2020 APRIL 49TH ESTATE MAGAZINE

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Anchorage

Mat-Su Valley

Kenai Peninsula

APRIL 2020

BUILT BY OUR FAMILY FOR YOURS spinellhomes.com

(907) 344- 5678

Spinell Homes Inc, AK Contractor #220310, Res. #92 & 1572


Get Spoiled by Spinell

YOU CHOOSE THE FLOOR PLAN, WE KEEP YOU ON BUDGET.

CUSTOMIZED FOR YOUR LIFESTYLE AND NEEDS.

OUR TRANSPARENT PROCESS SIMPLIFIES THE BUILDING EXPERIENCE.

RELAX, YOU HAVE A 10-YEAR STRUCTURAL WARRANTY!

WASILLA & PALMER Curry Ridge

Stephanie Gamble (907) 354-0277 Keller Williams Realty Alaska Group

Horizon Estates Starting at $284,100

Starting at $413,200

Hidden Ranch Starting at $265,600

Dove Tree

Starting at $300,000

Eagles Nest

Starting at $332,000

Harmany Ranch Starting at $650,000

EAGLE RIVER

Questa Locke (907) 350-2322 Keller Williams Realty Alaska Group

Eagle Heights at Settlers Bay Starting at $251,400

Settlers Bay

Starting at $233,700

Contact us to learn more about our process. 2

49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


Built by our family for your family Spinell Homes Inc, AK Contractor #220310, Res. #92 & 1572

ANCHORAGE

Lauren Glenn

Keller Williams Realty Alaska Group

Starting at $290,800 Kevin Sigafoos (907) 244-3212

Lois Townhomes Starting at $330,000 Nadine Park Questa Locke Starting at $333,000 (907) 350-2322 Questa Locke (907) 350-2322

The Terraces Starting at $412,850 Kevin Sigafoos (907) 244-3212

Woodhaven Preserve

spinellhomes.com An Advertising Section of Anchorage Daily News, April 2020

OWN A LOT OR LOOKING AT VACANT LAND? We can build anywhere.

Starting at $600,000 Kevin Sigafoos (907) 244-3212

(907) 344–5678 adn.com/homes | 49th Estate

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30 Years Selling Anchorage & Mat-Su Valley Associate Broker • REALTOR® • RE/MAX DOTV #1 PRODUCING INDIVIDUAL

(907)232-0227

www.Proper tiesAlaska.com

FOR MORE INFO VISIT WWW.ELEGANTHOMESALASKA.COM

CALL FOR LOCATION OPTIONS

When buying and selling in Alaska, let my experience as an Associate Broker, REALTOR and Consistent Top Producer for 30 years work for you.

Search Properties for Sale www.PropertiesAlaska.com CALL FOR LOCATION OPTIONS

Why buy used when you can own new at affordable prices? FOR MORE INFO VISIT WWW.ALLIANCECONSTRUCTIONALASKA.COM Affordable Hand Crafted Designs.

RESIDENTIAL • VACANT LAND • NEW CONSTRUCTION • MULTI-FAMILY • FSBO ASSISTANCE • FORECLOSURE

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49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


www.MOPAlaska.com Tom Lucas, Owner/Broker (907) 598-4000 tom@mopalaska.com

FIND YOUR FAVORITE PLACE

Brad Baker, Owner (907) 301-3101 brad@mopalaska.com Brian Lansdale, Owner (907) 529-6230 brian@mopalaska.com

If you are looking to buy or sell a tract of land, a home, recreational property or business in Alaska, our Mossy Oak Properties land specialists can be trusted to help you. Our team of Alaska agents can get the job done; so, call us first and we will help you find your favorite place.

Chet & Halie Benson, Licensees (907) 240-4868

cbenson@mossyoakproperties.com

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$4

OWNER FINANCING! Lakefront Cabin on 4.39 acres – Excellent area for Fishing & Hunting – Fish Lakes, AK

00

,0 95

OWNER FINANCING!

$2

0

0 9,0

$7

00

Sheep Creek Access

,0 85

$4

OWNER FINANCING!

