SWGA HOMES 04/30/2017

Page 1

4C • SUNDAY, APRIL 30, 2017

albanyherald.com

2604 Fox Hollow Ct. Albany 5BR/3-1/2BA 3584 sqft $365,000

SOUTHERN CHARM AT IT’S FINEST! (1) Exquisite Bayou Cottage design by William Poole features 5 Bedrooms, 3.5 Baths (2) Welcoming “Rocking Chair” Covered front porch (3) Gorgeous Hardwood Floors Throughout the Downstairs (4) Large Dining Room w/ Detailed Molding (5) Dream Eat-in Kitchen: center island w/ prep sink, GE Profile Appliances, Granite Counter tops, lots of Cabinet space & 2 Pantries! (6) Great Room Open w/ Cathedral Ceilings, Gas Fireplace & Sweeping Views of the backyard. (7) Tons of Natural light! (8) Master Suite w/ Hardwoods, Large On Suite: His & Her Sinks, Separate Shower, Jacuzzi Tub, Private Toilet & HUGE WALK-IN CLOSET! Quiet Cul-de-sac location! +Additional Lot Next Door Available! Katie Hughey Gatewood (C) (229) 881-0743 (H) (229) 889-9389 532 N Westover Blvd Albany GA 31708

Katie.hughey@gmail.com www.albanyhousehunting.com

478583-1

HUGHEY & NEUMAN, INC

LD

LAKE BLACKSHEAR 382 Lakeshore Dr

LAKE AKE BLACKSHEAR ACKSHEAR S 334 Spring 3 p g Creek ek

Excellent Location And Views! 0.84 Acres, Seawall, Views! 3 BR, BR 2 BA, BA Large Lot $230,000 Call Allan 886-2828

85 5F Feett On O The W ater, Water, Excellent Location! 2 BR, 1 5 Baths, Dock, Seawall 1.5 $269,000 Call Allan 886-2828

LAKE BLACKSHEAR 328 Swift Creek Rd

LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views! Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828

100 Feet On Lake Blackshear, Blackshear, Large Lot With A Dock, 2 Bedroom, 2 Ba, $159,900 Call Allan 886-2828

LEESBURG 208 L Lynwood ynwood y Laurelbrook S/D, 3 Bedroom, 2 Baths, 1667 Square FT $110,000 Call Allan 886-2828

ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828

S

O

LEESBURG 128 Blue Springs p g Br,, 2 Baths, Pool, 3 Br 1755 Square Ft $102,000 Call Allan 886-2828

ALBANY Northwest Albany y Lot 2009 Beattie Rd. Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828

LAKE BLACKSHEAR 463 Flintside Weekend Place Or Great Weekend Rental Opportuinity! 2 Br 1 Bath, Dock With Boathouse, Seawall, Main Lake V iews Views $219,000 Call Allan 886-2828

LAKE BLACKSHEAR 496 Lakeshore Way Way y Lake Blackshear Main Lake With 160 FT On Water, Water, 5BR, 3.5BA, On 1.2 Acres!!! Dock With Boathouse, Boat Ramp. $550,000 Call Allan 886-2828

LAKE BLACKSHEAR y 880 Flournoy Great Location In W Worth orth County, County, 145 Feet On W ater, Dock, 3 Water, Bedroom, 2 Baths, Comes With Additional Lot $285,000 Call Allan 886-2828

LAKE BLACKSHEAR 356 Swift Creek

LAKE AKE BLACKSHEAR CKSHEAR 210 Drayton 2 y Loop p

Water On The W ater With A Dock! 3 Bedroom 2 Bath, 100 Feet On Water, Water, $128,000 Call Allan 886-2828

LAKE BLACKSHEAR 169 Flintside 0.93 Acres On The Water Water With Dock And Boathouse, our Fenced, Ready For Y Your Dream Home $75,000 Call Allan 886-2828

LEESBURG 244 Winship Quail Pines Winship pQ S/D Lee County on 2.72 Acres, 4 bedrooms 4BA, 5400 Square Ft. $369,000 Call Allan 886-2828

LEESBURG COUNTRY 174 COUNTR Y Leesburg on 8.56 Acres with a pond and dock, 3 bedrooms 2 bath, 1 164 Square Ft 1164 $115,000 Call Allan 886-2828

LD

NORTHWEST RTHWEST WEST T ALBANY B 0 W 10Th 1510 edrooms 2 Baths, 4 Bedrooms Inground Pool, 1620 Square ard Ft, Fenced Y Yard $88,800 Call Allan 886-2828

S

O

DOUBLEGATE DOUBLEGA ATE 2622 Chelsea Ct On 1.21 Acres, 5 Bedroom, 3.5 Baths, 4200 Square Ft, Driveway,, New Roof And Driveway Double Garage $285,000 Call Allan 886-2828

O

LD

S Located On

River,, The Flint River 3 Bedroom , 2 Baths $125,000 Call Allan 886-2828

LD

LEESBURG EESBURG BURG G

O S 4 Br , 2 Bath

109 Crabapple pple $148,900

Call Allan 886-2828 Pending P ending g

ALBANY 911 91 1 Parrish 3 Bedroom 2 Baths, Yard, Fenced Y ard, 1500 Square Ft $89,900 Call Allan 886-2828

LAKE BLACKSHEAR 1200 Campers p Haven Located On Flint River River,, 3 Bedroom, 2 Ba, Plenty Of Storage , Dock $160,000 Call Allan 886-2828

LAKE BLACKSHEAR 349 Flintside Dr Main Lake M i L k 2 Bedroom B d 2 Baths, New Dock / Boathouse, Large Metal Storage Buildings 100 Ft On Water Water $299,000 Call Allan 886-2828

SMITHVILLE 928 Airport p Rd Smithville On 50 Acres, 4 Bedrooms, 2 Baths, Two T wo Ponds, Built In 2006 With 2388 Square Ft, Shop / Storage $295,000 Call Allan 886-2828

LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521

albanyherald.com

SUNDAY, APRIL 30, 2017 • 5C

they can thrive and produce intensely flavorful leaves. Most herbs grow best in full sun, but some can also tolerate light shade. Although many herbs are adaptable to varying conditions (and flavor can oftentimes be best when the plants are stressed a bit), be careful not to overwater as most herbs need welldrained soil. To prepare soil in a new planting area, remove sod if necessary and amend soil to create the ideal growing environment for your herbs. Planting on sloping ground or in pots or raised beds provides ideal drainage. Mixing organic material like compost into soil can help improve soil drainage, fertility and water retention.

