÏÔÁÈÒÓ Î·È ÙˆÓ ÂÚÁ·Ï›ˆÓ. ΔÔ Û˘ÁÎÂÎÚÈ̤ÓÔ ¶ª™ ·Ú¤¯ÂÈ ‰‡Ô ÙÌ‹Ì·Ù· ÊÔ›ÙËÛ˘: ·) ÁÈ· ÛÔ˘‰·ÛÙ¤˜ Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘ Î·È ‚) ÁÈ· ÛÔ˘‰·ÛÙ¤˜ ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘. ΔÔ ÚfiÁÚ·ÌÌ· ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘ ·¢ı‡ÓÂÙ·È Û ÛÙÂϤ¯Ë ÂȯÂÈÚ‹ÛÂˆÓ ‹ ÔÚÁ·ÓÈÛÌÒÓ. ™ÙËÓ ÚÔÛ¿ıÂÈ¿ Ì·˜ ÁÈ· ˘„ËÏfi Â›Â‰Ô ÛÔ˘‰ÒÓ ÛÙËÚÈ˙fiÌ·ÛÙ ÛÙËÓ ·˘ÛÙËÚ‹ ÂÈÏÔÁ‹ ÙˆÓ ÊÔÈÙËÙÒÓ, ÛÙËÓ ˘„ËÏ‹ ÔÈfiÙËÙ· ÙÔ˘ ÚÔÛÊÂÚfiÌÂÓÔ˘ ÂÎ·È‰Â˘ÙÈÎÔ‡ ¤ÚÁÔ˘, ÛÙË ¯ÚËÛÈÌÔÔ›ËÛË ·ÔÙÂÏÂÛÌ·ÙÈÎÒÓ Ì˯·ÓÈÛÌÒÓ ÂϤÁ¯Ô˘ ÙˆÓ ÁÓÒÛÂˆÓ ÙˆÓ ÊÔÈÙËÙÒÓ Î·È ÛÙËÓ ÂÓ›Û¯˘ÛË Ù˘ ·Ó·Áη›·˜ ˘ÏÈÎÔÙ¯ÓÈ΋˜ ˘Ô‰ÔÌ‹˜. ™Ùfi¯Ô˜ Ì·˜ Â›Ó·È ÔÈ Ù˘¯ÈÔ‡¯ÔÈ ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ Ó· ηٷϷ̂¿ÓÔ˘Ó ˘„ËϤ˜ ı¤ÛÂȘ ÛÙËÓ Îϛ̷η ·ÍÈÔÏfiÁËÛ˘ Ù˘ Â˘Úˆ·˚΋˜ ·ÁÔÚ¿˜ ÂÚÁ·Û›·˜ ÁÈ· ÂÈÛÙ‹ÌÔÓ˜ Î·È ÛÙÂϤ¯Ë Ì ·Ó¿ÏÔÁ· ÚÔÛfiÓÙ·. ™·˜ ¢¯·ÚÈÛÙԇ̠ÁÈ· ÙÔ ÂӉȷʤÚÔÓ Û·˜ ÛÙÔ ¶ª™ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Î·È ÚÔÛηÏԇ̠ӷ ÌÂÏÂÙ‹ÛÂÙ ÙÔ Ê˘ÏÏ¿‰ÈÔ ·˘Ùfi ηıÒ˜ Î·È ÙËÓ ÈÛÙÔÛÂÏ›‰· ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ ÁÈ· Ó· ÂÓËÌÂÚˆı›Ù ÂÚÈÛÛfiÙÂÚÔ. ∫·ıËÁËÙ‹˜ °ÚËÁfiÚÈÔ˜ ¶. ¶Ú·ÛÙ¿ÎÔ˜

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·5

ÔÈÎÔÓÔÌ›·/¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ÏÔÁÈÛÙÈ΋/ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/

÷ÈÚÂÙÈÛÌfi˜ ·fi ÙÔ ¢È¢ı˘ÓÙ‹ ÙÔ˘ ¶ª™

To ¶ÚfiÁÚ·ÌÌ· ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ (¶ª™) ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÍÂΛÓËÛ ÙË ÏÂÈÙÔ˘ÚÁ›· ÙÔ˘ ÙÔÓ √ÎÙÒ‚ÚÈÔ ÙÔ˘ 2004. ¶ÚÔÛʤÚÂÈ ªÂÙ·Ù˘¯È·Îfi ¢›ψ̷ ∂ȉ›Î¢Û˘ (ª¢∂, Masters) Î·È ¢È‰·ÎÙÔÚÈÎfi ¢›ψ̷ (¢¢, PhD) ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋. ΔÔ ª¢∂, ̤ۈ ÙÔ˘ ÂÙ‹ÛÈÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘, ·¢ı‡ÓÂÙ·È Û ˘Ô„‹ÊÈÔ˘˜ Ô˘ ¤¯Ô˘Ó ÚfiÛÊ·Ù· ·ÔÊÔÈÙ‹ÛÂÈ Î·È ·Ó·˙ËÙÔ‡Ó Ó· Û˘Ó¯›ÛÔ˘Ó ÙȘ ÛÔ˘‰¤˜ ÙÔ˘˜ Û ÌÂÙ·Ù˘¯È·Îfi Â›‰Ô, ÂÓÒ Ì¤Ûˆ ÙÔ˘ ‰ÈÂÙÔ‡˜ ÚÔÁÚ¿ÌÌ·ÙÔ˜ ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘, ηχÙÂÈ ÙȘ ·Ó¿ÁΘ Ù˘¯ÈÔ‡¯ˆÓ ÛÙÂϯÒÓ ÂȯÂÈÚ‹ÛˆÓ, Ô˘ ÂÈı˘ÌÔ‡Ó Ó· ·Ó·‚·ıÌ›ÛÔ˘Ó ÙÔ Â›Â‰Ô ÙˆÓ ÁÓÒÛÂÒÓ ÙÔ˘˜ ÛÙ· ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ΔÔ ¢¢ Ì ÙË ÛÂÈÚ¿ ÙÔ˘ ·¢ı‡ÓÂÙ·È Û ˘Ô„‹ÊÈÔ˘˜ Ô˘ ÂÈı˘ÌÔ‡Ó Ó· ÂÎÔÓ‹ÛÔ˘Ó ˘„ËÏ‹˜ ÔÈfiÙËÙ·˜ ¤Ú¢ӷ Ï‹ÚÔ˘˜ ··Û¯fiÏËÛ˘ ÛÙ· ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ™˘ÓÔÏÈο, ·ÔÛÙÔÏ‹ ÙÔ˘ ¶ª™ ·ÔÙÂÏ› Ë ÚÔ·ÁˆÁ‹ Ù˘ ÁÓÒÛ˘ Î·È Ù˘ ¤Ú¢ӷ˜ ÛÙ· ÁÓˆÛÙÈο ÂÈÛÙËÌÔÓÈο ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ∏ ·ÔÛÙÔÏ‹ ·˘Ù‹ ÂÈÙ˘Á¯¿ÓÂÙ·È Ì¤Û· ·fi ¤Ó· ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ ÙÔ ÔÔ›Ô Â›Ó·È Û‡Á¯ÚÔÓÔ, ¿ÚÈÛÙ· ‰ÔÌË̤ÓÔ Î·È ÛÙÔ ÔÔ›Ô ¯ÚËÛÈÌÔÔÈÔ‡ÓÙ·È ÂÓ·ÏÏ·ÎÙÈΤ˜ Ì·ıËÛȷΤ˜ ‰È·‰Èηۛ˜ fiˆ˜ ÌÂϤÙË Ù˘ ÂÏÏËÓÈ΋˜ Î·È Í¤Ó˘ ‚È‚ÏÈÔÁÚ·Ê›·˜, ÂÚÁ·ÛÙËÚȷο Ì·ı‹Ì·Ù·, ÌÂϤÙ˜ ÂÚÈÙÒÛˆÓ, ÂÚÁ·Û›Â˜, ‰Èψ̷ÙÈ΋ ÂÚÁ·Û›· Î·È ‰È‰·Ûηϛ· ̤ۈ Ù˘ ÔÔ›·˜ Ù· ÂÚ¢ÓËÙÈο ·ÔÙÂϤÛÌ·Ù· ÙˆÓ ÌÂÏÒÓ ¢∂¶ Î·È Ë ÂÌÂÈÚ›· ÙˆÓ ÛÙÂϯÒÓ ÂȯÂÈÚ‹ÛÂˆÓ Ô˘ ηÏÔ‡ÓÙ·È ˆ˜ ÂÈÛΤÙ˜ ÔÌÈÏËÙ¤˜, ‰ÈÔ¯ÂÙ‡ÔÓÙ·È ÛÙËÓ ·›ıÔ˘Û·. ∂›Û˘, ÙÔ ¢¢ ·fi ÌfiÓÔ ÙÔ˘ ·ÏÏ¿ Î·È Û˘ÌÏËڈ̷ÙÈο Ì ÙÔ ª¢∂ Û˘ÓÙÂÏ› ÛÙËÓ ÚÔ·ÁˆÁ‹ Ù˘ ÁÓÒÛ˘ Î·È Ù˘ ÂÈÛÙ‹Ì˘ ÛÙ· ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜, ··Û¯ÔÏÒÓÙ·˜ ˘Ô„‹ÊÈÔ˘˜ ‰È‰¿ÎÙÔÚ˜ ÔÈ ÔÔ›ÔÈ ÛÂ Û˘ÓÂÚÁ·Û›· Ì ٷ ̤ÏË ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ÂÈÙÂÏÔ‡Ó ÚˆÙÔÔÚȷ΋ ¤Ú¢ӷ ÛÙ· ·Ú·¿Óˆ ÂÈÛÙËÌÔÓÈο ‰›·. ∏ ˘Ô‰ÔÌ‹ ÙÔ˘ ·ÓÂÈÛÙËÌ›Ô˘ Û˘Ì‚¿ÏÏÂÈ ÛÙËÓ ·ÚfiÛÎÔÙË ¤Ú¢ӷ ·Ú¤¯ÔÓÙ·˜ ÚfiÛ‚·ÛË, ›Ù ËÏÂÎÙÚÔÓÈο ›Ù Û ¤ÓÙ˘Ë ÌÔÚÊ‹, Û ۯÂÙÈο ÂÈÛÙËÌÔÓÈο Î·È Â·ÁÁÂÏÌ·ÙÈο ÂÚÈÔ‰Èο Î·È Û ‚¿ÛÂȘ ‰Â‰ÔÌ¤ÓˆÓ Ô˘ ÂÈÙÚ¤Ô˘Ó ÙË ÁÚ‹ÁÔÚË Î·È ·ÔÙÂÏÂÛÌ·ÙÈ΋ ¿ÓÙÏËÛË ÏËÚÔÊÔÚÈÒÓ, ÛÙÔȯ›· ··Ú·›ÙËÙ· ÁÈ· ÙË ‰ÈÂÍ·ÁˆÁ‹ ¤Ú¢ӷ˜ ˘„ËÏ‹˜ ÔÈfiÙËÙ·˜.

¶ÂÚ·ÈÙ¤Úˆ, ÙÔ ΔÌ‹Ì·, ̤ۈ ÙˆÓ ÂÚÁ·ÛÙËÚ›ˆÓ Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Î·È ÙÔ ¶·ÓÂÈÛÙ‹ÌÈÔ, ̤ۈ Ù˘ ‚È‚ÏÈÔı‹Î˘ Î·È ÙˆÓ Î¤ÓÙÚˆÓ ˘ÔÏÔÁÈÛÙÒÓ ÙÔ˘, ·Ú¤¯ÂÈ ÛÙÔ˘˜ ÊÔÈÙËÙ¤˜ ÙÔ˘ ¶.ª.™. ÙÔ˘˜ ¯ÒÚÔ˘˜ ÛÙÔ˘˜ ÔÔ›Ô˘˜ ÌÔÚ› Ó· ‰ÈÂÍ·¯ı› ÌÂϤÙË Î·È ¤Ú¢ӷ. Δ· ̤ÏË ¢∂¶ (¢È‰·ÎÙÈÎÔ‡-∂Ú¢ÓËÙÈÎÔ‡ ¶ÚÔÛˆÈÎÔ‡) ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ Â›Ó·È fiÏÔÈ Î¿ÙÔ¯ÔÈ ¢È‰·ÎÙÔÚÈÎÔ‡ ¢ÈÏÒÌ·ÙÔ˜ ·fi ¶·ÓÂÈÛÙ‹ÌÈ· Ù˘ ∂ÏÏ¿‰·˜ Î·È ÙÔ˘ Â͈ÙÂÚÈÎÔ‡. Œ¯Ô˘Ó ¿ÚÙÈ· ÂÎ·›‰Â˘ÛË, ÛËÌ·ÓÙÈÎfi Â·ÁÁÂÏÌ·ÙÈÎfi ¤ÚÁÔ, ‰ËÌÔÛȇÛÂȘ Î·È ·ÚÔ˘ÛÈ¿ÛÂȘ ÙÔ˘ ÂÈÛÙËÌÔÓÈÎÔ‡ ÙÔ˘˜ ¤ÚÁÔ˘ Û ÛËÌ·ÓÙÈο ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο Î·È Â·ÁÁÂÏÌ·ÙÈο ÂÚÈÔ‰Èο Î·È ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο Î·È Â·ÁÁÂÏÌ·ÙÈο Û˘Ó¤‰ÚÈ· ÙÔ ÔÔ›Ô Ì¿ÏÈÛÙ· ¤¯ÂÈ Ù‡¯ÂÈ ‰ÈÂıÓÔ‡˜ ·Ó·ÁÓÒÚÈÛ˘ Î·È ‚Ú¿‚¢Û˘, ¤¯Ô˘Ó ‚Ú·‚¢ı› ÁÈ· ÙËÓ ÔÈfiÙËÙ· Ù˘ ‰È‰·Ûηϛ·˜ ÙÔ˘˜ ·fi ·ÓÂÈÛÙ‹ÌÈ· ÙÔ˘ Â͈ÙÂÚÈÎÔ‡, ÂÓÒ Â›Ó·È Ì¤ÏË ÛËÌ·ÓÙÈÎÒÓ ‰ÈÂıÓÒÓ ÂÓÒÛÂˆÓ Î·È ÂÈÙÚÔÒÓ. √È Ù˘¯ÈÔ‡¯ÔÈ ÙÔ˘ ¶ª™, ÔÈ ÔÔ›ÔÈ ·ÔÙÂÏÔ‡Ó ÙÔ˘˜ ηχÙÂÚÔ˘˜ Ú¤Û‚ÂȘ ÙÔ˘ ¶ª™ ÙÔ˘ ΔÌ‹Ì·Ùfi˜ Ì·˜, ·ÎÔÏÔ˘ıÔ‡Ó ‰È·ÎÂÎÚÈ̤ÓË ÛÙ·‰ÈÔ‰ÚÔÌ›· ÛÙÔÓ È‰ÈˆÙÈÎfi Î·È ‰ËÌfiÛÈÔ ÙÔ̤·. ™ÙÂϯÒÓÔ˘Ó ÌÂٷ͇ ¿ÏÏˆÓ ÔÈÎÔÓÔÌÈο ÙÌ‹Ì·Ù· ÂȯÂÈÚ‹ÛÂˆÓ ÙÔ˘ ȉȈÙÈÎÔ‡ Î·È ‰ËÌfiÛÈÔ˘ ÙÔ̤·, fiˆ˜ ÂÌÔÚÈΤ˜ Î·È ÂÂÓ‰˘ÙÈΤ˜ ÙÚ¿Â˙˜, ¯ÚËÌ·ÙÔÈÛÙˆÙÈο ȉڇ̷ٷ, ¯ÚËÌ·ÙÈÛÙËÚȷΤ˜ ÂÙ·ÈÚ›˜, ÂÙ·ÈÚ›˜ ·ÚÔ¯‹˜ Û˘Ì‚Ô˘Ï¢ÙÈÎÒÓ ˘ËÚÂÛÈÒÓ, ·ÛÊ·ÏÈÛÙÈΤ˜ ÂÙ·ÈÚ›˜, ÂÙ·ÈÚ›˜ ‰È·¯Â›ÚÈÛ˘ ·Î›ÓËÙ˘ ÂÚÈÔ˘Û›·˜, ÂÏÂÁÎÙÈΤ˜ ÂÙ·ÈÚ›˜, ÙËÓ ΔÚ¿Â˙· Ù˘ ∂ÏÏ¿‰Ô˜, ÏÔÁÈÛÙÈο ÁÚ·Ê›·, ˘Ô˘ÚÁ›·, ‰‹ÌÔ˘˜ Î·È ·ÓÂÈÛÙ‹ÌÈ· ÛÙËÓ ∂ÏÏ¿‰· Î·È ÙÔ Â͈ÙÂÚÈÎfi. ™ÙÔ˘˜ ·Ú·¿Óˆ ÊÔÚ›˜ Î·È ÂȯÂÈÚ‹ÛÂȘ, ÂÚÁ¿˙ÔÓÙ·È, ÌÂٷ͇ ¿ÏψÓ, ˆ˜ ÏÔÁÈÛÙ¤˜, ÚÔ˚ÛÙ¿ÌÂÓÔÈ ÏÔÁÈÛÙËÚ›ˆÓ, ÔÈÎÔÓÔÌÈÎÔ› ‰È¢ı˘ÓÙ¤˜, ÔÚΈÙÔ› ÂÏÂÁÎÙ¤˜, ·Ó·Ï˘Ù¤˜, ·ÍÈÔÏÔÁËÙ¤˜ ÂÂÓ‰˘ÙÈÎÒÓ ¤ÚÁˆÓ ÂÓÒ Î¿ÔÈÔÈ ¤¯Ô˘Ó ·ÎÔÏÔ˘ı‹ÛÂÈ ·Î·‰ËÌ·˚΋ ÛÙ·‰ÈÔ‰ÚÔÌ›·. ™ËÌ·ÓÙÈÎfi ı¤Ì· ÁÈ· ÙÔ˘˜ ·ÔÊÔ›ÙÔ˘˜ ÙÔ˘ ¶ª™ ·ÔÙÂÏ› Ë ·Ó·ÁÓÒÚÈÛË ÙˆÓ Â·ÁÁÂÏÌ·ÙÈÎÒÓ ‰ÈÎ·ÈˆÌ¿ÙˆÓ ÙÔ˘˜. ΔÔ ¶ª™ ·Ó·ÁÓˆÚ›˙ÂÙ·È ·fi ÙÔ ‰ËÌfiÛÈÔ Î·È ÔÈ ·fiÊÔÈÙÔ› ÙÔ˘ ÌÔÚÔ‡Ó Ó· ·ÔÎÙ‹ÛÔ˘Ó ¿‰ÂÈ· ¿ÛÎËÛ˘ ÔÈÎÔÓÔÌÔÏÔÁÈÎÔ‡, ÏÔÁÈÛÙÈÎÔ‡ ÊÔÚÔÙ¯ÓÈÎÔ‡ Â·ÁÁ¤ÏÌ·ÙÔ˜ ·fi ÙÔ √ÈÎÔÓÔÌÈÎfi ∂ÈÌÂÏËÙ‹ÚÈÔ ∂ÏÏ¿‰Ô˜ (√.∂.∂.) Î·È ÌÔÚÔ‡Ó Ó· οÓÔ˘Ó ÂÁÁÚ·Ê‹ ÛÙÔ ™ÒÌ· √ÚΈÙÒÓ ∂ÏÂÁÎÙÒÓ (™.√.∂.§.). ∂›Û˘, ÙÔ ÂÚȯfiÌÂÓÔ ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ ÛÔ˘‰ÒÓ ÙÔ˘ ª¢∂ ηχÙÂÈ ÙËÓ ‡ÏË ÁÈ· Â·ÁÁÂÏÌ·ÙÈ΋ ÈÛÙÔÔ›ËÛË ÛÙÂϯÒÓ ·fi ÔÚÁ·ÓÈÛÌÔ‡˜ fiˆ˜ ÙÔ √.∂.∂. Î·È Ë ∂ÈÙÚÔ‹ ∫ÂÊ·Ï·È·ÁÔÚ¿˜. ŸÏ· Ù· ·Ú·¿Óˆ Û˘Óı¤ÙÔ˘Ó ¤Ó· ‰È·ÎÂÎÚÈ̤ÓÔ ÂÚÈ‚¿ÏÏÔÓ Ì¿ıËÛ˘ Î·È ÚÔ·ÁˆÁ‹˜ Ù˘ ¤Ú¢ӷ˜ Î·È Î·ıÈÛÙÔ‡Ó ÙÔ ¶.ª.™. ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Û‡Á¯ÚÔÓÔ, ÂÊ¿ÌÈÏÏÔ Î·È ·ÓÙ·ÁˆÓÈÛÙÈÎfi ·ÓÙ›ÛÙÔȯˆÓ Í¤ÓˆÓ ÚÔÁÚ·ÌÌ¿ÙˆÓ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡, Ì ·‹¯ËÛË ÛÙËÓ ·ÁÔÚ¿ ÂÚÁ·Û›·˜, ÁÂÁÔÓfi˜ Ô˘ Û˘Ì‚¿ÏÏÂÈ ÛÙËÓ ¿ÌÂÛË Â·ÁÁÂÏÌ·ÙÈ΋ ·ÔηٿÛÙ·ÛË ÙˆÓ ·ÔÊÔ›ÙˆÓ ÙÔ˘. ªÂ Ï›Á· ÏfiÁÈ·, ÙÔ ¶ª™ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·ÔÙÂÏ› Â¤Ó‰˘ÛË ÁÈ· ÙËÓ Â·ÁÁÂÏÌ·ÙÈ΋ ÂͤÏÈÍË ÙˆÓ ·ÔÊÔ›ÙˆÓ ÙÔ˘. ™·˜ ηÏÒ ÏÔÈfiÓ Ó· ÌÂÏÂÙ‹ÛÂÙ ÙÔÓ Ô‰ËÁfi ·˘Ùfi ÁÈ· ÂÚÈÛÛfiÙÂÚ˜ ÏÂÙÔ̤ÚÂȘ Ô˘ ·ÊÔÚÔ‡Ó ÙÔ ÚfiÁÚ·ÌÌ·. √ ¢È¢ı‡ÓÙ˘ ÙÔ˘ ¶ª™, ∫·ıËÁËÙ‹˜ ∂ÌÌ·ÓÔ˘‹Ï °. ∫·‚Ô˘Û·Ófi˜

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·6

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ΔÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ ∏ ›‰Ú˘ÛË ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ ÚԤ΢„ ˆ˜ ÈÛÙÔÚÈ΋ ·Ó·ÁηÈfiÙËÙ· ÙˆÓ Û˘ÓÙÂÏÔ‡ÌÂÓˆÓ ÛÙË ¯ÒÚ· ÔÈÎÔÓÔÌÈÎÒÓ, Ù¯ÓÔÏÔÁÈÎÒÓ Î·È ÎÔÈÓˆÓÈÎÒÓ ·ÏÏ·ÁÒÓ ÛÙÔ Ù¤ÏÔ˜ ÙÔ˘ 19Ô˘ ·ÈÒÓ· Î·È ÛÙȘ ·Ú¯¤˜ ÙÔ˘ 20Ô˘. ΔÔ 1903 Ì ÎÏËÚÔ‰fiÙËÌ· ÙÔ˘ ÌÂÁ¿ÏÔ˘ ÂıÓÈÎÔ‡ ¢ÂÚÁ¤ÙË °ÚËÁÔÚ›Ô˘ ª·Ú·ÛÏ‹ ȉڇÂÙ·È ÛÙËÓ ∞ı‹Ó· “∂ÌÔÚÈ΋ ∞η‰ËÌ›· ·Ó·ÏfiÁÔ˘ ÚÔ˜ Ù·˜ ÂÓ ÙË ·ÏÏÔ‰·‹ ÏÂÈÙÔ˘ÚÁÔ‡Û·˜ ∂ÌÔÚÈο˜ ∞η‰ËÌ›·˜”. ΔÔ 1920 ȉڇÂÙ·È Ë “∞ÓˆÙ¿ÙË ™¯ÔÏ‹ ∂ÌÔÚÈÎÒÓ ∂ÈÛÙËÌÒÓ” Ë ÔÔ›· ˘¿ÁÂÙ·È ÛÙÔ ÀÔ˘ÚÁÂ›Ô ∂ıÓÈ΋˜ √ÈÎÔÓÔÌ›·˜. ∞Í›˙ÂÈ Ó· ÛËÌÂȈı› fiÙÈ ·fi ÙËÓ ÚÒÙË ÛÙÈÁÌ‹ Ù˘ ›‰Ú˘Û˘ Ù˘, Ë ™¯ÔÏ‹ ·ÔÙÂÏ› ·ÓÒÙ·ÙÔ ÂÎ·È‰Â˘ÙÈÎfi ›‰Ú˘Ì·. ΔÔ 1989 Ë ∞™√∂∂ Û‡Ìʈӷ Ì ÙÔ ‰È¿Ù·ÁÌ· ¶.¢. 377 /1989 ÌÂÙÔÓÔÌ¿˙ÂÙ·È Û √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ. ΔÔ ¶·ÓÂÈÛÙ‹ÌÈÔ ‰È¢ڇÓÂÙ·È ÛÙ· ¤ÍÈ ÂfiÌÂÓ· ÙÌ‹Ì·Ù·: ñ ΔÌ‹Ì· √ÈÎÔÓÔÌÈ΋˜ ∂ÈÛÙ‹Ì˘ ñ ΔÌ‹Ì· √ÚÁ¿ÓˆÛ˘ Î·È ¢ÈÔ›ÎËÛ˘ ∂ȯÂÈÚ‹ÛÂˆÓ ñ ΔÌ‹Ì· ∂Ê·ÚÌÔṲ̂Ó˘ ¶ÏËÚÔÊÔÚÈ΋˜ ñ ΔÌ‹Ì· ™Ù·ÙÈÛÙÈ΋˜ ñ ΔÌ‹Ì· ¢ÈÂıÓÒÓ Î·È ∂˘Úˆ·˚ÎÒÓ √ÈÎÔÓÔÌÈÎÒÓ ™Ô˘‰ÒÓ ñ ΔÌ‹Ì· ∂ȯÂÈÚËÛȷ΋˜ ŒÚ¢ӷ˜ Î·È ª¿ÚÎÂÙÈÓÁÎ (ÙÔ ÔÔ›Ô ÌÂÙÔÓÔÌ¿ÛÙËΠ۠ΔÌ‹Ì· ª¿ÚÎÂÙÈÓÁÎ Î·È ∂ÈÎÔÈÓˆÓ›·˜) √È ‰ÈÂıÓ›˜ ÔÈÎÔÓÔÌÈΤ˜ Î·È ÎÔÈÓˆÓÈΤ˜ ÂÍÂÏ›ÍÂȘ ηٿ ÙË ‰ÂηÂÙ›· ÙÔ˘ ‘90 ‚·›ÓÔ˘Ó Ú·Á‰·›ˆ˜. ΔÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ ·ÓÙ·ÔÎÚ›ıËΠÛÙȘ Ӥ˜ ÚÔÎÏ‹ÛÂȘ ‰ËÌÈÔ˘ÚÁÒÓÙ·˜ ‰‡Ô Ó¤· ÙÌ‹Ì·Ù·: ñ ÙÔ ΔÌ‹Ì· ¢ÈÔÈÎËÙÈ΋˜ ∂ÈÛÙ‹Ì˘ Î·È Δ¯ÓÔÏÔÁ›·˜ Î·È ñ ÙÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ΔÔ 1925 ÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ Â›¯Â 19 Ù·ÎÙÈÎÔ‡˜ Î·È ¤ÎÙ·ÎÙÔ˘˜ ηıËÁËÙ¤˜. ΔÔ ÿ‰Ú˘Ì· Û‹ÌÂÚ· ·ÚÈıÌ› ÂÚÈÛÛfiÙÂÚ· ·fi 200 Ù·ÎÙÈο ̤ÏË ¢È‰·ÎÙÈÎÔ‡ Î·È ∂ÈÛÙËÌÔÓÈÎÔ‡ ¶ÚÔÛˆÈÎÔ‡ ‰ÈÂıÓÔ‡˜ ·ÚÔ˘˜ Î·È ¤¯ÂÈ Ó· Âȉ›ÍÂÈ ÌÂÁ¿Ï˜ ‰È·ÎÚ›ÛÂȘ ·ÁÎÔÛÌ›ˆ˜. ªÂ ‚¿ÛË Ì¿ÏÈÛÙ· ÚfiÛÊ·ÙË ¤Ú¢ӷ ÙÔ˘ Social Science Research Network (√ÎÙÒ‚ÚÈÔ˜ 2006) ÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ Î·Ù·Ù¿ÛÛÂÙ·È 6Ô fiÛÔÓ ·ÊÔÚ¿ ÛÙËÓ ¤Ú¢ӷ Î·È ÛÙȘ ÂÈÛÙËÌÔÓÈΤ˜ ‰ËÌÔÛȇÛÂȘ Û ۇÁÎÚÈÛË Ì ¿ÏÏ· 799 Business Schools ÙfiÛÔ ÛÙËÓ ∂˘ÚÒË fiÛÔ Î·È ÙÔÓ ˘fiÏÔÈÔ ÎfiÛÌÔ (ÂÎÙfi˜ ÙˆÓ ∏ÓˆÌ¤ÓˆÓ ¶ÔÏÈÙÂÈÒÓ ∞ÌÂÚÈ΋˜). Δ· ̤ÏË ¢∂¶ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ ¤¯Ô˘Ó ‰È·ÎÚÈı› ‰ÈÂıÓÒ˜ ÁÈ· ÙÔ ÂÈÛÙËÌÔÓÈÎfi Î·È ‰È‰·ÎÙÈÎfi ÙÔ˘˜ ¤ÚÁÔ, ÂÓÒ Â›ÙÈÌÔÈ ¢È‰¿ÎÙÔÚ˜ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ ¤¯Ô˘Ó ·Ó·ÎËÚ˘¯ı› ‰ÈÂıÓ›˜ ÚÔÛˆÈÎfiÙËÙ˜ ·fi ÙÔ ¯ÒÚÔ ÙˆÓ ÂÈÛÙËÌÒÓ Î·È Ù˘ ¶ÔÏÈÙÈ΋˜, Û˘ÌÂÚÈÏ·Ì‚·ÓÔÌ¤ÓˆÓ Î·Ùfi¯ˆÓ ÙÔ˘ μÚ·‚›Ԣ ¡fiÌÂÏ ÛÙȘ √ÈÎÔÓÔÌÈΤ˜ ∂ÈÛً̘. ΔÔ ¶·ÓÂÈÛÙ‹ÌÈÔ Â›Ó·È ¤Ó·˜ ˙ˆÓÙ·Ófi˜ ÔÚÁ·ÓÈÛÌfi˜ Ô˘ ·Ú·ÎÔÏÔ˘ı› ÙȘ Û‡Á¯ÚÔÓ˜ ÂÍÂÏ›ÍÂȘ Î·È ÚÔÛ·ÚÌfi˙ÂÙ·È Ì ÂÈÙ˘¯›· ÛÙȘ ÂοÛÙÔÙ ·Ó·Î‡ÙÔ˘Û˜ ·Ó¿ÁΘ ‰ÈηÈÒÓÔÓÙ·˜ ÙËÓ Ì¤¯ÚÈ ÙÒÚ· ÈÛÙÔÚÈ΋ ÔÚ›· ÙÔ˘.

