Anchorage
Mat-Su Valley Kenai Peninsula
December 2019
At... Kenai Wellness & Hospitality Estates TM Come experience Access, Proximity and Mobility to the best Recreation, Cancer & Cardiovascular Continuing Therapies Care Centers Alaska has to offer...
IN YOUR NEW • • •
First Time Home Buyers Retirees for Active Living Wheel Chair Users
Be my neighbor! Kenai is not just for fishing...Not anymore! Developer pledges $1,500 of every pre-qualified and closed transactions (December 2019 through January 31, 2020) to Kenai & Soldotna Senior Citizen Centers.
Sasha Loyd Managing Home Loan Originator. NMLS 199727 Sasha.Loyd@denalifcu.com | www.denalifcuhomeloans.com Terms and conditions apply. Programs, rates, terms and conditions are subject to change. Credit and collateral subject to approval.
Owner Financed / Built to Suit / ADA Compliant and Upscale / Lease-Purchase Homes. Affordable ADA Compliant Retirement Homes on 1+ Acre Lots Starting From $275,000 Be Pre-Qualified Today! No down payment blues!
Alpha-Omega Homes
TM
Purposeful homes for a life time; your first or your last home.
Ray Oyemi (907) 301-5185
Portfolio Manager, Broker, Developer.
C
PurposefulHomes.net
ONSOLIDATED DEVELOPMENT & MANAGEMENT, LLC.
Get Spoiled by Spinell
YOU CHOOSE THE FLOOR PLAN, WE KEEP YOU ON BUDGET.
CUSTOMIZED FOR YOUR LIFESTYLE AND NEEDS.
OUR TRANSPARENT PROCESS SIMPLIFIES THE BUILDING EXPERIENCE.
RELAX, YOU HAVE A 10-YEAR STRUCTURAL WARRANTY!
WASILLA & PALMER Curry Ridge
Stephanie Gamble (907) 354-0277 Keller Williams Realty Alaska Group
Horizon Estates
Starting at $274,200
Starting at $411,500
Hidden Ranch Starting at $255,300
Dove Tree
Starting at $300,000
Eagles Nest
Starting at $332,000
Harmany Ranch Starting at $650,000
EAGLE RIVER
Questa Locke (907) 350-2322 Keller Williams Realty Alaska Group
Eagle Heights at Settlers Bay Starting at $251,400
Settlers Bay
Starting at $233,700
Contact us to learn more about our process. 2
49th Estate | adn.com/homes
An Advertising Section of Anchorage Daily News, December 2019
Built by our family for your family Spinell Homes Inc, AK Contractor #220310, Res. #92 & 1572
ANCHORAGE
Lauren Glenn
Keller Williams Realty Alaska Group
Starting at $289,500 Kevin Sigafoos (907) 244-3212
Lois Townhomes Starting at $330,000 Nadine Park Questa Locke Starting at $350,000 (907) 350-2322 Questa Locke (907) 350-2322
OWN A LOT OR LOOKING AT VACANT LAND? We can build anywhere.
West Park Starting at $436,000 Kevin Sigafoos (907) 244-3212
Woodhaven Preserve The Terraces Starting at $412,850 Kevin Sigafoos (907) 244-3212
Starting at $600,000 Kevin Sigafoos (907) 244-3212
Prominence Pointe Starting at $612,00 Spinell Homes Kevin Sigafoos (907) 244-3212
spinellhomes.com An Advertising Section of Anchorage Daily News, December 2019
(907) 344–5678 adn.com/homes | 49th Estate
3
UNDER CONSTRUCTION NOW!! 3 beautiful homes in different areas of the Mat Su Valley in Price ranges to meet all budgets. FOR MORE INFO VISIT MY WEBSITE ShannonParberry.com $449,000
$335,000
$348,000
BIG LAKE
WASILLA
PALMER
14+ Acres w/ appx 176 ft of water frontage on Big Beaver Lake & also water frontage on Pup Lake. This is a perfect lot for those who need room to spread out, large family compounds or investors who would like to split it & build. Also would make a good lakefront community. No ccrs and no zoning, options are endless. Shoreline on Big Beaver is perfect for swimming, boating, docks, airplanes etc 14.93 acres,
Can you say WOW! Lakefront plus beautiful mtn views! Plus everything is new! Just move in & enjoy!This gorgeous gem features a chefs kitchen, w/ granite counters, 6 burner commercial range, double ovens, custom cabinetry, etc..Living rm boasts stunning wood floors & custom gas FP w/ built-ins, master suite is its own retreat w/ his/hers vanities, custom walk-in & custom built-ins.
