Traveler - September/October 2013

www.AAA.com

NEW AAA Member Benefit

Free for Members EXCLUSIVELY FOR AAA MEMBERS

ProtectMyID® Essential Safeguards against ID Theft with Daily Monitoring, Credit Report, Lost Wallet Protection & Fraud Resolution Support.

September/October 2013

Cruise Line Suites Keep Getting Sweeter and Balconies Better

Or Upgrade to ProtectMyID Deluxe for only $8.95/mo.

Add 3-Bureau Monitoring, Credit Score & ChildSecure.SM See page 5 for details!

Mark Your Calendar!

Saturday, October 5 is AAA Day at Philadelphia Premium Outlets

Balconies are Booming BOOK ANY

and Save

small group or private tour and pay in full

using your AAA credit card up to $1,430 per couple between Sept. 1 and Oct. 31, 2013.

See page 18 for details.

RACE INTO AAA FOR YOUR FREE TURBO PLUSH TOY! See page 6 for details SEE PAGE 7 FOR DETAILS.

It used to be that cabins with a balcony were a rare thing, something to be coveted, something to splurge on — no longer. In the last ten years, cruise ship balconies have gone from luxury amenities to absolute necessities.

On Princess Cruises’ newest ship, Royal Princess, all the 1,438 outside staterooms come with a balcony. In contrast, the most recent ship to that, the Ruby Princess, has less than 70% balconies. The percentage of balconies on Holland America’s newest ships has jumped to 78% from just 43%. New ships in the Celebrity and Carnival lineup are up to 90% and 80% balconies, respectively.

Just about half of the outside staterooms on the brandnew Norwegian Breakaway come with balconies.

On the big ships, it’s not just balconies; the newest trend is quality balconies. The standard size balcony with 40 to 50 square feet of space is now affordable and available to most cruise passengers. On the larger ships such as Celebrity Reflection and Norwegian Epic, there are so many balcony staterooms that they are actually less expensive than staterooms without balconies.

The problem is, you can’t fit much more than two chairs and a teeny table on the standard size balcony. The newest luxury ships are designed with balconies for almost

BALCONY BONANZA SALE!

AAA MEMBER LEVEL DISCOUNT BOOK Sept. 2 - 30, 2013

BOOK any Balcony, Suite or higher cruise cabin during AAA’s SEPTEMBER CRUISE MONTH on any 2013 or 2014 AAA Vacations® cruise, or 2014 AAA Exclusive Princess Cruisetours and receive Onboard Credit* per stateroom.

BASIC PLUS PREMIER

$50 Onboard Credit $75 Onboard Credit $100 Onboard Credit

*AAA East Central membership is required at the time of the deposit to qualify for the savings.

Onboard Credit is one per stateroom. New bookings only deposited 9/2-30, 2013. Minimum cruise purchase of $3,000 is required.

every room, but the trend on the smaller luxury ships is to have balconies large enough to fit dining tables and full-length chaise lounges.

Continued on page 14.

Greetings from the Chairman

by Gregory E. Grim

I

received a letter from Dick Adams, a recently retired member of the East Penn Region’s Board of Directors that I thought was very poignant and a true testament to the dedication and loyalty not only of our AAA members, but also of our employees up to and including our Board of Directors. I want to share some of Dick’s thoughts with you, our members ….

Thirty-one years ago Dick was elected to the Board of Directors of the Lehigh Valley Motor Club. At that time he thought AAA was restricted to providing emergency road service and little more and that during his tenure he would be restricted to the finite details of a service organization which was founded back in 1909. Since his original election – and through 10 others – Dick learned the Club’s history and the fact that, indeed, AAA has the best road service in the industry. It was after these initial lessons that his education about AAA truly began. Exposure to our travel business, insurance products, retail stores, and general member services taught Dick that AAA was a full-service member organization and his association with the Club quickly became not only a passion but also a thrill and a challenge.

When Dick joined the Board of Directors there were just over 70,000 members within the local service area. Over the years through membership growth and Club consolidations our Club has grown to become part of a much larger organization with charge of over 14 million AAA card-carrying members. The services

and benefits we now offer our members (and employees) is truly exemplary. We, together, move forward with great expectation and unparalleled opportunity as members of AAA. Dick’s tenure as an active member of the East Penn Region Board of Directors comes to a close and he transitions to an Honorary Director, he is humbled to have been part of a local community organization which has become a leader in the travel, insurance and automobile safety industry. Dick is also proud to have been actively associated with a group that has championed teen driving safety, school bus safety, senior driving programs, Don’t Drink and Drive safety programs, highway improvement efforts, texting while driving bans and road safety efforts; in addition to providing college scholarships annually for deserving former safety patrols, launching a battery replacement program, delivering emergency road services and so many more worthwhile efforts to improve our quality of life.

Over the years we have enjoyed great pleasure in being part of an organization that is well positioned and prepared to meet future challenges and opportunities. Dick remarked that it has also been a thrill to see our compatibility with community organizations grow in all our markets. Locally AAA interfaces with safety organizations, hospitals, service providers, social groups and others in our continuing effort to be good corporate citizens.

In his thirty-plus years of serving on the Board, Dick has served with some phenomenal individuals, including the other Directors, the general membership, our employees, as well as many others too numerous to mention. It is with great gratitude and sincere appreciation that we thank Dick for his many years of dedicated service to the Club; and we look forward to even more opportunities for him to continue to serve AAA in his new role.

School’s Open – Are You Prepared?

T

he school year has begun and as children take to the streets, their morning and afternoon commutes can be dangerous. According to the National Highway Traffic Administration in 2010 almost one-fifth of all children between the ages of 5 and 9 who died in motor vehicle crashes were pedestrians. On average, one pedestrian is killed in the United States every two hours. How can we prevent this from happening?

Motorists are encouraged to stay alert in areas where children are present, paying special attention during the morning and afternoon hours while children are traveling to and from school. Look out for children who may potentially dart out into the street, particularly while driving in school zones, around playgrounds, approaching school buses that are loading or unloading children, or in neighborhoods. Children are often distracted by thoughts of playtime or are unable to accurately judge traffic situations while on their journey home, so it’s imperative that motorists keep this in mind and focus solely on the act of driving.

2

September/October 2013

Having a heightened sense of awareness of children and following the practices below will help to keep your drive and children safe: • S low down in or near school and residential areas.

•D rive with your headlights on, even during the day, so children and other drivers can see you.

• L ook for clues such as AAA School Safety PatrolTM members, crossing guards, bicycles, and playgrounds which can indicate children could be in the area.

• S can between parked cars and other objects for signs that children could dart into the road.

•P ractice extra caution in bad weather or times of limited visibility.

•A lways stop for school buses that are loading or unloading students.

Remember, School’s Open – Drive Carefully.

You can make a difference just by staying alert and taking extra care while driving where children are present.

ADMINISTRATION OFFICE

1020 W. Hamilton Street, P.O. Box 1910 Allentown, PA 18105-1910

CLUB OFFICES

AAA EAST CENTRAL GOVERNING BOARD OF DIRECTORS

Chairman: Richard S. Hamilton; Vice Chairman: James E. Broome, Jr.; Vice Chairman: Douglas W. Caldwell; Vice Chairman: Mary Lynn Laughlin; Vice Chairman: Martha Hartle Munsch; Steve D. Bullock*; Charles O. Casto; Edward C. Coaxum, Jr.; Robert S. Collins; Robert H. Compton; Jon E. Denney; Debra A. Dinnocenzo; Pamela C. Fritz; Floyd R. Ganassi*; James H. Kanicki; Richard D. Linderman*; William Duff McCrady; James M. McDonnell; Thomas V. McKernan, Jr.; Gary K. Munsie* *Emeritus Directors

EAST PENN REGION BOARD OF DIRECTORS Officers

Chairman: Gregory E. Grim; President: James E. Lehman; 1st Vice Chairman: Charles J. Kelly; 2nd Vice Chairman/Board Secretary: Llyena F. Boylan; Executive Vice President: Thomas J. Ashley; Vice President of Operations: Allen J. Ruch

Directors Richard A. Adams*; William J. Albert*; Glenn B.

Bachman; Charles R. Broderick*; Douglas W. Caldwell; Ralph A. Clemmer; Donald E. Ellis*; Barnet H. Fraenkel; G. Patrick Frank*; Pamela C. Fritz; James W. Harper*; Carol Dean Henn; Robert M. Johnson*; Joseph Kovatch*; Frederick E. Kutteroff; John P. Lavelle*; Richard D. Linderman; Franklin Mann 3rd * ; Robert E. McNabb*; Charles M. Meredith III*; Terrence L. Walton * Honorary Members

REGIONAL STORES HOURS *Saturday hours effective September 7, 2013

Allentown Bethlehem & Lansdale Store Hours: Mon., Tues., Wed. & Fri. : 9:00 a.m. to 5:00 p.m.

Thur. : 9:00 a.m. to 8:00 p.m.

Sat. : 10:00 a.m. to 2:00 p.m.

Royersford Store Hours: Mon., Tues., Wed. & Fri. : 10:00 a.m. to 6:00 p.m.

Thurs. : 10:00 a.m. to 8:00 p.m.

Sat. : 10:00 a.m. to 2:00 p.m.

ALLENTOWN 2072 Downyflake Ln. 610-434-5141 BETHLEHEM 1520 Stefko Blvd. 610-867-7502 LANSDALE 1250 N. Broad St. 215-855-8600 ROYERSFORD 70 Buckwalter Rd. 610-323-6300 TDDs 610-435-0226 Visit us online at: www.AAA.com Reservation Center: 1-800-472-9367

Do You Need an Umbrella?

Some Surprising Things to Consider AAA TRAVELER GENERAL INFORMATION: Affiliations: AAA, Pennsylvania AAA Federation.

A not-for-profit organization.

Issue #1075-668X USPS #0309-620 Vol. 91, No. 7 September/October 2013 AAA Traveler(USPS 309-620) is published 8X annually (Jan., Feb., Mar., Apr., May, July, Sept. and Nov.) at 1020 W. Hamilton St., P.O. Box 1910, Allentown, PA 18105-1910 Publisher: James E. Lehman Editor: Theresa E. Deutsch Associate Editor: Lori McLaughlin PERIODICAL POSTAGE PAID: At Allentown, PA 18101 and additional mailing offices. Subscription: $1 per year to PRIMARY members, paid through dues; non-members $1 per copy.

POSTMASTER: Send address corrections to: AAA Traveler, P.O. Box 1910, Allentown, PA 18105-1910.

Advertisements in this publication, except for AAA club services and products, do not constitute an endorsement of the automobile club or the publisher. Liability of the publisher for errors and omissions in advertising or editorial copy is limited to printing a correction in the next issue of the publication after the publisher has been notified of the error or omission.

S

tandard auto, homeowners and boat insurance policies cover liability a person may have for injuries or property damage suffered by someone else.

Insurance companies design them to cover accidents for which the insured person may owe tens or even hundreds of thousands of dollars. However, sometimes the person may be responsible for an accident so catastrophic that the damages are $1,000,000 or more. To cover financially devastating events like these, insurance companies offer personal umbrella policies. These policies provide additional protection when an accident uses up the amounts of insurance provided by the other policies. They may also cover some types of losses these other policies do not cover.

