IMMIGRANT LIFE # 39 June 2018

JUNE 2018 # 39 ISSN 1925-9883

For the Immigrants, by the Immigrants, about the Immigrants!

ARTIFICIAL INTELLIGENCE REVOLUTION

IN REAL ESTATE! It’s no secret that we use modern technology to the point that our daily lives are impossible without it.

Google, YouTube, AirBnB, Facebook, etc. - these are prevalent even in the most remote of regions.

Technology is changing our lives and is leading humanity forward to a brighter and more comfortable future.

Imagine a real estate website powered by artificial intelligence. With Yuriy Setko’s itrealty.ca, this is now a reality.

Through innovative programming and an insider realty perspective, Yuriy has revolutionized the way realtors, buyers, and sellers alike can find properties to suit their needs. ITRealty uses an AI to analyze the multiple listing service (MLS) that brokers and agents use to find/list properties, establish contractual offers of compensation among brokers, and accumulate and disseminate information to enable appraisals. ITRealty tracks price drops on MLS to find “motivated sellers”, as well as drawing supplementary data on real estate not found on MLS. The program can also generate a historic analysis of pricing to ensure a more precise appraisal.

Information about transit, schools, and regional demographics are collected by drawing from sources such as Google Maps, Statistics Canada, and city plans.

ITRealty’s superb predictive power can show the change in property prices – a great feature for investors. It also contains information on new construction projects.

BUYING OR SELLING YOUR HOME? CALL MICHAEL BASIN

Direct line: 647-298-7095 michaelbasin.ca@gmail.com Sutton Group Admiral Realty Brokerage 1206 Centre St, Thornhill, ON, L4J 3M9

Yuriy invites other realtors to use this unique tool to improve their ventures.

ITREALTY is a part of the World Class Realty Point brokerage, which has offices conveniently located in Toronto and Mississauga.

55 Lebovic Ave suite c115, Scarborough, ON M1L 0H2 tel: 647.640.7557 tel: 416.444.7653 fax: 416.987.5955 contact@itrealty.ca

FREE CALL FOR FREE CONSULTATION

BUSINESS CONSULTATIONS

Criminal Law, Wills and Power of Attorney, Real Estate Law, Family Law, Civil Litigation, Personal Injury, Immigration & Appeals, Business/Corporate Law

https://expertadviser4you.com/ru/

BORIS KRIGER 1 888 533 4323 krigerbruce@gmail.com

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June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE

֍ PRINTED SINCE 2011 UNDER THE TITLE «ЖИВАЯ МЫСЛЬ» ISSN 1925-9883 ֍ ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

START YOUR SUCCESSFUL CAREER IN CLINICAL RESEARCH!

As you may know, the major pharmaceutical companies generate their revenues from a few key Brand Name products. When the patents expire on these products, other pharmaceutical companies may produce a generic drug based on the “brand-name drug” which will inevitably lead to a loss of profits.

In the next few years, many key patents will expire and major pharmaceutical companies (i.e. Pfizer, Eli Lilly, Merck, Apotex, GlaxoSmithKline etc.) will be looking to bring new pharmaceutical products off the laboratory bench and onto the pharmacy shelves.

This major boom in new pharmaceutical products will occur within the next two years. In order to accommodate this, the pharmaceutical industry is going to transition from pre-clinical R & D to large scale Clinical Trial work. As such, the industry is witnessing a sky rocketing demand for CRPs (Clinical Research Professionals)! In depth industry analyses shows that unless serious measures are taken Clinical Trial Sector will face major lack of professionals already in the next several months.

If you are seriously considering a career in clinical research as a Clinical Research Professional (CRP), you know that the job requirements typically read "Bachelors degree in Life science, nursing, pharmacy, medical, sociology etc. with formal knowledge of ICH GCP guidelines, clinical trial monitoring, knowledge and understanding of FDA and/or TPD regulations".

Another hurdle neophytes must overcome is “practical experience”. All CRP job descriptions, list “one or two years experience” as a minimum requirement." Many, otherwise qualified candidates, often find themselves in a typical Catch-22 situation: You need experience to get hired yet how do you acquire the prerequisite experience without being hired?

