HOMES 020214 by Albany Herald

2 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

Is a refinance the right decision? (BPT) - Once at rock bottom, interest rates have ticked up slightly in recent months. Still, the prospect of refinancing a mortgage remains attractive. Interest rates are projected to rise to 5 percent or above by August 2014, according to an August 2013, Freddie Mac study. "The window hasn't closed, but homeowners should analyze their mortgage situation to see if a refinance can improve their overall financial picture," says John Young, director of

real estate product management at USAA. Mike Fratantoni, vice president of research and economics at the Mortgage Bankers Association, agrees. "When market rates were at 3.5 percent, 90 to 95 percent of outstanding loans would have benefited from a refi," he says. Now, with mortgage rates at about 4.4 percent, just 25 to 30 percent of homeowners with outstanding loans would come out ahead.

Here are some reasons why you should refinance. * Pay off your mortgage early. Moving from a 30-year term to a 15-year term without a big jump in monthly payments could save you thousands in interest and build equity in your home faster. * Create more cash flow. Lower interest rates can create lower monthly mortgage payments, freeing up money to pay down debt or just to provide more wiggle room in the budget for other things. * Access home equity. On a cash-out refinance, you borrow more money than you owe on your current loan, and use the funds for purposes such as reducing other debt, remodeling your home or just recovering from a financial setback. "As home values start to rise, there is some pent-up demand for a cash-out refinance to access the equity in the home for other purposes," says Diane Brooks, real estate product management director at USAA. Would refinancing benefit you?

Fratantoni puts today's mortgage holders into three categories: Already refinanced: Those with strong credit, job security and plenty of home equity. These homeowners refinanced in the past few years and secured a rate in the low- to mid-3 percent range. Already refinanced through federal programs: Those people with good credit and employment who lack enough equity to qualify for traditional refinancing. These borrowers only qualify to refinance through federal programs such as the Home Affordable Refinance Program, known as HARP, or the Federal Housing Administration's streamline refinance - both advantageous to a homeowner who owes more on his mortgage than his home is worth. Fratantoni notes that many homeowners who qualify for those programs have refinanced. Current candidates for traditional refinancing: Those who regained their financial footing after a job loss or credit See Refinance, page 4

THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com 3

4 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

Bathroom remodeling: the first five things you must do

(BPT) - So you've decided it's time to remodel your bathroom. Whether you're excited at the idea of creating a new look that will add value to your home, or simply relieved that you'll no longer have to look at dated fixtures and cracked tile, you'll be facing a lot of decisions about materials, colors, fixtures, flooring and more. The options are vast, and you may wonder: What is the best way to get started? "Whether you're creating a new master suite, refreshing a powder room, or building a new home, it's an exciting time to contemplate a beautiful new space," says Gray Uhl,-director of brand education for American Standard. "Shopping for fabulous new bathroom products is a highlight of the experience, but it can get a little overwhelming." Bathrooms continue to be a remodeling priority for many homeowners. The average mid-range bathroom remodel costs $15,782 and returns more than 65 percent of that investment at the time of resale, according to Remodeling Magazine's Cost vs. Value Report. An upscale bathroom remodeling project costs about $50,000 and returns more than 58 percent when you sell. Doing some or all of the work yourself can save thousands in labor charges - money you can put into choosing the best materials - as long as you know how to do it correctly. In a free e-book, "The How to Buy Guide for the Bathroom," American Standard offers information on everything from how to get started to how to choose the toilet shape that's right for your space and lifestyle. The guide says homeowners should begin by considering five key points: 1. Consider how you will use the space and allow it to guide your renovation plans. Do you

want your bathroom to be a spa-like retreat for the masters of the house? Or is it more important that the room be able to handle more intense use from the whole family? Gather input from everyone who will use the room, and evaluate what's already present that works - and what doesn't. 2. Will you hire a professional or attempt to do the job yourself? While DIYers may save on labor costs, professional designers and licensed contractors may be better able to help you maximize your space and stay on budget. Ultimately, hiring professionals may save you time and money. 3. Measure - everything! Nothing's worse than falling in love with a vanity or jetted tub only to find neither fits in the space you have for it. Before you begin shopping, determine how much space your bathroom has for key fixtures such as the sink, toilet, shower and furniture. And mentioning tubs - be sure the one you choose will fit through the bathroom door before you buy it. 4. Get educated before heading to the store or showroom. Compare products and prices and check out product reviews. Decide what materials to look for and identify how you want installations to be done. 5. Set a budget and establish priorities. A professional can help you best determine how to achieve your objectives within the framework of your budget. Remember to allow yourself a budget cushion in case surprises crop up during the process - and they almost always do. For more ideas and information on shopping for bathroom renovation products, download the free e-book at www.americanstandardus.com/promotions/ebook.

