SWGA HOMES 03/05/2017

Page 1

4C • SUNDAY, MARCH 05, 2017

albanyherald.com

PEACEFUL AND PRIVATE! You won’t find many like this HOME! 4919 Van Cise Road, NW Albany ~ $324,500 This property features: 4 BR, 3 BATH, on 2.74 acre lot in NW Albany Welcoming foyer that opens up to spacious Family Room w/ recessed lighting .Open Kitchen w/ hardwood floors, stainless appliances (gas range), decorative tile back splash, large center island w/ bar seating, walk-in pantry, and eat-in dining area overlooking back yard! LARGE Master bedroom with sitting area and full wall of windows allowing lots of natural lighting to fill the room! HUGE walk-in closet! Master bathroom includes two pedestal sinks, separate shower and Garden tub along w/ sitting area/ vanity space. Downstairs office or 2nd. Bedroom. Upstairs has two additional bedrooms w/ Jack & Jill bath w/ separate toilet and sink rooms for each bedroom. Other features include: Walk in attic space, Rianni hot water, large patio for entertaining, covered front and back porch, two story wired workshop, space for a GARDEN!

HOW MUCH HOU HOUSE USE CAN YOU AFFORD? USE AFFOR RD? RD?

MORTGAGE MOR TGA AGE RA RATES ATES T

Determining how much “home you can af afford� a ford� depends on several important factors tors including:

Subject T To o Change Chan nge Upon Short Notice Notiice

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IJTUPSZ

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KEY RA RATIOS ATIOS LENDERS LENDE ERS USE

30-YEAR FIXED RATE RA ATET

15-YEAR 1-YEARR ADJUST TAABLE RATE or VA Yeear) FHAA and/or VA Yeear) ADJUSTABLE RAATTE (No Points) FHAA and/or VA (30-Y (30-Year) VA (15-Y (15-Year) FIXED Life of USDA 30 yr. yr . 15 yr. yr . RATE RAATE Rate Annual Loan Margin Points Po oints Points 100%

LENDER ER

(No Points)

(No Points)

AB&T Nantional Bank 229-446-2265 5

4.00

3.25

4.25

Rate

Rate

Cap

Cap

-

-

-

-

3.75

0

3.375

0

3.75

3.625

-

-

-

-

3.75

0

3.50

0

3.875

4.125

3.50

-

-

-

-

3.75

0

3.50

0

4.20

3.25

-

-

-

-

3.80

-

-

-

0

4.00

3.25

-

-

-

-

3.625

0

3.375

0

3.75

4.25

3.375

-

-

-

-

3.75

-

3.50

-

-

30 yr. yr.

Last Update 02/09/2017 /2017

Ameris 229-434-4555 5 Last Update 10/13/2016 /2016

Flint Community Bank 229-903-1400 0 Last Update 02/23/2017 /2017

Suntrust Mortgag Mortgage ge Inc. 229-430-5494 4 Last Update 02/23/2017 /2017

Synovus Mortgage S M t age 229-430-7037 7 Last Update 02/23/2017 /2017

Bank of Camilla lla 229-294-2068 8 Last Update 02/09/2017 /2017

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MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert lenders for mor more e information

љђŃ?ŃĄŃ&#x;Ń–Ń?ŃŽŃ™ љђŃ?ŃĄ Ń&#x;Ń–Ń?ŃŽŃ™ Ó• ŃŽѥѢŃ&#x;ŃŽŃ™ ŃŽѥѢŃ&#x;ŃŽŃ™ ŃŽŃ ŃœŃšŃ?юћіђŃ

Â’Â?¢ ˜Â? •‹Š—¢ ŞŞřȏŞřřŖ ŞŞř ŞřřŖ

Ž˜›Â?’Š ˜ Ž› ˜  Ž› ĹšĹ™ĹœČŹĹ™Ĺ™Ĺ–Ĺš ĹšĹ™Ĺœ řřŖŚŚ

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ћѥђŃ&#x;ћђѥ ћѥ Ń’Ń&#x; Ń&#x;ћђѥ Ń&#x;ŃœŃŁŃ–Ń‘Ń’Ń&#x;Ń

Ç­ Ç­ Çť ’Š•ȏž™ ĹžĹ–Ĺ–ČŹĹšĹ™ĹœČŹĹžĹœ ĹžĹ–Ĺ–ČŹĹšĹ™ĹœČŹĹžĹœĹ™ĹžÇź ĹœĹ™ĹžÇź Çť ĹžĹ–Ĺ–ČŹĹ˜ĹœĹ™ČŹĹ–Ĺ˜ĹšĹ—Çź    ǯÂŠÄ´ÇŻÂŒÂ˜Â–    ǯÂŠÄ´ÇŻÂŒÂ˜Â– •Š—Â?Ž• •Š—Â?Ž• Ĺ—ČŹĹžĹ–Ĺ–ČŹĹ™ĹšĹ˜ČŹĹ?Ĺ›ĹœĹš Ĺ—ČŹĹžĹ–Ĺ–ČŹĹ™ĹšĹ˜Ĺ˜ČŹĹ?Ĺ›ĹœĹš ž›Â? ˜žÂ?‘ ĹžĹ?ĹžČŹĹœĹ–Ĺ–Ĺž Ń’Ń?ŃŚŃ?љіћє ŽŽ™ •‹Š •‹Š—¢ȏ ˜žÂ?‘Ž›Â?¢ Š—¢ȏ ˜žÂ?‘Ž›Â?¢ ŽŠžÂ?Â’Â?ž• ĹšĹ™Ĺ–ČŹĹ›Ĺ˜ ĹšĹ™Ĺ–ČŹĹ›Ĺ˜Ĺ›Ĺ? Ĺ˜Ĺ›Ĺ?