There is not a “standard” umbrella policy; each company’s offering will be different. Therefore, it helps to have a checklist of considerations when evaluating a policy.

First, identify those things that could expose you to a catastrophic loss. How many cars do you own?

Do you have inexperienced drivers in your household?

Household attractions like swimming pools, trampolines, and swing-sets present an exposure to severe losses. Boats, like cars, can cause serious injuries and damage if the operators are inattentive, intoxicated, or inexperienced.

aaa’s Safe Driving for Mature Operators Course

Save $$

on Auto Insurance Premiums

AAA’s four-hour and eight-hour programs have been approved by the Pennsylvania Department of Transportation for an insurance reduction.

To qualify for the insurance reduction, all named insureds on the policy must be 55 years of age or older and successfully complete a AAA driver improvement course which meets PennDOT standards.

Choose from the following 8-hour courses ALLENTOWN: SEPTEmbEr 24 & 25 OcTObEr 5 & 12 BETHLEHEM: OcTObEr 15 & 16 LANSDALE: SEPTEmbEr 24 & 25 ROYERSFORD: OcTObEr 15 & 16

2072 DOWNYFLAKE LANE 9:15 A.m. TO 1:15 P.m.

9:15 A.m. TO 1:15 P.m.

1520 STEFKO bOULEVArD TUES./WED. 9:15 A.m. TO 1:15 P.m.

1250 N. brOAD STrEET TUES./WED. 12:30 P.m. TO 4:30 P.m.

70 bUcKWALTEr rOAD TUES./WED. 9:15 A.m. TO 1:15 P.m.

TUES./WED. SATUrDAYS

Choose from the following 4-hour courses

Sign Up tODay! Class size is limited.

8-hour courses

4-hour courses

(both must be AAA members)

(both must be AAA members)

Non-member: $25

Non-member: $20

aaa Member: $15 aaa Member: $10 AAA Member & Spouse: AAA Member & Spouse: $20 per couple $15 per couple

ALLENTOWN: OcTObEr 30 NOVEmbEr 9 BETHLEHEM: NOVEmbEr 13 LANSDALE: OcTObEr 30 ROYERSFORD: OcTObEr 9 NOVEmbEr 6

2072 DOWNYFLAKE LANE 9:15 A.m. TO 1:15 P.m.

9:15 A.m. TO 1:15 P.m.

1520 STEFKO bOULEVArD WEDNESDAY 9:15 A.m. TO 1:15 P.m.

1250 N. brOAD STrEET WEDNESDAY 9:15 A.m. TO 1:15 P.m.

70 bUcKWALTEr rOAD WEDNESDAY 9:15 A.m. TO 1:15 P.m.

WEDNESDAY 12:30 P.m. TO 4:30 P.m.

WEDNESDAY SATUrDAY

To qualify for the four-hour refresher course, participants must be 55 years of age or older and have taken AAA’s eight-hour or four-hour Safe Driving for Mature Operators course within the past three years.

To register for a course in Allentown or Bethlehem, call 610-434-5141, Royersford or Lansdale, call 800-564-0300.

Next, identify other exposures you may have that do not involve potential physical injury, illness, property damage or that might require different coverage.

Do you or any members of your family participate in social media Web sites or online discussion forums?

Does anyone coach a youth sports team, belong to the governing board of a non-profit organization, write computer code as a hobby, or give music lessons? These activities present different exposures to legal liability.

Review your insurance policies. How much will your auto insurance pay for injuries to one other person? How much will it pay collectively for injuries to more than one? How much will it pay for property damage? How much will your homeowners' policy pay for your personal liability for an accident? Does it cover any business activities? Does it cover family members accused of slander, libel, or defamation of character in online postings? Does it cover you for allegedly causing mental anguish to a kid who didn’t get much playing time on a team you coached, or trouble caused by a computer program you wrote?

How much will your boat-owners policy pay for your liability for boating accidents? The answers to these questions will tell you where an umbrella policy can help.

For example, if your auto policy will pay up to $250,000 for injuries to one person and $500,000 for injuries to multiple people, an umbrella with a $1,000,000 limit will give you insurance equaling $1,500,000 for injuries to two or more people. If your homeowners policy will pay up to $300,000 for your liability, the same umbrella will afford $1,300,000 if someone gets seriously hurt at your home. The umbrella limit of insurance also applies on top of the limit on the boat policy.

In addition, the umbrella may cover things like volunteer activities, statements made online, and certain business activities that a homeowners' or auto policy might not cover. Normally, the insurance company will require you to pay a deductible amount (such as $250 or $500) before it will pay for a loss that one of these other policies does not cover.

A professional insurance agent can help you sort out what your current insurance does and does not cover and what additional coverages an umbrella will provide. It is important to compare all the coverages the policies provide and not just their prices.

Fortunately, catastrophic accidents are extremely rare, but having an umbrella policy when they happen can make it easier to get through them.

Trust AAA to steer you right on all your current and future Auto, Home and Life insurance needs. Combining your coverage with one insurance company could make a significant difference in your premium. Call 800.240.3603, or visit AAA.com/ insurance for more information or to schedule a comprehensive Insurance review.

AAA – your trusted insurance advisor.

September/October 2013

3

YOU COULD SavE Up tO * $

423

REAL MEMBER: Thad W. Member since 2010

On aUtO inSUranCE. COMPARE AND SAVE you could save up to

$390

over

ALLSTATE

$398

$481

over

STATE FARM

over

PROGRESSIVE

Up to savings claims based on 2 car/2 good driver select profile.*

With membership and insurance through AAA, you’re more than a policyholder.

You’re a member. And you get more. Like this chance to save hundreds.

Call 877.270.3364 for your FREE quote.

So easy. So smart. So switch.

®

Call 877.270.3364

I

Click AAA.com

I

Visit your local AAA branch

* Annual savings claims are based on a comparison of 12 PA ZIP codes (15147, 15217, 15228, 15601, 17081, 17870, 18017, 18020, 18040, 18045, 18103 and 19446) of AAA rates as of 12/1/12 versus Allstate, State Farm and Progressive for a married couple profile with 2 cars, excellent credit, no violations, on a 6-month policy with the following discounts: AAA membership, anti-theft device, multi-policy (homeowners required), homeownership, passive restraint, garaging, persistency and multi-vehicle. The $423 savings claim is an average versus Allstate, State Farm and Progressive for this profile. Any savings may vary. Rates are subject to change.

AAA membership requires the separate payment of annual dues and an admission fee for new members, and is not required to purchase AAA insurance.

AAA personal lines insurance is provided to qualified PA applicants by the Interinsurance Exchange of the Automobile Club (Exchange). AAA East Penn Insurance Agency, Inc. is a resident producer agency for the Exchange.

Copyright © 2013 Auto Club Enterprises. All Rights Reserved.

0913_AWYThad_AutoInsAd_EP.indd 1

4

September/October 2013

7/3/13 5:12 PM

Protect Your Identity FREE!

As one of America’s fastest-growing crimes, identity theft is cause for concern. That’s why we’re introducing a whole new level of protection exclusively for AAA Members!

FACTS: Identity fraud

S

tart protecting yourself today with ProtectMyID® Essential, a complimentary gift just for AAA members that includes Daily Credit Monitoring of your Experian® Report, your current Credit Report, Lost Wallet Protection and Fraud Resolution Support.

Or, gain an additional layer of protection when you upgrade to ProtectMyID® Deluxe, the most robust protection against identity theft that helps you rest easier with a variety of advanced tools such as: •C omprehensive Daily Monitoring checks all three national credit bureaus— Experian, Equifax® and TransUnion®— for new credit cards, loans, delinquent payments and more.

•E xperian Credit Report and Score lets you review your personal credit information to catch inaccuracies, potential fraud and suspicious activity even sooner.

•L ost Wallet Protection helps cancel and reorder lost or stolen credit, debit and medical insurance cards minimizing losses associated with identity theft.

affected 12.6 million consumers in 2012 or 5.26% of U.S. adults, according to Javelin Strategy & Research, a California firm that studied identity theft threats. Having increased by 50%, from 0.82% of all adults in 2011 to 1.22% in 2012, New Account Fraud (NAF) poses a growing threat to consumer identities.

Monitoring of credit reports can help detect many of these cases, as 57% of NAF cases involved the establishment of new general-use and store-branded credit cards.

•C hildSecureSM Closely monitors children’s personal information, and alerts you if someone applies for credit or opens credit accounts in their names.

•D edicated Fraud Resolution Support Highly-trained agents are available to walk you through each step of resolving identity theft—from beginning to end.

Start protecting yourself today with the special members-only price of just $8.95 a month. To register for your FREE subscription to ProtectMyID® Essential or to upgrade to ProtectMyID® Deluxe simply go to AAA.com/ProtectMyID or call 1-877-440-6943.

THE FASHION HIGHWAY The fashion highway is paved in savings. Simply show your AAA/CAA membership card at Tanger Shopper Services and receive a Tanger coupon book of savings to save even more at participating stores.

BENEFIT

NEW

ESSENTIAL

DELUXE

FREE with AAA Membership ($79 value)

$8.95/month—a 60% discount for AAA Members

Monitors your Experian® Credit Report

3-Bureau Credit Monitoring and Experian® PLUS Score at sign-up

Fraud Resolution Support

✔

✔

Lost Wallet Assistance

✔

✔

Identity Theft Insurance

$10,000 for AAA Premier Members

$1 Million Identity Theft Insurance

Cost Daily Credit Monitoring

Daily Internet Scans to Look for Trouble

✔ Alerts if accounts are opened in your child’s name

ChildSecureSM

Get more out of every purchase with

UNLIMITED REWARDS Reward yourself with the AAA Member Rewards Visa® credit card

EXCLUSIVE OFFER FOR AAA MEMBERS!

See Tanger Shopper Services for additional details.

Turn everyday purchases into your choice of hundreds of rewards!

• 3X POINTS on qualifying AAA and travel purchases • 2X POINTS on gas, grocery and drug store purchases • 1 POINT PER $1 spent everywhere else

• REWARD YOURSELF with AAA travel vouchers, merchandise, gift cards, cash back – even renew your AAA membership

VISIT AAA.com/creditcard

For the Tanger Outlet Center nearest you please call 1-800-4-TANGER or visit us at tangeroutlet.com TANGEROUTLET.COM FACEBOOK TANGER APP

STOP BY any AAA branch

For information on the rates, fees, other costs and benefits of this credit card, visit the website listed above or your AAA branch.

Earn 1 point per dollar of new net retail purchase transactions (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle. Earn 2 points per dollar for purchases made with the card at any eligible gas, grocery or pharmacy retail merchant categories as designated by us. Earn 3 points per dollar for purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by us. Additional restrictions apply. Details accompany new account materials.

This credit card issued and administered by FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the Issuer pursuant to license from Visa U.S.A. Inc. AAA is a trademark of American Automobile Association, Inc. ©2013 Bank of America Corporation AR6124V6

September/October 2013

5

AAA Members Save On Prescriptions

Y

our current insurance or Medicare Part D doesn’t cover your prescription? No problem. AAA members save an average of 24 percent on prescriptions at more than 60,000 participating pharmacies nationwide! You can even save on pet prescriptions that are filled at a pharmacy.

