Adirondack Living — October/November 2023

A DIRONDACK Living

FEATURED

CLIFFVIEW p. 18

MOVING MADE EASIER p. 32

Lake Placid: Snowshoe Lodge, turnkey business opportunity! Situated on one acre, mountain views, includes 11 individual guest rooms and a house - all have been recently updated, pool and walk to everything Lake Placid has to offer. $1,750,000

Wilmington:  Unparalleled Oppt’y to own 21.4 acres of Adirondack paradise featuring 2400 feet of stunning Ausable River frontage! Includes a 3 BR home and 1 BR cottage. This is a dream for outdoor enthusiasts and nature lovers alike. $699,000

Lake Placid: Commercial/Residential Oppt’y on 74+ acres bordering NYS land. Established Inn with Owner’s quarters, sugar house, retail storefront, carriage house, garage, workshop, log cabin, sauna, barn, 3100’ of brook frontage. $3,200,000

Wilmington:  Private 22 acre nature park & tourist attraction on the Ausable River, year-round profitable business, Adk style main lodge, gift shop, restaurant, cafe & bar seats for 46, event/ wedding venue, offered turn-key. $8,700,000

Saranac Lake: This charming lake house is nestled in a prime location adjacent to the Upper Saranac Lake Boat Launch & across from the prestigious Saranac Inn Golf Course, 2 BR, 2 BA, 1627 sq. ft., being sold furnished. $785,000

Saranac: Enjoy the serene countryside at this 3 BR, 3 BA, 3386 sq. ft. cape cod style home with classic New England charm, large living area, fireplace that opens to the deck, peaceful privacy on 7.8 acres. $430,000

Jay: This Adirondack ranch, 3 BR, 3 BA home, located in Ausable Acres is being sold fully furnished, includes 2 vacant lots for a total of 3 adjacent parcels. Many recent upgrades, privacy, minutes to Whiteface & Lake Placid. $599,000

Lake Placid: Serene Adirondack retreat offering a perfect blend of history, character & natural beauty. Far Horizon Estate on 11.51 acres within a private 600-acre gated preserve, 4-BR Main Home, and 3-BR Guest Home. $2,995,000

Ausable Forks: Move in ready, one level home situated on just under 1 acre - with 3 BR, 1.5 BA, open concept living, many improvements, perennial gardens. 20 mins to Whiteface and 30 mins to Lake Placid. $218,000

THE NEXT GENERATION OF REAL ESTATETM

REAL ESTATE | CLEANING PROPERTY MAINTENANCE | DESIGN/BUILD

Route 186, Lake Clear

Enjoy nearly 5 acres of privacy with this move-in ready raised ranch featuring 3 bedrooms/2 full baths, hardwood floors, attached 2-car garage, and an oversized pole barn. The spacious unfinished basement with fullsize windows offers endless opportunities. Easy access to the Rail Trail and Lake Clear make this an outdoor enthusiast’s dream. $399,000

Canaras Ave., Saranac Lake

Adorable 3 bedroom/1.5 bath village home packed with charm and close to everything! Beautiful hardwood floors and original detailing, all new kitchen appliances, a new furnace, incredible 3-season porches upstairs and down, and spectacular views of McKenzie on a double size lot with fantastic side and back yards. And thanks to charming built-ins and a full-size basement you won’t believe how much storage is tucked away in 1200 square feet! This home surely has it all - See for yourself! $250,000

Old Military Rd., Lake Placid

This nearly 25-acre parcel with subdivision potential on Lake Placid’s Old Military Road, which includes frontage on the Chubb River, has maximum appeal. Central to area schools, hospital and shopping, this large parcel in the Gateway Corridor could be developed into sizeable lots or allow a single owner significant privacy. $749,000

All of the real estate and property services you need for your best home - under one roof.

PEOPLE & PLACES

LEFT: Dana Kellogg, front, and Frank Ike begin one of their runs in the men’s doubles event.

