HOMES albanyherald.com
4C • Sunday, March 4 2018
Southwest Georgia
536156-1
ALBANY | AMERICUS | BAINBRIDGE | CORDELE | MOULTRIE | SYLVESTER | TIFTON
SWGA Selling Team ERA All In One Realty Realtors
Jean Shiver 229-347-0221 Jeanshiver@gmail.com Blake Williams 229-560-4068 Blake.Williams@era.com
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FEATURE HOME This Week’s
Debbie Fulford
ReMax of Albany Inc. Associate Broker, CRS, ABR
536159-1
229-317-4126 - Office 229-343-4200 - Mobile debfulford@gmail.com www.remaxofalbany.com
Allan Willcox
109 Hidden Lakes
Albany, GA 31721 | $304,900 4 BR | 3 BA | MLS # 139528
Willcox Realty LLC Associate Broker
536161-1
229-435-1717 - Office 229-886-2828 - Cell allanwillcox@gmail.com www.willcoxrealty.com
Y
ou will want to start your year off here!! This immaculately maintained home has been pre-inspected by Jeff Cox and recently updated with new flooring and paint. The master bedroom is oversized with plenty of room for a sitting area, newly installed wood floors and paint and a huge walk-in closet. The master bath has double sinks and a separate tub and shower. The other bedrooms are spacious with plenty of closet space and new carpet and paint. There are two large baths in the hall with double sinks and ceramic tile. The cozy family room also has new wood flooring and a masonry wood burning fireplace which opens onto a patio. The living room and dining room are perfect for entertaining and have new wood flooring as well. The back yard is wooded for privacy and is large enough for a pool. The kitchen is spacious with an area for dining or a keeping room and a built in desk. The laundry is well equipped with a sink and half bath. Tons of storage and closets throughout. Located in beautiful Hidden Lakes, which offers a unique covered bridge and community pavilion for gatherings!
SWGA HOMES
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OPEN HOUSES YOUR HOMES HOMES FOR SALE RENTAL HOMES MORTGAGE BROKERS DAILY REAL ESTATE NEWS CLASSIFIEDS
HOMES Southwest Georgia
Bonny Dorough
Cell: 229-881-3035 Work: 229-883-6100
ALBANY REALTY COMPANY bdorough@albanyrealtyco.com www.albanyrealtyco.com
3 tips to prepare to sell your home COURTESY OF MCC
• Albany • Americus • Bainbridge • Cordele • Moultrie • Sylvester • Tifton
SWGA
TOP MORTGAGE BROKERS!
A
JAN T. PHILLIPS “YOUR MORTGAGE MADE EASY” 113 North Westover Blvd. Albany, GA 31707 229.349.7138 jphillips@bankPFB.com NMLS# 658982 NMLS#500174
bank PFB.com
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ccording to Realtor.com, spring is the busiest and best season to sell a home. While a good home can find a buyer any time of year, homeowners might find the buyers’ pool is strongest in spring and into summer. The reasons for that are many, ranging from parents wanting to move when their children are not in school to buyers wanting to move when the weather is most accommodating. Because spring is such a popular time to sell a home, homeowners who want to put their homes on the market should use winter as an opportunity to prepare their homes for the prying eyes of prospective buyers. The following tips can help homeowners during the pre-selling preparation process.
Address the exterior of the home. Winter can be harsh on a home’s exterior, so as winter winds down, homeowners who want to sell their homes should make an effort to address anything that might negatively affect their homes’ curb appeal. A study of homes in Greenville, S.C., from researchers at Clemson University found that the value of homes with landscapes that were upgraded from “good” to “excellent” increased by 6 to 7 percent. If it’s in the budget, hire professional landscapers to fix any problematic landscaping or address any issues that arose during the winter. Homeowners with green thumbs can tackle such projects on their own, but hiring professionals is akin to staging inside the home. Conquer interior clutter. Clutter has a way of accumulating over the winter, when people tend to spend more time indoors than they do throughout the rest of the year. Homeowners who want to put their homes on the market in spring won’t have the luxury of waiting until spring to do their “spring” cleaning, so start clearing any clutter out in winter, even resolving to make an effort to prevent its accumulation throughout winter. Just like buyers are impressed by
curb appeal, they are turned off by clutter. The Appraisal Institute suggests homeowners clear clutter out of their homes before appraisers visit, and the same approach can be applied to open houses. Buyers, like appraisers, see cluttered homes as less valuable. In addition, a home full of clutter might give buyers the impression, true or not, that the home was not well maintained. Eliminate odors. A home’s inhabitants grow accustomed to odors that might be circulating throughout the house. Pet odor, for instance, might not be as strong to a home’s residents as it is to guests and prospective buyers. Because windows tend to stay closed throughout the winter, interior odors can be even stronger come late-winter than they are during the rest of the year. A thorough cleaning of the house, including vacuuming and removal of any pet hair that accumulated over the winter, can help to remove odor. In the weeks leading up to the open house, bathe pets more frequently, using a shampoo that promotes healthy skin so pet dander is not as prevalent. Open windows when the weather allows so more fresh air comes into the home.
