WSBA - March 2022

MARCH 2022 | EDITION 130

BUSINESS | LIFESTYLE

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BUY NOW PAY LATER

BUSINESS SURVEY

CHARITY SUPPORT

How Aussies are taking to the new plan: 2

Why finding staff is the biggest concern: 5

Our favourite charities in two years of COVID: 10

BLURRED

LINES Here’s how business traditions will change

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HE ecommerce craze shows no signs of abating with a new generation of young entrepreneurs swapping traditional jobs for selling everything from pet food to high end clothing online. They are part of the revolution which has seen a large proportion of Aussies continue to earn a living from home, relocate out of cities and take precautions to reduce their risk of viral infections. There will be some blurring between what we wear to bed or lounge around in at home and what we wear out. The forecasts come from Davie Fogarty, Founder and CEO of Davie Group, the fast-growing company behind brands The Oodie, Calming Blankets and Pupnaps. More page 20.

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Aussies take to new format

Buy now, pay later popular  DALLAS SHERRINGHAM HE Buy Now Pay Later has become the new purchasing phenomenon in Australia and is proving to be a good method of managing debt for families and small business.

We all have a major problem with overspending at Christmas with 24% of Aussies going into debt and borrowing money in the festive season, with an average debt of $570 each.

Splashing out on the credit card is so easy in December, but when the bills start coming in early in the New Year, it could take 12 months or more of careful budgeting to pay it all off.

One way many Aussies are looking to ease the burden of debt is by using the Buy Now, Pay Later (BNPL) services.

With the rising popularity of BNPL services like Afterpay, Zip and Klarna, a survey by Reviews.org found 43% of Aussies have used a BNPL service before and 25% currently have an outstanding balance.

The most popular format is the “four easy payments” method which ensures consumers pay their debt promptly without incurring interest charges.

The report was written by Reviews.org Digital Content Editor Kate Reynolds.

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Here are some key findings from the report: • The main reasons Aussies use these services are that they did not have enough money to cover the full amount upfront, it’s easier to budget small payments and they wanted to take advantage of a timely sale.

• The average largest purchase made with BNPL services is $466.74.

• One four in 4 Aussies currently have an outstanding balance on a BNPL purchase.

• The average outstanding balance is $391.56.

• 30% use them rarely (once or twice a year), 43% use them monthly and 12% use them weekly.

• More than a quarter at 27% have paid a late fee with BNPL services.

• 45% of those who use BNPL services are between 16 and 34-yearsold.

Ms Reynolds also found that when it comes to why we want to use BNPL services, the answers are varied.

“While BNPL providers don’t charge interest like credit cards do, they do charge fees, and these can add up if you miss payments.

“However, we found that users look at BNPL providers favorably, with 86% surveyed saying they plan to continue using BNPL services, and 86% saying they would recommend using them.”

• Only 5% thought that BNPL services were predatory or greedy.

• 18% say they did not have enough

money at the time to cover the full amount.

• 16% say it’s easier to budget smaller payments.

• 15% say they wanted to take advantage of a good timely sale.

“Despite an overwhelmingly favorable outlook from BNPL users, government website Money Smart says there are a number of things to keep in mind when using BNPL services,” Mr Reynolds said.

“Watch your spending: it’s easy to overspend on things you can’t afford when you’re not paying for them upfront.”

“It can be unmanageable: with so many BNPL services, if you sign up to several, it can be much harder to keep track of your payments, which could result in late payment fees.”

The full report is available on Reviews.org

WSBA enables readers to appreciate and engage with the physical, community, cultural and business environments of one of Australia's fastest growing regions, Greater Western Sydney.

CONTENTS News Property Auto Films Travel Fitness Games Mens Health

Author Kate Reynolds.

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MARCH 2022

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Parramatta to CBD in 20 minutes HE NSW Government has awarded a $2.16B contract to deliver the next stage of tunnelling on the mega Sydney Metro West project.

The Gamuda Australia and Laing O’Rourke Consortium has been awarded the Western Tunnelling contract to deliver nine kilometres of twin metro rail tunnels between Sydney Olympic Park and Westmead.

Premier Dominic Perrottet said this once in a century infrastructure investment will link new communities to rail services, slash travel times across the network and support employment growth.

“These tunnels mean you’ll be able to get from Parramatta to the Sydney CBD in around 20 minutes on a fast, safe and reliable driverless metro train, forever changing how we move around Sydney,” Premier Perrottet said.

“Sydney Metro West will double rail capacity between Greater Parramatta and the Sydney CBD, transforming Sydney for generations to come,” he said.

This is the second major tunnelling package awarded on the city-shaping project, with work already underway to deliver twin tunnels between The Bays and Sydney

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Start of the Sydney Metro West project.

Olympic Park following the contract awarded to Acciona Ferrovial Joint Venture last year.

Minister for Transport and Veterans David Elliott said major civil works

have now commenced at the Bays, with tunnelling set to commence later this year towards Sydney Olympic Park.

“To build these tunnels a broad range of skills will be required including tun-

nellers, electricians, plumbers, carpenters, concrete workers, truck drivers, labourers and security guards,” Minister Elliott said.

The Western Tunnelling contract includes: • Twin 9km tunnels from Sydney Olympic Park to Westmead; • A Tunnel Boring Machine launch site at Rosehill, tunnelling toward Sydney Olympic Park and relaunched toward Westmead; • A services facility and crossover structure at Rosehill to allow provision for fresh air ventilation and emergency egress; • Tunnel portal and dive excavation at Clyde Services and Maintenance Facility; • Earthworks, retaining structures, drainage and utilities corridor for the Clyde Maintenance Facility; • Excavation and civil works for Parramatta and Westmead Stations; and • A segment manufacturing facility at Eastern Creek constructing over 60,000 segments.

Completion of the contract is expected by the end of 2025.

KMPG alumni start Lineage Group NEW Australian advisory firm specialising in working with successful business families has been launched.

Lineage Group is spearheaded by KPMG alumni Michelle De Lucia, Dominic Pelligana and Andrew Muscara.

After decades of leading family busi-

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nesses at KPMG, and having grown up in family businesses, the group understands what it’s like to spend their lives around both kitchen and boardroom tables.

70% of Global GDP comes from family businesses, yet few acknowledge the incredible commitment and contribution they make to our economy and society.

Lineage Group believes family businesses are the optimal business model.

“Within a large firm, we saw how family businesses can be treated like a transaction, with little investment in a relationship. The very thing that families thrive on. And so do we,” says Partner Michelle De Lucia.

“Our successful track record of delivering for families comes from taking the time to truly understand them, inside and out.”

Lineage have a close relationship with Australia’s most established and successful business families, including the Victor Smorgon Group.

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Regional survey’s reveals trends

Optimism amid staff concerns SURVEY of Western Sydney businesses showed a degree of optimism, though post-lockdown problems are still being fought.

Finding the right staff remains one of the main challenges facing small businesses, though more than half of respondents say they are “coping well” in the current environment.

The survey, conducted by the Chamber Alliance of Western Sydney (CAWS), shows that Western Sydney SMEs expect to resolve supply issues in the short to medium term and that perceptions on business profitability and sustainability were positive.

CAWS president Trevor Oldfield said one of the organisation’s aims was to provide accurate information on the health of SMEs to decision makers across Sydney.

“This information will promote more effective decision-making by business owners and government, service organisations and others interested in maintaining the future business health of the Greater West of

current conditions and environment within which the businesses in Western Sydney are operating.

“Over time, it will provide indices that will track and identify the long-term trends that are impacting the community,” Mr Oldfield said.

“Another survey in November will provide an even greater insight as we move forward.”

The survey showed: • 52 pc of respondents are confident their staffing needs will be adequate.

• 40 pc are confident in recruiting new staff.

• 58 pc are confident in the supply chain.

• 64 pc have implemented well-being solutions for staff.

• 56 pc are coping well.

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CAWS President Trevor Oldfield.

Sydney,” Mr Oldfield said.

“True future growth and sustainability will be built on reality and sustainability.”

CAWS has designed the Western Sydney Business Index (WSBI) as a quarterly survey that aims to capture a snapshot of the

For further information, contact CAWS president Trevor Oldfield on 0419 992 826

Support Salvos appeal for flood affected S damaging weather ravages the east coast of Australia and thousands of Aussies have become displaced from their homes, The Salvation Army is launching an appeal for donations from the public to fund relief efforts in flood-affected areas.

The Salvation Army 2022 Flood Appeal is aiming to raise $10Mn which

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will directly support the estimated 18,000 homes expected to be impacted during these unprecedented floods. The Salvation Army is releasing $1M immediately from its Red Shield Appeal funds in support of communities along the east coast of Australia.

The Salvation Army Emergency Services (SAES) currently have 10 teams

assisting at 10 evacuation centres across Queensland and NSW. The SAES is supporting first responders and evacuees with meals (more than 6,500), emotional and practical support. Current evacuation sites where the SAES are assisting include Nambour, Gympie (two locations), Ipswich, Caboolture, Dalkabin, Chandler, Logan, Lismore and Tweed Heads.

