HOMES albanyherald.com
4C • Sunday, April 8 2018
Southwest Georgia
536156-1
ALBANY | AMERICUS | BAINBRIDGE | CORDELE | MOULTRIE | SYLVESTER | TIFTON
FEATURE HOME This Week’s
Allan Willcox Willcox Realty LLC Associate Broker
542340-1
229-435-1717 - Office 229-886-2828 - Cell allanwillcox@gmail.com www.willcoxrealty.com
Debbie Fulford
ReMax of Albany Inc. Associate Broker, CRS, ABR
542337-1
229-317-4126 - Office 229-343-4200 - Mobile debfulford@gmail.com www.remaxofalbany.com
SWGA Selling Team ERA All In One Realty Realtors
Jean Shiver 229-347-0221 Jeanshiver@gmail.com 542338-1
Blake Williams 229-560-4068 Blake.Williams@era.com
HOMES Southwest Georgia
502 Meadowlark Dr., Albany, GA, 31707
• Albany • Americus • Bainbridge • Cordele • Moultrie • Sylvester • Tifton
MLS # 140522 | $219,000 4 BR | 3 BA | 2686 SF
SWGA
Beautiful Colonial Style Home! Lake Park Subdivision! Downstairs you will find a formal living Room, formal dining room, spacious kitchen with tons of natural light, guest bedroom with full bath, and a warm and inviting den with a wood burning fireplace. Upstairs you will find the master bedroom with private bath and two large closets, two other bedrooms and hall bathroom.
536153-1
TOP MORTGAGE BROKERS!
OTHER FEATURES INCLUDE: 1) beautiful hardwood floors throughout 2) ceiling fans 3) ceramic tile in bathroom 4) antique vanity in downstairs BR 5) crown, chair rail, and base molding 6) updated light fixtures 7) low maintenance brick exterior 8) double garage with storage room
JAN T. PHILLIPS “YOUR MORTGAGE MADE EASY” 113 North Westover Blvd. Albany, GA 31707 229.349.7138 jphillips@bankPFB.com NMLS# 658982 bank PFB.com
Katie Hughey Gatewood (229) 881-0743 Katie.hughey@gmail.com HUGHEY & NEUMAN, INC. (229) 436-0212 www.albanyhousehunting.com
542334-1
NMLS#500174
9) beautifully landscaped backyard 10) approximately 2686 square feet 11) all appliances stay 12) alarm system 13) recessed lights 14) natural gas available 15) sprinkler system 16) tiled back splash in kitchen 17) fresh paint and a new roof!
T
Which renovations are worth an investment?
542335-1
COURTESY OF MCC
SWGA HOMES
536166-1
OPEN HOUSES YOUR HOMES HOMES FOR SALE RENTAL HOMES MORTGAGE BROKERS DAILY REAL ESTATE NEWS CLASSIFIEDS
he cost of remodeling a home is easier to stomach when homeowners can expect to recoup a sizable percentage of the costs of the renovation. While basing renovations on their potential impact on resale value may be unwise, return on investment is something homeowners must consider when mulling renovation projects. Many homeowners wonder which renovations will resonate most strongly with potential buyers when a home is put up for sale. According to Remodeling magazine, homeowners are less likely to recoup their investment in a major kitchen or bathroom remodel than they would with basic home maintenance, such as new siding. That’s because buyers are most interested in how the bones of the house — or those elements that keep the house protected and can be costly to fix — were maintained. Each year Remodeling magazine issues its “Cost vs. Value Report,” which highlights the projects that offer the most return on investment. In 2016, the No. 1 project was the installation of fiberglass attic insulation, which could produce 116.9 percent recouped cost and a resale value of $1,482. Rounding out the top five were manufactured stone veneer for the exterior, a stan-
dard new garage door, a steel entry door, and an upscale garage door. Projects with the least return on investment tended to be more expensive undertakings that offered returns of roughly 57 percent. Such projects included bathroom additions, upscale bathroom additions, upscale master suite additions, upscale bathroom remodels, and deck additions. For those considering more expensive renovations, keep these figures in mind, courtesy of Forbes. • A major remodel of a 200-squarefoot kitchen can cost around $113,000, with homeowners recouping 60 percent. • Replacing 1,250-square feet of siding with new fiber siding can cost $13,000, but homeowners can expect to recoup 80 percent of that cost at resale. • Replacing 10 existing double-hung windows with vinyl low-e glass windows is valued at $14,000, and the return can be between 68 and 73 percent.
There are even renovations that seem like good ideas but can actually hurt the resale value of a home. MSN Money lists these projects as money-wasters for those who want to sell soon. • Lavish lighting fixtures can look dated in a few years when trends change. • Wallpaper or textured walls can be notoriously hard to change, and buyers know that. • Kitschy renovations, such as 1950s diner tiles, may appeal to only a select number of people. Neutral renovations are better if resale is the goal. • Many real estate experts warn against converting a bedroom into anything other than a bedroom — even for the purposes of a home office. Such conversions can immediately devalue the property. The same can be said about combining two small bedrooms into one larger space. Homeowners should investigate potential renovations before committing the time and money to something that may offer little value at resale.
Farm-to-table: The hot food trend you can enjoy without leaving home albanyherald.com albanyherald.com
can easily be translated to a convenient “garden-to-table” concept in your own backyard. Growing your own at home will elevate your cooking and you’ll feel good about being able to produce your own food while lowering your grocery bill (and certainly save by not dining out as much).
(BPT) - Farm-fresh eggs. Locally grown tomatoes. Herbs sourced onsite.
If you’ve eaten out recently, you’ve probably noticed the menus feature locally sourced ingredients. The farm-totable movement continues to flourish at restaurants throughout the country. In fact, rather than the exception, it’s become the expectation. According to the National Restaurant Association, farm-to-table is quickly becoming the new norm. Diners are so attracted to the freshest fare possible, it’s inspiring some restaurants to start their own gardens, on a rooftop, terrace or simple outdoor plot. Hyper-local culinary concepts like these represent the top trend on the annual “2018 Culinary Forecast” report.
