SWGA HOMES 10022016

6C • SUNDAY, OCTOBER 2ND, 2016

albanyherald.com

Feature Home 667 Smoak Bridge Circle Warwick , Ga 31796

$249,000 on Lake Blackshear

Worth County dock with double boathouse 3 bedroom 2 bath ~ built in 2013 ~ 100 feet on the water fenced yard ~ 1600 sqaure feet ~ metal roof hardi plank siding ~ sunroom, large living room In Cordele MLS #54637

446217-1

www.lakeblackshear.com 2031 N. Slappey Blvd Albany, GA

LAKE BLACKSHEAR 334 Scenic Rt. Main Lake Views!

Views! 4BR 3BA On An Acres Lot, Mother In Law Suite, Sunroom, Seawall $440,000 Call Allan 886-2828

Excellent Location In Worth County,, 2 Bedroom, W orth County Sunroom, Dock / Boathouse $225,000 Call Allan 886-2828

LAKE BLACKSHEAR 496 Lakeshore Way Way y Lake Blackshear Main Lake Water, 5BR, With 160 FT On Water, 3.5BA, On 1.2 Acres!!! Dock With Boathouse, Boat Ramp. $550,000 Call Allan 886-2828

LAKE BLACKSHEAR 880 Flournoy y Great Location In W Worth orth County, County, 145 Feet On W ater, Dock, 3 Water, Bedroom, 2 Baths, Comes With Additional Lot $285,000 Call Allan 886-2828

LAKE BLACKSHEAR 843 Flintside Dr Cabin / Cottage With 100 Feet On Main Lake, Dock / Boathouse, Hardwood Floors $199,900 Call Allan 886-2828

LAKE BLACKSHEAR 667 Smoke Bridge g Circle New Construction On Lake Blackshear On Acre Lot , 3 Bedroom, 2 Bath, Dock With Yard Boathouse, Fenced Y ard $249,000 Call Allan 886-2828

LAKE BLACKSHEAR 210 Drayton y Loop p

100 Feet On Lake Blackshear, Blackshear, Large Lot With A Dock, 2 Bedroom, 2 Ba, $169,900 Call Allan 886-2828

LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views!

Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828

LEESBURG 208 L Lynwood ynwood y

ALBANY 3522 Gravel Hill Rd

ALBANY

LEE COUNTY

1201 9Th Avenue Avenue

158 Crow

Laurelbrook S/D, 3 Bedroom, 2 Baths, 1667 Square FT $110,000 Call Allan 886-2828

Country Living On 3.7 Acres Albany,, 2400 Square Ft, In Albany Brick Home, 3 Bedroom, 2 BA $88,000 Call Allan 886-2828

ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828

ALBANY Northwest Albany y Lot 2009 Beattie Rd.

LAKE BLACKSHEAR 328 Swift Creek Rd

LAKE BLACKSHEAR 334 Spring p g Creek

LAKE BLACKSHEAR 154 Spring p g Creek

Water, 85 Feet On The W ater, Excellent Location! 2 BR, 1 5 Baths, Dock, Seawall 1.5 $269,000 Call Allan 886-2828

Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828

Fixer Upper!!!! 3 Bedroom,

Great Investment

2 Baths, Corner Lot

Opportunity,, 3BR, 2BA Opportunity

$33,000

Call Allan 886-2828

Call Allan 886-2828

PENDING

NORTHWEST ALBANY 1510 W 10Th 4 Bedrooms 2 Baths, Inground Pool, 1620 Square ard Ft, Fenced Y Yard $88,800 Call Allan 886-2828

ALBANY 2821 North Doublegate g Doublegate Subd, Inground Pool, 3 Bedrooms, 2.5 Baths, 2320 Square Ft, Sunroom Call Allan 886-2828

LAKE BLACKSHEAR 1200 Campers p Haven Located On Flint River River,, 3 Bedroom, 2 Ba, Plenty Of Storage , Dock $160,000 Call Allan 886-2828

Located On River,, The Flint River 3 Bedroom , 2 Baths $125,000 Call Allan 886-2828

LAKE BLACKSHEAR 124 Waterfront Waterfront Large Home On The Water!

Water! 4BR, 3BA, Dock, SF, On 1 Acre, 2300 SF, Tile T ile Floor $199,000 Call Allan 886-2828

ALBANY 1409 Pleasant Grove Church Rd Country Living ! 4 Bedroom, 2 Bath On 5 Acres, Lots Of Privacy $40,000 Call Allan 886-2828

LEE COUNTY 124 Attwater Huntingdon Subd , Double Garage, Hardwood Floors, 3 Bedroom, 2 Baths, Living Rm, Dining Area, Large Kitchen Call Allan 886-2828 PENDING

AMERICUS 127 McDonald Large g Lot With 4 Bedrooms, 2 .5 5 Baths, B ths, Brick Home, q 2617 Square Ft, Double Garage, Large g Kitchen, G g L Family A dD Den F ily Room And $159,900 Call Allan 886-2828 PENDING

LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521

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SUNDAY, OCTOBER 2ND, 2016 • 7C

MAXIMIZE PROFIT$ from your Rental Property

Managing a rental property can be an excellent source of income in today’s economy. A third of the nation’s households rent their residences, according to the 2010 U.S. Census Report, and that number rises as high as two-thirds in large metropolitan areas, such as New York and Los Angeles.

