All about Mutual Fund SIP
Inflation making Life Difficult
Cost in year, in Rs Dream
Inflation rate 2000’s
1991
2001
2011
2021
2031
.
Marriage
14.9%
75 Thousand
2.50 Lacs
10.03 Lacs
40.23 Lacs
1.61Crore
Higher Education
16.2%
50 Thousand
2.01 Lacs
9 Lacs
40.39 Lacs
1.81 Crore
Buying car
2.3%
55 Thousand
2 Lacs
2.25 Lacs
3.16 Lacs
3.96 Lacs
Buying house
14.9%
2 Lacs
50.08 Lacs
2.01 Crore
12.49 Lacs
*Assuming inflation rate of 2000’s for cost of goals after 2011 Cost of goal is rounded to the nearest thousand Source- AdviseSure.com Research
8.05 Crore
Savings Required to meet Goals Monthly Amount Investment Required @ 8% Rate of Return
Amount Required Rs
Total Amount Required Rs Post Inflation.
5
600000
672,248
457,521
9,149
Higher Education- Yearly
15
900000
8,557,254
2,697,603
24,729
Retirement - Monthly
20
50000
52,895,286
1,13,48,588
89,802
Goals
In How Many Years from Now
Lump Sum Investment Required @ 8% Rate of Return
Vehicle- One time
Assumptions: •Inflation -> Vehicle: 2.3% ; Higher Education: 16.2% ; Annual Retirement Expenses: 6% •Amount required for retirement goal is the sum total of all future retirement expenses Source- AdviseSure.com Research
Start Early- Live Life KingSize
Start Early
Invest to Beat Inflation
Well If not Planned you Should Equity is best Asset to beat Inflation!
Invest Regularly
Invest for Long term
Power Of Compounding Starting Early with Regular Savings , we can create Wealth in Long term
Source- AdviseSure.com Research
Return of Equity- Comparison 30000
Rs. 100 monthly Invested, Since April 2008
24209
25000 20000
14373
15000
11363
10000 8400
5000
ICICI Pru Growth Fund (IRR-31.0%) Return calculated as on 2nd March 2015 Source- AdviseSure.com Research
BSE Sensex (IRR-15.7%)
Amount invested
Jan-15
Oct-14
Jul-14
Apr-14
Jan-14
Oct-13
Jul-13
Apr-13
Jan-13
Oct-12
Jul-12
Apr-12
Jan-12
Oct-11
Jul-11
Apr-11
Jan-11
Oct-10
Jul-10
Apr-10
Jan-10
Oct-09
Jul-09
Apr-09
Jan-09
Oct-08
Jul-08
Apr-08
0
Bank RD (IRR- 8.9%)
Regular Savings- Suggested Portfolio
Age 25-30
Age 30-40
Age 40-55
Age 55 and Above
Sundaram S.M.I.L.E40%
SBI Magnum MIDCAP -30%
Birla Sun Life MNC30%
Reliance Dynamic Bond -40%
Kotak Mid-Cap-40%
ICICI Exports & Services-40%
Reliance Dynamic Bond Fund-40%
Birla Sun Life Pure Value-40%
HDFC Mid-Cap Opportunities-20%
DSP BlackRock Micro Cap -30%
HDFC Top 200-30%
HDFC Top 200-20%
For More Visit www.advisesure.com Portfolio Suggestion as on 1st May 2015
Past Performance- Suggested Portfolio Last 5 Yrs.
Last 3 Yrs
Last 1 Yrs
Birla Sun Life MNC Fund
27%
36%
90%
Reliance Dynamic Bond
10%
11%
17%
DSP BlackRock Micro Cap Fund
24%
38%
99%
HDFC Mid-Cap Opportunities Fund
23%
31%
63%
ICICI Prud. Exports &Services Fund
22%
39%
59%
SBI Magnum Midcap Fund
21%
38%
66%
Sundaram S.M.I.L.E. Fund
18%
35%
106%
Kotak Mid-Cap
18%
27%
66%
Fund Name
Return is Compounded Annual Growth Rate as on 30 April 2015 Source- AdviseSure.com Research
We Offer
Advisory Fees Rs. 365 Per Annum ear Customized advise only for you Regular Review and Rebalancing Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment
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