January/February 2021
Digital Version
“The ultimate measure of a person is not where they stand in moments of comfort and convenience, but where we stand at times of challenge and controversy.�
Happy MLK Jr. Day 2021 Make a Stand, Make a Choice, Make a Difference
Brittany Miller is a native of san Diego California and alumni of San Diego State University. Her community service work started in high school, and continued through her college years as a proud member of Alpha Kappa Alpha Sorority, Inc. Her experience spans from community service work to business development in technology services and solutions. Her perspective and lived experience make her a unique asset to all her endeavors. Her passion lies in helping small business owners get unstuck by harnessing the power of technology. As Director of Marketing and Communications for Young Black & N' Business she has helped the online community stay engaged by bringing in software tools to manage relationships. Her role in the magazine will be to ensure we have valuable content that our readers care about, and mass distribution to ensure the Young Black & N' Business Magazine is in every inbox.
YBNB Founders
Mr. Roosevelt Williams, III is a native San Diegan who is an industrious, conscientious, disciplined and self-motivated small business owner who currently holds the title of being San Diego's only African-American Cobbler. As a cobbler, he repairs men and women shoes, handbags, luggage, zippers, purses, belts and much more. He is also the 2020 CEO and President of Young Black & ‘NBusiness, also known as YB&NB. YB&NB is a community organization devoted to serving and motivating the overlooked and the underserved majority working together as one to be healthy, happy and successful. Beginning in 2018, under his leadership, Young Black & ’NBusiness has hosted quarterly networking mixers and two festivals, a Soulful Christmas which over 2,000 toys were given away to opportunity youth, business acumen clinics, along with courses on public speaking, consulting and event planning. Roosevelt Williams III has also created a poster that is going on its third year called Black Faces in High Places which highlights and recognizes community pillars and industry leaders within San Diego.
CONTENTS… CONTENT VOLUME II JANUARY 2021
10 A Year in Review 15 Road to a Million 20 New Year, New Plan
22 The Year of the Partnership 26 YBNB Partner Directory 32 The Photoshoot 4
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When the pandemic hit we immediately pivoted to an online strategy offering early morning conference calls, live zoom training, and special edition webinars that provided resources and important information regarding the COVID-19 Pandemic. What Can you Expect from the new Young Black & N’ Business? Young Black & N’ Business is a resource to early entrepreneurs in need of high value exposure opportunities, ways to grow your professional network, and entrepreneurial education from real entrepreneurs. We understand that early entrepreneurs are looking for their first deal, first partnership, or first new hire. Dealing with so many firsts can be overwhelming which is why we pride ourselves on being an organization that is agile enough to accommodate the needs of the early entrepreneur. 100
We offer free exposure to nominees of the Young Black & N’ Business Annual Signature Poster, and paid advertising opportunities across all of our products:
The Young Black & N’ Business Annual Signature Poster The Young Black & N' Business Signature Poster
2021 Annual Signature Poster Nominee Committee Member To assist with compiling this years nominees we put together a list of subject matter experts and industry leaders that can provide first hand insight to help us find those that have gone unmentioned. This is an invitation only committee of at least industry leaders tasked to aid us in the selection of the 100 Recognized Awardees for the Young Black & N' Business Signature Poster. Join our virtual committee to help us bring exposure to your favorite nonprofits, small businesses, and career professionals.
The Young Black & N’ Business Lifestyle Manual and Digital Magazine The Young Black & N' Business Lifestyle Manual and Digital Magazine We elevated our exposure opportunities for our business members by creating a quality publication that coincides with multiple engagement opportunities. Advertisers and special guest features receive private invitations to the Photoshoot/ Mixer, private facebook group, and recognition as a special guest for the Young Black & N’ Business Lifestyle Manual and Magazine Virtual Release Party.
YB&NB Official Gear YB&NB Official Gear We’re gearing up our members with official Young Black & N’ Business Merchandise. -A Young Black & N' Business "Members Only" Shirt
-Entire Annual Signature Poster Collection Happy 2021
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(Year in Review)
Civic L nk Strategies Want to make a difference? Trust Civic Link Strategies Navigates your political affairs; a full-service public affairs and government relations firm anchored by political veteran and leadership guru Tony Young. We have helped clients consistently engage with policymakers and industry leaders to promote policies and support legislation. Our wide networks and deep roots in government give us connections around the county and across the state.
From San Diego City Hall to Capitol Hill in Sacramento, our relationships get calls returned, meetings taken and issues resolved. Business Contact Information: Civic Link Strategies Tony Young Www.CivicLinkStrategies.com @civiclinkstrategies.tonyyoung
$1,000,000.00 Curtis G’s #RoadToAMillion - Stocks, Investing, Passive income, and Tangible Cash Plays Disclaimer/Notice: I am not a financial advisor, stock-broker, or licensed by the SEC. Be sure to consult a licensed professional before committing to any investment transactions related to the stock market. The following content is strictly for informational, educational, and example purposes only.