Given the steady demand for rental housing, it’s no wonder that individuals are investing in real estate, but there are several things property managers should know if they hope to make a profit.

First, it is important that landlords screen all potential tenants to ensure they have reliable income and will pay bills on time.

Once you have secured tenants, keeping them happy, while still running a successful business, is your primary goal. Maintaining a

clear, written record of any exchanges you have with tenants will make it easy to track any problems.

It’s also essential that all properties satisfy basic living conditions, such as adequate weatherproofing, and that they adhere to state regulations for safe electrical wiring and ventilation.

Landlords are required to arrange for necessary repairs. It’s good to develop relationships with local contractors, so tenants remain satisfied, and the property stays in top shape.

Property management is expensive, even with the supplemental income that rent provides, and many property managers lose a substantial amount of money each year by not taking advantages of available tax

deductions.

Insurance costs, repairs and independent contractor wages are all fully deductible but often go overlooked. A detailed record-keeping system is the best way for landlords to track their income and expenses, but many simply do not have the time.

One way to address this issue is to hire a bookkeeping firm to take over bookkeeping duties.

On Call Accountants (www.oncallaccountants.com) is one such company that specializes in outsourced accounting, financial reporting and consulting for small and mid-sized businesses. By handing this job over to the professionals, property managers can maximize profits with minimal headaches.

RENTAL PROPERTIES CAN BE PROFITABLE ASSETS IF MANAGED PROPERLY. HOW MUCH HOU HOUSE USE CAN YOU AFFORD? USE AFFOR RD? RD?

MORTGAGE MOR TGA AGE RA RATES ATES T

Determining how much “home you can af afford� a ford� depends on several important factors tors including:

Subject T To o Change Chan nge Upon Short Notice Notiice

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IJTUPSZ

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Be sure surre to do this once on nce a year because your score scorre can be negatively ne egatively affected if pulled too often.

F t Current Current mortgage rates. .PSUHBHF SBUFT DIBOHF DPOTUBOUMZ CBTFE PO UIF FDPOPNJD :PV GBDUPST UIBU BGGFDU BGGFDU UIF EFNBOE GPS NPSUHBHFT NP 'SFEEJF .BD . :P PSUHBHFT BNPOH JOWFTUPST MJLF 'SFEEJF PV DBO USBDL NPSUHBHF SBUF USFOET USFOET CZ GPMMPXJOH GPMMPXJJOH 'SFEEJF 'SFEEJF .BD T .BD T 1SJNBSZ .PSUHBHF .BSLFU .B BSLFU 4VSWFZ 4VSWFZ t The amount of your down payment. paymentt. :PV EPXOQBZNFOU PG BU MFBTU :P PV XJMM IBWF UP NBLF B EPXOQBZNFOU QFSDFOU PG UIF IPNF QVSDIBTF QVSDIBTF QSJDF 'SFEEJF .BD T .BD T QFSDFOU F UP RVBMJGZ GPS B NPSUHBHF UIBU NFFUT 'SFEEJF QFSDFOU SFRVJSFNFOUT BSF BCMF UP QVU EPXO E QFSDFOU PS NPSF NPSF ZPV DBO BWPJE SFRVJSFNFOUT *G ZPV BSF E IBWJOH UP QBZ QSJWBUF NPSUHBHF JOTVSBODF 1.*

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KEY RA RATIOS ATIOS LENDERS LENDE ERS USE

30-YEAR FIXED RATE RA ATE

15-YEAR 1-YEARR ADJUST ADJUSTABLE TABLE RATE RAATE (No Points) FHAA and/or or VA VA (30-Y (30-Year) Year) FHAA and/or VA VA (15-Y (15-Year) Year) FIXED Life of USDA yr.. Po yr.. Points RATE RAATE Rate Annual Loan Margin 30 yr Points oints 15 yr 100%

LENDER ER

(No Points)

(No Points)

AB&T Nantional Bank 229-446-2265 5

3.25

2.50

3.50

Rate

Rate

Cap

Cap

-

-

-

-

3.125

0

2.75

0

3.125

2.875

-

-

-

-

3.25

0

3.25

0

3.25

3.25

2.75

-

-

-

-

3.25

0

2.875

0

3.49

2.70

-

-

-

-

-

-

-

-

3.25

3.250 2.625

-

-

-

-

3.00

0

2.75

0

3.00

3.375 2.625

-

-

-

-

3.00

-

3.125

-

-

yr..