ABOVE: Tucker West begins one of his runs on the way to winning the men’s singles event.

ABOVE: Summer Britcher finishes her third run to win the women’s singles event.

USA LUGE STARTS NEW SLIDING SEASON

ABOVE: Ashley Farquharson finishes her third run to earn a silver in the women’s singles event.

ABOVE: Jonny Gustafson gets ready for one of his runs in the men’s singles event.

LEFT: Maya Chan, front, and Elana Morrison begin one of their runs in the women’s doubles event.

ABOVE: Two-time Olympian Emily Sweeney announces updates to the crowd. She did not compete because she was still recovering from shoulder surgery.

ABOVE: Zack DiGregorio, front, and Sean Hollander begin one of their runs in the men’s doubles event.

Members of the National Team and the Junior National Team competed in the USA Luge Start Championships Aug. 18 on the refrigerated start track at the team’s headquarters on Church Street, beginning their efforts to compete on the international stage this winter.

Three-time Olympians Tucker West and Summer Britcher won the men’s and women’s singles events, respectively. Zack DiGregorio and Sean Hollander won in men’s doubles, and Chevonne Forgan and Sophie Kirkby won in women’s doubles.

The National Team is expected to start sliding on tracks in late October in Europe before the World Cup season begins on Dec. 8 and 9 at Mount Van Hoevenberg in Lake Placid.

Photos – Andy Flynn

The The The Adirondack Adirondack Park Park Park

CHARMING OFF-THE-GRID CABIN

BEAUTIFUL WATERFRONT COTTAGE

This rustic retreat offers a unique opportunity to escape the hustle and bustle on 22.85 acres and embrace a simpler lifestyle surrounded by nature’s splendor. A custom built wood stove, two bedrooms, 1 full bath and outside fire pit. Don’t miss this hidden gem.

Exclusively listed for $199,900

Call Benjamin Kline at 518-572-6132

Exclusively listed for $799,000

Call Benjamin Kline at 518-572-6132

ST. REGIS RIVER CABIN

This Adirondack Property has something for everyone. This 2-bedroom cabin has solar panels. running water, a wood stove and gas heater. The surrounding 50-acre forestland and ¾ mile waterfront is great for the outdoor enthusiast.

Exclusively listed for $325,000

Call Emily Fogarty at 518-524-4733

Lovely rustic cottage located on Lake Flower. The new 2 car garage has a one bedroom apartment upstairs. The property has a successful vacation rental history accommodating up to 8 people. Featuring 170 feet of waterfront with a kayak dock to allow for easy access to the water. Call Benjamin Kline to schedule a showing. MLS#177482

Saranac Lake History In The Making

By Aaron Marbone

Alarge crowd gathered on the lawn of Dr. Edward Livingston Trudeau’s former home and office on Aug. 1, as Historic Saranac Lake hosted a groundbreaking ceremony on their way to turning the building on the corner of Main and Church Streets into an expanded museum site for HSL’s bounty of artifacts, ephemera and stories.

Nearly the whole team of people who made

this happen were there, which was appropriate because HSL Executive Director Amy Catania said it’s been a community effort all along, with engineers, donors, volunteers, board members, construction groups, consultants and elected officials contributing. The team turned over some dirt with golden shovels — a symbolic move, but the work is not far away. Project Manager Matt Viskovich said crews

Members of the Historic Saranac Lake board and construction project throw shovelfuls of dirt into the air at a groundbreaking ceremony on Aug. 1. Behind them, the former site of Dr. Edward Livingston Trudeau’s h ome and office awaits restoration. (Staff photo — Aaron Marbone)

LIVING IN THE ADIRONDACKS

will start on Monday, beginning with some demolition on the inside and outside of the building, and repairing masonry in the foundation.

A crew started cleaning out the inside of the building and restoring the historically accurate windows earlier this summer.