Create a sale-worthy showplace albanyherald.com
T
COURTESY OF MCC
Sunday, March 4 2018 • 5C
Steps to take before an appraiser’s visit
Rent a storage unit to house items that
he sentiment “don’t judge a book by its cover” can be applied to many situations. When
can make a home appear cluttered. Clean out closets and cabinets, so that
it comes to selling their homes, home-
when buyers “snoop” during appoint-
they prepare their homes for prospec-
storage areas. If closets are brimming
owners should remember this adage as
ments or open houses they see orderly
tive buyers.
with stuff, buyers may assume the
Statista indicates that there were
space and move on.
States in 2016. The Canadian Real Es-
Make it light and bright.
residential properties changed hands
and turn on overhead lights so the
crease from 2015.
other fixtures to especially dim rooms.
house doesn’t have enough storage
560,000 houses sold in the United tate Association said a record 536,118
Open up all of the drapes and blinds,
in 2016, marking a 6.3 percent in-
house is well-lit. Add table lamps or
Homeowners who want to make their
properties stand out can take the following steps.
a home displaying hunting trophies. Remove personalized items where
possible, replacing them with generic
De-personalize the home.
items.
terests, and other conversation pieces.
to making a strong first impression.
see past personal belongings and may even be distracted by them. For example, buyers who have strong beliefs
about animal welfare may not buy
HGTV says that curb appeal is crucial
washcloths tied with ribbon, add some
ing tones.
A messy or lackluster landscape can
Remove extraneous items from kitch-
reach the front door. Mow the lawn
es of flowers. In addition, set up dining
trimmed. Seasonal potted flowers and
meal, and ensure appliances are spar-
turn buyers away even before they
en counters and replace them with vas-
and make sure shrubbery has been
spaces as if one were sitting down to a
plants can help make
kling clean.
ished.
Use common ‘scents’.
the house look pol-
meals for a few days, as such foods can
and consider a fresh
vanilla and cinnamon might make for
damaged
BRADFORD CT
Luxury two bedroom two bath town home in Albany’s most desirable gated community. Close to everything. Has stainless appliances, granite countertops, hardwood floors, covered courtyard with teak floors, professionally landscaped, crown molding through out. Large two car garage. Large breakfast area with bay window. Large family room with built-in bookcase. Master bedroom has large shower and double vanity.
Call 894-6472 for appointment.
Skip the fish, bacon or other aromatic or
Repair
534368-1
look like a spa. Stack a few pretty
buy bathmats and towels in coordinat-
Improve the exterior.
Prospective buyers may not be able to
Forbes suggests making bathrooms
scented candles and faux plants and
Homeowners fill their spaces with family photos, heirlooms, personal in-
Create a hotel experience.
cracks
walkways,
coat of paint on trim
around windows and doors. Pressure-wash siding if necessary.
Put things in storage.
leave lingering aromas. Baked goods, more appealing scents.
Making a home sell fast involves preparation and the knowledge that buyers
are often greatly influenced by their first impressions.
(No Points) (No Points)
AB&T 229-446-2265
4.375 3.875
Last Update 02/22/18
• The amount of your down payment. You will have to make a downpayment of at least 5 percent of the home purchase price to qualify for a mortgage that meets Freddie Mac’s requirements. If you are able to put down 20 percent or more, you can avoid having to pay private mortgage insurance (PMI), reducing your monthly mortgage payment.
Ameris 229-434-4555
• Fees and closing costs. Remember to factor in the expenses and fees you will incur for a home appraisal, a home inspection and other professional services required to buy a home.
KEY RATIOS LENDERS USE To determine how much you can afford, it is helpful to follow the guidance and key ratios lenders use : • Housing Expense Ratio. Lenders recommend that your mortgage payment (principal, interest, taxes and mortgage insurance) be less than 28 percent of your monthly gross income. • Debt-to-Income Ratio. Lenders look to see that all your other debts (credit cards, student loans, alimony, child support, car loans and housing expenses) are less than 30-40 percent of your monthly gross income.
Electrical & Natural Gas Companies
City of Albany 883-8330
Georgia Power 436-3304
Mitchell EMC Sumter EMC 436-0070 759-2291 Telephone AT&T Residential 888-757-6500 www.att.com Business 866-620-6000
Internet Providers
AT&T (Dial-up 800-288-2020) (DSL 800-288-2020) www.att.com Plantel 1-800-342-7564 Recycling Keep Albany-Dougherty Beautiful 430-5257
School Information
Dougherty County Public School System Lee County School System 431-1264 229-903-2100 Daily Newspaper (circulation dept.) 888-9322
Other Important Numbers
Driver’s License Bureau 430-4251 Automotive Tag Office 431-3255 Voter Registration 431-3247 Albany-Dougherty Chamber of Commerce 434-8700
To Advertise in SWGA Homes contact Ashanti Smith at 888-9340 or ashanti.smith@albanyherald.com 531501-1
• Inform the appraiser about recent improvements. Homeowners can inform appraisers about any recent improvements to the home and the cost of those improvements. The value of home improvements with regard to a home’s appraisal value vary depending on a host of variables, but having such information at the ready can help appraisers make the most informed appraisal possible.
