Homeland Veterans Magazine March 2019 by HOMELAND MAGAZINE

Homeland Veterans Magazine

Vol. 6 Number 3 • March 2019 www.HomelandMagazine.com

Why Women’s Military History is Important LIVING PROOF Alive Day

Woman Warrior Lifts Others

Women’s History Month Brain Injury Awareness VetCaregiver Self Check-In

A DECADE OF REFLECTING Careers In Law Enforcement

Enlisted To Entrepreneur

LEGAL EAGLE Money Money

Resources • Support • Transition • Inspiration

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PTSD TREATMENT DECISION AID: THE CHOICE IS YOURS

Wondering which PTSD treatment is right for you? Use the PTSD Treatment Decision Aid to learn about and compare treatments.

HOW DOES IT WORK? Watch Video Interviews with Providers Compare the Treatments You Like Best Find Answers to Frequently Asked Questions Get a Personalized Summary

WHO IS IT FOR? PATIENTS: The Decision Aid teaches you about your options and gets you ready to work with your provider to choose the best treatment for you. PROVIDERS: The Decision Aid educates your patients about evidence-based PTSD treatments. Review it together in session, or have your patients work through it at home.

There are effective treatments for PTSD. You have options. The choice is yours.

The PTSD Treatment Decision Aid is an online tool to help you learn about effective treatments and think about which one might be best for you.

www.ptsd.va.gov/decisionaid 2

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EDITOR’S

LETTER

Greetings and a warm welcome to HOMELAND Magazine! Please take some time to get to know the layout of our magazine. Homeland Magazine focuses on real stories from real heroes; the service member, the veteran, the wounded and the families that keep it together. Our magazine is driven by passion, vision, reflection and the future. The content is the driving force behind our magazine and the connection it makes with service members, families, veterans and civilians. Homeland is about standing your ground, resilience, adaptation, inspiration and solidarity. HOMELAND is inspirational, “feel good” reading; our focus is on veterans, military and civilians alike. I believe HOMELAND is where the heart is, and our publication covers a wide variety of topics, and issues about real life and real stories. We are honored to share the work of so many committed and thoughtful people.

Publisher Editor-In-Chief Mike Miller Contributing Writers CJ Machado Vicki Garcia - Enlisted Holly Shaffner - Honor Flight Joe Molina - VCCSD Lori Boody - VANC Shelter to Soldier Eva M. Stimson Boot Campaign Barry Smith Leigh Ann Ranslem Wounded Warrior Project Jennifer Silva DAV - Dan Clare American Warrior Jim Lorraine Operation Homefront Kelly Bagla. Esq. Billieka Boughton Shya Ellis-Flint Lara Ryan Daniel Chavarria National Women’s History Karen R. Price Fathers Joe’s Village Hart Dubois Public Relations CJ Machado Mike Miller Marketing/Sales Mike Miller Homeland Magazine is published monthly. Submissions of photographs, Illustrations, drawings, and manuscripts are considered unsolicited materials and the publisher assumes no responsibility for the said items. All rights reserved.

We appreciate your support and are so happy to have you as a reader of HOMELAND Magazine.

Homeland Magazine 9528 Miramar Road, Suite 41 San Diego, CA 92126

With warmest thanks, Mike Miller, Publisher

858.275-4281 Contact Homeland Magazine at:

info@homelandmagazine.com 4

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DIGITAL VERSION AVAILABLE www.HomelandMagazine.com

Inside This Issue 6 A Decade of Reflecting 8 Brain Awareness Month 10 VetCaregiver Check-In 13 Living Proof, Alive Day 14 I AM A VETERAN 18 Veteran Homelessness 20 Why Women’s History is Important 22 Woman Warrior Lifts Others 26 Inclusive Veteran Support 31 Father Joe’s Village 34 ENLISTED TO ENTREPRENEUR 38 Legal Eagle March is

39 Money Matters

BRAIN INJURY

41 Careers in Law Enforcement

AWARENESS MONTH

50 A Different Lens

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A DECADE OF REFLECTING By Leigh Ann Ranslem Boot Campaign Co-Founder and Board of Directors

So there’s a thing making its rounds on social media called the 10-year challenge. Have you done it? Shared a photo of yourself from 2009 and one from today. Maybe you’ve improved with age; perhaps there are experiences over the last decade that you would rather forget. Maybe 10-years ago you were an 18-year-old highschool graduate who just enlisted in the military, and now, 10-years later you have multiple deployments under your belt. Maybe 10-years ago you were single and childless, and now you are married with kids. A lot can happen in the span of a decade.

The feeling and sound of the motorcycles departing and then returning to the venue was exhilarating. Another vivid memory was with my co-founder Ginger. We shared a laugh together when we went to visit George Jones at his home; he was chomping on this giant wad of gum that his wife made him spit out before he laced up his boots. We have held strong to that original vision of photographing celebrities in combat boots, but now there is more meaning behind it because of those we aim to serve and those I’ve personally been able to meet. I’ll never forget Marine Corps veteran Marcus Burleson and watching him text on his phone with lightning speed (using his nose!) after he lost both of his hands. And I get teary eyed each time I hear from those who have benefited from our life-improving programs.

Boot Campaign is celebrating its 10-year-anniversary this year, and we’re looking better than ever. Along the way, we’ve had bad hair, a few questionable outfits and certainly been tongue-tied on camera. We’ve also grown a few more gray hairs. But, above all, what pales in comparison to those blips is our commitment to awakening the inner patriot in every American.

Of course we’ve seen some challenges along the way. One was wrangling the five of us founders to come together on the same page. There were disagreements; there might have been some tears (mostly mine), but there was a deep desire to attract attention and cheer our way into the view of other Americans to show gratitude and support for our military.

I’ll remember fondly our very first motorcycle ride and rally where cast members of the FX show Sons of Anarchy leveraged their celebrity to draw the crowd together to benefit our cause.

We have had to anticipate the changing needs of our servicemen and women and be nimble enough to address them. We’ve had to expand our networks of people willing to give their time and their dollars to get it done.

FX show Sons of Anarchy

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Beginning in 2015, we gathered patriots who were willing to generously donate gifts of all kinds to help spread extra Christmas cheer for many deserving military families. To date, we have delivered gifts to 189 families in 37 states. That’s a positive change.

So what’s next? We’ve cultivated a stellar

board of directors — 11 members now — to include more leaders with military experience.

USMC Staff Sergeant (Ret.) Marcus Burleson, Boot Campaign Veteran Ambassador

That means keeping things fresh and coming up with ways to garner attention where we didn’t have it before. Things have certainly evolved over the past decade and Boot Campaign is no exception. We have a spiffy, undoubtedly patriotic look with our new logo. And Boot Campaign programs have transformed as the needs of the military community have changed. In 2009, we passed funds along to other worthy nonprofit organizations. In 2016, we bravely forged ahead into the possibilities that we could help truly change a life from the inside out. Amazing service providers partner with Boot Campaign to offer mind and body restoration to our participants and have made our dream a reality. Individuals can come to us and rest assured that they will get the help they need and deserve, without paying for it themselves. Of course, Santa Boots was born of that same desire to give back.