No matter the size of your garden space, you can grow fresh foods that are readily available right at your fingertips, even if you just have a small patio or balcony. What’s more, some of the most popular produce to eat is also easy to grow.
You can take a cue from this hot trend by starting your own farm-to-table concept garden at home. Just imagine plucking ruby red tomatoes and rich green basil straight from your garden to make a farm-fresh, scrumptious caprese salad without ever leaving home. An at-home take on the farm-to-table trend
Caged tomatoes
The experts at Bonnie Plants offer some easy-to-grow, space-saving suggestions to encourage a garden-to-table trend at home. Whether you choose big, juicy slicers or sweet cherry-sized snackers, caged tomatoes are easy to grow and offer endless cooking opportunities. Determinate varieties of tomatoes are container favorites because the vines are
Sunday,April April882018 2018••5C 5C Sunday,
relatively compact yet bear a productive harvest. Or create your own container garden using tomato varieties especially bred for small spaces. Caged peppers
Try popular and versatile Green Bell, a heavy yielder of large fruits and a good all-round pepper for slicing and stuffing. Or, spice up your recipes with jalapeño chile peppers, which yield a bountiful harvest. Strawberries in hanging baskets Sweet, juicy strawberries add loads of flavor to salads, dressings, drinks and desserts. Think you need a plot to grow a productive strawberry patch? Think again. Maximize space with Bonnie Plants’ strawberries in hanging baskets, which are everbearing and produce cascades of berries throughout the growing season. Herbs in combo pots Want to raise the flavor profile of any culinary dish? Fresh herbs are your best bet. Herb gardens can be grown
in compact spaces, which means you can fit your favorites in no matter how much space you have. For example, a kitchen herb combo container featuring sweet basil, cilantro and curled parsley is a powerhouse pot that’s both practical and pretty. You can set it right outside your door for convenient access and continuous harvest. Herbs are ready for harvest upon purchase and will keep growing and giving all season long. Bonnie Plants offers more than 250 varieties of vegetables and herbs, from tried and true classics to some unusual varieties you may not have tried, such as Holy Basil, Tepin Chili Pepper, Barbeque Rosemary, Little Napoli Patio Roma and many more. Once it’s time to harvest, have fun exploring new recipes and experimenting with home-grown, fresh-picked produce that will shake up your supper and then some. For more inspiration for easy at-home gardening, visit bonnieplants.com.
This recipe for a classic caprese salad is sure to hit the spot as a light lunch or satisfying start to dinner. Directions:
Ingredients:
Slice tomato in 1/4-inch thick slices. Do the same for the mozzarella. Alternate layers between the tomato, mozzarella and basil. First, a tomato slice, then a mozzarella slice, then a few leaves of basil; begin and end with tomato. Drizzle with olive oil and balsamic vinegar, or your favorite Italian dressing. Add salt and pepper to taste.
1 fresh tomato 1 ball fresh mozzarella cheese Basil leaves Olive oil Balsamic vinegar Salt and pepper to taste
905 THIRD AVE RAWSON CIRCLE NOW $105,900!
MLS# MLS# 138571 138571 • 3BR, 2BA • 1,716 SF
542251-1 528725-1
Caprese salad
Photo courtesy of Bonnie Plants
Beautiful hardwood floors, HW new FLOORS, roof, hugeNew rearRoof yard,&just $105,900! NEWLY FINISHED more, Near hospital. Owner IMMEDIATE SALE transferred. NEEDED!
Debbie Fulford ReMax of Albany, 229-343-4200 ReMax of Albany, 343-4200 or 434-1600
Photo courtesy of Bonnie Plants
101 Bud Drive
MORTGAGE RATES
LEE COPOOL, HOME W/POOL! LEE CO, Owner transferred
33 BR BR •• 2-1/2 2-1/2 BA BA • 2600+ Sq. Ft • MLS# 139579
1.3 acre lot, screened porch, fenced Great room/fireplace + separate bonus room.yard. 1.3 acre lot, Owner transferred, buy! pool! screened porch overlooksgreat gorgeous
AB&T 229-446-2265
(No Points) (No Points)
Cap
Cap
Rate
Rate
DEBBIEDEBBIE FULFORD, ALBANY, FULFORD,REMAX REMAX OF OF ALBANY, 229-343-4200 343-4200 OR 434-1600
542250-1
LENDER
30-YEAR 15-YEAR 1-YEAR ADJUSTABLE RATE (No Points) FHA and/or VA (30-Year) FHA and/or VA (15-Year) FIXED FIXED of 30 yr. Points 15 yr. Points USDA RATE RATE Rate Annual Life Loan Margin 100%
NOW NOW $219,900! $224,900!
528726-1
Subject To Change Upon Short Notice
30 yr.
4.375
3.75
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4.375
0
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0
4.25
4.50
3.875
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4.375
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4.00
0
5.00
Last Update 03/15/18
Ameris 229-434-4555 Last Update 02/22/18
Synovus Mortgage 229-430-7037
2404 W DOUBLEGATE 4.375 3.875
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4.00
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4.375
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GOLFGOLF COURSE HOMEHOME REDUCED COURSE
Bank of Camilla 229-294-2068
4.00
Last Update 02/22/18
528727-1
Last Update 04/05/18
Price: Now $369,500! Price: $375,000 4 4BR SQFT MLS#139940 139940 BR• •3-1/2 3-1/2BA BA• •3,900 3800+ SF • •MLS# Grand 2-story foyer with 18’ ceiling, triple garage, Triple garage, overlooks 13th green! overlooks course. Debbie golf Fulford, Debbie Fulford, ReMax of Albany, 229-343-4200 ReMax of Albany, 343-4200 or 434-1600
OPEN HOUSE SUNDAY 2-4 PM OPEN
Rates can be reduced with discount points. Rates are subject to change upon short notice, and discount points could change frequently. One discount point is equal to one percentage point of the loan amount and is paid when the loan is closed. Most lenders have a variety of programs. ORIGINATION FEE IS NORMALLY ONE ADDITIONAL POINT, BUT CAN VARY. Maximum amount for conventional loan is $417,000. To Participate in the column, call 888-9333. For information on specific mortgage programs call The Lender.