Though the building has been modernized and was used as a medical office until 2019, almost anything added after 1915 will go away. HSL plans to keep anything that was there during Trudeau’s lifetime, while he was using the building — from its construction in 1894 to around 1915.

Catania is especially excited that the building will soon have its original dark red wood clapboards, instead of the powder blue vinyl siding it is currently wrapped in.

Rehabbing a building, especially to historic specifications, is expensive. But HSL has raised $5.4 million to bring the building back to life. That includes almost $2 million through 10 grants from

the state and federal governments, $1.4 million in historic preservation tax credits and includes donations.

But the fundraising hasn’t ended. Catania said they’re still raising funds for new exhibits and increased accessibility at the existing Saranac Laboratory museum next door, what is called “Phase 2” of HSL’s plans.

As journalists snapped photos, Catania remarked on how these images of the people gathered there are now in the public record, becoming part of history in the making.

She hopes that the museum will play a more integral role in the future of the community by presenting it with a more full history of the people who made Saranac Lake what it is today.

Historic Saranac Lake Executive Director Amy Catania speaks to dozens of community members. (Staff photo — Aaron Marbone)

Welcome to Camp Cliffview

This exquisite 3rd generation classic Adirondack estate promises an unparalleled escape from the ordinary. Resting on four private acres with over 300 feet of pristine shoreline on historic Fourth Lake, this estate has been perfectly restored and has been meticulously maintained over the years, and it shows. The attractive architecture is a perfect blend of Adirondack style and rustic overtones with all the modern amenities. The multibuilding estate consists of the Main Lodge, Guest House, Carriage House, Game Room, and Boathouse.

A property of this quality rarely becomes available but is being offered for sale for the first time in generations. The estate is essentially being sold fully furnished. Every corner of this retreat is designed to elevate your experience, seamlessly blending modern comforts with the rustic charm of the outdoors. Camp Cliffview is a wonderful property that is ready to begin its next generational history.

Details:

Address: 38 State Route 28, Inlet NY, 13360

Built: 1930

Total Bedrooms: 13

Total Full Baths: 6

Approx acres: 4

Waterfront: 325 on Fourth Lake

Main House Sq Ft: 3400

Heat: Electric

Views: Lake, Mountains, Woods

Features: Boat House, Carriage House with 7 bdrms / 2 baths / kitchen, Guest House with 1 bdrm / 1 bath, Game Room

MLS: 200450

Price: $4,450,000

Matthew Ellis

Real

Estate Salesperson

matt@whitbeckassociates.com

Cell: 518-359-9989

Photos by: Jordan Craig Media

6 lot mobile home paRk

Here is your opportunity to live amongst the pines at the end of a neighborhood street close to all amenities. Walk or bike to many restaurants, park, stores, lake, marina and short walk downtown. Live here and over see this manageable mobile home park or live elsewhere and oversee from your home. Perhaps sell the 4 owned mobile homes are continue to lease the 4 lots. Exclusive $239,900

classic FRench hill

Historic, Saranac Lake cure cottage. 3 bedrooms, 1.5 bath. Original woodwork, hardwood floors, tall ceilings. Large, enclosed porches on 2 sides. New roof summer of 2021, On-Demand hot water heater. Convenient to downtown Saranac Lake and listed on the National Historic Register. Exclusive $275,000

Christopher W. Covert, Jr., Lic. RE Broker

Carol Urquhart, Associate Broker, Patricia “Penny” Curran, Lorraine Kelley, Grace McDonnell, Carol Marie Vossler and Peggy Lynn, Licensed Real Estate Salespersons Over

REALTOR®

145 Olive Street Saranac Lake, NY 12983

Investment opportunity awaits with this renovated duplex within a block from Main Street!

Listed Price $339,000

2029 Gillespie Dr. Bloomingdale, NY 12913

Turnkey 4 bedroom, 1 1/2 bath log cabin on over 17 acres with a 2 car garage, a barn, a pond and a separate apartment!