Whether you frequently purchase maintenance medication or need a one-time fill to treat a seasonal illness, you can save money on prescriptions by presenting your AAA membership card at a participating pharmacy - no extra cards needed! The information required by the pharmacy to offer the AAA discount is printed on the back of your AAA membership card.

AAA members are pleasantly surprised at how much their AAA Prescription Savings card saves them at their neighborhood pharmacy. For many, it adds up to hundreds of dollars a year. Meet a few members who put their AAA Prescription Savings card to the test.

Tanya’s story

Tanya went to her doctor who prescribed a $150 per month brand name medication. Tanya had health insurance, but no drug coverage from her insurer. Worse, there was no generic equivalent to the brand name drug she was prescribed.

“I had used my benefit before and saved a few dollars here and there,” said Tanya, “but with this new brand medication, I used my card and saved $30! That’s going to make a huge difference for me month to month. I was thrilled and it reminded me that I need to show my AAA card every time I go to the pharmacy.”

Douglas’s story

When his yearly AAA renewal packet arrived, Douglas presented his AAA membership card to his pharmacist and asked him to place it on file. “Immediately I started saving money,” said Douglas. “My medication was costing me $89 a month. But with my AAA card, it only cost me $30 a month!

What can you expect when using the AAA Prescription Savings program?

•S avings are only available at participating pharmacies.

•M ore than 60,000 pharmacies participate nationwide.

• Savings vary by pharmacy and drug.

• There is no guaranteed percentage savings on every prescription purchase. (Avg. is 24%)

When a generic form of Douglas’ medication became available, his prescription dropped to $35, and with his AAA Prescription Savings ben-efit, he was able buy it for just $11 a month. “I figured out that I’m saving $24 a month, multiplied by 12 months. That’s a lot,” said Douglas. “Better yet, it pays for my AAA membership!”

Char’s story

Because a preexisting condition was not covered by her health insurance, Char was forced to pay full price for some of her medications.

But that changed the day she joined AAA. “I filled out the card and showed it to my pharmacist,” said Char. “That day, I cut my prescription costs in half! And, I’ve saved $300 to $400 a year ever since. I think it’s the best benefit that AAA has to offer.”

Like these members, any AAA members can use the AAA Prescription Savings program anytime their medication is not covered by insurance. This is especially true for many lifestyle medications, such as smoking cessation therapies, skin care and ED products. And, members save on pet medicines when they fill their prescriptions through a pharmacist.

AAA Prescription Savings works in 9 out of 10 pharmacies* – with over 60,000 participating pharmacies nationwide. Stores include CVS/pharmacy, Walgreens, Rite Aid, Target, Wal-Mart, and Safeway, just to name a few.

For more information on AAA’s Prescription Savings program, visit AAA.com/prescriptions. And next time you need a prescription, remember to show your AAA card at the pharmacy and save. It’s that simple.

AAA Prescription Savings is not insurance. Discounts are only available at participating pharmacies.

Your AAA card doubles as a Prescription Savings Card Simply present your card at your local pharmacy.

Learn more and receive a FREE pink ribbon lunch bag from October 1 – November 30, 2013 by calling 1-866-AAA-SAVE, press #3, and ask the AAA Prescription Savings representative for more information.

AAA Prescriptions Savings is accepted at 9 out of 10 locations nationwide and saves members an average of 24% on medications!

Offer good 10/1 – 11/30/2013 or while supplies last. One lunch bag per household.

AAA Prescription Savings is not insurance. Discounts are only available at participating pharmacies.

6

September/October 2013

•O ccasionally a pharmacy’s special low price will be lower than the discounted AAA Prescription Savings price. The participant will pay the lower price.

• I f a participant presents their AAA Prescription Savings card each time they fill a prescription, they will receive the lower of the program’s contracted price or the pharmacy’s price.

AAA Prescription Savings Frequently Asked Questions Q: Who can use AAA Prescription Savings?

A: AAA members and all family members in their household – including pets.

Q: What do I need to do to receive the AAA Prescription Savings discount?

A: You already have it! The AAA Prescription Savings program is a FREE AAA Member Benefit. The information required by a pharmacist is printed on the back of your AAA membership card. Simply show your valid AAA Membership card to your pharmacist whenever you need a prescription refilled.

Q: What can I expect to save?

A: Members are currently receiving an average discount of approximately 24 percent off regular retail prices. The savings amount is not guaranteed. The price paid depends on the pharmacy, the type and quantity of drug purchased and when the drug is purchased.

Pharmacies, just like other retail stores, compete against each other and may have special prices on some products.

Q: Will I always save 24 percent?

A: No. The 24 percent refers to the average savings percentage achieved by members who have used the program. You can save more or less than 24 percent depending on the medication and pharmacy.

Q: Will I save at every pharmacy?

A: No. Discounts are only available at participating pharmacies. Currently there are over 60,000 locations nationwide. Visit AAA.com/prescriptions for participating locations.

Q: Can I expect to always save using my discount card?

A: The program is designed to provide savings off full retail price. If your pharmacy offers a special low price on a drug that is lower than the program’s discounted price, you will pay the pharmacy’s special price. When this is the case, we cannot discount the pharmacy’s already low price, but you will receive the advantage of the pharmacy’s special pricing. (Please Note: It is intended that AAA members always receive the lower of the program’s contracted price or the pharmacy’s price.)

Q: Is there a mail order option?

A: Yes, you can get up to a three-month supply of medication shipped right to your home or location of your choice. Members will receive the best price by purchasing through mail order. To get started, call 1-866-AAA-SAVE (866-222-7283).

Q: Can I use my AAA Prescription Savings Card on pet medications?

A: Yes. Just ask your veterinarian to write a prescription you can fill at a participating pharmacy or through mail service.

Q: What types of pet medications are covered?

A: Many drugs used by humans are also used to treat pets with such common conditions as diabetes, arthritis, and infections. Heartworm or flea/tick prevention medications are not covered.

RACE INTO AAA FOR YOUR FREE TURBO PLUSH TOY! Watch TURBO from DreamWorks Animation and there's a good chance you'll be caught up in the tale of an ordinary character with extraordinary dreams. In the case of TURBO, now in theaters, it's a lowly garden snail with visions of racing in the Indianapolis 500.

where will

[ YOUR SAVINGS ] take you?

AAA Travel is all about dreams too — including making vacation dreams to "America's Vacation Capital" (Orlando, Florida) come true.

Complete & clip the coupon below; bring it to your local AAA Travel Agent, who will prepare a FREE quote on an Orlando getaway package that suits your interests, travel style and budget. In return, you'll get a FREE Turbo plush toy for the little speedster in your life!

Actual Size: Approx 9" x 11"

HURRY IN: TURBO offer ends 9/30/13.

Whether you’re saving for that special vacation, a rainy day or a brighter tomorrow — count on AAA Deposits to help you achieve your goals.

Online Savings Account Earn over 5x the National Savings Average1

Name (please print legibly)

0.70%

Street Address

APY2

City

State

For Money Market Balances under $100,000 As of 07/16/2013

Zip Code

Money Market Account Convenient cash access with a competitive rate

Open an account today!

AAA.com/Deposits See all our current rates

CD and IRA CDs Preferred Member Rates on 12-, 24- and 60-month CDs 1-800-347-7056 U.S.-based Banking Specialists available 24/7

Mention offer code: A120415 A120416

National Average APYs based on specified product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of 07/16/2013. Although the information provided by Informa Research Services, Inc has been obtained from the various institutions, the accuracy of this information cannot be guaranteed.

1

Daytime Telephone Number (with area code)

2

Email Address

AAA Agent (Office Use Only)

While supplies last, one per household.

Annual Percentage Yield (APY). APY applies to personal accounts only. Advertised Money Market Account rate is valid as of 07/16/2013 and subject to change daily without notice. Rate may change after account is opened. Fees could reduce earnings on the account. Money Market Discover Bank rate increases to 0.80% for balances over $100,000. Money Market Accounts must have an average daily balance of at least $1,500 beginning on the third statement cycle; otherwise, a monthly minimum balance fee will be charged.

Deposit accounts offered through Discover Bank, Member FDIC ©2013 Discover Bank

Atlas ROAD

OVER 100 YEARS OF MAP MAKING

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t Easy Same-Page Indexing t 300+ Maps of Cities and National Parks t Convenient for Orientation and Trip Planning

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September/October 2013

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September/October 2013

SAVE ON GEEK SQUAD SERVICES WITH YOUR AAA MEMBERSHIP ®

SAVE 15%

ÛA PC Tune-Up ÛComputer support in-store or in-home ÛGeek Squad Tech Support ÛHome Theater Services Û Whole Room Setup ÛCar electronics installs

SAVE 20%

ÛOnline computer support like a software install, wireless networking, data recovery and more Visit us at: HomeSupport.GeekSquad.com.

On the Geek Squad Payment screen look for the Coupon code enter field and enter AAA20 to apply your AAA discount.

To Redeem: bring this flyer to any Best Buy® store or, for in-home service, call 1-855-534-6129.

Restrictions: Not valid on Home Theater and Appliance repair. Markdowns taken from regular installation prices. Limit 1 coupon per customer per household. Valid only at Best Buy stores in the U.S.A. Not available at BestBuy.com®. Security systems not purchased at Best Buy are not included.

Not good in combination with any other coupon or offers. Not valid on prior purchases. Coupon must be presented at time of purchase. No copies. No cash back. No cash value.

Cashier Instructions: Please ask to see customer’s AAA membership card and confirm valid dates. Scan coupon UPC. Scan qualifying product UPC(s). Scan all other products(s) being sold. Press “Total”. Write “VOID” on the coupon and place in the register coupon media file.

BEST BUY, GEEK SQUAD and the GEEK SQUAD logo are trademarks of BBY Solutions, Inc. © 2013 BBY Solutions, Inc. All rights reserved.

AAA_Club Ad_6.875x4.625.indd 1

6/14/13 3:08 PM

September/October 2013

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TURNING IMAGINARY FRIENDS INTO BEST FRIENDS.

Make your next family vacation an absolutely unforgettable adventure! Only onboard Royal Caribbean, share complimentary moments with your favorite characters from Madagascar, Shrek, Kung Fu Panda, and other DreamWorks Animation films. Enjoy character dining, parades, 3D movies, photo opportunities, surprise appearances and more.

Book an Ocean View or higher category through AAA between September 1 and October 31, 2013 on any ship featuring the DreamWorks Experience departing November 1, 2013 - March 31, 2014 and enjoy this EXCLUSIVE AAA offer: • A Complimentary Soda Package per stateroom • A Complimentary Dining at Johnny Rockets for up to 4 guests per stateroom • One DreamWorks Animation’s TURBO plush toy per booking PLUS, book a AAA Vacations sailing and also receive: • Priority Check In • Complimentary Bottle of Champagne • Dinner for Two (Allure of the Seas® and Oasis of the Seas®)

Hurry! This offer ends October 31, 2013.