We are collaborating with additional non-profits, like Armed Services YMCA, Operation Homefront and Fisher House Foundation, and treatment providers like Marcus Institute for Brain Health, Virginia High Performance and Warriors Heart, to offer top-tier programs to our military community. We are reaching more patriots in a wider range across America through social media and our #LaceUpAmerica challenge. We offer more merchandise, including a variety of combat boots in our online store. 10-years is something to celebrate, but for me, it is just the beginning. Men and women are still serving and returning home with an even greater need for our support. Applications from our veterans are at a steady pace and awareness Shelly Kirkland of our programs are increasing. Wouldn’t it be amazing to see more veterans thrive because of our life-changing programs? So join us in celebrating 10-years of gratitude and Lace Up, America! Learn more about Boot Campaign at www.BootCampaign.org

Founding Boot Girls (from left): Ginger Giles, Leigh Ann Ranslem, Dr. Sherri Reuland,Heather Sholl and Mariae Bui

Pamela Hughes

Lisa Cupp

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#BIAMonth

March is

BRAIN INJURY AWARENESS MONTH

Defense Department focuses on Brain Injury Awareness Month in March By Navy Cmdr. (Dr.) Lynita Mullins and Haley Cedarleaf Defense and Veterans Brain Injury Center

Every March, during Brain Injury Awareness month, the Defense Department works to increase awareness of traumatic brain injury in the military. At work and home, whether they are deployed, training, or simply having fun off-duty, service members are at an increased risk for brain injury. According to the Defense and Veterans Brain Injury Center, 383,947 service members received a TBI diagnosis from 2000 until the first quarter of 2018. Of those, 82.3 percent were mild TBIs, also known as concussions. It’s unknown how many service members actually experience a concussion because many fail to seek medical attention. 8

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One Veteran’s TBI Story Mike, a veteran and San Diego resident, joined the Marine Corps in 2000 as a 7212 low-altitude air defense gunner. When asked if he ever had a concussion during his time in service, he was hesitant in his response. “I did get hit in the face with a rifle and was said to have a minor one,” he said. “I wasn’t knocked out, just saw stars.” When recalling his injury, Mike remembers going to sickbay for the laceration above his eye and that his medical report only noted the cut. Though not diagnosed, because Mike saw stars he likely experienced a concussion. According to Mike, TBI wasn’t exactly on his radar, especially if a corpsman wasn’t around. He recalled another occasion following a mortar attack.

“One night, we were performing a no-light perimeter check as we had just been mortared,” he said. “We had a vehicle go into a ditch that threw everyone out of the vehicle and a few of the guys were knocked silly, but I don’t think any of them went to sickbay because we had to extract the vehicle and continue on.” Luckily, for Mike and members of his unit, most TBI symptoms start improving immediately and resolve completely within weeks, but that’s not always the case. What about those in Mike’s story who were “knocked silly”? TBI Evaluation, Treatment DVBIC, a division of the Defense Health Agency Research and Development directorate, works to standardize TBI diagnosis and treatment, and rapidly translate emerging science into methods and practice. Today corpsmen, medics and other medical staff train with clinical tools such as the Military Acute Concussion Evaluation, developed by DVBIC in 2006. The MACE 2 (revised, released in 2019) helps front-line medical staff quickly screen for concussion. It also includes red flags to help providers assess if patients need further evaluation, or urgent evacuation to a military hospital or clinic. As TBI research and breakthroughs emerge, the Military Health System continues to improve TBI care through innovative programs such as the TBI Fast Track program at Naval Medical Center San Diego. The program follows a streamlined interdisciplinary approach. Within seven business days, specialists provide extensive intake interviews, screenings, and focused evaluations to patients referred to the program. Program providers gather weekly to discuss each patient and address potential concerns or gaps in care. Transitioning TBI Care Service members such as Mike who transition out of the military into the Department of Veterans Affairs health care system, need to know there are agencies and programs that can help. The DVBIC TBI Recovery Support Program, for example, connects service members, veterans, and family members with recovery support specialists who help track symptoms and connect patients to medical and non-medical support services. Service members in San Diego with TBI who transfer from the Defense Department to VA, will transition to the VA San Diego Healthcare System. The Polytrauma Support Clinic team there evaluates, educates, and directs outpatient care for patients with persistent, but stable, symptoms related to TBI.

Providers will refer patients with more severe cases to VA Polytrauma Rehabilitation Centers or Polytrauma Network Sites around the country. TBI Awareness is Key The first step in recovery from a TBI is recognizing the causes and the symptoms, and seeking medical advice as soon as possible after a head injury. If you, or those you know, experience a potential head injury, seek appropriate medical care. Early detection of brain injury leads to early treatment; early treatment leads to better outcomes. Common symptoms following a concussion include: • headaches • dizziness • sleep disturbances • vision changes • balance problems • fatigue • attention and memory problems • irritability and mood changes For more information about TBI, check these online resources: DVBIC – Download TBI fact sheets and find other helpful resources from the DVBIC website at https://dvbic.dcoe.mil/ “A Head for the Future” (a DVBIC initiative that raises awareness of TBI signs, symptoms and treatment.) – Watch videos of members of the military community sharing their experiences with TBI, and download other resources at http://dvbic.dcoe.mil/aheadforthefuture Military Health System Brain Injury Awareness Month Webpage – health.mil/TBImonth

About the Authors: Navy Cmdr. Lynita Mullins is an active-duty physician. Currently, she is a staff physician at Naval Medical Center San Diego, the Department Head for Physical Medicine & Rehabilitation/Comprehensive Combat and Complex Casualty Care (C5), TBI medical director, and NMCSD DVBIC site director. Haley Cedarleaf is the regional education coordinator for the NMCSD DVBIC network site. She provides TBI education and training across Defense Department and VA sites throughout Southern California, Arizona, and the Pacific.

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Month of the Military Caregiver

HOMELAND / June 2015

HOMELAND / March 2019

So often as caregivers, we are running so hard,

putting ourselves last, and not realizing we are burnt out until we fall ill. Or, we know we’re overwhelmed, but we accept it without question. What happens when the caregiver is down for the count - the wheels have a tendency to come off, don’t they? Make a promise to yourself to Check-In at least weekly. Better yet, do the same with a trusted caregiver or friend as an “accountability partner” so you don’t neglect to consider your own health. Ask these questions to start: · Am I eating well? Skipping meals, snacking too much? · Do I laugh each day? Red flag if you don’t find something amusing each day, even if you don’t laugh out loud. How many times do we text LOL, but not DO it? · Am I drinking enough water? Do I exist on coffee and soda instead? · Do I spend quiet time, reflective time, prayer, or meditation each day? · Am I sleeping well or enough? · Do I get exercise each day? · Do I interact with others each day? In-person is preferable, but at least by phone to hear a voice or online if all else fails. If you’re aware that you’re not checking in, or struggling when you do, we urge you to talk to someone professionally. Many physicians are only now realizing the strain caregivers carry and how to assist you, but it’s growing. Seek community resources such as faithbased counseling, or call Give An Hour (www. GiveAnHour.org) for cost-free help. Life is so precious and perhaps you cannot change your situation, but you can change aspects of taking care of you. Caregivers are the heartbeat of the family, and make the active choice to care for you. HOMELAND / June 2015 15

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WELCOME HOME

VIETNAM VETERANS DAY CELEBRATION Join Hospice of the North Coast, VANC and Veterans Benefit Administration in thanking and honoring Veterans of the Vietnam War for their service and sacrifice, including personnel held as prisoners of war or listed as missing in action, and their families.