To donate to The Salvation Army’s Flood Appeal, please visit www.salvationarmy.org.au.

You can round up your purchase at any Woolworths checkout in NSW and QLD from tomorrow or donate at any register throughout the country. Alternatively, you can also round up your in store purchases at any Myer retail outlet nationally.

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Our Brand The Academy’s brand has become synonymous with quality - both in the standard of talented young athletes we deal with, and the quality of our program content.

Western Sydney Academy of Sport graduates include numerous athletes who have competed at a national and international level: Jessica Fox OAM - triple Olympian (2012, 2016, 2021) and World Champion - Canoe/Kayak (Slalom); Taylah Tsitsikronis - Olympian (2021) - Softball Rachel Lack - Olympian (2021) - Softball Paige Hadley - Australian Diamonds Netball Squad and Captain of the NSW Swifts; Kim Ravaillion - Australian Diamonds Netball Squad; Amanda Spratt - Olympian (2012, 2021) - Cycling; Ian Borrows - Olympian (2016) - Canoe Slalom.

Regional Academies of Sport across NSW contribute significantly to both the economic and social value of local communities. Western Sydney Academy of Sport currently contributes to the regional economy through: Supporting over 200 sub elite athletes across a range of 11 sport programs; Facilitating over 4,150 volunteer hours which equates to 16 full time jobs; Creation of $4.9m in economic & social value for the region.

About Us The Western Sydney Academy of Sport is a non-profit community based sporting organisation that assists western Sydney’s talented young athletes achieve their sporting goals, through the provision of quality development programs. Academy programs provide localised training and development opportunities not only for the young athletes of the region, but also for coaches and administrators.

The Academy’s programs have established benchmark standards and value in the officially recognised development pathway for athletes in sport.

The Academy collaborates with State Sporting Organisations, the NSW Institute of Sport, professional sporting clubs and local Associations to ensure our programs are fully endorsed and provide an integrated step in the pathway for talented athlete development.

The Academy’s holistic programs provide not only on field development opportunities, they also focus on educational and personal development of the athlete.

Aside from laying the foundations for athletes to become better within their sport, foundations are also laid for the athletes to become better citizens within their communities.

The Academy receives funding from the NSW Government, but is not purely a government funded organisation. The Academy relies on the support of its major business partners, community partners and the partners aligned with each of the sport programs to continue to further develop and ensure the best possible service is provided to each and every young athlete, coach, official and administrator who progress through the organisation.

Penrith Stadium, 143 Station Street, Penrith NSW @WesternSydneyAcademyOfSport

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Partner With Us The Academy strives to align with strong business partners and supporters who share the same common vision and core values.

We are in a fortunate position to receive support from a number of partners who provide generous contributions toward the overall operations and success of the Academy. Each of our individual sport programs are supported by their own unique group of partners, who have a keen interest and involvement in that particular sport.

Our growing list of official suppliers ensure that we can continually offer the best possible products and services to our athletes, coaches, officials and administrators with preferred pricing and discounted purchases. Without our highly valued major business partners, sport program partners, official venues and suppliers, we would not be able to continue to deliver our services to the talented young athletes of Western Sydney.

The Academy offers a wide range of opportunities for all levels of partnership.

All partnership opportunities have a genuine community focus and allow your business to be aligned with a business committed to making a difference to the young athletes of western Sydney.

Just like your business, we appreciate that your objectives are unique. We can tailor any of the following partnerships to meet your specific requirements.

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Artist impressions of Westmead Innovation district.

Applications now open for partnerships

Driving tomorrow’s health solutions HE NSW Government is calling for expressions of interest from global health innovation partners to transform world-leading research at the Westmead Health and Innovation District into new lifesaving technologies.

Minister for Enterprise, Investment and Trade Stuart Ayres said applications for the $10M Westmead Innovation Ecosystem Fund are now open.

“The potential for breakthroughs in fields such as viral vector technology, cell and gene therapy, particle therapy, phage therapy and clinical trials being carried out across the District is huge,” Mr Ayres said.

“This fund will help turn this critical research into commercial opportunities that deliver jobs for NSW and better medical care for the world.”

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The NSW Government announced the fund to catalyse the innovation ecosystem, by seeding new infrastructure and programs that will support the continued growth of the Westmead Health and Innovation District into the future.

Minister for Health and Medical Research Brad Hazzard said the fund will maximise the District’s innovation and commercialisation potential to deliver the best health outcomes in NSW, across Australia and globally.

“This $10M fund will connect our world-leading researchers with global experts in commercialisation to take our greatest breakthroughs in medicine from the laboratory benchtop to the hospital bedside,” Mr Hazzard said.

“Through this support, we can further

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bolster the Westmead Health and Innovation District’s capacity as a globally recognised hub for new medical discoveries and sustainable economic growth.”

The Westmead Health and Innovation District is home to four major hospitals: Westmead Hospital, the Children’s Hospital at Westmead, Westmead Private Hospital and Cumberland Hospital; and four major research institutions: WSLHD Research and Education Network, Kids Research, Children’s Medical Research Institute, Westmead Institute for Medical Research.

The District is also home to two university partners: University of Sydney and Western Sydney University; and NSW’s largest pathology service.

The fund will further develop the Westmead Health Precinct as the epicentre

of health and innovation within the District, which currently provides: • $1.9B in public healthcare.

• Services more than 120 suburbs spanning 780 square kilometres.

• 85,531 annual admissions.

• 3,000 daily non-admitted patient occasions of service.

• 32,767 annual surgeries.

Global health innovation organisations and facilitators, with industry networks and expertise in medtech, biotechnology, commercialisation and innovation growth are encouraged to submit their proposals.

Stage 1 applications close midnight March 28, 2022. More information on the fund and its eligibility requirements can be found at investment.nsw.gov.au/westmeadfund.

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People love working from home USSIE’S love affair with working from home will lead to one in four employees looking for a career change this year.

And we will be looking for an increase in salary at the same time according to people2people recruitment’s latest online polls.

The polls revealed the main drivers for those looking for new roles in 2022, with salary leading the way at 42.1%, followed by company culture 23%, workplace flexibility 19.7% and job security 15.1%.

Managing Director of people2people recruitment Mark Smith said the labor market had been rapidly changing since March 2020 and work flexibility was previously the second biggest factor, after company culture.

“However, with an increasingly tightening labor market with heavily pronounced candidate shortages, salaries are now back to firstplace ranking, and are expected to remain up there in 2022.”

“With four in 10 employees looking to change jobs or career in 2022 and

Mr Smith’s advice for employers to navigate the post-Covid workplace includes: 1. Reinstate face-to-face check-ins with team members to assess where they are at and relay any concerns they may have.

2. Explore ways to convey your company culture at work and home offices, and share a 2022 plan highlighting any new initiatives and projects for the year ahead.

3. If it hasn’t been done yet, make sure you book your performance and salary reviews this year or early January.

4. For those planning to return to the office full-time, ensure your workplace flexibility policy is reviewed and options are made available for the teams.

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About people2people: more being directly approached by other organisations due to candidate shortages, it is essential to make your staff feel valued

and ensure they are aware of potential opportunities available to them within their organisation.”

people2people is an Australasian recruitment company built on an established reputation for providing professional and personalised recruitment services since early 2005.

Annette Pitman new Create NSW CEO TS arts and culture leader Annette Pitman (pictured) has been appointed as interim Chief Executive of the Government’s Agency responsible for arts, screen, culture and cultural infrastructure, Create NSW. Ms Pitman will bring with her a wealth of public and private sector experience including the delivery of the NSW Government’s record investment of $2.5B in cultural infrastructure,

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overseeing projects including the new Powerhouse Parramatta and Powerhouse Ultimo, Sydney Modern, Walsh Bay and the Theatre Royal; as well as 146 cultural infrastructure projects across regional NSW. Arts Minister Ben Franklin said he was confident that Annette’s proven track record of collaboration, delivery and leadership will take Create NSW to new heights as the Government continues to

deliver results for the sector and the people of NSW. ‘The new Chief Executive role has been created to bring together the arts and culture, screen and cultural infrastructure arms of Create NSW under a single leadership position to increase collaboration and consistency for the sector,” he said.

Ms Pitman will be appointed to a 12-month contract before the ongoing role is advertised in 2023.

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Stockland and WSU team up

Werrington mixed-use project TOCKLAND is set to develop a new mixeduse precinct at the Werrington sites at the Penrith campus of Western Sydney University.

With Stockland entering a project delivery agreement with the university, the two parties have proposed a masterplan for the site which would see the Penrith campus transformed into a world-class precinct.

The 99-hectare site, sitting 5km out from the Penrith CBD, will be developed into a six-star green star urban neighbourhood, with new housing and over 18-hectares of open space.

“In partnership with Western Sydney University, WSU has a history of successful development projects such as Parramatta. this unique project aligns with our strategy and will enable us to bring to The project will be a crucial part of The project will also see a ‘living labolife a thriving community in a well-conWestern Sydney University’s Western ratory’ established for education, research nected urban infill location,” said Tarun and innovation, social connection, sustain- Growth strategy, that aims to see its campus Gupta, managing director and CEO of network transformed and the co-creation of ability and exploration.