Rate
Rate
Cap
Cap
-
-
-
-
4.25
0
0
0
0
4.50 3.875
-
-
-
-
4.375
0
4.00
0
5.00
4.375 3.875
-
-
-
-
4.25
0
3.875
0
4.25
4.375 4.00
-
-
-
-
4.25
-
-
-
4.25
30 yr.
Last Update 02/22/18
Synovus Mortgage 229-430-7037 Last Update 02/22/18
Bank of Camilla 229-294-2068 Last Update 02/22/18
Rates can be reduced with discount points. Rates are subject to change upon short notice, and discount points could change frequently. One discount point is equal to one percentage point of the loan amount and is paid when the loan is closed. Most lenders have a variety of programs. ORIGINATION FEE IS NORMALLY ONE ADDITIONAL POINT, BUT CAN VARY. Maximum amount for conventional loan is $417,000. To Participate in the column, call 888-9333. For information on specific mortgage programs call The Lender.
MORTGAGE PAYMENTS CALCULATOR
For More Information • Check out our Who’s Who Lenders page and Contact one of these expert lenders for more information
• Obtain all necessary documents before the appraiser arrives. Homeowners who have certain documentation at the ready can speed up the appraisal process. Such documentation may include a survey of the house and property; a deed or title report; a recent tax bill; if applicable, a list of items to be sold with the house; purchase history of the home; and the original plans and specifications of the home.
30-YEAR 15-YEAR 1-YEAR ADJUSTABLE RATE (No Points) FHA and/or VA (30-Year) FHA and/or VA (15-Year) FIXED FIXED of 30 yr. Points 15 yr. Points USDA RATE RATE Rate Annual Life Loan Margin 100%
LENDER
• Current mortgage rates. Mortgage rates change constantly based on the economic factors that affect the demand for mortgages among investors like Freddie Mac. You can track mortgage rate trends by following Freddie Mac’s Primary Mortgage Market Survey.
• Your current lifestyle and future plans. You should consider your current living standards, as well as any future major expenses such as a wedding or college tuition. And, remember - buy what you can comfortably afford today, not five years from now.
• Make any necessary repairs ahead of the appointment. Homeowners who have been putting off repairs should make them before the appraiser arrives. Homes with repairs that still need to be made will likely be valued less than similar homes with no such repair issues. Though repairs can be costly, investing in home repairs will likely increase both the appraisal and resale value of the home.
Subject To Change Upon Short Notice
• Your annual gross income. You can get a very rough estimate of your affordable home price range by multiplying your annual gross income by 2.5. For example, if your annual gross income is $50,000, you may be able to afford a home worth $125,000 (this varies depending on current interest rates, your debt and credit history.)
• The type of home your are purchasing. If you are looking to buy a condominium, keep in mind that rates are typically higher for these loans and you’ll have to budget for the cost of your monthly condominium fee.
• Clean the house. A dirty home that is full of clutter will not make the best impression on appraisers. Dirty homes may be vulnerable to insect infestations that can lead to structural problems with the home. While a dirty home is not necessarily an indicator of infestations or a reflection of a home’s value, a clean home will create a stronger first impression with the appraiser.
MORTGAGE RATES
HOW MUCH HOUSE CAN YOU AFFORD? Determining how much “home you can afford” depends on several important factors including:
• Your credit history and score. Your credit can affect your ability to qualify for a mortgage and your mortgage rate. Before you shop for a house or a mortgage, find out what your credit score is by visiting www.annualcreditreport.com or calling (877) 322-8228. Be sure to do this once a year because your score can be negatively affected if pulled too often.
(MCC) Homeowners unfamiliar with the appraisal process might not know if there is anything they can do to make the process go more smoothly. While certain variables involved in the appraisal process, such as location of the home and the value of surrounding homes, are beyond homeowners’ control, the Appraisal Institute recommends homeowners take the following steps before an appraiser visits their home.
Monthly interest, interest payments for 30-year, fixed rate mortgage. Escrow payments for taxes, insurance not included. Payments are rounded to the nearest dollar.
