SWGA HOMES 01/15/2017

6C • SUNDAY, JANUARY 15, 2017

albanyherald.com

FEATURED HOME

The heart of Northwest Albany & Lake Park Elementary school zone, beautiful new hardwood floors in living room, dining room, kitchen, & breakfast room, new carpet in master bedroom and den, kitchen with island, JennAir range, granite countertops, refrigerator, new faucet, bay window in breakfast room, double pantry, 9 ft ceilings, private master suite with trey ceiling, jacuzzi & separate shower, den/fireplace with french doors opening to rear deck overlooking 18x36 Gunite pool, double carport with storage, dehumidifier system, sprinkler system, alarm system. Great family home in wonderful northwest neighborhood.

462337-1

Debbie Fulford (C) (229) 343-4200 (H) (229) 439-7098 2535 LAFAYETTE PLAZA DRIVE ALBANY GA 31707 mailto:debfulford@gmail.com;

LAKE BLACKSHEAR 334 Scenic Rt. Main Lake Views!

Views! 4BR 3BA On An Acres Lot, Mother In Law Suite, Sunroom, Seawall $440,000 Call Allan 886-2828

Excellent Location In W orth County Worth County,, 2 Bedroom, Sunroom, Dock / Boathouse $225,000 Call Allan 886-2828

LAKE BLACKSHEAR 496 Lakeshore Way Way y Lake Blackshear Main Lake With 160 FT On Water, Water, 5BR, 3.5BA, On 1.2 Acres!!! Dock With Boathouse, Boat Ramp. $550,000 Call Allan 886-2828

LAKE BLACKSHEAR y 880 Flournoy Great Location In W Worth orth County, County, 145 Feet On W ater, Dock, 3 Water, Bedroom, 2 Baths, Comes With Additional Lot $285,000 Call Allan 886-2828

LAKE BLACKSHEAR 843 Flintside Dr Cabin / Cottage With 100 Feet On Main Lake, Dock / Boathouse, Hardwood Floors $199,900 Call Allan 886-2828

LAKE BLACKSHEAR 667 Smoke Bridge g Circle New Construction On Lake Blackshear On Acre Lot , 3 Bedroom, 2 Bath, Dock With Yard Boathouse, Fenced Y ard $249,000 Call Allan 886-2828

LAKE BLACKSHEAR 210 Drayton y Loop p

100 Feet On Lake Blackshear, Blackshear, Large Lot With A Dock, 2 Bedroom, 2 Ba, $169,900 Call Allan 886-2828

LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views!

Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828

LEESBURG 208 L Lynwood ynwood y

ALBANY 3522 Gravel Hill Rd

ALBANY

LEE COUNTY

1201 9Th Avenue Avenue

158 Crow

Laurelbrook S/D, 3 Bedroom, 2 Baths, 1667 Square FT $110,000 Call Allan 886-2828

Country Living On 3.7 Acres Albany,, 2400 Square Ft, In Albany Brick Home, 3 Bedroom, 2 BA $88,000 Call Allan 886-2828

Fixer Upper!!!! 3 Bedroom,

Great Investment

2 Baths, Corner Lot

Opportunity Opportunity,, 3BR, 2BA

ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828

ALBANY Northwest Albany y Lot 2009 Beattie Rd.

LAKE BLACKSHEAR 328 Swift Creek Rd

LAKE BLACKSHEAR 334 Spring p g Creek

LAKE BLACKSHEAR 154 Spring p g Creek

85 Feet On The W ater, Water, Excellent Location! 2 BR, 1 5 Baths, Dock, Seawall 1.5 $269,000 Call Allan 886-2828

Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828

$33,000

Call Allan 886-2828

Call Allan 886-2828

PENDING

NORTHWEST ALBANY 1510 W 10Th 4 Bedrooms 2 Baths, Inground Pool, 1620 Square ard Ft, Fenced Y Yard $88,800 Call Allan 886-2828

ALBANY 2821 North Doublegate g Doublegate Subd, Inground Pool, 3 Bedrooms, 2.5 Baths, 2320 Square Ft, Sunroom Call Allan 886-2828

LAKE BLACKSHEAR 1200 Campers p Haven Located On Flint River River,, 3 Bedroom, 2 Ba, Plenty Of Storage , Dock $160,000 Call Allan 886-2828

Located On River,, The Flint River 3 Bedroom , 2 Baths $125,000 Call Allan 886-2828

LAKE BLACKSHEAR 124 Waterfront Waterfront Large Home On The Water!