644 County Route 18 Lake Clear, NY 12945

Lake Clear Land

Listed Price $95,000

$99,000

Chase Jermano Real Estate Broker SRS, ABR, PSA, RSPS Cell: 518-637-5272

Plowe-Sovey Real Estate Salesperson Cell: 518-637-2735

This two-bedroom, Saltbox offers inspiring indoor and outdoor spaces with an amazing kitchen and a main floor bedroom with an en suite bath with double sinks. Off of the bedroom is a fantastic sun-room and small deck, perfect for morning coffee and evening relaxation. The second floor offers a additional big bedroom with its own bathroom. Nestled on a wooded lot, this setting offers the utmost in privacy while being only 5 minutes from downtown Jay! With spacious, airy rooms and recent updating, this inviting residence promises a cozy and warm ambiance from the moment you step inside. Along with an exceptional amount of usable outdoor space there is enough land to create walking trails throughout the woods.

From this serene location it is moments to Whiteface Mountain, the AuSable River and Lake Placid. Jay Price: $359,000 MLS#200166

TAKE A STEP BACK in TIME

1 Bed, 1 Bath ~ 747 Sq. Ft. ~ 0.89 Acres Lady Smith Qurbec Log Home ~ Dove Tail Construction ~ Open Living Space ~ Woodstove Loft Bedroom ~ Rustic interior motif intermixed with modern concepts ~ Absolutely Stunning Jay Price: $329,000 MLS# 200393

6567 NYS Rt. 86

Jay, N.Y. 12941

www.bastraightrealestate.com

ATTRACTIVE

with Vaulted Ceiling ~ Bath just remodeled ~ Main Level Primary ~ Fireplace with Woodstove Insert Walkout Basement ~ Deck Jay Price: $345,000 MLS# 178997

PERFECTION on BROAD LANE

3 Bed, 2 Bath ~ 2,360 Sq. Ft. ~ 0.3 Acres

Full length Covered Front Porch ~ Open Interior Design ~ Main Floor Primary ~ 1,999 Construction with many Upgrades ~ Finished Basement Attached Two Car Garage ~ Large Back Deck Black Brook Price: $329,000 MLS# 200297

Phone: 518-946-2600

Fax: 518-946-2419

ADIRONDACK MOUNTAINS OVERLOOK

This incredible 42 acre tract has what are stunning and impressive vistas of Olympic Whiteface Mountain, the Stephenson Range & the Sentinels Range. Out the back of the property you can see views of Jay Mountain, Little Lawler and Big Lawler. The potential viewshed from this forested parcel is almost 360 degrees. A driveway to the building site is roughed in, its building site is cleared and there are woods roads crisscrossing the lot for hiking. Otis Brook both borders and cuts through the lot a 10 foot wide year round cascading brook. The Western boundary is another small tributary feeding into Otis Brook approx. 1,069 feet long. APA zoned Low Intensity it comes with the possibility of 12 additional building rights. Whiteface Mountain and the Village of Lake Placid are only 20 to 25 minutes away from these extremely private and serene surroundings.

Jay Price: $399,000

PRIVATE SURROUNDINGS and WATERFRONT HAZEN ROAD CAMP and ACREAGE

58 Acres Comprised of Two Contiguous Lots ~ 5 Acres with APA Approved Home Site ~ Electric Utility Available at the Roadside ~ Off Grid Camp with Mountain Views, Spring Water, Solar Panels and More ~ Extremely Quiet Surroundings Jay Price: $299,000 MLS #178565

Off Grid 41.80 Acre Waterfront Property with frontage on Black Brook ~ Mountain Views Small Meadow ~ Walking Trails ~ Extensive Woods Road System ~ Manmade Pond ~ Small Waterfall ~ Extremely Private Setting Black Brook Price: $295,000 MLS #179178

LOT 6 MELLOW WAY

8.12 Surveyed Acres ~ APA approved for construction ~ Soils tests completed ~ Private road access ~ Extremely quiet surroundings Building envelopes are marked ~ Electric Utility in place ~ All you need are your new home plans Wilmington Price: $165,000 MLS #179112