$50,000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000
3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 232 239 247 255 263 271 277 284 278 287 295 303 311 319 327 332 325 335 345 355 365 375 387 398 371 382 393 403 413 423 442 455 417 430 444 458 472 486 497 512 464 478 492 506 520 534 497 512 510 526 542 558 574 590 553 568 556 573 591 609 627 645 608 625 603 621 641 661 681 700 663 682 649 669 689 709 729 749 718 739 695 717 738 760 782 804 774 795 741 764 788 812 836 860 829 852 788 812 836 860 884 908 884 909 834 860 886 912 938 964 939 966 880 908 936 964 992 1020 1050 1079 927 955 984 1011 1044 1067 1105 1136
albanyherald.com
6C • Sunday, March 4 2018
Stop Pests This Spring With These Safe, Simple Steps
LAKE PARK SCHOOL ZONE!
2114 ROBINHOOD
$168,000 LAKE PARK, DOUGHERTY 3BR / 2.5BA 3,015 SQFT One Owner Home! Immaculate! Wet bar, pretty brick floors, spacious rooms!
SUSIE HARDIN 291-3977 MLS# 140178
LOCATED NEXT TO CVS!
US HIGHWAY 19 S
$289,000 LEE COUNTY 1.4 COMMERCIAL ACRES Utilities, turn lanes to Hwy 19, curb cuts & access off Forrester already in place!
MIKE FLYNN 376-2361 MLS# 140175
WOW! MUST SEE!
407 BENNINGTON LANE
• Outside: The best defense is a good offense when it comes to protecting the outside of your home from pests. Inspect the exterior of your house and patch any cracks or other openings that may have developed over the winter.
Take a tour through your house and try these simple steps suggested by Kari Warberg Block, pest prevention expert and founder of EarthKind and Stay Away natural pest-prevention products for a few pest-proofing techniques for each room of your house
• Living room: Keep ants from becoming unwanted guests in your living room by vacuuming the entry/living room areas thoroughly to get rid of any crumbs, and clean up any sweet, sugary spills which are the number one culprit for attracting ants in this area. Also, try a non-toxic ant repellant such as Stay Away Ants pouches. All Stay Away products are made in the USA from essential oils and plant fibers, so they are ecofriendly and have no known risks associated with use in the home.
JUST LISTED!
207 TANGLEWOOD
$124,900 KINGSWOOD, DOUGHERTY 3BR / 2.5BA 2,103 SQFT Updated kitchen! Private backyard! Double garage! Low Maintenance Living!
$69,900 GROVELAND ESTATES, WORTH CO 3BR / 2BA 1,028 SQFT 2 Acres! 300sf Bonus room added on! Large kitchen, Sunroom
MLS# 139301
MLS# 140217
MARK DANIELS 347-3454
YOUR NEW HOME BELONGS HERE
LOT 5 SPRING FLATS ROAD $17,000 BENJAMIN HEIGHTS, DOUGHERTY 1 ACRE RESIDENTIAL LOT Beautiful wooded lot in country while still convenient to town!
BURTON NEWCOMB 886-1179 MLS# 138983
BUILD HERE TODAY!
HICKORY GROVE ROAD
$49,900 HICKORY GROVE, LEE CO 2.87 ACRE RESIDENTIAL LOT One of the last undeveloped lots on Hickory Grove! MLS# 139354
534542-1
• Bedroom and Closet: Moths also can consider closets a place to call home, but a Stay Away Moths pouch can keep them at bay. In the bed-
room, the non-toxic Stay
Away Spiders repellant
offers a similar strategy. After vacuuming to remove any existing webs,
use the repellant to prevent additional infesta-
tions. •
Garage and Base-
ment: These areas can harbor a variety of pests.
To keep them out, avoid
storing items in cardboard boxes, which can attract rodents (they use
cardboard to build their nests) as well as cock-
roaches (they like to feast on the glue ). Also, repair any leaky pipes to prevent the development of mold and moisture.
Visit earthkind.com for more ideas for safely
pest-proofing your home.
HOMES FOR SALE
DIANNE BARLOW 886-4777 SOLD
WILLIAM JACKSON 344-3029
Be sure to clean under refrigerators, stoves, and sinks because these are the areas where rodents frequently make their nests. Dog food is the number one attractant to hungry rodents. Try using a plant-based Stay Away Rodent repellant pouch, and you may avoid becoming one of the 21 million American homes invaded by rodents each winter (according to the National Pest Management Association). After pest-proofing your kitchen, proceed to the pantry, where moths might try to make themselves at home. Prevent problems by storing food in airtight glass, metal, or plastic containers; cleaning and checking packages for signs of holes; and placing a non-toxic Stay Away Moths pouch nearby.
• Kitchen: Use natural ingredients to keep your kitchen clean and repel rodents and other pests.