Stockland. cities and educational infrastructure across The shared vision The proposed development will inWestern Sydney. clude a large town centre to be fully inte“New housing, retail, commercial and “With our shared vision to create a grated into the current campus facilities. social spaces will also help support the ‘destination for discovery’ underpinned “The existing health and education growing population, providing much-needby leading urban design and world class infrastructure in the surrounding Penrith sustainability principles, we are excited by ed amenities and enhancing the liveabilQuarter precinct provides strong fundaity, productivity and sustainability of the the opportunity to be part of this growing mentals for asset creation and managesurrounding neighbourhood,” said Barney precinct’s success and look forward to ment, and the masterplan will allow us to progressing plans with the University, local Glover, vice-chancellor and president at respond to the evolving market demand Western Sydney University. authorities and relevant stakeholders,” over time,” said Gupta. added Gupta.

The project will be subject to a re-

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zoning and planning approval process for the site, that Stockland will commence in 2022.

“This is a significant initiative that is about securing the University’s future as a world-class institution and its long-term financial sustainability. Developing our noncore land allows us to reinvest the proceeds back into the University so we can fund new innovations in teaching and learning, build on our research strengths, and initiate projects that can further strengthen the student experience,” concluded Glover.

Source: Australian Property Journal. australianpropertyjournal.com.au

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Royal Flying Doctors celebrate

Support for charities remains strong The Flying Doctors remain one of Australia’s favourite charities.

 DALLAS SHERRINGHAM USTRALIANS have a tradition of being amazing supporters of charity and the pandemic has had no effect on this aspect of our lives.

Indeed, public confidence in Aussie charities has remained high through the two year pandemic And critically, the charity sector has played a key role in the actual pandemic response during those two years.

The just-released 2021 Annual Australian Charity Reputation Index or RepTrak for short, shows that the public still holds not-for-profits with very high regard There are 35 charities that have been recognised for having an excellent public reputation, based on the large national public survey conducted by RepTrak from October to late December 2021.

The long list includes charities we all know and love, such as the Smith Family, St Vincent De Paul Society, the RSPCA, the Movember Foundation and Cancer Council of Australia.

“Over almost a decade of measuring reputation, we continue to see the reputational strength of many not-for-profit organisations built, in general, on their ability to clearly link how they positively impact the community and the specifics of the services they deliver,” Senior Vice President of Reptrak Oliver Freedman said.

“In addition, clearly informing the public of this link by using a genuine, authentic and relevant narrative is vital.

“The Royal Flying Doctor Service is one example of an organisation which continues to excel at this finding,” Mr Freedman said.

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Excellent reputation for help Included in the charities with scores showing excellent reputation are vital emergency medical and health charities that have key roles in the pandemic response, such as St Johns Ambulance, Lifeline Australia, Beyond Blue and the Australian Red Cross.

He said the Royal Flying Doctor Service received the highest survey score of 98.1 and was proud to be along-side Guide Dogs 94.6, Surf Life Saving Australia 92.2, Foodbank 91.8 and the Starlight Children’s Foundation 91.7 making up the top five.

“A patient’s trust in their medical services is vital – particularly if they are living in locations that don’t have easy access to the services enjoyed in our cities,” RFDS Federation Executive Director Frank Quinlan said.

“That we have earned this trust, in the provision of vital, emergency medical and primary health care services to rural and remote Australia, gives our 2100 staff great pride.”

The RFDS is part of Australia’s broad national health system and works closely

with governments, industry, Aboriginal Medical Services, Primary Health Networks, Local Hospital Districts, GPs and rural and remote communities — to keep Aussies healthy and safe through both aeromedical emergency and primary health care services.

Mr Quinlan said the RFDS was honored to be recognised on this Charity Index for so many years and was particularly pleased to be in such good company with other hard-working and dedicated charities.

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WOMEN IN BUSINESS

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Celebrating girls in STEM ARRAMATTA will host Children’s Medical Research Institute Celebrates Women and Girls in STEM, one of 24 events taking place across the State that will promote and support women’s education, employment and wellbeing during the upcoming NSW Women’s Week.

Member for Parramatta Dr Geoff Lee said the NSW Government is providing $5,000 to help deliver Children’s Medical Research Institute Celebrates Women and Girls in STEM. “This event will mark Women’s Week with a series of inspiring seminars that celebrate the achievements of women in STEM/medical research and provide information on how girls/ women can embark on such careers” Dr Lee said.

“The 2022 NSW Women’s Week is set to be the biggest ever with the schedule of events across NSW reflecting both the creativity and diversity of NSW women.”

NSW Women’s Week runs from Monday, March 7 to Sunday, March 13, and promotes gender equality while celebrating the social, cultural and political achievements of women.

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Minister for Women Bronnie Taylor said we are bringing women together to celebrate and inspire one another.

“This week will deliver a wide range of practical supports that will benefit women right across our fabulous State,” Mrs Taylor said.

“There is something for women of all ages and backgrounds, and I encourage each and every one of you to find out what is happening in your local community this NSW Women’s Week.”

The NSW Women’s Week Grants program provided $3,000 to $5,000 grants to events that support at least one of the key priorities of the NSW Women’s Strategy 2018- 2022.

These include improving women’s financial wellbeing and security, encouraging a holistic approach to health and wellbeing or helping women to build confidence and celebrate their achievements.

For more information and a full list of recipients, please visit: https://www.nsw.gov.au/grants-and-funding/nswwomens-week-grants

Access to capital is a barrier CCESS to capital is still a significant barrier to growth for women-led small businesses, according to new research conducted by the Australian Small Business and Family Enterprise Ombudsman’s (ASBFEO) office.

An ASBFEO survey of more than 600 Australian women-owned, women-led small businesses has revealed 43% of respondents identified access to capital as a central barrier to growth.

Ombudsman Bruce Billson says it’s disappointing that on International Women’s

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Day 2022, female entrepreneurs are still facing headwinds when trying to grow their business.

“On International Women’s Day, it’s important to recognise the obvious economic benefits that would flow from addressing barriers to growth for the rapidly increasing number of Australian women small business owners,” Mr Billson says.

“Two-thirds of new businesses created in Australia in the past decade have been founded by women (Xero Boss Insights 2021) and there has been a 46% jump in

women business owners over the past 20 years (ABS).

“The recent State of Australian Startup Funding report found 82% of female founders believe gender impacted their ability to raise venture capital funding. Just 10% of female founders felt highly confident they would raise their next funding round, compared to 63% of male founders.

“Globally, the World Bank reports access to finance is a ‘major hurdle’ as women are left with an estimated $1.7 trillion of unmet demand for credit.

“By reducing headwinds and energising female enterprise there is a significant economic upside. Research by Asialink suggests boosting the number of female business owners to equal that of men, could add between $70B and $135B to our economy.

“Women’s economic empowerment is key to our national recovery after an incredibly challenging couple of years. My office will continue its work in identifying opportunities to improve the environment for small business and women’s entrepreneurship.”

STAY + PLAY IN PENRITH

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WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

PROPERTY SHOWCASE WESTERN SYDNEY

Published in Western Sydney Business Access | Parramatta Times | Blacktown News

Applying for a home loan

Bank of Mum and Dad risks How parents contribute Parents are now ranked as Australia’s ninth biggest mortgage lender while a whopping 60% of first-time buyers getting help from Mum and Dad.

 DALLAS SHERRINGHAM HE Bank of Dad and Mum is one of the biggest drivers of real estate sales in Western Sydney, but it is no guarantee of success when you apply for a home loan.

Parents are now ranked as Australia’s ninth biggest mortgage lender while a whopping 60% of first-time buyers getting help from Mum and Dad. The average contribution is around $100,000 which is enough for a deposit in many parts of Australia.

The total national contribution for the kids is $34bn which is greater than lenders like the Bank of Queensland, AMP,

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Heritage Bank, Beyond Bank and Greater Bank.

And the generosity of the Bank of Mum and Dad could ironically be contributing to the current sky high prices which home buyers dread.

Executive Director of Loan Market Andrea McNaughton said Banks took into account the source of a deposit when you apply for a loan, even with Mum and Dad’s backing..

You have to demonstrate you have the track record and commitment to service the mortgage, Ms McNaughton said.

“If you can’t, as the purchaser, display a pattern or ability to meet ongoing repayments, a deposit – irrespective of where it’s sourced from – may not be enough to

convince a lender that you’re a suitable mortgage candidate.”

Seek advice “The Bank of Mum and Dad has shot to prominence in recent years as parents help their first home buyer children break into the property market.

“If your parents are helping out, there needs to be a clear stipulation on whether the deposit amount is a gift or a guarantee – there are major legal differences between the two, including liabilities for parents,” Ms Mc Naughton said.

“You should always seek legal advice before going down this road.”

She said as well as an acceptable deposit, lenders looked for several other criteria when assessing you for a mortgage.

“They will want to see that you have a pattern of stable employment. As a guide, most financial institutions are looking to see if you have been in your current job for at least six months to a year to approve a loan. And of course, they will be checking that you have the income that can afford to pay the mortgage.

