SWGA HOMES 11/19/2017

4C • SUNDAY, NOVEMBER 19, 2017

albanyherald.com

515439-1

This brick home has 3 Bedrooms 2 Full bathrooms and a half bath and overlooks the #1 Fairway. Foyer with wood floors opens to a Large Great Room/Dining Room combination. Nice open foyer, powder room, specialty ceilings, large family room with gas fireplace, Kitchen with center Island, granite countertops & keeping room with fireplace....cozy seating with golf course view. Off kitchen and GR is a sunroom overlooking a covered porch. There is a large Master Bedroom Suite, lovely Master bathroom with double vanities, tile shower, jacuzzi tub, large walk-in closet & two other big bedrooms with an adjoining full bathroom. Specialty ceilings, large windows for an abundance of light, Beautiful hardwood floors, ceramic in bathrooms & big laundry room, new carpet in all bedrooms, and double garage. All this adds up to a winning combination. Call for your private tour.

LAKE BLACKSHEAR Valhalla 181 N V alhalla Dr Large Family Home 2.39 Acres On Lake Blackshear, Blackshear, Br, 3.5 Ba, 4 Br, Pool & Poolhouse $342,000 Chuck Call Chuc k 886-2521

LAKE BLACKSHEAR 631 Flintside Dr 2 Acres On Main Lake Water, Over 200 Feet On W ater, Double Boathouse, 4 Bedrooms, 3 Ba $311,000 Call Allan 886-2828

LAKE BLACKSHEAR 2143 Lakeshore Ct Large Lot On Main Lake!

1.24 Acres With 105 Feet On The W ater, 2 Br, Br, 2 Ba, Water, Hardwood Floors, Double Boathouse $410,000 Call Allan 886-2828

LAKE BLACKSHEAR 251 Mill Branch Rd

LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views!

Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828

LAKE BLACKSHEAR 356 Swift Creek

New C N Construction t tion On Lake Worth Blackshear W orth County, County, Excellent Fishing Area, 2 Bedrooms, Dock / Boathouse, Water, 100 Feet On W ater, Deck

$179,900 Call Allan 886-2828

LEESBURG 1387 Lovers Ln

LEESBURG 105 Ducker

2 Acres In Leesburg, 3 Br, Br, 2 Ba, Hardwood Floors, Fenced $113,500 Call Allan 886-2828

Lee County Close To To Br,, 2 Ba, 1520 Schools, 3 Br Square Ft, Brick Home $101,000 Call Allan 886-2828

ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828

ALBANY Northwest Albany y Lot 2009 Beattie Rd. Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828

Water On The W ater With A Dock!

3 Bedroom 2 Bath, 100 Feet On Water Water $128,000 Call Allan 886-2828

LAKE BLACKSHEAR 2166 Lakeshore Ct 2 Bedroom 2 Baths, 1200 Views Square Feet, Great V iews In Water, Crisp County! 125 Ft On W ater, Nice Dock, Built In 2010 Call Allan 886-2828

LAKE BLACKSHEAR A Wolf Wolf Thick Rd Lot 155A Prime Lot In Crisp County County,, 110 Feet On W ater, Cleared, 110 Water, 0.585 Acres, County W ater Water Available Available $195,000 Call Allan 886-2828

LAKE BLACKSHEAR Lot 159A A Wolf Wolf Thick Rd County,, Prime Lot In Crisp County Over 110 110 Ft On Water, Water, Views Of Main Lake, Great Views 0.633 Acres $175,000 Call Allan 886-2828

LAKE BLACKSHEAR 597 Flintside Dr

LAKE BLACKSHEAR Lot 8 Cannon Branch S/D

LAKE BLACKSHEAR 349 Flintside Dr Main Lake M i L k 2 Bedroom B d 2 Baths, New Dock / Boathouse, Large Metal Storage Buildings 100 Ft On Water Water $299,000 Call Allan 886-2828

Main M i L Lake k With 154 Ft On Water, W ater, 3 Br, Br, 2 Ba, Double Boathouse, Updated With Hardwood Floors, Large 1.1 Acre Lot, Sunroom

$329,000 Call Allan 886-2828

Crisp County County,, 1.11 1.11 Acres, 281 Feet On Water, Water, Restrictive Covenants $119,900 Call Allan 886-2828

L LEESBURG 244 W Winship Quail Pines i inship pQ S/D Lee County on 2.72 S/D Acres, 4 bedrooms 4BA, 5400 Square Ft. $320,900 Call Allan 886-2828