Wasilla Lakefront Home

Profitable Historic Hotel & Restaurant In Sitka, AK – Newly renovated – 44 Rooms

0 ,00 0 5 1 $1,

1.99 Acres in Gated Community with access to Excellent Fishing, Willow, AK

0

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$2

2,588 sq. ft. Lakefront Home on 2.15 acres New Improvements – Finger Lake -Wasilla

0

10 Acres

0 5,0

Lakefront

$3

44 Acres

Creek Frontage

OWNER FINANCING! Airplane Hangar, 8 Tie Down Spots – Business Op. –Willow, AK Airport

DEAL OF THE YEAR – 24% CAP RATE!! Halibut Fishing Charter – Homer Spit

0

0 5,0

9

$4

0

0 9,0

0

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40 Acres

$7

44 + Acre Remote Alaska Property -Creek Frontage and Beach Access – Hunting & Fishing -Buildable Ground –Nikiski, AK

10 Acres LAKEFRONT -State Land Access Trapper Creek, AK

0 9,0

0 9,0

2

$8

$3

OWNER FINANCING! OWNER FINANCING! Willow Airport Hangar with Office Space, 2 Tie Down Spots & Equipment Included

0 ,00 0 0 2 $1, Fishing Lodge on the Nushagak River, 4 +/- Acres, 16 Guest Capacity, Massive Salmon Runs – Dillingham, AK

40 +/-Acres Parcel Now Available in Willow, AK –Hunt and Multi-Use

0 ,00 9 9 3 $1,

1,000 ft. Of Ocean Property – 3 Individual Lots – 1 Mile To Boat Launch Anchor Point, Alaska

3 bed, 2 bath Home – Fresh Paint, Custom Built Workshop on 3.5 Acres! Sterling, AK

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Unique & Stunning Log Lodge on 10 acres with Prime River frontage in Anchor Point

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10 Acres Secluded Cabin Home Hunting & Fishing OFF-THE-GRID Living, Willow, AK

RV Park & Café – Popular and Profitable!! Turn-Key with Real Estate – Glacier View

Mossy Oak Properties of Alaska, LLC | 2901 E. Bogard Rd. #102 | Wasilla, AK 99654 LAND | RESIDENTIAL | RURAL & RECREATIONAL | ALASKA BUSINESSES

Office (907) 357-5100

Independently Owned & Operated

An Advertising Section of Anchorage Daily News, April 2020

adn.com/homes | 49th Estate

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907-441-9000 | 907-273-7247 | INFO@KATHYJFERNANDEZ.COM | KATHYJFERNANDEZ.COM | FEATURED PROPERTY

$429,900 HUNTINGTON PARK • 4BR, 2.5BA, 2,592 SF, 2 Car Gar • Home Warranty • 2054 Saratoga Avenue, Anchorage

SoLD

$399,900 tRI-PlEX GOOD PARKING Two 2BR, 1.5BA units & One 3BR 1.5BA unit 905 W 40th Ave, Anchorage

“Of all the decisions you’ll make when buying or selling a home, none is more important than the person you choose to represent you.” Contact Me Today

$374,900 FAMIlY HOME 3BR, 2.5BA, 2,457 SF, 2 Car Gar 3083 Bettles Bay Loop

SoLD

SoLD

6

SALE PENDING!

$349,900 R2M INVEstMENt OPPORtuNItY 4BR, 2BA, 2,052 SF, 2 Car Gar on .38 Acres 4509 Grumman Street, Anchorage

$249,900 uPDAtED DuPlEX 3BR, 2BA, 1,372 SF. 2 Car Gar 6322 Fairweather Drive, Anchorage

$274,900 HultquIst BuIlt 3BR, 2BA 1,448 SF, 2 Car Gar Home Warranty • 3604 Challenger Circle, Anchorage

SoLD

SALE PENDING!

PENDING

$259,900 sPACIOus HOME 5BR, 3BA, 2,501 SF, 2 Car Gar Home Warranty • 620 S Williwaw Drive, Palmer

$89,900 CHARMING RANCH CONDO 2BR, 1BA, 787SF, 1 Carport 2605 Palmer Court #D3, Anchorage

$89,900 COZY CONDO 1BR, 1BA, 577 SF, 1 Carport Home Warranty • 7774 Boundary Avenue #I-1, Anchorage

49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


www.matsuhomebuilders.com

2020 Annual Spring Home Show FRIDAY, APRIL 24th: 12pm - 6pm SATURDAY, APRIL 25th: 10am - 5pm SUNDAY, APRIL 26th: 10am - 4pm MENARD SPORTS CENTER 1001 S. CLAPP ST, WASILLA Join us at the Mat-Su Valley's oldest & largest trade show for access to over 100 vendors specializing in all things home improvement! Come excited and leave inspired; find a builder, loan officer, painter, landscaper or other industry expert and turn your Spring plans into a reality! If you prefer a DIY project, find your vision and check out the newest trends!