30 yr

Last Update 09/29/2016 /2016

Ameris 229-434-4555 5 Last Update 08/12/2016 /2016

Flint Community Bank 229-903-1400 0 Last Update 08/12/2016 /2016

Mortgage Suntrust Mortgag ge Inc. 229-430-5494 4 Last Update 09/22/2016 /2016

M t age Synovus Mortgage S 229-430-7037 7 Last Update 09/29/2016 /2016

Bank of Camilla lla 229-294-2068 8 Last Update 09/08/2016 /2016

5P 5 P EFUFSNJOF IPX NVDI ZPV DBO BG BGGPSE GPSE E JU JT IFMQGVM UP GPMMPX UIF HVJEBODF BOE E LFZ SBUJPT MFOEFST VTF t Housing Expense Ratio. -FOEFST SFDPNNFOE SFDPNNFOE UIBU ZPVS NPSUHBHF QBZNFOU JOUFSFTU UBYFT BOE NPSUHBHF NPSUHBHF JOTVSBODF CF MFTT UIBO QFSDFOU QFSDFOU PG P ZPVS QSJODJQBM JOUFSFTU NPOUIMZ HSPTT HSPTT JODPNF t Debt-to-Income Ratio -FOEFST MPPL L UP TFF UIBU BMM ZPVS PUIFS EFCUT DSFEJU DSFEJU DBSET DBSET TUVEFOU MPBOT BMJNPOZ BMJNPOZ DIJME TVQQPSU TVQQPSUU DBS MPBOT BOE IPVTJOH FYQFOTFT BSF BSF MFTT MF FTT UIBO QFSDFOU PG ZPVS NPOUIMZ HSPTT HSPTT JODPNF QFSDFOU

3BUFT DBO CF SSFEVDFE F FEVDFE XJUI EJTDPVOU QPJOUT 3B 3BUFT BUFT BS BSF F TVCKFDU UP DIBOHF VQP VQPO O TIPSU OPUJDF BOE EJTDPVOU DIBOHF GSFRVFOUMZ QFSDFOUBHF QPJOUT DPVME DIB BOHF GS FRVFOUMZ 0OF EJTDPVOU QPJOU Q JT FRVBM UP POF QFS DFOUBH HF QPJOU PG UIF MPBO BNPVOU XIFO MFOEFST QSPHSBNT ORIGINATION BOE JT QBJE XI FO UIF MPBO JT DMPTFE .PTU MF FOEFST IBWF B WBSJFUZ PG QS PHSSBNT ORIGINA ATION FEE IS NORMALLY POINT, VARY. BNPVOU NORMALL LY ONE ON NE ADDITIONAL POINT T, BUT CAN V AR RY. .BYJNVN BNPVO OU GPS DPOWFOUJPOBM MPBO JT To T o Participate P in the column, call 888-9333. For information on on specific mortgage programs The Lender. pr ograms call Th he Lender r.

MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert more lenders for mor e information

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To T o Advertise in i SWGA Home contact Debi Griffin at 888-7653 3 or debi.griffin@albanyher debi.griffin@albanyherald.com rald.com a 446410-1

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not are rrounded ounded to the nearest nearest dollar included. Payments are dollar..

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 3 5.00 0% 5.25% 5.50% 232 255 27 71 277 239 247 263 271 284 278 303 319 327 287 295 311 319 332 325 355 37 75 387 335 345 365 375 398 371 403 42 23 442 382 393 413 423 455 417 458 48 86 497 430 444 472 486 512 464 506 53 34 497 478 492 520 534 512 510 558 59 90 553 526 542 574 590 568 556 609 64 45 608 573 591 627 645 625 603 661 70 00 663 621 641 681 700 682 649 709 74 49 718 669 689 729 749 739 695 760 80 04 774 717 738 782 804 795 741 812 86 60 829 764 788 836 860 852 788 860 90 08 884 812 836 884 908 909 834 912 96 64 939 860 886 938 964 966 880 964 102 20 1050 908 936 992 1020 1079 927 1011 106 67 1105 955 984 1044 1067 1136

Home Buying Offers a Unique Opportunity for Hispanic Families

8C • SUNDAY, OCTOBER 2ND, 2016

(NewsUSA) -

A recent national survey by Fannie Mae revealed that Hispanics place more value on the idea of homeownership than all Americans, and 73 percent of Latinos believe that owning a home is a good way to build wealth to pass along to their families. However, trends suggest Hispanics are more likely to lack basic financial literacy skills, which can hamper the community's home buying and long-term financial success.

The first-time home buying process can seem like a daunting experience. But with the right resources, such as TD Bank's fivestep guide for first-time home buyers, Latinos can turn the process of buying a family home into a teachable financial experience for both themselves and their children. Here is some of TD's advice:

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1. The importance of saving.

* According to a recent national survey by the National Foundation for Credit Counseling, nearly half of Hispanics polled revealed they do not have savings.

* The best way to teach children about saving is by encouraging them to do it. If they get a weekly allowance, ask them to put away 25 percent to save enough to purchase the latest video game or toy they want.

* Then, explain to your children what a down payment is, and how saving for one can help reduce a home's cost. The bigger the down payment, the smaller your home loan, therefore the lower the interest rate.

2. Budgeting and determining what you can afford. * Living within your means is key to long-term financial success.

Unfortunately, Hispanics are more likely to report struggling to pay their bills on time, which presumably means many Hispanics spend more than they make. It's important to discuss budgeting at an early age with children.

* By reviewing your income and current monthly debts, you can determine your ideal monthly mortgage payment. From there, you will be able to narrow the focus of your house hunt to homes you can afford.

a portion of their weekly allowance.

To view TD Bank's five-step guide, visit https://esecure.tdbank.com/net/firsttimehomebuyers/default.aspx.

3. Understanding credit and loans.

* Having bad or little credit makes the goal of owning a home a struggle.