1916 Churchill 3BR 1.5BA $67,900
5006 GA Hwy 300 (vacant land) 3 acres $27,500
1808 S Madison 3BR 1.5 BA $25,000
3102 Treasure (Mobile home) 3BR 2BA $8,900 PENDING
841 Dorsett 3Br 2BA $50,500
120 Muckalee Creek RD (mobileSOLD home) 4BR 2BA $31,800
309 Enterprise 2BR 2BA $44,900
3972 Hwy 82 4BR 3BA $59,900 SOLD
217 Sunrise 3BR 1.5BA $50,000
1204 Lee St 3BR 1BA $20,000
111 Northampton 4BR 2BA Pool, $185,000
2904 Dove Ave (Vacant LOT) 0.96 AC $10,000
5601 Ironwood (vacant lot) 3.34 acres, $55,000
110 Buford Rd (Mobile home, Americus)
906 Holloway 3BR 1BA $50,000
534543-1
Kari Warberg Block
(NewsUSA) - Spring is here, and that means not only getting a jump on your cleaning, but also having a reason to check all areas of your house and garage for signs of pests that might have made themselves at home over the winter.
3BR 2BA $15,900
Ann Thomas GRI
2904 Averitt 3BR 2BA $90,000
2731 Yorktown 3BR 1 bath $45,000
1207 Hampton Ct 2BR 1.5BA $38,000
315-317 Highland-Restaurant $600,000 PENDING
436-6628
FOR RENT: 313 Tremont 3BR 2BA $690 mo. $690 Deposit.
534540-1
Jamie Finlayson 449-2153
LAKE BLACKSHEAR 181 N Valhalla Dr Large Family Home 2.39 Acres On Lake Blackshear, 4 Br, 3.5 Ba, Pool & Poolhouse $342,000 Call Chuck 886-2521
LAKE BLACKSHEAR 631 Flintside Dr 2 Acres On Main Lake Over 200 Feet On Water, Double Boathouse, 4 Bedrooms, 3 Ba $311,000 Call Allan 886-2828
LAKE BLACKSHEAR 2143 Lakeshore Ct Large Lot On Main Lake! 1.24 Acres With 105 Feet On The Water, 2 Br, 2 Ba, Hardwood Floors, Double Boathouse $410,000 Call Allan 886-2828
LAKE BLACKSHEAR 124 Spring Creek Worth County 3 Bedroom 2 Bath, Excellent Location, 1500 Square Ft, Dock With Boathouse $279,900 Call Allan 886-2828
LAKE BLACKSHEAR 245 Flintside Cabin / Cottage With 2 Br 1 Ba, Two Gazebos On The Water, Dock, Hardwood Floors, Granite Tops $175,000 Call Allan 886-2828
LAKE BLACKSHEAR Lot 159A Wolf Thick Rd Prime Lot In Crisp County, Over 110 Ft On Water, Great Views Of Main Lake, 0.633 Acres $135,000 Call Allan 886-2828
LAKE BLACKSHEAR 643 Smoke Bridge Circle
LAKE BLACKSHEAR 488 Lakeshore Way 75 Feet On The Water With Excellent Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828
LAKE BLACKSHEAR 209 Flintside Lot In Pecan Slough With 94 Feet Of Seawall Frontage, Boathouse With New Roof, Fenced And Ready To Build $169,900 Call Allan 886-2828
LAKE BLACKSHEAR 597 Flintside Dr
LAKE BLACKSHEAR Lot 8 Cannon Branch S/D
LAKE BLACKSHEAR 349 Flintside Dr Main Lake 2 Bedroom 2 Baths, New Dock / Boathouse, Large Metal Storage Buildings 100 Ft On Water $299,000 Call Allan 886-2828
Large 2.36 Acre Lot In Worth Co With 140 Feet On Water, 3 Br, 2 Ba, Very Nice Dock / Boathouse
$275,000 Call Allan 886-2828
Main Lake With 154 Ft On Water, 3 Br, 2 Ba, Double Boathouse, Updated With Hardwood Floors, Large 1.1 Acre Lot, Sunroom
$325,000 Call Allan 886-2828
Crisp County, 1.11 Acres, 281 Feet On Water, Restrictive Covenants $119,900 Call Allan 886-2828
IN
ALBANY 1807 Forest Glen Brick Home With Hardwood Floors, Kitchen Updated, New Appliances, 3 Bedrooms, 1.5 Baths, 1484 Square Ft $89,900 Call Allan 886-2828
NORTHWEST ALBANY 3433 Plantation Large Home With Upgrades, 3 Bedrooms, 2 Bath, 1745 Square Ft, Brick Home, Garage $124,900 Call Allan 886-2828
LEESBURG 111 Northwood Close to Schools, 3 Br, 2 Ba, Fenced Yard Eat in Kitchen, Updated 1550 Square Ft $124,900 Call Allan 886-2828
LEESBURG 112 Garrett Lee County on 1 Acre, 3 Br, 2 Ba, Garage, Open Floor Plan, 1470 Square Ft Call Allan 886-2828
G
D N ELEESBURG
LEESBURG 204 Saxton Place 110 Brasstown Gated Community In Lee County Lee County, Grover Park On A Pond!, Lots Of Upgrades, S/D, 3 Br, 2 Ba,1550 Square Granite Countertops, Hardwood Ft, Lots Of Privacy, Double Floors, 3 Bedrooms, 3 Baths, Double Garage, 2170 Square Ft Garage, Large Living Room $100,000 $220,000 Call Allan 886-2828 Call Allan 886-2828