Spacious and affordable!! Palmer side home. Meticulously maintained. Rooms are large and there is a lot of storage. Living rm features gas fireplace, kitchen is open . Master suite has a large walkin closet . All beds and family room are upstairs. Lot is private and landscaped w/ a back deck. This one really is turn key. Located in Equestrian Acres close for commuting, schools, shopping etc.
4,225 sqft living, 4BR, 3.5BA, 2CGar
1,711 sqft living, 3BR, 2.5BA, 2CGar
CALL FOR OTHER LOCATIONS! Why buy used when you can own new at affordable prices? Affordable Hand Crafted Designs.
$289,000
$323,000
For more info visit my website ShannonParberry.com
$349,000
RESIDENTIAL • VACANT LAND • NEW CONSTRUCTION • MULTI-FAMILY • FSBO ASSISTANCE • FORECLOSURE
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49th Estate | adn.com/homes
An Advertising Section of Anchorage Daily News, December 2019
Celebrate the Holidays in a New Home
561 E 36th Ave, Ave, Suite Suite 200, Anchorage, AK 99503 | 907 907.646.3600 .646.3600 | w www.dwellrealtyak.com ww.dwellrealtyak.com | Follo Follow w Us @dw @dwellrealtyak ellrealtyak
HIDDEN GEM!
A unique living experience for the outdoor enthusiast! Mature trees surround this incredibly landscaped home with a huge front and back deck for outdoor enjoyment. Two story living area,formal dining, incredible mountain views and so much more! $479,000 MLS# 19-11975. 7015 Kulchay Circle, Eagle River. Brant Heidlebaugh 230-1766
CONTEMPORARY DESIGN & FINISHES
MAINTENANCE FREE LIVING
Ease of living in this ranch style condo located on the top floor with elevator access.Excellent condition with high vaulted ceilings and South facing views.No snow plowing needed with a underground heated garage. Secure building in a prime South Anchorage location.$259,500 MLS# 19-8296.11324 Discovery View Drive #308B.Maggie Gray 985-246-9466
CONTEMPORARY HILLSIDE LIVING
4-PLEX INVESTMENT OPPORTUNITY
Rent 3 and live in the 4th free - owner-occupied OR investment property located on a dead-end street. ALL units have updated kitchens, bathrooms, and new flooring! Convenient location close to JBER, Tikahtnu Commons,and is less than 10 mins from your favorite downtown restaurant! $349,000 MLS# 19-11749. 3202TarwaterAvenue.Tammy Stewart 360-1116
POSSIBILITIES ON THIS 20 ACRE PARCEL
Immaculate single owner home on close to half an acre lot. 2,629 SF of space includes 4 bedrooms, and a spacious triple car garage. Floor to ceiling, double sided stone fireplace heats the living and kitchen. Expansive windows let the sunshine in and frame the mountain views! $459,900 MLS# 19-13341. 5048 E Fetlock Drive,Wasilla.Debbie Moore 244-3486
Panoramic views of the inlet, the city, and mountains! Modern high end custom finishes and smart home features. 3,904 sf of space includes 4 bedrooms and a walk-out lower level built by ALEXANDER HOMES. $1,089,533 MLS# 18-15521. 16687 Waterford Pointe Circle. Anya Protasova 250-2925
Many options for building. Panoramic views of the Alaska Range, St. Elias/Wrangell mountain ranges, Talkeetna and Chugach mountain ranges.Mt.St.Elias' peak is in clear view. Stocked lakes for fishing on the trail in. Creek adjacent to property. Camper trailer included. Accessible with 4x4! $40,000 MLS# 1918098.Glennallen,AK.Elizabth Heynen 715-6659