* To drive home the lesson about credit and loans, offer your children a loan to purchase the new shoes or outfit they want. Require them pay you back monthly with

By Ernie Diaz Senior Vice President, TD BankFor NewsUSA

Who’s W ho’ss W Who h ho IIn nM ortgage g L ending e end i ing Mortgage Lending Lay L ay tthe he F Foundation oundation ffor or a Fi Financially inanciallly Secure Securee Future Futuree w with ith the the Right Right M Mortgage ortga age

DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658

284861-1

284857-1

284862 1 284862-1

BANK OF CAMILLA

2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net

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Jan Phillip Phillipss

284858-1

Call Debi Griffin @ 888-7653 to place your Mortgage Company Ad Here 284865-1

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284864-1

Export PDF Page 1_Export PDF Page 1 09/30/16 12:32 PM Page 9

albanyherald.com

220 Commercial Property for Sale

202 Houses for Sale

248 Apt/Dupl/Condo/ T’homs for Rent

RESTAURANT - FRANCHISE quick service. Operator/Owner Retiring On US Major HWY. Equipment Included. Southwest GA. Call 229-355-0303

119 LOCKETT STATION RD pool -- 3 bed split floor plan fireplace fenced yd $ 89,900.

Call Vickie 229-894-2424 ReMax of Albany 229-434-1600 2 Bedroom 2 Bath house for rent in Lee County at 109 Tall Pines off Philema Rd. Fenced in back yard. $850.00 per month plus $850.00 deposit. Call 229-883-0474.

BAKER NEWTON 3BR 2BA 3427 NEWTON HWY IMMACULATE Country Home on 56 fenced pasture acres.

Turnkey for horses or cattle.

OPEN HOUSE SATURDAY, 9-24-2016, 12-4pm. Shown by appointment. (770) 765-5537 FSBO LEE COUNTY 3BD/2.5BA Pool, sprinkler system, new H&A/C unit & new roof, well water, GP low utility on 1 acre. Hunter’s Ridge Subdivision - 106 Remington Ln. $186,000, MAKE OFFER (229) 883-2372

1719 JEANS Ave., 3BR/1BA, Carport, $490/mo 229-883-6318 2 STORY BRICK W/ POOL; 4BR 2.5BA; 3900 sq ft; 2407 Pheasant, Lake Park, Heart pine fl; gas f/p, $1,850 Call 229-395-6712 2BR 1BA $430M 229-854-9828

1997 GENERAL 28x64 3BR/2/BA Recently remodeled. Beautiful, Quiet, Safe Gated Community in LEE CO. $650/mo or $35,000 for sale. 229888-0068

DEPOSIT $250.00

807 WEST LINCOLN 3BR/1.5/BA - $575/Mo. & $575/Dep. 1217 MARYLAND DRIVE 3BR/1BA - $650/Mo. & $650/Dep. Call (229) 435-3684 DOUBLEGATE 3BR/2BA, No Pets/ No Smokers, $1300/mo 420-4267 LAKE PARK, 3/2 Brick, Remodeled, No Pets, $895/m 347-8225, 759-8000 LEE CO 3BR/2BA, Appliances, Garage 229-435-1327

Lacey McCarty Office: (229) 434-1600 Cell: (229) 886-9701

laceymccarty.remax-georgia.com

ALBANY

DOWNTOWN ALBANY, 1BR, appliances, No Pets, $250/mo + Deposit, Flint Realty 888-2290

214

136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO

APARTMENTS 905-A TIFT AVE. V 3BR/1BR $425/$425(SPECIAL)

1023-B UNIVERSITY 2BR/2BA $465

515-H SEVENTH AV VE. 1BR/1BA $450/$350(SPECIAL)

2807-A PARTRIDGE 3BR/2BA $625

10 0-A WINDING W WA AY 3BR/2BA $625/$495 (SPECIAL)

1213 B 5TH AVE 2BR/1BA $395

*HOUSES* 201, 202, 204, 225, Glade 3BR/2BA $885/$80 0 (NEW)

229-888-5843

155 PINE SUMMIT DR. 3BR/2BA $1235 / $1135(Special)

NEW CONSTRUCTION DUPLEXES FOR RENT IN LEESBURG Located on N Magnolia St next to Lee Co Elem. NO GRAFA. 3BED/2BATH. $825/Month. Info and Applications on site or call 229-789-0144 or 229-894-1117.

NEWLY UPDATED! 3BR/2BA Town home in a friendly community. Hardwood floors and black appliances included. Public transportaion nearby. 2 playgrounds on site along with a vibrant swimming pool, laundry facilities & on-site security. Come join our community. GHFA, DCA, HUD, Section 8, AARC & VASH ACCEPTED. $565/mo $250 sec dep.