√È ªÂÙ·Ù˘¯È·Î¤˜ ™Ô˘‰¤˜ ÛÙÔ √.¶.∞. √È ·˘Í·ÓfiÌÂÓ˜ ·Ó¿ÁΘ Ù˘ ÔÈÎÔÓÔÌ›·˜ Î·È Ù˘ ‰ÈÔ›ÎËÛ˘ Û ÂÍÂȉÈÎÂ˘Ì¤ÓÔ ÂÈÛÙËÌÔÓÈÎfi ÚÔÛˆÈÎfi ˘„ËÏÔ‡ ÂÈ¤‰Ô˘, ÛÂ Û˘Ó‰˘·ÛÌfi Ì ÙË Ì·˙ÈÎÔÔ›ËÛË Ù˘ ÚÔÙ˘¯È·Î‹˜

/06

·ÓÂÈÛÙËÌȷ΋˜ ÂÎ·›‰Â˘Û˘, ÚÔοÏÂÛ·Ó Ù· ÙÂÏÂ˘Ù·›· 30 ¯ÚfiÓÈ· ¤ÎÚËÍË ÛÙÔÓ ÙÔ̤· ÙˆÓ ÌÂÙ·Ù˘¯È·ÎÒÓ ÛÔ˘‰ÒÓ ‰ÈÂıÓÒ˜. √È ÌÂÙ·Ù˘¯È·Î¤˜ ÛÔ˘‰¤˜ ÛÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ, ÁÂÓÓ‹ıËÎ·Ó ÙÔ 1978 Ì ÙËÓ ›‰Ú˘ÛË ÙˆÓ ‰‡Ô ÚÒÙˆÓ ÌÂÙ·Ù˘¯È·ÎÒÓ ÚÔÁÚ·ÌÌ¿ÙˆÓ Ô˘ Ô‰ËÁÔ‡Û·Ó ÛÙË Ï‹„Ë Masters. ™Ù· ¯ÚfiÓÈ· Ô˘ ·ÎÔÏÔ‡ıËÛ·Ó Î·È È‰È·›ÙÂÚ· ÛÙËÓ ÂÚ›Ô‰Ô 1990-2005 ÔÈ ÌÂÙ·Ù˘¯È·Î¤˜ ÛÔ˘‰¤˜ ÛÙÔ √.¶.∞. ÁÈÁ·ÓÙÒıËÎ·Ó Ì ·ÔÙ¤ÏÂÛÌ· Û‹ÌÂÚ· ÔÈ ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜ Ô˘ ÂÈÛ¤Ú¯ÔÓÙ·È Î·Ù’ ¤ÙÔ˜ ÛÙÔ ÿ‰Ú˘Ì· Ó· ·ÔÙÂÏÔ‡Ó ÙÔ 45% ÂÚ›Ô˘ ÙÔ˘ Û˘ÓfiÏÔ˘ ÙˆÓ ÂÈÛ·ÎÙ¤ˆÓ ÊÔÈÙËÙÒÓ, Û ÚÔÙ˘¯È·Îfi Î·È ÌÂÙ·Ù˘¯È·Îfi Â›‰Ô. ™ÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ÏÂÈÙÔ˘ÚÁÔ‡Ó Û‹ÌÂÚ· 25 ÌÂÙ·Ù˘¯È·Î¿ ÚÔÁÚ¿ÌÌ·Ù· Ï‹ÚÔ˘˜ Î·È ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘ ÁÈ· ÛÙÂϤ¯Ë ÂȯÂÈÚ‹ÛˆÓ. ª¤ÚÔ˜ ·˘ÙÒÓ ÏÂÈÙÔ˘ÚÁÔ‡Ó ÛÂ Û˘ÓÂÚÁ·Û›· Ì ¿ÏÏ· ∞∂π Ù˘ ¯ÒÚ·˜, ÂÓÒ ¤¯Ô˘Ó ‰ËÌÈÔ˘ÚÁËı› Î·È ÂȉÈο ÂÚÁ·ÛÙ‹ÚÈ· Ô˘ ˘ÔÛÙËÚ›˙Ô˘Ó fiÏ· Ù· ÂÈÛÙËÌÔÓÈο ·ÓÙÈΛÌÂÓ· ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘. §fiÁˆ Ù˘ ÌÂÁ¿Ï˘ ·˘Ù‹˜ ·Ó¿Ù˘Í˘ ÙˆÓ ÌÂÙ·Ù˘¯È·ÎÒÓ ÛÔ˘‰ÒÓ, ·fi ÙÔ ™Â٤̂ÚÈÔ ÙÔ˘ 1999 ÏÂÈÙÔ˘ÚÁ› ÙÔ ∫¤ÓÙÚÔ ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ Î·È ŒÚ¢ӷ˜ ÙÔ˘ √¶∞ ÛÂ Ó¤Ô Û‡Á¯ÚÔÓÔ ÎÙ›ÚÈÔ Â› ÙˆÓ Ô‰ÒÓ ∂˘ÂÏ›‰ˆÓ 47 Î·È §Â˘Î¿‰Ô˜.

ΔÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÈÎÔÔÈÎÔÓÔÌÈ΋˜ ΔÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ È‰Ú‡ıËΠÙÔ ∞η‰ËÌ·˚Îfi ŒÙÔ˜ 1999-2000 Î·È ·fi ÙfiÙ ÏÂÈÙÔ˘ÚÁ› ÌÂ Û˘Á¯ÚËÌ·ÙÔ‰fiÙËÛË ·fi ÙÔ ÀÔ˘ÚÁÂ›Ô ¶·È‰Â›·˜ Î·È ÙËÓ ∂˘Úˆ·˚΋ ŒÓˆÛË. ™ÎÔfi˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ Â›Ó·È Ë ÚÔ·ÁˆÁ‹ Ù˘ ÁÓÒÛ˘ Î·È Ù˘ ¤Ú¢ӷ˜ ÛÙ· ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ∞fi ÙËÓ ›‰Ú˘Û‹ ÙÔ˘ ÙÔ ΔÌ‹Ì· ›¯Â ÌÂÁ¿ÏË ·‹¯ËÛË ÛÙÔ˘˜ ˘Ô„ËÊ›Ô˘˜ Ù˘ ΔÚÈÙÔ‚¿ıÌÈ·˜ ∂Î·›‰Â˘Û˘. ∞Í›˙ÂÈ Ó· ÛËÌÂȈı› fiÙÈ ·fi ÏÂ˘Ú¿˜ ÚÔÙ›ÌËÛ˘ ÙˆÓ ˘Ô„ËÊ›ˆÓ ÊÔÈÙËÙÒÓ, ÙÔ ΔÌ‹Ì· η٤¯ÂÈ ÙËÓ ÚÒÙË ı¤ÛË ÌÂٷ͇ ÙˆÓ ΔÌËÌ¿ÙˆÓ Ù˘ ηÙËÁÔÚ›·˜ ÙÔ˘ Î·È ÙËÓ ÚÒÙË ÌÂٷ͇ fiÏˆÓ ÙˆÓ ΔÌËÌ¿ÙˆÓ ÙÔ˘ 5Ô˘ ÂÈÛÙËÌÔÓÈÎÔ‡ ‰›Ô˘. ™Â ·˘Ùfi Û˘Ó¤‚·ÏÏÂ Î·È ÙÔ ÁÂÁÔÓfi˜ fiÙÈ ÙÔ ÁÓˆÛÙÈÎfi ·ÓÙÈΛÌÂÓÔ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ¤¯ÂÈ Ôχ ÌÂÁ¿ÏË ˙‹ÙËÛË ÛÙËÓ ·ÁÔÚ¿ ÂÚÁ·Û›·˜. ∂Ó‰ÂÈÎÙÈο ·Ó·Ê¤ÚÔ˘Ì fiÙÈ Ô ·ÚÈıÌfi˜ ÙˆÓ ÂÈÛ·ÎÙ¤ˆÓ ÊÔÈÙËÙÒÓ ÛÙÔ ÚÔÙ˘¯È·Îfi ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ηٿ ÙÔ ·Î·‰ËÌ·˚Îfi ¤ÙÔ˜ 2007-08 ‹Ù·Ó ‰È·ÎfiÛÈÔÈ ÙÚÈ¿ÓÙ· ÙÚÂȘ (233). ΔÔ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Â›Ó·È ¤Ó· Û‡Á¯ÚÔÓÔ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ Î·È ÂÊ¿ÌÈÏÏÔ ÙˆÓ ·ÓÙ›ÛÙÔȯˆÓ ÚÔÁÚ·ÌÌ¿ÙˆÓ ÙˆÓ Î·Ï‡ÙÂÚˆÓ ·ÓÂÈÛÙËÌ›ˆÓ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡, Â›Ó·È ÚÔÛ·ÚÌÔṲ̂ÓÔ ÛÙËÓ ÂÏÏËÓÈ΋ Ú·ÁÌ·ÙÈÎfiÙËÙ· Î·È ·ԂϤÂÈ ÛÙËÓ Î¿Ï˘„Ë ÙˆÓ Â·ÁÁÂÏÌ·ÙÈÎÒÓ ·Ó·ÁÎÒÓ ÙÔ˘ ÏÔÁÈÛÙÈÎÔ‡ Î·È ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÔ‡ ÙÔ̤· Ù˘ ¯ÒÚ·˜.

∂ÈÛÙËÌÔÓÈ΋ ŒÚ¢ӷ ÛÙÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ∞fi ÙËÓ ›‰Ú˘Û‹ ÙÔ˘ ÙÔ ΔÌ‹Ì· ¤¯ÂÈ ÔÚÁ·ÓÒÛÂÈ ÛÂÈÚ¿ ·fi ËÌÂÚ›‰Â˜ Î·È Û˘Ó¤‰ÚÈ· ÛÙ· ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ô˘ ηÏÏÈÂÚÁ› Ì ·ÚÈÔ ÛÙfi¯Ô ÙË Û‡Ó‰ÂÛ‹ ÙÔ˘ Ì ÙËÓ ÂÏÏËÓÈ΋ Î·È ÙË ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈ΋ Î·È Â·ÁÁÂÏÌ·ÙÈ΋ ÎÔÈÓfiÙËÙ· Î·È ÙË ‰ËÌÈÔ˘ÚÁ›· ÚÔ¸Ôı¤ÛÂˆÓ ÁÈ· ÙË ‰ÈÂÍ·ÁˆÁ‹ ÂÈÛÙËÌÔÓÈÎÔ‡ ‰È·ÏfiÁÔ˘. ™ÙÔ Ï·›ÛÈÔ ·˘Ùfi ÙÔ ΔÌ‹Ì· ¤¯ÂÈ ·Ó·Ï¿‚ÂÈ ÌÂٷ͇ ¿ÏψÓ, ÙË ‰ÈÔÚÁ¿ÓˆÛË ÙˆÓ ·ÎfiÏÔ˘ıˆÓ Û˘Ó‰ڛˆÓ, Ì ÂÍ·ÈÚÂÙÈ΋ ÂÈÙ˘¯›·: ñ 17th Annual Meeting of the European Financial Management Association, ÙÔ ÌÂÁ·Ï‡ÙÂÚÔ Û˘Ó¤‰ÚÈÔ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÛÙËÓ ∂˘ÚÒË (25-28 πÔ˘Ó›Ô˘ 2008). ΔÔ Û˘Ó¤‰ÚÈÔ ·˘Ùfi ‰ÈÔÚÁ·ÓÒÓÂÙ·È ÛÂ Û˘ÓÂÚÁ·Û›· Ì ÙÔ ∂ıÓÈÎfi Î·È ∫·Ô‰ÈÛÙÚÈ·Îfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ. ñ International Accounting Conference (ª¿ÚÙÈÔ˜ 2004). ΔÔ Û˘Ó¤‰ÚÈÔ ·˘Ùfi ‰ÈÔÚÁ·ÓÒıËΠÛÂ Û˘ÓÂÚÁ·Û›· Ì ÙÔ University of Illinois at Urbana-Champaign.

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·7

ÔÈÎÔÓÔÌ›·/¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ÏÔÁÈÛÙÈ΋/ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/

ñ 2Ô ∂Ù‹ÛÈÔ ™˘Ó¤‰ÚÈÔ ™˘Ó‰¤ÛÌÔ˘ ∂ÈÛÙËÌfiÓˆÓ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Î·È §ÔÁÈÛÙÈ΋˜ ∂ÏÏ¿‰Ô˜ (¡Ô¤Ì‚ÚÈÔ˜ 2003). ñ 24th Annual Congress of the European Accounting Association, ÙÔ ÌÂÁ·Ï‡ÙÂÚÔ Û˘Ó¤‰ÚÈÔ ÏÔÁÈÛÙÈ΋˜ ÛÙËÓ ∂˘ÚÒË (∞Ú›ÏÈÔ˜ 2001) ™Ù· Ï·›ÛÈ· ÙˆÓ ‰Ú·ÛÙËÚÈÔÙ‹ÙˆÓ ÙÔ˘ ÙÌ‹Ì·ÙÔ˜ ‰ÈÔÚÁ·ÓÒÓÔÓÙ·È Â›Û˘ Î·È ÚÔÁÚ·ÌÌ·ÙÈṲ̂Ó˜ ÔÌÈϛ˜ Û ı¤Ì·Ù· ŒÚ¢ӷ˜ ·fi ̤ÏË ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ Î·È ¿ÏÏˆÓ π‰Ú˘Ì¿ÙˆÓ Ù˘ ∂ÏÏ¿‰·˜ Î·È ÙÔ˘ Â͈ÙÂÚÈÎÔ‡, Ù· ÔÔ›· ÌÔÚÔ‡Ó Ó· ·Ú·ÎÔÏÔ˘ı‹ÛÔ˘Ó Î·È ÔÈ ÊÔÈÙËÙ¤˜ ÙÔ˘ ª¢∂. ∏ ÚˆÙÔÔÚȷ΋ ¤Ú¢ӷ Â›Ó·È ‚·ÛÈÎfi˜ ¿ÍÔÓ·˜ ‰Ú·ÛÙËÚÈfiÙËÙ·˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜, ‰ÈÔ¯ÂÙ‡ÔÓÙ·˜ Ù· ·ÔÙÂϤÛÌ·Ù¿ Ù˘ ÛÙËÓ ·Î·‰ËÌ·˚΋ Î·È ÂȯÂÈÚËÌ·ÙÈ΋ ÎÔÈÓfiÙËÙ· Î·È ÛÙÔ˘˜ ÊÔÈÙËÙ¤˜ ÙÔ˘. ™Ù· Ì·ı‹Ì·Ù· ÙÔ˘ ª¢∂ ÂÓۈ̷ÙÒÓÔÓÙ·È Ù· ·ÔÙÂϤÛÌ·Ù· Ù˘ ¤Ú¢ӷ˜ ÙˆÓ ÌÂÏÒÓ ÙÔ˘ ¢È‰·ÎÙÈÎÔ‡ Î·È ∂ÈÛÙËÌÔÓÈÎÔ‡ ¶ÚÔÛˆÈÎÔ‡ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ (¢∂¶), ÚÔÛʤÚÔÓÙ·˜ ¤ÙÛÈ ¤Ó· Û‡Á¯ÚÔÓÔ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ ˘„›ÛÙ˘ ÔÈfiÙËÙ·˜. ª¤ÏË ¢∂¶, ˘Ô„‹ÊÈÔÈ ‰È‰¿ÎÙÔÚ˜ Î·È ÊÔÈÙËÙ¤˜ ÙÔ˘ ª¢∂ ̤ۈ ÙˆÓ ‰Èψ̷ÙÈÎÒÓ ÂÚÁ·ÛÈÒÓ ÙÔ˘˜ ·Ó·Ï‡Ô˘Ó ÚˆÙÔÔÚȷο Î·È Î·ÈÓÔÙfiÌ· ı¤Ì·Ù· ÛÙ· ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. Δ· ̤ÏË ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ Â›Ó·È ÛÙËÓ ÏÂÈÔ„ËÊ›· ÙÔ˘˜ Ó¤ÔÈ ÂÈÛÙ‹ÌÔÓ˜ Ì ·ÚÔ˘Û›· ÛÙËÓ Â˘Úˆ·˚΋ Î·È ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈ΋ ÎÔÈÓfiÙËÙ·, Ì ÔÏϤ˜ Û˘ÌÌÂÙÔ¯¤˜ Û ‰ÈÂıÓ‹ Û˘Ó¤‰ÚÈ· Î·È ‰ËÌÔÛÈÂ˘Ì¤ÓÔ ¤ÚÁÔ Û ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο Î·È Â·ÁÁÂÏÌ·ÙÈο ÂÚÈÔ‰Èο. ∂Ó‰ÂÈÎÙÈο ·Ó·Ê¤ÚÔ˘Ì fiÙÈ Ù· ̤ÏË ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜: ñ ¤¯Ô˘Ó ‰ËÌÔÛȇÛÂÈ ÙÔ ¤ÚÁÔ ÙÔ˘˜ Û ÎÔÚ˘Ê·›· ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο ÂÚÈÔ‰Èο fiˆ˜: "Accounting, Organizations and Society", "Contemporary Accounting Research", "Economics Letters", "European Accounting Review", "European Financial Management", "Financial Accountability and Management", "European Journal of Finance", "Financial Analysts Journal", "Journal of Banking and Finance", "Journal of Business, Finance and Accounting", "Journal of Derivatives", "Journal of Futures Markets", "Journal of International Money and Finance", "Review of Accounting Studies", "Review of Derivatives Research", "The Accounting Review", "The International Journal of Accounting" Î.·. ñ ¤¯Ô˘Ó ‰È·ÙÂϤÛÂÈ ÎÚÈÙ¤˜ Û ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο ÂÚÈÔ‰Èο ÛÙÔ ·ÓÙÈΛÌÂÓfi ÙÔ˘˜ ñ ¤¯Ô˘Ó ·ÚÔ˘ÛÈ¿ÛÂÈ ÙÔ ¤ÚÁÔ ÙÔ˘˜ Î·È ¤¯Ô˘Ó ÚÔ‰Ú‡ÛÂÈ Û ÌÂÁ¿Ï· ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο Û˘Ó¤‰ÚÈ· ·Ó¿ ÙÔÓ ÎfiÛÌÔ, fiˆ˜: "European Financial Management Association", "Hellenic Finance and Accounting Association", "International Association of Maritime Economists", "Multinational Finance Society" Î.·. ñ ¤¯Ô˘Ó ÎÏËı› ˆ˜ Â›ÛËÌÔÈ ÔÌÈÏËÙ¤˜ Û ‰ÈÂıÓ‹ ÂÈÛÙËÌÔÓÈο Î·È Â·ÁÁÂÏÌ·ÙÈο Û˘Ó¤‰ÚÈ· Î·È ËÌÂÚ›‰Â˜ ÛÙËÓ ∂ÏÏ¿‰· Î·È ÙÔ Â͈ÙÂÚÈÎfi ñ ¤¯Ô˘Ó ÎÂÚ‰›ÛÂÈ ‚Ú·‚›· ηχÙÂÚˆÓ ÌÂÏÂÙÒÓ ÛÂ Û˘Ó¤‰ÚÈ· fiˆ˜ ÛÙÔ ‘International Association of Maritime Economists’

conference (IAME 2001) ÛÙÔ Hong Kong ñ Â›Ó·È Co- Editors ‹ ̤ÏË ÙˆÓ Editorial Boards ‰ÈÂıÓÒÓ ÂÈÛÙËÌÔÓÈÎÒÓ ÂÚÈÔ‰ÈÎÒÓ fiˆ˜: "The International Journal of Accounting", "The Journal of International Accounting Research" "The Logistics and Transportation Review", "Maritime Economics and Logistics", "European Accounting Review", "Eurasian Review of Economics and Finance" Î.·. ñ Â›Ó·È ÂÈÛΤÙ˜ ηıËÁËÙ¤˜ Î·È ¤¯Ô˘Ó ÎÏËı› Ó· ·ÚÔ˘ÛÈ¿ÛÔ˘Ó ÙÔ ÂÈÛÙËÌÔÓÈÎfi ÙÔ˘˜ ¤ÚÁÔ Û ·ÓÂÈÛÙ‹ÌÈ· ÙÔ˘ Â͈ÙÂÚÈÎÔ‡ ñ ¤¯Ô˘Ó ÂÎÔÓ‹ÛÂÈ ÂÚ¢ÓËÙÈο ÚÔÁÚ¿ÌÌ·Ù· ˘fi ¯ÚËÌ·ÙÔ‰fiÙËÛË ·fi ÙËÓ ∂˘Úˆ·˚΋ ŒÓˆÛË, ÎÚ·ÙÈÎÔ‡˜ ÊÔÚ›˜ Î·È È‰ÈˆÙÈΤ˜ ÂÙ·ÈÚ›˜ ñ Â›Ó·È Ì¤ÏË ÛËÌ·ÓÙÈÎÒÓ ‰ÈÂıÓÒÓ ÂÈÙÚÔÒÓ fiˆ˜ Ë ∂ÈÙÚÔ‹ ªÂÙ¿ÊÚ·Û˘ ÙˆÓ International Accounting Standards ÛÙ· ÂÏÏËÓÈο Î·È ÙÔ International Maritime Statistics Forum (IMSF). ñ ¤¯Ô˘Ó ‚Ú·‚¢ı› ·fi ·ÓÂÈÛÙ‹ÌÈ· ÙÔ˘ Â͈ÙÂÚÈÎÔ‡ ÁÈ· ÙËÓ ÔÈfiÙËÙ· ÙÔ˘ ‰È‰·ÎÙÈÎÔ‡ ÙÔ˘˜ ¤ÚÁÔ˘ ¶ÂÚÈÔ¯¤˜ ¤Ú¢ӷ˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ·ÔÙÂÏÔ‡Ó ÔÈ ·ÎfiÏÔ˘ı˜: ∞Ó¿Ï˘ÛË √ÈÎÔÓÔÌÈÎÒÓ ∫·Ù·ÛÙ¿ÛÂˆÓ >>> §ÔÁÈÛÙÈ΋ Î·È ∫ÂÊ·Ï·È·ÁÔÚ¤˜ ∞ÔÙ›ÌËÛË ∞ÍÈÔÁÚ¿ÊˆÓ >>> ™˘ÌÂÚÈÊÔÚÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ¢È·¯Â›ÚÈÛË ∫ÈÓ‰‡ÓˆÓ >>> ™˘ÛÙ‹Ì·Ù· ∂ϤÁ¯Ô˘ ¢ÈÔ›ÎËÛ˘ ¢ÈÂıÓ‹˜ §ÔÁÈÛÙÈ΋ >>> ΔÚ·Â˙È΋ ¢ÈÂıÓ‹˜ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ >>> ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ¶·Ú¿ÁˆÁ· ¢ÈÔÈÎËÙÈ΋ §ÔÁÈÛÙÈ΋ >>> ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο Ù˘ ¡·˘ÙÈÏ›·˜ ∂ÏÂÁÎÙÈ΋ >>> ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ¢ÈÔ›ÎËÛË ∂Ù·ÈÚÈ΋ ¢È·Î˘‚¤ÚÓËÛË >>> ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ §ÔÁÈÛÙÈ΋ πÛÙÔÚ›· Ù˘ §ÔÁÈÛÙÈ΋˜ >>> ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÙˆÓ ∂ȯÂÈÚ‹ÛÂˆÓ §ÔÁÈÛÙÈ΋ ¢ËÌÔÛ›Ô˘ ΔÔ̤·

ÀÔ„‹ÊÈÔÈ ¢È‰¿ÎÙÔÚ˜ ÛÙÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ΔÔ ΔÌ‹Ì· ¤¯ÂÈ ÂÚ›Ô˘ ›ÎÔÛÈ ÂÓÂÚÁÔ‡˜ ˘Ô„ËÊ›Ô˘˜ ‰È‰¿ÎÙÔÚ˜, ÔÈ ÔÔ›ÔÈ ÂÎÔÓÔ‡Ó ÙË ‰È‰·ÎÙÔÚÈ΋ ÙÔ˘˜ ‰È·ÙÚÈ‚‹ Û ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ‹ Ù˘ §ÔÁÈÛÙÈ΋˜ ˘fi ÙËÓ Â›‚ÏÂ„Ë ÌÂÏÒÓ ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜. ∞ÈÙ‹ÛÂȘ Á›ÓÔÓÙ·È ‰ÂÎÙ¤˜ ÂÊfiÛÔÓ ÔÈ ˘Ô„‹ÊÈÔÈ ÏËÚÔ‡Ó ÙȘ ˘„ËϤ˜ ÚԉȷÁڷʤ˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ÁÈ· ÙËÓ ÂÎfiÓËÛË ‰È‰·ÎÙÔÚÈ΋˜ ‰È·ÙÚÈ‚‹˜. ™Ù· ÚÒÙ· ÔÎÙÒ ¤ÙË ÏÂÈÙÔ˘ÚÁ›·˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ ¤¯Ô˘Ó ÔÏÔÎÏËÚˆı› Ì ÂÈÙ˘¯›· 9 ‰È·ÙÚÈ‚¤˜ Û ı¤Ì·Ù· fiˆ˜: ñ “An empirical investigation of corporate credit spreads” ñ “∂ÎÙ›ÌËÛË Ù˘ ∫·Ù·ÓÔÌ‹˜ √˘‰¤ÙÂÚÔ˘ ∫ÈÓ‰‡ÓÔ˘ Î·È ¶Úfi‚ÏÂ„Ë ÙˆÓ ªÂÏÏÔÓÙÈÎÒÓ ÛÙÔȯ›ˆÓ Ì ÙË ¯Ú‹ÛË ÙˆÓ ÚÔÒÓ Ô˘‰¤ÙÂÚÔ˘ ÎÈÓ‰‡ÓÔ˘” ñ “∏ ¯Ú‹ÛË §ÔÁÈÛÙÈÎÒÓ ¶ÏËÚÔÊÔÚÈÒÓ ÁÈ· ÙË ªÂ›ˆÛË Ù˘ ∞Û‡ÌÌÂÙÚ˘ ¶ÏËÚÔÊfiÚËÛ˘: ∏ ¶ÂÚ›ÙˆÛË ÙˆÓ ∞˘Í‹ÛÂˆÓ ªÂÙÔ¯ÈÎÔ‡ ∫ÂÊ·Ï·›Ô˘” ñ “∫·ıÔÚÈÛÙÈÎÔ› ¶·Ú¿ÁÔÓÙ˜ Î·È ™˘Ó¤ÂȘ Ù˘ ¶·ÚÔ¯‹˜ √ÈÎÂÈÔıÂÏÔ‡˜ ¶ÏËÚÔÊfiÚËÛ˘” ñ “ΔÔ £ÂÛÌÈÎfi ¶Ï·›ÛÈÔ ÁÈ· ÙËÓ ∂Ù·ÈÚÈ΋ ¢È·Î˘‚¤ÚÓËÛË ÛÙËÓ ∂ÏÏ¿‰· – ™˘Ó¤ÂȘ ·fi ÙËÓ ∂Ê·ÚÌÔÁ‹ ÙÔ˘” Î.·. ΔÔ ‰È‰·ÎÙÔÚÈÎfi ÚfiÁÚ·ÌÌ· ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ Â›Ó·È Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘ Î·È ··Û¯fiÏËÛ˘ (full time program). Àfi ·˘Ù‹Ó ÙËÓ ¤ÓÓÔÈ·, Ô ˘Ô„‹ÊÈÔ˜ Ú¤ÂÈ Ó· ¤¯ÂÈ ˆ˜ ·ÚÈ· ··Û¯fiÏËÛ‹ ÙÔ˘ ÙËÓ ÂÎfiÓËÛË Ù˘ ‰È‰·ÎÙÔÚÈ΋˜ ‰È·ÙÚÈ‚‹˜ ÙÔ˘. ∫·ı' fiÏË ÙË ‰È¿ÚÎÂÈ· ÂÎfiÓËÛ˘ Ù˘ ‰È·ÙÚÈ‚‹˜ ÙÔ˘ Ô ˘Ô„‹ÊÈÔ˜ ‰È‰¿ÎÙˆÚ Î·Ù·‚¿ÏÏÂÈ Ù· ÂοÛÙÔÙ ÈÛ¯‡ÔÓÙ· ‰›‰·ÎÙÚ·.