A clean credit history, minimal debts and a good financial position overall is also taken into consideration.

“You should not have more than 7% of the property’s value tied up in unsecured debts such as personal loans and credit cards,” Ms McNaughton said.

Source: Loan Market, Savings.com.au

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ARRAMATTA Chamber of Commerce found- 2021, about 700 guests gathered at ATC, Rosehill immaculately dressed in theme ‘Back in Black’ with ed the Western Sydney Awards for Business Gardens to celebrate business excellence in the a touch of gold celebrating hope and resilience.

Excellence in 1990, affectionately known region. After what has been the most challenging The resilience of the business community in EEP saying the risk of getting a24, side effect to AstraZeneca renowned experts held recently a collaboration Access News “ as WSABE. Onthat Wednesday, November period of our working lives, guests flowed, Westernby Sydney is second toofnone.

More page 17. is one person sitting in a full SCG, and the risk of dying from it Australia and The Westmead Institute for Medical Research. The panel, is one in a million - the equivalent to a lightning strike.” Vivid who hail from a range of disciplines, spoke about their take on the stats voiced by infectious disease expert Professor Tony Cunningham lessons learned from COVID, and their prognosis of future trends in a as he took part in a Regional Roundtable webinar of internationally post-pandemic world. See pages 4,5.

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SAS CHALLENGE Parramatta Olympian

Cash boost for local precincts

faces CBD her toughest test CARS OVER INSIDE

S Special ttribute tto local business w winners

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IGH growth greenfield precincts in Blacktown will benefit from a share of $139M being handed out by the State Govt this year. The cash is up for grabs for eight Western Sydney councils as applications have opened for round two of the Accelerated Infrastructure Funding (AIF). More page 4.

Key to business relationships: 7

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ARRAMATTA’S four-time Olympian Melissa Wu has well and truly dived in the deep AN you imagine cars flying above the Parramatta CBD? Parramatta Chamber of end as a contestant on theafter blockbuster SAS Australia Show on Channel 7 and 7plus.

Commerce president Luke Magee can certainly see it as a possibility the And the Olympic won’t bethe letting her diminutive size stand in her way as she Parramatta Times discussed a report from University of NSWdiver suggesting takes on a hot field sporting and celebrity contestants in the top rating program. After concept was not far away. “I hope it can be something weofcan look forward to sheitswon Commonwealth Games in the future. It would be good for Parramatta,all, with lackfour of parking,” Mr Magee said.gold medals and was full of determination in an all-new sneak peek of the 2022 season “These flying cars could work like the proposed driverless cars where you park themof SAS Australia, which started on February 21 on 7 and Bankwest becomes CommBank Stadium: 13 outside the city and they come to pick you up."Channel More page ͢2.7plus. More page 6.

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WESTERN SYDNEY BUSINESS ACCESS FEBRUARY 2022

NEWS

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Donna’s plan for better productivity

Success is about organising time  DALLAS SHERRINGHAM ET’S face it, Life can be a real time juggling hassle in this day and age.

Whether it’s being forced to stop at every single traffic light when you’re already running an hour late and then finding out your phone isn’t charged or missing your train by 30 seconds, stress is part of your life.

It could be dealing with stresses of work or receiving a bit of unpleasant news – yes, life is full of challenges in 2022. And when you’re already at maximum capacity, coping with these unexpected challenges may be much more difficult.

Well, Donna McGeorge, productivity expert and best-selling author of ‘The 1 Day Refund’, has the answer. “it’s important to find ways to lengthen your fuse by making space in your life so you are able to respond effectively to unexpected challenges,” she said Some of Donna’s expert tips to length your fuse and ‘hacking back happiness’ include: • Practice adaptive capacity: It is about budgeting your time so you are not constantly surging. When you have a lot of energy and a lot of time, you have adaptive capacity. This is the ability to take advantage of change, to respond to disruptive circumstances positively and to cope when the unexpected happens.

• We perform best with less: For many of us, we have been conditioned to think we need to be

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operating at 100% all the time to be productive, but that is simply not the case. Our addiction to be ‘busy’ and ticking off to-do lists can often lead to burnout long term, which is why on a day-today basis you should aim to use only 85% of your energy. Save the extra 15% for when something urgent comes up and you need additional capacity.

• Intensity vs. impact: We need to schedule tasks that require intensity for when we are at our most alert and energetic. Make sure you set boundaries around your most productive time, to keep it free of distractions.

‘The 1 Day Refund’ draws upon Donna’s decades of experience to help people better manage their capacity and free up one entire day be productive, as well as enjoyable.

Donna has worked with managers and leaders throughout Australia and Asia–Pacific for more than 20 years. She delivers practical skills, training, workshops and facilitation to corporates — such as Nissan Motor Company, Jetstar, Medibank Private and Ford Motor Company.

They learn to manage their people well and produce great performance and results.

Donna believes that workplaces are complex, but not hard. More often than not, it is getting the simple things right, consistently, that has the greatest impact.

She also knows that when we decide to be intentional, we can surprise ourselves with what we can achieve.

Known as The Productivity Coach, she has a range of 10 books, products and services to help you improve your productivity. Details: https://donnamcgeorge.com

3,300 extra car parking spaces OUTH-West commuters will benefit from around 3,300 additional commuter car parking spaces as the NSW Government continues to bolster the public transport network.

The Minister for Transport and Veterans David Elliott cut the ribbon on the State’s newest congestion busting project in Edmondson Park North, as planning is finalised on another project in this fast growing community.

The new Edmondson Park South car park boasts more than 1,250 extra parking spaces, and the Edmondson Park North project will deliver up to 700 additional spaces.

“Our Government recognizes that this is Sydney’s fastest growing region, and we’re delivering projects which will serve the community for years to come,” Mr Elliott said.

“We have a world class public transport network, and significant investments like the ones we’ve made into

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commuter car parks makes catching public transport more convenient and attractive to the community.”

Member for Holsworthy Melanie Gibbons said delivering on this 2019 election commitment will

encourage more locals in the community to use public transport.

“This project has bolstered our public transport network and has also created more than 900 jobs throughout the construction of this much needed local amenity,” Ms Gibbons said.

“It’s truly world class, built with recycled materials, it has 1,500 solar panels and 10 electric vehicle charging stations.

These projects are being delivered as part of the NSW Government’s Commuter Car Park Program, which is seeing $480.9 million being spent over the next four years to provide more convenient access to public transport at key interchanges.

The NSW Government has delivered more than 12,000 commuter car spaces across Sydney since 2011, with around 6,000 additional spaces on the way.

Local entertainment Watch locally made films. Stay up to date on infrastructure.

Watch profiles of regional leaders. www.netwerx.tv WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

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WESTERN SYDNEY BUSINESS ACCESS FEBRUARY 2022

AUTO

www.accessnews.com.au

Diesel ditched; 2.5-litre turbo-petrol model new entry point to G80 range  MATT BROGAN ENESIS has moved to all-petrol power for its 2022 G80 line-up with the 2.5-litre turbo-petrol variant taking over duties as the entry point to the range.

Now priced from $86,000 plus on-road costs, the G2.5 is $1224 dearer than it was in 2021, and like the range-topping G3.5, is offered in two trim grades, Sport and Sport Line priced at $6000 apiece.

Both G80 variants are further available with an upgraded Luxury Package for 2022.

As part of the optional package, the G80 now features driver and front passenger ergo motion seats, and a wireless phone charger for rear occupants.

Matte paint continues to add $2000 to the asking price.

“With new Sport and Sport Line variants and an enhanced Luxury Package, 2022 G80 builds on the model’s renowned Athletic Elegance,” Genesis Motors Australia CEO Ted Lee said. “(The) 2022 G80 gives every customer additional safety, style, and convenience features, to create an even more enticing sports luxury sedan package,” he added.

The rear-wheel drive G2.5 is powered by a 224kW/422Nm turbocharged four-cylinder petrol engine paired to an eight-speed automatic transmission.

The chassis of the G80 G2.5 is suspended by Genesis’ Road Preview Electronically Controlled Suspension (ECS) while braking duties are enhanced by larger four-piston monobloc calipers on the front axle.

The newest G80 variant rides on fivespoke 19-inch alloy wheels in a Hyper Silver and is further differentiated by model-specific Sports exterior and interior styling.

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Meanwhile, the G3.5 continues to offer a 279kW/530Nm twin-turbocharged V6 with standard eight-speed automatic transmission and all-wheel drive.

Priced from $102,000 (+$2224) plus on-road costs, the flagship variant is also equipped with rear-wheel steering – reducing the turning circle from 11.6 to 10.9m – an active road noise control system, a new Sport+ drive mode, and launch control, in addition to all the Sport Line features.

All 2022 G80 variants are further enhanced by the addition of an Intelligent Speed Limit Assist (ISLA) system as part of an extensive standard safety package.

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

Both the G80 G2.5 and G3.5 are offered with a choice of 13 paint colours, eight upholstery choices in a selection of six colours, and with three trims in open pore real wood or Real Carbon (carbon-fibre).