Through extensive research and collaboration with hundreds of Sponsors, Investigational Sites, and CROs, KRC has created a unique training program to accommodate both industry specific knowledge and skills and practical clinical trial experience. This program is designed to provide training in ICH GCP guidelines, clinical trial monitoring, investigative site coordination, knowledge and understanding of FDA and TPD regulations. Most importantly, we provide practical, real world, clinical trial experience through our internship program. Our students participate in four of our current clinical research projects to get extensive practical, work related experience. This experience is critical to securing one's first position in this industry and is unique to KRC's CRP training programs.

Equipped with years of experience in creating and providing trainings, we developed an understanding that the only qualified instructors are individuals employed in the industry. To this end, KRC Inc. takes a very serious approach to choosing the most qualified industry professionals to lead our training programs.

To be considered for a position as an on-line or in-class course instructor, a candidate must be currently employed on a full time basis in the industry, hold advanced academic qualifications and have proven relevant experience.

The combination of quality and accessibility of these training programs lead to our outstanding reputation in the industry and make us the number one corporate training choice for several leading international pharmaceutical companies and government agencies.

• Start at anytime • Proceed at your own pace (Usually it takes 3-5 weeks to complete) • Passwords are issued for 3 months and can be renewed.

• Highly interactive programs – live instructors • Career counsellor available to all graduates • Referrals to major employers within the industry

Our graduates get written and phone references on their project participation reflecting all appropriate details. Without proper reference letters it is not worthwhile approaching any serious employer.

You also can get active help in your resume editing. Remember, your resume is the first step to get a job.

We have good working relationships with most reputable clinical research recruiters clinical research organizations (CRO), and pharmaceutical companies that recognize us as a reputable organization.

You need to have the right educational background to enter this lucrative industry.

A life science degree (especially pharmacology, pharmacy, biochemistry, biology, immunology, physiology, or toxicology) or nursing degree is one of the requirements to become a clinical research professional. Computer or IT degree will be an asset to start career as a clinical data manager. Chemistry, engineering are suitable backgrounds for Quality Assurance. Commerce, marketing and business management - for marketing and management career. Other science degrees may be accepted.

REGISTER TODAY AT:

www.clinicalresearchtrainingprograms.com

USE CODE 3857 WITH $ 282.00 USD DISCOUNT AND GET THE FULL TRAINING AND INTERNSHIP FOR $ 198.00 USD ONLY! OR CALL 1 888 533 4323

IMMIGRANT LIFE

PUBLISHER

CO-PUBLISHERS

ADDRESS

IMMIGRANT LIFE IS A SPECIAL ISSUE OF «ЖИВАЯ МЫСЛЬ» .

SOCIALLY ORIENTED PUBLICATION PRINTED SINCE 2011

BORIS KRIGER, PUBLISHER AND GENERAL EDITOR Tel. 1 888 533 4323

֍Michael Basin www.michaelbasin.ca; ֍ Dimitri Trofimoff, Lawyer; ֍ Nadezda and Mark Vaintrub ֍ Marina Neman Fishman RBC INSURANCE Life & Living Benefits Advisor ֍ Elena Beloborodova and Vladimir Shifrin, life coaches ֍ Alex Taraev, financial consultant ֍ Oskar Minkov, dentires specialist

4544 Dufferin Street # 209 Toronto, ON M3H 5X2

krigerbruce@gmail.com

ADVERTISMENT AND EDITORIAL DEPARTMENT 1 888 533 4323 PRAVCANADA@GMAIL.COM ARCHIVE : issuu.com/altaspera

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June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE

֍ PRINTED SINCE 2011 UNDER THE TITLE «ЖИВАЯ МЫСЛЬ» ISSN 1925-9883 ֍ ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

DON’T WAIT ANY LONGER!

GET A FREE BUSINESS ADVICE RIGHT NOW! A timely advice can help open a new business or save an existing one, moreover, lead to prosperit. We have many years of experience managing international companies, working in a wide range of areas: from clinical research to book publishing.

We provide real assistance to both the new and existing businesses.

We are ready to become your business manager. The list of our services primarily includes the work of a marketing specialist: developing a business plan, applying for grants, creating TV programs, advertising cartoons and video clips, effectively distributing them in social networks, creating data base of e-mail addresses of potential customers and sending to them great offers, creating effective Internet sites, organization of presentations and interest clubs, designed to actively promote your business.