RIVERCREST APARTMENTS 229-483-9400

3715 COUNTR RYSIDE Dr. 3BR/2BA $785/mo $700 dep.

615 HALEY ST. 3BR/1BA $625 DEP/ $625 RENT 912 FROTSCHER AVE. 3BR/1BA $395 DEP/$395 RENT

Camille Taylor Taylor

Homes & 256 Mobile Lots for Rent

192 HUNTUNGDON 3BR/2BA $1125mo $1025 dep.

(Special)

14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962

Gardnerr, Whiting, & Malone 2BR/1BA $325/$50 124 Mossydale 3BR/2BA $750/$400 507-B Lucile 1BR/1BA $350/$350

phone: 229.777.0077 mobile: 229.272.0502

1403 8th A Ave ve 2BR/1BA $750/$500

1

443812-1

1408-B DAVIS V 2BR/1BA $475/$40 0 (SPECIAL)

115, 127 Laurrelwood Ct. 3BR/2BA (SPECIAL) $875/$80 0

1410 EAGER AVE. 3BR/2BA $750 DEP/ $750 RENT

LAKE SEMINOLE, Waterfront Wooded Lot, dock eligible, no restrictions, walking distance to Wingate Lodge and Recovery Fire Department. Nice Neighborhood, Hutchinson Ferry Subdv, Azalea Cir. $18,500. Call 404-502-2397

EAST, 1/1.5, loft style, $385/mo Movein-Special $495. 888-2000 883-2000 LEE CO. 1BR Waterfront. No pets.

Water and Trash Included. $575 mo. + $500 deposit. Call 850-814-0949.

LEE COUNTY 2BR 1BA & 3BR 2BA No Grafa, No Pets. (229) 435-0604 or (229) 881-6202

2815-A Partridge 2BR/1.5BA $525/$300

%$1. 25'(5(' $%62/87( % $1. 25'(5(' $%62/87(

1110 Rawson #2 & 3 2BR/1BA $425/$250 (Special)

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3812 Dominion 3BR/2BA $725/$450

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COPY TODAY

M O N T H LY MONTHLY M AG A Z I N E MAGAZINE

2302-A Jim Stokes 3BR/2BA $725/$400

6$785'$< 2&72%(5 1'

Pick Up Your

h e a l t h beat health beat

911-A 3rd A Ave ve 2BR/1BA $600/$400

08/7, 3$5&(/ $8&7,21

Medical â&#x20AC;˘ Dental Fitness â&#x20AC;˘ Insurance Medical Supplies Pharmacy â&#x20AC;˘ Tips Education Training

SW GEORGIA S WG EORGIA

1401 6th A Ave ve 3BR/1BA $545/$350

$8&7,21

114 Village 3BR/2BA $825/$825 (Lee Co)

3523(57,(6

129 Mayfield 3BR/2BA $995/$600 (Lee Co)

+286(6 '83/(;(6 $3$570(176

1915-B W W.. Broad 2BR/1BA $395/$250

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Reach Approximately 300,000 SW Georgia Readers in print & online

1014 N. McKinley 2BR/1BA $395/$250

CALL TODAY FOR DETAILS

229.888.9319

Ave 1401 9th A ve 2BR/1BA $525/$350

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Sponsored by: SCNI Southern Community Newspapers, Inc.

3101-B & C Crepe Myrtle 1BR/1BA $495/$300

)25 &2/25 %52&+85( &$//

3107-B Crepe Myrtle 2BR/2BA $625/$450

%8<(56 35(0,80

186 Mayfield 3BR/2BA $1000/$800 (Lee Co)

'$:621 5' '$:621 5' 668,7( 8,7( $/%$1< *$ $ /%$1< *$

2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108 2,3&4BR MOBLIE Homes for Rent in Lee County near Albany. (229) 349-1001 2BR, CH/A, appliances, in quiet park. $265/mo $250 deposit. 439-8841.

1204 Toledo Dr. Warehouse Space available 3000 sqft. $650.00 per month

::: -'85+$0$8&7,216 &20 *$/ : :: -'85+$0$8&7,216 &20 *$/

312 W. Residence Office Space available $500.00 per month

REAL ESTATE AUCTION

248 Apt/Dupl/Condo/ Tâ&#x20AC;&#x2122;homs for Rent

194 White Oak Dr. 4BR/2BA 1734 sqft. $1500.00/month 1803 South County Line Road 3BR/3BA 1920 sqft. $1200.00 per month

1805 Devon Drive 4BR/3.5BA 2832 sqft. $1900.00 per month

RANDOLPH & TERRELL COUNTY, GA. SATURDAY, OCTOBER 22, 2016 11:00 AM EST

NOTTINGHAM APARTMENTS

229-432-9351

Storage Units at 817 Flint Ave. 25x35 for $275.00 per month 804 Twenty First Ave. 4840 sqft. $1200.00 per month Business office/distribution or Church space ready

385Âą Total Acres Open Farmland Pecan Grove CRP Planted Pines Natural Pines & Hardwoods Timber Established Food Plots Ideal Duck Pond Site Outstanding Hunting Excellent Country Home Sites Offered Divided or As A Whole Selling On Site

1030 Summit Dr.

3BR/2BA Home - 1746 sqft $975/per month 2717 Davenport Dr.

446592-1

Yard Sale Kit $3

3BR/2BA Home - 2033 sqft $1400/per month 121 Cambridge Rd.

3BR/2BA Home - 1764 sqft $1580/per month 108 Morning Mist Dr. 3/2 Home - 1679 sqft $1350/month

10 % BUYERS PREMIUM

142 Leighton Dr. 3/2 Home - 1415 sqft $1000/month

View Property @ www.barfieldauctions.com CALL 1-229-679-2223 FOR BROCHURES

1223 Augusta Dr. 3/2 Home - 1699 sqft for $1150/month

446212-1

1810 Schley Ave. 4/2 Home - 1712 sqft $800/month

1, 2 & 3/BR

APARTMENTS

Office space at 1005 Tift Ave. Albany 3 units available 825 sqft. $250.00 per month each

â&#x20AC;&#x153;ELIZABETH BELL ESTATEâ&#x20AC;?