AFFORDABILITY IN MIDTOWN
SPACE & PRIVACY ON A .86 ACRE LOT
RANCH HOME BACKS TO GREENBELT
Bright and airy condo located in a convenient Midtown location. Well-maintained and easy living in Piedmont West with like new flooring, covered parking and a peaceful balcony with storage that overlooks the courtyard. Ready for a new owner to call home! $89,900 MLS# 19-9221. 3061 Lois Drive #604. Debbie Moore 244-3486
The kids can walk across the street to Service High School! Tons of privacy in this home perfectly situated away from the road with mature trees. Great landscaping provides tons of outdoor opportunities! 5 bedrooms, 3 baths and a spacious triple car garage. $784,000 MLS# 19-15348. 9300 Autumn Ridge Circle. Connie Yoshimura 229-2703
An Advertising Section of Anchorage Daily News, December 2019
Convenient Eastside location close to JBER & Tikahtnu! Western exposure in the backyard, small side deck with partial fence! Like new 3 bedroom home with 2 baths, spacious double car garage and 5* energey rating. New carpet, move in ready! $279,000 MLS# 19-13713. 218 Skwentna Drive. Connie Yoshimura 229-2703 adn.com/homes | 49th Estate
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907-441-9000 | 907-273-7247 | INFO@KATHYJFERNANDEZ.COM | KATHYJFERNANDEZ.COM | FEATURED PROPERTY - PRICE REDUCED
Price Reduced to $429,900 HUNTINGTON PARK • 4BR, 2.5BA, 2,592 SF, 2 Car Gar • Home Warranty • 2054 Saratoga Avenue, Anchorage
PEndinG
$399,900 TRI-PLEX GOOD PARKING Two 2BR, 1.5BA units & One 3BR 1.5BA unit 905 W 40th Ave, Anchorage
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“Of all the decisions you’ll make when buying or selling a home, none is more important than the person you choose to represent you.” Contact Me Today
nEW liSTinG
$374,900 FAMILY HOME 3BR, 2.5BA, 2,457 SF, 2 Car Gar 3083 Bettles Bay Loop
Sold
Sold
$349,900 R2M INVESTMENT OPPORTuNITY 4BR, 2BA, 2,052 SF, 2 Car Gar on .38 Acres 4509 Grumman Street, Anchorage
$334,900 CHARMING DuPLEX 5BR, 2BA, 2,160 SF Home Warranty • 3337 Creekside Drive #’s A & B, Anchorage
$274,900 HuLTquIST BuILT 3BR, 2BA 1,448 SF, 2 Car Gar Home Warranty • 3604 Challenger Circle, Anchorage
Sold
Sold in 5 dayS!
$259,900 SPACIOuS HOME 5BR, 3BA, 2,501 SF, 2 Car Gar Home Warranty • 620 S Williwaw Drive, Palmer
$249,900 WESTSIDE LIVING 4BR, 2.5BA, 2,080 SF, 1 Car Gar Home Warranty • 7411 Blackberry St, Anchorage
49th Estate | adn.com/homes
$89,900 COZY CONDO 1BR, 1BA, 577 SF, 1 Carport Home Warranty • 7774 Boundary Avenue #I-1, Anchorage
An Advertising Section of Anchorage Daily News, December 2019
That Listing Is On The Market MLS Alaska MLS is the Marketplace!
AlaskaRealEstate.com Making the Market Work!
An Advertising Section of Anchorage Daily News, December 2019
adn.com/homes | 49th Estate
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SERVING THE ENTIRE STATE OF ALASKA
Mossy Oak Properties of Alaska
FIND YOUR FAVORITE PLACE www.MOPAlaska.com
GOT LAND?
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We’ve got buyers looking! Let us get it SOLD!!