Being new to anything can have its own risk, especially when considering entering the world of investing. Early or first-time investors just don’t have the background knowledge to create a personalized custom strategy tailored to meet their goals, whatever those goals may be. These tips are to help you start your own journey to investing, of which you should always contact a licensed professional. Steps before dividend investing: 1. Pay off bad debt (e.g. credit cards, car note, student loans, etc.) 2. Stack up an emergency fund ($500, $1000, whatever works best for your lifestyle)
see who owns their stock and is qualified to receive a dividend payment. If the ex-dividend date is 10/27/20 – you need to buy the stock on 10/26/20 or before to qualify for the dividend payment. DRIP – Dividend Reinvestment Plan: Automatically reinvest your dividend payments to buy more stock. Payout Ratio – What it cost a company to pay out dividends to all of its investors; this is expressed as a percentage. You want this number to be as low as possible. If this number is over 100%, it means the company is borrowing money to pay it’s investors. Dividend Frequency – How often a company pays dividends. This can be monthly, quarterly, bi-annually, or annually. Dividend Payout Date – The date you will receive your dividend payment. Call to action: Learn More
3. Keep a small amount of play money (so you can still live life and enjoy social events) 4. Get life insurance!!!
Common Terms & Phrases Stock Symbol/Ticker Symbol – The letters/abbreviation that represents a company’s name on the stock market. You can think of this as their identifier. Stock Price/Share Price – The cost to purchase 1 share of a company’s stock. Dividend - A dividend is a distribution of profits by a corporation to its shareholders. When a corporation earns a profit or surplus, it is able to pay a proportion of the profit as a dividend to shareholders. Ex-Dividend Date – The date that companies will look to
“Being new to anything can have its own risk, especially when considering entering the world of investing.” ~ Curtis G 15
There’s one word that stands between you and what you want? And that’s
TRUST! My job is to get you ready to receive all that you want, so people who want to give you those things, will trust you will pay them back.
Let Rapid Credit Booster help You! @AntoineSallis
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Feel alive in the skin you’re in Skin Moisturizers
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"Clean, efficient energy is not only more affordable and safer for the environment, but the comfortable and below tier 1 rates protect homeowners from exorbitant annual monetary increases in their energy costs. How Members Create Value: I am a staunch believer that a person's **net worth is their conscience network. ** The larger your network**, the greater **the opportunity** to impact the environment. As a renewable energy consultant, I ambitiously work to educate homeowners on the electrical power crisis here in California, the problems associated with the crisis that detrimentally impact a homeowner's energy rates. I share solutions to the electrical power crisis and provide homeowners with attentive guidance during their transition to cleaner and more affordable renewable energy.
* Options include no investment or debt whatsoever for qualifying homes. Kederra L. McDaniel II, BSME /Renewable Energy Advisor Ignite Power LLC / Joinignite.com Email: kmcdaniel@goignitepower.com FB: Facebook 619.708.7752 HIS License 122755
Simple Business Plan Template for Entrepreneurs It’s a New You and a NEW YEAR To make your business idea a reality, you need a business road map. YBNB has put together a simple YBNB GPS path from idea to Launch template that will get you started.
GET Going… Get Your Footing Take the time to readjust according to your mentoring sessions and lessons. It’s actually a good practice to tweak and adapt as a tool for achieving your goals.
Mentorship Connect to that individual who has or is successfully doing what you are about embark upon. Ask all the hard questions. 1. Executive summary Plan From the End A plan that architecturally built from the end has the greatest potential for success. WHY? It will the eventual goal met that will serve as the road map for all natural next steps.
Road Work It’s time to roll-up your sleeves. However, There’s a saying, ”Practice doesn’t make perfect, the right practice makes perfect.” But one wise entrepreneur later finds out that “Good Enough should not the enemy of perfection.” Learn to work on what needs to be built. Never busy yourself with things that do not carry an immediate effect.
KNOW Your Target and meet it! Shoot for dates and times and make them as much as you can. The reason the center on a target is the ultimate landmark is that requires the most focus. This is the time for detailed work on important Matter that facilitates the launch.
S TA R T
Launch Now Its not about being ready its about being courageous. The fact that you’ll never be ready, but you be prepared. Got for it!
Venture Capitalist and Investors are not interested in how good your plan is but how well diverse your model is.
Breathe It’s time to reflect. Your perspective perhaps has change. If it has, the opportunity to expand or contract will be easier. Congratulations!
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Heal Generational Wounds
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SADNESS PROCRASTINATION
Book a Consultation: 619.315.8927 http://www.XtinaGeri.net Xtina.Geri@gmail.com IG: @Xtina.Geri
Xtina.Geri@gmail.com IG: @Xtina.Geri
Collaborative Advantage: The Art of PARTNERSHIP A Harvard Perspective •by By Rosabeth Moss Kanter
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T H E - PARTNER - S H I P We all know what types of partnership we want. The key is to match the alliance to the proper goal. Alliances between companies, whether they are from different parts of the world or different ends of the supply chain, are a fact of life in business today. Some alliances are no more than fleeting encounters, lasting only as long as it takes one partner to establish a beachhead in a new market. Others are the prelude to a full merger of two or more companies’ technologies and capabilities. Whatever the duration and objectives of business alliances, being a good partner has become a key corporate asset. I call it a company’s collaborative advantage. In the global economy, a well-developed ability to create and sustain fruitful collaborations gives companies a significant competitive leg up. Yet, too often, top executives devote more time to screening potential partners in financial terms than to managing the partnership in human terms. They tout the future benefits of the alliance to their shareholders but don’t help their managers create those benefits.