Contact your AAA Travel Agent or visit your local AAA Branch for more information:

AAA Fall DreamWorks offer is valid for new individual bookings booked in an ocean view or above stateroom created between September 1, 2013 – October 31, 2013 on any sailing onboard Allure, Oasis, Liberty, Freedom, Voyager or Mariner of the Seas departing between November 1, 2013 – March 31, 2014. Limit one Soda Package per booking. Johnny Rockets offer is applicable for one dining experience for up to 4 guests booked in a stateroom. Voucher will be limited to one Johnny Rockets dining experience only, and cannot be split into multiple dining experiences.

Beverages are not included in the value of the vouchers. This offer is exclusive to the following AAA Branches (ACE, ACG, AAA NCNU, AAA Allied Group, Ohio, Hudson Valley, Reading-Berks, Shelby County). Booking eligibility is based on when the booking is created not deposited or date of final payment. This offer is not transferable. Valid on FIT bookings only. Not valid on group bookings. Groups cannot be applied. Offer can be withdrawn at any time. Additional restrictions may apply. Shrek, Madagascar, Kung Fu Panda, Turbo and all related characters and properties © 2013 DreamWorks Animation L.L.C. AAA Vacations® Amenities vary by sailing and are subject to change at any time. Restrictions apply. AAA acts only as an agent for Royal Caribbean International®. ©2013 Royal Caribbean Cruises Ltd. Ships registered in the Bahamas. 13034888• 7/12/2013

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AAA Vacations® Amenities vary by sailing and are subject to change at any time. Restrictions apply. Not responsible for errors or omissions. Copyright © 2013 AAA Club Services, LLC. All Rights Reserved. AAA Club Services acts only as an agent for Royal Caribbean International®. Note to AAA Agent – this package must be booked through automation in order to be eligible. CTR #1016202-80.

September/October 2013

Uniworld Defines a New Level in

Luxury River Cruising

Uniworld Boutique River Cruises Travel Talk Presented by Walter Nadratowski, Sales Manager Uniworld

i

n 2014, Uniworld will be the only North American river cruise line to offer a truly all-inclusive river cruise experience. The line will also introduce the new Super Ship, S.S. Catherine; their newest destination—Bordeaux, France— and the two new itineraries sailing through this gorgeous region; and an even more personalized and authentic approach to their onshore program.

Uniworld currently offers a host of inclusions, such as all non-alcoholic beverages, fine wine, and beer served during lunch and dinner onboard; all meals onboard prepared using the finest and freshest ingredients from local farmers’ markets; fully hosted shore excursions; free Internet and Wi-Fi; and all arrival and departure day transfers.

Next year, Uniworld will expand their services and amenities on all Uniworld European boutique river cruises to include unlimited beverages such as fine wine, beer, spirits, soft drinks, and mineral water; and all gratuities for all onboard and onshore services, including pre- and post-cruise extensions.

Uniworld will also launch their newest Super Ship, the S.S. Catherine, sister ship to the award-winning

FREE

Carolyn and Jim Stuart enjoy a champagne toast as they pass the Lorelei Statute. -- Wonderful memories on our 2012 Rhine and Mosselle River Cruise with Uniworld.

The meals were delicious and the staff/service was wonderful.

S.S. Antoinette, in France in 2014. The ship will share the same exquisite standards and meticulous attention to detail reflected throughout the company's award-winning fleet and will be styled in a fashion to reflect her new home along the Rhône and Saône rivers of Burgundy and Provence.

Bordeaux is the focus for both of Uniworld’s captivating new 2014 itineraries. The 15-day “A Portrait of Majestic France” takes guests through

Exclusive Invitation

Pay-in-Full Savings Book and pay in full at time of reservation to SAVE up to $2,000 per couple on 2014 Europe Boutique River Cruises.* Offer expires October 31, 2013.

AAA Member Exclusives SAVE up to $500 per couple off cruise rate with AAA Member Benefit Savings.† PLUS, book a 2014 AAA Vacations® departure date to SAVE up to an additional $400 per couple off cruise rate and receive $200 per couple shipboard credit.*

On a Uniworld Boutique River Cruise, travelers are transported in impeccable style, luxury, and comfort along the world’s great rivers.

Join AAA Travel and Walter Nadratowski, Uniworld Sales Manager, for an in-depth look at the beauty of European river cruising

Come preview Uniworld’s 2014 All Inclusive in Europe collection featuring Italy and France and you can sample some foods from the regions.

Thursday, October 17 at 6:30 p.m.

Iron Lakes Country Club, 3625 Shankweiler Rd. Allentown RSVP 1-800-552-6679, press 7 or online: AAA.com/events Northern and Southern France where they can experience the romance of Paris before sailing the Seine to Normandy. They’ll also follow in the footsteps of Monet at his beloved Giverny and Van Gogh in Auvers-surOsie. Guests then board a high-speed train to Bordeaux, an idyllic region of France where they will sail along the three rivers of Aquitaine—the Garonne, Gironde, and Dordogne. Travelers will visit some of the region’s most prestigious châteaux, as well as Pauillac, gateway to the magical Médoc wine route and Saint-Émilion, the oldest wine area of the Bordeaux and a UNESCO World Heritage Site. Those with less time to travel, or those who wish to spend their entire time in the Bordeaux region, may choose the 8-day “Bordeaux, Vineyards & Châteaux” boutique cruise.

Other enhancements for 2014 include delving even more into authentic and personalized travel experiences.

Uniworld’s onshore experiences will continue to focus more on flexibility with their “Choice Is Yours,” “Go Active,” and “Gentle Walking” options, along with more authentic and enriching experiences that provide more interaction with local communities,

such as exclusive “Do as the Locals Do” and “Village Day” programs offering the ultimate insider’s experience.

When you travel with Uniworld you will automatically become part of the River Heritage Club, with these benefits in 2014: • $ 100 per person past guest savings for 2014 boutique cruises • E xclusive cocktail party hosted onboard by the Captain* • O ne (1) category upgrade, if space is available (on ships operating in Europe, Russia, and Egypt, excluding suites. Upgrade must be processed by headquarters 45 days prior to departure) • C omplimentary fruit platter in your stateroom upon arrival* • C omplimentary onboard laundry service once per week* • R iverViews past guest newsletter *Europe only River Heritage Club special past guest savings will increase in 2014: SAVE $150 per person on cruises 7 to 12 nights; or $250 per person on cruises 13 nights and longer.

THE UNIWORLD DIFFERENCE Uniworld’s 2014 True All-Inclusive European River Cruises Include:

featuring France and Italy. Once you discover the value and ease of sailing with Uniworld, you won’t want to travel any other way.

7- to 25-night river cruises onboard luxurious boutique river ships, and in the finest and most elegantly appointed riverview staterooms

TIME AND LOCATION 6:30 PM Thursday, October 17, 2013 Iron Lakes Country Club 3625 Shankweiler Road Allentown, PA 18104

Unlimited beverages onboard, including distinctive wines, beers, spirits, cocktails, juices, a selection of coffees and teas, and mineral water

All gratuities onboard and onshore

All meals onboard All scheduled airport transfers

To reserve your seat, call 1-800-552-6679, press 7. * Savingsand shipboard credit listed in US dollars. Actual Pay-in-Full Savings vary by program and category, and may be less. Pay-in-Full Savings is combinable with AAA Member Benefit Savings and AAA Vacations® Amenities only; it is not combinable with Early Booking Savings or any other promotional offers, and requires full payment at time of booking. AAA Vacations® Amenities of $200 per couple savings and $200 per couple shipboard credit are applicable to select 2014 departure dates only. Shipboard credits can be applied to select onboard purchases only; shipboard credit policy varies by region and ship. Subject to availability. Capacity controlled. Other restrictions may apply. Uniworld reserves the right to change or withdraw offers at any time.

For complete details on all promotions, general information, and terms and conditions applicable to all Uniworld trips, contact your AAA Travel Agent. CST #2075415-20 †$250 per couple AAA Member Benefit is based on 3 to 13 day cruise duration. $500 per couple AAA Member Benefit is based on cruise duration of 14 days or more.

Shore excursions hosted by English-speaking local experts, with “Choice Is Yours,”“Gentle Walking,” and “Go Active” options Internet and Wi-Fi access onboard All entertainment and Signature Lectures onboard Use of bicycles and Nordic walking sticks for onshore enjoyment And much more September/October 2013

11

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Island, Coral or Crown Princess Cruisetour 15N or Cruisetour 15S

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Island, Coral or Crown Princess Cruisetour 15N or Cruisetour 15S

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4-night land tour, before or after your 4-night land tour, before or after your 7-day Voyage7-day of the Glaciers cruise Voyage of the Glaciers cruise

A fun, informative presentation • 1 night in Anchorage • 1 night in Anchorage Alaska &Tour Natural in Denali National Park • Natural History•on Tour inHistory Denali National Park • Direct-to-the-Wilderness rail service the Yukon.

• Direct-to-the-Wilderness rail service

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AAA EXCLUSIVE: 4-night land tour, before or after your AAA EXCLUSIVE:

7-day Voyage of the Glaciers cruise

® • 2 nights at Denali Princess Wilderness • 2 nights at Denali Princess Lodge Wilderness Lodge • Music of Denali Theater • 2 Dinner nights atDinner Denali Princess Wilderness Lo • Music of Denali Theater ® • 1 night at Mt. McKinley Wilderness • 1 night atPrincess Mt. McKinley PrincessLodge Wilderness Lodge •King 1 night Mt. McKinley Princess Wilderness L • Breakfast at Salmon Restaurant • Breakfast atatKing Salmon Restaurant

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•Mountain 1 nightatin Anchorage • Breakfast Mountain View Restaurant • Breakfast at View Restaurant • Natural History Tour • DinnerAlaskan at 20,320Grill Alaskan Grillin Denali National Park • Dinner at 20,320 • Direct-to-the-Wilderness rail service

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CALL: 1-800-532-SAIL (7245) | or VISIT: AAA.com/cruises CALL: 1-800-532-SAIL (7245) | or VISIT: AAA.com/cruisesCALL: 1-800-532-SAIL (7245) | or VIS Our AAA Travel Counselors are certified Princess Alaska Experts Our AAA Travel Counselors are certified

Our AAA Travel Counselors are certified Princess Alaska Experts

*$1,705 fare is based on category IF on Crown Princess sailing 05/10/14, on a space-available basis at time booking.IFFares for other datessailing may vary.

Fareson are person, non-air, cruise-only, on Fares double *$1,705 fare is based onofcategory on Crown Princess 05/10/14, a per space-available basis at time of based booking. for ot

occupancy and apply to the first two passengers in a stateroom. These fares do notoccupancy to singles or third/fourth-berth passengers.inOceanview stateroom maydo have obstructed view. and Fares apply to first two passengers a stateroom.

These fares notan apply to singles or Government third/fourth-berth *$1,705 fare is based on category IF on Crown Princess sailing 05/10/14, on a space-available basis at timeapply of booking. forthe other dates may vary. Fares are per person, non-air, cruise-only, based on doublefees passeng and taxes of up to $189 per person are additional, and are subject to change. Princess reserves the to right toper impose a Fuel Supplement of are up to $9 pertoperson perPrincess day on reserves all passengers if the NYMEX a oilFuel Supple and taxes of up $189 person are additional, and subject change. the right to impose occupancy and apply to the first two passengers in a stateroom.