Refinance

trouble, or who are no longer underwater as Continued from page 2 home values rise. Do your financial homework, Brooks says. "It's not just about payment savings. That's not the whole story." How quickly will you recoup closing costs - typically between 2 and 5 percent of your loan? How long do you plan to stay in the home? How long are you extending the term? Doing the numbers may not reflect how badly you want more cash flow in your budget or how passionate you are about that kitchen remodel. So even if the numbers aren't optimal, there could be enough of a financial and emotional boost to justify a mortgage refinance. Just remember, you're leveraging your home. And a 30-year loan, while having a higher interest rate, can provide a lower monthly payment that's more manageable in lean financial times. "On a 30-year loan, you can make a larger monthly payment to pay the loan off in 15 years," Young says. "If you run into cash flow problems, you can always make the minimum payment. Refinancing for a 15-year loan, while getting you a better interest rate, will also get you a higher minimum payment that must be paid on time." Before you refinance, ask yourself these questions: * How's my credit score? A stellar credit score can help you get a good interest rate. * How will I pay my closing costs? Many people roll them into the refinanced loan amount. But saving enough to pay for the closing in cash can make the refinance an even better deal. * Where does my mortgage fit into my family's financial picture? Consider your overall budget, investments, college savings plan and other financial goals. * If your refinance lowers your monthly payment, what will you do with the extra cash? Many people don't have a good strategy for this additional monthly savings. Ideally, the payment savings should be applied to other debt or to boost your savings account.

THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com 5

INSURANCE COSTS PROPERTY TAXES Home Value

Contents Value

Monthly Premium

$100,000

$80,000

$24

125,000

100,000

150,000

120,000

175,000

140,000

200,000

160,000

225,000

180,000

250,000

200,000

Home Value $

Based on 1999 Brick Veneer home in Albany. Includes replacement contents with $300,000 Liability. Has $500 deductible. Compliments of Copelan Insurance Agency, Inc.

60,000

Lee

Dougherty

7581

7539

6749

7249

5949

5319

80,000

10468

10052

8999

9666

7932

7092

100,000

13086

12565

11249

12082

9915

8866

150,000

19629

18848

16873

18124

14873

13299

200,000

26172

25131

22498

24165

19831

17732

250,000

22165

327

314

281

302

247

Calculations based on 2002 mileage rate -- monthly payments multiply value of home times 40%, multiply answer time mileage rate divide by twelve for monthly payment These are ESTIMATED tax rates. They are based upon 2002 millage rates for each city and county and include school tax. The Homestead Exemption discount is not included.

HOW MUCH HOUSE CAN YOU AFFORD? Monthly Gross Income

Maximum • Mortgage Payment

Maximum •• Monthly Debt

MORTGAGE RATES

Mitchell

Albany Leesburg Smithville County County County

House Value † 30 Year Mortgage

House Value‡ 15 Year Mortgage

Subject To Change Upon Short Notice

LENDER AB&T National Bank 229-446-2265

3.75

3.50

Ameris 229-434-4555

4.25

3.50

3.875

3.50

Colony Bank 229-436-9000

4.125

3.25

3.75

3.25

Flint Community Bank 229-903-1400

4.125

3.25

3.875

3.25

Heritage Bank 229-878-2021

4.50

3.50

4.125

3.25

4.250

3.25

4.25

3.25

Regions Mortgage Inc. 229-434-6817

4.25

3.375

3.875

3.50

3.875

Suntrust Mortgage Inc. 229-430-5494

4.30

3.25

3.875

3.25

3.75

4.25

3.375

3.75

3.50

65,164

50,028

648

73,309

56,281

2,000

560

720

81,455

62,535

2,200

616

792

89,600

68,788

2,400

672

864

97,745

75,042

Northside Mortgage 229-878-1499

105,891

81,295

12844 NML 166305 166418 28262

784

1,008

114,036

87,549

840

1,080

122,182

93,802

3,200

896

1,152

130,327

100,056

3,400

952

1,224

138,473

106,309

3,600

1,008

1,296

146,618

112,563

3,800

1,064

1,368

154,764

118,816

4,000

1,120

1,440

162,909

125,070

4,200

1,176

1,512

171,055

131,323

4,400

1,232

1,584

179,200

137,577

4,600

1,288

1,656

187,345

143,830

4,800

1,344

1,728

195,491

150,084

5,000

1,400

1,800

203,636

156,337

5,200

1,456

1,872

211,782

162,591

5,400

1,512

1,944

219,927

168,844

5,600

1,568

2,016

228,073

175,098

5,800

1,624

2,088

236,218

181,351

• Determined by multiplying gross wages by .28, a common method used by lending institutions. •• Determined by multiplying gross wages by .36, a common method used by lending Institutions. † Based on an average interest rate of 7.5% ‡ Based on an average interest rate of 7.25% This table is intended only as a guide. For more specific information, contact a local lending institution.