Keynote Speaker:

Jimmie W. Spencer Retired Army Command Sergeant Major Spencer devoted 32 years to active military service, including assignments with Special Forces and Ranger Units. He currently serves as a consultant with the Vietnam War Commemoration. Live aerial parachute demonstration performed by The Black Daggers US Army Special Ops

MARCH

2019

10:00AM – 1:00PM 9:00 DOORS OPEN (CONNECT WITH VETERANS) • 10:00 FORMAL PROGRAM • 11:30 COMPLIMENTARY LUNCH

ARMY AND NAVY ACADEMY

2605 CARLSBAD BLVD, CARLSBAD, CA 92008

Limited street parking. FREE shuttle service is available from Carlsbad Village Station parking lot. (2775 State St., Carlsbad, CA 92008) Consider riding NCTD’s COASTER to the event!

Presented by

YOUR LIFE. YOUR CHOICE. YOUR WAY.

For reservations and information: Shelly Dew 760.431.4100 sdew@hospicenorthcoast.org https://impact.hospicenorthcoast.org/vietnamveterans 12

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ALIVE DAY

Living Proof As the commemoration of the Vietnam War is now nearly at its midpoint, triple amputee Jim Sursley marks the 50th anniversary of his “Alive Day” By D. Clare

im Sursely had never thought about joining the military, but in May 1966, war was on the minds of many. Driving down the street in his hometown of Rochester, Minn., Sursely saw a sign that said, “Uncle Sam needs you.” He went to an Army recruiter and within three months was inducted into the military. He arrived in Vietnam in March 1968, a month after the beginning of the Tet Offensive. In mid-February, American forces had experienced their bloodiest week of the war, with 543 Americans killed and 2,547 wounded. In January of the following year, on the 11th of the month, he was setting up for a night operation, making sure his unit’s Claymore mines were in place. “I stepped on a land mine, which resulted in the amputation of both of my legs and my left arm,” he said, noting that the force of the blast and the accompanying

Sursely, seen here meeting in 2004 with Brian Kolfage after his injury, continues to serve as a mentor to veterans returning from the recent wars.

fireball actually saved his life, Jim Sursely was just weeks away cauterizing from returning from his combat tour when a land mine southwest of his wounds Da Nang traumatically amputated nearly as fast as three of his limbs. He went on they removed to achieve success as a father, his limbs. “I business owner and, ultimately, remember going as national commander of DAV. up in the air, coming back down and lying flat on my back. And I remember reaching down with my good right hand, and I touched what would be like midthigh on my right leg, which kind of gave me a feeling that I was probably okay and still intact. I had absolutely no idea that I’d lost [three] limbs at that point.” In that same instant, the plans Sursely had for his future were forever changed. Several weeks and 12 major surgeries later, he regained consciousness. While thankful to be alive, Sursely was in shock about his future back home. Fifty years after his life-changing injury, Sursley is the top active realtor in the Apopka, Fla., community, which he calls home. He joined DAV (Disabled American Veterans) in 1970, rising through the ranks until being elected national commander of the millionplus member organization in 2004. He has spent much of that time as a mentor to other amputees. He recalls sitting alongside the bed of Brian Kolfage, the first triple amputee he’d met at Walter Reed Army Medical Center, just weeks after the young man’s injury. “Look, I’ve been in the chair now for more than 30 years,” he told Kolfage “Believe me, if you want a whole and interesting life, you can still have that. I’m living proof that it’s possible, and I’m no different than you are.” ■

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“You may not know me the first time we meet I’m just another you see on the street But I am the reason you walk and breathe free I am the reason for your liberty”...

I AM A Artist - Brittany Gneiting 14

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VETERAN Artist - Saul Hansen

Continued on Next Page >

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I AM A VETERAN by Andrea Christensen Brett

You may not know me the first time we meet I’m just another you see on the street But I am the reason you walk and breathe free I am the reason for your liberty I AM A VETERAN I work in the local factory all day I own the restaurant just down the way I sell you insurance, I start your IV I’ve got the best-looking grandkids you’ll ever see I’m your grocer, your banker Your child’s schoolteacher I’m your plumber, your barber Your family’s preacher But there’s part of me you don’t know very well Just listen a moment, I’ve a story to tell

I came home and moved on But forever was changed The perils of war in my memory remained I don’t really say much, I don’t feel like I can But I left home a child, and came home a man There are thousands like me Thousands more who are gone But their legacy lives as time marches on White crosses in rows And names carved in queue Remind us of what these brave souls had to do I’m part of a fellowship, a strong mighty band Of each man and each woman Who has served this great land And when Old Glory waves I stand proud, I stand tall I helped keep her flying over you, over all

I AM A VETERAN I joined the service while still in my teens I traded my prom dress for camouflage greens I’m the first in my family to do something like this I followed my father, like he followed his Defying my fears and hiding my doubt I married my sweetheart before I shipped out I missed Christmas, then Easter The birth of my son But I knew I was doing what had to be done

Artist - Elizabeth Moug

I served on the battlefront, I served on the base I bound up the wounded And begged for God’s grace I gave orders to fire, I followed commands I marched into conflict in far distant lands In the jungle, the desert, on mountains and shores In bunkers, in tents, on dank earthen floors While I fought on the ground, in the air, on the sea My family and friends were home praying for me For the land of the free and the home of the brave I faced my demons in foxholes and caves Then one dreaded day, without drummer or fife I lost an arm, my buddy lost his life Artist - Blake Davis 16

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“I AM A VETERAN” Poem Background Notes By Andrea C. Brett

One of the greatest privileges my family and I have enjoyed since we began performing in Branson, Missouri many years ago, is meeting the veterans who come to our show every single day. As I have spoken with many of these men and women over the years, I have discovered time and time again that some of the most amazing and inspiring stories of sacrifice and service to our country come from the most common people. Without their uniform to distinguish them from everyone else in the crowd, they look just like you and I. They come in all shapes, sizes, colors, ages, and backgrounds, yet they share one very important bond – military service to the greatest country on earth. Behind each of their faces and in each of their hearts is a story that most likely has gone untold or unheralded. Most of them believe that their contribution was small – just part of their duty – but it is these individual efforts that have combined into a mighty force for freedom. These stories, in combination, make up the bigger story of America itself - a story of courage, sacrifice, faith, honor, love, and the commitment to preserve and protect Her precious liberties. The poem “I am a Veteran” was written to pay tribute to those who have written this story. Each line or phrase in the poem is the voice of one of these men or women; each represents an actual person that I have met or have been told about. The poem is not about one veteran, but each and all. The words represent only a sampling of the diverse experiences of our veterans - it would be impossible to cover them all – therefore, it is intended more to symbolize the sacrifice of all veterans and to honor them for the service they each performed. The poem was also written to cause anyone who reads or hears it to become more aware of each man or woman they encounter in their everyday comings and goings. Maybe he or she is a veteran. Maybe he or she had a part in securing my freedoms. Maybe this “common” person has performed uncommon service in my behalf. If so, the ground we share in our daily walk is truly sacred ground.

I have been told by many veterans that my poem has given them a voice. This is the highest compliment I could possibly receive. It is an honor to speak for any of these noble men and women who have given so much. It is with deepest gratitude and humility that I offer “I am a Veteran” as my gift to these great Americans.

Artist - Blake Davis

Book Cover - Karson Knudsen

The “I Am a Veteran” poem is now the text for a beautiful hard cover, coffee table book. The book features 45 stunning hand drawn, color illustrations that dramatically and sensitively depict each line of the poem. It is the perfect gift for veterans and their families. For more information, visit www.iamaveteran.net Enter promo code HOMELAND at checkout, for a special discount offered exclusively to HOMELAND Veterans Magazine readers.

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Veterans - Homelessness By Joe Molina www.vccsd.org Veterans Chamber of Commerce

In an Ideal world, one would think Homeless and Veterans are two words that should never be side by side. But unfortunately, this is not the reality.