These fares do not apply to singles or third/fourth-berth passengers.

Oceanview stateroom may have an obstructed view.

Government fees price exceeds $70 per barrel, even if the fare has already been paid in full. This offerprice is capacity controlled and may notif be with any or past passenger discount, exceeds $70 per barrel, even the combinable fare has already beenother paidpublic, in full. group This offer is capacity controlled andincluding may not be comb and taxes of up to $189 per person are additional, are subjectand to change.

Princess reserves right toStates, impose a Fuel Supplement of up to $9 District per person per day onare all21passengers the NYMEX oil onboard credits.

Offer isand not transferable is available to residents of thethe 50 United Canada, Puerto Rico, Mexico and years of ageifor older and receive offer. and th onboard credits.

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This offer is capacity may innot combinable withand other public, group or passenger discount, including in U.S. dollars.

Please refer to the applicable Princess Cruises controlled brochure orand princess.com for terms, conditions definitions thatPrincess apply toCruises all past bookings.

Cruise sale - Promotion appliesconditions to new and d Fares quoted U.S.be dollars.

Please refer toany the applicable brochure or princess.com for terms, Date: onboard credits. Offer is not transferable and is available of thewill50receive Unitedone States, Canada, Puerto Rico, Mexico and the16 District of 31, Columbia 21 coupon years ageper or savings. older and receive this offer. bookings made between July 16to& residents August 31, 2013, coupon book per passenger, maximum ofJuly two per extending up are to $325 USD inofonboard Savings coupons have nostateroom, cash bookings made between & stateroom, August 2013, will who receive one book passenger, maximum of two per value, are non-transferable and non-refundable.

Thebrochure promotion or includes a reduced deposit $100 which and applies to first two passengers in stateroom.

Offer not available on full World Cruises and to 45+ day s !LASKA THE 9UKON %XPERTS Fares quoted in U.S. dollars. Please refer to the applicable Princess Cruises princess.com for terms, definitions that apply allabookings.

Cruise sale - deposit Promotion applies toapplies new value, areofconditions non-transferable and non-refundable.

Thetopromotion includes a reduced of $100 which first two pass ©2013 Princess Cruises.

Ships of Bermudian bookings made between JulyWorld 16 & Cruise AugustSegment 31, 2013,voyages. will receive one coupon book per passenger, maximum ofCruise two per stateroom, extending up to $325 USD in onboard savings.

Savings coupons have no cash registry.

World Segment voyages.

Time: value, are non-transferable and non-refundable. The promotion includes a reduced deposit of $100 which applies to first two passengers in a stateroom. Offer not available on full World Cruises and 45+ day s 3TUNNING lLM FOOTAGE World Cruise Segment voyages. ©2013 Princess Cruises. Ships of Bermudian registry.

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6/7/13 2:52 PM

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September/October 2013

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Cruise Line Suites Keep Getting Sweeter and Balconies Better Continued from page 1 Some favorite balconies

Celebrity Cruises’ Solstice, Constellation and Century-class ships offer the best standard balconies. They are the industry standard 42 square feet in size, but the tables are large enough to hold breakfast (or lunch or dinner) dishes for two persons.

Royal Caribbean’s Oasis and Allure of the Seas offer some of the best family cabins. Balconies on the AquaTheatre Suites come with views ranging from the festive Boardwalk neighborhood to the best seats to watch nighttime performances of the AquaTheatre, a hydraulics-laden pool with 2,000 water nozzles. It’s a terrific show that includes high divers and gymnasts on trampolines. They are not inexpensive, but suites sleep eight and the spacious 600-800 square-foot balconies can accommodate everyone at once.

The cabins with some of the the best views are the aft cabins on several cruise lines, including Carnival, Holland America, Royal Caribbean, Celebrity and Princess. These cabins face backwards, over-looking the ship’s wake and offer Zen-like tranquility. In fact, many cruisers rave about the ability to meditate on the foamy wake as it stretches out into

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infinity behind the ship. The cabins are also deeper than the usual and the balconies come with upgraded furnishings, such as full-length chaise lounges.

Oceania Marina & Riviera Owners’ Suites are probably one of your best bets for a splurge cabin. These suites offer balconies larger than most cabins.

You can actually live outside--amenities include full-length, padded lounge chairs; large dining table; and whirlpool with flat-screen TV. Because the balconies wrap around the aft, there are 180-degree views. Interiors are furnished by Ralph Lauren Home and come complete with a large living and dining room, plus foyer and an ebony piano.

Best views of the moon and stars are from the mini-suites on Princess Cruises’ Grand Class Suites. These balconies jut out from the ship without a protective overhang for privacy, but they do offer some benefits--they are wide and deep and large enough for recliners and a full dining set-up. Some cruisers bring their own beach umbrellas to thwart prying eyes from above. But at night, when everyone else is pursuing indoor activities, there’s plenty of G INTRODUCIN privacy and stars.

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Unusual balconies

Some of cruising’s best-loved cabins have balconies that are anything but standard.

They’ve been dubbed by Cruise Critic using names that describe their quirks. Here are a few of them. on the bump-out part of the wave— The Sweet Sixteen cabins on the have extra space. Savvy cruisers can Celebrity Summit, Celebrity Millennium, book one of these Bump cabins, spend Celebrity Infinity and Celebrity Constell- the same as the folks in the cabin next ation consist of eight port and eight door, but have bonus room to stretch starboard balcony cabins on each ship. out al fresco.

The balconies are much larger than INTRODUCING Royal Caribbean’s Oasis of the Seas average, but priced as Category 2C and Allure of the Seas feature a Zip-line, cabins--the cheapest accommodations which whips passengers diagonally on the ship! over the open Boardwalk area in the ING ODUCon INTR The Cove cabins the Carnival stern of the ship. Cabins line the inside Dream and Carnival Magic are located of the hollowed-out area, and have the on the Main Deck and have semi- only in-facing balconies in the cruise enclosed balconies about 25 feet from industry. The view is terrific, for the lucky the waterline. Some cruisers prefer to be few cruisers who get these rooms. close to the wide open water, rather Those same two ships have other than viewing it from up high. in-facing staterooms that line the open Many of the newer ships have air section in the center of the ships. undulating superstructures, and the Some of them have a view of both the “wave� running down the side of the sky and Central Park, the restaurant and SM ship means that some balconies—those Continued on page 15.

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retail area down below. It’s an idyllic and verdant scene, with 12,000 tropical plants, 60 trees and a “living wall.” But with the Park View come the sounds of the merriment and music below.

Corner Aft cabins sell out fast. They are standard accommodations on many ships; their balconies wrap around the stern. With the L-shape come unobstructed views of the ship’s wake plus the bonus of any port or starboard-side scenery. They are particularly in demand on Alaska cruises.

Holland America’s 1,300-squarefoot Penthouse Veranda Suites have balconies with Hot Tubs. The Royal Suites on Celebrity Cruises’ Milleniumand Solstice-class ships also come with roomy, whirlpool-topped balconies.

These can run from $1,100 to $3,000 a night. But not all these suites are expensive, actually. Norwegian Sky’s forward-facing Owner’s Suite starts at just $450 per person, per night on a three- or four-night Bahamas sailing out of Miami.

The suite life

“You could get used to this,” is how Royal Caribbean markets its new Concierge Suites. “Luxury, comfort, a view you won’t believe.” They are correct; there really are no other accommodations at sea quite like them.

There are a variety of suites to choose from—including the first-ever loft suites, in configurations that can accom-

The concierge can arrange private parties, spa treatments and salon appointments. Guests can also get help with reservations for any of the specialty restaurants onboard and My Time Dining in the main dining room.

On cruises that include the private beaches at Labadee, Haiti and CocoCay, Bahamas, Concierge Club guests have access to the exclusive Barefoot Beach plus cabana rental. On all cruises, guests can get the concierge’s assistance in arranging for shore excursions and onboard sports activities.

Suite guests also have access to exclusive events and priority seating on certain ships (on a limited basis), including pool deck seating and seating

modate up to 16 people. Plus, there are plenty of upgrades and special privileges to sweeten the suite deals.

The most outstanding enhancement is the exclusive Concierge Club and Concierge Service. The Concierge Club never closes, and is staffed with a dedicated concierge to attend to guests’ every need in a relaxed lounge environment. Hors d’oeuvres, petit fours and complimentary beverages are served during cocktail hour every evening.

for shows in the main theatre, Studio B and AquaTheatre.

The amenities are extraordinary.

Guests can expect a fruit plate and Evian water on boarding day, luxury spa bathrobes, upscale toiletries, an in-room coffee maker and tea kettle, a choice of four bed pillow options, pressing service on the first formal night, Mattel board games for in-room use, personalized port and shopping advice, and priority departure, including an exclusive suite departure lounge featuring continental breakfast.

Royal Caribbean suite guest really do enjoy the sweet life with special enhancements reserved just for them!

Book any AAA Vacations and double your onboard credit amenity when you book a veranda and above stateroom. Book by October 30, 2013 to qualify.

Contact your AAA Travel Consultant for details Call: 1-800-532-Sail (7245) Click: AAA.com/Cruises Alaska • Asia • Australia & New Zealand • Bermuda • Caribbean • Canada & New England • Europe • Galapagos • Hawaii • Pacific Coastal • Panama Canal • South America • Transatlantic

Modern Luxury is a trademark of Celebrity Cruises Inc. ©2013 Celebrity Cruises Inc. Ships’ registry: Malta and Ecuador 13034962 • 7/2013

CALL: AAA TRAVEL 1-800-532-SAIL (7245) CLICK: AAA.com/cruises

September/October 2013

15

Drive Vacations in Ireland

AAA members speak out

About Ireland!

if you want to really experience

Ireland, there’s nothing to beat the warm, quirky and personal bed and breakfast option. Popular with visitors from all over the world, the charming B&B wins hands down as the quintessential way to get closer to the authentic Ireland. Staying in a B&B allows you to experience a true welcome into a real family home, sample the best Irish breakfast and savor possibly the best home baking and cooking you’ll ever have. B&B owners are amazing people with great hearts, good advice and a supreme dedication to meeting your needs.

CIE offers self-drive homestay B&B vacations of 6 days/6 nights or longer, featuring town, farm country and historic homes. There are over 1,000 of them located throughout Ireland. You have the freedom to decide where to stay and you can choose from a variety of different urban, countryside and farm locations.

The program includes a Hertz self-drive car, with unlimited mileage, for the duration of your vacation. These Go-AsYou-Please vacations are a great affordable option to experience authentic Ireland with 6-day/6-night packages starting at just $363 per person in the winter.

Another option is to see Ireland with a chauffeur on a customized tour. It is a great way for a family or friends to explore the country and celebrate a special occasion. You choose from a wide range of hotels and travel on any dates you wish.

Hotels vary from modern resorts, small friendly Irish Country Hotels, elegant Manor House Hotels to luxurious castle properties.

Your CIE driver looks after you every step of the way. All are fully experienced and familiar with Ireland’s attractions.

Many have worked as guides and are able to make suggestions as to routes and recommended visits. They will also provide informational commentary on various aspects of life in Ireland and on places along the route as you roll along.

