Manhattan Resident Managers Club Newsletter-January 2018

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Vol. 39 No. 178

Dedicated to the Performance & Advancement for the Real Estate Manager

Our next meeting will be on Thursday, January 4th, 2018, 6:00pm at Terrace 54 located at 1717 Broadway.

January 2018


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Top 10 Reasons to Join the MRM Club! 10. Extra Curricular: applications/resumes!

Looks

great

on

employment

9. Networking: You will have the opportunity to meet and network with the BEST of the BEST in their field at our regular meetings on the 1st Thursday of each month. 8. Promote Awareness: The CLUB helps promote education and awareness about the NYC residential real estate market. 7. Life Insurance: Being a Regular Member of the CLUB affords you a personal life insurance policy in the amount of $125,000.00

6. Philanthropic: The CLUB participates and raises money for a number of local and national charities giving back to the community and those most in need. 5. Brotherhood: Being a member automatically gives you a feeling of closeness to other members. You share something that other people are not a part of and really can’t relate to.

4. Enrichment: Being part of a professionally ran Club or Organization is an en- riching experience. You owe it to yourself to at least try them out.

VISIT US ON THE WEB!

WWW.MRMCLUB.COM

3. Exposure: The CLUB will expose you to real life every day experiences you and your peers regularly share and have in common . 2. Growth: Members in Clubs/Organizations are encouraging and supportive of your personal growth. We all have a vested interest in each other.

1. Social: They are a BEST way to meet great people and have a lot of fun! With numerous events happening throughout the year; separate from our monthly meetings, it is impossible to not have some FUN!

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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PRESIDENT: ANTON MARKOLA 212-974-4650 Amarkola1@gmail.com

MANHATTAN RESIDENT MANAGER’S CLUB, INC. ORGANIZED 1980 P.O. Box 1144 New York, NY 10021

VICE-PRESIDENT: JOE CERVINI 917-588-4922 jcervini@mac.com TREASURER: PATRICK MCENANEY 917-699-5231

OUR next meeting will be

on Thursday, January 4th, 2018 at Terrace 54 located at 1717 Broadway.

McEnaney.patrick@gmail.com

FIN.SECRETARY: STEVE MALA 212-861-2073 Steve.Mala@yahoo.com

Meeting starts at 6:00pm. Dress Code is Profession Business attire (jacket & tie)

SECRETARY:

Members: $40.00. Guests: $60.00

BEN FLORES 917-860-5811 benjieflores3@gmail.com TRUSTEES:

Laslo Karsai

John Szabo

Joe Vela

CLUB NEWSLETTER

Dean Berishaj

Steve Kukaj

Louis Parrilla Publisher 917-750-4117 resmgr524@gmail.com

Peter Guzman Business Manager 917-837-1390 pgu3911250@aol.com

Ben Flores Editor 917-860-5811 benjieflores3@gmail.com

Any Opinions expressed here are those of the writers and not necessarily those of the Manhattan Resident Managers Club,Inc., or its members. The Manhattan Resident Managers Club Inc. reserves the absolute right, at its sole discretion, to accept or decline requests or submissions for advertising or other copy in its Newsletter or in any Club publication.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Anton Markola President

Manhattan Resident Managers Club, Inc.

Welcome to the January Newsletter!

On behalf of the Dais & Trustees of the Manhattan Resident Manager’s Club, I would like to wish you and your family a Happy, Healthy and Prosperous New 2018 Year!

Thank you all for attending our Annual Holiday Party at Terrace 54 on Broadway. In the spirit of a festive Holiday Season, we once again held our Ugly Christmas/Holiday sweater/suit party and our Vendor Appreciation Night. What a tremendous turn out and fun night as we shared this joyous night with great friends, food, music and dance. Congratulation to our ugly sweater/suit winners Elfrieea Deitz, Francis McLoughlin and most festive costume contest winner Lisa Mulcahy.

Our next meeting will be held on Thursday, January 4, 2018 at Terrace 54 located at 1717 Broadway starting at 6:00pm. Dress code for this meeting will be professional attire (suit and tie). No exceptions! If not dressed properly, you will not be admitted. Our educational feature will be done by various Associate Members who will emphasize winter preparedness.

I would like to give one final congratulations to the 2017 Resident Manager of the Year, Mr. Ben Flores and also our 2017 Manhattan Associate Member of the Year and Recipient of the William Key Award, Mr. Phil Levine of Major Air Service Corp. Thank you Gentlemen!