PLANT AND PROTECT

3 STEPS FOR GROWING EDIBLE HERBS

You can also tailor your herb garden to your family’s favorite dishes. If they love pasta and pizza, try growing basil, oregano, thyme and garlic chives. For Mexican flavors, include cilantro, Mexican tarragon, epazote and lime basil. To complement Asian cooking, test your skills with lemon grass, Thai cinnamon (Family Features) Herbs can bring a blend basil or mint. You might want herbs to of beauty and functionality to your home brew tea with such as mint, chamomile, garden, and growing them can be one of lemon balm or verbena, or bergamot. the easiest and most rewarding ways to try your hand at gardening.

SELECT A SITE

With these tips from Bayer Advanced lawn and garden expert Lance Walheim, you can add a pop of flavor to family dinners.

CHOOSE YOUR HERBS Start by thinking about which herbs you use regularly and researching those plants to determine if you can easily grow them at home. Basil, chives, oregano, parsley and thyme are notorious for being fuss-free and perfect for those who may be new to gardening or growing herbs.

Herbs are versatile plants that can be tucked into an existing planting area, grown in a dedicated plot or even planted in containers indoors by a sunny window. Most herbs are also attractive plants and can double as ornamentals mixed in with vegetables or flowers. Some, such as creeping thyme, rosemary and lavender, can even be used as ground covers or short hedges. Regardless of where you plant your herbs, it’s important to provide the correct growing conditions to help ensure that

HOW MUCH HOU HOUSE USE CAN YOU AFFORD? USE AFFOR RD? RD?

t The amount of your down payment. paymentt. :PV :P PV XJMM IBWF UP NBLF B EPXOQBZNFOU EPXOQBZNFOU PG BU MFBTU QFSDFOU PG UIF IPNF QVSDIBTF QVSDIBTF QSJDF 'SFEEJF .BD T .BD T QFSDFOU F UP RVBMJGZ GPS B NPSUHBHF UIBU NFFUT 'SFEEJF QFSDFOU SFRVJSFNFOUT BSF BCMF UP QVU EPXO E QFSDFOU PS NPSF NPSF ZPV DBO BWPJE SFRVJSFNFOUT *G ZPV BSF E IBWJOH UP QBZ QSJWBUF NPSUHBHF JOTVSBODF 1.* 1.** SFEVDJOH SFEVDJOH ZPVS NPOUIMZ NPSUHBHF QBZNFOU QBZN NFOU t The type of home your are are purchasing. purchas sing. *G ZPV BSF BSF MPPLJOH UP CVZ B DPOEPNJOJVN DPOEPN NJOJVN LFFQ BSF UZQJDBMMZ IJHIFSS GPS UIFTF MPBOT BOE ZPV MM IBWF UP CVEHFU CVEH GPS UIF JO NJOE UIBU SBUFT BSF HFU GPS DPTU PG ZPVS NPOUIMZ DPOEPNJOJVN GFF GF FF t Your Your current current lifestyle and future future plans. pla ans. :PV :P PV TIPVME DPOTJEFS ZPVS DVSSFOU DVSSFOU MJWJOH MJWWJOH TUBOEBSET TUBOEBSET BT XFMM BT BOZ GVUVSF GVUVSF NBKPS NBKP PS FYQFOTFT TVDI BT B XFEEJOH PS DPMMFHF DPMMFH HF UVJUJPO "OE SFNFNCFS C XIBU I U ZPV DBO DPNGPSUBCMZ D G U CM BGGPSE BGGGPS U E OPUU ýWF UPEBZ ý ZFBST GSPN OPX " E SFNFNCFS C CVZ G E UPEBZ G PN OPX GS t Fees and closing costs. 3FNFNCFSS UP GBDUPS JO UIF FYQFOTFT BOE GFFT ZPV XJMM JODVS GPS B IPNF BQQSBJTBM B IPNF JOTQFDUJPO JOTQFDUUJPO BOE PUIFS QSPGFTTJPOBM QSPGFTTJPOBM TFSWJDFT SFRVJSFE SFRVJSFE UP CVZ B IPNF

KEY RA RATIOS ATIOS LENDERS LENDE ERS USE

Keep your plants healthy and ensure bugs and insects don’t enjoy your herbs before you do with a one-step solution like Bayer Advanced(r) Natria(r) Insect, Disease and Mite Control. It protects against listed diseases and pests, and can be used up until the day before you harvest. Paying close attention to the steps you take in your herb garden can help maximize results. For more information on ways to protect your herbs, visit bayeradvanced.com. Photo courtesy of Getty Images #13697 Source: Bayer Advanced

Subject T To o Change Chan nge Upon Short Notice Notiice

tY Your our annual gr gross oss income. : :PV PV DBO P O HFU B WFSZ SSPVHI PVHI FTUJNBUF PG ZPVS BG BGGPSEBCMF GPSEBCMF E HSPTT FYBNQMF IPNF QSJDF SBOHF CZ NVMUJQMZJOH ZPVSS BOOVBM HS PTT JODPNF CZ 'PS FYBN QMF JG ZPVS BOOVBM HSPTT HSPTT JODPNF JT ZPV NBZ CF BCMF UP BGGPSE BGGPSE B IPNF XPSUI UIJT DVSSFOU JOUFSFTU JOUFSFTU SBUFT ZPVS EFCU BOE DSFEJU DSFEJU IJTUPSZ