Sport and Sport Line variants adopt a more aggressive appearance that opens with a unique front bumper, featuring enlarged lower intakes and air curtain inlets, and a dark chrome front grille with matching dark chrome exterior highlights.

There are also 20-inch Sport five-spoke alloy wheels with a dark grey finish and G-Matrix pattern, and black-painted monobloc front calipers.

G80 Sport and Sport Line variants further receive a redesigned rear bumper with side air vents and dual exhausts with Crest Grille-shaped finishers.

All Genesis petrol models are backed by a complimentary five-year/50,000km scheduled servicing plan and five-year/ unlimited-kilometre warranty, roadside assistance and Valet Service program.

2022 Genesis G80 pricing*: G2.5 $86,000 (+$1224) G3.5 $102,000 (+$2224) *Pricing excludes on-road costs.

17

FILMS with Jacob Richardson

www.accessnews.com.au

Uncharted – 3 Stars A fun, fizzy action-adventure that disperses with an attempt at being anything other than a trashy popcorn flick.

ATHAN Drake (Tom Holland) is an amateur treasure hunter, who is headhunted by Sully (Mark Whalberg); a more experienced, but evidently ruthless collector of artifacts of historical significance.

Turns out they’re both looking for the same thing; a hoard of treasure, rumored to be worth more than $6B, amassed by the famous explorer Ferdinand Magellan and lost 500 years ago by the House of Moncada. But they’ve got competition.

Firstly, there’s Santiago Moncada himself (Antonio Banderas), who is looking to resurrect his family’s lost fortunes. Then, there’s his lethal assassin Braddock (Tati Gabrielle) and her goons, who have history with Sully.

Finally, there’s Chole Frazer (Sophia Ali), an independent treasure hunter who won’t let the fizzing chemistry between her and Drake stand in the way of the gold.

Based on the famous video game series, Uncharted is a film that is all about heightened action, out there visuals, and zippy one-liners in a video game-esque item-itemitem-treasure quest structure.

One of the most impressive things going for this movie is it’s ability to avoid many of the pitfalls that historically have

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befallen video game adaptations. For one, it doesn’t try to cram too much lore into the piece; video games have hundreds of hours in which to develop that history and world-building, but movies have only 2 or 3.

Here, Uncharted dives right into the action, and avoids the exposition dumps of

some of its ilk. Further, the film fully embraces the absolutely gonzo action of video game series. This isn’t a gritty, dark, realized take–it’s fun, colorful, and energetic.

There is plenty of banter between the two leads, and Wahlberg and Holland make it feel lived in and real. This despite the fact

that they don’t really capture the personalities of the video game characters. Nevertheless, you’re likely to still find yourself laughing away throughout, with a number of genuinely funny gags.

Plot wise, the movie doesn’t digress too much with explaining its reasoning, nor the attempting to bring logic to the proceedings. Sometimes, as in National Treasure, the script is painstakingly tracked to real life events, to bring a sense of reality to the treasure hunt. At other times, endless time is spent trying to justify an out there treasure that has no basis in fact, often without success. Here, the creative team just doesn’t bother too much with all of that, and the movie is more fun for it.

To be fair, there are plenty of quibbles to be had with this film. Yes, it doesn’t remotely capture the games characters, or emotional pathos. Yes, the visuals at times are too comic-y, with the gold looking fake as hell. But ultimately, it’s the sort of turn your brain off film that is impossible to not have fun with.

Reviews by Jacob Richardson Creative Director | Film Focus www.filmfocusau.com

Cyrano – 3 Stars Dinklage gives a nuanced performance that, despite his inability to match his co-stars in singing talent, brings pathos and warmth to this tragic romance.

YRANO de Bergerac (Peter Dinklage), a military man with no social standing, is in love with Roxanne (Haley Bennett), the most beautiful woman in Paris. Despite being best friends since childhood, and having loved her for almost the same time, he harbors no confidence in his love with her having a future; primarily due to his physical stature.

His heart is broken when he finds that Roxanne has fallen in love at first sight with Christian (Kelvin Harrison Jr.), a man she has never spoken to, only seen. As the leacherous De Guiche (Ben Mendelsohn) threatens to make Roxanne his bride, and Roxanne bids our titular hero to befriend her would-be love, Cyrano decides to help Christian win her heart by writing beautiful letters, in which Cyrano simultaneously pours out his own heart, while building Christian’s bonafides in Roxanne’s eyes. In the end, it’s a treacherous situation which can have only one conclusion.

The truth will out, but will it be Christian or Cyrano that Roxanne chooses (and then, only if she can disentangle herself from the villainous De Guiche).

Director Joe Wright has taken a bit of a critical drubbing in recent years, with

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his much-maligned Pan (which we kind of loved anyway) following the similarly disparaged Anna Karenina.

There was a recent bright spot with Darkest Hour, but The Woman In The Window, a COVID-impacted release that got shunted to Netflix for both the cinema landscape and the quality of the picture, further dented the ouevre of a man who burst out the gates with Pride & Prejudice and the brilliant Atonement.

One thing that cannot be said for Wright, however, is that he plays it safe.

Whether it’s the beautiful long take oneshot

in Atonement, or the garish colours of Pan, Wright swings for the fences with everything he makes, sometimes to his detriment. Cyrano, too, harkens back to a musicality of old, with a visual landscape that is gorgeous, artistic and at times OTT. There’s beauty and fantasy here for sure, but also mixed in with the grittiness we’ve come to expect from modern musical-to-screen adaptations.

The caked-on makeup of De Guiche at the theatre in the opening scene is reminiscent of the grimy realness of Les Miserables, while the overlaid triptych of faces as the three leads perform a song together in flickering candlelight feels more like The Phantom of the Opera. It’s a heady mix of old and new sensibilities, that gives way to a strange feeling of dullness at times, and sheer wonder at others.

From a performance perspective, Dinklage gives a nuanced, towering performance. Incredibly expressive with his face, the actor doesn’t shy away from conveying the multitudinous emotions of

his character in every action, gesture and expression.

His performance can’t be matched by any in the group of assembled co-stars, and he shines by comparison. At least, that is, until he starts to sing. His vocal tones certainly leave a lot to be desired, and when compared with the operatic rest of cast, he struggles to hold his own musically.

Plot-wise, the piece is crushing emotionally but engaging throughout. Interestingly, the action is quite intense and well put together, which for a musical is an achievement. Occasionally, the dancing and staging is also compelling, with Christian’s big first scene in the barracks being a standout. It’s a shame, however, that there isn’t more whimsy, more engaging and inspiring dancing, and a more ambitious visual aesthetic.

Particularly from a director who so frequently swings for the fences, there are moments here that feel too safe. Then, of course, there’s also plenty of moments when you wish it would speed along so that you don’t have to listen to Dinklage sing more.

Reviews by Jacob Richardson Creative Director | Film Focus www.filmfocusau.com

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

TRAVEL

www.accessnews.com.au

Quest for adventure

Cruise stunning Kimberley Coast  JOHN NEWTON S an increasing number of upmarket small ships ply the stunning Kimberley coast, one of the first cruise vessels to explore the region has been spruced up to challenge the competition, Kimberley Quest, which has been cruising the Kimberley region for more than 25 years, has just completed an extensive refit for the start of the 2022 season.

Since 2019 when the new owners Kimberley locals and long=time tourism operators, Bryce McGlashan and Sophie Thomas - bought the vessel, they’ve invested close to $2m on improvements.

Now Kimberley Quest, with its helipad and helicopter for touring, is ready for the new season featuring a range of cruises from four to 21 days with a maximum of 18 passengers for the next nine months. There are nine cabins – double, superior and exclusive flybridge.

The cruise schedule – from now until October – incorporates the northern Kimberley to take advantage of the end of the wet season and the running waterfalls and the southern Kimberley – from June to October – to experience the spring-fed waterholes.

Among the cruises exploring the unspoilt natural beauty of the Kimberley region is an eight-day ‘Northern Quest’ - which has cabins available, Departing Kununurra on May 10, the ship sails through the northern half of the Kimberley, from Wyndham to the Mitchell River, including a helicopter flight over the Buccaneer Archipelago and Mitchell Falls. It’s priced at $12,350 per person.

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The boutique cruise company’s General Manager Clare Marquis said the last-minute availability was due to Western Australia’s ongoing border restrictions.

“Our tour schedule is usually sold out many months in advance, so it usually requires much forward planning, but with the border opening delayed, we now have some availability,” she said.

Winner of several tourism awards, Kimberley Quest has a host of onboard facilities, including a helipad and helicopter for touring with options such as Horizontal Falls and Turtle Reef, King George Falls, Montgomery Falls and Prince Regent River.

And there’s a spa on the sundeck; an 11m, 20-passenger shaded fast boat for excursions; three alfresco deck areas,

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

including fully seated outside and an inside area; widescreen plasma TV and DVD, plus quality sound system inside and out; satellite phone and internet. Wifi is available for purchase, an extensive library with extensive Kimberley reference books, 24-hour tea and coffee facilities with expresso machine and two ice machines and complimentary laundry service.

Kimberley Quest, which is licensed for liquor sales, is designed to be a relaxing, luxe way to take in the spectacular sights of the region – unseen by most Australians.