When one thinks of the fact that these Veterans sacrificed themselves to protect our freedom, it’s only fair that they get safe and reliable shelter and care. Regardless of the sad reality, there’s no doubt that the United States is not only proud of her Veterans but also cares deeply about them. And this is made evident by the significant impact of the tremendous efforts of the Department of Veterans Affairs (VA), Department of Housing and Urban Development (HUD), and other organizations, on the situation of the homeless Veterans. Several statistical data providers show the number of Veterans who are Homeless. These statistics are demonstrating the high number of Veterans that find themselves with a lack of a basic shelter. Statista.com shows the states that have a real problem in the number of Veterans facing homelessness. The states with high number of homeless Veterans are California Florida, Texas and New York. According to the 2017 Annual Homeless Assessment Report, in 2017 over 40,000 Veterans were experiencing homelessness in the US. 40, 000 of our fellow Veterans did not have a basic shelter or roof over their heads. If you were to think about this with a little more perspective, imagine This number represents about 714 busses filled with passengers. Now that we have identified the problem, is there what can we do?

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How Can We Help? The VA and other government organizations are trying to minimize the impact but appears that there is often if not always, a lack of resources/beds for our heroes. Many non-profits help Veterans with providing housing/ beds like Interfaith a nonprofit organization that helps Veterans with housing needs. But, what if individual Veterans could help provide fellow Veterans with a place to stay? What if we were to find a win-win solution that will help everyone involved in the process? What if we had a way for Veterans to directly help fellow Veterans with housing? If we were to find this solution, it will dramatically decrease the number of homeless Veterans. One program that appears to have found a solution that could greatly positively impact this issue is; The Housing for Heroes™ and the Income Properties for Veterans™ great example of how Veterans will be able to help fellow Veterans who are in need of a place to stay. Briefly on how it works. The program helps individual Veterans and active duty find a home, secure financing and provides the necessary guidance through the approval process on securing the property, applying for the funding and obtaining VA approval on the property to become a Rental Property (Income generating property). This program could work across the US and it appears to be a win-win for everyone involve in the venture. This is a great way for Veterans to secure ongoing income, and for Veterans to secure a place to stay. Properties are secured using VA benefits and these properties are pre-selected and inspected to make sure they receive approval as Rental Property / income generating property. I feel that this is a great solution for all of us who are Veterans and want to help our brothers and sisters who are having difficulties. The Housing for Heroes program is a nonprofit organization under the Veterans Foundation. I think together we can positively impact and help reduce the number of Veterans Homeless. I would like to encourage every veteran interested in home ownership, to consider this option as it creates a positive domino effect and a great way to help our Veterans. For information on this program: Housing for Heroes/ Income Properties for Veterans or email me directly at: Veteransccsd@gmail.com I will be happy to help and refer you to the right resources.

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“The value of knowing women’s stories is that it gives all of us—women and men, girls and boys—the power and inspiration to succeed.” - Karen R. Price National Women’s History Alliance

Elizabeth L. Remba Gardner, Women’s Airforce Service Pilots 20

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Why Women’s History is Important

Building on these successes were the women who enlisted during World War I, and again in World War II, serving in an increasingly wider range of duties like service pilots and maintenance workers.

by Karen R. Price National Women’s History Alliance board member http://nationalwomenshistoryalliance.org

When Maj. Gen. Marcelite J. Harris, was interviewed by Ebony Magazine in 1992, she spoke about being the first African-American female General in the US Air Force. “For me, being the first is just a matter of time.” She recognized the importance of acknowledging that her successes were built on the efforts of those who came before her. “They have done a tremendous job of opening doors and proving capabilities.”

Patriotism and the desire to serve one’s country in times of conflict have never been limited to men. Women have taken up the cause in one capacity or another since the Revolutionary War. And while the door to official military service may have been closed to many of them, women have always found a way to contribute. Some, such as Deborah Sampson or Cathay Williams, disguised themselves as men to fight. Others, like Molly Pitcher, served in an unofficial role, helping where they were needed. March is Women’s History Month, and that means it’s time to celebrate important women in American history. We at the National Women’s History Alliance are, as you might expect, very busy this time of year. It is our mission to discover and share the stories of women in history and to change the dangerous perception that women in the past did not do anything worthwhile. We intend to “write women back into history.” Many of these celebrations focus on the important “firsts,” such as the first woman to enlist as a non-nurse Naval Yeoman (Loretta Perfectus Walsh, 1917). Others celebrate the many first women to advance into higher ranks, such as the first woman promoted to Brig. General (Anna Mae Hays, 1970). Recognizing and celebrating these milestone achievements is crucial to creating a more complete understanding of American history. Equally important, though, are the stories of the countless women whose service didn’t break down a barrier, but nonetheless contributed to the pressure for increased involvement of women. The women whose quiet dedication to country served as inspiration to countless others paved the way for more opportunities for those who came next. In the Revolutionary Era, it is unknown how many women followed their soldier husbands and brothers, and whose work, though critical to military success, went unpaid and unrecognized. Coming after these women were the civilian nurses and spies who aided the Union during the Civil War. And behind them were the hundreds of women serving officially in the Army Nurse Corps tending wounded and sick soldiers in the Spanish-American War.

1. First all-female C-130 crew to fly a combat mission 2. Molly Pitcher depicted in 1859 engraving - 3. Maj. Gen. Marcelite J. Harris First AfricanAmerican female General in the US Air Force

If progress is a torch handed from one generation to the next, this torch has been moving forward since 1776, carried by laundresses and cooks, nurses and spies, pilots and soldiers. Each new generation of women has been inspired by the previous, adding their voices to the call for a fair chance to show their mettle. The brave women in today’s military themselves will be passing the torch to future generations, with the knowledge that the work they inherited from the generations before them will continue. The value of knowing women’s stories is that it gives all of us—women and men, girls and boys—the power and inspiration to succeed. Knowing women’s history enables us to understand the past more clearly, and that will give us the power to change the future.

“Our history is our strength.”

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Woman Warrior Lifts Others, Writes Her Own Living Transformation Daily By Jennifer Silva Chief Program Officer, Wounded Warrior Project

Marine veteran Taniki Richard is empowering others through her own transformation. Taniki and her husband Brandon, an active duty Marine, are battle buddies on a mission to help other veterans. Taniki and Brandon both served in Iraq and, in 2015, founded JT Inspire to bring hope to people coping with military sexual trauma and combat stress. Far from slowing down during retirement, Taniki keeps busy with family, a radio show, a Roku TV™ media series, public speaking, school mentoring, training young adults, and veteran advocacy through Wounded Warrior Project® (WWP). As she works to lift others every day, she remembers when she needed lifting up. There was a time, while stationed in North Carolina after returning from Iraq, when Taniki felt so hopeless that she purposefully crashed her car into a light pole. “I didn’t want to die,” Taniki recalls. “I really wanted to live. That’s why I was so sad.

HOMELAND / March 2019

I wanted help, but no one seemed to want to help me. I made a decision after I crashed to get help, and I think that’s the first time I was ever a true leader.” Despite getting some help to learn to manage posttraumatic stress and sexual trauma, Taniki still felt alone and isolated – until she attended a WWP event that changed her life. When she arrived, a WWP staff member looked at her in a way that showed love and acceptance. That look was all it took for Taniki to open up. “I cried, because I knew that love,” says Taniki. “You didn’t have to say much; you just knew. You could express yourself and people just understood.” While at WWP’s Project Odyssey®, a multi-day mental health workshop, she explained to the group that she missed being a sergeant in the Marine Corps, and others in the group shared similar feelings. “No one judged me,” says Taniki. “They validated me. It was empowering, and it was a real turning point for me.” Since that time, Taniki has been empowered to help inspire people to live better lives.