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WILLOW, AK 1 Acre Improved Lot
ANCHORAGE, AK
SOLDOTNA, AK
Outdoor Retail Store
B&B – Kenai River
WILLOW, AK 2,860 sq. ft. Home on 29 Acres - 7 BD, 2 BS
DILLINGHAM, AK
PALMER, AK 1,627 sq. ft. HOME 3 BEDS, 2 BATHS
Fishing & Hunting Lodge
Call us for a FREE Market Analysis of your property! Price Discounted - Now a 24% CAP on Halibut Fishing Charter Business & Commercial Building with Lodging. Well Established with Impeccable Reputation!
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Own a Great Profitable RV Park & Cafe in one of the Most Traveled Areas of the State of Alaska!
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80 ACRES - TOTAL PRIVACY! Hunting, Dog Mushing, Snow Machining in Willow, AK
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DEAL OF THE YEAR – 24% CAP RATE!! Halibut Fishing Charter – Homer Spit
10 Acres Secluded Cabin Home Hunting & Fishing OFF-THE-GRID Living, Willow, AK
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Remodeled 2019 Lodge B&B 7,000 sf 12 beds 11.5 baths, 2 kitchens, 2 car garage One of the FINEST LODGES ON THE KENAI
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OWNER FINANCING!
OWNER FINANCING Priced To Sell! Newly Renovated & Profitable Historic Hotel & Restaurant in Sitka, Alaska
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4.39 Lakefront Acres With Cozy Cabin On Fish Lakes - Excellent Fishing & Hunting
VERY PROFITABLE Cooper Landing, AK Convenience Store - Food, Gifts, Shuttle & Snowplow Services, Hardware, Laundry Facilities & RV Hookups!
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Alaska is not only our nations’ largest state, it is our nations’ most remote. People are drawn to Alaska due to its outdoor lifestyle. If you are looking to buy or sell a tract of land, a home, recreational property or business in Alaska, our Mossy Oak Properties land specialists can be trusted to help you. Our team of Alaska agents can get the job done; so, call us first and we will help you…
OWNER FINANCING 120 Acres, Main Lodge, Guest Cabins - Owner Financing Available - Katmai National Park, AK
Stove & Fireplace Heat Source Sales & Service Business with Real Estate
15 + Acre Lodging Business – Two Log Homes & Five Cabins Homer, AK
1,000 ft. Of Ocean Property – 3 Individual Lots – 1 Mile To Boat Launch Anchor Point, Alaska
HUMBLE ROOTS, HARD WORK, AND A TON OF HEART. Through the years, our goal has remained the same: become a trusted resource for folks looking to buy or sell land & recreational property in Alaska. Looking to Sell? We have access to an unparalleled marketing platform through web listing partnerships, print advertising, and in-house leads creating additional exposure for clients. Buy with US; we will secure the property you want and provide the resources to develop your dream!
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13.32 Acres – Secluded Home Site with Ready-To-Finish Home Wasilla, AK
‘’River Refuge’’ Unique Stunning Alaska Log Lodge - 10 Acres Prime Fishing - Riverfront
…find your favorite place!
3 bed, 2 bath Home – Fresh Paint, Custom Built Workshop on 3.5 Acres! Sterling, AK
Tom Lucas, Owner/Broker (907) 598-4000 tom@mopalaska.com Brad Baker, Owner/Agent (907) 301-3101 brad@mopalaska.com Brian Lansdale, Owner/Agent (907) 529-6230 brian@mopalaska.com
BUY WITH US, SELL WITH US! Put the Power of M.O.P. to Work for YOU!! 8
Land Recreational Residential Business Opportunities 49th Estate | adn.com/homes
(907) 357-5100 Mossy Oak Properties of Alaska, LLC
|
2901 E. Bogard Rd., Wasilla, AK 99654
Each Office Independently Owned and Operated An Advertising Section of Anchorage Daily News, December 2019
www.MOPAlaska.com 49th Estate | adn.com/homes
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3260 Porcupine Trail Road, Anchorage
ALASKAREALESTATE.COM The The most accurate, accurate, complete complete and and trusted trusted source source of Alaska Alaska Real Real Estate! Estate!
