Hawaii Home + Remodeling November 2020

E DITOR ’S CHOICE AWARD H AWA I I H O M E + R E M O D E L I N G

F R E E | NOVE M B E R 2 02 0 STUNNING HOMES V O L U M E X X I , I S S U E 11 | F R E E

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A new tropical-modern home beams with efficiency and quality

PROBLEM SOLVERS

Solutions to common home issues in the islands

How should I finance my home renovation?

What home improvement projects will bring in the best return on investment? What are some tips for first-time Hawaii homebuyers?

Foundations will show you how to invest your time and resources wisely and add value to your home on a budget. Whether it’s picking the best financing option to pay for a renovation, figuring out what a home equity line of credit can do for your home at a variety of price points, or even learning how your home can legally earn you money, every bit of information lays the financial foundations for making your dream home projects a reality.

Let us help us you make your dream home a reality

HawaiiHomeMag.com/Foundations

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CONTENTS NOVEMBER 2020

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Contractor selects quality materials for his new deck.

A complete renovation maximizes, elevates this townhouse.

Bring people together safely and in style this season.

Local experts share home issues and how to remedy them.

Durable Deck Built to Last

Small But Mighty Home

Hosting a Tropical Affair

Hawaii’s Home Problem Solvers

on the cover: This award-winning home was designed and built with quality materials and craftsmanship. Photo by Kyle Rothenborg 6 • NOVEMBER 2020 • hawaiihomemag.com

PHOTOS: KYLE ROTHENBORG, AARON K. YOSHINO, FRANZEN PHOTOGRAPHY, GETTY IMAGES

IN EVERY ISSUE: 8 EDITOR’S NOTES | 11 WELCOME | 58 RADAR

Mi•mosa

A mixing of orange juice and champagne which greatly improves the orange Ever had one? Anyone can enjoy fresh squeezed orange juice, but only a few dare to add a tinge of champagne. When it comes to building or remodeling, you need to treat your project the same way. Exotic wood floors, beautiful countertop options and decking choices galore.

These are the products that make your orange go zoom. They are the final touches to your building needs. And they are all available at Pacific American Lumber.

Green Building Hardwood Flooring Expertise

Stainless Steel Railings

Decking

Countertops

Locally Committed, Globally Connected

FLOORING | DECKING | COUNTERTOPS | MILLWORK | SIDING

142 Mokauea St. Honolulu, HI 96819 | 808.845.8700 | pacamlumber.com

EDITOR’S NOTES

This magazine has provided me with inspiration and ideas to last a lifetime.

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has shared this journey with me: my talented colleagues, driven builders, creative designers, innovative architects, knowledgeable suppliers and passionate homeowners. It has truly been a pleasure working alongside each of you.

A home is so much more than a place to live. It is where we grow, as individuals and as families, and it should feel like home. I hope you continue to find incredible inspiration and ideas in the magazine, as I have over the years. It’s been an honor to bring you stories of Hawaii home upgrades, renovations and new builds. I look forward to reading Hawaii Home + Remodeling for years to come, and I hope you will too. Maybe one day, our homes will be featured in the magazine.

Best wishes always,

Stephanie Silverstein EDITOR

PHOTO: KAREN DE BORJA

I

n my 6 ½ years working for hawaii home + remodeling, hundreds of homeowners, builders, designers, architects and suppliers have shared their expertise and creativity with me.

I’ve learned what it takes to become a homeowner in Hawaii and bought my first place. I’ve seen how to make the most of a small space and purchased size-appropriate furniture for my condo. I invested in pieces that are sustainably sourced and crafted, feeling confident in the quality. I plan to upgrade my flooring to luxury vinyl tile for its durability, and daydream of one day updating my kitchen cabinets. And if I ever move into a home with a yard, I know where to turn for landscape design and hopefully even a pool. All of this was inspired by the people I’ve connected with through my work at the magazine.

This has truly been my dream job come true. As I turn the page to the next chapter of my career, I want to thank everyone who

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WELCOME

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NOVEMBER 2020

A Textured Approach clean lines of modern design and organic textures inspired by nature find balance at the entry to this award-winning home. The landscaped walkway leads to a white textured wall reminiscent of coral, where accent lighting casts shadows in precisely the right places. Ipe siding wraps around the house for a near seamless connection to the front door. See inside this home, starting on page 16.

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hawaiihomemag.com • NOVEMBER 2020 • 11

OUTSIDE

On Deck A general contractor builds a deck for his new home.

BY STEPHANIE SILVERSTEIN PHOTO BY AARON K. YOSHINO

aving a new home built is an exciting process. When you’re building it for yourself, it can be even moreso. When it came time to select materials for his new deck, Chad Okuhara of C Okuhara Builders turned to Rinell Wood Systems, a company he trusts for his clients’ homes.

“I’ve been shopping with them for years,” Okuhara says, noting the service is top-notch. “The products they sell are proven and they always back their warranties and stand by the product itself.”

Audrey Crimmins of Rinell Wood Systems worked with Okuhara to design the deck and select the materials he’d need to build it. The result? An expansive 400-square-foot deck built with high-quality, lowmaintenance materials that will last.

They went with TimberTech AZEK decking from the Vintage Collection, in mahogany, which is designed to look natural while remaining strong and durable. The product will withstand mold and mildew, is lightweight and cools off quickly.

Feeney Cable Rail in 316 marine grade stainless steel provides support along the perimeter of the deck and staircase. Okuhara opted to run the cable through wooden posts; the system is also available for customizations with powder-coated aluminum posts and fittings. “The custom system allows alternate infills of vertical cables, stainless mesh panels and glass,” Crimmins says, noting all are suited to both interior and exterior applications.

“We love it,” Okuhara says of his new deck. “It’s low maintenance, resilient and the appearance is really nice.”

H

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OUTSIDE

hawaiihomemag.com • NOVEMBER 2020 • 13

G A L L E R Y WA L L

Curated Collection How to put together a gallery wall in your living spaces.

BY STEPHANIE KIM

here’s nothing like a gallery wall to display your most cherished memories, inspire style in a room and fill an otherwise empty space. A gallery wall, which is a curation of photos and items creatively arranged on a featured wall, is a timeless design element.

“A gallery wall adds a story to your home,” shares Dynasty Ayala of Pictures Plus. “At Pictures Plus, we believe every photo tells a story, but on a gallery wall, you can tell that story in so much more detail.” Here are five steps to make a picture-perfect gallery wall in your home.

T

1. Do some research. “In preparation

for doing a gallery wall, I highly recommend looking up ideas online and using them as inspiration,” shares Ayala.

Do you want a photo-only gallery wall in the living room or a mix of photos and achievements in your home office? Get some inspiration on what you want to see, and where.