Water! 4BR, 3BA, Dock, SF, On 1 Acre, 2300 SF, Tile T ile Floor $199,000 Call Allan 886-2828

ALBANY 1409 Pleasant Grove Church Rd Country Living ! 4 Bedroom, 2 Bath On 5 Acres, Lots Of Privacy $40,000 Call Allan 886-2828

LEE COUNTY 124 Attwater Huntingdon Subd , Double Garage, Hardwood Floors, 3 Bedroom, 2 Baths, Living Rm, Dining Area, Large Kitchen Call Allan 886-2828 PENDING

AMERICUS 127 McDonald Large g Lot With 4 Bedrooms, 2 .5 5 Baths, B ths, Brick Home, q 2617 Square Ft, Double Garage, Large g Kitchen, G g L Family A dD Den F ily Room And $159,900 Call Allan 886-2828 PENDING

LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521

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HOW MUCH HOU HOUSE USE CAN YOU AFFORD? USE AFFOR RD? RD?

MORTGAGE MOR TGA AGE RA RATES ATES T

afford” a Determining how much “home you can af ford” depends on several important factors tors including:

Subject T To o Change Chan nge Upon Short Notice Notiice

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KEY RA RATIOS ATIOS LENDERS LENDE ERS USE

SUNDAY, JANUARY 15, 2017 • 7C

30-YEAR FIXED RA ATE RATE

15-YEAR 1-YEARR ADJUST ADJUSTABLE TABLE RATE RAATE (No Points) FHAA and/or or VA VA (30-Y (30-Year) Year) FHAA and/or VA VA (15-Y (15-Year) Year) FIXED Life of USDA 30 yr. yr .

15 yr. yr .

RATE RAATTE Rate Annual Loan Margin Points Po oints Points 100%

LENDER ER

(No Points)

(No Points)

AB&T Nantional Bank 229-446-2265 5

4.00

3.25

4.25

Rate

Rate

Cap

Cap

-

-

-

-

3.75

0

3.25

0

3.375

3.625

-

-

-

-

3.75

0

3.50

0

3.875

4.125

3.50

-

-

-

-

4.00

0

3.75

0

4.10

3.25

-

-

-

-

3.375

-

-

-

0

4.00

3.375

-

-

-

-

3.625

0

3.375

0

3.750

4.25

3.50

-

-

-

-

3.75

-

3.375

-

-

yr.

30 yr.

Last Update 12/15/2016 /2016

Ameris 229-434-4555 5 Last Update 10/13/2016 /2016

Flint Community Bank 229-903-1400 0 Last Update 11/23/16 3/16

Mortgage Suntrust Mortgag ge Inc. 229-430-5494 4 Last Update 01/12/2017 /2017

Synovus Mortgage S M t age 229-430-7037 7 Last Update 01/12/2017 /2017

Bank of Camilla lla 229-294-2068 8 Last Update 12/01/2016 /2016

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MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert more lenders for mor e information

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To T o Advertise in i SWGA Home contact Debi Griffin at 888-7653 3 or debi.griffin@albanyher debi.griffin@albanyherald.com rald.com a 462621-1

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not are rrounded ounded to the nearest nearest dollar included. Payments are dollar..