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·8

ÔÈÎÔÓÔÌ›·/ ¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ ÏÔÁÈÛÙÈ΋/ ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/ ‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·9

ΔÔ ªÂÙ·Ù˘¯È·Îfi ¢›ψ̷ ∂ȉ›Î¢Û˘ (ª¢∂)

ÛÙË §ÔÁÈÛÙÈ΋ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ™Ùfi¯ÔÈ ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜ ΔÔ ¶ÚfiÁÚ·ÌÌ· ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÏÂÈÙÔ‡ÚÁËÛ ÁÈ· ÚÒÙË ÊÔÚ¿ ÙÔ ·Î·‰ËÌ·˚Îfi ¤ÙÔ˜ 2004-05. ΔÔ ª¢∂ Û˘ÌÂÚÈÏ·Ì‚¿ÓÂÈ: ñ ÙÌ‹Ì· Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘ ‰È¿ÚÎÂÈ·˜ 12 ÌËÓÒÓ Î·È ñ ÙÌ‹Ì· ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘ ‰È¿ÚÎÂÈ·˜ 24 ÌËÓÒÓ, ÂÓÒ ÁÈ· οı ÙÌ‹Ì· ÊÔ›ÙËÛ˘ ÔÈ ÊÔÈÙËÙ¤˜ ÂÍÂȉÈ·ÔÓÙ·È ñ ÛÙË §ÔÁÈÛÙÈ΋ ‹ ñ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋. ™ÎÔfi˜ ÙÔ˘ ª¢∂ Â›Ó·È Ë ÌÂÙ¿‰ÔÛË Î·È ÚÔ·ÁˆÁ‹ Ù˘ ÁÓÒÛ˘ ÛÙ· ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ∞˘Ùfi ÂÈÙ˘Á¯¿ÓÂÙ·È: ñ Ì ÙË ÌÂϤÙË Ù˘ ÈÔ Û‡Á¯ÚÔÓ˘ ‰ÈÂıÓÔ‡˜ ‚È‚ÏÈÔÁÚ·Ê›·˜ Î·È ·ÚıÚÔÁÚ·Ê›·˜, ñ Ì ÌÂϤÙ˜ ÂÚÈÙÒÛÂˆÓ (case studies) ñ Ì ÔÌ·‰ÈΤ˜ Î·È ·ÙÔÌÈΤ˜ ÂÚÁ·Û›Â˜, ñ Ì ÂÚÁ·ÛÙËÚȷο Ì·ı‹Ì·Ù· ñ Ì ÔÌÈϛ˜ ËÁÂÙÈÎÒÓ ÛÙÂϯÒÓ ÌÂÁ¿ÏˆÓ ÂȯÂÈÚ‹ÛÂˆÓ Î·È ‰È·ÎÂÎÚÈÌ¤ÓˆÓ ·Î·‰ËÌ·˚ÎÒÓ Ù˘ ∂ÏÏ¿‰·˜ Î·È ÙÔ˘ Â͈ÙÂÚÈÎÔ‡ Î·È ñ Ì ÙËÓ ÂÎfiÓËÛË ¢Èψ̷ÙÈ΋˜ ∂ÚÁ·Û›·˜.

∞Ó·ÁÓÒÚÈÛË ÙÔ˘ ª¢∂ ·fi ºÔÚ›˜ Õ‰ÂÈ· ·Û΋Ûˆ˜ ÔÈÎÔÓÔÌÔÏÔÁÈÎÔ‡ Â·ÁÁ¤ÏÌ·ÙÔ˜: √È ·fiÊÔÈÙÔÈ ÙÔ˘ ª¢∂ ÌÔÚÔ‡Ó Ó· ·ÔÎÙ‹ÛÔ˘Ó ¿‰ÂÈ· ·Û΋Ûˆ˜ ÔÈÎÔÓÔÌÔÏÔÁÈÎÔ‡ Â·ÁÁ¤ÏÌ·ÙÔ˜ ·fi ÙÔ √ÈÎÔÓÔÌÈÎfi ∂ÈÌÂÏËÙ‹ÚÈÔ ∂ÏÏ¿‰Ô˜, ·ÎfiÌ· Î·È ÛÙËÓ ÂÚ›ÙˆÛË Ô˘ Ô ÚÒÙÔ˜ Ù›ÙÏÔ˜ ÛÔ˘‰ÒÓ ÙÔ˘˜ ‰ÂÓ Â›Ó·È ·ÌÈÁÒ˜ ÔÈÎÔÓÔÌÈÎfi˜, ·ÚΛ Ó· ·ÛÎÔ‡Ó ·ԉ‰ÂÈÁ̤ӷ ÔÈÎÔÓÔÌÔÏÔÁÈÎfi Â¿ÁÁÂÏÌ·. Õ‰ÂÈ· ·Û΋Ûˆ˜ ÏÔÁÈÛÙÈÎÔ‡ ÊÔÚÔÙ¯ÓÈÎÔ‡ Â·ÁÁ¤ÏÌ·ÙÔ˜: √È ·fiÊÔÈÙÔÈ ÙÔ˘ ª¢∂ ÌÔÚÔ‡Ó Ó· ·ÔÎÙ‹ÛÔ˘Ó ¿‰ÂÈ· ·Û΋Ûˆ˜ ÏÔÁÈÛÙÈÎÔ‡ ÊÔÚÔÙ¯ÓÈÎÔ‡ Â·ÁÁ¤ÏÌ·ÙÔ˜, ·ÚΛ Ó· ·ÛÎÔ‡Ó ·ԉ‰ÂÈÁ̤ӷ ÙÔ Â¿ÁÁÂÏÌ· ÙÔ˘ ÏÔÁÈÛÙ‹ ‹ ÙÔ˘ ‚ÔËıÔ‡ ÏÔÁÈÛÙ‹ ÁÈ· ÙÔ ¯ÚÔÓÈÎfi ‰È¿ÛÙËÌ· ÂΛÓÔ Ô˘ ÔÚ›˙ÂÈ Ë Î›ÌÂÓË ÓÔÌÔıÂÛ›· (¡. 1525/1997). ∂›Û˘, ‚¿ÛÂÈ ÙÔ˘ ÓfiÌÔ˘ 3470/2006, ÁÈ· ÙÔ˘˜ ·ÔÊÔ›ÙÔ˘˜ ÙÔ˘ ª¢∂ Ô ··È-

ÙÔ‡ÌÂÓÔ˜ ¯ÚfiÓÔ˜ ¿ÛÎËÛ˘ ÙÔ˘ Â·ÁÁ¤ÏÌ·ÙÔ˜ §ÔÁÈÛÙ‹ ºÔÚÔÙ¯ÓÈÎÔ‡ ÁÈ· ÙËÓ ·fiÎÙËÛË ¿‰ÂÈ·˜ ·ÓÒÙÂÚ˘ Ù¿Í˘ ÌÂÈÒÓÂÙ·È ÁÈ· ¯ÚfiÓÔ ›ÛÔ ÚÔ˜ ÙË ‰È¿ÚÎÂÈ· ÛÔ˘‰ÒÓ ÁÈ· ÙËÓ ·fiÎÙËÛË ÙÔ˘ ÌÂÙ·Ù˘¯È·ÎÔ‡ Ù›ÙÏÔ˘. ¶ÈÛÙÔÔ›ËÛË ÙÔ˘ Association of Chartered Certified Accountants (ACCA): √È ·fiÊÔÈÙÔÈ ÙÔ˘ ª¢∂ ÂÍ·ÈÚÔ‡ÓÙ·È ·fi ÙȘ Ù¤ÛÛÂÚȘ ÚÒÙ˜ ÂÓfiÙËÙ˜ ÛÙȘ Ôԛ˜ ··ÈÙÂ›Ù·È ÂͤٷÛË ÁÈ· ÙË Ï‹„Ë Ù˘ Â·ÁÁÂÏÌ·ÙÈ΋˜ ÈÛÙÔÔ›ËÛ˘ ÙÔ˘ Association of Chartered Certified Accountants. ™˘ÁÎÂÎÚÈ̤ӷ, ÔÈ ·fiÊÔÈÙÔÈ ÙÔ˘ ª¢∂ ÂÍ·ÈÚÔ‡ÓÙ·È ·fi ÙȘ ·ÎfiÏÔ˘ı˜ ÂÓfiÙËÙ˜: F1 "Accountant in Business" (AB), F2 "Management Accounting" (MA), F3 "Financial Accounting" (FA), F4 "Corporate and Business Law" (CL).

¢ÔÌ‹ ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜ ΔÔ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ ÙÔ˘ ª¢∂ ÂÚÈÏ·Ì‚¿ÓÂÈ ‰Ò‰Âη (12) ÈÛÔ‰‡Ó·Ì· Û ‰È‰·ÎÙÈΤ˜ ÌÔÓ¿‰Â˜ (¢ª) Ì·ı‹Ì·Ù·, ηıÒ˜ Î·È ÙËÓ ÂÎfiÓËÛË ‰Èψ̷ÙÈ΋˜ ÂÚÁ·Û›·˜ ÈÛÔ‰‡Ó·Ì˘ Û ¢ª Ì ÙÚ›· (3) Ì·ı‹Ì·Ù·. Δ· Ì·ı‹Ì·Ù· ‰È·ÎÚ›ÓÔÓÙ·È Û ˘Ô¯ÚˆÙÈο Î·È Î·Ù’ ÂÈÏÔÁ‹Ó. ¶ÚÔÛʤÚÔÓÙ·È ÂÓÓ¤· (9) ˘Ô¯ÚˆÙÈο Ì·ı‹Ì·Ù· ÛÙËÓ Âȉ›Î¢ÛË Ù˘ §ÔÁÈÛÙÈ΋˜, Î·È ‰¤Î· (10) ˘Ô¯ÚˆÙÈο Ì·ı‹Ì·Ù· ÛÙËÓ Âȉ›Î¢ÛË Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ∏ ∂ÈÙÚÔ‹ ÙÔ˘ ¶ª™, Ï·Ì‚¿ÓÔÓÙ·˜ ˘fi„Ë ÙȘ ÚÔÙÈÌ‹ÛÂȘ ÙˆÓ ÊÔÈÙËÙÒÓ Î·È ÙË ‰È·ıÂÛÈÌfiÙËÙ· ÙˆÓ ÌÂÏÒÓ ¢∂¶, ·ÔÊ·Û›˙ÂÈ Ù· ηْ ÂÈÏÔÁ‹Ó Ì·ı‹Ì·Ù· Ô˘ ı· ÚÔÛʤÚÔÓÙ·È Î¿ı ¯ÚfiÓÔ. √È ‰È·Ï¤ÍÂȘ ÙˆÓ Ì·ıËÌ¿ÙˆÓ Á›ÓÔÓÙ·È ÛÙËÓ ∂ÏÏËÓÈ΋ ‹ ÙËÓ ∞ÁÁÏÈ΋ ÁÏÒÛÛ·, ÂÓÒ Ë ‚È‚ÏÈÔÁÚ·Ê›· Â›Ó·È Î˘Ú›ˆ˜ ÛÙËÓ ∞ÁÁÏÈ΋. °È· ÙÔ˘˜ ÛÔ˘‰·ÛÙ¤˜ ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘ ÚԂϤÂÙ·È Ë ·Ú·ÎÔÏÔ‡ıËÛË ÔÎÙÒ (8) Ì·ıËÌ¿ÙˆÓ Î·Ù¿ ÙÔ ÚÒÙÔ ¤ÙÔ˜ ÙˆÓ ÛÔ˘‰ÒÓ ÙÔ˘˜ Î·È ÙÂÛÛ¿ÚˆÓ (4) ÙÔ ‰Â‡ÙÂÚÔ, ÂÓÒ Ù· Ì·ı‹Ì·Ù· ·˘Ù¿ Ú·ÁÌ·ÙÔÔÈÔ‡ÓÙ·È ¿ÓÙ· ·ÔÁÂ˘Ì·ÙÈÓ¤˜ ÒÚ˜. ™Â οı ªÂÙ·Ù˘¯È·Îfi ¢›ψ̷ ∂ȉ›Î¢Û˘ (ª¢∂), ÙfiÛÔ ÛÙËÓ Î·Ù‡ı˘ÓÛË Ù˘ §ÔÁÈÛÙÈ΋˜ fiÛÔ Î·È ÙËÓ Î·Ù‡ı˘ÓÛË Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜, ··ÈÙÂ›Ù·È Ë ÂÎfiÓËÛË ¢Èψ̷ÙÈ΋˜ ∂ÚÁ·Û›·˜ (¢∂), ÙÔ ı¤Ì· Ù˘ ÔÔ›·˜ ηıÔÚ›˙ÂÙ·È ·fi ÙÔÓ ∂ȂϤÔÓÙ· ∫·ıËÁËÙ‹ ÛÂ Û˘ÓÂÚÁ·Û›· Ì ÙÔ ÊÔÈÙËÙ‹. √ ∂ȂϤˆÓ ∫·ıËÁËÙ‹˜ Â›Ó·È ˘‡ı˘ÓÔ˜ ÁÈ· ÙËÓ ·Ú·ÎÔÏÔ‡ıËÛË Î·È Î·ıÔ‰‹ÁËÛË Ù˘ ¢∂. ∏ ·ÍÈÔÏfiÁËÛ‹ Ù˘ ı· Á›ÓÂÙ·È ·fi ÌÈ· ÂÈÙÚÔ‹, Ë ÔÔ›· ı· ÔÚ›˙ÂÙ·È ·fi ÙË ¢ÈÔÈÎÔ‡Û· ∂ÈÙÚÔ‹ ÙÔ˘ ¶ª™, Û‡Ìʈӷ Ì ÙÔÓ ÈÛ¯‡ÔÓÙ· ÂÛˆÙÂÚÈÎfi ηÓÔÓÈÛÌfi ÏÂÈÙÔ˘ÚÁ›·˜ ÙÔ˘ ¶ª™. ∂›Û˘ ÙÔ ÚfiÁÚ·ÌÌ· ÂÚÈÏ·Ì‚¿ÓÂÈ Û˘ÓÔÏÈο ÛÙȘ ‰‡Ô ÂÈ̤ÚÔ˘˜ ηÙ¢ı‡ÓÛÂȘ ÙÔ˘, Ù¤ÛÛÂÚ· (4) ÚÔ·Ú·Û΢·ÛÙÈο Ì·ı‹Ì·Ù·. ∫¿ı ÊÔÈÙËÙ‹˜ ˘Ô¯ÚÂÔ‡Ù·È Ó· ·Ú·ÎÔÏÔ˘ı‹ÛÂÈ ÙÚ›· (3) ·fi Ù· Ù¤ÛÛÂÚ· ·˘Ù¿ ÚÔ·Ú·Û΢·ÛÙÈο Ì·ı‹Ì·Ù·, ÂÎÙfi˜ ·Ó οÔÈÔ˜ ÂÍ·ÈÚÂı› ηÙfiÈÓ ¤ÁÎÚÈÛ˘ Ù˘ ∂ÈÙÚÔ‹˜ ÙÔ˘ ª¢∂. Δ· Ì·ı‹Ì·Ù· ·˘Ù¿ ÚÔÛʤÚÔÓÙ·È ÙÔ ™Â٤̂ÚÈÔ. ∞Ó Î¿ÔÈÔ˜ ÊÔÈÙËÙ‹˜ ·ÔÙ‡¯ÂÈ ¤ÛÙˆ Î·È Û ¤Ó· ·fi Ù· ÚÔ·Ú·Û΢·ÛÙÈο Ì·ı‹Ì·Ù· ‰ÂÓ Á›ÓÂÙ·È ‰ÂÎÙfi˜ ÛÙÔ ÚfiÁÚ·ÌÌ·.

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·10

¶ÚfiÁÚ·ÌÌ· ª·ıËÌ¿ÙˆÓ ΔÌ‹Ì·ÙÔ˜ ¶Ï‹ÚÔ˘˜ ºÔ›ÙËÛ˘ ∫·Ù‡ı˘ÓÛË §ÔÁÈÛÙÈ΋˜ ™Â٤̂ÚÈÔ˜ ¶ÚÔ·Ú·Û΢·ÛÙÈο Ì·ı‹Ì·Ù· ñ ∂ÈÛ·ÁˆÁ‹ ÛÙË §ÔÁÈÛÙÈ΋ ñ ∂ÈÛ·ÁˆÁ‹ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ñ ¶ÔÛÔÙÈΤ˜ ª¤ıÔ‰ÔÈ ÛÙË §ÔÁÈÛÙÈ΋

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¢ÂΤ̂ÚÈÔ˜-ºÂ‚ÚÔ˘¿ÚÈÔ˜ 2Ë ÂÚ›Ô‰Ô˜ ñ §ÔÁÈÛÙÈ΋ ∫fiÛÙÔ˘˜ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ §ÔÁÈÛÙÈ΋ ππ

∏ ·Ú·ÎÔÏÔ‡ıËÛË ÙˆÓ Ì·ıËÌ¿ÙˆÓ Â›Ó·È ˘Ô¯ÚˆÙÈ΋. ™Â ÂÚ›ÙˆÛË Ô˘ ÔÈ ·Ô˘Û›Â˜ Û ¤Ó· Ì¿ıËÌ· ÍÂÂÚÓÔ‡Ó ÙÔ 25% ÙˆÓ ˆÚÒÓ ÊÔ›ÙËÛ˘, ıˆÚÂ›Ù·È ·ÔÙ˘¯ÒÓ Ô ÊÔÈÙËÙ‹˜ ÛÙÔ Ì¿ıËÌ· ·˘Ùfi Î·È ÙÔ Ì¿ıËÌ· Â·Ó·Ï·Ì‚¿ÓÂÙ·È ÁÈ· ·ÎfiÌË ÌÈ· ÊÔÚ¿ ÙËÓ ÂfiÌÂÓË ÂÚ›Ô‰Ô Ô˘ ı· ‰È‰·¯ı›. ™Â fiÏ· Ù· Ì·ı‹Ì·Ù· ˘¿Ú¯Ô˘Ó ÁÚ·Ù¤˜ ÂÍÂÙ¿ÛÂȘ. ∏ ‰È·ÌfiÚʈÛË ÙÔ˘ ÙÂÏÈÎÔ‡ ‚·ıÌÔ‡ ÙÔ˘ οı ̷ı‹Ì·ÙÔ˜ ηıÔÚ›˙ÂÙ·È ·fi ÙÔ˘˜ ÂοÛÙÔÙ ‰È‰¿ÛÎÔÓÙ˜. ™’ ·˘ÙfiÓ ÌÔÚÔ‡Ó Ó· Û˘ÌÂÚÈÏ·Ì‚¿ÓÔÓÙ·È ÔÈ ·ÙÔÌÈΤ˜ Î·È ÔÌ·‰ÈΤ˜ ÂÚÁ·Û›Â˜ ÙˆÓ ÊÔÈÙËÙÒÓ. ∫·Ù¿ ÙË ‰È¿ÚÎÂÈ· ÙˆÓ ÛÔ˘‰ÒÓ ÙÔ˘ ÛÙÔ ¶ª™. Ô ÌÂÙ·Ù˘¯È·Îfi˜ ÊÔÈÙËÙ‹˜ ‰ÂÓ ÂÈÙÚ¤ÂÙ·È Ó· ·ÔÙ‡¯ÂÈ Û ÂÚÈÛÛfiÙÂÚ· ·fi ‰‡Ô Ì·ı‹Ì·Ù· ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜. ™Â ·ÓÙ›ıÂÙË ÂÚ›ÙˆÛË ‰È·ÁÚ¿ÊÂÙ·È ·fi ÙÔ ¶ÚfiÁÚ·ÌÌ·. ∏ ¢Èψ̷ÙÈ΋ ∂ÚÁ·Û›· Ú¤ÂÈ Ó· ˘Ô‚ÏËı› ÁÈ· ÂͤٷÛË Ì¤¯ÚÈ ÙËÓ 31Ë √ÎÙˆ‚Ú›Ô˘ ÙÔ˘ ÂÔ̤ÓÔ˘ ¤ÙÔ˘˜ ·fi ÙËÓ ·Ú¯È΋ ÂÁÁÚ·Ê‹, ÁÈ· ÙÔ˘˜ ÛÔ˘‰·ÛÙ¤˜ Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘, Î·È Ì¤¯ÚÈ ÙËÓ15Ë πÔ˘Ó›Ô˘ ÙÔ˘ ÌÂıÂfiÌÂÓÔ˘ ¤ÙÔ˘˜ ·fi ÙËÓ ·Ú¯È΋ ÂÁÁÚ·Ê‹, ÁÈ· ÙÔ˘˜ ÊÔÈÙËÙ¤˜ ÛÔ˘‰·ÛÙ¤˜ ÌÂÚÈ΋˜ ··Û¯fiÏËÛ˘ÊÔ›ÙËÛ˘. ∂ȉÈÎfiÙÂÚ· ı¤Ì·Ù· Ô˘ ·ÊÔÚÔ‡Ó ÛÙȘ ˘Ô¯ÚÂÒÛÂȘ ÙˆÓ ÛÔ˘‰·ÛÙÒÓ Î·È Û¯ÂÙ›˙ÔÓÙ·È Ì ÙËÓ ·Ú·ÎÔÏÔ‡ıËÛË ÙˆÓ Ì·ıËÌ¿ÙˆÓ, ÙË ‰È·‰Èηۛ· ·ÍÈÔÏfiÁËÛ˘ ÙÔ˘˜ Î·È ÙËÓ Î·Ù·‚ÔÏ‹ ÙˆÓ ‰È‰¿ÎÙÚˆÓ ·Ó·Ï‡ÔÓÙ·È ÏÂÙÔÌÂÚÒ˜ ÛÙÔÓ ∫·ÓÔÓÈÛÌfi §ÂÈÙÔ˘ÚÁ›·˜ ÙÔ˘ ¶ª™.