2. Create an overall theme. Think

about what you’d like the central focus to be, whether it’s family, friends and pets or a place, a vacation or a mix of art.

“3D items add such a beautiful pop on a gallery wall,” says Ayala. “Also, different mediums such as canvas, wood and metal prints add to the texture of your finished project.”

3. Make a mock-up. Once you have

a theme and idea, start selecting the pieces you want to feature on your wall.

Sizing is critical — not just the size of each individual frame but also the size of the finished piece on your wall. A good trick is to cut out blank sheets of paper to the size of your photos and tape them (with painter’s tape) on your wall in the layout you want. This allows you to see

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how it will turn out and you can make the necessary swaps without consequences.

4. Come into frame. Ayala

recommends selecting similar frames for each piece. “You want everything to have its special moment on your wall so we can play with colors, textures and sizes of the frame to find the right combination,” says Ayala. Mix in different canvases, memorabilia and materials, such as metal prints.

5. Hang it all up. Make some final touches to your mock-up to ensure everything fits the way you want. Gallery walls should be fun and move your eye around, suggests Ayala. Now, it’s time to put your gallery wall together.

You can find everything you need to create a gallery wall at Pictures Plus — from expert advice from their creative design consultants to all the necessary materials, such as frames, prints and more. “We have a wide range of frames for not only your photos, but your memorabilia,” says Ayala. Pictures Plus carries ornate, distressed, contemporary and real wood veneer frames.

HANGING HACK Place your gallery on odd or slim walls that don’t quite fit larger pieces, or around floating shelves to add depth, suggests Dynasty Ayala of Pictures Plus.

PHOTOS: GETTY IMAGES, COURTESY OF PICTURES PLUS

G A L L E R Y WA L L

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In Detail

This energy-efficient home is designed and built with excellent materials and craftsmanship.

STORY BY STEPHANIE SILVERSTEIN

PHOTOS BY KYLE ROTHENBORG

hawaiihomemag.com • NOVEMBER 2020 • 17

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ixteen years ago, the owners of this stunning new home moved their family of four into a very

different house on the property. Built in 1962, it was not only dated but its layout felt increasingly unsuitable as the children grew older. Over time it became apparent that they needed to make a change, so the family decided to build new.

Peter Vincent of Honolulu-based Peter Vincent Architects designed a tropical-modern single-family house for the family to enjoy together. Mokulua High Performance Builder took the extra steps to build a home that achieves environmental certifications, including LEED Platinum, Energy Star and EPA Indoor AirPlus. Beyond its efficiency and durability, the home is built with excellent craftsmanship and attention to detail that the family appreciates every day.

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PROJECT TEAM AND MATERIALS ARCHITECT: PETER VINCENT ARCHITECTS BUILDER: MOKULUA HIGH PERFORMANCE BUILDER DOORS AND WINDOWS: FLEETWOOD, FROM PACIFIC SOURCE FRONT DOOR AND SIDING: MATAVERDE INTERIOR DESIGN: INDIGO REPUBLIC KITCHEN CABINETRY: ARISTOCRATIC, FROM PACIFIC SOURCE LANDSCAPE ARCHITECT: HHF PLANNERS LANDSCAPING: ULTIMATE INNOVATIONS POOL: DEBIASI PACIFIC

left: The ipe siding lines up perfectly to the front door, creating an almost seamless connection. above: The younger son’s bedroom doors, from Fleetwood, slide open so he can step from his room onto stones above the water and jump into the pool.

“We’re perfectionists,” explains Mike Fairall of Mokulua High Performance Builder. After the original house was deconstructed by Re-Use Hawaii, Fairall’s team went to work to build the new home with quality craftsmanship and materials every step of the way. “These guys nail it time and time again,” Fairall says of his crew. “All the minute details – which you don’t really notice – are things we appreciate.”

On the exterior, the Mataverde Ipe Rain Screen Hardwood Siding lines up perfectly with the front door, appearing almost as though the pieces are connected. It took three weeks to build, and it’s one of the first things the homeowners see when they come home. The ipe appears to connect inside the house, where it serves as the backdrop to the banquette seating on the other side of the wall. “It’s made to look like it passes through the house,” Fairall says. hawaiihomemag.com • NOVEMBER 2020 • 19

The staircase leading to the second story, with its multipurpose recreational room, bathroom and lanai, is also intricately designed. The tread and riser height are each precisely 3 7/16 inches, with the risers tying in the vertical grain Douglas fir ceiling in the great room and the parents’ bedroom. The second step wraps around the staircase as a bench seat with LED lighting underneath. Beside the staircase is one of two drop zones for the family to leave their keys and accessories when they come inside. This space leads

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into the great room on one side and toward the owners’ suite on the other.

The kitchen faces into the great room and much of the prep work for meals is done around the corner at the wet bar or in the large butler’s pantry. “We wanted to have a big, open kitchen with a big island because we do entertain quite a bit – or at least we used to,” the homeowner says.

Aristocratic cabinetry in custom finishes from Pacific Source keep kitchen supplies and tools well-organized. The kitchen opens up to the banquette seating on one

above: The ipe behind the banquette appears to connect to the siding outside. The ceiling’s Douglas fir clear vertical grain shiplap with custom glulam beams for the exposed roof rafters bring warmth to the large interior.

side, outdoor seating on another, and a cozy sitting area to watch television or talk story.

A 30-foot-stretch of Fleetwood Series 3070 doors from Pacific Source slide open to connect the great room to the covered lanai and yard beyond. A barbecue with a Neolith basalt black countertop from Pacific American Lumber and custom solid surface dining table make preparing and enjoying meals in the fresh air a breeze to cook and clean up.

The owners’ suite and boys’ bedrooms are on opposite wings of the house. The parents have spacious his-and-hers walkin closets designed by California Closets and a large bathroom with separate toilets, a tub and a walk-in shower with rain shower head for a spalike feel. A hallway skylight and private garden contribute to the indoor-outdoor feel of the space. The Zen-like bedroom has a built-in bed and custom cabinetry by Axiom Design.

below: The open-concept great room provides the family with several different areas to enjoy, from the kitchen and banquette to the sofas by the television. A covered lanai has a barbecue grill, Neolith countertops from Pacific American Lumber and an extended dining table.

hawaiihomemag.com • NOVEMBER 2020 • 21

right: The staircase riser and tread height are the same, with the second step wrapping around the staircase as a bench. below: The parents’ bed is built into the wall alongside custom cabinetry by Axiom Design. Fleetwood windows bring in natural light, including through the Fleetwood doors that connect the space to the backyard.