Please remember to support our Associate Members as they are the primary lifeline that keeps our CLUB in alive. Most of our Associate Members take an ad in our monthly Newsletter, so when you’re in need of a contractor or vendor, please refer to the Newsletter for their services.

If you have not mailed back your 2018 CLUB dues, please do so ASAP! The CLUB cannot continue to keep members active who don’t pay their dues. Regular & Life members who do not pay their dues by January 31st will be deactivated, and as a result will lose their term life insurance coverage. Our premium payment for the year is due on February 1st and if your payment is not accounted for, we have no choice but to drop you from the official membership roster (which we must hand over) and cancel your policy.

Don’t forget to check the CLUB’s website for updates through the year. It could all be found right there with a click of the mouse. www.mrmclub.com. Also, please visit us on our other Social Media platforms; including Facebook, Twitter, LinkedIn and Instagram. You should join. It’s FREE! Fraternally yours,

Anton

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

YOUR 2018 ClUb DUeS ARe DUe!

This is just a friendly reminder to ALL Members that your 2018 Annual Dues Notice has been sent via the US mail. For Regular & Life Members, your payment is due no later than December 31st in order to remain on the CLUB's Group Term Life Insurance Policy.

If you would like to pay your dues via the US mail, please make check payable to:

manhattan Resident managers Club, inc.

P.O. Box 1144 New York, NY 10021 ATTN: Financial Secretary

Regular Member Renewal is: $350.00 Associate Member Renewal is: $275.00 Affiliate Member Renewal is: $350.00 Life Member Renewal is: $200.00

JAN 1ST new YeARS DAY

JAN 6TH FeASt OF the epiphAnY

JAN 15TH mlk biRthDAY

JAN 18TH winnie the pOOh DAY

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JAN 13TH FRiDAY the 13th

JAN 27TH pUnCh the ClOCk DAY


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Robots will take the dirty, dull, and dangerous jobs from humans

New advances in technology, especially automation, often send a bit of a shiver down the backs of many hard working Americans who fear a machine will replace their jobs in the coming years. While the threat is real for some workers, Inc. Magazine highlights the fact that robots don't always make them obsolete because they are only targeting the most repetitive, boring, or dangerous jobs available in the workplace. Also, at least initially, they often need an experienced worker to help program them to do their job correctly. Once the robot is programmed, it will need someone to help maintain it with ongoing programming and maintenance. Experts in the robotics industry often promote the fact that the purpose of a robot in the workplace is to make a business more productive and enhance the jobs of existing employees by allowing them to focus on more critical tasks. This productivity can end up creating more jobs for actual humans by enabling a business to grow and expand more easily. One example of this, Scott Fetzer Electrical Group, manufactures appliance motors and saw a twenty percent increase in a plant's productivity after installing a fleet of robots into their process. This increased business allowed them to bring business back to the factory that they had lost to China and hire more people as a result. Despite increased productivity leading to jobs in some areas, robots excel at performing many entry-level or low-education positions in the workforce. CNN highlights the fact that roles such as cashiers, toll booth operators, drivers, and fast food, in general, are all at relatively higher risk of being taken over by machines. These jobs are repetitive and not very

complicated to perform, and many people are perfectly fine using an automated kiosk, rather than a human, to pay for a new shirt. Rising minimum wages in many places, as well, means that an investment in robotics is starting to make more and more financial sense. Robots can't do everything, however, and many jobs such as nurses, sports coaches, hairstylists, songwriters, and social workers all face a low risk of being replaced due to the nature of their duties. These jobs all highlight the emotional connection that humans have with one another that can't be replicated by an impersonal computer. Talking through a problem with a troubled child or working through a debilitating illness are tasks that require heart, empathy, and even something as simple as a reassuring hug. Unless robots can master the nuances of human speech and emotions, it is unlikely that they will be ruling the workforce anytime soon.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Importance of a business credit score

New business owners need to work on building their business credit score, which is similar to a personal score. According to popular money-centric blog Nerd Wallet, a business credit score is measured by a range of numbers that indicate how creditworthy a business is and the higher the number, the better. The ratings are generated by the three major credit bureaus: Dun and Bradstreet, Experian, and Equifax and typically range from zero to 100 rather than 300 to 850. Just like the personal FICO score, the single most significant influencer of this score is the ability to make on-time payments to lenders who regularly report on that history. The score will typically only be affected by accounts in the business's name, but it should be noted that many small-business lenders will still take a look at an owner's personal score as well. Aside from payment history, these bureaus use other information to determine the overall score of a business. Experian, for example, uses credit information from product suppliers and money lenders, any filings from the courts, public records about the company, and any open or past collections. Taking things a step further, they also check current loan balances, liens, bankruptcies, and judgments against the business as well as how large and how old it is. That's a lot of things to consider, and for a small business owner, it is important to re-

member that these agencies are watching every financial move they make and each one can have ramifications long into the future. Just like a personal credit score, it is essential to check a business credit score frequently to see which direction it is moving as well as to monitor for fraud and inaccuracies that need to be corrected. Unlike the personal score, however, the major bureaus don't hand out the information for free, and there will be a fee involved ranging from $39.95 to $99.95 each time it's checked.