For those wanting to get out and about, there are tender and fishing excursions, guided walks ancient rock art viewing, opportunities to swim in freshwater holes and the chance to see humpback

whales from July to September, as well as tours with the vessel’s experienced local naturalist, Tim Willing.

Three meals a day are prepared by onboard chefs offering, among other things, an array for fresh fish and other seafood.

Highest quality meats, freshly baked breads, along with some of the best local produce.

The cabins feature a spacious ensuite, small fridge, large viewing window, reading lights, individual split system air conditioning, wardrobe and shelf and large dressing mirror.

Bookings and enquiries: 08 9193 6131 or Kimberleyquest.com.au https://www.facebook. com/kimberleyquest

19

COVER STORY - CHANGING TRADITIONS

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Rich lister’s forecasts

New generation entrepreneurs  DALLAAS SHERRINGHAM HE ecommerce craze shows no signs of abating with a new generation of young entrepreneurs swapping traditional jobs for selling everything from pet food to high end clothing online.

They are part of the revolution which has seen a large proportion of Aussies continue to earn a living from home, relocate out of cities and take precautions to reduce their risk of viral infections.

The forecasts come from Davie Fogarty, Founder and CEO of Davie Group, the fast-growing company behind brands The Oodie, Calming Blankets and Pupnaps.

He has amassed a cult-like following in the last three years. Mr Fogarty was also recently added to the AFR Young Rich List, with Davie Group having turned over $182m in the last financial year.

“There are several key trends that will emerge, or grow further, that will drive a good amount of consumer spending,” he said.

“The impact of the COVID pandemic has seen more Australians embrace the indoors, changing their behavior and clothing choices as a result.

“Businesses are similarly pivoting to meet these new needs, while the emergence of new technologies is drumming up consumer demand in new areas and also helping young entrepreneurs break into different industries easily and successfully.

“At Davie Group, I am looking at ambitious ways to continue expanding our existing brands and acquiring new ones. I expect other business owners to similarly look at how they can evolve, grow and ultimately succeed next year and beyond.”

Mr Fogarty shared his nine consumer trends for this year: 1. Loungewear will enter our workplaces and social lives. Now that hybrid working arrangements are widespread, more Australians will place an importance on and invest in lounge-style clothing, such as slouchy pants, track pants, sweats, tees and comfortable slip-ons or sneakers. There will be some ‘blurring’ between what we wear to bed or lounge around in at home and what we wear out. Seeking comfort over fashion will be embraced more widely as people and their employers become more used to people earning a living from home.

2. Pet accessories will boom. As Australians have spent more time at home, pet ownership has increased significantly in the last two years, with 69% of Australians now owning pets and 19% of pet dogs and 24% of pet cats obtained during the pandemic. With more people working from home in the company of their pets. Mr Fogarty’s own pet bed brand Pupnaps saw sales increase by 447% in a year.

3. Bedrooms will become decentralised. He forecasts that Australians will move away from the bedroom as a place solely for rest and relaxation, as rooms become multi-functional.

Australians will move to other areas of the house to read, relax and nap. He predicts more of us will invest in accessories usually associated with bedrooms–such as pillows, cushions, throws and candles–for living rooms, decks, rumpus rooms, studies or outdoor living areas.

4. Self-care will become a priority.

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He expects more Australians to prioritise their mental health and self-care needs to de-stress and reduce anxiety over the next year.

Consumer demand for products and services that deliver on comfort, wellness and happiness will grow in 2022. Consumers will seek physical products that provide relaxation and a means of ‘escape’, along with experiences and services, such as spa treatments in and out of the home.

5. Online shopping will grow steadily.

More consumers and retailers have moved online during the last two year. He expects continued growth in eCommerce and social commerce and more brands will embrace different platforms to attract new customers and sales. Viral social content designed to convert sales will grow, particularly as apps such as Tik Tok rise in popularity.

Influencers will also continue to be a powerful tool for brands to drive sales online.

6. Outdoor activities and social gatherings will grow in popularity. More Australians have been embracing outdoor spaces, which are less affected by lockdowns and present lower infection risks. Since March 2020, a third of Australians prioritised their physical health and 89% engaged in activities to improve their health. This trend will continue in 2022, along with a demand for outdoor equipment and products. Identifying this trend some months ago, he had the foresight to acquire Outdoor Play, a US-based company specialising outdoor equipment and activewear.

7. While more Australians will enjoy the outdoors during the day, ‘nights in’ will continue in 2022.

Australians became accustomed to staying in during the pandemic, improving their homes to increase their enjoyment at home. Renova-

tion spend increased by 83%, while Australians also invested more in revamping kitchens and outdoor spaces, such as patios, terraces and decks. More Australians will shift their focus to entertaining in the home. Home entertainment and homewares will also be heavily invested in rather than spending on social outfits and nights out at restaurants.

8. Younger generations will gravitate towards eCommerce entrepreneurship. He predicts a growing appetite among young Australians for entrepreneurship, particularly in the eCommerce world. He said barriers of entry were shrinking. “It

is easier and more affordable than ever to start an eCommerce business. Entrepreneurs used to spend a lot of time and money creating eCommerce stores and apps. However today, creating an app and eCommerce store is now as simple as the click of a button.”

9. More brands will accept crypto.

Cryptocurrency gained significant momentum this year and Mr Fogarty predicts it will become an accepted payment method by more businesses in 2022 and beyond.

One of his own brands Pupnaps now accepts crypto payments and more Davie Group brands will follow.

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

CROSSWORDS/GAMES

Solutions page 23

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CROSSWORD ACROSS 1. Make judgments 5. Grownup efts 10. Marsh wader 14. Between tasks 15. Bird-related 16. Spike 17. Better writing?

18. Earth, in sci-fi fare 19. Hose annoyance 20. They're off the main drag 23. Valuable connections 24. Too weird 25. Ceilings 27. Nonfat advocate Jack 30. Big name in hotels 33. Asian ox 36. Hardly a striking individual 38. Farm machinery company 39. Bone under a watch 41. Road, in Quebec 42. Flight paths 43. Investigator's sources 45. Olympics sticker 47. Posed for pics, perhaps 48. Sees 50. Impersonate 53. Attack like a turtle 54. Up 57. Flock sound 59. Chuck Berry's medium 64. Military doctor's concern 66. Hullabaloo 67. Perimeter contents 68. Relish 69. Goggles 70. Wilderness retreats 71. Start to come and go?

72. Be around 73. Notable time periods

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DOWN 1. Mint devices 2. Actor Murphy 3. Leave out, as a syllable 4. Coin takers 5. Gabs 6. At least once 7. It often comes down to this 8. Empty-vehicle weight 9. Clean and jerk alternative 10. Kind, derogatorily 11. Railings 12. Windows image 13. Collectors' goals 21. Taste, as wine 22. More than implied 26. Courtroom bargain 28. A lot?

29. Mousy color 31. Keiko of "Free Willy", for one 32. Home out on a limb 33. Popular season 34. Bar buys 35. Campers' burdens 37. "It's ___ a pleasure" 40. Resembling 44. Mark with a branding iron 46. Showing sincerity 49. Surgeon's request 51. Bounder 52. Vehement speech 55. More miffed 56. Tennis champ Dementieva 57. Bundle in the field 58. "Tosca" solo 60. Induce, in a way 61. Brown-skinned fruit 62. Expresses curiosity 63. "Bonny" belle 65. Call for attention

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GAMES SOLUTIONS

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TRENDS

Looking for a new job in 2022?

Most want to work from home

“

With an increasingly tightening labor market with heavily pronounced candidate shortages, salaries are now back to firstplace ranking, and are expected to remain up there in 2022.”

– Mark smith.

USSIE’S love affair with working from home will lead to one in four employees looking for a career change this year.

And we will be looking for an increase in salary at the same time according to people2people recruitment’s latest online polls.

The polls revealed the main drivers for those looking for new roles in 2022, with salary leading the way at 42.1%, followed by company culture 23%, workplace flexibility 19.7% and job security 15.1%.

Managing Director of people2people recruitment Mark Smith said the labor market had been rapidly changing since March

A

2020 and work flexibility was previously the second biggest factor, after company culture.

“However, with an increasingly tightening labor market with heavily pronounced candidate shortages, salaries are now back to firstplace ranking, and are expected to remain up there in 2022.”

“With four in 10 employees looking to change jobs or career in 2022 and more being directly approached by other organisations due to candidate shortages, it is essential to make your staff feel valued and ensure they are aware of potential opportunities available to them within their organisation.”

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

Mr Smith’s advice for employers to navigate the post-Covid workplace includes: 1. Reinstate face-to-face check-ins with team members to assess where they are at and relay any concerns they may have.

2. Explore ways to convey your company culture at work and home offices, and share a 2022 plan highlighting any new initiatives and projects for the year ahead.

3. If it hasn’t been done yet, make sure you book your performance and salary reviews this year or early January.

4. For those planning to return to the office full-time, ensure your workplace flexibility policy is reviewed and options are made available for the teams.

About people2people: • people2people is an Australasian recruitment company built on an established reputation for providing professional and personalised recruitment services since early 2005.