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 3 5.00 0% 5.25% 5.50% 232 255 27 71 277 239 247 263 271 284 278 303 319 327 287 295 311 319 332 325 355 37 75 387 335 345 365 375 398 371 403 42 23 442 382 393 413 423 455 417 458 48 86 497 430 444 472 486 512 464 506 53 34 497 478 492 520 534 512 510 558 59 90 553 526 542 574 590 568 556 609 64 45 608 573 591 627 645 625 603 661 70 00 663 621 641 681 700 682 649 709 74 49 718 669 689 729 749 739 695 760 80 04 774 717 738 782 804 795 741 812 86 60 829 764 788 836 860 852 788 860 90 08 884 812 836 884 908 909 834 912 96 64 939 860 886 938 964 966 880 964 102 20 1050 908 936 992 1020 1079 927 1011 106 67 1105 955 984 1044 1067 1136

8C • SUNDAY, JANUARY 15, 2017

albanyherald.com

5 Easy Steps for a Cleaner Home (Family Features) Whether it is a family dinner after a long day at work, sitting down with a book on a rainy day or entertaining friends during the weekend, there is nothing like spending quality time in the comfort of your own home. With a few simple steps, you can have a fresher, cleaner and healthier home, taking comfort to a whole new level.

The bottoms of shoes can track bacteria and chemicals into the home from the outdoors that you may not notice. Create a designated station near the front door to drop shoes off - this can serve as a reminder for your family as they walk in, and guests will hopefully follow suit when they arrive.

Common household cleaning products leave chemicals lingering in the air long after the cleaning is over. Opt for greener methods that get the job done without compromising the air you breathe. There are dozens of DIY recipes to create natural cleaners on your own, such as an allpurpose cleaner made of one part baking soda, two parts vinegar and two parts water, not only making for a healthier home, but also saving you money.

Tackle hidden germs by washing your bedding in hot water each week and throwing your pillows and curtains in the dryer for at least 30 minutes.

For more ways to make your home happy and healthy, visit Filtrete.com.

Photo courtesy of Getty Images #13558 Source: Filtrete

Every breath is a reason to care about your air, and more time spent at home can stir up indoor allergens like pet dander and dust. Help improve your indoor air quality with the Filtrete Dual-Action Micro Allergen Plus 2X Dust Defense Filter. This filter gives you all the benefits of allergen Viruses and bacteria can live defense, plus the best dust holding power of any Filtrete filter, holding as much dust on indoor surfaces for several hours, and sometimes even days. Get into the habit of as 50 dusting wipes. wiping down doorknobs and handles, Just because especially in the bathroom, with your sheets are odor-free and the curtains disinfectant each night or after use to limit are stain-free doesn’t mean that the fabrics the spread of germs around the house. are free of dust mites or other bacteria.

Who’s W ho’ss W Who h ho Mortgage Lending IIn nM ortgage g L ending e end i ing Lay L ay tthe he F Foundation oundation ffor or a Fi Financially inanciallly Secure Securee Future Futuree w with ith the the Right Right M Mortgage ortga age

DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658

284861-1

284857-1

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BANK OF CAMILLA

2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net

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Jan Phillip Phillipss

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Call Debi Griffin @ 888-7653 to place your Mortgage Company Ad Here 284865-1

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ALB_011517_Class_RE_Layout 1 01/12/17 7:43 PM Page 9

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HOMES HOMES

Display Ad Deadline: Wednesday, Noon Display - Debi Griffin 888-7653 Debi.Griffin@albanyherald.com

BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517

LEE CO 3BR/2BA, Appliances, Garage 229-759-9004

252 ACRES Tallahassee Rd, SE TERRELL Co 104 ACRES Murphy Rd, SW LEE Co MATRE FORESTRY CONSULTING, INC. Mike Matre 229-869-1111 WWW.MATREFORESTRY.COM

Camille T Taylor aylor

1

phone: 229.777.0077 mobile: 229.272.0502

230 Lease/Purchase Ann Brunson, Associate of Albany

of Albany

229.434.1600 office 229.881.5600 mobile

6 Dougherty Co. Homes all 3BR 2BA for rent or sale by owner.

of Albany

111 DANVILLE Dr (Leesburg), 3BR / 2BA, $950 mo, $800 deposit, Please call 229-344-7175 150 EDINBOROUGH DR., Leesburg, 3BR/2BA, $1100/mo $800 dep.

