#5
Habits for Wealth Creation
I face these challenges
Knowledge
Market is too volatile
Too Many Products
Less Time
Hidden Charges
Too much Information
So What Should I do
?
# 1 Habit
Investing VS Trading What I Do • I Trade in shares for short term returns, which leads to more losses than profits. • I look for short term Tips on which I can make money • If the share price falls due to negative change in company fundamentals, I would not book losses * Return as on 26 June 2015. Source AdviseSure Research
What should I do • I should invest in shares for a
long
Term(
Sensex has delivered 11.9% CAGR in past 5 years*) • I should invest in companies with
track record
good
and recommended by Best Investment Guru’s.
# 2 Habit
Diversification What I Do
What should I do
•
When I get a news, I normally invest most of my money in one single share
•
I should ideally invest my money in Bunch of shares and not in one single share
•
Normally I invest only in Fixed Deposit and have no investment in any other product, although I am not happy with the returns
•
I should invest in Multiple products such as shares, mutual funds, bonds, gold ETFs
# 3 Habit
Follow One Strategy What I Do
What should I do
• I trade on tips given by Many ‘Stock Market Experts’. Incase the price does not increase, I do not go by stop loss suggested
• It is essential that I follow one single strategy.
• I
both fundamental technical experts. follow
and
• It is necessary that I should not rely on short term tips. Also incase I do invest, I should strictly adhere to Stop loss Advised
# 4 Habit
Tax Efficient Investing What I Do • I don’t check tax implications before Investing in any product. • The returns earned are not enough to offset my tax liabilities
What should I do •
I can do tax efficient investing which will increase my overall returns by– Investing in products with tax free returns. Or – Investing in products which gives tax
deductions
# 5 Habit
Brokerage Charges What I Do
What should I do
• I pay 0.3% brokerage to my broker on the trade Amount
• You can take service of Brokers with Rs 20 per trade brokerage and save charges
• I don’t consider the Commission made by Agent on Mutual funds
• I can save all commissions on Mutual fund with Offline Mutual fund transaction
We Offer Advisory Fees Rs. 365 Per Annum Customized advise only for you Regular Review and Rebalancing Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment Substantial Savings in Commission ( Optional)
Customized , unbiased Wealth Management
@Rs. 1 per day
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