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New Brighton minister retires after 55 years of church service BY SUE WEBBER CONTRIBUTING WRITER After five tries at retirement, the Rev. Veryle Henriksen, visitation pastor at Christ the King Lutheran Church in New Brighton for the last three years, is marking the end of 55 years of church service. “Remember what Gen. Douglas MacArthur said: ‘Old soldiers never die; they just fade away,’” Henriksen said. “It’s time for me to fade away. I’m knocking on the door of 85.” He leaves a long and storied legacy behind. After attending a one-room schoolhouse and high school in Clear Lake, Iowa, Henriksen got a degree in history and religion at St. Olaf College in Northfield, Minn. He served in the Navy during the Korean War. “I joined the Naval Reserve in 1950, and went on active duty in 1953 as a line officer,” Henriksen said. “I got in on the prisoner exchange in Korea. I was present when the first prisoners came back from North Korea. They were so thin they could have stood sideways in the rain and not gotten wet.” His plan to return to the family farm in Iowa was jettisoned when an accident with a manure loader broke his jaw in two places and ended his plans to be a farmer. “I was going to stay on the farm, but God told me I was supposed to be a minister,” Henriksen said. He heeded that call. After attending Luther Seminary in St. Paul, Henriksen was ordained in 1959. He served as a chaplain in the Navy, on both active and inactive service, from 1959-1980, based out of Florida and then Maryland. He then served in the Marine Corps in North Carolina, followed by two years of service as the naval base chaplain in Iceland, and three

The Rev. Veryle Henriksen of New Brighton is retiring this month after 55 years of church service. (Submitted photo) years spent in Rhode Island. He and his wife, Peggy, whom he married in 1950, returned to Minnesota, where they raised a family of three daughters and a son. The Henriksens spent seven years serving at a church in Hoffman, Minn., followed by ministry at the State Hospital in Fergus Falls. Henriksen then served as the visitation pastor at Abiding Savior Lutheran Church in Mounds View and First Lutheran Church in Columbia Heights, before coming to Christ the King Church in New Brighton three years ago. His duties as visitation pastor for the New Brighton church include bringing communion to shut-ins at home and also visiting patients in local hospitals and nursing homes. “I just have wonderful people to visit,” Henriksen said. “They are just great.” Henriksen also leads services at area health care centers, including Trevilla and the Benedictine Health Care Center

in New Brighton. Chaplain Fran O’Connor, who serves at the Benedictine Health Care Center, said Henriksen has come to that facility to visit members of congregations he served in Columbia Heights and New Brighton. He also led worship there once a month. “He is known for his humor and his stories; he’s able to poke fun at himself,” O’Connor said. “He relates well to the residents, many of whom are in his peer group. He’s comfortable talking to anyone. He is a very free spirit. I have a hunch he may still come back to visit here.” Henriksen’s father was a patient at Benedictine Health Care Center for two years in the 1990s, according to O’Connor. “So he knows this experience from the perspective of a family member, too,” she said. The Rev. Hannah Johnson, pastor for children, youth and family ministry at Christ the King Church, said she and Henriksen share the same birthday and like to joke that they are “twins separated by age.” “He’s absolutely incredible,” Johnson said. “He’s been a great mentor, friend and pastoral colleague to me.” A 22-year resident of New Brighton, Henriksen has been playing duplicate bridge each Wednesday and Thursday for many years, and plans to continue doing that in retirement. “I’ve really had fun with that,” he said. He also does all the grocery shopping and even prepares some of the meals at home, he said. During their 63-year marriage, he and his wife have traveled to all seven continents, he said. They have four children in the Twin Cities area, plus 10 grandchildren and seven great-grandchildren. The birth of triplet boys to his daughter 22 years ago meant, Henriksen said,