TERRELL 6455 Doverel Hwy, Hwy y, Dawson

LEESBURG 110 110 Brasstown

T errell County On 2 Acres, Terrell Br,, 2 Ba, Built In 2006 3 Br With 1700 Square Ft $77,500 Call Allan 886-2828

County, Grover Park Lee County, S/D, 3 Br, Br, 2 Ba,1550 Square Ft, Lots Of Privacy, Privacy, Double Garage, Large Living Room Call Allan 886-2828

NORTHWEST ALBANY 2604 Dawson Heights g New Roof And New Heat And Air Unit, 3 Br Br,, 2 Ba, 1560 Square Ft, Fenced Yard, Lots Of Upgrades!

Yard, $115,000 Call Allan 886-2828

ALBANY 1706 Devon

ALBANY 1804 Slappey ppey

Northwest Albany, Albany, 4 Br, Br, 3 Ba, Hardwood Floors, 1917 Square Ft, Double Garage $135,000 Call Allan 886-2828

Albany, Albany, Zoned Commercial, 1000 Square Ft, Great /RFDWLRQ 2I¿FH 6SDFHV $89,900 Call Allan 886-2828

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G SMITHVILLE 928 Airport p Rd Smithville On 50 Acres, 4 Bedrooms, 2 Baths, Two T wo Ponds, Built In 2006 With 2388 Square Ft, Shop / Storage $280,000 Call Allan 886-2828

LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521

6 Extra Costs In A Home Buyer’s Budget Daily Real Estate News

Most home buyers put in the effort to save for their down payment, but that is only a fraction of the cost they should expect for homeownership. There are many other lesser-known costs that can sometimes come as a shock to buyers. Make sure your home shoppers plan accordingly for the following extra expenses, including:

albanyherald.com

SUNDAY, NOVEMBER 19, 2017 • 5C

Home buyers shouldn’t close on a home without a dime left in the bank. They’ll likely be required to show extra personal financial reserves, which are accessible liquid assets available to withdraw from after their mortgage closes. Lenders have different requirements, and some may not require it.

But many lenders often want to see some type of assets left to show that buyers can continue to make mortgage payments even if they face a financial setback.

might end up sabotaging their sale.

Realtor.comŽ recently featured common home seller negotiation tactics that can backfire, including: “If mishandled, people may assume the worst, and the best offer may walk away,�

Sep Niakan, broker-owner at HB Roswell Realty in Miami, told realtor.comÂŽ. For example, bidding war problems can surface when failing to clearly explain up front how you intend to handle multiple offers or when you give an offer deadline that is too many days away (some buyers may just move on).

The cost of hiring a moving company or renting a truck can add up, too. And buyers will want to buy new furniture or items to decorate their home, so Buyers may walk if sellers refuse to make The amount of earnest money required varies by state and those costs will need to be factored in as repairs that turn up during a home inspection. well. local market. In a slower market, $500 to The seller needs to carefully consider how $1,000 might suffice. But a home with good the offer is before refusing to make multiple bids may require a larger deposit of Many financial repairs, says Lucas Machado, president of 2 percent to 3 percent of the offer price. experts recommend putting aside 1 percent House Heroes in Miami. “When the buyer’s Reassure buyers that the earnest money of a home’s value per year for maintenance offer is high, and the seller tries to negotiate they put down will go toward the purchase of expenses. On a $250,000 home, for away from legitimate repairs, the buyer may the home. To avoid being scammed, experts example, that would mean budgeting feel the seller is taking advantage of them,� recommend making sure buyers receive a $2,500 annually. he says. receipt and confirm the deposit is payable to a reputable third party, such as a real estate Source: “The Unforeseen Costs of Buying a brokerage, legal firm, escrow company, or Home,� AOL Finance (Nov. 1, 2017) Sellers may be trying to make the closing title company. date so it perfectly aligns when they move into their new home. But buyers have scheduling issues of their own, too. “Sellers Home inspections need to understand that they may have to aren’t required prior to closing, but they are move twice, since buyer and seller schedules highly recommended in the real estate seldom work out perfectly,� says John industry. The typical inspection may cost Powell, chief development officer at Help-Ubetween $300 to $500, according to the U.S. Sell Real Estate in Tucson, Ariz.