MORTGAGE PAYMENTS CALCULATOR
1305 139 Congressional Danville Ct.
4.00% 239 287 335 382 430 478 526 573 621 669 717 764 812 860 908 955
4.25% 247 295 345 393 444 492 542 591 641 689 738 788 836 886 936 984
4.50% 255 303 355 403 458 506 558 609 661 709 760 812 860 912 964 1011
4.75% 263 311 365 413 472 520 574 627 681 729 782 836 884 938 992 1044
5.00% 271 319 375 423 486 534 590 645 700 749 804 860 908 964 1020 1067
5.25% 277 327 387 442 497 497 553 608 663 718 774 829 884 939 1050 1105
5.50% 284 332 398 455 512 512 568 625 682 739 795 852 909 966 1079 1136
542189-1 542188-1
$50,000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000
3.75% 232 278 325 371 417 464 510 556 603 649 695 741 788 834 880 927
$219,500 BA••MLS# MLS#140082 139956 $142,000••2072 2062Sq. Sq.Ft. Ft.••34BR, BR,2.5 2 BA REDUCED BY THOUSANDS!! Beautiful, stunning home on Golf Indian Oaks Plantation! Living/Dining room combination, kitchen/ Course. Newarea, wood flooring, molding,porch, plantation breakfast large bonusdouble room, crown large screened open shutters, patio, family roomstorage w/ fireplace & built-ins screened porch. building & fenced&yard.
PEGGY BROWN291-1565 894-4110 PAM NELSON COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811 COLDWELL 436-8811 placeyour your Open Open House House call call Ashanti Ashanti Smith, Multimedia Representative Albany Herald ToToplace Herald 888-9340 888-9340
OPEN OPEN HOUSE SUNDAY 2-4 PM
1305 Congressional 139 Danville Ct.
Fromright Jefferson, rightEon Philema, right on River left on left on Brookfair, Hwy 19 to Leesburg, on Robert Lee, left on Peach, right onPointe, Blue Springs, Congressional, property left on Danville, homeononcul-de-sac. right.
$219,500 BA••MLS# MLS#140082 139956 $142,000• •2072 2062Sq. Sq.Ft. Ft.••34BR, BR,2.5 2 BA REDUCED THOUSANDS!! Beautiful, home kitchen/ on Golf Indian Oaks BY Plantation! Living/Dining roomstunning combination, Course. Newarea, woodlarge flooring, molding,porch, plantation shutters, breakfast bonusdouble room, crown large screened open patio, family roomstorage w/ fireplace & built-ins screened porch. building & fenced&yard.
542188-1 542189-1
Monthly interest, interest payments for 30-year, fixed rate mortgage. Escrow payments for taxes, insurance not included. Payments are rounded to the nearest dollar.
From Jefferson, rightEon Philema, right onright River left on left on Brookfair, Hwy 19 to Leesburg, right on Robert Lee, left on Peach, onPointe, Blue Springs, Congressional, property left on Danville, homeononcul-de-sac. right.
PEGGY BROWN291-1565 894-4110 PAM NELSON COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811 436-8811 COLDWELL ToToplace Representative Albany Albany Herald Herald 888-9340 888-9340 placeyour your Open Open House House call call Ashanti Ashanti Smith, Smith, Multimedia Multimedia Representative
The time is now to incorporate Scandinavian style into decor albanyherald.com albanyherald.com
6C •• Sunday, Sunday,April April 88 2018 6C 2018
(BPT) - As homeowners look for ways to refresh their spaces, Scandinavian style has become ever more prominent and popular among designers and interior decor experts. The clean, modern, minimalist aesthetic shows up in interiors and exteriors, from streamlined furniture to low-maintenance landscaping. Here’s how to achieve a Nordic look in your own home: “Slow design” and minimalist decor Perhaps the most common association with Scandinavian style is minimalist decor. Less is more when it comes to decorating, and the concept
of “slow design” focuses on fewer, higher quality pieces collected over time. Melding indoors and out
Scandinavian style incorporates materials that meld indoors with outdoors - natural woods, slat walls, leather accents and greenery. “Cottage culture” architecture style draws on these influences and makes interiors feel like cozy cabins in the woods. style is hardworking, functional furnishings. A piece can be beautiful and also have utility - like eye-catching shoe racks and shelving, or builtin bed storage that creates a unique frame.
Functional furniture: Storage and good looks Another key aspect of the Nordic
Cool, natural tones and light woods in flooring
JUST LISTED! OUTGROWING YOUR CURRENT CHURCH?
GARDNER’S DREAM! ON THE CREEK!
1903 DEVON DRIVE 1301 STUART $189,000 AVENUE
140 BERKELEY ROAD 1007 MILFORD $149,900
WESTWOOD $3,400,000 VILLAGE, DOUGHERTY DOUGHERTY COUNTY 3BR / 2.5BA 2,316 SQFT 88,420 SQFT COMMERCIAL New HVAC, windows, hot waterBUILDING heater & Unique Property! Ample parking, plumbing fixtures! 4 homes, tons of amenities!
BONNY 883-6100 MIKEDOROUGH FLYNN 376-2361 MLS# 140378 MLS# 138279
LIKE 1.07 NEW! ACRE!
NEW LISTING! HISTORICAL RAWSON CIRCLE!
1107 N DAVIS 1107 N DAVIS $114,900
$199,900 BRENTWOOD, LEE COUNTY COUNTY 3BR BAKER / 2BA 1,576 SQFT 4BR / 2BA 1,728 SQFT Fireplace, stainless steel appliances, Beautiful views, separate guest cottage, dbl garage, screened porch & deck. dock & deck.
$114,900 RAWSON RAWSONCIRCLE, CIRCLE,DOUGHERTY DOUGHERTY 3BR 3BR/ 3BA / 3BA2,810 2,810SQFT SQFT Newly refinished hardwood Refinished hardwood flrs, largeflrs, laundry room, basement, basement, dbl garage,detached workshop. garage & workshop.