that “life has never been the same since.” But what he calls his “claim to fame” occurred during a July 4 parade in Clear Lake, Iowa, about 30 years ago, when five presidential candidates were part of the festivities. U.S. Sen. John Glenn, a former astronaut and retired U.S. Marine Corps pilot, was one of them, Henriksen said. “He was about 50 yards away from me on the back of a convertible when the parade stopped. It was all quiet and I shouted out, “USS Noa.’ I gave him the high sign, and he waved at me. My family and John Glenn knew what I was doing, but the Secret Service didn’t.” (The USS Noa was the Navy destroyer that hauled Glenn out of the Atlantic Ocean after his Friendship 7 Mercury spacecraft splashed down followingthree orbits of the Earth on Feb. 20, 1962) According to the Rev. Deborah Birkeland, Christ the King’s pastor for outreach, who wrote a tribute to Henriksen in the church’s newsletter last month, “Pastor Veryle always has a fun story, quip or joke to lighten any heart, but his humor is made rich by the amazing depth of his understanding of God’s love and grace. As our visitation pastor, Veryle has brought compassion, love, humor and care to many people.” As for his visitation duties, Henriksen told Birkeland, “I love to visit the people, for they are God’s people: a product of God’s creation; recipients of Christ’s love; and set free by his forgiveness.” In the newsletter, Henriksen is quoted as saying, “I think Lutherans are a little too good at condemning ourselves. When I lead a communion service, I always stress that we are forgiven all of our sins, not part of our sin, and forgiveness is for everybody.” Although he is retiring, Henriksen says he’s in “no hurry to leave this Earth.” Until he’s called, he said, “I’m having a ball.”


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Mature Lifestyles • Friday, June 20, 2014 Page 3

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Mary Jo Copeland: ‘Minnesota’s Mother Teresa,’ Ramstad says

Mary Jo Copeland, left, prays with clients at Sharing and Caring Hands, after washing their feet. She provides new shoes and socks for clients, if necessary. (Submitted photos) BY SUE WEBBER CONTRIBUTING WRITER Mary Jo Copeland, a 25-year resident of Brooklyn Center, arrives at St. Alphonsus Catholic Church by 2 a.m. each day. She spends the next five hours praying and then attending daily Mass before her workday of service to the needy begins. “My energy comes from God,” said Copeland, 71, who has been serving the poor for decades. She founded Sharing and Caring Hands 29 years ago in Minneapolis. Before 8 a.m., Copeland arrives at the location on North 7th Street near downtown Minneapolis where she feeds and ministers to poor people – especially children – each day. The facility serves 20,000 people a month. Clients in need can get help there with clothing, shelter and bill-paying assistance if necessary. Before 1985 Mary Jo had been a regular volunteer at Catholic Charities, an organization that helps the poor. She was recognized that year for her volunteer service by KARE-TV, as one of their “Eleven who Care.” Using a $2,200 stipend that came with the award, she began her own outreach to the homeless and poor.

Her plan was to provide services through volunteers, from local churches and organizations. Sharing and Caring Hands’ first location was in a storefront on Glenwood Avenue on the edge of downtown Minneapolis. To gain support for the operation, Copeland undertook a campaign of preaching to church congregations at their Sunday services. She set up showers and a free clothing store in the basement of the building, where the poor and homeless could clean themselves. She bought gloves, mittens and shoes to supplement the donated clothing in the Free Store. Sharing and Caring Hands bought its first building in 1988, and its clientele changed from predominantly male street transients to mothers with small children. “People come to us so sad and broken,” Copeland said. “We talk with the people who come to us and try to give them some joy and peace.” In the early days, Copeland began a tradition she carries on even today. She washes the feet of the poor, and provides new shoes and socks if necessary. “It’s a humbling way to serve,” she said. “Their feet are so bad; sometimes in the winter they’re frostbitten.” In 1990, the facility was expanded; the work was

completely paid for by private donations. Copeland is, as she always has been, the main fundraiser, the recruiter of volunteers and director of the shelter. She has recruited different church groups for each day of the month to buy, prepare, bring in and serve 1,000 noon meals each day. After 29 years, some of the original groups still are serving today. In addition to meals and housing, the facility offers free dental and medical care, and helps clients buy eyeglasses. Copeland also assists some needy people with buying uniforms, work boots or bus cards so they can work. She has even paid for caskets and funeral flowers for families who are unable to afford them. Her facility receives no funding from the state or federal government, or the United Way, she said. “Everything is from individual donations,” said Copeland. “I just need to keep focused on opening the doors and taking care of my people.” A native of Rochester, Minn., Copeland graduated from the Academy of Holy Angels in Richfield in 1960. She and her husband, Dick, a DeLaSalle graduate and St. Thomas College student, were married in 1961. The couple has 12 children, and Mary Jo stayed COPELAND - TO NEXT PAGE