Why making websites mobile-friendly is important

People are more attached to their smartphones than ever but recent analysis from Alliance Data shows that although 63 percent of millennials shop on them every day, only 39 percent of their total purchases are actually made online. This trend is alarming news for online stores and vendors that are eager to get this targeted demographic to follow through on their online purchases. This data is also a little puzzling because this same age group is much more likely to use their phones to research products, comparison shop, and look for coupons online before heading into the physical store to buy the merchandise. According to recent data from Osterman Research, online security could play a significant role in determining whether or not someone actually buys their goods online. They cite the 42.2 percent of millennials in America that have limited their purchases due to security concerns. Any data shared over the internet carries with it some risk of identity theft or fraud. In this case, increased use of security-focused shopping portals, coupled with better transparency of the website itself could help pave the way for peace of mind. Perhaps more likely, CNET argues that many people turn to physical stores to complete their purchases simply because it can still be quite frustrating to input all the required information on a tiny smartphone keypad. Names, email addresses, passwords, physical addresses, and credit card numbers entered during check-

out is a tedious process for all but the savviest users. Even using a desktop makes the process much more comfortable and the pictures are easier to view and navigate to boot. For online retailers to secure their shoppers' attention and wallets, the process of adding items to carts and checking out should be as seamless as possible. Integrating many different types of payment options, such as PayPal or Apple Pay, would also help entice people who trust a dedicated payment platform over an online storefront.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

More women are starting small businesses

Starting and running a small business takes a lot of passion and determination, and recently the number of women taking the plunge has been rising. According to recent data from the Institute of Women's Policy Research (IWPR), about 29 percent of all business owners in America are women. This figure is up from 26 percent as recently as 1997. In the last decade, there has been a growth of 68 percent in women-owned firms compared to only 47 percent growth for all businesses on record. One aspect of women-owned businesses that stands out is the 265 percent increase in the number of minority women who have stepped up to be their own boss. Two programs, the Small Business Jobs Act of 2010 and the

Women's Equity in Contracting Act, help these businesses get more contracts from the government. Passion will only take a woman so far if she is serious about building something from the ground up and, just like their male counterparts, it is wise to follow the advice of those with experience. According to Fortune Magazine, women interested in starting their own small business should pursue certifications in their field to gain legitimacy, seek out other women to partner with and learn from, and get ready to hustle to build their customer base by putting themselves out there.

Investing experts often fail to beat the market

ATM fees on the rise

There is a fee for almost everything these days and nothing is worse than the one charged by the ATM. Paying money to access one's own money is a frustration that continues to grow. USA Today reports that the average fee for ATMs rose 2.6 percent last year and they are up 55 percent from ten years ago. One big reason for the increases is the fact that customers are no longer using cash as much as they were before and banks are forced to up their fees to pay for the ATM machines. Fortunately, ATM fees can be avoided with a little planning. Credit.com suggests getting cash back at a store for free instead of relying on a machine. Finding a local bank that doesn't charge fees and identifying several other locations in town within your network will help in a pinch if you need cash but don't want to purchase to get it.

For individuals, investing in the stock market can be a daunting task. Although many of these people trust expert fund managers to boost their returns, USA reports that the majority of firms paid to generate betterthan-average returns often fail to beat the market. To be considered successful, a fund must show that it can provide better performance than benchmark indices like the S&P 500 on a consistent basis. If it can't beat them, then using the service just isn't worth the money. According to data provided by the 2015 SPIVA Scorecard, large-cap fund managers, those trading some of the largest companies in the market, failed to beat the benchmark 66 percent of the time during that year, 84 percent of the time over five years, and 82 percent of the time over the last ten years. Small-cap and mid-cap managers had similarly disappointing performance in their areas. They point out that some managers have a proven track record of results, but even those firms that beat the market for a year or two tend to lose ground over time. Adding in the fund's management fees can

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also turn a winning portfolio into a loser, and nobody wants to see their gains go from their retirement account to the manager. The reasons for this lack of performance are hard to uncover, but Forbes magazine reminds readers that there are only a couple of ways to beat the market: access to information other people don't have or being lucky. For most investors, luck is not something they would likely want to trust their money to, and even the experts don't have infinite knowledge about every company and market trend. As for those with the best information, average investors won't be able to discover which firms have it until long after the returns have already been generated.