ELECTRICAL & NATURAL GAS COMPANIES City of Albany Georgia Power Mitchell EMC Sumter EMC 883-8330 436-3304 436-0070 759-2291 TELEPHONE www.att.com

AT&T Residential 888-757-6500 Business 866-620-6000

INTERNET PROVIDERS AT&T (Dial-up 800-436-8638) (DSL 800-263-0241) www.att.com Plantel 1-800-342-7564 SurfSouth 878-6008 RECYCLING

Keep Albany-Dougherty Beautiful 430-5257

SCHOOL INFORMATION Dougherty County Public School System Lee County School System 431-1264 229-903-2100 DAILY NEWSPAPER (circulation dept.) 888-9322 OTHER IMPORTANT NUMBERS Driver’ s License Bureau 430-4251 Automotive Tag Office 431-3255 Voter Registration 431-3247 Correct Time 436-6121 Albany-Dougherty Chamber of Commerce 434-8700

To Advertise in the Real Estate Showcase contact Miloy Schwartz at 888-9340 or miloy.schwartz@albanyherald.com

30 yr.

576

3,000

Rate

504

2,800

Rate

Cap

448

936

Cap

3.25

1,800

728

(No Points) (No Points)

4.25

$1,600

2,600

30-YEAR 15-YEAR 1-YEAR ADJUSTABLE RATE (No Points) FHA and/or VA (30-Year) FHA and/or VA (15-Year) FIXED FIXED Life of USDA RATE Rate Annual Loan Margin 30 yr. Points 15 yr. Points 100% RATE

Synovus Mortgage 229-430-7037

4.125

Rates can be reduced with discount points. Rates are subject to change upon short notice, and discount points could change frequently. One discount point is equal to one percentage point of the loan amount and is paid when the loan is closed. Most lenders have a variety of programs. ORIGINATION FEE IS NORMALLY ONE ADDITIONAL POINT, BUT CAN VARY. Maximum amount for conventional loan is $417,000. To Participate in the column, call 888-9333. For information on specific mortgage programs call The Lender.

MORTGAGE PAYMENTS CALCULATOR Monthly interest, interest payments for 30-year, fixed rate mortgage. Escrow payments for taxes, insurance not included. Payments are rounded to the nearest dollar.

$50,000 60,000 70,000 80,000 90,000 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

$252 309 365 422 479 536 593 649 706 763 820 876 933 990 1047 1104

260 317 373 430 487 544 601 657 714 771 828 884 941 998 1055 1112

268 325 381 438 495 552 609 665 722 779 836 892 949 1006 1063 1120

276 333 389 446 503 560 617 673 730 787 844 900 957 1014 1071 1128

284 341 397 454 511 568 625 681 738 795 852 908 965 1022 1079 1136

292 350 409 467 525 584 641 700 759 817 875 934 992 1050 1109 1167

$300 360 420 480 540 600 660 719 779 839 899 959 1019 1079 1139 1199

$308 369 431 493 554 616 677 739 800 862 924 985 1047 1108 1170 1231

$316 379 442 506 569 632 695 758 822 885 948 1011 1075 1138 1201 1264

6 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

Top 2014 home decor trend:

(BPT) - Interior design is in a constant state of transformation, and this year homeowners are taking control. The "keeping up with the Joneses'' mentality is giving ground to the desire for personalized design that reflects the exact needs and design aesthetic of the residents. In 2014, more people will actively embrace the role of designer in order to create a home that is truly one of a kind.

"We're at a fascinating point in the evolution of the interior design process. Interior design professionals once ruled the roost, but that's all changed with design TV, blogs and the Internet," says Elaine Griffin, New York interior designer and author of "Design Rules." "Clients today are well educated and have taken back the power. They're so knowledgeable that they're doing it themselves.

Personalized design Assuming the role of designer doesn't have to be intimidating. Griffin offers a few expert tips for taking your home design into your own hands and creating a custom space that's perfectly personalized: * Research and check twice Taking the time to properly research and educate yourself is important so you get beautiful results without unwanted surprises. "You want to know what your options are in terms of price, value, quality, design and style," says Griffin. "What's returnable? What's not? Sometimes custom means you buy it, you own it. Do your research." Griffin also suggests being cautious when measuring. "Always measure twice, buy once," she says. "That's the first place where DIYers fall short. You only have one option when you're going custom - just right. Scaled drawings should be involved." * Customize visible features Griffin suggests investing in highly visible features of your home. "Like in the bathroom, you can focus on something that's focal-point-worthy, like the KOHLER Artifacts faucet collection. It's a piece that just belongs to you," she says. Artifacts collection allows you

to create a custom faucet by choosing from a variety of spouts, handles and finishes for a look that's all your own. Window treatments and lamp shades are other highly visible features of the home that are too often ignored. Updating these features can instantly breathe new personality into a room. "Lamp shades deliver great bang for the buck; remember you always want to take the lamp with you when shopping," Griffin suggests. * Customize color See Design, page 12