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Left: In February 2013, Copeland was selected to receive a Presidential Citizens Medal from President Barack Obama in Washington, D.C. Above: Copeland with children. (Submitted photos)

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home with them until they were all in school. “When the kids were all in school, I needed to give to the world,� she said. “So I started volunteering.� She said she promised God that she would further his kingdom if he would give her a spot in which to do it. “God has blessed this work,� she said. Her work has been noticed nationally. In February 2013, Copeland got a call from the White House, saying she’d been selected to receive a Presidential Citizens Medal, the second highest civilian honor. It was given to just 17 of 6,000 nominees in 2013. The plaque Copeland received from President Barack Obama credits her with “sparking hope in those who need it most.� “Her unyielding vision for stronger neighborhoods has inspired people nationwide and her compassion for the poor and the marginalized speaks to the depth of the human spirit,� the plaque said. Copeland said she cried on stage when the president presented the award to her. “I didn’t want to cry, but I couldn’t help it,� she said. “I couldn’t believe I was there. It was God’s honor. He’s given me the grace to do what I do. I told the president I prayed for him.� Jim Ramstad of Wayzata, who represented Minnesota’s Third District in

the U.S. House of Representatives from 1991-2009 (and also served in the Minnesota Legislature from 1987-90), said he first met Copeland in 1991. According to Ramstad, Copeland “really is Minnesota’s Mother Teresa.� “Mary Jo personifies the words of President John F. Kennedy’s inaugural address in 1961, when he said, ‘Here on Earth God’s work must truly be our own,’� Ramstad said. Copeland subsequently was one of two principal speakers at the National Prayer Breakfast in Washington, D.C., when George W. Bush was president. “She did a magnificent job,� Ramstad said. “It was so inspirational. I’ll never forget it.� “Retirement� is not a word in Copeland’s vocabulary. “You can rest in eternity,� she said. “I won’t retire. I’ve got to complete the work God gave me to do, and then he will take me home.� Until her work with the needy is done, Copeland relaxes by walking and watching a little TV, and she and her husband spend some time at their “hideaway�: Broadway Pizza in Maple Grove. She’s in bed by 6 p.m. each night, ready for an eight-hour respite before she rises again to go to church and then on to work. Copeland’s husband Dick, formerly a buyer at Rainbow Foods, joined the Sharing and Caring Hands staff 13 years ago. “I needed someone to help me,� Mary Jo said. Currently, Sharing and Caring Hands has 14 paid staff members. Copeland takes no salary for her work.


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Five ways to set yourself up for a secure retirement Approximately 10,000 baby boomers will turn 65 every day until around 2030. If you’re part of that group, or if you’re planning ahead for a comfortable retirement, the Minnesota Society of Certified Public Accountants offers this advice for securing your financial future.

Fund your 401(k) Sign up for your company-sponsored retirement plan and watch as automatic payments deducted from your paycheck add up to a hefty nest egg over the months and years. Try to donate at least as much as required to qualify for the matching donation from your employer, if one exists. That employer match is like an added bonus, and along with your own contributions it will grow over time as it earns dividends and interest. Remember, too, that your contribution is excluded from your taxable income, which helps lower your tax bite. If your company doesn’t have a 401(k), consider setting up your own tax-advantaged retirement account, such as a traditional IRA or Roth IRA. You can contribute up to $5,500 a year (up to $6,500 if you’re age 50 or older). With a traditional IRA, you can deduct your contribution from your taxable income, but distributions are taxable. For a Roth IRA, your contribution is not tax deductible, but qualified distributions are not taxable.