Department of Housing and Urban Development. The home inspector may be able to spot any problems in the home and Fixture feuds are common ones. Sellers and may be able to prevent a more costly repair their real estate agents need to carefully later on. review before they list their home on what stays and what goes with the home. The These costs cover buyer might “get so upset that a fixture they things like notary services, title company fell in love with is now missing that they won’t search fees, attorney expenses, real estate buy the home,� says Michael Hottman, transfer taxes, insurance premiums, and associate broker at Keller Williams Richmond more. Again, these vary by state and on the West in Richmond, Va. Replace anything value of the property. Financial experts Daily Real Estate News | valuable to sellers that won’t be staying with recommend setting aside 2 percent to 5 the house before showing it, or be willing to percent of the purchase price for closing Homeowners should not become negotiate a comparable replacement. Read costs. These funds must be available on overconfident in a seller’s market, or they more: Fixture Feuds closing day.

Seller Negotiation Tactics That Can Backfire

HOW MUCH HOU HOUSE USE CAN YOU AFFORD? USE AFFOR RD? RD?

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LENDER ER

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AB&T 229-446-22655

3.75 3.125

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To T o Advertise in n SWGA Homes contact Ashanti Smith Sm mith at 888-9340 or ashanti.smith@albanyherald.com ashanti.smitth@albanyherald.com 517685-1

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Last Update 06/22/2017 /2017

Synovus Mortgage age 229-430-70377 Last Update 11/09/17 9/17

Bank of Camilla lla 229-294-20688 Last Update 07/20/17 0/17

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MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert more lenders for mor e information

30-YEAR 15-YEAR 1-YEARR ADJUST ADJUSTABLE TABLE RATE RAATE (No Points) FHAA and/oror VA VA (30-Y (30-Year) Year) FHAA and/or VA VA (15-Y (15-Year) Year) FIXED FIXED Life of USDA yr.. Po yr.. Points RARATE ATE RAATE Rate Annual Loan Margin 30 yr RATE Points oints 15 yr 100%

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not included. Payments are dollar.. are rrounded ounded to the nearest nearest dollar

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 3 5.00 0% 5.25% 5.50% 239 247 263 271 284 232 255 27 71 277 278 303 319 327 287 295 311 319 332 335 345 365 375 398 325 355 37 75 387 371 403 42 23 442 382 393 413 423 455 430 444 472 486 512 417 458 48 86 497 478 492 520 534 512 464 506 53 34 497 526 542 574 590 568 510 558 59 90 553 573 591 627 645 625 556 609 64 45 608 621 641 681 700 682 603 661 70 00 663 669 689 729 749 739 649 709 74 49 718 717 738 782 804 795 695 760 80 04 774 764 788 836 860 852 741 812 86 60 829 812 836 884 908 909 788 860 90 08 884 860 886 938 964 966 834 912 96 64 939 908 936 992 1020 1079 880 964 102 20 1050 955 984 1044 1067 1136 927 1011 106 67 1105

6C • SUNDAY, NOVEMBER 19, 2017

albanyherald.com

Eliminates or curtails most itemized deductions, except those for mortgage interest and charitable contributions. The Daily Real Estate News | Thursday, MID would be limited to mortgages of up to November 16, 2017 $500,000—half of the current limit—and the property tax deduction would be capped at The House on Thursday passed a tax reform $10,000. package that the National Association of Restricts the exclusion on gains from the REALTORS® calls a tax hike on many sale of a principal residence by requiring middle-class homeowners and says would households to live in the house for five of the lower property values for all homeowners. last eight years, instead of two of the last five “It’s disappointing to see this legislation years. The bill also reduces the benefit for move forward, but the real work to shape this higher-income households. The exemption debate is just getting started,” NAR President today applies to proceeds of up to $250,000 Elizabeth Mendenhall said in a statement. for individuals and $500,000 for married couples filing jointly.

The bill, called the Tax Cuts and Jobs act, Nearly doubles the standard deduction to was passed by a vote of 227 to 205 along $12,000 for individuals and $24,000 for party lines. It was approved entirely by married couples, but that increase is largely Republicans—although several members of offset by elimination of the personal and the party joined Democrats in opposition. dependency exemptions—a change that The bill, which would increase the federal could hit larger families, as well as those with deficit by $1.5 trillion over 10 years, cuts the older children, particularly hard. top corporate tax rate from 35 percent to 20 percent and, in a move that affects only the The House passage is the first of a multistep wealthiest households, nearly doubles the process before tax reform legislation can be threshold for the estate tax and then phases enacted into law. In the Senate, the taxit out entirely. writing Finance Committee is already

structure as the House bill but makes significant changes. Among other things, it makes no direct changes to the mortgage interest deduction, but it eliminates the deduction for all state and local taxes, including property tax. However, as with the House bill, the Senate version would limit the use of both tax incentives for owning a home to only about 5 percent of tax filers. Estimates show that this could lead to a drop in home values of more than 10 percent nationwide, with an even greater drop in high-cost areas.