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On the opposite side of the house, the boys access their bedrooms by a walkway that appears to float over the pool. The older son’s bedroom opens up to a reflecting pool, while the younger son’s bedroom opens to the pool in the backyard. He can slide open the Fleetwood 3000 Series doors, step outside onto stones that are above the waterline and jump into the pool.

“The pool is very inviting,” the homeowner says, adding that he and the family’s Portuguese water dog use it every day. “That’s kind of my therapy for what’s going on in the world. It feels kind of like a

resort pool.”

The new home has been a refreshing change for the family. It was finished a few months before the pandemic began. “It’s helped me immensely,” the homeowner says. “To be able to come home and enjoy the house and just kind of decompress has been very helpful.”

above: The parents’ bathroom has access to a private garden, as well as separate toilets, a tub, a shower and his-and-hers custom closets.

Editor’s Note: For this project, Mokulua High Performance Builder received the Hawaii Home + Remodeling Editor’s Choice Award, part of the Building Industry Design & Construction Awards program. hawaiihomemag.com • NOVEMBER 2020 • 23

SMALL BUT

MIGHTY This townhome remodel packs a punch with a complete kitchen and bath transformation.

STORY BY STEPHANIE KIM PHOTOS BY FRANZEN PHOTOGRAPHY

This makeover completely changed the outdated, underutilized spaces in this townhouse. The owners had wanted to update their home to not only reflect their tastes, but also their needs through the years as they age in place.

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This townhouse’s small-space kitchen is fully optimized with better lighting, brand-new appliances, stunning counters and flooring, as well as two-toned custom cabinetry with interesting features behind the doors.

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The home renovation team involved interior designer Dian Cleve and architect Jack Levin at Hawaii Modern Architecture and Design, John Sutton of Sutton Construction, and Jesse Makainai of Makainai Cabinet Systems. The overall vision for the home was driven by what will support the owners’ lifestyle, shares Cleve. “Everything is clean, very modern, but at the same time, there is a comfort level that’s very important.”

The 700-square-foot home underwent a stunning transformation while retaining its original footprint.

All doors, hardware and trim were replaced, the walls were painted a warm white, surface mounted LED lighting was added, and carpets and flooring were removed to make way for waterproof planks — which were placed on a diagonal to create longer lines and movement.

With the carpet gone, another major concern was noise reduction, especially with the home being on the bottom floor. To remedy this, an acoustic engineer was hired to work with the team to come up with an acoustic solution that would help minimize the noise from above.

In the kitchen, the focus was to make the most of the existing space while incorporating high-end materials, from the quartz countertop to brand-new Bosch appliances from Ferguson Bath, Kitchen & Lighting Gallery. The two-tone custom cabinetry

by Makainai Cabinet Systems brings a balance of brightness and warmth while offering great storage.

“My cabinet capacity was probably at least doubled thanks to my outstanding cabinet contractor,” shares the homeowner. Numerous space-saving features can be found throughout: display and storage cabinets for dishes, collectibles and pots; pullouts and slots for spices, knives and utensils; an appliance garage; toe-kick drawers for platters; and a hidden pullout pantry to hide cleaning supplies.

Above the refrigerator — which is paneled to match the cabinets and blend into the kitchen — are creative sideway drawers for more storage. “It’s a matter of using every possible inch as cleverly as we could,” shares Cleve. There’s even a special upper cabinet in the kitchen to safely store and hide keys, wallets and phones — while also charging them. right: Display and storage cabinets in the dining area create room for serving items, collectibles, and charging and coffee stations, as well as a beverage center that makes it easier to serve guests while someone is cooking in the kitchen.

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left: The new bathroom is both glamorous and functional. The walk-in shower’s frameless double bypass glass barn door from The Glass Guru of Honolulu swings open either way, simplifying getting in and out; the shower also has grab bars, and an overhead rain shower head adds to the spalike feel. right: Removing the fiberglass shower-tub combination allowed more space for storage and even a laundry area. A stackable washer and dryer is a must-have for a compact space like this. below: A flood from the townhome above made it essential to renovate the whole bathroom — from the vanity and cabinets to the toilet and shower area. The new bathroom vanity, which has a lighted makeup mirror, features the same Caesarstone in Frosty Carrina from Pacific Source as the kitchen counters.

Along with the kitchen, the bathroom was remade into a clean space that’s packed with storage and style. “The bathroom is now a masterpiece,” shares the homeowner. There’s a sleek walk-in shower with glass frameless double bypass barn doors that make it easy to step in and out.

Careful planning and material selection was important in this space, shares Cleve, such as custom cabinetry to create ample storage and large format porcelain tile to minimize maintenance. “I wanted a shower that had the least amount of grout lines, so we went for the full panel sheets of porcelain tile, which gave it a beautiful spa feeling,” adds the homeowner.

This renovation has helped reimagine this townhouse into the owners’ forever home with all the tools they need to age in place comfortably. “I love all the storage space — there is never too much,” says the homeowner. hawaiihomemag.com • NOVEMBER 2020 • 29

Comforts of Home A new house is built for a family of five to grow together.

STORY BY STEPHANIE SILVERSTEIN

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PHOTOS BY HAWKINS BIGGINS PHOTOGRAPHY, COURTESY OF GRAHAM BUILDERS

hawaiihomemag.com • NOVEMBER 2020 • 31

B

efore the ibaras had a new home designed and built on their pauoa property, they felt cramped in their

compartmentalized house, built in 1958. They often slept in the living room because the small bedrooms were so uncomfortable, and the only view faced into their carport. “I don’t believe I used to look outside before,” homeowner Carly Ibara recalls.

The family knew it was time to start over. While attending a Graham Builders seminar and noting company president Evan Fujimoto’s attention to site-specific design, they decided this was the company to design and build a more fitting home for their property.

“The team worked with the natural gifts of our property,” Ibara says. “On their first site visit, the designers were checking things like the wind direction and sun/shade paths. I’m convinced this is why our home is so comfortable.”

The new farmhouse-style home has shared spaces for the family to enjoy together and separate bedrooms for the parents and each of their three children. If needed later, another bedroom suite can be added to the ground floor.

A large lanai gives the family an outdoor space to sit and watch the kids play in the yard. French doors connect it to the great room,

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expanding to the dining area and kitchen. It’s a welcoming place for the family, especially now while everybody’s staying home.

“The flow of the kitchen is perfectly integrated,” Ibara says. “My older son works on his homework on the kitchen island while my youngest and I work on the dining table. When older brother is done with his work, he plops on the window reading bench next to the table and watches television. This is the perfect home for us.”

Ibara wanted a kitchen island painted blue, with a wood-look countertop. A Wilsonart laminate countertop in Walnut Heights with a soft grain finish provides the butcher block look Ibara wanted, at a price that fit the family’s budget. Graham Builders’ master carpenter and finish carpentry team put great detail into the island to ensure it turned out well. The island focal point is balanced with white perimeter cabinetry and a gray solid-surface countertop.