We are ready to invest in your business with you.

In order to properly develop the concept of your business, we ask you in detail about your experience, tastes, skills, temperament, attitude to finance, as well as your immediate and remote goals.

Based on the collected material, we are able to develop a concept that takes into account all these factors. That's why your business can surely succeed. Since we do not fantasize and always adhere to the real approach, we do not have to be disappointed, putting unattainable results.

When your business is established, we strive to develop a mechanism for actively searching for potential customers and referrals to you. Usually we do not cooperate with competing businesses to prevent a conflict of interest. To send customers to your business, we use soft marketing models without applying hard tactics. Use of coupons, discount systems, organization of events that attract attention to your business allows you to increase the number of your customers smoothly and unobtrusively, as well as the degree of satisfaction with your business.

We also ensure your participation in charitable projects.

When your business succeeds in one place it is worthwhile to transfer this success to the whole city, country, world. To do this, we use a franchise system that can provide you with a rapid inflow of capital. We are developing a package of documents and a strategy attracting individuals and businesses that could develop your business everywhere.

In some cases, you can offer us to develop your business on a partnership basis, with mutual investment of capital and efforts and the subsequent distribution of income.

We can develop or improve the model of your business in accordance with your inclinations, abilities, aspirations, dreams. If you already have a business, we will offer you new models for its improvement, which will significantly improve its effectiveness. Over the years of working with clients, we have helped businesses in a variety of areas, and each time we managed to find and develop a unique solution for each business, a model that really improved efficiency.

Boris Kriger Еxpert Business Adviser https://expertadviser4you.com 1 888 533 4323 krigerbruce@gmail.com

• Develoment of your business concept • Customer Referrals to your Business • Development of franchise models • Partnership with us FINANCING YOUR BUSINESS • Finding investors for your projects • Loans for the development of your business • Applications for government grants • Help in the organization of fundraising PROMOTION OF YOUR BUSINESS • Development of unique websites • Creating a database of potential clients • Website promotion in search engines • Development of mobile applications (Apps) • Creation of video material • Promotion in Social networks • Implementation of sales of goods through e-Bay and Amazon, • Sell your services through a Freelancer • Participation in business clubs and prestigious competitions • Organization of presentations, conferences, fashion shows, competitions, auctions EDUCATION • Development of training programs • Create your courses and seminars • Suggestion for teaching adults and children

PUBLISHING • Creation and publishing of your magazine or newspaper • Help with publication of your books DESIGN AND PRINTING SERVICES • Design and print business cards • Logo for your Business • Brochures • Discounts coupons CHARITY • Improving the image and increase business reputation through charity SALE AND PURCHASE OF BUSINESSES • Business Valuation • Buyer search • Seller search • Assistance in negotiations ADVERTISING • Development and publication of effective ads in newspapers and magazines • Advertising campaigns on radio and television • Internet advertising in search engines and social networks • Creation of promotional articles, sound and video materials APPLICATION FOR YOUR IDEAS Professional translations Patenting Inventions and Discoveries Registration and licensing of businesses Referral to legal support Search for sponsors Search for business partners and customers WE ALSO HELP TO PROMOTE THE ARTISTS! CALL US TODAY AT 1 888 533 4323 or send a message to pravcanada@gmail.com

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June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE

֍ PRINTED SINCE 2011 UNDER THE TITLE «ЖИВАЯ МЫСЛЬ» ISSN 1925-9883 ֍ ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

THE PERFECT GIFTS AND FINANCIAL HELP FOR THE FIRST-TIME HOMEBUYERS

RRSP Home Buyer’s Plan If you haven’t purchased a home within the last four years (or lived in a spouse’s home in the same timeframe), you may qualify for the government’s Home Buyer’s Plan. With this plan, you may borrow up to $25,000 tax-free from your RRSP to fund your down payment. Just keep in mind that the money must be in your RRSP at least 90 days before the purchase of your house.

The First Time Home Buyer’s Plan is advantageous for Canadians because generally speaking, early withdrawals from RRSPs are considered taxable income. In this case, they’re exempt but you must start repaying the amount borrowed from the RRSP two years after you buy over a 15-year period.