“Make no mistake, middle-class homeowners will see their home values fall if this proposal moves forward, while large corporations walk away with the bulk of the tax cuts,” Mendenhall said. “American homeowners shouldn’t have to pay for corporate tax cuts with their home equity. It’s a matter of basic fairness; 1.3 million REALTORS® have known since the beginning what America’s 75 million homeowners are just beginning to learn: that homeowners will be the ones paying the tab. REALTORS® will do our part to spread the word as we work with the Senate to address this impending assault on homeownership.”

working on its version of tax reform, and the To pay for these and other measures, the bill full Senate may vote on the bill the week would institute these changes: after Thanksgiving. That bill follows the same —Robert Freedman, REALTOR® Magazine

W ho’ss W h ho Who’s Who IIn nM ortgage g L ending e end i ing Mortgage Lending L ay tthe he F oundation ffor or a Fi inanciallly Secure Securee Future Futuree w ith the the Right Right M ortga age Lay Foundation Financially with Mortgage

DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658

Leslie Collins 733.0373 .0373 Leslie.Collins@abtgold.com Le lie.Collins@abtgold.com @ btgold.com @abtgold.com NMLS: 851247

BANK OF CAMILLA

516321-1

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ALB_111917_class_re_Layout 1 11/16/17 5:15 PM Page 7

albanyherald.com

REAL ESTATE

202 Houses for Sale

240 Houses for Rent

FSBO, 1200 Sharon Dr, 3BR/3BA, Enclosed garage. Dbl Lot. Cathedral Ceilings & more. Estate of Lucy Griffin aka “Madam Lucille�. Call 770-4689205

2 STORY BRICK W/ POOL; 4BR 2.5BA; 3900 sq ft; 2407 Pheasant, Lake Park, Heart pine fl; gas f/p, $1,650 Call 229-395-6712

REDUCED, FSBO: 1019 NELMS RD., $129,500. 4BR/4BA, Kitchen, DR, Den, Formal LR, 2323 sqft, See Photos www.zillow.com or www.trulia.com OR CALL 229-903-1725 for appt.

SUBDIVISION SOUTHGATE 3BDRM 1.5BA CHA Fenced back yard, nice brick home $42K 229-8691575

248 Apt/Dupl/Condo/ T’homs for Rent

LEE CO. 128 Flat Ridge 3/2 split design, huge master suite, tile/granite throughout, custom cabinets, all major appls., garage, wooden privacy fence, fireplace- family oriented $1150/ mo. 229-344-3215

1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646

3BR/ 2BA, Near Miller Brewing, $500/mo + dep. 229-344-1611

MID-TOWN ALBANY: 2 BR/1 BA Coach house with large storage area. $525/Mo. Call RMS @ 229-639-0171

3BR/2BA BRICK, REMODELED, Lrg Yrd, Great Neighborhood next to Sherwood Church, $795 347-8225

N.W. ALBANY, 3BR/2BA, CH&A, W/D hookup, Fenced backyard, Very Nice Quiet Area. 229-886-6488

LEE CO 3 & 4BR/2BA, Fireplace, Appl. & garage 229-759-9004

DEPOSIT IS SAME AS RENT

Lee: 164 Peach 4/2 $950 156 Peach, 4/2 $950 The Wright Co. 229-435-0654

136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO 1508 E ROOSEVELT 2BR/1BA $295 ELECTRIC HEAT 834-B ODOM 2BR/1BA $275/MO

Gardner,, Whiting, & Malone 2BR/1BA $325/$150

1213-B 5TH AVE 2BR/1BA $395/MO

115 T allulah (Lee Co) Tallulah 3BR/2BA $1050/$800

BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517

2304-A DOMINION CT. 4BR/3BA $895/MO

2812-B Partridge 3BR/2BA $725/$400

MOBILE HOME 4 SALE! 4BDRM 2 BA w/ garden tub 2 3/4 acres of land on lake Eufala 229-402-2309 OR 229-402-2349

229-888-5843

180 Dunaway 3/4 BR/2 BA $995/$600 (Lee Co)

Commercial Property for Sale

Homes & 256 Mobile Lots for Rent

940 West St (Sylvester) 3/2BR/1BA $500/$400

BAIT AND TACKLE business for sale! Serious Inquiries ONLY!!