Don’t raid your nest egg This is particularly tempting when you switch jobs and have access to money you may have accumulated in a 401(k) or other company-sponsored retirement vehicle. Your options typically include leaving the money in your old employer’s plan, rolling it into an IRA or into your new employer’s program, or receiving a check from the old plan. There are several good reasons to resist simply asking for that check and spending it. First, your old employer will withhold 20 percent of the money for income taxes, and you may end up owing more in taxes depending on your bracket. If your service with the company ends before you turn 55, you’ll also face a 10 percent early-withdrawal penalty, which means onethird of your money is gone before you even cash the check. Finally, since the money was never in your budget in the first place, it’s better to leave it in a tax-advantaged retirement account and reap the benefits later on rather than splurging today.

Set up an emergency cash reserve People often dip into their retirement or other longterm savings during an unexpected financial setback. To avoid doing so, it’s a good idea to create a special savings account that’s dedicated to emergency spending when you need it.

Even a few dollars a month can add up to a substantial amount when your car needs repairs or you face unexpected medical bills. With that money in hand, you can preserve your retirement savings.

Sort out Social Security planning Tapping into Social Security as soon as possible may sound like a great idea, but remember that you won’t qualify for your entire Social Security retirement benefit until you hit full retirement age, which will vary based on the year you were born. If you start receiving payments before that age, they will be less than you would have gotten if you’d waited. If you postpone retirement until age 70, your benefits will rise even more. Is it better to receive lower payments over a longer period or hold out a few years for higher benefits? That’s a complicated decision that will depend on many issues, such as your own health, financial situation and other considerations.

Your local CPA can help CPAs help clients tackle a wide variety of financial challenges every day, including retirement planning. Turn to your local CPA for advice on all your financial concerns. He or she has the experience you can count on for your important financial decisions. Don’t have a CPA? Visit www.mncpa.org/referral to find a CPA in your area.

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How to handle the telephone scam call The favorite tool of many scammers is the telephone. Each and every day, shady operators work the phones to defraud consumers and business owners. Though there’s no way – short of disconnecting your phone – to protect yourself completely from phone scams, there are things you can do to reduce your risk of becoming the next victim, according to the Better Business Bureau of Minnesota and North Dakota. If you receive a phone call from someone who makes threats, tells you that you’ve won a cash prize (or sweepstakes) or demands immediate payment in regards to a debt you’re unfamiliar with, those are all signs the call is likely fraudulent. If you receive calls like this, or requests for personal information, BBB advises the following: • Don’t panic. If the calls are abusive or if the callers threaten you with arrest, stay calm. Keep in mind that scammers are hoping that you’ll pay them off quickly just to make the matter go away. Always get verification of any alleged debts in writing. Remember, legitimate collection agents cannot threaten you with arrest, and even if you owe a debt, you still have rights through the Fair Debt Collection Practices Act. • Never give out any financial information, such as your bank account, credit card or Social Security numbers over the phone. • Be realistic. You can’t win a lottery or contest you

didn’t enter, and if you have to pay money upfront to receive your “winnings,” you haven’t won anything. • Think about what you’re being told. If a caller claims to be with your bank or your credit card company and wants your account information so they can verify it, they aren’t telling the truth; your bank and your credit card company already have this information. • Listen closely. If the caller uses poor grammar and/ or has a heavy accent, be on alert. Many fraudulent calls originate overseas. • Trust your instincts. If something doesn’t seem right to you, end the call or ask the caller to call back later, after you’ve had time to research their claims. • Don’t rely on caller ID. Another phone scam which has been making the rounds again lately is the “onering” scam. This scam targets cellphone owners and tries to entice people to dial an unknown number back by ringing just once and then disconnecting. People who return these calls don’t realize they’re calling international numbers – with normal-looking prefixes such as 473, 809, 876, 284 and 268 – in the Caribbean, where charges can add up quickly. If you receive a call from an unknown number, it’s best to ignore it and let it go to voicemail. Suspicious phone calls can be reported to BBB (bbb. org) or the Federal Trade Commission (ftc.gov). Contact the BBB at bbb.org or 651-699-1111 for more info.

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Page 8 Mature Lifestyles• Friday, June 20, 2014

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