Please call 229-344-7175

462469-1

of Albany

3/2 E. ALBANY, $550/mo DCA ok, 3/1 E. ALBANY, $500/mo DCA ok, FOR SALE, 4/2 MOBILE HOME and Land, Excellent location, $35,000 OBO Financing Available, CALL 229-854-1107

903 9TH AVE 3 BD/2 BA $725 DEP/$725 RENT

1310 Edgerly 3BR/2BA $660/$660

211 COLLINS STREET 2 BD/1 BA $400 DEP/$400 RENT 1410 EAGER DRIVE 3BD/2 BA $750 DEP/$750 RENT

229-420-8929 EXT. 2101

1, 2 & 3/BR

462620-1

240 Houses for Rent

DOWNTOWN ALBANY, 1BR w/ appliances $250/Mo. & $250/Dep. Flint Realty (229) 888-2290

B&B Rental Agency

LAKE PARK 4BR/2BA, No Pets & No Smoking $1250/M (229) 432-1551

229-435-5216

Complete Liquidation of Construction Company 629 GA Highway 30 West, Americus, Georgia

Residential Property ‡ Masonr y Construction Home with New Roof ‡ 2 Bedrooms and 2½ Bathrooms with Open Floor Plan ‡ Covered Patio, 2-Car Carport, and 24’x60’ Shop Building

Commercial Property ‡ “6) 2IÀFH $UHD ‡ Shop/Warehouse has 3 Roll Up Doors ‡ 2IÀFHV 5HFHSWLRQ $UHD 5HVWURRPV and Full Kitchen

Residential Property 1620 MLK Blvd, Americus, Georgia ‡ Great Income Potential ‡ 20’ x 24’ Storage Building ‡ 2 Bedrooms and 1½ Bathrooms

1,650ÂąSF House on 3.0Âą Acres

4,500ÂąSF Shop on 2.0Âą Acres

1,350ÂąSF House on .363Âą Acres

888-9333

3604 Mayfair 3BR/2BA $725/$400

NW ALBANY DUPLEX - 3BR/2BA, $700/M & $300/D (229) 638-1926

2806-B Partridge 3BR/2BA $695/$400 2701 Abbey Ln 3BR/2.5BA $1050/$700 2302-A Jim Stokes 3BR/2BA $725/$400 (Special)

2 and 3 Bedroom Townhomes

1110 Rawson #2 & 3 2BR/1BA $425/$250 (Special)

2507 Nottingham Way Northwest Albany “Call For More Info�

2503 Redwood Ct #2 2BR/1.5BA $595/$400 (Special)

462664-1

248 Apt/Dupl/Condo/ T’homs for Rent

1014 N. McKinley 2BR/1BA $395/$250 (Special)

1208 WHISPERING PINES ALBANY,GA 31707 WWW.LIVEOAKPROPERTIES.NET MON-FRI 9AM-5PM 229-405-1400

1024-B Davidson 2BR/1BA $450/$300 3101-A Crepe Myrtle 1BR/1.5BA $495/$350

DUPLEXES/TRIPLEXES/QUADS 318 B CARRIAGE LN 2BD/1BTH SPECIAL $400.00 MTH

3100-D Crepe Myrtle 2BR/2BA $595/$400

310B CARRIAGE LANE 2BD/1BTH $450.00 MTH NEW CARPET

198-B Endoline 3BR/2BA $695/$400 (Lee Co)

Westover Gardens Apts.

Luxury 2 Bedroom $650/mth $500/Dep

ONLINE A AUCTION: UCTION: TUESD TUESDAY, AY, JJANUARY ANUARY 31 AT AT 4PM

B&B Rental Agency

Pipeline and Framing Construction Tools & Equipment

229-435-5216

GA Lic # AU-C003060,

240 Houses for Rent 4BR/2.5BA, 4408 Northcreek Ct. 2400 sqft home $1350/mo. Avail Jan. 1, 2017. Remodeled gourmet kitchen with top of the line appliances, fireplace and wood floors. In ground pool on 1 acre lot is perfect for families. This cul-de-sac property is in a quiet neighborhood close to schools and shopping. No pets or smoking. Terms are 1 year lease with 1st months rent with $1000 deposit. Call Ron or Darran at 606271-0900 or 229-894-5572

Move-In Special! $59 Security Deposit (Based on Approved Rental Application & 2 years of verified W-2 Employment)

GLENWOOD MANOR APARTMENTS

2BR’s $450 - 3BR’s $525

2315 W. Gordon Avenue Albany, GA 31707

(562) 310-9148 Glenwood Manor Apartments

MOVE-IN SPECIAL!