229-206-0065

14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962

2909 Gillionville #16 1BR/1BA $475/$300

1999 GATEWAY 16x80 3BR 2BA recently remodeled new AC $600/mo OR for sale $21K gated community Call 229-888-0068

160 Tallassee Trail 4BA/2BA $1200/$800 (Lee Co)

Rosebrier Gardens

1603-B Whisperwood 3BR/2BA $695/$400

New Homes for Lease

2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108

115-Winding W ay Way 3BR/2BA $625/$400 (Lee Co.)

519521-1

Near Marine Base 3BR-$825/month

2 & 3 Bedroom Mobile Homes for Rent in Lee County near Albany. (229)854-0173

1316 T enth Ave Tenth 3BR/2BA $550/$550

2624 Whispering Pines Circle 4BR/2BA $1000/$750

1401 Whispering Pines Rd Albany, GA 2 & 3 BR Flats Starting at $495

229-436-9620

812 Rosedale 3BR/1BA $550/$400

141 Mayfield (Lee Co.) 3BR/2BA $1000/$800

2507 Nottingham Way Northwest Albany “Call For More Info�

1401-B 9th A Ave ve 1BR/1BA $495/$300

',5(&7,216 )520 /((6%85* 75$9(/ 1257+ 21 *$ +:< 0,/(6 7851 5,*+7 21 1(: <25. 5' 3523(57< 21 5,*+7 6(//,1* 21 6,7(

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1,2,3 Bedroom Lofts, Flats & Townhomes 516962-1

1344-C Hwy 19 South, Leesburg GA Commercial Office Space $1350 per month 1895 sqft 817 Flint Ave Warehouse/Office Space $650 per month TRGU t GU Y GU 2620-B Dawson Rd Commercial Office Space $2125 per month Located behind Pier One Imports across From the Albany Mall Contact Larry Walden for details

197 Canal Street Leesburg GA 31763 3 bed / 2 bath - Sqft 1425 QFS NPOUI 1516 Westwood Dr. 3BR/2BA Home - 1540 sqft for $950.00 per month 1900 Jones Ave 3BR / 1BA - 1456 sqft For $650 per month *includes washer and dryer* 1901 Palmyra Rd, Albany 0GĂ˝DF #MEH TRGU 5BR / 1BA / 2 half baths for $1,800 per month 455 Henry Mitchell Dr NE, Dawson GA 39842 Log cabin style home 3BR/ 2BA - 1200 sqft for $650 per month 3214 Saddleleaf Ave, Albany GA 3 Bed 2 Bath - 1498 sqft $900 per month 804 Twenty First Ave. 4840 sqft - $1200.00 per month Business office/distribution or Church space ready 2615 East Doublegate Dr. Albany, GA 31721 4 bed/3 bath - $1,800 per month Backyard views of Doublegateâ&#x20AC;&#x2122;s golf course 117-D Mitchell Ave, Albany, GA 31705 CFE CBUI RVBESJQMFY VOJU QFS NPOUI Lawn care and water/sewer provided Close to Albany State University 1406 Ninth Ave, Albany GA 3/2 House with Pool - 1203 sqft Pool house with split level QFS NPOUI 1FU 'SJFOEMZ 2538 Elton St, Albany GA 2/2 Condo in Northwest Albany - 1250 sqft QFS NPOUI 1FU 'SJFOEMZ 2531 Brierwood Dr, Albany GA 3/2 House - 1269 sqft $650 per month 1925 Stuart Ave, Albany GA #FE #BUI TRGU QFS NPOUI /P 1FUT 121 Northbrook Ct., Lee County CFE CBUI TRGU #VJMU JO Garage - No Pets - $1,000 per month 1805 Devon Drive Lake Park Area in Albany 4 bed 4.5 bath with bonus room 2832 sqft - 3 car garage $1,900 per month 3833 Dominion Ct., Albany GA #FE #BUI %VQMFY TRGU Pet Friendly - $1,000 per month Available Dec. 1st

Nottingham North Apartments 229-436-9096

2401 NOTTINGHAM WAY

1, 2 & 3/BR

Let THE ALBANY HERALD CLASSIFIEDS Work for You! Remember to place your yard sale!

Call (229) 888-9333 or E-mail: class@albanyherald.com

Looking for your APARTMENTS Holiday Workforceâ&#x20AC;Ś NOTTINGHAM APARTMENTS

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2391 Meadowlark Meadowlark Commons Court Commons Cou rt Suite Suite 101 0 ) DP SP 0 ) DP SP

MOVE-IN MOVE-IN READY READY

is the best location to find employees.