“I want to make sure my fellow veterans have everything they need to play out the next part of their lives and not just live, but live well,” Taniki says. “If I can help people heal and find peace, then the end of my service is not the end. I’m just serving in a new way now.” Serving in a New Way The sound booth at WREJ Rejoice 101.3 FM (990 AM) in Richmond, Virginia, provided a new way for Taniki to repurpose her passion for serving others. “I want people to know they can deal with trauma and still pursue their dreams,” she says. “Through a radio show, I was able to give other people opportunities to heal and advance just like I received when I started my recovery journey.” The radio show (pursUance: Straight Out The Box!) became a powerful tool to connect veterans to each other and help them realize avenues to translate their military skills into life skills and entrepreneurship. “Professionals from all walks of life came together,” Taniki says. “Many of us realized that we’ve had some hard times, but we’ve also had great success.”

“It’s not just about doing these three things,” Taniki says. “There is a better way to live, and you have to change what you’re doing, reach into yourself, and introspectively assess the toll that trauma has taken on you.” The upcoming “Principles For Change” will describe Taniki’s personal journey and inspire others to overcome trauma. The book represents the latest reinvention of Taniki. “Trauma has a way of coming back, so you practice transformation every day,” Taniki reflects. “I want to live what I’m writing by practicing its principles in my own life.” Woman-to-Woman Peer Support WWP creates opportunities for veterans to gather in a safe and open environment. Female-only peer support groups are popping up in cities where WWP serves large numbers of female veterans. “We are responding to the needs and want to help female veterans feel as welcomed as possible,” says Krystle Matthews, Army veteran and WWP peer support group leader in Houston. In addition to her volunteer work with WWP, Krystle works for the Texas Veterans Commission, is a doctoral candidate at University of Houston, is a wife and caregiver to another veteran, and is a mother. “Many of the women in all-inclusive peer support groups had experienced military sexual trauma,” Krystle observes. “In a female-only group, women feel comfortable and are able to share without feeling judged. Wounded Warrior Project has created an environment where warriors can come when they are ready.”

During this time of growth and connections, Taniki completed her education through earning a bachelor’s degree in professional studies from Regent University. Still, the school of life proved to be a higher calling for this tireless warrior. A Work in Progress Taniki began meditating. She also challenged herself to socialize more. People often asked her how she was able to transform herself and do so much great work. She wanted to provide a way for others to have something at their fingertips that gave them some answers. A book began to write itself in her mind. Her way of overcoming trauma, listening to herself, and trusting herself became a clear path she could put down on paper to help others through their own difficult journeys. “I know it can be overwhelming, and I know you need to build a support system.” Taniki approaches this project with eyes wide open, having lived the hard work of unloading trauma.

Continued on next page >

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Wounded Warrior Project helped me reclaim my life.

WOUNDED WARRIOR SEAN KARPF

HELP MAKE AN IMPACT AT

Dale, his wife Marie Elaina

iamlivingproofwwp.org

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Individual Attention Through Classes and Wellness Coaching WWP offers empowering physical activities such as boxing workouts (pictured), yoga, and nutrition classes. A transformative wellness program engages warriors in a three-day health clinic immediately followed by three months of one-on-one wellness coaching. “The combination of clinic and coaching helps motivate you to get back to the lifestyle you might have had in the military,” says Air Force veteran Janneil Knox, who lives in Seattle with her four children and works as a special education teacher. “It helps you get back on track.” Janneil attended a WWP health clinic where she met fellow warrior Melissa, who has become her fitness battle buddy. “We live in Olympia and Seattle, Washington, so we do a lot of stuff together,” Janneil says. “It’s good to meet other warriors who have some of my same issues.” WWP’s wellness coaching program is open to any warrior who wants to improve her quality of life, fitness level, mood, body composition, or general well-being. View this video for details: https://wwp.news/ CoachingVideo.

About Wounded Warrior Project Since 2003, Wounded Warrior Project® (WWP) has been meeting the growing needs of warriors, their families, and caregivers – helping them achieve their highest ambition. WWP is a national, nonpartisan organization accredited with the Better Business Bureau (BBB), top rated by Charity Navigator, and holding a GuideStar Platinum rating. To get involved and learn how WWP connects, serves, and empowers, visit http://newsroom. woundedwarriorproject.org/about-us. About the Author As Chief Program Officer, Jennifer oversees strategy and innovation as it relates to current and future WWP programs. She leads the organization in creating cutting-edge programs that assist warriors as they transition to civilian life. Jennifer is a graduate of the United States Military Academy at West Point and served in the Army as a logistics officer. Before coming to WWP, Jennifer worked in the financial field, owned her own business, and was a secondary school educator.

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By Jim Lorraine, President and CEO of America’s Warrior Partnership

“Advocate” is one of the four pillars of our

Community Integration service model, and that includes advocating for resources, services and support programs that are inclusive and accessible to female veterans. This is a priority that we are seeing more veteran-serving organizations take to heart across the country, and many of our partners and affiliate communities are already putting it into action. Such is the case in Orange County, California, where the Tierney Center for Veteran Services provides holistic support to all veterans as they transition to civilian life. Recently, the center received a referral to assist a post-9/11 Army veteran named M. Salazar, who was unemployed and looking for assistance securing a new job. After serving in Germany as an administrative specialist, she and her husband, a fellow Army veteran, moved into her father’s home in Orange County. The two main challenges that Ms. Salazar faced in her job search centered on resumes and interviews. With two Masters degrees and a law degree, many potential employers viewed her as over-educated for open positions. Additionally, her shy personality negatively impacted her performance during interviews. When she arrived at the Tierney Center for Veteran Services, she had already participated in dozens of interviews without securing a job, which was causing her outlook for the future to decline.

The Tierney Center for Veteran Services, which is part of the Goodwill of Orange County, applies a one-size-fitsone approach to serving veterans in need, which takes into account their unique circumstances. In Ms. Salazar’s case, the team provided a holistic level of support that would empower her with the means to improve her job prospects. They began with one-on-one skills training to help Ms. Salazar rewrite her resume so that it would align with the qualifications expected by potential employers. The training took Ms. Salazar’s education and experience into account, as well as her aspirations for potential careers. After helping Ms. Salazar refine her resume, the Tierney Center turned to her interview skills. The team’s holistic approach shined through again in their solution to this challenge. While conducting mock interviews with Ms. Salazar, the team asked her husband to participate so he could help her practice at home. Additionally, Ms. Salazar and her husband were invited to attend local business networking events for veterans. Along with providing the opportunity to put her new skills into practice and overcome her shyness, the events also enabled Ms. Salazar and her husband to meet and connect with fellow veterans in the area. With an updated resume and improved interviewing skills, Ms. Salazar eventually grew confident in her ability to secure employment. She soon started an internship with a local government agency, and she has plans to continue exploring potential job opportunities while working towards the possibility of transitioning her internship into a full-time position. Without the holistic and inclusive services provided by a local group such as the Tierney Center for Veteran Services, Ms. Salazar likely would have continued to have a difficult time finding employment. Instead, she has been empowered with the skills and opportunities to improve her career prospects, which has ultimately led to greater confidence in herself and a positive outlook for her family’s future. Individuals and organizations that want to learn how they can better advocate for female veterans in their community can learn more about the Community Integration service model at AmericasWarriorPartnership. org/Community-Integration. About the Author Jim Lorraine is President and CEO of America’s Warrior Partnership, a national nonprofit that helps veteranserving organizations connect with veterans, military members and families in need. Learn more about the organization at www.AmericasWarriorPartnership.org.