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·11

∫·Ù‡ı˘ÓÛË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ™Â٤̂ÚÈÔ˜ ¶ÚÔ·Ú·Û΢·ÛÙÈο Ì·ı‹Ì·Ù· ñ ∂ÈÛ·ÁˆÁ‹ ÛÙË §ÔÁÈÛÙÈ΋ ñ ∂ÈÛ·ÁˆÁ‹ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ñ ¶ÔÛÔÙÈΤ˜ ª¤ıÔ‰ÔÈ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋

√ÎÙÒ‚ÚÈÔ˜- ¡Ô¤Ì‚ÚÈÔ˜ 1Ë ÂÚ›Ô‰Ô˜ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÙˆÓ ∂ȯÂÈÚ‹ÛÂˆÓ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ §ÔÁÈÛÙÈ΋ ñ ¶ÔÛÔÙÈΤ˜ ª¤ıÔ‰ÔÈ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋

>>> ¢ÂΤ̂ÚÈÔ˜-ºÂ‚ÚÔ˘¿ÚÈÔ˜ 2Ë ÂÚ›Ô‰Ô˜ ñ ∞ÁÔÚ¤˜ ÃÚ‹Ì·ÙÔ˜ Î·È ∫ÂÊ·Ï·›Ô˘ ñ ™‡Á¯ÚÔÓ˜ ªÔÚʤ˜ ÃÚËÌ·ÙÔ‰fiÙËÛ˘ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ √ÈÎÔÓÔÌÂÙÚ›·

ºÂ‚ÚÔ˘¿ÚÈÔ˜-∞Ú›ÏÈÔ˜ 3Ë ÂÚ›Ô‰Ô˜ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ¶·Ú¿ÁˆÁ· ñ ¢È·¯Â›ÚÈÛË ∂ÂÓ‰‡ÛÂˆÓ Ã·ÚÙÔÊ˘Ï¿ÎÈÔ˘

ª¿˚Ô˜- πÔ‡ÓÈÔ˜ πÔ‡ÏÈÔ˜-√ÎÙÒ‚ÚÈÔ˜ 4Ë ÂÚ›Ô‰Ô˜ 5Ë ÂÚ›Ô‰Ô˜ ñ ΔÚ·Â˙È΋ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ∞Ó¿Ï˘ÛË Î·È ∞ÔÙ›ÌËÛË ∂ȯÂÈÚ‹ÛˆÓ

ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·:

ñ ∞Ú¯¤˜ ∂Ù·ÈÚÈ΋˜ ¢È·Î˘‚¤ÚÓËÛ˘ ñ ªÈÎÚÔ‰ÔÌ‹ ∞ÁÔÚÒÓ Î·È ¶ÚÔÛÔÌÂÈÒÛÂȘ ™˘Ó·ÏÏ·ÁÒÓ ñ ¡·˘ÙÈÏȷο ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ñ £ÂˆÚ›· ¢ÈÂıÓÒÓ §ÔÁÈÛÙÈÎÒÓ ¶ÚÔÙ‡ˆÓ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ∞ΛÓËÙ˘ ¶ÂÚÈÔ˘Û›·˜

ñ ¶ÈÛÙˆÙÈÎÔ› ∫›Ó‰˘ÓÔÈ Î·È ¶·Ú¿ÁˆÁ· ¶ÈÛÙˆÙÈÎÔ‡ ∫ÈÓ‰‡ÓÔ˘ ñ ™˘ÌÂÚÈÊÔÚÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ñ ÀÔÏÔÁÈÛÙÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ñ ¢È·¯Â›ÚÈÛË ∫ÈÓ‰‡ÓˆÓ ñ ¢ÈÂıÓ‹˜ ºÔÚÔÏÔÁ›· ∫ÂÊ·Ï·›Ô˘ Î·È ∂ÂÓ‰˘ÙÈΤ˜ ∞ÔÊ¿ÛÂȘ ñ ∂ȉÈο £¤Ì·Ù· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ∂ÎfiÓËÛË ¢Èψ̷ÙÈ΋˜ ∂ÚÁ·Û›·˜

ª¿˚Ô˜- πÔ‡ÓÈÔ˜ 4Ë ÂÚ›Ô‰Ô˜ ñ ∂ÏÂÁÎÙÈ΋ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ∞Ó¿Ï˘ÛË Î·È ∞ÔÙ›ÌËÛË ∂ȯÂÈÚ‹ÛˆÓ

√ÎÙÒ‚ÚÈÔ˜-¡Ô¤Ì‚ÚÈÔ˜ 5Ë ÂÚ›Ô‰Ô˜ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÙˆÓ ÂȯÂÈÚ‹ÛˆÓ

¢ÂΤ̂ÚÈÔ˜-ºÂ‚ÚÔ˘¿ÚÈÔ˜ 6Ë ÂÚ›Ô‰Ô˜ ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ñ ∞ÁÔÚ¤˜ ÃÚ‹Ì·ÙÔ˜ Î·È ∫ÂÊ·Ï·›Ô˘ ñ ™‡Á¯ÚÔÓ˜ ªÔÚʤ˜ ÃÚËÌ·ÙÔ‰fiÙËÛ˘ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ √ÈÎÔÓÔÌÂÙÚ›· ñ ºÔÚÔÏÔÁÈ΋ ¡ÔÌÔıÂÛ›· Î·È ™¯Â‰È·ÛÌfi˜

ª¿ÚÙÈÔ˜-∞Ú›ÏÈÔ˜ 7Ë ÂÚ›Ô‰Ô˜ ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ¶·Ú¿ÁˆÁ· ñ ∞Ú¯¤˜ ∂Ù·ÈÚÈ΋˜ ¢È·Î˘‚¤ÚÓËÛ˘ ñ ¢È·¯Â›ÚÈÛË ∂ÂÓ‰‡ÛÂˆÓ Ã·ÚÙÔÊ˘Ï·Î›Ô˘

ª¿˚Ô˜-πÔ‡ÓÈÔ˜ 8Ë ÂÚ›Ô‰Ô˜ ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ñ ΔÚ·Â˙È΋ ñ ¢ÈÂıÓ‹˜ ºÔÚÔÏÔÁ›· ∫ÂÊ·Ï·›Ô˘ Î·È ∂ÂÓ‰˘ÙÈΤ˜ ∞ÔÊ¿ÛÂȘ ñ §ÔÁÈÛÙÈο ¶ÏËÚÔÊÔÚȷο ™˘ÛÙ‹Ì·Ù· Î·È ∂ÛˆÙÂÚÈÎfi˜ ŒÏÂÁ¯Ô˜ ñ §ÔÁÈÛÙÈ΋ ¢ËÌfiÛÈÔ˘ ΔÔ̤· ñ ™‡Á¯ÚÔÓ· ı¤Ì·Ù· ŒÚ¢ӷ˜ ÛÙË §ÔÁÈÛÙÈ΋

ª¿˚Ô˜- πÔ‡ÓÈÔ˜ 4Ë ÂÚ›Ô‰Ô˜ ñ ΔÚ·Â˙È΋ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ∞Ó¿Ï˘ÛË Î·È ∞ÔÙ›ÌËÛË ∂ȯÂÈÚ‹ÛˆÓ

√ÎÙÒ‚ÚÈÔ˜-¡Ô¤Ì‚ÚÈÔ˜ 5Ë ÂÚ›Ô‰Ô˜ ñ ™‡Á¯ÚÔÓ˜ ªÔÚʤ˜ ÃÚËÌ·ÙÔ‰fiÙËÛ˘

¢ÂΤ̂ÚÈÔ˜-ºÂ‚ÚÔ˘¿ÚÈÔ˜ 6Ë ÂÚ›Ô‰Ô˜ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ √ÈÎÔÓÔÌÂÙÚ›·

ª¿ÚÙÈÔ˜-∞Ú›ÏÈÔ˜ 7Ë ÂÚ›Ô‰Ô˜ ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ñ ∞Ú¯¤˜ ∂Ù·ÈÚÈ΋˜ ¢È·Î˘‚¤ÚÓËÛ˘ ñ ªÈÎÚÔ‰ÔÌ‹ ∞ÁÔÚÒÓ Î·È ¶ÚÔÛÔÌÂÈÒÛÂȘ ™˘Ó·ÏÏ·ÁÒÓ ñ ¡·˘ÙÈÏȷο ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ñ £ÂˆÚ›· ¢ÈÂıÓÒÓ §ÔÁÈÛÙÈÎÒÓ ¶ÚÔÙ‡ˆÓ ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ∞ΛÓËÙ˘ ¶ÂÚÈÔ˘Û›·˜

ª¿˚Ô˜-πÔ‡ÓÈÔ˜ 8Ë ÂÚ›Ô‰Ô˜ ŒÓ· Ì¿ıËÌ· ÂÈÏÔÁ‹˜ ·fi Ù·: ñ ¶ÈÛÙˆÙÈÎÔ› ∫›Ó‰˘ÓÔÈ Î·È ¶·Ú¿ÁˆÁ· ¶ÈÛÙˆÙÈÎÔ‡ ∫ÈÓ‰‡ÓÔ˘ ñ ™˘ÌÂÚÈÊÔÚÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ñ ÀÔÏÔÁÈÛÙÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ¢È·¯Â›ÚÈÛË ∫ÈÓ‰‡ÓˆÓ ñ ¢È·¯Â›ÚÈÛË ∫ÈÓ‰‡ÓˆÓ ñ ¢ÈÂıÓ‹˜ ºÔÚÔÏÔÁ›· ∫ÂÊ·Ï·›Ô˘ Î·È ∂ÂÓ‰˘ÙÈΤ˜ ∞ÔÊ¿ÛÂȘ ñ ∂ȉÈο £¤Ì·Ù· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜

∂ÎfiÓËÛË ¢Èψ̷ÙÈ΋˜ ∂ÚÁ·Û›·˜

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Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·12

¶ÂÚȯfiÌÂÓÔ ª·ıËÌ¿ÙˆÓ

¿ıÔ˜/ËÁÂÛ›·/ÂÍÂÚ‡ÓËÛË/¢ηÈÚ›·/Â¤Ó‰

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÙˆÓ ∂ȯÂÈÚ‹ÛˆÓ

ñ ™‡Á¯ÚÔÓ˜ ªÔÚʤ˜ ÃÚËÌ·ÙÔ‰fiÙËÛ˘

∂ÍÂÙ¿˙ÔÓÙ·È ÔÈ ·ÔÊ¿ÛÂȘ ÙˆÓ ÂÙ·ÈÚÂÈÒÓ Û¯ÂÙÈο Ì ÙÔÓ ÚÔÁÚ·ÌÌ·ÙÈÛÌfi ÂÂÓ‰‡ÛÂˆÓ ÎÂÊ·Ï·›Ô˘ ηıÒ˜ Î·È Ì ÙË ¯ÚËÌ·ÙÔ‰fiÙËÛË ÙˆÓ ÂÂÓ‰‡ÛÂˆÓ ·˘ÙÒÓ. ∞ӷχÔÓÙ·È ı¤Ì·Ù· fiˆ˜ Ù¯ÓÈΤ˜ ·ÍÈÔÏfiÁËÛ˘ ÂÂÓ‰‡ÛˆÓ, ÛÙÔȯ›· ÎÈÓ‰‡ÓÔ˘·fi‰ÔÛ˘ Î·È ·ÔÙÂÏÂÛÌ·ÙÈÎfiÙËÙ· ·ÁÔÚ¿˜, ÎfiÛÙÔ˜ ÎÂÊ·Ï·›Ô˘, ·ÍÈÔÏfiÁËÛË ÌÂÙÔ¯ÒÓ Î·È ¯Ú¤Ô˘˜, Ú·ÁÌ·ÙÈο ‰ÈηÈÒÌ·Ù·, ‚¤ÏÙÈÛÙË ÎÂʷϷȷ΋ ‰ÔÌ‹, ÌÂÚÈÛÌ·ÙÈ΋ ÔÏÈÙÈ΋ ÙˆÓ ÂÙ·ÈÚÂÈÒÓ.

™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ·Ó·Ù‡ÍÂÈ ÂȉÈο ı¤Ì·Ù· ÛÙÔ ¯ÒÚÔ Ù˘ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ ÙˆÓ ÂȯÂÈÚ‹ÛˆÓ. £· Î·Ï˘ÊıÔ‡Ó ı¤Ì·Ù· fiˆ˜: ¶Ú·ÎÙfiÚ¢ÛË ∂ȯÂÈÚËÌ·ÙÈÎÒÓ ∞·ÈÙ‹ÛˆÓ, Forfaiting, §ÂÈÙÔ˘ÚÁÈ΋ Î·È ÃÚËÌ·ÙÔ‰ÔÙÈ΋ ª›ÛıˆÛË, ∫·ÈÓÔÙÔÌÈÎfi ∫ÂÊ¿Ï·ÈÔ, ÃÚËÌ·ÙÔ‰fiÙËÛË ŒÚÁˆÓ, ™˘Á¯ˆÓ‡ÛÂȘ Î·È ∂Í·ÁÔÚ¤˜, ªÂÙ·ÙÚ¤„ÈÌ· √ÌfiÏÔÁ·.

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ §ÔÁÈÛÙÈ΋ π

∞Ó¿Ï˘ÛË ÛÙ¿ÛÈÌˆÓ Î·È ÌË ÛÙ¿ÛÈÌˆÓ ¯ÚÔÓÔÏÔÁÈÎÒÓ ÛÂÈÚÒÓ. ™˘ÓÔÏÔÎÏ‹ÚˆÛË. ∞˘ÙÔ·Ï›Ó‰ÚÔÌ· ˘fi Û˘Óı‹ÎË ÂÙÂÚÔÛΉ·ÛÙÈο ˘ԉ›ÁÌ·Ù·. ¶ÚÔ‚Ï„ÈÌfiÙËÙ· Î·È ÌÂÙ·‚ÏËÙfiÙËÙ· ¯ÚÔÓÔÏÔÁÈÎÒÓ ÛÂÈÚÒÓ. ∂Ê·ÚÌÔÁ¤˜ ÛÙÔÓ ¤ÏÂÁ¯Ô ·ÔÙÂÏÂÛÌ·ÙÈÎÒÓ ·ÁÔÚÒÓ Î·È ÙÔ˘ ·ÛÊ·Ï›ÛÙÚÔ˘ ÎÈÓ‰‡ÓÔ˘: ÌÂÙÔ¯¤˜, ÔÌfiÏÔÁ·, Û˘Ó¿ÏÏ·ÁÌ·.

ΔÔ Ì¿ıËÌ· Ù˘ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ §ÔÁÈÛÙÈ΋˜ ¤¯ÂÈ Û·Ó ·ÓÙÈΛÌÂÓÔ ÌÈ· ÂÓÓÔÈÔÏÔÁÈ΋ ·ÚÔ˘Û›·ÛË ıÂÌ¿ÙˆÓ Ô˘ ·ÊÔÚÔ‡Ó ÙËÓ ·Ó·ÁÓÒÚÈÛË, ·ÔÎ¿Ï˘„Ë Î·È ·ÔÙ›ÌËÛË ÛÙÔȯ›ˆÓ ÙÔ˘ ∂ÓÂÚÁËÙÈÎÔ‡, ÂÈÏÂÁÌ¤ÓˆÓ ÛÙÔȯ›ˆÓ ÙÔ˘ ¶·ıËÙÈÎÔ‡ Î·È ÙˆÓ Û˘Ó·ÊÒÓ ÏÔÁ·ÚÈ·ÛÌÒÓ ·ÔÙÂÏÂÛÌ¿ÙˆÓ.

ñ ¶ÔÛÔÙÈΤ˜ ª¤ıÔ‰ÔÈ ÛÙË §ÔÁÈÛÙÈ΋ ¢È·ÊÔÚÈÎfi˜ §ÔÁÈÛÌfi˜. μÂÏÙÈÛÙÔÔ›ËÛË ™˘Ó·ÚÙ‹ÛˆÓ. √ÏÔÎÏËÚˆÙÈÎfi˜ §ÔÁÈÛÌfi˜. ™ÙÔ¯·ÛÙÈ΋ ÔÏÔÎÏ‹ÚˆÛË Î·È ÛÙÔ¯·ÛÙÈΤ˜ ‰È·‰Èηۛ˜. ¢È·ÊÔÚÈΤ˜ ÂÍÈÛÒÛÂȘ Î·È Û˘ÛÙ‹Ì·Ù·. °Ú·ÌÌÈ΋ ÕÏÁ‚ڷ. ∫·Ù·ÓÔ̤˜ Ù˘¯·›ˆÓ ÌÂÙ·‚ÏËÙÒÓ. ∂·ÁˆÁÈ΋ ÛÙ·ÙÈÛÙÈ΋ Î·È ¤ÏÂÁ¯ÔÈ ˘Ôı¤ÛˆÓ. ∞Ó¿Ï˘ÛË ·ÏÈÓ‰ÚfiÌËÛ˘. ∞Ó¿Ï˘ÛË ‰È·Î‡Ì·ÓÛ˘.

ñ ¶ÔÛÔÙÈΤ˜ ª¤ıÔ‰ÔÈ ÛÙË ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ™Ùfi¯Ô˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ·ÚÔ˘ÛÈ¿ÛÂÈ ÙË ıˆڛ· Î·È Ó· ÂÈÛ·Á¿ÁÂÈ ÙÔ ÊÔÈÙËÙ‹ ÛÙË ¯Ú‹ÛË ÙˆÓ ‚·ÛÈÎÒÓ ÔÛÔÙÈÎÒÓ ÂÚÁ·Ï›ˆÓ Ô˘ ¯ÚÂÈ¿˙ÂÙ·È Ô ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎfi˜ ·Ó·Ï˘Ù‹˜/ ÂÚ¢ÓËÙ‹˜ ÛÙȘ ̤Ú˜ Ì·˜. ∏ ‡ÏË ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ ηχÙÂÈ Ù· ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ù˘ ÛÙ·ÙÈÛÙÈ΋˜, Ù˘ ÔÈÎÔÓÔÌÂÙÚ›·˜ Î·È ÙÔ˘ ÛÙÔ¯·ÛÙÈÎÔ‡ ÏÔÁÈÛÌÔ‡. ¶ÈÔ Û˘ÁÎÂÎÚÈ̤ӷ, ÙÔ Ì¿ıËÌ· Ú·ÁÌ·Ù‡ÂÙ·È: ηٷÓÔ̤˜ Û˘Ó¯ÒÓ Î·È ‰È·ÎÚÈÙÒÓ Ù˘¯·›ˆÓ ÌÂÙ·‚ÏËÙÒÓ (Î·È ÔÏ˘ÌÂÙ·‚ÏËÙ¤˜ ÂÚÈÙÒÛÂȘ), ¤ÏÂÁ¯Ô ÛÙ·ÙÈÛÙÈÎÒÓ ˘Ôı¤ÛˆÓ, ÂÎÙ›ÌËÛË Î·È ÂÍ·ÁˆÁ‹ Û˘ÌÂÚ·ÛÌ¿ÙˆÓ ·fi (ÁÚ·ÌÌÈο Î·È ÌË) ˘ԉ›ÁÌ·Ù· ̤ۈ ÙˆÓ ÌÂıfi‰ˆÓ (ÁÂÓÈÎÂ˘Ì¤ÓˆÓ) ÂÏ·¯›ÛÙˆÓ ÙÂÙÚ·ÁÒÓˆÓ Î·È Ì¤ÁÈÛÙ˘ Èı·ÓÔÊ¿ÓÂÈ·˜, ÛÙÔ¯·ÛÙÈΤ˜ ·ÓÂÏ›ÍÂȘ (Ito, Markov) Î·È Â›Ï˘ÛË ‰È·ÊÔÚÈÎÒÓ ÂÍÈÛÒÛÂˆÓ ˆ˜ ÌÂıfi‰Ô˘ ·ÔÙ›ÌËÛ˘ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ·Ú·ÁÒÁˆÓ. ŒÌÊ·ÛË ‰›ÓÂÙ·È ÛÙËÓ Â›‰ÂÈÍË Î·È ¯Ú‹ÛË ·ÏÒÓ (MS Excel) Î·È ÂÍÂȉÈÎÂ˘Ì¤ÓˆÓ ÂÊ·ÚÌÔÁÒÓ ÏÔÁÈÛÌÈÎÔ‡ (Matlab, Eviews) ÁÈ· ÙËÓ ÂÎÙ›ÌËÛË ÔÈÎÔÓÔÌÂÙÚÈÎÒÓ ˘Ô‰ÂÈÁÌ¿ÙˆÓ

ñ §ÔÁÈÛÙÈ΋ ∫fiÛÙÔ˘˜ ∞ÓÙÈΛÌÂÓÔ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Ù˘ §ÔÁÈÛÙÈ΋˜ ∫fiÛÙÔ˘˜ Â›Ó·È ÔÈ Ì¤ıÔ‰ÔÈ Ì¤ÙÚËÛ˘ Î·È ·Ú·ÎÔÏÔ‡ıËÛ˘, ·Ú·‰ÔÛȷΤ˜ Î·È Û‡Á¯ÚÔÓ˜, ÙÔ˘ ÎfiÛÙÔ˘˜ ÙˆÓ ÂȯÂÈÚËÌ·ÙÈÎÒÓ ‰Ú·ÛÙËÚÈÔÙ‹ÙˆÓ Î˘Ú›ˆ˜ ÁÈ· ‚ÈÔÌ˯·ÓÈΤ˜ ÂȯÂÈÚ‹ÛÂȘ Î·È ÂȯÂÈÚ‹ÛÂȘ ·ÚÔ¯‹˜ ˘ËÚÂÛÈÒÓ ÁÈ· ÙËÓ ÎÔÛÙÔÏfiÁËÛË ÙˆÓ ·Ú·ÁÔÌ¤ÓˆÓ ÚÔ˚fiÓÙˆÓ Î·È ÙˆÓ ·Ú¯fiÌÂÓˆÓ ˘ËÚÂÛÈÒÓ.

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ §ÔÁÈÛÙÈ΋ II ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ë Û ‚¿ıÔ˜ ÂͤٷÛË ıÂÌ¿ÙˆÓ Ô˘ ·ÊÔÚÔ‡Ó ÙËÓ ·Ó·ÁÓÒÚÈÛË, ·ÔÎ¿Ï˘„Ë Î·È ·ÔÙ›ÌËÛË ÙˆÓ ¯ÚËÌ·ÙÔ‰ÔÙÈÎÒÓ ÂÚÁ·Ï›ˆÓ Ô˘ ¯ÚËÛÈÌÔÔÈÔ‡Ó ÔÈ ÂȯÂÈÚ‹ÛÂȘ, ÙˆÓ ÏÔÁÈÛÙÈÎÒÓ Ù¯ÓÈÎÒÓ ÁÈ· ÙËÓ ·ÂÈÎfiÓÈÛË ÂÙ·ÈÚÈÎÒÓ ÌÂÙ·Û¯ËÌ·ÙÈÛÌÒÓ Î·È ÙËÓ ·ÔÙ›ÌËÛË ·˘ÙÒÓ Î·ıÒ˜ Î·È ÏÔÁÈÛÙÈο ı¤Ì·Ù· ÌÂÁ¿ÏˆÓ ÂȯÂÈÚ‹ÛˆÓ.

ñ ∞ÁÔÚ¤˜ ÃÚ‹Ì·ÙÔ˜ Î·È ∫ÂÊ·Ï·›Ô˘ ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ë ·Ó¿Ï˘ÛË Î·È ·ÚÔ˘Û›·ÛË ÙˆÓ ıÂÌÂÏȈ‰ÒÓ ÂÓÓÔÈÒÓ Î·È ·Ú¯ÒÓ ÏÂÈÙÔ˘ÚÁ›·˜ ÙˆÓ ·ÁÔÚÒÓ ¯Ú‹Ì·ÙÔ˜ Î·È ÎÂÊ·Ï·›Ô˘. Δ· ı¤Ì·Ù· Ô˘ ηχÙÔÓÙ·È Â›Ó·È Ù· ÂÍ‹˜: ¶ÚˆÙÔÁÂÓ›˜ Î·È ‰Â˘ÙÂÚÔÁÂÓ›˜ ·ÁÔÚ¤˜. ∞ÁÔÚ¤˜ ÔÌÔÏÔÁÈÒÓ: ηÌ‡ÏË ·fi‰ÔÛ˘ Î·È ·ÔÙ›ÌËÛË. ∞ÁÔÚ¤˜ ÌÂÙÔ¯ÒÓ. ∞ÁÔÚ¤˜ ¯Ú‹Ì·ÙÔ˜ Î·È ™˘Ó·ÏÏ¿ÁÌ·ÙÔ˜. ∞fi‰ÔÛË Î·È Î›Ó‰˘ÓÔ˜. μ·ÛÈο ÛÙÔȯ›· ·ÁÔÚÒÓ ·Ú·ÁÒÁˆÓ (forward, futures, options, swaps). ∏ ÀfiıÂÛË Ù˘ ∞ÔÙÂÏÂÛÌ·ÙÈ΋˜ ∞ÁÔÚ¿˜. Àԉ›ÁÌ·Ù· ·ÔÙ›ÌËÛ˘ ·ÍÈÔÁڿʈÓ.

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ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ √ÈÎÔÓÔÌÂÙÚ›·

ñ ¢ÈÔÈÎËÙÈ΋ §ÔÁÈÛÙÈ΋ ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Ù˘ ¢ÈÔÈÎËÙÈ΋˜ §ÔÁÈÛÙÈ΋˜ Â›Ó·È Ë Û ‚¿ıÔ˜ ÂͤٷÛË ıÂÌ¿ÙˆÓ Ô˘ ¿ÙÔÓÙ·È Ù˘ ¯Ú‹Û˘ ÏÔÁÈÛÙÈÎÒÓ ÏËÚÔÊÔÚÈÒÓ ÁÈ· ÙË Ï‹„Ë ·ÔÊ¿ÛÂˆÓ ÁÈ· ÙÔÓ ÚÔÁÚ·ÌÌ·ÙÈÛÌfi Ù˘ ÂȯÂÈÚËÌ·ÙÈ΋˜ ‰Ú·ÛÙËÚÈfiÙËÙ·˜, ÛÙÔ ‚Ú·¯˘¯ÚfiÓÈÔ Î·È ÙÔ Ì·ÎÚÔ¯ÚfiÓÈÔ ‰È¿ÛÙËÌ·, ÙÔÓ ¤ÏÂÁ¯Ô Î·È ÙËÓ ·ÍÈÔÏfiÁËÛË Ù˘ ·fi‰ÔÛ˘.

ñ £ÂˆÚ›· ¢ÈÂıÓÒÓ §ÔÁÈÛÙÈÎÒÓ ¶ÚÔÙ‡ˆÓ ΔÔ Ì¿ıËÌ· ·˘Ùfi ·ÔÙÂÏ› ÌÈ· ÂÈÛ·ÁˆÁ‹ ÛÙÔ˘˜ ‰ÈÂıÓ›˜ Ì˯·ÓÈÛÌÔ‡˜ ÏÔÁÈÛÙÈ΋˜ Ù˘ÔÔ›ËÛ˘. ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ë ·ÚÔ˘Û›·ÛË, ÎÚÈÙÈ΋ ·Ó¿Ï˘ÛË Î·È ÂÊ·ÚÌÔÁ‹ ÙˆÓ ¢ÈÂıÓÒÓ ¶ÚÔÙ‡ˆÓ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ¶ÏËÚÔÊfiÚËÛ˘. ∏ ‰È‰·Ûηϛ· ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Á›ÓÂÙ·È ·fi ÙÔ ÚˆÙfiÙ˘Ô Î›ÌÂÓÔ ÂÈÏÂÁÌ¤ÓˆÓ ÚÔÙ‡ˆÓ.

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ¶·Ú¿ÁˆÁ· ΔÔ Ì¿ıËÌ· ÂÚÈÏ·Ì‚¿ÓÂÈ: ∂ÈÛ·ÁˆÁ‹ ÛÙ· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ¶·Ú¿ÁˆÁ·. ∞ÁÔÚ¤˜ ™˘Ì‚ÔÏ·›ˆÓ ªÂÏÏÔÓÙÈ΋˜ ∂ÎÏ‹ÚˆÛ˘ Î·È ¶ÚÔıÂÛÌÈ·ÎÒÓ ™˘Ì‚ÔÏ·›ˆÓ – ∞ÔÙ›ÌËÛË Î·È ™ÙÚ·ÙËÁÈΤ˜ ·ÓÙÈÛÙ¿ıÌÈÛ˘ ÎÈÓ‰‡ÓˆÓ. ™˘Ìʈӛ˜ ∞ÓÙ·ÏÏ·Á‹˜ ··ÈÙ‹ÛÂˆÓ – ∂ÌÂÈÚÈΤ˜ ÂÊ·ÚÌÔÁ¤˜ Î·È Ì¤ıÔ‰ÔÈ ·ÔÙ›ÌËÛ˘. ∞ÁÔÚ¤˜ ¢ÈÎ·ÈˆÌ¿ÙˆÓ ¶ÚÔ·›ÚÂÛ˘ – ªË¯·ÓÈÛÌÔ› Î·È £ÂÌÂÏÈÒ‰Ë ·ÍÈÒÌ·Ù·. ™ÙÚ·ÙËÁÈΤ˜ ÙÔÔıÂÙ‹ÛÂˆÓ ÛÙȘ ·ÁÔÚ¤˜ ‰ÈÎ·ÈˆÌ¿ÙˆÓ – ·ÍÈÔÔ›ËÛË Û˘ÓıÂÙÈÎÒÓ ı¤ÛÂˆÓ ‰ÈηȈ̿وÓ. ∞ÔÙ›ÌËÛË ‰ÈÎ·ÈˆÌ¿ÙˆÓ – ·ÚÈıÌËÙÈΤ˜ Î·È ·Ó·Ï˘ÙÈΤ˜ ̤ıÔ‰ÔÈ. ¶ÚÔ¯ˆÚË̤Ó˜ ̤ıÔ‰ÔÈ ·ÔÙ›ÌËÛ˘ Î·È ‘∂͈ÙÈο’ ‰ÈηÈÒÌ·Ù·.