IJTUPSZ

WBSJFT EFQFOEJOH PO DVSSFOU

F t Current Current mortgage rates. .PSUHBHF SBUFT DIBOHF DPOTUBOUMZ CBTFE PO UIF FDPOPNJD :PV GBDUPST UIBU BGGFDU BGGFDU UIF EFNBOE GPS NPSUHBHFT NP 'SFEEJF .BD . :P PSUHBHFT BNPOH JOWFTUPST MJLF 'SFEEJF PV DBO USBDL NPSUHBHF SBUF USFOET USFOET CZ GPMMPXJOH GPMMPXJJOH 'SFEEJF 'SFEEJF .BD T .BD T 1SJNBSZ .PSUHBHF .BSLFU .B 4VSWFZ BSLFU 4VSWFZ

As you arrange your garden, remember to put taller plants in the back and shorter ones in the front.

MORTGAGE MOR TGA AGE RA RATES ATES T

Determining how much “home you can af afford� a ford� depends on several important factors tors including:

t Your Your credit credit history and score. score. :PVS :P PVS DSFEJU DSFEJU DBO BGGFDU BGGFDU ZPVS BCJMJUZ UP RVBMJGZ GPS GP PS B #FGPSF ZPV TIPQ GPS B IPVTF PS B NPSUHBHF NPSUHBH HF ýOE PVU NPSUHBHF BOE ZPVS NPSUHBHF SBUF #FGPSF XIBU ZPVS DSFEJU DSFEJU TDPSF TDPSF JT CZ WJTJUJOH XXX BOOVBMDSFEJUSFQPSU DPN X BOOVBMDSFEJUSFQPSU DPN PS DBMMJOH XXX Be sure surre to do this once on scorre can be negatively ne nce a year because your score egatively affected if pulled too often.

Some herbs, like dill, basil and lemon balm, start easily from seed while others, including lemon verbena, mint, rosemary and French tarragon, are easier to grow from purchased seedlings.

LENDER ER AB&T 229-446-2265 5

30-YEAR FIXED RAATE RATE

(No Points)

15-YEAR 1-YEARR ADJUST ADJUSTABLE TABLE RATE RAATE (No Points) FHAA and/or or VA VA (30-Y (30-Year) Year) FHAA and/or VA VA (15-Y (15-Year) Year) FIXED Life of USDA yr.. Po yr.. Points RAATE Rate Annual Loan Margin 30 yr RATE Points oints 15 yr 100%

(No Points)

Cap

Cap

Rate

Rate

yr.. 30 yr

3.875 3.125

-

-

-

-

3.125

0

3.375

0

3.625

4.25

3.625

-

-

-

-

3.75

0

3.50

0

3.875

4.125

3.50

-

-

-

-

3.75

0

3.50

0

4.10

3.25

-

-

-

-

3.75

-

-

-

0

3.875 3.250

-

-

-

-

3.50

0

3.25

0

3.50

4.25

-

-

-

-

3.75

-

3.50

-

-

Last Update 04/27/2017 /2017

Ameris 229-434-4555 5 Last Update 10/13/2016 /2016

Flint Community Bank 229-903-1400 0 Last Update 02/23/2017 /2017

Suntrust Mortgag Mortgage ge Inc. 229-430-5494 4 Last Update 04/27/2017 /2017

M t age Synovus Mortgage S 229-430-7037 7 Last Update 04/20/2017 /2017

Bank of Camilla lla 229-294-2068 8 Last Update 02/09/2017 /2017

3.375

5P 5 P EFUFSNJOF IPX NVDI ZPV DBO BG BGGPSE GPSE E JU JT IFMQGVM UP GPMMPX UIF HVJEBODF BOE E LFZ SBUJPT MFOEFST VTF t Housing Expense Ratio. -FOEFST SFDPNNFOE SFDPNNFOE UIBU ZPVS NPSUHBHF QBZNFOU JOUFSFTU UBYFT BOE NPSUHBHF NPSUHBHF JOTVSBODF CF MFTT UIBO QFSDFOU QFSDFOU PG P ZPVS QSJODJQBM JOUFSFTU NPOUIMZ HSPTT HSPTT JODPNF t Debt-to-Income Ratio -FOEFST MPPL L UP TFF UIBU BMM ZPVS PUIFS EFCUT DSFEJU DSFEJU DBSET DBSET BMJNPOZ DIJME TVQQPSU TVQQPSUU DBS MPBOT BOE IPVTJOH FYQFOTFT BSF BSF MFTT MF FTT UIBO TUVEFOU MPBOT BMJNPOZ QFSDFOU PG ZPVS NPOUIMZ HSPTT HSPTT JODPNF QFSDFOU

3BUFT DBO CF SSFEVDFE F FEVDFE XJUI EJTDPVOU QPJOUT 3B 3BUFT BUFT BS BSF F TVCKFDU UP DIBOHF VQP VQPO O TIPSU OPUJDF BOE EJTDPVOU DIBOHF GSFRVFOUMZ QFSDFOUBHF QPJOUT DPVME DIB BOHF GS FRVFOUMZ 0OF EJTDPVOU QPJOU Q JT FRVBM UP POF QFS DFOUBH HF QPJOU PG UIF MPBO BNPVOU XIFO MFOEFST QSPHSBNT ORIGINATION BOE JT QBJE XI FO UIF MPBO JT DMPTFE .PTU MF FOEFST IBWF B WBSJFUZ PG QS PHSSBNT ORIGINA ATION FEE IS NORMALLY POINT, VARY. BNPVOU NORMALL LY ONE ON NE ADDITIONAL POINT T, BUT CAN V AR RY. .BYJNVN BNPVO OU GPS DPOWFOUJPOBM MPBO JT To T o Participate P in the column, call 888-9333. For information on on specific mortgage programs The Lender. pr ograms call Th he Lender r.

MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert more lenders for mor e information

љђŃ?ŃĄŃ&#x;Ń–Ń?ŃŽŃ™ љђŃ?ŃĄ Ń&#x;Ń–Ń?ŃŽŃ™ Ó• ŃŽѥѢŃ&#x;ŃŽŃ™ ŃŽѥѢŃ&#x;ŃŽŃ™ ŃŽŃ ŃœŃšŃ?юћіђŃ

Â’Â?¢ ˜Â? •‹Š—¢ ŞŞřȏŞřřŖ ŞŞř ŞřřŖ

Ž˜›Â?’Š ˜ Ž› ˜  Ž› ĹšĹ™ĹœČŹĹ™Ĺ™Ĺ–Ĺš ĹšĹ™Ĺœ řřŖŚŚ

Â’Â?Œ‘Ž•• ž–Â?Ž› ž– –Â?Ž› ĹšĹ™ĹœČŹĹ–Ĺ–Ĺ?Ĺ– Ĺ?Ĺ›Ĺ&#x;ČŹĹ˜Ĺ˜Ĺ&#x;Ĺ— ĹšĹ™Ĺœ Ĺ–Ĺ–Ĺ?Ĺ– Ĺ?śśĹ&#x;ČŹĹ˜Ĺ˜Ĺ&#x;Ĺ— Ĺ›Ĺ&#x; Ĺ˜Ĺ˜Ĺ&#x;Ĺ— ђљђŃ?Ń•ŃœŃ›Ń’ AT&T AT T&T Residential 888-757-6500 žœ’—Žœœ ĹžĹœĹœČŹĹœĹ˜Ĺ–ČŹĹœĹ–Ĺ–Ĺ– Â Â Â ÇŻÂŠÄ´ÇŻÂŒÂ˜Â–

ћѥђŃ&#x;ћђѥ ћѥ Ń’Ń&#x; Ń&#x;ћђѥ Ń&#x;ŃœŃŁŃ–Ń‘Ń’Ń&#x;Ń

Ç­ Ç­ Çť ’Š•ȏž™ ĹžĹ–Ĺ–ČŹĹšĹ™ĹœČŹĹžĹœ ĹžĹ–Ĺ–ČŹĹšĹ™ĹœČŹĹžĹœĹ™ĹžÇź ĹœĹ™ĹžÇź Çť ĹžĹ–Ĺ–ČŹĹ˜ĹœĹ™ČŹĹ–Ĺ˜ĹšĹ—Çź    ǯÂŠÄ´ÇŻÂŒÂ˜Â–    ǯÂŠÄ´ÇŻÂŒÂ˜Â– •Š—Â?Ž• •Š—Â?Ž• Ĺ—ČŹĹžĹ–Ĺ–ČŹĹ™ĹšĹ˜ČŹĹ?Ĺ›ĹœĹš Ĺ—ČŹĹžĹ–Ĺ–ČŹĹ™ĹšĹ˜ Ĺ˜ČŹĹ?Ĺ›ĹœĹš ž›Â? ˜žÂ?‘ ĹžĹ?ĹžČŹĹœĹ–Ĺ–Ĺž Ń’Ń?ŃŚŃ?љіћє ŽŽ™ •‹Š •‹Š—¢ȏ ˜žÂ?‘Ž›Â?¢ Š—¢ȏ ˜žÂ?‘Ž›Â?¢ ŽŠžÂ?Â’Â?ž• ĹšĹ™Ĺ–ČŹĹ›Ĺ˜ ĹšĹ™Ĺ–ČŹĹ›Ĺ˜Ĺ›Ĺ? Ĺ˜Ĺ›Ĺ?

Ń?Ń•ŃœŃœŃ™ Ń?Ń•ŃœŃœ ŃœŃ™ Ń›Ń“ŃœŃ&#x;ŃšŃŽŃĄŃ–ŃœŃ›

˜žÂ?‘Ž›Â?¢ ˜ž—Â?¢ ž‹•’Œ Œ‘˜ Œ‘˜˜• ˜˜• ¢ÂœÂ?Ž– ÂŽÂŽ ˜ž—Â?¢ Œ‘˜˜ Œ‘˜˜• ˜• ¢ÂœÂ?Ž– ĹšĹ™Ĺ—ČŹĹ—Ĺ˜ĹœĹš Ĺ˜Ĺ˜Ĺ&#x;ČŹĹ&#x;Ĺ–Ĺ™ČŹĹ˜Ĺ—Ĺ–Ĺ– Ĺ˜Ĺ˜Ĺ&#x;ČŹĹ&#x;Ĺ–Ĺ™ČŹĹ˜Ĺ— Ĺ–Ĺ– юіљь Ń’Ń¤Ń Ń?ŃŽŃ?Ń’ Ń’Ń¤Ń Ń?ŃŽŃ?Ń’Ń&#x; Ń’Ń&#x; ÇťÂŒÂ’Â›ÂŒÂžÂ•ÂŠÂ?’˜— Â?Ž™Â?ÇŻÇź Â?Ž™Â? Çź ŞŞŞ ŞŞŞȏĹ&#x;Ĺ™Ĺ˜Ĺ˜ Ĺ&#x;Ĺ™Ĺ˜Ĺ˜