385 + TOTAL ACRES

BARFIELD AUCTIONS, INC. P.O. BOX 370 SHELLMAN, GA 39886 229-679-2223 GAL #2663

1008-A N. DAVIS 1BR/1BA, APPLIANCES $345/MO

30 03 DOVE Ave. 3BR/1BA $475/$40 0 (SPECIAL)

2607-B Pointe North Blvd 2BR/1BA $550/$300

'85+$0 85+$0 - ' $662&,$7(6

$662&,$7(6

2311-B JIM STOKES CT. 3BR/BA $595/$50 0(SPECIAL)

2312 W. Doublegate 3BR/1.5BA $1250/$10 0 0 (SPECIAL)

Farms, Lots & Acreage for Sale

of Albany

3715 MAYFAIR 4BR/3BA $895

3514 Moss Island Ct. 3BR/2BA $1085/$10 0 0 (SPECIAL)

BEST DEALS on New, Used & Repoâ&#x20AC;&#x2122;d Mobile Homes, Call 229436-7108 or 229-364-5517

"The FFace ace of Home" 301 E Franklin St Sylvester, GA 31791

444131-1

2BR/2BA, 20TH Ave, Albany; 3BR/2BA Winding Way, Leesburg; No Smoking; No Pets; Call 229-8946504

199 FAIRTHORNE, LEE CO. 5BR/4BA, $1675

836-B Odom 2BR/1BA $275

115-C ACACIA 3BR/2BA $650/$550(SPECIAL)

1BR & 2BR apts 1BA Beautifully updated in historic Rawson Circle $350$450/MO 229-344-3553

LEE CO. 225 Lazy Acres 4/2 split design GRANITED/CEREMIC TILE T-OUT, Custom Cherry Cabinets Tout, all major appls., Fireplace, formal DRM, Garage, Lg yard, Family Oriented $1225 229-344-3215

446185-1

443818-1

1999 32X80 DESTINY DOUBLE WIDE MOBILE HOME, 3 acres Worth County, 10min from Marine Base, Quiet Country Living 4BR/2BA, Well, Sept, CH&A, Deck, Storge Bld, Carport much more $70,000.00 Call 229-886-7364

320 0-A FERNRIDGE 3BR/2BA $650/$550(SPECIAL)

128 D WINDING WAY (LEE CO) 2BD/2BA SPECIAL $500.00 MONTH/ DEPOSIT $300 NO APPLICATION FEE IF YOU SAY YOU SAW IT IN THE ALBANY HERALD

929-B TIFT AVE 2BR/1BA $365

DUPLEXES/ TRIPLEXES / QUADS

308 C AND A CARRIAGE LANE 3BD/1BTH SPECIAL $450.00

4BR/2BA 612 10TH AVE Central heating & air. No pets $625/Mo. & $625/Dep. 2BR/1BA - 815 A McIntosh Central heating & air, No Pets $475/Mo. & $475/Dep. Call Ralph (229) 395-5802

DEPOSIT IS SAME AS RENT

1203 WHISPERING PINES ALBANY, GA 31707 AV MORE A VAILABLE WWW.RENT TALBANYGA.COM MON-FRI 9AM-5PM

322 B CARRIAGE LANE 2BD/1BTH SPECIAL $400.00 MONTH

318 A CARRIAGE LANE 3BD/1BTH SPECIAL $450.00

LEE CO. 118 Fox Chase Ct. 3/2 fenced $825/m, 104 Fox Hound 3/2 $890/mo. 156 Peach 4/2 $890/mo.

THE WRIGHT Co. 229-435-0654

of Albany

DUPLEXES/TRIPLEXES/QUADS

3BR/2BA, LEE CO. Appliances, $995/mo $700 dep. 229-535-4298

LEE COUNTY 4BR 3.5BA Beautiful 5300 sq. ft. Executive Home on 2.3 acres. 210 Quail Pines Drive. Make offer, all offers considered. Motivated sellers. Serious Buyers Only!

Appointment necessary. Please call (239) 823-4977 or (239) 281-8786

Homes & 210 Mobile Lots for Sale

1208 WHISPERING PINES ALBANY,GA 31707 WWW.LIVEOAKPROPERTIES.NET MON-FRI 9AM-5PM 229-405-1400

240 Houses for Rent

248 Apt/Dupl/Condo/ Tâ&#x20AC;&#x2122;homs for Rent

1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646

REAL ESTATE FOR SALE BY OWNER 627 Sasser Herod Rd. $279,000 OWNER MOTIVATED MAKE OFFER!!!!

20 ACRES in Sasser.

3BR/2.5BA, 2066 sqft, Stocked Pond, wired workshop, 9.5 acres farm land.

Please be approved by financial institution.