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veteran, r e d i v o r p & r fathe . d e r e w o p m i am e

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Purpose: To honor and highlight the resiliency, strength, and dedication that United States Marine Corps wives embody as they support our military community and country. Award and Recognition: • $1,500.00 monetary award. • Plaque and photograph of awardee will be on display for one year at the Flying Leatherneck Aviation Museum, MCAS-Miramar. • Special award ceremonies in May. Deadline: April 24, 2019 Information and to submit a nomination: Friends and family members of Marine wives (except their husbands) are encouraged to submit nominations for the recognition. For additional information please call the office at 858-693-1723 or check the website at https://www.flyingleathernecks.org .

P.O. Box 45316 • San Diego, CA 92145-0316 • 858-693-1723 Website: flyingleathernecks.org • Email: FLHF@flyingleathernecks.org

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TOUR OF HONOR Since 2010, Honor Flight San Diego has flown more than 1,300 veterans on their “Tour of Honor”

Do you know a WWII or Korea War veteran who has never flown on Honor Flight ? Sign Up Today For Our Next Trip? Please complete the Veteran Application at: www. honorflightsandiego.org

The Next Trip to Washington, D.C. is May 3-5, 2019 For more information, email us at: information@honorflightsandiego.org

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THIS IS OUR CALL OF DUTY.

For nearly 70 years, Father Joeâ&#x20AC;&#x2122;s Villages has been taking care of the immediate needs of homeless Veterans, while also helping end their homelessness for good. Call 1-619-HOMELESS or visit NEIGHBOR.ORG to learn more.

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Father Joe’s Villages

Protecting the health and well-being of San Diego’s Veterans by Hart Dubois San Diego is home to the largest Veteran population in the nation. Unfortunately, San Diego also has the second largest population of Veterans experiencing homelessness. Father Joe’s Villages, San Diego’s largest non-profit homeless services provider is committed to protecting the health and well-being of San Diego’s Veterans, so they can enjoy the freedoms they helped to preserve. Their programs give Veterans the opportunity to benefit from support catered to their specific experiences and to connect with other service men and women. By providing housing, comprehensive services and support, Father Joe’s Villages gives hope to our heroes that they won’t be left behind. With a vision to prevent and end homelessness for Veterans in San Diego, Father Joe’s Villages provides customized solutions to address each Veteran’s unique needs. Veterans like Alan, a 72-year-old Army Veteran who served on active duty and spent 27 years in the Reserves. After his time serving his country, Alan spent 30 years working as an Administrative Specialist at UCLA. Once retired, he struggled to maintain consistent affordable housing, spending more than five years living in a van and experiencing homelessness on the streets. “It’s very difficult,” Allen explained. “Living in a van might be okay for the younger set. But when you’re older, it has a lot of wear and tear on you... It was very uncomfortable.” After going to Father Joe’s Villages, Alan met the qualifications for their Rapid Rehousing program for Veterans. The Rapid Rehousing team helps people locate affordable housing that meets their needs. Once appropriate housing is located, the program provides short-term rental assistance and in-home supportive services to help people achieve lasting housing stability. Alan worked directly with a Housing Locator to find an apartment in downtown San Diego. In 2018, Father Joe’s Villages served over 1,800 Veterans like Alan. Two of their Veterans programs provide specialized care to homeless Veterans with complicated medical and mental health issues. One of those programs, the Safe Haven program, is specifically designed to help Veterans who need intensive care due to serious mental illness and/or substance abuse. The program provides intensive case management that is essential to meet the higher needs of these clients. Safe Haven clients receive the assistance necessary to have their individual needs met while empowering them to be able to meet their own needs in the future.

Case managers help with daily activities such as refilling prescriptions and arranging transportation to appointments to more daunting tasks such as helping meet the requirements of long term care programs such as Veterans Affairs Supportive Housing or an assisted living facility. Another Veteran program at Father Joe’s Villages is the Hospital to Housing program. Hospital to Housing is just what the name implies: it is a transitional housing program that prevents homeless veterans who are being released from the hospital from ending up back on the streets. The Hospital to Housing program gives these veterans a safe place to recuperate and case management services to help them attain permanent housing. Instead of the veterans returning to the streets while they are in a vulnerable state of poor health, Hospital to Housing gives them a roof over their head, warm meals and the case management support they need to find a place of their own. Father Joe’s Villages gives continued support to those men and women who’ve served this country even after they find housing. Alumnus of the Veterans’ programs can come back to the East Village campus each week to attend the weekly Veterans’ Lunch. It gives them a chance to see friends and share in the comradery that the military brought to their life throughout the years. Alan is in regularly attendance at the Veterans Lunches. “The people that work with Father Joe’s are devoted people,” he said. “To help homeless people find a place, find a job and to make them happier. That’s worth its weight in gold.” This country’s service men and women have bravely committed their lives to protecting our country. When veterans don’t have access to secure housing and integrated services, they are denied the chance to prosper in civilian life. Father Joe’s Villages believes that veterans deserve respect, compassion and targeted programs that fulfill their immediate needs and give them the tools they can use for a brighter future.

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“The men and women who serve our Nation deserve our support — Today, Tomorrow, Always —” www.vanc.me New American Legion Post 760

VANC announces the creation of our New American Legion Post 760 We are very excited to announce the creation of our new American Legion Post 760. The idea behind this new post is that there are many Legion members throughout the State who would like to have a very active Post to participate in. There are many posts throughout the Department of California that do great things in their communities; we intend to be like them. Post #760 will be fully integrated into the idea of the Veterans Association of North County (VANC). Veterans who are looking for help will benefit from a service officer with many years of experience serving the County of San Diego. We are connected with many other Veteran Service Organizations (VSOs) that our ready to serve our veterans and the community. VANC also has many programs to support our veterans and active duty service members and their families. From transitioning from the military to the civilian work force, to finding job opportunities or housing assistance. So the request may come in through the Legion; An organization with 100 years serving our communities across the Country, but those needs can be met through so many of our association members, contacts and fellow VSO’s that call VANC home. The American Legion has always stood for Veterans; Defense; Youth; Americanism; and Communities.

We will mentor our youth, participate in our community in a meaningful way, and always take care of our fellow veterans. The Legion is a non-partisan, not for profit organization. We are actively looking for members for our Post that wish to serve their community and their fellow veterans. We intend to have regular activities that connect veterans and their families throughout the 760 area code. From our Super Bowl Party, to our Memorial Day and Veterans Day celebrations, when you are visiting VANC you can expect to be in the company of your neighbors, your fellow veterans and people that care. Members can expect dynamic meetings focused on getting things done, serving others and making a difference. If you are an active duty, reserve duty member or a veteran who has served, this post will certainly be worth your time. We want to represent the American Legion in it’s next 100 years of service. If this sounds like your kind of post, our meetings will be held at VANC at 1617 Mission Avenue in Oceanside, CA. You can send an e-mail to legion760@vanc.me to learn more about membership. We already have a great group of members that embrace the ideas we share. We hope that you find Post #760 to be an exciting and rewarding experience.

www.vanc.me 32

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ENLISTED TO ENTREPRENEUR By Vicki Garcia