NORTHWEST ALBANY NORTHWEST ALBANY ALBANY 1720 Marbury 2206 Greenoch 1800 Stuart Lake Park Subdivision, New Roof And New Flooring, Completely Updated, Hardwood Floors, New Roof, Updated Bathrooms, New Cabinets And Heat And 5 Bedrooms, All New Kitchen, 3 Bedrooms, 2.5 Ba, 1912 Air Unit, Very Nice Shop Large Shop, 2483 Square Ft Square Ft, Shop, Fenced Yard 3 Br, 2 Ba, 2427 Square Ft $149,900 $135,000 $169,900 Call Allan 886-2828 Call Allan 886-2828 Call Allan 886-2828
P
ALBANY 1804 Slappey Albany, Zoned Commercial, 1000 Square Ft, Great Location, Office Spaces $79,000 Call Allan 886-2828
SMITHVILLE 928 Airport Rd Smithville On 50 Acres, 4 Bedrooms, 2 Baths, Two Ponds, Built In 2006 With 2388 Square Ft, Shop / Storage $280,000 Call Allan 886-2828
LESLIE 119 Seaboard Large Building / Warehouse With 6000 Square Ft, Next To Dollar General, High Ceilings $159,500 Call Chuck 886-2521
ALB_03042018_class_RE_Layout 1 03/01/18 8:26 PM Page 7
albanyherald.com
NORTH ALBANY. 3 Br 2 BA: CH&A, Appliances, Fenced back yard. $650/ mo + deposit. Pets Allowed. Flint Realty 888-2290
3BR 2.5BA 2114 Robinhood Rd 3,000 SQFT double lot, original owner (Lakepark Subdivision) 229-8862427/ 229-344-5588
PROTECT OUR PLANET
W. ALBANY, 3BR/2BA, CH&A, W/D hookup, Fenced backyard, Very Nice Quiet Area. 229-886-6488
Owner financing LEE COUNTY 3BR 2 BA gargage, fireplace, and appliances 229-759-9004
Gardner,, Whiting, & Malone 2BR/1BA $325/$150
REAL ESTATE
103 B Augusta 3BR/2BA $695/$400 Lee Co.
240 Houses for Rent
2308 B Dominion 3BR/2BR $750/$450
533476-1
805 COLLEY Dr. 3 bdrm 1 3/4 BA $600/mo 229-432-2920
2909 Gillionville #11 1BR/1BA $475/$300
DOUGHERTY 3BR 1BA Brick home, fenced yard, CHA 208 Hillside Ave 229-883-1225 $600/ mo $300 dep
3604 Mayfair 3BR/2BR $725/$400
ENJOY QUIET Country Living 2BR/1BA Farmhouse, 2931 Moultrie Rd., $500/Mo. + Dep. (229) 869-7566
119 Michael Circle 3BR/2BA $950/$500 (Lee Co)
FOR LEASE 1BR/1BA House, Very nice, Quiet, 1 acre lot, Older Tenant Preferred, Homestead Ave in Albany, $535/MO, $535 Dep, NO PETS, NO GRAFA, Call 229-436-2647
1403 8th Ave 3BR/1BA $795/$495 708 B 8th Ave 2BR/1BA $525/$350
LEE CO 3 & 4BR/2BA, Fireplace, Appl. & garage 229-759-9004 LEE: 117 Fox Hound, 4/2 $975 119 Fox Hound, 3/2 $925 The Wright Co. 229-435-0654
1580 Hwy 19 S #10 Raintree Condos-Lee Co 3BR/2.5BA $850/$500
4BR 2BA 1996 DW mobile home & land new metal roof new counter tops & fresh paint some minor repair remaining will complete or sale as is bring all offers possible owner financing W/ 10% down 229-854-1107 **Private Owner**
3100-S Crepe Myrtle 1BR/1BA $495/$350
$1800 per month Available Feb 1st
179 Groover-Lee Co 3BR/2BA $925/$500
2 & 3 BR Flats Starting at $495
804 16th Ave 4BR/2BA $850/$850
229-436-9620
1344-C Hwy 19 South, Leesburg GA
Farms, Lots & 214 Acreage for Sale
Commercial Office Space $1350 per month - 1895 sqft
50 acres west side Albany $1200 per acre 229-886-4461
817 Flint Ave 2625 sqft - 75 ft x 35 ft 2620-B Dawson Rd
412 Bush 3BR/1BA $495/$495
Commercial Office Space - $2125 per month Located behind Pier One Imports across From the Albany Mall
139 Henry Rd Wo orth Co. 3BR/1BA $500/$500
Contact Larry Walden for details 229-343-3710 1901 Palmyra Rd, Albany Office Bldg - 2071 sqft - 5BR/1BA/2 half baths for $1,800 per month 455 Henry Mitchell Dr NE,
888-9333
Dawson GA 39842 Log cabin style home - 3BR/2BA 1200 sqft for $650 per month
218
Lake/River/Coastal Prop for Sale
804 Twenty First Ave. 4840 sqft - $1200.00 per month
CLASSIFIEDS 888-9333 A YOUR O HAPPY SH HARE PPY NEW E S! Announce your wedding in The he Albany Herald
$20 - Announcement nouncement n nt Write-up Only y,, No Photo
$35 - Announcement nouncement nt Small Photo with Write-up
$50 - Announcement nouncement Large Photo o with W
ATTN T We or ema
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1401-B 9th Ave Ave 1BR/1BA $475/$300
Warehouse/Office Space - $650 per month
CLASSIFIEDS WORK!