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25

MEN’S HEALTH

www.accessnews.com.au

Inaction and avoidance are the silent killers

The cost of doing nothing  MINDSET | MARCUS WHEAN The short and easy answer is that, at best, nothing changes, at worst, sometimes senseless tragedy is the consequence of not taking action.

HEN I work with clients as a psychologist they only know me as a psychologist. It is not just my perception of their thinking, but their actual perceptions of me, that I must have it ‘all together’, have no issues in my own life etc.

Truth is, I am human first, father second and psychologist is somewhere down the ladder in 3rd or 4th place.

I was most aware of clients’ perceptions of me when I had to cancel a week of appointments one week in March 2018. I had suffered a personal loss of someone close to me and attended the funeral that week.

On March 12, 2018 I received a call that would turn my life even more upside down than it was already. I was a bit over a year into being separated after 13 years with the mother of my children.

Separation is never easy, and we did a good of it for our kids. Yet the change and adjusting takes time. Until March 12 I was going ok. Work was good and was on the way to embracing my ‘new normal’.

Then, my phone rang: ”Marcus, ah, it’s Dr xxxx, your appointment this Thursday with Dr xxxx has been cancelled, ah, Dr xxxx has died”. I remember this as if it was yesterday. Dr xxxx was my therapist and had been helping with my personal and profes-

W

sional development, also with navigating my new life as a single dad.

I was seeing him every week for three years. It was a profoundly positive and life-changing experience for me personally and helped immensely professionally. I was very sad, obviously, but sadness became trauma and tragedy when I found he had not died of ‘natural causes’ but he had taken his own life.

Dr xxxx was someone I held in very high regard and esteem. He had been so wonderfully helpful to me and I still to this day I’m forever grateful for him. But behind the veil, my perceptions of him being an ‘expert’, was a man obviously fractured and broken, finally becoming overwhelmed by his unresolved emotions and psychological pain.

He took action I guess, but the most tragic kind. In fact, truly, and it saddens me to say, he failed to take meaningful action.

But I get it. It is really difficult when you have depression.

From that experience, among other challenges I encountered over the next year or so, I fell into my own depression of sorts.

I had to work less with clients and even tried to start another different type of

business hoping that something very different would help. It did not. Things got worse before they got better. But better they eventually did.

How? Why? One thing I have taken from Dr xxxx’s passing was: “That was the worst cost of doing nothing, the ultimate price……and thus I must (and encourage others to) always take meaningful action, always!”

If there’s one thing that I would say about my character overall in my life, not only out of that tragedy, is I always take action.

When you take action, any action, you are one step closer to where you need to be: whether that be to closing or solving a problem, or one step closer to achieving a goal.

It’s an avoidable phenomenon Many of us share this core belief around failure and fearing it. There is truly no such thing when it comes to mental fitness, health and personal growth.

Inaction and avoidance are the silent and slow killers, not just physically but lead to needless misery, stress and anxiety; and yet avoidance of our problems comes so easily to us humans and maybe more so for us men.

Better to ignore the problem, bury it “she’ll be right” is absolutely an old school belief that has maybe led to many more men suffering needlessly.

I truly believe that many men’s mental issues and worse, suicides, are an avoidable phenomenon if as men we can realise that

there is ALWAYS a course of action: 1. Talk to a friend, family member 2. Ring Lifeline or Mensline 3. Write down your goals or problems and set plans and work on them daily 4. See your GP and a psych or counsellor 5. Basic stuff too like have a balanced lifestyle, routine, exercise, be involved in a hobby (ideally one with other men or communities) 6. Reading, learning about self-help, practising self-care like meditation and relaxation exercises. 7. There is a tonne of self-help info on social media and Google. If you struggle with stuff but don’t know where to go, join a group that does, subscribe to psychology and mental health sites. 8. Take action!!!

I truly get and understand that when in the thick of crises, it can be hard to see the forest for the trees. Taking action now, every day not just if you need it is critically important. I always say and maintain this philosophy that prevention is always better than intervention. And easier!

Whatever you take from this story or any others you’ve heard, change and addressing problems can be hard and challenging but not taking action is always harder for you, and for your loved ones.

Do it now. Ring that friend. Solve that problem, set that goal. See your GP. Go for a run. Whatever, it doesn’t matter – Just Do it Now! Marcus Whelan is a Registered Psychologist and Mental Fitness Coachwith 10+ years’ experience in private practice. He holds undergraduate and postgraduate degrees in psychology and education.

Visit: www.marcuswhelanpsychology.com.au

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WOMEN’S HEALTH

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I like junk food: is that a problem?

Tips for managed moderation

“

 ANNEKA FINN UNK food–food that doesn’t necessarily give our body’s much nutrition but is tasty and is used to celebrate important life events.

Junk food is rich in quickly digested sugars, salt and fat so its no wonder we enjoy it. As humans we are primed to enjoy the taste of these foods as millions of years ago they would have helped us survive.

The problem nowadays is that junk food is so readily available, it is easy to overconsume. Everywhere you look, drive and shop it is guarantee that junk food is available for purchase.

Junk foods are referred to by dietitians and health professionals as “discretionary foods”. Such foods include for example (but not limited to); biscuits, desserts, pastries, processed meats, ice-cream, confectionary, chips and soft drinks.

Problems occur when these foods contribute to most of an individual’s diet.

This is because they take the place of more nutritious foods. They are high in calories yet low in nutrition. Essentially there isn’t much room left for all the good stuff !

Considering that less than 5% of Australian adults eat the recommended five serves of vegetables per day I think its safe to say this; you liking junk food might not be a problem in isolation but the amount of junk food average Australians eat is!

So, what can we do about it? In my experience working with clients, we need to take a practical approach to the situation.

Rather than focusing on removing things

J

Instead of buying large tubs of ice-cream, visit the ice-creamery once a month for a real treat.”

from your diet, focus on adding more of the good stuff !

While shopping ensure you purchase lost of healthy options including fresh cuts of meat, wholegrains, fruit and vegetables.

Limit purchasing discretionary foods in the first place so you stop bringing them into your home.

Once these foods are in the fridge or pantry then of course they are going to be eaten! Control your environment rather than relying on will-power.

Another strategy is to make the consumption of discretionary foods an ‘event’ instead of an ‘everyday occurrence’.

Rather than purchasing cheap biscuits and

cakes, bake something from scratch on the weekends.

Instead of buying large tubs of icecream, visit the ice-creamery once a month for a real ‘treat’. Junk food is still to be enjoyed but choosing the appropriate time, situation and amount is key.

One important aspect to consider when it comes to junk food is their environmental impact. In the last 10 years, the dairy and meat industry have copped a lot of criticism for their environmental impact.

This has seen the rise in popularity of vegetarian and vegan diets. A recent study conducted by the University of South Australia found that discretionary foods

contribute between 27-33% to the total food related greenhouse gas emissions.

When we compare these figures to the greenhouse gas emissions of red meat (17.6%), chicken (11%) and dairy (10.5%) the incentive to reduce our intake of junk foods is overwhelming.

So next time you hit the grocery store or go to pick up something from the petrol station maybe think twice about your choices. If not for your own health, make a better choice for our environment.

We are all different and need an individualised approach to our nutrition and health.

Anneka Finn is an Accredited practicing dietitian & nutritionist.

Visit www.afinndiet.com anneka.dietitian@gmail.com

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27

FITNESS with Adam Simpson

www.accessnews.com.au

Lose 3kg in 3 weeks

Without going on a “diet”  FITNESS | ADAM SIMPSON OSING weight is a simple equation, but that does not make it easy. The chances are you have heard someone in the health and fitness industry mention “calories in vs calories out”.

This is the only way that weight loss can occur, however there are many methods or protocols that you can follow to reach a calorie deficit and get your unwanted body fat shifting.

I am not a huge advocate of giving people strict meal plans where they must follow every recipe and ingredient to the letter. In my opinion, I don’t think this is a realistic long-term solution for people to achieve results. However, if someone were to stick to something like this they would see great results.

Instead, I like to encourage people to make simple dietary changes to what they are currently already doing.

The idea being, that it should be easier to implement as there is no need to completely overhaul their current lifestyle.

Which in turn should mean that they are more likely to stick to it long term and long-term consistency is the key.

I will list below some of the more common habits that I see people going wrong with. Identify, a few that resonate with you and make the change.

For the next three weeks I want you to implement some of these strategies and see what results you yield.

1. Eating dessert too often – There is nothing wrong with enjoying a

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28

good dessert, but you don’t need to eat dessert every day of the week. Especially if you are someone with a weight loss goal. Cut it down to a couple of times a week and you will significantly reduce your total calories consumed.

2. Drinking too many calories – Whether it is alcohol, soft drinks, sugary juices or whatever. Drink-

ing too many calories is an easy weight to stifle your weight loss goals. Deliberately reduce your drinking days and again you will significantly reduce your total calories consumed. Try picking out 3 days a week where you drink 0 calories and opt for more water.