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

ROBOTIC VESTS GAIN ACCEPTANCE IN INDUSTRY

A vest that acts as an external skeleton might be one answer to reducing occupational health injuries. The vest, developed by Ekso Biotics, is currently being used by the Ford Motor Company and has been widely tested since 2010. Workers in industry and construction frequently have jobs that require them to keep

pain. About 13.6 percent of all workplace injuries are shoulder injuries, according to a study by the National Council on Compensation Insurance (NCCI). Shoulder injuries cause a median number of 24 days off work, the greatest number for any body part. Along with this, the incidence of chronic pain is 41 percent, commonly in the 45- to 64-year-old age group. Construction and manufacturing workers often are forced to end their careers early because of pain and injury. For employers, these statistics are daunting. A NCCI study that looked at 4.2 million workman's compensation claims from 1996 to 2000, showed that shoulder injuries were the most costly. Enter the EksoVest. The 9.5 pound vest can be strapped on in seconds like a jacket. It is a wearable robot; that works to support the weight of the worker's arms, putting less strain on their shoulders. The vest provides 5 to 15 pounds of lift assistance per arm, notheir arms raised and outstretched for hours, ticeably supporting overhead tasks. According to Ekso, "By reducing the often using tools while they are doing so. At Ford, according to Ekso, workers in repetitive strain on a worker’s body, he/she not only overhead tasks raise their arms an average feels better at the end of every day, it also reduces the likelihood that the worker will susof 4,600 times per day or a million times a tain injury. Jobs get completed to a higher year. The wear-and-tear on shoulders is dra- level of quality, in a shorter amount of time, increasing both productivity and morale." matic. Workers in repetitive lifting jobs frequently have shoulder injury and chronic

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All About Eggs

How long to keep them

Eggs in the shell are safe to eat up to five weeks after the sell-by date, found on the short end of the carton.

Numbers on the carton

The carton information contains the packing date and the plant number. The three digit number in the middle tells you the Julian packing date. Julian dates count the days by number. On January 1 the Julian date is 001. On December 31, the Julian date is 365. The Plant number is also on the carton. This is a four-digit number beginning with the letter P. You should be able to look up the plant at the following link: https://apps.ams.usda.gov/plantbook/Query_Pages/plantbook_query.asp However, in a recent test of the link, no plant number returned a valid result. This may be fixed in the future.

Egg grades

The carton could also have the egg grade, but not necessarily. If you don't see it on the carton itself, a USDA shield may appear on the carton specifying the grade. Grade AA: Egg white is thick and firm. Yolks are high, round and practically free from defects. Clean, unbroken shells. Grade A: Whites are reasonably firm. Yolks are high, round and practically free from defects. Clean, unbroken shells. Grade B: Whites may be thinner. Yolks may be wider and flatter. Shells unbroken, but may show slight stains.


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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Food allergies are on the rise among American children

As modern medicine continues to find ways to treat and prevent illnesses from occurring, at least one issue affecting children is on the rise. According to the Centers for Disease Control, food allergies in children have risen by 50 percent over the past couple of decades with peanut or tree nut allergies more than tripling during roughly the same period. Complicating matters further, about 30 percent of children with a food allergy are allergic to more than one type of food. It's important to identify food allergies so that steps can be taken to avoid that food and prevent harmful reactions. Food allergies can cause severe reactions like anaphylaxis, a serious, fast acting reaction that causes an itchy rash, swelling of the throat and tongue, breathing problems, vomiting and light-headedness. A dose of epinephrine is usually required to mediate the symptoms. About 200,000 people seek medical attention for food allergies each year, and roughly 40 percent of children with allergies will experience a serious incident at some point. Events are most common outside the home when it is more difficult to determine the ingredients of prepared food and cross-contamination is more likely. There are a lot of theories for why allergies are on the rise and one idea gaining traction is the hygiene hypothesis. CNBC explains that this theory speculates that a lack of exposure to allergens, bacteria, and other infectious agents early in a child's life can cause the immune system to register food proteins as a germ in the body. Although not conclusive, the FDA is currently investigating this theory, along with others, to help explain the sudden rise in allergies among American children. It is possible for many allergies, such as milk, wheat, and eggs, to resolve themselves during childhood, but it is uncommon for allergies to tree nuts, peanuts, shellfish, and fish to go away on their own. As of yet, there is no medical cure for food allergies at any age, and the only real way to avoid issues is to avoid the problem foods.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