464678-1

2BR's $450 3BR's $525 463407-1

464328-1

ONLINE AUCTION: WEDNESDAY, FEBRUARY 1 AT 12PM

2315 W. Gordon Avenue Albany, GA 31707 Get Approved Today! Please call for availability

MOVE-IN READY

1900-B W W.. Broad 2BR/1BA $395/$200 (Special)

Near Marine Base 3BR-$825/month

Property 3

2218-B Old Dominion 3BR/2BA $725/$400

2909 Gillionville #18 1BR/1BA $475/$300

New Homes for Lease

Property 2

2391 Meadowlark Commons Court Suite 101 638-1597 M-F 9am -6pm

Ave 1403 8th A ve 2BR/1BA $750/$500 (Special)

122-B N. Doublegate 2BR/1.5BA $595/$350 (Lee Co)

Rosebrier Gardens

Property 1

CLASSIFIEDS WORK!

3605 Radial 3BR/1BA $650/$400

229-432-9351

REAL ESTATE

ALBANY

406A STATION CROSSING 2BR/2BA $525 DEP/ $525 RENT LAWN MAINTENANCE INC.

NOTTINGHAM APARTMENTS

Pictures, price, terms, updates, locations and others on web site www.RogerDSmith.com 888-1221

E. 2BR $415/Mo. Brick, CH&A. Movein special, $575 888-2000/883-2000

Gardnerr, Whiting, & Malone 2BR/1BA $325/$50

APARTMENTS

2813 Sylvester Rd $750,87k 320 Independence $650,75k 2410 Gibson Rd $650,67k 3304 & 3436 Aristedes $550,75k 428 Wiggins,Smithville $500 45k

1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646

APARTMENT FOR RENT. 1BD/1BA $250/Mo. & $100/Dep. Quiet neighborhood. Call (229) 296-3100

462356-1

"The FFace ace of Home" 301 E Franklin St Sylvester, GA 31791

248 Apt/Dupl/Condo/ T’homs for Rent

1BR & 2BR apts 1BA Beautifully updated in historic Rawson Circle $350$450/MO 229-344-3553

464288-1

DOUBLEWIDE, $8,000 CASH MUST MOVE 229-888-9285

NW ALBANY, 1129 Eager Avenue 2BR/1BA, Fireplace, Appliances, CH&A, Large Fenced Yard, $495/M. & Deposit.

Flint Realty (229) 888-2290

Lee Co. 3/2 fenced, $890, 4/2 garage, fenced, $1300 The Wright Co. 229-435-0654

220 Commercial Property for Sale ONLINE REAL ESTATE AUCTION CUTHBERT, GA 201 N. Broad Street A/k/a 61 E. Dawson Road SELLS WITHOUT RESERVE Former fast food restaurant with 2600+/- sf.

Open: 11-2 pm Fri, Jan 13 Bid Online Only at auctionnetwork.com Auction Starts: 10am EST, Sun Jan 22 Auction Ends: 1:25pm EST, Thu Jan 26 Visit williamsauction.com or Call 800.982.0425 Cynthia L. Dees RE LIC 354797 Monte W. Lowderman AUC LIC AUNR002789; Buyer’s Premium May Apply.

248 Apt/Dupl/Condo/ T’homs for Rent

240 Houses for Rent

Ken Boler General Manager 888-9319

462666-1

Farms, Lots & 214 Acreage for Sale

Amber Jeffcoat Classified Sales Manager 888-9343

1

Homes & 210 Mobile Lots for Sale

240 Houses for Rent

Debi Griffin Multimedia Real Estate Rep 888-7653

464287-1

REAL ESTATE

Classified Ad Deadline: Friday, 10:00 a.m.

Classified 888-9333

Get Approved Today!