MICHAEL BASIN

Direct line: 647-298-7095 michaelbasin.ca@gmail.com Sutton Group Admiral Realty Brokerage 1206 Centre St, Thornhill, ON, L4J 3M9 I offer a free consultation to review all government programs for people who buy housing for the first time. Also I will advise you on what and how to buy now.

If you are planning to sell real estate, also consult with me before you take any action.

I will give you a card for $ 50 to buy gasoline!

No commitment!

GET YOUR FREE GIFT!

CMHC Insurance Mortgage default insurance—often known as CMHC Insurance—may seem like a strange concept, but it’s relatively straightforward. If you have a down payment of less than 20% of the home’s value, you must purchase mortgage default insurance.

But this doesn’t act as insurance for you. Rather, it protects your lender in case you don’t make your mortgage payments. It’s designed to make financial institutions comfortable with lending to individuals who don’t have a large down payment.

Mortgage insurance is calculated as a percentage of the value of the mortgage amount. If your down payment is between 5% to 9.99%, the mortgage insurance will represent 3.6% of the mortgage amount. For down payments of 10% to 14.99%, the mortgage insurance will cost 2.40%. And for down payments of 15% to 19.99%, mortgage insurance costs 1.80%.

CMHC insurance isn’t available for homes with a purchase price of more than $1 million. As a result, anyone buying a house in excess of this amount must have at least 20% as a down payment on their purchase.

In Canada, you must put down a minimum of 5% as a down payment on your home.

However, this only applies to homes with a purchase price of less than $500,000. It’s important to note that if you’re buying a home costing between $500,000 and $1 million, the federal government recently increased how much you must place as a down payment. With the new rules, you have to put down 5% for the first $500,000 but 10% on the amount between $500,000 and $1 million.

Land Transfer Tax Rebate You can receive a rebate on some of the land transfer tax you pay if you live in British Columbia, Ontario, or Prince Edward Island.

Homebuyers in the City of Toronto are also eligible to receive a rebate on the city’s land transfer tax, in addition to the provincial rebate. The amount applies whether you're buying a Toronto townhouse, condo or house and only if you’re a first-time buyer.

First-Time Home Buyer’s Tax Credit This credit, introduced in the 2009 federal budget, allows first-time buyers in Canada the opportunity to recover some of the costs associated with their purchase. It helps offset legal fees, inspections, and other similar closing costs. The First-time Home Buyer’s Tax Credit is a non-refundable credit and is valued at $750.

Spring can be a busy time if you are planning to buy a condo or a house in the Greater Toronto (GTA) area or in a nearby area, as demand especially for condominiums remains high, To have a full idea of ​what you can afford, you need prior approval of the bank and get prepared for the purchase. Therefore, buyers will be happy to know that there are at least five government programs for first time homebuyers. They can ease the financial burden or make it easier to get a mortgage!

GST/HST New Housing Rebate This rebate offers money back to Canadians who buy a newly built home, substantially renovate an existing home, or rebuild a home that was destroyed due to fire. In all three cases, an individual will incur GST/HST on their purchase. The GST portion of a new home purchase or renovation can be rebated to all Canadians who qualify.

Michael Basin

Direct line: 647-298-7095 michaelbasin.ca@gmail.com Sutton Group Admiral Realty Brokerage 1206 Centre St, Thornhill, ON, L4J 3M9

June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

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IMMIGRANT LIFE ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

FREE INITIAL L EG A L C O N S U LTAT I O N

Dimitri Trofimoff , LL.B., LL.M. +1 (647) 928.8989 E-mail: dimitri@trofimoff.info Dmitry Trofimoff obtained his Master’s Degree in Law from Manchester, England and graduated from the Internationally Trained Legal Professional Program (ITLP) at the University of Toronto. He worked as a Probation and Parole Officer serving communities in Hamilton, Mississauga and Toronto, as well as with the Crown’s Office in Scarborough. Currently, Mr. Trofimoff is practicing in areas of criminal and regulatory law. Mr. Trofimoff volunteers at the Lawyers Feed the Hungry, is an active supporter of access to justice and an active member of JusticeNET. Fluent in Russian.