BY APPOINTMENT ONLY. CALL 229-894-6367

248 Apt/Dupl/Condo/ Tâ&#x20AC;&#x2122;homs for Rent

Please Call For More Information

888-9333

3014 WOODRIDGE CT Albany, GA 31705 3BR 2BA 2002 Craftmaid 28X44 mobile home in Dougherty Co. Land & home located at 3014 Woodridge Ct for $29,500. Call Good Life Realty,LLC 229-436-3353 EAST 3BR/2BA DW, $495 RTO, Remodeled, 888-2000 or 883-2000 WORTH, 3BR/2BA, $525 RTO, Remodeled Quiet, 888-2000, 883-2000

Roommate Wanted/ 262 Room for Rent ROOM FOR RENT, Need someone to drive for Elderly couple to Doctors appts and store, $225/mo help with utilities, no other duties, couple has 3 cats and 1 bird. Call for details 229-814-1046

2 and 3 Bedroom Townhomes 267 Commercial Rentals 2507 Nottingham Way Northwest Albany â&#x20AC;&#x153;Call For More Infoâ&#x20AC;?

446586-1

202 Houses for Sale

REAL ESTATE

SUNDAY, OCTOBER 2, 2016 â&#x20AC;˘ 9C

GREENBRIAR APARTMENTS

3110 Graystone Lane - Off Beattie Rd.

435-1017 Specials on Application & Security Deposits

COMMERCIAL SPACE FOR RENT: 1104 N Slappey & 721 West Broad, 229-809-0233

Granite Countertops Still Top List of Home Improvements

10C â&#x20AC;¢ SUNDAY, OCTOBER 2ND, 2016

albanyherald.com

seeking to add value to their homes.

When the study asked homeowners, "If you were changing your kitchen now and had no budget constraints, what improvement would you make?" granite countertops were among the kitchen features they coveted most.

Many consumers are tightening their belts but remain eager for granite countertops, according to Garis Distelhorst, And one of the most popular home im- executive vice president of the Marble provements is, once again, granite Institute of America, the nation's leading natural stone association. countertops.

(NewsUSA) - Despite the sputtering economy, consumer spending on home renovation remains healthy. Across the nation, homeowners are investing in home remodeling projects -; especially kitchen makeovers -; either to make their homes more appealing to buyers or more comfortable and enjoyable while they ride out the housing slump.

Because kitchen renovations increase resale values, experts agree that if consumers can only afford to renovate one room in their homes, it should be the kitchen. In fact, an all-new kitchen "that looks great and is fun to work in" was the top priority of 2,200 home enthusiasts surveyed recently by Better Homes and Gardens magazine.

"What we've discovered is that the home continues to be our emotional center and the sweet spot of everyday life," said Gayle Butler, Better Home's "Historically, consumers recognize that editor in chief. "Economic uncertainty granite countertops enhance the value aside, we won't stop spending, improvof a home in ways few other improve- ing and dreaming." ments can," said Distelhorst. "No other countertop surface can measure up to For more information, visit the Marble granite in terms of practicality, timeless Institute Web site, www.usenaturalbeauty, durability and safety. This natu- stone.com. ral stone has held its value in ways more trendy materials have not."

A recent study of 10,000 consumers, conducted by the Research Institute for Cooking and Kitchen Intelligence, found that kitchen renovations remain at the top of the list for consumers

Home For Sale

Consumers continue to invest confidently in kitchen makeovers because the projects typically increase the resale value of their homes. In the last five years, kitchen remodeling projects have generally returned 80 to 85 percent of consumers' investments, according to the "Cost versus Value Report" from Remodeling magazine.

446351-1

REDUCED! 3400 Bellingham Lane One of Albanyâ&#x20AC;&#x2122;s finest and most energy efficient homes. 4200 sq ft, 5 full b/r, 3-1/2 ba, 10ft ceilings, gourmet kitchen, large fm rm, formal dr, craft room, game room, sunroom, office/living rm, exercise room, hardwood floors, sep garage/workshop, lot and 1/2, plantation shutters and crown throughout.

Brady Lee 894-6472

OPEN HOUSE SUNDAY 2-4 PM

Even during a recessed economy and poor housing market, kitchen renovations remain at the top of the list for consumers looking to add value to their homes.

512 ARDMORE

From Slappey to Dawson, left on Baldwin, right on Florence, left on Ardmore, home on left. t 4R 'U t #3 #" t .-4 'BCVMPVT CSJDL IPNF X CPOVT SPPN 50/4 PG TUPSBHF /FXMZ VQEBUFE LJUDIFO TQBDJPVT CFESPPNT GBNJMZ SPPN X CVJMU JOT Ä&#x2022;SFQMBDF

MARY LINDA COTTEN 347-0953 COLDWELL BANKER WALDEN & KIRKLAND, INC. 436-8811 To place your Open House call Debi Griffin, Multimedia Representative Albany Herald 888-7653

HOMES H OMES S FOR FOR SALE E PENDING izab zabe bEN beth hN 3BRD 2B BI BA $29 $ 9,,,900 900 305 El Elizabeth 3BR 2BA $29,900 P PE ND DI IN NG N G

217 Sunrise, 3BR, 1.5BA, $60,000 111 Northampton, 4BR, 2BA, Pool, $185,000

219 St Clair 3BR 2BA $95,000

514 Mer cer (Commer cial C3) 4298 SF, SFF, $35,0000 Mercer (Commercial

Sddiium SO SOL O OL LD RSOLD Rad um mL Sp Spr prD ings nggs 3BR 1BA $41,600 1,600 2802 Radium Springs