• Alaska’s source of real estate listings! • The most accurate! • The most complete! • The Real Estate Professional’s resource!
ALASKA
MLS ALASKA MULTIPLE LISTING SERVICE, INC.
Download AlaskaRealEstate.com’s Mobile Real Estate App to get Access to all local listings from your smartphone or tablet.
icc-rsf.com
Over 100 Stoves, Fireplaces & Inserts on Display. 2000 E. Dowling Rd. Anchorage, 99507
562-2249
northeat.com Like Us on Facebook for Up To Date Specials!
An Advertising Section of Anchorage Daily News, December 2019
Locally Owned and Operated Since 1977 adn.com/homes | 49th Estate
11
easier to install on the vertical perimeter stem wall, as you can lay the facing against the stem wall, and staple it to the mudsill at the top of the wall. For the floor, it is the first two feet that are the real effective zone. This will stop the cold from going under the stem wall and creating a cold crawl. The Cold Climate Research Center in Fairbanks found that after 4 feet, savings do not warrant the cost.
Crawlspace Insulation This is one of the most miss-understood areas of the entire house. Builders save on costs by putting the minimum thickness of insulation, as well as spending little time properly installing vapor barriers. When a vapor barrier does not run up the concrete stem walls, and is not sealed at any of the laps, the result; any water that might get through the foundation wall pools on top of the vapor barrier! Vapor barriers First step, the vapor barrier. Install a new vapor barrier, seal the seams, seal to the top of the stem walls, and seal any penetration with acoustical caulk (aka Black Death, called that because it takes months to wear of your hands) and staple vapor in place. Carefully caulk all laps (should be at least one foot overlap) and seal edges with red plastic vapor barrier tape.) We recommend wearing gloves, respirator and knee pads. Now, Insulate! So, Crawl space looks beautiful. New vapor barrier, soil odors, bacteria, viruses, and in some areas in Anchorage, Matsu you will inhibit Radon gas from entering your home! Now Install insulation. It is recommended you select at least R30 to R38. These will be 10-12� thick. There are faced and unfaced, which means with an impregnated vapor barrier, or without. Using a faced insulation may be
Spenard Builders Galco division, I hear, has started to bring back the “BIBs�, or batts in a bag. These are really cool, because you can move them around without creating a cloud of fiberglass fibers. Payback? Most of the expense of installing, and insulating in the crawl space areas is labor. It is possible to save on costs by preforming the work yourself. If you do the work yourself or with the help of your older kids, I have heard of folks saving enough the first year to pay for the materials. On the other hand, if you hire a contractor, this will often triple or quadruple the cost. It is back breaking, nasty work in a confined space, and these guys charge accordingly. In that case, 3-4 years. Now many of you do not have a crawl space, but, if you have friends who do, please hand them a copy of this article. Given that fewer and fewer read the newspaper these days, you would be doing them a great favor! Good luck
2 BR, Loft, 2.5 BA, 2 GAR, 1360 SF, New Windows, Kitchen & all Counters. Corian & Stainless Steel. City & Mt. Views & close to Bike Trails. $265,000 MLS 19-16287
Peggy Kelly
Certified Residential Specialist Serving Anchorage for 28 Years
261-7625 | pckelly@alaska.net
We don’t play House, We go Hunting!
$520,000
3408 W Discovery Loop, Wasilla, AK 99654
This home is on the top of the hill of Ser Serendipity Hills. Landscaped beautifully and has it all. An open design custom home, with travertine tile, crown molding, columns and archways with 9’’ ceilings, 4 bedrooms up, with Master Suite, huge walk in closet, jetted tub with glass shower, granite throughout, laminate flooring, Rot Iron Railing, and bonus room.
