Economic Survey: Firming Up Housing Prices

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Economic Survey: Firming Up Housing Prices

ArecoveryintheresidentialrealestatemarkethasbeennotedintheEconomic Survey2022–2023(ES2022–2023).Theinventoryturnaroundperiodhas significantlydecreased,accordingtotheyearlystudy.Italsoemphasizesarisein thedemandformortgagesandanexpansionoftherealestatemarketasawhole. Let'sanalysestherealestate&constructionsector'sEconomicSurvey.

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TheIndianrealestatemarkethasdonewellinthecurrentfiscalyeardespiterising interestratesandcostincreases.AccordingtotheEconomicSurveypresentedtothe legislature,thenumberofnewhomelaunches,particularlyinQ2,hassurpassedthat ofQ2inFY2020.Additionally,therehasbeenanotableriseinthedisbursementsof newmortgageloans.

Important conclusions from the Economic Survey 2022–23

FollowingtheCOVID-19lockdowns,pricesarecurrentlyincreasingduetoincreased demandandadecreaseinsupplies.

 Certainconstructionindustryrawmaterialsnowhavelowerimporttaxes.

 Thetotalnumberofunsoldhomesattheendof2022was8.5lakh.

 Theturnaroundtimeforinventorydecreasedfrom42to33months.

 InIndia,almost80%oftheavailablehousingstockisstillunderconstruction.

Effect of the Ukraine-Russia conflict on the real estate market

Thestudyfoundthatthecostoflivinghasgoneupasaresultoftherisingprices againstthebackdropoftheRussia-Ukrainesituation.Indianmarketswereimpacted asaresultofchangestoglobalsupplynetworks.Costsofbuildingweredirectly affectedbyrisingpricesforcement,steel,chemicals,andfuels.Theincreasein constructionmaterialpriceshasreportedlyforceddeveloperstoceaseongoing workbecauseoftheunstableglobalmarket.Indicatingariseinthecostof constructioninputs,theWholesalePriceIndexforCement,Lime,andPlasterrose from127.1inDecember2021to137.6inDecember2022.

Housing Price Indices Variation

TheNationalHousingBank's(NHB)HousingPriceIndices(HPI),whicharebasedon geographicregions,showvolatility,accordingtotheEconomicSurvey.Forinstance, ifoneexaminesthe50citiesthatarepartoftheindex,onlysevencitieshadaloss, whiletherestexperiencedgrowth.Accordingtothepoll,inSeptember2022, Bhubaneshwarrecordedanincreaseofmorethan37%whileIndoreexperienceda declineof6.5percent.Ontheotherhand,theannualindexhasincreasedinallmajor metropolises,includingDelhi,Mumbai,Chennai,andHyderabad.

Theepidemicalteredpurchasers'attitudesandpersuadedthemtobuyahome ratherthanrentone,accordingtotheEconomicSurvey.

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