Free parking! An Advertising Section of Anchorage Daily News, April 2020

adn.com/homes | 49th Estate

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#alaskanewhomes

Perched above a State Game refuGe 2020 New homeS

Not a single traffic light to get home to the Ranch after you leave Anchorage! Exit Parks Hwy at Trunk Rd Cross over Parks Hwy Take South Trunk Rd at round-a-bout S Trunk Rd merges with E Nelson Rd , left on S Barn Gable Loop, Just past Machetanz School

WAsIllA cReek TRAIls AT The RAnch

PARk You Rv

WAsIllA cReek FloWs ThRough The RAnch neIghboRhooD

For residential home sites overlooking the wild life refuge contact sales@theranchalaska.com Arctic Devco, Inc 907-841-6655 www.theranchalaska.com/video 8

49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, May 2020

You coulD lIve heRe

oPen house most Weekends 1-4 pm Each Home Builder is represented by their respective real estate professional. TheRanchAlaska

@TheRanchAlaska

TheRanchAlaska

49th Estate | adn.com/homes

9


#alaskanewhomes

Perched above a State Game refuGe 2020 New homeS

Not a single traffic light to get home to the Ranch after you leave Anchorage! Exit Parks Hwy at Trunk Rd Cross over Parks Hwy Take South Trunk Rd at round-a-bout S Trunk Rd merges with E Nelson Rd , left on S Barn Gable Loop, Just past Machetanz School

WAsIllA cReek TRAIls AT The RAnch

PARk You Rv

WAsIllA cReek FloWs ThRough The RAnch neIghboRhooD

For residential home sites overlooking the wild life refuge contact sales@theranchalaska.com Arctic Devco, Inc 907-841-6655 www.theranchalaska.com/video 8

49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, May 2020

You coulD lIve heRe

oPen house most Weekends 1-4 pm Each Home Builder is represented by their respective real estate professional. TheRanchAlaska

@TheRanchAlaska

TheRanchAlaska

49th Estate | adn.com/homes

9


“I am honored and proud to have served our country with so many brave men and women�

Special Thank You to the ASYMCA of Alaska and congratulations to all Service People of the Year being honored at this years SALUTE to the Military Cell: (907) 382-1892 Direct: (907) 273-7257 weworthy.usmc@gmail.com

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49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


RAFTER GHOST PATTERNS An uncommon, but occasional observation during home inspections is the black or gray stains on ceilings, and sometimes walls of older homes that trace the skeleton of the framework of the home. Often a buyer will fear the worst, that these are from roof leaks, or mold growth. They are not, but causes do take some explaining. Why do they occur? First, a little understanding of the dynamics of your ceiling or wall is required. The structure consists of framing (wood studs) with insulation between them (fiberglass in walls, fiberglass or cellulose in the ceilings.) It is all about the efficiency of these components. Wood is a poor insulator, and is rated at R1 per inch. So a 2x4 wall is R3.5. The stuff between the studs is a much better insulator, cellulose is R3.5, so 6 inches of insulation is R21. When you look at that ceiling, realize the rafters or studs are going to be 6 times colder than the insulation between them. Now, consider your home. The ambient air in it has a humidity level of between 40-60% relative humidity. This means there is water floating in the air. As this moist air moves through your house it picks up particles. Just like warm moist air condenses on a cold beer glass on a warm summer day, this moisture condensates on the cold rafter to a greater degree than the warmer sections between them, and the dust the air carries is deposited in greater quantities on the cold rafters. What is this “Dust”? These ghost stains consist of soot like small black particles. They can be difficult to remove because they consist of very fine particles, or oily or carbon based deposits. There are a number of sources that stand out. Candles are a big offender. Those that are scented, or in jars create more soot because of incomplete combustion.