MLS# 19-6788
Call Elise Ell Buchholz, Realtor, CRS • 907.242.0442 www.buysellwitheliseell.realtor • www.eliseell.jackwhite.com JACK WHITE REAL ESTATE MAT SU An Advertising Section of Anchorage Daily News, December 2019
adn.com/homes | 49th Estate
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#R e m a x D y n a m i c P r o p e r t i e s
Nobody Sells More Real Estate
@remaxdynamicproperties @remaxdynamicproperties
A B OV E T H E C R O W D A N C H O R AG E O F F I C E ● 3 3 5 0 M I D T OW N P L AC E ● 9 07. 8 6 5 . 470 0
To all my clients, there is no better time than the Holidays to express my appreciation for your business and friendship. May all the joys of the season be yours.
Bethany Weiser (907) 223-1632
Bonnie Mehner (907) 223-0005
4 Acres
$1
87 .5 K
4 Acres of heavily treed land with 380’ feet frontage on Sunset Blvd. Surrounded by large parcels. Over 600’ feet deep. Tons of privacy and seclusion. Soil test available. Adjoining parcel for sale. Great opportunity for your country estate. View this site today. MLS# 19-1608 TERRY BEAL / 440-7545
907.802.9989
dagny.smith@remax.net
(907) 406-9200 | chrismoore@remax.net
Nobody in the world sells more real estate than RE/MAX 907.865.4700 3350 Midtown Place, Anchorage, AK 99503 Each Office Independently Owned & Operated.
55 K
L1 W SUNSET BOULEVARD
- Chris Moore
$1
$8
8.
5K
Mother Daughter Team With Over 50+ Years Combined Experience
LAKEFRONT CONDO
DOWNTOWN CONDO
2 DOWNTOWN CONDOS
New on Market 2 BD / 1 BA / 1 CG / 922 SF
1 BD / 1 BA / 825 SF Lovely, quiet condo w/west facing views & lots of light. Kitchen remodeled in 2011. Park Strip across the street, unit is away from that side of the building. Live downtown and work downtown.
DAVE WINDSOR / 727-3300
PEGGY KELLY, CRS / 261-7625
First Unit 169K | Second Unit 125K Two wonderful downtown condos with an elevator in a secure building. First unit has 2 bedrooms, 1 bathroom, 1 heated car garage. Second unit has 1 bedroom, 1 large bathroom, and in unit washer and dryer.
Needs a little TLC after senior moved out but awesome location w/heated garage, extra designated parking plus huge storage room. Adjacent to Beaver Lake & Walking/Bike trails.
SANDRA & RICK NUNES / 242-0863
ALASKA REAL ESTATE TRAINING PRE-LICENSING COURSE February 21-23 & 28-March 1 2 Weekends Friday, Saturday, & Sunday This course includes 40 hours of in-class instruction and real estate exam practice with a certified real estate instructor, plus access to a versatile website with thousands of test questions for at-home study! Sign up for your pre-licensing class today!
Sign-up today to start your career in real estate! Call 907.301.4750 or go to www.alaskarealestatetraining.com
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49th Estate | adn.com/homes
An Advertising Section of Anchorage Daily News, December 2019
Alaska By
Real estate
Dave WindsoR (907) 727-3300 | windsor@alaska.net
Real Estate Financing 101 In Alaska there are essentially four sources of financing your home purchase. Here is a rundown:VA: One of the benefits of joining the armed forces is that the Federal Government agrees to guarantee any loan you may need to purchase a home. The reason that lenders will provide a 100% loan with no down-payment (and no mortgage insurance) is that the government guarantees 25% of the loan. From a lender’s point of view this is as good as receiving a 25% down-payment. The maximum amount that can be spent on a VA purchase with zero down is $726,525 in Alaska. The seller can lawfully pay absolutely all your closing costs, prepaids and reserves. This is called a Triple Zero Down purchase. FHA: This Federal Government program requires 3.5% down (even for a duplex, triplex or fourplex) and the seller may, if willing, contribute up to 6% of the purchase price to cover your closing costs, prepaids and reserves. You can even ask for a Home Warranty too. Current interest rate is 3.5% for a 30 year fixed rate loan. Many lenders, including Wells Fargo, will quote the rate at 3.375% but this is