Please call for availability

320 B CARRIAGE LANE 2BD/1BTH SPECIAL $400.00 MTH 807 W. Broad Ave. Business/Office available $750 per month 1204 Toledo Dr. Warehouse Space available 3000 sqft $650.00 per month 312 W. Residence Office Space available $500.00 per month Office space at 1005 Tift Ave. Albany 3 units available 825 sqft $250.00 per month each 1805 Devon Drive 4BR/3.5BA 2832 sqft $1900.00 per month 804 Twenty First Ave. 4840 sqft $1200.00 per month Business office/distribution or Church space ready 2717 Davenport Dr. 3BR/2BA Home - 2033 sqft $1400 per month 1813 Lullwater Rd. 3BR/2BA Home - 1817 sqft for $1,250.00 per month 922 Fifth Ave. 3BR/2BA Home - 1934 sqft $750 per month 1800 Pearl Ave. 3BR/2BA Home - 3237 sqft $1,100 per month 2013 Sharon Ave. 3BR/2BA Home - 1484 sqft $950 per month 137 Jackson Dr. 3BR/2BA Home - 2098 sqft $1,050 per month 121 Northbrook Ct 3BR/2BA Home - 1266 sqft $1000.00 per month 132-A Joiner Dr. 2BR/1BA Duplex - 1006 sqft for $550 per month 2612-B Pointe North 2BR/1BA Duplex - 957 sqft for $500 per month 2600 Dawson Heights 3BR/2BA Home - 1827 sqft for $900 per month 211 Park St. 2BR/2BA - Senior Living Home, Age 55+ for $508 per month 706 Shamrock Dr. 3BR/2BA Home - 1448 sqft for $1000 per month 2615 E Doublegate Dr. 4BR/2.5BA Home - 2778 sqft for $1800 per month 172 Hawkstead Dr. 4BR/2BA - 2251 sqft for $1500.00 per month 839 W Braod Ave Fully Equipped mechanic shop for $2300 per month 462355-1

Southwest Georgia

REAL ESTATE

SUNDAY, JANUARY 15, 2017 • 9C

318 C CARRIAGE LANE 3BD/1BTH $450.00 MTH ALL CARRIAGE LN DEPOSITS $250.00 101 EMBLETON (LEE) 3BD/2BTH DUPLEX WITH GARAGE $750.00/$500.00 DEP 1/2 MONTH FREE RENT W/ APPROVED APPLICATION! ALL SPECIALS 13 MONTH LEASES,NEW REHABBED UNITS AVAILABLE IN FEBRURAY!

DEPOSIT IS SAME AS RENT 150 HAMPTON LANE off N. Doublegate UNIQUE 1BR GUEST HOUSE Short or Long Term $895/MO (includes water, garbage, cable) Available January 1st.

1701-C W OGLETHORPE 2BR/1.5BA $395 806 2ND UPSTAIRS 2BR/1BA $495.00 929-B TIFT AVE 2BR/1BA $365

3715 MAYFAIR 4BR/3BA $895 136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO 1213 B 5TH AVE 2BR/1BA $395 229-888-5843 Homes & 256 Mobile Lots for Rent 14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962 14X70 3BR/2BA, CTRL H&A, W/D, STOVE, FRIG, F/B & PORCH, CARPORT, TOOLSHED, 1 ACRE LOT IN COUNTRY $520/MO 229/347-1055

GREENBRIAR APARTMENTS

3110 Graystone Lane - Off Beattie Rd.

435-1017 Specials on Application & Security Deposits

1, 2 & 3/BR

APARTMENTS NOTTINGHAM APARTMENTS

229-432-9351

462667-1

Please Recycle This Newspaper 2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108 2BR, CH/A, appliances, in quiet park. $265/mo $250 deposit. 439-8841.

3BR/2BA MH on quiet 1/2 acre lot.

Great for older tenant. $565 mnth/ $565 dep. NO GRAFA 229-436-2647 East 3BR/2BA, Frost St. $425. Rent to own, remodeled, 888-2000/883/2000 East 3BR/2BA, Frost St. $425. Rent to own, remodeled, 888-2000/883/2000

267 Commercial Rentals CAR LOT FOR RENT. OFFICE SPACE INCLUDED. 229-535-4298

10C • SUNDAY, JANUARY 15, 2017

albanyherald.com

Disaster Victims Should Document Losses

Before Cleanup Begins

(NewsUSA) Floods, fire, tornados or earthquakes can be devastating to families and businesses. Did you know that damage, destruction or loss of your property resulting from these or other sudden, unexpected events may be deductible on your tax return?