1 888 511 9118 Our team has a lot of experience in Civil Litigation, Corporate/Commercial and Criminal Law. We are committed to offering excellent legal services to our clients at the rates within your means. We value our clients and are committed to helping them with their legal needs.

We offer services in English, Russian, Punjabi, Gujarati and Hindi.

We are greatly concerned about our profession and are committed to offering personalized legal services in our practice areas to our clients. Our team provides individuals and families – client-centered legal assistances in various matters in Superior courts both in Civil and Criminal; Small Claims Court matters and also all appeal matters in Tribunals including Human Rights. We have affection and take pride in dealing with the multifaceted issue and helping people at a difficult time. WE provide excellent legal services and also allow individuals to sustain control over their cases.

Our areas of practice include Real Estate Law, Family Law, Civil Litigation, Personal Injury, Immigration & Appeals, Business/Corporate Law, Criminal Law, Wills and Power of Attorney and Notarization & Attestation Services.

We work always with sincerity, reliability, consistency and with a great obsession towards the profession at a price within your means.

Our expert panel of lawyers assists you through specific family related financial and legal issues. This panel of well-known family lawyers has proven track-record and the trust of the previous clients.

Get expert confidential guidance from experienced lawyers who have helped hundreds of individuals to get rough times with family in Canada.

We have earned our reputation from our clients, Ontario courts and colleagues after consistently delivering high-quality results. We provide our clients with a wide range of legal services related to family law, including but not limited to: • • • • • • • • • •

Property division Spousal support Child support Wills and trusts Opposite sex and same sex relationship legalities Child protection law Child custody and access Collaborative family law Divorce settlements/alimony Matrimonial property

A Statement of Claim to start your civil litigation can be filed against any other person, whether incorporated or not if it has caused you financial loss or physical damage. You may be able to sue the other party irrespective of the fact that the loss was intended or not intended. A deliberately inflicted loss may also give rise to something called punitive or exemplary damages, where your recovery may exceed your actual loss. Filing a lawsuit will have serious consequences for both the parties. In Ontario, we have a loser pay system. This means that the person who loses the lawsuit will usually be ordered to pay not only their own lawyer’s bill but also all or part of the other party’s lawyer’s bill as well. The lawyer’s bill for a lawsuit that goes all the way to trial can easily reach a large sum amounting to thousands of dollars.

Thus, it is advisable to carefully consider the consequences even before starting. A defendant can be ordered to pay the plaintiff’s legal costs even if he does not defend the action, but these costs will be less than the costs of a defended action. Although a civil litigation action can be filed without legal assistance, it is highly advised that you obtain the services of a civil litigation lawyer as civil litigation is both extremely complicated and very technical. It is not a user-friendly system, and the court staff will not provide you with any assistance in drafting or preparing your claim.

How to File a Successful Civil Lawsuit & Legal Requirements Under the Canadian law in Ontario, two requirements must be satisfied to file a civil lawsuit: There must be a cause of action. There must be a relationship between you and the other party. This can either result from having entered into a contract together or the ‘to-be’ sued party must owe a ‘duty of care’ towards you. This signifies that the person responsible for damages had an obligation to take measures to either ensure your safety or to take actions to prevent the loss you have suffered.

You have to prove that you suffered a loss as a direct result of the defendant not performing his/her obligations. Your loss must be quantifiable, meaning that you must prove the amount of your loss. This must be a loss that you suffered solely due to the breach by the defendant. So, if you actually did not suffer any loss, or if you would have suffered the loss anyway, the courts will not direct the defendant to pay you any money whatsoever.

Dmitry Trofimoff 1 888 511 9118

June 2018 № 39

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SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

FINANCIAL

LOVE!

MARINA NEIMAN-FISHMAN , Life & Living Benefits Advisor 647-643-2962 Do not talk about love - everything is already have been said about it ... Indeed, how many musical and literary works are devoted to this feeling, how many tragedies and comedies are written on these subjects, and how much is lived through happiness and grief ... Love existed from the moment of the birth of mankind and continued to exist during wars, catastrophes and other cataclysms.