MLS# 137530
MLS# 140395
WILLIAM JACKSON 344-3029 WILLIAMMLS# JACKSON 344-3029 140365
YOURATTENTION BUSINESS BELONGS HERE INVESTORS!
Scandinavian style incorporates natural tones of whites, grays and light browns. Pale wood and whitewashed floors create a clean, spacious look. That look can be achieved with oak and maple styles, as well as woodlook tiles and laminates with wood graining. Retailers like Lumber
MARK DANIELS 347-3454 MARKMLS# DANIELS 347-3454 140395
ATTENTION BUSINESS OWNERS! ATTENTION INVESTORS!
DIANNE DIANNEBARLOW BARLOW886-4777 886-4777
MIKE FLYNN 376-2361 BURTON NEWCOMB 886-1179
MLS# MLS#140364 140464
MLS# MLS#140309 138494
2200 S SLAPPEY 1020 LINCOLNBLVD AVE $189,000
$14,500 DOUGHERTY COUNTY DOUGHERTYWEST DOUGHERTY 6.35 HIGHLAND, ACRES 3BR / 1BAavailable, 1,005 SQFT Owner financing Lease or Cool Stone Home! Needs work.in Lease/Purchase. Centrally located Albany. Sold As-Is.
1916 1916Churchill Churchill3BR 3BR1.5BA 1.5BA$67,900 $67,900
929 (Mobile home) 3BR 2BA $21,200 92919S 19S(Americus) (Americus) (Mobile home) 3BR 2BA $21,200 PENDING
1808 1808S SMadison Madison3BR 3BR1.51.5BABA$23,750 $23,750
1204 $20,000 1204Lee LeeStSt3BR 3BR1BA 1BA $20,000
841 841Dorsett Dorsett3Br 3Br2BA 2BA$50,500 $50,500
2904 0.96 ACAC $10,000 2904Dove DoveAve Ave(Vacant (VacantLOT) LOT) 0.96 $10,000
309 2BR PENDING 309Enterprise Enterprise 2BR2BA 2BA$44,900 $44,900 PENDING
110 (Mobile home, Americus) PENDING 110Buford BufordRdRd (Mobile home, Americus) SOLD 3BR 3BR2BA 2BA$15,900 $15,900
111 111Northampton Northampton4BR 4BR2BA 2BAPool, Pool,$185,000 $185,000
2731 3BR 1 bath $45,000 2731Yorktown Yorktown 3BR 1 bath $45,000
5601 5601Ironwood Ironwood(vacant (vacantlot)lot)3.34 3.34acres, acres,$55,000 $55,000
315-317 Highland-Restaurant $600,000 PENDING 315-317 Highland-Restaurant $600,000 PENDING
906 906Holloway Holloway3BR 3BR1BA 1BA$50,000 $50,000
118 (Mobile home) 118Myrtle MyrtleSprings Springs(Americus) (Americus) (Mobile home)
1207 1207Hampton HamptonCtCt2BR 2BR1.5BA 1.5BA$38,000 $38,000
BURTON NEWCOMB WILLIAM JACKSON886-1179 344-3029
534543-1 539969-1
US HIGHWAY 19S 1421 AVALON AVENUE
$59,900 $215,000 $55,750 $40,000 RADIUM SPRINGS, DOUGHERTY LEE COUNTY PHOEBE PARK, DOUGHERTY AVALON, DOUGHERTY 3BR / 2BA 1,254 SQFT 20.3 ACRE COMMERCIAL 3BR / 1.5BA 1,125 SQFT 3BR / 1BA 890 SQFTLOT Remodeled after 2017 storm! New roof, Located on major 4 lane divided highway! All brick, fenced yard, eat-in kitchen, Long Term Tenants currently paying HVAC, paint, fence sidewalks! 1200+Ft of$600/mo! Road Frontage! screened porch,&corner lot.
If homeowners want to be on trend with Scandinavian style in their home, the key is updating with clean, modern and light-toned accents. Functional furniture will help you organize your space and efficiently use the room. Finish off the room with sunny wood grain flooring and your Nordic look is complete.
HOMES HOMESFOR FORSALE SALE
217 217Sunrise Sunrise3BR 3BR1.5BA 1.5BA$50,000 $50,000
403 HOLLISSPRINGS DRIVE RD 4500 RADIUM
Liquidators, who regularly publish seasonal trends reports, have an array of cool-toned flooring options to choose from, such as Dream Home X2O Misty Morning Oak, a waterresistant laminate with a soft seashell tone and realistic oak graining.
MLS# MLS#139483 140489
534542-1 539939-1
4BR 4BR2BA 2BA$25,900 $25,900
5006 5006GAGAHwy Hwy300 300(vacant (vacantland) land)3 3acres acres$27,500 $27,500
Mobile 1076 acres $50,000 $50,000 MobileAve Ave(vacant (vacantland) land) 10 acres
Ann Ann Thomas Thomas GRI GRI
436-6628 436-6628
FOR FORRENT: RENT:313 313Tremont Tremont3BR 3BR2BA 2BA$690 $690mo. mo.$690 $690Deposit. Deposit.