229-888-9333
Albany y, GA
4 bed 2.5 bath home - 2337 sqft
BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517
Check out the Classifieds
WILLOWS APPARTMENTS 1401 Whispering Pines Rd
812 Rosedale 3BR/1BA $550/$400
422 Meadowlark Dr
2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108 3 HOMES on 3 Acres, 3BR/2BA on Homestead Ave, Quiet Safe area, 40 yrs or older preferred, 229-436-2647
Home Delivery is the most convenient and economical way to enjoy your daily newspaper Call 888-9322 to Subscribe
180 Dunaway 3/4BR/2BA $950/$600 (Lee Co)
2BR 1BA Small, private house $375 229-854-6656
210
Need to Sell a Car? Want to Buy a Car?
DOWNTOWN ALBANY. 1 BR. APPLIANCES. NO PETS. $250/ M + DEPOSIT. FLINT REALTY 888-2290
RAWSON AREA 2 BR / 1 ½ Bath. CH&A, Appliances, Alarm System. $475 / mth. No Pets. Flint Realty 888-2290
3204 B Fernridge 3BR/2BA $675/$400
128 THORNTON 3BDRM 1BA $500/ mo 229-432-2920
Mobile Homes & Lots for Sale
2BR/1BA 2409 Lake Shore Cozy yellow cottage in the rear, across from Riverwalk/boat landing; stove, refrigerator $495/ mo $495 dep. 229-438-7629
14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962
NW ALBANY Duplex - 3BR/2BA, Lee Co Duplex, $700/MO, 2BR/2BA, $675/MO 229-638-1926
COMMERCIAL BUILDING 10,000 sq.ft. 2500 offices, 1 acre, 3 phase,16 ft. eves, 3-14x14 doors. New steel. Located next MCLB on corner of Mock Rd.& Short St. For info, pic, layout, price etc. www.RogerDSmith.com/1htm
DAWSON 2BR 2BA Brick, Ranch; well maintained. Hard wood floors, 1800 sf large deck, 1 acre lot 229886-6170 ***By Owner***
Homes & 256 Mobile Lots for Rent
535021-1
202 Houses for Sale
3BR 2BA 2522 Toni Lynne Lane (Albany) Beautiful brick home MUST SEE! $110k 229-938-0443
248 Apt/Dupl/Condo/ T’homs for Rent
240 Houses for Rent
248 Apt/Dupl/Condo/ T’homs for Rent
2 and 3 Bedroom Townhomes 2507 Nottingham Way Northwest Albany “Call For More Info�
535020-1
220 Commercial Property for Sale
34548-1
REAL ESTATE
SUNDAY, MARCH 4, 2018 • 7C
1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646
Business office/distribution or Church space ready
FOR SALE BY OWNER Lee County - 1.5 acres, cleared lot w/ 162ft., on Muckalee Creek in Muckalee Shoals Subdivision. River Bridge Drive, (cul-de-sac), underground utilities, highest lot on the creek. $36,000 439-7483/ 869-8271
2615 East Doublegate Dr., Albany, GA 31721 4 bed/3 bath - $1,800 per month Backyard views of Doublegate’s golf course
DOWNTOWN ALBANY, 1 BR with appliances. $250/m $250/ dep. no pets Flint Realty 888-2290
2531 Brierwood Dr, Albany GA 3/2 House - 1269 sqft $650 per month
2391 Meadowlark Meadowlark Commons Court Commons Cou rt Suite Suite 101
121 Northbrook Ct., Lee County 3 bed/2 bath - 1266 sqft - Built in 2007
joins forces with
0 ) DP SP 0 ) DP SP
Garage - No Pets - $1,000 per month
MOVE-IN READY READY MOVE-IN
3833 Dominion Ct., Albany GA 3 Bed/2.5 Bath Duplex - 3200 sqft Pet Friendly - $1,000 per month Available Dec. 1st 2507 Ridgewood Lane, Albany, GA 31707 4 bed/2.5 bath - 2244 sqft
2BR/2BA 2BR/2BA Adjacent Adjacent to to tthe he ASU ASU Darton College Darton C ollege of of Health Professions H ealth P rofessions
Lake Park subdivision Available by Jan. 1st - $1,500 per month 2507 Redwood Ct #1 2 Bedroom 1.5 Bath - 1120 sqft $625 per month Available March 1st
4+%- 1+06' 4+%- 1+06'
4816 Mustang Drive
A APARTMENTS PARTMENTS
3 Bedroom 1.5 Bath - 1155 sqft $700 per month
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Mo Move-in ve-in SPECIAL
2B R/1BA $550 $550 m o. 2BR/1BA mo. 1B R/1BA $475 $475 m o. 1BR/1BA mo. Includes cable, cable, water, water, Includes sewer, & garbage garbage sewer, DUPLEXES DUPLE EXES &m ore online online at more www.MPMAlbany.com www.MPMAlbany.com 638-1597 638-1597
535022-1
534544-1
Available now
.com
1, 2 & 3/BR
APARTMENTS NOTTINGHAM APARTMENTS
229-432-9351
535019-1
Nottingham North Apartments 1, 2, & 3 BR Apartments 229-436-9096
2401 NOTTINGHAM WAY
CALL TODAY!
