ZipInsight.com - Easy and Simple Way to Get Property Information Finding a lien on your property can be done through title search. Yes, you can do it by accessing a country’s public records or hiring a title company. But, remember that Title Company will perform the same search that you can do yourself and it charges for this too. So, doing search for lien on property by your own can save money and help you to determine if a lien will create issues for pending refinance or home sale.
What is Lien? In most simple words, Lien is a legal notice attached with the property tile due to unpaid debt. It gives the unpaid party a legal claim to get a portion of your property when it is sold. You can’t sell or refinance your property if your liens are not cleared. There are mainly three types of liens:-
Mechanical/contractor liens: - This lien occurs when homeowner hires contractors to perform home improvement project but unable to pay off for their services and materials. Tax liens:- It comes due to unpaid taxes including local property tax liens and those taxes which are filed by IRS for missed federal tax payments Judgment liens: - These liens are caused due to the court cases in which you owe money from other party. They can include unpaid credit card debt, medical bills and settlements related to child support.
Whether you are buying or selling a property, it is important that your liens are cleared. Find Liens with Title Search You can do title search through the county’s recorder office. Property Titles are public record that can be searched by anyone, not just the property owner. You just need a property address and give to the county recorder’s office to request a title deed search. The search is free of cost, however you need to pay a nominal fee for the abstract copy. If you don’t want to go to the county’s recorder office then you can search online and get all the title search information within few clicks. Yes! These types of property information are also available on internet so that users can find them without any hassles. ZipInsight for Your Complete Property Now, you can get all the information related to your property or Lien on Property or ownership histories only with ZipInsight.com. It is very simple to use, you just need to put your property address on the search bar of the website and comprehensive data will appear on your screen within few minutes. At ZipInsight.com, they offer hard-to-get lien information including personal liens filed against subject property, involuntary liens, judgment liens filed in court, HOA liens and many more.