FEATURED HOME

THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com 7

Article & Photos by JENNIFER KING jennifer.king@albanyherald.com

100 Creekridge Dr, Lee

$278,000

Front of Home

his week’s featured home is located in Lee County’s beautiful Creekridge subdivision just off highway 19. This new construction is situated on a 1.5 acre lot and measures in at just under 2,500 square feet. With four bedrooms, three bathrooms, and a large, open concept living area, there is plenty of space for a family! A split floorplan separates the master suite from the additional bedrooms and provides an added level of privacy. The gorgeous stained front door opens to reveal warm, gleaming hand-scraped hardwoods throughout! To the left of the entrance is a stunning dining room with judges panels on the wall and a trey ceiling overhead. A lovely chandelier marks the center of the space. There is plenty of room here to place a large table, so you can

host amazing holiday gatherings and dinner parties! The dining space is open to a huge living room, which features built-in shelves and cabinets, a dropped ceiling fan, and a gas fireplace with a tile surround. Wide base boards and crown molding in here add a lovely detail. At the rear of the room is a set of french doors, which lead out to a covered patio. Windows flank the sunny doors and add more natural light to the space. Adjacent to the living room, you will find the kitchen and breakfast nook. Unique custom cabinets make the kitchen pop! The granite counters shine as natural sunlight beams through the bank of windows in the breakfast nook. A center island features a bar height eating area and a lower counter, which houses the double sink and would be great for food prep. The antiqued cream island

Living Room

contrast nicely with the graytoned wall cabinets. Stainless steel appliances add a sleek shine to the space. A pantry closet provides plenty of storage for dry goods. The quaint breakfast nook looks over the expansive backyard and provides a casual dining space for daily meals. A doorway just off the kitchen leads straight ahead to the laundry room and to the double garage. A turn to the right from this kitchen exit leads down a private hallway to the master suite. The master suite contains a private bathroom and a spacious walk-in closet. Five windows make the master bedroom bright and sunny. The master bathroom has every spa-like feature that you could want! Natural tone tile can be found on the floor, around the jetted tub, and in the big shower stall. The bathroom’s double vanity

features a granite counter and deep walnut colored cabinets. The jetted tub is situated under a picture window, and the shower stall has glass on two sides. A separate water closet adds privacy. On the opposite side of the home are the additional three bedrooms and two full bathrooms. Each bedroom features a double closet and easy hallway access to a bathroom. Both full baths mirror each other in design with granite counters, tiled floors, and shower/tub combos. This community features 18 acres of green space with access to the creek for those of you who love the outdoors. The builder of this home took great care in its design. Every detail is beautiful from the decorative moldings to the unique aged bronze lighting fixtures. If you are interested in more information about this property

Kitchen

or would like to schedule a private tour, please contact Terri Kerrey of Albany Realty Company at her office (229) 883-6100 or on her cell (229) 894-3050.

Breakfast Nook

COURTESY OF TERRI KERREY

Dining Room

Master Bathroom

Community Creek Access

8 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

Apartment Living Are you looking for a new apartment? Let our Apartment Guide help you find an apartment that is right for you.

RENTAL RATES CUT

NORTHWEST ALBANY Beautiful 1, 2 and 3 Bedroom Apts. Great Location. $9900 Security Deposit

1 BR $ 38900

2 BR 1 BA $ 43900

3 BR 2.5 BA $ 50900

WINDOVER APARTMENTS

$199

MOVE IN SPECIAL! No Application Fee

2 BR 2 BA Townhome $ 48900

5% Discount for Students, Military, Police & Senior Citizens.

436-2404 2304 W. Gordon

• 4 Spacious Floor Plans • Live Oak Elementary School District • Water, Sewer, Garbage Provided Call Maxine or Karen

435-1017

3110 Graystone Lane Off Beattie Rd.

THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com 9

653

DUPLEXES

2BR/1BA, 112-A Joiner Dr. Lee Co. $570/mo $300 dep. Call 439-8109

2BR/2BA 910 20th Ave, Albany; 3 B R / 2 B A W i n d i n g W a y, Leesburg. Call 229-894-6504.

LEE 2BR/2BA and 1BR/1BA. No Grafa/Pets. 229-432-1551

673

UNFURNISHED APARTMENTS

1222 A Rawson, 2BR/11⁄2BA, CH&A, Appliances, Alarm system, $475/mo + deposit. Flint Realty 888-2290

1BR $475/mo and 2br/11⁄2ba $550/mo NW townhouse, appliances, $400/deposit 435-8476

Lee Co. 4BR/2BA, Winding Wa y. $ 7 5 0 / m o N o G r a f a 229-638-1926

2&3BR $675 & $775 + Dep. No Pets. 224-4549

Lee County Duplex, 112 C Winding Way, 3BR/2BA $600. 229-888-1904

2 B R / 1 1⁄2 B A To w n h o m e , $550/mo $300 dep. 439-8109 2BR/2BA, 803 Cardinal GR.Ct. Quiet Area, open floor plan, Must see very clean, rent $625, Dep $500 Call 854-5433 or 886-4115 3BR/2 ⁄ BA, $630/mo $400 dep. Call 439-8109 12

NEW LUXURY DUPLEXES FOR RENT IN LEESBURG Located on N Magnolia St next to Lee Co Elem. NO GRAFA. 3BED/2BATH. $825/Month. Info and Applications on site or call 229-343-3455.