ŃĄŃ•Ń’Ń&#x; Ńš ŃšŃ?ŃœŃ&#x;ѥюћѥ ŃšŃ?ŃœŃ&#x;ѥюћѥ ѢŃšŃ?Ń’Ń&#x;Ń Ń˘ŃšŃ?Ń’Ń&#x;Ń

›’Â&#x;ÂŽÂ›Č‚Âœ Â’ÂŒ ›’Â&#x;ÂŽÂ›Č‚Âœ ’ŒŽ—œŽ ŒŽ—œŽ ž›ŽŠž ĹšĹ™Ĺ–ČŹĹšĹ˜Ĺ›Ĺ— ž žÂ?˜–˜Â?Â’Â&#x; Â&#x;ÂŽ ŠÂ? ŠÂ? ĜŒŽ ĹšĹ™Ĺ—ČŹĹ™Ĺ˜Ĺ›Ĺ› žÂ?˜–˜Â?Â’Â&#x;ÂŽ ÂŽÂŽÂ?Â’ÂœÂ?›ŠÂ?’˜— ĹšĹ™Ĺ—ČŹĹ™Ĺ˜ĹšĹ? ˜Â?Ž› ÂŽÂ?Â’ÂœÂ?›ŠÂ?’˜— ˜››ŽŒÂ? ’–Ž ĹšĹ™ĹœČŹĹœĹ—Ĺ˜Ĺ— ˜››ŽŒÂ? •‹Š—¢ȏ ˜žÂ?‘Ž›Â?¢ ‘Š–‹Ž› ˜Â? ˜––Ž›ŒŽ ŚřŚȏŞĹ?Ĺ–Ĺ–Ĺ–

To T o Advertise in i SWGA Home contact Debi Griffin at 888-7653 3 or debi.griffin@albanyher debi.griffin@albanyherald.com rald.com a 478840-1

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not are rrounded ounded to the nearest nearest dollar included. Payments are dollar..

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 3 5.00 0% 5.25% 5.50% 232 255 27 71 277 239 247 263 271 284 278 303 319 327 287 295 311 319 332 325 355 37 75 387 335 345 365 375 398 371 403 42 23 442 382 393 413 423 455 417 458 48 86 497 430 444 472 486 512 464 506 53 34 497 478 492 520 534 512 510 558 59 90 553 526 542 574 590 568 556 609 64 45 608 573 591 627 645 625 603 661 70 00 663 621 641 681 700 682 649 709 74 49 718 669 689 729 749 739 695 760 80 04 774 717 738 782 804 795 741 812 86 60 829 764 788 836 860 852 788 860 90 08 884 812 836 884 908 909 834 912 96 64 939 860 886 938 964 966 880 964 102 20 1050 908 936 992 1020 1079 927 1011 106 67 1105 955 984 1044 1067 1136

6C • SUNDAY, APRIL 30, 2017

albanyherald.com

Who’s W ho’ss W Who h ho Mortgage Lending IIn nM ortgage g L ending e end i ing Lay L ay tthe he F Foundation oundation ffor or a Fi Financially inanciallly Secure Securee Future Futuree w with ith the the Right Right M Mortgage ortga age

DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658

284861-1

284857-1

284862 1 284862-1

BANK OF CAMILLA

2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net

DŽǀĞ ŽŶ ƚŽ Ă ŶĞǁ ƌĞůĂƟŽŶƐŚŝƉ͘

284854-1

440992-1 440992 44 1

&&Žƌ Žƌ ĂĚĚŝƟŽŶĂů ĂĚĚŝƟŽŶĂĂů ŝŶĨŽƌŵĂƟŽŶ͗ ŝŶĨŽƌŵĂ Ž ƟŽŶ͗

284856-1

Jan Phillip Phillipss

284858-1

Call Debi Griffin @ 888-7653 to place your Mortgage Company Ad Here 284865-1

>ŽĂŶ ŽŶƐƵůƚ ŽŶƐƵůƚĂŶƚ ĂŶƚ ^ƵŶd dƌƵƐ ƌ ƚ DŽƌƚŐ ĂŐĞ͕ /ŶĐ͘ ^ƵŶdƌƵƐƚ DŽƌƚŐĂŐĞ͕ ϮϮϵ͘ϱϭϴ͘ϱϯϭϱ ϮϮϵ͘ϰϯϬ͘ϱϴϮϬ &&Ădž Ădž E ED>^Zη D>^Zη ϲϱϴϵϴϮ

Beverly B everly Br Brown own

>ŽĂŶ ŽŶƐƵůƚ ŽŶƐƵůƚĂŶƚ ĂŶƚ ^ƵŶd ^ƵŶdƌƵƐƚ dƌƵƐ ƌ ƚ DŽƌƚŐ DŽƌƚŐĂŐĞ͕ ĂŐĞ͕ /ŶĐ͘ ϮϮϵ͘ϱϭϴ͘ϱϯϰϲ KĸĐĞ ϮϮϵ͘ϰϯϬ͘ϱϱϮϯ &&Ădž Ădž ďĞ ďĞǀĞƌůLJ͘ďƌŽǁŶΛƐƵŶƚƌƵƐƚ͘ĐŽŵ ǀĞƌůLJ͘ďƌŽǁŶΛƐƵŶƚƌƵƐƚ͘ĐŽŵ ŵ E ED>^Zη D>^Zη ϭϭϬϭϰϮϱ

284864-1

Export PDF Page 1_Export PDF Page 1 04/27/17 7:31 PM Page 7

HOMES HOMES Southwest Georgia

FSBO: 1019 NELMS RD., REDUCED, $135,500. 4BR/4BA, Kitchen, DR, Den, Formal LR, 2323 sqft, See Photos www.zillow. com or www.trulia.com 229-903-1725 OR Steve 931-2090213 or Debbie 931-209-4949

Classified Ad Deadline: Friday, 10:00 a.m. Classified 888-9333

Gardnerr, Whiting, & Malone 2BR/1BA $325/$150

2811-A Falcon Lane 3BR/2BA $700/$600 (SPECIAL)

Way 115-D Winding Way 3BR/2BA $675/$400(Lee Co)

1557 7-B WESTWOOD Dr. 3BR/2BA $70 0/$60 0 (SEPCIAL)

1505-B Eager 2BR/1BA $495/$250

~631 West 2nd Ave. A~ 3BD/1/BA, 1,800 sq. ft.,

158-A Creek Dr. 3BR/1.5BA $575/$350(Lee Co)

1108-B 4TH Ave 2BR/1BA $450/$350(SPECIAL)

960 South St 4BR/2BA $625/$400

1408-A 4TH Ave. 2BR/2BA $475/MO $40 0 dep.