mAnhAttAn ReSiDent mAnAgeR’S ClUb, inC. iS pROUD tO hAve SeleCteD

BEN FLORES Resident Manager of the Year 2017 With gratitude & appreciation for the years of dedication and service to the CLUB — 20 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

mAnhAttAn ReSiDent mAnAgeR’S ClUb, inC. iS pROUD tO hAve SeleCteD

PHIL LEVINE of Major Air Service Corp

Associate Member of the Year 2017 In recognition of many years of support & friendship you have show to the CLUB — 21 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

AIRLINE FEES TAKING FLIGHT

Air travel is very convenient for those who need to cover great distances in a hurry. Although airfares have trended downward in recent years, the number of fees charged has more than outweighed the benefits of cheaper flights. According to NBC News, fees have been going up since airlines were ordered to unbundle their prices in 2008. The Government Accountability Office says that checked bags, priority boarding, reservation changes, and other services added up to $7.1 billion in revenue for airlines in 2016 which accounts for a substantial portion of their total incomes. USA Today points out that many travelers are caught off guard at the airport by fees that are not addressed during the purchase of tickets. Buying tickets through different travel agents and online portals can further complicate matters if the differences between included options and a la carte additions aren't made clear.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Cinnamon and blood sugar Researchers are studying the spice cinnamon to see if it helps control blood sugar, as folk treatments suggest. A review of 11 trials of cinnamon supplements in people with type 2 diabetes found that people using the supplements -- while taking prescribed diabetes medications -- showed some small improvement in blood sugar levels. However, researchers stress the findings are not conclusive since other factors, such as exercise, cinnamon quality, and adherence to medications were often not accounted for. The researchers concluded that the spice deserved more research but stressed that there is no evidence that cinnamon alone can control type 2 diabetes. The review was published in the Journal of the Academy of Nutrition and Dietetics.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Horoscopes

Aries 3/21 - 4/19: You might come into the New Year with a feeling that your fate is unavoidable. Resist that thought! You have the power to change your life in 2018 for the good or bad. Take the challenge.

Taurus 4/20 - 5/20: In the mood for a change? 2018 is the year to do it. Stars predict luck if you make moves that are good for your family.

Gemini 5/21 - 6/20: If a certain person is repeatedly rude to you, try detaching from the situation. Stars say returning the behavior in kind only hurts you in the eyes of others.

Cancer 6/21 - 7/22: Stars reveal a test of commitment is coming your way. This could involve family, work or friends. It could involve a special project. Respond with effort as you analyze the truth of the matter. Leo 7/23 - 8/22: Don't skip short-term plans in January as a miscalculation could severely bog you down. That could mean you miss an opportunity by the first quarter moon on the 24th. Virgo 8/23 - 9/22: Time to consider honor and honorable, if difficult, action. Walk in kindness and consideration this month and the honorable action becomes easier.

Libra 9/23 - 10/21: Your budget squeaks as you consider a major purchase. It could be right for you if you have been responsible in all financial areas, including investing in the future.

Scorpio 10/22 - 11/21: Two full moons in January. The first brings a feeling of trial. The second brings relief. Hold on as you move on. Sagittarius 11/22 - 12/21: Consider putting aside your reluctance to support a plan. It isn't perfect, but it might be right. More information comes at the full moon on the 31st. Capricorn 12/22 - 1/19: Let your creativity loose this month if you plan a surprise for a loved one. You may get a lot of satisfaction from their delight.

Aquarius 1/20 - 2/18: Patience takes the stage as events draw to a conclusion this month, but an even pace and attitude smooths the way for success.