ST. ANDREWS, 2 & 3 BR, $650-$750/mo. Call 432-7899

656

FURNISHED APARTMENTS

1 & 2 BR, $85/wk. with utlities & appliaces, Downtown, 435-7646

660

OFFICE SPACE

Best Commercial & Office locales in Albany & Lee Co. Call RMS at 229-639-0171 or log into webbproperties.com

3BR/2 ⁄ BA Townhome 1370 sqft, $625/mo $300 dep. NOTTINGHAM APARTMENTS. Call 229-432-9351 12

APARTMENTS FOR RENT. 1 & 2/BR $435-$625 All appliances. 229-430-0166 COUNTRY PLACE APARTMENTS

PINE FOREST APARTMENTS Call Lavonne & ask about our Spectacular Move-In Specials!! Free Gift with 1 yr lease upon availability. DCA Welcomed! Located close to New Wal-mart. Call 434-1311. Special subject to change.

664

W I N T E R B L A S T: 2 B R Apartments, South Albany, $0 Deposit. Call: 420-1673

1200 SQ. FT. Retail, Lee Market/ Winn Dixie, Us 19 229-347-7655

CHURCH for Rent 3240 Sqft. Call 229-291-8747

667

ROOMS

Furnished Room Clean & Quiet $125/Wk 344-5977

673

UNFURNISHED APARTMENTS

1, 2, 3 BR. Furnished, $85/wk. Downtown. Unfurnished $225-$375/mo, appl., 435-7646

Rent Special Rent Special 2BR/2BA 2BR/2BA $495/MO. 495/MO. $

WESTWOOD APARTMENTS 2010 W. Broad Ave 229-432-5967

GREENBRIAR APARTMENTS

3110 Graystone Lane - Off Beattie Rd.

MOVE IN SPECIAL 1/2 Month FREE RENT Move in by March 15, 2014 435-1017

679

UNFURNISHED HOMES

679

UNFURNISHED HOMES

100 MAGNOLIA- 4 Room Office Suite OR Salon, CH&A. $225-$395 + dep req 894-2518

2507 Nottingham Way Northwest Albany

UNFURNISHED HOMES

117 WISTERIA, Brand New, $1200/mo. Owner Finance with $5K Down. 1700+ sqft 344-6529

“Call For More Info”

1703 Acker St. Albany 4 Sale or lease Owner Finance $1000/Mo Call for details 229-291-8510

1BR/1BA Bonus Rm., Nice Shed $495/Mo + Dep. 4 mi. past airport. 436-2647

439-8109

B RI RICK CK P OI OINTE NTE

1, 2 & 3 BR Apartments 229-886-6552

NW ALBANY Rental Rates Cut $199 MOVE IN SPECIAL No Application Fee

38900 $ 00 2 BR 1 BA..................................... 439 $ 00 3 BR, 2.5 BA................................ 509 $ 00 2 BR , 2 BA.................................. 489 from

1 BR..............................................

from

Townhome

from

5% OFF Students, Military, Police & Seniors

WINDOVER A436-2404 PARTMENTS 2304 W. Gordon

229-435-4325

Office w/ separate shop 404 Cordele Rd. Near Wal-Mart $1200/Mo 344-7777 RETAIL SPACE

the Village

Call about our Specials!!

REGENCY CLUB APARTMENTS Call Miyelle @ 229-888-0148 & ask about our 1⁄2 Price Rent, $50 application fee & $99 deposit. DCA Welcome! Located close to New Wal-mart. Special subject to change.

DAWSON RD Retail/ Office Space 250-7,200 Sq.Ft. Call 432-7899

UNFURNISHED APARTMENTS

3 BR/ 2.5 BA Townhouses NOW AVAILABLE

1BR/1BA, Carpet, Tile, Baldwin Dr. $400/mo $300 dep. 1 yr. Lease Minimum. No Grafa. Call 888-7900

LEE CO. 111-B Sweetwater 3BR/2BA, Quiet, $675/Mo The Wright Co. 435-0654

LEE CO., Country Atmosphere, 126-B Edgelake Dr, 3/2, all major kitchen appl, lawncare included. $725/mo. Call 888-0886

673

FRIAR TUCK APARTMENTS

2 BR/1.5BA Townhomes Spacious 1079sq/ft design $595 / mo. & $595 deposit 2 BR/2BA Flats Spacious 11469sq/ft , split design $595 / mo. & $595 deposit All units feature cable ready connections, Microwave, WiFi access, HVAC, Ref, DW, Glass-top Range, Large closets, a Balcony or Patio, LR w/ W&D connections, All electric.