~631 West 2nd Ave, B~ 2BD/1BA, 1,100 sq. ft. Both sides have been remolded and have new roofs, both HVAC systems are only 2 years old, & each has a private fenced backyard! Great investment property.

$80,000.00 By appointment only (229) 347-6863

210

Mobile Homes & Lots for Sale

BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517

214

Farms, Lots & Acreage for Sale

2614-B Colonial Dr. 2BR/1BA Duplex - 825 sqft

925 Mercer 3BR/2BA $575/$350

Av 709 #1 6th A ve 1BR/1BA $275/$225(SPECIAL) 1201 Hiltop (in law suite)

2708 Homewood Court #B 3BR/1BA $425/$300

for $600.00 per month

*HOUSES*

2809 Capers Ln

2214 PEMBROKE Ave. 3BR/1.5BA $825/$725(SPECIAL)

for $950.00 per month 2221-B Bedford Ct

1903 FULTON Ave. 3BR/1BA $650/$650

for $800.00 per month

1401 7TH Ave. 3BR/1BA (SPECIAL) $575/$575

2012 Gail Ave 3BR/2BA Home - 1504 sqft for $850.00 per month

1202 W. W. Lincoln 3BR/1BA $550/$350

3708 PLUMCREST 3BR/2BA $650/$550(SPECIAL)

2010 Twelfth Ave 3BR/2BA Home - 1533 sqft for

1900-B W. W. Broad 2 BR/1BA $395/$200

1504 MCARTHUR St. 3BR/1BA $40 0/MO $375 dep.

$950.00 per month

WATE T R Oak Dr. 149 WA 3BR/2BA $1385MO/$130 0 DEP. (Special)

1204 Toledo Dr.

1511-A N. Monroe o 1BR/1BA $225/$225

Warehouse Space available 3000 sqft $650.00 per month 78566-1

520 Louis 3BR/1BA $495/$300

10 0 ADLER Dr. 4BR/2BA $1250/$1150(SPECIAL)

3BR/2BA Duplex - 1667 sqft

509-B Haley 2BR/1BA $425/$300

115 Northbrook, 4/2 $1300 131 Blue Springs, 4/2 $1300 The Wright Co. 229-435-0654

for $1600.00 per month

3BR/2BA Home - 1558 sqft

1930-B Edgerly 2BR/1BA $425/$300

REAL ESTATE

240 Houses for Rent

4BR/2.5 BA Home - 2304 sqft

2211 #16 Gillionville Rd. 1BR/1BA $50 0/MO $40 0 dep (Special)

218 W Doublegate Dr

503 N Cleveland 2BR/1BA $475/$475

1139-A Eager 2BR/1BA $475/300

1517 #2 Highland Av Ave. 2BR/1BA $390/$30 0(SPECIAL)

1BR/1BA Home - 500 sqft

1001 N. Madison #16 & #17 2BR/1BA $395/$250

Van Bure 1406 S Van en 3BR/1BA $450/$450

APARTMENTS

for $950.00 per month

3209-B Fernridge 3BR/2BA $675/$400

100 & 150 +- ACRES with excellent stands of timber and great hunting. ALLIED LAND. 759-1023

Ken Boler General Manager 888-9319

DUPLEXES/ TRIPLEXES / QUADS

111-A Constitution 3BR/2BA $725/$400

DUPLEX

Amber Jeffcoat Classified Sales Manager 888-9343

1203 WHISPERING PINES ALBANY, GA 31707 AV MORE A VAILABLE WWW.RENT TALBANYGA.COM MON-FRI 9AM-5PM

The Willows Apartments 2BR/1BA-$515/$300 3BR/2BA-$595/$300

204 Apt/Dupl/Condo/ T’homs for Sale

Debi Griffin Multimedia Real Estate Rep 888-7653

248 Apt/Dupl/Condo/ T’homs for Rent

DO YOUR SHARE

202 Houses for Sale

SUNDAY, APRIL 30, 2017 • 7C

Display Ad Deadline: Wednesday, Noon Display - Debi Griffin 888-7653 Debi.Griffin@albanyherald.com

248 Apt/Dupl/Condo/ T’homs for Rent

240 Houses for Rent

REAL ESTATE

albanyherald.com

804 Twenty First Ave. 4840 sqft $1200.00 per month Business office/distribution

LEE COUNTY 3BR/2BA, Appliances, & Garage (229) 759-9004

Westover Gardens Apts.

or Church space ready

240 Houses for Rent

115 Force Dr. 2BR/1BA Home - 840 sqft

4BR/ 2BA in Merry Acres, close to Lake Loretta. New paint and carpet. $1150 per month. Call 229-894-9439

132-A Joiner Dr.

248

Apt/Dupl/Condo/ T’homs for Rent

DEPOSIT IS SAME AS RENT

2BR/1BA Duplex - 1006 sqft for $550 per month

1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646

Luxury 2 Bedroom

1BR & 2BR apts 1BA Beautifully updated in historic Rawson Circle $350$450/MO 229-344-3553

$650/mth $500/Dep

DOWNTOWN ALBANY, 1BR with appliances. $250/mo $250 dep. Flint Realty 888-2290

DOWNTOWN ALBANY, 1BR w/ appliances $250/Mo. & $250/Dep. Flint Realty (229) 888-2290 484840-1

for $500 per month

B&B Rental Agency

229-435-5216

1202 S HARDING APT A 1BR/1BA $220/MO

839 W Broad Ave

918-A 4TH AVE 2BR/1BA CH&A $495/MO

Fully Equipped mechanic shop for $2300 per month

915 3RD AVE 2BR/1BA $495 CH&A, APPLIANCES

481068-1

1621 JONES AVE - 3BD/1BA Huge Yard $650/M. & $650/Dep. NO GRAFA. Call (229) 434-0631

1, 2 & 3/BR

APARTMENTS NOTTINGHAM APARTMENTS

229-432-9351

478834-1

LEE COUNTY ~ 3BD/2BA Duplex (229) 435-0604 or (229) 881-6202

136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO 229-888-5843 Homes & 256 Mobile Lots for Rent 14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962 2 & 3 Bedroom Mobile Homes for Rent in Lee County near Albany. (229)854-0173