ñ ΔÚ·Â˙È΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎfi Î·È ΔÚ·Â˙ÈÎfi ™‡ÛÙËÌ·. §ÂÈÙÔ˘ÚÁ›Â˜ ÙˆÓ ÂÌÔÚÈÎÒÓ ÙÚ·Â˙ÒÓ. ΔÚ¿Â˙˜ ÂÂÓ‰‡ÛˆÓ. μÈÔÌ˯·ÓÈ΋ ÔÚÁ¿ÓˆÛË ÙÔ˘ ÙÚ·Â˙ÈÎÔ‡ Û˘ÛÙ‹Ì·ÙÔ˜: ¢È·ÊÔÚÔÔ›ËÛË ÚÔ˚fiÓÙÔ˜ Î·È ÁˆÁÚ·ÊÈ΋ Â¤ÎÙ·ÛË. Àԉ›ÁÌ·Ù· ÙÚ·Â˙È΋˜ ÂÙ·ÈÚÈ΋˜ ‰È·Î˘‚¤ÚÓËÛ˘. ª¤ÙÚËÛË ·Ô‰ÔÙÈÎfiÙËÙ·˜ Î·È ·ÍÈÔÏfiÁËÛË ÙÚ·Â˙ÒÓ. ΔÔ Ó¤Ô ÙÚ·Â˙ÈÎfi ÂÚÈ‚¿ÏÏÔÓ Î·È ‰ÈÂıÓÔÔ›ËÛË ÙˆÓ ÙÚ·Â˙ÈÎÒÓ ÂÚÁ·ÛÈÒÓ. ∂ÈÛ·ÁˆÁ‹ ÛÙËÓ ·Ó¿Ï˘ÛË ÎÈÓ‰‡ÓˆÓ Î·È ÙÔ ıÂÛÌÈÎfi Ï·›ÛÈÔ ÁÈ· ÎÂʷϷȷ΋ Â¿ÚÎÂÈ·.

ñ ∞Ú¯¤˜ ∂Ù·ÈÚÈ΋˜ ¢È·Î˘‚¤ÚÓËÛ˘ ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ÂÈÛ¿ÁÂÈ ÙÔ˘˜ ÛÔ˘‰·ÛÙ¤˜ ÛÙȘ ·Ú¯¤˜ Ù˘ ÂÙ·ÈÚÈ΋˜ ‰È·Î˘‚¤ÚÓËÛ˘. Δ· ı¤Ì·Ù· Ô˘ ı· ·Ó·Ï˘ıÔ‡Ó ·ÊÔÚÔ‡Ó: ÙÔ ıÂÛÌÈÎfi Ï·›ÛÈÔ ÛÙËÓ ∂ÏÏ¿‰· Î·È ÙȘ ¯ÒÚ˜ Ù˘ ∂.∂. ∏ ÂÙ·ÈÚÈ΋ ‰È·Î˘‚¤ÚÓËÛË Î·È ÔÈ ÂȉfiÛÂȘ Ù˘ Âȯ›ÚËÛ˘. ∂ÈÙÒÛÂȘ ÙˆÓ Û˘ÛÙËÌ¿ÙˆÓ ÂÙ·ÈÚÈ΋˜ ‰È·Î˘‚¤ÚÓËÛ˘ ÛÙË Û‡ÓÙ·ÍË ÙˆÓ ÏÔÁÈÛÙÈÎÒÓ Î·Ù·ÛÙ¿ÛˆÓ. ∂͈ÙÂÚÈÎÔ› Ì˯·ÓÈÛÌÔ› ÂϤÁ¯Ô˘ Ù˘ Âȯ›ÚËÛ˘ (.¯. ÂÍ·ÁÔÚ¤˜) Î·È ‚ÂÏÙ›ˆÛË ÙˆÓ Ú·ÎÙÈÎÒÓ ÂÙ·ÈÚÈ΋˜ ‰È·Î˘‚¤ÚÓËÛ˘. ¶ÚfiÛÊ·Ù˜ ÂÌÂÈڛ˜ ·fi ·ÔÙ˘¯›Â˜ Ù˘ ÂÙ·ÈÚÈ΋˜ ‰È·Î˘‚¤ÚÓËÛ˘. ¡¤ÔÈ ÙÚfiÔÈ Î·ıÔÚÈÛÌÔ‡ ·ÌÔÈ‚ÒÓ ÙˆÓ managers.

ñ ªÈÎÚÔ‰ÔÌ‹ ∞ÁÔÚÒÓ & ¶ÚÔÛÔÌÔÈÒÛÂȘ ™˘Ó·ÏÏ·ÁÒÓ ª¤ıÔ‰ÔÈ ‰È·Ú·ÁÌ¿Ù¢Û˘ ÛÙÔ ÃÚËÌ·ÙÈÛÙ‹ÚÈÔ ∞ıËÓÒÓ Î·È Û ¿ÏÏ· ¯ÚËÌ·ÙÈÛÙ‹ÚÈ·. ¢È·‚›‚·ÛË ÂÓÙÔÏÒÓ. ΔÚfiÔÈ ÂÎÙ¤ÏÂÛ˘ ÙˆÓ Û˘Ó·ÏÏ·ÁÒÓ. ¢È·‰Èηۛ˜ ÂÎηı¿ÚÈÛ˘ Î·È ‰È·Î·ÓÔÓÈÛÌÔ‡ Û˘Ó·ÏÏ·ÁÒÓ. ¶ÏËÚÔÊÔÚȷο Û˘ÛÙ‹Ì·Ù· ˘ÔÛÙ‹ÚÈ͢ ÙˆÓ Û˘Ó·ÏÏ·ÁÒÓ. ∂ȉÈÎfi˜ ¢È·Ú·ÁÌ·ÙÂ˘Ù‹˜.

ñ ¢È·¯Â›ÚÈÛË ∂ÂÓ‰‡ÛÂˆÓ Ã·ÚÙÔÊ˘Ï·Î›Ô˘ ∫›Ó‰˘ÓÔ˜ Î·È ‰È·ÊÔÚÔÔ›ËÛË ¯·ÚÙÔÊ˘Ï·Î›Ô˘. ∞ÔÙÂÏÂÛÌ·ÙÈο ÷ÚÙÔÊ˘Ï¿ÎÈ· Î·È ¿ÚÈÛÙÔ ¯·ÚÙÔÊ˘Ï¿ÎÈÔ. Àԉ›ÁÌ·Ù· ·ÔÙ›ÌËÛ˘ ¯ÚÂÔÁڿʈÓ: CAPM, C-CAPM, APT. ™ÙÚ·ÙËÁÈΤ˜ ∂ÓÂÚÁËÙÈ΋˜ Î·È ¶·ıËÙÈ΋˜ ¢È·¯Â›ÚÈÛ˘ ¯·ÚÙÔÊ˘Ï·Î›ˆÓ. ª¤ÙÚ· ·ÍÈÔÏfiÁËÛ˘ Ù˘ ·fi‰ÔÛ˘ ¯·ÚÙÔÊ˘Ï·Î›ˆÓ. ¢ÈÂıÓ‹ ¯·ÚÙÔÊ˘Ï¿ÎÈ· Î·È Û˘Ó·ÏÏ·ÁÌ·ÙÈÎÔ› ΛӉ˘ÓÔÈ.

Entipo Xrimatooikonomika telika 13/2/2008 14:10 ™ÂÏ›‰·13

¤Ó‰˘ÛË/ÔÌ¿‰·/‰ËÌÈÔ˘ÚÁ›·/¤ÌÓ¢ÛË/ÚfiÎÏËÛË/·Ó¿Ù˘ÍË/ÏÔ‡ÙÔ˜/·ÏÏ·Á‹/ ñ ºÔÚÔÏÔÁÈ΋ ¡ÔÌÔıÂÛ›· Î·È ™¯Â‰È·ÛÌfi˜

Û›·Û˘ ÙˆÓ ÏÔÁÈÛÙÈÎÒÓ ÏËÚÔÊÔÚÈÒÓ, ‚¿ÛÂÈ ÙˆÓ ‰ÈÂıÓÒÓ Î·È ÙˆÓ ÂοÛÙÔÙ ÂıÓÈÎÒÓ ÚÔÙ‡ˆÓ Î·È Ù˘ ÔÚÁ¿ÓˆÛ˘ Ù˘ ‰ÈÔÈÎËÙÈ΋˜ ÏÔÁÈÛÙÈ΋˜ (ÚÔ¸ÔÏÔÁÈÛÌÔ›, ÎÔÛÙÔÏfiÁËÛË, ÎÙÏ).

™ÙÔ Ì¿ıËÌ· ·˘Ùfi ÂÍÂÙ¿˙ÔÓÙ·È ı¤Ì·Ù· Ô˘ ·ÊÔÚÔ‡Ó Î¿ı ›‰Ô˘˜ ÊfiÚˆÓ Ô˘ ·ÓÙÈÌÂÙˆ›˙ÂÈ ÌÈ· ÌÂÁ¿ÏË Âȯ›ÚËÛË Î·ıÒ˜ Î·È ÂȯÂÈÚËÌ·ÙÈÎÒÓ ÎÈÓ‹ÙÚˆÓ. ∂ÈϤÔÓ ÂÍÂÙ¿˙ÂÙ·È ÙÔ Ò˜ ÌÔÚÔ‡Ó Ó· ‰ÔÌËıÔ‡Ó ÂÈÏÂÁ̤Ó˜ ÂÚÈÙÒÛÂȘ ÂȯÂÈÚËÌ·ÙÈÎÒÓ Û˘Ó·ÏÏ·ÁÒÓ ÁÈ· ÙËÓ Â›Ù¢ÍË ÊÔÚÔÏÔÁÈÎÒ˜ ·ÔÙÂÏÂÛÌ·ÙÈÎÒÓ Ï‡ÛˆÓ.

ñ ™‡Á¯ÚÔÓ· £¤Ì·Ù· ŒÚ¢ӷ˜ ÛÙË §ÔÁÈÛÙÈ΋

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ∞Ó¿Ï˘ÛË Î·È ∞ÔÙ›ÌËÛË ∂ȯÂÈÚ‹ÛˆÓ

ñ ∂ÏÂÁÎÙÈ΋

™ÙÔ Ì¿ıËÌ· ·˘Ùfi ÂÍÂÙ¿˙Ô˘Ì ÙÔ˘˜ ÙÚfiÔ˘˜ ·ÍÈÔÔ›ËÛ˘ ÙˆÓ ÏËÚÔÊÔÚÈÒÓ Ô˘ Â›Ó·È ‰È·ı¤ÛÈ̘ ÛÙȘ ÏÔÁÈÛÙÈΤ˜ ηٷÛÙ¿ÛÂȘ ÁÈ· ÙË Ï‹„Ë ÂÂÓ‰˘ÙÈÎÒÓ ·ÔÊ¿ÛÂˆÓ Î·È ÙËÓ ·ÍÈÔÏfiÁËÛË ·ÈÙ‹ÛÂˆÓ ÁÈ· ÙË ¯ÔÚ‹ÁËÛË ›ÛÙˆÛ˘. ªÂ ÙËÓ ÔÏÔÎÏ‹ÚˆÛË ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ ÔÈ ÊÔÈÙËÙ¤˜ ı· Â›Ó·È Û ı¤ÛË Ó· ηٷÓÔ‹ÛÔ˘Ó ÙË ¯ÚËÛÈÌfiÙËÙ· ·ÏÏ¿ Î·È ÙÔ˘˜ ÂÚÈÔÚÈÛÌÔ‡˜ Ù˘ ¯ÚËÛÈÌÔÔ›ËÛ˘ ÛÙÔȯ›ˆÓ ·fi ÙȘ ÏÔÁÈÛÙÈΤ˜ ηٷÛÙ¿ÛÂȘ ÁÈ· ÙËÓ ·ÔÙ›ÌËÛË ÌÂÙÔ¯ÒÓ Î·È ÙËÓ ·ÍÈÔÏfiÁËÛË Ù˘ ÈÛÙÔÏËÙÈ΋˜ ÈηÓfiÙËÙ·˜ ÌÈ·˜ Âȯ›ÚËÛ˘.

ñ ¡·˘ÙÈÏȷο ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ΔÔ Ì¿ıËÌ· ·˘Ùfi ÛÙԯ‡ÂÈ ÛÙËÓ ÂÍÔÈΛˆÛË ÙÔ˘ ÊÔÈÙËÙ‹ Ì ÙÔ Û‡ÛÙËÌ· ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ ÂȯÂÈÚ‹ÛÂˆÓ ÛÙÔÓ ÎÏ¿‰Ô Ù˘ Ó·˘ÙÈÏ›·˜. ∂ÍÂÙ¿˙ÔÓÙ·È ÔÈ È‰È·ÈÙÂÚfiÙËÙ˜ ÙÔ˘ ÎÏ¿‰Ô˘ Û ۯ¤ÛË Ì ÙȘ ÁÂÓÈΤ˜ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈΤ˜ ·Ú¯¤˜, ÂÓÒ ·Ó·Ï‡ÔÓÙ·È Î¿ÔȘ ‚·ÛÈΤ˜ ·Ú¯¤˜ ÙˆÓ ÔÈÎÔÓÔÌÈÎÒÓ Ô˘ ‰È¤Ô˘Ó ÙÔÓ ÎÏ¿‰Ô Î·È Ô˘ Â›Ó·È ··Ú·›ÙËÙ˜ ÁÈ· ÙËÓ Î·Ï‡ÙÂÚË Î·Ù·ÓfiËÛË ÙˆÓ ÂÓÓÔÈÒÓ Ô˘ ·ÚÔ˘ÛÈ¿˙ÔÓÙ·È. ŒÙÛÈ, ·Ó·Ï‡ÔÓÙ·È, ÌÂٷ͇ ¿ÏψÓ, ı¤Ì·Ù· fiˆ˜ Ù· ÔÈÎÔÓÔÌÈο Ù˘ ¡·˘ÙÈÏ›·˜, Ë ÛÊ·ÈÚÈÎfiÙËÙ· Î·È Ë ‰ÈÂıÓ‹˜ ʇÛË ÙÔ˘ ÎÏ¿‰Ô˘, Ë Î˘ÎÏÈÎfiÙËÙ· ÙˆÓ ·ÁÔÚÒÓ, ÔÈ ÂÂÓ‰˘ÙÈΤ˜ ·ÔÊ¿ÛÂȘ, ÔÈ ÙÚfiÔÈ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ Î·È Ë ‰È·¯Â›ÚÈÛË ÎÈÓ‰‡ÓˆÓ.

ñ ¶ÈÛÙˆÙÈÎÔ› ∫›Ó‰˘ÓÔÈ Î·È ¶·Ú¿ÁˆÁ· ¶ÈÛÙˆÙÈÎÔ‡ ∫ÈÓ‰‡ÓÔ˘ °ÂÓÈ΋ ÂÈÛÎfiËÛË Ù˘ ·ÁÔÚ¿˜ ·Ú·ÁÒÁˆÓ ÈÛÙˆÙÈÎÔ‡ ÎÈÓ‰‡ÓÔ˘. ™˘Ìʈӛ˜ ∞ÓÙ·ÏÏ·Á‹˜ ™˘ÓÔÏÈ΋˜ ∞fi‰ÔÛ˘ - ™˘ÓıÂÙÈ΋ ¯ÚËÌ·ÙÔ‰fiÙËÛË. ™˘Ìʈӛ˜ ·ÓÙ·ÏÏ·Á‹˜ Î·È ‰ÈηÈÒÌ·Ù· ÎÈÓ‰‡ÓÔ˘ ¯ÚÂÔÎÔ›·˜. ‘∂͈ÙÈΤ˜’ Û˘Óı¤ÛÂȘ. ΔÈÙÏÔÔÈ‹ÛÂȘ ··ÈÙ‹ÛˆÓ. ∫›Ó‰˘ÓÔ˜ ¯ÒÚ·˜ Î·È ∞Ó·‰˘fiÌÂÓ˜ ∞ÁÔÚ¤˜. Credit Linked Notes. ™˘ÓıÂÙÈο ÂÓ¯˘ÚÈ·Ṳ̂ӷ ‰¿ÓÂÈ·. ∂ȉÈο £ÂÛÌÈο Î·È ¡ÔÌÈο ı¤Ì·Ù·.

ñ ¢ÈÂıÓ‹˜ ºÔÚÔÏÔÁ›· ∫ÂÊ·Ï·›Ô˘ Î·È ∂ÂÓ‰˘ÙÈΤ˜ ∞ÔÊ¿ÛÂȘ ™˘ÛÙ‹Ì·Ù· ÊÔÚÔÏfiÁËÛ˘ ÙˆÓ ÎÂÚ‰ÒÓ ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ Î·È ÙˆÓ ÌÂÚÈÛÌ¿ÙˆÓ ‰ÈÂıÓÒ˜. ºfiÚÔÈ ·Ú·ÎÚ¿ÙËÛ˘ ÛÙË ÌÂÙ·ÊÔÚ¿ ÎÂÚ‰ÒÓ ·Ó¿ÌÂÛ· ÛÂ Û˘Ó‰Â‰Â̤Ó˜ ÂȯÂÈÚ‹ÛÂȘ. ¶·Ú¿ÎÙȘ ÂÙ·ÈÚ›˜ Î·È ÊÔÚÔÏÔÁ›·. ÕÚÈÛÙÔ˜ ۯ‰ȷÛÌfi˜ ÙÔ˘ ÊÔÚÔÏÔÁÈÎÔ‡ Û˘ÛÙ‹Ì·ÙÔ˜ Û ¤ÓˆÛË ¯ˆÚÒÓ Î·È Î·Ù·ÓÔÌ‹ ÙˆÓ fiÚˆÓ. ºÔÚÔÏÔÁ›· ÙˆÓ ÙfiÎˆÓ Î·È Ù˘ ˘ÂÚ·Í›·˜ ‰ÈÂıÓÒ˜. √‰ËÁ›Â˜ Ù˘ ∂˘Úˆ·˚΋˜ ŒÓˆÛ˘ Î·È Ì¤ÙÚ· Ù˘ ÊÔÚÔÏÔÁÈ΋˜ ÂÈ‚¿Ú˘ÓÛ˘. ºÔÚÔÏÔÁ›· ÙˆÓ ÚÔÛfi‰ˆÓ ·fi ·Ú¿ÁˆÁ· ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ÚÔ˚fiÓÙ· Î·È ÙÚfiÔÈ Ì›ˆÛ˘ Ù˘ ÊÔÚÔÏÔÁÈ΋˜ ÂÈ‚¿Ú˘ÓÛ˘.

ΔÔ Ì¿ıËÌ· ·˘Ùfi ·ÔÙÂÏ› ÌÈ· ÂÈÛÎfiËÛË ÙˆÓ ÂÚ¢ÓËÙÈÎÒÓ Ù¿ÛÂˆÓ ÛÙÔ ¯ÒÚÔ Ù˘ §ÔÁÈÛÙÈ΋˜ ÂÈÛÙ‹Ì˘ Î·È ÙËÓ Â›‰Ú·Û‹ ÙÔ˘˜ ÛÙÔ §ÔÁÈÛÙÈÎfi Â¿ÁÁÂÏÌ·. ∏ ‰È‰·Ûηϛ· ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Á›ÓÂÙ·È ·fi ÔÌ¿‰· ‰È‰·ÎÙÈÎÔ‡ ÚÔÛˆÈÎÔ‡ ÙÔ˘ ÙÌ‹Ì·ÙÔ˜. ™ÙÔ Ì¿ıËÌ· ·˘Ùfi ·Ó·Ï‡ÂÙ·È Ô ÚfiÏÔ˜ ÙˆÓ ÂÏÂÁÎÙÒÓ Û ¤Ó· ÔÈÎÔÓÔÌÈÎfi ÂÚÈ‚¿ÏÏÔÓ Ô˘ ¯·Ú·ÎÙËÚ›˙ÂÙ·È ·fi Û¯ÂÙÈο ÌÈÎÚ¤˜ ÂȯÂÈÚËÌ·ÙÈΤ˜ ÌÔÓ¿‰Â˜. Δ· ı¤Ì·Ù· Ô˘ ηχÙÔÓÙ·È ÂÚÈÏ·Ì‚¿ÓÔ˘Ó: ÙÔ ˘fi‰ÂÈÁÌ· ÙÔ˘ ÂÏÂÁÎÙÈÎÔ‡ ÎÈÓ‰‡ÓÔ˘, ÙÔ ˘fi‰ÂÈÁÌ· ÙÔ˘ ÂȯÂÈÚËÌ·ÙÈÎÔ‡ ÎÈÓ‰‡ÓÔ˘, ÌÂıfi‰Ô˘˜ ‰ÂÈÁÌ·ÙÔÏËÙÈÎÔ‡ ÂϤÁ¯Ô˘, ÚfiÙ˘· ÂÏÂÁÎÙÈ΋˜ ÂÚÁ·Û›·˜ Î·È Â·ÁÁÂÏÌ·ÙÈ΋˜ ËıÈ΋˜, Î·È ÌÂϤÙ˜ ÂÚÈÙÒÛˆÓ.

ñ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ·Î›ÓËÙ˘ ÂÚÈÔ˘Û›·˜ ΔÔ Ì¿ıËÌ· ÂÈÛ·Á¿ÁÂÈ ÙÔ ÊÔÈÙËÙ‹ ÛÙȘ ¤ÓÓÔȘ Î·È Ù· ¯·Ú·ÎÙËÚÈÛÙÈο Ù˘ ÎÙËÌ·Ù·ÁÔÚ¿˜, Ù· ÔÔ›· Î·È ‰È·ÊÔÚÔÔÈÔ‡Ó Ù· ·Î›ÓËÙ· ·fi Ù· ˘fiÏÔÈ· ÂÚÈÔ˘Ûȷο ÛÙÔȯ›·. ¶ÈÔ Û˘ÁÎÂÎÚÈ̤ӷ ·Ó·Ï‡ÔÓÙ·È ı¤Ì·Ù· fiˆ˜: Ë Ù·˘Ùfi¯ÚÔÓË ‰È·ÌfiÚʈÛË ÂÓÔÈΛˆÓ, ÙÈÌÒÓ ·ÁÔÚ·ˆÏËÛ›·˜ ·ÎÈÓ‹ÙˆÓ Î·È ‰Ú·ÛÙËÚÈfiÙËÙ·˜ ÙÔ˘ ηٷÛ΢·ÛÙÈÎÔ‡ ÎÏ¿‰Ô˘, ÔÈ ÂÓ·ÏÏ·ÎÙÈΤ˜ ̤ıÔ‰ÔÈ ·ÔÙ›ÌËÛ˘ ·ÎÈÓ‹ÙˆÓ (Ì ÂÊ·ÚÌÔÁ¤˜), Ë ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ Ìfi¯Ï¢ÛË ˆ˜ ÂÚÁ·ÏÂ›Ô ÛÙȘ ÂÂÓ‰‡ÛÂȘ ·ÎÈÓ‹ÙˆÓ, Î·È Ì›· ÛÂÈÚ¿ ÂȉÈÎÒÓ ıÂÌ¿ÙˆÓ fiˆ˜ Ë ÊÔÚÔÏÔÁ›· ·ÎÈÓ‹ÙˆÓ, Ù· ·ÌÔÈ‚·›· ÎÂÊ¿Ï·È· ·Î›ÓËÙ˘ ÂÚÈÔ˘Û›·˜, Ë ÙÈÙÏÔÔ›ËÛË ÛÙÂÁ·ÛÙÈÎÒÓ ‰·Ó›ˆÓ, ·Ú¿ÁˆÁ· ·Î›ÓËÙ˘ ÂÚÈÔ˘Û›·˜, ıˆڛ· ¯·ÚÙÔÊ˘Ï·Î›Ô˘ ·ÎÈÓ‹ÙˆÓ Î.·., ·Ó¿ÏÔÁ· Ì ÙËÓ ÙÚ¤¯Ô˘Û· ÂÈηÈÚfiÙËÙ· Ù˘ ÎÙËÌ·Ù·ÁÔÚ¿˜.

ñ ™˘ÌÂÚÈÊÔÚÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ Δ· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο Ù˘ ™˘ÌÂÚÈÊÔÚ¿˜ (Behavioral Finance) ·ÔÙÂÏÔ‡Ó ÌÈ· Ó¤· ıÂÒÚËÛË Ù˘ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÂÈÛÙ‹Ì˘ Ë ÔÔ›· Ï·Ì‚¿ÓÂÈ ˘fi„Ë ÙÔ˘˜ „˘¯ÔÏÔÁÈÎÔ‡˜ ·Ú¿ÁÔÓÙ˜ ·ÏÏ¿ Î·È ÙÔ˘˜ ·ÓıÚÒÈÓÔ˘˜ ηÓfiÓ˜ Û˘ÌÂÚÈÊÔÚ¿˜ Ô˘ ÂËÚ¿˙Ô˘Ó ÙȘ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈΤ˜ ·ÔÊ¿ÛÂȘ. ΔÔ Ì¿ıËÌ· ÛÎÔ‡ÂÈ Ó· Û˘˙ËÙ‹ÛÂÈ Î·È Ó· ·Ó·Ï‡ÛÂÈ Ù· Û˘ÌÂÚ¿ÛÌ·Ù· Ù˘ ÚfiÛÊ·Ù˘ ‰ÈÂıÓÔ‡˜ ‚È‚ÏÈÔÁÚ·Ê›·˜. √È ‰È·Ï¤ÍÂȘ ı· ηχ„Ô˘Ó Ù· ·Ú·Î¿Ùˆ ı¤Ì·Ù·: ªÂÚÔÏË„›· ∞ÓıÚÒÈÓ˘ ™˘ÌÂÚÈÊÔÚ¿˜ Î·È √ÚıÔÏÔÁÈÛÌfi˜. Δ· fiÚÈ· ÙÔ˘ Arbitrage. æ˘¯ÔÏÔÁ›· Î·È ÀÔ‰ÂÈÁÌ·ÙÔÔ›ËÛË Ù˘ ªÂÚÔÏË„›·˜ Ù˘ ∞ÓıÚÒÈÓ˘ ™˘ÌÂÚÈÊÔÚ¿˜. ™˘ÌÂÚÈÊÔÚ¿ ∂ÂÓ‰˘Ù‹. √ ÁÚ›ÊÔ˜ ÙÔ˘ ¶ÚÈÌ ÙˆÓ ªÂÙÔ¯ÒÓ (Equity Premium Puzzle). ÃÚËÌ·ÙÈÛÙËÚȷο º·ÈÓfiÌÂÓ· Î·È √ÚıÔÏÔÁÈΤ˜ ‹ ™˘ÌÂÚÈÊÔÚÈΤ˜ ∂ÍËÁ‹ÛÂȘ. ªÈÎÚÔ‰ÔÌ‹ ∞ÁÔÚÒÓ Î·È √ÚıÔÏÔÁÈÛÌfi˜. ∞ÓıÚÒÈÓË ™˘ÌÂÚÈÊÔÚ¿ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο Ù˘ Âȯ›ÚËÛ˘.