Durable waterproof vinyl plank flooring in mango connects the kitchen and great room and keeps the spaces feeling light and open.

“Great attention was paid to family lifestyle, external gifts like wind patterns, sun paths, noise levels, and how this home will be able to transcend the various stages of the family’s life,” says Bonnie Oda of Graham Builders.

Ibara says the new home exceeds her expectations, and she is happy her family invested in quality materials. “We wanted a forever home,” she says. “I can see the care and quality throughout.”

far left: The 136-squarefoot lanai is a comfortable place for the parents to relax and watch their kids play in the yard. left: Carly Ibara says she loves the farmhouse sink.

Here, she watches the kids play on a tire swing from the window above. above: The island’s indigopainted cabinets and woodlook laminate countertop provide contrast from the white perimeter cabinets and solid-surface gray counters.

hawaiihomemag.com • NOVEMBER 2020 • 33

BETTER CONTRACTORS 2020

What Makes Specialty Contractors Special A licensed, accredited specialist can make all the difference for your home.

BY STEPHANIE KIM

F

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Specialty contractors are licensed professionals who are devoted to their craft, have years of experience, and provide high-quality services, materials and craftsmanship.

To find a specialist, look to the Better Business Bureau. Its website provides consumers a safe place to verify and find certified contractors — which is important, with so many fraudulent websites and scammers around.

“A home remodel is an expensive undertaking, and you need a reputable company who will do the job right,” says Freitas. “Hiring someone who doesn’t have appropriate licensing doesn’t give the home-

THE BETTER BUSINESS BUREAU’S RECOMMENDATIONS FOR SELECTING A SPECIALTY CONTRACTOR: • Follow the Better Business Bureau contractor checklist.

• Search bbb.org for any business.

• Seek reviews from past customers.

• Make sure they are located in Hawaii.

PHOTO: GETTY IMAGES

or every major home project — from roof replacement to plumbing, AC repair and more — you’ll need a specialist who knows the ins and outs of their trade, and has all the certifications and licensing to do the job.

“When having work done on your home, finding a trustworthy contractor is essential,” says Roseann Freitas, Hawaii marketplace manager for the Better Business Bureau Northwest + Pacific. “Our homes are where we should feel safe, so we want to know the workers coming into the space are trustworthy.”

owner protections that you receive using a licensed contractor.”

When searching for a specialty contractor, Freitas recommends learning which licensing is required. “Specialty contractors need a C license from the state of Hawaii to show they meet all the requirements,” says Freitas. “Be careful of someone who indicated their GET license is adequate.

A GET license means you can pay taxes in the state of Hawaii; it doesn’t mean you can install a countertop.”

And coupled with a Better Business Bureau accreditation and stellar rating, you are sure to have a worthy partner for your home project. “Companies accredited with BBB support the mission of trust and are willing to have a deeper dive into their business,” says Freitas.

An accredited business must verify licenses, its website and background; uphold the eight standards of the BBB; and much more.

BETTER CONTRACTORS 2020

KAPILI ROOFING & PAINTING With a local, family-owned company like Kapili Roofing & Painting, you get much more than a repaired roof or freshly painted house — you get a team of professionals that you can fully trust with your home. Kapili Roofing & Painting has been in the business for more than a decade, providing residential roofing and painting services, from roof replacements to inspections and so much more.

For any major home project, like roof replacement, it’s important to select a company that shares your values and is committed to its work. “Homeowners should look for reliability, a commitment to quality, and passion for what they do,” says Brennan Leong of Kapili Roofing & Painting. And that’s what Kapili Roofing & Painting provides. Leong says the company values honesty and integrity — with a belief in “treating everyone with respect and fairness.”

“Our motto is ‘building peace of mind, one roof at a time,’” says Leong. “Our work goes beyond just providing a roof; we strive to provide solutions and services that can put our clients’ minds at ease.”

When it comes time to repair or replace your roof, Leong urges homeowners to consider materials and workmanship — core items that’ll make things better or worse. “Having the knowledge and resources to make an informed decision about [your] home, and not being shortsighted, can help a homeowner save tens of thousands of dollars over the course of homeownership,” he adds.

“Timely response and repair for a roof leak. Will certainly use them again in a few years when the whole roof will be due for replacement!”

— SARAH H., BBB TESTIMONIAL

Has helped more than 7,000 clients with roof replacements, inspections and repairs Family-owned company

13 years in business

“Kapili” means to build, mend or repair

75 employees

Provides both roofing and painting services

PROFESSIONAL ORGANIZATIONS: 252 Ipuhao Place, E2, Wahiawa 621-7663; kapiliroof.com License #C-28938

A+

BBB Rating

hawaiihomemag.com • NOVEMBER 2020 • 35

PHOTOS: COURTESY OF KAPILI ROOFING & PAINTING

BRENNAN LEONG

KITCHEN GADGETS

Tasteful Kitchen Tools Must-have culinary gadgets for the home.

BY STEPHANIE KIM

ith many of us spending more time in the kitchen — either learning to cook or discovering new dishes — we need the right tools to whip up some delectable recipes. These kitchen gadgets are perfect for every home cook, at every level.

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If you haven’t jumped on the Instant Pot bandwagon yet, this is the one that should get you started. The Instant Pot Duo Nova is a 7-in-1 multicooker that really does it all. It’s a pressure cooker, rice cooker, sauté pan, slow cooker, steamer, warmer and even a yogurt maker. Make soups, entrees, desserts and more with this one-pot wonder.

Anova Precision Cooker Nano

A stellar home tool that simplifies the cooking of wholesome meals is the Anova Precision Cooker Nano, which cooks through the sous vide, French for under vacuum, technique.

This process of vacuum-sealing food in a bag, then cooking under a water bath at a precise temperature delivers delicious results. The Nano model easily connects to your phone via Bluetooth, allowing you to sit back and relax while your meals come together. See the app for numerous recipes as well.

36 • NOVEMBER 2020 • hawaiihomemag.com

PHOTOS: COURTESY OF INSTANT BRANDS, ANOVA CULINARY, THERMOPRO, GREATER GOODS, OXO, PHILIPS

Instant Pot Duo Nova

KITCHEN GADGETS

Thermapen Mk4

The nifty Thermapen Mk4 allows you to read food temperature in a flash: It has advanced technology to accurately show readings on a display that rotates for ease of use. The Thermapen also has 3,000 hours of battery life and motion-sensing. Temperatures can be displayed in Celsius and Fahrenheit.

Greater Goods Nutrition Facts Food Scale

Get all your nutrition facts together with this food scale by Greater Goods.