2BR/2BA 2BR/2BA Ad jacent to to tthe he ASU ASU Adjacent D arton C ollege o Darton College off H ealth P rofessions Health Professions

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896 Crawford-Dawson 2BR/1BA $425/$350

15410-1

412 Bush 3BR/1BA $495/$495

1(: <25 5. . 5 5' ' /((6%85* *$

2 and 3 Bedroom Townhomes

3100-U Crepe Myrtle 1BR/1BA $495/$300

6$7 78 85 8 5' 5 '$< '(&(0 0% %(5 7+ # $ 0 $&5 5( (6 /(( (( &28 81 17 1 7< 7 < *$

3100-G Crepe Myrtle 2BR/2BA $625/$400

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de eadline adline dlline in ne for fo or Sundayâ&#x20AC;&#x2122; und nd dayâ&#x20AC;&#x2122; ayâ&#x20AC;&#x2122; yâ&#x20AC;&#x2122;â&#x20AC;&#x2122;â&#x20AC;&#x2122;ss p pu publication ublication blliication ca ation tiion on is i n no lla later ate te er tth than ha an Monday onday nd day ay at a noon noo n oo on prior prrior p ior or to The T he deadline tthe he S Su Sunday unday nd day ay of o desir de essiirred e insertion. insertion. se errti tiion. on. n. All ll announcements an a nnouncements nouncements ou un nce ce em me en ntts must mu m usst be pr prepaid. id d.

WILLOWS APARTMENTS

2302 Evergreen 3BR/1.5BA $525/$525

B&B Rental Agency

'85+$0 85+$0 - ' $662&,$7(6

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Call Amber for all your Classified Advertising needs 888-9343

3BR/2BA HOUSE for rent at 4508 Leary Road Call 334-368-4956

Homes & 210 Mobile Lots for Sale

Need to Sell a Car? Want to Buy to a Car? Check Out the Classifieds 888-9333

COMMERCIAL SPACE FOR RENT: 1104 N Slappey 229-809-0233

3BR/2BA, LEE Village, No Grafa, 435-0604 or 881-6202

THIS PROPERTY IS ELIGIBLE FOR USDA 100% FINANCING. Situated on 3.32 acres, 25 pecan trees, lots of fruit trees & grape vines. Approx. 1782 sqft, 3BR/2BA, brick with new metal roof. Call Barbara Delbridge, Elite Realty of Ga. Inc. 229886-1106

220

267 Commercial Rentals

516966-1

LEE COUNTY Owner financing 3BR 2 BA gargage, fireplace, and appliances 229-759-9004

240 Houses for Rent

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REAL ESTATE

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albanyherald.com

3 Reasons Home Inspections Kill Deals

It may be tempting to blame a faulty property or an overzealous home inspector when a transaction falls apart after inspection. But thereâ&#x20AC;&#x2122;s more to this common situation than meets the eye.

November 2017 | By Dylan Chalk home inspector in patio area If I were a real estate agent and I had worked weeks, months, or even years with a client, I would dread home inspection time.

Experienced real estate professionals know there are hundreds of ways a deal can fall apart, from credit and financing problems to appraisals to just plain cold feet. But certainly, one of the more common deal killers is the home inspection. But it doesnâ&#x20AC;&#x2122;t have to be. To help prevent home inspection time from becoming contract termination time, here are a few thoughts from the point of view of an experienced home inspector.

was buying X, but now that we have looked closely, I see the house is more Yâ&#x20AC;? from your client.