with a 0.5% discount point billed to your closing costs. The loan amount allowed in Anchorage and Matsu is limited to a maximum of $401,350 but, different to VA, expect to pay a Mortgage Insurance Premium upfront plus a monthly premium for the life of the loan. That hurts a bit, especially when the rules are much more generous if you can afford a 3% to 5% down Conventional Fannie Mae loan. Conventional: Fannie Mae loans are available with any amount down starting at 3%. If you put less than 20% down you will be billed monthly (or charged a flat fee up front) a mortgage insurance premium until your equity reaches 78% of the original purchase price. This is far more attractive than FHA where you pay mortgage insurance forever so long as the loan remains with even the smallest balance. The premium is based on your credit score and obviously varies depending on your down-payment. Always strive to put 20% down to avoid this lender insurance premium for the risk they take lending you more than 80% of your home purchase. The loan limit for conventional financing is $726,525 and the seller can pay up to 6% of the purchase price towards your closing costs provided you put at least 10% down. Less than 10% and seller concessions are limited to 3%. Current Interest Rate is 3.875% for
3350 Midtown Place Anchorage, AK 99503 Each Office Independently Owned and Operated
a 30 year fixed rate loan. AHFC: This profit earning Alaska State Agency has done an awesome job boosting liquidity for homebuyers over decades now and has its own unique loan programs which provide balance and stability to the mortgage industry. The loan limit for a home purchase, at $799,177, is higher than conventional financing and there are special programs for veterans, low income borrowers and first time homebuyers. Down-payment is as low as 5% and similar rules apply to mortgage insurance premiums that are required for other conventional loans. Interest rates are often identical, or at least very close, to conventional rates but are driven by separate factors because the money is produced by their own bond issuing practices. Note: The rates quoted here are effective as of November 2019 but, naturally, can change from day to day. However, these rates won’t move much in the winter months ahead and may even go down. I have used the 30 year fixed rate for this discourse but also know that you can cut up to 1% off those rates if you ask for a 15 year loan. Dave Windsor is an Associate Broker at RE/MAX Dynamic Properties with over 30 years of experience in the Anchorage real estate market. Dave’s services are available to both Buyers and Sellers of Residential or Income Properties.
The information presented in this column is intended for general informational purposes only and it is not a substitute for situation specific guidance by the appropriate licensed professionals. This column, its author, the magazine and publisher are not responsible for the outcome or results of relying upon the contents of this column in any given situation. Previous columns are archived on Dave’s website at www.davewindsor.com.
An Advertising Section of Anchorage Daily News, December 2019
adn.com/homes | 49th Estate
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A Better Alternative Investment
Better than CD and higher returns than an annuity of equal value. Diversify your portfolio!
At... Kenai Wellness & Hospitality Estates TM
IN YOUR NEW • • •
First Time Home Buyers Retirees for Active Living Wheel Chair Users
Be my neighbor! Kenai is not just for fishing...Not anymore! Developer pledges $3,000 on each pre-qualified and closed transaction (December 2019 through January 31, 2020). The $3,000 will be split equally between: Assets Inc., The Arc of Anchorage and AWAIC.
Russ Wallace Certified Military Housing Specialist, Mortgage Loan Originator. NMLS #378666 r.wallace@alaskausamortgage.com | www.russwallaceak.com & Consolidated Development & Mgmt., LLC
Terms and conditions apply. Programs, rates, terms and conditions are subject to change. Credit and collateral subject to approval.
Owner Financed / Built to Suit / ADA Compliant and Upscale / Lease-Purchase Homes. Affordable ADA Compliant Retirement Homes on 1+ Acre Lots Starting From $275,000 Be Pre-Qualified Today! No down payment blues!
Alpha-Omega Homes
TM
Purposeful homes for a life time; your first or your last home.
Ray Oyemi (907) 301-5185
Portfolio Manager, Broker, Developer.
C
PurposefulHomes.net
ONSOLIDATED DEVELOPMENT & MANAGEMENT, LLC.