6567 NYS Rt. 86

10.1 ACRES on TRUMBULL ROAD

These 10.1 Acres overlook Jay Mountain, Lawler Mountain and many more ~ Surveyed ~ APA Permitted for New Home Construction with Approved Building Site ~ Private and Quiet Surroundings ~ Nearby State Land Access Jay Price: $129,000 MLS #178736

MLS#178830

LOT 7 MELLOW WAY

29.7 Surveyed Acres ~ APA approved for construction ~ Soils tests completed ~ Private road access ~ Extremely quiet surroundings Building envelopes are marked ~ Electric Utility in place ~ All you need are your new home plans Wilmington Price: $240,000 MLS #179113

AUSABLE ACRES LOTS

1+/- Acres ~ Multiple Building Lots to Choose From ~ Lots have Electric, Public Water and Public Roads ~ Moments from Whiteface and Lake Placid

Additional Amenities can include 6 Miles of Hiking Trails and Access to Lake Eaton.

Jay Prices from $20,000 to $35,000

www.bastraightrealestate.com

Adirondack Land Trust buys scenic land at Loj Road

From, Gwen Neill, Ophelia Bailey, Etta Neill and Sverre Bailey jump for joy on the field located at the corner of State Route 73 and Adirondack Loj Road. The field, now owned by the Adirondack Land Trust, was farme d by their grandparents Ron and Beth Edgley from 1983 to 2012 and was then known as the Windy Mountain Fa rm. The Edgleys sold New York Certified Seed Potatoes up and down the eastern seaboard for more than 30 years.

By Aaron Marbone

The Adirondack Land Trust has purchased a scenic vista off of Adirondack Loj Road in Lake Placid with plans to develop the land into a recreation and conservation area. The large, open grassland field on state Route 73 is at the entrance to the Adirondack Loj

Road — not far from one of the most popular trailheads in the High Peaks region, managed by the Adirondack Mountain Club. The land has been owned by the McBurney family for around 60 years. The property is a popular spot for photography because of its scenic views of the High

(Provided photo — Erika Bailey)

Peaks. ALT purchased the 187 acres in the summer for $2.365 million.

ALT Executive Director Mike Carr said after years of the family keeping the land open and wild, two brothers in the McBurney family approached the ALT and asked them to buy it and preserve it in perpetuity. Carr said the ALT was honored and agreed.

“They really wanted to see it remain open,” Carr said.

The land has been under the names of Andrew Sloan McBurney Trust and Lane F. McBurney, according to Essex County tax records. ALT will keep the land private while it studies the landscape and prepares for a planning process to broaden access, which they say will include community stakeholder input.

They plan to build an accessible trail network in the wooded area of the property, on the West Branch of the AuSable River. These proposed trails would be wide, durable surfaces on low-grade inclines conducive to wheelchairs, strollers, walking aids and “those who prefer a walk in the woods to an alpine scramble.”

Carr said they’ll likely also build a parking lot, install signage and may need to build bridges.

“This vista provides a first impression and lasting memory for millions of visitors and is a source of

pride and inspiration for local residents,” Carr said in a statement. “In its breathtaking grandeur, the view forms an indelible bond with the Adirondack landscape. The Adirondack Land Trust will ensure the property’s natural and scenic values are forever conserved. ... The location close to town will enhance quality of life in ways that can help attract and retain residents.”

The ALT nonprofit organization plans to continue to raise an additional $2.5 million through donations and grants for “long-term management and stewardship costs.”

The field is a former potato field, which was farmed by the Edgley family from 1983 to 2012 and was known as the Windy Mountain Farm. Now, Carr said it is hay. ALT may turn it into plants for pollinators in the future, he said.