It offers detailed nutritional information to help you prepare meals that fit your diet or health plan. All you have to do is enter the four-digit code of the ingredient you want to weigh (found in the booklet or app) and place it on the scale to see all of its values.

OXO GreenSaver Produce Keeper (4.3 Quart)

Don’t you hate it when you purchase a bunch of fresh produce only to see half of it wilted and wasted soon after? With a produce keeper from OXO, your greens will finally be saved.

It uses carbon filters to trap and absorb ethylene gas emitted from your produce, allowing for proper airflow and ventilation to keep things green and healthy. Find this and more OXO products from Simply Organized, which carries plenty of kitchen tools.

Philips Airfryer XXL with Smart Sensing technology

An air fryer gives you the best of fried food without the added oil. The Philips Airfryer XXL features a large capacity for families — prepares up to six portions — and comes with Smart Sensing technology, which identifies five “smart chef” programs to make it easier to cook up some healthy, tasty food. Simply add food, select a program — there’s whole chicken, frozen fries, entire fish, etc. — and presto. hawaiihomemag.com • NOVEMBER 2020 • 37

DÉCOR

Taste of the Tropics Cocktails, cool breezes and chill vibes are what’s on the menu for this party season.

BY STACEY MAKIYA PHOTOS BY AARON K. YOSHINO

big bash or super soirée might be iffy during the holidays.

Unfortunately, nowadays, safety is not in numbers. But that doesn’t mean the party is over — it just means we have to get our creative juices flowing. Here’s a suggestion for your next gettogether: Throw an easy-to-do, Hawaii-inspired backyard paina that will woo and wow your guests.

Setting the start time is important.

Too hot, people get fussy. Too chilly, guests want to head indoors and your living room looks like a tornado, a teenager and a 3-year-old pre-partied there. We highly suggest sunset. The gorgeous, sherbet-hue glow at the end of a day and refreshing tradewinds encourage your invitees to chat, relax and sit back (outside). Another way to ensure your guests feel comfycozy is to keep the attire low-key.

Sundresses, T-shirts, shorts and slippahs are welcomed. Party décor and dinnerware from local boutiques hype up the tropi-cool theme. (Turn to the next page for inspiration and tips.) Last, but certainly not least, food and drinks — think poke, pupu, fresh fruits and refreshing cocktails — should be bright, fun and memorable.

Like this party!

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38 • NOVEMBER 2020 • hawaiihomemag.com

DÉCOR

hawaiihomemag.com • NOVEMBER 2020 • 39

DÉCOR

Green Party

A lot of local florists sell tropical leaves that can be used as table décor.

Bigger varieties like monstera and ulu are great substitutes for place mats, while slender and long banana and ti leaves can slide under pupu bowls and trays. If you’re on a budget, free fronds from your own backyard or a neighbor’s (of course ask first!) will work too.

40 • NOVEMBER 2020 • hawaiihomemag.com

B.Y.O.C.

Bring your own cutlery. Encourage guests to bring their own locally designed, reusable utensil sets. It saves the earth, and time you would spend on washing dishes. You can also buy reusable sets and give them to your guests as party favors or holiday gifts.

DÉCOR

Great Minds Drink Alike

Your guests will definitely appreciate some luscious libations that are accessorized with edible flowers, sliced fruits or fragrant herbs. Look to local liquor labels and breweries for wines, spritzers and seltzers to add more sparkly spirit to the party.

Pillow Talk

If you’re going more for a picnicstyle soirée, grab some pillows and poufs to enhance the easygoing ambience. A handful of local boutiques sell playful styles in poppy hues. Again, if you’re pinching pennies, one alternative is to snag living room or patio set cushions that are washable. You know someone will spill their drink.

Products featured: Vintage glass plates, $60 part of set, vintage cocktail glass, $7, vintage milk glass dish, $22, Sugarcane; Robert Flowers handblown glass with floral bottom, $80 for set of two, Donna magenta pillow, $60, Fishcake; Hawkins New York recycled glasses, $12, Showpony poufs, $180 each, Olive Boutique; Ceramic pineapple, $25.80, Creative Co-op ceramic gold-rimmed bowls, $9.80 each, stamped stoneware dipping sauce bowls, $5.80 each, glass vase, $15.80, glass pitcher, $32.80, SoHa Living; Reusable utensil set, $32 each, Kealopiko; Food and drink, Foodland Farms; Monstera and ulu leaves, anthurium, Kaimuki Lei Stand.

hawaiihomemag.com • NOVEMBER 2020 • 41

EXPERT ADVICE

Hawaii’s Home Problem Solvers

Common issues our island homes face — and how to tackle them.

BY STEPHANIE KIM

here’s a lot to love about owning a house in hawaii: lush landscape, rich vegetation, pristine beaches — all within reach. Our charming island homes also reflect numerous architectural influences and range from modest single-family homes to large multigenerational abodes. But every house — no matter its size, shape or location — has its own set of problems. We asked local experts what difficulties you can expect to find and how you can overcome them.

OVERALL HOME COSTS living in paradise comes at a cost. On average, a singlefamily home on Oahu is priced at $839,000 — rising 6.2% from last year — according to the Honolulu Board of Realtors. The high cost of living here has taken a toll on families, forcing them to get creative in their housing options, shares Bonnie Oda of 42 • NOVEMBER 2020 • hawaiihomemag.com

Graham Builders. “The answer for hundreds of local residents, from baby boomers through Generation Y, is to examine multigenerational and extended family homes,” she says.

Multigenerational living allows everyone to pool together not just money, but also resources (think long-term care, child care and more). When it comes to designing a home that can house multiple families in a connective and independent way, homeowners should work with a skilled company, such as Graham Builders. “It is important for families to look for a design-build firm with extensive experience in developing plans for multiple nuclear families,” shares Oda. “The firm must be well acquainted with local ordinances, be willing to collaborate directly with each nuclear unit and the family as a whole, and be schooled in designs for all ages, abilities and comfort.”

PHOTO & ILLUSTRATION: GETTY IMAGES

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EXPERT ADVICE

hawaiihomemag.com • NOVEMBER 2020 • 43

EXPERT ADVICE

WEATHER DAMAGE hawaii’s tropical climate is beautiful to many, but it brings with it a multitude of weather patterns. From hot air and high humidity to trade winds and rainy days throughout the islands — the overall environmental impact on our homes’ exterior and interior spaces can range by location. “High humidity and warm temperatures encourage mildew and mold 44 • NOVEMBER 2020 • hawaiihomemag.com

growth, leading to premature damage to residential exteriors,” says Evan Fujimoto of Graham Builders. “It also encourages termite swarms year-round.”

