CHAPTER 18
In Summary These are the seven steps my wife and I used to move from being homeless to being financially free in a few short years. These seven steps helped us find our own financial fast track and we continue to use them today. I trust they can assist you in charting your own course to financial freedom. To do that, I recommend being true to yourself. If you are not yet a long-term investor, get yourself there as fast as you can. What does this mean? Sit down and map out a plan to get control of your spending habits. Minimize your debt and liabilities. Live within your means and then increase your means. Find out how much invested per month, for how many months, at a realistic rate of return it will take to reach your goals. Goals such as: At what age do you plan to stop working? How much money per month will you need to live at the standard you desire? Simply having a long-term plan that reduces your consumer debt while putting away a small amount of money regularly will give you a head start if you start early enough and keep an eye on what you're doing. At this level, keep it simple. Don't get fancy,
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