to additional information. The reality is, your clients have access to more information and receive more data about the home they are purchasing than ever before. However, they From this point of view, the cancellation has often lack the tools to help them digest all of everything to do with the clientâ&#x20AC;&#x2122;s the facts. expectations coming into the inspection. It might be tempting to wish the home inspector had been less forthcoming about the condition of the house, but that implies The number one reason deals fall apart after that the client should experience some level a home inspection is that the findings of deceit or poor communication from the significantly change what the home buyer home inspector. The better solution to this thought they were buying. Many make the common problem is buyers having more mistake blaming the home inspector or the realistic expectations before they sign the house. Thatâ&#x20AC;&#x2122;s why I created a new motto for contract. This is why I wrote my book, The home buyers: â&#x20AC;&#x153;All houses have problems, but Confident House Hunterâ&#x20AC;&#x201D;to teach people every house is a great house for the right From my experience, there are three home inspection situations that lead to a canceled skills that will help them look at houses and person at the right price.â&#x20AC;? transaction. You might be surprised to hear evaluate risk so they are more prepared to two things are not on this list: the house and make an offer on the right house. Here are Iâ&#x20AC;&#x2122;ve inspected houses that I felt were the home inspector. Having spent more than the top three reasons buyers cancel a deal teardowns, meaning the property would be after the inspection. costlier to fix than it was worth. Upon giving a dozen years performing more than 5,000 this information to one homebuilder client, he structural home inspections, I have found said, â&#x20AC;&#x153;Great! I was hoping to tear it down that some real estate agents do think that anyway.â&#x20AC;? I have inspected other houses that the home or the home inspector is to blame, I thought should be torn down, but buyers There are no classes in college or high but letâ&#x20AC;&#x2122;s step back for a minute and look at to teach people how houses work or wanted to renovate them anyway because school what really happens in these situations. they were in love with the cabin-like feel of where risk lies in a residential building. professional real estate agents have the place and they had the resources to Even When the findings uncovered in a home little or no training to help them understand make their dream come true, even if it was inspection significantly alter the buyerâ&#x20AC;&#x2122;s not the most cost-effective approach. If an how to look at houses and identify issues; expectations about what they thought they inspection on a teardown can go well, then most of these skills are learned on the job were buying, this causes problems. You really any inspection should be able to be might hear something like, â&#x20AC;&#x153;Gee, I thought I through the school of hard knocks. This successful, right? Looking at property from problem has been exacerbated in recent years by a new generation of home buyers, this point of view, we start to see that â&#x20AC;&#x153;bad OPEN HOUSE SUNDAY 1-3 PM many of whom who did not grow up working housesâ&#x20AC;? are extremely rare, even though unrealistic expectations on the part of buyers on their houses with their parents. or sellers can make them seem like they are common.

4803 Grandview Drive Out Gillionville to the first entrance to Hidden Lakes, Left on Grandview, home in the cul de sac

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519522-1

$VTUPN CVJMU JO )JEEFO -BLFT -054 PG XJOEPXT CPOVT SPPN HVOJUF QPPM BOE PVUEPPS LJUDIFO PO UIF MBLF

SANDY ANTHONY 347-2900 REMAX OF ALBANY 434-1600 To place your Open House call Ashanti Smith, Multimedia Representative Albany Herald 888-9340

OPEN HOUSE SUNDAY 2-4 PM

Adding another layer of complexity to modern homebuying is how much our assumptions about houses have changed.

Most buyers now expect a level of luxury and comfort in a house that consumers could scarcely have imagined as recently as the 1960s. The result is that people are now buying more expensive and more complex homes, yet have less understanding of how they are built or how they work. And in markets enduring tight inventory conditions, your clients have less and less time for decision-making, as multiple offers and spontaneous action become the norm and increase the chances for buyer remorse.

2518 W Alberson Dawson Rd to 2nd Entrance of St. Andrews, left - home on left

519064-1

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ALICE JOLLEY 869-0358 COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811 To place your Open House call Ashanti Smith, Multimedia Representative Albany Herald 888-9340

Further complicating matters is the reality that home inspections have changed as well. Itâ&#x20AC;&#x2122;s a relatively new industry, and over the past 15 years, Iâ&#x20AC;&#x2122;ve watched computergenerated reports, digital cameras, and other new tools lead to rapid innovation.

Today, upon hiring a quality home inspector, a buyer can expect to receive a 40- to 60-page report with dozens or COUNTRY LIVING! even hundreds of high-resolution color photos, detailed diagrams, and links 2787 HIGHWAY 82E

COMPLETELY RENOVATED!

ROOM TO GROW!

1250 HIGHWAY 520

5104 BARRINGTON DRIVE

$250,000 WEBSTER COUNTY 4BR / 3BA 3,564 SQFT New granite, c-tops, flooring, paint, windows, appliances, doors & hardware!

$249,900 HIDDEN LAKES, DOUGHERTY 4BR / 3BA 2,618 SQFT Fireplace, built-ins, Formal living Room & den.

$224,900 RANDOLPH COUNTY 3BR / 3BA 3,059 SQFT â&#x20AC;&#x153;Man Caveâ&#x20AC;? Garage!

Beautiful Views! 4 ACRES!

MIKE FLYNN 376-2361

DIANNE BARLOW 886-4777

JUDY BOWLES 449-8710

MLS# 139665

MLS# 138294

MLS# 139504

INCOME OPPORTUNITY!