Pisces 2/19 - 3/20: Swallow your pride and get back in touch with a friend you dropped for reasons that may seem silly right now.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Oral hpv is causing cancer in men decades after exposure

When it comes to diseases, the most worrisome are the ones that people can't see coming and cancers are at the top of the list. According to CNN, there is a current epidemic building of throat and neck cancers in men caused by HPV, the human papillomavirus. HPV comes in many different forms but the one that is causing all of the problems, HPV16, is an oral version of the disease that researchers estimate currently affects 11 million men in the U.S. Oral HPV is incredibly easy to transmit between one another, and most types of skinto-skin contact of intimate areas is enough. Although women are also at risk of catching oral HPV, it is over four times more likely to be found in men than women. Scientists are not yet sure whether this has to do with differences in the immune system's ability to fight off the virus or that women are somehow more resistant in general. All told, about 85 percent of the population will encounter the disease at some point, and the risk is higher for smokers, marijuana users, and sexually promiscuous individuals. The dangers of contracting oral HPV are not usually apparent for many years after the disease has taken hold. Doctors say that although many cases clear up on their own with no symptoms, some linger in the body for years causing DNA damage that can lead to cancerous tumors. The most common cancers associated with oral HPV are called oropharyngeal

Carrots are healthy, peeled or unpeeled

cancers, and cases in men have risen more than 300 percent during the past 40 years while the rates among women have declined. NBC News explains that this type of cancer can be extremely painful to manage and often involves surgically removing tonsils and lymph nodes followed by chemotherapy, radiation, and little or no ability to eat without a feeding tube. Importantly, there is a vaccine available for HPV in humans and men under the age of 26 are strongly urged to help protect themselves by taking action early. If they are over the age of eligibility, or already infected, the vaccine will no longer help. Unfortunately, there are currently generations of men that might be playing the waiting game with a disease they've had for decades.

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Peeling a carrot does not remove the majority of vitamins, according to the Tufts University Nutrition Letter. The carrot skin contains concentrated vitamin C and niacin but just under the peel, the next layer, the phloem, also has these vitamins, along with vitamin A. The core of the carrot, the xylem, contains the most calcium, potassium, magnesium and phosphorus. According to scientists at the Tufts Antioxidant Research Laboratory, peeling a carrot removes some small amounts of vitamins and minerals, but there is "plenty of nutritional value left behind." The conclusion: Eat carrots the way you like them.


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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

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— 29 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Cure for type 1 diabetes? new business aims at trials

A new startup company has raised $114 million to develop a treatment for type 1 diabetes. Semma Therapeutics will use the new funding to begin human trials of their stem cell therapy, which has already been tested on animals. Semma plans to use stem cells to make beta cells, which manage blood sugar. In type 1 diabetes, the body's immune system attacks cells that are respon-

sible for sensing glucose in the blood. Today, management of diabetes, both type 1 and type 2, is done through insulin. However, this new effort would effectively cure type 1 diabetes by replacing the beta cells in the body, which would start the production of insulin. Diabetes affects more than 300 million Americans. About 1.25 million have type 1. These new beta cells would be built from embryonic stem cells. Embryonic cells have the potential to become any type of cell found in the body. In this new method, embryonic cells are exposed to growth factor to make them grow into beta cells, according to Business Insider. Semma would take the newly grown beta cells and insert them into an implant about the size of a plastic bandage. The implant could then be placed under the patient's skin. Since the cells stay in the device, they wouldn't interact with the immune system which might kill them. However, they would spark the production of insulin to control blood sugar. This cell therapy could reach far into medical treatment, creating all sorts of regenerative medicine.

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Future of Braille remains uncertain in the computerized world

In 2018, smartphones may increasingly become the eyes of the blind. After all, smartphones can read text, take voice commands, create text from voice for email, and give directions. New apps do things like read the denomination of money or restaurant bills. On the other hand, technology is also providing electronic Braille readers that allow users to run their fingers over the surface, feeling the Braille dots. Still, the number of Braille readers is dropping. According to NPR, just one in 10 blind people can now read Braille. That renders blind people effectively illiterate. Nonetheless, Braille might make a comeback as people recognize the use of the system to quickly scan materials and read in silence. Coming years will tell the fate of this 200-year-old reading system.


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

New Year's Resolutions:

Break out into something new

Google gave internet to 100,000 people in Puerto Rico

The recent devastation caused by the hurricanes in Puerto Rico unveiled a massive problem with modern society's dependence on instant, long-distance communication. With the destruction of much of the communications infrastructure, thousands of people found themselves unable to access the internet or conveniently communicate with friends, family, and recovery crews. According to Engadget, Alphabet (the parent company of Google) unleashed their new Project Loon service to provide connectivity to over 100,000 people. Project Loon takes specially built balloons that can fly high above the ground and, with the help of solar-powered relays, spreads LTE cellular service from companies like AT&T and TMobile over an incredible area. Puerto Rico became a proof of concept for the company who ultimately wants to be able to spread internet globally to everyone.