ñ ÀÔÏÔÁÈÛÙÈ΋ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ‰Â›ÍÂÈ, Ì ÙË ¯Ú‹ÛË Û˘Ó·ÚÙ‹ÛÂˆÓ Û VBA ÙÔÓ ÙÚfiÔ ·ÔÙ›ÌËÛ˘ ·ÍÈÔÁÚ¿ÊˆÓ Î·È ·Ú·ÁÒÁˆÓ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ÚÔ˚fiÓÙˆÓ Î·ıÒ˜ Î·È ÙË ‰È·ÌfiÚʈÛË ‚·ÛÈÎÒÓ ÛÙÚ·ÙËÁÈÎÒÓ ‰È·¯Â›ÚÈÛ˘ ¯·ÚÙÔÊ˘Ï·Î›Ô˘

ñ ¢È·¯Â›ÚÈÛË ∫ÈÓ‰‡ÓˆÓ

ΔÔ Ì¿ıËÌ· ·˘Ùfi ·ÔÙÂÏ› ÌÈ· ÂÈÛ·ÁˆÁ‹ Û ı¤Ì·Ù· Ô˘ ·ÊÔÚÔ‡Ó ÙËÓ ÏËÚÔÊÔÚÈ΋ Ù¯ÓÔÏÔÁ›·, ÙËÓ ÂÊ·ÚÌÔÁ‹ Ù˘ ÁÈ· ÙËÓ ÂÂÍÂÚÁ·Û›· ÏÔÁÈÛÙÈÎÒÓ ÏËÚÔÊÔÚÈÒÓ Î·È ÙË ‰È·‚‚·›ˆÛË Ù˘ ·ÍÈÔÈÛÙ›·˜ ·˘ÙÒÓ ÁÈ· ÙË Ï‹„Ë ‰ÈÔÈÎËÙÈÎÒÓ ·ÔÊ¿ÛˆÓ.

™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ·ÚÔ˘ÛÈ¿ÛÂÈ ÙȘ Û‡Á¯ÚÔÓ˜ ·fi„ÂȘ fiÛÔÓ ·ÊÔÚ¿ ÙË Ì¤ÙÚËÛË ÙˆÓ ÎÈÓ‰‡ÓˆÓ ¶ÈÛÙˆÙÈÎÒÓ π‰Ú˘Ì¿ÙˆÓ Î·È ÁÂÓÈÎfiÙÂÚ· ¯ÚËÌ·ÙÔÈÛÙˆÙÈÎÒÓ ÔÚÁ·ÓÈÛÌÒÓ. ∏ ·ÚÔ˘Û›·ÛË Á›ÓÂÙ·È Ì ·Ó·ÊÔÚ¿ ÛÙ· ÈÔ ‰È·‰Â‰Ô̤ӷ Û˘ÛÙ‹Ì·Ù· ÏÔÁÈÛÌÈÎÔ‡ Ô˘ ¤¯Ô˘Ó ·Ó·Ù˘¯ı› ÁÈ· ÙË Ì¤ÙÚËÛË ÙˆÓ ÎÈÓ‰‡ÓˆÓ: ·ÁÔÚ¿˜, ÈÛÙˆÙÈÎÔ‡ Î·È ÏÂÈÙÔ˘ÚÁÈÎÔ‡. ∏ ̤ÙÚËÛË ÙÔ˘ ÎÈÓ‰‡ÓÔ˘ Î·È Ô ÂÈÌÂÚÈÛÌfi˜ ÙÔ˘ Û ‰È¿ÊÔÚ˜ ËÁ¤˜ ·ÔÙÂÏ› ‚·ÛÈ΋ ÚÔ¸fiıÂÛË ÁÈ· ÙËÓ ·Ó¿Ù˘ÍË ÛÙÚ·ÙËÁÈÎÒÓ ÁÈ· ÙËÓ ·ÓÙÈÌÂÙÒÈÛË ÙÔ˘. ΔÔ Ì¿ıËÌ· ÚÔ¸Ôı¤ÙÂÈ ÁÓÒÛÂȘ ÙˆÓ ÚÔ˚fiÓÙˆÓ Ù˘ ÎÂÊ·Ï·È·ÁÔÚ¿˜ ηıÒ˜ Â›Û˘ Î·È ÙˆÓ ·Ú·ÁÒÁˆÓ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ÚÔ˚fiÓÙˆÓ ÂÓÒ Û Ù¯ÓÈÎfi Â›Â‰Ô ·ÚÎÔ‡Ó ‚·ÛÈΤ˜ ÁÓÒÛÂȘ ‰È·ÊÔÚÈÎÔ‡ ÏÔÁÈÛÌÈÎÔ‡ (·Ú¿ÁˆÁÔÈ Û˘Ó·ÚÙ‹ÛˆÓ). μ·ÛÈ΋ Âȉ›ˆÍË ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ó· ηٷÛÙ‹ÛÂÈ ÙÔ˘˜ ÊÔÈÙËÙ¤˜ ÁÓÒÛÙ˜ ÙfiÛÔ ÙÔ˘ ıÂÛÌÈÎÔ‡ Ï·ÈÛ›Ô˘ ÂÚ› ÎÂʷϷȷ΋˜ Â¿ÚÎÂÈ·˜ fiÛÔ Î·È Ù˘ ‚·ÛÈ΋˜ ‰ÔÌ‹˜ ÙˆÓ ‰È·ÊfiÚˆÓ ÚÔ˚fiÓÙˆÓ ÏÔÁÈÛÌÈÎÔ‡ Ù˘ ·ÁÔÚ¿˜ ÁÈ· ÙË Ì¤ÙÚËÛË Î·È ÙÔÓ ¤ÏÂÁ¯Ô ÙÔ˘ ÎÈÓ‰‡ÓÔ˘ (.¯. Riskmetrics, Creditmetrics, Creditrisk+, Portfolio Manager).

ñ §ÔÁÈÛÙÈ΋ ¢ËÌfiÛÈÔ˘ ΔÔ̤·

ñ ∂ȉÈο £¤Ì·Ù· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜

™ÎÔfi˜ ÙÔ˘ Ì·ı‹Ì·ÙÔ˜ Â›Ó·È Ë ·ÚÔ˘Û›·ÛË Ù˘ Û‡Á¯ÚÔÓ˘ ‰ÈÂıÓÔ‡˜ Ù¿Û˘ ·Ó·ÌfiÚʈÛ˘ Ù˘ ¢ÈÔ›ÎËÛ˘ ÙÔ˘ ¢ËÌfiÛÈÔ˘ ΔÔ̤· (New Public Management) Ì ¤ÌÊ·ÛË ÛÙ· ı¤Ì·Ù· Ù˘ ·ÚÔ˘-

ΔÔ Ì¿ıËÌ· ·˘Ùfi ηχÙÂÈ, Û ÂȯÂÈÚËÌ·ÙÈÎfi Â›‰Ô, ÂȉÈο ı¤Ì·Ù· ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Ù· ÔÔ›· ÂÈϤÁÔÓÙ·È Î¿ı ÊÔÚ¿ ·fi Ù· ̤ÏË ¢∂¶ ÙÔ˘ ÙÌ‹Ì·ÙÔ˜ ηıÒ˜ Î·È ·fi ÂÈÛΤÙ˜ ηıËÁËÙ¤˜.

ñ §ÔÁÈÛÙÈο ¶ÏËÚÔÊÔÚȷο ™˘ÛÙ‹Ì·Ù· Î·È ∂ÛˆÙÂÚÈÎfi˜ ŒÏÂÁ¯Ô˜

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Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·14

¿ıÔ˜/ËÁÂÛ›·/ÂÍÂÚ‡ÓËÛË/¢ηÈÚ›·/Â¤Ó‰˘ÛË/ÔÌ¿‰·/‰ËÌÈÔ˘ÚÁ›·/

™¯fiÏÈ· ∞ÔÊÔ›ÙˆÓ ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜

“£ÂˆÚÒ fiÙÈ ÙÔ ¶ª™ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·ÔÙÂÏ› ÛËÌ·ÓÙÈÎfi ÂÊfi‰ÈÔ ÁÈ· ÙËÓ Â·ÁÁÂÏÌ·ÙÈ΋ ÛÙ·‰ÈÔ‰ÚÔÌ›· Î·È ÂÚ·ÈÙ¤Úˆ ÂͤÏÈÍË. ¶ÚÔÛʤÚÂÈ ÛËÌ·ÓÙÈÎfi fiÁÎÔ Î·È ÔÈfiÙËÙ· ÁÓÒÛÂˆÓ Ì¤Û· Û ۇÓÙÔÌÔ ¯ÚÔÓÈÎfi ‰È¿ÛÙËÌ· Ì ·ÔÙ¤ÏÂÛÌ· ÔÈ ·fiÊÔÈÙÔÈ Ó· Â›Ó·È ÂÚÈÛÛfiÙÂÚÔ ÚÔÂÙÔÈÌ·Ṳ̂ÓÔÈ ÁÈ· ÙËÓ ·ÁÔÚ¿ ÂÚÁ·Û›·˜. ∏ Âȉ›Î¢ÛË Ô˘ ·Ú¤¯ÂÙ·È Ì¤Ûˆ ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ ÛÔ˘‰ÒÓ ‚ÔËı¿ÂÈ ÒÛÙ ӷ ÚÔÛÂÁÁ›ÛÂÈ Î·Ó›˜ ÙËÓ ÂÈÛÙ‹ÌË Ô˘ ÙÔÓ ÂӉȷʤÚÂÈ ÂÚÈÛÛfiÙÂÚÔ Ó· ·ÎÔÏÔ˘ı‹ÛÂÈ Î·È Â·ÁÁÂÏÌ·ÙÈο ÛÙÔ Ì¤ÏÏÔÓ. ∞ÔÙÂÏ› ÂÈÏÔÁ‹ Ô˘ Û›ÁÔ˘Ú· ηÓ›˜ ‰ÂÓ ÌÂÙ·ÓÈÒÓÂÈ. ∫Ô˘ÛÎÔ‡ÛË ª·Ú›·, Ernst & Young, Auditor, ·fiÊÔÈÙË full time 2004-05. “ŸÙ·Ó Â›Û·È ¤Ó·˜ Ì·ıËÌ·ÙÈÎfi˜ Ô˘ ‰Ô˘Ï‡ÂÈ ÛÙÔÓ ÙÚ·Â˙ÈÎfi ÎÏ¿‰Ô, Â›Ó·È ÛËÌ·ÓÙÈÎfi Ó· Û˘ÌÏËÚÒÛÂȘ ÙÔ ·Î·‰ËÌ·˚Îfi ÛÔ˘ ˘fi‚·ıÚÔ Ì ÙËÓ Ú·ÎÙÈ΋ ÁÓÒÛË ÁÈ· ÙÔ Ò˜ Ù· ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈο ‚ÔËıÔ‡Ó ÛÙË Ï‹„Ë ÂȯÂÈÚËÌ·ÙÈÎÒÓ ·ÔÊ¿ÛˆÓ. ΔÔ ÌÂÙ·Ù˘¯È·Îfi ÚfiÁÚ·ÌÌ· ÛÙ· ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈο Î·È ÙË §ÔÁÈÛÙÈ΋ ÁÂʇڈÛ ÙȘ Ì·ıËÌ·ÙÈΤ˜ ÌÔ˘ ‰ÂÍÈfiÙËÙ˜ Ì ÙÔÓ ÎfiÛÌÔ ÙˆÓ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ. √È ÛÔ˘‰¤˜ ÌÔ˘ ÛÙÔ √¶∞ Ì ‚Ô‹ıËÛ·Ó Ó· ¯Ù›Ûˆ ¤Ó· ‰˘Ó·Ùfi ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎfi ˘fi‚·ıÚÔ ‚·ÛÈṲ̂ÓÔ ¿Óˆ ÛÙÔ ÂÍ‹˜ ÙÚ›Ù˘¯Ô: Â·ÁÁÂÏ̷ٛ˜ ‰È‰¿ÛÎÔÓÙ˜, ÔχÙÈÌ· Ì·ı‹Ì·Ù·, ÔÚÁ·ÓˆÌ¤ÓÔ ÚfiÁÚ·ÌÌ·. ∂ȉÈο, ÙÔ ‰È‰·ÎÙÈÎfi ÚÔÛˆÈÎfi ·ÔÙÂÏÂ›Ù·È ·fi Â·ÁÁÂÏ̷ٛ˜ Ô˘ ÈÛÙÂ‡Ô˘Ó ÛÙË ÛÎÏËÚ‹ ‰Ô˘ÏÂÈ¿ Î·È Â›Ó·È ‰È·ı¤ÛÈÌÔÈ ·Ó¿ ¿Û· ÛÙÈÁÌ‹. ™˘ÓÔÏÈο, ÈÛÙ‡ˆ fiÙÈ ÙÔ Â˘Ú‡ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ Î·È ÔÈ Â˘Î·Èڛ˜ Ì¿ıËÛ˘ Ô˘ ÌÔ˘ ÚÔÛʤÚıËηÓ, ÌÔ˘ ¤‰ˆÛ·Ó ¤Ó· Û˘ÁÎÚÈÙÈÎfi ÏÂÔÓ¤ÎÙËÌ· ÛÙËÓ Â·ÁÁÂÏÌ·ÙÈ΋ ÌÔ˘ ÛÙ·‰ÈÔ‰ÚÔÌ›·” ªÈο΢ ∞Ó‰Ú¤·˜, EFG Eurobank, Credit Risk and MIS analyst, ·fiÊÔÈÙÔ˜ part time 2005-07 “ΔÔ ¶ª™ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÚÔÛʤÚÂÈ Û˘Ì˘Îӈ̤ÓË Î·È ÔÈÔÙÈ΋ ÁÓÒÛË Î·È Û˘Ì‚¿ÏÏÂÈ Î·ıÔÚÈÛÙÈο ÛÙËÓ Â·ÁÁÂÏÌ·ÙÈ΋ ·ÔηٿÛÙ·ÛË ÙˆÓ ·ÔÊÔ›ÙˆÓ ÙÔ˘. ∞fi ÙË ÛÎÔÈ¿ Ù˘ ·ÔÊÔ›ÙÔ˘ Ì ·Ú¯Èο ηı·Úfi Ì·ıËÌ·ÙÈÎfi ˘fi‚·ıÚÔ, ıˆÚÒ fiÙÈ ÚÔÛʤÚÂÈ ‚·ıÈ¿ ηٷÓfiËÛË ÙˆÓ

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¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ÂÓÓÔÈÒÓ Î·È Û˘Ó‰˘¿˙ÂÈ ·ÚÌÔÓÈο ÙË ıˆÚËÙÈ΋ ÁÓÒÛË Ì ÙȘ Ú·ÎÙÈΤ˜ ÂÊ·ÚÌÔÁ¤˜.” ¡ÙԇϷ πˆ¿ÓÓ·, EFG Eurobank, Market Risk Analyst, ·fiÊÔÈÙË full time 2004-05. “ΔÔ ÌÂÙ·Ù˘¯È·Îfi ÚfiÁÚ·ÌÌ· ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋, ·Ú¤¯ÔÓÙ·˜ Û‡Á¯ÚÔÓÔ Â›Â‰Ô ÛÔ˘‰ÒÓ, ̤ۈ ÙÔ˘ ˘„ËÏ‹˜ ÔÈfiÙËÙ·˜ ÂÎ·È‰Â˘ÙÈÎÔ‡ ÚÔÛˆÈÎÔ‡, ÌÔ˘ ·Ú›¯Â ÙË ‰˘Ó·ÙfiÙËÙ· Ó· ÂÌÏÔ˘Ù›Ûˆ ÙȘ ÁÓÒÛÂȘ Î·È ‰ÂÍÈfiÙËÙ˜ Ô˘ ··ÈÙÔ‡ÓÙ·È ÛÙÔ Û‡Á¯ÚÔÓÔ ÂȯÂÈÚËÌ·ÙÈÎfi ÂÚÈ‚¿ÏÏÔÓ, ÚÔÎÂÈ̤ÓÔ˘ Ó· ‰È·ÎÚÈıÒ ÛÙËÓ ÔÏ˘ÂıÓÈ΋ ÂÙ·ÈÚ›· Ô˘ ÂÚÁ¿˙ÔÌ·È. ∏ ·Ú·ÎÔÏÔ‡ıËÛË ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ Û˘ÓÈÛÙ¿Ù·È ·ÓÂÈʇϷÎÙ· Û fiÛÔ˘˜ ÂÈı˘ÌÔ‡Ó Ó· ‰È·Ú¤„Ô˘Ó ÛÙÔ Û˘ÁÎÂÎÚÈ̤ÓÔ Â·ÁÁÂÏÌ·ÙÈÎfi ÎÏ¿‰Ô.” ¶·Ó·ÁfiÔ˘ÏÔ˜ °È¿ÓÓ˘, ∞.°.∂.Δ. ∏Ú·ÎÏ‹˜ ŸÌÈÏÔ˜ ∂Ù·ÈÚÂÈÒÓ, √ÈÎÔÓÔÌÈ΋ ¢È‡ı˘ÓÛË, ·fiÊÔÈÙÔ˜ part time 2005-07. “ΔÔ ¶ÚfiÁÚ·ÌÌ· ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·ÓÙ·ÔÎÚ›ÓÂÙ·È ÛÙȘ Û‡Á¯ÚÔÓ˜ Î·È ‰È·ÚÎÒ˜ ÌÂÙ·‚·ÏÏfiÌÂÓ˜ Û˘Óı‹Î˜ Ù˘ ·ÁÔÚ¿˜ ÂÚÁ·Û›·˜. ΔÔ ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ, ÈÛÙ‡ˆ fiÙÈ Â›Ó·È ¤Ó· ÂÓËÌÂڈ̤ÓÔ Î·È ·ÚÎÂÙ¿ ··ÈÙËÙÈÎfi ÚfiÁÚ·ÌÌ·, ˘„ËÏ‹˜ ÔÈfiÙËÙ·˜, Ô˘ ÌÔ˘ ¤‰ˆÛ ٷ ηٿÏÏËÏ· ÂÈÛÙËÌÔÓÈο ÂÊfi‰È· ÁÈ· ÙËÓ ¿ÌÂÛË Â·ÁÁÂÏÌ·ÙÈ΋ ÌÔ˘ ·ÔηٿÛÙ·ÛË.” ™·˝ÙË ¢¤ÛÔÈÓ·, ΔÚ¿Â˙· Ù˘ ∂ÏÏ¿‰Ô˜, ¢È‡ı˘ÓÛË ∂ÔÙ›·˜ ·fiÊÔÈÙË full time 2005-06. “£ÂˆÚÒ ˆ˜ ÙÔ ªÂÙ·Ù˘¯È·Îfi ¶ÚfiÁÚ·ÌÌ· ÛÙË §ÔÁÈÛÙÈ΋ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·ÔÙÂÏ› ¤Ó· ·fi Ù· ÚˆÙÔfiÚ· ÛÙÔ ¯ÒÚÔ, ÂÎ·È‰Â˘ÙÈο ÚÔÁÚ¿ÌÌ·Ù·, ÙÔ ÔÔ›Ô ·Û¯ÔÏÂ›Ù·È Û˘ÛÙËÌ·ÙÈο Ì ٷ ¢ÈÂıÓ‹ §ÔÁÈÛÙÈο ¶ÚfiÙ˘·. ∂ÈÚÔÛı¤Ùˆ˜, ÙÔ ÂÓ ÏfiÁˆ ÌÂÙ·Ù˘¯È·Îfi ÚfiÁÚ·ÌÌ· Û˘Ó¤‚·ÏÏ Û ÌÂÁ¿ÏÔ ‚·ıÌfi ÛÙË ÌÂÙ¿‰ÔÛË ÂÍ·ÈÚÂÙÈο ÛËÌ·ÓÙÈÎÒÓ, ÁÈ· ÙËÓ Â·ÁÁÂÏÌ·ÙÈ΋ ÌÔ˘ ÛÙ·‰ÈÔ‰ÚÔÌ›·, ÁÓÒÛˆÓ.” ΔÚ·¯·Ó¿˜ ª·ÓÒÏ˘, ÀÔ˘ÚÁÂ›Ô √ÈÎÔÓÔÌ›·˜ Î·È √ÈÎÔÓÔÌÈÎÒÓ, ÀËÚÂÛ›· ∂ȉÈÎÒÓ ∂ϤÁ¯ˆÓ, ·fiÊÔÈÙÔ˜ part time 2005-07. “°È· ̤ӷ ÙÔ ªÂÙ·Ù˘¯È·Îfi ¶ÚfiÁÚ·ÌÌ· ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ·‰›¯ıË ÔχÙÈÌË ÂÌÂÈÚ›· fi¯È ÌfiÓÔ ÂÌÏÔ˘ÙÈÛÌÔ‡ ÙˆÓ ÁÓÒÛÂˆÓ ¿Óˆ ÛÙÔ ·ÓÙÈΛÌÂÓÔ ·˘Ùfi, ·ÏÏ¿ Î·È ÛÙË ·Ó·ÁÓÒÚÈÛË ÙˆÓ ÈηÓÔÙ‹ÙˆÓ Î·È ‰˘Ó·ÙÔÙ‹ÙˆÓ ÌÔ˘ ˆ˜ ¿ÙÔÌÔ Î·È ˆ˜ ÚÔÛˆÈÎfiÙËÙ·” ΔÛԇη ŒÏÂÓ·, Nestle AE, √ÈÎÔÓÔÌÈ΋ ¢È‡ı˘ÓÛË, ·fiÊÔÈÙË part time 2004-06.

Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·15

ÔÈÎÔÓÔÌ›·/¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ÏÔÁÈÛÙÈ΋/ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/ KÚÈÙ‹ÚÈ· ∂ÈÏÔÁ‹˜

¶ÂÚÈ‚¿ÏÏÔÓ & ÀÔ‰ÔÌ‹

ΔÔ ¶ª™ ÛÙË §ÔÁÈÛÙÈ΋ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ Â›Ó·È ¤Ó· ÂÓÙ·ÙÈÎfi ÚfiÁÚ·ÌÌ· ÛÔ˘‰ÒÓ, ÙÔ ÔÔ›Ô ÚÔÛÂÏ·ÂÈ ÊÔÈÙËÙ¤˜ Ì ˘„ËÏÔ‡˜ ÛÙfi¯Ô˘˜. ™Ùfi¯Ô˜ ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ Â›Ó·È Ë ·Ô‰Ô¯‹ Â˘Ê˘ÒÓ ˘Ô„ËÊ›ˆÓ Ì Ôχ ηϤ˜ ÚÔÙ˘¯È·Î¤˜ ÛÔ˘‰¤˜, ٷϤÓÙÔ, ÚÔÔÙÈΤ˜, ¤ÙÔÈÌÔ˘˜ Ó· ÂÚÁ·ÛÙÔ‡Ó Î·È ÛÎÏËÚ¿ Î·È Ì ÙË ÊÈÏÔ‰ÔÍ›· Ó· ÂÍÂÏȯıÔ‡Ó Û ˘„ËÏfi‚·ıÌ· ÛÙÂϤ¯Ë ÂȯÂÈÚ‹ÛˆÓ. ™ÙÔ Î¿ı ª¢∂ Á›ÓÔÓÙ·È ‰ÂÎÙÔ› Ù˘¯ÈÔ‡¯ÔÈ ∂ÏÏËÓÈÎÒÓ Î·È ÔÌÔÙ·ÁÒÓ ∞∂π, ηıÒ˜ Î·È Ù˘¯ÈÔ‡¯ÔÈ Δ∂π.

∏ ‰È‰·Ûηϛ· ÙˆÓ ÌÂÙ·Ù˘¯È·ÎÒÓ ÚÔÁÚ·ÌÌ¿ÙˆÓ Á›ÓÂÙ·È ÛÙÔ ÂȉÈο ‰È·ÌÔÚʈ̤ÓÔ ÎÙ›ÚÈÔ ∫¤ÓÙÚÔ ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ Î·È ŒÚ¢ӷ˜ Ô˘ ‚Ú›ÛÎÂÙ·È Â› Ù˘ Ô‰Ô‡ ∂˘ÂÏ›‰ˆÓ 47∞ Î·È §Â˘Î¿‰Ô˜ 33. ª·ı‹Ì·Ù· Â›Û˘ Ú·ÁÌ·ÙÔÔÈÔ‡ÓÙ·È ÛÙ· ÂÚÈÊÂÚÂȷο, ÙÔ˘ ∫¤ÓÙÚÔ˘ ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ, ÎÙ›ÚÈ· Â› ÙˆÓ Ô‰ÒÓ ∂˘ÂÏ›‰ˆÓ 29 Î·È ⁄‰Ú·˜ 28 ·ÓÙ›ÛÙÔȯ·.

∏ ·ÍÈÔÏfiÁËÛË Î·È ÂÈÏÔÁ‹ ÙˆÓ ÊÔÈÙËÙÒÓ Á›ÓÂÙ·È Ì ٷ ·Ú·Î¿Ùˆ ÎÚÈÙ‹ÚÈ·: ñ ¶Ù˘¯›Ô ∞.∂.π. ‹ Δ.∂.π. (ÈÛÔÙÈÌ›· ¢√∞Δ∞¶ ∞.∂.π./Δ.∂.π. ÙÔ˘ Â͈ÙÂÚÈÎÔ‡). ñ μ·ıÌfi˜ Ù˘¯›Ô˘. ñ ¢‡Ô Û˘ÛÙ·ÙÈΤ˜ ÂÈÛÙÔϤ˜. ñ ¶Ôχ ηϋ ÁÓÒÛË Ù˘ ∞ÁÁÏÈ΋˜ ÁÏÒÛÛ·˜. ñ GMAT (ÁÈ· ÙÔ ÙÌ‹Ì· Ï‹ÚÔ˘˜ ÊÔ›ÙËÛ˘). ñ ∂·ÁÁÂÏÌ·ÙÈ΋ ÚÔ¸ËÚÂÛ›· ÌÂÙ¿ ÙËÓ ·fiÎÙËÛË ÙÔ˘ ÚÔÙ˘¯È·ÎÔ‡ Ù›ÙÏÔ˘ ÛÔ˘‰ÒÓ (ÁÈ· ÙÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ ÛÙÔ ÚfiÁÚ·ÌÌ· ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘). ñ ™˘Ó¤ÓÙ¢ÍË ÂÓÒÈÔÓ ÂȉÈ΋˜ ∂ÈÙÚÔ‹˜ ∂ÈÏÔÁ‹˜, Ë ÔÔ›· ·ÔÙÂÏÂ›Ù·È ·fi ‰‡Ô ÙÔ˘Ï¿¯ÈÛÙÔÓ Ì¤ÏË ¢∂¶ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜. ∏ ∂ÈÙÚÔ‹ ·ÍÈÔÏÔÁ›: ·) ÙË ‰˘Ó·ÙfiÙËÙ· ·Ú·ÎÔÏÔ‡ıËÛ˘ ÙÔ˘ ÚÔÁÚ¿ÌÌ·ÙÔ˜ ·fi ÙÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ (·Ó·Ï˘ÙÈ΋ Î·È Û˘ÓıÂÙÈ΋ ÛΤ„Ë, ÈηÓfiÙËÙ˜ ÂÈÎÔÈÓˆÓ›·˜, ËÁÂÙÈΤ˜ ÈηÓfiÙËÙ˜), ‚) ÙË ‰˘Ó·ÙfiÙËÙ· Â·ÁÁÂÏÌ·ÙÈ΋˜ ·ÍÈÔÔ›ËÛ˘ ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜ ·fi ÙÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ (Û·Ê‹ÓÂÈ· Â·ÁÁÂÏÌ·ÙÈÎÒÓ ÛÙfi¯ˆÓ, ΛÓËÙÚ· ηÚȤڷ˜) Î·È Á) ÙË ‰˘Ó·ÙfiÙËÙ· ÙÔ˘ ˘Ô„ËÊ›Ô˘ Ó· Û˘Ì‚¿ÏÏÂÈ ÛÙË Ì·ıËÛȷ΋ ‰È·‰Èηۛ· ÙÔ˘ ¶ÚÔÁÚ¿ÌÌ·ÙÔ˜.

H ∂ÈÙÚÔ‹ ηٷٿÛÛÂÈ ÙÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ ·ÍÈÔÏÔÁÒÓÙ·˜ Ù· ÔÛÔÙÈο Î·È ÔÈÔÙÈο ÎÚÈÙ‹ÚÈ· ηٿ ÙËÓ ÎÚ›ÛË Ù˘. ∏ ∂ÈÙÚÔ‹ EÈÏÔÁ‹˜ ÌÔÚ› ηٿ ÙËÓ ÎÚ›ÛË Ù˘ Ó· ˙ËÙ‹ÛÂÈ ·fi Û˘ÁÎÂÎÚÈ̤ÓÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ Ó· ÂÍÂÙ·ÛÙÔ‡Ó ÂÈÙ˘¯Ò˜ Û ̷ı‹Ì·Ù· ÙÔ˘ ÚÔÙ˘¯È·ÎÔ‡ ·ÎÏÔ˘ ÛÔ˘‰ÒÓ ÚÈÓ ÔÏÔÎÏËÚÒÛÂÈ ÙËÓ ÂͤٷÛË Ù˘ ˘Ô„ËÊÈfiÙËÙ¿˜ ÙÔ˘˜.