A

trip without a hitch!

So impressed with the scenery, friendliness of the people and professionalism of CIE Tours! Will always remain one of the Top 5 trips of my lifetime.

– Carol Carbone

O

The driver meets you at the airport at your arrival and will bring you back to the airport for your flight home. During your vacation the driver and car are at your complete disposal with a maximum of eight hours’ driving time a day (not including meals and sightseeing stops).

A full Irish breakfast in your hotel is included every morning. Lunch, dinner and snacks are not included but the driver will be able to recommend suitable places to stop along the way. These vacations are priced starting at $1,310 per person based on a group of 10 persons, with Gold Hotels accommodation.

All CIE drive vacations, whether independent or with a chauffeur, include a voucher for an open-top bus tour in Dublin; a visit and drink at Guinness Storehouse or Old Jameson Distillery in Dublin; a 128-page “Ireland Step by Step” guide with maps and itineraries; the “Ireland at a Glimpse” book with discount coupons for almost 100 attractions; deluxe carry-on backpack, ticket wallet, luggage tags and straps, plus all local taxes, hotel service charges and porterage for one suitcase per person.

utstanding tour; beautiful country; informative, friendly and personable tour guides that shared personal stories proving insight into the Irish people and culture. I would recommend this trip to anyone wanting to tour Ireland.

O

– Kathleen Rosar

n our recent trip to Ireland with Craig Thatcher and Nyke Van Wyk, the beautiful evening in Limavady, Northern Ireland prompted this acoustical performance. The atmosphere, outdoors under a full moon was enjoyed by all, and was in addition to the four scheduled performances our group was part of in Croc an Oir-Mullinahone, County Tipperary, Ireland with owners John and Monika Bermingham; at Killarney Towers Hotel in Killarney; at Gravity Bar at the Guinness Storehouse in Dublin; and at Merry Ploughboys Irish Music Pub in Dublin..

– Colette Walbert

— Choice of over 40 tours

CIE Tours Travel Talk

Join us for an informative talk on Scotland, Ireland & Italy Ross Castle, Killarney, Co. Kerry

SAVE

10%* OFF ANY 2014 TOUR

Live presentation by Anthony Agostinelli, Sales Manager, CIE

Thursday, September 26 at 6:30 p.m.

AAA Allentown, 2072 Downyflake Lane RSVP 1-800-552-6679, press 7 or online: AAA.com/events

16

September/October 2013

Save up to $1000 per couple on any 2014 Ireland, Scotland, England & Wales escorted tour!

Book and deposit $400 per person by December 31, 2013 and save 10% on the land price of any 2014 tour.

* Terms & Conditions: Valid for new bookings on 2014 departures, subject to availability and can change at any time. Not valid for group travel or with any other CIE Tours’ promotions. To receive discount, book with AAA and pay $400 per person non-refundable deposit by December 31, 2013 – use code 2014EARLYAAA. Other restrictions may apply.

Call AAA Travel

1-800-552-6679

Disney Updates 2014 Walt Disney World® Vacation Packages Now Open for Reservations!

The Villas at Grand Floridian Resort & Spa is now accepting reservations.

New Magic Your Way Package Features

The Villas at Disney’s Grand Floridian Resort & Spa, scheduled to open in October 2013, feature luxurious amenities and upgraded room features. This new Resort continues the Grand Legacy that began with Disney’s Grand Floridian Resort & Spa. Beautiful appointments are in proud display from the lobby with its delightful Mary Poppins–themed bronze fountain and 5–tier custom grand chandeliers to every room of the Villas. Eye–catching touches include crown molding throughout the Villas, cove ceilings in the living room and bedrooms, custom art work, ceiling fans in each room and tiled balconies or porches.

Kitchens are upgraded with a panelized refrigerator and dishwasher, stainless steel appliances, a farmhouse sink, granite countertops, seeded glass doors on cabinets and a decorative window above the sink.

There is mosaic marble tile on all bathroom floors.

In the master bath-room, there is a freestanding Victorian style tub with air bubble jets and a walk-in master bath shower with beveled subway tile walls.

Every bathroom features an in-mirror TV. Also, for your enjoyment there are bathrobes, additional towels and bath amenities.

The Magic Your Way Package is a starter package that lets you experience the magic of a Walt Disney World® vacation at an affordable rate. AAA Disney Magic Moments® savings for AAA members is offered on this package. This package includes special AAA Vacations® Benefits.

Magical Extras •N ew! Splitsville Luxury Lanes™ - 10% discount on bowling • Expanded!

Spa discount offer now includes Salon services Premium Package •N ew! Richard Petty Junior Ride Along Experience Platinum Package •N ew! Richard Petty Junior Ride Along Experience •N ew! Characters in Flight experience • Expanded!

Spa treatment options includes facials

TRAVEL TALK™

by TRAFALGAR Join AAA Travel and Trafalgar Tours for an entertaining and FREE event to preview their 2014 Guided Vacations.

Come meet Liz Scanlon, Sales Manager for Trafalgar, and one of Trafalgar’s Tour Directors direct from the field.

Thursday, November 21 at 6:30 p.m.

Iron Lakes Country Club 3625 Shankweiler Road, Allentown, PA Special booking offers at the event.

RSVP: Call 1-800-552-6679, press 7 or register online at AAA.com/events

Please note that 2014 Magic Your Way Packages may only be booked up to 499 days into the future.

Discover THE CULTURE AND RHYTHM IN...

Tropical Costa Rica * $ 9 days • 14 meals starting at 1349 Multiple Dates Available, Call for Details

Highlights: San Jose, Coffee Plantation, Guanacaste, Monteverde Cloud Forest, Hanging Bridges, Arenal Volcano, Lake Arenal Cruise, Cooking Demonstration, Cano Negro Refuge, Zarcero, National Theatre

AAA Members Save $25 PER PERSON!

• Learn about Costa Rica's unique vegetation on a guided nature walk through the cloud forest.

• Enjoy the tropical landscapes and breathtaking scenery surrounding Arenal Volcano.

• Tour the Doka Coffee Estate, taste and learn why Costa Rican coffee is amongst the very best in the world.

AAA Vacations Exclusive Inclusion - Afternoon Sunset Catamaran Cruise**: All aboard for an exciting afternoon of sailing along the Guanacaste coastline. Relax and enjoy the ocean breeze as your beautiful catamaran sails past miles and miles of enchanting coastline.

On all air-inclusive tours, receive roundtrip home to airport sedan service!† For more information call your AAA Travel Consultant at 1.800.552.6679

Exclusive:

$200 Savings

Azul Fives Hotel, by Karisma

on MEXICO Vacations!

Book 9/1 – 10/31/13 for travel 9/1/13 – 4/11/14

Enjoy the sun, surf and sand on a vacation to marvelous Mexico!

Azul Fives Hotel, by Karisma $ Gourmet-Inclusive® Optional . . . . . . . from 889

Riu Palace Peninsula

Includes daily activities, nightly entertainment & more!

Riu Palace Peninsula $ All-Inclusive . . . . . . . . . . . . . . . . . from 1001 Junior Suite. Includes a $35 spa credit on Renova Combination massage of 80 minutes per person.

Vacations include: 5 nights’ accommodation & taxes.

All-Inclusive includes all meals, drinks, activities & more!

Call your AAA Travel Consultant: 1-800-552-6679 AAA Member Benefit: members receive a $50 per booking activity voucher valid toward a variety of select activities in Mexico.

Rates quoted are per person, land only, based on double occupancy unless otherwise stated. Rates valid for departure 12/4/13.

Additional travel dates available. Rates, terms, conditions, availability and itinerary are subject to change without notice.

Certain restrictions may apply. Rates shown include government fees and taxes as of 7/19/13. Fiesta Days $200 Savings Offer: Valid on new bookings made 9/1 – 10/31/13 for travel 9/1/13 – 4/11/14. Minimum 5-night hotel accommodations at participating property and roundtrip airfare required. Discount is per booking and not reflected in the rate(s) shown above; discount is taken at the time of booking. AAA Member Benefit: Activity voucher does not apply to air/car only bookings. Not responsible for errors or omissions. [Pleasant Holidays acts only as an agent for the various travel providers shown above.]

CST# 1007939-10. UBI# 601 915 263. TAR# 5308. Copyright © 2013 Pleasant Holidays, LLC. All Rights Reserved.

September/October 2013

17

Exclusive Savings For AAA Credit Card Holders From

Join AAA Travel and Outdoor Film Adventures

FOR OUR FALL TRAVEL SERIES

General Tours World Traveler

AAA

Members can save up to $1,430 per couple when they book any small group or private tour operated by General Tours World Traveler between September 1 and October 31, 2013 and pay in full using their AAA credit card. This exceptional savings offer is valid for travel through 2014 and only available when you pay in full using any AAA branded credit card (Visa or Mastercard) including the new AAA Member Rewards Visa card which offers 3X points on all travel purchases!

With more than 70 destinations available worldwide, General Tours Worldwide Traveler specializes in small-group tours (never more than 16 guests) to Europe, Asia, Africa, Central and South America including the Galapagos and Antarctica. This exclusive AAA credit card holder offer can also be

combined with AAA’s everyday member savings. To book your General Tours World Traveler Vacation call 1-800-552-6679 or visit a AAA travel agent.

If you currently carry the AAA WorldPoints or the AAA Gas Rebate card, now would be a great time to consider applying for the new AAA Member Rewards credit card and start earning triple points on your travel purchases! To apply for the AAA Member Rewards credit card simply log onto AAA.com/creditcard and complete the online application, or for instant authorization, apply in person at any AAA office. For information about the rates, fees, other costs and benefits associated with the use of this credit card visit AAA.com/creditcard. This credit card program is issued and administered by FIA Card Services, N.A.

Book any one of General Tours World Traveler’s 92 ‘never more than 16 guests’ group tours and Save When You Use Your AAA Visa Card.

Call for departures in 2013 or 2014.

Some examples of Small Group Tours:

Peru – Five Days in Peru

Leave no ancient stone unturned as you explore Cuzco and Machu Picchu in the attentive company of your own expert guide.

China – China Sampler

India – Incredible India

The remarkably efficient one-week trip with a choice of fine hotels and all the benefits of sightseeing with an expert personal guide.

Held at the Pennsylvania Playhouse 390 Illicks Mill Road, Bethlehem

CANADIAN ROCKIES

Sunday, Sept. 15 at 2:00 p.m.

Filmmaker: John Holod

MISTY ISLES OF SCOTLAND Sunday, Oct. 20 at 2:00 p.m.

Filmmaker: Tom Sterling

ITALY’S FABLED ISLANDS Sunday, Nov. 17 at 2:00 p.m.

Filmmaker: Stan Walsh

TICKET PRICES FOR THE FALL SERIES Attend one or save and buy a season ticket to attend all three events! Money will be collected at the door. Season tickets will be sold at the first event.

AAA Member Per Event: $12 Season Ticket – includes all three events: $33

Galapagos – Journey to the Galapagos

Intimate exploration of China’s highlights and Includes Quito and a three-night all inclusive cruise in an outside suite aboard the MV Silversea Silver authentic encounters with its traditional1ways reveal TG115-13_AAA_Jamaica_Winter_Ad_Layout 7/30/13 5:42 PM Page 1 Galapagos. more of the country’s true spirit.