So, everyone resolves to lose weight and stop procrastinating. Why stick with the obvious? Here are some resolutions that will make 2018 a little more interesting. 1. Master some jokes. Why resolve to be more social if you don't know what to do when you get to the party? Try to find a selection of one-liners that will work in a variety of situations. Find a longish joke that will be suitable to tell at lunch with a friend. Maybe a spicy joke to tell a really good friend. But always have a sweet joke to tell someone's mother. 2. Learn a useful phrase in three lan-

guages. Hey, you want to be debonair? Here's your chance. Go for Arabic and Mandarin if you are adventurous. If you want laughs, learn something silly. With one resolution, you tick off 'learn something new.' Done. 3. Learn to juggle. A good party trick that will get everyone else involved and keep you busy while listening to YouTube videos. Hey, you aren't wasting time. 4. Give yourself a big win. The problem with New Year's resolutions is that only 8 percent of resolvers keep their resolutions. That leaves 92 percent feeling like failures. They are resolving the wrong things. Instead, try something that you have a good chance of accomplishing: - Always drink beer during a football game. If you break this resolution, you've probably quit drinking. Win. - Spend more money on fun. If you break this resolution, you are saving more money. - Never buy another organizational basket. So, if you do break down, you are getting organized. - Never go to a gym. No sweat. But if you find yourself sweating, more's all the better. - Never become a circus acrobat. Unless you are one now, this is a resolution you can keep.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

— 32 —


tRiviA teASeR

– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Don't put these items in the dishwasher

According to home expert Martha Stewart, the following items should never be put in the dishwasher: Acrylics and plastics, aluminum, antiques, blown glass, bronze, cast iron, china with metallic decoration, crystal, any item with bone or wood inlays, gold-plated flatware, iron, knives (they get dull), nonstick pans, milk glass, pewter, rubber tools, tins, wooden spoons.

The great dishwasher fight

Appliance maker Bosch says more than 40 percent of families argue about the proper way to load a dishwasher. About 60 percent agree about whether to pre-rinse. Nearly 39 percent of the arguers say they disagree on whether knives should point up or down, while 30 percent argue about where plastic containers should go. General Electric Co. has defined three main types of dishwasher loaders: - Protectors, who are concerned that utensils are loaded handle up so the eating end isn't touched when unloading. - Organizers want to get everything in and out as quickly as possible. - Curators are the artists, particular about how the result looks, with similar items placed together, including directing pan handles in the same direction. The curators are also the culprits who rearrange the load.

Study: Dishwashers save money

A lot of people who have automatic dishwashers don't use them, but they might save money on water and electricity if they did. Even though 68 percent of Americans own dishwashers, about 20 percent use them less than once a week, suggesting people are hand washing dishes. Many reasons could account for this, but one of them should not be cost. Dishwashing by hand uses 3.5 times more water than a modern dishwasher and three times as much electricity, according to a 2011 study by the University of Bonn.

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1. Which of these U.S. Presidents was named after his father? a-John Kennedy, b-Jimmy Carter, c-Richard Nixon, d-Ulysses S. Grant.

2. Odell Beckham Jr. is a talented wide receiver for which NFL team? a-New York Giants, b-Miami Dolphins, c-Tennessee Titans, d-Oakland Raiders.

3. In which U.S. state was Martin Luther King Jr. born? a-Alabama, b-Mississippi, c-Georgia, d-Illinois.

4. Actors Tyrone Power Jr. and Douglas Fairbanks Jr. both played which swashbuckling hero? a-Sinbad, bThe Scarlet Pimpernel, c-D'Artagnan, d-Zorro.

5. With which sport do you associate Floyd Mayweather Jr.? a-Boxing, b-Auto racing, c-Bowling, dGolf.

6. What musician's real name is Calvin Broadus Jr.? aSnoop Dogg, b-Englebert Humperdinck, c-Pitbull, dHank Williams.

7. Max Baer Jr. was a cast member of which 1960s sitcom? a-"Petticoat Junction," b-"F Troop," c-"Green Acres," d-"The Beverly Hillbillies."

8. Ray Parker Jr. sang the theme song to which 1980s movie? a-"Fame," b-"Beverly Hills Cop," c-"Ghostbusters," d-"Back to the Future."

9. Burgess Meredith and Lon Chaney Jr. played a pair of itinerant farmhands in which 1939 film? a-"The Grapes of Wrath," b-"Of Mice and Men," c-"The Adventures of Huckleberry Finn," d-"Gone with the Wind."

10. Which family-friendly TV series was based on the novel "Spencer's Mountain" by Earl Hamner Jr.? a"The Addams Family," b-"The Andy Griffith Show," c-"The Waltons," d-"Little House on the Prairie."