The Adirondack Land Trust purchased 187 acres to conserve one of the most iconic vistas in the Adirondacks, seen here on Aug. 28. (Staff photo — Andy Flynn)

9 Chippewa Loop., Brant Lake

Lake Rights with a VIEW!!! 4BD/2BA with open floor plan, large deck, deeded docking, shared 350’++ sandy beach in a very small association on Brant Lake. One of the only homes for sale on Brant this year!

$799,000

Location, location! Enjoy the beautiful Mill Creek from this streamside property boasting an updated A-frame and a cute as a button.

1 Bedroom cottage, both of which can be used year round. Across the road from the snowmobile trail, 6 minutes to Garnet Lake.

garage + addl 1CG

$679,900

An exceptional home that has old-world charm but all of today’s modern conveniences. Check out the sprawling back lawn leading to Minerva Creek; paddle right out your back door or take a swim at the crystal clear inground fiberglass pool. Beautiful kitchen w/ quartz counters, bosch cook-top, dbl oven & original 1876 wide plank floors in dining/living area! 3bd/1.5 baths w/ incredible storage & cedar lined attic! 2C heated garage w/ gym/game room plus barn garage w/ 2 level.

Year round 3bd/2ba modular home with full unfinished basement and attached 2C garage w/ open second level great for workshop or could be converted to an ensuite! Level lawn leading to the lake for some of the best swimming and boating around! Beautiful views of the lake from almost every room of the house. Recent updates include; new hot tub, new dock, new furnace, hot water heater, range, & light fixtures.

109 William Hill Rd., Chestertown

PRIVATE-SECLUDED-LAKEFRONT-EAGLE LAKE!!!!...two story, 3-bedroom & 1-bath camp with 950 lineal feet of direct private lake frontage. Private Boat Docking right next to the camp with 4.45 acres tucked between trees and rocks.

2 bedroom 1 bath Lincoln Log Cabin set on 5 acres directly connected to the snowmobile trails. Home has a full walk out basement and attached 2 car garage for all your toys. Maple hardwood floors throughout the home and in floor radiant heat. Move in ready for someone to make it home.

$349,500

Beautiful Lakefront Property on Brant Lake! This is a .42 acre parcel on shores of Brant Lake with 30ft of lake frontage. Boardwalk leading out to dock & swim platform. Beautifully landscaped. APA approved Gazebo & Shed both with electricity-electric available on the property. Spacious RV (sleeps 6) to also be included in the sale. This is not a buildable lot. Close to town & hiking trails.

Now offering EGO Power Plus Tools

EGO POWER+ has be the most advance battery technology in the industry.

Every tool in our platform delivers or exceeds the power of gas-without the noise, fuss, or fumes. No wonder it’s the #1 rated battery powered platform.

Voted

Renovated Farmhouse on over 4.5 Acres!

MLS# 200387 $475,000

This renovated farmhouse is exactly what you’re looking for! Bright & inviting spaces to enjoy your private piece of the Adirondacks! Beautiful wood accents throughout. Original hardwood floors. Large primary suite! Updated kitchen & bathrooms, all new pex plumbing throughout, replacement windows, recessed lighting custom blinds. Over 4 acres of land, incredible Mountain & River Views! Amazing Barn from 1900! Barn has power to it and features a stage out front! Large fire pit for entertaining guests around the campfire. Field hydrant near fire pit area. Great income potential for short-term renting to offset costs. 9.5 miles to Whiteface Ski Mountain. Close to Lake Placid, the High Peaks Region and all that the Adirondacks have to offer!

Charming Cottage Tucked into the Adks!

MLS# 200345 $350,000

Expansive Mountain Views! Beautiful hardwood floors. The main level features original wooden beams. Cozy woodstove in living room for those cooler nights. Open kitchen with granite counter tops, 5 burner gas range & stainless steel appliances. Cozy & welcoming, it feels like a vacation and coming home all at once. Large screen porch is perfect for enjoying the outdoors. Back deck for grilling, relaxing or adding additional living space if desired. Footings under deck were built to accommodate an addition there. First floor laundry. Black Mountain & hundreds of acres of State Land are just around the corner! 15 miles to Whiteface Ski Mountain. Close to Lake Placid, the High Peaks Region and all that the Adirondacks have to offer!