Startup Small Business We have been receiving scores of applications for the Operation Vetrepreneur program that launches April 1st. Of those applications, roughly 25% are startups or dreamers who would like to start a business but don’t know what kind or how to begin. That’s easy to understand. Starting up your own enterprise is both exhilarating and terrifying. There seems to be endless options and looking for direction is like trying to focus in the dark. Having said that, this column aims to give you the ability to figure out what is going to work for you both in the short and long run. It answers how to figure out what kind of business is best for you as an individual. You won’t think of all the answers at one time. I suggest you keep a note pad and write all this down, one page for each step. Step 1. Look at Your Core Skills. Answer these questions - If I had to work with numbers, I would go stark raving mad. It’s just not one of my core skills, and it drains my energy. Your core skills give you energy and inspire you to keep going. If you’re using your core skills work will be easy and you will prosper. The Two Types of Skills You Can Have - Hard skills: Skills that are tangible. You can see hard skills play out (like playing a game of tennis). Soft skills: Skills you can’t touch or see. Skills like being a great listener. Skills are things that you can improve and get better at without changing your personality, like communicating, analysis, writing, and connecting. Look Back in Time – Were you ever given a project to complete. What part of the project made you the happiest? The idea phase? Mapping it out? Putting it together? Working on it? Executing it? Measuring results? 34

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What Comes Naturally to You? – Do you make friends quickly? what is easy for you that might not be for others? These are traits you don’t need to improve on. What Are Your Hard Skills? – What are you good at doing that you can improve upon? Are you good at something and love doing it? Woodworking, knitting, writing, selling, and speaking come to mind. You need to do an internal audit looking for when you feel like you’re in your element.

Step 2. Focus on the Kind of Business You Want. Answer these questions – When I started my business 33 years ago my primary motive was feeding my two children. I couldn’t find a job in my field. I took one course at UCSD on marketing and I knew instantly that was for me. So, it’s a good thing to trust your instincts if you have them. What Kind of Business Are You Thinking Of? Are you’re thinking of starting a brand-new business or an extension of an existing business? How Do You Plan to Finance Your Business? Are you funding it yourself? Do you have a little help, like a money earning spouse or a family member who believes in you? Are you going to need a loan?

I’ve said this before. If you want to be told what to do, if you like to know exactly what advancement your prospects are, if you believe in the fantasy that a job gives you security, then work for somebody else. If you want your income to be unlimited, if you believe in yourself, if you trust your instincts, perseverance and self-discipline, if you want to go see your kid’s ballgame without asking permission, then strike out on your own. Yes, it can be terrifying. You will have to tolerate a level of anxiety. However, when you succeed, they can’t fire you or take it away from you. For good information take a look at https://startupnation.com/.

If You Had to Pick One, Which of The Following Best Describes You? Are you championing a cause? Transforming a hobby? Pursuing an opportunity? Not sure? Right Now, If You Had to Pick Just One, What’s Driving You More Than Anything Else? Freedom to do the things you love? More time with your family? Leaving a mark on the world? Financial independence? What Best Describes How Much Time You Will Have for Your Business? Is it a side hustle? Full time as the boss? Which of The Following Best Describes the Business You See Yourself Creating? Improving your lifestyle by earning more money? Building an empire with lots of workers? I resent books and online experts that claim that the majority of small businesses fail. It simply isn’t true. A large number of restaurants fail, and that skews the stats. Research shows that a large number of small businesses do fail because they don’t stick with it. Another made-up claim is that small businesses that are a one-woman or one-man sole proprietorship are only “making a job for yourself.” So what? It’s still a business.

My dad, who owned a business for 50 years told me “you will never get rich working for somebody else.” I ignored most of what he said, but he nailed it with that one. Vicki Garcia is the Co-Founder of Operation Vetrepreneur & President of Marketing Impressions, a 30+ -year- old marketing consulting firm. Apply NOW to join her Operation Vetrepreneur’s FREE Brainstorming Group launching again on April 1st, 2019 for veteran entrepreneurs at www.veteransinbiz.com and visit https://www.nvtsi.org/ov/ for more info. If you want support for starting up a business, email her at vicki@veteransinbiz.com.

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VETERANS, MILITARY JOIN US WE UNITE CURRENT AND FORMER MEMBERS OF THE MILITARY WORKING IN THE MEDIA, FILM AND TELEVISION INDUSTRIES

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HOMELAND / March 2019 37

legal Eagle Straight-forward legal tips for Military and Veteran Business Owners By Kelly Bagla. Esq.

WHY YOU SHOULD NOT BE A SOLE PROPRIETOR? A sole proprietorship is an unincorporated business with one person as the owner. Sole proprietors report business income and losses on their personal tax return and are personally responsible for the business’s debts and legal obligations. There are more than 23 million sole proprietorships in the U.S., making this by far the most common type of business entity. Sole proprietorships are common because setup is very easy – you just start doing business. Although sole proprietorships are easy to start and manage, they come with a host of legal and business risks.

For more information on how to legally protect your business please pick up a copy of my bestselling book: ‘Go Legal Yourself’ on Amazon or visit my website at www.golegalyourself.com

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Here are 5 main DISADVANTAGES of sole proprietorship: 1. You face unlimited personal liability for business debts and lawsuits – meaning creditors and legal claimants can go after your personal assets (your home, your car, even your personal bank accounts) to get their money.

2. Sole proprietorship taxes are higher – you end up paying more taxes than corporations. 3. Succession plans might be unclear – meaning that the business might not survive the owner, in case the owner passes away or becomes disabled. 4. Landing clients is harder – meaning customers and vendors are more likely to take you seriously when you are incorporated. 5. Raising money for a sole proprietorship can be very difficult – meaning to raise money from venture capitalists or angle investors, you must have a corporation. Investors seek ownership in your business in exchange for funding and you cannot carve up equity when you have none to give as a sole proprietor. The main thing to keep in mind is that as your business evolves, so can your business structure. Not only are your personal assets at risk but the assets of your family are at risk too. Be open to changing your business entity into a corporation or an LLC.

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MILITARY MONEY MINUTE A Monthly Financial By Lara Ryan & Daniel Chavarria

SDP – THE HIDDEN GEM

What would you say to a financial advisor if they told you they could guarantee you a 10% annual rate of return on your money, compounded quarterly? You’d probably check their credentials and then maybe report them to FINRA or at least walk out the door. Well, we’re telling you there is such a deal. So, how do I get in on this you may ask? All you have to do is deploy to a combat zone! Defense Finance and Accounting Service (DFAS) administers the Savings Deposit Program (SDP). SDP offers a guaranteed annual return of 10%, compounded quarterly, on up to $10,000 contributed to the program. This far exceeds the return on any traditional savings account out there. In fact, it’s a good return compared to most any other investment. Sure, you may be able to beat that rate of return by putting your money in the stock market when the market is having a good year, but how can you predict a good year? Even Warren Buffett doesn’t have a lock on that gouge. The truth is, you can’t time the market, and you most certainly won’t find a stock, bond, fund, or ETF in the marketplace that will guarantee you a 10% annual rate of return. HOW IT WORKS You can participate in SDP if you are serving in a designated combat zone, qualified hazardous duty area or certain contingency operations outside the United States for more than 30 consecutive days or for at least one day for each of three consecutive months. Contact your Admin department or the finance office at your deployment location. They will let you know if you or your unit are eligible, will provide assistance with the necessary paperwork and will explain when you can begin making deposits. A total of $10,000 may be deposited during each deployment and will earn up to 10% interest annually. You cannot close your account until you have left the combat zone, although your money will continue to draw interest for 90 days once you’ve returned home or to your permanent duty station. Interest earned in your Savings Deposit Program is taxable, even though your income while deployed is not taxable. Uncle Sam always gets his cut.