Throughout the centuries, love has stirred the minds of thinkers, philosophers and scientists. And today billions of people live with this feeling, which appears from nowhere and often disappears into nowhere; It is impossible neither to measure nor to embrace, and sometimes hard to explain. But everyone will agree that this is the strongest feeling and to experience brings happiness. Lately a lot has been said about the different types and ways of love. The Internet and other media are full of articles on the topic "A man does not love a woman, but how he feels when she is around." For many, love has turned into passion, excitement, pleasure. Undoubtedly, this is also part of love, but not her heart, but a very superficial part: well, sometimes excitement is also needed, but it's only salt in food, not food itself. And what about the food? As Angel de Quatier said: "Love is CARE. Not passion, not physical attraction and not even spiritual intimacy. True love is a natural, devoid of any other purpose, a sincere need to take care of your beloved. " Care, can be felt and measured, its presence determines the degree and depth of love! "Dress warmly, dear," "Bad weather, be careful on the road, honey," ... - the usual phrases that we say to our loved ones and relatives, and it is this manifestation of care that real love is different from anything else.

This is why people need life and health insurance. After all, for most people, work ability, that is, the ability to work and earn money, is the only asset that provides both current existence and all future family plans. These funds allow you to pay current bills and accumulate money to achieve important financial goals in the future - such as buying an apartment, paying for children education, and creating your own pension capital.

It turns out that everything depends on the ability to work and earn money. But any illness, accident, accident turn upside down the entire existence ... However, our consciousness is arranged so that we dismiss the possibility of such events – at least for ourselves. But look at the circle of your close friends. Surely you will remember that someone fell seriously ill, or suddenly died. Nobody wants it - but it happens. And now, driven by love and care, ask yourself the question: “What will happen to my loved ones if I get sick and can not provide for them?" "Will my children be able to study at the university if I can not work due to illness? "" How much will our savings are if I need private treatment? “

Think about it. Did you know that in the application for life insurance, there is an important point. If you do not fill it, the contract will not be set in place. This item is called "Beneficiary". This is the person who will receive money in the event of an insured event, for example, in case of death of the insured person. So, on the form of one well-known insurance company in the world where the customer should enter the surname of the beneficiary, there is a watermark "I love you" - "I love you". Love yourself, love your loved ones. And not only with the help of beautiful words and gifts (although they are also needed!), but also with the help of real actions! After all, this is much more important for them. And there is nothing more beautiful than loving and realizing that those people who are so important to you are reliably protected. Be loved, happy and healthy!

- Marina Neiman-Fishman, RBC Insurance Life & Living Benefits Advisor 647-643-2962

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June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE

֍ PRINTED SINCE 2011 UNDER THE TITLE «ЖИВАЯ МЫСЛЬ» ISSN 1925-9883 ֍ ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

Alex (Oleksandr) Taraiev B.Fin., CPCA Consultant Alex (Oleksandr) Taraiev is a young entrepreneur with a passion for helping individuals achieve their financial goals. He joined Investors Group in 2014 and has been in the Financial Services Industry since 2009.

Alex is a strong believer in authenticity and transparency when it comes to servicing his clients and prides himself in governing his fast-growing practice to the highest professional standards. Alex puts his clients’ interests first and believes that mutual trust is the key to a successful business partnership. He will work closely with you to understand your unique financial needs and goals, in order to develop the best wealth management solution for you.

Alex takes a holistic approach to wealth creation, protection, and management with individuals, families, business owners, corporations, as well as charitable and non-for-profit organizations. He sees his role as helping individuals make well-informed decisions about their investments, mortgages, tax planning, risk management, retirement planning and estate planning. The end result is the delivery of strategies through a well thought out and detailed financial plan, which provide greater independence and peace of mind.

His desire is to relate his experience to each client, and demonstrate a consistent ability to protect and grow assets in the midst of many of life’s hurdles. Alex brings an extensive relationship management experience. Foremost, he is a Planner for Life with due diligence, promoting and sustaining business advocacies. He understands the complexity of financial planning and has the knowledge and the drive to pave the way for each client’s financial success and independence.

Alex and his team of professionals will be happy to assist you and provide you with the recipe for strong financial health. They have firmly believed that building long-term relationships with clients is the best way to help individuals reach their financial goals at each stage of their lives.