The required document process does not need to be difficult, according to the National Association of Enrolled Agents (NAEA). Residents and business owners are advised to photograph and inventory any property damaged or destroyed during the disaster before cleaning or throwing articles away. Be sure to photograph the inside and outside of the house or business and as much personal property damage as possible. “It is very important that people take pictures or videos and do a complete inventory of damage before the mess gets

cleaned up,� noted Cynthia Jeanguenat, an enrolled agent in Virginia Beach, VA. She continued, “My experience tells me that after the cleanup process has begun, people do not remember what they threw away.�

To organize a written inventory, Jeanguenat recommends IRS Publication 584, “Casualty and Disaster Loss Workbook.� She describes the booklet as “extremely helpful� in conducting a room-byroom inventory of damage. The workbook may be obtained by calling the IRS at 800829-3676 or by visiting the IRS website at www.irs.gov.

A disaster loss is tax deductible to the amount over any insurance reimbursement, with two limitations -- you must reduce each loss by $100, and you must further reduce the total of all losses by 10 percent of the taxpayer’s adjusted gross income.

Tax deductions for buildings with structural damage require a qualified appraisal and records of the repairs to restore the building to its previous condition.

Jeanguenat cautions that all claims for damage must first be submitted to the property owner’s insurance carrier, even if the property is not covered, in order to take a casualty loss deduction.

For help with your particular situation or to retain professional tax assistance, consult an enrolled agent. Enrolled agents are America’s tax experts, licensed by the federal government to represent taxpayers before the IRS. EAs provide tax preparation, tax advice and tax planning services in addition to helping taxpayers resolve problems with the IRS. To find an enrolled agent in your area, call 800-424-4339 or visit the NAEA website at www.naea.org and click on “Find an EA.�

2-4SUN PM

OPEN HOUSE

105 Millstone Ct Take Palmyra Rd and make a left at the end (onto Hwy 32). Then turn right onto Pinewood. Then left onto Brightwater. Then right onto Millstone. Home is on the left.

t .-4 t #3 #" t 4'

464329-1

4065)&3/ $)"3. "5 *54 #&45 ČŞ 6/#&-*&7"#-& -",&'30/5 1301&35: */ -&& $06/5: 0/ "$3&4 8*5) "/ */ČŞ(306/% 4"-5 8"5&3 100-

JAMYE COBB 229-343-6229 COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811

HOMES HOMES S FOR FOR SALE 5006 GA Hwy 300 (vacant land) 3 acr cres $27,500 acres 3102 TTreasure reasure (Mobile home) 3BR 2BA $19,900 1120 Gillespie 3BR 1BA $32,000 (Investor liquiddatiating call for complete list) 502 Rosenber Rosenbergg 2BR 1BA $22,000 3418 Aristedes 3BR 1BA $45,000 1410 Gillespie 2BR 1 Ba $24,500 91290 US Hwy 27N(Cuthbert) mobile le home, 3BR 2BA $10,400 188 Seabr Seabrook ook (vacant land, Sylvester) 11.6 1.6 AC $34,900 PE PEN PEND P PENDING EN ND N DI D IN I N 698 Aca Academy adem ade demy emy mE my Dr DNDI r SE(Dawson) SE(Da EDIN ((Daw aaw aws sNG son) on) G 4br 2.5 2..5 bath $65,000 102 Cle eearview a view eEN ((m mobile bbile bil hhom m me) ) 3br 33b 2b 2ba $10,300 Clearview (mobile home) N PE P PENDING ND DI D IN I NG N G2ba Slade 3BR 2BA 3621 Sl lPENDIN aade de EN 3B 3 RN 2B BD A $26,000. $2 $226 66,NG 0000G .

P PE PENDING ND DI IN I 200 Br oookd okdddale daEN l (A ((Ame Americu eD ricus) uI s)N 3b 3brr G 11.5 55bbath ath $13,999 Brookdale (Americus) 1.5bath P PE PENDING ND N DI IN NG

Ann Ann Thomas Thomas GRI

436-6628 46233 38-1 462338-1

FOR RENT: RENT: 1410 B Gillespie 2BR 1BA $350 per month.