Fireplaces; Wood burning always have bu i fireplaces fi l l ha some leakage, and frequent use will increase the “ghosting.” Heating systems; Is your heating system back drafting because the combustion air supply has a towel in it? Turning on the clothes dryer, bath fans, hood range simultaneously creates a negative pressure that will draw flue gases back into the home, and deposit minute particles on surfaces. Cooking; Steaks sizzling in the oven, deep fried chicken? Does your hood range fan vent to the outside? Incense? Air ionizers? Smokers in the house? Dirt from soil, pets, kids? There can be a slew of sources of particles that produce these patterns on your ceiling. What can a homeowner do? Eliminate the sources. Use high quality candles, burn them in an open area, keep wick trimmed to ¼ inch or less. Service your combustion devices (furnace or boiler) on a regular basis, ask the contractor to specifically check the combustion gas venting to make sure the appliance is not back drafting. Consider upgrading to a sealed combustion fireplace with external air supply, burn good quality wood. Reduce the humidity level, move the moisture out. Install timers on your bath fans, train your household to run fan until mirror is free of condensation, and turn them on if moisture starts appearing in window ledges, tracks. Also, check to see if the fan is really drawing air, a simple test with a tissue will tell you. Make sure your hood range vents to the outside, and upgrade the fan if not. Run the range fan when you cook, even if at a low speed. But, even more important, if the pattern is a square shape between the ceiling joists, this may actually be due to displaced insulation from high winds, or poor tradesperson practices. If you suspect this, you may wish to hire a knowledgeable professional inspector to further investigate this condition by using a thermal camera. With their knowledge and expertise, they will be able to recommend practical solutions to correct the problem you are having with ghosting.


We don’t play House, We go Hunting!

$599,000

8634 E Empire Circle, Palmer, AK 99645

Amazing Mountain views with this exquisite home with many wonderfully unique features which includes: Jack & Jill Bedrooms/Bathrooms, specialty windows, central vacuum system, great producing well, HUGE soapstone fireplace that opens to the side so you can add bigger logs, each room in the house has many outlets, tons of cabinet space in the kitchen, and a hidden pantry. Solid surface window sills.

MLS# 19-18291

$380,000

660 W Montana Drive, Palmer, AK 99645

This Palmer 4 bedroom oom home with amazing views, exudes value with cedar wood finishes throughout. Hard wood floors, extra large one way windows, gourmet kitchen, large finished basement, fully fenced and landscaped yard with greenhouse, heat ventilation and recovery system, paved driveway. Not to mention public water & sewer and metal roof. This home could be yours!

MLS# 20-2504

Call Elise Ell Buchholz, Realtor, CRS • 907.242.0442 www.buysellwitheliseell.realtor • www.eliseell.jackwhite.com JACK WHITE REAL ESTATE MAT SU

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49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


$315,000 1100 E. 10th AvEnuE Anchorage, AK 99501

Upstairs to show and Appointment only downstairs with 24 hour notice. Corner of 10th and Karluk. Built in 1999 this is a sound building with 2 x 6 construction. Upstairs unit has some city lights and mt views. Some rentals have been on a daily, weekly or monthly basis so no income data available. On corner lot with parking in front and back. Yellow house with two 3 BR units with laundry for each.

Peggy Kelly

Certified Residential Specialist

Serving Anchorage for 30 plus years!

261-7625 | pckelly@alaska.net

ALASKAREALESTATE.COM The The most accurate, accurate, complete complete and and trusted trusted source of Alaska Alaska Real Real Estate! Estate! source

• Alaska’s source of real estate listings! • The most accurate! • The most complete! • The Real Estate Professional’s resource!

ALASKA

MLS ALASKA MULTIPLE LISTING SERVICE, INC.

Download AlaskaRealEstate.com’s Mobile Real Estate App to get Access to all local listings from your smartphone or tablet. An Advertising Section of Anchorage Daily News, April 2020

adn.com/homes | 49th Estate

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DAVE WINDSOR

(907) 727-3300 | windsor@alaska.net

$250K

Featured Listings $345K

DUPLEX OPPORTUNITY

DUPLEX NEAR BASE

5 BD | 2 BA | 1,800 SF | 7,000 7 SF Lot Not financeable in current condition but great opportunity to produce solid income downtown. Cash only as-is. One side nicely remodeled but second unit needs work. MLS# 20-2461

4 BD | 2 BA | 2,118 SF | 14,486 SF Lot 14, Eastside Duplex near bases. Large lot. One owner since 1975 construction. A little tired but easy to rent. Upper unit has additional office room that could be third bedroom. MLS# 20-2741

Each Office Independently Owned & Operated | 3350 Midtown Place, Anchorage, AK 99503

Your listings in the spotlight

reserve your space today.