Graham Builders recommends numerous solutions to help combat mildew and mold. For the exterior of the home: Power wash annually; wipe down fixtures; spray lubricants onto locks, hinges and gears to avoid rust; and use stainless steel fasteners for siding or trims to prevent rust stains. For the interior of the home: Wipe down fixtures, walls, doors and floors.

In particularly rainy neighborhoods, water can cause serious, expensive damage, shares Fujimoto. “Rain can bounce from the ground, compromising siding, and, if the damage is left unchecked, the issue can spread its damage into the home,” he says. “It is important to install gutters or deflectors on the roof to channel water coming off the roof into landscaping.”

EXPERT ADVICE

the majority of landscaping issues that arise come from poor planning. One area that’s often overlooked: drainage. When it comes to landscape design, homeowners will often forget about drainage altogether or minimize it, shares Steve Dewald of Steve’s Gardening Service. But when a storm hits, it’s too late. The damage is done. While drainage is not the most attractive landscape design feature, it can save your home from disaster. The money you invest in the beginning could save you from ruined carpets, drywall and so much more.

Along with drainage, think before you plant. That cute tree you got as a housewarming gift can grow up to destroy your waterline or crack your foundation. Dewald recommends that for proper plant placement, make sure you know what the tree will mature into, and avoid planting too close to structures.

When it comes to damage, Dewald has seen a lot. To avoid seeing it yourself, he says the solution is simple: Plan ahead and work with a licensed contractor. That way, you’ll know they’re insured and knowledgeable – and your mind can rest easy.

PHOTO & ILLUSTRATIONS: GETTY IMAGES, DAVID CROXFORD

LANDSCAPE DESIGN

hawaiihomemag.com • NOVEMBER 2020 • 45

UNWANTED CREATURES along with weather damage, our tropical climate creates an enticing home for unwanted critters — including termites and ants.

Graham Builders recommends the following to keep pesky pests away: Have concrete sidewalks around the house to reduce entry points, do not use retaining walls as interior walls (this helps prevent water seepage) and 46 • NOVEMBER 2020 • hawaiihomemag.com

avoid frequent watering and irrigation systems that keep the ground damp.

Although small, termites create a big hazard for your home, both inside and out. “Termites are an issue overall in Hawaii,” especially for hardwood flooring, says Natascha Roblee of Pacific American Lumber. Once damage has spread, it can be difficult to manage; it can get so bad that you may have to replace your floors. So make sure to identify the extent of any damage, and consult an expert.

“Overall, if you see activity, tent your house,” recommends Roblee.

PHOTOS & ILLUSTRATION: GETTY IMAGES

EXPERT ADVICE

EXPERT ADVICE

LAY OUT A ‘FLOOR’ PLAN uneven floors can be a common sight in older homes, causing anxiety for homeowners looking to renovate. Unfortunately, this is caused not by the floor itself, but the foundation beneath it. Skimping on leveling only leads to more issues in the future. Invest in your substrate, then go with your choice of flooring, says Roblee. But if you really can’t afford to fix a problem, she recommends going with a softer floor, such as carpet or vinyl.

For those in their forever home, it could be time to think about your floor transitions.

Going from room to room shouldn’t be a hindrance, so get rid of those transition strips that can block the way. Install vinyl throughout the home, recommends Roblee. Pacific American Lumber offers numerous options to “make sure that what you are walking on is going to be long-lasting and stable.”

Servicing in Hawaii since 1990

32 Kainehe St., #101 Kailua, HI 96734 | 261-3508 | clifton@pacpoolandspa.com

hawaiihomemag.com • NOVEMBER 2020 • 47

EXPERT ADVICE

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YO UR CO M P L ET E STO NE CO MPANY 2979 Koapaka St. Honolulu, HI 96819Phone (808) 839.2979 | www.selectivestone.net Showroom Hours: Mon. - Fri. 8:00am - 5:00pm, Sat. 9:00am - 3:00pm 48 • NOVEMBER 2020 • hawaiihomemag.com

roofs are often neglected, leading to repairs and possibly replacements. “Common roofing issues that we see here in Hawaii would be such things as unsightly algae growth, wood rot and flashing deterioration,” says Brennan Leong of Kapili Roofing & Painting.

“Many times, especially in wetter or coastal areas of the island, these issues are more pronounced.”

The stress that environmental factors cause to your roof varies based on the type of roof you have.

Leong recommends putting in the research, from the workmanship and materials used on your roof, to the warranty. “There are many variables and components that affect the longevity of your roof,” and selecting the right material will help prevent premature failure, he says. “The most vulnerable points in any roof are its details.

Making sure the appropriate type of fasteners are being used, details are being treated per manufacturer recommendation and selecting the right type of materials are all things a quality contractor can do to help you get the best value out of your investment.”

PHOTOS & ILLUSTRATIONS: GETTY IMAGES

ROOF CHECKUP

EXPERT ADVICE

COOLING & VENTILATION “most notable concerns are air quality and filtration,” says Noella Cosco of Cosco Hawaii. Homeowners often forget to check and replace filters, resulting in clogged, dirty air conditioners. “Not only does a clogged filter hinder optimal performance of the indoor unit, it affects your health,” says Cosco. “All the dust in the air is not being filtered out from the air filter effectively.”

Cosco recommends setting up calendar reminders to check on your air filters every other month — timing may differ for each home depending on how often the AC is used. “The next best addition would be to have an I-wave ionizer installed in their indoor AC,” she says. I-wave ionizers reduce allergens, odors and particles while combating mold, bacteria and viruses. It features a self-cleaning design and can be installed in any AC or heating system.

Another issue is humidity control, which can be easily remedied with a mini-split inverter and a dehumidifier, which controls excess humidity. “Have an AC technician size out your home and figure out required capacity for a dehumidifier,” she suggests.

Cosco Hawaii offers I-wave for both ducted and mini-split applications, as well as dehumidifiers from Aprilaire.

SUPPLYING QUALITY BUILDING MATERIALS TO HAWAII CONTRACTORS SINCE 1979.

• PVC & Composite Decking • Cable Rail Systems • Lighting Options • Exterior & Interior Use • Corrosion Resistant 2706 Kilihau St., Unit 100 | Honolulu, HI 96819 www.rwshawaii.com | 808-834-1344 hawaiihomemag.com • NOVEMBER 2020 • 49

ON THE SURFACE for countertops and even flooring, the right kind of maintenance goes a long way toward keeping your surfaces clean and free of staining, etching and discoloration. Kevin Nip of Selective Stone shares that all counters

and floors should receive a sealant for added protection, such as an impregnator sealer. Many surfaces, like quartz and stone, may be stain-resistant, but you’ll still have to clean up any messes. “An effective sealer will give you added time to attend to the issue,” he says. Immediately after installation, surfac-

es should be treated with a sealer, with a second coat recommended.