229.888.9343 (LOCAL REP)
albanyherald.com
8C • Sunday, March 4 2018
What to Do When You Can’t Pay Your Bills juggle payrolls, rents, taxes,
increasing cash flow. Business
their business loans. Surpris-
these steps with their lawyer,
and supplier debt -; along with ingly, many business owners do not realize that proven steps are
available to assist their dilemma of what to do when bills can’t be paid.
(NewsUSA) - Paying bills can
be an uphill battle, even when the economy is on an upswing.
Add in the economic crunch,
collapsed real estate market and a job market that is showing record losses each month, and you could find yourself not wanting to get out of bed in the morning.
For many business owners, the feeling is mutual. Owners must
In a tough economy, a business’s
finances can change by the hour. Struggling
business
owners
dread facing creditor calls. Own-
ers need to change their mental-
owners in debt should discuss
help determine the most beneficial plan.
Listed from most to least desir-
able are the courses of action your business can use to resolve its debt problems. •
Professionals have come up with six steps that help identify plans
for business debtors to use while
Business
owners can save their businesses and pay their debts
but it’s a problem that can be apgic thinking.
Rehabilitation.
through extreme cost cut•
ting.
Refinancing. Business own-
Debt resolution. Owners
can delay or attain a more satisfying settlement with
accountant or trusted advisor to
ity; yes, debt can be a problem, proached and solved with strate-
•
their creditors through use of •
•
•
an Authoritative Third Party. New
equity.
Businesses
Source
Inc.
Performance
(www.perfor-
mancesourceinc.com),
negoti-
ates directly with creditors, enabling a business owner to save time and money and reduce
Sale. Owners can sell their
being reduced so that the busi-
capital.
business and use the money to pay off debts.
Liquidation. Owners can
sell parts of their business
stress. Negotiation results in debt ness may continue and grow with a cleaned-up balance sheet.
or their whole business or
Business owners should reach
sadly will affect owners, em-
debts become unmanageable.
declare bankruptcy, which ployees and their spouses.
Services exist to help businesses
that can help free up capital
tive to bankruptcy.
for their business.
company,
can exchange ownership for
ers can seek new terms for loans, like lower payments
One
recover from debt as an alterna-
out for professional help before With the right service and correct plan, a business owner can minimize debt while allowing him to do what he does best; running his business.
Who’s Who In Mortgage Lending
Lay the Foundation for a Financially Secure Future with the Right Mortgage
534955-1 534962-1
Erin K. McDonald Erin K. McDonald Mortgage Banker Morgage Banker NMLS#658957 NMLS#658957 O: 229.878.2065 O: 229.329.4057 229.878.2065 F: F: 229.329.4057 721 North Westover Boulevard 721 North Westover Boulevard Albany, Georgia 31707 Albany, Georgia 31707 erin.mcdonald@renasant.com erin.mcdonald@renasant.com renasantbank.com renasantbank.com
Allloans loanssubject subject All tocredit creditapproval. approval. to
Debbie K. Sutton Mortgage Loan Officer
banK of Camilla
534957-1
2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net
137 Robert B Lee ~ Leesburg, GA 31763 T: (229)759-2800 F: (800)807-0205 Lcannon@colonybank.com NMLS #740761 www.colonybank.com 534964-1
Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658
534956-1
Leslie Collins 733.0373
2815 Meredyth Drive, Albany, GA
(229) 446-2265
534960-1
534963-1
534959-1
Leslie.Collins@abtgold.com NMLS: 851247
534954-1
Call 888-9340 to place your Mortgage Company Ad Here