They worry more about controlling the relationship than about nurturing it. In short, they fail to develop their company’s collaborative advantage and thereby neglect a key resource. Business alliances are living systems, evolving progressively in their possibilities. Three years ago, I began a worldwide quest for lessons about productive partnerships, especially but not exclusively those intercompany relationships that spanned two or more countries and cultures. My research group and I observed more than 37 companies and their partners from 11 parts of the world (the United States, Canada, France, Germany, the United Kingdom, the Netherlands, Turkey, China, Hong Kong, Indonesia, and Japan). We included large and small companies in both manufacturing and service industries that were involved in many kinds of alliances. To ensure that the lessons were widely
applicable, we sought companies less prominent in the business press than giants like IBM, Corning, Motorola, or Ford. Several of the relationships that we studied were more than 20 years old; others had formed only recently in response to industry and geopolitical changes. In multiple visits, we conducted more than 500 interviews with leaders and staffs of both partners. Over time, we saw relationships blossom after good or rocky starts; change goals or structures; and wither or dissolve—amicably or contentiously. Our research uncovered three fundamental aspects of business alliances: They must yield benefits for the partners, but they are more than just the deal. They are living systems that evolve progressively in their possibilities. Beyond the immediate reasons they have for entering into a relationship, the connection offers the parties an option on the future, opening new doors and unforeseen opportunities. Next page →
•Alliances that both partners ultimately deem successful involve collaboration (creating new value together) rather than mere exchange (getting something back for what you put in). •Partners value the skills each brings to the alliance. •They cannot be “controlled” by formal systems but require a dense web of interpersonal connections and internal infrastructures that enhance learning. Moreover, we observed that North American companies, more than others in the world, take a narrow, opportunistic view of relationships, evaluating them strictly in financial terms or seeing them as barely tolerable alternatives to outright acquisition. Preoccupied with the economics of the deal, North American companies frequently neglect the political, cultural, organizational, and human aspects of the partnership. Asian companies are the most comfortable with relationships, and therefore they are the most adept at using and exploiting them. European companies fall somewhere in the middle. Exploring the different outcomes of the business relationships of other companies can help companies manage their own. Successful alliances build and improve a collaborative advantage by first acknowledging and then effectively managing the human aspects of their alliances.
Varieties of Relationships Cooperative arrangements between companies range along a continuum from weak and distant to strong and close. At one extreme, in mutual service consortia, similar companies in similar industries pool their resources to gain a benefit too expensive to acquire alone—access to an advanced technology, for example. At mid-range, in joint ventures, companies pursue an opportunity that needs a capability from each of them—the technology of one and the market access of the other, for example. The joint venture might operate independently, or it might link the partners’ operations. The strongest and closest collaborations
“In value-chain partnerships, companies with different skills come together to build value for customers.” are value-chain partnerships, such as supplier-customer relationships. Companies in different industries with different but complementary skills link their capabilities to create value for ultimate users. Commitments in those relationships tend to be high, the partners tend to develop joint activities in many functions, operations often overlap, and the relationship thus creates substantial change within each partner’s organization.
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CSDBCC See Partner Central San Diego Black Chambers of Commerce
URBAN LEAGUE
San Diego County See Partner
SHAQUINTA PRINCE See Partner
PAVING GREAT FUTURES See Partner
VIVO EXPOSURE LLC.
Computer-based technology See Partner
THE PHOTOSHOOT
PHOTO CREDITS: GPC Media, Francisco, Urban League
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COMING BHM 2021
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YBNB POSTER HIGHLIGHTS & Congratulates Robert Logan - Battalion Chief Sharon Whitehurst - Payne - Board Vice President District E Ronald Preston Clark - Readers Digest Self Publish Book Award Honorable Mention 2020 POSTER Dr. Shirley Weber - Secretary of State Matthew Gordon - Director of Appointments/ Boards & Commission - Mayor Todd Gloria
Francine Maxwell - President of NAACP CHAPTER Jasmine Sadler – STEAM Entrepreneur Greg Woods - MEA PRESIDENT KHYIM BONAS - Chief Operations Specialist - US Navy Chida Rebecca - Deputy Director of Communications for Mayor Todd Gloria
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“History is not to be repeated, it is to be expanded, we believe in idea that the Black souls alive today are the greatest Black people ever, because to be Afrocentric is to honor Yesterday, liver Today and prepare for Tomorrow. We only have us, we only have now. ~ Cheryl Morrow/co-publisher
Celebrate Black History Month And Celebrate You, US Today!
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