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Ultimate bank and residential zone
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The residential zone is where all the ghosts live. It is built by numerous spirits that from different eras. The entrance of the region is a huge bank, called ultimate bank.
In Chinese tradition, the living people usually burn paper money to the dead relatives, wishing they can have a good life in underworld. Because of this, there’s currency in Youdu. The ghost can have their account that save the paper money. If they are wealthy enough, they can purchase opportunity to connect the living world, like convey messages to their relatives or lovers in their dreams. The deity of the bank is the ruler of the whole Youdu, called death judge.