882 Stickney Bridge Rd., Ausable Forks

35 & 37 Randys Lane, Jay

Moving Made Easier

You’ve found a new home, secured a loan and closed on the property. It might seem like the hardest part is over. But moving can be a huge logistical challenge, beginning with how to deal with everything you’ve accumulated over the years. Then there’s booking a moving company, transporting your things to the next place and then getting it all into your new home.

PLAN IT OUT

Begin by deciding how you’ll move everything. Are you going to hire a moving company, or rent a truck and move it yourself? Will family and friends help out? If not, there will be added expense — and that figure can skyrocket, depending on how much and how far you are moving. Moving companies typically require long lead times in order to fit moving jobs into their busy schedules. If you do it yourself, you might save some money, but it can be more difficult to coordinate. You also won’t have access to pros who know how to pack and ship your belongings so they arrive undamaged. There are also insurance options available with moving companies in case the worst happens.

BEFORE THE MOVE

It’s easy to get caught up in the details of your new life as moving day draws near. There are utilities to turn on and home insurance policies to update. You might even be picking out new furniture, drapes or decor. But you’ll also have to get everything packed and ready to go on an abbreviated time frame, since most closings happen over a period of 30 to 45 days. Take stock of everything you have, building an inventory of belongings — including furniture, personal items, clothing and appliances. Contracted moving companies will often base their estimated cost based on how

many rooms are involved, but they’ll also ask about larger pieces of furniture and things like refrigerators and washing machines. A detailed inventory will make it easier to give them a clear idea of what needs to go.

PACKING UP

As you go about packing, consider selling or donating unneeded items, or things that haven’t been used over a lengthy period of time. Next, begin assembling boxes of various sizes, packing tape and bubble wrap so the process goes as smoothly as possible. Running out of these needed items will only lead to frustrating delays.

The last step in the process can be the biggest stumbling block

STOP IN SOON TO SEE OUR NEW KITCHEN CABINET DISPLAYS

IMAGINE THE POSSIBILITIES AT LEE’S

LEE’S HAS A LARGE SELECTION OF IN STOCK CERAMIC TILES AS WELL AS DISPLAYS FOR CUSTOM ORDERS AND INSTALLATION SUPPLIES

LEE’S IS HAVING A DISPLAY SALE ON HIGH END APPLIANCES. STOP IN FOR DETAILS.

Saranac Lake Lending Office

68 Main Street, Saranac Lake NY12983

Low Down Payment Options

As low at 0% down ***

10% down for vacation & secondary homes!***

In House Lending

NO minimum credit score with 20% down!

Loan decisions based on local underwriting

Satisfactory alternative credit accepted!

Construction Loans

Up to 95% if total cost of project OR as completed appraised value (whichever is the lesser amount)

Sweat equity is considered for approved owner builder towards the cost of the project One closing, NOT two

Purchase Plus Improvements

Up to 95% of cost to purchase property PLUS cost of improvements OR completed appraised value (whichever the lesser amount)

Home Equity Line of Credit

Owner occupied residence ONLY

Borrow up to 90% of equity based on your credit score

Borrow up to $400,000

St. Lawrence, Jefferson, Lewis, Franklin, Essex, Clinton, Washington, Saratoga, Warren, Hamilton

***Private Mortgage Insurance***

FINANCING AVAILABLE

Modular Homes, Double Wides, Single Wides, Vacant Land & Water Access Only Properties!

Jenny Bradish

Regional Loan Originator

NMLS # 1806780

jbradish@ncsb.bank

518.304.1101

Megan Simmons

Loan Originator

NMLS# 2495533

msimmons@ncsb.bank

518.304.1000