“Sealants are subject to wear and tear, and it is a good idea to check your surfaces yearly for possible resealing,” adds Nip. Selective Stone carries a variety of sealers and cleaning products for all your stone, porcelain and quartz needs.

PHOTO & ILLUSTRATION: GETTY IMAGES

EXPERT ADVICE

Over 30 years of Quality Roofing Experience RECEIVE A FREE GAF MASTER ELITE WARRANTY!

25 years on labor, 50 years non-prorated materials with all eligible re-roofs. 130 mph wind warranty and up to 25 years for algae warranties. Average $350 Value.

Must be presented at time of the estimate.

Schedule your FREE Estimate Today! (808) 621-7663

KAPILI ROOFING

kapiliroof.com | 252 Ipuhao Pl., E2, Wahiawa, HI 96786

Lic. # CT-21890 / C-28938

& PA I N T I N G

ROOFING

Roofing options that rise above the rest.

BY STEPHANIE KIM

he roof of your home is often out of sight, out of mind — but when a leak occurs it demands your immediate attention.

Your roof is your home’s protection against the elements, so you’ll want to take repairs and replacements seriously. The first priority: the materials you use.

“The biggest factors that affect the longevity of your roof are the types of materials used, the quality of workmanship, and the location and construction of your home,” says Brennan Leong of Kapili Roofing & Painting, a locally owned

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company that does both residential and commercial roofing repairs and installations.

Kapili Roofing & Painting is well-versed in all types of roofing systems and completes hundreds of projects every year. “We understand the unique challenges that you may come across depending on the location and age of your home, and are geared to properly handle these challenges with you as a team,” says Leong.

He shares with us three popular choices when it comes to roofing selections: asphalt shingles, standing seam metal roofing and roof coating.

ASPHALT SHINGLES “Asphalt shingles are the most widely used material here on Oahu,” shares Leong. “When people think about roofing, this is often what they think about. There are many different types of asphalt shingles at various price points making it widely appealing to many homeowners.”

Asphalt shingles are a popular choice for homeowners due to a wide range of options and prices. “For most homeowners, asphalt shingles make the most sense and provide the best value,” says Leong. Asphalt shingles last 15 to 25 years on average with different warranties that cover everything from wind to algae growth. hawaiihomemag.com • NOVEMBER 2020 • 51

PHOTO: COURTESY OF KAPILI ROOFING & PAINTING

Staying on Top

ROOFING

52 • NOVEMBER 2020 • hawaiihomemag.com

ROOFING

A standing seam metal roof has a defined, raised seam that provides additional support. “It has the benefits of being available in various types of metals and colors,” shares Leong. “It pairs very well with solar PV installations, and has the added benefit of concealed fasteners.”

It comes in many colors and types, and can last more than 25 years — with a fade-free warranty of up to 30 years.

It’s also energy-efficient and made of a lightweight durable material. “PV systems can be secured to the ribs of the system, which eliminates the need to penetrate your roof with lag bolts,” he says.

ROOF COATING For low slope homes, consider roof coatings instead. “Most roof coatings are highly solar reflective, and come at a lower cost than tearing off your roof,” says Leong. “Not all situations allow for a roof coating, but when it does, it is almost always one of our first recommendations.”

A roof coating provides a protective layer that goes over your roof, essentially waterproofing it. “You can save on average 10% to 25% by coating your roof vs. other systems, and achieve the same quality warranty coverages,” he says. “When the situation allows, it is an economical and energy-efficient roofing option.” Depending on your system, roof coatings can last anywhere from 10 to 20 years.

hawaiihomemag.com • NOVEMBER 2020 • 53

PHOTOS: COURTESY OF KAPILI ROOFING & PAINTING

STANDING SEAM METAL ROOFING

MAINTENANCE

End-of-Year Home Upkeep Keep your space maintained inside and out.

BY ZOE PAYNE

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54 • NOVEMBER 2020 • hawaiihomemag.com

CLEAR THE AIR

Over time, dust and dirt can build up on your AC filter. If your filter is still generally functional, it can be removed, soaked in water and vinegar, and rinsed and returned. If your filter has visible damage, or if soaking it doesn’t get it clean, then you probably need a replacement. Alternatives to AC also need cleaning — the whole-house fan offered by Island Cooling doesn’t require any kind of internal maintenance, but the vents need cleaning like any other screen to keep grime from blocking airflow.

PHOTO & ILLUSTRATIONS: GETTY IMAGES

he end of the year offers homeowners a great chance to tackle periodic home maintenance projects. It’s easy to let routine tasks slip by, so take the time to consider what you need to do to keep everything working well — and to prevent small, fixable issues from setting you up for bigger repairs. Here are a few suggestions to ensure your home is in peak shape before 2021.

MAINTENANCE

DEEP CLEAN

Kitchens and bathrooms need more than just a good floor scrubbing and cupboard clearing. You likely already have white vinegar and baking soda, which works wonders on dirty sinks and drains. Beyond what you already have in your cupboard, using the right tools for the job is important: Use bleach and a grout brush to scrub grimy spots, and apply a grout sealer to problem areas biannually. Stone sealers are also important — natural stone countertops need annual sealing to keep them stain-resistant. Hardware Hawaii stocks a wide variety of cleaning supplies.

SCRUB YOUR SHUTTERS

Dust easily accumulates on window shutters, but be careful when wiping them down. Lorraine Iwasaki of Island Shutters recommends removing any loose dust and dirt first, using a vacuum with a brush attachment or a dry dusting agent like a Swiffer. For a more thorough cleaning, use a mild dishwashing soap, like Dawn, and a little water to get shutters looking like new again, without scratching the surface.

RAISE THE ROOF

Professional roof inspectors can determine the integrity of your roof and offer estimates as to when it’ll need replacing.

If you have solar panels, installation and repair can cause damage, so checking your roof is definitely worth your while.

It’s also a good move if you’re planning on selling; for those looking to up their home’s value, Kapili Roofing & Painting offers an opportunity to take care of two major improvement projects at once.

hawaiihomemag.com • NOVEMBER 2020 • 55

I N D U S T R Y WAT C H

Let’s Rebuild Our Economy With government support, the homebuilding industry can be an economic driver.

BY JESS LEORNA

ne essential stronghold has kept up the good economic fight against COVID-19: the construction industry.

When the Mainland reeled from the 2008 financial crisis, Hawaii’s tourism-reliant economy chugged along. Now, waves of COVID-19 and statewide shutdowns have left us with one of the nation’s highest unemployment rates and the potential for the worst economic recession in decades.