Victoria hansen — vhansen@adn.com 907.257.4237

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49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


Alaska By

Real estate

Dave WindsoR (907) 727-3300 | windsor@alaska.net

Free Money Coming To A Town Near You Since the Novel Coronavirus (Covid-19) appeared, business worldwide has started to slow down. The world economy was already showing signs of weakness late last year but when illness, or the fear of illness, slows down the business world then production and consumption of goods and services is reduced. We all share this pain even if we don’t catch the virus. In order to encourage businesses and individuals to keep spending, and to keep ‘doing stuff ‘, the Federal Government of a country engineers lower interest rates. Every country has a central bank (we call it the Fed) which can control the amount of money that the bank community has and the cost of that money. When the Fed cuts rates, it is cutting the rates at which banks can obtain or exchange money. In turn, the banks, who simply operate to make profit, can lend money or hold customer deposits at a lower rate. You may be surprised to know that France, Germany, Italy, Spain, Netherlands, Greece and Ireland have interest rates at Zero - i.e. Free Money for banks to lend. Incredible as it may seem, in Denmark and Switzerland their Fed pays interest to the bank if it borrows money from them! That is, a negative interest rate of 0.75% means you owe less than

you borrowed! The banks will never lend money to individuals like you and me for zero percent because they need some profit, but they will come incredibly close to zero in lending and, unfortunately, in offering CD’s and Savings accounts to depositors. We live in interesting times. In the USA the Fed recently cut rates and this is flowing through to mortgage lending for real estate. As of 10th March 2020 the 30 year conventional fixed rate for a homebuyer was 3.125% (FHA 2.875%) but likely these will come down into the low 2’s this year. The 15 year rate is already as low as 2.625% and likely to go below 2%. The net effect to you is - Savers Lose, Borrowers Win. Seniors who depend on fixed income from bank deposits will suffer while people who want to finance real estate or other investments will benefit. While I have until now been a strong advocate for zero debt in your family I would have to say that you should revisit your savings strategy immediately. Money invested in simple CD’s or other savings is useless. It will lose value. Money invested in Stocks and, to a lesser degree Bonds, will have a better rate of return. If you are, however, needing a new or better home you must take advantage of these miniature interest rates as they approach zero. Many analysts are now saying the outbreak’s impact on global economies will be serious but the duration of the impact will be short. So the feeding frenzy can only last a year or two.

3350 Midtown Place Anchorage, AK 99503 Each Office Independently Owned and Operated

I predict a boom in home buying and you should not miss out, because this is a temporary status. You can also be sure that property values will appreciate in the slipstream of the current momentum.

Currently, the Fed rate (benchmark for interbank lending) just went to 1.75%. Each quarter of a percent is called one basis point. In other words, 5 more basis points down and you reach zero. Many observers think this could happen by next year.

“The net effect to you is Savers Lose, Borrowers Win.” What you will hear in the months ahead is that there is a significant pullback in the world economy. The word ‘Recession’ will be used in a mild manner. The United States will fare much better than other countries but, even here, there will be some stress in maintaining jobs. Yours could be affected. However, if you and/or your spouse have solid forward employment in Alaska, now is the time to reduce cash savings, re-invest it in wisely allocated investments, and borrow as much as you can for solid investments, especially real estate. Call me, or your favorite trusted Realtor, or Financial Advisor for further guidance. Dave Windsor is an Associate Broker at RE/MAX Dynamic Properties with over 30 years of experience in the Anchorage real estate market. Dave’s services are available to both Buyers and Sellers of Residential or Income Properties.

The information presented in this column is intended for general informational purposes only and it is not a substitute for situation specific guidance by the appropriate licensed professionals. This column, its author, the magazine and publisher are not responsible for the outcome or results of relying upon the contents of this column in any given situation. Previous columns are archived on Dave’s website at www.davewindsor.com.

An Advertising Section of Anchorage Daily News, April 2020

adn.com/homes | 49th Estate

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That Listing Is On The Market MLS Alaska MLS is the Marketplace!

AlaskaRealEstate.com Making the Market Work!

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49th Estate | adn.com/homes

An Advertising Section of Anchorage Daily News, April 2020


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