INVESTMENT ANALYSIS
TORRENSVILLE INVESTMENT ANALYSIS DEPRECIATION SCHEDULE Apartments
1,3,4,6
2,5
7,12,13,18
8-11
14-17
Configuration
2 Bedroom
2 Bedroom
2 Bedroom
2 Bedroom
2 Bedroom
Purchase Price
$344,950
$344,950
$324,950
$299,950
$319,950
Loan Value Ratio
80%
80%
80%
80%
80%
Amount Borrowed
$275,960
$275,960
$259,960
$239,960
$255,960
Interest Only/Rate
2.69%
2.69%
2.69%
2.69%
2.69%
Rent Appraisal
$420
$425
$400
$375
$395
Yield
6.3%
6.4%
6.4%
6.5%
6.4%
5 Year
Housing Price Index (ANS) Annual Growth
1.7%
1.7%
1.7%
1.7%
1.7%
10 Year
Housing Price Index (ANS) Annual Growth
0.6%
0.6%
0.6%
0.6%
0.6%
5 Year
CPI (ANS) Income & Experience Inflator
1.46%
1.46%
1.46%
1.46%
1.46%
Tax Rate
Income > $45,000 <$120,000
34.5%
34.5%
34.5%
34.5%
34.5%
8.8%
8.8%
8.8%
8.8%
8.8%
$21,840
$22,100
$20,800
$19,500
$20,540
Management Fees
$1,922
$1,945
$1,830
$1,716
$1,808
Body Corp.
$2,155
$2,086
$1,922
$1,659
$1,799
Council Rates
$1,576
$1,576
$1,576
$1,576
$1,576
Water Rates
$744
$744
$744
$744
$744
Interest
$7,423
$7,423
$6,993
$6,455
$6,885
Landlord Insurance
$340
$340
$340
$340
$340
Repairs & Manintenance
$150
$150
$150
$150
$150
Expenses Total (cash deductions)
$14,310
$14,264
$13,555
$12,640
$13,302
Plant & Equipment Depreciation (Using diminishing Value method)
$0
$0
$0
$0
$0
Building Depreciation (Prime Cost)
$1,400
$1,400
$1,400
$1,400
$1,400
Expenses Total (non-cash deductions)
$1,400
$1,400
$1,400
$1,400
$1,400
Total Allowable Deductions
$15,710
$15,664
$14,955
$14,040
$14,702
Net Gain/Loss for Tax Purposes
$6,130
$6,436
$5,845
$5,460
$5,838
Property Management fees
FINANCIALS (ANNUAL) YEAR 1 Rental Income Less Expenses (Inc. building inspection)
TORRENSVILLE INVESTMENT ANALYSIS FINANCIALS (ANNUAL) CASHFLOW Apartments
1,3,4,6
2,5
7,12,13,18
8-11
14-17
Operating Cashflow
$7,530
$7,836
$7,245
$6,860
$7,238
$0
$0
$0
$0
$0
Pre Tax Cashflow
$7,530
$7,836
$7,245
$6,860
$7,238
Tax Payable/Refund
($2,115)
($2,220)
($2,016)
($1,884)
($2,014)
After Tax Cashflow
$5,415
$5,615
$5,228
$4,977
$5,224
Last 5 years
$5,794
$5,794
$5,458
$5,038
$5,374
Last 10 years
$2,181
$2,181
$2,054
$1,896
$2,023
Value of Property*
$350,744
$350,744
$330,408
$304,988
$325,324
Less Loan Balance
$275,960
$275,960
$259,960
$239,960
$255,960
Total Equity
$74,784
$74,784
$70,448
$65,028
$69,364
Principal Comp of Loan Repayment
ANNUAL GROWTH
GROWTH (at the end of 10 years)
*Based on 5 year rate
88 11
22 44 77 33
5
66
11
Adelaide Airport 2.3 Km
22
Gladys Elphick Park / Narnungga 2.5 Km
33
Adelaide CBD 3 Km
4 4
Royal Adelaide Hospital 3.5 Km
5
Convention Centre 4.2 Km
6
Victoria Square 4.5 Km
7 7
Golden Wattle Park/ Mirnu Wirra 5 Km
88
Henley Beach 6.3 Km
TORRENSVILLE Median Property Price and Rent Source: realestate.com.au
Buy $332,500
Rent $300 PW
(Price data last updated 29th September 2020)
(Price data last updated 7th October 2020)
TORRENSVILLE High Demand Market Source: realestate.com.au
1469
1157
Visits per property
Torrensville
Visits per property
Average of SA
TORRENSVILLE Lifestyle and People Source: realestate.com.au
21.5%
Established Couples and Families
18.0%
Independent Youth
14.0%
Maturing & Established Independence
13.0%
Maturing Couples & Families
11.0%
Older Couples & Families
9.1%
Older Independence
8.2% 3.2% 1.2% 0.8%
Elderly Singles Elderly Couples Young Families Elderly Families www.eminencetorrensville.com.au
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