RSVP TO HOLD YOUR SEAT:

1-800-552-6679, press 7 or online at AAA.com/Events.

Nestled in the warmth of the Caribbean Sea, Jamaica is an unrivalled tropical destination whose intoxicating culture and remarkable beauty makes for a unique island escape. With a moderate climate and a landscape that ranges from tropical rainforest and soaring mountains to rolling meadowland and dramatic coastlines, Jamaica is a land of adventure, sophistication and elegance. From the seductive beaches and tempting cuisine to the Reggae music that keeps the party going, Jamaica sets the stage for an unforgettable vacation experience!

3 nights from IBEROSTAR ROSE HALL BEACH

SECRETS WILD ORCHID MONTEGO BAY

All-Inclusive Valid for travel 2/1/14 – 3/31/14 in a Standard Room

Unlimited-Luxury® Valid for travel 2/10/14 – 2/13/14 in a Jr. Suite Ocean View Double

$747

$1,166

ALL-INCLUSIVE/UNLIMITED-LUXURY® PACKAGE PRICES ARE PER PERSON AND INCLUDE: 3-night resort accommodations • Roundtrip resort transfers Resort tax and service charges • All meals, drinks and snacks • Daily activities Non-motorized watersports • Nightly entertainment and more

ESCAPE THOSE WINTER BLUES AND DISCOVER THE ESSENCE OF JAMAICA!

18

September/October 2013

Ask about your Travel Impressions AAA Member Benefits.

Travel With Someone You Trust®.

Contact your local AAA Travel Agent 1-800-532-7245 • AAA.com Tours operated by Travel Impressions, Ltd. Rates are land only, per person and based on double occupancy. Blackout, weekend, holiday and peak season surcharges apply. Rates and promotions are accurate at time of printing and are subject to changes, exceptions, cancellation charges and restrictions. All advertised savings are reflected in rates.

Rates are subject to change based on currency fluctuations. Not responsible for errors or omissions in the printing of this ad. Additional higher priced packages available. Valid for new bookings only. Travel Impressions materials (including, but not limited to, names, trademark, service marks, logos, marketing materials, etc.) shall not be used, reproduced, transmitted or distributed in any way, except with the express written consent of Travel Impressions.

CST #2029006-20, IOWA #758, NEVADA #2004-0029, Washington UBI #602 425 801. TG115-13_VK_7/12/13

AAA Membership Now Accessible with Passbook

AAA

members can now add their AAA membership card to Passbook on their iPhone or iPod touch through the AAA Mobile app. With a touch of the “Add to Passbook” button on any iOS6 iPhone® or iPod touch® device, the app allows users to display their AAA membership card electronically.

Members interested in adding their membership card to Passbook, first need to download the AAA Mobile app from the App Store and enter their membership information. Once the card displays, tap “Add to Passbook.” AAA Mobile is available to all mobile users; however some services and benefits are only available to AAA members such as roadside assistance and discounts.

Along with the digital AAA membership card, AAA Mobile offers digital access to services, such as mapping and gas price comparison, as well as member-exclusive benefits including location-based roadside assistance and discounts. The AAA Mobile app, available for iPhone and iPod touch, as well as iPad and Android smartphones, is the perfect companion for any member.

AAA urges motorists to minimize distractions behind the wheel by not using wireless devices, such as cell phones with mobile applications, while driving.

Using AAA Just Got a Little Easier…

Apple®’s Passbook app 2. Tap the “Manage My Profile” button. When the brings AAA to the iPhone® allowing access to your AAA Membership card without opening your wallet.

Passbook, for use on iPhones and iPod touch® devices running iOS 6.0, provides quick access to boarding passes, movie and event tickets, retail coupons and loyalty cards and, in AAA’s case, membership cards.

To add your AAA membership card to Passbook, download the AAA Mobile app from the Apple app store and follow these simple instructions: 1.

Open the AAA Mobile App and click on settings (the gear icon in the top right corner).

Betsy Fallen

#197125780 4

page loads enter your home zip code and AAA membership number. Read the terms and conditions, then press “Continue” to be returned to the AAA App main screen.

3. Go back into settings and select “My AAA Card.”

When the card appears on screen tap “Add to PassBook.” You will be presented with your digital AAA membership card. Verify the information is correct then tap “Add” before exiting the App. Open the PassBook App to view your digital AAA membership card.

Now with Passbook, you can use your digital membership card at AAA discount locations or when requesting location-based roadside assistance.

Name Game If you are a winner by virtue of your name being listed on the card to the left, drawn at random from our complete membership list, send this announcement with your name on it to AAA Name Game Winner, P.O. Box 1910, Allentown, PA 18105-1910, postmarked within seven days of receiving this publication. You will be entitled to a free one-year renewal of your AAA membership.

September/October 2013

19

Teens Delaying Licensure — A Cause for Concern?

AAA Foundation Study Looks at Why Teens Are Delaying Rite of Passage Peter Kissinger, President and CEO, AAA

T

Foundation for Traffic Safety. “For most, it’s about not having a car or having alternatives for getting around that are the top reasons cited for delaying what has traditionally been considered to be a rite of passage.”

Contrary to some expectations, survey results suggest that few teens wait until 18 simply to avoid graduated driver licensing. Instead, a number of other reasons for delaying licensure were cited, including: • 44 percent – Did not have a car • 39 percent – Could get around without driving • 36 percent – Gas was too expensive • 36 percent – Driving was too expensive • 35 percent – “Just didn’t get around to it” Low-income and minority teens are the least likely to obtain a driver’s license

he majority of American teens today delay getting a driver’s license, according to new study by the AAA Foundation for Traffic Safety. Less than half (44 percent) of teens obtain a driver’s license within 12 months of the minimum age for licensing in their state and just over half (54 percent) are licensed before their 18th birthday, causing concern among safety experts that young adult drivers are missing the benefits intended by graduated drivers licensing (GDL). These findings mark a significant drop from two decades ago when data showed more than twothirds of teens were licensed by the time they turned 18.

“With one in three teens waiting to get their license until they turn 18, there’s a segment of this generation missing opportunities to learn under the safeguards that GDL provides,” said

Thursday from 6:00 p.m. to 7:30 p.m.

ROYERSFORD – Sept. 26

70 Buckwalter Rd. ALLENTOWN – Oct. 24 2072 Downyflake Ln.

LANSDALE – Nov. 21

1250 N. Broad St.

FREE 90-minute workshop for parents and their pre-permit teens focusing on concepts that a teen may not normally hear in a driver education class such as: Pennsylvania’s graduated driver licensing law; parent-teen agreements; crash statistics; and insurance coverage for teen drivers.

R.S.V.P.: AAA Public Affairs Dept. at 610-434-5141 or register online at AAA.com/events

before age 18. Only 25 percent of teens living in households with incomes less than $20,000 obtained their license before they turned 18, while 79 percent of teens were licensed by their eighteenth birthday in households with incomes of $100,000 or more. The findings for licensure by age 18 differed significantly by race and ethnicity, with 67 percent for non-Hispanic white teens, 37 percent for non-Hispanic black teens, and 29 percent for Hispanic teens.

AAA has worked for nearly two decades to recommend that all states

Scope of Service

®

5 - Paintless Dent Repair 6 - Glass Replacement 7 - Glass Repairs 8 - Restorations

BERKS COUNTY

LEHIGH COUNTY

NORTHAMPTON COUNTY

Douglassville Auto Body & Sales, Inc. 1-3, 5-10, 12 E 610/326-0422 1501 Ben Franklin Hwy., Douglassville NEW Fred Beans Collision Center 1-12 E 610/327-2680 525 Rt. 100 N., Boyertown

Mikitz Gordon Street Collision Center 1-12 610/437-3041 229 W. Gordon St., Allentown

Easton Auto Body 1-12 E 610/252-6502 1328 Elm St., Easton

Reliable Auto Body 610/433-3212 1-12 967 Sumner Ave., Whitehall

Young Volkswagen Collision Center 1-12 E 610/991-9115 191 Commerce Park Dr., Easton

LEHIGH COUNTY Auto Collision Specialists 1-12 E 610/965-2060 3893 Tank Farm Road, Emmaus

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1 - Collision Repairs 2 - Frame Repair 3 - Direct Repair Provider 4 - Total Paint Replacement

9 - Vinyl & Soft Roof Replacement 10 - Corrosion Protection 11 - Upholstery Repair 12 - Auto Detailing E - Emissions Testing Site

September/October 2013

adopt and enforce a comprehensive three-stage (learner’s permit, intermediate/probationary license, full/ unrestricted license) graduated driver licensing (GDL) system for novice teen drivers. These programs require minimum holding periods and practice requirements for teens with learner’s permits, followed by restricted licenses that limit driving at night or with peer passengers. These requirements help novice drivers safely gain the skills and experience needed to become safe adult drivers.

Previous AAA Foundation research found that states with comprehensive GDL systems have experienced a 38 percent decrease in fatal crashes involving 16 year-olds and a 40 percent reduction in injury crashes.

Since traffic crashes are the leading cause of death for teens, making sure new drivers have a foundation in basic driving skills is critical to their safety behind the wheel. To help your family prepare for the learning to drive process, AAA offers the popular Dare to Prepare pre-permit program for you and your teen. The free 90-minute workshop is not intended to replace driver’s education or even to substantially overlap such a course. Instead, it is a supplementary program designed to facilitate early discussion of driving safety issues and to be delivered before teens receive their learner’s permit.

Dare to Prepare focuses on concepts and messages that a teen may not normally receive during a traditional driver education course, such as: driving is a privilege; Pennsylvania’s graduated driver licensing law; teen crash statistics; insurance coverage; and parent-teen driving agreements. The program is intended to increase teens’total exposure to traffic safety messaging throughout their career as developing drivers.

CARBON COUNTY Liberty AutoGlass 610/377-7787 509 N. First St., Lehighton

LEHIGH COUNTY Mesko Glass & Mirror Co., Inc. 610/264-3000 171 Lloyd St., Allentown

MONTGOMERY COUNTY

Alderfer Glass Co. 215/723-1192 144 Telford Pike, Telford

MONTGOMERY COUNTY Bergey’s Collision Center of Lansdale 1-12 215/855-4754 1301 N. Broad St., Lansdale

AAA inspected and approved • State-of-the-art equipment and facilities • Insured • State registered • ASE, I-CAR, OEM certified technicians • Guaranteed workmanship • AAA arbitration • Most insurance claims accepted AAA Approved Auto Body® facilities are not the only facilities capable of competent repairs.

AAA Approved Auto Repair® Scope of Service Approved facilities offer service in areas indicated by the numbers to the left of each phone number.

1 – Engine Performance 6 – Heating, Air Conditioning 2 – Minor Engine Repair 7 – Major Engine Repair 3 – Brake Service 8 – Automatic Transmission 4 – Electrical Systems 9 – Manual Transmission 5 – Tire, Steering, Suspension 10 – Diesel Engine E - Emissions Testing Site For more information on AAA Approved Auto Repair®, call 610-778-3443 or 1-888-627-9227 or log on to AAA.com AAA Approved Auto Repair® facilities are not the only facilities capable of competent repairs.