Yet the pandemic is full of unexpected twists: Home sales are surprisingly up in Hawaii. Residential construction is resurfacing as an untapped market — the demand for affordable homes has surpassed supply for many years now.

We should further this renewed opportunity by asking government to prioritize homebuilding.

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freedomRail® is the most innovative concept in home storage and organization. It provides all the benefits of a custom closet while being easy to install, easy to adjust and easy to upgrade. Once you experience the amazing ease of freedomRail installation, you’ll feel confident to tackle every closet in your home!

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As our elected officials take office, they have the opportunity to tap into their skill sets and connections to help increase housing supply, create jobs for displaced workers, develop a strong workforce with essential skills, and reduce homebuilding and buying costs in Hawaii by:

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I N D U S T R Y WAT C H

construction while addressing immediate climate change issues, such as relocation of coastal roads and facilities.

• Developing creative financial incentives such as credits to offset the increased cost to build brought on by new regulatory measures and codes.

Jess Leorna is CEO of Building Industry Association – Hawaii. BIA-Hawaii interviewed the mayoral candidates about the permit process; see their responses at biahawaii.org/mayor-race.

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PHOTO: GETTY IMAGES

Construction is an essential business that will reliably boost our economy. BIA-Hawaii recognizes the immediate positive impact of homebuilding and we urge homeowners and buyers to take action now by asking their elected officials to implement policy that strengthens the industry. You are in a key position to bring about real change.

RADAR

That’s A Wrap

BY STACEY MAKIYA PHOTO BY AARON K. YOSHINO

we all know plastic is not fantastic.

Finding solutions for eliminating single-use products in your kitchen is one way to help Mother Earth. Thankfully, smart and savvy local makers have you, and your dishes, covered. Reusable beeswax food wraps from Foodland, Meli Wraps and Bee’s Cotton Wrap come in three sizes and keep everything from lemons to watermelons fresh in the fridge.

Admittedly, we also buy these wraps for their charming island-inspired prints that remind us to bee happy while being resourceful.

From top: Garden Island wraps, small and medium set, $20, from Bee’s Cotton Wrap, beescottonwrap.com.

Bloom wraps, $24, from Meli Wraps, available at Whole Foods Market Queen. Maikai reusable beeswax food wraps in opihi, coral and protea, $18 for pack of three, from Foodland Hawaii. Kohala Girls large wrap, $20, from Bee’s Cotton Wrap.

58 • NOVEMBER 2020 • hawaiihomemag.com

D I S T R I B U T I O N LO C AT I O N S Here’s just a highlight of some locations you can pick up the latest issue of Hawaii Home + Remodeling magazine. Just remember, due to the popularity of the magazine, not all locations will have copies in stock at all times.

HONOLULU (OAHU) Ace Hardware – Kaimuki American Carpet One Floor & Home Ashley HomeStore – Ward Ave Ashley HomeStore – Malaai St Bekin Cabinets California Closets Cosco Air Conditioning & Refrigeration C.S. Wo & Sons City Mill – Hawaii Kai – Kaimuki – Nimitz Daltile Dial Electric Supply DTC Hawaii (Design Trends Construction) Ferguson Graham Builders Hardware Hawaii – Mapunapuna HawaiiUSA Federal Credit Union – Ala Moana – Kahala – Main – Paiea Homeworks Construction HomeWorld Furniture – South Beretania St INspiration Interiors-Honolulu Design Center List Sotheby’s International Realty – Kahala Mall Pacific American Lumber Pacific Source – Sand Island Pictures Plus – Kahala Mall Red Knot Sears – Ala Moana Center Selective Stone Simply Organized SlumberWorld – South Beretania St – Malaai St – Ward Ave

CENTRAL (OAHU) Ace Hardware – Wahiawa Ashley HomeStore – Aiea City Mill – Mililani – Pearl City Finance Factors – Pearl City HawaiiUSA Federal Credit Union – Aiea – Mililani – Pearl City HomeWorld Furniture – Aiea INspiration Interiors – Pearlridge Red Knot Sears – Pearlridge SlumberWorld – Aiea LEEWARD (OAHU) Ashley HomeStore – Kapolei Building Industry Association – Hawaii City Mill – Ewa Beach – Waianae Hardware Hawaii – Kapolei HawaiiUSA Federal Credit Union – Ewa Beach – Kapolei – Waipahu HomeWorld Furniture – Kapolei INspiration Interiors – Kapolei Kiso Store Red Knot SlumberWorld – Kapolei WINDWARD (OAHU) City Mill – Kaneohe Finance Factors - Kailua Hardware Hawaii – Kailua HawaiiUSA Federal Credit Union – Kaneohe Koolau Farmers – Kailua

BIG ISLAND Cosco Air Conditioning & Refrigeration Finance Factors – Hilo – Kona HawaiiUSA Federal Credit Union – Hilo HomeWorld Furniture – Hilo – Kona HPM Building Supply – Hilo – Kona – Kamuela Pacific Source – Kona Plus Interiors Sears – Hilo SlumberWorld – Hilo – Kona KAUAI Cosco Air Conditioning & Refrigeration – Lihue Finance Factors – Lihue Hardware Hawaii – Koloa HawaiiUSA Federal Credit Union – Kihei Pacific Source – Lihue MAUI Ace Hardware – Makawao Ashley HomeStore – Kahului Cosco Air Conditioning & Refrigeration Finance Factors – Kahului HawaiiUSA Federal Credit Union – Kahului HomeWorld Furniture – Kahului Pacific Source – Wailuku Sears – Queen Kaahumanu SlumberWorld – Kahului

Read it at home and subscribe to our digital edition.

Go to hawaiihomemag.com and subscribe now!

Your Refinance Mortgage Check List With so many people filing for refinancing their mortgage these days, it can take a lot longer than you’d expect to have your refinance go through. However, you can help to speed things up by gathering all of the appropriate documents before starting the refinance process.

That’s why HawaiiUSA has put together a quick checklist of the types of documents you’ll need to make sure your loan application goes as quickly and smoothly as possible.

Proof of Income Most recent month’s consecutive paystubs Most recent 2 years’ W-2s.

Most recent 2 years’ Federal Tax Returns

Outstanding Debt Most recent mortgage statement Most recent statement for any/all loans that will be included in the refinance

Personal Information Social Security number Residential address for the past 2 years State ID, Driver’s license, or US passport

Ready for next steps?

Insured by NCUA

Proof of Assets Bank, investment, and 401k statements for the past 2 months List of all property owned

Proof of Insurance Current homeowners/hurricane insurance policy declaration page

Additional Documents Current benefit letter for Social Security or pension income Most recent 2 years’ 1099s for Social Security or pension income

hawaiiusafcu.com/refi