5601 IrIronwood onwood (vacant lot), 3.34 acres, acres, $55,00 00 $55,000

$135,0000 2931 Stonewater 3BR 2BA $135,000

208 S. Jef ffferson (commer cial bldg), 3505 SF F, $45,000 $ Jefferson (commercial SF,

P PE PEN PEND EN ND N DI D IN N Phe PPhhelps heE psNDI (S ((Shhellm hDIN e ma mI man nNG n) ) 3BR 33B BG BR R 1BA 1BA $9,900 227 WPENDING Phelps (Shellman)

906 Holloway Holloway,, 3BR ,1BA, $50,000

acres $27,500 5006 GA Hwy 300 (vacant land) 3 acres

2711 YYorktown orktown 3BR 2BA $38,000 112 Miller Ln (Sylvester) 4BR 2BA 2 half baths $130,400 Averitt 3BR 2BA $90,000 2904 Averitt

Du DP uucker ker keEN CNDI t 3BR 3BR BDIN 2BA 2BA BI AN $$75 5G 5,60 , 00 00 106 Ducker Ct $75,600 PENDING PEN PE N ND DI D IN NG PENDING PEN PE EN N NDI DI IN I N NG BP uud Dr DE r 3BR 3ND 3B BR D 2BAAING 2BA $$140,400 $1 $140, 140, 40,400 ,G 400 182 Bud

P PE PEN PEND EN ND N DI D DIN IN N G9,900 HaarPENDING rdw ddwo wE wood dNDI 4BR 4B BR B R 33. ..5I .5B 5B 5BA BNG A $1 $1169, 169 180 Hardwood 3.5BA $169,900

Rad R ddiium um mL Spr prings rD nggs 3BR 3BR 2BAA (on 5 ac)$ 33,599.

3404 Radium Springs SO S SOL SOLD O OL LD

1207 Hampton Ct 2BR 1.5BA $38,000

1120 Gillespie 3BR 1BA $32,000 (Investor liquidati dating call for complete list)

GRI

436-6628

446180-1 44618 80-1

1300 Gary 4BR 2BA $39,900 502 Rosenber Rosenbergg 2BR 1BA $22,000 FOR RENT RENT:: 14033 B Gillespie 2br 1BA $380 per mo.

Ann A nn Thomas Thomas

REDUCED

2500 DOUBLETREE 4BR/ 3 full/ 2 half BA 2 FP/ Sunroom, plenty of space!

4210 sqft

ERICA NEPOTE 395-6861 MLS#136970

NEW LISTING

2009 GILLIONVILLE RD $599,000

NEW LISTING

NEW LISTING

108 MATHIS $89,900

BROOK HOLLOW PARKWAY $225,000

ACKERS ACRES, LEE COUNTY 3BR / 1BA 1296 SF Quiet Country Living! 1 Acre!

New Roof, carpet & paint!

DOUGHERTY COUNTY 150 ACRES Just in time for Deer Season!

Call for details

MARK DANIELS 347-3454 MLS # 137088

NEW LISTING

165 BELMONT DRIVE

3599 SANDY OAKS ROAD

Stunning Home/ W West est Lee County $269,000 MLS# 136446 4BR/2BA, 2260SF

$199,500 MLS# 136160

BEAUTIFUL WOODED LOT GILLIONVILLE ROAD

2BR/2BA, 2275SF

REDUCED TO $60,000

Beautifully built and country views.

The Grove at Oakland Parkway!

New Construction!

Granite counter tops and lots of beautiful details!

Gorgeous Smokey Mt. Red oak floors and lots of extras.

5+/- acres Less than 10 minutes from Albany Mall

Christy W Wright right 347-2829

Debbie Satterfield 343-6307

Bob Dutton 894-7373

4107 QUAIL HOLLOW RD

362 MARTINDALE DRIVE Calloway Lakes/Lee County REDUCED TO $295,000 MLS# 136624 4BR/3.5BA, 2890SF

LOT ON BLACKBERRY BLACKBERR RY ROAD

MIKE FLYNN 376-2361 MLS# 1370077

NEW LISTING

Beautiful Executive Home $469,000 MLS# 136548 5BR/4.5BA, 4500SF

2706 BRITTANY $119,900

2303 PEARCE AVE $30,000

BRENTWOOD PARK DOUGHERTY 3BR / 2BA 1772 SF Fireplace, patio, & fenced yard.

TOMPKINS VILLAGE, DOUGHERTY 0.7 ACRES Investment Opportunity! Call for details

Custom Kit., Sunroom, Gunite Pool

DIANNE BARLOW 886-4777

MARK DANIELS 347-3454

BURTON NEWCOMB 886-1179

MLS# 137082

MLS# 137070

MLS# 137044

& 900SqFt Pool House

COMMERCIAL PROPERTY, DOUGHERTY 13,622 SF Full kitchen, 4 large rooms, office, & storage rooms

445949-1

Christy W Wright right 347-2829

Spacious Home with Beautiful details Hardwood floors and bonus room or 5th bedroom

Debbie Satterfield 343-6307

REDUCED TO $20,000 10+/- acres with well and Septic Beautiful All Wooded Wooded 19+/-miles from Albany or Sylvester

Bob Dutton 894-7373