542278-1 542278-1
WHO’S WHO WHO In In Mortgage Mortgage Lending Lending Lay the Foundation for a Financially Secure Future with the Right Mortgage Lay the Foundation for a Financially Secure Future with the Right Mortgage
540773-1 540783-1
534955-1 534962-1
Erin K. McDonald Erin K. McDonald Mortgage Banker Morgage Banker Erin K. McDonald NMLS#658957 Erin K. McDonald NMLS#658957 Mortgage Banker O: 229.878.2065 Morgage Banker O: 229.878.2065 NMLS#658957 F: 229.329.4057 NMLS#658957 F: 229.878.2065 229.329.4057 O: 721 North Westover Boulevard O: 229.878.2065 721 North Westover Boulevard F: 229.329.4057 Albany, Georgia 31707 F: 229.329.4057 Albany, 31707 721 NorthGeorgia Westover Boulevard erin.mcdonald@renasant.com 721 North Westover Boulevard All erin.mcdonald@renasant.com renasantbank.com Allloans loanssubject subject Albany, Georgia 31707 renasantbank.com tocredit creditapproval. approval. to Albany, Georgia 31707 erin.mcdonald@renasant.com erin.mcdonald@renasant.com All renasantbank.com Allloans loanssubject subject renasantbank.com tocredit creditapproval. approval. to
Debbie K. Sutton Mortgage Loan Officer
Debbie K. Sutton Cell 229-894-6754 Mortgage Loan Officer Phone 229-317-4544
Fax 229-336-0479 dsutton@bankofcamilla.net Cell 229-894-6754 NMLS# 588658 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net anK of amilla NMLS# 588658 2301 Dawson RD., Suite 300 Albany, GA. 31707 anK of amilla www.bankofcamilla.net 2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net
Leslie Collins 733.0373 Leslie.Collins@abtgold.com NMLS: 851247
b
Leslie Collins 733.0373
540778-1
b
534959-1 1
540786-1
(229) 446-2265
534957-1
(229) 446-2265
2815 Meredyth Drive, Albany, GA
C
540777-1
2815 Meredyth Drive, Albany, GA Leslie.Collins@abtgold.com NMLS: 851247
C
137 Robert B Lee ~ Leesburg, GA 31763 T: (229)759-2800 F: (800)807-0205 137 Robert B Lee ~ Leesburg, GA 31763 Lcannon@colonybank.com NMLS #740761 T: (229)759-2800 F: (800)807-0205 www.colonybank.com Lcannon@colonybank.com NMLS #740761 540776-1 www.colonybank.com 534956-1
540779-1
534960-1
Call 888-9340 to place Mortgage Callyour 888-9340 Company Here to place yourAd Mortgage Company Ad Here
ALB_040818_class_re_Layout 1 04/05/18 8:35 PM Page 7
albanyherald.com
240 Houses for Rent 3BR/ 2BA, lease to own CALL (229)894-2276 leave msg
1807 Spruce Lane Albany, GA, 31721 3 BR/2 BA - 1230 sq ft - Brick Home $1,000 per month
3BR 2BA 105 East Wallace Street Worth County home, original hard wood floors, updated bathroom, kitchen w/ lots of storage, finished bonus room, laundry room, corner lot with wired workshop- VA, FHA, USDA, Cash or lease purchase $96,900 Call 229-894-5045
1344-C Hwy 19 South, Leesburg GA Commercial Office Space $1350 per month - 1895 sqft 817 Flint Ave Warehouse/Office Space - $650 per month 2625 sqft - 75 ft x 35 ft 2620-B Dawson Rd Commercial Office Space - $2125 per month Located behind Pier One Imports across From the Albany Mall Contact Larry Walden for details 229-343-3710 1901 Palmyra Rd, Albany Office Bldg - 2071 sqft - 5BR/1BA/2 half baths for $1,800 per month
FOR SALE by owner by LCHC 3BR 2BA central H/C garage sprinkler syst. Fire plc. one owner 1404 Sq Ft $130,000.00 122 Brookfair Ln. call 229-881-2456
804 Twenty First Ave. 4840 sqft - $1200.00 per month Business office/distribution or Church space ready 121 Northbrook Ct., Lee County 3 bed/2 bath - 1266 sqft - Built in 2007
LEE COUNTY Owner financing 3BR 2 BA gargage, fireplace, and appliances 229-759-9004
FOR LEASE 1BR/1BA House, Very nice, Quiet, 1 acre lot, Older Tenant Preferred, Homestead Ave in Albany, $535/MO, $535 Dep, NO PETS, NO GRAFA, Call 229-436-2647
LEE COUNTY, 202 Dunaway Dr, 3BR/2BA, $800 Deposit, $1050 per month. 229-344-7175
LEE CO 3 & 4BR/2BA, Fireplace, Appl. & garage 229-759-9004
LEE: 117 Fox Hound, 4/2 $975 119 Fox Hound, 3/2 $925 The Wright Co. 229-435-0654
Mobile Homes & Lots for Sale
$1,400 per month
2011 COLEMAN 18ft Bumper Pull camper trailer excellent condition used 3 times $7500 OBO 229-8865555
Available now 2619 Whispering Pines 3 BR/2 BA - 1349 sq. ft. Pet friendly upon approval! Convenient location
3 BR/2 BA - Dishwasher, Microwave, Refrigerator,
$975/month 194 White Oak Dr., Lee County 4 BR/2 BA - Great Plantation Style floorplan!
Homes & 210 Mobile Lots for Sale
Beautiful firepit set up in the backyard... Great for entertaining! PET FRIENDLY! Available 4/16/2018
3BR 2BA 497 Murphy Rd Double wide with lot, $24,900 229-995-3252 or 229-886-4365
$1400/month 117 C-Mitchell Ave. 1 BR/1 BA Close to ASU
BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517
539972-1
$375/month
NOTTINGHAM APARTMENTS
229-432-9351
2401 NOTTINGHAM WAY
541271-1
114-A Acacia 3BR/2BA $695/400-Lee Co.