ANSWERS TO BE PROVIDED ON THE CLUB’S TWITTER ACCOUNT. #MRMCLUB


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

“QUOTES 2 LIVE BY”

When one teaches, two learn.

~ Robert Half

"I don't think that you have any insight whatsoever into your capacity for good until you have some welldeveloped insight into your capacity for evil." ~ Jordan B. Peterson At times our own light goes out and is rekindled by a spark from another person. Each of us has cause to think with deep gratitude of those who have lighted the flame within us. ~ Albert Schweitzer

Expressing evokes a "me too" attitude while impressing evokes a "so what" attitude. ~ E. James Rohn

If you attach your mind to any ideology, you're going to be on a road, and that road may or may not lead you in a good direction. But you're gonna stay on that road because you are attached to an ideology. It could be a terrible road, but you stick with it regardless of rational thinking. ~ Joe Rogan

— 34 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

CLUB SUDOKU

— 35 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

“QUOTES 2 LIVE BY”

One's objective should be to get it right, get it quick, get it out and get it over. You see, your problem won't improve with age. ~ Warren Buffet

— 36 —

“QUOTES 2 LIVE BY”

Prayer is not an old woman's idle amusement. Properly understood and applied, it is the most potent instrument of action. ~ Mahatma Gandhi


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

— 37 —


Bill Gates' smart city

– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Paint doesn't have to be expensive to be high quality Expensive paint isn't necessarily the best, according to a new Consumer Reports study. Brands at home improvements stores are likely to be cheaper but just as good for coverage as the pricier options. In fact, in Consumer Reports

rankings, the top four excellent interior paints are all from home improvement stores: - Behr Marquee, $39, Home Depot. - Behr Premium Plus Enamel, $27, Home Depot. - Valspar Reserve, $44, Lowe's. - Behr Premium Plus Ultra, $30, Home Depot. Benjamin Moore's Aura, $70, sold at independent dealers, came in fifth in the rankings. A paint rated excellent for coverage should cover a very dark paint in one coat. Colors are another consideration. Famed paint Farrow & Ball is known for its unique and upscale colors. But, according to Consumer Reports, hardware store clerks can match Farrow & Ball colors within 1 percent, making it tempting to buy a cheaper brand and skip the salty $100 per gallon price. The sheen of the paint may look different, though. All modern paints which claim to be self-priming do just that. So priming is not usually necessary, the magazine reports.

As innovation continues its march into the future, many wealthy individuals and professional investors are looking for ways to build a city from the ground up that can fully incorporate all that modern technology has to offer. According to NBC News, Bill Gates is the most prominent name behind one of these 'smart cities' currently being planned in an open area of

Arizona near Phoenix. Developers have promised that the new city, proposed to be named Belmont, will bring like-minded people together in an attempt to build an infrastructure based on cutting edge technology, data centers, high-speed networks, manufacturing methods, and autonomous vehicles and logistics hubs. Arizona has had a good track record with embracing new technology. Their openness has already lured such companies as Uber, Waymo, and Intel which all have testing sites in the state. CNN highlights the fact that Cascade Investment, an investment firm owned by Gates, has put 80 million dollars into the project so far and they are envisioning the city to eventually rival the size of Tempe, Arizona which has a population of 182,000 people. Starting from scratch, they argue, will be much more cost-efficient and less complicated than trying to reinvent an existing town. This method allows the developers to decide where commercial, industrial, and residential space will be from the beginning, how they will connect, and work to improve the quality of life for the people who live and work there. These types of projects have become more popular as of late and other big names, such as Google, have committed their own funds to projects in other parts of North America with a similar goal of recreating a city that takes full advantage of modern advancements in technology. Perhaps the most significant recent announcement, a 500 billion dollar pledge from Saudi Arabia for a metropolis spanning three countries, shows that many companies and nations are getting serious about creating their own technological utopias.

— 38 —


– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

— 39 —


ROSENWACH TANK

THE FIRST NAME IN QUALITY WOOD AND STEEL TANKS

718.729.4900 • ROSENWACHGROUP.COM • 43-02 Ditmars Boulevard, 2nd Fl. • Astoria, NY 11105

MANHATTAN RESIDENT MANAGER’S CLUB, INC.

Mr. Louis Parrilla, Newsletter Publisher 524 East 72nd Street New York, NY 10021

TO PLACE AN AD IN THE NEXT NESWSLETTER PLEASE CALL Louis Parrilla 917-750-4117 • resmgr524@gmail.com


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