CLASSIFIEDS WORK! 888-9333

2391 Meadowlark Meadowlark Commons Court Commons Cou rt Suite Suite 101

SW G EORGIA SW GEORGIA

h e a l t h beat health beat

MONTHLY MAGAZINE M O N T H LY M AG A Z I N E Pick Up Your

FREE

COPY TODAY Medical Dental Fitness Insurance Medical Supplies Pharmacy Tips Education Training

0 ) DP SP 0 ) DP SP

MOVE-IN MOVE-IN READY READY Reach Approximately 300,000 SW Georgia Readers in print & online

2BR/2BA 2BR/2BA Adjacent to to the the ASU ASU Adjacent Darton C ollege of of Darton College H ealth P rofessions Health Professions

Wededdddidininngg An W Annnouunnncecem emmenents

A APARTMENTS PARTMENTS

Mo Move-in ve-in SPECIAL

550 m o. 2B 2BR/1BA R/1BA $ $550 mo. 1B R/1BA $ 475 m o. 1BR/1BA $475 mo. Includes cable, cable, water, water, Includes sewer, & garbage garbage sewer,

GA HWY 111 in Colquitt County, Georgia

483242-1

DUPLEXES DUPLE EXES &m ore online online at more www.MPMAlbany.com www.MPMAlbany.com 638-1597 638-1597

‡ 83Âą Acres of Irrigated Cropland ‡ “ $FUHV LQ “ <HDU 2OG 3ODQWHG 3LQHV ‡ +LJKO\ 3URGXFWLYH 7T% ² 7LIWRQ /RDP\ 6RLO 7\SH ‡ 7ZR )RXU 7RZHU &HQWHU 3LYRWV ‡ “ $FUH /DNH IRU ,UULJDWLRQ ZLWK Âľ 5HFKDUJH :HOO IRU /DNH ‡ 2QH 0LOH IURP +DPLOWRQ 6FKRRO

229.888.9319

Sponsored by: SCNI - Southern Community Newspapers, Inc.

4+%- 1+06' 4+%- 1+06'

190Âą Acre Agricultural Tract

CALL TODAY FOR DETAILS

ONLINE A AUCTION: UCTION: THUR, MAY MAY 18

Yard Sale Kit $3

Please Call For More Information

888-9333

2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108

2507 Nottingham Way Northwest Albany “Call For More Info�

2BR, CH/A, appliances, in quiet park. $265/mo $250 deposit. 439-8841.

478835-1

GA Lic # AU-C003060

2 and 3 Bedroom Townhomes

3BR/2BA, $525 East RTO Large Doublewide, remodeled. 888-2000

The T he deadline eadline adline dline line ine ne for or S Su Sunday’ und nd day ayy’’’ss publication pu p ublication blication lication ica cation ation tion ion on iis no later ater ter er ttha than haan Monday ond nda day ay aat no noon oon on p pr prior rior ior or to tthe he Sunday unday nday day ay of de desir essiirred red d insertion. nse se ert rtion. tio ion. on n. Allll aan announcements nnouncements no ou uncements nce ce eme ents e ntts m n must usst be pr pre rrepaid epaid

8C • SUNDAY, APRIL 30, 2017

albanyherald.com

(NewsUSA) - Okay, don’t panic. If you’re one of those homeowners who’s been moaning about how hard it’s been trying to sell your house, your bargaining power -- you remember that concept, right? -hasn’t been completely devastated just because a flood of new foreclosures is expected to hit the market as a result of the recent $25 billion “robo-signing� mortgage settlement.

“Buyers generally look at ‘as-is’ properties that need work, and say ‘I’ll pass,’� says Patsy O’Neill, a sales associate with Sotheby’s in Montclair, N.J. “That’s why I tell clients it’s worth making certain strategic fixes if they’re looking for quicker and more profitable sales.�

Worth It: Addressing major maintenance and safety issues. Would you buy a house with faulty electrical wiring? Enough said.

Not Worth It: Major bath renovations. “Whatever you do In fact, while studies have shown might not suit the buyer,� says O’Neill, “and meanwhile, you’d your own property value could take up to another 4 percent hit if have spent as much as tens of thousands of dollars.� Meaning, you’re within a quarter mile of a foreclosure ultimately snapped up stick to things like repairing cracked shower doors, and save at auction or taken back by the your visions of a modern-day spa lender, the thing to remember is for your own new abode. this: Most buyers today are only interested in homes that are Worth It: Ripping up old “move-in-ready,� so if yours isn’t carpeting. Whether you replace it ... well, there’s your problem. with new carpets or refinish the

NEW LISTING

NEW LISTING

NEW PRICE

3011 EMBER COURT

00 PHILEMA ROAD

2299 BEATTIE ROAD

$209,900 WESTWOOD, DOUGHERTY 3BR / 2BA 2194 SQFT Custom built, oak floors, gas fireplace, built-ins, sunroom. Many Upgrades!

$170,000 LEE COUNTY 17.1 ACRES High Visibility but Rural setting! 700+ft road frontage!

$124,900 PLANTATION SCHOOLS, DOUGHERTY 3BR / 2BA 1660 SQFT Lake Park School Zone! Newly painted & hardwood flrs.