WILLOWS APPARTMENTS 1401 Whispering Pines Rd
2333 Andrew Gard den 2BR/1.5BA $595/$400 1143 B Gillionville 1BR/1BA $395/$250
Albany y, GA
2 & 3 BR Flats Starting at $495
2825 W Doublegate 3BR/2BA $1195/$800
Rosebrier Gardens
119 Michael Circle 3BR/2BA $950/$500-Lee Co. 1403 8th Ave 3BR/1BA $750/$495
1580 Hwy 19 S #10 Raintre ee Condos-Lee Co. 3BR/2.5BA $850/$500
127 D Winding W ay Way 3BR/2BA $695/$450-Lee Co.
B&B Rental Agency
925 Mercer 3BR/2BA $600/$350
229-435-5216
126 Crow 3BR/1.5 BA $775/$450-Lee Co.
1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646
613 Bison 3BR/2BA $950/$500
1BR 1BA Living room/kit. utilities and cable, furnished. Private, quiet area $750/mo 229-395-2624 $295 QUICK START SPECIAL, 2BR, $320/Mo., call anytime, move today. No Deposit. W/D hookup. Call (229) 299-8750. 2BR 2BA NW ALBANY $595 229446-7557
2507 Nottingham Way Northwest Albany “Call For More Info�
2391 Meadowlark Meadowlark Commons Court Commons Cou rt Suite Suite 101
DOWNTOWN ALBANY. 1 BR. APPLIANCES. NO PETS. $250/ M + DEPOSIT. FLINT REALTY 888-2290
MOVE-IN MOVE -IN READY READY
LEE CO. 1BR Waterfront. No pets. Water and Trash Included. $625 mo. + $600 deposit. Call 850-814-0949
0 ) DP SP 0 ) DP SP
WEST ALBANY. 2 BR / 1.5BA; CH&A, Appliances. $495.00 / mo + dep. No Pets. Flint Realty 888-2290
2BR/2BA 2BR/2BA Adjacent Adjacent to to the the ASU ASU Darton College Darton C ollege of of Health Professions Health P rofessions
4+%- 1+06' 4+%- 1+06'
Homes & 256 Mobile Lots for Rent 14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962 2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108
A APARTMENTS PARTMENTS
248 Apt/Dupl/Condo/ T’homs for Rent
1401-B 9th A Ave ve 1BR/1BA $475/$300
2 and 3 Bedroom Townhomes
248 Apt/Dupl/Condo/ T’homs for Rent
Near Marine Base 3BR-$825/month
812 Rosedale 3BR/1BA $550/$400
122 Jowers Lane 3BR/2BA $975/650-Lee Co.
229-436-9620
New Homes for Lease
708 B 8th Ave 2BR/1BA $525/$350
39963-1
533476-1
Fenced Back Yard, PET FRIENDLY!
APARTMENTS
1304 Ninth Ave 2BR/1.5BA $625/$450
Stove/Oven, Kitchen Island, Built-in Bookcases, Open Floor plan, Walk-in Closets, Fireplace,
1, 2 & 3/BR
Nottingham North Apartments
229-436-9096
$795 per month 1030 Summit Drive - Lake Park Area
2BR 1BA Car port, deck, convenient to marine base P&g Shopping $450/ mo 229-291-9901 or 229-889-9825
149 B Ravenwood Ct 3BR/2BA $795/$500-Lee Co.
3 Bedroom 1.5 Bath - 1155 sqft $700 per month
248 Apt/Dupl/Condo/ T’homs for Rent
1, 2, & 3 BR Apartments
Lake Park subdivision
4816 Mustang Drive
248 Apt/Dupl/Condo/ T’homs for Rent
Gardner,, Whiting, & Malone 2BR/1BA $325/$150
Garage - No Pets - $1,000 per month 2507 Ridgewood Lane, Albany, GA 31707 4 bed/2.5 bath - 2244 sqft
210
240 Houses for Rent
Mo Move-in ve-in SPECIAL
2BR/1BA $550 mo. 2B R/1BA $ 550 m o. 1BR/1BA $475 mo. 1B R/1BA $ 475 m o. Includes cable, water, Inc ludes c able, wate r, sewer, garbage s ewer, & ga rbage DUPLEXES DUPLE EXES more &m ore online online at www.MPMAlbany.com www.M PMAlbany.com 638-1597 638 -1597
3 HOMES on 3 Acres, 3BR/2BA on Homestead Ave, Quiet Safe area, 40 yrs or older preferred, 229-436-2647 3BR 1.5BA Appliances, fenced yard, near Walmart & Miller quiet nice neighborhood on Cordele Rd $400/ mo plus dep 229-395-5855
The #1 Home Shopping & Selling Tool Covering SWGA
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541273-1
3BR 1.5BA 1201 Hampton Court (Albany) Price to sell $57,000 (229)8945045 FHA, Cash or lease purchase
240 Houses for Rent
541276-1
202 Houses for Sale
REAL ESTATE
541279-1
REAL ESTATE
SUNDAY, APRIL 8, 2018 • 7C
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albanyherald.com albanyherald.com
8C • Sunday, April 8 2018 8C • Sunday, April 8 2018
How to handle rising interest rates in 2018
BPT) - The nation’s central bank - the Federal Reserve - just raised interest rates by a quarter point. The Fed is expected to raise rates at least two more times this year by the same amount. That’s going to affect a lot of your finances, including your credit card bill, car payment and home equity line of credit. But don’t panic. Rates will still be below historical averages, and you can eliminate the impact of higher rates, or lessen them, with some careful planning. Plus, you can take advantage of higher interest rates on savings accounts.