∫fiÛÙÔ˜ ºÔ›ÙËÛ˘ & μÚ·‚›· ∞ÚÈÛÙ›·˜ ΔÔ ÎfiÛÙÔ˜ ÊÔ›ÙËÛ˘ ÙÔ˘ ¶ª™¶.ª.™. ÔÚ›˙ÂÙ·È ÛÙ· Ï·›ÛÈ· ÙˆÓ ·ÔÊ¿ÛÂˆÓ Ù˘ ™˘ÁÎÏ‹ÙÔ˘ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘. ΔÔ Î·ıÔÚÈ˙fiÌÂÓÔ ÔÛfi ÌÔÚ› Ó· ηٷ‚ÏËı› Û ‰fiÛÂȘ. ΔÔ ¶.ª.™. ¯ÔÚËÁ› Â›Û˘ ¯ÚËÌ·ÙÈÎfi ‚Ú·‚Â›Ô ÚÔfi‰Ô˘ ÛÙÔ˘˜ ÚÒÙÔ˘˜, ‚¿ÛË ·Î·‰ËÌ·˚΋˜ Â›‰ÔÛ˘, ÊÔÈÙËÙ¤˜ οı ηÙ‡ı˘ÓÛ˘, ÙfiÛÔ ÛÙÔ ÙÌ‹Ì· Ï‹ÚÔ˘˜ fiÛÔ Î·È ÛÙÔ ÙÌ‹Ì· ÌÂÚÈ΋˜ ÊÔ›ÙËÛ˘. Δ· ‚Ú·‚›· ·˘Ù¿ ·Ô‰›‰ÔÓÙ·È ÛÙÔ˘˜ Ù¤ÛÛÂÚȘ ‰ÈηÈÔ‡¯Ô˘˜ ÛÙ· Ï·›ÛÈ· Ù˘ ÙÂÏÂÙ‹˜ ·ÔÊÔ›ÙËÛ˘ οı ¤ÙÔ˘˜. ΔÔ ·ÎÚÈ‚¤˜ ÔÛfi ÙÔ˘ ¯ÚËÌ·ÙÈÎÔ‡ ‚Ú·‚›Ԣ ÔÚ›˙ÂÙ·È Î¿ı ¯ÚfiÓÔ Ì ·fiÊ·ÛË Ù˘ °.™.∂.™. ÙÔ˘ ΔÌ‹Ì·ÙÔ˜.

ÃÚ‹ÛË ∂ÁηٷÛÙ¿ÛÂˆÓ & ∂ÍÔÏÈÛÌÔ‡ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ √È ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ ÌÔÚÔ‡Ó Ó· οÓÔ˘Ó ¯Ú‹ÛË ÙˆÓ ÂÚÁ·ÛÙËÚ›ˆÓ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜, Ù˘ μÈ‚ÏÈÔı‹Î˘, ÙÔ˘ ∞Ó·ÁÓˆÛÙËÚ›Ô˘, ÙÔ˘ ∫¤ÓÙÚÔ˘ ∂˘Úˆ·˚΋˜ ΔÂÎÌËÚ›ˆÛ˘ Î·È ÙÔ˘ ∫¤ÓÙÚÔ˘ ÀÔÏÔÁÈÛÙÒÓ Î·È ÁÂÓÈÎfiÙÂÚ· fiÏˆÓ ÙˆÓ ÂÁηٷÛÙ¿ÛÂˆÓ Î·È ÙˆÓ Ì¤ÛˆÓ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘.

∂ÚÁ·ÛÙ‹ÚÈ· ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ™ÙÔ ΔÌ‹Ì· §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÏÂÈÙÔ˘ÚÁÔ‡Ó ‰‡Ô ÂÚÁ·ÛÙ‹ÚÈ·: ñ To ∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ ñ ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ

∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ (¢È¢ı˘ÓÙ‹˜ ∂ÚÁ·ÛÙËÚ›Ô˘: ∫·ıËÁËÙ‹˜ °ÂÒÚÁÈÔ˜ π. μÂÓȤÚ˘) ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ, ηÏÏÈÂÚÁ› Î·È ·Ó·Ù‡ÛÛÂÈ ÙËÓ ·Î·‰ËÌ·˚΋ ÛΤ„Ë Î·È ¤Ú¢ӷ ÛÙ· ÁÓˆÛÙÈο ·ÓÙÈΛÌÂÓ· Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È ÙˆÓ §ÔÁÈÛÙÈÎÒÓ ¶ÏËÚÔÊÔÚÈ·ÎÒÓ ™˘ÛÙËÌ¿ÙˆÓ. ∏ ÂÊ·ÚÌÔṲ̂ÓË ¤Ú¢ӷ Î·È ÌÂϤÙË ÙˆÓ §ÔÁÈÛÙÈÎÒÓ ¶ÏËÚÔÊÔÚÈ·ÎÒÓ ™˘ÛÙËÌ¿ÙˆÓ ·ÔÙÂÏ› ¤Ó· ÚˆÙÔÔÚÈ·Îfi ‚‹Ì· ÛÙ· ‰ÚÒÌÂÓ· Ù˘ ÂÏÏËÓÈ΋˜ ·ÓÂÈÛÙËÌȷ΋˜ ÂÎ·›‰Â˘Û˘, ‰ÈfiÙÈ ÁÈ· ÚÒÙË ÊÔÚ¿ ˘ÏÔÔÈ‹ıËÎÂ Ë ‰ÈÂÈÛÙËÌÔÓÈ΋ Û‡ÓıÂÛË Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È ÙˆÓ ¶ÏËÚÔÊÔÚÈ·ÎÒÓ ™˘ÛÙËÌ¿ÙˆÓ. ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ ÛÙÂÁ¿˙ÂÙ·È ÛÙÔÓ 3Ô fiÚÔÊÔ Ù˘ ¶Ù¤Ú˘Á·˜ ∞ÓÙˆÓÈ¿‰Ô˘ (ÎÂÓÙÚÈÎfi ÎÙ›ÚÈÔ), ÏÂÈÙÔ˘ÚÁ› ·fi ¢Â˘Ù¤Ú· ¤ˆ˜ ¶·Ú·Û΢‹ Î·È ÒÚ˜ 10.00-16.00 Î·È ‰È·ı¤ÙÂÈ ¤Ó· Û‡Á¯ÚÔÓÔ ‰›ÎÙ˘Ô ∏/À ˘„ËÏ‹˜ ˘ÔÏÔÁÈÛÙÈ΋˜ ‰˘Ó·ÙfiÙËÙ·˜, Ë Ù·¯‡ÙËÙ· ÙÔ˘ ÔÔ›Ô˘ ÊÙ¿ÓÂÈ ÙÔ 1Gbps. ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ ˘ÔÛÙËÚ›˙ÂÈ ÙËÓ ˘ÏÔÔ›ËÛË Ù˘ ‰È‰·Ûηϛ·˜ ÙˆÓ §ÔÁÈÛÙÈÎÒÓ ¶ÏËÚÔÊÔÚÈ·ÎÒÓ ™˘ÛÙËÌ¿ÙˆÓ Û 5 ΔÌ‹Ì·Ù· ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ, ηχÙÔÓÙ·˜ ÙȘ ÂÎ·È‰Â˘ÙÈΤ˜ ·Ó¿ÁΘ 600 ÂÚ›Ô˘ ÊÔÈÙËÙÒÓ ·Ó¿ ·Î·‰ËÌ·˚Îfi ¤ÙÔ˜. ¶·Ú¤¯ÂÙ·È Â›Û˘, Û‡Á¯ÚÔÓÔ ÏÔÁÈÛÌÈÎfi fiˆ˜ Ù· Modern Accounting 2000, EVal, EViews, WinRats, Limdep, Gauss, Stata Î·È ‚¿ÛÂȘ ‰Â‰ÔÌ¤ÓˆÓ fiˆ˜ ÔÈ DataStream Advance, Compustat, ICAP Data, Perfect Analysis, International Accounting Standards, μ¿ÛË ÃÚËÌ·ÙÈÛÙËÚÈ·ÎÒÓ ¢Â‰ÔÌ¤ÓˆÓ ÙÔ˘ ÃÚËÌ·ÙÈÛÙËÚ›Ô˘ ∞ÍÈÒÓ ∞ıËÓÒÓ. ∂ÈϤÔÓ, ÂÈÙÂÏÂ›Ù·È ¤Ó· ÛËÌ·ÓÙÈÎfi ÂÚ¢ÓËÙÈÎfi ¤ÚÁÔ, ÙÔ ÔÔ›Ô ¤¯ÂÈ ·ÚÔ˘ÛÈ·ÛÙ› Û ‰ÈÂıÓ‹ Û˘Ó¤‰ÚÈ· Î·È ‰ËÌÔÛÈ¢ı› Û ‰ÈÂıÓ‹ ÂÚÈÔ‰Èο. Δ¤ÏÔ˜, ÙÔ ∂ÚÁ·ÛÙ‹ÚÈÔ §ÔÁÈÛÙÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ ¤¯ÂÈ ·Ó·Ù‡ÍÂÈ Ì›· ÛÂÈÚ¿ ·fi ÔÏÔÎÏËڈ̤ӷ ÏËÚÔÊÔÚȷο Û˘ÛÙ‹Ì·Ù· ÁÈ· ÙËÓ ˘ÔÛÙ‹ÚÈÍË ÏÔÁÈÛÙÈÎÒÓ ‰È·‰ÈηÛÈÒÓ Û ‰È¿ÊÔÚÔ˘˜ ȉȈÙÈÎÔ‡˜ Î·È ‰ËÌfiÛÈÔ˘˜ ÊÔÚ›˜.

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Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·16

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∂ÚÁ·ÛÙ‹ÚÈÔ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈÎÒÓ ∂Ê·ÚÌÔÁÒÓ (¢È¢ı˘ÓÙ‹˜ ∂ÚÁ·ÛÙËÚ›Ô˘: ∫·ıËÁËÙ‹˜ ∂ÌÌ·ÓÔ˘‹Ï °. ∫·‚Ô˘Û·Ófi˜) ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ÙÔ˘ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ȉڇıËΠÙÔ 2000. ™Ùfi¯Ô˜ ÙÔ˘ Â›Ó·È Ë ·Ó¿Ù˘ÍË ÚˆÙÔÔÚȷ΋˜ – ıˆÚËÙÈ΋˜ Î·È ÂÊ·ÚÌÔṲ̂Ó˘ - ¤Ú¢ӷ˜ ÛÙË ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋, Ë ·ÍÈÔÔ›ËÛ‹ Ù˘ ÛÙË ‰È‰·Ûηϛ· ·ÏÏ¿ Î·È ÛÙËÓ ·ÓÙÈÌÂÙÒÈÛË ÚÔ‚ÏËÌ¿ÙˆÓ ÛÙ· Ï·›ÛÈ· Ù˘ ÏÂÈÙÔ˘ÚÁ›·˜ ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ ÛÙÔ Û‡Á¯ÚÔÓÔ ÔÈÎÔÓÔÌÈÎfi ÂÚÈ‚¿ÏÏÔÓ. ΔÔ ∂ÚÁ·ÛÙ‹ÚÈÔ ÛÙÂÁ¿˙ÂÙ·È ÛÙÔÓ 1Ô fiÚÔÊÔ ÙÔ˘ ÎÙÈÚ›Ô˘ ªÂÙ·Ù˘¯È·ÎÒÓ ™Ô˘‰ÒÓ ÙÔ˘ √.¶.∞., ÛÙÔ ÁÚ·ÊÂ›Ô 108 (∂˘ÂÏ›‰ˆÓ 47∞’ & §Â˘Î¿‰Ô˜ 33) Î·È ÏÂÈÙÔ˘ÚÁ› ·fi ¢Â˘Ù¤Ú· ¤ˆ˜ ¶·Ú·Û΢‹ Î·È ÒÚ˜ 12.30-20.00. ¢È·ı¤ÙÂÈ 15 ı¤ÛÂȘ ÂÚÁ·Û›·˜ Î·È Â›Ó·È ÂÍÔÏÈṲ̂ÓÔ Ì ÂÍÂȉÈÎÂ˘Ì¤Ó· ÏÔÁÈÛÌÈο Î·È ‚¿ÛÂȘ ‰Â‰Ô̤ӈÓ, Ù· ÔÔ›· ‚ÔËıÔ‡Ó ÛÙËÓ ·Ó¿Ù˘ÍË Ù˘ ¤Ú¢ӷ˜ Î·È ÛÙË ‰È‰·Ûηϛ· Û ÚÔÙ˘¯È·Îfi Î·È ÌÂÙ·Ù˘¯È·Îfi Â›‰Ô. ¶ÈÔ Û˘ÁÎÂÎÚÈ̤ӷ, ÙÔ ∂ÚÁ·ÛÙ‹ÚÈÔ Â›Ó·È ÂÍÔÏÈṲ̂ÓÔ Ì ٷ ÚÔÁÚ¿ÌÌ·Ù·: ∂views, SPSS, WinRATS, Matlab, OxMetrics, Limdep, StataSE, Pertrac Analytical Platform, Perfect Analysis, DataStream Advance. Δ· ÂÚ¢ÓËÙÈο ÂӉȷʤÚÔÓÙ· ÙÔ˘ ∂ÚÁ·ÛÙËÚ›Ô˘ ·ÊÔÚÔ‡Ó ÛÙÔ Û‡ÓÔÏfi ÙÔ˘˜ ÙÔ ÁÓˆÛÙÈÎfi ·ÓÙÈΛÌÂÓÔ Ù˘ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜. ∞˘Ù¿ ÂÛÙÈ¿˙Ô˘Ó Û ۇÁ¯ÚÔÓ· ı¤Ì·Ù· ¢ڇÙÂÚÔ˘ ÂӉȷʤÚÔÓÙÔ˜, fiˆ˜ ÛÙËÓ ·ÍÈÔÏfiÁËÛË ÂÂÓ‰‡ÛÂˆÓ Î·È ÂÂÓ‰˘ÙÈÎÒÓ ¯·ÚÙÔÊ˘Ï·Î›ˆÓ, ÛÙËÓ ·ÔÙ›ÌËÛË ¯ÚÂÔÁÚ¿ÊˆÓ Î·È ·ÍÈÔÁڿʈÓ, ÛÙËÓ ·Ó¿Ï˘ÛË Ù˘ ÌÈÎÚÔ‰ÔÌ‹˜ ÙˆÓ ¯ÚËÌ·ÙÈÛÙËÚÈ·ÎÒÓ ·ÁÔÚÒÓ, ÛÙ· ˘ԉ›ÁÌ·Ù· ‰È·¯Â›ÚÈÛ˘ ÎÈÓ‰‡ÓˆÓ, ÛÙË ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ ÙˆÓ ÂȯÂÈÚ‹ÛˆÓ, ÛÙ· ¯ÚËÌ·ÙÈÛÙËÚȷο ·Ú¿ÁˆÁ· ÚÔ˚fiÓÙ·, ÛÙËÓ ÙÚ·Â˙È΋, Î·È Û ÂÍÂȉÈÎÂ˘Ì¤Ó˜ ÂÚÈÔ¯¤˜ Ù˘ ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ fiˆ˜ ÛÙË ¯ÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋ Ù˘ Ó·˘ÙÈÏ›·˜.

∫¤ÓÙÚÔ ÀÔÏÔÁÈÛÙÒÓ Δ· ÚfiÙ˘· Î·È ÔÈ Ù¯ÓÔÏÔÁ›Â˜ ÛÙȘ Ôԛ˜ ‚·Û›˙ÂÙ·È ÙÔ ‰›ÎÙ˘Ô ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ ÙÔ Î·ıÈÛÙÔ‡Ó ·fi Ù·

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ϤÔÓ Û‡Á¯ÚÔÓ· Ù˘ ¯ÒÚ·˜. ∏ ˘¿Ú¯Ô˘Û· Ù¯ÓÔÏÔÁÈ΋ ˘Ô‰ÔÌ‹, ·ÏÏ¿ Î·È Ë Ù¯ÓÔÁÓˆÛ›· Ô˘ ¤¯ÂÈ ·ÔÎÙËı› ·ÔÙÂÏÔ‡Ó ÙË ‚¿ÛË ÁÈ· ÙËÓ ·Ó¿Ù˘ÍË Ó¤ˆÓ ÂÊ·ÚÌÔÁÒÓ Î·È ˘ËÚÂÛÈÒÓ ÙËÏÂÌ·ÙÈ΋˜ ˘ÔÛÙ‹ÚÈ͢ ÙˆÓ ÂÎ·È‰Â˘ÙÈÎÒÓ Î·È ÂÚ¢ÓËÙÈÎÒÓ ‰Ú·ÛÙËÚÈÔًوÓ, ÙËÓ ÂÈÛ·ÁˆÁ‹ Ó¤ˆÓ ÌÂıfi‰ˆÓ ‰È‰·Ûηϛ·˜ Î·È ÙËÓ ÂÍÔÈΛˆÛË ÙˆÓ ÛÔ˘‰·ÛÙÒÓ ÛÙȘ Û‡Á¯ÚÔÓ˜ Ù¯ÓÔÏÔÁ›Â˜. ÷ڷÎÙËÚÈÛÙÈÎfi ·Ú¿‰ÂÈÁÌ· ·ÔÙÂÏÔ‡Ó ÙÔ ∏ÏÂÎÙÚÔÓÈÎfi ∫¤ÓÙÚÔ ΔËÏÂÎ·›‰Â˘Û˘, ÎÈ Ë ÀËÚÂÛ›· ΔËÏÂÎ·›‰Â˘Û˘ ª¤Ûˆ ∂ÈÎÔÓÈ΋˜ ∞›ıÔ˘Û·˜ ¢È‰·Ûηϛ·˜ °È· ÙËÓ ˘Ô‚Ô‹ıËÛË ÙÔ˘ ÂÎ·È‰Â˘ÙÈÎÔ‡ ¤ÚÁÔ˘ Î·È ÙËÓ ÚÔÒıËÛË Ù˘ ÂÈÛÙËÌÔÓÈ΋˜ ¤Ú¢ӷ˜, ÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ ‰È·ı¤ÙÂÈ ¤Ó· ÌÂÁ¿ÏÔ Î·È Û‡Á¯ÚÔÓÔ ∫¤ÓÙÚÔ ÀÔÏÔÁÈÛÙÒÓ Ô˘ ηٷϷ̂¿ÓÂÈ fiÏÔ ÙÔÓ ÙÚ›ÙÔ fiÚÔÊÔ Ù˘ Ù¤Ú˘Á·˜ Ù˘ Ô‰Ô‡ ¢ÂÚÈÁÓ‡, ¤ÎÙ·ÛË ÌÂÁ·Ï‡ÙÂÚË ·fi 700 Ù.Ì. ΔÔ ∫¤ÓÙÚÔ ÀÔÏÔÁÈÛÙÒÓ Â› Û˘Ó¯ԇ˜ ‚¿Ûˆ˜ ·Ó·‚·ıÌ›˙ÂÈ ÙËÓ Ù¯ÓÔÏÔÁÈ΋ ÙÔ˘ ˘Ô‰ÔÌ‹ Î·È ÙȘ ˘ËÚÂۛ˜ Ô˘ ÚÔÛʤÚÂÈ, ÔÈÔÙÈο Î·È ÔÛÔÙÈο. ™ÙÔ ∫¤ÓÙÚÔ ÀÔÏÔÁÈÛÙÒÓ ÛÙÂÁ¿˙ÔÓÙ·È ¤ÓÙ (5) ·›ıÔ˘Û˜ ‰È‰·Ûηϛ·˜ Î·È Ú·ÎÙÈ΋˜ ÂÍ¿ÛÎËÛ˘, ÂÍÔÏÈṲ̂Ó˜ ÌÂ Û˘ÓÔÏÈο ‰È·ÎfiÛÈ· ÙÚÈ¿ÓÙ· ¤ÍÈ (236) ÂÈÙÚ·¤˙È· Û˘ÛÙ‹Ì·Ù· Pentium MMX Ì ¤Á¯ÚˆÌ˜ ÔıfiÓ˜ 15ãã Î·È 17ãã, Ô˘ ÏÂÈÙÔ˘ÚÁÔ‡Ó Û ÂÚÈ‚¿ÏÏÔÓ Windows NT. °È· ÙȘ ·Ó¿ÁΘ ÂÎÙ˘ÒÛÂˆÓ ÙˆÓ ÊÔÈÙËÙÒÓ, ÙÔ ∫¤ÓÙÚÔ ÀÔÏÔÁÈÛÙÒÓ ‰È·ı¤ÙÂÈ ‰‡Ô ÂÎÙ˘ˆÙ¤˜ ˘„ËÏ‹˜ Ù·¯‡ÙËÙ·˜ DATA-PRODUCTS (line-printers 1500LPM) Î·È ÂÎÙ˘ˆÙ¤˜ Laser. ŸÏ· Ù· Û˘ÛÙ‹Ì·Ù· ÙÔ˘ ∫¤ÓÙÚÔ˘ ÀÔÏÔÁÈÛÙÒÓ Â›Ó·È Û˘Ó‰Â‰Â̤ӷ Ì ÙÔ ¢›ÎÙ˘Ô ∂ÈÎÔÈÓˆÓ›·˜ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ Î·È Ì ÙÔ ·ÁÎfiÛÌÈÔ ¢›ÎÙ˘Ô ∂ÈÎÔÈÓˆÓ›·˜ (www, Internet). √È ·›ıÔ˘Û˜ ÙÔ˘ ∫¤ÓÙÚÔ˘ ÀÔÏÔÁÈÛÙÒÓ ÏÂÈÙÔ˘ÚÁÔ‡Ó ·fi ¢Â˘Ù¤Ú· ¤ˆ˜ Î·È ¶¤ÌÙË 08:30 .Ì.-19:30 Ì.Ì.. Δ· ÎÂÓÙÚÈο Û˘ÛÙ‹Ì·Ù· ηıÒ˜ Î·È ÔÈ ˘ËÚÂۛ˜ ∏ÏÂÎÙÚÔÓÈÎÔ‡ Δ·¯˘‰ÚÔÌ›Ԣ ÏÂÈÙÔ˘ÚÁÔ‡Ó ÁÈ· ÙÔ ÎÔÈÓfi ηıËÌÂÚÈÓ¿, ηı' fiÏÔ ÙÔ 24ˆÚÔ.

μÈ‚ÏÈÔı‹ÎË ∏ μÈ‚ÏÈÔı‹ÎË ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ È‰Ú‡ıËΠÙÔ 1928 Î·È ÏÂÈÙÔ˘ÚÁ› ÛÙÔÓ 1Ô Î·È 2Ô fiÚÔÊÔ ÙÔ˘ ÎÂÓÙÚÈÎÔ‡ ÎÙÈÚ›Ô˘ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘. μ·ÛÈÎfi˜ ÛÙfi¯Ô˜ Ù˘ Â›Ó·È Ë ÂÈÛÙËÌÔÓÈ΋ ˘ÔÛÙ‹ÚÈÍË ÙˆÓ ÌÂÏÒÓ Ù˘ ·ÓÂÈÛÙËÌȷ΋˜ ÎÔÈÓfiÙËÙ·˜ (ÌÂÏÒÓ ¢∂¶ Î·È ÊÔÈÙËÙÒÓ) ÁÈ· ÙËÓ ÂÎÙ¤ÏÂÛË ÙÔ˘ ÂÎ·È‰Â˘ÙÈÎÔ‡ Î·È ÂÚ¢ÓËÙÈÎÔ‡ ¤ÚÁÔ˘ ÙÔ˘˜ ÛÙȘ ÂÈÛً̘ Ù˘ √ÈÎÔÓÔÌ›·˜, Ù˘ √ÚÁ¿ÓˆÛ˘ Î·È ¢ÈÔ›ÎËÛ˘ ∂ȯÂÈÚ‹ÛˆÓ, Ù˘ ¶ÏËÚÔÊÔÚÈ΋˜, Ù˘ ™Ù·ÙÈÛÙÈ΋˜, ÙÔ˘ ª¿ÚÎÂÙÈÓÁÎ, ÙˆÓ ¢ÈÂıÓÒÓ Î·È ∂˘Úˆ·˚ÎÒÓ √ÈÎÔÓÔÌÈÎÒÓ ™Ô˘‰ÒÓ, Ù˘ §ÔÁÈÛÙÈ΋˜ Î·È ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ Î·È Ù˘

Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·17

ÔÈÎÔÓÔÌ›·/¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ÏÔÁÈÛÙÈ΋/ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/

¢ÈÔÈÎËÙÈ΋˜ ∂ÈÛÙ‹Ì˘ Î·È Δ¯ÓÔÏÔÁ›·˜ ÙfiÛÔ Û ÚÔÙ˘¯È·Îfi, fiÛÔ Î·È Û ÌÂÙ·Ù˘¯È·Îfi Â›‰Ô. ∏ Û˘ÏÏÔÁ‹ Ù˘ μÈ‚ÏÈÔı‹Î˘ ·ÔÙÂÏÂ›Ù·È ·fi 150.000 ¤ÓÙ˘· (‚È‚Ï›·, ÂÚÈÔ‰Èο, ÂÊËÌÂÚ›‰Â˜, Ê˘ÏÏ¿‰È·) Î·È ·fi ÔÙÈÎÔ·ÎÔ˘ÛÙÈÎfi ˘ÏÈÎfi, ‰ËÏ·‰‹ CD-ROMs, ÌÈÎÚÔοÚÙ˜ Î·È ‰ÈÛΤÙ˜. ΔÔ ÌÂÁ·Ï‡ÙÂÚÔ Ì¤ÚÔ˜ ÙÔ˘ ˘ÏÈÎÔ‡ Â›Ó·È ÛÙËÓ ÂÏÏËÓÈ΋ Î·È ·ÁÁÏÈ΋ ÁÏÒÛÛ·, ÂÓÒ ÂÚÈÔÚÈṲ̂ÓÔ˜ ·ÚÈıÌfi˜ ÛÙË Á·ÏÏÈ΋ Î·È ÁÂÚÌ·ÓÈ΋. ŸÏÔ ÙÔ ˘ÏÈÎfi ηٷÏÔÁÔÁÚ·Ê›ٷÈ, Ù·ÍÈÓÔÌÂ›Ù·È Î·È ÔÚÁ·ÓÒÓÂÙ·È Ì ‚¿ÛË ‰ÈÂıÓ›˜ ‚È‚ÏÈÔıËÎÔÓÔÌÈÎÔ‡˜ ηÓfiÓ˜. ∏ μÈ‚ÏÈÔı‹ÎË ·Ú¤¯ÂÈ ÚÔËÁ̤Ó˜ ˘ËÚÂۛ˜ ËÏÂÎÙÚÔÓÈ΋˜ ÏËÚÔÊfiÚËÛ˘ ÛÙÔ˘˜ ¯Ú‹ÛÙ˜ Ù˘ ηıÒ˜ ¤¯ÂÈ ÂÁηٷÛÙ‹ÛÂÈ Î·È ÏÂÈÙÔ˘ÚÁ› Ì ÂÈÙ˘¯›· Û‡ÛÙËÌ· ·˘ÙÔÌ·ÙÔÔ›ËÛ˘ ̤ۈ ÙÔ˘ ÔÔ›Ô˘ ·Ú¤¯ÂÙ·È ‰˘Ó·ÙfiÙËÙ· ·Ó·˙‹ÙËÛ˘ ÛÙÔÓ ·˘ÙÔÌ·ÙÔÔÈË̤ÓÔ Î·Ù¿ÏÔÁÔ ÙÔ˘ ˘ÏÈÎÔ‡ Ù˘ (OPAC). ¢È·ı¤ÙÂÈ Â›Û˘ ‰›ÎÙ˘Ô CD-ROMs Ì ‚È‚ÏÈÔÁÚ·ÊÈΤ˜ ‚¿ÛÂȘ ‰Â‰Ô̤ӈÓ, ηıÒ˜ Î·È on-line ÚfiÛ‚·ÛË Û ‰ÈÂıÓ›˜ ‚¿ÛÂȘ Ô˘ ÂÚȤ¯Ô˘Ó ¿ÚıÚ· ÂÚÈÔ‰ÈÎÒÓ, ÂÚ¢ÓËÙÈο ‰ÔΛÌÈ·, ÛÙ·ÙÈÛÙÈΤ˜ ÛÂÈÚ¤˜. ∏ μÈ‚ÏÈÔı‹ÎË Â›Ó·È ‰·ÓÂÈÛÙÈ΋. √ ‰·ÓÂÈÛÌfi˜ Á›ÓÂÙ·È Ì ·˘ÙÔÌ·ÙÔÔÈË̤ÓÔ Û‡ÛÙËÌ·. ™Ù· ̤ÏË Ù˘ μÈ‚ÏÈÔı‹Î˘ (ÂÎ·È‰Â˘ÙÈÎfi ÚÔÛˆÈÎfi, ÚÔÙ˘¯È·ÎÔ› Î·È ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜) ¯ÔÚËÁÂ›Ù·È ÂȉÈ΋ οÚÙ·, Ë ÔÔ›· ʤÚÂÈ Îˆ‰ÈÎfi ÁÚ·Ì̈ÙÔ‡ ÎÒ‰Èη (Bar Code). ∫¿ı ¿ÏÏÔ˜ ÂӉȷÊÂÚfiÌÂÓÔ˜ ¤¯ÂÈ ‰Èη›ˆÌ· ¯Ú‹Û˘ ÙÔ˘ ˘ÏÈÎÔ‡ Ù˘ μÈ‚ÏÈÔı‹Î˘, fi¯È fï˜ ‰Èη›ˆÌ· ‰·ÓÂÈÛÌÔ‡, ÙÔ ÔÔ›Ô ÙÔ˘ ·Ú¤¯ÂÙ·È ÌfiÓÔ Û Â›Â‰Ô Û˘ÓÂÚÁ·Û›·˜ ‚È‚ÏÈÔıËÎÒÓ (¿Ù˘Ô˜ ‰È·‰·ÓÂÈÛÌfi˜). ™ÙË μÈ‚ÏÈÔı‹ÎË ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ ÏÂÈÙÔ˘ÚÁÔ‡Ó Ù· ·ÎfiÏÔ˘ı· ÙÌ‹Ì·Ù·: ÙÔ ΔÌ‹Ì· ∞Ó·ÁÓˆÛÙËÚ›Ô˘, ÙÔ ΔÌ‹Ì· μÈ‚Ï›ˆÓ, ÙÔ ΔÌ‹Ì· ¶ÂÚÈÔ‰ÈÎÒÓ, ÙÔ ΔÌ‹Ì· ∫˘‚ÂÚÓËÙÈÎÒÓ ∂ΉfiÛˆÓ, ÙÔ ∫¤ÓÙÚÔ ∂˘Úˆ·˚΋˜ ΔÂÎÌËÚ›ˆÛ˘ Î·È ÙÔ ∫¤ÓÙÚÔ ΔÂÎÌËÚ›ˆÛ˘ √√™∞. μÈ‚ÏÈÔı‹ÎË Â›Û˘ ˘¿Ú¯ÂÈ Î·È ÛÙÔ ¶ª™ ÁÈ· ÙȘ ‰·ÓÂÈÛÙÈΤ˜ ·Ó¿ÁΘ ÙˆÓ ÊÔÈÙËÙÒÓ ÙÔ˘ ¶ª™ ÙÔ˘ ÙÌ‹Ì·ÙÔ˜.