Investors Group is a part of IGM Financial, and a member of the Power Financial Corporation group of companies, one of Canada’s largest and most respected companies.

Investors Group has a long heritage of community involvement, corporate funding and project initiation, which has created a strong culture of caring.

To set up a free, no commitment financial review, please contact Alex at the contact information provided below.

Speak to Alex today and take the first steps toward establishing a long term financial plan.

Alex Taraiev B.Fin., CPCA Tel: 416-491-7400 x 6620 Fax: 416-491-7416 Toll-free (888) 491-7415 x6620 alex.t@investorsgroup.com Book an appointment: Investors Group LinkedIn: www.linkedin.com/in/alextaraiev/

™ Trademark owned by IGM Financial Inc. and licensed to its subsidiary corporations. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company. Investors Group Trust Co. Ltd. is a federally regulated trust company and the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist. *In the Province of Ontario, Mortgage Brokerage Licence #10809, Mortgage Administrator Licence #11256.

Banking products and services are distributed through Solutions BankingTM. Solutions Banking products and services are provided by National Bank of Canada.

TM Solutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademark

200 Yorkland Blvd., 3rd Floor - North York, ON M2J 5C1

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June 2018 № 39 SOCIALLY ORIENTED PUBLICATION

IMMIGRANT LIFE

֍ PRINTED SINCE 2011 UNDER THE TITLE «ЖИВАЯ МЫСЛЬ» ISSN 1925-9883 ֍ ТЕЛ. 1 888 533 4323 pravcanada@gmail.com

ADVERTISE WITH US!

• Ads and articles in Newspaper «Immigrant Life» • Net TV Program about your business • Efficient Facebook & YouTube Distribution • Doodle Cartoons Creation CALL TOLL FREE LINE: 1 888 533 4323 pravcanada@gmail.com TAKE YOUR BUSINESS TO A NEW LEVEL! Now you can post your ads at www.businesspace.ca Advertise with us!

CALL TOLL FREE LINE: 1 888 533 4323

PROFESSIONAL HELP BUSINESS CONSULTANT Boris Kriger 4544 Dufferin Street # 209 Toronto, ON M3H 5X2 1 888 533 4323 krigerbruce@gmail.com

LAWER Dimitri Trofimoff, LL.B., LL.M. +1 (647) 928.8989 dimitri@trofimoff.info www.BestLawyer.pro

INSURANCES Marina Neiman Fishman 647-202-5121 marina.nfishman@gmail.com

ACCOUNTANT Lioubov Ivanova 4544 Dufferin Street # 209 Toronto, ON M3H 5X2 416 843 6019 lubamail@gmail.com

IMMIGRATION CONSULTANT Svetlana Vila Commissioner of Oath Tel: 416-878-9761 www.saimmigration.ca

TRANSLATIONS Mark Vaintroub Tel. (416) 554-5559 http://marktranslation.com translating4u@gmail.com

REALTOR Micahel Basin 647-298-7095 michaelbasin.ca@gmail.com Sutton Group Admiral Realty Brokerage

FINANCIAL CONSULTANT ALEX TARAEV 3rd Floor - 200 Yorkland Blvd., North York ON M2J 5C1 Tel: (416) 491-7400 ext.6620 Fax: (416) 491 - 7416 Direct: (416) 491-6501 Toll-free (888) 491-7415

alex.t@investorsgroup.com

Life Coach Vladimir Shifrin, PhD.

647-210-3542 doc.vshifrin@gmail.com

Life Coach Elena Beloborodova , PhD

SHELTER Blue Door, located in York Region, provides safe and supportive emergency housing, for homeless or at risk of becoming homeless.

Toll Free: 1-888-554-5525 http://bluedoorshelters.ca/

647-772-0383 bea-46@mail.ru

DENTURES SPECIALIST

HANDYMAN

Denture and Dental Clinic 4430 Bathurst str.

Tel: 647-294-3310 Suite 507 Fax: 1888 314 9092 Toronto, ON, M3H 3S3 osmindenture@gmail.com

Valery Platonov Tel. (647) 9996651 vipbizcan@gmail.com

Oskar Minkov, DD