Lam90 investment brochure

Page 1

Investment Analysis

RISE ASCOT ASCOT - MEDIAN PRICE GROWTH

HOUSEHOLD INCOME

Source: RPdata

Source: RPdata

$1350,000 $1215,000

25% $1080,000

25% 25%

$945,000

20%

20% 20%

$810,000

15%$675,000

15% 15%

$540,000

10%

10% 10%

$405,000

5%$270,000

5% 5%

$135,000

0%

$0

0-15K 2005 15-30K 31-52K 52-78K 2006 2007 2008 2009 2010 AscotAscot

78-130K 2011 2012

130-180K 2013 2014

180K+

Brisbane Council Brisbane City City Council

0% 0%

0-15K 0-15K

15-30K 15-30K

31-52K 31-52K

52-78K 78-130K 130-180K 180K+ 52-78K 78-130K 130-180K 180K+

Ascot Ascot

Brisbane City Council Brisbane City Council

INVESTMENT INFORMATION Suburb

Ascot

Total exclusive area from

92m2 – 168m2

HOUSEHOLD STRUCTURE

Pricing range

$395,000 - $660,000

Source: RPdata

4%

S

Couples with Children

SUBURB INFORMATION

9%

Median Unit Sale Price

$441,500 (RPdata)

Lone Households

Population

5,729 (RPdata)

Group Households

5 Year population growth

7% (RPdata)

Other

Number of ‘Renters’ in Ascot

42% (RPdata)

Single Parents

Average Unit Weekly Rental Amount

$435/pw (RPdata)

Gross Rental Yield Unit

4.6% (realestate.com.au)

Average Capital Unit Growth

14.4%

Median Age

38 (Census)

Average people Per Household

2.3 (Census)

Median Weekly Household Income

$1,706 (Census)

RENTAL APPRAISAL - RISE (ASCOT)

O

7%

Childless Couples

G

37%

C

25%

HOUSEHOLD OCCUPANCY

Property

Ray White

Pure Rentals

Average

Unit 1

$420/pw

$430/pw

$425/pw

Unit 2

$420/pw

$430/pw

$425/pw

Unit 3

$420/pw

$430/pw

$425/pw

Unit 4

$420/pw

$430/pw

$425/pw

Unit 5

$420/pw

$430/pw

$425/pw

Unit 6

$420/pw

$430/pw

$425/pw

Unit 7

$560/pw

$610/pw

$585/pw

Unit 8

$560/pw

$620/pw

$590/pw

Unit 9

$560/pw

$620/pw

$590/pw

L

18%

Source: RPdata 3%

Other Renting

Purchaser Owns Outright

27%

42%

Owns Outright Purchaser

Other 28%

Renting

C


Investment Analysis

RISE ASCOT DEPRECIATION SCHEDULE Assumptions

2 Bedrooms

2 Bedrooms

3 Bedrooms

3 Bedrooms

Description

2 bed + 1 bath U4 (1st Floor)

2 bed + 1 bath U5 (1st Floor)

3 bed + 2 bath U7 (New)

3 bed + 2 bath U8 (New)

$395,000

$430,000

$655,000

$680,000

Purchase Price Rent per Week

$425

$425

$585

$590

Yield

5.6%

5.1%

4.6%

4.5%

Interest Rate

4.5%

4.5%

4.5%

4.5%

Amount Borrowed

80%

80%

80%

80%

Depreciable items

$3,308

$3,308

$5,617

$5,617

Depreciation Rate

13%

13%

13%

13%

Building Depreciation

$439

$439

$9,051

$9,051

Tax Rate

30.0%

30.0%

30.0%

30.0%

$22,100

$22,100

$30,420

$30,680

Financials (annual): Rental Income Less Expenses Management Fees (8% of rental)

$1,768

$1,768

$2,434

$2,454

Body Corporate (inc building ins.)

$1,786

$1,816

$1,966

$2,026

Council Rates

$1,056

$1,056

$1,056

$1,056

Water Rates

$1,160

$1,160

$1,160

$1,160

Interest

$14,220

$15,480

$23,580

$24,480

$500

$500

$500

$500

Expense Total

$20,490

$21,780

$30,696

$31,676

Taxable Profit/Loss (Cash Shortfall)

$1,610

$320

-$276

-$996

Taxable Income

$1,610

$320

-$276

-$996

Depreciable items

-$430

-$430

-$730

-$730

Building Depreciation

-$439

-$439

-$9,051

-$9,051

Net "Loss" for Taxation

$741

-$549

-$10,057

-$10,778

Tax Refund

-$222

$165

$3,017

$3,233

Repairs & Maintenance

Tax Return:

Cash Flow: Taxable Profit/Loss (Cash Shortfall)

$1,610

$320

-$276

-$996

Tax Refund

-$222

$165

$3,017

$3,233

Annual Cash Flow/Shortfall

$1,388

$485

$2,741

$2,237

Weekly Cash Flow/Shortfall

$27

$9

$53

$43

2.1%

2.1%

2.1%

2.1%

$8,295

$9,030

$13,755

$14,280

4.3%

4.3%

4.3%

4.3%

$16,985

$18,490

$28,165

$29,240

CAPITAL APPRECIATION Annual Growth: 5 Year - Capital Growth (API) Based on last 5 years 10 Year - Capital Growth (API) Based on last 10 years

Note: Your Style Homes does not take any responsibility for advice given in this brochure and the information included is for estimation purposes only. Any purchaser should seek their own legal and financial advice before making any decision about purchasing this product.


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