°Ú·ÊÂ›Ô ¢È·Û‡Ó‰ÂÛ˘ ΔÔ °Ú·ÊÂ›Ô ¢È·Û‡Ó‰ÂÛ˘ Û˘ÁÎÚÔÙ‹ıËΠÙÔ 1992. ∏ ·ÚˆÁ‹ ÙÔ˘ °Ú·Ê›Ԣ ¢È·Û‡Ó‰ÂÛ˘ ÛÙË ÛÙ·‰ÈÔ‰ÚÔÌ›· ÙˆÓ

ÌÂÙ·Ù˘¯È·ÎÒÓ ÊÔÈÙËÙÒÓ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ ÎÈÓÂ›Ù·È ÛÙÔ˘˜ ÂÍ‹˜ ÙÚÂȘ ¿ÍÔÓ˜: ∞Ó‡ÚÂÛË ÂÚÁ·Û›·˜: ΔÔ °¢ ˘Ô‚ÔËı¿ ÙÔ˘˜ ÊÔÈÙËÙ¤˜/·fiÊÔÈÙÔ˘˜ ÛÙ· ÚÒÙ· ‚‹Ì·Ù¿ ÙÔ˘˜ ÛÙÔ ‰ÚfiÌÔ ÚÔ˜ ÙËÓ ·Ó‡ÚÂÛË ÂÚÁ·Û›·˜ ̤ۈ ·) Ù˘ ηıËÌÂÚÈÓ‹˜ ÁÓˆÛÙÔÔ›ËÛ˘ ı¤ÛÂˆÓ ÂÚÁ·Û›·˜ Î·È Ù˘ ÚÔÒıËÛ˘ ‚ÈÔÁÚ·ÊÈÎÒÓ ÛËÌÂÈˆÌ¿ÙˆÓ ÛÙȘ Û˘ÓÂÚÁ·˙fiÌÂÓ˜ ÂȯÂÈÚ‹ÛÂȘ ‚) Ù˘ ‰ÈÔÚÁ¿ÓˆÛ˘ οı ¿ÓÔÈÍË "∏ÌÂÚÒÓ ∂·ÁÁÂÏÌ·ÙÈÎÔ‡ ¶ÚÔÛ·Ó·ÙÔÏÈÛÌÔ‡" ÛÙË ‰È¿ÚÎÂÈ· ÙˆÓ ÔÔ›ˆÓ ÔÈ ÂÎÚfiÛˆÔÈ ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ ¤¯Ô˘Ó ÙËÓ Â˘Î·ÈÚ›· Ó· Û˘Ó·ÓÙ‹ÛÔ˘Ó Î·È Ó· Û˘˙ËÙ‹ÛÔ˘Ó ‰ÈÂÍÔ‰Èο Ì ÙÔ˘˜ ÂӉȷÊÂÚfiÌÂÓÔ˘˜ Ù˘¯ÈÔ‡¯Ô˘˜ Î·È ÙÂÏÂÈfiÊÔÈÙÔ˘˜ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘ ÙȘ ÚÔÔÙÈΤ˜ Û˘ÓÂÚÁ·Û›·˜ ÙÔ˘˜ Î·È Á) Ù˘ ‰ÈÔÚÁ¿ÓˆÛ˘ ÛÂÌÈÓ·Ú›ˆÓ ÚÔÂÙÔÈÌ·Û›·˜ ÁÈ· ÙË ‰È·‰Èηۛ· ÙˆÓ Û˘ÓÂÓÙ‡ÍÂˆÓ Î·È ÂÓËÌÂÚˆÙÈÎÒÓ ·ÚÔ˘ÛÈ¿ÛÂˆÓ ÁÈ· ÙȘ Ù¿ÛÂȘ Ù˘ ·ÁÔÚ¿˜ ÂÚÁ·Û›·˜. ¶ÏËÚÔÊfiÚËÛË: ΔÔ °¢ ·Ú¤¯ÂÈ ¤ÓÙ˘Ë ÏËÚÔÊfiÚËÛË Û¯ÂÙÈο Ì ˘ÔÙÚÔʛ˜ Î·È ÎÏËÚÔ‰ÔÙ‹Ì·Ù· Î·È ÙȘ ÂȯÂÈÚ‹ÛÂȘ Ô˘ ‰Ú·ÛÙËÚÈÔÔÈÔ‡ÓÙ·È ÛÙÔÓ ∂ÏÏ·‰ÈÎfi ¯ÒÚÔ. ™˘Ì‚Ô˘Ï¢ÙÈ΋: ª¤Ûˆ ¤ÓÙ˘Ô˘ Î·È ËÏÂÎÙÚÔÓÈÎÔ‡ ˘ÏÈÎÔ‡, ÙÔ ÔÔ›Ô Â›Ó·È ‰È·ı¤ÛÈÌÔ Û οı ÌÂÙ·Ù˘¯È·Îfi ÊÔÈÙËÙ‹ ÙÔ˘ ¶·ÓÂÈÛÙËÌ›Ô˘, ·Ú¤¯ÔÓÙ·È ¯Ú‹ÛÈ̘ Ô‰ËÁ›Â˜ ·Ó·ÊÔÚÈο Ì ÙË Û‡ÓÙ·ÍË ‚ÈÔÁÚ·ÊÈÎÔ‡ ÛËÌÂÈÒÌ·ÙÔ˜, Û˘Óԉ¢ÙÈ΋˜ ÂÈÛÙÔÏ‹˜ Î·È ÙËÓ ·ÚÔ˘Û›·ÛË ÛÙȘ Û˘ÓÂÓÙ‡ÍÂȘ.

ºÔÈÙËÙÈ΋ ª¤ÚÈÌÓ· ™›ÙÈÛË: √È ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜ ‰ÈηÈÔ‡ÓÙ·È ‰ˆÚÂ¿Ó Û›ÙÈÛË ÛÙÔ ÂÛÙÈ·ÙfiÚÈÔ Ù˘ Û¯ÔÏ‹˜, ·Ó¿ÏÔÁ· Ì ÙËÓ ÔÈÎÔÓÔÌÈ΋ ÙÔ˘˜ ηٿÛÙ·ÛË. √È ÂӉȷÊÂÚfiÌÂÓÔÈ ÌÔÚÔ‡Ó Ó· ˘Ô‚¿ÏÏÔ˘Ó ·›ÙËÛË ÁÈ· ÙËÓ ¤Î‰ÔÛË Î¿ÚÙ·˜ ‰ˆÚÂ¿Ó Û›ÙÈÛ˘ ÚÔÛÎÔÌ›˙ÔÓÙ·˜ ÙÔ ÂÎηı·ÚÈÛÙÈÎfi ÙÔ˘˜ ÛËÌ›ˆÌ· ·fi ÙËÓ ÂÊÔÚ›· ÛÙÔ “°Ú·ÊÂ›Ô ºÔÈÙËÙÈ΋˜ §¤Û¯Ë˜” (ÎÙ›ÚÈÔ ¶·ÙËÛ›ˆÓ 76, ˘fiÁÂÈÔ). ÀÁÂÈÔÓÔÌÈ΋ ¶ÂÚ›ı·Ï„Ë: √È ÌÂÙ·Ù˘¯È·ÎÔ› ÊÔÈÙËÙ¤˜ ÙÔ˘ √.¶.∞., ÂÊfiÛÔÓ ‰ËÏÒÛÔ˘Ó ˘‡ı˘Ó· fiÙÈ ‰ÂÓ ·Ó‹ÎÔ˘Ó Û οÔÈÔ ¿ÏÏÔ ·ÛÊ·ÏÈÛÙÈÎfi ÊÔÚ¤·, ÌÔÚÔ‡Ó Ó· ÚÔÌËı¢ÙÔ‡Ó ·fi ÙË ÁÚ·ÌÌ·Ù›· ‚È‚ÏÈ¿ÚÈÔ ‰ˆÚÂ¿Ó ˘ÁÂÈÔÓÔÌÈ΋˜ ÂÚ›ı·Ï„˘ ÙÔ ÔÔ›Ô Á›ÓÂÙ·È ‰ÂÎÙfi Û fiÏ· Ù· ‰ËÌfiÛÈ· ÓÔÛÔÎÔÌ›· Î·È È·ÙÚ›· Ù˘ ¯ÒÚ·˜ (··Ú·›ÙËÙË ÌÈ· ʈÙÔÁÚ·Ê›· Î·È ÌÈ· ‚‚·›ˆÛË ‰È·ÎÔ‹˜ ·ÛÊ¿ÏÈÛ˘ ·fi ÙÔÓ ÚÔËÁÔ‡ÌÂÓÔ ·ÛÊ·ÏÈÛÙÈÎfi ÊÔÚ¤·). ∂›Û˘ ÛÙÔ ·ÓÂÈÛÙ‹ÌÈÔ ÏÂÈÙÔ˘ÚÁ› È·ÙÚÂ›Ô fiÔ˘ ˘¿Ú¯ÂÈ ¤Ó·˜ È·ÙÚfi˜ ·ıÔÏfiÁÔ˜ Î·È ÌÈ· ÂÈÛΤÙÚÈ· ˘Á›·˜ Ô˘ ÚÔÛʤÚÔ˘Ó ÙȘ ·Ó¿ÏÔÁ˜ ˘ËÚÂۛ˜ (ÙËÏ. ÂÈÎÔÈÓˆÓ›·˜ 210-8203 217). Δ¤ÏÔ˜, ÛÙÔ ¶·ÓÂÈÛÙ‹ÌÈÔ ÏÂÈÙÔ˘ÚÁ› Î·È ˘ËÚÂÛ›· Û˘Ì‚Ô‡ÏÔ˘ „˘¯È΋˜ ˘Á›·˜.

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Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·18

¿ıÔ˜/ËÁÂÛ›·/ÂÍÂÚ‡ÓËÛË/¢ηÈÚ›·/Â¤Ó‰˘ÛË/ÔÌ¿‰·/‰ËÌÈÔ˘ÚÁ›·/

ΔÔ ¶ÚÔÊ›Ï ÙˆÓ ºÔÈÙËÙÒÓ ÙÔ˘ ª¢∂ ª¤ÛÔ˜ ŸÚÔ˜ μ·ıÌÔÏÔÁ›·˜ ¶ÚÒÙÔ˘ ¶Ù˘¯›Ô˘ ºÔÈÙËÙÒÓ ª¢∂

∫·ÙÔ¯‹ ¿ÏÏÔ˘ Δ›ÙÏÔ˘ ™Ô˘‰ÒÓ ÂÎÙfi˜ ÙÔ˘ ¶ÚÔ··ÈÙÔ‡ÌÂÓÔ˘ ¶Ù˘¯›Ô˘

∂›Â‰Ô °ÓÒÛ˘ ∞ÁÁÏÈÎÒÓ ºÔÈÙËÙÒÓ ª¢∂

¢È‰·ÎÙÔÚÈÎfi

ª¿ÛÙÂÚ

¶Ù˘¯›Ô

¶ÔÛÔÛÙfi ºÔÈÙËÙÒÓ Â› ÙÔ˘ Û˘ÓfiÏÔ˘

B·ıÌÔÏÔÁ›· GMAT ΔÌ‹Ì· ¶Ï‹ÚÔ˘˜ ºÔ›ÙËÛ˘

∂ÚÁ·ÛÙ‹ÚÈ· ºÔÈÙËÙÒÓ ·Ó¿ ΔÔ̤· ΔÌ‹Ì· ªÂÚÈ΋˜ ºÔÈÙËÛ‹˜

650 Î·È ¿Óˆ

ª¤ÛÔ˜ ŸÚÔ˜ EÙÒÓ ¶ÚÔ¸ËÚÂÛ›·˜ ηٿ ÙËÓ ·Ô‰Ô¯‹ ΔÌ‹Ì· ªÂÚÈ΋˜ ºÔ›ÙËÛ˘

∂ÚÁ·Ûȷ΋ ∂ÌÂÈÚ›· Û ¤ÙË

600 Î·È ¿Óˆ

∂¡¢∂π∫Δπ∫√™ ∫∞Δ∞§√°√™ ∂¶πÃ∂πƒ∏™∂ø¡ ™Δπ™ √¶√π∂™ ∂ƒ°∞∑√¡Δ∞π √π º√πΔ∏Δ∂™ ∫∞π ∞¶√º√πΔ√π Δ√À ª¢∂

Accounting Solutions ∂¶∂ Alpha Bank ALT Automative ATE Leasing ∞∂ BDO ¶ÚfiÙ˘Ô˜ ∂ÏÏËÓÈ΋ ∂ÏÂÁÎÙÈ΋ ∞.∂.

BSH √ÈÎȷΤ˜ ™˘Û΢¤˜ A.B.E. Citibank Coca Cola 3E Deloitte DTAS Ericsson Hellas Ernst & Young EFG Eurobank

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Exodus AE Grant Thornton Interamerican KPMG Lavisoft ™˘ÛÙ‹Ì·Ù· ¶ÏËÚÔÊÔÚÈ΋˜ ∞∂ Nestle AE Pfizer Philip Morris Progressive Finance ∞.∂.

Price Waterhouse Coopers Research International Shell ∞.°.∂.Δ. ÕÁÁÂÏÔ˜ μ. ¶¤·˜ ∞μ∂∂

∞ÁÚÔÙÈ΋ ΔÚ¿Â˙· ∂ÏÏ¿‰Ô˜ ∞∂ °ÂÓÈ΋ ΔÚ¿Â˙· ∞∂ ¢∂∏ ∞∂ ¢È·‰Èηۛ· ™‡Ì‚Ô˘ÏÔÈ ∂ȯÂÈÚ‹ÛÂˆÓ ∞∂ ∂ıÓÈ΋ ΔÚ¿Â˙· ∂ÏÏ¿‰Ô˜ ŒÓˆÛË ∂ÏÏËÓÈÎÒÓ ΔÚ·Â˙ÒÓ ∂ÏÏËÓÈ΋ ΔÚ¿Â˙· ∂ÌÔÚÈ΋ ∑ˆ‹˜ ∂ÌÔÚÈ΋ ΔÚ¿Â˙· ∂ÂÓ‰˘ÙÈ΋ ΔÚ¿Â˙· ∂ÏÏ¿‰Ô˜ ∂‡˙˘ÌÔÓ ∞∂μ∂ £¤ÛȘ ∂¶∂ ∫·Ú·Ì·ÓÒÊ ÃÚËÌ·ÙÈÛÙËÚȷ΋

ªÂÓ¿ÎÂÈÔ πÓÛÙÈÙÔ‡ÙÔ √ÈÎÔÓÔÌÈÎfi ¶·ÓÂÈÛÙ‹ÌÈÔ ∞ıËÓÒÓ √Δ∂ ∞∂ ™√§ ∞∂ Δ·¯˘‰ÚÔÌÈÎfi Δ·ÌÈÂ˘Ù‹ÚÈÔ ΔÈÙ¿Ó ΔÚ¿Â˙· ∞ÙÙÈ΋˜ ΔÚ¿Â˙· ∫‡ÚÔ˘ ΔÚ¿Â˙· ¶ÂÈÚ·ÈÒ˜ ΔÚ¿Â˙· Ù˘ ∂ÏÏ¿‰Ô˜ ÀÔ˘ÚÁÂ›Ô ∂ÚÁ·Û›·˜ ÀÔ˘ÚÁÂ›Ô √ÈÎÔÓÔÌÈÎÒÓ

Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·19

ÔÈÎÔÓÔÌ›·/¯ÚËÌ·ÙÈÛÙ‹ÚÈÔ/ÏÔÁÈÛÙÈ΋/ÌÂÙÔ¯¤˜/ÙÚ¿Â˙˜/‰ËÌfiÛÈÔ˜ ÙÔ̤·˜/ ¢È‰¿ÛÎÔÓÙ˜ ÛÙÔ ¶ÚfiÁÚ·ÌÌ· ™ÙÔ ÚfiÁÚ·ÌÌ· ‰È‰¿ÛÎÔ˘Ó Ì¤ÏË ¢∂¶ ÙÔ˘ √ÈÎÔÓÔÌÈÎÔ‡ ¶·ÓÂÈÛÙËÌ›Ô˘ ∞ıËÓÒÓ, ̤ÏË ¢∂¶ ¿ÏÏˆÓ ∂ÏÏËÓÈÎÒÓ Î·È Í¤ÓˆÓ ¶·ÓÂÈÛÙËÌ›ˆÓ, ηıÒ˜ Î·È ÛÙÂϤ¯Ë ÙÚ·Â˙ÒÓ Î·È ÂȯÂÈÚ‹ÛÂˆÓ ·Ó·ÁÓˆÚÈṲ̂ÓÔ˘ ÂÈÛÙËÌÔÓÈÎÔ‡ Î·È Â·ÁÁÂÏÌ·ÙÈÎÔ‡ ·ÚÔ˘˜.

M¤ÏË ¢∂¶ ΔÌ‹Ì·ÙÔ˜ §ÔÁÈÛÙÈ΋˜ & ÃÚËÌ·ÙÔÔÈÎÔÓÔÌÈ΋˜ ∫·ıËÁËÙ¤˜

AÓ·ÏËÚˆÙ¤˜ ∫·ıËÁËÙ¤˜ μ∂¡π∂ƒ∏™ °∂øƒ°π√™ ¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1970) M.Sc. UNIVERSITY OF BIRMINGHAM (1971) Ph.D. UNIVERSITY OF BIRMINGHAM (1975)

°∫π∫∞™ ¢∏ª∏Δƒπ√™

°∂øƒ°√ÀΔ™√™ ¢∏ª∏Δƒπ√™ ¶ΔÀÃπ√ ∂£¡π∫√À ∫∞π ∫∞¶√¢π™Δƒπ∞∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1982) M.Sc. LONDON SCHOOL OF ECONOMICS, UNIVERSITY OF LONDON (1984) Ph.D. UNIVERSITY OF ESSEX (1988)

∂¶π™∫√¶√™ ∞£∞¡∞™π√™

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1974) M.Sc. LOUISIANA STATE UNIVERSITY (1980) Ph.D. UNIVERSITY OF FLORIDA (1985)

¶ΔÀÃπ√ ∂£¡π∫√À ∫∞π ∫∞¶√¢π™Δƒπ∞∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1983) MBA ROOSVELT UNIVERSITY (1987) M.A. STATE UNIVERSITY OF NEW YORK AT BUFFALO (1989) Ph.D. STATE UNIVERSITY OF NEW YORK AT BUFFALO (1992)

∫∞μ√À™∞¡√™ ∂ªª∞¡√À∏§

Ã∂μ∞™ ¢∏ª√™£∂¡∏™

B.Sc. QUEEN MARY AND WESTFIELD COLLEGE, UNIVERSITY OF LONDON (1986) M.Sc. BIRKBECK COLLEGE, UNIVERSITY OF LONDON (1987) Ph.D. CITY UNIVERSITY, LONDON (1993)

¶ΔÀÃπ√ ∞¡øΔ∞Δ∏™ μπ√ª∏Ã∞¡π∫∏™ ™Ã√§∏™ £∂™™∞§√¡π∫∏™ (1981) M.Sc. UNIVERSITY OF WALES, INSTITUTE OF SCIENCE AND TECHNOLOGY (1982) Ph.D. UNIVERSITY OF WALES, INSTITUTE OF SCIENCE AND TECHNOLOGY (1985)

∂›ÎÔ˘ÚÔÈ ∫·ıËÁËÙ¤˜ ª¶∞§§∞™ ∞¶√™Δ√§√™ ¶ΔÀÃπ√ ∞¡øΔ∞Δ∏™ μπ√ª∏Ã∞¡π∫∏™ ™Ã√§∏™ £∂™™∞§√¡π∫∏™ (1986) M.Sc LONDON SCHOOL OF ECONOMICS AND POLITICAL SCIENCE, UNIVERSITY OF LONDON (1987) Ph.D. LONDON BUSINESS SCHOOL, UNIVERSITY OF LONDON (1992)

™¶Àƒ√À ™¶Àƒ√™

¶∞¶∞¢∞∫∏ ∞ºƒ√¢πΔ∏

™Δ∞´∫√Àƒ∞™ Ã∏™Δ√™ (Û ·Ó·ÛÙÔÏ‹ ηıËÎfiÓÙˆÓ)

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1990) MBA √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (1992) Ph.D. √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (1997)

¢π¶§øª∞ ª∏Ã∞¡√§√°√À ª∏Ã∞¡π∫√À ∂.ª.¶. (1996) MBA IMPERIAL COLLEGE, UNIVERSITY OF LONDON (1997) Ph.D. CITY UNIVERSITY, CITY UNIVERSITY BUSINESS SCHOOL, LONDON (2001)

¶ΔÀÃπ√ ∂£¡π∫√À ∫∞π ∫∞¶√¢π™Δƒπ∞∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1990) M.Sc. BRUNEL UNIVERSITY (1993) Ph.D. BRUNEL UNIVERSITY (1997)

¢ƒ∞∫√™ ∫ø¡™Δ∞¡Δπ¡√™ (˘fi ‰ÈÔÚÈÛÌfi) ¶ΔÀÃπ√ ∂£¡π∫√À ∫∞π ∫∞¶√¢π™Δƒπ∞∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1996), M.A. UNIVERSITY OF ESSEX (1997), Ph.D. UNIVERSITY OF ESSEX (2000)

§¤ÎÙÔÚ˜ °π∞ª√Àƒπ¢∏™ ¢∞¡π∏§ ¢π¶§øª∞ ¡∞À¶∏°√À- ª∏Ã∞¡√§√°√À ª∏Ã∞¡π∫√À ∂.ª.¶. (1997) Ph.D. CITY UNIVERSITY, CITY UNIVERSITY BUSINESS SCHOOL, LONDON (2001)

™π√À°§∂ °∂øƒ°π∞

∫√∂¡ ™∞¡¢ƒ∞

Δ∑√μ∞™ Ã∏™Δ√™

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1994) MBA √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (1996) Ph.D. √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (2001)

¶ΔÀÃπ√ ¶∞¡∂¶π™Δ∏ªπ√À ¶∂πƒ∞πø™ (1993) M.Sc. DUNDEE UNIVERSITY (1995) Ph.D. DUNDEE UNIVERSITY (1999)

§∂§∂¢∞∫∏™ °∂øƒ°π√™

Δ™∂∫ƒ∂∫√™ ∞¡¢ƒπ∞¡√™

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1998) M.Sc. √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (2000) Ph.D. √π∫√¡√ªπ∫√ ¶∞¡∂¶π™Δ∏ªπ√ ∞£∏¡ø¡ (2003)

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1992) M.A. UNIVERSITY OF SHEFFIELD (1995) Ph.D. UNIVERSITY OF WARWICK (1999)

¶ΔÀÃπ√ √π∫√¡√ªπ∫√À ¶∞¡∂¶π™Δ∏ªπ√À ∞£∏¡ø¡ (1997) M.Sc. UNIVERSITY OF LANCASTER (1998) Ph.D. UNIVERSITY OF LANCASTER (2003)

¡∂√ºÀΔ√À ∂ÀƒÀ¢π∫∏

Ã∞§∞ª∞¡¢∞ƒ∏™ °∂øƒ°π√™

¶ΔÀÃπ√ ¶∞¡∂¶π™Δ∏ªπ√À ∫À¶ƒ√À (1998) M.Sc. UNIVERSITY OF SOUTHAMPTON (1999) Ph.D. UNIVERSITY OF SOUTHAMPTON (2003)

¶ΔÀÃπ√ ª∏Ã∞¡√§√°ø¡ ª∏Ã∞¡π∫ø¡ ∫∞π ª∏Ã∞¡π∫ø¡ ∏/À ∂.ª.¶. (1994) M.Sc. IMPERIAL COLLEGE, UNIVERSITY OF LONDON (1995) Ph.D. IMPERIAL COLLEGE, UNIVERSITY OF LONDON (1999)

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Entipo Xrimatooikonomika telika 13/2/2008 14:11 ™ÂÏ›‰·20

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