BERKS COUNTY Dave’s Auto Service, Inc. 1-10 E 610/367-1844 925 W. Philadelpia Ave., Boyertown NEW Fred Beans Ford 1-10 E 610/367-2081 525 Rt. 100 N., Boyertown BUCKS COUNTY Grandview Service Centre 1-9 E 215/257-7033 530 Arch Street, Perkasie Midas Auto Service Experts 1-6, 8, 9 E 215/538-1095 335 S. West End Blvd., Quakertown Miller Tire & Auto Co. 1-9 E 215/257-4307 856 Blooming Glen Rd., Blooming Glen Village Center Automotive 1-10 E 610/346-7774 3150 Main St., Springtown CARBON COUNTY Blue Ridge Service Center 1-10 E 610/826-4959 505 Little Gap Road, Palmerton CHESTER COUNTY CJ’s Tire & Automotive Services 1-9 E 610/705-5501 18 Glocker Road, Pottstown Lenny’s Auto Services, Inc. 1-9 E 610/469-9118 1851 Pottstown Pike, Pottstown New Street Auto Service, Inc. 1-9 E 610/948-4414 3751 Schuylkill Road, Spring City LEHIGH COUNTY A-Tech Automotive, Inc 1-7, 9 E 610/432-8989 1035 Union Boulevard, Allentown Austin’s Auto Service 1-10 E 610/866-5440 1843 W. Broad St., Bethlehem Auto Collision Specialists 1-10 E 610/965-2060 3893 Tank Farm Rd., Emmaus Autolex Dealerships, Inc. 1-10 E 610/740-3005 725 N. 15th St., Allentown Dreisbach’s Auto Service & Sales 1-10 E 610/435-7505 614 N. 18th Street, Allentown Firestone Tire & Service Center 1-10 E 610/266-1006 100 Lehigh Valley Mall, Whitehall

LEHIGH COUNTY Getz Service Station 1-7, 9 E 610/395-9413 10635 Hamilton Blvd., Breinigsville Haldeman Ford/Lincoln, Inc. 1-10 E 610/791-4900 2443 Lehigh St., Allentown Interstate Fleets Service Center, Inc. 1-10 E 610/289-6170 619 Union Blvd., Allentown L&M Automotive Specialists, Inc. 1-9 E 610/435-1782 210 Gordon Street, Allentown McNabb's Service & Repairs 1-10 E 610/398-1324 4948 Hamilton Blvd., Allentown Midas Auto Service Experts 1-6, 8, 9 E 610/791-4911 3141 Lehigh Street, Allentown Midas Auto Service Experts 1-6, 8, 9 E 610/437-5091 1820 MacArthur Road, Whitehall No.1 Service Center 1-7, 9 E 610/432-7044 1637 Tilghman Street, Allentown Park Manor Automotive 1-10 E 610/395-6712 1185 Bulldog Drive, Allentown Queen City Tire, Inc. 1-9 E 610/395-3751 4661 Hamilton Blvd., Allentown Rothrock Motor Sales 1-10 E 610/439-8485 1648 Plaza Lane, Allentown Sacks Automotive 1-9 E 610/791-1135 511 Fawn Street, Allentown Schweikert’s Auto Service, Inc. 1-9 E 610/821-5600 1701 Roth Ave., Allentown Shoemaker Auto Group, Inc. 1-10 E 610/395-3713 4131 Walbert Ave., Allentown Star Service Center, Inc. 1-10 E 610/437-3374 738 N. Graham Street, Allentown Mercedes Benz Specialist Strohl Automotive Services 1-10 E 610/395-3345 7831 Main St., Fogelsville

MONTGOMERY COUNTY Albitz Garage, Inc. 1-10 E 610/326-1438 2827 East High Street, Pottstown NEW Bergey’s Auto Sales & Service 1-10E 610/287-7895 1207 N. Gravel Pike, Zieglerville Bergey’s Buick GMC 1-10 E 215/721-3431 436 Harleysville Pike, Souderton Bergey’s Chevrolet, Inc. 1-10 E 215/822-4100 610 Route 309, Colmar Bergey’s Chrysler/Jeep/Dodge 1-10 E 215/721-3480 430 Harleysville Pike, Souderton Bergey’s Tire & Auto Service Center 1-9 E 215/855-9706 1341 N. Broad St., Lansdale Bob Adams Auto Service Center 1-9 E 215/368-4700 534 W. Main Street, Lansdale Center Point Exxon 1-10 E 610/584-9251 2005 Valley Forge Road, Worcester CJ’s Tire & Automotive Services 1-9 E 610/409-0400 1405 S. Township Line Rd., Limerick NEW Fred Beans Chevrolet 1-10 E 610/495-1800 40 Autopark Blvd., Limerick NEW Fred Beans Kia 1-10 E 610/495-5900 20 Autopark Blvd., Limerick NEW Fred Beans Nissan 1-10 E 610/495-1856 55 Autopark Blvd., Limerick Godshall’s Auto Service 1-10 E 215/855-7800 225 S. Main St., Hatfield Hinkle’s Auto Repair 1-9 E 215/679-0698 2703 Geryville Pike, Pennsburg Interstate Fleets Service Center, Inc. 1-10 E 215/822-8115 696 Bethlehem Pike, Route 309, Colmar J’s Auto Service, Inc. 1-9 E 215/362-9236 1669 School Road, Hatfield Jack Nolan’s Exxon 1-9 E 610/489-9028 567 Main Street, Trappe Lansdale Chrysler-Jeep 1-9 E 215/855-9540 Route 309, Montgomeryville

MONTGOMERY COUNTY Tri County Chrysler Dodge Jeep Ram 1-9 E 610/367-2941 2148 E. High St., Pottstown North Penn Gulf 1-9 E 215/362-2223 Valley Forge Road & Sumneytown Pike, Lansdale Reiter’s Service Station, Inc. 1-9 E 610/287-9186 1224 North Gravel Pike, Zieglerville Spanial’s Service Center 1-10 E 215/855-7030 45 W. Orvilla Road, Hatfield Upper Gwynedd Service Center 1-10 E 215/699-6640 790 Sumneytown Pike, Lansdale Wes Jackson Automotive Center 1-9 E 610/489-6888 1851 Ridge Pike, Royersford Wynne’s Express Lube & Auto Repair, Inc. 1-10 E 610/489-4050 1635 W. Main St., Trappe NORTHAMPTON COUNTY Blue Ridge Service & Tire of Walnutport 1-10 E 610/767-2220 308 S. Best Ave., Walnutport Car-Doc, Inc. 1-10 E 610/767-7110 4982 East Valley Dr., Walnutport Easton Auto Body 1-10 E 610/252-6502 1328 Elm St., Easton Jeff’s Automotive, Inc. 1-9 E 610/253-6565 4110 William Penn Hwy., Easton Midas Auto Service Experts 1-6, 8,9 E 610/253-9070 2914 William Penn Hwy., Easton Murante Auto Repair 1-10 E 610/759-6121 128 W. Beil Ave., Nazareth Paul’s Garage 1-10 E 610/837-9877 219 W. Northampton Street, Bath T&D Automotive 1-10 E 610/253-0212 1400 S. 25th St., Easton The Brake Shop & Auto Repair 1-9 E 610/253-2566 3601 Sullivan Trail, Easton Weddes Auto Center 1-10 E 610/837-6411 450 Monocacy Dr., Bath Young Volkswagon, Inc. 1-10 E 610/991-9100 191 Commerce Park Dr., Easton

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Insuring Your Home - The Importance of Replacement Cost vs. Market Value

N

o one is immune to the threat of losing their home due to any number of possible hazards. A recent survey found that most homeowners are seriously underinsured. Marshall & Swift/Boekch (MSB), a leading insurance data services company, found that 66 percent of homeowners had inadequate coverage by an average of 18 percent. That works out to $36,000 for a typical $200,000 home.

While few people would willingly choose a policy with a $36,000 deductible, that is the net result of being underinsured.

The market value of what your home would sell for is very different from the replacement cost coverage to properly insure the rebuilding of a home. Market value takes into consideration the land value, depreciation and other market factors while the replacement cost simply reflects the cost to rebuild a home.

For example, identical homes in two different neighborhoods could have a significant difference in market value, but actually replacing those homes - rebuilding them in place using similar construction methods and materials - would essentially cost the same for both.

Reviewing the features of your home with your agent is very important, as homes with features such as crown molding, hardwood floors and tile cost more to rebuild. The quality of kitchens and bathrooms add significantly to rebuilding costs. These and other factors, including total square footage, determine the home’s replacement cost. This is the amount you should insure your house for; sometimes referred to as “Coverage A” in your homeowner’s policy.

Separate structures or “Coverage B”, refers to any structure that is on your property but not attached to your main house. Examples of separate structures include: • Detached garage • Fence • Garden shed • Detached in-law unit • Retaining walls • Swimming pool • Outdoor kitchen Most homeowner policies automatically include separate Coverage B coverages that equal 10 percent of the amount of insurance on the main house (Coverage A). If the number and value of separate structures are

Trust AAA to steer you right on all your current and future Auto, Home and Life insurance needs. Combining your coverage with one insurance company could make a significant difference in your premium. Call 800.240.3603, or visit AAA. com/insurance for more information or to schedule a comprehensive Insurance review. AAA – your trusted insurance advisor. significant, such as a detached living quarters, a separate valuation should be done for each to determine if extra coverage is needed.

Your homeowner’s policy will automatically include personal property coverage known as “Coverage C” that can equal 50 percent to 75 percent of the Coverage A amount. If you have higher value items, discuss an additional amount of coverage with your agent. Jewelry, guns, coins and computers, typically have policy sub-

limits and also should be discussed with your agent. Be sure to take a detailed home inventory taking photographs and recording serial numbers.

Knowing the value is part of good financial planning and risk management. What you are doing is protecting what you have as well as the investment in your home. Shortchanging yourself only creates problems when a claim occurs.

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Visit: Over 1,100 AAA Ofces Click: AAA.com/hertz Call: 1-800-654-3080 FOR YOUR INFORMATION: Advance reservations are required and must include your AAA CDP#, along with the PC# you choose. Promotional Code (PC#) must be included in reservation or offer is void. Modifying your reservation may result in a change in your rate and/or invalidate these offers. Subject to availability, these offers are redeemable at participating Hertz locations in the U.S., Canada, Puerto Rico and Mexico. Offers exclude Mercedes-AMG and Porsche rentals. Offers have no cash value, may not be used with Prepay Rates, Tour Rates, Insurance Replacement Rates, or hourly rentals and may only be used with a AAA CDP#. No other CDP#, certicate, voucher, offer or promotion applies. Qualifying rate restrictions for the renting location apply. Taxes, tax reimbursement, age differential charges, fees and optional service charges, such as refueling, are not included. Vehicle discounts apply to time and mileage charges only and may not be combined with any other promotion. Offer values in local currency on redemption. At the time of rental, present your AAA membership card or Hertz/AAA Discount Card for identication. Offers valid for vehicle pickup through 11/30/13. ® Reg. U.S. Pat. Off. © 2013 Hertz System, Inc.

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