CHEAPER THAN RENT

STOP! LOOK!

I am always surprised when people read my inspection reports and comment something like, â&#x20AC;&#x153;Oh, you hated that house.â&#x20AC;? I do not hate houses. I am simply doing my best to document the condition of the property so the right person can buy it at what they believe is the right price. I love houses; it is unrealistic expectations that I donâ&#x20AC;&#x2122;t like.

Are Home Inspectors Sometimes Responsible for Killing Deals?

One of the hardest things for me to hear is the charge that home inspectors are killing deals. I do feel that the industry could do more to train inspectors on both technical and communications skills. In fact, communication training is particularly lacking in home inspection schools and continuing education courses. But I also feel that the real estate industry could do more to prepare agents to teach buyers a better way to look at the â&#x20AC;&#x153;bonesâ&#x20AC;? of houses. I am not aware of any requirements for new real estate agents to learn anything about houses to get a real estate license in my home state of Washington, and maybe that should change.

The truth is all houses pose some level of risk, and there are skills everyone can learn to help evaluate that risk and make appropriate offers on the right homes. A more transparent approach could help us all show up to the inspection armed with realistic expectations. This could save everyone a lot of time and heartache, resulting in happier clients, better referrals, and a lot less talk about home inspections killing deals.

HOMES H OMES S FOR FOR SALE 217 Sunrise 3BR 1.5BA $50,000

1204 Lee St 3BR 1BA $20,000

111 Northampton 4BR 2BA Pool, $185,000

Church (Americus) 6BR 2.5BA BA $30,999 130 W Church

5601 IrIronwood onwood (vacant lot) 3.34 acres, acres, $55,0000

ve (V Vacant LOT) 0.96 AC $10,000 2904 Dove AAve (Vacant

208 S. Jef fferson (commer cial bldg) 3505 SF F, $45,000 $445,000 Jefferson (commercial SF,

PE PEN PEND P PENDING EN NDI ND N DI D IN I N2BA ash sh Rd RE (C ((Camilla) Camilla) mDIN milla) ) ING 33BR BNG BR 2G 7967 Slash

906 Holloway 3BR 1BA $50,000 2904 AAveritt veritt 3BR 2BA $90,000 1207 Hampton Ct 2BR 1.5BA $38,000

2112 W GORDON AVE

6129 HARDUP ROAD

2211 PEMBROKE DRIVE

$150,000 DOUGHERTY COUNTY 12BR / 6F & 6H BA 5,376 SQFT 6 unit Apartment Building!

Rehabbed! Brick Construction!

$95,000 UNITED PECAN COMPANY, DOUGHERTY 3BR / 2BA 1,260 SQFT 7.24 ACRES! Move-in Ready!

Beautiful wooded lot!

$79,500 SHERWOOD ACRES, DOUGHERTY 3BR / 1BA 1,075 SQFT Currently Rented w/long term tenant!

Great Investment Opportunity!

MIKE FLYNN 376-2361

MARK DANIELS 347-3454

BURTON NEWCOMB 886-1179

MLS# 139639

MLS# 139022

MLS# 138242

515404-1

415 Janes Ln (Ochlochnee) 3BR 2BA $143,0000

(Mobile home) on 6 AC 2200 Oakridge 3BR 2.5BA $37,900 2511 Big Oak (Mobile Home) 4BR 2BA $40,000

acres 5006 GA Hwy 300 (vacant land) 3 acr es $27,500 00

1605 Gillespie 3BR 1.5BA (income unit in rrear) ear) $55,000

(Mobile home) 3102 TTreasure reasur aasur surreEN (M MN obile bile lleeDIN ho hom oIN meNG e)) 3BR 3BR BG2BA 2 $8,9000 PE PEN PENDING P E ND NDI DI D I

142 Katie LLynn ynn (Leesburg) (Leesburg) 3BR 1BA $60,000.

0,000.

714 Graves aaves v sEN SSpr Springs riiN nngss D ((Leesbur (L (Leesburg) L esbur sbur bbuur g)) 3BR 3GR 1BA $51,750 PENDING PE PENDIN P ND DI I IN NG N

2731 YYorktown orktown 3BR 1 bath $45,000

3972 Hwy 82 4BR 3BA $69,900

1022 Netherland Ln 4Br 2BA $72,800

515412-1

FOR RENT RENT:: 414 Johnny Williams lliams 3BR 2BA $650 mo $720 Deposit.

Ann A nn Thomas Thomas GRI

436-6628