NMP National Mortgage Professional February 2021

Page 26

SPECIAL ADVERTISING SECTION: NON QM DIRECTORY

Angel Oak Mortgage Solutions Atlanta, GA Company Website: http://www.angeloakms.com What Non-QM programs does your company offer? Angel Oak Mortgage Solutions is the leader in the non-QM mortgage space. We offer alternative specialized mortgage solutions for brokers throughout the country helping borrowers who don’t fit conventional guidelines. Our innovative non-QM products include: Bank Statement, Platinum Jumbo, No Income Investor Cash Flow, "Just Missed" Portfolio Select and Asset Qualifier. We are pioneering a fresh approach to today’s mortgage lending challenges helping partners to grow their business.

Arc Home LLC

Carrington Wholesale

Mount Laurel, NJ

Anaheim, CA Company Website: http:// CarringtonWholesale.com

What Non-QM programs does your company offer?

What Non-QM programs does your company offer?

Arc Access - Alternate Income, DSCR, Foreign National , ITIN, Asset Utilization, Clean Slate, Agency Plus

The Carrington Advantage Series is a full suite of NonQM Loan solutions that "Delivers More" for you and your borrowers.

Arc Home has a full product suite of Non-QM available for your borrowers. We offer competitive underwriting, pricing and turn times. With Arc Home Non-QM tools, we can quickly price your loan, calculate your bank statement income or review your borrower’s credit.

Ideal for borrowers, like the self-employed, that don’t fit Agency or Government Qualified Mortgage standards based on credit quality, property type, documentation type, income documentation, or other borrower situations.

DCSR Loans below 100%

• FICOs 550+

ARMS Available

• Primary wage earners FICO

Which states are you licensed in?

All states with the exception of MO, HI and NV

• DTIs up to 50% • Bank Statements (personal or business) accepted • We don’t require disputed tradelines to be removed With the Carrington Investor Advantage (DCR) • DCR down to .75 • First-time investors are ok • Only 36 months seasoning for major credit events • 1x30x12 mortgage history ok Which states are you licensed in? 48 states excluding MA & ND

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Irvine, CA

Company Website: https:// business.archomellc.com/

With easy access to pricing and product eligibility, scenario support, and quality tools, www.archomellc. com is a single source for “all things Arc Home LLC.” Visit https://angeloakms.com/ We carefully designed our programs/ for details on our product offering to offer products that can help you valuable programs for you to grow your business. qualify more borrowers. Which states are you Which states are you licensed in? licensed in? NATIONWIDE except: AK HI ID MA MO NY VT

Commerce Home Mortgage-Wholesale

| NATIONAL MORTGAGE PROFESSIONAL MAGAZINE

Company Website: http:// www.commercetpo.com What Non-QM programs does your company offer? No Income Verification Loans on Primary and Second Homes (Min 640 Score) 12 Month BK Statement Loans (Only look at 1st Page) 1099 Program Asset Only Program Vesting in LLC Interest Only Option

AZ, CA, CO, District of Columbia, FL, GA, ID, IA, LA, MD, NV, NM, OR, TX, UT, VA, WA


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