462357-1

3705 Namdi 3BR 2BA $45,500 217 Sunrise, 3BR, 1.5BA, $57,000 111 Northampton, 4BR, 2BA, Pool, $185,000 514 Mer cer (Commer cial C3) 4298 SF, SFF, $35,0000 Mercer (Commercial 5601 IrIronwood onwood (vacant lot), 3.34 acres, acres, $55,000 00 208 S. Jef fferson cial bldg), 3505 SF F, $45,000 f (commer $ Jefferson (commercial SF, 906 Holloway Holloway,, 3BR ,1BA, $50,000 112 Miller LnnSOLD Syl yO ylves sL tter) 4BR (Sy lvester) 4BR 2BA 2 half baths $100,400 (Sylvester) SO S OL LD 2904 AAveritt veritt 3BR 2BA $90,000 1207 Hampton Ct 2BR 1.5BA $38,000 1209 Colquitt 2BR 1bath $22,500 Aberdeen Cir 48 Abe errPENDING deeen deen eE Ci CN irr (Cordele) ((Co (C CDING orddeele eI le)N ) 3B 3BR BG R 3B 33Bath Bath $235,0000 P PE PEN PEND EN ND DI D IN NG 2931 Stonewater 3BR 2BA $123,000

1007 MILFORD

2313 BRISTOL

2002 WEYMOUTH DRIVE

$259,900 DUGAN SUBDIVISION, BAKER COUNTY 4BR / 2BA 1728 SF On the Ichawaynochaway Creek!

Gorgeous views & tons of privacy!

$219,900 DOUBLEGATE, DOUGHERTY 4BR / 3.5BA 3048 SF Sunroom, Wet Bar, Tons of amenities!

$144,900 FIELDSTONE, DOUGHERTY 3BR / 2BA 1656 SF AMAZING Backyard w/ pool & beautiful landscaping!

WILLIAM JACKSON 344-3029

MARK DANIELS 347-3454

MLS # 137530

MLS# 136813

SUSIE HARDIN 291-3977

NEW LISTING

NEW LISTING

1927 EDGERLY AVE

801 EIGHTEENTH AVE

1217 DAWSON ROAD

$44,900 AVONDALE B, DOUGHERTY 3BR / 1BA 952 SF Beautiful hardwood floors, new paint, roof, & drain lines!

$185,000 DOUGHERTY COUNTY 4.58 ACRES Zoned for Apartments! Approved for 90 unit development

$121,000 DOUGHERTY COUNTY 1488 SF COMMERCIAL BUILDING High Traffic Count! Perfect for Salon, Spa, retail or office space!

DIANNE BARLOW 886-4777

MIKE FLYNN 376-2361

SUSIE HARDIN 291-3977

MLS# 137660

MLS# 137641

MLS# 123590

462352-1

MLS # 137330

131 LINDEN ROAD AD LEE COUNTY $159,000 MLS# 137097 097 3BR/2BA, 2260SF Character and Space! p Hardwood od floors, b bonus room, sunroom andd more!!

Christyy W Wright right g 347-2829 347-2829 d P ti 439-1837 Needmore Properties 9 18 9-1837

BEAUTIFUL TIFUL WOODED LOT GILLIONVILLE LLIONVILLE ROAD REDUCED RED DUCED TO $60,000 5+/- acres Less Leess than 10 minutes f from Albany Mall

Bob Dutton 894-7373

SALE PENDING

165 BELMONT DRIVE IVE Stunningg Home/ West West Lee County $269,000 $269,000 MLS# 136446 446 4BR/2BA, 2260SF

LOT ON BLACKBERRY BLA ACKBERR RY ROAD REDUCED DUCED TO $20,000

The Grove at Oakland Parkway! kway!

New Construction! Granite counter unter tops and lots of beautiful details! ails!

10+/- acres with well and Septic, Beautiful All W Wooded ooded 19+/-miles les from Albany or Sylvester

Christy W Wright right 347347-2829 -2829

Bob Dutton 894-7373