DENISE BALLARD 364-0450

MIKE FLYNN 376-2361

MLS # 138341

MLS# 138373

702 HERITAGE STREET

WILLIAM JACKSON 344-3029 MLS # 136281

527 FIFTEENTH AVENUE

$105,000 $17,300 WINTERWOOD, DOUGHERTY DOUGHERTY COUNTY 3BR / 2BA 1686 SQFT 2.3 ACRES 1.18 ACRES! Spacious rooms, covered Zoned Commercial! Close to Phoebe North porch, hardwood flrs.

2025 W BROAD $60,000 DOUGHERTY COUNTY 3BR / 1.5BA 1423 SQFT Updated! Gas fireplace & built-ins, screened porch, 2 storage buildings.

DIANNE BARLOW 886-4777

BURTON NEWCOMB 886-1179

SUSIE HARDIN 291-3977

MLS# 136992

MLS# 136350

MLS# 137589

Not Worth It: Major kitchen renovations. Same “taste� issue as above. Worth It: Anything that enhances “curb appeal.� If the first thing prospective buyers notice even before exiting their cars is that your roof looks like it’s been whipped by a tornado, say, chances are you’ve already lost the sale. “It’s a huge turn-off,� says O’Neill, “and makes buyers predisposed to find even more things they don’t like.� So, if your roof needs replacing, check out the Value Collection Lifetime Designer Shingles from GAF (the largest roofing manufacturer in North America), which have the look of luxury shingles but at very affordable prices (www.gaf.com). Not Worth It: Anything that screams clutter. The less of “you� there is, the more likely prospective buyers are to imagine themselves happily living there.

HOMES H OMES S FOR FOR SALE 217 Sunrise, 3BR, 1.5BA, $57,000 111 Northampton, 4BR, 2BA, Pool, $185,000 Mercer 514 M Mer e cer cEN (Commer ((Commercial CND Commer mDI mmer rI ccial aN al l C3) C C33) 3G ) 4298 442298 SF, SFF,, $35,0000 PENDING PE PEND P N IN ING NG 5601 IrIronwood onwood (vacant lot), 3.34 acres, acres, $55,000 00 Jefferson (commercial SF, 208 S. Jef fferson (commer cial bldg), 3505 SF F, $45,000 $ Holloway,, 3BR ,1BA, $50,000 906 Holloway 2904 AAveritt veritt 3BR 2BA $90,000 1207 Hampton Ct 2BR 1.5BA $38,000 1209 Colquitt 2BR 1bath $17,900 2931 Stonewater 3BR 2BA $100,000 acres 5006 GA Hwy 300 (vacant land) 3 acr es $27,500 00 3102 TTreasure reasure (Mobile home) 3BR 2BA $12,900 00 Jeffery 1305 P Jef J ffery ffeEN y (Bainbridge) ((Bain nD nbridge) dI dg ggee) ) 3BR BG2BA BR 2 $69,000 PE PENDING ND N DI IN NG N 478799-1

478563-1

underlying wood floor is less important than getting rid of an eyesore.

91290 US Hwy 27N(Cuthbert), 3BR R 2BA $5,000 188 Seabr Seabrook ook (vacant land, Sylvester) 11.6 1.6 AC $29,900 102 Clearview lP earview vE view wND ((mo (mobile oDIN obile eI home) oN ome) e))G 3brr 2ba ba $10,300 PEN PENDING EN N DI D IN NG 514 Whi Whitney h ney y 3BR 3ND 2BA 2 AI $16,990 $NG 16,990 6,990 9990 90 PENDING P EN ND DI IN G 4819 Strawberry(Pelham) 4Br 2BA $60,000 3972 H Hwy yEN 82 ND 4BR 4 RD 3BAAI $NG $78,900 9G 900 PENDING P N DI IN 1321 Augusta Dr 3BR 2BA $80,900 206 Barfield 4BR 1 BA $19,900 Laurelbrook 142 Laur aaur u eelbr ellb lE b oooNDING okk 44BR BR 22B 2BA BN BA A $$1 $107,000 1G 107,000 07 0000 PENDING P EN ND N D DI IN I NG 126 White Horse 4BR 2.5BA $184,900 900 Broad 1717 Br oad 4BR 2BA $29,900 213 Lincoln (Camilla) 3BR 1BA $14,000 4,000

Ann A nn Thomas Thomas GRI

436-6628

FOR RENT RENT:: 414 Johnny Williams lliams 3Br 2BA $720 mo $720 Deposit.

OPEN HOUSE

2512 W Westgate e tgate es

4109 G Gillionville illi l onville

t .-4 .-4 t 44''

2736 Dover t .-4 t #3 #" t 4'

FFor or tthose hose w who ho aappreciate ppreciate timeless, tim meless, ttraditional raditional ele elegance, gance, come come here here to to find find exactly exactly what what yyou’re ou’re looking looking for! for!

Patsy Martin Patsy Martin n 343-8197 Coldwell Banker Banker Walden Walden and and n Kirkland, Kirkland, Inc. Inc. 436-8811 Coldwell

Patsy M Patsy Martin artin n 343-8197 C oldwell Ba nker W alden aand n K nd irkland, IInc. nc. 436-8811 Coldwell Banker Walden Kirkland,

3FEVDFE /8 "MCBOZ 'SFTIMZ QBJOUFE OFX DBSQFU OFX LJU ĘPPSJOH 'PSNBM -3 X GSFODI EPPST IVHF EFO X ĕSFQMBDF TQBDJPVT CFESPPNT 484599-1

484606-1

484600-1

t .-4 t 44'' 4BR, 2.5B 4BR, 2.5BA, A, $20,000 reduction reduction in in the the price price of of this this property property on on 15+ aacres cres in Wesley Wesley Hills. Hills. Seller Sellerr will will consider consider lease lease purchase purchase oorr standard standard lease lease at at $2,250 per perr month, month, including including lawncare. law wncare.

#3 #" #3 #" Thi Thiss BBradford radfford CCourt ourt hhome ome iiss tthe he uultimate ltimate in ccarefree areffree liliving! ving!

2-4SUN PM

JANICE WESTER 869-8822 COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.