MEADOWLARK COMMONS APARTMENTS 2 BR/2BA Flats, Spacious 11469sq/ft split design $700/mo. & $700 deposit All units feature Cable ready connections, Microwave, WiFi access, HVAC, Ref, DW, Glass-top Range, Large closets, a Balcony or deck, LR w/ W&D connections , All electric.

Magnolia Properties 638-1597

www.MPMAlbany.com

1203 Whispering Pines Albany, GA 31707 More Available @ www.rentalbanyga.com Mon-Fri 9am-5pm *DUPLEXES* 3115-B Fernridge Dr. 3BR/2BA $650/mo $650 dep. 1127-A & 1125-A University St. 2BR/1BA $450/mo $450 dep. 113-B Augusta Ct. 3BR/2BA, LEE CO $650/mo $650 dep. 610-B S Maple St. 2BR/1BA $400/mo $400 dep. 2503 Redwood Ct. #4 2BR/11⁄2BA $500/mo $500 dep. 162-A Pelham Dr. 3BR/2BA, Lee Co. $575/mo $575 dep. *APARTMENTS* 2211 Gillionville Rd. #7, #8 & #17, 1BR/1BA $495/mo $495 dep.

Homes, Land & Commercial Property

Only 15 Each Per Saturday $

*HOUSES* 2507 Brierwood Dr. 3BR/11⁄2BA $575/mo $575 dep. 215 Glade Lane 3BR/2BA $785/mo $785 dep. 120 Uncle Jimmy‘s Lane 3BR/2BA, LEE CO. $875/mo $875 dep. 2307 Schley Ave. 3BR/2BA $900/mo $900 dep. 141 Hedgerow Dr. 3BR/2BA (LEE CO) $1050/mo $1050 dep. 222 Ambleside Dr 3BR/2BA, Lee Co. $1250/mo $1250 dep.

3 BR / 2 BA AVAILABLE 2-1-14 RENT 925 / DEP 825

148 PINE SUMMIT

LEE COUNTY DOUBLE GARAGE OPEN FLOOR PLAN HW FLOORS 3 BR / 2 BA RENT 1075 / DEP 1000

**DUPLEXES** 512-A 4TH

2024 Oglethorpe Blvd #2 & #8 2BR/1BA $450/mo $450 dep. 2214 Friar Tuck Ln. #F & #G 2BR/1BA $550/mo $550 dep.

**HOUSES** 139 MAYFIELD

Call Amber Hancock Today to Place Your Property

229-888-9343

GRAFA APPROVED 2 BR / 1 BA RENT 425 / DEP 300

1300 B SECOND

GRAFA APPROVED 2 BR / 1 BA RENT 450 / DEP 300

CLASSIFIEDS WORK! 888-9333

1212 Dawson Road Albany, GA 31707

www.albanyrealtyco.com 229.883.6100

ANN THOMAS 436-6628

GRI

FOR SALE

721 N Broad St. (Doerun), 3BR, 2BA, $60,000 1907 Lullwater, 4BR, 3BA, (pool) $116,000 1608 Orchard, 2BR, 2BA, $119,900 2704 Joshua, 2BR, 1BA, $25,000 210 Waverly, 3BR, 1BA, Den, $40,000 121 Orchard Hill 3BR, 2BA, $124,900 5601 Ironwood (vacant lot), 3.34 acres, $55,000 3210 SE Harmony (Pelham) 3BR, 2BA,, $45,000 510 McArthur (Camilla,GA) 3BR, 3BA, $86,400 944 South (duplex) 4BR, 2BA $25,000 2306 Lamar 3BR 2BA $74,900 5315 Valuable (mobile home) 4BR 2BA $27,500 524 Gowan 3BR, 2BA, $500per mo.

FOR RENT

“Yes, you can buy a home, ask me”

10 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

679

UNFURNISHED HOMES

1215 Crawford 2BR/1BA $375/MO $375/Dep 436-2057

2306 Willson Rd. Albany 3BR/1BA, 2 Living Areas, Kitchen & Dinette area, Carport, New Fence; no appl; Located in peacan grove $500/Mo Call: 436-5654 Ask for Virginia Tucker

3BR/1BA, 2304 N. Davis. CH&A, Appl, $595/mo + dep. Call 435-6088

3BR/1BA $500/MO 881-3366

4BR/11⁄2BA $750/MO 883-2607

926 W. Residence 2BR/1BA CH&A, W&D Hook up $500/Mo + $400/Dep 894-2518

928 W. Residence, 3BR/2BA, $600/mo $600 dep. Call 439-9884

DEVON Village, 3BR/2BA. New paint, all appl, no pets, $1000-$1300 mo/dep. 430-0166

E. 3BR, CH&A, carport, fenced, $490/mo 229-869-2546 or 436-0736

1001 W. Oglethorpe

100-A Augusta (Lee Co)

3BR-2BA…$725RNT/500DEP

117-A Ravenwood (Lee Co)