rate is the average (15 percent), you’re probably already paying $2,340 a year in interest payments. So, consider shopping for a lower rate - even one percentage point lower can save you more than the Fed rate hikes this year. Home equity
Home equity lines of credit (HELOCs) - loans based on the equity in your home - are also variable and will go up along with Fed rate hikes. These rates currently start at less than 5.7 percent on average, but will probably top 6 percent The March 21 hike increased the with the Fed hikes before the end Mortgages Federal Reserve’s basic rate by of the year. 0.25 percent to between 1.5 perThe Fed hikes won’t directly affect cent and 1.75 percent. Here’s how Robert Frick offers some addition- fixed-rate mortgages. Those are it - and any future increases - will al food for thought for consumers tied to the 10-year treasury bond with high credit card debt: “Take rate, which is primarily controlled shake out. out a HELOC, pay off your credit by supply and demand in the financards and save hundreds of dollars cial markets. However, the 10-year Credit cards in interest payments. Just make Treasury rate has already risen this “These increases will be passed sure you don’t turn around and year, and is expected by many anaalong to your credit card rate al- run up a high credit card balance lysts to continue going up. Thirtyyear mortgage rates have avermost immediately - but you’ll again.” aged around 5.6 percent the last 20 hardly feel it if you have a low balyears, and are below 4.5 percent ance,” explains Robert Frick, cor- Auto loans now. porate economist at Navy Federal If you already have an auto loan, Credit Union. For example, for every $1,000 in credit card debt you your rate is locked in so don’t Here’s another tip from Frick: “You have, each rate hike will add $2.50 worry about the hikes. However, if should not let the prospect of risper year. At the end of the year (as- you’re shopping for a car, the Fed ing mortgage rates trigger you into suming three hikes), that means an hikes will increase rates. That said, buying a house quickly. There are extra $7.50 annually on that same car loan rates vary quite a bit de- so many factors to consider in such $1,000 balance. However, Frick pending on your credit and what a major purchase.” But to give you notes the average card debt for kind of deal you can get from your a rough idea on the effect of rates, households with a credit card bal- bank or credit union. The increase a $200,000 mortgage loan at 4 perance is about $15,600, “equaling in rates has a small effect on the cent results in a $955 monthly payan extra $117 per year in interest total interest you pay on the loan ment (principal and interest). A 4.5 compared to these other variables, percent loan for the same amount is charges.” not to mention the term of your $1,015, or an extra $58 per month. If your balance is that high, you loan and how much you pay for the If you already have a variable rate might consider these rate hikes a car. mortgage, you can expect your rate wake-up call. If your credit card
will rise along with Fed hikes. Now, the good news Rising rates mean you’ll get more money on bank savings accounts, money market accounts and certificates of deposit. Savings rates are also on the move. When a year ago savers were grateful for a tenth of a percentage point increase or less, you can now find rates for some products jumping by 0.3 percent, 0.4 percent or more. Frick points out that certificate of deposit rates are starting to rise and will grow in 2018. “Other savings products are not rising as much and the increases are mainly coming from credit unions and online banks, with commercial banks lagging,” he said. Lastly, Frick recommends this savings strategy: “Do not commit yourself to a single certificate of deposit duration, unless it meets a specific goal. Buy several CDs and stagger the terms, so you’ll be able to reinvest regularly as rates rise.”
534540-1 534540-1
Jamie Jamie Finlayson Finlayson 449-2153 449-2153
LAKE BLACKSHEAR BLACKSHEAR LAKE 181 N N Valhalla Valhalla Dr Dr 181 Large Family Home 2.39 Large Family Home 2.39 Acres On On Lake Lake Blackshear, Blackshear, Acres Br, 3.5 3.5 Ba, Ba, 44 Br, Pool & Poolhouse Pool & Poolhouse $342,000 $342,000 Call Chuck 886-2521 Call Chuck 886-2521
LAKE BLACKSHEAR BLACKSHEAR LAKE 631 Flintside Flintside Dr Dr 633 Main Lake With 2 Acres OnHome Main Lake Excellent Views! Over 200 Feet OnLarge Water, 1.67Double Acre Lot, 3 Bedroom, Boathouse, 2 Bath, 1940 Square 4 Bedrooms, 3 BaFt, 170 Feet On The Water $311,000 $309,900 Call Allan 886-2828 Call Allan 886-2828
LAKE BLACKSHEAR BLACKSHEAR LAKE 2143 Lakeshore Lakeshore Ct Ct 2143 Large Lot On Main Lake! Large Lot On Main Lake! 1.24 Acres Acres With With 105 105 Feet Feet 1.24 On The The Water, Water, 22 Br, Br, 22 Ba, Ba, On Hardwood Floors, Floors, Hardwood Double Boathouse Boathouse Double $410,000 $410,000 Call Allan Allan 886-2828 886-2828 Call
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LAKE BLACKSHEAR BLACKSHEAR LAKE 245 Flintside 245 Flintside Cabin // Cottage Cottage With With 22 Br Br Cabin 1 Ba, Two Gazebos On The 1 Ba, Two Gazebos On The Water, Dock, Dock, Hardwood Hardwood Floors, Floors, Water, Granite Tops Tops Granite $175,000 $175,000 Call Allan 886-2828 Call Allan 886-2828
LAKE BLACKSHEAR BLACKSHEAR LAKE Lot 159A 159A Wolf Wolf Thick Thick Rd Rd Lot Prime Lot In Crisp County, Prime Lot In Crisp County, Over 110 110 Ft Ft On On Water, Water, Over Great Views Of Main Lake, Great Views Of Main Lake, 0.633 Acres 0.633 Acres $135,000 $135,000 Call Allan 886-2828 Call Allan 886-2828