3. Skimping out on carbohydrates – Yes, reducing your carbohydrate

intake is one way of reducing your total calories consumed, but often it doesn’t work very well. Many people will reduce their carbohydrate intake for breakfast and lunch to then find they crash at 3pm and find themselves reaching for something sweet. Instead, have a portion of carbohydrates with every meal and avoid the afternoon energy slump.

4. Mindless eating – Calories in vs calories out is what truly matters, so be more mindful of everything you are eating, it all adds up. The extra little chocolates, biscuits and other little treats that we mindlessly eat all count. An extra 150 calories a day added up all week could mean the difference between losing or gaining weight.

5. Weekend blow outs – It can be easy to undo all of your hard work on a weekend by eating and drinking over the top. Your total calories for the week count, so be mindful and just don’t go overboard.

For many of you, implementing the above and just being more honest with yourself on how much you are really consuming will be enough to elicit a weight loss. Over the next 3 weeks, be mindful of your choices and I guarantee that you will start to see some weight shift.

Adam Simpson is lead trainer and founder at Repetitions Group fitness and Personal Training.

Visit: www.repetitionspt.com.au

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

ENVIRONMENT

www.accessnews.com.au

Examples of illegal dumping in Western Sydney.

Polluters will be held to account

Laws tackle target dumping ANDMARK reforms to better protect the environment, prevent contamination and illegal dumping have passed NSW Parliament.

NSW Environment Minister James Griffin said the Environment Legislation Amendment Bill 2021, will help stop innocent landowners and the Government footing the bill for illegal dumping and contaminated land.

“When our environmental laws were introduced decades ago, they were used as the benchmark around Australia. Since 2012, they’ve been used to successfully prosecute nearly 680 polluters and make them pay $12M through the courts for their crimes,” Mr Griffin said.

“Criminal behaviour has evolved since then, which is why we’re strengthening the law so waste criminals can’t exploit and profit from loopholes.”

In the past three years, these loopholes have seen more than 132,000 tonnes of contaminated waste being illegally dumped in NSW, and innocent landholders or Government being left with substantial clean-up costs.

Some updates to the legislation will:

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• Prevent individuals and related companies benefitting from their crimes by ensuring they can be held to account even if they dissolve companies in an attempt to avoid responsibility.

• Ensure compliance history is considered when deciding to issue or amend an environment protection licence.

• Ensure action can be taken against the owners of vehicles involved in illegal waste dumping. Previously, the law only applied to the driver of the vehicle • Ensure contaminated property continues to be properly managed or cleaned up when land is sold, or if operations have finished. This means it won’t be left to government or innocent landholders to manage.

• Add new and increased maximum penalties, to further deter criminal behaviour.

• Increase protections for officers investigating environmental offences so they can do their jobs safely.

Drone footage of stockpiled waste and waste tyres.

Removing single use plastics ORE than 40,000 businesses across NSW will be supported to phaseout single-use plastics in line with the NSW Government’s recently announced Plastics Reduction and Circular Economy Act 2021.

Environment Minister James Griffin said the NSW Government is partnering with the National Retail Association (NRA) to co-design and deliver a campaign to help businesses transition away from single-use plastics.

“Almost every piece of plastic ever made is still with us. More than 2.7 billion plastic items end up in NSW waterways each year– wreaking havoc on the environment and endangering wildlife,” Mr Griffin said.

“To protect our environment we’re getting rid of certain single-use plastics later this year and this campaign will help ensure NSW businesses are ready to go.”

Over the next nine months the NRA will visit more than 650 retail precincts providing factsheets, signage and advice to help businesses transition.

M

Minister James Griffin.

The supply of lightweight plastic shopping bags will cease from 1 June, with the supply of single-use plastic cutlery, straws, stirrers, plates and bowls, cotton buds, expanded polystyrene food containers, and products containing plastic microbeads also ending from November 1.

WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

Exemptions will apply to people who rely on certain plastic products for disability or health reasons.

“While we recognise a number of large and small businesses have already phased-out single-use plastics, for many the ban will involve significant change and they’ll need government and community support,” Mr Griffin said.

“Consumers will also need to be prepared for changes when collecting takeaway or making purchases, particularly when they receive straws, foodware or cutlery.”

Small Business Minister Eleni Petinos said that strong cooperation between government and industry was needed to ensure minimal disruption.

“During the transition phase, the NSW Government will work closely with industry stakeholders to support a smooth changeover,” Ms Petinos said.

“Small businesses need to know now how they will be impacted so that they can begin planning for alternatives to single-use plastics. Not only will this help smaller

retailers comply with the new laws, it will also ensure that their customers are aware of the changes that will be occurring.”

CEO of the National Retail Association Dominique Lamb said the program will also focus on supporting distributors, importers, manufacturers and not-for profit organisations through resources, online sessions and in-person forums.

“We also want to ensure we engage with hard-to-reach communities, especially small businesses, culturally and linguistically diverse (CALD) groups and regional areas,” Ms Lamb said.

“Businesses and community organisations need our help to understand and comply with the ban, but also assistance with preparing their customers for the change.”

The NRA has launched a free hotline 1800 844 946 to offer businesses, community organisations and consumers advice on the single-use plastic bans. For more information call 1800 844 946 or visit http://www.dpie.nsw.gov.au/plastics-ban

29

YOU CAN HELP THE SALVOS HELP OUR COMMUNITY! To support your local Salvos

SCAN AND DONATE

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WESTERN SYDNEY BUSINESS ACCESS MARCH 2022

GIVING

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IT TAKES A VILLAGE TO RAISE A CHILD

Dealing with digital poverty  TARA MCGUIGAN LEASE help me!”, Ruqia pleaded, having told me her three sons, all of them in high school, had no computer at home on which to do their studies.

“No computer … three kids in high school with no computer?” For a moment I found it hard to get my head around how a student at school could manage without access to a computer. A computer is now a basic tool for education, something like a pen and book were last century.

“How do they manage, especially with schools in lockdown during Covid and the only learning being online?” I asked Ruqia.

Her beautiful dark, soft eyes held all the sadness in the world as she told me how her children managed with extreme difficulty accessing their learning using a mobile phone.

Imagine fleeing your homeland, leaving most of what you own behind to find safety in a foreign land where everything from basic food and culture to language to education is alien and confusing.

Imagine how hard it is as a parent to know your child’s struggle is compounded because they have no access to the basic tools for their studies.

My heart was wrenched as I clarified Ruqia’s story with Narayan, a case worker from the Community Migrant Resource Centre (CMRC) in Parramatta. Narayan told me that Ruqia’s family is one of many suffering this plight.

As a Salvation Army officer, I knew immediately what my next project would be — sourcing computers for migrant families who had recently settled in Australia on refugee visas.

Narayan and I agreed we would start by identifying 20 families with adolescents

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Lieutenant-Colonel Miriam Gluyas, Head of The Salvation Army for NSW/ACT, speaks at the Digital Transformation Project launch held at the Salvos Parramatta centre.

or primary school aged children that could receive computers.

Then, in collaboration with The Salvation Army’s information technology department, we contacted Dell Technologies who, with no hesitation, said ‘Yes!’.

They were thrilled to be a part of the project and would supply 20 brand new laptops loaded with all the basic software students would need for their schooling, plus laptop sleeves. Dell also offered one years’ support to the recipients.

I’m reminded of the African proverb: ‘It

takes a village to raise a child.’ The Salvation Army, Community Migrant Resource Centre and Dell Technologies are working hand-in-hand to provide hope and a future for some of the most marginalised people in the world through gifts they could only have dreamt of before.

Representatives from all three organisations were present on Friday, March 4 at a lunch event in Parramatta, to hand over the computers to the recipient families.

The lunch itself comprised food from the recipients’ countries of origin.

My heart was moved that day Ruqia asked for help. Her eyes are engraved in my soul for good. As a community we can reach out to touch lives at their most desperate points and together raise child … after child … after child, family … after family … after family.

Tara McGuigan (Captain) is Relationship Manager CALD Communities, NSW Public Relations, The Salvation Army Australia Territory. www. salvationarmy.org.au

Dr Renu Narchal (Associate Dean, Engagement and International, Western Sydney University) gives an impromptu speech on ‘The Power of One’ at the Digital Transformation Project launch. Pictured also are Priscella Mabor (Inclusion, Strategy and Innovations Manager, Community Migrant Resource Centre) and Captain Tara McGuigan (NSW Relationship Manager for CALD Communities, The Salvation Army).

Pictured at the launch of the Digital Transformation Project are The Salvation Army’s Captain Tara McGuigan (Project and Launch Coordinator) and Lieutenant-Colonel Miriam Gluyas (Divisional Commander of The Salvation Army in NSW/ACT) with Helen Mouscas (Senior Director, Dell Technologies, Australia and New Zealand), and Melissa Monteiro (CEO, Community Migrant Resource Centre).

Representatives of The Salvation Army, the Community Migrant Resource Centre and Dell Technologies gather around recipients of computers in the Digital Transformation Project. The three organisations joined hands to launch the project in Western Sydney on March 4.

The Salvation Army’s Captain Tara McGuigan pictured at the Digital Transformation Project launch with Keiasha Naidoo and Durga Owen.

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