3BR-2BA…$725RNT/$400DEP

707 Muse

2BR-1BA…$500RNT/$500DEP

144-B Twisted Pines (Lee Co) 3BR-2BA…$600RNT/$350DEP

336-B, 337-B, 404-A/B Stat. Crossing 3BR-2BA…$450RNT/$300DEP

1512 Pearl

3BR-2BA…$800RNT/$350DEP

104-A National Ct

3BR-2BA…$750RNT/ 400DEP

3602, 3606 & 3608 Mayfair

3BR-2BA…$725RNT/$400DEP

114-A Acacia (Lee Co)

3BR-2.5BA…$625RNT/$400DEP

1920-A/B & 1927-A Buck Ln

3BR-2BA…$695RNT/$400DEP

203-A Endoline Dr (Lee Co)

3BR-2BA…$675RNT/$400DEP

Gardner, Whiting, & Malone

2BR-1BA…$325RNT/$200DEP

211 Hillside

2BR-1BA…$425RNT/$425DEP

131-B Endoline (Lee Co.)

3BR-2BA…$675RNT/$400DEP

115-B Winding Way (Rent Special)

3BR/2BA…’$625RNT/$350DEP

509-A Haley (Rent Special)

2BR/1BA…$395RNT/$300DEP

2813 Stonewater

3BR/2BA…$900RNT/$500DEP

2611-B Pointe North

3BR/1.5BA…$600RNT/$400DEP

5013 Holly Hill

3BR/2BA…$1250RNT/$600DEP DOLEE RENTALS, INC. AFTER HOURS & WEEKENDS

436-9620 344-5037

679

UNFURNISHED HOMES

3BR/1BA Den, Patio, Fenced Yard, Dbl Carport, Nice Front Yard $500/MO Grafa Ok. 349-1264 12

4BR/1 ⁄ BA Brick House, E. Albany, $675/mo. Call 436-7108 East Like New 3BR/2B, $630/MO 2BR/1B Appl, $375/Mo 1 MO FREE. 888-0142 Executive Home in Lee Co., 3BR/2BA @ 153 Pheasant Dr. in Hunters Ridge Subdv off Old Leesburg Rd. 1842 sqft of heated area. Enclosed dbl garage, lrg lot, quiet subdv. Brick ext., buit in 2008, $1350/mo $1350 dep. Call 344-7420, 432-9478. Ready in February!!

UNFURNISHED HOMES

911 W. TIFT, 3-4BR/2BA, $650/mo. 869-2661, 869-2329 FOR LEASE: LAKE BLACKSHEAR3 bdr/2bths fully furnished lakefront cottage for $1,200 monthly. LAKE BLACKSHEARCommercial 4 room & bath bldg. for lease on Hwy 300 for $700 monthly. CORDELE- Superb location-800 sq. ft. Efficiency Apartment with kithen/dining/living/bath/bedroom,laundry rooms. All appliances furnished for $600 monthly. LAKE BLACKSHEAR- 22 acres located on Hwy 300 adjacent Striplings General Store. Cheryl Mason-229-406-0203 broker/owner

Albany Property Management

BAM

1926 Dawson Rd.

Property Management, Inc.

229-888-1515 1108 3rd Avenue

Dougherty County 912.5 Society Avenue 1BR/1Bath $275/Mo $200 Dep 2243 Duitman Road 3BR/1Bath $425/Mo $300 Dep 1511 Cordell Avenue 3BR/1.5Bath $525/Mo $525 Dep 208 Patrol Drive 3BR/1Bath $550/Mo $550 Dep 2129C W Gordon Avenue 2BR/1.5Bath $400/Mo $200 Dep 4812 Pinto Drive 3BR/1Bath $525/Mo $525 Dep 304 Sunset Lane 4BR/1Bath $400/Mo $400 Dep 1203B Julia Avenue 2BR/1.5Bath $425/Mo $425 Dep 1219 Catalina Lane 3BR/1Bath $525/Mo $525 Dep Lee County 113 Mayfield Drive 3BR/2Bath $950/Mo $950 Dep 148C Winding Way 2BR/2Bath $535/Mo $300 Dep Mitchell County 579 Green Gables Court 2BR/1Bath $400/Mo $200 Dep

More at bamrentals.com

Deposit Is Same As Rent

2805 A&C Partridge 3BR/1.5 BA $545/mo 132 N Magnolia Office or Beauty Salon $445/mo 2301 A Dominion Ct. 3BR/2BA, $695/mo 1911 B Buck Lane 3BR/2BA $625/mo 1305 A Stuart Ave 3BR/2BA $575/mo 107 B. Augusta Ct. Lee County, 3BR/2BA $625/mo 1023-B University, 2BR/2BA $495/mo 3717-B Mayfair, 4BR/3BA $895/mo 200-A Endoline 3BR/2BA, Lee Co., $625/mo 1913 A Elkhorn 3BR/2BA, $625/mo $625 dep. 513-A Lucille

888-5843 2BR/1BA $435/mo

FOR RENT

411-B Station Crossing Police Officers $500/Month

2516-D Buck Crt -

Townhouse, 2 Bed, 1.5 Bath, New Carpet, $550/month

411-B Station Crossing Dr.