LAKE BLACKSHEAR BLACKSHEAR LAKE 643 Smoke Bridge Circle Circle 643 Smoke Bridge
LAKE BLACKSHEAR BLACKSHEAR LAKE 488 Lakeshore Way 488 Lakeshore Way 75 Feet On The Water With 75 Feet On The Water With Excellent Views! Views! Nice Nice Double Double Excellent Bathouse, Seawall, Seawall, Screen Screen Bathouse, Porch And Lots Of Decking, Porch And Lots Of Decking, Br, 22 Ba, Ba, 1512 1512 Square Square Ft Ft 33 Br, $285,000 $285,000 Call Allan Allan 886-2828 886-2828 Call
LAKE BLACKSHEAR BLACKSHEAR LAKE 209 Flintside 209 Flintside Lot In Pecan Slough With With Lot In Pecan Slough 94 Feet Feet Of Of Seawall Seawall 94 Frontage, Boathouse Boathouse With With Frontage, New Roof, Roof, Fenced Fenced And And New Ready To To Build Build Ready $169,900 $169,900 Call Allan Allan 886-2828 886-2828 Call
LAKE BLACKSHEAR BLACKSHEAR LAKE 597 Flintside Dr Dr 597 Flintside
LAKE BLACKSHEAR BLACKSHEAR LAKE Lot 8 Cannon Branch S/D S/D Lot 8 Cannon Branch Crisp County, County, 1.11 1.11 Acres, Acres, Crisp 281 Feet On Water, 281 Feet On Water, Restrictive Covenants Covenants Restrictive $119,900 $119,900 Call Allan Allan 886-2828 886-2828 Call
LAKE BLACKSHEAR BLACKSHEAR LAKE 349 Flintside Dr 142 Valhalla Main Lake 2 Bedroom New Upgrades, 2 Baths, NewDock DockAnd / Boathouse, Large Metal Nice Boathouse, 3 Br, 2 Ba, Storage Buildings 100 Ft 1500 Square Ft, Large Lot On Water With 100 $299,000 Feet On The Water Call Allan 886-2828 $244,500
Large 2.36 2.36 Acre Acre Lot Lot In In Worth Worth Co Co Large With 140 Feet On Water, 3 Br, With 140 Feet On Water, 3 Br, Ba, Very Very Nice Nice Dock Dock // 22 Ba, Boathouse Boathouse
$275,000 $275,000 Call Allan Allan 886-2828 886-2828 Call
Main Lake Lake With With 154 154 Ft Ft On On Main Water, 33 Br, Br, 22 Ba, Ba, Water, Double Boathouse, Boathouse, Updated Updated Double With Hardwood Hardwood Floors, Floors, Large Large With 1.1 Acre Acre Lot, Lot, Sunroom Sunroom 1.1
$325,000 $325,000 Call Allan Allan 886-2828 886-2828 Call
IN
ALBANY ALBANY 1807 Forest Glen Glen 1807 Forest Brick Home With Hardwood Brick Home With Hardwood Floors, Kitchen Kitchen Updated, Updated, New New Floors, Appliances, 33 Bedrooms, Bedrooms, Appliances, 1.5 Baths, Baths, 1484 1484 Square Square Ft Ft 1.5 $89,900 $89,900 Call Allan Allan 886-2828 886-2828 Call
LEESBURG LEESBURG 111 Northwood 111 Northwood Close to to Schools, Schools, 33 Br, Br, 22 Ba, Ba, Close Fenced Yard Eat in Kitchen, Fenced Yard Eat in Kitchen, Updated 1550 1550 Square Square Ft Ft Updated $124,900 $124,900 Call Allan Allan 886-2828 886-2828 Call
LEESBURG LEESBURG 112 Garrett Garrett 112 Lee County on 11 Acre, Acre, Lee County on 3 Br, 2 Ba, Garage, 3 Br, 2 Ba, Garage, Open Floor Floor Plan, Plan, Open 1470 Square Ft 1470 Square Ft Call Allan 886-2828 Call Allan 886-2828
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D N ELEESBURG
LEESBURG LEESBURG LEESBURG 204 Saxton Place Place Brasstown 204 Saxton 423110 Wiregrass Way Gated Community Community In In Lee Lee County County Gated 4 OrCounty, 5 Bedrooms With Lee Grover Park On A Pond!, Lots Of Upgrades, On A Pond!, Lots Of Upgrades, S/D, Inground Pool, Hardwood 3 Br, 2 Ba,1550 Square Granite Countertops, Countertops, Hardwood Hardwood Floors, Master Br Downstairs, Granite Ft, Lots Of Privacy, Double Floors, 33 Bedrooms, Bedrooms, 33 Baths, Baths, Floors, Large Open Family Large LivingRoom Room Double Garage, Garage, 2170 2170 Square Square Ft Ft Garage, Double 3570 Square Ft $100,000 $220,000 $220,000 $330,000 Call Allan Allan 886-2828 886-2828 Call Allan Allan 886-2828 886-2828 Call Call
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NORTHWEST ALBANY ALBANY ALBANY NORTHWEST ALBANY ALBANY NORTHWEST ALBANY ALBANY ALBANY NORTHWEST NORTHWEST NORTHWEST ALBANY ALBANY 1720 Marbury Marbury 2206 Greenoch Greenoch 1800 Stuart 3433 Plantation 1804 Slappey 1720 2206 1800 Stuart 3433 Plantation 1804 Slappey Lake Park Park Subdivision, Subdivision, New Roof And New Flooring, Large Home With Upgrades, Lake Completely Updated, Albany, Zoned Zoned Commercial, Commercial, New Roof And New Flooring, Hardwood Floors, New Roof, Large Home With Upgrades, Completely Updated, Albany, Hardwood Floors, New Roof, 5 Bedrooms, Updated Bathrooms, Bathrooms, Bedrooms, 22 Bath, Bath, 1745 1745 Updated All New New Kitchen, Kitchen, New Cabinets Cabinets And And Heat Heat And And 5 Bedrooms, All 1000 Square Square Ft, Ft, Great Great 33 Bedrooms, New 1000 Bedrooms, 2.5 2.5 Ba, Ba, 1912 1912 33 Bedrooms, Air Unit, Unit, Very Very Nice Nice Shop Shop Square Ft, Ft, Brick Brick Home, Home, Garage Garage Large Shop, Shop, 2483 2483 Square Square Ft Ft Location, Office Office Spaces Spaces Air Square Large Square Ft, Shop, Fenced Yard Location, Br, 22 Ba, Ba, 2427 2427 Square Square Ft Ft Square Ft, Shop, Fenced Yard 33 Br, $149,900 $79,000 $124,900 $149,900 $135,000 $169,900 $79,000 $124,900 $135,000 $169,900 Call Allan Allan 886-2828 886-2828 Call Allan Allan 886-2828 886-2828 Call Allan Allan 886-2828 886-2828 Call Allan Allan 886-2828 886-2828 Call Allan Allan 886-2828 886-2828 Call Call Call Call Call
SMITHVILLE LEESBURG 928 Airport Rd 225 Hawkstead Smithville On 50 Acres, Holly Plantation 2S/D, 3 Br, 4 Bedrooms, Baths, Built InLarge 2006 2Two Ba,Ponds, Brick Home, With 2388 Square Ft, Kitchen, Screened Porch Shop / Storage 2316 Square Ft $280,000 Call Allan 886-2828 $199,500
LESLIE NORTHWEST ALBANY 119Westagate SeaboardDr 3120 Townhouse New Upgrades! Large Building / Warehouse 4With Bedrooms, 3 Baths, 6000 Square Ft, Hardwood Floors, Master Next To Dollar General, Bedroom Downstairs, High Ceilings Porch, New Roof $159,500 $129,000 Call Chuck 886-2521 Call Allan 886-2828