Deposits may be made in cash, by check or through allotment. Once started, allotments may be increased or decreased as your financial situation changes. Your allotment will stop upon your departure from the combat zone. Once you make your initial deposit, interest accrues on the account at an annual rate of 10% while compounding quarterly. Let’s take an example. You leave for a known nine month deployment to the fun zone and you want to immediately deposit that $10,000 you have lying around. Interest earned on $10,000 deposited into the SDP for nine months would total $768.91. The last day to make a deposit into the fund is the date of departure from the assignment, and interest will accrue at the 10 percent rate up to 90 days after return from deployment. That said, wait 3 months after you get back and interest earned would total $1038.13! That’s not a bad gig for just letting your money sit around. Not like you have anything to spend it on over there anyway… Well, those Persian rugs are pretty nice! Lara Ryan and Daniel Chavarria work with a team and run a comprehensive financial planning practice that specializes in working with active duty, retired, veteran and military-connected individuals, families, and businesses. They are not fee-based planners and don’t charge for their time, but believe every servicemember needs and deserves a financial plan.

Lara.ryan@nm.com (307) 690-9266

Daniel.Chavarria@nm.com (702) 497-3264

HOMELAND / March 2019 39

JOBS FOR VETS

Careers In Law Enforcement Visit Today For Law Enforcement Profiles & Job Openings

HomelandMagazine.com JOBS FOR VETS LAW ENFORCEMENT 40

HOMELAND / March 2019

Military service can be a perfect entrance into a law enforcement career. Military and law enforcement personnel have had a long-standing relationship with overlaps in training exercises, equipment, and, most important, personnel. It is not uncommon for a service member to make the jump from the military to law enforcement, as both professions look for the same characteristics; leadership, fidelity, chain of command, and teamwork are all common themes in both professions. Quite understandably, many American military veterans often gravitate to a career in law enforcement when the time comes to rejoin the civilian workforce. The two professions have many fundamental similarities; from the uniforms they wear with pride, to the firm command structure they serve under, to great personal risk they endure while protecting those who cannot protect themselves.

Opportunities in Law Enforcement

Youâ&#x20AC;&#x2122;ve served your country, now serve your community! The following agencies are actively hiring & proudly support our veterans, active military and the families that keep together.

We thank you for your service, to all the men and women in law enforcement around the world for your courage, your commitment & your sacrifice. - Homeland Magazine -

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communities built to support those who serve.

. 24/7 Maintenance . No Security Deposit . Gas & Water Included Roadside Assistance . Average Electrical Use Included . Intrusion Alarms

Free Family Events

Call 866-779-5434 or visit www.lincolnmilitary.com

HOMELAND / March 2019

Caring for our veterans

Veterans facing the challenges associated with a life-threatening illness can rely on The Elizabeth Hospice for the medical, emotional and spiritual support they need and deserve. Our skilled, compassionate caregivers are trained to address PTSD, depression, anxiety, survivorâ&#x20AC;&#x2122;s guilt, and soul injury. Complementary therapies, including physical therapy, music therapy, aromatherapy and pet visits, are used in combination with medical support to help alleviate pain. We celebrate and thank our patients for their service at bedside pinning ceremonies officiated by a veteran or active duty service member. Since 1978, The Elizabeth Hospice has touched the lives of more than 100,000 people in San Diego County and Southwest Riverside County. To learn more about our hospice care, palliative care and grief support services for veterans, call 800.797.2050 or visit www.elizabethhospice.org.

The Elizabeth Hospice is proud to be a We Honor Veterans Level 5 Partner, the highest level of distinction.

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A Different Lens Mental Health Monthly By RanDee McLain, LCSW Why a different lens? Prior to enlisting in the US Navy I worked for a police department for many years. Once I became a sailor I served as a maser-at-arms……. military police officer. Fast forward several years and deployments later it was time to become a ‘civilian’. Those of us who have served know you will never truly be a civilian. You are no longer active but you will never truly be a civilian. Our experiences have forever altered the way we see the world. I was lost….I lost my sense of identity, purpose and this was compounded by physical and mental challenges I faced as I transitioned.

I have committed my professional life to helping my brothers and sisters as they transition. All of these experiences both as an Active Duty sailor and as a mental health clinician have led me to have a unique and different lens of the world, the struggles we face and the fellow veterans we serve. With each addition of the Different Lens I hope to educate you on many of the mental health challenges our service members, veterans and their families may face. These include Post Traumatic Stress (PTS), Traumatic Brain Injury (TBI) and Military Sexual Trauma (MST) to name a few.

I went to school because that seemed like the next logical step. A few degrees, several years and hard work later I attained my licensure and the title Licensed Clinical Social Worker.

We will also look at some non-mental health related subjects that impact transition such as underemployment and resource navigation and so much more.

I currently oversee a large outpatient mental health clinic.

I hope you will tune in for future additions of “A Different Lens”

#BIAMonth

March is

BRAIN INJURY AWARENESS MONTH 50

HOMELAND / March 2019

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HOMELAND / March 2019

THE POSSE VETERANS PROGRAM

Go to a TOP college with the support of other veterans and FULL TUITION GUARANTEED. Posse is selecting veterans of the U.S. Armed Forces to attend:

UNIVERSITY OF CHICAGO

VASSAR COLLEGE

POSSE IS LOOKING FOR VETERANS WHO: • Have not previously received a bachelor’s degree • Have served at least 90 consecutive days of active duty since September 11, 2001, and have received or will receive an honorable discharge by July 1, 2019 • Can commit to a one-month pre-collegiate training program in New York City in the summer of 2019 • Are leaders in their places of work, communities and/or families

WESLEYAN UNIVERSITY

UNIVERSITY OF VIRGINIA

WANT TO LEARN MORE ABOUT THE POSSE VETERANS PROGRAM? Visit our website at www.possefoundation.org/veterans or email the Posse Veterans Team at veterans@possefoundation.org. GET TO KNOW A POSSE VETERAN SCHOLAR...

WHAT IS THE POSSE VETERANS PROGRAM?

GRANT KILLIAN

COLLEGE DEGREE: Each cohort—a Posse—of 10 veterans attends college together to pursue bachelor’s degrees.

University of Virginia Navy Gallatin, TN

FUNDING: Vassar College, The University of Virginia, The University of Chicago, and Wesleyan University guarantee four years of full tuition funding after GI Bill and Yellow Ribbon benefits have been applied. SUPPORT: Comprehensive training from Posse prepares veterans for the college experience and support continues on campus through graduation. CAREER: Posse offers internship opportunities, career coaching and connections to a large professional network to prepare Posse Scholars for leadership positions in the workforce.

Grant joined the Navy after graduating from high school in 2015. He developed into a strong and effective leader while training at the Naval Special Warfare Preparatory School. At UVA, Grant hopes to study physics and international relations while actively engaging with the university and surrounding communities. Grant says, “the Posse Foundation is investing in groups of driven individuals with incredible leadership potential to have an impact on conversations, campuses, communities, and the world."

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geico.com/san-diego-north | 760-753-7907 | dagrant@geico.com 711 Center Drive | San Marcos Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko image ÂŠ 1999-2018. ÂŠ 2018 GEICO

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veterans

HOMELANDMAGAZINE.COM Resources Support Inspiration

Homeland Veterans Magazine

Voted 2017 & 2018 BEST resource, support media for veterans, military families & military personnel. 56

HOMELAND / March 2019