Ń?Ń•ŃœŃœŃ™ Ń?Ń•ŃœŃœ ŃœŃ™ Ń›Ń“ŃœŃ&#x;ŃšŃŽŃĄŃ–ŃœŃ›

˜žÂ?‘Ž›Â?¢ ˜ž—Â?¢ ž‹•’Œ Œ‘˜ Œ‘˜˜• ˜˜• ¢ÂœÂ?Ž– ÂŽÂŽ ˜ž—Â?¢ Œ‘˜˜ Œ‘˜˜• ˜• ¢ÂœÂ?Ž– ĹšĹ™Ĺ—ČŹĹ—Ĺ˜ĹœĹš Ĺ˜Ĺ˜Ĺ&#x;ČŹĹ&#x;Ĺ–Ĺ™ČŹĹ˜Ĺ—Ĺ–Ĺ– Ĺ˜Ĺ˜Ĺ&#x;ČŹĹ&#x;Ĺ–Ĺ™ČŹĹ˜Ĺ— Ĺ–Ĺ– юіљь Ń’Ń¤Ń Ń?ŃŽŃ?Ń’ Ń’Ń¤Ń Ń?ŃŽŃ?Ń’Ń&#x; Ń’Ń&#x; ÇťÂŒÂ’Â›ÂŒÂžÂ•ÂŠÂ?’˜— Â?Ž™Â?ÇŻÇź ŞŞŞ ŞŞŞȏĹ&#x;Ĺ™Ĺ˜Ĺ˜ Ĺ&#x;Ĺ™Ĺ˜Ĺ˜

ŃĄŃ•Ń’Ń&#x; Ńš ŃšŃ?ŃœŃ&#x;ѥюћѥ ŃšŃ?ŃœŃ&#x;ѥюћѥ ѢŃšŃ?Ń’Ń&#x;Ń Ń˘ŃšŃ?Ń’Ń&#x;Ń

›’Â&#x;ÂŽÂ›Č‚Âœ Â’ÂŒ ›’Â&#x;ÂŽÂ›Č‚Âœ ’ŒŽ—œŽ ŒŽ—œŽ ž›ŽŠž ĹšĹ™Ĺ–ČŹĹšĹ˜Ĺ›Ĺ— ž žÂ?˜–˜Â?Â’Â&#x; Â&#x;ÂŽ ŠÂ? ŠÂ? ĜŒŽ ĹšĹ™Ĺ—ČŹĹ™Ĺ˜Ĺ›Ĺ› žÂ?˜–˜Â?Â’Â&#x;ÂŽ ÂŽÂŽÂ?Â’ÂœÂ?›ŠÂ?’˜— ĹšĹ™Ĺ—ČŹĹ™Ĺ˜ĹšĹ? ˜Â?Ž› ÂŽÂ?Â’ÂœÂ?›ŠÂ?’˜— ˜››ŽŒÂ? ’–Ž ĹšĹ™ĹœČŹĹœĹ—Ĺ˜Ĺ— ˜››ŽŒÂ? •‹Š—¢ȏ ˜žÂ?‘Ž›Â?¢ ‘Š–‹Ž› ˜Â? ˜––Ž›ŒŽ ŚřŚȏŞĹ?Ĺ–Ĺ–Ĺ–

To T o Advertise in i SWGA Home contact Debi Griffin at 888-7653 3 or debi.griffin@albanyher debi.griffin@albanyherald.com rald.com a 473977-1

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not included. Payments are dollar.. are rrounded ounded to the nearest nearest dollar

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 3 5.00 0% 5.25% 5.50% 232 255 27 71 277 239 247 263 271 284 278 303 319 327 287 295 311 319 332 325 355 37 75 387 335 345 365 375 398 371 403 42 23 442 382 393 413 423 455 417 458 48 86 497 430 444 472 486 512 464 506 53 34 497 478 492 520 534 512 510 558 59 90 553 526 542 574 590 568 556 609 64 45 608 573 591 627 645 625 603 661 70 00 663 621 641 681 700 682 649 709 74 49 718 669 689 729 749 739 695 760 80 04 774 717 738 782 804 795 741 812 86 60 829 764 788 836 860 852 788 860 90 08 884 812 836 884 908 909 834 912 96 64 939 860 886 938 964 966 880 964 102 20 1050 908 936 992 1020 1079 927 1011 106 67 1105 955 984 1044 1067 1136


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