Duplex, 3 Bed, 2 Bath, DCA Accepted, $575/month

3111-A Fernridge Dr. 117 Crabapple Ct Duplex, 3 Bed, 2 Bath, Fenced Yard, $650/month

House Lee County 4 Bed, 2 Bath, Fireplace, Fenced Yard, Screened Porch, Double Car Garage, $1500/month

435-5467 110 N. WESTOVER BLVD ALBANY, GA

679

UNFURNISHED HOMES

For Lease 3BR/2BA in the City of Leesburg. $1200/mo. Call 229-343-0900.

UNFURNISHED HOMES

LEE CO, 4BR/2BA, $890/Mo 4BR/2BA Garage, $1300/Mo The Wright Co. 435-0654

679

UNFURNISHED HOMES

Having Problems with your property management call us for a friendly quote and comparison today call jack stone 229-881-0599

Lee Co. Smithville Brand New House, 109 Livingston Rd. $725/MO No Pets 883-8468 No Deposit! Affordable, Unbelievable & Prorated rent. 2&3BR. Honest Al 229-854-2911 HOUSE: 2016 PEARL AVE 3BR/11⁄2BA Fenced yard, tile & carpet. $600/mo $600 dep. OFFICE SPACE: Individual Office Space for Rent, Location: 1120 Stuart Ave. (Geer & Associates) Utilities Included.

229-889-1040 Lee County 3BR Available 435-1327

4BR

B&B Rental Agency Since 1946 605 Pine Ave • 435-5216 116 DRU CT (LEE) 3BR $785 mth/$600 dep 2318 A. JIM STOKES 3BR $675 mth/$600 dep 339 D CREEKSIDE (LEE) 3BR $595 mth/$500dep 2305 A OLD DOMINION 3BR $695 mth/$600 dep 2208 JEWELL 3BR $550 mth/$500 dep 3708 COUNTRYSIDE 3BR $725 mth/$600 dep

DEPOSIT IS SAME AS RENT

Lee County 175-B Winding Way 2BR-2BA $550/mo

Dougherty County 2218 Kirkwood Road 3BR – 2BA $750/mo

3947 Rodnor Forest Dr 3BR – 2BA $695/mo

1104 Van Deman St 5BR -2BA $675/mo

2533 Hilltop Drive

2BR – 2BA $600/mo

4802 Folly Drive

3BR – 1BA $595/mo

913 Westview Drive

3BR – 1 ½ BA $575/mo

1509 Avalon Ave

2BR -1BA $435/mo

203 Patrol Apt 1

1BR - 1BA $275/mo

Ace Self Storage

2520 N. Slappey Blvd $50/mo

(229) 883-6155 www.1key4me.com 1013 Pine Ave. Albany GA 31701

189 SANDY BEACH (LEE) 3BR $800mth/$800 dep

2027 N Harding 3 BD/1 BA Huge Backyard $595 Dep/$595 Rent 4830 Impala Dr. 3 BD/1 BA $695 Dep/$695 Rent

1536 DOUGHERTY AVE, ALBANY, GA

229-420-8929 Ext. 2101

701

ACREAGE OVER 75

Randolph County 228+ AC‘s. Wooded - Hunting- Investment Tract. Creek Runs Through the Property!Selling at Auction : Sat. Feb. 1st.Call J. Durham & Associates: (229)436-2733 For Color Brochure. Visit: WWW.JDURHAMAUCTIONS.C O M To V i e w M o r e I n f o r m a t i o n a n d Pictures!GAL#1120

THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com 11

12 THE ALBANY HERALD • HOMES • Sunday, February 2, 2014 • www.albanyherald.com

technology that allows you to Continued from page 6 provide a fabric swatch or "It's all about the other color sample and customization of color," they'll recommend a says Griffin. "It's not just custom hue for you. about a color palette for * Salvage and tell personality, it's about Using salvaged having that shade that materials in a renovation no one else has." isn't only green, it's also Numerous paint a chance to incorporate manufacturers offer

Design

your family's history. "When you're remodeling, always look for pieces to salvage: timbers from old floors, side tables, etc," says Griffin. "We've always loved our heirlooms, but now we're looking at recycled and salvaged stuff in a different light. We have a green ecoconscious, so we want to save what we can."

* Don't overlook the ceiling "The ceiling is the second biggest real estate after the floor don't neglect it!" stresses Griffin. "Especially in small or awkward spaces - like the foyer, powder room, stair hall - do something sexy with your ceiling. Add a striking color, install wallpaper, add beams." When it comes to customized design, the sky is the limit. Expect 2014 to be the year when homeowners take charge and create spaces that truly speak to them from a functional and design perspective. With these expert tips, the one-of-a-kind results will be nothing short of magazine-worthy.